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class="_link-type_with_href_1wve0_4598 SHOPBUY"><a href="/sg/webapps/mpp/paypal-buyer-protection" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Buyer Protection","event_name":"ppcom_header_nav_clicked"}" aria-label="Buyer Protection ">Buyer Protection</a></li></ul></div></div><div class="_wd-25_1wve0_3207"></div></div></div></div></div></li><li><button id="3dZx7MS91wcuA1E0OvAMb6" aria-controls="submenu-3dZx7MS91wcuA1E0OvAMb6" aria-expanded="false" data-text="Small Business" data-pa-click="{"link":"HeaderMainMenu-Link-Small Business","event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_1wve0_825 _main-link_1wve0_808">Small Business<span class="_glnv-header__subnav-control-icon_1wve0_1759"></span></button><div id="submenu-3dZx7MS91wcuA1E0OvAMb6" aria-label="Small Business" role="region" class="_submenu-wrapper_1wve0_904"><div id="header-3dZx7MS91wcuA1E0OvAMb6" class="_container_1wve0_1228"><div class="_gn-header__subnav_1wve0_915"><h2 class="_segment-title-container_1wve0_1966"><a href="/sg/business" data-pa-click="{"link":"segment-title-Link-PayPal for Business","event_name":"ppcom_segment_title_clicked"}" tabIndex="0" class="_segment-title-link_1wve0_1971 _segment-title-link-href_1wve0_2774">PayPal for Business<span class="_segment-title-link_href_arrow_1wve0_2749"></span></a></h2><div class="_dw-submenu-container_1wve0_1768"><div class="_wd-75_1wve0_1772 _wd-75-6_1wve0_3203"><div class="_submenu-col_1wve0_961 _wd-col-6_1wve0_2997"><h3 class="submenu-col__header-div"><a href="/sg/webapps/mpp/overview" data-pa-click="{"link":"HeaderSubnav-SubHeader-undefined-Link-PayPal Complete Payments","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_1wve0_1039 _submenu-col__header_with_href_1wve0_2876"><span class="_submenu-col__header_text_container_1wve0_4470">PayPal Complete Payments<span class="_submenu-col__header_with_href_arrow_1wve0_4517"></span></span></a></h3><ul><li class="_link-type_with_href_1wve0_4598"><a href="/sg/business/accept-payments" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Accept Payments","event_name":"ppcom_header_nav_clicked"}" aria-label="Accept Payments ">Accept Payments</a></li><li class="_link-type_with_href_1wve0_4598"><a href="/sg/business/accept-payments/checkout" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Online Checkout","event_name":"ppcom_header_nav_clicked"}" aria-label="Online Checkout ">Online Checkout</a></li><li class="_link-type_with_href_1wve0_4598"><a href="/sg/business/accept-payments/invoice" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Invoicing","event_name":"ppcom_header_nav_clicked"}" aria-label="Invoicing ">Invoicing</a></li><li class="_link-type_with_href_1wve0_4598"><a href="/sg/business/make-payments" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Make Payments","event_name":"ppcom_header_nav_clicked"}" aria-label="Make Payments ">Make Payments</a></li></ul></div><div class="_submenu-col_1wve0_961 _wd-col-6_1wve0_2997"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-undefined-Link-Business Operations","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_1wve0_1039">Business Operations </h3><ul><li class="_link-type_with_href_1wve0_4598"><a href="/sg/business/manage-risk" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Risk Management","event_name":"ppcom_header_nav_clicked"}" aria-label="Risk Management ">Risk Management</a></li><li class="_link-type_with_href_1wve0_4598"><a href="/sg/business/streamline-operations" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Streamline Operation","event_name":"ppcom_header_nav_clicked"}" aria-label="Streamline Operation ">Streamline Operation</a></li><li class="_link-type_with_href_1wve0_4598"><a href="/sg/business/platforms-and-marketplaces" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Platforms & Marketplaces","event_name":"ppcom_header_nav_clicked"}" aria-label="Platforms & Marketplaces ">Platforms & Marketplaces</a></li></ul></div></div><div class="_wd-25_1wve0_3207 _wd-25-6_1wve0_4808"><ul class="_submenu-col_1wve0_961 _dw-submenu-cards_1wve0_1780 _dw-submenu-cards-2_1wve0_4990"><li class="_submenu-card_1wve0_1780"><a href="/sg/business/open-business-account" data-pa-click="{"link":"HeaderSubnav-Card-Get Started","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/business-start.svg" alt="Get Started" /><div><div class="_text_1wve0_1780">Get Started</div></div></a></li><li class="_submenu-card_1wve0_1780"><a href="/sg/webapps/mpp/merchant-fees" data-pa-click="{"link":"HeaderSubnav-Card-Fees","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/business-pricing.svg" alt="Fees" /><div><div class="_text_1wve0_1780">Fees</div></div></a></li></ul></div></div></div></div></div></li><li><button id="496CLAB211cUqzBHibOCYF" aria-controls="submenu-496CLAB211cUqzBHibOCYF" aria-expanded="false" data-text="Enterprise" data-pa-click="{"link":"HeaderMainMenu-Link-Enterprise","event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_1wve0_825 _main-link_1wve0_808">Enterprise<span class="_glnv-header__subnav-control-icon_1wve0_1759"></span></button><div id="submenu-496CLAB211cUqzBHibOCYF" aria-label="Enterprise" role="region" class="_submenu-wrapper_1wve0_904"><div id="header-496CLAB211cUqzBHibOCYF" class="_container_1wve0_1228"><div class="_gn-header__subnav_1wve0_915"><h2 class="_segment-title-container_1wve0_1966"><a href="/sg/enterprise" data-pa-click="{"link":"segment-title-Link-PayPal for Enterprise","event_name":"ppcom_segment_title_clicked"}" tabIndex="0" class="_segment-title-link_1wve0_1971 _segment-title-link-href_1wve0_2774">PayPal for Enterprise<span class="_segment-title-link_href_arrow_1wve0_2749"></span></a></h2><div class="_dw-submenu-container_1wve0_1768"><div class="_wd-75_1wve0_1772 _wd-75-4_1wve0_3028"><div class="_submenu-col_1wve0_961 _wd-col-4_1wve0_2990"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-PAYMENTS-Link-Payments","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_1wve0_1039">Payments </h3><ul><li class="_link-type_with_href_1wve0_4598 PAYMENTS"><a href="/sg/enterprise/payment-processing" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Global Payment Processing","event_name":"ppcom_header_nav_clicked"}" aria-label="Global Payment Processing ">Global Payment Processing</a></li><li class="_link-type_with_href_1wve0_4598 PAYMENTS"><a href="/sg/enterprise/payment-processing/accept-paypal" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Accept PayPal","event_name":"ppcom_header_nav_clicked"}" aria-label="Accept PayPal ">Accept PayPal</a></li><li class="_link-type_with_href_1wve0_4598 PAYMENTS"><a href="/sg/enterprise/payment-methods" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Payment Methods","event_name":"ppcom_header_nav_clicked"}" aria-label="Payment Methods ">Payment Methods</a></li></ul></div><div class="_submenu-col_1wve0_961 _wd-col-4_1wve0_2990"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RISKMANAGEMENT&OPERATIONS -Link-Risk & Operations","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_1wve0_1039">Risk & Operations </h3><ul><li class="_link-type_with_href_1wve0_4598 RISKMANAGEMENT&OPERATIONS "><a href="/sg/enterprise/fraud-protection-advanced" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Fraud Protection","event_name":"ppcom_header_nav_clicked"}" aria-label="Fraud Protection ">Fraud Protection</a></li><li class="_link-type_with_href_1wve0_4598 RISKMANAGEMENT&OPERATIONS "><a href="/sg/enterprise/payment-processing/payment-optimization" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Payment Optimisation","event_name":"ppcom_header_nav_clicked"}" aria-label="Payment Optimisation ">Payment Optimisation</a></li></ul></div><div class="_submenu-col_1wve0_961 _wd-col-4_1wve0_2990"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RESOURCES-Link-Resources","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_1wve0_1039">Resources </h3><ul><li class="_link-type_with_href_1wve0_4598 RESOURCES"><a href="/sg/brc" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Business Resource Center","event_name":"ppcom_header_nav_clicked"}" aria-label="Business Resource Center ">Business Resource Center</a></li><li class="_link-type_with_href_1wve0_4598 RESOURCES"><a href="/sg/webapps/mpp/dropshipper" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Dropshippers","event_name":"ppcom_header_nav_clicked"}" aria-label="Dropshippers ">Dropshippers</a></li></ul></div></div><div class="_wd-25_1wve0_3207 _wd-25-4_1wve0_3271"><ul class="_submenu-col_1wve0_961 _dw-submenu-cards_1wve0_1780 _dw-submenu-cards-2_1wve0_4990"><li class="_submenu-card_1wve0_1780"><a href="/sg/enterprise/contact-sales" data-pa-click="{"link":"HeaderSubnav-Card-Contact Sales","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/enterprise-contact.svg" alt="Contact Sales" /><div><div class="_text_1wve0_1780">Contact Sales</div></div></a></li><li class="_submenu-card_1wve0_1780"><a href="/sg/enterprise/become-a-partner" data-pa-click="{"link":"HeaderSubnav-Card-Become a Partner","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/paypal-ui/pictograms/blue/svg/partner-integration-blue.svg" alt="Become a Partner" /><div><div class="_text_1wve0_1780">Become a Partner</div></div></a></li></ul></div></div></div></div></div></li><li><a id="04oUVZO1sRkeFCzZQPPcKe" href="/sg/enterprise/become-a-partner" aria-label="Partners" data-text="Partners" data-pa-click="{"link":"HeaderMainMenu-Link-Partners","event_name":"ppcom_header_nav_clicked"}" class="_main-link_1wve0_808">Partners</a></li></ul><ul class="_main-menu-list_1wve0_1731"><li><button id="17ETe70le5ScbfJrf710V2" aria-controls="submenu-17ETe70le5ScbfJrf710V2" aria-expanded="false" data-text="Help & FAQ" data-pa-click="{"link":"HeaderMainMenu-Link-Help & FAQ","event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_1wve0_825 _main-link_1wve0_808">Help & FAQ<span class="_glnv-header__subnav-control-icon_1wve0_1759"></span></button><div id="submenu-17ETe70le5ScbfJrf710V2" aria-label="Help & FAQ" role="region" class="_submenu-wrapper_1wve0_904"><div id="header-17ETe70le5ScbfJrf710V2" class="_container_1wve0_1228"><div class="_gn-header__subnav_1wve0_915"><div class="_dw-submenu-container_1wve0_1768"><div class="_wd-75_1wve0_1772 _wd-75-12_1wve0_3204"><div class="_submenu-col_1wve0_961 _wd-col-12_1wve0_3001"><h3 class="submenu-col__header-div"><a href="/sg/webapps/mpp/get-started-with-paypal" data-pa-click="{"link":"HeaderSubnav-SubHeader-undefined-Link-How to get started","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_1wve0_1039 _submenu-col__header_with_href_1wve0_2876"><span class="_submenu-col__header_text_container_1wve0_4470">How to get started<span class="_submenu-col__header_with_href_arrow_1wve0_4517"></span></span></a></h3><ul><li class="_link-type_with_href_1wve0_4598"><a href="/sg/webapps/mpp/paypal-safety-and-security" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Online Security","event_name":"ppcom_header_nav_clicked"}" aria-label="Online Security ">Online Security</a></li><li class="_link-type_with_href_1wve0_4598"><a href="/sg/webapps/mpp/fraud-prevention" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Fraud Prevention Tips","event_name":"ppcom_header_nav_clicked"}" aria-label="Fraud Prevention Tips ">Fraud Prevention Tips</a></li><li class="_link-type_with_href_1wve0_4598"><a href="/sg/webapps/mpp/phishing" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Phishing Protection Tips","event_name":"ppcom_header_nav_clicked"}" aria-label="Phishing Protection Tips ">Phishing Protection Tips</a></li></ul></div></div><div class="_wd-25_1wve0_3207"></div></div></div></div></div></li></ul></div></nav><div data-testid="header-buttons" id="_header-buttons_1wve0_1306" class="_header-buttons_1wve0_1306 _mobile-nav-btn__placeholder-padding_1wve0_3501"><div><a href="/signin" target="_self" id="_ul-btn_1wve0_1" role="link" data-pa-click="{"link":"HeaderMainMenu0-Cta-Log In","event_name":"ppcom_header_login_clicked"}" class="_pypl-btn_1wve0_1129 _pypl-btn--small_1wve0_1302 _pypl-btn--outline-white_1wve0_1306">Log In</a><a href="/sg/webapps/mpp/account-selection" target="_self" id="_signup-button_1wve0_1" role="link" data-pa-click="{"link":"HeaderMainMenu1-Cta-Sign Up","event_name":"ppcom_header_signup_clicked"}" class="_pypl-btn_1wve0_1129 _pypl-btn--outline-white_1wve0_1306 _pypl-btn--small_1wve0_1302 _pypl-btn--outline-white_1wve0_1306 _sublistMobile_1wve0_2105">Sign Up</a></div></div></div></div><div id="dw-overlay-menu-open" class="_dw-overlay-menu-open_1wve0_1691"></div></header></div><section class="hero-carousel" data-building-block="organism"><div class="hero-carousel__wrapper"><div class="carousel hero-carousel__carousel"><div style="overflow:hidden;position:relative"><div class="carousel__wrapper--no-js carousel__wrapper hero-carousel__carousel__wrapper" style="overflow:hidden;position:relative"><section class="home-carousel-hero hero-carousel__carousel__hero tall" data-building-block="organism" style="float:left;width:100%;position:relative;transition-property:transform;background-image:url(https://www.paypalobjects.com/marketing/web/hk/brc/banner.jpg);background-position:center;background-size:cover;background-color:#0070ba" aria-hidden="false"><div class="container"><div class="row"><div class="home-carousel-hero__container col-xs-12 col-lg-9 center-block text-xs-center"><p class="headline2"></p><h1 class="home-carousel-hero__headline "><span>Welcome to the Business Resource Centre.</span></h1><p class="date"> </p><p class="home-carousel-hero__paragraph">Your go-to source for all things business. We've got expert advice, best practices, and tools to help you start, manage, and grow your business.</p><a data-pa-click="CarouselCta|Welcome to the Business Resource Centre." role="button" class="seehow-btn pypl-btn" href="#topics-container">Read Now</a></div></div></div></section></div></div></div></div></section><div id="search-container" class="searchContainer"><form action="/sg/brc/search" method="GET" name="search-field" id="form-search"><div class="vx_form-group search"><div class="vx_form-control vx_form-control_complex groupbrc vx_form-group_hiddenLabel"><label for="mysearch" class="vx_form-group_hiddenLabel">Search the Business Resource Center</label><input type="text" name="q" id="mysearch" autoComplete="off" class="vx_text-body search-value form-control vx_form-control" placeholder="Search the Business Resource Centre" required=""/><div class="vx_form-control-icon brcsearch-icon"><button class="search-btn hide-text" type="submit" data-pa-click="brcSearchClick"><span aria-hidden="true" class="icon icon-small vx_icon-magnifying-glass"></span>Submit search</button></div></div></div></form></div><div class="flex-container"><div id="topics-container" class="topicsContainer"><div class="topicsSection vx_text-2"><div class="topicsHeading"><h2 class="vx_text-4 header_style ">Explore articles by topic.</h2></div><div class="topic_list"><ul class="inlineList"><li class="panel panel1 vx_text-body"><div class="wrap"><a data-pa-click="topicClick|how-to-start-your-business" class="vx_text-body li_style" href="/sg/brc/topics/how-to-start-your-business">Start your business <div class="rightArrow"></div></a></div></li><li class="panel panel1 vx_text-body"><div class="wrap"><a data-pa-click="topicClick|grow-your-business" class="vx_text-body li_style" href="/sg/brc/topics/grow-your-business">Grow your business<div class="rightArrow"></div></a></div></li><li class="panel panel1 vx_text-body"><div class="wrap"><a data-pa-click="topicClick|manage-your-business" class="vx_text-body li_style" href="/sg/brc/topics/manage-your-business">Manage your business<div class="rightArrow"></div></a></div></li><li class="panel panel1 vx_text-body"><div class="wrap"><a data-pa-click="topicClick|discover-paypal-products" class="vx_text-body li_style" href="/sg/brc/topics/discover-paypal-products">Discover PayPal<div class="rightArrow"></div></a></div></li><li class="panel panel1 vx_text-body"><div class="wrap"><a data-pa-click="topicClick|enterprise-solutions" class="vx_text-body li_style" href="/sg/brc/topics/enterprise-solutions">Enterprise<div class="rightArrow"></div></a></div></li></ul></div></div></div><div id="tiles-container" class="tilesContainer"><div class="Maintilescontainer"><h2 class="vx_text-4 tilesheading ">Featured articles.</h2><ul class="tiles_list"><li id="tile-list-item-0" class="tile_elements tile_property" style="background-image:url(https://www.paypalobjects.com/marketing/brc/shared/b2b-ecommerce/Article2-thumb-dark.jpg);background-color:0"><a data-pa-click="tileClick|what-is-b2b-ecommerce" class="reqPath" href="/sg/brc/article/what-is-b2b-ecommerce"><div class="vx_panel-header tile_header">MEETING CUSTOMER EXPECTATIONS </div><div class="tileClick|what-is-b2b-ecommerce| vx_panel-text tile_sd"><span>Understanding B2B ecommerce</span> </div></a><p class="vx_text-body tile_description"> <span>If you are planning to move your B2B business online, then this article is for you. Find out more about the critical components needed to transform your B2B ecommerce portal into a resounding success.</span> </p><div class="vx_text-body_secondary tile_date">1 Apr 2025</div></li><li id="tile-list-item-1" class="tile_elements tile_property" style="background-color:1px"><a data-pa-click="tileClick|enterprise-online-gaming-solutions" class="reqPath" href="/sg/brc/article/enterprise-online-gaming-solutions"><div class="vx_panel-header tile_header">GROWTH & GLOBAL PAYMENTS </div><div class="tileClick|enterprise-online-gaming-solutions| vx_panel-text tile_sd"><span>Why payment strategy belongs at the heart of your successful gaming business</span> </div></a><p class="vx_text-body tile_description"> <span>Online gaming is a growing sector with an international audience. APAC has the largest market share and the region’s gaming businesses are expanding into markets like the US and UK. To keep pace with global growth, they should focus on gamers’ payment preferences and mitigating the risk of fraud.</span> </p><div class="vx_text-body_secondary tile_date">27 Mar 2025</div></li><li id="tile-list-item-2" class="tile_elements tile_property" style="background-color:2px"><a data-pa-click="tileClick|enterprise-fraud-risk-assessment-management" class="reqPath" href="/sg/brc/article/enterprise-fraud-risk-assessment-management"><div class="vx_panel-header tile_header">FRAUD & SECURITY </div><div class="tileClick|enterprise-fraud-risk-assessment-management| vx_panel-text tile_sd"><span>How to understand and react to your risk of payment fraud</span> </div></a><p class="vx_text-body tile_description"> <span>Cybercrime costs the world nearly US$1 trillion per year.1 Fraudsters, using dark web, crime-as-a-service functions, are becoming more sophisticated and successful. To stay ahead, businesses need to actively assess and address the risks they face.</span> </p><div class="vx_text-body_secondary tile_date">27 Mar 2025</div></li><li id="tile-list-item-3" class="tile_elements tile_property" style="background-image:url(https://www.paypalobjects.com/marketing/brc/shared/enterprise-payment-fraud-types-detection-prevention/thumbnail.jpg);background-color:3px"><a data-pa-click="tileClick|enterprise-payment-fraud-types-detection-prevention" class="reqPath" href="/sg/brc/article/enterprise-payment-fraud-types-detection-prevention"><div class="vx_panel-header tile_header">FRAUD & SECURITY </div><div class="tileClick|enterprise-payment-fraud-types-detection-prevention| vx_panel-text tile_sd"><span>How vulnerable is your business to cybercrime and online fraud?</span> </div></a><p class="vx_text-body tile_description"> <span>Cybercrime is everywhere and it is a growing threat. Understanding the different types of fraud, and how they apply to your sector, can help you keep your business and your customers safer.</span> </p><div class="vx_text-body_secondary tile_date">27 Mar 2025</div></li><li id="tile-list-item-4" class="tile_elements tile_property" style="background-image:url(https://www.paypalobjects.com/marketing/brc/shared/banners/hk-enterprise-grow-your-business-with-payment-fraud-prevention-tools-thumb.png);background-color:4px"><a data-pa-click="tileClick|enterprise-modern-payment-solutions-to-grow-your-business" class="reqPath" href="/sg/brc/article/enterprise-modern-payment-solutions-to-grow-your-business"><div class="vx_panel-header tile_header">GROWTH & GLOBAL PAYMENTS </div><div class="tileClick|enterprise-modern-payment-solutions-to-grow-your-business| vx_panel-text tile_sd"><span>Considerations to scale your enterprise further</span> </div></a><p class="vx_text-body tile_description"> <span>Discover information on the ever-evolving market landscape, like payments and fraud risks.</span> </p><div class="vx_text-body_secondary tile_date">27 Mar 2025</div></li><li id="tile-list-item-5" class="tile_elements tile_property" style="background-color:5px"><a data-pa-click="tileClick|securely-store-payments" class="reqPath" href="/sg/brc/article/securely-store-payments"><div class="vx_panel-header tile_header">PROCESSING PAYMENTS  </div><div class="tileClick|securely-store-payments| vx_panel-text tile_sd"><span>Securely store payments for a smoother customer checkout experience</span> </div></a><p class="vx_text-body tile_description"> <span>Online businesses want to make it easier for their returning customers to complete purchases and make recurring payments. Providing seamless checkout experiences can help increase revenue and improve customer satisfaction. At the same time, however, businesses must be sure they are securely storing customer payments to help reduce fraud and protect customer information from data breaches.</span> </p><div class="vx_text-body_secondary tile_date">16 Dec 2024</div></li><li id="tile-list-item-6" class="tile_elements tile_property" style="background-color:6px"><a data-pa-click="tileClick|what-is-interchange-plus-plus" class="reqPath" href="/sg/brc/article/what-is-interchange-plus-plus"><div class="vx_panel-header tile_header">PROCESSING PAYMENTS  </div><div class="tileClick|what-is-interchange-plus-plus| vx_panel-text tile_sd"><span>What is IC++ and how does it work?</span> </div></a><p class="vx_text-body tile_description"> <span>As a merchant, you know accepting payments via credit card can come with added costs. Though credit cards make transactions easier and faster, they often have fees and complications associated with them.</span> </p><div class="vx_text-body_secondary tile_date">23 Nov 2024</div></li><li id="tile-list-item-7" class="tile_elements tile_property" style="background-color:0"><a data-pa-click="tileClick|auto-transfers" class="reqPath" href="/sg/brc/article/auto-transfers"><div class="vx_panel-header tile_header">PROCESSING PAYMENTS  </div><div class="tileClick|auto-transfers| vx_panel-text tile_sd"><span>Streamline your cash flow with automatic transfers to your bank account</span> </div></a><p class="vx_text-body tile_description"> <span>Better manage your business cash flow with a regular, automatic transfer of money from your PayPal account to your bank account.</span> </p><div class="vx_text-body_secondary tile_date">23 Nov 2024</div></li><li id="tile-list-item-8" class="tile_elements tile_property" style="background-image:url(https://www.paypalobjects.com/marketing/web23/shared/brc/think-forward/think-forward-thumbnail-image.jpg);background-color:1px"><a data-pa-click="tileClick|think-forward-ai-personalisation-new-frontier" class="reqPath" href="/sg/brc/article/think-forward-ai-personalisation-new-frontier"><div class="vx_panel-header tile_header">INDUSTRY INSIGHTS AND TRENDS </div><div class="tileClick|think-forward-ai-personalisation-new-frontier| vx_panel-text tile_sd"><span>AI: Personalisation’s new frontier</span> </div></a><p class="vx_text-body tile_description"> <span>Over the past few years, personalisation has evolved from a nice-to-have marketing strategy to an important consumer expectation. In fact, 71% of consumers report that they expect companies to deliver personalised interactions,1 and when brands fall short, over two-thirds (76%) of these consumers feel frustration.1</span> </p><div class="vx_text-body_secondary tile_date">12 Nov 2024</div></li></ul><div class="tile-btn"><button type="submit" data-pa-click="brcHomeLoadMoreClick|12" class="load-more-btn">See More</button></div></div></div></div><aside id="help-section"><div class="helpsectionContainer"><h2 class="call-header ">More ways to get help</h2><div class="contact-panels"><div class="contact-panel"><button class="icon-help vx_btn-link" aria-label="brc.HelpCenter icon"></button><div class="channel-content"><button role="link" class="vx_btn-link contact-link " data-pa-click="brcHelpCenterClick" aria-label="brc.HelpCenter link">Help Centre</button><div class="support-message "> Get help with your account and more.</div></div></div><div class="contact-panel"><button class="icon-community vx_btn-link" aria-label="brc.CommunityForum icon"></button><div class="channel-content"><button role="link" class="vx_btn-link contact-link " data-pa-click="brcCommunityClick" aria-label="brc.CommunityForum link">Community Forum</button><div class="support-message "> Find answers or join the conversation.</div></div></div><div class="contact-panel"><button class="icon-resolution vx_btn-link" aria-label="brc.ResolutionCenter icon"></button><div class="channel-content"><button role="link" class="vx_btn-link contact-link " data-pa-click="brcResolutionClick" aria-label="brc.ResolutionCenter link">Resolution Centre</button><div class="support-message "> Solve transaction issues and more.</div></div></div><div class="contact-panel"><button class="icon-tax vx_btn-link" aria-label="brc.TaxCenter icon"></button><div class="channel-content"><button role="link" class="vx_btn-link contact-link " data-pa-click="brcTaxCenterClick" aria-label="brc.TaxCenter link">Tax Centre</button><div class="support-message "> Find tax forms and other resources.</div></div></div><div class="contact-panel"><button class="icon-contact vx_btn-link" aria-label="brc.Contactus icon"></button><div class="channel-content"><button role="link" class="vx_btn-link contact-link " data-pa-click="brcContactUsClick" aria-label="brc.Contactus link">Contact us</button><div class="support-message "> Contact Customer Service.</div></div></div></div></div></aside><div class="legalFooter "><section class="LegalContent"><span>The contents of this site are provided for informational purposes only. 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For more information, please review our","condtions":"Privacy Policy."},"message":{"helpCenter":" Get help with your account and more.","communityForum":" Find answers or join the conversation.","resolutionCenter":" Solve transaction issues and more.","taxCenter":" Find tax forms and other resources.","contactus":" Contact Customer Service."}}</script><script type="text/javascript" src="https://www.paypalobjects.com/marketing-resources/vendors/react-18_2_0-bundle.js"></script><script nonce="Gxvd+YoM3xJ5CCEvfMPEXLuM36DMAlxqvLscJIgl7kIiW4hZ">(function () { var bannerFptiData = {}; function getFptiReqData () { let fptiReqData = window && window.fpti && window.PAYPAL && window.PAYPAL.analytics && window.PAYPAL.analytics.instance && window.PAYPAL.analytics.instance.options && window.PAYPAL.analytics.instance.options.request && window.PAYPAL.analytics.instance.options.request.data; if (fptiReqData) { bannerFptiData = { api_name: 'cookieBanner', page: 'main:privacy:policy:ccpa', pgrp: 'main:privacy:policy', displaypage: window.fpti.pgrp, ppage: 'privacy_banner', bannertype: 'cookiebanner', ccpg: 'SG', flag: 'ccpa', bannerversion: 'v3a', bannersource: 'ConsentNodeServ', bannervariant: '', xe: '105410,105409,111623,111624,109059,111560,111622,104407', xt: '123956,123954,158941,158943,143369,158643,158939,119038', eligibility_reason: 'false', is_native: 'false', cookie_disabled: cookieDisabled(), reason_to_hide: reasonToHideBanner() }; if(false){ bannerFptiData = { ...bannerFptiData, userstate : 'undefined', usercountry : 'undefined', stateaccuracy : 'undefined', countryaccuracy : 'undefined', loggedin : 'undefined' } } } return fptiReqData; } function getFptiPage () { return getFptiReqData() && getFptiReqData().page; } function setSessionStorage(key) { try { sessionStorage.setItem(key, true); } catch (e) { console.log('error on setting sessioStorage', e); } } function isBannerClosed () { let is_banner_closed = false; try{ if(sessionStorage.getItem("isBannerClosed") || sessionStorage.getItem("isUserAccepted") || sessionStorage.getItem("isInvisibleBanner")){ is_banner_closed = true; } } catch (e){ is_banner_closed = false; } return is_banner_closed || (false && true && !navigator.cookieEnabled); } function reasonToHideBanner(){ let reason = ''; try { if (false && true && !navigator.cookieEnabled){ reason = 'cookies are disabled'; } else if(sessionStorage.getItem("isUserAccepted")){ reason = 'User accepted or declined'; } else if(sessionStorage.getItem("isBannerClosed")){ reason = 'Banner Closed'; } else if(sessionStorage.getItem("isInvisibleBanner")){ reason = 'Invisible banner loaded'; } } catch (error) { reason=''; } return reason; } function cookieFilteringRequest(eventSource) { const queryParamters = { eventSource, isQueryEncoded: true, page: '', component: '', eventSourceUrl: '', expireCookies: false }; if (window) { queryParamters.page = window.fpti && window.fpti.page || window.location && window.location.href; queryParamters.component = window.fpti && window.fpti.comp; const eventSourceUrl = window.location && window.location.href; queryParamters.eventSourceUrl = eventSourceUrl && eventSourceUrl.split("?")[0]; } const xhr = window.XMLHttpRequest ? new XMLHttpRequest() : new ActiveXObject('Microsoft.XMLHTTP'); let queryString = ''; Object.keys(queryParamters).forEach((key, index) => queryString += (index > 0 ? '&' : '') + key + "=" + btoa(queryParamters[key])); const endPoint = "https://www.paypal.com/myaccount/privacy/cookieprefs/cookies?" + queryString; xhr.open('GET', endPoint); xhr.withCredentials = true; xhr.onreadystatechange = function () { if (xhr.readyState > 3 && xhr.status === 200) { } }; xhr.setRequestHeader('Accept', 'application/json'); xhr.setRequestHeader('Content-Type', 'application/json'); xhr.send(); }; function cookieFiltering(eventSource="cookieBanner"){ if(!true || false){ return; } cookieFilteringRequest(eventSource); } function postAjax(isFptiDataAvailable , cookieObj ) { if(!isFptiDataAvailable && getFptiReqData()){ isFptiDataAvailable = true; } if(isFptiDataAvailable){ acceptDeclineFptiEvents(cookieObj); } var xhr = window.XMLHttpRequest ? new XMLHttpRequest() : new ActiveXObject("Microsoft.XMLHTTP"); var endPoint = cookieObj.endPointPrefix + cookieObj.endPointSuffix; xhr.open('GET',endPoint); xhr.withCredentials = true; xhr.onreadystatechange = function() { if (xhr.readyState > 3 && xhr.status == 200) { cookieFiltering(cookieObj.eventSource); } }; xhr.setRequestHeader('Accept', 'application/json','Content-Type', 'application/json'); xhr.send(null); return xhr; }; function fptiRecordClick(bannerData){ window.PAYPAL.analytics.Analytics.prototype.recordClick({ data: {...bannerData, product:"cookieBanner"}}); }; function acceptDeclineFptiEvents(cookieObj){ var trackingPageName = '' || getFptiPage() || document.title; var cookiesText = cookieObj.cookiesText; var cookiePrefs = cookieObj.cookiePrefs; var eventName = cookieObj.eventName; var bannerData = { e: 'cl', link: cookiesText, pglk: trackingPageName + '|' + cookiesText, pgln: trackingPageName + '|' + cookiesText, c_prefs: cookiePrefs, opsel: cookiePrefs + ',SG', csource: 'cookie', event_name: eventName }; for(var key in bannerFptiData){ bannerData[key] = bannerFptiData[key]; }; fptiRecordClick(bannerData); var winFptiData = JSON.parse(JSON.stringify((window && window.fpti) || {})); var updatedFptiData = { cookiebannerhidden: 'true', c_prefs: cookiePrefs }; for(var key in bannerFptiData){ updatedFptiData[key] = bannerFptiData[key]; }; for(var key in updatedFptiData){ winFptiData[key] = updatedFptiData[key]; }; window.PAYPAL.analytics.Analytics.prototype.logActivity(winFptiData); }; function cookieObjSetup (type) { const cookieObjValue = { "accept" : { endPointSuffix : '&type=explicit_banner&country=SG&policy=ccpa&version=v3a', endPointPrefix : 'https://www.paypal.com/myaccount/privacy/cookiePrefs/accept?marketing=true&performance=true&functional=true', eventSource : 'acceptCookieBanner', cookiesText : 'acceptcookies', cookiePrefs : 'T=1,P=1,F=1,type=explicit_banner', eventName : 'cookie_banner_accept_clicked' }, "decline" : { endPointSuffix : '&type=explicit_banner&country=SG&policy=ccpa&version=v3a', endPointPrefix : 'https://www.paypal.com/myaccount/privacy/cookiePrefs/accept?marketing=false&performance=true&functional=true', eventSource : 'declineCookieBanner', cookiesText : 'declinecookies', cookiePrefs : 'T=0,P=1,F=1,type=explicit_banner', eventName : 'cookie_banner_decline_clicked' }, "close" : { endPointSuffix : '&type=explicit_close&country=SG&policy=ccpa&version=v3a', endPointPrefix : 'https://www.paypal.com/myaccount/privacy/cookiePrefs/accept?marketing=true&performance=true&functional=true', eventSource : 'closeCookieBanner', cookiesText : 'closecookies', cookiePrefs : 'T=1,P=1,F=1,type=explicit_close', eventName : 'cookie_banner_close_clicked' } }; return cookieObjValue[type]; } function bindGdprEvents () { var acceptAllButton = document.getElementById('acceptAllButton'); var bannerDeclineButton = document.getElementById('bannerDeclineButton'); var bannerCloseButton = document.getElementById('bannerCloseButton'); var usBannerCloseButton = document.getElementById('usBannerCloseButton'); var manageCookiesLink = document.getElementById('manageCookiesLink'); var cookieStatement = document.getElementById('cookieStatement'); var cookieLanguage = document.getElementById('ccpaCookieContent_wrapper'); var cookieBanner = document.getElementById('ccpaCookieBanner'); var cookieBannerAcceptAll = document.getElementsByClassName("ccpaCookieBanner-acceptedAll"); var trackingPageName = '' || getFptiPage() || document.title; if (manageCookiesLink) { manageCookiesLink.onclick = function() { var manageCookiesData = { e: 'cl', link: 'managecookies', pglk: trackingPageName + '|managecookies', pgln: trackingPageName + '|managecookies', event_name: 'cookie_banner_manage_cookies_clicked' }; for(var key in bannerFptiData){ manageCookiesData[key] = bannerFptiData[key]; }; fptiRecordClick(manageCookiesData); }; } if (cookieStatement) { cookieStatement.onclick = function() { var cookieStatementData = { e: 'cl', link: 'cookieStmtLink', pglk: trackingPageName + '|cookieStmtLink', pgln: trackingPageName + '|cookieStmtLink', event_name: 'cookie_banner_cookie_statement_clicked' }; for(var key in bannerFptiData){ cookieStatementData[key] = bannerFptiData[key]; }; fptiRecordClick(cookieStatementData); }; } if(bannerCloseButton && cookieBanner && cookieLanguage){ bannerCloseButton.onclick = function() { hideBanner(); setSessionStorage('isBannerClosed'); var closebannerFptiData = { e: 'cl', link: 'closeBanner', pglk: trackingPageName + '|closeBanner', pgln: trackingPageName + '|closeBanner', event_name: 'cookie_banner_close_clicked' }; for(var key in bannerFptiData){ closebannerFptiData[key] = bannerFptiData[key]; }; fptiRecordClick(closebannerFptiData); }; } if (acceptAllButton && cookieBanner && cookieLanguage) { acceptAllButton.onclick = function() { hideBanner(); if (false) { setSessionStorage('isUserAccepted'); } postAjax(true , cookieObjSetup('accept')); }; } if (bannerDeclineButton && cookieBanner && cookieLanguage) { bannerDeclineButton.onclick = function() { hideBanner(); if (false) { setSessionStorage('isUserAccepted'); } postAjax(true , cookieObjSetup('decline')); }; } if (usBannerCloseButton && cookieBanner && cookieLanguage) { usBannerCloseButton.onclick = function() { hideBanner(); if (false) { setSessionStorage('isUserAccepted'); } postAjax(true , cookieObjSetup('close')); }; } window.hideGdprBanner = function () { var cookieBannerUi = document.getElementById('ccpaCookieBanner'); if (cookieBannerUi && cookieBannerUi.className.indexOf('ccpaHideCookieBannerMobile') === -1) { cookieBannerUi.className += " ccpaHideCookieBannerMobile"; } }; window.showGdprBanner = function () { var cookieBannerUi = document.getElementById('ccpaCookieBanner'); if (cookieBannerUi) { cookieBannerUi.className = cookieBannerUi.className.replace("ccpaHideCookieBannerMobile",""); } }; document.body.addEventListener("focus", function (event) { if (event.target.type === 'text' || event.target.type === 'number' || event.target.type === 'password' || event.target.type === 'email' || event.target.type === 'select-one') { window.hideGdprBanner(); } }, true); } function adjustPaddingTop(){ var cookieBannerAcceptAll = document.getElementsByClassName("ccpaCookieBanner-acceptedAll"); if(cookieBannerAcceptAll.length > 0){ var cookieBanner = document.getElementById('ccpaCookieBanner'); var bannerHeight = cookieBanner ? cookieBanner.clientHeight : 0; if(cookieBannerAcceptAll && cookieBannerAcceptAll[0] && bannerHeight){ cookieBannerAcceptAll[0].style.paddingTop = bannerHeight/16 +'em'; } } }; var isPaddingBottomAdded = false, bannerPaddingBottom = ""; function adjustPaddingBottom(addListener){ if (undefined || !false) { return; } function adjustPaddingBottomEvent() { var cookieBannerAcceptAll = document.getElementsByClassName("ccpaCookieBanner-acceptedAll"); if(cookieBannerAcceptAll.length > 0){ var bodyPaddingBottom = cookieBannerAcceptAll[0].style.paddingBottom; var cookieBanner = document.getElementById('ccpaCookieBanner'); if(cookieBannerAcceptAll && cookieBannerAcceptAll[0] && cookieBanner.style.display != 'none') { if (bodyPaddingBottom === "" || (isPaddingBottomAdded && bannerPaddingBottom === bodyPaddingBottom)) { var cookieBannerContainer = document.getElementsByClassName('ccpaCookieBanner_container'); var bannerBottomHeight = cookieBannerContainer.length > 0 ? parseInt(window.getComputedStyle(cookieBannerContainer[0]).bottom.replace("px", "")) : 0; var bannerHeight = cookieBanner ? cookieBanner.clientHeight : 0; bannerPaddingBottom = ((bannerHeight + bannerBottomHeight) / 16) + 'em'; cookieBannerAcceptAll[0].style.paddingBottom = bannerPaddingBottom; isPaddingBottomAdded = true; } else if (isPaddingBottomAdded && bannerPaddingBottom !== bodyPaddingBottom) { isPaddingBottomAdded = false; } } } } if (addListener) { adjustPaddingBottomEvent(); window.addEventListener('resize', adjustPaddingBottomEvent); } else { var cookieBannerAcceptAll = document.getElementsByClassName("ccpaCookieBanner-acceptedAll"); if(cookieBannerAcceptAll && cookieBannerAcceptAll[0]){ window.removeEventListener('resize', adjustPaddingBottomEvent); adjustPaddingBottomEvent(); if (isPaddingBottomAdded && cookieBannerAcceptAll[0].style.paddingBottom === bannerPaddingBottom) { cookieBannerAcceptAll[0].style.removeProperty('padding-bottom'); } } } }; window.bindGdprEvents = bindGdprEvents; function cookieDisabled() { if (navigator.cookieEnabled === false) return "true"; else if (navigator.cookieEnabled === true) return "false"; else return "undefined"; }; function fptiLogActivity(winFptiData){ window.PAYPAL.analytics.Analytics.prototype.logActivity({...winFptiData, product:"cookieBanner"}); }; function gdprSetup () { var cookieLanguage = document.getElementById('ccpaCookieContent_wrapper'); var cookieBanner = document.getElementById('ccpaCookieBanner'); var manageLink = document.getElementById('manageCookiesLink'); var acceptAllLink = document.getElementById('acceptAllButton'); var trackingPageName = '' || getFptiPage() || document.title; if(!isBannerClosed()){ document.body.className = document.body.className += " ccpaCookieBanner-acceptedAll"; if(undefined){ adjustPaddingTop(); window.addEventListener('resize', adjustPaddingTop); document.body.className = document.body.className += " top-cookie-banner-enabled"; } enableEvents(true); } var pageName = trackingPageName || getFptiPage() || document.title; var winFptiData = JSON.parse(JSON.stringify((window && window.fpti) || {})); if(false){ bannerFptiData.isNativeBannerHidden = true; } for(var key in bannerFptiData){ winFptiData[key] = bannerFptiData[key]; }; winFptiData['event_name'] = 'cookie_banner_shown'; fptiLogActivity(winFptiData); if (manageLink) { manageLink.setAttribute('pagename', (pageName + '|managecookies')); } if (acceptAllLink) { acceptAllLink.setAttribute('pagename', (pageName + '|acceptcookies')); } bindGdprEvents(); }; function hideBanner() { var cookieLanguage = document.getElementById('ccpaCookieContent_wrapper'); var cookieBanner = document.getElementById('ccpaCookieBanner'); if(cookieLanguage && cookieBanner){ cookieLanguage.style.display = 'none'; cookieBanner.style.display = 'none'; }else { return false; } window.removeEventListener('resize', adjustPaddingTop); var cookieBannerAcceptAll = document.getElementsByClassName("ccpaCookieBanner-acceptedAll"); if(cookieBannerAcceptAll && cookieBannerAcceptAll[0]){ cookieBannerAcceptAll[0].style.removeProperty('padding-top'); } enableEvents(false); document.body.className = document.body.className.replace("ccpaCookieBanner-acceptedAll",""); document.body.className = document.body.className.replace("top-cookie-banner-enabled",""); return true; } function isPageReady () { var cookieBannerUi = document.getElementById('ccpaCookieBanner'); return !!(cookieBannerUi && getFptiReqData()); } function enableFocusEvent(addListener){ if(!false || undefined){ return; } var cookieBanner = document.getElementById('ccpaCookieBanner'); function focusIn(e) { if(cookieBanner && cookieBanner.style.display != 'none'){ var activeElement = document.activeElement; if(((activeElement.getBoundingClientRect().bottom) > (cookieBanner.getBoundingClientRect().top)) && !activeElement.parentElement.nodeName.includes("UL")){ activeElement.scrollIntoView({block: 'center'}); } }else{ document.removeEventListener("focusin", focusIn); } } if(addListener){ document.addEventListener("focusin",focusIn); } } function enableEvents(enable){ adjustPaddingBottom(enable); enableFocusEvent(enable); } var maxRetries = 34, bannerhidden=false; function triggerBanner() { if (isPageReady()) { cookieFiltering('pageLoad'); if(true){setTimeout(function(){ cookieFiltering('afterPageLoad')}, 3000);} if (isBannerClosed()) { hideBanner(); } if(false){ setSessionStorage('isInvisibleBanner'); } gdprSetup(); } else { if (isBannerClosed() && !bannerhidden ) { bannerhidden=hideBanner(); } if (maxRetries-- > 0) { setTimeout(triggerBanner, 150); } else { cookieFiltering('pageLoad'); if(true){setTimeout(function(){ cookieFiltering('afterPageLoad')}, 3000);} if (isBannerClosed()) { hideBanner(); } if(!isBannerClosed() && document.getElementById('ccpaCookieBanner') && !document.body.className.includes("ccpaCookieBanner-acceptedAll")){ document.body.className = document.body.className += " ccpaCookieBanner-acceptedAll"; if(undefined){ adjustPaddingTop(); window.addEventListener('resize', adjustPaddingTop); document.body.className = document.body.className += " top-cookie-banner-enabled"; } enableEvents(true); } var acceptAllButton = document.getElementById('acceptAllButton'); var bannerDeclineButton = document.getElementById('bannerDeclineButton'); var bannerCloseButton = document.getElementById('bannerCloseButton'); var usBannerCloseButton = document.getElementById('usBannerCloseButton'); var cookieBanner = document.getElementById('ccpaCookieBanner'); if ( acceptAllButton ) { acceptAllButton.onclick = function() { hideBanner(); if (false) { setSessionStorage('isUserAccepted'); } postAjax(false,cookieObjSetup('accept')); }; } if ( bannerDeclineButton ) { bannerDeclineButton.onclick = function() { hideBanner(); 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