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class="ct-div-block" ></div><div id="div_block-964-228547" class="ct-div-block " ><div id="code_block-965-228547" class="ct-code-block article-category-link" ><a href="https://techpoint.africa/subject/startups/">Startups</a></div></div></div><div id="div_block-170-225900" class="ct-div-block" ><h1 id="headline-171-225900" class="ct-headline"><span id="span-172-225900" class="ct-span" >"Moniepoint's silver bullet is its people." The key ingredient to the company's success</span></h1></div><div id="div_block-44-225900" class="ct-div-block" ><div id="div_block-139-225900" class="ct-div-block" ><img id="image-141-225900" alt="" src="https://techpoint.africa/wp-content/uploads/2022/06/bolu-abiodun_avatar-96x96.jpg" class="ct-image"/><div id="code_block-1066-228547" class="ct-code-block" ><div class="authors-list"> <a href="https://techpoint.africa/author/abiodunbolu/" title="Posts by Bolu Abiodun" class="author url fn" rel="author">Bolu Abiodun</a> </div></div></div><div id="text_block-45-225900" class="ct-text-block" >·</div><div id="text_block-41-225900" class="ct-text-block" ><span id="span-42-225900" class="ct-span" >February 22, 2024</span></div><div id="text_block-1067-228547" class="ct-text-block" >·</div><div id="code_block-46-225900" class="ct-code-block" >4 min read</div></div></div><div id="div_block-51-225900" class="ct-div-block" ><img fetchpriority="high" id="image-52-225900" alt="Tosin and Felix Moniepoint" src="https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix.jpeg.webp" class="ct-image" srcset="https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix.jpeg.webp 1600w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-600x400.jpeg 600w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-400x266.jpeg.webp 400w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-1024x682.jpeg.webp 1024w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-768x512.jpeg.webp 768w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-1536x1023.jpeg.webp 1536w" sizes="(max-width: 1600px) 100vw, 1600px" /><div id="div_block-1891-228547" class="ct-div-block featured_image_caption" ><div id="text_block-1893-228547" class="ct-text-block" ><span id="span-1895-228547" class="ct-span" >L-R Tosin Eniolorunda and Felix Ike</span></div></div></div><div id="div_block-55-225900" class="ct-div-block " ><div id="text_block-57-225900" class="ct-text-block article-content-body" ><span id="span-58-225900" class="ct-span oxy-stock-content-styles" > <p>From 2015 to 2019 Moniepoint was <a href="https://techpoint.africa/2018/01/24/teamapt-feature/">building infrastructure for banks</a>. On a call with <em>Techpoint Africa, </em>Edidiong Uwemakpan, Moniepoint's VP, Brand Communications and PR, described this time as being in the back learning all there was to know about the banking industry.</p> <p>"You've built PoS software for different banks, you've built automation tools, and a lot of the technological infrastructure the financial services industry needs to succeed. When you do it for yourself, there's a good chance you'll get it right."</p> <p>Uwemakpan described Moniepoint — known as TeamApt until 2018 — as one of the companies that played a significant role in bringing banks into the age of automation.</p> <p>Moniepoint's Co-founders, <a href="https://www.linkedin.com/in/tosin-eniolorunda-46833618/" target="_blank" rel="noreferrer noopener">Tosin Eniolorunda</a> and <a href="https://www.linkedin.com/in/felix-ike-b9747158/" target="_blank" rel="noreferrer noopener">Felix Ike</a> had the experience and expertise to build directly for the people.</p><div class='code-block code-block-1' style='margin: 8px auto; text-align: center; display: block; clear: both; max-width: 336px;'> <div style="width: 100%; height: 1px; background: #e8e8e8; margin: 15px 0 15px;"></div> <div style="font-size: 12px; color: #999; text-align: center; margin: 15px 0;">Advertisement</div>  <div id='div-gpt-ad-1701809649786-0' style='min-width: 300px; min-height: 250px;'> <script type="rocketlazyloadscript"> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1701809649786-0'); }); </script> </div> <div style="width: 100%; height: 1px; background: #e8e8e8; margin: 15px 0 5px;"></div></div> <figure class="wp-block-image size-large"><img decoding="async" width="1024" height="682" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201024%20682'%3E%3C/svg%3E" alt="Tosin and Felix Moniepoint" class="wp-image-228876" title=""Moniepoint's silver bullet is its people." The key ingredient to the company's success 1" data-lazy-srcset="https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-1024x682.jpeg.webp 1024w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-600x400.jpeg 600w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-400x266.jpeg.webp 400w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-768x512.jpeg.webp 768w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-1536x1023.jpeg.webp 1536w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix.jpeg.webp 1600w" data-lazy-sizes="(max-width: 1024px) 100vw, 1024px" data-lazy-src="https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-1024x682.jpeg.webp" /><noscript><img decoding="async" width="1024" height="682" src="https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-1024x682.jpeg.webp" alt="Tosin and Felix Moniepoint" class="wp-image-228876" title=""Moniepoint's silver bullet is its people." The key ingredient to the company's success 1" srcset="https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-1024x682.jpeg.webp 1024w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-600x400.jpeg 600w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-400x266.jpeg.webp 400w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-768x512.jpeg.webp 768w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix-1536x1023.jpeg.webp 1536w,https://techpoint.africa/wp-content/uploads/2023/01/Tosin-and-Felix.jpeg.webp 1600w" sizes="(max-width: 1024px) 100vw, 1024px" /></noscript><figcaption class="wp-element-caption">L-R Tosin Eniolorunda and Felix Ike</figcaption></figure> <p>The founders' decision to serve the company's software expertise directly to the public started in 2019 by launching Moniepoint as a product for merchants to receive payments. Uwemakpan said the goal was to create financial happiness, and it remains the same today.</p> <p>By January 2023, TeamApt did a <a href="https://techpoint.africa/2023/01/13/teamapt-is-now-moniepoint/">complete rebrand</a> to its flagship product, Moniepoint which had already processed $10 billion worth of transactions for more than 400,000 businesses in 2022.</p> <p>Moniepoint now has different consumer-facing products such as agency banking, business banking, online payment gateway and even personal banking, that have gone on to do massive numbers.</p> <p>In 2022, the company did $613 million in web payments monthly with 55 million unique cards used on its PoS terminals.</p> <p>The <a href="https://intelpoint.co/report/the-nigerian-financial-services-market/" target="_blank" rel="noopener">Nigerian Financial Services Market</a> report revealed that the company had the <a href="https://techpoint.africa/2023/06/27/companies-with-the-most-pos-agents-in-nigeria/">second-highest number of PoS terminals</a> in Nigeria as of December 2022.</p><div class='code-block code-block-14' style='margin: 8px 0; clear: both;'> <div id="div_block-1261-225904" class="ct-div-block" ><div id="div_block-61-259116" class="ct-div-block" ><div id="div_block-62-259116" class="ct-div-block" ><div id="div_block-63-259116" class="ct-div-block newsletter-form-logo" ><img id="image-64-259116" alt="" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%200%200'%3E%3C/svg%3E" class="ct-image" srcset-disabled="https://techpoint.africa/wp-content/uploads/2024/11/itana.jpg 400w, https://techpoint.africa/wp-content/uploads/2024/11/itana-266x266.jpg 266w, https://techpoint.africa/wp-content/uploads/2024/11/itana-150x150.jpg 150w" data-lazy-sizes="(max-width: 400px) 100vw, 400px" data-lazy-src="https://techpoint.africa/wp-content/uploads/2024/11/itana.jpg.webp" /><noscript><img id="image-64-259116" alt="" src="https://techpoint.africa/wp-content/uploads/2024/11/itana.jpg.webp" class="ct-image" srcset-disabled="https://techpoint.africa/wp-content/uploads/2024/11/itana.jpg 400w, https://techpoint.africa/wp-content/uploads/2024/11/itana-266x266.jpg 266w, https://techpoint.africa/wp-content/uploads/2024/11/itana-150x150.jpg 150w" sizes="(max-width: 400px) 100vw, 400px" /></noscript></div><div id="div_block-65-259116" class="ct-div-block" ><div id="text_block-66-259116" class="ct-text-block" >Thinking of expanding into Africa?</div><div id="text_block-67-259116" class="ct-text-block" >Avoid the common mistakes businesses during expansion. 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</script> </div> <div id="_rich_text-3803-228549" class="oxy-rich-text" ><p>Give it a try, you can unsubscribe anytime. <strong><a class="text-custom-light-blue font-bold" href="https://techpoint.africa/newsletter-privacy-policy">Privacy Policy.</a></strong></p></div></div></div></div></div></div> <div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://techpoint.africa/2023/03/31/moniepoint-is-not-acquiring-payday/" target="_blank" rel="dofollow" class="IRPP_minimalist"><style> .IRPP_minimalist { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#ECF0F1; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .IRPP_minimalist:active, .IRPP_minimalist:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .IRPP_minimalist { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .IRPP_minimalist .ctaText { font-weight:bold; color:#3498DB; text-decoration:none; font-size: 16px; } .IRPP_minimalist .postTitle { color:#3498DB; text-decoration: underline!important; font-size: 16px; } .IRPP_minimalist:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">READ MORE </span>  <span class="postTitle">Moniepoint denies Payday acquisition, Payday declines to comment </span></div></a></div><p>Certainly, Eniolorunda and Ike's experiences have been pivotal to recording these growth numbers, but according to Uwemakpan, there is another key ingredient to Moniepoint's success — the workforce.</p> <h3 class="wp-block-heading">Employees touch grass at Moniepoint</h3> <figure class="wp-block-image size-full"><img decoding="async" width="1000" height="668" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201000%20668'%3E%3C/svg%3E" alt="An image of a black hand touching grass" class="wp-image-263550" title=""Moniepoint's silver bullet is its people." The key ingredient to the company's success 2" data-lazy-srcset="https://techpoint.africa/wp-content/uploads/2024/02/18368-2.jpg.webp 1000w,https://techpoint.africa/wp-content/uploads/2024/02/18368-2-398x266.jpg.webp 398w,https://techpoint.africa/wp-content/uploads/2024/02/18368-2-768x513.jpg.webp 768w" data-lazy-sizes="(max-width: 1000px) 100vw, 1000px" data-lazy-src="https://techpoint.africa/wp-content/uploads/2024/02/18368-2.jpg.webp" /><noscript><img decoding="async" width="1000" height="668" src="https://techpoint.africa/wp-content/uploads/2024/02/18368-2.jpg.webp" alt="An image of a black hand touching grass" class="wp-image-263550" title=""Moniepoint's silver bullet is its people." The key ingredient to the company's success 2" srcset="https://techpoint.africa/wp-content/uploads/2024/02/18368-2.jpg.webp 1000w,https://techpoint.africa/wp-content/uploads/2024/02/18368-2-398x266.jpg.webp 398w,https://techpoint.africa/wp-content/uploads/2024/02/18368-2-768x513.jpg.webp 768w" sizes="(max-width: 1000px) 100vw, 1000px" /></noscript></figure> <p>Moniepoint's workforce more than doubled — from 962 to 1,800 — between 2022 and 2023, a time when the global tech industry saw plenty of layoffs. While no official figures were given, this in itself is a growth metric.</p> <p>The employee count grew as the company offered more services and gained more customers. From engineering to support and even the business loan team, the company needed to increase its employee count to remain effective.</p> <p>Keeping this large workforce productive is where the culture and principle that helps every Moniepoint employee share the financial happiness vision Eniolorunda had since 2018 come in.</p> <p>Uwemakpan playfully describes this culture as touching grass, which gives you an idea of what it's all about.</p> <p>Most Moniepoint employees are in touch with the market dynamics, they're deeply rooted in the financial life of the businesses and people they want to serve.</p> <p>Building PoS software for someone in Sokoto while you're in Ikoyi, Lagos isn't very effective.</p> <p>"I joined Moniepoint and my first few months were spent touching grass in Kano, Ikorodu, everywhere."</p> <p>This exercise connects directly with Meaning, which is one of the four Ms in Moniepoint's 4M framework.</p> <h4 class="wp-block-heading">The 4M framework</h4> <p>This framework, as Eniolorunda puts it in a <a href="https://www.linkedin.com/pulse/road-mastery-tosin-eniolorunda%3FtrackingId=aio0rT8VT223kzfsDewQ3g%253D%253D/?trackingId=aio0rT8VT223kzfsDewQ3g%3D%3D" target="_blank" rel="noopener">LinkedIn post</a>, is the company's operating system, the basis of Moniepoint's work culture.</p> <p>Finding meaning helps employees connect to the vision. In his post, Eniolorunda said, that in moments when people find it hard to push forward or engage their work — even those they're passionate about — "Meaning provides the impetus to persevere."</p> <div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://techpoint.africa/2023/08/17/moniepoint-enters-personal-banking-opay-palmpay/" target="_blank" rel="dofollow" class="IRPP_minimalist"><style> .IRPP_minimalist { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#ECF0F1; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .IRPP_minimalist:active, .IRPP_minimalist:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .IRPP_minimalist { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .IRPP_minimalist .ctaText { font-weight:bold; color:#3498DB; text-decoration:none; font-size: 16px; } .IRPP_minimalist .postTitle { color:#3498DB; text-decoration: underline!important; font-size: 16px; } .IRPP_minimalist:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">READ MORE </span>  <span class="postTitle">Nigerian fintech with largest agency banking network, Moniepoint, enters the personal banking market to challenge OPay, PalmPay</span></div></a></div><p>Mastery, Membership, Meaning, and Money are the four Ms.</p> <p>Mastery at Moniepoint means employees are encouraged to pursue excellence.</p> <p>Membership has created an interesting phenomenon within and outside Moniepoint where PoS agents and customers paying for things at supermarkets are rooting for Moniepoint.</p> <p>Money, however, is the company's understanding that even when employees have the vision, feel included, and are knowledgeable about their jobs, money still makes the world go round.</p> <p>"It's not just about the numbers on a paycheck; it's about empowering our employees to lead financially secure lives, contributing to a positive workplace culture," Eniolorunda said on LinkedIn.</p> <h3 class="wp-block-heading"><strong>Beyond employees</strong></h3> <p>Moniepoint's culture extends beyond making employees effective, it is also the basis for the company's operations.</p> <p>This is why Uwemakpan said the company will not announce any details about its expansion plans until the groundwork is done completely. While it might seem it is already cleared for an expansion to Kenya, Uwemakpan reiterated that the Kenyan regulator only announced Moniepoint's <a href="https://techpoint.africa/2023/08/22/moniepoint-acquires-kopo-kopo/">approval to acquire</a> Kenyan fintech, Kopo Kopo, and Moniepoint will communicate officially when expansion plans are done.</p> <p>Moniepoint also applies the same framework to onboarding customers. Uwemakpan said the thorough KYC process is the reason it has a low default rate for lending as businesses are screened thoroughly before they're provided with working capital.</p> <p>Even its PoS terminals aren't deployed in places where they will not be used regularly.</p> <p>This system helps Moniepoint stay profitable, its rule from day one.</p> <p>"Moniepoint has always gotten its unit economics right; we charge for everything," Uwemakpan said.</p> <div style="clear:both; margin-top:0em; margin-bottom:1em;"><a href="https://techpoint.africa/2024/04/23/nigerian-family-businesses-fintech-gap/" target="_blank" rel="dofollow" class="IRPP_minimalist"><style> .IRPP_minimalist { padding:0px; margin: 0; padding-top:1em!important; padding-bottom:1em!important; width:100%; display: block; font-weight:bold; background-color:#ECF0F1; border:0!important; border-left:4px solid #34495E!important; text-decoration:none; } .IRPP_minimalist:active, .IRPP_minimalist:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; text-decoration:none; } .IRPP_minimalist { transition: background-color 250ms; webkit-transition: background-color 250ms; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; } .IRPP_minimalist .ctaText { font-weight:bold; color:#3498DB; text-decoration:none; font-size: 16px; } .IRPP_minimalist .postTitle { color:#3498DB; text-decoration: underline!important; font-size: 16px; } .IRPP_minimalist:hover .postTitle { text-decoration: underline!important; } </style><div style="padding-left:1em; padding-right:1em;"><span class="ctaText">READ MORE </span>  <span class="postTitle">Unlocking Capital: Fintech's role in sustaining Nigeria's family businesses</span></div></a></div><p>This principle is similar to Odun Eweniyi's — PiggyVest Co-founder — <a href="https://techpoint.africa/2023/05/30/charge-from-day-one-odunayo-eweniyi/">charge from Day One</a> masterclass at the Lagos Startup Expo.</p> <p>But even after becoming a household name for a variety of financial services in Nigeria, Moniepoint's mission to spread financial happiness is only just starting.</p> <div class='code-block code-block-8' style='margin: 8px auto; text-align: center; display: block; clear: both;'>  <div id='div-gpt-ad-1654315946704-0'> <script type="rocketlazyloadscript"> googletag.cmd.push(function() { googletag.display('div-gpt-ad-1654315946704-0'); }); </script> </div> </div>  </span></div><div id="div_block-1613-228547" class="ct-div-block author-box" ><div id="div_block-1614-228547" class="ct-div-block" ><img id="image-1615-228547" alt="" src="https://techpoint.africa/wp-content/uploads/2022/06/bolu-abiodun_avatar-96x96.jpg" class="ct-image"/><div id="div_block-1616-228547" class="ct-div-block" ><h5 id="headline-1617-228547" class="ct-headline"><span id="span-1618-228547" class="ct-span" ><a href='https://techpoint.africa/author/abiodunbolu/'>Bolu Abiodun</a></span></h5><div id="text_block-1619-228547" class="ct-text-block" >Author</div><div id="div_block-1620-228547" class="ct-div-block" ><div id="fancy_icon-1621-228547" class="ct-fancy-icon" ><svg id="svg-fancy_icon-1621-228547"><use xlink:href="#FontAwesomeicon-linkedin-square"></use></svg></div><div id="fancy_icon-1622-228547" class="ct-fancy-icon" ><svg id="svg-fancy_icon-1622-228547"><use xlink:href="#FontAwesomeicon-twitter-square"></use></svg></div></div></div></div><div id="div_block-1623-228547" class="ct-div-block" ><div id="text_block-1624-228547" class="ct-text-block author-box-bio" ><span id="span-1625-228547" class="ct-span" >He's a geek, a sucker for Blockchain and an all-round tech lover. 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jQuery(this).parent('.oxy-nav-menu').toggleClass('oxy-nav-menu-open'); jQuery('body').toggleClass('oxy-nav-menu-prevent-overflow'); jQuery('html').toggleClass('oxy-nav-menu-prevent-overflow'); }); var selector = '.oxy-nav-menu-open .menu-item a[href*="#"]'; jQuery('body').on('click', selector, function(){ jQuery('.oxy-nav-menu-open').removeClass('oxy-nav-menu-open'); jQuery('body').removeClass('oxy-nav-menu-prevent-overflow'); jQuery('html').removeClass('oxy-nav-menu-prevent-overflow'); jQuery(this).click(); }); }); });</script> <style>form.fluent_form_91 .ff-btn-submit:not(.ff_btn_no_style) { background-color: #409EFF; color: #ffffff; }</style><style>form.fluent_form_5 .ff-btn-submit:not(.ff_btn_no_style) { background-color: #409EFF; color: #ffffff; }</style> <script type="rocketlazyloadscript" data-rocket-type="text/javascript">window.addEventListener('DOMContentLoaded', function() { // Initialize Oxygen Modals jQuery(document).ready(function() { function showModal( modal ) { var $modal = jQuery( modal ); $modal.addClass("live"); var modalId = $modal[0].querySelector('.ct-modal').id; var focusable = modal.querySelector('a[href]:not([disabled]), button:not([disabled]), textarea:not([disabled]), input[type="text"]:not([disabled]), input[type="radio"]:not([disabled]), input[type="checkbox"]:not([disabled]), select:not([disabled])'); if(focusable) { setTimeout(() => { focusable.focus(); }, 500); } else { setTimeout(() => { $modal.focus(); }, 500) } // Check if this modal can be shown according to settings and last shown time // Current and last time in milliseconds var currentTime = new Date().getTime(); var lastShownTime = localStorage && localStorage['oxy-' + modalId + '-last-shown-time'] ? JSON.parse( localStorage['oxy-' + modalId + '-last-shown-time'] ) : false; // manual triggers aren't affected by last shown time if( $modal.data( 'trigger' ) != 'user_clicks_element' ) { switch( $modal.data( 'open-again' ) ) { case 'never_show_again': // if it was shown at least once, don't show it again if( lastShownTime !== false ) return; break; case 'show_again_after': var settingDays = parseInt( $modal.data( 'open-again-after-days' ) ); var actualDays = ( currentTime - lastShownTime ) / ( 60*60*24*1000 ); if( actualDays < settingDays ) return; break; default: //always show break; } } // Body manipulation to prevent scrolling while modal is active, and maintain scroll position. document.querySelector('body').style.top = `-${window.scrollY}px`; document.querySelector('body').classList.add('oxy-modal-active'); // save current time as last shown time if( localStorage ) localStorage['oxy-' + modalId + '-last-shown-time'] = JSON.stringify( currentTime ); // trick to make jQuery fadeIn with flex $modal.css("display", "flex"); $modal.hide(); // trick to force AOS trigger on elements inside the modal $modal.find(".aos-animate").removeClass("aos-animate").addClass("aos-animate-disabled"); // show the modal $modal.fadeIn(250, function(){ // trick to force AOS trigger on elements inside the modal $modal.find(".aos-animate-disabled").removeClass("aos-animate-disabled").addClass("aos-animate"); }); if( $modal.data( 'close-automatically' ) == 'yes' ) { var time = parseInt( $modal.data( 'close-after-time' ) ); if( $modal.data( 'close-after-time-unit' ) == 'seconds' ) { time = parseInt( parseFloat( $modal.data( 'close-after-time' ) ) * 1000 ); } setTimeout( function(){ hideModal(modal); }, time ); } // close modal automatically after form submit (Non-AJAX) if( $modal.data( 'close-after-form-submit' ) == 'yes' && $modal.data("trigger") == "after_specified_time" ) { // WPForms // WPForms replaces the form with a confirmation message on page refresh if( $modal.find(".wpforms-confirmation-container-full").length > 0 ) { setTimeout(function () { hideModal(modal); }, 3000); } // Formidable Forms // Formidable Forms replaces the form with a confirmation message on page refresh if( $modal.find(".frm_message").length > 0 ) { setTimeout(function () { hideModal(modal); }, 3000); } // Caldera Forms // Caldera Forms replaces the form with a confirmation message on page refresh if( $modal.find(".caldera-grid .alert-success").length > 0 ) { setTimeout(function () { hideModal(modal); }, 3000); } } } window.oxyShowModal = showModal; var hideModal = function ( modal ) { // Body manipulation for scroll prevention and maintaining scroll position var scrollY = document.querySelector('body').style.top; document.querySelector('body').classList.remove('oxy-modal-active'); document.querySelector('body').style.top = ''; window.scrollTo(0, parseInt(scrollY || '0') * -1); // The function may be called by third party code, without argument, so we must close the first visible modal if( typeof modal === 'undefined' ) { var openModals = jQuery(".oxy-modal-backdrop.live"); if( openModals.length == 0 ) return; modal = openModals[0]; } var $modal = jQuery( modal ); // refresh any iframe so media embedded this way is stopped $modal.find( 'iframe').each(function(index){ this.src = this.src; }); // HTML5 videos can be stopped easily $modal.find( 'video' ).each(function(index){ this.pause(); }); // If there are any forms in the modal, reset them $modal.find("form").each(function(index){ this.reset(); }); $modal.find(".aos-animate").removeClass("aos-animate").addClass("aos-animate-disabled"); $modal.fadeOut(400, function(){ $modal.removeClass("live"); $modal.find(".aos-animate-disabled").removeClass("aos-animate-disabled").addClass("aos-animate"); }); }; window.oxyCloseModal = hideModal; jQuery( ".oxy-modal-backdrop" ).each(function( index ) { var modal = this; (function( modal ){ var $modal = jQuery( modal ); var exitIntentFunction = function( e ){ if( e.target.tagName == 'SELECT' ) { return; } if( e.clientY <= 0 ) { showModal( modal ); document.removeEventListener( "mouseleave", exitIntentFunction ); document.removeEventListener( "mouseout", exitIntentFunction ); } } switch ( jQuery( modal ).data("trigger") ) { case "on_exit_intent": document.addEventListener( "mouseleave", exitIntentFunction, false); document.addEventListener( "mouseout", exitIntentFunction, false); break; case "user_clicks_element": jQuery( jQuery( modal ).data( 'trigger-selector' ) ).click( function( event ) { showModal( modal ); event.preventDefault(); } ); break; case "after_specified_time": var time = parseInt( jQuery( modal ).data( 'trigger-time' ) ); if( jQuery( modal ).data( 'trigger-time-unit' ) == 'seconds' ) { time = parseInt( parseFloat( jQuery( modal ).data( 'trigger-time' ) ) * 1000 ); } setTimeout( function(){ showModal( modal ); }, time ); break; case "after_scrolled_amount": window.addEventListener("scroll", function scrollDetection(){ var winheight= window.innerHeight || (document.documentElement || document.body).clientHeight; var docheight = jQuery(document).height(); var scrollTop = window.pageYOffset || (document.documentElement || document.body.parentNode || document.body).scrollTop; var isScrollUp = false; var oxyPreviousScrollTop = parseInt( jQuery( modal ).data( 'previous_scroll_top' ) ); if( !isNaN( oxyPreviousScrollTop ) ) { if( oxyPreviousScrollTop > scrollTop) isScrollUp = true; } jQuery( modal ).data( 'previous_scroll_top', scrollTop ); var trackLength = docheight - winheight; var pctScrolled = Math.floor(scrollTop/trackLength * 100); if( isNaN( pctScrolled ) ) pctScrolled = 0; if( ( isScrollUp && jQuery( modal ).data( 'trigger_scroll_direction' ) == 'up' ) || ( !isScrollUp && jQuery( modal ).data( 'trigger_scroll_direction' ) == 'down' && pctScrolled >= parseInt( jQuery( modal ).data( 'trigger_scroll_amount' ) ) ) ) { showModal( modal ); window.removeEventListener( "scroll", scrollDetection ); } }, false); break; case "on_scroll_to_element": window.addEventListener("scroll", function scrollDetection(){ var $element = jQuery( jQuery( modal ).data( 'scroll_to_selector' ) ); if( $element.length == 0 ) { window.removeEventListener( "scroll", scrollDetection ); return; } var top_of_element = $element.offset().top; var bottom_of_element = $element.offset().top + $element.outerHeight(); var bottom_of_screen = jQuery(window).scrollTop() + jQuery(window).innerHeight(); var top_of_screen = jQuery(window).scrollTop(); if ((bottom_of_screen > bottom_of_element - $element.outerHeight() /2 ) && (top_of_screen < top_of_element + $element.outerHeight() /2 )){ showModal( modal ); window.removeEventListener( "scroll", scrollDetection ); } }, false); break; case "after_number_of_clicks": document.addEventListener("click", function clickDetection(){ var number_of_clicks = parseInt( jQuery( modal ).data( 'number_of_clicks' ) ); var clicks_performed = isNaN( parseInt( jQuery( modal ).data( 'clicks_performed' ) ) ) ? 1 : parseInt( jQuery( modal ).data( 'clicks_performed' ) ) + 1; jQuery( modal ).data( 'clicks_performed', clicks_performed ); if ( clicks_performed == number_of_clicks ){ showModal( modal ); document.removeEventListener( "click", clickDetection ); } }, false); break; case "after_time_inactive": var time = parseInt( jQuery( modal ).data( 'time_inactive' ) ); if( jQuery( modal ).data( 'time-inactive-unit' ) == 'seconds' ) { time = parseInt( parseFloat( jQuery( modal ).data( 'time_inactive' ) ) * 1000 ); } var activityDetected = function(){ jQuery( modal ).data( 'millis_idle', 0 ); }; document.addEventListener( "click", activityDetected); document.addEventListener( "mousemove", activityDetected); document.addEventListener( "keypress", activityDetected); document.addEventListener( "scroll", activityDetected); var idleInterval = setInterval(function(){ var millis_idle = isNaN( parseInt( jQuery( modal ).data( 'millis_idle' ) ) ) ? 100 : parseInt( jQuery( modal ).data( 'millis_idle' ) ) + 100; jQuery( modal ).data( 'millis_idle', millis_idle ); if( millis_idle > time ){ clearInterval( idleInterval ); document.removeEventListener( "click", activityDetected ); document.removeEventListener( "mousemove", activityDetected ); document.removeEventListener( "keypress", activityDetected ); document.removeEventListener( "scroll", activityDetected ); showModal( modal ); } }, 100); break; case "after_number_of_page_views": var modalId = modal.querySelector('.ct-modal').id; var pageViews = localStorage && localStorage['oxy-' + modalId + '-page-views'] ? parseInt( localStorage['oxy-' + modalId + '-page-views'] ) : 0; pageViews++; if( localStorage ) localStorage['oxy-' + modalId + '-page-views'] = pageViews; if( parseInt( jQuery( modal ).data( 'number_of_page_views' ) ) == pageViews ) { if( localStorage ) localStorage['oxy-' + modalId + '-page-views'] = 0; showModal( modal ); } break; } // add event handler to close modal automatically after AJAX form submit if( $modal.data( 'close-after-form-submit' ) == 'yes' ) { // Contact Form 7 if (typeof wpcf7 !== 'undefined') { $modal.find('div.wpcf7').each(function () { var $form = jQuery(this).find('form'); this.addEventListener('wpcf7submit', function (event) { if (event.detail.contactFormId == $form.attr("id")) { setTimeout(function () { hideModal(modal); }, 3000); } }, false); }); } // Caldera Forms document.addEventListener( "cf.submission", function(event){ // Pending, Caldera AJAX form submissions aren't working since Oxygen 2.2, see: https://github.com/soflyy/oxygen/issues/1638 }); // Ninja Forms jQuery(document).on("nfFormSubmitResponse", function(event, response){ // Only close the modal if the event was triggered from a Ninja Form inside the modal if( $modal.find("#nf-form-" + response.id + "-cont").length > 0 ) { setTimeout(function () { hideModal(modal); }, 3000); } }); } })( modal ); }); // handle clicks on modal backdrop and on .oxy-close-modal jQuery("body").on('click touchend', '.oxy-modal-backdrop, .oxy-close-modal', function( event ) { var $this = jQuery( this ); var $target = jQuery( event.target ); // Click event in the modal div and it's children is propagated to the backdrop if( !$target.hasClass( 'oxy-modal-backdrop' ) && !$this.hasClass( 'oxy-close-modal' ) ) { //event.stopPropagation(); return; } if( $target.hasClass( 'oxy-modal-backdrop' ) && $this.hasClass( 'oxy-not-closable' ) ) { return; } if( $this.hasClass( 'oxy-close-modal' ) ) event.preventDefault(); var $modal = $this.hasClass( 'oxy-close-modal' ) ? $this.closest('.oxy-modal-backdrop') : $this; hideModal( $modal[0] ); }); jQuery(document).keyup( function(e){ if( e.key == 'Escape' ){ jQuery(".oxy-modal-backdrop:visible").each(function(index){ if( jQuery(this).data("close_on_esc") == 'on' ) hideModal(this); }); } } ); }); });</script> <style>form.fluent_form_77 .ff-btn-submit:not(.ff_btn_no_style) { background-color: var(--fluentform-primary); color: #ffffff; }</style><link data-minify="1" 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