CINXE.COM

<!DOCTYPE html><html lang="en-US"><head><script type="text/javascript" src="https://web-static.archive.org/_static/js/bundle-playback.js?v=7YQSqjSh" charset="utf-8"></script> <script type="text/javascript" src="https://web-static.archive.org/_static/js/wombat.js?v=txqj7nKC" charset="utf-8"></script> <script>window.RufflePlayer=window.RufflePlayer||{};window.RufflePlayer.config={"autoplay":"on","unmuteOverlay":"hidden"};</script> <script type="text/javascript" src="https://web-static.archive.org/_static/js/ruffle/ruffle.js"></script> <script type="text/javascript"> __wm.init("https://web.archive.org/web"); __wm.wombat("https://atos.net/en/lp/lookout-industry-trends/banking","20210307210450","https://web.archive.org/","web","https://web-static.archive.org/_static/", "1615151090"); </script> <link rel="stylesheet" type="text/css" href="https://web-static.archive.org/_static/css/banner-styles.css?v=p7PEIJWi" /> <link rel="stylesheet" type="text/css" href="https://web-static.archive.org/_static/css/iconochive.css?v=3PDvdIFv" />  <meta http-equiv="X-UA-Compatible" content="IE=edge"/><meta charset="UTF-8"><meta name="viewport" content="width=device-width, initial-scale=1.0"><title>Banking - Atos</title><script>function fvmuag(){if(navigator.userAgent.match(/x11.*fox\/54|oid\s4.*xus.*ome\/62|oobot|ighth|tmetr|eadles|ingdo/i))return!1;if(navigator.userAgent.match(/x11.*ome\/75\.0\.3770\.100/i)){var e=screen.width,t=screen.height;if("number"==typeof e&&"number"==typeof t&&862==t&&1367==e)return!1}return!0}</script><link rel="alternate" hreflang="en" href="https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/banking"/><meta name="description" content="Banks are at a crossroads. Continuous FinTech innovation and new technologies such as blockchain are disrupting the market."/><meta name="robots" content="index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1"/><link rel="canonical" href="https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/banking"/><meta property="og:locale" content="en_US"/><meta property="og:type" content="article"/><meta property="og:title" content="Banking - Atos"/><meta property="og:description" content="Banks are at a crossroads. Continuous FinTech innovation and new technologies such as blockchain are disrupting the market."/><meta property="og:url" content="https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/banking"/><meta property="og:site_name" content="Atos"/><meta property="article:modified_time" content="2020-12-11T14:28:16+00:00"/><meta property="og:image" content="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/07/lookout-banking-brochure.png"/><meta name="twitter:card" content="summary_large_image"/> <script type="application/ld+json" class="yoast-schema-graph">{"@context":"https://web.archive.org/web/20210307210450/https://schema.org","@graph":[{"@type":"WebSite","@id":"https://web.archive.org/web/20210307210450/https://atos.net/en/#website","url":"https://web.archive.org/web/20210307210450/https://atos.net/en/","name":"Atos","description":"Trusted partner for your digital journey","potentialAction":[{"@type":"SearchAction","target":"https://web.archive.org/web/20210307210450/https://atos.net/en/?s={search_term_string}","query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/banking#primaryimage","inLanguage":"en-US","url":"https://web.archive.org/web/20210307210450/https://atos.net/wp-content/uploads/2020/07/lookout-banking-brochure.png","width":300,"height":424},{"@type":"WebPage","@id":"https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/banking#webpage","url":"https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/banking","name":"Banking - Atos","isPartOf":{"@id":"https://web.archive.org/web/20210307210450/https://atos.net/en/#website"},"primaryImageOfPage":{"@id":"https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/banking#primaryimage"},"datePublished":"2020-07-23T16:36:47+00:00","dateModified":"2020-12-11T14:28:16+00:00","description":"Banks are at a crossroads. Continuous FinTech innovation and new technologies such as blockchain are disrupting the market.","breadcrumb":{"@id":"https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/banking#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/banking"]}]},{"@type":"BreadcrumbList","@id":"https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/banking#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"item":{"@type":"WebPage","@id":"https://web.archive.org/web/20210307210450/https://atos.net/en","url":"https://web.archive.org/web/20210307210450/https://atos.net/en","name":"Home"}},{"@type":"ListItem","position":2,"item":{"@type":"WebPage","@id":"https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends","url":"https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends","name":"Look Out Industry Trends"}},{"@type":"ListItem","position":3,"item":{"@type":"WebPage","@id":"https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/banking","url":"https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/banking","name":"Banking"}}]}]}</script> <link rel="stylesheet" id="fvm-header-0-css" href="https://web.archive.org/web/20210307210450cs_/https://atos.net/wp-content/uploads/cache/fvm/1614242430/out/header-c754116e7a0c22a1f66776f06d5400ff4dc7566b.min.css" type="text/css" media="all"/> <script type="text/javascript" src="https://web.archive.org/web/20210307210450js_/https://atos.net/wp-content/uploads/cache/fvm/1614242430/out/header-40a76ef445db5bb3fa148e0eb6fc1cdd4b0c46d4.min.js" id="fvm-header-0-js"></script><script type="text/javascript" src="https://web.archive.org/web/20210307210450js_/https://atos.net/wp-content/plugins/revslider/public/assets/js/rbtools.min.js" defer="defer" id="tp-tools-js"></script><script type="text/javascript" src="https://web.archive.org/web/20210307210450js_/https://atos.net/wp-content/plugins/revslider/public/assets/js/rs6.min.js" defer="defer" id="revmin-js"></script><script type="text/javascript" src="https://web.archive.org/web/20210307210450js_/https://atos.net/wp-content/uploads/cache/fvm/1614242430/out/header-30d5983ac4df55b9072f9fda3a450a3151d6e53e.min.js" id="fvm-header-3-js"></script><meta name="generator" content="Powered by Slider Revolution 6.2.23 - responsive, Mobile-Friendly Slider Plugin for WordPress with comfortable drag and drop interface."/> <script type="text/javascript">function setREVStartSize(e){ //window.requestAnimationFrame(function() { window.RSIW = window.RSIW===undefined ? window.innerWidth : window.RSIW; window.RSIH = window.RSIH===undefined ? window.innerHeight : window.RSIH; try { var pw = document.getElementById(e.c).parentNode.offsetWidth, newh; pw = pw===0 || isNaN(pw) ? window.RSIW : pw; e.tabw = e.tabw===undefined ? 0 : parseInt(e.tabw); e.thumbw = e.thumbw===undefined ? 0 : parseInt(e.thumbw); e.tabh = e.tabh===undefined ? 0 : parseInt(e.tabh); e.thumbh = e.thumbh===undefined ? 0 : parseInt(e.thumbh); e.tabhide = e.tabhide===undefined ? 0 : parseInt(e.tabhide); e.thumbhide = e.thumbhide===undefined ? 0 : parseInt(e.thumbhide); e.mh = e.mh===undefined || e.mh=="" || e.mh==="auto" ? 0 : parseInt(e.mh,0); if(e.layout==="fullscreen" || e.l==="fullscreen") newh = Math.max(e.mh,window.RSIH); else{ e.gw = Array.isArray(e.gw) ? e.gw : [e.gw]; for (var i in e.rl) if (e.gw[i]===undefined || e.gw[i]===0) e.gw[i] = e.gw[i-1]; e.gh = e.el===undefined || e.el==="" || (Array.isArray(e.el) && e.el.length==0)? e.gh : e.el; e.gh = Array.isArray(e.gh) ? e.gh : [e.gh]; for (var i in e.rl) if (e.gh[i]===undefined || e.gh[i]===0) e.gh[i] = e.gh[i-1]; var nl = new Array(e.rl.length), ix = 0, sl; e.tabw = e.tabhide>=pw ? 0 : e.tabw; e.thumbw = e.thumbhide>=pw ? 0 : e.thumbw; e.tabh = e.tabhide>=pw ? 0 : e.tabh; e.thumbh = e.thumbhide>=pw ? 0 : e.thumbh; for (var i in e.rl) nl[i] = e.rl[i]<window.RSIW ? 0 : e.rl[i]; sl = nl[0]; for (var i in nl) if (sl>nl[i] && nl[i]>0) { sl = nl[i]; ix=i;} var m = pw>(e.gw[ix]+e.tabw+e.thumbw) ? 1 : (pw-(e.tabw+e.thumbw)) / (e.gw[ix]); newh = (e.gh[ix] * m) + (e.tabh + e.thumbh); } if(window.rs_init_css===undefined) window.rs_init_css = document.head.appendChild(document.createElement("style")); document.getElementById(e.c).height = newh+"px"; window.rs_init_css.innerHTML += "#"+e.c+"_wrapper { height: "+newh+"px }"; } catch(e){ console.log("Failure at Presize of Slider:" + e) } //}); };</script> <style type="text/css" data-type="vc_custom-css">.page__header { display: none; } .page__header-image cf {display:none!important} .section {padding-top:0px !important;} main {overflow:hidden !important;} .subrow { display:flex; justify-content: center; } .sameblockheight, .sameblockheight .wpb_wrapper { display: flex; flex-direction: column; } .sameblockheight .vc_column-inner { flex-direction: column; flex-grow: 1; display: flex; } .sameblockheight .wpb_wrapper { flex-grow: 1; } .sameblockheight .p-height { flex-grow: 1; word-break: break-word; } @media (max-width: 900px) { .subrow {display: block;} .sameblockheight, .sameblockheight .wpb_wrapper { margin: 0 0 15px 0; width: 100%; } .p-height { padding: 20px !important; } .responsive-margin { margin-top: 0 !important; } }</style><style type="text/css" data-type="vc_shortcodes-custom-css">.vc_custom_1594752673895{margin-bottom: 0px !important;padding-bottom: 0px !important;}.vc_custom_1594752982925{background-color: #f2f2f2 !important;}.vc_custom_1594754255727{background-color: #f2f2f2 !important;}.vc_custom_1541063011627{padding-top: 0px !important;}.vc_custom_1594835230819{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #fa6119 !important;border-radius: 15px !important;}.vc_custom_1594835497379{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #a626aa !important;border-radius: 15px !important;}.vc_custom_1594835546757{padding-top: 20px !important;padding-right: 20px !important;padding-bottom: 20px !important;padding-left: 20px !important;background-color: #00afd8 !important;border-radius: 15px !important;}.vc_custom_1465032605320{padding-top: 20px !important;}</style><noscript><style>.wpb_animate_when_almost_visible { opacity: 1; }</style></noscript>  <link rel="apple-touch-icon" sizes="44x44" href="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/themes/atos/images/favicons/atos-bookmark-icon-44x44.png"/><link rel="apple-touch-icon" sizes="72x72" href="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/themes/atos/images/favicons/atos-bookmark-icon-72x72.png"/><link rel="apple-touch-icon" sizes="76x76" href="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/themes/atos/images/favicons/atos-bookmark-icon-76x76.png"/><link rel="apple-touch-icon" sizes="114x114" href="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/themes/atos/images/favicons/atos-bookmark-icon-114x114.png"/><link rel="apple-touch-icon" sizes="144x144" href="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/themes/atos/images/favicons/atos-bookmark-icon-144x144.png"/><link rel="apple-touch-icon" sizes="120x120" href="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/themes/atos/images/favicons/atos-bookmark-icon-120x120.png"/><link rel="apple-touch-icon" sizes="152x152" href="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/themes/atos/images/favicons/atos-bookmark-icon-152x152.png"/><link rel="apple-touch-icon" sizes="180x180" href="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/themes/atos/images/favicons/atos-bookmark-icon-180x180.png"/><link rel="icon" type="image/vnd.microsoft.icon" href="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/themes/atos/images/favicons/favicon-196x196.png"/><link rel="shortcut icon" type="image/vnd.microsoft.icon" href="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/themes/atos/images/favicons/favicon-196x196.png"/> <link rel="icon" sizes="120x120" href="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/themes/atos/images/favicons/atos-bookmark-icon-120x120.png"/><link rel="icon" sizes="192x192" href="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/themes/atos/images/favicons/atos-bookmark-icon-192x192.png"/><link rel="icon" type="image/vnd.microsoft.icon" href="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/themes/atos/images/favicons/favicon.ico"/><link rel="shortcut icon" type="image/vnd.microsoft.icon" href="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/themes/atos/images/favicons/favicon.ico"/> <script type="text/javascript">var home_url = '/en/home'; var logo_fixed=true; var logo_new=true; var post_type="lp"; var header_bc = false; if (typeof ld !== "undefined") ld.init([{"id":"es-ar","url":"\/es-ar\/argentina","menus":["institutional"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"Noticias","bc_l1_url":"\/es-ar\/argentina\/noticias-argentina","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/es-ar\/argentina#contacto"},{"id":"fr-ca","url":"\/fr\/canada","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Nous contacter","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en-na\/canada#contact"},{"id":"en-apac","url":"\/en\/asia-pacific","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/asia-pacific#contact"},{"id":"en-au","url":"\/en\/australia","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/australia#contact"},{"id":"de-at","url":"\/de-at\/austria","menus":["institutional","footer"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"Newsroom","bc_l1_url":"\/de-at\/austria\/newsroom-at","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/de-at\/austria\/contact-us-at"},{"id":"en-be","url":"\/en-be\/belgium","menus":["header"],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en-be\/belgium\/contact-atos-belgium"},{"id":"pt-br","url":"\/pt-br\/brasil-atos","menus":["institutional"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"Imprensa","bc_l1_url":"\/pt-br\/imprensa-brasil","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Fale conosco","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/pt-br\/brasil#contact"},{"id":"bg","url":"\/bg\/bulgaria","menus":[],"local_social_icons":true,"bc":false,"fcualt":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/bg\/bulgaria#contact","fcuurl":"Contact us"},{"id":"de-ch","url":"\/de-ch\/switzerland","menus":["institutional"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"Newsroom","bc_l1_url":"\/switzerland\/newsroom-ch","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/de-ch\/switzerland\/contact-us-ch"},{"id":"zh-cn","url":"\/zh-cn\/china","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/zh-cn\/china#contact"},{"id":"es-co","url":"\/es-co\/colombia","menus":["institutional"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"Noticias","bc_l1_url":"\/es-ar\/argentina\/noticias-argentina","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/es-co\/colombia#contacto"},{"id":"hr","url":"\/hr\/hrvatska","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/hr\/hrvatska#contact"},{"id":"cs","url":"\/cs\/ceska-republika","menus":["institutional"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"Aktuality","bc_l1_url":"\/cs\/ceska-republika\/aktuality","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/cs\/ceska-republika#contact"},{"id":"fintech","url":"\/fintech\/home","menus":["institutional","header"],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/fintech\/home\/contact-fintech"},{"id":"fr","url":"\/fr\/","menus":["institutional","header","footer"],"local_social_icons":true,"bc":[{"bc_pt":"expert","bc_l1_name":"Blog","bc_l1_url":"\/fr\/atos-blog","bc_l2_name":"Auteurs","bc_l2_url":"\/fr\/atos-blog\/les-auteurs-du-blog"},{"bc_pt":"blog","bc_l1_name":"Blog","bc_l1_url":"\/fr\/atos-blog","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Nous contacter","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/fr\/france\/nous-contacter"},{"id":"de","url":"\/de\/deutschland","menus":["institutional","header","footer"],"local_social_icons":true,"bc":[{"bc_pt":"events","bc_l1_name":"Events","bc_l1_url":"\/de\/deutschland\/newsroom-deutschland\/events-de","bc_l2_name":"","bc_l2_url":""},{"bc_pt":"post","bc_l1_name":"Newsroom","bc_l1_url":"\/de\/deutschland\/newsroom-deutschland","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/de\/deutschland\/kontaktieren-sie-uns"},{"id":"demo","url":"\/demo\/","menus":["institutional","header"],"local_social_icons":true,"bc":false},{"id":"en-gb","url":"\/en-gb\/united-kingdom","menus":["institutional","header","footer"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"Newsroom","bc_l1_url":"\/en-gb\/united-kingdom\/newsroom-uk","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en-gb\/united-kingdom\/contact-us-uk"},{"id":"es","url":"\/es\/spain","menus":["institutional","footer"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"Sala de prensa","bc_l1_url":"\/es\/spain\/sala-de-prensa","bc_l2_name":"","bc_l2_url":""},{"bc_pt":"events","bc_l1_name":"Eventos","bc_l1_url":"\/es\/spain\/sala-de-prensa\/eventos","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/es\/spain\/contacto"},{"id":"hu","url":"\/hu\/magyarorszag","menus":["institutional"],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/hu\/magyarorszag#contact"},{"id":"en-hu","url":"\/en-hu\/hungary","menus":["institutional"],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/hungary#contact"},{"id":"en-in","url":"\/en\/india","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/india#contact"},{"id":"it","url":"\/it\/italia","menus":["institutional","footer"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"Area stampa","bc_l1_url":"\/it\/italia\/newsroom-it","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/it\/italia\/dove-siamo"},{"id":"ja","url":"\/ja\/japan","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/ja\/japan#contact"},{"id":"en-lu","url":"\/en\/luxembourg","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/contact-us"},{"id":"es-mx","url":"\/es-mx\/mexico","menus":["institutional"],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/es-mx\/mexico#contacto"},{"id":"nl","url":"\/nl\/nederland","menus":["institutional","header","footer"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"Nieuws","bc_l1_url":"\/nl\/nederland\/nieuws","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/nl\/nederland\/contact-atos-nederland"},{"id":"en-nl","url":"\/en-nl\/netherlands","menus":["institutional","header","footer"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"News","bc_l1_url":"\/nl\/nederland\/nieuws","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en-nl\/netherlands\/contact-atos-netherlands"},{"id":"en-nor","url":"\/en\/nordics","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/nordics\/contact-atos-nordics"},{"id":"en-ph","url":"\/en\/philippines","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/philippines#contact"},{"id":"pl","url":"\/pl\/polska","menus":["institutional"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"Newsroom","bc_l1_url":"\/pl\/polska\/newsroom","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/pl\/polska#contact"},{"id":"pt-pt","url":"\/pt-pt\/portugal","menus":["institutional"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"Sala de imprensa","bc_l1_url":"\/pt-pt\/portugal\/noticias-e-eventos","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/pt-pt\/portugal\/contacte-nos"},{"id":"en-qat","url":"\/en\/atos-qatar","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/atos-qatar#contact"},{"id":"ro","url":"\/ro\/romania","menus":["institutional"],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/ro\/contact-us"},{"id":"ru","url":"\/ru\/russia","menus":["institutional","header","footer"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"\u041f\u0440\u0435\u0441\u0441-\u0446\u0435\u043d\u0442\u0440","bc_l1_url":"\/ru\/russia\/newsroom-ru","bc_l2_name":"","bc_l2_url":""}],"fcualt":"\u041a\u043e\u043d\u0442\u0430\u043a\u0442\u044b","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/ru\/russia#contact"},{"id":"en-sau","url":"\/en\/kingdom-of-saudi-arabia","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/contact-us"},{"id":"sk","url":"\/sk\/slovensko","menus":["institutional"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"Aktuality","bc_l1_url":"\/sk\/slovensko\/najnovsie-spravy","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/sk\/slovensko#contact"},{"id":"sr","url":"\/sr\/srbija","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/sr\/srbija#contact"},{"id":"en-th","url":"\/en\/thailand","menus":[],"local_social_icons":false,"bc":false},{"id":"tr","url":"\/tr\/turkey","menus":["institutional"],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/tr\/turkey#contact"},{"id":"en-uae","url":"\/en\/united-arab-emirates","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/united-arab-emirates#contact"},{"id":"es-uy","url":"\/es-uy\/uruguay","menus":["institutional"],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/es-uy\/uruguay#contacto"},{"id":"en-za","url":"\/en\/south-africa","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/south-africa#contact"},{"id":"digital","url":"\/digital\/naval-group","menus":["institutional","header"],"local_social_icons":true,"bc":false},{"id":"en-ca","url":"\/en-na\/canada","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en-na\/canada#contact"},{"id":"en-na","url":"\/en-na\/north-america","menus":["institutional","header"],"local_social_icons":true,"bc":[{"bc_pt":"post","bc_l1_name":"Newsroom","bc_l1_url":"\/en-na\/north-america\/newsroom-north-america","bc_l2_name":"","bc_l2_url":""}],"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en-na\/north-america\/contact-atos-north-america"},{"id":"philips","url":"\/philips\/welcome","menus":["institutional","header","footer"],"local_social_icons":true,"bc":false},{"id":"en-cf","url":"\/en\/africa","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/africa#contact"},{"id":"en-hk","url":"\/en\/hong-kong","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/hong-kong#contact"},{"id":"en-sg","url":"\/en\/singapore","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/singapore#contact"},{"id":"en-tw","url":"\/en\/taiwan","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/taiwan#contact"},{"id":"en-my","url":"\/en\/malaysia","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/malaysia#contact"},{"id":"en-eg","url":"\/en\/egypt","menus":[],"local_social_icons":true,"bc":false,"fcualt":"Contact us","fcuurl":"https:\/\/web.archive.org\/web\/20210307210450\/https:\/\/atos.net\/en\/taiwan#contact"},{"id":"en-dz","url":"\/en\/algeria","menus":[],"local_social_icons":false,"bc":false},{"id":"en-ga","url":"\/en\/gabon","menus":[],"local_social_icons":false,"bc":false},{"id":"en-ci","url":"\/en\/ivory-coast","menus":[],"local_social_icons":false,"bc":false},{"id":"en-mg","url":"\/en\/madagascar","menus":[],"local_social_icons":false,"bc":false},{"id":"en-ma","url":"\/en\/morocco","menus":[],"local_social_icons":false,"bc":false},{"id":"en-sn","url":"\/en\/senegal","menus":[],"local_social_icons":false,"bc":false},{"id":"en-za","url":"\/en\/south-africa","menus":[],"local_social_icons":false,"bc":false},{"id":"en-tn","url":"\/en\/tunisia","menus":[],"local_social_icons":false,"bc":false},{"id":"es-cl","url":"\/es-cl\/chile","menus":[],"local_social_icons":false,"bc":false}]); var icl_lang = 'en'; if (typeof ld !== "undefined") ld.localNavPre();</script> <script type="application/ld+json" id="bc_json">{ "@context": "https://web.archive.org/web/20210307210450/http://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "@id": "https://web.archive.org/web/20210307210450/https://atos.net/en/", "name": "Home" } }, { "@type": "ListItem", "position": 2, "item": { "@id": "https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends", "name": "Look Out Industry Trends" } }, { "@type": "ListItem", "position": 3, "item": { "@id": "https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/banking", "name": "Banking" } } ] }</script> <script type="text/javascript">var _paq = window._paq || []; _paq.push(['trackPageView']); _paq.push(['enableLinkTracking']); (function() { var u="//web.archive.org/web/20210307210450/https://stats.atos.net/"; _paq.push(['setTrackerUrl', u+'matomo.php']); _paq.push(['setSiteId', '1']); var d=document, g=d.createElement('script'), s=d.getElementsByTagName('script')[0]; g.type='text/javascript'; g.async=true; g.defer=true; g.src=u+'matomo.js'; s.parentNode.insertBefore(g,s); })(); // Olark split up function startsWith(el,ix,ar){ return window.location.pathname.indexOf(el)>=0; } // Olark Allowed Paths var allowedPaths = ["/en/future-ready/transforming-healthcare-for-covid-19","/en-na/north-america/healthcare","/en-na/north-america/healthcare-technology-transformation","/en-na/north-america/healthcare-cyber-security-solutions","/en-na/north-america/healthcare-business-clinical","/en-na/lp/healthcare_cybersecurity","/en-na/north-america/healthcare-patient-transformation","/en/customer-stories","/en/lp/journey-2024","/en/industries","/en/olympic-games","/en/insights-and-innovation/digital-transformation","/en/solutions"]; // Olark and contact disallowed paths var disallowedPaths = ["/en/solutions/quantum-learning-machine","/en/solutions/high-performance-computing-hpc","/en/solutions/enterprise-servers","/en/solutions/integrated-systems","/en/solutions/bullsequana-edge"]; if(allowedPaths.some(startsWith) || disallowedPaths.some(startsWith)){ $("head").append("<style>#btnContactUs{display:none;}</style>"); }</script></head><body class="lp_content lp_banking wpb-js-composer"> <header class="header"><div class="wrapper"><div class="header__pre cf"><ul><style>.page__header-image h1, .header__banner-title { text-shadow: 0 0 2px rgba(0,0,0,0.8); } .page__header-image h2 { text-shadow: 0 0 1px rgba(0,0,0,0.8); } @media (max-width: 965px) { #dd { padding-bottom: 110px; } } @media (max-width: 863px) { #dd { padding-bottom: 110px; } } @media (max-width: 490px) { #dd .dd-1 { top: 70px; } } .mainoffering { border:0; border-top: 1px solid #ffffff; font-weight: 700; }</style></ul></div><div class="header__bg"></div><div class="header__main cf"><div class="header__main-logo"> <a class="logo_color" href="https://web.archive.org/web/20210307210450/https://atos.net/en"><img src="/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/06/atos-thought-leadership-blue.png" alt="Atos - Thought Leadership"></a> <a class="logo_white" href="https://web.archive.org/web/20210307210450/https://atos.net/en"><img src="/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/06/atos-thought-leadership-white.png" alt="Atos - Thought Leadership"></a></div> <nav class="header__main-nav"> <span class="icon__menu"></span><ul><li class="hm0 nochildren"><a href="https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/">Welcome</a></li><li class="hm0 nochildren"><a href="https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends#industry-views">Industry Views </a></li><li class="hm0 nochildren"><a href="https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/tech-trends-radar">Tech Trends Radar</a></li><li class="hm0 nochildren"><a href="https://web.archive.org/web/20210307210450/https://atos.net/en/lp/lookout-industry-trends/contact-us">Contact Us</a></li></ul> </nav><div class="header__main-search"><div class="header__main-search__wrapper"><form id="form__global-search" action="https://web.archive.org/web/20210307210450/https://atos.net/en"> <label for="s">Search</label> <input id="s" class="global-search__field" type="text" name="s" placeholder="Search" autocomplete="off"/> <button type="submit">Search</button><input type="hidden" id="popState" value="0"/></form></div></div></div></div> <script type="text/javascript">function cp_s1() { // Begin Google Analytics var e = document.createElement('script'); m = document.getElementsByTagName('script')[0]; e.async = 1; e.src = '/wp-content/themes/atos/js/ga-atos.js'; m.parentNode.insertBefore(e, m); } function cp_s2() { // Pardot window.piCId = '18591'; window.piAId = '468241'; window.piHostname = 'engage.atos.net'; (function() { function async_load(){ var s = document.createElement('script'); s.type = 'text/javascript'; s.src = 'https://web.archive.org/web/20210307210450/https://engage.atos.net/pd.js'; var c = document.getElementsByTagName('script')[0]; c.parentNode.insertBefore(s, c); } if(window.attachEvent) { window.attachEvent('onload', async_load); } else { window.addEventListener('load', async_load, false); } })(); // Begin Okto (function(a, b, c, d, e, m) { a['OktopostTrackerObject'] = d; a[d] = a[d] || function() { (a[d].q = a[d].q || []).push(arguments); }; e = b.createElement('script'); m = b.getElementsByTagName('script')[0]; e.async = 1; e.src = ('https:' === document.location.protocol ? 'https://' : 'http://') + c; m.parentNode.insertBefore(e, m); })(window, document, 'static.oktopost.com/oktrk.js', '_oktrk'); _oktrk('create', '0016lcrx1l5gc8w'); // Demandbase (function(d,b,a,s,e){ var t = b.createElement(a), fs = b.getElementsByTagName(a)[0]; t.async=1; t.id=e; t.src=s; fs.parentNode.insertBefore(t, fs); }) (window,document,'script','https://web.archive.org/web/20210307210450/https://tag.demandbase.com/11e386d9.min.js','demandbase_js_lib'); // MRP en en-gb if ((window.location.pathname.indexOf("/en-gb/")>=0) || (window.location.pathname.indexOf("/en/")>=0)) {$(document.body).append("<img src=\"https://j.mrpdata.net/u.gif?g=4aIS5Kd5Cdfs2ljDKRNlGCBXRvj2TOdAELmzXSBFPsE=&pd=eyJ3ZWJ0cmFja2VyIjoiMi4wIn3e4bPXaJOLfs6WjnYOMJNA\" referrerpolicy=\"unsafe-url\" width=\"1\" height=\"1\" alt=\"\"style=\"display:none;\">");} //AccountInsights (function(){var s = document.getElementsByTagName("script")[0]; var a = document.createElement("script"); a.src = "//web.archive.org/web/20210307210450/https://track.accountinsight.cloud/track/58"; a.type = "text/javascript";a.async = true; s.parentNode.insertBefore(a, s);})(); // Triblio var deployurls = ["/en-na/lp/healthcare_cybersecurity","/en/about-us/partners-and-alliances","/en/solutions/worldgrid","/en/industries/utilities","/en/industries/energy","/en/solutions/atos-digital-workplace","/en-na/lp/workplace-mobility","/en-na/north-america","/en-na/north-america/newsroom-north-america","/en-na/north-america/contact-atos-north-america","/en-na/north-america/submit-rfp","/en/industries/banking","/en/industries/capital-markets","/en/industries/insurance","/en/solutions/atos-business-accelerators","/en/industries/automotive","/en/industries/retail","/en/industries/chemicals","/en/industries/aerospace","/en/industries/transport","/en/industries/consumer-packaged-goods","/en/industries/discrete-manufacturing","/en/blog/good-migrations-part-1-sap-s-4hana-adoption","/en/blog/good-migrations-part-2-taking-cloud-to-the-next-level","/en/blog/good-migrations-part-3-moving-to-the-cloud-with-sap"]; if (deployurls.indexOf(window.location.pathname)>=0) { (function(w,d,s,src){w["TriblioAnalyticsObject"] = {uid: "00OPZjAL7PiWXG3O9mgo",site: "2qZ"};var tag = d.createElement(s);var lastScript = d.getElementsByTagName(s)[0];tag.async = 1;tag.src = src;tag.setAttribute("data-cfasync","false");lastScript.parentNode.insertBefore(tag, lastScript);})(window, document, "script", "//web.archive.org/web/20210307210450/https://tribl.io/analytics.js"); } } function cp_s3() { // Linkedin _linkedin_partner_id = "395724"; window._linkedin_data_partner_ids = window._linkedin_data_partner_ids || []; window._linkedin_data_partner_ids.push(_linkedin_partner_id); (function(){var s = document.getElementsByTagName("script")[0]; var b = document.createElement("script"); b.type = "text/javascript";b.async = true; b.src = "https://web.archive.org/web/20210307210450/https://snap.licdn.com/li.lms-analytics/insight.min.js"; s.parentNode.insertBefore(b, s);})(); } window.cp_hit = true; window.cp_small = false;</script> <form id="cp" class="accepted"><div class="grid-row cp_large"><div class="grid-col-9 cp_disclaimer"><p>Our website uses <a href="https://web.archive.org/web/20210307210450/https://atos.net/en/privacy">cookies</a> to give you the most optimal experience online by: measuring our audience, understanding how our webpages are viewed and improving consequently the way our website works, providing you with relevant and personalized marketing content.<br> You have full control over what you want to activate. You can accept the cookies by clicking on the “Accept all cookies” button or customize your choices by selecting the cookies you want to activate. You can also decline all cookies by clicking on the “Decline all cookies” button. Please find more information on our use of cookies and how to withdraw at any time your consent on our <a href="https://web.archive.org/web/20210307210450/https://atos.net/en/privacy">privacy policy</a>.<br><br></p></div><div class="grid-col-3 cp_link"> <button id="cp_accept">Accept all cookies</button> <button id="cp_decline">Decline all cookies</button> <a class="button" href="https://web.archive.org/web/20210307210450/https://atos.net/en/privacy">Privacy policy</a></div><div class="cp_choices"><fieldset><legend>Select cookie policy level</legend> <label for="cp_l0"> <input id="cp_l0" type="checkbox" disabled="disabled" checked="checked"> <span class="cp_t"></span>Necessary </label> <label for="cp_l1"> <input id="cp_l1" type="checkbox"> <span class="cp_t"></span>Statistics </label> <label for="cp_l2"> <input id="cp_l2" type="checkbox"> <span class="cp_t"></span>Marketing </label> <label for="cp_l3"> <input id="cp_l3" type="checkbox"> <span class="cp_t"></span>Social Media </label> <button id="cp_selected">Accept selection</button></fieldset></div></div><div class="grid-row cp_small"><div class="grid-col-3 cp_link"> <button id="cp_accept_small">Accept all cookies</button> <button id="cp_decline_small">Decline all cookies</button></div><div class="grid-col-9 cp_disclaimer"><p>Our website uses <a href="https://web.archive.org/web/20210307210450/https://atos.net/en/privacy">cookies</a> to give you the most optimal experience online by: measuring our audience, understanding how our webpages are viewed and improving consequently the way our website works, providing you with relevant and personalized marketing content. You can also decline all cookies by clicking on the “Decline all cookies” button. Please find more information on our use of cookies and how to withdraw at any time your consent on our <a href="https://web.archive.org/web/20210307210450/https://atos.net/en/privacy">privacy policy</a>.</p></div></div></form> </header> <script type="text/javascript">if (typeof ld !== 'undefined') { ld.cookiePolicy(false); if (ld.navLang !== "") {ld.localNavHeader();} }</script> <style type="text/css">.header__main-search { display: none; }</style><main role="main"> <section class="section page"> <header class="page__header--large offwhite"><div class="page__header-image cf" style="background-image:url(https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/07/lookout-banking.jpg);"><div class="page__header-grad"><div class="grid-row"><div class="grid-offset-6 grid-col-6"><div class="header__banner-cta"><h1 class="header__banner-title">Look Out Banking</h1><h2 class="header__banner-subtitle">Industry Trends</h2><div style="margin-bottom: 40px;"></div></div></div></div></div></div></header><div class="section vc_custom_1594752673895"><div class="grid-row"><div class="grid-col-12"></div></div></div><div class="section vc_custom_1594752982925"><div class="grid-row"><div class="grid-col-12"><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><div style="margin-top: 30px;"></div></div></div><div class="wpb_text_column wpb_content_element blue"><div class="wpb_wrapper"><h1>Toward next-generation financial services ecosystems</h1></div></div><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><div style="margin-top: 30px;"></div></div></div><div class="subrow "><div class="grid-col-6"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><div style="margin-top: 30px;"></div></div></div><div class="wpb_text_column wpb_content_element blue"><div class="wpb_wrapper"><p>The 2008 crisis is almost a distant memory. Over the past decade, the global banking industry has shown signs of renewed health. Prospects are looking good.</p><p>But while many believe the industry is unlikely to experience such discomfort again anytime soon, signals beneath the surface show the industry is under tension: profits remain elusive, margins are decreasing, revenue growth is slowing and perspectives are tepid. Even more worryingly, Return On Equity (ROE) has fallen to around 9% and continues to diminish.</p></div></div> <a class="button-blue" href="https://web.archive.org/web/20210307210450/https://atos.net/wp-content/uploads/2018/07/ATOS_LOOK-OUT_BANKING.pdf" target="_blank">Read the report</a></div></div></div><div class="grid-col-6"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><p><a href="https://web.archive.org/web/20210307210450/https://atos.net/wp-content/uploads/2018/07/ATOS_LOOK-OUT_BANKING.pdf" target="_blank" rel="noopener noreferrer"><img loading="lazy" class="aligncenter wp-image-374763 size-full" src="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/07/lookout-banking-brochure.png" alt="" width="300" height="424" srcset="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/07/lookout-banking-brochure.png 300w, https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/07/lookout-banking-brochure-212x300.png 212w" sizes="(max-width: 300px) 100vw, 300px"/></a></p></div></div></div></div></div></div></div></div></div><div class="section"><div class="grid-row"><div class="grid-col-12"><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><div style="margin-top: 30px;"></div></div></div><div class="subrow "><div class="grid-col-3"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><p><img loading="lazy" class="alignnone wp-image-374749" src="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/07/carlos-von-prabucki-1.png" alt="" width="200" height="200" srcset="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/07/carlos-von-prabucki-1.png 254w, https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/07/carlos-von-prabucki-1-150x150.png 150w" sizes="(max-width: 200px) 100vw, 200px"/></p></div></div></div></div></div><div class="grid-col-9"><div class="vc_column-inner"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><div style="margin-top: 30px;"></div></div></div><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><h1 style="font-size: 20px; line-height: 1.1;"><em>“Banks are at a crossroads. Continuous FinTech innovation and new technologies such as blockchain are disrupting the market. While it creates threats, it also opens multiple opportunities for financial services to reinvent themselves and thrive.”</em></h1><p> </p><p><strong>Carlos Von Prabucki<br/> </strong>Global Financial Services COO, Head of Banking Iberia and South America region, Atos</p></div></div></div></div></div></div></div></div></div><div class="section vc_custom_1594754255727"><div class="grid-row"><div class="grid-col-12"><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><div style="margin-top: 30px;"></div></div></div><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><h1 style="text-align: left;">Where should you begin?</h1><div style="margin-bottom: 20px;"></div><p>As the Trusted Partner for your Digital Journey, Atos can help. Meet our experts and stay one step ahead by getting hands-on experience with new disruptive technologies.</p></div></div><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><div style="margin-top: 30px;"></div></div></div><div class="subrow "><div class="sameblockheight grid-col-4 vc_col-has-fill"><div class="vc_column-inner vc_custom_1594835230819"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><p><img loading="lazy" class="aligncenter wp-image-371573" src="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/07/lookout-discover-icon.png" alt="" width="120" height="120"/></p><div style="margin-bottom: 20px; text-align: center;"></div><h2 style="text-align: center;"><span style="color: #ffffff;">ENGAGE in a co-innovation workshop at one of our Business Technology & Innovation Centers.</span></h2><p style="text-align: center;"><span style="color: #ffffff;">Get off to a quick start with a personalized<br/> workshop. Ask for a meeting:</span></p><p style="text-align: center;"><a class="button-transp" href="https://web.archive.org/web/20210307210450/https://atos.net/btic" target="_blank" rel="noopener noreferrer">atos.net/btic</a></p></div></div></div></div></div><div class="sameblockheight grid-col-4 vc_col-has-fill"><div class="vc_column-inner vc_custom_1594835497379"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><p><img loading="lazy" class="aligncenter wp-image-371575" src="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/07/lookout-engage-icon.png" alt="" width="120" height="120"/></p><div style="margin-bottom: 20px; text-align: center;"></div><h2 style="text-align: center;"><span style="color: #ffffff;">EXPLORE how the latest technologies can boost<br/> your own practice.</span></h2><p style="text-align: center;"><span style="color: #ffffff;">Leverage our experts and labs to build<br/> POCs tailored to your own business:</span></p><p style="text-align: center;"><a class="button-transp" href="https://web.archive.org/web/20210307210450/https://atos.net/banking" target="_blank" rel="noopener noreferrer">atos.net/banking</a></p></div></div></div></div></div><div class="sameblockheight grid-col-4 vc_col-has-fill"><div class="vc_column-inner vc_custom_1594835546757"><div class="wpb_wrapper"><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><p><img loading="lazy" class="aligncenter wp-image-371577" src="https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/07/lookout-explore-icon.png" alt="" width="120" height="120"/></p><div style="margin-bottom: 20px; text-align: center;"></div><h2 style="text-align: center;"><span style="color: #ffffff;">STAY TUNED with the latest trends and best practices in digital transformation.</span></h2><p style="text-align: center;"><span style="color: #ffffff;">Keep yourself informed. Follow the latest insights from the field on:</span></p><p style="text-align: center;"><a class="button-transp" href="https://web.archive.org/web/20210307210450/https://atos.net/blog" target="_blank" rel="noopener noreferrer">atos.net/blog</a></p></div></div></div></div></div></div><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><div style="margin-top: 30px;"></div></div></div></div></div></div><div class="section experts_block vc_custom_1541063011627"><div class="grid-row"><div class="grid-col-12 vc_custom_1465032605320"><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><div style="margin-top: 30px;"></div></div></div><div class="wpb_text_column wpb_content_element "><div class="wpb_wrapper"><h1>Dive Deeper</h1><div style="margin-bottom: 20px;"></div></div></div><style type="text/css">#dnsl.pl_grid { margin-bottom: -25px; } #dnsl.pl_grid .pl_slide-wrapper { margin-right: -15px; } #dnsl.pl_grid .pl_grid-item { padding: 0 0 25px 0; } @media (min-width:480px) { #dnsl.pl_grid .pl_grid-item { padding: 0 15px 25px 0; } } @media (min-width:480px) { #dnsl.pl_grid .pl_grid-item.pl_col-sm-12 { padding: 0 0 25px 0; } }</style><div id="dnsl" class="pl_grid " data-pl-id="1607696858066-90dadae3-3e90-0" data-page-id="374729" data-bookmark="" data-unselect="0"><div id="dnsl_loader" class="pl_loader"></div><div class="pl_row pl_col-sm-12 pl_wrapper pl_data"><div class="pl_slide-wrapper pl_clearfix" data-pl-grid-content="true"><div class="pl_blog"><div class="pl_grid-item pl_col-sm-3"><a href="https://web.archive.org/web/20210307210450/https://atos.net/en/blog/has-retail-bankings-digital-journey-stalled" title="Has retail banking’s digital journey stalled?"><div class="blog-summary"><div class="blog-image" style="background-image: url('https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/03/atos-has-retail-banking’s-digital-journey-stalled-300x107.jpg');"></div><div class="blog-text clamp-me"><h2>Has retail banking’s digital journey stalled?</h2><p>The banking sector has long been recognized as leading the financial services market when it comes to meeting customers’ expectations for online services. With the penetration of smartphones, banks recognized the brand value of digital banking…</p></div></div></a></div><div class="pl_grid-item pl_col-sm-3"><a href="https://web.archive.org/web/20210307210450/https://atos.net/en/blog/data-centers-in-financial-services-industry-are-you-ready" title="Data Centers in Financial Services Industry: are you ready?"><div class="blog-summary"><div class="blog-image" style="background-image: url('https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2020/02/atos-data-centers-300x107.jpg');"></div><div class="blog-text clamp-me"><h2>Data Centers in Financial Services Industry: are you ready?</h2><p>  Entering 2020 brings a new sensitive subject in every CIO’s Agenda : Data Centers. When discussing this topic with many CIO and I&O managers from banks and insurance organizations across…</p></div></div></a></div><div class="pl_grid-item pl_col-sm-3"><a href="https://web.archive.org/web/20210307210450/https://atos.net/en/blog/how-augmented-interactive-reality-could-change-the-face-of-financial-services" title="How augmented interactive reality could change the face of financial services"><div class="blog-summary"><div class="blog-image" style="background-image: url('https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2019/12/atos-how-augmented-interactive-reality-could-change-the-face-of-financial-services-300x107.jpg');"></div><div class="blog-text clamp-me"><h2>How augmented interactive reality could change the face of financial services</h2><p>To outsmart new FinTech rivals, traditional banking and insurance companies need to make full use of the things they do best: building relationships. Success in today’s world is…</p></div></div></a></div><div class="pl_grid-item pl_col-sm-3"><a href="https://web.archive.org/web/20210307210450/https://atos.net/en/blog/blockchain-is-revolutionizing-the-financial-services-industry" title="Blockchain is revolutionizing the Financial Services industry"><div class="blog-summary"><div class="blog-image" style="background-image: url('https://web.archive.org/web/20210307210450im_/https://atos.net/wp-content/uploads/2019/11/GettyImages-912468312-300x225.jpg');"></div><div class="blog-text clamp-me"><h2>Blockchain is revolutionizing the Financial Services industry</h2><p>Financial services have traditionally been a very conservative industry, where technological changes are adopted in a very conservative way, basically for two reasons: 1) it is a very highly regulated market; not so easy…</p></div></div></a></div></div><script type="text/javascript">window.al = window.al || []; window.al["dnsl_scroll"] = false; window.al["dnsl_usersel"] = false; window.al["dnsl_page"] = 1; window.al["dnsl_width"] = 3; $(document).ready(function () { $('#dnsl.pl_grid .pl_grid-item .clamp-me').clamp(); window.clampOnly = true; });</script> </div></div></div></div></div></div> </section> </main> <footer class="footer"><div class="footer__social"><ul><li><a href="https://web.archive.org/web/20210307210450/https://atos.net/en/contact-us"><img src="/web/20210307210450im_/https://atos.net/wp-content/uploads/2019/06/mail-icon.png" alt="Contact us"></a></li><li class="networks-list__icon linkedin"><a href="https://web.archive.org/web/20210307210450/http://www.linkedin.com/company/atos" target="_blank" rel="noopener">Linkedin</a></li><li class="networks-list__icon twitter"><a href="https://web.archive.org/web/20210307210450/http://www.twitter.com/atos" target="_blank" rel="noopener">Twitter</a></li><li class="networks-list__icon facebook"><a href="https://web.archive.org/web/20210307210450/https://www.facebook.com/Atos" target="_blank" rel="noopener">Facebook</a></li><li class="networks-list__icon instagram"><a href="https://web.archive.org/web/20210307210450/https://www.instagram.com/atosglobal/" target="_blank" rel="noopener">Instagram</a></li><li class="networks-list__icon youtube"><a href="https://web.archive.org/web/20210307210450/https://www.youtube.com/user/Atos" target="_blank" rel="noopener">Youtube</a></li></ul></div><div class="footer__sub"><ul class="footer__menu" lang="en"><li id="menu-item-12613" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-privacy-policy menu-item-12613"><a href="https://web.archive.org/web/20210307210450/https://atos.net/en/privacy">Privacy</a></li><li id="menu-item-220799" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-220799"><a target="_blank" rel="noopener noreferrer" href="https://web.archive.org/web/20210307210450/https://engage.atos.net/preference-center">Preference Center</a></li><li id="menu-item-12640" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12640"><a href="https://web.archive.org/web/20210307210450/https://atos.net/en/terms-of-use">Terms and conditions</a></li><li id="menu-item-12639" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-12639"><a href="https://web.archive.org/web/20210307210450/https://atos.net/en/accessibility">Accessibility</a></li><li id="menu-item-13095" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-13095"><a href="https://web.archive.org/web/20210307210450/https://atos.net/en/rss-feeds">RSS feeds</a></li><li id="menu-item-207007" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-207007"><a href="https://web.archive.org/web/20210307210450/https://atos.net/en/contact-us">Contact</a></li><li>© Atos SE 2021 all rights reserved</li></ul></div> </footer> <script type="text/javascript">if (typeof ld !== "undefined") { ld.bc(); ld.localNavFooter(); ld.bchead(); };</script> <script type="text/javascript">piCId = '17977'; piAId = '468241'; piHostname = 'pi.pardot.com'; (function() { function async_load(){ var s = document.createElement('script'); s.type = 'text/javascript'; s.src = ('https:' == document.location.protocol ? 'https://web.archive.org/web/20210307210450/https://pi' : 'https://web.archive.org/web/20210307210450/http://cdn') + '.pardot.com/pd.js'; var c = document.getElementsByTagName('script')[0]; c.parentNode.insertBefore(s, c); } if(window.attachEvent) { window.attachEvent('onload', async_load); } else { window.addEventListener('load', async_load, false); } })();</script><script type="text/html" id="wpb-modifications"></script><script type="text/javascript" src="https://web.archive.org/web/20210307210450js_/https://atos.net/wp-content/uploads/cache/fvm/1614242430/out/footer-a3c184e583d59305ce0acac85bd7a1fb52771145.min.js" id="fvm-footer-0-js"></script><script type="text/javascript">function checkFloatContactUs(){ var chatint = setInterval(function(){ var $ol = $('#olark-wrapper'); if($ol.length){ if(!$ol.hasClass("olark-hidden")){ $("head").append("<style>#btnContactUs{display:none;}</style>"); } else { $("head").append("<style>#btnContactUs{display:block;}</style>"); } clearInterval(chatint); } },350); } // Olark Solutions Industries olympic-games always-ready if(allowedPaths.some(startsWith) && !disallowedPaths.some(startsWith)){ (function(o,l,a,r,k,y){ if(o.olark)return; r="script"; y=l.createElement(r); r=l.getElementsByTagName(r)[0]; y.async=1; y.onload=checkFloatContactUs; y.src="//"+a; r.parentNode.insertBefore(y,r); y=o.olark=function(){ k.s.push(arguments); k.t.push(+new Date) }; y.extend=function(i,j){y("extend",i,j)}; y.identify=function(i){y("identify",k.i=i)}; y.configure=function(i,j){y("configure",i,j);k.c[i]=j}; k=y._={s:[],t:[+new Date],c:{},l:a}; })(window,document,"static.olark.com/jsclient/loader.js"); olark.identify('5686-580-10-4326'); }</script></body></html>