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Financing and Credit - Apple
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</aside> </div> </nav> <div class="ac-gn-blur"></div> <div id="ac-gn-curtain" class="ac-gn-curtain"></div> <div id="ac-gn-placeholder" class="ac-nav-placeholder"></div> <div role="main"> <div class="as-l-fullwidth " data-events="event52"> <div> <div class="pd-billboard pd-billboard-applecard-landing-header-201907 pd-util-line-bottom"> <div class="pd-l-plate"> <div class="pd-billboard-info"> <h2 class="pd-billboard-header pd-util-compact-large-12 pd-util-expand-small-1"> Buy the way that’s right for you. </h2> <p class="pd-billboard-subcopy pd-util-compact-large-17"> Now you can use Apple Card to pay monthly and interest-free with Apple Card Monthly Installments.¹ Or you can use it to pay for your new Apple products in full. Either way, you’ll get 3% Daily Cash back on your purchase, every time. </p> </div> </div> </div> </div> </div> <div class="as-l-fullwidth " data-events="event52"> <div> <div class="pd-billboard pd-applecard-landing-acmi-202005"> <div class="pd-l-plate"> <div class="pd-billboard-info"> <h2 class="pd-billboard-title"> Apple Card Monthly Installments </h2> <h3 class="pd-billboard-header pd-util-compact-large-14"> Pay for your new Apple products over time, interest-free. </h3> <p class="pd-billboard-subcopy pd-util-compact-large-16"> Now when you shop at Apple using Apple Card, you can pay monthly for your new iPhone, iPad, Mac, and eligible accessories at 0% APR and get 3% Daily Cash back — all up front.¹ </p> <p class="pd-billboard-link"> <a href="https://web.archive.org/web/20200914094629/https://www.apple.com/apple-card/monthly-installments" data-slot-name="main5" data-feature-name="Astro Link" data-display-name="AOS: apple-card/monthly-installments" class="more">Learn more<span class="pd-a11y">Learn more</span></a> </p> </div> <div class="pd-billboard-image"> <img src="https://web.archive.org/web/20200914094629im_/https://store.storeimages.cdn-apple.com/4982/as-images.apple.com/is/applecard-acmi-hero-202005?wid=1582&hei=778&fmt=jpeg&qlt=80&op_usm=0.5,0.5&.v=1590084791000" alt="" width="791" height="389" data-scale-params-1="wid=791&hei=389&fmt=jpeg&qlt=95&op_usm=0.5,0.5&.v=1590084791000" data-scale-initial="2" class="pd-billboard-hero ir"/> </div> </div> </div> </div> <div> <div class="pd-billboard pd-applecard-landing-valueprops-202005"> <div class="pd-l-plate"> <div class="pd-row"> <div class="pd-column pd-large-4 pd-small-12"> <div class="pd-valueprop-icon"> <img src="https://web.archive.org/web/20200914094629im_/https://store.storeimages.cdn-apple.com/4982/as-images.apple.com/is/applecard-icon-3-percent-202005?wid=132&hei=132&fmt=jpeg&qlt=80&op_usm=0.5,0.5&.v=1590788803000" alt="Apple Card" width="66" height="66" data-scale-params-1="wid=66&hei=66&fmt=jpeg&qlt=95&op_usm=0.5,0.5&.v=1590788803000" data-scale-initial="2" class="pd-valueprop-image ir"/> </div> <p class="pd-valueprop-subcopy pd-util-compact-large-6 pd-util-compact-small-12"> Get 3% Daily Cash back. All up front. </p> </div> <div class="pd-column pd-large-4 pd-small-12"> <div class="pd-valueprop-icon"> <img src="https://web.archive.org/web/20200914094629im_/https://store.storeimages.cdn-apple.com/4982/as-images.apple.com/is/applecard-icon-trade-in-202005?wid=158&hei=132&fmt=jpeg&qlt=80&op_usm=0.5,0.5&.v=1590788803000" alt="Apple Card" width="79" height="66" data-scale-params-1="wid=79&hei=66&fmt=jpeg&qlt=95&op_usm=0.5,0.5&.v=1590788803000" data-scale-initial="2" class="pd-valueprop-image ir"/> </div> <p class="pd-valueprop-subcopy pd-util-compact-large-10 pd-util-compact-small-5"> Trade in your current device. Pay even less per month.² </p> </div> <div class="pd-column pd-large-4 pd-small-12"> <div class="pd-valueprop-icon"> <img src="https://web.archive.org/web/20200914094629im_/https://store.storeimages.cdn-apple.com/4982/as-images.apple.com/is/applecard-icon-only-apple-202005?wid=132&hei=132&fmt=jpeg&qlt=80&op_usm=0.5,0.5&.v=1590788803000" alt="Apple Card" width="66" height="66" data-scale-params-1="wid=66&hei=66&fmt=jpeg&qlt=95&op_usm=0.5,0.5&.v=1590788803000" data-scale-initial="2" class="pd-valueprop-image ir"/> </div> <p class="pd-valueprop-subcopy"> Only at Apple. </p> </div> </div> </div> </div> </div> </div> <div class="as-l-fullwidth " data-events="event52"> <div> <div class="pd-billboard pd-applecard-landing-shopping-202005"> <div class="pd-l-plate"> <div class="pd-billboard-info-top"> <h2 class="pd-billboard-header pd-util-compact-large-20"> <span class="pd-billboard-header-start">Start shopping with</span> Apple Card Monthly Installments today.³ </h2> </div> <div class="pd-row"> <div class="pd-column pd-large-4 pd-small-6"> <div class="pd-billboard-image"> <img src="https://web.archive.org/web/20200914094629im_/https://store.storeimages.cdn-apple.com/4982/as-images.apple.com/is/applecard-shopping-iphones-202005?wid=332&hei=448&fmt=jpeg&qlt=80&op_usm=0.5,0.5&.v=1593454194000" alt="" width="166" height="224" data-scale-params-1="wid=166&hei=224&fmt=jpeg&qlt=95&op_usm=0.5,0.5&.v=1593454194000" data-scale-initial="2" class="pd-billboard-hero-iphone ir"/> </div> <div class="pd-billboard-subinfo"> <h3 class="pd-billboard-product"> iPhone </h3> <p class="pd-billboard-subcopy-top"> From $16.62<span aria-hidden="true">/mo.</span><span class="visuallyhidden"> per month</span> for </p> <p class="pd-billboard-subcopy"> 24 <span aria-hidden="true">mo.</span><span class="visuallyhidden">months</span> at 0% APR </p> <p class="pd-billboard-link"> <a href="https://web.archive.org/web/20200914094629/https://www.apple.com/iphone" data-slot-name="main7" data-feature-name="Astro Link" data-display-name="AOS: iphone" class="more">Shop<span class="pd-a11y">Shop</span></a> </p> </div> </div> <div class="pd-column pd-large-4 pd-small-6"> <div class="pd-billboard-image"> <img src="https://web.archive.org/web/20200914094629im_/https://store.storeimages.cdn-apple.com/4982/as-images.apple.com/is/applecard-shopping-mac-202005?wid=500&hei=412&fmt=jpeg&qlt=80&op_usm=0.5,0.5&.v=1590185333000" alt="" width="250" height="206" data-scale-params-1="wid=250&hei=206&fmt=jpeg&qlt=95&op_usm=0.5,0.5&.v=1590185333000" data-scale-initial="2" class="pd-billboard-hero-mac ir"/> </div> <div class="pd-billboard-subinfo"> <h3 class="pd-billboard-product"> Mac </h3> <p class="pd-billboard-subcopy-top"> From $83.25<span aria-hidden="true">/mo.</span><span class="visuallyhidden"> per month</span> for </p> <p class="pd-billboard-subcopy"> 12 <span aria-hidden="true">mo.</span><span class="visuallyhidden">months</span> at 0% APR </p> <p class="pd-billboard-link"> <a href="https://web.archive.org/web/20200914094629/https://www.apple.com/mac" data-slot-name="main7" data-feature-name="Astro Link" data-display-name="AOS: mac" class="more">Shop<span class="pd-a11y">Shop</span></a> </p> </div> </div> <div class="pd-column pd-large-4 pd-small-6"> <div class="pd-billboard-image"> <img src="https://web.archive.org/web/20200914094629im_/https://store.storeimages.cdn-apple.com/4982/as-images.apple.com/is/applecard-shopping-ipads-202005?wid=546&hei=412&fmt=jpeg&qlt=80&op_usm=0.5,0.5&.v=1593454195000" alt="" width="273" height="206" data-scale-params-1="wid=273&hei=206&fmt=jpeg&qlt=95&op_usm=0.5,0.5&.v=1593454195000" data-scale-initial="2" class="pd-billboard-hero-ipad ir"/> </div> <div class="pd-billboard-subinfo"> <h3 class="pd-billboard-product"> iPad </h3> <p class="pd-billboard-subcopy-top"> From $27.41<span aria-hidden="true">/mo.</span><span class="visuallyhidden"> per month</span> for </p> <p class="pd-billboard-subcopy"> 12 <span aria-hidden="true">mo.</span><span class="visuallyhidden">months</span> at 0% APR </p> <p class="pd-billboard-link"> <a href="https://web.archive.org/web/20200914094629/https://www.apple.com/ipad" data-slot-name="main7" data-feature-name="Astro Link" data-display-name="AOS: ipad" class="more">Shop<span class="pd-a11y">Shop</span></a> </p> </div> </div> <div class="pd-column pd-large-4 pd-small-6"> <div class="pd-billboard-image"> <img src="https://web.archive.org/web/20200914094629im_/https://store.storeimages.cdn-apple.com/4982/as-images.apple.com/is/applecard-shopping-airpods-202005?wid=438&hei=328&fmt=jpeg&qlt=80&op_usm=0.5,0.5&.v=1593454194000" alt="" width="219" height="164" data-scale-params-1="wid=219&hei=164&fmt=jpeg&qlt=95&op_usm=0.5,0.5&.v=1593454194000" data-scale-initial="2" class="pd-billboard-hero-airpods ir"/> </div> <div class="pd-billboard-subinfo"> <h3 class="pd-billboard-product"> AirPods </h3> <p class="pd-billboard-subcopy-top"> From $26.50<span aria-hidden="true">/mo.</span><span class="visuallyhidden"> per month</span> for </p> <p class="pd-billboard-subcopy"> 6 <span aria-hidden="true">mo.</span><span class="visuallyhidden">months</span> at 0% APR </p> <p class="pd-billboard-link"> <a href="https://web.archive.org/web/20200914094629/https://www.apple.com/airpods" data-slot-name="main7" data-feature-name="Astro Link" data-display-name="AOS: airpods" class="more">Shop<span class="pd-a11y">Shop</span></a> </p> </div> </div> <div class="pd-column pd-large-4 pd-small-6"> <div class="pd-billboard-image"> <img src="https://web.archive.org/web/20200914094629im_/https://store.storeimages.cdn-apple.com/4982/as-images.apple.com/is/applecard-shopping-homepods-202005?wid=424&hei=364&fmt=jpeg&qlt=80&op_usm=0.5,0.5&.v=1591206643000" alt="" width="212" height="182" data-scale-params-1="wid=212&hei=182&fmt=jpeg&qlt=95&op_usm=0.5,0.5&.v=1591206643000" data-scale-initial="2" class="pd-billboard-hero-homepod ir"/> </div> <div class="pd-billboard-subinfo"> <h3 class="pd-billboard-product"> HomePod </h3> <p class="pd-billboard-subcopy-top"> From $49.83<span aria-hidden="true">/mo.</span><span class="visuallyhidden"> per month</span> for </p> <p class="pd-billboard-subcopy"> 6 <span aria-hidden="true">mo.</span><span class="visuallyhidden">months</span> at 0% APR </p> <p class="pd-billboard-link"> <a href="https://web.archive.org/web/20200914094629/https://www.apple.com/homepod" data-slot-name="main7" data-feature-name="Astro Link" data-display-name="AOS: homepod" class="more">Shop<span class="pd-a11y">Shop</span></a> </p> </div> </div> <div class="pd-column pd-large-4 pd-small-6"> <div class="pd-billboard-image"> <img src="https://web.archive.org/web/20200914094629im_/https://store.storeimages.cdn-apple.com/4982/as-images.apple.com/is/applecard-shopping-apple-tv-202005?wid=440&hei=376&fmt=jpeg&qlt=80&op_usm=0.5,0.5&.v=1591206643000" alt="" width="220" height="188" data-scale-params-1="wid=220&hei=188&fmt=jpeg&qlt=95&op_usm=0.5,0.5&.v=1591206643000" data-scale-initial="2" class="pd-billboard-hero-tv ir"/> </div> <div class="pd-billboard-subinfo"> <h3 class="pd-billboard-product"> Apple TV </h3> <p class="pd-billboard-subcopy-top"> From $29.83<span aria-hidden="true">/mo.</span><span class="visuallyhidden"> per month</span> for </p> <p class="pd-billboard-subcopy"> 6 <span aria-hidden="true">mo.</span><span class="visuallyhidden">months</span> at 0% APR </p> <p class="pd-billboard-link"> <a href="https://web.archive.org/web/20200914094629/https://www.apple.com/tv" data-slot-name="main7" data-feature-name="Astro Link" data-display-name="AOS: tv" class="more">Shop<span class="pd-a11y">Shop</span></a> </p> </div> </div> </div> <div class="pd-billboard-info-bottom"> <p class="pd-billboard-footnote"> Select accessories are also eligible for Apple Card Monthly Installments. </p> </div> </div> </div> </div> </div> <div class="as-l-fullwidth " data-events="event52"> <div> <div class="pd-billboard pd-applecard-landing-benefits-202005"> <div class="pd-l-plate"> <div class="pd-billboard-info"> <h2 class="pd-billboard-header pd-util-compact-large-15 pd-util-compact-right-small-10"> Buying with Apple Card gives you all these great benefits, too. </h2> <div class="pd-row pd-billboard-subinfo"> <div class="pd-column pd-large-1 pd-small-12"></div> <div class="pd-column pd-col-left pd-large-5 pd-small-12"> <p class="pd-billboard-subcopy">Unlimited Daily Cash back with every purchase, including 3% at Apple and 2% when you use Apple Card with Apple Pay.</p> <p class="pd-billboard-subcopy">No fees. Not even hidden ones.⁴</p> <p class="pd-billboard-subcopy">The privacy and security you expect from iPhone.</p> </div> <div class="pd-column pd-col-right pd-large-5 pd-small-12"> <p class="pd-billboard-subcopy">An Apple-designed titanium card that can be used anywhere Mastercard is accepted.</p> <p class="pd-billboard-subcopy pd-util-compact-right-small-12">See if you’re approved without impacting your credit score.⁵</p> </div> <div class="pd-column pd-large-1 pd-small-12"></div> </div> <p class="pd-billboard-link"> <a href="https://web.archive.org/web/20200914094629/https://www.apple.com/apple-card" data-slot-name="main9" data-feature-name="Astro Link" data-display-name="AOS: apple-card" class="more">Learn more<span class="pd-a11y">Learn more</span></a> </p> </div> <div class="pd-billboard-image"> <img src="https://web.archive.org/web/20200914094629im_/https://store.storeimages.cdn-apple.com/4982/as-images.apple.com/is/applecard-benefits-hero-202005?wid=2138&hei=1150&fmt=jpeg&qlt=80&op_usm=0.5,0.5&.v=1590530911000" alt="" width="1069" height="575" data-scale-params-1="wid=1069&hei=575&fmt=jpeg&qlt=95&op_usm=0.5,0.5&.v=1590530911000" data-scale-initial="2" class="pd-billboard-hero ir"/> </div> </div> </div> </div> <div> <div class="pd-billboard pd-applecard-landing-ribbon-202005"> <div class="pd-l-plate"> <div class="pd-billboard-info"> <p class="pd-billboard-subcopy"> <span class="pd-billboard-already">Already have Apple Card?</span> There’s no additional application needed. Just select Apple Card Monthly Installments when you check out. </p> </div> </div> </div> </div> </div> <div class="as-l-fullwidth " data-events="event52"> <div> <div class="pd-billboard pd-billboard-applecard-landing-barclay-201907"> <div class="pd-l-plate"> <div class="pd-billboard-header-copy"> <div class="pd-billboard-logo"> <p>Barclaycard Financing Visa®</p> </div> <h2 class="pd-billboard-header pd-util-compact-large-22 pd-util-expand-small-1"> Enjoy special financing for up to 18 months. </h2> </div> <div class="pd-billboard-image"> <img src="https://web.archive.org/web/20200914094629im_/https://store.storeimages.cdn-apple.com/4982/as-images.apple.com/is/applecard-barclay-card-201907?wid=200&hei=126&fmt=jpeg&qlt=80&op_usm=0.5,0.5&.v=1566927292771" alt="" width="100" height="63" data-scale-params-1="wid=100&hei=63&fmt=jpeg&qlt=95&op_usm=0.5,0.5&.v=1566927292771" data-scale-initial="2" class="pd-billboard-hero ir"/> </div> <div class="pd-billboard-info"> <div class="pd-billboard-subcopy"> <p class="pd-billboard-section-title">No interest if paid in full within the promo period.</p> <p>With the Barclaycard Financing Visa®, get special financing on purchases made at Apple within the first 30 days of account opening. Promo period is based on purchase amount:</p> <ul class="pd-billboard-section"> <li>6 months: less than $499</li> <li>12 months: $499 to less than $999</li> <li>18 months: $999 and over</li> </ul> <a href="https://web.archive.org/web/20200914094629/https://secure.store.apple.com/shop/instant_credit/app_submit?stream=U&card=financing" data-slot-name="main11" data-feature-name="Astro Link" data-display-name="AOS: secure.store.apple.com/shop/instant_credit/app_submit" target="_blank"><button class="pd-button pd-button-block">Apply at Barclaycard</button></a> <p class="pd-billboard-link"> <a href="https://web.archive.org/web/20200914094629/https://www.barclaycardus.com/apply/action/handleFile?id=appleFaqUrlAPF" data-slot-name="main11" data-feature-name="Astro Link" data-display-name="AOS: www.barclaycardus.com/apply/action/handleFile" class="icon icon-after icon-external" target="_blank">Learn more<span class="pd-a11y">Learn more</span></a> </p> <p class="pd-billboard-link"> Already applied? <a href="https://web.archive.org/web/20200914094629/https://secure.store.apple.com/shop/instant_credit/status_submit?stream=U" data-slot-name="main11" data-feature-name="Astro Link" data-display-name="AOS: secure.store.apple.com/shop/instant_credit/status_submit" class="icon icon-after icon-external" target="_blank">Check your status or access your credit<span class="pd-a11y">Check your status or access your credit</span></a> </p> <div class="pd-billboard-lower-copy"> <p>Interest will be charged to your account from the purchase date if the purchase balance is not paid in full by the end of the promotional period or if you make a late payment. The purchase APR will be 13.99%, 19.99%, or 26.99% variable, based on your creditworthiness.</p> <p>Your Apple purchase(s) may not be paid in full by the financing offer expiration date if you pay only your minimum amount due each month. You may have to make additional payments to avoid interest charges. See <a href="https://web.archive.org/web/20200914094629/https://www.barclaycardus.com/apply/action/tncContent?prodidreq=CCVPS77490" data-slot-name="main11" data-feature-name="Astro Link" data-display-name="AOS: www.barclaycardus.com/apply/action/tncContent" target="_blank">terms and conditions</a> for details.</p> </div> </div> </div> </div> </div> </div> </div> <div class="as-footnotes buystrip buystrip-background"> <div class="buystrip-content"> <section class="buystrip-items"> <section class="buystrip-item"> <div class="buystrip-item-content superlink"> <a href="https://web.archive.org/web/20200914094629/https://www.apple.com/shop/finance/business-financing" data-slot-name="main24" data-feature-name="Astro Link" data-display-name="AOS: www.apple.com/shop/finance/business-financing" class="block"><figure class="buystrip-item-icon"> <img src="https://web.archive.org/web/20200914094629im_/https://store.storeimages.cdn-apple.com/4982/as-images.apple.com/is/icon-financing-grey-2017?wid=80&hei=112&fmt=png-alpha&qlt=80&.v=1586396517693" alt="" width="40" height="56" data-scale-params-1="wid=40&hei=56&fmt=png-alpha&.v=1586396517693" data-scale-initial="2" class="icon-financing ir"/> </figure> <h3 class="buystrip-item-title pd-util-expand-large-10">Small-business financing</h3> <p class="buystrip-item-copy pd-util-compact-large-5">Get the Apple products you need with financing options that work for you.</p> <span class="block-link buystrip-item-cta more">Learn more<span class="a11y">Financing</span></span></a> </div> </section> <section class="buystrip-item"> <div class="buystrip-item-content superlink"> <figure class="buystrip-item-icon"> <img src="https://web.archive.org/web/20200914094629im_/https://store.storeimages.cdn-apple.com/4982/as-images.apple.com/is/icon-chat-grey-2017?wid=94&hei=112&fmt=png-alpha&qlt=80&.v=1586396516741" alt="" width="47" height="56" data-scale-params-1="wid=47&hei=56&fmt=png-alpha&.v=1586396516741" data-scale-initial="2" class="ir"/> </figure> <h3 class="buystrip-item-title"> Get help buying </h3> <p class="buystrip-item-copy pd-util-compact-large-7"> Have a question? Call a Specialist or chat online. Call 1‑800‑MY‑APPLE. </p> <span class="block-link buystrip-item-cta more"> <button role="link" class="as-chat-button active as-buttonlink"> Contact us <span class="a11y">(Opens in a new window)</span> </button> </span> </div> </section> </section> </div> </div> </div> <div class="as-footnotes "> <div class="as-footnotes-content"> <div class="as-footnotes-sosumi"> <div class="footnotes"> <div class="as-barclay-fineprint"> <ol> <li>Apple Card Monthly Installments is available for certain Apple products and is subject to credit approval and credit limit. See <a href="https://web.archive.org/web/20200914094629/https://support.apple.com/kb/HT211204" data-slot-name="footnotesText" data-feature-name="Astro Link" data-display-name="AOS: support.apple.com/kb/HT211204" target="_blank">support.apple.com/kb/HT211204</a> for more information about eligible products. iPhone activation required on iPhone purchases made at an Apple Store with one of these national carriers: AT&T, Sprint, Verizon, or T-Mobile. Variable APRs for Apple Card other than Apple Card Monthly Installments range from 10.99% to 21.99% based on creditworthiness. Rates as of April 1, 2020. Taxes and shipping are not included in Apple Card Monthly Installments and are subject to your standard purchase APR. See the Apple Card <a href="https://web.archive.org/web/20200914094629/https://www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf" data-slot-name="footnotesText" data-feature-name="Astro Link" data-display-name="AOS: www.goldmansachs.com/terms-and-conditions/Apple-Card-Customer-Agreement.pdf" target="_blank">Customer Agreement</a> for more information. To use Apple Card, you need an iPhone or iPad with iOS 12.4 or later or iPadOS. To manage Apple Card Monthly Installments, you need an iPhone with iOS 13.2 or later or an iPad with iPadOS 13.2 or later. Update to the latest version of iOS or iPadOS by going to Settings > General > Software Update. Tap Download and Install.</li> <li>Trade In: Trade-in values vary, and can be based on the condition, year, and configuration of your eligible trade-in device, and may also vary between online and in-store trade-in. Trade-in value may be applied toward new purchase. Sales tax may be assessed on full value of new purchase. You must be at least 18 years old. Apple or its trade-in partners reserve the right to refuse or limit any trade-in transaction for any reason. In-store trade-in requires presentation of a valid, government-issued photo ID (local law may require saving this information). Additional terms from Apple or Apple’s trade-in partners may apply. For more information, see <a href="https://web.archive.org/web/20200914094629/https://www.apple.com/shop/trade-in" data-slot-name="footnotesText" data-feature-name="Astro Link" data-display-name="AOS: www.apple.com/shop/trade-in" target="_blank">apple.com/shop/trade-in</a>.</li> <li>Subject to credit approval.</li> <li>Variable APRs for Apple Card other than Apple Card Monthly Installments range from 10.99% to 21.99% based on creditworthiness. Rates as of April 1, 2020.</li> <li>Accepting an Apple Card will result in a hard inquiry, which may impact your credit score.</li> </ol> </div> <div class="as-barclay-fineprint"> <p>Available for qualifying applicants in the United States.</p> <p>Issued by Goldman Sachs Bank USA, Salt Lake City Branch.</p> <p><strong>Barclaycard Financing Visa® Disclosures</strong></p> <p>Offer subject to credit approval. If at the time of your application you do not meet the credit criteria previously established for this offer, or the income you report is insufficient based on your obligations, we may not be able to open an account for you. This offer is available to new Cardmembers only. For information about rates, fees, other costs, and benefits associated with the use of the credit card program, please see the <a href="https://web.archive.org/web/20200914094629/https://www.barclaycardus.com/apply/action/tncContent?prodidreq=CCVPS80764" data-slot-name="main25" data-feature-name="Astro Link" data-display-name="AOS: www.barclaycardus.com/apply/action/tncContent" target="_blank" class="as-barclay-termsconditions">Terms and Conditions</a>.</p> <p>In many cases, applications can be processed immediately and a decision made in as little as 30 seconds. In some cases, additional review of your application will be required. Most applications that require additional review can be completed and a decision made within 10 business days.</p> <p>The promotional financing offers apply to all qualifying Apple purchases made only on apple.com, at Apple Store locations, or by calling 1-800-MY-APPLE using the Barclaycard Financing Visa® that post to the new account within the first 30 days of account opening. Qualifying Apple purchases are billed and post to your account when the merchandise is shipped to you. For example, if a partial order that is shipped and billed to your account is an amount that is less than $999, then your account will not initially be given the 18-month special financing promotional offer and instead your initial statement will reflect the promotional offer described above for a transaction that is less than $999. Barclays will monitor your account and will aggregate the total dollar amount spent on apple.com, at Apple Store locations, or by calling 1-800-MY-APPLE that post within the first 30 days of opening your account. If the total amount is $999 or more, you will receive the 18-month special financing promotional offer on all qualifying Apple purchases. If the total amount is greater than or equal to $499 and less than $999, you will receive the 12-month special financing promotional offer on all qualifying Apple purchases. If the total amount is less than $499, you will receive the 6-month special financing promotional offer on all qualifying Apple purchases. The adjustment(s) will appear on your 2nd and 3rd billing statements.</p> <p>Exclusions: iTunes purchases and/or subscriptions are not deemed to be qualifying Apple purchases under this offer and are not eligible for the promotional financing offer, regardless of where or when the iTunes purchase is made.</p> <p>Apple is not a participant in or sponsor of this promotion.</p> </div> </div> <sup>††</sup> We approximate your location from your internet IP address by matching it to a geographic region or from the location entered during your previous visit to Apple. </div> </div> </div> <footer class="as-globalfooter no-js" id="apple-footer"> <div class="as-globalfooter-content"> <div class="as-globalfooter-breadcrumbs"> <a href="https://web.archive.org/web/20200914094629/https://www.apple.com/" data-feature-name="Breadcrumb" data-display-name="Apple" class="as-globalfooter-breadcrumbs-home" data-autom="footer"> <span class="as-globalfooter-breadcrumbs-home-icon"></span> <span 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