About us

<!DOCTYPE HTML> <html lang="en"> <head> <meta charset="UTF-8"/> <title>About us</title> <meta name="description" content="CFS or Colonial First State is a superannuation and wealth management group established in 1988 with the goal to provide financial freedom for retirement. 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over 35 years, we’ve been freeing Australians from financial complexity so they can unleash. </p> </div> </div> <div class="aem-Grid aem-Grid--12"> <div class="aem-GridColumn aem-GridColumn--xs--12"> </div> </div> </div> </div> </div> </div> </div> </div></div> <div class="separator aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--default--1"> <div id="separator-d270a42e4c" class="cmp-separator"> <hr class="cmp-separator__horizontal-rule"/> </div></div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-776b8920cb" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-md container--padding-bottom-lg container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 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id="two-column-container-aa2cf18e24" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-md container--gridGutters-off container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--5 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--5 aem-Grid--default--5 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--5 aem-GridColumn--offset--phone--0"> <div data-cmp-is="container" id="container-9398f12d72" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-md container--gridGutters-off container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--5 aem-Grid--default--5 aem-Grid--phone--12 "> <div class="image aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--5">  <div data-cmp-is="image" class=" Image Image--desktop-crop-none Image--desktop-size-intrinsic Image--desktop-image-ratio-1by1 Image--desktop-focal-point-topLeft Image--desktop-fixed-size-1 Image--desktop-position-topLeft Image--desktop-corner-crop-off Image--mobile-crop-inherit Image--mobile-size-intrinsic Image--mobile-image-ratio-inherit Image--mobile-focal-point-inherit Image--mobile-fixed-size-inherit Image--mobile-position-inherit Image--mobile-corner-crop-inherit " style=" --desktop-fixed-size-width: 0px; --desktop-fixed-size-height: 0px; --mobile-fixed-size-width: 0px; --mobile-fixed-size-height: 0px; "> <div class="Image__Image"> <figure> <picture> <img src="/content/dam/cfs-winged/images/about-us/kelly-power-v2.jpg" alt="Kelly Power"/> </picture> </figure> </div> <div class="Image__Spacer"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-horizontal Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-1 "> </div> </div> <div class="Image__Parsys"> <div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--7 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--7 aem-Grid--default--7 aem-Grid--phone--12 "> <div class="title aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--7"> <div id="title-b379d1ee3d" class="cmp-title"> <h1 class="cmp-title__text text--left colour-- h1">A message from Kelly Power, Chief Executive Officer of Superannuation & Investments</h1> </div> </div> <div class="text aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--7"> <div id="text-e60f422546" class="cmp-text"> <p>At CFS, we’re passionate about helping Australians achieve financial freedom in retirement. We've helped over three million Australians with their investment, superannuation and retirement needs since 1988.</p> <p> </p> <p>Our strong, long-term performance, low fees and access to a wide range of investment options from the world’s leading investment managers is why we are one of Australia's leading superannuation companies.</p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="divider container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="divider-fd4de02b21" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--grey-3 "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="spacer aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="spacer" style=" --custom-xs: px; --custom-sm: px; --custom-md: px; --custom-lg: px; --custom-xl: px; " class=" Spacer Spacer--type-manual Spacer--preset-md Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-1 "> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-fb10f01b48" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--1"> <div data-cmp-is="container" id="container-7fe02a59a1" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 aem-Grid--phone--12 "> <div class="two-column-container container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="two-column-container-d95fdab0a9" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="container-8bdae3f899" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-md container--gridGutters-off container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 aem-Grid--phone--12 "> <div class="title aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8"> <div id="title-21aeb90b63" class="cmp-title"> <h1 class="cmp-title__text text--left colour-- h1">Working at CFS </h1> </div> </div> <div class="text aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8"> <div id="text-4fc104e51d" class="cmp-text"> <p>We have one simple purpose to help Australians achieve financial freedom. </p> <p>How do we make it happen? With some awesome people. <br /> </p> </div> </div> </div> </div> </div> <div class="two-column-container container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="two-column-container-6788b0d92f" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6"> <div data-cmp-is="container" id="container-68fb065d7f" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 "> <div class="title aem-GridColumn aem-GridColumn--default--6"> <div id="title-43a5687807" class="cmp-title"> <h3 class="cmp-title__text text--left colour--blue-1 h3"><a class="cmp-title__link" href="/about-us/our-people">Our people</a></h3> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--6"> <div id="text-07ada7441d" class="cmp-text"> <p>Get to know our executive leadership team, who empower our diverse and talented workforce to deliver innovative solutions.</p> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6"> <div data-cmp-is="container" id="container-5ba8ec2616" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 "> <div class="title aem-GridColumn aem-GridColumn--default--6"> <div id="title-f20e95e2a9" class="cmp-title"> <h3 class="cmp-title__text text--left colour--blue-1 h3"><a class="cmp-title__link" href="/about-us/cfs-careers">Careers</a></h3> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--6"> <div id="text-1233a819a7" class="cmp-text"> <p>Ready for your potential to be unleashed? 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container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--default--3 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--3 aem-Grid--default--3 aem-Grid--phone--12 "> <div class="image aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--3">  <div data-cmp-is="image" class=" Image Image--desktop-crop-none Image--desktop-size-intrinsic Image--desktop-image-ratio-1by1 Image--desktop-focal-point-center Image--desktop-fixed-size-1 Image--desktop-position-topCenter Image--desktop-corner-crop-off Image--mobile-crop-inherit Image--mobile-size-intrinsic Image--mobile-image-ratio-inherit Image--mobile-focal-point-inherit Image--mobile-fixed-size-inherit Image--mobile-position-inherit Image--mobile-corner-crop-inherit " style=" --desktop-fixed-size-width: 0px; --desktop-fixed-size-height: 0px; --mobile-fixed-size-width: 0px; --mobile-fixed-size-height: 0px; "> <div class="Image__Image"> <figure> <picture> <source media="(max-width: 992px)" srcset="/content/dam/cfs-winged/images/pictograms/static-resized/insights-160x120.png"/> <img src="/content/dam/cfs-winged/images/pictograms/static-resized/insights-160x120.png"/> </picture> </figure> </div> <div class="Image__Spacer"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-horizontal Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-1 "> </div> </div> <div class="Image__Parsys"> <div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--default--9 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--9 aem-Grid--default--9 aem-Grid--phone--12 "> <div class="title aem-GridColumn--phone--12 aem-GridColumn--default--9 aem-GridColumn"> <div id="title-ee90e4083f" class="cmp-title"> <h4 class="cmp-title__text text--left colour--blue-1 h4"><a class="cmp-title__link" href="/about-us/responsible-investing">Responsible investing</a></h4> </div> </div> <div class="text aem-GridColumn--phone--12 aem-GridColumn--default--9 aem-GridColumn"> <div id="text-dc632a1286" class="cmp-text"> <p>We believe investing in ESG can have a positive impact on performance and the long-term outcomes for our customers.</p> </div> </div> <div class="button aem-GridColumn--phone--12 aem-GridColumn--default--9 aem-GridColumn"> <a data-tracker-locationid="Our ESG approach" href="/about-us/responsible-investing/our-beliefs-and-approach" data-theme="black" class=" Button Button--theme-black Button--type-outline "> <span class="Button__Label"> Our ESG approach </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6"> <div data-cmp-is="container" 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background-- "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--default--3 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--3 aem-Grid--default--3 aem-Grid--phone--12 "> <div class="image aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--default--3 aem-GridColumn--offset--default--0">  <div data-cmp-is="image" class=" Image Image--desktop-crop-none Image--desktop-size-intrinsic Image--desktop-image-ratio-1by1 Image--desktop-focal-point-center Image--desktop-fixed-size-1 Image--desktop-position-topCenter Image--desktop-corner-crop-off Image--mobile-crop-inherit Image--mobile-size-intrinsic Image--mobile-image-ratio-inherit Image--mobile-focal-point-inherit Image--mobile-fixed-size-inherit Image--mobile-position-inherit Image--mobile-corner-crop-inherit " style=" --desktop-fixed-size-width: 0px; --desktop-fixed-size-height: 0px; --mobile-fixed-size-width: 0px; --mobile-fixed-size-height: 0px; "> <div class="Image__Image"> <figure> <picture> <source media="(max-width: 992px)" srcset="/content/dam/cfs-winged/images/pictograms/static-resized/security-160x120.png"/> <img src="/content/dam/cfs-winged/images/pictograms/static-resized/security-160x120.png"/> </picture> </figure> </div> <div class="Image__Spacer"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-horizontal Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-1 "> </div> </div> <div class="Image__Parsys"> <div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--default--9 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--9 aem-Grid--default--9 aem-Grid--phone--12 "> <div class="title aem-GridColumn--phone--12 aem-GridColumn--default--9 aem-GridColumn"> <div id="title-dafa0bdec8" class="cmp-title"> <h4 class="cmp-title__text text--left colour--blue-1 h4"><a class="cmp-title__link" href="/about-us/cfs-awards">Average doesn't win awards </a></h4> </div> </div> <div class="text aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn--default--9 aem-GridColumn aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div id="text-e8f348f1e5" class="cmp-text"> <p>A focus on delivering strong performance backed by expert service and support is why we’re consistently awarded. </p> </div> </div> <div class="button aem-GridColumn--phone--12 aem-GridColumn--default--9 aem-GridColumn"> <a data-tracker-locationid="Our awards" href="/about-us/cfs-awards" data-theme="black" class=" Button Button--theme-black Button--type-outline "> <span class="Button__Label"> Our awards </span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="divider container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="divider-4c92e073b5" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--grey-3 "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="spacer aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="spacer" style=" --custom-xs: px; --custom-sm: px; --custom-md: px; --custom-lg: px; --custom-xl: px; " class=" Spacer Spacer--type-manual Spacer--preset-md Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-1 "> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-441d1f0758" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-lg container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--1"> <div data-cmp-is="container" id="container-6685388f93" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-lg container--padding-right-none container--padding-left-none container--row-spacing-md container--gridGutters-off container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 aem-Grid--phone--12 "> <div class="title aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10"> <div id="title-984245731b" class="cmp-title"> <h1 class="cmp-title__text text--left colour-- h1">Stay up to date with us</h1> </div> </div> <div class="text aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10"> <div id="text-59b91a5948" class="cmp-text"> <p>Interested in learning more about how we manage and report on our funds? Here you’ll find our annual reports, numbers to keep handy like our USI and media releases. </p> </div> </div> <div class="two-column-container container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div data-cmp-is="container" id="two-column-container-0efdcf2277" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6"> <div data-cmp-is="container" id="container-eecd453f54" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 "> <div class="title aem-GridColumn aem-GridColumn--default--6"> <div id="title-3503a937ba" class="cmp-title"> <h3 class="cmp-title__text text--left colour--blue-1 h3"><a class="cmp-title__link" href="#media-and-governance">Media and governance </a></h3> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--6"> <div id="text-4da21d2ae7" class="cmp-text"> <p>Access our latest media releases and governance framework. </p> <p> </p> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6"> <div data-cmp-is="container" id="container-c18601634f" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 "> <div class="title aem-GridColumn aem-GridColumn--default--6"> <div id="title-ab8a395c99" class="cmp-title"> <h3 class="cmp-title__text text--left colour--blue-1 h3"><a class="cmp-title__link" href="#reports-and-documents">Annual reports and documents</a></h3> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--6"> <div id="text-b7412f3946" class="cmp-text"> <p>View our latest Annual Reports and information on how we manage your superannuation, pension and investment products. </p> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6"> <div data-cmp-is="container" id="container-b52d17a04d" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--6 aem-Grid--default--6 "> <div class="title aem-GridColumn aem-GridColumn--default--6"> <div id="title-29ec910e25" class="cmp-title"> <h3 class="cmp-title__text text--left colour--blue-1 h3"><a class="cmp-title__link" href="/personal/super/usi-abn-information-for-employer">Numbers you need to know</a></h3> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--6"> <div id="text-81ff2a4e4f" class="cmp-text"> <p>Handy table of our USI and ABN numbers to provide your employer if you're switching or looking to join CFS. </p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="divider container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="divider-53ecf379a5" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--grey-3 "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="spacer aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="spacer" style=" --custom-xs: px; --custom-sm: px; --custom-md: px; --custom-lg: px; --custom-xl: px; " class=" Spacer Spacer--type-manual Spacer--preset-md Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-1 "> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="sustainability" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-md container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="two-column-container container responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--default--1"> <div data-cmp-is="container" id="two-column-container-f553a9956b" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-lg container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-off container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 aem-Grid--phone--10 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 aem-Grid--phone--12 "> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--5 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--5 aem-Grid--default--5 aem-Grid--phone--12 "> <div class="image aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--5">  <div data-cmp-is="image" class=" Image Image--desktop-crop-none Image--desktop-size-intrinsic Image--desktop-image-ratio-1by1 Image--desktop-focal-point-topLeft Image--desktop-fixed-size-1 Image--desktop-position-topLeft Image--desktop-corner-crop-off Image--mobile-crop-inherit Image--mobile-size-intrinsic Image--mobile-image-ratio-inherit Image--mobile-focal-point-inherit Image--mobile-fixed-size-inherit Image--mobile-position-inherit Image--mobile-corner-crop-inherit " style=" --desktop-fixed-size-width: 0px; --desktop-fixed-size-height: 0px; --mobile-fixed-size-width: 0px; --mobile-fixed-size-height: 0px; "> <div class="Image__Image"> <figure> <picture> <img src="/content/dam/cfs-winged/images/about-us/sustainability-report_24.jpg" alt="CFS Group Sustainability Report"/> </picture> </figure> </div> <div class="Image__Spacer"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-horizontal Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-1 "> </div> </div> <div class="Image__Parsys"> <div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--5 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div class="aem-Grid aem-Grid--5 aem-Grid--default--5 aem-Grid--phone--12 "> <div class="title aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--5"> <div id="title-3c65724406" class="cmp-title"> <h1 class="cmp-title__text text--left colour-- h1">Sustainability</h1> </div> </div> <div class="text aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--5"> <div id="text-92e8b50338" class="cmp-text"> <p>Since CFS was established in 1988, we’ve helped more than three million Australians on their journey to financial freedom.</p> <p> </p> <p>Whether it’s growing the value of super balances, helping our customers navigate the complexities of the super and pension environment, helping financial advisers run their businesses more efficiently, or investing in our people, we recognise the important role we can play in helping Australians create a better future for themselves.</p> <p> </p> <p>That’s why our sustainability strategy is centred around our purpose of financial freedom and is presented through four key pillars:</p> <ol><li><b>Financial freedom</b> - Helping Australians feel more confident about their financial future, more in control of their finances, and being able to make the best choices so they can pursue life goals.</li><li><b>People, culture and conduct</b> - Ensuring our people are engaged, healthy, driven to succeed and maintain a customer and risk-focused mindset in everything they do.</li><li><b>Climate and community</b> - Supporting sustainable and resilient communities.</li><li><b>Strong governance</b> - Maintaining resilient and customer-focused operations to ensure our products and services are delivered efficiently, honestly and fairly.</li></ol> <p>To understand more about our sustainability position, priorities and progress, read our inaugural <a href="https://www.cfs.com.au/content/dam/cfs-winged/documents/about-us/sustainability/cfs-sustainability-report-fy24.pdf">FY24 Sustainability Report here</a>.</p> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="divider container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="divider-58c962d271" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--grey-3 "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="spacer aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="spacer" style=" --custom-xs: px; --custom-sm: px; --custom-md: px; --custom-lg: px; --custom-xl: px; " class=" Spacer Spacer--type-manual Spacer--preset-md Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-1 "> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-c57b968686" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-md container--padding-bottom-md container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="title aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--default--1"> <div id="title-a2bc44dfd5" class="cmp-title"> <h3 class="cmp-title__text text--center colour-- h3">A focus on delivering strong performance backed by expert service is why we're consistently awarded</h3> </div> </div> <div class="spacer aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="spacer" style=" --custom-xs: 0px; --custom-sm: 0px; --custom-md: 0px; --custom-lg: 0px; --custom-xl: 0px; " class=" Spacer Spacer--type-manual Spacer--preset-lg Spacer--direction-vertical Spacer--size-xs-inherit Spacer--size-sm-inherit Spacer--size-md-inherit Spacer--size-lg-inherit Spacer--size-xl-9 "> </div> </div> <div class="experiencefragment aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--default--1"> <div id="experiencefragment-b55f2a8d38" class="cmp-experiencefragment cmp-experiencefragment--member"> <div id="container-07978a6e90" class="cmp-container"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="image aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--default--0">  <div data-cmp-is="image" class=" Image Image--desktop-crop-none 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container--padding-top-sm container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-xs container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 "> <div class="title aem-GridColumn aem-GridColumn--default--10"> <div id="title-61fa139ccf" class="cmp-title"> <h4 class="cmp-title__text text--left colour-- h4">ASIC reference checking and information protocol</h4> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-2ef3da468d" class="cmp-text"> <p>As set out in the ASIC reference checking and information sharing protocol, you can contact us to submit your reference request to:<br /> </p> <p> </p> <p><a href="mailto:GroupCompliance@cfs.com.au">GroupCompliance@cfs.com.au</a></p> <p> </p> <p>Please include a copy of the prospective representative's completed consent form with your reference request submission.</p> </div> </div> <div class="separator aem-GridColumn aem-GridColumn--default--10"> <div id="separator-f123625b12" class="cmp-separator"> <hr class="cmp-separator__horizontal-rule"/> </div></div> <div class="title aem-GridColumn aem-GridColumn--default--10"> <div id="title-b98a9c5c5a" class="cmp-title"> <h4 class="cmp-title__text text--left colour-- h4">Summary of Conflicts Management Policy</h4> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-90f2d1292b" class="cmp-text"> <p>Colonial First State (“CFS”) has an established conflicts management policy that outlines its requirements regarding the identification of organisational and personal conflicts that may arise through the provision of our products and services and how they are avoided and addressed.<br /> </p> <p> </p> <p>Our conflicts management policy is a key component of our conflicts management framework and is a primary means for communicating our approach to the management of conflicts across CFS‘s business operations in its capacity as RSE Licensee. CFS must take all reasonable steps to identify conflicts and avoid (wherever required or appropriate to do so) in accordance with the policy or otherwise prudently address actual, potential or perceived conflicts. The policy applies to CFS, its responsible persons and employees (collectively referred to as “our representatives”) and outlines how we: </p> <ul><li>identify any relevant duties and relevant interests of CFS and its responsible persons;</li><li>identify and monitor all potential and actual conflicts;</li><li>avoid conflicts unless:<ul><li>they can be addressed prudently and fairly; and</li><li>priority can be given to the interests of members;</li></ul> </li><li>address a conflict (in the event of a conflict arising that cannot be avoided) ensuring that the conflict is prudently addressed in accordance with the requirements of our policy, with priority given to the duties to, and interests of, beneficiaries;</li><li>ensure that appropriate action is taken in the event of a conflict arising, including ongoing evaluation of arrangements to ensure conflicts are addressed and escalated or alternative action taken if required; and</li><li>record in the minutes of relevant Board and committee meetings, details of each conflict identified and the action taken to avoid or prudently address the conflict.</li></ul> <p> </p> <p>Our representatives are required to be aware of circumstances that can give rise to a conflict and be able to identify when a conflict arises and disclose this information accordingly. Responsible persons are also required to disclose any relevant duties and relevant interests prior to their appointment and on an ongoing basis. Relevant duties and relevant interests of CFS as RSE Licensee and its responsible persons are recorded and maintained in the CFS RSE Licensee Register of Relevant Duties and Register of Relevant Interests. For further information and content contained in this register please refer below.</p> <p> </p> <p>Regular reviews and enquiries are also undertaken to ensure we identify all conflicts arising from CFS’s relationship, or the relationship of a responsible person or employee, with an existing or prospective service provider, adviser or other personal or business interests, including any conflicts that have the potential to affect the service provider’s performance in respect of the obligations undertaken for CFS’s business operations.</p> <p> </p> <p>Compliance with our conflicts management policy is monitored on an ongoing basis and the policy is reviewed periodically to ensure it remains adequate and operating effectively.</p> <p> </p> <p><i>Acknowledgements: APRA Superannuation Prudential Standard SPS521, APRA Superannuation Practice Guide SPG 521.</i></p> <p> </p> <p><b>RSE Licensee Register of Relevant Duties and Register of Relevant Interests</b></p> <p> </p> <p>To assist in the identification and management of potential and actual conflicts, CFS maintains an RSE Licensee <a href="https://www.cfs.com.au/content/dam/prospects/fs/7/8/fs7818.pdf" target="_blank" rel="noopener noreferrer">Register of Relevant Duties</a> and <a href="https://www.cfs.com.au/content/dam/prospects/fs/7/8/fs7817.pdf" target="_blank" rel="noopener noreferrer">Register of Relevant Interests</a>. The registers contain up-to-date information of any Relevant Duties and Relevant Interests that apply to Avanteos Investments Limited as RSE Licensee under CFS, and its Responsible Persons.</p> </div> </div> <div class="separator aem-GridColumn aem-GridColumn--default--10"> <div id="separator-1d6e2a29f5" class="cmp-separator"> <hr class="cmp-separator__horizontal-rule"/> </div></div> <div class="title aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--default--0"> <div id="title-47ea5f06ab" class="cmp-title"> <h4 class="cmp-title__text text--left colour-- h4">Avanteos Investments Limited</h4> </div> </div> <div class="text aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--default--0"> <div id="text-a65ae75bf5" class="cmp-text"> <p>Avanteos Investments Limited (AIL) has been helping Australian investors to manage and build their wealth since 1988. </p> <p> </p> <p>Having launched the highly successful FirstWrap platform in 2009, AIL was the responsible entity in charge of the delivery and administration of FirstWrap IDPS accounts and the Trustee of the FirstWrap superannuation and pension accounts. </p> <p> </p> <p>Today, AIL manages more than $110.7 billion* on behalf of members as the trustee for Colonial First State (CFS) super and pension products, which comprises FirstChoice and FirstWrap. </p> <p> </p> <p>CFS, which includes AIL and Colonial First State Investments Limited (CFSIL), has close to 1 million members who choose CFS for their super, investments or retirement savings and is one of Australia’s largest private payer of pension benefits.</p> <p> </p> <p>CFS’s passion for high performance, service and innovation has made it one of the most consistently awarded platform providers in the country.</p> </div> </div> <div class="title aem-GridColumn aem-GridColumn--default--10"> <div id="title-589a501bfe" class="cmp-title"> <h5 class="cmp-title__text text--left colour-- h5">Who is Avanteos Investments Limited?</h5> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-dc6062da33" class="cmp-text"> <p>AIL is the trustee company that manages CFS super funds. These include FirstChoice super and pension products and CFS wrap super and pension products. </p> <p> </p> <p>Established in 1988, AIL was previously the operator, administrator and custodian (IDPS operator) for CFS wrap IDPS products, including FirstWrap.</p> </div> </div> <div class="title aem-GridColumn aem-GridColumn--default--10"> <div id="title-1f665c8010" class="cmp-title"> <h5 class="cmp-title__text text--left colour-- h5">Is Avanteos Investments Limited part of Colonial First state?</h5> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-22f21695b3" class="cmp-text"> <p>Yes, AIL is a subsidiary of Superannuation and Investments HoldCo Pty Limited which is known as Colonial First State, one of Australia’s leading wealth management groups.</p> </div> </div> <div class="title aem-GridColumn aem-GridColumn--default--10"> <div id="title-4e3281f7f3" class="cmp-title"> <h5 class="cmp-title__text text--left colour-- h5">Who owns Avanteos Investments Limited and Colonial First State?</h5> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-bace7883d8" class="cmp-text"> <p>AIL is a wholly owned subsidiary of CFS which is majority owned (55%) by an affiliate of Kohlberg Kravis Roberts & Co. L.P. (KKR), with the Commonwealth Bank of Australia holding a significant minority interest (45%).</p> <p> </p> <p>KKR is a leading American global investment firm with over four decades of experience investing across a number of strategies and assets classes – such as private equity, real estate, energy, infrastructure and credit – in addition to capital markets activities.</p> </div> </div> <div class="title aem-GridColumn aem-GridColumn--default--10"> <div id="title-78dd89e9ac" class="cmp-title"> <h5 class="cmp-title__text text--left colour-- h5">What is the role of a trustee?</h5> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-2aa7acdff6" class="cmp-text"> <p>Member super funds invested with CFS are held in a trust structure. This means the super trustee (AIL) holds the assets of the super fund in trust for members and other beneficiaries of the fund.</p> <p> </p> <p>Some of the most important duties of a trustee are to:</p> <ul><li>act in the best financial interest of members<br /> </li><li>act honestly and fairly<br /> </li><li>invest trust funds responsibly (exercising due diligence, care and skill)<br /> </li><li>act impartially toward beneficiaries and different classes of beneficiaries.<br /> </li></ul> <p>A super trustee must comply with extensive regulatory requirements, and is subject to significant government regulatory supervision and oversight.</p> </div> </div> <div class="title aem-GridColumn aem-GridColumn--default--10"> <div id="title-71a8c4b046" class="cmp-title"> <h5 class="cmp-title__text text--left colour-- h5">Is members' money safe with Avanteos Investments Limited?</h5> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-86c6159865" class="cmp-text"> <p>Member funds invested with CFS (including AIL) are held in a trust structure and strictly regulated to protect members' interests.</p> <p> </p> <p>CFS superannuation funds comply with all relevant Australian laws and regulations, including the Superannuation Industry (Supervision) Act and the Corporations Act and are regulated by both the Australian Prudential Regulation Authority (APRA) and Australian Securities and Investment Commission (ASIC).</p> <p> </p> <p><sub>* Funds under administration (FUA) for AIL after the transition is based on FUA held by AIL and CFSIL in January 2022. </sub></p> </div> </div> <div class="separator aem-GridColumn aem-GridColumn--default--10"> <div id="separator-7d4ca8e4b6" class="cmp-separator"> <hr class="cmp-separator__horizontal-rule"/> </div></div> <div class="title aem-GridColumn aem-GridColumn--default--10"> <div id="title-e1bd021082" class="cmp-title"> <h4 class="cmp-title__text text--left colour-- h4">Whistleblower Policy</h4> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-19ba78e7ae" class="cmp-text"> <p>At Colonial First State (CFS), speaking up is a critical component of our values expectations. We are committed to fostering a culture where our people, suppliers and other third parties feel safe and are encouraged to report on matters or conduct that concern them. The <a href="https://www.cfs.com.au/content/dam/colonial-first-state/docs/about-us/terms-and-disclosures/cfs-whistleblower-policy.pdf" target="_blank" title="CFS Whistleblower Policy" data-tracker-locationid="cfs | text1-cfstext1cfswhistleblowerpolicy" rel="noopener noreferrer">CFS Whistleblower Policy</a><span style=" font-size: 14.0px; "> aims to provide clarity on how our people, suppliers and other third parties can express their concerns and what will happen if they do.</span></p> <p> </p> <p><b>Contact Stopline</b></p> <ul><li><b>Phone: </b>1300 30 45 50 (Australia Only) <br /> Calls will be received by Stopline on Business Days between 8.00 AM and 6.00 PM (AEST). Outside these times, the Discloser may leave a voicemail or choose to speak with Stopline. If a voicemail is left with sufficient details, Stopline will return the call upon resumption of the hotline’s normal business hours. </li><li><b>Mail: </b>Attn.: Colonial First State, c/o Stopline <br /> PO Box 403<br /> Diamond Creek<br /> VIC 3089</li><li><b>Email:</b> <a data-tracker-locationid="cfs | text1-email" href="http://makeareport@stopline.com.au">makeareport@stopline.com.au</a></li><li><b>Website:</b> <a data-tracker-locationid="cfs | text1-httpscfsstoplinereportcom" href="https://cfs.stoplinereport.com/" target="_blank" rel="noopener noreferrer">https://cfs.stoplinereport.com/</a> </li><li><b>Via Smartphone: <br /> </b></li></ul> </div> </div> </div> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-d3d09896ad-item-7939f0db46-header" data-title="Media release"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" 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<h3 class="p2 CardRow__SmallHeading"> Colonial First State bolsters investment team with key appointments <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> <div class="CardRow__Content--footer"> <div class="CardRow__Content--footer_time"> 22 August 2023 </div> </div> </div> </a> </div> </li> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="/about-us/media/cfs-launches-cfs-edge" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> Colonial First State launches CFS Edge <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> <div class="CardRow__Content--footer"> <div class="CardRow__Content--footer_time"> 1 August 2023 </div> </div> </div> </a> </div> </li> <li class="CardList__Item"> <div class="CardRow" data-cmp-is="cardRow"> <a href="/about-us/media/cfs-announces-double-digit-super-returns-for-fy23" class="CardRow__Container"> <div class="CardRow__Content"> <h3 class="p2 CardRow__SmallHeading"> Colonial First State delivers double-digit returns for MySuper members in FY23 <i class="iconfont-chevron-down-right" aria-hidden="true"></i> </h3> <div class="CardRow__Content--footer"> <div class="CardRow__Content--footer_time"> 20 July 2023 </div> </div> </div> </a> </div> </li> </ul> <div class="CardList__Button" data-cmp-hook-cardList="showMore"> <button data-tracker-locationid="Load more" data-theme="black" type="button" class=" Button Button--theme-black Button--type-outline "> <span class="Button__Label"> Load more </span> </button> </div> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div data-cmp-is="container" id="container-5da16d1a30" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-md container--padding-bottom-md container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--phone--12 "> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--1"> <div data-cmp-is="container" id="fund-details" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 aem-Grid--phone--12 "> <div class="title aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10"> <div id="fund-details" class="cmp-title"> <h3 class="cmp-title__text text--left colour-- h3">Numbers you need to know</h3> </div> </div> <div class="text aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10"> <div id="text-5e332ad092" class="cmp-text"> <p>Provide these to your employer if you're switching or looking to join CFS. </p> </div> </div> <div class="container responsivegrid aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10"> <div data-cmp-is="container" id="container-c5e5a01c05" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-sm container--padding-bottom-sm container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--white "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 "> <div class="tablerow aem-GridColumn aem-GridColumn--default--10"> <table class="TableRow"> <thead> <tr> <th style="width:30%" scope="col">Product</th> <th style="width:20%" scope="col">USI</th> <th style="width:30%" scope="col">Super Fund Name</th> <th style="width:20%" scope="col">Super Fund ABN</th> </tr> </thead> <tbody> <tr> <td data-label="Product">CFS Edge Super and Pension</td> <td data-label="USI">38 876 896 681 012</td> <td data-label="Super Fund Name">Avanteos Superannuation Trust</td> <td data-label="Super Fund ABN">38 876 896 681</td> </tr> <tr> <td data-label="Product">FirstChoice Wholesale Personal Super</td> <td data-label="USI">FSF0511AU</td> <td data-label="Super Fund Name">Colonial First State FirstChoice Superannuation Trust</td> <td data-label="Super Fund ABN">26 458 298 557</td> </tr> <tr> <td data-label="Product">FirstChoice Employer Super</td> <td data-label="USI">FSF0361AU</td> <td data-label="Super Fund Name">Colonial First State FirstChoice Superannuation Trust</td> <td data-label="Super Fund ABN">26 458 298 557</td> </tr> <tr> <td data-label="Product">FirstChoice Wholesale Pension</td> <td data-label="USI">FSF0510AU</td> <td data-label="Super Fund Name">Colonial First State FirstChoice Superannuation Trust</td> <td data-label="Super Fund ABN">26 458 298 557</td> </tr> <tr> <td data-label="Product">FirstWrap Plus Super and Pension</td> <td data-label="USI">38 876 896 681 001</td> <td data-label="Super Fund Name">Avanteos Superannuation Trust</td> <td data-label="Super Fund ABN">38 876 896 681</td> </tr> <tr> <td data-label="Product">FirstWrap Super and Pension (Closed)</td> <td data-label="USI">38 876 896 681 010</td> <td data-label="Super Fund Name">Avanteos Superannuation Trust</td> <td data-label="Super Fund ABN">38 876 896 681</td> </tr> </tbody> </table> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--1"> <div data-cmp-is="container" id="container-0ab70a49fa" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-md container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 aem-Grid--phone--12 "> <div class="title aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10"> <div id="reports-and-documents" class="cmp-title"> <h3 class="cmp-title__text text--left colour-- h3">Annual reports and documents</h3> </div> </div> <div class="text aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10"> <div id="text-f1a2ad8988" class="cmp-text"> <p>View our latest Annual Reports and information on how we manage your superannuation, pension and investment products. </p> </div> </div> </div> </div> </div> <div class="container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--1"> <div data-cmp-is="container" id="annual-reports" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-md container--padding-bottom-md container--padding-right-none container--padding-left-none container--row-spacing-sm container--gridGutters-on container--mobile-order-0 background--white "> <div class="margin"> <div class="wrapper"> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 aem-Grid--phone--12 "> <div class="accordion panelcontainer aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--10 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <div data-cmp-is="cfsAccordion" data-deeplinking="true" data-placeholder-text="false" id="accordion-c160361ce9" class=" Accordion Accordion--heading-alignment-center Accordion--theme-light Accordion--style-plus_right "> <div class="Accordion__ItemList"> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-c160361ce9-item-17a4c5767a-header" data-title="Annual reports"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">Annual reports</div> </button> <div class="Accordion__ItemPanel" id="accordion-c160361ce9-item-17a4c5767a-panel" role="region" aria-labelledby="accordion-c160361ce9-item-17a4c5767a-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div data-cmp-is="container" id="container-17a4c5767a" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 "> <div class="title aem-GridColumn aem-GridColumn--default--10"> <div id="title-ce7b4c4d73" class="cmp-title"> <h4 class="cmp-title__text text--left colour-- h4">Managed Investment Funds</h4> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-9026052282" class="cmp-text"> <p>Colonial First State Investment Limited ABN 98 002 348 352</p> <ul><li><a data-tracker-locationid="cfs | text1-acadianclassafunds2024annualfinancialreport" href="https://www.cfs.com.au/content/dam/prospects/fs/8/4/fs8411.pdf" target="_blank" rel="noopener noreferrer">Acadian Class A Funds</a></li><li><a data-tracker-locationid="cfs | text1-accelerateseriesclassefunds" href="https://www.cfs.com.au/content/dam/prospects/fs/8/4/fs8412.pdf" target="_blank" rel="noopener noreferrer">Accelerate Series - Class E Funds</a></li><li><a data-tracker-locationid="cfs | text1-cfsfirstchoicewholesaleinvestmentfundsparta" href="https://www.cfs.com.au/content/dam/prospects/fs/8/4/fs8406.pdf" target="_blank" rel="noopener noreferrer">CFS - FirstChoice Wholesale Investment Funds Part A</a></li><li><a data-tracker-locationid="cfs | text1-cfsfirstchoicewholesaleinvestmentfundspartb" href="https://www.cfs.com.au/content/dam/prospects/fs/8/4/fs8407.pdf" target="_blank" rel="noopener noreferrer">CFS - FirstChoice Wholesale Investment Funds Part B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/8/4/fs8414.pdf" target="_blank" data-tracker-locationid="cfs | text1-colonialfirststatemanagedaccounts" rel="noopener noreferrer">Colonial First State Managed Accounts</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/8/4/fs8409.pdf" target="_blank" data-tracker-locationid="cfs | text1-colonialfirststatesuperannuationwholesalefunds" rel="noopener noreferrer">Colonial First State Superannuation Wholesale Funds</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/1/3/fs1360.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoiceinvestmentsparta" rel="noopener noreferrer">FirstChoice Investments Part A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5017.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoiceinvestmentspartb" rel="noopener noreferrer">FirstChoice Investments Part B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4589.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoicewholesaleinvestmentspart1a" rel="noopener noreferrer">FirstChoice Wholesale Investments Part A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4590.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoicewholesaleinvestmentspart1b" rel="noopener noreferrer">FirstChoice Wholesale Investments Part B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5018.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoicewholesaleinvestmentspart1c" rel="noopener noreferrer">FirstChoice Wholesale Investments Part C</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5019.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoicewholesaleinvestmentspart1d" rel="noopener noreferrer">FirstChoice Wholesale Investments Part D</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/8/4/fs8415.pdf" target="_blank" data-tracker-locationid="cfs | text1-fortlakefunds2024annualfinancialreport" rel="noopener noreferrer">Fortlake Funds</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/6/fs460.pdf" target="_blank" rel="noopener noreferrer">Managed Investment Funds</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/8/4/fs8408.pdf" target="_blank" data-tracker-locationid="cfs | text1-realindexclassafunds2024annualfinancialreport" rel="noopener noreferrer">RealIndex Class A Funds</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/8/4/fs8410.pdf" target="_blank" data-tracker-locationid="cfs | text1-wholesaleclassafunds" rel="noopener noreferrer">Wholesale Class A Funds</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/2/1/fs2151.pdf" target="_blank" data-tracker-locationid="cfs | text1-wholesaleindexedfunds" rel="noopener noreferrer">Wholesale Indexed Funds</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/8/4/fs8413.pdf" target="_blank" data-tracker-locationid="cfs | text1-terminatingfunds" style=" background-color: rgb(255,255,255); " rel="noopener noreferrer">Terminating Funds</a><br /> </li></ul> </div> </div> <div class="separator aem-GridColumn aem-GridColumn--default--10"> <div id="separator-cd8a18f45d" class="cmp-separator"> <hr class="cmp-separator__horizontal-rule"/> </div></div> <div class="title aem-GridColumn aem-GridColumn--default--10"> <div id="title-374bee7cf4" class="cmp-title"> <h4 class="cmp-title__text text--left colour-- h4">Super and Pension Funds </h4> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-c3c18d7d8a" class="cmp-text"> <p>Avanteos Investments Limited ABN 20 096 259 979</p> <ul><li><a data-tracker-locationid="cfs | text1-cfstext1cfstext1firstchoiceemployersuper" href="https://www.cfs.com.au/content/dam/prospects/fs/4/0/fs4002.pdf" target="_blank" rel="noopener noreferrer">FirstChoice Employer Super</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3799.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoicewholesalepersonalsuperampfirstchoicewholesalepension" rel="noopener noreferrer">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a> </li><li><a data-tracker-locationid="cfs | text1-essentialsuper" href="https://www.cfs.com.au/content/dam/prospects/fs/7/9/fs7956.pdf" target="_blank" rel="noopener noreferrer">Essential Super</a></li></ul> <p> </p> </div> </div> <div class="separator aem-GridColumn aem-GridColumn--default--10"> <div id="separator-e70c285649" class="cmp-separator"> <hr class="cmp-separator__horizontal-rule"/> </div></div> <div class="title aem-GridColumn aem-GridColumn--default--10"> <div id="title-0b3ac92d07" class="cmp-title"> <h4 class="cmp-title__text text--left colour-- h4">Archive</h4> </div> </div> <div class="accordion panelcontainer aem-GridColumn aem-GridColumn--default--10"> <div data-cmp-is="cfsAccordion" data-deeplinking="true" data-placeholder-text="false" id="accordion-2d9df69ca6" class=" Accordion Accordion--heading-alignment-center Accordion--theme-light Accordion--style-plus_right "> <div class="Accordion__ItemList"> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-8841fb0c89-header" data-title="2023"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2023</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-8841fb0c89-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-8841fb0c89-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div data-cmp-is="container" id="container-8841fb0c89" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="text aem-GridColumn aem-GridColumn--default--12"> <div id="text-e94e9aadd4" class="cmp-text"> <p>Managed Investment Funds</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4589_0623.pdf" target="_blank" data-tracker-locationid="cfs | text1-cfstext1firstchoicewholesaleinvestmentspart1a" rel="noopener noreferrer">FirstChoice Wholesale Investments Part 1 - A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4590_0623.pdf" target="_blank" data-tracker-locationid="cfs | text1-cfstext1firstchoicewholesaleinvestmentspart1b" rel="noopener noreferrer">FirstChoice Wholesale Investments Part 1 - B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5018_0623.pdf" target="_blank" data-tracker-locationid="cfs | text1-cfstext1firstchoicewholesaleinvestmentspart1c" rel="noopener noreferrer">FirstChoice Wholesale Investments Part 1 - C</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5019_0623.pdf" target="_blank" data-tracker-locationid="cfs | text1-cfstext1firstchoicewholesaleinvestmentspart1d" rel="noopener noreferrer">FirstChoice Wholesale Investments Part 1 - D</a></li></ul> <p> </p> <p>Super and Pension Funds</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/0/fs4002_0623.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoiceemployersuper" rel="noopener noreferrer">FirstChoice Employer Super</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3799_0623.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoicewholesalepersonalsuperampfirstchoicewholesalepension" rel="noopener noreferrer">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li></ul> </div> </div> </div> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-7de56c8ee1-header" data-title="2022"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2022</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-7de56c8ee1-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-7de56c8ee1-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div data-cmp-is="container" id="container-7de56c8ee1" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="text aem-GridColumn aem-GridColumn--default--12"> <div id="text-d4580f1079" class="cmp-text"> <p>Managed Investment Funds</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/6/fs460_0622.pdf" target="_blank" data-tracker-locationid="cfs | text1-managedinvestmentfunds" rel="noopener noreferrer">Managed Investment Funds</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/1/3/fs1360_0622.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoiceinvestmentsparta" rel="noopener noreferrer">FirstChoice Investments Part A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4589_0622.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoicewholesaleinvestmentspart1a" rel="noopener noreferrer">FirstChoice Wholesale Investments Part 1 - A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4590_0622.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoicewholesaleinvestmentspart1b" rel="noopener noreferrer">FirstChoice Wholesale Investments Part 1 - B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5018_0622.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoicewholesaleinvestmentspart1c" rel="noopener noreferrer">FirstChoice Wholesale Investments Part 1 - C</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/2/1/fs2151_0622.pdf" target="_blank" data-tracker-locationid="cfs | text1-wholesaleindexedfunds" rel="noopener noreferrer">Wholesale Indexed Funds</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/2/1/fs2152_0622.pdf" target="_blank" data-tracker-locationid="cfs | text1-cfstext1wholesaleinvestments" rel="noopener noreferrer">Wholesale Investments</a></li></ul> <p> </p> <p>Super and Pension Funds</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/0/fs4002_0622.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoiceemployersuper" rel="noopener noreferrer">FirstChoice Employer Super</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3799_0622.pdf" target="_blank" data-tracker-locationid="cfs | text1-firstchoicewholesalepersonalsuperampfirstchoicewholesalepension" rel="noopener noreferrer">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li></ul> </div> </div> </div> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-59030117a7-header" data-title="2021"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2021</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-59030117a7-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-59030117a7-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-59030117a7" class="cmp-text"> <p>Managed Investment Funds</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/6/fs460_0921.pdf">Managed Investment Funds</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/1/3/fs1360_0921.pdf">FirstChoice Investments Part A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5017_0921.pdf">FirstChoice Investments Part B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4589_0921.pdf">FirstChoice Wholesale Investments Part 1 - A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4590_0921.pdf">FirstChoice Wholesale Investments Part 1 - B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5018_0921.pdf">FirstChoice Wholesale Investments Part 1 - C</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5019_0921.pdf">FirstChoice Wholesale Investments Part 1 - D</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/2/1/fs2151_0921.pdf">Wholesale Indexed Funds</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/2/1/fs2152_0921.pdf">Wholesale Investments</a></li></ul> <p> </p> <p>Super and Pension Funds</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/0/fs4002.pdf">FirstChoice Employer Super</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3799.pdf">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/0/fs4001.pdf">Rollover & Superannuation Fund</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3798.pdf">FirstChoice Personal Super & FirstChoice Pension</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs501.pdf?adobe_mc=MCMID%3D58188698471281806871079505211962773930%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1651711241">Pooled Superannuation Trust</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/7/fs4701.pdf">Personal Pension Plan</a></li></ul> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-aceda088e8-header" data-title="2020"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2020</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-aceda088e8-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-aceda088e8-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-aceda088e8" class="cmp-text"> <p>Managed Investment Funds</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/0/fs4002_1221.pdf">FirstChoice Employer Super</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3799_1221.pdf">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/0/fs4001_1221.pdf">Rollover & Superannuation Fund</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3798_1221.pdf">FirstChoice Personal Super & FirstChoice Pension</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs501_1221.pdf">Pooled Superannuation Trust</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/7/fs4701_1221.pdf">Personal Pension Plan</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/6/fs462_0920.pdf">Cash Management Trust</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/1/3/fs1360_0920.pdf">FirstChoice Investments Part A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5017_0920.pdf">FirstChoice Investments Part B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4589_0920.pdf">FirstChoice Wholesale Investments Part 1-A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4590_0920.pdf">FirstChoice Wholesale Investments Part 1-B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5018_0920.pdf">FirstChoice Wholesale Investments Part 1-C</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5019_0920.pdf">FirstChoice Wholesale Investments Part 1-D</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/6/fs460_0920.pdf">Managed Investment Funds & Premier CMT</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/2/1/fs2151_0920.pdf">Wholesale Indexed Funds</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/2/1/fs2152_0920.pdf">Wholesale Investments</a></li></ul> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-ce21772263-header" data-title="2019"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2019</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-ce21772263-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-ce21772263-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-ce21772263" class="cmp-text"> <p>Managed Investment Funds</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/0/fs4002_1220.pdf">FirstChoice Employer Super</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3799_1220.pdf">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/0/fs4001_1220.pdf">Rollover & Superannuation Fund</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3798_1220.pdf">FirstChoice Personal Super & FirstChoice Pension</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs501_1220.pdf">Pooled Superannuation Trust</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/7/fs4701_1220.pdf">Personal Pension Plan</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/6/fs462_2019.pdf">Cash Management Trust</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/1/3/fs1360_2019.pdf">FirstChoice Investments Part A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5017_2019.pdf">FirstChoice Investments Part B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4589_2019.pdf">FirstChoice Wholesale Investments Part 1-A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4590_2019.pdf">FirstChoice Wholesale Investments Part 1-B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5018_2019.pdf">FirstChoice Wholesale Investments Part 1-C</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5019_2019.pdf">FirstChoice Wholesale Investments Part 1-D</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/6/fs460_2019.pdf">Managed Investment Funds & Premier CMT</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/2/1/fs2151_2019.pdf">Wholesale Indexed Funds</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/2/1/fs2152_2019.pdf">Wholesale Investments</a></li></ul> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-4625ee7d2d-header" data-title="2018"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2018</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-4625ee7d2d-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-4625ee7d2d-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-4625ee7d2d" class="cmp-text"> <p>Managed Investment Funds</p> <ul><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4002_1219.pdf">FirstChoice Employer Super</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3799_1219.pdf">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4001_1219.pdf">Rollover & Superannuation Fund</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3798_1219.pdf">FirstChoice Personal Super & FirstChoice Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs501_1219.pdf">Pooled Superannuation Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/7/fs4701_1219.pdf">Personal Pension Plan</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs462_0919.pdf">Cash Management Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/1/3/fs1360_0919.pdf">FirstChoice Investments Part A</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs5017_0919.pdf">FirstChoice Investments Part B</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4589_0919.pdf">FirstChoice Wholesale Investments Part 1-A</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4590_0919.pdf">FirstChoice Wholesale Investments Part 1-B</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs5018_0919.pdf">FirstChoice Wholesale Investments Part 1-C</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs5019_0919.pdf">FirstChoice Wholesale Investments Part 1-D</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs460_0919.pdf">Managed Investment Funds & Premier CMT</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2151_0919.pdf">Wholesale Indexed Funds</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2152_0919.pdf">Wholesale Investments</a></li></ul> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-a188b93cdb-header" data-title="2017"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2017</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-a188b93cdb-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-a188b93cdb-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-a188b93cdb" class="cmp-text"> <p>Managed Investments Funds</p> <ul><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4002_0918.pdf">FirstChoice Employer Super</a></li><li><a href="https://www.colonialfirststate.com.au/prospects/FS3799_0918.pdf">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li><li><a href="https://www.colonialfirststate.com.au/prospects/FS4001_0918.pdf">Rollover & Superannuation Fund</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3798_0918.pdf">FirstChoice Personal Super & FirstChoice Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs501_0918.pdf">Pooled Superannuation Trust</a></li><li><a href="https://www.colonialfirststate.com.au/prospects/FS4701_0918.pdf">Personal Pension Plan</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs462_0918.pdf">Cash Management Trust</a></li><li><a href="https://www.colonialfirststate.com.au/prospects/FS1360_0918.pdf?1">FirstChoice Investments Part A</a></li><li><a href="https://www.colonialfirststate.com.au/prospects/FS5017_0918.pdf?2">FirstChoice Investments Part B</a></li><li><a href="https://www.colonialfirststate.com.au/prospects/FS4589_0918.pdf?1">FirstChoice Wholesale Investments Part 1-A</a></li><li><a href="https://www.colonialfirststate.com.au/prospects/FS4590_0918.pdf?1">FirstChoice Wholesale Investments Part 1-B</a></li><li><a href="https://www.colonialfirststate.com.au/prospects/FS5018_0918.pdf?1">FirstChoice Wholesale Investments Part 1-C</a></li><li><a href="https://www.colonialfirststate.com.au/prospects/FS5019_0918.pdf?1">FirstChoice Wholesale Investments Part 1-D</a></li><li><a href="https://www.colonialfirststate.com.au/prospects/FS460_0918.pdf?1">Managed Investment Funds & Premier CMT</a></li><li><a href="https://www.colonialfirststate.com.au/prospects/FS2151_0918.pdf?1">Wholesale Indexed Funds</a></li><li><a href="https://www.colonialfirststate.com.au/prospects/FS2152_0918.pdf?1">Wholesale Investments</a></li></ul> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-cd3aa5b6b8-header" data-title="2016"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2016</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-cd3aa5b6b8-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-cd3aa5b6b8-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-cd3aa5b6b8" class="cmp-text"> <p>Managed Investments Funds</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/0/fs4002_1217.pdf">FirstChoice Employer Super</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3799_1217.pdf">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/0/fs4001_1217.pdf">Rollover & Superannuation Fund</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3798_1217.pdf">FirstChoice Personal Super & FirstChoice Pension</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs501_1217.pdf">Pooled Superannuation Trust</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/7/fs4701_1217.pdf">Personal Pension Plan</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/6/fs462_0917.pdf">Cash Management Trust</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/1/3/fs1360_0917.pdf">FirstChoice Investments Part A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5017_0917.pdf">FirstChoice Investments Part B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4589_0917.pdf">FirstChoice Wholesale Investments Part 1-A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4590_0917.pdf">FirstChoice Wholesale Investments Part 1-B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5018_0917.pdf">FirstChoice Wholesale Investments Part 1-C</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5019_0917.pdf">FirstChoice Wholesale Investments Part 1-D</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/6/fs460_0917.pdf">Managed Investment Funds & Premier CMT</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/2/1/fs2151_0917.pdf">Wholesale Indexed Funds</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/2/1/fs2152_0917.pdf">Wholesale Investments</a></li></ul> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-b04269a97e-header" data-title="2015"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2015</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-b04269a97e-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-b04269a97e-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-b04269a97e" class="cmp-text"> <p>Managed Investments Funds</p> <ul><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4002_1215.pdf">FirstChoice Employer Super</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3799_1215.pdf">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4001_1215.pdf">Rollover & Superannuation Fund</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3798_1215.pdf">FirstChoice Personal Super & FirstChoice Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs501_1215.pdf">Pooled Superannuation Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/7/fs4701_1215.pdf">Personal Pension Plan</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs462_0916.pdf">Cash Management Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/1/3/fs1360_0916.pdf">FirstChoice Investments Part A</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4590_0916.pdf">FirstChoice Investments Part B</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4589_0916.pdf">FirstChoice Wholesale Investments Part 1-A</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4590_0916.pdf">FirstChoice Wholesale Investments Part 1-B</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs5018_0916.pdf">FirstChoice Wholesale Investments Part 1-C</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs5019_0916.pdf">FirstChoice Wholesale Investments Part 1-D</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs460_0916.pdf">Managed Investment Funds & Premier CMT</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2151_0916.pdf">Wholesale Indexed Funds</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2152_0916.pdf">Wholesale Investments</a></li></ul> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-12b8cfebfc-header" data-title="2014"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2014</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-12b8cfebfc-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-12b8cfebfc-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-12b8cfebfc" class="cmp-text"> <p>Managed Investments Funds</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/0/fs4002_1214.pdf">FirstChoice Employer Super</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3799_1214.pdf">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/0/fs4001_1214.pdf">Rollover & Superannuation Fund</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3798_1214.pdf">FirstChoice Personal Super & FirstChoice Pension</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs501_1214.pdf">Pooled Superannuation Trust</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/7/fs4701_1214.pdf">Personal Pension Plan</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/6/fs462_0915.pdf">Cash Management Trust</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/6/fs460_0915.pdf">Premier CMT</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/1/3/fs1360_0915.pdf">FirstChoice Investments Part A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4590_0915.pdf">FirstChoice Investments Part B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4589_0915.pdf">FirstChoice Wholesale Investments Part 1-A</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/4/5/fs4590_0915.pdf">FirstChoice Wholesale Investments Part 1-B</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5018_0915.pdf">FirstChoice Wholesale Investments Part 1-C</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/5/0/fs5019_0915.pdf">FirstChoice Wholesale Investments Part 1-D</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/2/1/fs2151_0915.pdf">Wholesale Indexed Funds</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/2/1/fs2152_0915.pdf">Wholesale Investments</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/2/1/fs2115_0915.pdf">Bricks and Mortar Fund</a></li></ul> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-ae029142e3-header" data-title="2013"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2013</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-ae029142e3-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-ae029142e3-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-ae029142e3" class="cmp-text"> <p>Managed Investments Funds</p> <ul><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4002_1213.pdf">FirstChoice Employer Super</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3799_1213.pdf">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4001_1213.pdf">Rollover & Superannuation Fund</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3798_1213.pdf">FirstChoice Personal Super & FirstChoice Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs501_1213.pdf">Pooled Superannuation Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/7/fs4701_1213.pdf">Personal Pension Plan</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs462_0913.pdf">Cash Management Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs460_0813.pdf">Premier CMT</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/1/3/fs1360_0913.pdf">FirstChoice Investments Part A</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4590_0913.pdf">FirstChoice Investments Part B</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4589_0913.pdf">FirstChoice Wholesale Investments Part 1-A</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4590_0913.pdf">FirstChoice Wholesale Investments Part 1-B</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs5018_0913.pdf">FirstChoice Wholesale Investments Part 1-C</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs5019_0913.pdf">FirstChoice Wholesale Investments Part 1-D</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2151_0913.pdf">Wholesale Indexed Funds</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2152_0913.pdf">Wholesale Investments</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2115_0913.pdf">Bricks and Mortar Fund</a></li></ul> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-578e2ab9cb-header" data-title="2012"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2012</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-578e2ab9cb-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-578e2ab9cb-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-578e2ab9cb" class="cmp-text"> <p>Managed Investments Funds</p> <ul><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4002_1212.pdf">FirstChoice Employer Super</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3799_1212.pdf">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4001_1212.pdf">Rollover & Superannuation Fund</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3798_1212.pdf">FirstChoice Personal Super & FirstChoice Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs501_1212.pdf">Pooled Superannuation Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/7/fs4701_1212.pdf">Personal Pension Plan</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs462_0912.pdf">Cash Management Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs460_0812.pdf">Premier CMT</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/1/3/fs1360_0912.pdf">FirstChoice Investments Part A</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4590_0912.pdf">FirstChoice Investments Part B</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4589_0912.pdf">FirstChoice Wholesale Investments Part 1-A</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4590_0912.pdf">FirstChoice Wholesale Investments Part 1-B</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs5018_0912.pdf">FirstChoice Wholesale Investments Part 1-C</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs5019_0912.pdf">FirstChoice Wholesale Investments Part 1-D</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2151_0912.pdf">Wholesale Indexed Funds</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2152_0912.pdf">Wholesale Investments</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2115_0912.pdf">Bricks and Mortar Fund</a></li></ul> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-61e7e9f804-header" data-title="2011"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2011</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-61e7e9f804-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-61e7e9f804-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-61e7e9f804" class="cmp-text"> <p>Managed Investments Funds</p> <ul><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4002_0911.pdf">FirstChoice Employer Super</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3799_0911.pdf">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4001_0911.pdf">Rollover & Superannuation Fund</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3798_0911.pdf">FirstChoice Personal Super & FirstChoice Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs501_1211.pdf">Pooled Superannuation Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/7/fs4701_0911.pdf">Personal Pension Plan</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs462_0911.pdf">Cash Management Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs460_0911.pdf">Premier CMT</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/1/3/fs1360_0911.pdf">FirstChoice Investments Part A</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4590_0911.pdf">FirstChoice Investments Part B</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4589_0911.pdf">FirstChoice Wholesale Investments Part 1-A</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4590_0911.pdf">FirstChoice Wholesale Investments Part 1-B</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs5018_0911.pdf">FirstChoice Wholesale Investments Part 1-C</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs5019_0911.pdf">FirstChoice Wholesale Investments Part 1-D</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2151_0911.pdf">Wholesale Indexed Funds</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2152_0911.pdf">Wholesale Investments</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2115_0911.pdf">Bricks and Mortar Fund</a></li></ul> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-f8fd4ada88-header" data-title="2010"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2010</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-f8fd4ada88-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-f8fd4ada88-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-f8fd4ada88" class="cmp-text"> <p>Managed Investments Funds</p> <ul><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4002_0910.pdf">FirstChoice Employer Super</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3799_0910.pdf">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4001_0910.pdf">Rollover & Superannuation Fund</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3798_0910.pdf">FirstChoice Personal Super & FirstChoice Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs501_1210.pdf">Pooled Superannuation Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/7/fs4701_0910.pdf">Personal Pension Plan</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs462_0910.pdf">Cash Management Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs460_0910.pdf">Premier CMT</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/1/3/fs1360_0910.pdf">FirstChoice Investments Part A</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4590_0910.pdf">FirstChoice Investments Part B</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4589_0910.pdf">FirstChoice Wholesale Investments Part 1-A</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/5/fs4590_0910.pdf">FirstChoice Wholesale Investments Part 1-B</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2151_0910.pdf">Wholesale Indexed Funds</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2152_0910.pdf">Wholesale Investments</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2115_0910.pdf">Bricks and Mortar Fund</a></li></ul> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-52a9275f33-header" data-title="2009"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2009</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-52a9275f33-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-52a9275f33-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-52a9275f33" class="cmp-text"> <p>Managed Investments Funds</p> <ul><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4002_0909.pdf">FirstChoice Employer Super</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3799_0909.pdf">FirstChoice Wholesale Personal Super & FirstChoice Wholesale Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4001_0909.pdf">Rollover & Superannuation Fund</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/3/7/fs3798_0909.pdf">FirstChoice Personal Super & FirstChoice Pension</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs501_09.pdf">Pooled Superannuation Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/p/p/p/ppp_0909.pdf">Personal Pension Plan</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs462_0909.pdf">Cash Management Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs460_0909.pdf">Premier CMT</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/1/3/fs1360_0909.pdf">FirstChoice Investments</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/5/fs2597_0909.pdf">FirstChoice Wholesale Investments Part 2</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2151_0909.pdf">Wholesale Indexed Funds</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2152_0909.pdf">Wholesale Investments</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2115_0909.pdf">Bricks and Mortar Fund</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/9/3/fs931_0909.pdf">Diversified Private Equity</a></li></ul> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-2d9df69ca6-item-537df3f26a-header" data-title="2008"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">2008</div> </button> <div class="Accordion__ItemPanel" id="accordion-2d9df69ca6-item-537df3f26a-panel" role="region" aria-labelledby="accordion-2d9df69ca6-item-537df3f26a-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div id="text-537df3f26a" class="cmp-text"> <p>Managed Investments Funds</p> <ul><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs501_08.pdf">Pooled Superannuation Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs462_0908.pdf">Cash Management Trust</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs460_0808.pdf">Premier CMT</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/1/3/fs1360_0908.pdf">FirstChoice Investments</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs461_0808.pdf">FirstChoice Wholesale Investments Part 1</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/5/fs2597_0808.pdf">FirstChoice Wholesale Investments Part 2</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2151_0808.pdf">Wholesale Indexed Funds</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2152_0908.pdf">Wholesale Investments</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/2/1/fs2115_0908.pdf">Bricks and Mortar Fund</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/9/3/fs931_0908.pdf">Diversified Private Equity</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs463_0908.pdf">Storm</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/6/fs464_0908.pdf">Count First</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/9/3/fs932_0309.pdf">Retail Hedge Fund</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/9/3/fs930_0309.pdf">Wholesale Hedge Fund</a></li></ul> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-c160361ce9-item-f1ef962efe-header" data-title="Trustee and fund documents"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">Trustee and fund documents</div> </button> <div class="Accordion__ItemPanel" id="accordion-c160361ce9-item-f1ef962efe-panel" role="region" aria-labelledby="accordion-c160361ce9-item-f1ef962efe-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div data-cmp-is="container" id="container-f1ef962efe" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 "> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-3b3bfe0d97" class="cmp-text"> <p>The following information includes how the Trustee manages and runs your superannuation products, including Fund documents.</p> </div> </div> <div class="title aem-GridColumn aem-GridColumn--default--10"> <div id="title-e7d03a2d09" class="cmp-title"> <h4 class="cmp-title__text text--left colour-- h4">Superannuation Trustee Documents</h4> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-86c63d194f" class="cmp-text"> <p>Avanteos Investments Limited (AIL)</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/7/8/fs7821.pdf">AIL constitution</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/8/0/fs8052.pdf">AIL Annual Financial Statement</a></li><li>Directors and other important information, this document contains the following:<ul><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/7/8/fs7817.pdf">Register of Relevant Interests</a> </li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/7/8/fs7818.pdf">Register of Relevant Duties</a> </li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/7/8/fs7820.pdf">Principles of Appointment and Termination for Directors</a></li></ul> </li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/7/8/fs7822.pdf">Material Outsourced Providers</a> </li><li><a href="https://www.cfs.com.au/content/dam/cfs-winged/documents/about-us/corporate-governance/AIL-Responsible-Investment-Policy.pdf">AIL Responsible Investment Policy</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/8/1/fs8149.pdf" data-tracker-locationid="cfs | text1-cfstext1cfstext1summaryofretirementincomestrategy" target="_blank" title="Summary of Retirement Income Strategy" rel="noopener noreferrer">Summary of Retirement Income Strategy</a></li></ul> </div> </div> <div class="title aem-GridColumn aem-GridColumn--default--10"> <div id="title-e3a7e48f05" class="cmp-title"> <h4 class="cmp-title__text text--left colour-- h4">Fund Documents</h4> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-69612ae198" class="cmp-text"> <p>Colonial First State FirstChoice Superannuation Trust</p> <ul><li>Trust Deed & Governing Rule<ul><li><a href="https://www.cfs.com.au/content/dam/prospects/c/f/s/cfs_firstchoice_super_trust_trustdeed.pdf?adobe_mc=MCMID%3D84319297639840841320265472920768424870%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1650955079">Working copy of the Trust deed</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/f/i/r/firstchoice_super_trust_deed_of_amendment_22_april_2022.pdf">April 2022 Amendment</a></li><li><a data-tracker-locationid="cfs | text1-cfstext1cfstext1october2023amendment" href="https://www.cfs.com.au/content/dam/prospects/f/i/r/firstchoice_super_trust_deed_of_amendment_october_2023.pdf" target="_blank" title="October 2023 Amendment" rel="noopener noreferrer">October 2023 Amendment</a></li></ul> </li><li><a href="/personal/campaigns/annual-member-meeting" data-tracker-locationid="cfs | text1-annualmembermeeting">Annual Member Meeting</a></li></ul> <p> </p> <p>FirstChoice Employer Super</p> <ul><li><a data-tracker-locationid="cfs | text3-annualreport2024" href="https://www.cfs.com.au/content/dam/prospects/fs/4/0/fs4002.pdf" target="_blank" rel="noopener noreferrer">Annual Report 2024</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/c/f/s/cfs_fces_sen.pdf?adobe_mc=MCMID%3D84319297639840841320265472920768424870%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1650955079">Register of Significant Event Notifications</a></li><li><a title="Product Disclosure Document (Member)" href="https://www.colonialfirststate.com.au/forms_tools/download_multi_pdf.aspx?name=FirstChoice+Employer+Super+PDS&pdf=FS743.pdf%2CFS734.pdf%2CFS1999.pdf%2CFS7913.pdf%2CFS8063.pdf%2CFS5115.pdf%2CFS5113.pdf%2CFS5383.pdf%2CFS8110.pdf&LiteratureId386=&adobe_mc=MCMID%3D13003169434880918122223777717304996317%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1685661261">Product Disclosure Document (Member)</a></li></ul> <p> </p> <p>FirstChoice Wholesale Pension</p> <ul><li><a data-tracker-locationid="cfs | text1-cfstext1annualreport2023" href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3799.pdf" target="_blank" rel="noopener noreferrer">Annual Report 2024</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/c/f/s/cfs_fcwp_sen.pdf?adobe_mc=MCMID%3D88006047263797774664440842350780470240%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1682652652">Register of Significant Event Notifications</a></li><li><a href="https://www.colonialfirststate.com.au/forms_tools/download_multi_pdf.aspx?name=FirstChoice+Wholesale+Personal+Super+and+Pension+PDS&pdf=FS5735.pdf,FS6080.pdf,FS7870.pdf,FS7869.pdf,FS4329.pdf,FS5737.pdf,FS5383.pdf,FS6814.pdf&LiteratureId2520&adobe_mc=MCMID%25">Product Disclosure Document</a></li></ul> <p> </p> <p>FirstChoice Wholesale Personal Super</p> <ul><li><a data-tracker-locationid="cfs | text1-cfstext1annualreport2023" href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3799.pdf" target="_blank" rel="noopener noreferrer">Annual Report 2024</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/c/f/s/cfs_fcwps_sen.pdf?adobe_mc=MCMID%3D88006047263797774664440842350780470240%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1682652652">Register of Significant Event Notification</a></li><li><a href="https://www.colonialfirststate.com.au/forms_tools/download_multi_pdf.aspx?name=FirstChoice+Wholesale+Personal+Super+and+Pension+PDS&pdf=FS5735.pdf,FS6080.pdf,FS7870.pdf,FS7869.pdf,FS4329.pdf,FS5737.pdf,FS5383.pdf,FS6814.pdf&LiteratureId2520&adobe_mc=MCMID%25">Product Disclosure Document</a></li></ul> <p> </p> <p>Essential Super Fund</p> <ul><li>Trust Deed & Governing Rules<ul><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/8/1/fs8126.pdf">June 2023 Amendment</a> </li><li><a href="https://www.cfs.com.au/content/dam/prospects/c/f/s/cfs_commonwealth_essential_super_trustdeed.pdf?adobe_mc=MCMID%3D44296601917500070144071306939417343198%7CMCAID%3D30AB1F202994ABA5-40001715181AC0E8%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1641789828">Working copy of the Trust deed</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/c/o/m/commonwealth_essential_super_deed_of_amendment_22_april_2022.pdf">April 2022 Amendment</a></li></ul> </li><li><a href="https://www.cfs.com.au/membermeeting">Annual Member Meeting</a></li><li><a data-tracker-locationid="cfs | text1-annualreport2023" href="https://www.cfs.com.au/content/dam/prospects/fs/7/9/fs7956.pdf" target="_blank" rel="noopener noreferrer">Annual Report 2024</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/c/e/s/ces_sen.pdf?adobe_mc=MCMID%3D84319297639840841320265472920768424870%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1650955079">Register of Significant Event Notifications</a></li><li><a href="https://www.commbank.com.au/content/dam/commbank/personal/apply-online/download-printed-forms/EssentialSuper_PDS.pdf">Product Disclosure Document</a></li><li><a href="https://www.cfs.com.au/about-us/terms-and-disclosure/financial-services-guide.html">Financial Services Guide</a></li><li><a href="https://www.commbank.com.au/super-retiring/essential-super/important-documents-and-forms.html">Essential Super Reference Guide</a></li></ul> <p> </p> <p>Avanteos Superannuation Trust</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/c/o/n/consolidated_trust_deed_avanteos_superannuation_trust.pdf">Trust Deed & Governing Rules</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/f/i/r/firstwrap_trustee_annual_report.pdf">Trustee Annual Report 2023</a></li></ul> <p> </p> <p>CFS Edge Super and Pension</p> <ul><li><a title="Annual Report 2023" href="https://www.cfs.com.au/content/dam/colonial-first-state/docs/about-us/annual-reports/29426-FS8240-CFS-Edge-TAR-1123-v5-FINAL.pdf" target="_blank" data-tracker-locationid="cfs | text1-annualreport2023" rel="noopener noreferrer">Annual Report 2023</a></li><li><a href="/content/dam/prospects/fs/7/8/fs7860.pdf.pdf">Product Disclosure Document</a></li></ul> <p> </p> <p>FirstWrap Plus Super and Pension</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/s/u/m/summary_of_material_changes_-_firstwrap_plus.pdf">Register of Significant Event Notifications</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/f/i/r/firstwrap_plus_super_and_pension_pds.pdf">Product Disclosure Document</a></li></ul> <p> </p> <p>FirstWrap Super and Pension (closed to new members)</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/s/u/m/summary_of_material_changes_firstwrap.pdf">Register of Significant Event Notifications</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/f/i/r/firstwrap_super_and_pension_pds.pdf">Product Disclosure Document</a></li></ul> </div> </div> <div class="title aem-GridColumn aem-GridColumn--default--10"> <div id="title-8d48f89592" class="cmp-title"> <h4 class="cmp-title__text text--left colour-- h4">Archived Closed Funds Documents</h4> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-5511af081b" class="cmp-text"> <p>Total Care Plan Super</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/t/c/p/tcps_sen_register.pdf">Register of Significant Event Notifications</a></li></ul> <p> </p> <p>FirstChoice Pension</p> <ul><li><a href="/content/dam/cfs-winged/documents/about-us/corporate-governance/28811-AFR-FC-Pension-FS3798-2022-1122-v8.pdf">Annual Report 2022</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/c/f/s/cfs_fcp_sen.pdf?adobe_mc=MCMID%3D84319297639840841320265472920768424870%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1650955079">Register of Significant Event Notifications</a></li><li>Product Disclosure Document</li></ul> <p> </p> <p>FirstChoice Personal Super</p> <ul><li><a href="https://www.cfs.com.au/content/dam/prospects/fs/3/7/fs3798.pdf?adobe_mc=MCMID%3D84319297639840841320265472920768424870%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1650955079">Annual Report 2021</a></li><li><a href="https://www.cfs.com.au/content/dam/prospects/c/f/s/cfs_fcps_sen.pdf?adobe_mc=MCMID%3D84319297639840841320265472920768424870%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1650955079">Register of Significant Event Notifications</a></li><li><a href="https://www.colonialfirststate.com.au/forms_tools/download_multi_pdf.aspx?name=FirstChoice+Personal+Super+and+Pension+PDS&pdf=FS5551.pdf,FS1015.pdf,FS4329.pdf,FS5737.pdf,FS5383.pdf,FS5487.pdf&LiteratureId2518&adobe_mc=MCMID%3D84319297639840841320265472920768424870%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1650955079">Product Disclosure Document</a></li></ul> <p> </p> <p>Colonial First State Investments Limited</p> <ul><li><a href="/content/dam/cfs-winged/documents/about-us/corporate-governance/CFSIL-Executive-Officers-Remuneration.pdf">Executive Officers’ Remuneration</a></li></ul> <p> </p> <p>Colonial First State Rollover & Superannuation Fund</p> <ul><li><a href="https://www.colonialfirststate.com.au/prospects/CFS_Rollover_Super_Fund_Consolidated_Deed.pdf?adobe_mc=MCMID%3D44296601917500070144071306939417343198%7CMCAID%3D30AB1F202994ABA5-40001715181AC0E8%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1641789828">Trust Deed & Governing Rules</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/4/0/fs4001.pdf?adobe_mc=MCMID%3D44296601917500070144071306939417343198%7CMCAID%3D30AB1F202994ABA5-40001715181AC0E8%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1641789828">Annual Report 2021</a></li><li><a href="https://www.colonialfirststate.com.au/prospects/cfs_rosco_sen.pdf?adobe_mc=MCMID%3D44296601917500070144071306939417343198%7CMCAID%3D30AB1F202994ABA5-40001715181AC0E8%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1641789828">Register of Significant Event Notifications</a></li></ul> <p><br /> Colonial First State Pooled Super Trust</p> <ul><li><a href="https://www.colonialfirststate.com.au/prospects/CFS_Pooled_Super_TrustDeed.pdf?adobe_mc=MCMID%3D44296601917500070144071306939417343198%7CMCAID%3D30AB1F202994ABA5-40001715181AC0E8%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1641789828">Trust Deed & Governing Rules</a></li><li><a href="https://www3.colonialfirststate.com.au/content/dam/prospects/fs/5/0/fs501.pdf?adobe_mc=MCMID%3D44296601917500070144071306939417343198%7CMCAID%3D30AB1F202994ABA5-40001715181AC0E8%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1641789828">Annual Report 2021</a></li></ul> </div> </div> </div> </div> </div> </div> </div> </div> <div class="Accordion__Item"> <button class="Accordion__ItemHeader" id="accordion-c160361ce9-item-8bdb020265-header" data-title="Responsible Entity and IDPS Documents"> <div class="Accordion__ItemHeaderIcon"> <i class="iconfont-chevron-up" aria-hidden="true"></i> <i class="iconfont-chevron-down" aria-hidden="true"></i> </div> <div class="Accordion__ItemHeaderTitle p2">Responsible Entity and IDPS Documents</div> </button> <div class="Accordion__ItemPanel" id="accordion-c160361ce9-item-8bdb020265-panel" role="region" aria-labelledby="accordion-c160361ce9-item-8bdb020265-header"> <div class="Accordion__ItemPanelWrapper"> <div class="Accordion__ItemPanelContent"> <div data-cmp-is="container" id="container-8bdb020265" data-overlap-top="0" data-overlap-bottom="0" class=" container container--padding-top-none container--padding-bottom-none container--padding-right-none container--padding-left-none container--row-spacing-none container--gridGutters-on container--mobile-order-0 background-- "> <div class="aem-Grid aem-Grid--10 aem-Grid--default--10 "> <div class="text aem-GridColumn aem-GridColumn--default--10"> <div id="text-0d10aa502c" class="cmp-text"> <h2><b style=" font-size: 1.0pc; ">Colonial First State Investments Limited (CFSIL)</b></h2> <ul><li><a href="https://www.colonialfirststate.com.au/prospects/CFS_Constitution.pdf?adobe_mc=MCMID%3D34684925573983392127201587383288657107%7CMCORGID%3DAB765EB55C544D790A495CFA%2540AdobeOrg%7CTS%3D1651802718" target="_blank" rel="noopener noreferrer">CFSIL constitution</a></li><li><a href="/content/dam/cfs-winged/documents/about-us/corporate-governance/CFSIL-Fin-Stats-June-21-signed.pdf" target="_blank" rel="noopener noreferrer">CFSIL Annual Financial Statement</a></li><li><a href="https://www.cfs.com.au/about-us/corporate-governance/conflict-management.html" target="_blank" rel="noopener noreferrer">Summary of Conflicts Management Policy</a> </li><li><a href="/content/dam/cfs-winged/documents/about-us/corporate-governance/CFSIL-Responsible-Investment-Policy.pdf" target="_blank" data-tracker-locationid="cfs | text1-cfsilresponsibleinvestmentpolicy" rel="noopener noreferrer">CFSIL Responsible Investment Policy</a></li></ul> <p> </p> <p><b>Unit pricing discretions policies</b></p> <ul><li><a href="/content/dam/cfs-winged/documents/about-us/corporate-governance/CFS-Unit-pricing-discretions-policy-Firstchoice-Investments-and-FC-Wholesale-Septmeber-2019.pdf" target="_blank" rel="noopener noreferrer">Unit Pricing Discretions Policy - FirstChoice Investments and FirstChoice Wholesale</a></li><li><a href="/content/dam/cfs-winged/documents/about-us/corporate-governance/CFS-Unit-pricing-discretions-policy-MIF-Sept-2019.pdf" target="_blank" rel="noopener noreferrer">Unit Pricing Discretions Policy – Colonial First State Managed Investment Funds and Colonial</a></li><li><a href="/content/dam/cfs-winged/documents/about-us/corporate-governance/CFS-Unit-pricing-discretions-policy-MIF-Sept-2019.pdf" target="_blank" rel="noopener noreferrer">First State Managed Investment Funds – Nil Entry Option</a></li><li><a href="/content/dam/cfs-winged/documents/about-us/corporate-governance/CFS-Unit-pricing-discretions-policy-Wholesale-Index-Sept-2019.pdf" target="_blank" rel="noopener 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