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Sarah Silbert - Business Insider

<!DOCTYPE html> <html lang="en-US"> <head> <title>Sarah Silbert - Business Insider</title> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1" > <meta property="og:title" content="Sarah Silbert - Business Insider" > <meta property="og:type" content="profile"> <meta property="og:url" content="https://www.businessinsider.com/author/sarah-silbert" > <meta property="og:description" content="Sarah Silbert is a personal finance expert and award-winning journalist. As deputy editor for Personal Finance Insider, she oversees all of the guides and reviews published across banking, credit, credit cards, mortgages, loans, investing, and insurance.聽ExperienceSarah joined Business Insider as an editor in 2019, and had built multiple Personal Finance Insider verticals from the ground up.聽Prior to joining Business Insider, Sarah was a senior editor at The Points Guy for more than four years, covering credit cards and award travel. Alongside her team at TPG, Sarah helped Chase launch coverage for the popular Chase Sapphire Reserve travel rewards credit card in 2016.Sarah began her journalism career writing about technology for Engadget and Laptop Magazine, jobs which led to international travel for trade shows and conferences and sparked her interest in credit card benefits.Sarah started educating herself on personal finance best practices during her early years struggling to find balance amid New York City鈥檚 high cost of living. The money management skills Sarah learned during her years as a self-employed freelance editor also honed her financial acumen, giving her a passion for helping others navigate the financial challenges of small business ownership, taxes, and budgeting. In her personal life, Sarah loves helping her friends level up their credit card strategies to book fancy hotel rooms and flights. She also loves talking about her dog to anyone who will listen.ExpertiseSarah鈥檚 areas of personal finance expertise include:Credit scoresCredit cardsLoans (personal loans and student loans)InvestingBankingInsuranceEducationSarah is a graduate of Sarah Lawrence College, where she wrote and edited for the college paper.聽" > <meta property="og:image" content="https://i.insider.com/642206288c966b0019498f69?width=600&format=jpeg" > <meta property="og:admins" content="61404924,14700889,122084,773948648" > <link rel="alternate" type="application/rss+xml" href="https://feeds.businessinsider.com/custom/all" /> <meta property="og:site_name" content="Business Insider" > <meta property="fb:pages" content="20446254070" > <meta name="apple-itunes-app" content="app-id=554260576" > <meta name="linkedin:owner" content="mid:1d5f7b" > <link rel="canonical" href="https://www.businessinsider.com/author/sarah-silbert" > <meta name="ii-ab-test:ctc" value="c" > <meta name="user-status" value="anonymous" > 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class="linkset-icon-link linkset-search-icon-link" href="/answers" title="Search" aria-label="Go to the search page." data-track-click="{&quot;product_field&quot;:&quot;search&quot;,&quot;event&quot;:&quot;navigation&quot;,&quot;element_name&quot;:&quot;masthead&quot;,&quot;click_text&quot;:&quot;bi_value_unassigned&quot;}" > <svg class="search-icon" xmlns="http://www.w3.org/2000/svg" width="19" height="21" viewBox="0 0 19 21"><g fill="none" fill-rule="evenodd"><path class="sparkle-path" fill="#0A0A0A" d="M8.53 1c.606 0 1.197.063 1.767.182a6.224 6.224 0 0 1-2.545 2.362c-2.958.378-5.243 2.89-5.243 5.932 0 3.305 2.696 5.984 6.02 5.984 3.326 0 6.022-2.679 6.022-5.984 0-.309-.024-.612-.07-.909a6.205 6.205 0 0 1 2.169-1.689c.267.82.41 1.692.41 2.598 0 2.156-.81 4.124-2.143 5.62l3.583 4.318L16.564 21l-3.568-4.3a8.53 8.53 0 0 1-4.466 1.253C3.819 17.953 0 14.158 0 9.476 0 4.795 3.819 1 8.53 1Z"/><path fill="#002AFF" fill-rule="nonzero" d="m12.677 9.922.521-1.19a4.59 4.59 0 0 1 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It indicates a way to close an interaction, or dismiss a notification. </desc> <path class="close-icon-path" d="M2.93 17.07A10 10 0 1 1 17.07 2.93 10 10 0 0 1 2.93 17.07zM11.4 10l2.83-2.83-1.41-1.41L10 8.59 7.17 5.76 5.76 7.17 8.59 10l-2.83 2.83 1.41 1.41L10 11.41l2.83 2.83 1.41-1.41L11.41 10z"/> </svg> </div> </div> </div> <section class="container mobile-padding"> <section class="row"> <section id="l-content" class="author is-right-rail js-feed" data-component-type="river" data-track-page-area="author" data-author-content data-feed-id="sarah-silbert" data-feed-type="author" data-next="https://capi.businessinsider.com/v1/bi/posts?filter[author]&#x3D;sarah-silbert&amp;page[after]&#x3D;Ieg71WUAAAAAwH23LSBjxuHtpfG6ZIpm98M&amp;page[limit]&#x3D;20" > <section class="author-wrapper river-item body-regular "> <div class="row"> <div class="col-12 col-md-4 author-aside"> <section class="row"> <div class="col-6 col-md-12"> <div class="lazy-holder author-image" style="padding-top: calc(100% * 4480 / 4480)" > <img class="lazy-image author-image" src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{&quot;https://i.insider.com/642206288c966b0019498f69&quot;:{&quot;contentType&quot;:&quot;image/jpeg&quot;,&quot;aspectRatioW&quot;:4480,&quot;aspectRatioH&quot;:4480}}" alt="Photo of Sarah Silbert" /> <noscript> <img src="https://i.insider.com/642206288c966b0019498f69?width=600&format=jpeg&auto=webp" /> </noscript> </div> </div> <div class="col-6 col-md-12"> <h1 class="author-aside-name headline-semibold">Sarah Silbert</h1> <p class="headline-regular" data-test="author-aside-title">Deputy Editor</p> <div class="share-wrapper author-page"> <a class="author-contact-icon-link share-link email" target="_blank" href="mailto:ssilbert@businessinsider.com" data-toggle="tooltip" data-placement="top" title="Email author" data-original-title="ssilbert@businessinsider.com"><svg class="svg-icon email-icon author-contact-icon" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewbox="0.5 1 15 14" aria-labelledby="Email" > <path class="email" fill="currentColor" d="M1.4 4c0-.7.567-1.267 1.267-1.267h10.667c.7 0 1.266.567 1.266 1.267v8c0 .7-.566 1.267-1.266 1.267H2.667c-.7 0-1.267-.567-1.267-1.267V4Zm6.812 3.946L13.4 4.705v-.372a.4.4 0 0 0-.4-.4H3a.4.4 0 0 0-.4.4v.372l5.188 3.241a.4.4 0 0 0 .424 0Zm-.353 1.22L2.957 6.105a.233.233 0 0 0-.357.198v5.365c0 .22.18.4.4.4h10a.4.4 0 0 0 .4-.4V6.302a.233.233 0 0 0-.357-.198L8.142 9.167a.267.267 0 0 1-.283 0Z"/> </svg></a> <a class="author-contact-icon-link share-link twitter" target="_blank" href="https://x.com/sarahsilbert" data-toggle="tooltip" data-placement="top" title="Follow author on X" data-original-title="X feed"><svg class="svg-icon social-x-icon author-contact-icon" role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 24 24" aria-labelledby="X" > <path fill="currentColor" d="M17.751 3h3.067l-6.7 7.625L22 21h-6.172l-4.833-6.293L5.464 21h-3.07l7.167-8.155L2 3h6.328l4.37 5.752L17.75 3Zm-1.076 16.172h1.7L7.404 4.732H5.58l11.094 14.44Z"/> </svg></a> </div> </div> </section> </div> <div class="col-12 col-md-8 author-description"> <p>Sarah Silbert is a personal finance expert and award-winning journalist. As deputy editor for Personal Finance Insider, she oversees all of the guides and reviews published across banking, credit, credit cards, mortgages, loans, investing, and insurance.&nbsp;<br></p><p><strong>Experience</strong></p><p>Sarah joined Business Insider as an editor in 2019, and had built multiple Personal Finance Insider verticals from the ground up.&nbsp;</p><p>Prior to joining Business Insider, Sarah was a senior editor at The Points Guy for more than four years, covering credit cards and award travel. Alongside her team at TPG, Sarah helped Chase launch coverage for the popular <a target="_blank" href="https://www.businessinsider.com/personal-finance/chase-sapphire-reserve-credit-card-review"><u>Chase Sapphire Reserve travel rewards credit card</u></a> in 2016.</p><p>Sarah began her journalism career writing about technology for Engadget and Laptop Magazine, jobs which led to international travel for trade shows and conferences and sparked her interest in credit card benefits.</p><p>Sarah started educating herself on personal finance best practices during her early years struggling to find balance amid New York City鈥檚 high cost of living. The money management skills Sarah learned during her years as a self-employed freelance editor also honed her financial acumen, giving her a passion for helping others navigate the financial challenges of small business ownership, taxes, and budgeting. <br><br>In her personal life, Sarah loves helping her friends level up their credit card strategies to book fancy hotel rooms and flights. She also loves talking about her dog to anyone who will listen.</p><p><strong>Expertise</strong></p><p>Sarah鈥檚 areas of personal finance expertise include:</p><ul><li><p>Credit scores</p></li><li><p>Credit cards</p></li><li><p>Loans (personal loans and student loans)</p></li><li><p>Investing</p></li><li><p>Banking</p></li><li><p>Insurance<br></p></li></ul><p><strong>Education</strong></p><p>Sarah is a graduate of Sarah Lawrence College, where she wrote and edited for the college paper.&nbsp;</p><p><br><br></p> </div> </section> <section class="tout-layout as-river" data-component-type="tout-layout" data-load-strategy="exclude" > <article data-component-type="tout" data-load-strategy="exclude" class="tout as-standard-image-right with-description with-tout-tag with-image-right" > <div class="tout-tag headline-regular "> <a href="/personal-finance" class="tout-tag-link headline-regular" data-analytics-product-index="1" > Personal Finance </a> <span class="tout-timestamp headline-regular js-date-format" > 2024-10-30T16:15:07Z </span></div> <a class="tout-image" data-analytics-position="1" href="/personal-finance/personal-loans/best-emergency-loans"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/png" data-srcs="{&quot;https://i.insider.com/6390fc4c8580f70019f7e959&quot;:{&quot;contentType&quot;:&quot;image/png&quot;,&quot;aspectRatioW&quot;:2401,&quot;aspectRatioH&quot;:1200},&quot;https://i.insider.com/6390fc53ad2cb500189eff5a&quot;:{&quot;contentType&quot;:&quot;image/png&quot;,&quot;aspectRatioW&quot;:2401,&quot;aspectRatioH&quot;:1800}}" alt="Piggy bank made out of dollar bills with a notecard that reads, &quot;Best Emergency Loans&quot;" /> <noscript> <img src="https://i.insider.com/6390fc4c8580f70019f7e959?width=600&format=jpeg&auto=webp" /> </noscript> </div></a> <h3 class="tout-title"> <a class="tout-title-link" data-analytics-position="1" href="/personal-finance/personal-loans/best-emergency-loans">Best Emergency Loans: A Comprehensive Guide for 2024</a> </h3> <div class="tout-copy headline-regular">Need financial assistance fast? Discover the best emergency loans of 2024 with quick approval times, flexible terms, and easy qualification.</div> </article> <article data-component-type="tout" data-load-strategy="exclude" class="tout as-standard-image-right with-description with-tout-tag with-image-right" > <div class="tout-tag headline-regular "> <a href="/personal-finance" class="tout-tag-link headline-regular" data-analytics-product-index="2" > Personal Finance </a> <span class="tout-timestamp headline-regular js-date-format" > 2024-10-30T16:11:08Z </span></div> <a class="tout-image" data-analytics-position="2" href="/personal-finance/personal-loans/best-debt-consolidation-loans"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{&quot;https://i.insider.com/5f344a6e3ad8610434770eab&quot;:{&quot;contentType&quot;:&quot;image/jpeg&quot;,&quot;aspectRatioW&quot;:1667,&quot;aspectRatioH&quot;:834},&quot;https://i.insider.com/5f344a5a58c24d71a1735105&quot;:{&quot;contentType&quot;:&quot;image/jpeg&quot;,&quot;aspectRatioW&quot;:1667,&quot;aspectRatioH&quot;:1250}}" alt="Best loans for debt consolidation 2x1" /> <noscript> <img src="https://i.insider.com/5f344a6e3ad8610434770eab?width=600&format=jpeg&auto=webp" /> </noscript> </div></a> <h3 class="tout-title"> <a class="tout-title-link" data-analytics-position="2" href="/personal-finance/personal-loans/best-debt-consolidation-loans">Debt Consolidation Loans in 2024: Finding the Best Personal Loan for Debt Consolidation</a> </h3> <div class="tout-copy headline-regular">Discover the best debt consolidation loans for 2024. 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What You Need to Know</a> </h3> <div class="tout-copy headline-regular">Discover whether credit card points expire, how to check your card&#x27;s policy, and tips to manage and maximize your rewards before they lapse.</div> </article> <article data-component-type="tout" data-load-strategy="exclude" class="tout as-standard-image-right with-description with-tout-tag with-image-right" > <div class="tout-tag headline-regular "> <a href="/personal-finance" class="tout-tag-link headline-regular" data-analytics-product-index="11" > Personal Finance </a> <span class="tout-timestamp headline-regular js-date-format" > 2024-06-24T10:00:02Z </span></div> <a class="tout-image" data-analytics-position="11" href="https://www.businessinsider.com/personal-finance/mortgages/average-mortgage-interest-rate"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/png" data-srcs="{&quot;https://i.insider.com/626bff8286fa90001905cc47&quot;:{&quot;contentType&quot;:&quot;image/png&quot;,&quot;aspectRatioW&quot;:1667,&quot;aspectRatioH&quot;:833},&quot;https://i.insider.com/626bff7886fa90001905cc40&quot;:{&quot;contentType&quot;:&quot;image/png&quot;,&quot;aspectRatioW&quot;:1666,&quot;aspectRatioH&quot;:1249}}" alt="Text reading &#x27;INSIDER Today&#x27;s Mortgage &amp; Refinance Rates&#x27; is layered on a orange background that includes the roofline of three houses" /> <noscript> <img src="https://i.insider.com/626bff8286fa90001905cc47?width=600&format=jpeg&auto=webp" /> </noscript> </div></a> <h3 class="tout-title"> <a class="tout-title-link" data-analytics-position="11" href="https://www.businessinsider.com/personal-finance/mortgages/average-mortgage-interest-rate">Mortgage Interest Rates Today, June 24, 2024 | Housing Inventory Is Up, But Rates Are Still High</a> </h3> <div class="tout-copy headline-regular">These are today&#x27;s mortgage and refinance rates. Rates are still high. Coupled with high home prices, they&#x27;ve led to fewer home sales year over year.</div> </article> <article data-component-type="tout" data-load-strategy="exclude" class="tout as-standard-image-right with-description with-tout-tag with-image-right" > <div class="tout-tag headline-regular "> <a href="/personal-finance" class="tout-tag-link headline-regular" data-analytics-product-index="12" > Personal Finance </a> <span class="tout-timestamp headline-regular js-date-format" > 2024-06-23T10:00:02Z </span></div> <a class="tout-image" data-analytics-position="12" href="https://www.businessinsider.com/personal-finance/mortgages/average-mortgage-interest-rate"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/png" data-srcs="{&quot;https://i.insider.com/626bf7cbc8c8ac001941105b&quot;:{&quot;contentType&quot;:&quot;image/png&quot;,&quot;aspectRatioW&quot;:1667,&quot;aspectRatioH&quot;:833},&quot;https://i.insider.com/626bf7be86fa90001905c9f0&quot;:{&quot;contentType&quot;:&quot;image/png&quot;,&quot;aspectRatioW&quot;:1666,&quot;aspectRatioH&quot;:1249}}" alt="Text reading &#x27;INSIDER Today&#x27;s Mortgage &amp; Refinance Rates&#x27; is layered on a teal background that includes the roofline of three houses" /> <noscript> <img src="https://i.insider.com/626bf7cbc8c8ac001941105b?width=600&format=jpeg&auto=webp" /> </noscript> </div></a> <h3 class="tout-title"> <a class="tout-title-link" data-analytics-position="12" href="https://www.businessinsider.com/personal-finance/mortgages/average-mortgage-interest-rate">Mortgage Interest Rates Today, June 23, 2024 | Rates Remain Under 7%</a> </h3> <div class="tout-copy headline-regular">These are today&#x27;s mortgage and refinance rates. 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Significant decreases likely won&#x27;t come until September or later.</div> </article> <article data-component-type="tout" data-load-strategy="exclude" class="tout as-standard-image-right with-description with-tout-tag with-image-right" > <div class="tout-tag headline-regular "> <a href="/personal-finance" class="tout-tag-link headline-regular" data-analytics-product-index="14" > Personal Finance </a> <span class="tout-timestamp headline-regular js-date-format" > 2024-06-21T10:00:03Z </span></div> <a class="tout-image" data-analytics-position="14" href="https://www.businessinsider.com/personal-finance/mortgages/average-mortgage-interest-rate"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/png" data-srcs="{&quot;https://i.insider.com/6269afd9eaaa070018ad406f&quot;:{&quot;contentType&quot;:&quot;image/png&quot;,&quot;aspectRatioW&quot;:1667,&quot;aspectRatioH&quot;:833},&quot;https://i.insider.com/6269afcbeaaa070018ad4065&quot;:{&quot;contentType&quot;:&quot;image/png&quot;,&quot;aspectRatioW&quot;:1666,&quot;aspectRatioH&quot;:1249}}" alt="Text reading &#x27;INSIDER Today&#x27;s Mortgage &amp; Refinance Rates&#x27; is layered on a dark green background that includes the roofline of three houses" /> <noscript> <img src="https://i.insider.com/6269afd9eaaa070018ad406f?width=600&format=jpeg&auto=webp" /> </noscript> </div></a> <h3 class="tout-title"> <a class="tout-title-link" data-analytics-position="14" href="https://www.businessinsider.com/personal-finance/mortgages/average-mortgage-interest-rate">Mortgage Interest Rates Today, June 21, 2024 | Rates Down 3 Weeks in a Row</a> </h3> <div class="tout-copy headline-regular">These are today&#x27;s mortgage and refinance rates. 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Inflation needs to cool before they drop further.</div> </article> <section data-component-type="tout-ad" data-load-strategy="exclude" class="tout-ad as-river" > <section class="river-item js-feed-item native-item"> <div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad id="gpt-homepage-business_insider-waterfall-desktop-fluid-15" class="ad ad-wrapper fluid only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/author/in-content-2/_author" data-secvert="" data-tag="" data-authors="" data-region="Waterfall" data-responsive="&lsqb;&lcub;&quot;browserLimit&quot;:&lsqb;0&comma;0&rsqb;&comma;&quot;slotSize&quot;:&lsqb;&lsqb;640&comma;480&rsqb;&comma;&lsqb;2&comma;2&rsqb;&rsqb;&rcub;&comma;&lcub;&quot;browserLimit&quot;:&lsqb;1260&comma;0&rsqb;&comma;&quot;slotSize&quot;:&lsqb;&lsqb;800&comma;480&rsqb;&comma;&lsqb;728&comma;90&rsqb;&comma;&lsqb;2&comma;2&rsqb;&rsqb;&rcub;&comma;&lcub;&quot;browserLimit&quot;:&lsqb;728&comma;0&rsqb;&comma;&quot;slotSize&quot;:&lsqb;&lsqb;300&comma;250&rsqb;&comma;&lsqb;800&comma;480&rsqb;&comma;&lsqb;640&comma;480&rsqb;&comma;&lsqb;2&comma;2&rsqb;&rsqb;&rcub;&rsqb;" data-tile-order="tile-15" data-url="/author/sarah-silbert" data-template="" data-targeting="&lcub;&quot;adunit&quot;:&quot;businessinsider.desktop&sol;author&sol;in-content-2&sol;_author&quot;&comma;&quot;region&quot;:&quot;Waterfall&quot;&comma;&quot;tag&quot;:&quot;&quot;&comma;&quot;template&quot;:&quot;&quot;&comma;&quot;dvp_spos&quot;:&quot;in-content-2&quot;&comma;&quot;rawvert&quot;:&quot;&quot;&rcub;" data-amazontamsizes="&lsqb;&lsqb;728&comma;90&rsqb;&rsqb;" ></div> </div> <div class="ad-callout-wrapper only-mobile"> <div class="ad-label headline-regular only-mobile">Advertisement</div> <div data-bi-ad id="gpt-homepage-business_insider-mobile_river_top-mobile-fluid-15" class="ad ad-wrapper fluid only-mobile" data-force="" data-type="ad" data-adunit="businessinsider.mobile/author/in-content-2/_author" data-secvert="" data-tag="" data-authors="" data-region="Mobile River Top" data-responsive="&lsqb;&lcub;&quot;browserLimit&quot;:&lsqb;0&comma;0&rsqb;&comma;&quot;slotSize&quot;:&lsqb;&lsqb;320&comma;50&rsqb;&comma;&lsqb;320&comma;100&rsqb;&comma;&lsqb;300&comma;250&rsqb;&comma;&lsqb;300&comma;50&rsqb;&comma;&lsqb;300&comma;600&rsqb;&rsqb;&rcub;&comma;&lcub;&quot;browserLimit&quot;:&lsqb;728&comma;0&rsqb;&comma;&quot;slotSize&quot;:&lsqb;&lsqb;728&comma;90&rsqb;&comma;&lsqb;300&comma;250&rsqb;&comma;&lsqb;640&comma;480&rsqb;&comma;&lsqb;300&comma;600&rsqb;&comma;&quot;fluid&quot;&rsqb;&rcub;&rsqb;" data-tile-order="tile-15" data-url="/author/sarah-silbert" data-template="" data-targeting="&lcub;&quot;adunit&quot;:&quot;businessinsider.mobile&sol;author&sol;in-content-2&sol;_author&quot;&comma;&quot;region&quot;:&quot;Mobile River Top&quot;&comma;&quot;tag&quot;:&quot;&quot;&comma;&quot;template&quot;:&quot;&quot;&comma;&quot;dvp_spos&quot;:&quot;in-content-2&quot;&comma;&quot;rawvert&quot;:&quot;&quot;&rcub;" data-amazontamsizes="&lsqb;&lsqb;320&comma;50&rsqb;&comma;&lsqb;320&comma;100&rsqb;&comma;&lsqb;300&comma;250&rsqb;&comma;&lsqb;300&comma;50&rsqb;&comma;&lsqb;300&comma;600&rsqb;&rsqb;" ></div> </div> </section> </section> <article data-component-type="tout" data-load-strategy="exclude" class="tout as-standard-image-right with-description with-tout-tag with-image-right" > <div class="tout-tag headline-regular "> <a href="/personal-finance" class="tout-tag-link headline-regular" data-analytics-product-index="16" > Personal Finance </a> <span class="tout-timestamp headline-regular js-date-format" > 2024-06-19T10:00:01Z </span></div> <a class="tout-image" data-analytics-position="16" href="https://www.businessinsider.com/personal-finance/mortgages/average-mortgage-interest-rate"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/png" data-srcs="{&quot;https://i.insider.com/626bffd0c8c8ac001941134f&quot;:{&quot;contentType&quot;:&quot;image/png&quot;,&quot;aspectRatioW&quot;:1668,&quot;aspectRatioH&quot;:834},&quot;https://i.insider.com/626bffc386fa90001905cc50&quot;:{&quot;contentType&quot;:&quot;image/png&quot;,&quot;aspectRatioW&quot;:1666,&quot;aspectRatioH&quot;:1249}}" alt="Text reading &#x27;INSIDER Today&#x27;s Mortgage &amp; 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The current rates are down from a peak in early May, but probably won&#x27;t drop significantly until 2025.</div> </article> <article data-component-type="tout" data-load-strategy="exclude" class="tout as-standard-image-right with-description with-tout-tag with-image-right" > <div class="tout-tag headline-regular "> <a href="/personal-finance" class="tout-tag-link headline-regular" data-analytics-product-index="17" > Personal Finance </a> <span class="tout-timestamp headline-regular js-date-format" > 2024-06-18T10:00:02Z </span></div> <a class="tout-image" data-analytics-position="17" href="https://www.businessinsider.com/personal-finance/mortgages/average-mortgage-interest-rate"> <div class="lazy-holder "> <img class="lazy-image " src="data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 1 1'%3E%3C/svg%3E" data-content-type="image/jpeg" data-srcs="{&quot;https://i.insider.com/64873f55e198b500191a0ad1&quot;:{&quot;contentType&quot;:&quot;image/jpeg&quot;,&quot;aspectRatioW&quot;:2900,&quot;aspectRatioH&quot;:1449},&quot;https://i.insider.com/628e453c3dbbd20018b72851&quot;:{&quot;contentType&quot;:&quot;image/jpeg&quot;,&quot;aspectRatioW&quot;:2568,&quot;aspectRatioH&quot;:1926}}" alt="Red Victorian-style houses on a tree-lined residential street" /> <noscript> <img src="https://i.insider.com/64873f55e198b500191a0ad1?width=600&format=jpeg&auto=webp" /> </noscript> </div></a> <h3 class="tout-title"> <a class="tout-title-link" data-analytics-position="17" href="https://www.businessinsider.com/personal-finance/mortgages/average-mortgage-interest-rate">Mortgage Interest Rates Today, June 18, 2024 | Rates Keep Trending Down</a> </h3> <div class="tout-copy headline-regular">These are today&#x27;s mortgage and refinance rates. Rates are down compared to earlier in June and a month ago. 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