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您当前的位置：工程机械贷款计算器 </div> <form name="calc1"> <table width="100%" border="0" align="center" style="margin:0 auto" cellpadding="0" cellspacing="0"> <tbody> <tr> <td valign="top"> <table width="975" border="0" style="margin:0 auto" align="center" cellpadding="0" cellspacing="0"> <tbody> <tr> <td> <table width="960" border="0" cellspacing="0" cellpadding="0"> <tbody> <tr> <td width="330" align="center" valign="top"> <table width="290" border="0" cellspacing="0" cellpadding="0" style="margin-top:44px"> <tbody> <tr><td height="30"><h2>工程机械贷款计算器</h2></td></tr> <tr> <td ><p> 为广大工程机械行业客户购买工程机械贷款提供便利及数据支持，工程机械在线特推出工程机械贷款计算器，工程机械贷款计算器使用简单方便，基于银行网站系统平台，适时调整贷款政策数据。<br> 此贷款计算器适用于工程机械各种品牌机器产品的抵押贷款和按揭贷款计算，包括挖掘机、装载机、起重机等整机及二手机。工程机械贷款计算器提供等额本金还款法、等额本息还款法两种还款方式。</p> <p> 工程机械贷款计算器帮助您计算在等额本金和等额本息的还款方式时，每一期的月供，利息总额和还款总额，计划你在使用商业贷款时如何还款。<br> </p> </td> </tr> </tbody> </table> </td> <td width="640" valign="top"> <table width="616" border="0" cellspacing="0" cellpadding="0"> <tbody> <tr> <td width="310" align="right" valign="top" bgcolor="#efefef"> <table width="290" border="0" cellspacing="0" cellpadding="0" style="margin-top:14px; margin-left:10px;"> <tbody> <tr> <td colspan="2"> <table width="290" border="0" cellspacing="0" cellpadding="0"> <tbody> <tr> <td width="90" height="30">贷款类别：</td> <td height="30"> <select onchange="exc_zuhe(this.form,this.value);" name="type"> <option value="1">按揭贷款</option> </select> </td> </tr> <tr> <td width="90" height="30">还款方式：</td> <td height="30"> <input type="radio" name="dengeben" id="dengeben1" value="radiobutton" onclick="chanage_type_mm()" checked="checked">等额本息 <input type="radio" name="dengeben" id="dengeben2" value="radiobutton" onclick="chanage_type_mm()">等额本金 </td> </tr> </tbody> </table> <br><span class="txt12"><h2>按揭贷款计算方法</h2><br><br></span> <table width="290" border="0" cellspacing="0" cellpadding="0"> <tbody> <tr> <td width="90" height="30">车价款：</td> <td height="30"><input name="price" type="text" id="textfield" value="" size="18" maxlength="20"> 元</td> </tr> <tr> <td width="90" height="30">按揭成数：</td> <td height="30"> <select name="anjie" id="anjie"> <option value="9">9成</option> <option value="8">8成</option> <option value="7" selected="selected">7成</option> <option value="6">6成</option> <option value="5">5成</option> <option value="4">4成</option> <option value="3">3成</option> <option value="2">2成</option> </select> </td> </tr> <tr> <td width="90" height="30">贷款按揭年数：</td> <td height="30"> <select name="years" id="years" onchange="ShowLilv(this.value,document.calc1.lilv.value)"> <option value="1" selected="selected">1年12期</option> <option value="2">2年24期</option> <option value="3">3年36期</option> </select> </td> </tr> <tr> <td width="90" height="30">贷款利息：</td> <td height="30"> <select id="lilv" onchange="ShowLilv(document.calc1.years.value,this.value)" name="lilv"> <option selected="" value="28">12年7月6日基准利率</option> </select> </td> </tr> </tbody> </table> <br> </td> </tr> <tr> <td width="163" height="70" valign="bottom"><img src="http://img.cmol.com/images/product/130131-start01.gif" width="153" height="56" onclick="javascript:ext_total(document.calc1);"></td> <td width="127" height="70" valign="bottom"><img src="http://img.cmol.com/images/product/130131-reset01.gif" width="93" height="56" onclick="javascript:formReset(document.calc1);"></td> </tr> <tr> <td height="100" colspan="2" valign="middle" class="txt12c"> <table width="255" border="0" cellspacing="0" cellpadding="0"> <tbody> <tr> <td height="100" style="color:#646464;">注：贷款履约担保费为可能质押在代理商的保证按期还款的保证金，贷款保证金为质押在银行的保证按期还款的保证金，仅供用户参考。</td> </tr> </tbody> </table> </td> </tr> </tbody> </table> </td> <td bgcolor="#efefef"> <table width="292" border="0" cellspacing="0" cellpadding="0" style="margin:10px"> <tbody> <tr> <td height="400" align="center" valign="top" bgcolor="#e9e9e9"> <table width="260" border="0" cellspacing="0" cellpadding="0"> <tbody><tr> <td width="100" height="40" align="left" class="txt12" colspan="2"><h2>贷款计算结果</h2></td> </tr> <tr> <td width="100" height="24" align="right">车价款总额：</td> <td height="24"><input type="text" readonly="" name="fangkuan_total1" size="15" maxlength="20"> 元</td> </tr> <tr> <td width="100" height="24" align="right">贷款总额：</td> <td height="24"><input type="text" name="daikuan_total1" size="15" maxlength="20"> 元</td> </tr> <tr> <td width="100" height="24" align="right">还款总额：</td> <td height="24"><input type="text" name="all_total1" size="15" maxlength="20"> 元</td> </tr> <tr> <td width="100" height="24" align="right">支付利息款：</td> <td height="24"><input type="text" name="accrual1" size="15" maxlength="20"> 元</td> </tr> <tr> <td width="100" height="24" align="right">首期付款：</td> <td height="24"><input type="text" name="money_first1" size="15" maxlength="20"> 元</td> </tr> <tr> <td width="100" height="24" align="right">贷款月数：</td> <td height="24"><input type="text" name="month1" size="15" maxlength="20"> </td> </tr> <tr> <td width="100" height="24" align="right">月均还款：</td> <td height="24" id="type1_mm1"><input type="text" name="month_money1" size="15" maxlength="20"> 元</td> </tr> <tr> <td width="100" height="40" align="left" class="txt12" colspan=2><h2 style="">其他费用</h2> </td> </tr> <tr> <td width="100" height="24" align="right">印花税：</td> <td height="24"><input type="text" name="yhs_total1" size="15" maxlength="20"> 元</td> </tr> <tr> <td width="100" height="24" align="right">律师见证：</td> <td height="24"><input type="text" name="lsjz_total1" size="15" maxlength="20"> 元</td> </tr> <tr> <td width="100" height="24" align="right">按揭公证费：</td> <td height="24"><input type="text" name="ajgzf_total1" size="15" maxlength="20"> 元</td> </tr> <tr> <td width="100" height="24" align="right">财产综合险：</td> <td height="24"><input type="text" name="cczhx" size="15" maxlength="20"> 元</td> </tr> <tr> <td width="100" height="24" align="right">贷款履约担保费：</td> <td height="24"><input type="text" name="dbf_first1" size="15" maxlength="20"> 元</td> </tr> <tr> <td width="100" height="24" align="right">贷款保证金：</td> <td height="24"><input type="text" name="bzj" size="15" maxlength="20"> 元</td> </tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> </tbody> </table> </td> </tr> </tbody> </table> <ul id="calc1_benjin" style="display:none"> <li><input type="hidden" name="fangkuan_total2" value=""></li> <li><input type="hidden" name="daikuan_total2" value=""></li> <li><input type="hidden" name="all_total2" value=""></li> <li><input type="hidden" name="accrual2" value=""></li> <li><input type="hidden" name="money_first2" value=""></li> <li><input type="hidden" name="month2" value=""></li> <li><input type="hidden" name="month_money2" value=""></li> </ul> <li style="display:none"><input id="calc1_radio1" onclick="exc_js(this.form,1);" type="radio" checked="" value="1" name="jisuan_radio"> </li><li style="display:none"><input id="calc1_radio2" onclick="exc_js(this.form,2);" type="radio" 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language="JavaScript"></script> </span> </body> </html> <script> //定义利率 lilv_array = new Array; //12年7月6日基准利率 lilv_array[28] = new Array; lilv_array[28][1] = new Array; lilv_array[28][2] = new Array; lilv_array[28][1][5] = 0.0615;//商贷 1～5年 7.59% lilv_array[28][1][10] = 0.0655;//商贷 5-30年 7.755% lilv_array[28][2][5] = 0.040;//公积金 1～5年 4.45% lilv_array[28][2][10] = 0.0450;//公积金 5-30年 4.9% function ShowLilv(month, lt){ var year = (month > 5) ? 10 : 5; $("sdlv").innerHTML = myround(lilv_array[lt][1][year] * 100, 2) + "%"; $("gjlv").innerHTML = myround(lilv_array[lt][2][year] * 100, 2); } function chanage_type_mm(){ if($("dengeben2").checked) $("type1_mm1").append = ' 月均金额：<textarea name="month_money1" rows="5" ></textarea>'; else $("type1_mm1").innerHTML = ' 月均还款：<input name="month_money1" type="text" class="guestbook02" />元'; } function ext_total(fmobj){ //var fmobj = document.calc1; //先清空月还款数下拉框 while ((k = fmobj.month_money2.length - 1) >= 0){ fmobj.month_money2.options.remove(k); } var years = fmobj.years.value; var month = fmobj.years.value * 12; fmobj.month1.value = month + "(月)"; fmobj.month2.value = month + "(月)"; if(fmobj.type.value == 3 ){ //-- 组合型贷款(组合型贷款的计算，只和商业贷款额、和公积金贷款额有关，和按贷款总额计算无关) if(!reg_Num(fmobj.total_sy.value)){alert("混合型贷款请填写商贷比例");fmobj.total_sy.focus();return false;} if(!reg_Num(fmobj.total_gjj.value)){alert("混合型贷款请填写公积金比例");fmobj.total_gjj.focus();return false;} if(fmobj.total_sy.value == null){fmobj.total_sy.value = 0;} if(fmobj.total_gjj.value == null){fmobj.total_gjj.value = 0;} var total_sy = fmobj.total_sy.value;var daikuan_total var total_gjj = fmobj.total_gjj.value; fmobj.fangkuan_total1.value = "略";//房款总额 fmobj.fangkuan_total2.value = "略";//房款总额 fmobj.money_first1.value = 0;//首期付款 fmobj.money_first2.value = 0;//首期付款 //贷款总额 var total_sy = parseInt(fmobj.total_sy.value); var total_gjj = parseInt(fmobj.total_gjj.value); var daikuan_total = total_sy + total_gjj; fmobj.daikuan_total1.value = daikuan_total; fmobj.daikuan_total2.value = daikuan_total; //月还款 var lilv_sd = getlilv(fmobj.lilv.value,1, years);//得到商贷利率 var lilv_gjj = getlilv(fmobj.lilv.value,2, years);//得到公积金利率 //1.本金还款 //月还款 var all_total2 = 0; var month_money2 = ""; for(j = 0; j < month; j++){ //调用函数计算: 本金月还款额 huankuan = getMonthMoney2(lilv_sd, total_sy, month, j) + getMonthMoney2(lilv_gjj, total_gjj, month, j); all_total2 += huankuan; huankuan = Math.round(huankuan * 100) / 100; //fmobj.month_money2.options[j] = new Option( (j + 1) +"月," + huankuan + "(元)", huankuan); month_money2 += (j + 1) + "月," + huankuan + "(元)\n"; } fmobj.month_money2.value = month_money2; //还款总额 fmobj.all_total2.value = Math.round(all_total2 * 100) / 100; //支付利息款 fmobj.accrual2.value = Math.round((all_total2 - daikuan_total) * 100) / 100; //2.本息还款 //月均还款 var month_money1 = getMonthMoney1(lilv_sd, total_sy, month) + getMonthMoney1(lilv_gjj, total_gjj, month);//调用函数计算 fmobj.month_money1.value = Math.round(month_money1 * 100) / 100 + "(元)"; //还款总额 var all_total1 = month_money1 * month; fmobj.all_total1.value = Math.round(all_total1 * 100) / 100; //支付利息款 fmobj.accrual1.value = Math.round((all_total1 - daikuan_total) * 100) / 100; }else{ //-- 商业贷款、公积金贷款 var lilv = getlilv(fmobj.lilv.value, fmobj.type.value, fmobj.years.value);//得到利率 if(fmobj.jisuan_radio[0].checked == true){ //------------ 根据单价面积计算 if(!reg_Num(fmobj.price.value)){alert("请填写单价");fmobj.price.focus();return;} //房款总额 var fangkuan_total = fmobj.price.value; fmobj.fangkuan_total1.value = fangkuan_total; fmobj.fangkuan_total2.value = fangkuan_total; //贷款总额 var daikuan_total = (fmobj.price.value) * (fmobj.anjie.value / 10); fmobj.daikuan_total1.value = daikuan_total.toFixed(2); fmobj.daikuan_total2.value = daikuan_total.toFixed(2); //首期付款 var money_first = fangkuan_total - daikuan_total; fmobj.money_first1.value = money_first.toFixed(2); fmobj.money_first2.value = money_first.toFixed(2); //印花税 var yhs = daikuan_total * 0.0005; fmobj.yhs_total1.value = yhs.toFixed(2); //律师见证 fmobj.lsjz_total1.value = (fangkuan_total <= 200000) ? 300 : 500; //按揭公证费 fmobj.ajgzf_total1.value = 400; //财产综合险 if(fmobj.years.value == 1){ var cczhx = fangkuan_total * 0.007; fmobj.cczhx.value = cczhx.toFixed(2); }else if(fmobj.years.value == 2){ var cczhx = fangkuan_total * 0.007 * 2; fmobj.cczhx.value = cczhx.toFixed(2); }else if(fmobj.years.value == 3){ var cczhx = fangkuan_total * 0.007 + fangkuan_total * 0.00525 * 2; fmobj.cczhx.value = cczhx.toFixed(2); } //贷款保证金 var bzj = daikuan_total * 0.1 fmobj.bzj.value = bzj.toFixed(2); }else{ //------------ 根据贷款总额计算 if (fmobj.daikuan_total000.value.length == 0){alert("请填写贷款总额");fmobj.daikuan_total000.focus();return false;} //房款总额 fmobj.fangkuan_total1.value = "略"; fmobj.fangkuan_total2.value = "略"; //贷款总额 var daikuan_total = fmobj.daikuan_total000.value * 10000; fmobj.daikuan_total1.value = daikuan_total; fmobj.daikuan_total2.value = daikuan_total; //首期付款 fmobj.money_first1.value = 0; fmobj.money_first2.value = 0; } //1.本金还款 //月还款 var all_total2 = 0; var month_money2 = ""; for(j = 0; j < month; j++){ //调用函数计算: 本金月还款额 huankuan = getMonthMoney2(lilv, daikuan_total, month, j); all_total2 += huankuan; huankuan = Math.round(huankuan * 100) / 100; //fmobj.month_money2.options[j] = new Option( (j + 1) +"月," + huankuan + "(元)", huankuan); month_money2 += (j + 1) + "月," + huankuan + "(元)\n" ; } fmobj.month_money2.value = month_money2; //还款总额 fmobj.all_total2.value = Math.round(all_total2 * 100) / 100; //支付利息款 fmobj.accrual2.value = Math.round( (all_total2 - daikuan_total) * 100) / 100; //2.本息还款 //月均还款 var month_money1 = getMonthMoney1(lilv, daikuan_total, month);//调用函数计算 fmobj.month_money1.value = Math.round(month_money1 * 100) / 100 + "(元)"; //还款总额 var all_total1 = month_money1 * month; fmobj.all_total1.value = Math.round(all_total1 * 100) / 100; //贷款履约担保费 var bxhj = Math.round(all_total1 * 100) / 100 if(fmobj.years.value == 1){ var dbf = bxhj * 0.013; fmobj.dbf_first1.value = dbf.toFixed(2); }else if(fmobj.years.value == 2){ var dbf = bxhj * 0.021; fmobj.dbf_first1.value = dbf.toFixed(2); }else if(fmobj.years.value == 3){ var dbf = bxhj * 0.025; fmobj.dbf_first1.value = dbf.toFixed(2); } //支付利息款 fmobj.accrual1.value = Math.round( (all_total1 - daikuan_total) * 100) / 100; } if($("#dengeben2").attr('checked') == true){ fmobj.fangkuan_total1.value = fmobj.fangkuan_total2.value; fmobj.daikuan_total1.value = fmobj.daikuan_total2.value; fmobj.all_total1.value = fmobj.all_total2.value; fmobj.accrual1.value = fmobj.accrual2.value; fmobj.money_first1.value = fmobj.money_first2.value; fmobj.month1.value = fmobj.month2.value; fmobj.month_money1.value = fmobj.month_money2.value; //车价款总额 var fangkuan = fmobj.fangkuan_total2.value; //贷款总额 var dkze = fmobj.daikuan_total2.value; //印花税 var yhs = dkze * 0.0005; fmobj.yhs_total1.value = yhs.toFixed(2); //律师见证 if(fangkuan <= 200000) fmobj.lsjz_total1.value = 300; else fmobj.lsjz_total1.value = 500; //按揭公证费 fmobj.ajgzf_total1.value = 400; //财产综合险 //履约担保费 var year = fmobj.years.value; var jjk = fmobj.fangkuan_total2.value; var bxhj = fmobj.all_total2.value; if(year == 1){ var cczhx = jjk * 0.007; var dbf = bxhj * 0.013 fmobj.cczhx.value = cczhx.toFixed(2); fmobj.dbf_first1.value = dbf.toFixed(2); }else if(year == 2){ var cczhx = jjk * 0.007 * 2; var dbf = bxhj * 0.021; fmobj.cczhx.value = cczhx.toFixed(2); fmobj.dbf_first1.value = dbf.toFixed(2); }else if(year == 3){ var cczhx = jjk * 0.007 + jjk * 0.00525 * 2; var dbf = bxhj * 0.025; fmobj.cczhx.value = cczhx.toFixed(2); fmobj.dbf_first1.value = dbf.toFixed(2); } //贷款保证金 var bzj = dkze * 0.1; fmobj.bzj.value = bzj.toFixed(2); } var width=Math.round((window.screen.width-800)/2); var height=Math.round((window.screen.height-200)/2); //window.open('result.html', 'newwindow', 'height=600, width=820, top='+height+',left='+width+',toolbar=no, menubar=no, scrollbars=no, resizable=no,location=no, status=no') } function formReset(fmobj){ fmobj.reset(); } //得到利率 function getlilv(lilv_class, type, years){ var lilv_class = parseInt(lilv_class); if (years <= 5){ return lilv_array[lilv_class][type][5]; }else{ return lilv_array[lilv_class][type][10]; } } //验证是否为数字 function reg_Num(str){ if (str.length == 0){return false;} var Letters = "1234567890."; for(i = 0; i < str.length; i++){ var CheckChar = str.charAt(i); if (Letters.indexOf(CheckChar) == -1){return false;} } return true; } function myround(v, e){ var t = 1; e = Math.round(e); for(; e > 0; t *= 10, e--); for(; e < 0; t /= 10, e++); return Math.round(v * t) / t; } //本息还款的月还款额(参数: 年利率/贷款总额/贷款总月份) function getMonthMoney1(lilv, total, month){ var lilv_month = lilv / 12;//月利率 return total * lilv_month * Math.pow(1 + lilv_month, month) / ( Math.pow(1 + lilv_month, month) -1 ); } //本金还款的月还款额(参数: 年利率 / 贷款总额 / 贷款总月份 / 贷款当前月0～length-1) function getMonthMoney2(lilv, total, month, cur_month){ var lilv_month = lilv / 12;//月利率 //return total * lilv_month * Math.pow(1 + lilv_month, month) / ( Math.pow(1 + lilv_month, month) -1 ); var benjin_money = total / month; return (total - benjin_money * cur_month) * lilv_month + benjin_money; } </script>