Minority Bank Deposit Program

<!DOCTYPE html> <html lang="en"> <head> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width,initial-scale=1"> <meta name="format-detection" content="telephone=no"> <meta http-equiv="X-UA-Compatible" content="IE=edge"> <title>Minority Bank Deposit Program</title> <script type='text/javascript' src="/scripts/jwplayer.js"></script>  <link rel="icon" type="image/png" href="/images/favicon.png"> <link rel="apple-touch-icon" type="image/png" href="/images/favicon.png"> <link rel="stylesheet" type="text/css" href="/styles/common.css"> </head>    <script language="javascript" id="_fed_an_ua_tag" src="https://dap.digitalgov.gov/Universal-Federated-Analytics-Min.js?agency=TRE&subagency=FS"></script>   <body> <noscript><img alt="dcsimg" id="dcsimg" width="1" height="1" src="//sdc.fiscal.treasury.gov/dcs0mv2cn000000om5qh0n5kd_8d8g/njs.gif?dcsuri=/nojavascript&WT.js=No&WT.tv=10.4.1&dcssip=www.fiscal.treasury.gov"/></noscript> <header id="header-site" class="subsites"> <div class="skip-navigation"> <content-lock> <a class="hidden-link" href="#main">Skip Navigation</a> </content-lock> </div> <div class="official-bar"> <content-lock> <h-box> <v-box data-width="md-33 lg-33" data-margin="none"> <span id="official-website">Official website of the United States Government</span> </v-box> <v-box data-width="md-33 lg-33" data-margin="none" class="large bold italic" data-align="middle"> <a id="vaccine" href="https://vaccines.gov" target="_blank" rel="noopener noreferrer" align="center"> We can do this. 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</v-box> <v-box data-span="lg-8" data-margin="lg-top-small bottom-large"> <h-box data-table="md lg" data-width="100"> <v-box data-width="md-50 lg-50" data-margin="sm-bottom-large"> <nav class="inset-v inset-h" aria-label="header navigation"> <div class="x-small bold uppercase" data-margin="bottom-small">MBDP Menu</div> <ul> <li><a href="/mbdp">Home</a></li> <li><a href="/mbdp/about.html">About</a></li> <li><a href="/mbdp/participants.html">List of Participants</a></li> <li><a href="/mbdp/getting-started.html">Getting Started</a></li> <li><a href="/mbdp/annual-recertification.html">Annual Recertification</a></li> <li><a href="/mbdp/contact.html">Contact Us</a></li> </ul> </nav> </v-box> <v-box class="lighter-gray-background" data-width="md-50 lg-50"> <nav class="inset-v inset-h" aria-label="header related links"> <div class="x-small bold uppercase" data-margin="bottom-small">Related Links</div> <ul> <li><a href="https://www.federalreserve.gov/releases/mob/" target="_blank" rel="noopener noreferrer">FRB Minority-Owned Banks Release Dates</a></li> <li><a href="https://www.nationalbankers.org/" target="_blank" rel="noopener noreferrer">National Bankers Association</a></li> <li><a href="https://www.fdic.gov/regulations/resources/minority/index.html" target="_blank" rel="noopener noreferrer">FDIC Minority Deposit Institutions Program</a></li> <li><a href="https://www.dm.usda.gov/smallbus/index.php" target="_blank" rel="noopener noreferrer">USDA Office of Small and Disadvantaged Business Utilization- OSDBU</a></li> <li><a href="http://www.mbda.gov/" target="_blank" rel="noopener noreferrer">Department of Commerce Minority Business Development Agency</a></li> </ul> </nav> </v-box> </h-box> </v-box> </h-box> <h-box> <v-box data-hidden="sm md" data-span="lg-1"></v-box> <v-box data-span="sm-1 md-1 lg-1" data-align="middle" data-margin="bottom-medium"> <img src="/images/illustrative-icons/lightbulb.svg" data-width="75" alt> </v-box> <v-box data-span="sm-3 md-5 lg-9" 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Monthly Statement of the Public Debt</a></li> <li class="semibold"><a href="/reports-statements/mts"><abbr class="bold">MTS</abbr> - Monthly Treasury Statement</a></li> </ul> </v-box> </h-box> </div> <div id="az-index-n" data-expandable-region hidden> <h-box> <v-box data-margin="bottom-medium"> <hr data-margin="bottom-medium"> <div class="x-large semibold" data-margin="bottom-medium">N</div> <ul class="flush no-marker"> <li class="semibold"><a href="/fds">National Payment Center of Excellence (NPCE) </a>(now Federal Disbursement Services)</li> <li class="semibold"><a href="/pirs">National Payment Integrity and Resolution Center </a>(now Payment Integrity and Resolution Services)</li> <li class="semibold"><a href="/fds/paymentnews.html">NPCE Payment News </a>(now Federal Disbursement Services)</li> <li class="semibold"><a href="/navy-cash">Navy Cash/Marine Cash</a></li> <li class="semibold"><a href="/news">News from the Fiscal Service</a></li> </ul> </v-box> </h-box> </div> <div id="az-index-o" data-expandable-region hidden> <h-box> <v-box data-margin="bottom-medium"> <hr data-margin="bottom-medium"> <div class="x-large semibold" data-margin="bottom-medium">O</div> <ul class="flush no-marker"> <li class="semibold"><a href="/otcnet">OTCnet</a></li> </ul> </v-box> </h-box> </div> <div id="az-index-p" data-expandable-region hidden> <h-box> <v-box data-margin="bottom-medium"> <hr data-margin="bottom-medium"> <div class="x-large semibold" data-margin="bottom-medium">P</div> <ul class="flush no-marker"> <li class="semibold"><a href="/pirs"><abbr class="bold">PIRS</abbr> - Payment Integrity and Resolution Services</a> </li> <li class="semibold"><a href="/pacer"><abbr class="bold">PACER</abbr> - Payments, Claims and Enhanced Reconciliation</a></li> <li class="semibold"><a href="/pam"><abbr class="bold">PAM</abbr> - Payment Automation Manager</a></li> <li class="semibold"><a href="/payment-integrity-center"><abbr class="bold">PICOE</abbr> - Payment Integrity Center</a></li> <li class="semibold"><a href="/pirs"><abbr class="bold">PFC</abbr> - Philadelphia Financial Center</a> (now Payment Integrity and Resolution Services)</li> <li class="semibold"><a href="/pay.gov" aria-label="pay.gov link from header">Pay.gov</a></li> <li class="semibold"><a href="/eft/bulk-file-format.html">Payment Formats</a></li> <li class="semibold"><a href="/pir"><abbr class="bold">PIR</abbr> - Payment Information Repository</a></li> <li class="semibold"><a href="/pirs">PFC Journal</a></li> <li class="semibold"><a href="/news">Press Releases</a></li> <li class="semibold"><a href="/judgment-fund">Private Relief Act</a></li> <li class="semibold"><a href="/pia.html">Privacy and Civil Liberties Impact Assessments</a></li> <li class="semibold"><a href="/privacy.html">Privacy Policy and Legal Notices</a></li> <li class="semibold"><a href="/prompt-payment">Prompt Payment</a></li> <li class="semibold"><a href="/news">Public Affairs, Legislative and (LPA)</a></li> <li class="semibold"><a href="/public">Public, Services for the</a></li> <li class="semibold"><a href="/reports-statements/">Publications, Fiscal Service</a></li> </ul> </v-box> </h-box> </div> <div id="az-index-r" data-expandable-region hidden> <h-box> <v-box data-margin="bottom-medium"> <hr data-margin="bottom-medium"> <div class="x-large semibold" data-margin="bottom-medium">R</div> <ul class="flush no-marker"> <li class="semibold"><a href="/reports-statements/rates-sureties.html">Rates & Sureties</a></li> <li class="semibold"><a href="/reference-guidance/gold-book">Reclamations, Checks</a></li> <li class="semibold"><a href="/reference-guidance">Reference & Guidance</a></li> <li class="semibold"><a href="/contact"><abbr class="bold">RFC</abbr> - Regional Financial Center</a></li> <li class="semibold"><a href="/reports-statements">Reports</a></li> </ul> </v-box> </h-box> </div> <div id="az-index-s" data-expandable-region hidden> <h-box> <v-box data-margin="bottom-medium"> <hr data-margin="bottom-medium"> <div class="x-large semibold" data-margin="bottom-medium">S</div> <ul class="flush no-marker"> <li class="semibold"><a href="/sam"><abbr class="bold">SAM</abbr> - Shared Accounting Module</a></li> <li class="semibold"><a href="/ussgl"><abbr class="bold">SGL/USSGL</abbr> - United States Standard General Ledger</a></li> <li class="semibold"><a href="https://treasurydirect.gov/government/slgs/" target="_blank" rel="nofollow noreferrer noopener"><abbr class="bold">SLGS</abbr> – State and Local Government Securities</a></li> <li class="semibold"><a href="/sps"><abbr class="bold">SPS</abbr> - Secure Payment System</a></li> <li class="semibold"><a href="https://treasurydirect.gov/savings-bonds/" target="_blank" rel="nofollow noreferrer noopener">Savings Bonds</a></li> <li class="semibold"><a href="https://arc.fiscal.treasury.gov/" target="_blank" rel="nofollow noreferrer noopener">Shared Services</a></li> <li class="semibold"><a href="/ussgl">Standard General Ledger, United States (USSGL)</a></li> <li class="semibold"><a href="https://treasurydirect.gov/government/slgs/" target="_blank" rel="nofollow noreferrer noopener">State and Local Government Securities Overview</a></li> <li class="semibold"><a href="/state-and-local-withholding">State and Local Tax Withholding </a></li> <li class="semibold"><a href="/reports-statements">Statements</a></li> <li class="semibold"><a href="/reports-statements/gold-report">Status Report of U.S. Treasury-Owned Gold</a></li> <li class="semibold"><a href="/stored-value-card">Stored Value Card</a></li> <li class="semibold"><a href="https://treasurydirect.gov/government/public-debt-reports/" target="_blank" rel="nofollow noreferrer noopener"><abbr class="bold">SDA</abbr> – Summary Debt Accounting</a></li> <li class="semibold"><a href="/surety-bonds">Surety Bonds</a></li> <li class="semibold"><a href="/reference-guidance/system-access.html">Systems Access</a></li> </ul> </v-box> </h-box> </div> <div id="az-index-t" data-expandable-region hidden> <h-box> <v-box data-margin="bottom-medium"> <hr data-margin="bottom-medium"> <div class="x-large semibold" data-margin="bottom-medium">T</div> <ul class="flush no-marker"> <li class="semibold"><a href="/tin"><abbr class="bold">TIN</abbr> - Taxpayer Identifying Number</a></li> <li class="semibold"><a href="/tax-refund-offset.html"><abbr class="bold">TRO</abbr> - Tax Refund Offset</a></li> <li class="semibold"><a href="/tax-refund-offset.html">Tax Refund Offset FAQ</a></li> <li class="semibold"><a href="/training">Training Opportunities</a></li> <li class="semibold"><a href="/gtas/glossary.html"><abbr class="bold">TAS</abbr> - Treasury Account Symbol</a></li> <li class="semibold"><a href="/reports-statements/combined-statement"><abbr class="bold">TAR</abbr> - Treasury Annual Report Appendix</a></li> <li class="semibold"><a href="/treasury-bank-mentor-protege-program">Treasury Bank Mentor-Protégé Program</a></li> <li class="semibold"><a href="/reports-statements/treasury-bulletin">Treasury Bulletin</a></li> <li class="semibold"><a href="/tcis"><abbr class="bold">TCIS</abbr> - Treasury Check Information System</a></li> <li class="semibold"><a href="/reference-guidance/gold-book">Treasury Check Security Features</a></li> <li class="semibold"><a href="/tcmm"><abbr class="bold">TCMM</abbr> - Treasury Collateral Management & Monitoring</a></li> <li class="semibold"><a class="no-icon" href="https://tfx.treasury.gov/tfm" rel="nofollow noreferrer noopener" target="_blank"><abbr class="bold">TFM</abbr> - Treasury Financial Manual</a></li> <li class="semibold"><a href="https://www.treasurydirect.gov/government/treasury-managed-accounts/" target="_blank" rel="nofollow noreferrer noopener"><abbr class="bold">TMA</abbr> - Treasury Managed Accounts</a></li> <li class="semibold"><a href="/top"><abbr class="bold">TOP</abbr> - Treasury Offset Program</a></li> <li class="semibold"><a href="/debt-management/resources/debt-management-governmentwide-reports.html"><abbr class="bold">TROR</abbr> - Treasury Report on Receivables</a></li> <li class="semibold"><a href="/tga"><abbr class="bold">TGA</abbr> - Treasury General Account </a></li> <li class="semibold"><a href="https://www.treasurydirect.gov/savings-bonds/" target="_blank" rel="nofollow noreferrer noopener">Treasury Securities and Programs</a></li> <li class="semibold"><a href="https://www.treasurydirect.gov/auctions/upcoming/" target="_blank" rel="nofollow noreferrer noopener"><abbr class="bold">TSS</abbr> - Treasury Securities Services</a></li> </ul> </v-box> </h-box> </div> <div id="az-index-u" data-expandable-region hidden> <h-box> <v-box data-margin="bottom-medium"> <hr data-margin="bottom-medium"> <div class="x-large semibold" data-margin="bottom-medium">U</div> <ul class="flush no-marker"> <li class="semibold"><a href="/unclaimed-assets.html">Unclaimed Assets, FAQ</a></li> <li class="semibold"><a href="/us-debit-card">U.S. Debit Card</a></li> <li class="semibold"><a href="https://www.USAspending.gov" target="_blank" rel="noopener noreferrer">USA Spending</a></li> <li class="semibold"><a href="/ussgl"><abbr class="bold">USSGL</abbr> - United States Standard General Ledger</a></li> <li class="semibold"><a href="/unpaid-foreign-claims">Unpaid Foreign Claims</a></li> </ul> </v-box> </h-box> </div> <div id="az-index-v" data-expandable-region hidden> <h-box> <v-box data-margin="bottom-medium"> <hr data-margin="bottom-medium"> <div class="x-large semibold" data-margin="bottom-medium">V</div> <ul class="flush no-marker"> <li class="semibold"><a href="/eft/vendor-guidance.html">Vendor Payment Guidance</a></li> </ul> </v-box> </h-box> </div> </v-box> </h-box> </div> <div id="header-search" aria-label="header search" data-expandable-region hidden> <form role="search" accept-charset="UTF-8" action="//search.usa.gov/search" id="search_form_header" method="get" aria-label="header-search" name="header-search"> <h-box> <v-box data-hidden="sm md" data-span="lg-2"></v-box> <v-box data-span="lg-8" data-margin="top-medium bottom-medium"> <div class="input-wrapper"> <input name="utf8" type="hidden" value="✓"> <input id="affiliate-header" name="affiliate" type="hidden" value="fiscal"> <input autocomplete="off" class="usagov-search-autocomplete" id="query" maxlength="256" name="query" type="search" placeholder="Search Fiscal Service" aria-label="Header Search Fiscal Service" aria-atomic="true"> <button type="submit" value="" aria-label="submit header search"></button> </div> </v-box> <v-box data-hidden="sm md" data-span="lg-2"></v-box> </h-box> </form> </div> </content-lock> </div> </header>  <noscript> <alert-banner class="yellow-background" aria-atomic="true"> <content-lock> <h-box> <v-box data-span="sm-2 md-4 lg-9" data-align="middle"> <p class="medium red-alert-icon"> <span class="bold italic">JavaScript Disabled</span><br/> Some features of this site will not work with JavaScript disabled. Please enable JavaScript to use all features. </p> </v-box> </h-box> </content-lock> </alert-banner> </noscript> <script type="text/javascript"> // ForeSee Production Embed Script v2.01 // DO NOT MODIFY BELOW THIS LINE ***************************************** ;(function (g) { var d = document, am = d.createElement('script'), h = d.head || d.getElementsByTagName("head")[0], fsr = 'fsReady', aex = { "src": "//gateway.foresee.com/sites/fiscal-treasury-gov/production/gateway.min.js", "type": "text/javascript", "async": "true", "data-vendor": "fs", "data-role": "gateway" }; for (var attr in aex) { am.setAttribute(attr, aex[attr]); } h.appendChild(am); g[fsr] || (g[fsr] = function () { var aT = '__' + fsr + '_stk__'; g[aT] = g[aT] || []; g[aT].push(arguments); }); })(window); // DO NOT MODIFY ABOVE THIS LINE ***************************************** // Un-comment out the function below when you are ready to input your variable /*fsReady(function() { FSR.CPPS.set('name','value'); // use single quotes when passing a static-value FSR.CPPS.set('name2',somevariable); // don't use quotes for a dynamic value FSR.CPPS.set('name3',othervariable); // add as many CPPs as you like in this way });*/ // DO NOT MODIFY ABOVE THIS LINE ***************************************** </script> <main id="main"> <stage-banner class="secondary"> <figure data-margin="bottom-large"> <img src="/images/stages/business-people-talking-on-steps.jpg" alt> </figure> <content-lock> <h-box> <v-box> <h1 class="xx-large semibold" data-margin="bottom-large">Minority Bank Deposit Program</h1> </v-box> </h-box> </content-lock> <br> <content-lock> <h-box> <v-box> <p>Through the Minority Bank Deposit Program (MBDP), the Bureau of the Fiscal Service (Fiscal Service) supports the strengthening and preservation of minority-owned banks, women-owned banks, and credit unions that serve low-income communities.</p> <p>This program helps <a href="/mbdp/participants.html">participating banks</a> and financial institutions receive exposure, technical training and networking with the goal to:</p> <ul> <li>become eligible for the <a href="/treasury-bank-mentor-protege-program">Treasury Bank Mentor-Protégé program</a></li> <li>expand capacity and accelerate growth</li> <li>develop expertise in working with the Department of the Treasury</li> <li>participate as a depositary or financial agent at the federal, state or local government level</li> <li>learn from financial market leaders about capital management, compliance, risk management, technology, and more</li> </ul> <p>The Minority Bank Deposit Program was established under Executive Order 11458 (1969). The program expanded its criteria in 1971 under Executive Order 11625 and again in 1979 under Executive Order 12138 to include financial institutions owned or controlled by minority individuals or owned, controlled or operated by women. </p> <p>In August 1989, Section 308 of the Financial Institutions Reform, Recovery, and Enforcement Act (FIRREA) was signed by the President and describes the goals for preserving the number and characteristics of minority deposit institutions. There are over 5,000 financial institutions in the United States, but only 149 are minority owned. </p> <p>Fiscal Service has sponsored the MBDP successfully since 1969 and supports the Section 308 goal to promote and preserve these institutions.</p> <p>Today, more than 72 banks and credit unions in more than 29 states and territories are part of the program. We accept applications from eligible financial institutions throughout the year. Joining is free.</p> <a class="cta main-background" href="/mbdp/getting-started.html">Enroll</a> <a class="cta main-border" href="/mbdp/annual-recertification.html">Recertify</a> </v-box> </h-box> </content-lock> </stage-banner> <section aria-label="benefits of participating in MBDP"> <content-lock> <h-box> <v-box> <h3 class="bold medium italic">How does a bank or credit union join the MBDP?</h3> <ol> <li>Check to see if your bank or credit union is eligible to participate.<br> <a href="/mbdp/getting-started.html">Getting Started</a></li> <li>If your bank or credit union is eligible, fill out and send us <a href="/files/mbdp/Annual_Recertification_Form.pdf">MBDP Certification Form 3144</a>.</li> <li>Once in the program, you may <ul> <li>participate in our mentoring activities</li> <li>market your services to federal agencies and other potential customers as an MBDP bank or credit union</li> </ul> </li> <li>Renew your listing every year. (We'll send a reminder near your due date.) <br> <a href="/mbdp/annual-recertification.html">Annual recertification forms and instructions</a><br> <br> If you have any questions, please contact the Minority Bank Depositary Program at <a href="mailto:BPO@fiscal.treasury.gov">BPO@fiscal.treasury.gov</a> </li> </ol> </v-box> </h-box> </content-lock> </section> <section class="lighter-background"> <content-lock> <h-box> <v-box> <h3 class="bold medium italic">Government agencies: Use the program</h3> <p>Use <a href="/mbdp/participants.html">participating banks and credit unions</a> for your financial needs.</p> <p>Federal agencies: If you choose to use an MBDP participant as a depositary, you must coordinate the banking arrangements between your agency's headquarters office and the Fiscal Service.</p> <p>Federal agencies may use MBDP banks and credit unions to deposit public money, cash advances to federal contractors and grantees, and certain independent demand deposits such as Postal Service deposits, and certificates of deposit (CDs).</p> <p>Typical CDs include the non-appropriated funds of various military organizations (exchange or club funds), certain Department of Agriculture funds, and funds that the Bureau of Indian Affairs invests on behalf of Indian Tribes and Alaskan Native Villages.</p> </v-box> </h-box> </content-lock> </section> <section aria-label="what's the fiscal service's role"> <content-lock> <h-box> <v-box> <h2 class="x-large semibold bar">What's the Fiscal Service's Role?</h2> <p>The Bureau of the Fiscal Service:</p> <ul> <li>Ensures a financial institution is eligible to participate</li> <li>Keeps the list of participating financial institutions</li> <li>Publishes the list on this website</li> <li>Distributes the list periodically to federal agencies, interested state and local government agencies, and private sector companies</li> <li>Networks with other agencies and associations to promote the program and program participants</li> <li>Works to match eligible participants with available mentors upon application to the Mentor-Protégé program</li> <li>reminds financial institutions on the list of the due date for their yearly recertification</li> </ul> </v-box> </h-box> </content-lock> </section> <section class="lightest-background" aria-label="list of participants"> <content-lock> <h-box> <v-box data-align="center"> <h2 class="x-large semibold">List of Participants</h2> <p class="medium">Dozens of financial institutions across the country have partnered with the Bureau of the Fiscal Service to take advantage of the Minority Bank Deposit Program.</p> <a class="cta main-background" href="/mbdp/participants.html">View Participants</a> </v-box> </h-box> </content-lock> </section> <section aria-label="contact us"> <content-lock> <h-box> <v-box data-margin="bottom-large"> <h2 class="x-large semibold">You may also be interested in:</h2> <p><a href="http://www.mbda.gov" target="_blank" rel="noopener noreferrer">Department of Commerce Minority Business Development Agency</a></p> <p><a href="http://www.fdic.gov/regulations/resources/minority/index.html" target="_blank" rel="noopener noreferrer">FDIC Minority Deposit Institutions Program</a> </p> <p><a href="http://www.federalreserve.gov/releases/mob" target="_blank" rel="noopener noreferrer">FRB Minority-Owned Banks Release Dates</a></p> <p><a href="https://www.nationalbankers.org/" target="_blank" rel="noopener noreferrer">National Bankers Association</a> </p> <p> <a href="https://www.dm.usda.gov/smallbus/index.php" target="_blank" rel="noopener noreferrer">USDA Office of Small and Disadvantaged Business Utilization</a></p> </v-box> </h-box> <h-box> <v-box data-margin="bottom-large"> <h2 class="x-large semibold bar">Contact the MBDP Team</h2> </v-box> </h-box> <h-box> <v-box data-span="lg-4" data-margin="none"> <h-box> <v-box data-span="sm-1 md-2" data-align="middle" data-margin="sm-bottom-large md-bottom-large"> <img src="/images/illustrative-icons/email.svg" data-width="sm-75 md-50 lg-25" alt> </v-box> <v-box data-span="sm-3 md-4" data-align="middle lg-center" data-margin="sm-bottom-large md-bottom-large"> <a class="medium no-icon force-wrap" href="mailto:BPO@fiscal.treasury.gov">BPO@fiscal.treasury.gov</a> </v-box> </h-box> </v-box> <v-box data-span="lg-4" data-margin="none"> <h-box> <v-box data-span="sm-1 md-2" data-align="middle"> <img src="/images/illustrative-icons/phone.svg" data-width="sm-75 md-50 lg-25" alt> </v-box> <v-box data-span="sm-3 md-4" data-align="middle lg-center"> <a class="medium no-icon" href="tel:+12028749604">202-874-9604</a> </v-box> </h-box> </v-box> </h-box> </content-lock> </section>  <section aria-label="last modified" class="hide-print"> <content-lock> <h-box> <v-box data-margin="none"> <p class="x-small italic">Last modified 03/14/23</p> </v-box> </h-box> </content-lock> </section> </main> <footer id="footer-site" class="hide-print"> <section id="footer-menu" class="lightest-gray-background" aria-label="footer navigation section"> <content-lock> <h-box> <v-box class="inset-v" data-span="lg-4" data-margin="top-small sm-bottom-none md-bottom-none lg-bottom-large"> <p class="large bold" tabindex="-1">Minority Bank Deposit Program</p> <p class="x-small">A program of the Bureau of the Fiscal Service</p> </v-box> <v-box data-span="lg-8" data-margin="lg-top-small bottom-large"> <h-box data-table="md lg" data-width="100"> <v-box data-width="md-50 lg-50" data-margin="sm-bottom-large"> <nav class="inset-v inset-h" aria-label="footer navigation"> <div class="x-small bold uppercase" data-margin="bottom-small">MBDP Menu</div> <ul> <li><a href="/mbdp">Home</a></li> <li><a href="/mbdp/about.html">About</a></li> <li><a href="/mbdp/participants.html">List of Participants</a></li> <li><a href="/mbdp/getting-started.html">Getting Started</a></li> <li><a href="/mbdp/annual-recertification.html">Annual Recertification</a></li> <li><a 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