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screen{html.skin-theme-clientpref-night .mw-parser-output .infobox-full-data:not(.notheme)>div:not(.notheme)[style]{background:#1f1f23!important;color:#f8f9fa}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .infobox-full-data:not(.notheme) div:not(.notheme){background:#1f1f23!important;color:#f8f9fa}}@media(min-width:640px){body.skin--responsive .mw-parser-output .infobox-table{display:table!important}body.skin--responsive .mw-parser-output .infobox-table>caption{display:table-caption!important}body.skin--responsive .mw-parser-output .infobox-table>tbody{display:table-row-group}body.skin--responsive .mw-parser-output .infobox-table tr{display:table-row!important}body.skin--responsive .mw-parser-output .infobox-table th,body.skin--responsive .mw-parser-output .infobox-table td{padding-left:inherit;padding-right:inherit}}</style><style data-mw-deduplicate="TemplateStyles:r1242257876">.mw-parser-output .ib-company .infobox-label{padding-right:0.5em}.mw-parser-output .ib-company .infobox-data,.mw-parser-output .ib-company .infobox-below{line-height:1.35em}.mw-parser-output .ib-company-logo img{background-color:#f8f9fa}.mw-parser-output .ib-company-locality,.mw-parser-output .ib-company-country{display:inline}</style><table class="infobox ib-company vcard"><caption class="infobox-title fn org">Bank Zero</caption><tbody><tr><td colspan="2" class="infobox-image ib-company-logo logo"><span class="mw-default-size" typeof="mw:File/Frameless"><a href="/wiki/File:Bank_Zero_South_Africa_logo_2019.png" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/en/thumb/1/17/Bank_Zero_South_Africa_logo_2019.png/220px-Bank_Zero_South_Africa_logo_2019.png" decoding="async" width="220" height="74" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/1/17/Bank_Zero_South_Africa_logo_2019.png/330px-Bank_Zero_South_Africa_logo_2019.png 1.5x, //upload.wikimedia.org/wikipedia/en/1/17/Bank_Zero_South_Africa_logo_2019.png 2x" data-file-width="383" data-file-height="128" /></a></span></td></tr><tr><th scope="row" class="infobox-label">Company type</th><td class="infobox-data category"><a href="/wiki/Mutual_savings_bank" title="Mutual savings bank">Mutual bank</a></td></tr><tr><th scope="row" class="infobox-label">Industry</th><td class="infobox-data category"><style data-mw-deduplicate="TemplateStyles:r1126788409">.mw-parser-output .plainlist ol,.mw-parser-output .plainlist ul{line-height:inherit;list-style:none;margin:0;padding:0}.mw-parser-output .plainlist ol li,.mw-parser-output .plainlist ul li{margin-bottom:0}</style><div class="plainlist"><ul><li><a href="/wiki/Banking" class="mw-redirect" title="Banking">Banking</a></li><li><a href="/wiki/Financial_services" title="Financial services">Financial services</a></li></ul></div></td></tr><tr><th scope="row" class="infobox-label">Founded</th><td class="infobox-data">January 16, 2018<span class="noprint">; 6 years ago</span><span style="display:none"> (<span class="bday dtstart published updated">2018-01-16</span>)</span></td></tr><tr><th scope="row" class="infobox-label">Founder</th><td class="infobox-data agent"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1126788409"><div class="plainlist"><ul><li>Michael Jordaan</li><li>Yatin Narsai</li><li>Line Wiid</li><li>Lezanne Human</li><li>David Longe</li><li>Mo Hassem</li><li>Jay Prag</li></ul></div></td></tr><tr><th scope="row" class="infobox-label"><div style="display: inline-block; line-height: 1.2em; padding: .1em 0;">Area served</div></th><td class="infobox-data">South Africa</td></tr><tr><th scope="row" class="infobox-label">Website</th><td class="infobox-data"><span class="url"><a rel="nofollow" class="external text" href="http://bankzero.co.za">bankzero<wbr />.co<wbr />.za</a></span></td></tr></tbody></table> <p><b>Bank Zero</b>, registered with the <a href="/wiki/South_African_Reserve_Bank" title="South African Reserve Bank">South African Reserve Bank</a> in 2018, is an exclusively <a href="/wiki/Digital_bank" class="mw-redirect" title="Digital bank">digital</a> <a href="/wiki/Mutual_savings_bank" title="Mutual savings bank">mutual bank</a> in South Africa. It offers banking to both individuals and businesses. Bank Zero joins other new <a href="/wiki/List_of_banks_in_South_Africa" title="List of banks in South Africa">banks in South Africa</a>, such as <a href="/wiki/TymeBank" title="TymeBank">TymeBank</a> and <a href="/wiki/Discovery_Limited" title="Discovery Limited">Discovery Bank</a>.<sup id="cite_ref-1" class="reference"><a href="#cite_note-1"><span class="cite-bracket">[</span>1<span class="cite-bracket">]</span></a></sup> Despite an original planned soft launch at the end of 2019,<sup id="cite_ref-:2_2-0" class="reference"><a href="#cite_note-:2-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-:3_3-0" class="reference"><a href="#cite_note-:3-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> the bank is as of June 2021, conducting a closed rollout with beta testing, with a proposed launch date in mid-2021.<sup id="cite_ref-4" class="reference"><a href="#cite_note-4"><span class="cite-bracket">[</span>4<span class="cite-bracket">]</span></a></sup> </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="History">History</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Zero&action=edit&section=1" title="Edit section: History"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In 2018, Bank Zero was co-founded with a few former <a href="/wiki/First_National_Bank_(South_Africa)" title="First National Bank (South Africa)">First National Bank</a> employees.<sup id="cite_ref-5" class="reference"><a href="#cite_note-5"><span class="cite-bracket">[</span>5<span class="cite-bracket">]</span></a></sup> The bank is 45% black-owned and 20% female-owned.<sup id="cite_ref-Shapshak_6-0" class="reference"><a href="#cite_note-Shapshak-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup> Instead of outsourcing traditional pre-ready banking packages, Bank Zero relies on a core banking platform.<sup id="cite_ref-:0_7-0" class="reference"><a href="#cite_note-:0-7"><span class="cite-bracket">[</span>7<span class="cite-bracket">]</span></a></sup> By the end of 2018, after integration with the <a href="/wiki/South_African_Reserve_Bank" title="South African Reserve Bank">South African Reserve Bank</a>, Bank Zero was a full settlement bank. In early 2019, Bank Zero integrated into the rest of the national payments system<sup id="cite_ref-8" class="reference"><a href="#cite_note-8"><span class="cite-bracket">[</span>8<span class="cite-bracket">]</span></a></sup> to become a full clearing bank with an independent licence.<sup id="cite_ref-:0_7-1" class="reference"><a href="#cite_note-:0-7"><span class="cite-bracket">[</span>7<span class="cite-bracket">]</span></a></sup> At the end of 2019, Bank Zero was officially certified by the <a href="/wiki/South_African_Reserve_Bank" title="South African Reserve Bank">South African Reserve Bank</a> and <a href="/wiki/Mastercard" title="Mastercard">Mastercard</a> to issue and process debit cards.<sup class="noprint Inline-Template Template-Fact" style="white-space:nowrap;">[<i><a href="/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed"><span title="This claim needs references to reliable sources. (June 2023)">citation needed</span></a></i>]</sup> </p><p>Bank Zero had originally planned to <a href="/wiki/Soft_launch" title="Soft launch">soft launch</a> some of its products at the end of 2019, but decided to delay its launch to 2020.<sup id="cite_ref-:2_2-1" class="reference"><a href="#cite_note-:2-2"><span class="cite-bracket">[</span>2<span class="cite-bracket">]</span></a></sup><sup id="cite_ref-:3_3-1" class="reference"><a href="#cite_note-:3-3"><span class="cite-bracket">[</span>3<span class="cite-bracket">]</span></a></sup> The launch has been delayed further and, as of January 2021, hopes to be open to the public by mid-2021.<sup id="cite_ref-9" class="reference"><a href="#cite_note-9"><span class="cite-bracket">[</span>9<span class="cite-bracket">]</span></a></sup> The bank currently adheres to prudency with their capital and does not offer credit.<sup id="cite_ref-Shapshak_6-1" class="reference"><a href="#cite_note-Shapshak-6"><span class="cite-bracket">[</span>6<span class="cite-bracket">]</span></a></sup> <span class="citation-needed-content" style="padding-left:0.1em; padding-right:0.1em; color:var(--color-subtle, #54595d); border:1px solid var(--border-color-subtle, #c8ccd1);">This according to their literature is a circumstance of South Africa, and an attempt to elevate the stress on the country’s economy.</span><sup class="noprint Inline-Template Template-Fact" style="margin-left:0.1em; white-space:nowrap;">[<i><a href="/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed"><span title="This claim is dubious, and also *what particular* "literature" can be used to substantiate this statement (June 2021)">citation needed</span></a></i>]</sup> </p> <div class="mw-heading mw-heading2"><h2 id="Security">Security</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Zero&action=edit&section=2" title="Edit section: Security"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="mw-heading mw-heading3"><h3 id="Mainframe">Mainframe</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Zero&action=edit&section=3" title="Edit section: Mainframe"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Bank Zero uses <a href="/wiki/IBM_Z" title="IBM Z">IBM Z</a> mainframe computers and <a href="/wiki/Linux_on_IBM_Z" title="Linux on IBM Z">LinuxONE</a>,<sup id="cite_ref-10" class="reference"><a href="#cite_note-10"><span class="cite-bracket">[</span>10<span class="cite-bracket">]</span></a></sup> as a secure platform that can protect against data breaches with IBM's <a href="/wiki/IBM_Secure_Service_Container" title="IBM Secure Service Container">Secure Service Container</a>.<sup id="cite_ref-11" class="reference"><a href="#cite_note-11"><span class="cite-bracket">[</span>11<span class="cite-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading3"><h3 id="Debit_card">Debit card</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Zero&action=edit&section=4" title="Edit section: Debit card"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>In November 2019, a patented debit card obtained with an agreement with MasterCard, combined with in-house patented security procedures,<sup id="cite_ref-12" class="reference"><a href="#cite_note-12"><span class="cite-bracket">[</span>12<span class="cite-bracket">]</span></a></sup> operate on the latest Mastercard EMV technology and multi-layered security protocols.<sup id="cite_ref-:1_13-0" class="reference"><a href="#cite_note-:1-13"><span class="cite-bracket">[</span>13<span class="cite-bracket">]</span></a></sup> Instead of storing the <a href="/wiki/Payment_card_number" title="Payment card number">card number</a> that is embossed on the card on both the <a href="/wiki/Magnetic_stripe_card" class="mw-redirect" title="Magnetic stripe card">magnetic stripe</a>, and in the <a href="/wiki/Smart_card" title="Smart card">card chip</a>, the debit card would have three different card numbers for each: the embossed number, the magnetic strip, and the card chip.<sup id="cite_ref-:1_13-1" class="reference"><a href="#cite_note-:1-13"><span class="cite-bracket">[</span>13<span class="cite-bracket">]</span></a></sup> This would allow Bank Zero to limit specific types of transactions to each card number. For example, the magnetic strip card number could only be used at an ATM and at a <a href="/wiki/Point-of-sale_terminal" class="mw-redirect" title="Point-of-sale terminal">point-of-sale terminal</a>; the card chip card number could only be used at point-of-sale devices; and, the embossed number could only be used for <a href="/wiki/Online_transactions" class="mw-redirect" title="Online transactions">online transactions</a>.<sup id="cite_ref-:1_13-2" class="reference"><a href="#cite_note-:1-13"><span class="cite-bracket">[</span>13<span class="cite-bracket">]</span></a></sup> </p><p>The bank said, "[this] will dramatically minimise the negative impact of <a href="/wiki/Credit_card_fraud" title="Credit card fraud">card data theft</a> and <a href="/wiki/Card_skimming" class="mw-redirect" title="Card skimming">card skimming</a>,"<sup id="cite_ref-:1_13-3" class="reference"><a href="#cite_note-:1-13"><span class="cite-bracket">[</span>13<span class="cite-bracket">]</span></a></sup> allowing for a claimed virtually secure card.<sup class="noprint Inline-Template Template-Fact" style="white-space:nowrap;">[<i><a href="/wiki/Wikipedia:Citation_needed" title="Wikipedia:Citation needed"><span title="This claim needs references to reliable sources. (June 2021)">citation needed</span></a></i>]</sup> </p> <div class="mw-heading mw-heading2"><h2 id="References">References</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Bank_Zero&action=edit&section=5" title="Edit section: References"><span>edit</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r1239543626">.mw-parser-output .reflist{margin-bottom:0.5em;list-style-type:decimal}@media screen{.mw-parser-output .reflist{font-size:90%}}.mw-parser-output .reflist .references{font-size:100%;margin-bottom:0;list-style-type:inherit}.mw-parser-output .reflist-columns-2{column-width:30em}.mw-parser-output .reflist-columns-3{column-width:25em}.mw-parser-output .reflist-columns{margin-top:0.3em}.mw-parser-output .reflist-columns ol{margin-top:0}.mw-parser-output .reflist-columns li{page-break-inside:avoid;break-inside:avoid-column}.mw-parser-output .reflist-upper-alpha{list-style-type:upper-alpha}.mw-parser-output .reflist-upper-roman{list-style-type:upper-roman}.mw-parser-output .reflist-lower-alpha{list-style-type:lower-alpha}.mw-parser-output .reflist-lower-greek{list-style-type:lower-greek}.mw-parser-output .reflist-lower-roman{list-style-type:lower-roman}</style><div class="reflist"> <div class="mw-references-wrap mw-references-columns"><ol class="references"> <li id="cite_note-1"><span class="mw-cite-backlink"><b><a href="#cite_ref-1">^</a></b></span> <span class="reference-text"><style data-mw-deduplicate="TemplateStyles:r1238218222">.mw-parser-output cite.citation{font-style:inherit;word-wrap:break-word}.mw-parser-output .citation q{quotes:"\"""\"""'""'"}.mw-parser-output .citation:target{background-color:rgba(0,127,255,0.133)}.mw-parser-output .id-lock-free.id-lock-free a{background:url("//upload.wikimedia.org/wikipedia/commons/6/65/Lock-green.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-limited.id-lock-limited a,.mw-parser-output .id-lock-registration.id-lock-registration a{background:url("//upload.wikimedia.org/wikipedia/commons/d/d6/Lock-gray-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .id-lock-subscription.id-lock-subscription a{background:url("//upload.wikimedia.org/wikipedia/commons/a/aa/Lock-red-alt-2.svg")right 0.1em center/9px no-repeat}.mw-parser-output .cs1-ws-icon a{background:url("//upload.wikimedia.org/wikipedia/commons/4/4c/Wikisource-logo.svg")right 0.1em center/12px no-repeat}body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-free a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-limited a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-registration a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .id-lock-subscription a,body:not(.skin-timeless):not(.skin-minerva) .mw-parser-output .cs1-ws-icon a{background-size:contain;padding:0 1em 0 0}.mw-parser-output .cs1-code{color:inherit;background:inherit;border:none;padding:inherit}.mw-parser-output .cs1-hidden-error{display:none;color:var(--color-error,#d33)}.mw-parser-output .cs1-visible-error{color:var(--color-error,#d33)}.mw-parser-output .cs1-maint{display:none;color:#085;margin-left:0.3em}.mw-parser-output .cs1-kern-left{padding-left:0.2em}.mw-parser-output .cs1-kern-right{padding-right:0.2em}.mw-parser-output .citation .mw-selflink{font-weight:inherit}@media screen{.mw-parser-output .cs1-format{font-size:95%}html.skin-theme-clientpref-night .mw-parser-output .cs1-maint{color:#18911f}}@media screen and (prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .cs1-maint{color:#18911f}}</style><cite id="CITEREFMungadze2019" class="citation web cs1">Mungadze, Samuel (2019-11-13). <a rel="nofollow" class="external text" href="https://stage.itweb.co.za/content/nWJadMb8DjDvbjO1">"Countdown begins for Michael Jordaan's Bank Zero launch"</a>. <i>ITWeb</i><span class="reference-accessdate">. Retrieved <span class="nowrap">2019-11-14</span></span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=ITWeb&rft.atitle=Countdown+begins+for+Michael+Jordaan%E2%80%99s+Bank+Zero+launch&rft.date=2019-11-13&rft.aulast=Mungadze&rft.aufirst=Samuel&rft_id=https%3A%2F%2Fstage.itweb.co.za%2Fcontent%2FnWJadMb8DjDvbjO1&rfr_id=info%3Asid%2Fen.wikipedia.org%3ABank+Zero" class="Z3988"></span></span> </li> <li id="cite_note-:2-2"><span class="mw-cite-backlink">^ <a href="#cite_ref-:2_2-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-:2_2-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.businesslive.co.za/bd/companies/financial-services/2019-11-19-bank-zero-will-launch-business-offering-with-personal-account-in-2020/">"Bank Zero will launch business offering with personal account in 2020"</a>. <i>BusinessLIVE</i><span class="reference-accessdate">. Retrieved <span class="nowrap">2021-06-18</span></span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=BusinessLIVE&rft.atitle=Bank+Zero+will+launch+business+offering+with+personal+account+in+2020&rft_id=https%3A%2F%2Fwww.businesslive.co.za%2Fbd%2Fcompanies%2Ffinancial-services%2F2019-11-19-bank-zero-will-launch-business-offering-with-personal-account-in-2020%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3ABank+Zero" class="Z3988"></span></span> </li> <li id="cite_note-:3-3"><span class="mw-cite-backlink">^ <a href="#cite_ref-:3_3-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-:3_3-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.theafricareport.com/23101/bank-zero-says-its-set-to-launch-in-south-africa-in-middle-of-this-year/">"Bank Zero says it's set to launch in South Africa in middle of this year"</a>. <i>The Africa Report.com</i>. 2020-02-07<span class="reference-accessdate">. Retrieved <span class="nowrap">2021-06-18</span></span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=The+Africa+Report.com&rft.atitle=Bank+Zero+says+it%E2%80%99s+set+to+launch+in+South+Africa+in+middle+of+this+year&rft.date=2020-02-07&rft_id=https%3A%2F%2Fwww.theafricareport.com%2F23101%2Fbank-zero-says-its-set-to-launch-in-south-africa-in-middle-of-this-year%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3ABank+Zero" class="Z3988"></span></span> </li> <li id="cite_note-4"><span class="mw-cite-backlink"><b><a href="#cite_ref-4">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFStaff_Writer" class="citation web cs1">Staff Writer. <a rel="nofollow" class="external text" href="https://businesstech.co.za/news/banking/491099/bank-zero-launch-plans-ongoing-amid-covid-19-disruption/">"Bank Zero launch plans ongoing amid Covid-19 disruption"</a><span class="reference-accessdate">. Retrieved <span class="nowrap">2021-06-18</span></span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=Bank+Zero+launch+plans+ongoing+amid+Covid-19+disruption&rft.au=Staff+Writer&rft_id=https%3A%2F%2Fbusinesstech.co.za%2Fnews%2Fbanking%2F491099%2Fbank-zero-launch-plans-ongoing-amid-covid-19-disruption%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3ABank+Zero" class="Z3988"></span></span> </li> <li id="cite_note-5"><span class="mw-cite-backlink"><b><a href="#cite_ref-5">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFMuller" class="citation web cs1">Muller, Rudolph. <a rel="nofollow" class="external text" href="https://mybroadband.co.za/news/banking/374088-the-fnb-dream-team-who-built-bank-zero.html">"The FNB dream team who built Bank Zero"</a><span class="reference-accessdate">. Retrieved <span class="nowrap">2021-06-03</span></span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=The+FNB+dream+team+who+built+Bank+Zero&rft.aulast=Muller&rft.aufirst=Rudolph&rft_id=https%3A%2F%2Fmybroadband.co.za%2Fnews%2Fbanking%2F374088-the-fnb-dream-team-who-built-bank-zero.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3ABank+Zero" class="Z3988"></span></span> </li> <li id="cite_note-Shapshak-6"><span class="mw-cite-backlink">^ <a href="#cite_ref-Shapshak_6-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-Shapshak_6-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFShapshak" class="citation web cs1">Shapshak, Toby. <a rel="nofollow" class="external text" href="https://www.forbes.com/sites/tobyshapshak/2018/01/22/bank-zero-aims-to-shakeup-south-african-banking-with-tech-savvy-offering/">"Bank Zero Aims To Shakeup South African Banking With Tech-Savvy Offering"</a>. <i>Forbes</i><span class="reference-accessdate">. Retrieved <span class="nowrap">2021-06-03</span></span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=Forbes&rft.atitle=Bank+Zero+Aims+To+Shakeup+South+African+Banking+With+Tech-Savvy+Offering&rft.aulast=Shapshak&rft.aufirst=Toby&rft_id=https%3A%2F%2Fwww.forbes.com%2Fsites%2Ftobyshapshak%2F2018%2F01%2F22%2Fbank-zero-aims-to-shakeup-south-african-banking-with-tech-savvy-offering%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3ABank+Zero" class="Z3988"></span></span> </li> <li id="cite_note-:0-7"><span class="mw-cite-backlink">^ <a href="#cite_ref-:0_7-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-:0_7-1"><sup><i><b>b</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFStaff_Writer" class="citation web cs1">Staff Writer. <a rel="nofollow" class="external text" href="https://businesstech.co.za/news/banking/307620/the-story-behind-michael-jordaans-decision-to-start-bank-zero/">"The story behind Michael Jordaan's decision to start Bank Zero"</a><span class="reference-accessdate">. Retrieved <span class="nowrap">2021-06-03</span></span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=The+story+behind+Michael+Jordaan%E2%80%99s+decision+to+start+Bank+Zero&rft.au=Staff+Writer&rft_id=https%3A%2F%2Fbusinesstech.co.za%2Fnews%2Fbanking%2F307620%2Fthe-story-behind-michael-jordaans-decision-to-start-bank-zero%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3ABank+Zero" class="Z3988"></span></span> </li> <li id="cite_note-8"><span class="mw-cite-backlink"><b><a href="#cite_ref-8">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.businesslive.co.za/bd/companies/financial-services/2018-10-30-michael-jordaans-bank-zero-prepares-to-shake-up-the-banking-system/">"Michael Jordaan's Bank Zero prepares to shake up the banking system"</a>. <i>BusinessLIVE</i><span class="reference-accessdate">. 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Retrieved <span class="nowrap">2021-06-18</span></span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=BusinessInsider&rft.atitle=Bank+Zero+will+now+%E2%80%93+maybe+%E2%80%93+launch+by+mid+2021%2C+after+yet+another+missed+date&rft_id=https%3A%2F%2Fwww.businessinsider.co.za%2Fhaving-missed-a-2020-launch-bank-zero-now-aims-for-june-2021-1&rfr_id=info%3Asid%2Fen.wikipedia.org%3ABank+Zero" class="Z3988"></span></span> </li> <li id="cite_note-10"><span class="mw-cite-backlink"><b><a href="#cite_ref-10">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFStevenDickens32018" class="citation web cs1">StevenDickens3 (2018-10-31). <a rel="nofollow" class="external text" href="https://mainframedebate.com/2018/10/31/bank-zero-disrupting-banking-on-linuxone/">"Bank Zero disrupting Banking on LinuxONE"</a>. <i>Mainframe Debate</i><span class="reference-accessdate">. Retrieved <span class="nowrap">2021-06-03</span></span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=Mainframe+Debate&rft.atitle=Bank+Zero+disrupting+Banking+on+LinuxONE&rft.date=2018-10-31&rft.au=StevenDickens3&rft_id=https%3A%2F%2Fmainframedebate.com%2F2018%2F10%2F31%2Fbank-zero-disrupting-banking-on-linuxone%2F&rfr_id=info%3Asid%2Fen.wikipedia.org%3ABank+Zero" class="Z3988"></span><span class="cs1-maint citation-comment"><code class="cs1-code">{{<a href="/wiki/Template:Cite_web" title="Template:Cite web">cite web</a>}}</code>: CS1 maint: numeric names: authors list (<a href="/wiki/Category:CS1_maint:_numeric_names:_authors_list" title="Category:CS1 maint: numeric names: authors list">link</a>)</span></span> </li> <li id="cite_note-11"><span class="mw-cite-backlink"><b><a href="#cite_ref-11">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFStaff_Writer" class="citation web cs1">Staff Writer. <a rel="nofollow" class="external text" href="https://mybroadband.co.za/news/cloud-hosting/283199-bank-zeros-it-infrastructure-photos.html">"Bank Zero's IT infrastructure – Photos"</a><span class="reference-accessdate">. Retrieved <span class="nowrap">2021-06-03</span></span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=Bank+Zero%E2%80%99s+IT+infrastructure+%E2%80%93+Photos&rft.au=Staff+Writer&rft_id=https%3A%2F%2Fmybroadband.co.za%2Fnews%2Fcloud-hosting%2F283199-bank-zeros-it-infrastructure-photos.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3ABank+Zero" class="Z3988"></span></span> </li> <li id="cite_note-12"><span class="mw-cite-backlink"><b><a href="#cite_ref-12">^</a></b></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite id="CITEREFMuller" class="citation web cs1">Muller, Rudolph. <a rel="nofollow" class="external text" href="https://mybroadband.co.za/news/banking/374088-the-fnb-dream-team-who-built-bank-zero.html">"The FNB dream team who built Bank Zero"</a><span class="reference-accessdate">. Retrieved <span class="nowrap">2021-06-18</span></span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook&rft.genre=unknown&rft.btitle=The+FNB+dream+team+who+built+Bank+Zero&rft.aulast=Muller&rft.aufirst=Rudolph&rft_id=https%3A%2F%2Fmybroadband.co.za%2Fnews%2Fbanking%2F374088-the-fnb-dream-team-who-built-bank-zero.html&rfr_id=info%3Asid%2Fen.wikipedia.org%3ABank+Zero" class="Z3988"></span></span> </li> <li id="cite_note-:1-13"><span class="mw-cite-backlink">^ <a href="#cite_ref-:1_13-0"><sup><i><b>a</b></i></sup></a> <a href="#cite_ref-:1_13-1"><sup><i><b>b</b></i></sup></a> <a href="#cite_ref-:1_13-2"><sup><i><b>c</b></i></sup></a> <a href="#cite_ref-:1_13-3"><sup><i><b>d</b></i></sup></a></span> <span class="reference-text"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r1238218222"><cite class="citation web cs1"><a rel="nofollow" class="external text" href="https://www.businessinsider.co.za/bank-zero-card-patent-how-it-works-2019-11">"Here's how Bank Zero's patented debit cards work – and why your card number will never have to change"</a>. <i>BusinessInsider</i><span class="reference-accessdate">. Retrieved <span class="nowrap">2021-06-18</span></span>.</cite><span title="ctx_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal&rft.genre=unknown&rft.jtitle=BusinessInsider&rft.atitle=Here%E2%80%99s+how+Bank+Zero%E2%80%99s+patented+debit+cards+work+%E2%80%93+and+why+your+card+number+will+never+have+to+change&rft_id=https%3A%2F%2Fwww.businessinsider.co.za%2Fbank-zero-card-patent-how-it-works-2019-11&rfr_id=info%3Asid%2Fen.wikipedia.org%3ABank+Zero" class="Z3988"></span></span> </li> </ol></div></div> <div class="navbox-styles"><style data-mw-deduplicate="TemplateStyles:r1129693374">.mw-parser-output .hlist dl,.mw-parser-output .hlist ol,.mw-parser-output .hlist ul{margin:0;padding:0}.mw-parser-output .hlist dd,.mw-parser-output .hlist dt,.mw-parser-output .hlist li{margin:0;display:inline}.mw-parser-output .hlist.inline,.mw-parser-output .hlist.inline dl,.mw-parser-output .hlist.inline ol,.mw-parser-output .hlist.inline ul,.mw-parser-output .hlist dl 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talk:Witwatersrand companies"><abbr title="Discuss this template">t</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:EditPage/Template:Witwatersrand_companies" title="Special:EditPage/Template:Witwatersrand companies"><abbr title="Edit this template">e</abbr></a></li></ul></div><div id="Companies_based_in_Greater_Johannesburg" style="font-size:114%;margin:0 4em">Companies based in <a href="/wiki/Greater_Johannesburg" title="Greater Johannesburg">Greater Johannesburg</a></div></th></tr><tr><th scope="row" class="navbox-group" style="width:1%">Diversified<br />conglomerates</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Aveng" title="Aveng">Aveng</a></span></li> <li><span class="nowrap"><a href="/wiki/Barloworld_Limited" title="Barloworld Limited">Barloworld</a></span></li> <li><span class="nowrap"><a href="/wiki/Bidvest_Group" title="Bidvest Group">Bidvest</a></span></li> <li><span class="nowrap"><a href="/wiki/Chancellor_House_(company)" title="Chancellor House (company)">Chancellor House</a></span></li> <li><span class="nowrap"><a href="/wiki/Famous_Brands" title="Famous Brands">Famous Brands</a></span></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Airlines</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Aerolift" title="Aerolift">Aerolift</a></span></li> <li><span class="nowrap"><a href="/wiki/Airlink" title="Airlink">Airlink</a></span> <ul><li><span class="nowrap"><a href="/wiki/Airlink_Cargo" title="Airlink Cargo">Cargo</a></span></li></ul></li> <li><span class="nowrap"><a href="/wiki/CemAir" title="CemAir">CemAir</a></span></li> <li><span class="nowrap"><a href="/wiki/Egoli_Air" title="Egoli Air">Egoli Air</a></span></li> <li><span class="nowrap"><a href="/wiki/Federal_Air" title="Federal Air">Federal Air</a></span></li> <li><span class="nowrap"><a href="/wiki/Global_Aviation" title="Global Aviation">Global Aviation</a></span></li> <li><span class="nowrap"><a href="/wiki/National_Airways_Corporation" title="National Airways Corporation">National Airways</a></span></li> <li><span class="nowrap"><a href="/wiki/Norse_Air" title="Norse Air">Norse Air</a></span></li> <li><span class="nowrap"><a href="/wiki/Phoebus_Apollo_Aviation" title="Phoebus Apollo Aviation">Phoebus Apollo Aviation</a></span></li> <li><span class="nowrap"><a href="/wiki/South_African_Airways" title="South African Airways">SAA</a></span></li> <li><span class="nowrap"><a href="/wiki/Safair" title="Safair">Safair</a></span> <ul><li><span class="nowrap"><a href="/wiki/FlySafair" title="FlySafair">FlySafair</a></span></li></ul></li> <li><span class="nowrap"><a href="/wiki/Solenta_Aviation" title="Solenta Aviation">Solenta Aviation</a></span></li></ul> </div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th id="Defunct" scope="row" class="navbox-group" style="width:1%">Defunct</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/1time" title="1time">1time</a></span></li> <li><span class="nowrap"><a href="/wiki/African_International_Airways" title="African International Airways">African International Airways</a></span></li> <li><span class="nowrap"><a href="/wiki/AirQuarius_Aviation" title="AirQuarius Aviation">AirQuarius Aviation</a></span></li> <li><span class="nowrap"><a href="/wiki/Avia_(airline)" title="Avia (airline)">Avia</a></span></li> <li><span class="nowrap"><a href="/wiki/Comair_(South_Africa)" title="Comair (South Africa)">Comair</a></span></li> <li><span class="nowrap"><a href="/wiki/Command_Airways_(South_Africa)" title="Command Airways (South Africa)">Command Airways</a></span></li> <li><span class="nowrap"><a href="/wiki/Executive_Aerospace" title="Executive Aerospace">Executive Aerospace</a></span></li> <li><span class="nowrap"><a href="/wiki/Fly_Blue_Crane" title="Fly Blue Crane">Fly Blue Crane</a></span></li> <li><span class="nowrap"><a href="/wiki/Imperial_Air_Cargo" title="Imperial Air Cargo">Imperial Air Cargo</a></span></li> <li><span class="nowrap"><a href="/wiki/Interair_South_Africa" title="Interair South Africa">Interair South Africa</a></span></li> <li><span class="nowrap"><a href="/wiki/Interlink_Airlines" title="Interlink Airlines">Interlink Airlines</a></span></li> <li><span class="nowrap"><a href="/wiki/Kulula.com" title="Kulula.com">kulula.com</a></span></li> <li><span class="nowrap"><a href="/wiki/Mango_(airline)" title="Mango (airline)">Mango</a></span></li> <li><span class="nowrap"><a href="/wiki/Nationwide_Airlines_(South_Africa)" title="Nationwide Airlines (South Africa)">Nationwide Airlines</a></span></li> <li><span class="nowrap"><a href="/wiki/Rossair_Executive_Air_Charter" title="Rossair Executive Air Charter">Rossair Executive Air Charter</a></span></li> <li><span class="nowrap"><a href="/wiki/Rovos_Air" title="Rovos Air">Rovos Air</a></span></li> <li><span class="nowrap"><a href="/wiki/Skywise_(airline)" title="Skywise (airline)">Skywise</a></span></li> <li><span class="nowrap"><a href="/wiki/South_African_Express" title="South African Express">South African Express</a></span></li></ul> </div></td></tr></tbody></table><div> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Construction<br />and engineering</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Concor" title="Concor">Concor</a></span></li> <li><span class="nowrap"><a href="/wiki/Murray_%26_Roberts" title="Murray & Roberts">Murray & Roberts</a></span></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Energy</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/DLO_Energy_Resources_Group" title="DLO Energy Resources Group">DLO Energy Resources</a></span></li> <li><span class="nowrap"><a href="/wiki/Total_South_Africa" title="Total South Africa">Total South Africa</a></span></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Financial<br /></th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Absa_Group_Limited" class="mw-redirect" title="Absa Group Limited">Absa Group</a></span></li> <li><span class="nowrap"><a href="/wiki/Alexander_Forbes_Group_Holdings" title="Alexander Forbes Group Holdings">Alexforbes</a></span></li> <li><span class="nowrap"><a href="/wiki/Discovery_Limited" title="Discovery Limited">Discovery</a></span></li> <li><span class="nowrap"><a href="/wiki/Evolution_Group_(South_Africa)" title="Evolution Group (South Africa)">Evolution Group</a></span></li> <li><span class="nowrap"><a href="/wiki/Hollard_Group" title="Hollard Group">Hollard Group</a></span></li> <li><span class="nowrap"><a href="/wiki/Investec" title="Investec">Investec</a></span></li> <li><span class="nowrap"><a href="/wiki/Liberty_Holdings_Limited" title="Liberty Holdings Limited">Liberty Holdings</a></span></li> <li><span class="nowrap"><a href="/wiki/Livestock_Wealth" title="Livestock Wealth">Livestock Wealth</a></span></li> <li><span class="nowrap"><a href="/wiki/MiWay_Insurance" title="MiWay Insurance">MiWay Insurance</a></span></li> <li><span class="nowrap"><a href="/wiki/Lesaka_Technologies" title="Lesaka Technologies">Lesaka Technologies</a></span></li> <li><span class="nowrap"><a href="/wiki/Old_Mutual" title="Old Mutual">Old Mutual</a></span></li> <li><span class="nowrap"><a href="/wiki/Riovic" title="Riovic">Riovic Capital Group</a></span></li> <li><span class="nowrap"><a href="/wiki/RMB_Holdings" title="RMB Holdings">RMB Holdings</a></span></li> <li><span class="nowrap"><a href="/wiki/Rand_Merchant_Investment_Holdings" title="Rand Merchant Investment Holdings">RMI Holdings</a></span></li> <li><span class="nowrap"><a href="/wiki/STANLIB" title="STANLIB">STANLIB</a></span></li> <li><span class="nowrap"><a href="/wiki/Venmyn_Rand" title="Venmyn Rand">Venmyn Rand</a></span></li></ul> </div><table class="nowraplinks navbox-subgroup" style="border-spacing:0"><tbody><tr><th id="Banks" scope="row" class="navbox-group" style="width:1%">Banks</th><td class="navbox-list-with-group navbox-list navbox-odd" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Absa_Bank_Limited" class="mw-redirect" title="Absa Bank Limited">Absa Bank</a></span></li> <li><span class="nowrap"><a href="/wiki/Access_Bank_South_Africa" title="Access Bank South Africa">Access Bank South Africa</a></span></li> <li><span class="nowrap"><a href="/wiki/African_Alliance_Investment_Bank" title="African Alliance Investment Bank">African Alliance Investment Bank</a></span></li> <li><span class="nowrap"><a href="/wiki/African_Bank_Limited" title="African Bank Limited">African Bank</a></span></li> <li><span class="nowrap"><a class="mw-selflink selflink">Bank Zero</a></span></li> <li><span class="nowrap"><a href="/wiki/Bidvest_Bank" title="Bidvest Bank">Bidvest Bank</a></span></li> <li><span class="nowrap"><a href="/wiki/Development_Bank_of_Southern_Africa" title="Development Bank of Southern Africa">DBSA</a></span></li> <li><span class="nowrap"><a href="/wiki/First_National_Bank_(South_Africa)" title="First National Bank (South Africa)">First National Bank</a></span></li> <li><span class="nowrap"><a href="/wiki/FirstRand" title="FirstRand">FirstRand Bank</a></span></li> <li><span class="nowrap"><a href="/wiki/Imperial_Bank_South_Africa" title="Imperial Bank South Africa">Imperial Bank South Africa</a></span></li> <li><span class="nowrap"><a href="/wiki/Mercantile_Bank_(South_Africa)" title="Mercantile Bank (South Africa)">Mercantile Bank</a></span></li> <li><span class="nowrap"><a href="/wiki/Nedbank" title="Nedbank">Nedbank</a></span></li> <li><span class="nowrap"><a href="/wiki/RMB_Holdings" title="RMB Holdings">Rand Merchant Bank</a></span></li> <li><span class="nowrap"><a href="/wiki/Sasfin_Bank" title="Sasfin Bank">Sasfin Bank</a></span></li> <li><span class="nowrap"><a href="/wiki/Standard_Chartered_South_Africa" title="Standard Chartered South Africa">Stanchart South Africa</a></span></li> <li><span class="nowrap"><a href="/wiki/Standard_Bank" title="Standard Bank">Standard Bank</a></span></li> <li><span class="nowrap"><a href="/wiki/TymeBank" title="TymeBank">TymeBank</a></span></li> <li><span class="nowrap"><a href="/wiki/Ubank" title="Ubank">Ubank</a></span></li> <li><span class="nowrap"><a href="/wiki/Wizzit" title="Wizzit">Wizzit</a></span></li> <li><span class="nowrap">Defunct</span> <ul><li><span class="nowrap"><a href="/wiki/VBS_Mutual_Bank" title="VBS Mutual Bank">VBS Mutual Bank</a></span></li></ul></li></ul> </div></td></tr></tbody></table><div> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Hospitality</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Southern_Sun_Hotels" title="Southern Sun Hotels">Southern Sun Hotels</a></span></li> <li><span class="nowrap"><a href="/wiki/Sun_International" title="Sun International">Sun International</a></span></li> <li><span class="nowrap"><a href="/wiki/Tsogo_Sun" title="Tsogo Sun">Tsogo Sun</a></span></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">ICT</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Afrihost" title="Afrihost">Afrihost</a></span></li> <li><span class="nowrap"><a href="/wiki/BCX_(Business_Connexion_Group)" class="mw-redirect" title="BCX (Business Connexion Group)">BCX</a></span></li> <li><span class="nowrap"><a href="/wiki/Cell_C" title="Cell C">Cell C</a></span></li> <li><span class="nowrap"><a href="/wiki/Cybatar" title="Cybatar">Cybatar</a></span></li> <li><span class="nowrap"><a href="/wiki/Datatec" title="Datatec">Datatec</a></span></li> <li><span class="nowrap"><a href="/wiki/Dimension_Data" title="Dimension Data">Dimension Data</a></span></li> <li><span class="nowrap"><a href="/wiki/EOH_Holdings" title="EOH Holdings">EOH Holdings</a></span></li> <li><span class="nowrap"><a href="/wiki/IVeri_Payment_Technologies" title="IVeri Payment Technologies">iVeri Payment Technologies</a></span></li> <li><span class="nowrap"><a href="/wiki/MTN_Group" title="MTN Group">MTN</a></span></li> <li><span class="nowrap"><a href="/wiki/Neotel" title="Neotel">Neotel</a></span></li> <li><span class="nowrap"><a href="/wiki/OTEL_Telecoms" title="OTEL Telecoms">OTEL Telecoms</a></span></li> <li><span class="nowrap"><a href="/wiki/Rain_(telecommunications)" title="Rain (telecommunications)">Rain</a></span></li> <li><span class="nowrap"><a href="/wiki/Sybrin" title="Sybrin">Sybrin</a></span></li> <li><span class="nowrap"><a href="/wiki/Teraco_Data_Environments" title="Teraco Data Environments">Teraco Data Environments</a></span></li> <li><span class="nowrap"><a href="/wiki/Vodacom" title="Vodacom">Vodacom</a></span></li> <li><span class="nowrap">Defunct</span> <ul><li><span class="nowrap"><a href="/wiki/Internet_Solutions" title="Internet Solutions">Internet Solutions</a></span></li> <li><span class="nowrap"><a href="/wiki/Luma_Arcade" title="Luma Arcade">Luma Arcade</a></span></li> <li><span class="nowrap"><a href="/wiki/Vision_Software" title="Vision Software">Vision Software</a></span></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Legal</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Bowman_Gilfillan" class="mw-redirect" title="Bowman Gilfillan">Bowman Gilfillan</a></span></li> <li><span class="nowrap"><a href="/wiki/ENSafrica" title="ENSafrica">ENSafrica</a></span></li> <li><span class="nowrap"><a href="/wiki/Webber_Wentzel" title="Webber Wentzel">Webber Wentzel</a></span></li> <li><span class="nowrap"><a href="/wiki/Werksmans" title="Werksmans">Werksmans</a></span></li> <li><span class="nowrap">Defunct</span> <ul><li><span class="nowrap"><a href="/wiki/Deneys_Reitz_Inc" title="Deneys Reitz Inc">Deneys Reitz</a></span></li> <li><span class="nowrap"><a href="/wiki/Mandela_and_Tambo" title="Mandela and Tambo">Mandela and Tambo</a></span></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Manufacturing</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Adcock_Ingram" title="Adcock Ingram">Adcock Ingram</a></span></li> <li><span class="nowrap"><a href="/wiki/AECI" title="AECI">AECI</a></span></li> <li><span class="nowrap"><a href="/wiki/African_Explosives" title="African Explosives">African Explosives</a></span></li> <li><span class="nowrap"><a href="/wiki/All_Joy_Foods" title="All Joy Foods">All Joy Foods</a></span></li> <li><span class="nowrap"><a href="/wiki/Bakers_(bakery)" title="Bakers (bakery)">Bakers</a></span></li> <li><span class="nowrap"><a href="/wiki/Clover_Industries" title="Clover Industries">Clover Industries</a></span></li> <li><span class="nowrap"><a href="/wiki/French_Engineering_Works" title="French Engineering Works">FEW</a></span></li> <li><span class="nowrap"><a href="/wiki/Industrial_Water_Cooling" title="Industrial Water Cooling">IWC</a></span></li> <li><span class="nowrap"><a href="/wiki/Isuzu_Trucks_South_Africa" title="Isuzu Trucks South Africa">Isuzu Trucks South Africa</a></span></li> <li><span class="nowrap"><a href="/wiki/Land_Systems_OMC" title="Land Systems OMC">Land Systems OMC</a></span></li> <li><span class="nowrap"><a href="/wiki/Nampak" title="Nampak">Nampak</a></span></li> <li><span class="nowrap"><a href="/wiki/Paramount_Group" title="Paramount Group">Paramount Group</a></span></li> <li><span class="nowrap"><a href="/wiki/PPC_Ltd." title="PPC Ltd.">PPC</a></span></li> <li><span class="nowrap"><a href="/wiki/Premier_FMCG" title="Premier FMCG">Premier FMCG</a></span></li> <li><span class="nowrap"><a href="/wiki/Rand_Refinery" title="Rand Refinery">Rand Refinery</a></span></li> <li><span class="nowrap"><a href="/wiki/Rembrandt_Group" title="Rembrandt Group">Rembrandt Group</a></span></li> <li><span class="nowrap"><a href="/wiki/Sappi" title="Sappi">Sappi</a></span></li> <li><span class="nowrap"><a href="/wiki/Simba_(South_African_company)" title="Simba (South African company)">Simba</a></span></li> <li><span class="nowrap"><a href="/wiki/SkyReach_Aircraft" title="SkyReach Aircraft">SkyReach Aircraft</a></span></li> <li><span class="nowrap"><a href="/wiki/Sling_Aircraft" title="Sling Aircraft">Sling Aircraft</a></span></li> <li><span class="nowrap"><a href="/wiki/South_African_Breweries" title="South African Breweries">South African Breweries</a></span></li> <li><span class="nowrap"><a href="/wiki/Tiger_Brands" title="Tiger Brands">Tiger Brands</a></span></li> <li><span class="nowrap"><a href="/wiki/Truvelo_Armoury" title="Truvelo Armoury">Truvelo Armoury</a></span></li> <li><span class="nowrap"><a href="/wiki/Union_Carriage_%26_Wagon" title="Union Carriage & Wagon">Union Carriage & Wagon</a></span></li> <li><span class="nowrap">Defunct</span> <ul><li><span class="nowrap"><a href="/wiki/Basil_Green_Motors" title="Basil Green Motors">Basil Green Motors</a></span></li> <li><span class="nowrap"><a href="/wiki/New_PowerChutes" title="New PowerChutes">New PowerChutes</a></span></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Media</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Arena_Holdings" title="Arena Holdings">Arena Holdings</a></span></li> <li><span class="nowrap"><a href="/wiki/Caxton_and_CTP_Publishers_and_Printers" title="Caxton and CTP Publishers and Printers">Caxton and CTP Publishers and Printers</a></span></li> <li><span class="nowrap"><a href="/wiki/MultiChoice" title="MultiChoice">MultiChoice</a></span></li> <li><span class="nowrap"><a href="/wiki/Nu_Metro_Cinemas" class="mw-redirect" title="Nu Metro Cinemas">Nu Metro Cinemas</a></span></li> <li><span class="nowrap"><a href="/wiki/Primedia" title="Primedia">Primedia</a></span></li> <li><span class="nowrap"><a href="/wiki/SABC" title="SABC">SABC</a></span></li> <li><span class="nowrap"><a href="/wiki/StarSat" title="StarSat">StarSat</a></span></li> <li><span class="nowrap"><a href="/wiki/Ster-Kinekor" title="Ster-Kinekor">Ster-Kinekor</a></span></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Mining</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Alexkor" title="Alexkor">Alexkor</a></span></li> <li><span class="nowrap"><a href="/wiki/Asa_Resources_Group" title="Asa Resources Group">Asa Resources</a></span></li> <li><span class="nowrap"><a href="/wiki/African_Rainbow_Minerals" title="African Rainbow Minerals">African Rainbow Minerals</a></span></li> <li><span class="nowrap"><a href="/wiki/AngloGold_Ashanti" title="AngloGold Ashanti">AngloGold Ashanti</a></span></li> <li><span class="nowrap"><a href="/wiki/DRDGOLD_Limited" title="DRDGOLD Limited">DRDGOLD</a></span></li> <li><span class="nowrap"><a href="/wiki/East_Rand_Mine" title="East Rand Mine">ERPM</a></span></li> <li><span class="nowrap"><a href="/wiki/Gold_Fields" title="Gold Fields">Gold Fields</a></span></li> <li><span class="nowrap"><a href="/wiki/Harmony_Gold_(mining)" title="Harmony Gold (mining)">Harmony Gold</a></span></li> <li><span class="nowrap"><a href="/wiki/Impala_Platinum" title="Impala Platinum">Impala Platinum</a></span></li> <li><span class="nowrap"><a href="/wiki/JCI_Limited" title="JCI Limited">JCI</a></span></li> <li><span class="nowrap"><a href="/wiki/Metorex" title="Metorex">Metorex</a></span></li> <li><span class="nowrap"><a href="/wiki/Northam_Platinum" title="Northam Platinum">Northam Platinum</a></span></li> <li><span class="nowrap"><a href="/wiki/Sibanye-Stillwater" title="Sibanye-Stillwater">Sibanye-Stillwater</a></span></li> <li><span class="nowrap">Defunct</span> <ul><li><span class="nowrap"><a href="/wiki/Simmer_and_Jack" title="Simmer and Jack">Simmer and Jack</a></span></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Retail and<br />marketing</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/AutoTrader.co.za" title="AutoTrader.co.za">AutoTrader</a></span></li> <li><span class="nowrap"><a href="/wiki/Bidorbuy" class="mw-redirect" title="Bidorbuy">Bidorbuy</a></span></li> <li><span class="nowrap"><a href="/wiki/Cadac_(South_Africa)" title="Cadac (South Africa)">Cadac</a></span></li> <li><span class="nowrap"><a href="/wiki/CNA_(bookstore)" title="CNA (bookstore)">CNA</a></span></li> <li><span class="nowrap"><a href="/wiki/The_Creative_Counsel" title="The Creative Counsel">The Creative Counsel</a></span></li> <li><span class="nowrap"><a href="/wiki/Dis-Chem" title="Dis-Chem">Dis-Chem</a></span></li> <li><span class="nowrap"><a href="/wiki/Exclusive_Books" title="Exclusive Books">Exclusive Books</a></span></li> <li><span class="nowrap"><a href="/wiki/Hyundai_Automotive_South_Africa" title="Hyundai Automotive South Africa">Hyundai South Africa</a></span></li> <li><span class="nowrap"><a href="/wiki/Incredible_Connection" title="Incredible Connection">Incredible Connection</a></span></li> <li><span class="nowrap"><a href="/wiki/Massmart" title="Massmart">Massmart</a></span></li> <li><span class="nowrap"><a href="/wiki/Wantitall.co.za" title="Wantitall.co.za">Wantitall</a></span></li> <li><span class="nowrap">Defunct</span> <ul><li><span class="nowrap"><a href="/wiki/Edcon" title="Edcon">Edcon</a></span></li> <li><span class="nowrap"><a href="/wiki/OK_Bazaars" title="OK Bazaars">OK Bazaars</a></span></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Restaurant<br />franchises</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Chicken_Licken_(restaurant)" title="Chicken Licken (restaurant)">Chicken Licken</a></span></li> <li><span class="nowrap"><a href="/wiki/Debonairs_Pizza" title="Debonairs Pizza">Debonairs Pizza</a></span></li> <li><span class="nowrap"><a href="/wiki/Mugg_%26_Bean" title="Mugg & Bean">Mugg & Bean</a></span></li> <li><span class="nowrap"><a href="/wiki/Nando%27s" title="Nando's">Nando's</a></span></li> <li><span class="nowrap"><a href="/wiki/Roman%27s_Pizza" title="Roman's Pizza">Roman's Pizza</a></span></li> <li><span class="nowrap"><a href="/wiki/Steers_(restaurant)" title="Steers (restaurant)">Steers</a></span></li> <li><span class="nowrap"><a href="/wiki/Wimpy_(restaurant)" title="Wimpy (restaurant)">Wimpy</a></span></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Services</th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Netcare" title="Netcare">Netcare</a></span></li> <li><span class="nowrap"><a href="/wiki/SA_Waste_Holdings" title="SA Waste Holdings">SA Waste Holdings</a></span></li> <li><span class="nowrap">Defunct</span> <ul><li><span class="nowrap"><a href="/wiki/Bosasa" title="Bosasa">Bosasa</a></span></li></ul></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%">Transport</th><td class="navbox-list-with-group navbox-list navbox-odd hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Avis_Southern_Africa" title="Avis Southern Africa">Avis Southern Africa</a></span></li> <li><span class="nowrap"><a href="/wiki/Comazar" title="Comazar">Comazar</a></span></li> <li><span class="nowrap"><a href="/wiki/PUTCO" title="PUTCO">PUTCO</a></span></li> <li><span class="nowrap"><a href="/wiki/Surtees_Rail_Group" title="Surtees Rail Group">Surtees Rail Group</a></span></li></ul> </div></td></tr><tr><th scope="row" class="navbox-group" style="width:1%"><a href="/wiki/State-owned_enterprises_of_South_Africa" title="State-owned enterprises of South Africa">State-owned<br />enterprises</a></th><td class="navbox-list-with-group navbox-list navbox-even hlist" style="width:100%;padding:0"><div style="padding:0 0.25em"> <ul><li><span class="nowrap"><a href="/wiki/Airports_Company_South_Africa" title="Airports Company South Africa">Airports Company South Africa</a></span></li> <li><span class="nowrap"><a href="/wiki/Denel_Aeronautics" title="Denel Aeronautics">Denel Aeronautics</a></span></li> <li><span class="nowrap"><a href="/wiki/Development_Bank_of_Southern_Africa" title="Development Bank of Southern Africa">Development Bank of Southern Africa</a></span></li> <li><span class="nowrap"><a href="/wiki/Eskom" title="Eskom">Eskom</a></span></li> <li><span class="nowrap"><a href="/wiki/Rand_Water" title="Rand Water">Rand Water</a></span></li> <li><span class="nowrap"><a href="/wiki/SABC" title="SABC">South African Broadcasting Corporation</a></span></li> <li><span class="nowrap"><a href="/wiki/Sasol" title="Sasol">Sasol</a></span></li> <li><span class="nowrap"><a href="/wiki/Sentech" title="Sentech">Sentech</a></span></li> <li><span class="nowrap"><a href="/wiki/South_African_Airways" title="South African Airways">South African Airways</a></span></li> <li><span class="nowrap"><a href="/wiki/Transnet" title="Transnet">Transnet</a></span> <ul><li><span class="nowrap"><a href="/wiki/Freightdynamics" title="Freightdynamics">Freightdynamics</a></span></li></ul></li> <li><span class="nowrap">Defunct</span> <ul><li><span class="nowrap"><a href="/wiki/Lema_(company)" title="Lema (company)">Lema</a></span></li></ul></li></ul> </div></td></tr><tr><td class="navbox-abovebelow hlist" colspan="2"><div> <ul><li><span class="nowrap"><span class="noviewer" typeof="mw:File"><span title="Category"><img alt="" src="//upload.wikimedia.org/wikipedia/en/thumb/9/96/Symbol_category_class.svg/16px-Symbol_category_class.svg.png" decoding="async" width="16" height="16" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/en/thumb/9/96/Symbol_category_class.svg/23px-Symbol_category_class.svg.png 1.5x, //upload.wikimedia.org/wikipedia/en/thumb/9/96/Symbol_category_class.svg/31px-Symbol_category_class.svg.png 2x" data-file-width="180" data-file-height="185" /></span></span> <a href="/wiki/Category:Companies_based_in_Ekurhuleni" title="Category:Companies based in Ekurhuleni">Companies based in Ekurhuleni</a></span></li> <li><span class="nowrap"><a href="/wiki/Category:Companies_based_in_Johannesburg" title="Category:Companies based in Johannesburg">Companies based in Johannesburg</a></span></li></ul> </div></td></tr></tbody></table></div>   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