Family Servicemembers’ Group Life Insurance (FSGLI)

<!DOCTYPE html><html lang="en"><head> <meta charset="utf-8"> <meta http-equiv="X-UA-Compatible" content="IE=edge"> <meta name="HandheldFriendly" content="True"> <meta name="MobileOptimized" content="320"> <meta name="viewport" content="width=device-width, initial-scale=1.0">  <link rel="preconnect" href="https://www.googletagmanager.com">    <link rel="canonical" href="https://www.va.gov/life-insurance/options-eligibility/fsgli/">  <meta name="DC.Date" scheme="W3CDTF" content="2024-11-13">     <meta property="og:url" content="https://www.va.gov/life-insurance/options-eligibility/fsgli/">  <meta property="og:type" content="website">   <meta name="description" content="Family SGLI, also known as Family Servicemembers’ Group Life Insurance (FSGLI), offers coverage for the spouse and dependent children of service members covered under full-time SGLI. Find out how much coverage you may qualify for—and how to apply for and manage your benefits."> <link rel="image_src" href="https://www.va.gov/img/design/logo/va-og-image.png"> <meta property="og:description" content="Family SGLI, also known as Family Servicemembers’ Group Life Insurance (FSGLI), offers coverage for the spouse and dependent children of service members covered under full-time SGLI. Find out how much coverage you may qualify for—and how to apply for and manage your benefits."> <meta property="og:image" content="https://www.va.gov/img/design/logo/va-og-image.png"> <meta property="og:image:alt" content="U.S. Department of Veterans Affairs"> <meta property="og:site_name" content="Veterans Affairs"> <meta property="og:title" content="Family Servicemembers’ Group Life Insurance (FSGLI) | Veterans Affairs"> <title>Family Servicemembers’ Group Life Insurance (FSGLI) | Veterans Affairs</title> <meta name="twitter:card" content="summary_large_image"> <meta name="twitter:description" content="Family SGLI, also known as Family Servicemembers' Group Life Insurance (FSGLI), offers coverage for the spouse and dependent children of service members covered under full-time SGLI. Find out how much coverage you may qualify for—and how to apply for and manage your benefits."> <meta name="twitter:image" content="https://www.va.gov/img/design/logo/va-og-image.png"> <meta name="twitter:image:alt" content="U.S. Department of Veterans Affairs"> <meta name="twitter:site" content="@DeptVetAffairs"> <meta name="twitter:title" content="Family Servicemembers’ Group Life Insurance (FSGLI) | Veterans Affairs">   <script nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7" nomodule data-entry-name="polyfills.js" src="https://prod-va-gov-assets.s3-us-gov-west-1.amazonaws.com/generated/polyfills.entry.js"></script>  <script nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7"> /** * An alias for window.dataLayer.push made available under the window so that it is accessible in content files. * @module module:record-event * @see https://developers.google.com/tag-manager/devguide * @see module:platform/monitoring/record-event * @param {object} data - The event data that will be sent to GA. */ window.dataLayer = [] || window.dataLayer; window.recordEvent = function(data) { return window.dataLayer.push(data); }; window.recordMultipleEvents = function (events){ events.forEach(event => recordEvent(event)) } </script>  <link rel="stylesheet" data-entry-name="web-components.css" href="https://prod-va-gov-assets.s3-us-gov-west-1.amazonaws.com/generated/web-components.css"> <script nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7" defer data-entry-name="web-components.js" src="https://prod-va-gov-assets.s3-us-gov-west-1.amazonaws.com/generated/web-components.entry.js"></script>  <script data-e2e="analytics-script" nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7"> (function(w, d, s, l, i) { w[l] = w[l] || []; w[l].push({ 'gtm.start': new Date().getTime(), event: 'gtm.js' }); var f = d.getElementsByTagName(s)[0], j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src = 'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f); })(window, document, 'script', 'dataLayer', 'GTM-WFJWBD'); (function(window) { function withFormContent(acc, data) { //console.log("acc.content data",data.Content); acc.content = data.Content; } function withFeedbackUUID(acc, data) { acc.feedbackUUID = data.Feedback_UUID; } function mEvent(name, action, opts) { opts = opts || {}; var custom = opts.custom; var label = opts.label; function handle(event) { var start = +new Date(); var cm = window.cm || function() {}; var mData = event.detail; var eData = { category: 'Medallia', action: action, label: label || mData.Form_Type, value: mData.Form_ID, myParams: {}, }; if (custom) { for (var i = 0; i < custom.length; i++) custom[i](eData.myParams, mData); } var end = +new Date(); console.log('send', 'event', eData, end - start); recordEvent({ event: eData.action, 'survey-tool': eData.category, 'survey-form-id': eData.value, 'survey-status': eData.label, 'survey-details': eData.myParams, }); } window.addEventListener('MDigital_' + name, handle); } mEvent('ShowForm_Called', 'survey-show-form-call'); mEvent('Form_Displayed', 'survey-start-form'); mEvent('Form_Next_Page', 'survey-next-click'); mEvent('Form_Back_Page', 'survey-back-click'); mEvent('Form_Close_Submitted', 'survey-submit-close'); mEvent('Form_Close_No_Submit', 'survey-no-submit-close'); mEvent('Feedback_Submit', 'survey-submit', { custom: [withFeedbackUUID, withFormContent], }); mEvent('Submit_Feedback', 'survey--submission', { custom: [withFeedbackUUID, withFormContent], }); mEvent('Feedback_Button_Clicked', 'survey-button-click', { custom: [withFeedbackUUID], }); mEvent('ThankYou_Displayed', 'survey--submission-successful', { custom: [withFeedbackUUID, withFormContent], }); mEvent('Invite_Displayed', 'survey-invitation-display', { label: 'Invite', }); mEvent('Invite_Accepted', 'survey-invitation-accept', { label: 'Invite', }); mEvent('Invite_Declined', 'survey-invitation-decline', { label: 'Invite', }); mEvent('Invite_Skipped', 'survey-invitation-skip', { label: 'Invite', }); })(window); recordEvent({ environment: 'vagovprod' }); if ( self !== top ) { recordEvent({ event: 'iframed', embeddedIn: document.referrer }); } </script>  <link href="https://s3-us-gov-west-1.amazonaws.com/content.www.va.gov/img/design/icons/apple-touch-icon.png" rel="apple-touch-icon-precomposed"> <link href="https://s3-us-gov-west-1.amazonaws.com/content.www.va.gov/img/design/icons/apple-touch-icon-72x72.png" rel="apple-touch-icon-precomposed" sizes="72x72"> <link href="https://s3-us-gov-west-1.amazonaws.com/content.www.va.gov/img/design/icons/apple-touch-icon-114x114.png" rel="apple-touch-icon-precomposed" sizes="114x114"> <link href="https://s3-us-gov-west-1.amazonaws.com/content.www.va.gov/img/design/icons/apple-touch-icon-152x152.png" rel="apple-touch-icon-precomposed" sizes="144x144"> <link rel="shortcut icon" href="https://s3-us-gov-west-1.amazonaws.com/content.www.va.gov/img/design/icons/favicon.ico"> <meta name="msapplication-TileImage" content="/img/design/icons/apple-touch-icon-114x114"> <meta name="msapplication-TileColor" content="#144073">  <link rel="preload" href="https://prod-va-gov-assets.s3-us-gov-west-1.amazonaws.com/generated/sourcesanspro-bold-webfont.woff2" as="font" type="font/woff2" crossorigin> <link rel="preload" href="https://prod-va-gov-assets.s3-us-gov-west-1.amazonaws.com/generated/sourcesanspro-regular-webfont.woff2" as="font" type="font/woff2" crossorigin> <link rel="preload" href="https://prod-va-gov-assets.s3-us-gov-west-1.amazonaws.com/generated/bitter-bold.woff2" as="font" type="font/woff2" crossorigin> <link rel="preload" href="https://prod-va-gov-assets.s3-us-gov-west-1.amazonaws.com/generated/fa-solid-900.woff2" as="font" type="font/woff2" crossorigin>  <link rel="stylesheet" data-entry-name="style.css" href="https://prod-va-gov-assets.s3-us-gov-west-1.amazonaws.com/generated/style.css"> <link rel="stylesheet" data-entry-content="content-build.css" href="https://s3-us-gov-west-1.amazonaws.com/content.www.va.gov/assets/content-build.css"> <link rel="stylesheet" data-entry-name="static-pages.css" href="https://prod-va-gov-assets.s3-us-gov-west-1.amazonaws.com/generated/static-pages.css">   <script nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7" defer data-entry-name="vendor.js" src="https://prod-va-gov-assets.s3-us-gov-west-1.amazonaws.com/generated/vendor.entry.js"></script> <script nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7" defer data-entry-name="static-pages.js" src="https://prod-va-gov-assets.s3-us-gov-west-1.amazonaws.com/generated/static-pages.entry.js"></script>  <script async type="text/javascript" nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7" src="https://dap.digitalgov.gov/Universal-Federated-Analytics-Min.js?agency=VA" id="_fed_an_ua_tag"></script> <script nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7" type="text/javascript"> function focusContent(e) { e.preventDefault(); const contentElement = document.querySelector('#content h1') || document.querySelector('#content'); contentElement.setAttribute('tabindex', '-1'); contentElement.addEventListener('blur', function(event) { event.target.removeAttribute('tabindex'); }, true); window.scrollTo(0, contentElement.offsetTop); contentElement.focus(); } window.VetsGov = window.VetsGov || {}; window.VetsGov.headerFooter = JSON.parse("{\"footerData\":[{\"column\":\"bottom_rail\",\"href\":\"https://www.va.gov/accessibility-at-va\",\"order\":1,\"target\":null,\"title\":\"Accessibility\"},{\"column\":\"bottom_rail\",\"href\":\"https://www.va.gov/resources/your-civil-rights-and-how-to-file-a-discrimination-complaint/\",\"order\":2,\"target\":null,\"title\":\"Civil Rights\"},{\"column\":\"bottom_rail\",\"href\":\"https://department.va.gov/foia/\",\"order\":3,\"target\":null,\"title\":\"Freedom of Information Act (FOIA)\"},{\"column\":\"bottom_rail\",\"href\":\"https://www.va.gov/report-harassment/\",\"order\":4,\"target\":null,\"title\":\"Harassment\"},{\"column\":\"bottom_rail\",\"href\":\"https://www.va.gov/oig/\",\"order\":5,\"target\":null,\"title\":\"Office of Inspector General\"},{\"column\":\"bottom_rail\",\"href\":\"https://www.va.gov/opa/Plain_Language.asp\",\"order\":6,\"target\":null,\"title\":\"Plain language\"},{\"column\":\"bottom_rail\",\"href\":\"https://www.va.gov/privacy-policy/\",\"order\":7,\"target\":null,\"title\":\"Privacy, policies, and legal information\"},{\"column\":\"bottom_rail\",\"href\":\"https://www.oprm.va.gov/\",\"order\":8,\"target\":null,\"title\":\"VA Privacy Service\"},{\"column\":\"bottom_rail\",\"href\":\"https://www.va.gov/ormdi/NOFEAR_Select.asp\",\"order\":9,\"target\":null,\"title\":\"No FEAR Act Data\"},{\"column\":\"bottom_rail\",\"href\":\"https://www.usa.gov/\",\"order\":10,\"target\":null,\"title\":\"USA.gov\"},{\"column\":\"bottom_rail\",\"href\":\"https://www.va.gov/performance-dashboard/\",\"order\":11,\"target\":null,\"title\":\"VA performance dashboard\"},{\"column\":\"bottom_rail\",\"href\":\"https://www.va.gov/veterans-portrait-project/\",\"order\":12,\"target\":null,\"title\":\"Veterans Portrait Project\"},{\"column\":1,\"href\":\"https://www.va.gov/homeless/\",\"order\":1,\"target\":null,\"title\":\"Homeless Veterans\"},{\"column\":1,\"href\":\"https://www.va.gov/womenvet/\",\"order\":2,\"target\":null,\"title\":\"Women Veterans\"},{\"column\":1,\"href\":\"https://www.va.gov/centerforminorityveterans/\",\"order\":3,\"target\":null,\"title\":\"Minority Veterans\"},{\"column\":1,\"href\":\"https://www.patientcare.va.gov/lgbt/\",\"order\":4,\"target\":null,\"title\":\"LGBTQ+ Veterans\"},{\"column\":1,\"href\":\"https://www.ptsd.va.gov/\",\"order\":5,\"target\":null,\"title\":\"PTSD\"},{\"column\":1,\"href\":\"https://www.mentalhealth.va.gov/\",\"order\":6,\"target\":null,\"title\":\"Mental health\"},{\"column\":1,\"href\":\"https://department.va.gov/veteran-sports/\",\"order\":7,\"target\":null,\"title\":\"Adaptive sports and special events\"},{\"column\":1,\"href\":\"https://www.va.gov/outreach-and-events/events/\",\"order\":8,\"target\":null,\"title\":\"VA outreach events\"},{\"column\":1,\"href\":\"https://www.nrd.gov/\",\"order\":9,\"target\":null,\"title\":\"National Resource Directory\"},{\"column\":2,\"href\":\"https://www.va.gov/find-forms/\",\"order\":1,\"target\":null,\"title\":\"VA forms\"},{\"column\":2,\"href\":\"https://www.accesstocare.va.gov/\",\"order\":2,\"target\":null,\"title\":\"VA health care access and quality\"},{\"column\":2,\"href\":\"https://www.va.gov/get-help-from-accredited-representative\",\"order\":3,\"target\":null,\"title\":\"Get help from an accredited representative or VSO\"},{\"column\":2,\"href\":\"https://www.mobile.va.gov/appstore/\",\"order\":4,\"target\":null,\"title\":\"VA mobile apps\"},{\"column\":2,\"href\":\"https://department.va.gov/about/state-departments-of-veterans-affairs-office-locations/\",\"order\":5,\"target\":null,\"title\":\"State Veterans Affairs offices\"},{\"column\":2,\"href\":\"https://www.va.gov/opal/fo/dbwva.asp\",\"order\":6,\"target\":null,\"title\":\"Doing business with VA\"},{\"column\":2,\"href\":\"https://www.va.gov/jobs/\",\"order\":7,\"target\":null,\"title\":\"Careers at VA\"},{\"column\":2,\"href\":\"https://www.va.gov/outreach-and-events/outreach-materials\",\"order\":8,\"target\":null,\"title\":\"VA outreach materials\"},{\"column\":2,\"href\":\"https://www.va.gov/welcome-kit/\",\"order\":9,\"target\":null,\"title\":\"Your VA welcome kit\"},{\"column\":3,\"href\":\"https://news.va.gov/\",\"order\":1,\"target\":null,\"title\":\"VA news\"},{\"column\":3,\"href\":\"https://www.va.gov/opa/pressrel/\",\"order\":2,\"target\":null,\"title\":\"Press releases\"},{\"column\":3,\"href\":\"https://public.govdelivery.com/accounts/USVA/subscriber/new/\",\"order\":3,\"target\":null,\"title\":\"Email updates\"},{\"column\":3,\"href\":\"https://www.facebook.com/VeteransAffairs\",\"order\":4,\"target\":null,\"title\":\"Facebook\"},{\"column\":3,\"href\":\"https://www.instagram.com/deptvetaffairs/\",\"order\":5,\"target\":null,\"title\":\"Instagram\"},{\"column\":3,\"href\":\"https://www.twitter.com/DeptVetAffairs/\",\"order\":6,\"target\":null,\"title\":\"Twitter\"},{\"column\":3,\"href\":\"https://www.flickr.com/photos/VeteransAffairs/\",\"order\":7,\"target\":null,\"title\":\"Flickr\"},{\"column\":3,\"href\":\"https://www.youtube.com/user/DeptVetAffairs\",\"order\":8,\"target\":null,\"title\":\"YouTube\"},{\"column\":3,\"href\":\"https://digital.va.gov/web-governance/social-media/social-media-sites/\",\"order\":9,\"target\":null,\"title\":\"All VA social media\"},{\"column\":4,\"href\":\"https://www.va.gov/resources/\",\"order\":1,\"target\":null,\"title\":\"Resources and support\"},{\"column\":4,\"href\":\"https://www.va.gov/contact-us/\",\"order\":2,\"target\":null,\"title\":\"Contact us\"},{\"column\":4,\"label\":\"Call us\",\"href\":\"tel:18006982411\",\"order\":3,\"target\":null,\"title\":\"800-698-2411\"},{\"ariaLabel\":\"TTY: 7 1 1.\",\"column\":4,\"href\":\"tel:+1711\",\"order\":4,\"target\":null,\"title\":\"TTY: 711\"},{\"column\":4,\"label\":\"Visit a medical center or regional office\",\"href\":\"https://www.va.gov/find-locations/\",\"order\":5,\"target\":null,\"title\":\"Find a VA location\"}],\"megaMenuData\":[{\"title\":\"VA Benefits and Health Care\",\"menuSections\":[{\"title\":\"Health care\",\"links\":{\"seeAllLink\":{\"text\":\"View all in health care\",\"href\":\"https://www.va.gov/health-care\"},\"columnOne\":{\"title\":\"Get health care benefits\",\"links\":[{\"text\":\"About VA health benefits\",\"href\":\"https://www.va.gov/health-care/about-va-health-benefits\"},{\"text\":\"How to apply\",\"href\":\"https://www.va.gov/health-care/how-to-apply\"},{\"text\":\"Family and caregiver health benefits\",\"href\":\"https://www.va.gov/health-care/family-caregiver-benefits\"},{\"text\":\"Apply now for health care\",\"href\":\"https://www.va.gov/health-care/apply/application\"}]},\"columnTwo\":{\"title\":\"Manage your health\",\"links\":[{\"text\":\"Refill and track your prescriptions\",\"href\":\"https://www.va.gov/health-care/refill-track-prescriptions\"},{\"text\":\"Send a secure message to your health care team\",\"href\":\"https://www.va.gov/health-care/secure-messaging\"},{\"text\":\"Schedule and manage health appointments\",\"href\":\"https://www.va.gov/health-care/schedule-view-va-appointments\"},{\"text\":\"View your lab and test results\",\"href\":\"https://www.va.gov/health-care/view-test-and-lab-results\"},{\"text\":\"Order medical supplies\",\"href\":\"https://www.va.gov/health-care/order-medical-supplies\"}]},\"columnThree\":{\"img\":{\"src\":\"https://www.va.gov/img/styles/3_2_medium_thumbnail/public/hub_promos/health-care.png\",\"alt\":\"\"},\"link\":{\"text\":\"The PACT Act and your VA benefits\",\"href\":\"https://www.va.gov/resources/the-pact-act-and-your-va-benefits/\"},\"description\":\"Learn what this law means for Veterans and their survivors.\"}}},{\"title\":\"Disability\",\"links\":{\"seeAllLink\":{\"text\":\"View all in disability\",\"href\":\"https://www.va.gov/disability\"},\"columnOne\":{\"title\":\"Get disability benefits\",\"links\":[{\"text\":\"Eligibility\",\"href\":\"https://www.va.gov/disability/eligibility\"},{\"text\":\"How to file a claim\",\"href\":\"https://www.va.gov/disability/how-to-file-claim\"},{\"text\":\"Survivor and dependent compensation (DIC)\",\"href\":\"https://www.va.gov/family-and-caregiver-benefits/survivor-compensation/dependency-indemnity-compensation\"},{\"text\":\"File a claim online\",\"href\":\"https://www.va.gov/disability/file-disability-claim-form-21-526ez/\"}]},\"columnTwo\":{\"title\":\"Manage your benefits\",\"links\":[{\"text\":\"Check your claim, decision review, or appeal status\",\"href\":\"https://www.va.gov/claim-or-appeal-status\"},{\"text\":\"View your payment history\",\"href\":\"https://www.va.gov/va-payment-history\"},{\"text\":\"Upload evidence to support your claim\",\"href\":\"https://www.va.gov/disability/upload-supporting-evidence\"},{\"text\":\"File for a VA disability increase\",\"href\":\"https://www.va.gov/disability/file-disability-claim-form-21-526ez/\"},{\"text\":\"Request a decision review or appeal\",\"href\":\"https://www.va.gov/decision-reviews\"}]},\"columnThree\":{\"img\":{\"src\":\"https://www.va.gov/img/styles/3_2_medium_thumbnail/public/hub_promos/disability.png\",\"alt\":\"\"},\"link\":{\"text\":\"Fully Developed Claims program\",\"href\":\"https://www.va.gov/disability/how-to-file-claim/evidence-needed/fully-developed-claims\"},\"description\":\"Use this program to get a faster decision by submitting evidence along with your claim.\"}}},{\"title\":\"Education and training\",\"links\":{\"seeAllLink\":{\"text\":\"View all in education\",\"href\":\"https://www.va.gov/education\"},\"columnOne\":{\"title\":\"Get education benefits\",\"links\":[{\"text\":\"About GI Bill benefits\",\"href\":\"https://www.va.gov/education/about-gi-bill-benefits\"},{\"text\":\"Eligibility\",\"href\":\"https://www.va.gov/education/eligibility\"},{\"text\":\"How to apply\",\"href\":\"https://www.va.gov/education/how-to-apply\"},{\"text\":\"Veteran Readiness and Employment (Chapter 31)\",\"href\":\"https://www.va.gov/careers-employment/vocational-rehabilitation\"},{\"text\":\"Education and career benefits for family members\",\"href\":\"https://www.va.gov/family-and-caregiver-benefits/education-and-careers\"}]},\"columnTwo\":{\"title\":\"Manage your benefits\",\"links\":[{\"text\":\"View your VA payment history\",\"href\":\"https://www.va.gov/va-payment-history\"},{\"text\":\"Check Post-9/11 GI Bill Statement of Benefits\",\"href\":\"https://www.va.gov/education/check-post-9-11-gi-bill-benefits\"},{\"text\":\"Transfer your Post-9/11 GI Bill benefits\",\"href\":\"https://www.va.gov/education/transfer-post-9-11-gi-bill-benefits\"},{\"text\":\"Verify your school enrollment\",\"href\":\"https://www.va.gov/education/verify-school-enrollment\"},{\"text\":\"Change your direct deposit information\",\"href\":\"https://www.va.gov/change-direct-deposit\"}]},\"columnThree\":{\"img\":{\"src\":\"https://www.va.gov/img/styles/3_2_medium_thumbnail/public/hub_promos/education.png\",\"alt\":\"\"},\"link\":{\"text\":\"GI Bill\u00AE Comparison Tool\",\"href\":\"https://www.va.gov/education/gi-bill-comparison-tool\"},\"description\":\"Learn about education programs and compare benefits by school.\"}}},{\"title\":\"Careers and employment\",\"links\":{\"seeAllLink\":{\"text\":\"View all in careers and employment\",\"href\":\"https://www.va.gov/careers-employment\"},\"columnOne\":{\"title\":\"Get employment benefits\",\"links\":[{\"text\":\"About Veteran Readiness and Employment (VR&E)\",\"href\":\"https://www.va.gov/careers-employment/vocational-rehabilitation\"},{\"text\":\"How to apply\",\"href\":\"https://www.va.gov/careers-employment/vocational-rehabilitation/how-to-apply\"},{\"text\":\"Educational and career counseling\",\"href\":\"https://www.va.gov/careers-employment/education-and-career-counseling\"},{\"text\":\"Veteran-owned small business support\",\"href\":\"https://www.va.gov/careers-employment/veteran-owned-business-support\"},{\"text\":\"Apply for VR&E benefits\",\"href\":\"https://www.va.gov/careers-employment/vocational-rehabilitation/apply-vre-form-28-1900/\"}]},\"columnTwo\":{\"title\":\"Manage your career\",\"links\":[{\"text\":\"VA transition assistance\",\"href\":\"https://www.benefits.va.gov/tap/\"},{\"text\":\"Find a job\",\"href\":\"https://www.dol.gov/veterans/findajob/\"},{\"text\":\"Find VA careers and support\",\"href\":\"https://www.va.gov/jobs/\"},{\"text\":\"Print your civil service preference letter\",\"href\":\"https://www.va.gov/records/download-va-letters\"}]},\"columnThree\":{\"img\":{\"src\":\"https://www.va.gov/img/styles/3_2_medium_thumbnail/public/hub_promos/careers.png\",\"alt\":\"\"},\"link\":{\"text\":\"VA for Vets\",\"href\":\"https://www.vaforvets.va.gov/\"},\"description\":\"Get help transitioning to a civilian career and matching your skills and experiences to VA job opportunities.\"}}},{\"title\":\"Pension\",\"links\":{\"seeAllLink\":{\"text\":\"View all in pension\",\"href\":\"https://www.va.gov/pension\"},\"columnOne\":{\"title\":\"Get pension benefits\",\"links\":[{\"text\":\"Veterans Pension eligibility\",\"href\":\"https://www.va.gov/pension/eligibility\"},{\"text\":\"How to apply\",\"href\":\"https://www.va.gov/pension/how-to-apply\"},{\"text\":\"Apply now for a Veterans Pension\",\"href\":\"https://www.va.gov/pension/application/527EZ\"},{\"text\":\"Aid and attendance benefits and housebound allowance\",\"href\":\"https://www.va.gov/pension/aid-attendance-housebound\"},{\"text\":\"Survivors Pension\",\"href\":\"https://www.va.gov/family-and-caregiver-benefits/survivor-compensation/survivors-pension\"}]},\"columnTwo\":{\"title\":\"Manage your benefits\",\"links\":[{\"text\":\"Check your claim, decision review, or appeal status\",\"href\":\"https://www.va.gov/claim-or-appeal-status\"},{\"text\":\"View your VA payment history\",\"href\":\"https://www.va.gov/va-payment-history\"},{\"text\":\"Change your address\",\"href\":\"https://www.va.gov/change-address\"},{\"text\":\"Change your direct deposit information\",\"href\":\"https://www.va.gov/change-direct-deposit\"}]},\"columnThree\":{\"img\":{\"src\":\"https://www.va.gov/img/styles/3_2_medium_thumbnail/public/hub_promos/pension.png\",\"alt\":\"\"},\"link\":{\"text\":\"Get your pension payments electronically\",\"href\":\"https://www.godirect.gov/gpw\"},\"description\":\"Sign up for direct deposit or a pre-paid debit card.\"}}},{\"title\":\"Housing assistance\",\"links\":{\"seeAllLink\":{\"text\":\"View all in housing assistance\",\"href\":\"https://www.va.gov/housing-assistance\"},\"columnOne\":{\"title\":\"Get home loan benefits\",\"links\":[{\"text\":\"About VA home loan types\",\"href\":\"https://www.va.gov/housing-assistance/home-loans/loan-types\"},{\"text\":\"How to request a COE\",\"href\":\"https://www.va.gov/housing-assistance/home-loans/how-to-request-coe\"},{\"text\":\"Check your COE status\",\"href\":\"https://www.va.gov/housing-assistance/home-loans/check-coe-status\"},{\"text\":\"Request a COE online\",\"href\":\"https://www.va.gov/housing-assistance/home-loans/request-coe-form-26-1880\"}]},\"columnTwo\":{\"title\":\"Get Veterans housing grants\",\"links\":[{\"text\":\"About disability housing grants\",\"href\":\"https://www.va.gov/housing-assistance/disability-housing-grants\"},{\"text\":\"Check your claim, decision review, or appeal status\",\"href\":\"https://www.va.gov/claim-or-appeal-status\"},{\"text\":\"How to apply for an SAH grant\",\"href\":\"https://www.va.gov/housing-assistance/disability-housing-grants/how-to-apply\"}]},\"columnThree\":{\"img\":{\"src\":\"https://www.va.gov/img/styles/3_2_medium_thumbnail/public/hub_promos/housing.png\",\"alt\":\"\"},\"link\":{\"text\":\"National Call Center for Homeless Veterans\",\"href\":\"https://www.va.gov/homeless/nationalcallcenter.asp\"},\"description\":\"Find out how we can help you or a Veteran you care about connect with VA and local resources 24 hours a day, 7 days a week.\"}}},{\"title\":\"Life insurance\",\"links\":{\"seeAllLink\":{\"text\":\"View all in life insurance\",\"href\":\"https://www.va.gov/life-insurance\"},\"columnOne\":{\"title\":\"Get life insurance\",\"links\":[{\"text\":\"About life insurance options\",\"href\":\"https://www.va.gov/life-insurance/options-eligibility\"},{\"text\":\"Benefits for totally disabled or terminally ill policyholders\",\"href\":\"https://www.va.gov/life-insurance/totally-disabled-or-terminally-ill\"},{\"text\":\"Beneficiary financial counseling and online will preparation\",\"href\":\"https://www.benefits.va.gov/insurance/bfcs.asp\"}]},\"columnTwo\":{\"title\":\"Manage your life insurance\",\"links\":[{\"text\":\"Access your policy online\",\"href\":\"https://www.va.gov/life-insurance/manage-your-policy\"},{\"text\":\"Update your beneficiaries\",\"href\":\"https://www.benefits.va.gov/INSURANCE/updatebene.asp\"},{\"text\":\"File a claim for insurance benefits\",\"href\":\"https://www.benefits.va.gov/INSURANCE/sglivgli.asp\"},{\"text\":\"Check your claim, decision review, or appeal status\",\"href\":\"https://www.va.gov/claim-or-appeal-status\"}]},\"columnThree\":{\"img\":{\"src\":\"https://www.va.gov/img/styles/3_2_medium_thumbnail/public/hub_promos/life-insurance.png\",\"alt\":\"\"},\"link\":{\"text\":\"Learn how to apply for Veterans Affairs Life Insurance (VALife)\",\"href\":\"https://www.va.gov/life-insurance/options-eligibility/valife\"},\"description\":\"VALife is our new life insurance program for Veterans with service-connected disabilities.\"}}},{\"title\":\"Burials and memorials\",\"links\":{\"seeAllLink\":{\"text\":\"View all in burials and memorials\",\"href\":\"https://www.va.gov/burials-memorials\"},\"columnOne\":{\"title\":\"Get burial benefits\",\"links\":[{\"text\":\"Eligibility\",\"href\":\"https://www.va.gov/burials-memorials/eligibility\"},{\"text\":\"Pre-need burial eligibility determination\",\"href\":\"https://www.va.gov/burials-memorials/pre-need-eligibility\"},{\"text\":\"Veteran burial allowance\",\"href\":\"https://www.va.gov/burials-memorials/veterans-burial-allowance\"},{\"text\":\"Memorial items\",\"href\":\"https://www.va.gov/burials-memorials/memorial-items\"},{\"text\":\"Survivor and dependent compensation (DIC)\",\"href\":\"https://www.va.gov/disability/dependency-indemnity-compensation\"}]},\"columnTwo\":{\"title\":\"Plan a burial\",\"links\":[{\"text\":\"Schedule a burial for a Veteran or family member\",\"href\":\"https://www.va.gov/burials-memorials/schedule-a-burial\"},{\"text\":\"Find a cemetery\",\"href\":\"https://www.cem.va.gov/cems/listcem.asp\"},{\"text\":\"Request military records (DD214)\",\"href\":\"https://www.va.gov/records/get-military-service-records\"}]},\"columnThree\":{\"img\":{\"src\":\"https://www.va.gov/img/styles/3_2_medium_thumbnail/public/hub_promos/burials.png\",\"alt\":\"\"},\"link\":{\"text\":\"Find National Cemetery Administration Information\",\"href\":\"https://www.cem.va.gov/\"},\"description\":\"Locate a grave, search for cemeteries, and find benefits information and resources.\"}}},{\"title\":\"Records\",\"links\":{\"seeAllLink\":{\"text\":\"View all in records\",\"href\":\"https://www.va.gov/records\"},\"columnOne\":{\"title\":\"Get your records\",\"links\":[{\"text\":\"Get your VA medical records (Blue Button)\",\"href\":\"https://www.va.gov/health-care/get-medical-records\"},{\"text\":\"Download your VA benefits letters\",\"href\":\"https://www.va.gov/records/download-va-letters\"},{\"text\":\"How to request a VA home loan Certificate of Eligibility (COE)\",\"href\":\"https://www.va.gov/housing-assistance/home-loans/how-to-request-coe\"},{\"text\":\"Get Veteran ID cards\",\"href\":\"https://www.va.gov/records/get-veteran-id-cards\"}]},\"columnTwo\":{\"title\":\"Manage your records\",\"links\":[{\"text\":\"Request your military records (DD214)\",\"href\":\"https://www.va.gov/records/get-military-service-records\"},{\"text\":\"Change your address\",\"href\":\"https://www.va.gov/change-address\"},{\"text\":\"How to apply for a discharge upgrade\",\"href\":\"https://www.va.gov/discharge-upgrade-instructions\"},{\"text\":\"View your VA payment history\",\"href\":\"https://www.va.gov/va-payment-history\"},{\"text\":\"Search historical military records (National Archives)\",\"href\":\"https://www.archives.gov/\"}]},\"columnThree\":{\"img\":{\"src\":\"https://www.va.gov/img/styles/3_2_medium_thumbnail/public/hub_promos/records.png\",\"alt\":\"\"},\"link\":{\"text\":\"Confirm your VA benefit status\",\"href\":\"https://www.va.gov/records/download-va-letters\"},\"description\":\"Download letters like your eligibility or award letter for certain benefits.\"}}},{\"title\":\"Service member benefits\",\"text\":\"Service member benefits\",\"href\":\"https://www.va.gov/service-member-benefits\"},{\"title\":\"Family member benefits\",\"text\":\"Family member benefits\",\"href\":\"https://www.va.gov/family-member-benefits\"}]},{\"title\":\"About VA\",\"menuSections\":{\"mainColumn\":{\"title\":\"VA organizations\",\"links\":[{\"text\":\"Veterans Health Administration\",\"href\":\"https://www.va.gov/health\"},{\"text\":\"Veterans Benefits Administration\",\"href\":\"https://www.benefits.va.gov/benefits/\"},{\"text\":\"National Cemetery Administration\",\"href\":\"https://www.cem.va.gov/\"},{\"text\":\"VA Leadership\",\"href\":\"https://department.va.gov/biographies/?_bio_position=assistant-secretary%2Cchairman%2Cdeputy-secretary%2Cgeneral-counsel%2Cinspector-general%2Cprincipal-executive-director%2Csecretary%2Cunder-secretary%2Cva-chief-of-staff/%3Fredirect%3D1%2Cva-chief-of-staff\"},{\"text\":\"Public Affairs\",\"href\":\"https://department.va.gov/administrations-and-offices/public-and-intergovernmental-affairs/\"},{\"text\":\"Congressional Affairs\",\"href\":\"https://www.va.gov/oca/index.asp\"},{\"text\":\"All VA offices and organizations\",\"href\":\"https://department.va.gov/about/\"}]},\"columnOne\":{\"title\":\"Innovation at VA\",\"links\":[{\"text\":\"Health research\",\"href\":\"https://www.research.va.gov/\"},{\"text\":\"Public health\",\"href\":\"https://www.publichealth.va.gov/\"},{\"text\":\"VA open data\",\"href\":\"https://www.va.gov/data/\"},{\"text\":\"Veterans analysis and statistics\",\"href\":\"https://www.va.gov/VETDATA/index.asp\"},{\"text\":\"Appeals modernization\",\"href\":\"https://www.benefits.va.gov/benefits/appeals.asp\"},{\"text\":\"VA Innovation Center\",\"href\":\"https://www.innovation.va.gov/\"},{\"text\":\"Recovery Act\",\"href\":\"https://www.va.gov/recovery/\"}]},\"columnTwo\":{\"title\":\"Learn about VA\",\"links\":[{\"text\":\"About VA\",\"href\":\"https://department.va.gov/about/\"},{\"text\":\"History of VA\",\"href\":\"https://department.va.gov/history/\"},{\"text\":\"VA plans, budget, finances, and performance\",\"href\":\"https://department.va.gov/about/va-plans-budget-finances-and-performance/\"},{\"text\":\"National cemetery history program\",\"href\":\"https://www.cem.va.gov/cem/history/index.asp\"},{\"text\":\"Veterans legacy program\",\"href\":\"https://www.cem.va.gov/cem/legacy/index.asp\"},{\"text\":\"Volunteer or donate\",\"href\":\"https://www.volunteer.va.gov/index.asp\"}]},\"columnThree\":{\"img\":{\"src\":\"https://www.va.gov/img/styles/3_2_medium_thumbnail/public/2023-11/disability%20icon.png\",\"alt\":\"Paper icon\"},\"link\":{\"text\":\"Agency Financial Report\",\"href\":\"https://department.va.gov/administrations-and-offices/management/finance/agency-financial-report/\"},\"description\":\"View the FY 2024 report that includes VA accomplishments with taxpayer dollars and the challenges that remain.\"}}},{\"title\":\"Find a VA Location\",\"href\":\"https://www.va.gov/find-locations\"}]}"); </script> <script defer type="text/javascript" nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7" src="https://resource.digital.voice.va.gov/wdcvoice/2/onsite/embed.js" async></script> </head> <body class=" merger"> <div id="announcement-root"></div>  <noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-WFJWBD" height="0" width="0" class="csp-inline-patch-footer"></iframe></noscript> <a class="show-on-focus" href="#content" id="260cca330a11f6fb014db9ecf227b161">Skip to Content</a>  <header class="header" role="banner" id="header-default">  <div data-widget-type="header" data-show="true" data-show-nav-login="true" data-show-mega-menu="true" id="header-v2"></div>  <div id="legacy-header" class="vads-u-display--none"> <div class="va-notice--banner"> <div class="va-notice--banner-inner"> <div class="usa-banner"> <div class="usa-accordion"> <div class="usa-banner-header"> <div class="usa-grid usa-banner-inner"> <img src="https://s3-us-gov-west-1.amazonaws.com/content.www.va.gov/img/tiny-usa-flag.png" alt="U.S. flag" height="20" width="20"> <p>An official website of the United States government</p> <button id="usa-banner-toggle" class="usa-accordion-button usa-banner-button" aria-expanded="false" aria-controls="gov-banner"> <span class="usa-banner-button-text">Here’s how you know</span> </button> </div> </div> <div class="usa-banner-content usa-grid usa-accordion-content" id="gov-banner" aria-hidden="true"> <div class="usa-banner-guidance-gov usa-width-one-half"> <img class="usa-banner-icon usa-media_block-img" src="https://s3-us-gov-west-1.amazonaws.com/content.www.va.gov/img/icon-dot-gov.svg" alt="Dot gov"> <div class="usa-media_block-body"> <p> <strong>The .gov means it’s official.</strong> <br> Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you're on a federal government site. </p> </div> </div> <div class="usa-banner-guidance-ssl usa-width-one-half"> <img class="usa-banner-icon usa-media_block-img" src="https://s3-us-gov-west-1.amazonaws.com/content.www.va.gov/img/icon-https.svg" alt="SSL"> <div class="usa-media_block-body"> <p> <strong>The site is secure.</strong> <br> The <strong>https://</strong> ensures that you're connecting to the official website and that any information you provide is encrypted and sent securely. </p> </div> </div> </div> </div> </div> </div> <div class="va-crisis-line-container vads-u-background-color--secondary-darkest"> <button class="va-crisis-line va-overlay-trigger vads-u-background-color--secondary-darkest" data-show="#modal-crisisline" id="f82f08ddebd2341ee5435693f2d93aa6"> <div class="va-crisis-line-inner"> <span class="va-crisis-line-icon" aria-hidden="true"></span> <span class="va-crisis-line-text" id="b1910a0d5c4fdc9e4997836da594027d">Talk to the <strong>Veterans Crisis Line</strong> now</span> <img alt aria-hidden="true" class="va-crisis-line-arrow" src="https://s3-us-gov-west-1.amazonaws.com/content.www.va.gov/img/arrow-right-white.svg"> </div> </button> </div> </div>  <div class="row va-flex usa-grid usa-grid-full" id="va-header-logo-menu"> <div class="va-header-logo-wrapper"> <a href="/" class="va-header-logo"> <img src="https://s3-us-gov-west-1.amazonaws.com/content.www.va.gov/img/header-logo.png" alt="VA logo and Seal, U.S. Department of Veterans Affairs" height="59" width="264"> </a> </div> <div id="va-nav-controls"></div> <div class="medium-screen:vads-u-display--none usa-grid usa-grid-full"> <div class="menu-rule usa-one-whole"></div> <div class="mega-menu" id="mega-menu-mobile"></div> </div> <div id="login-root" class="vet-toolbar"></div> </div> <div class="usa-grid usa-grid-full"> <div class="menu-rule usa-one-whole"></div> <div class="mega-menu" id="mega-menu"></div> </div> </div>     <div data-widget-type="situation-updates-banner"></div>  <div data-widget-type="maintenance-banner"></div>   </header>  <script nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7" type="text/javascript"> (function() { var isIe = /(trident|msie)/i.test(navigator.userAgent); if (isIe && document.getElementById && window.addEventListener) { window.addEventListener('hashchange', function skipLinkFocus() { var id = location.hash.substring(1); var element; if (!/^[A-z0-9_-]+$/.test(id)) { return; } element = document.getElementById(id); if (element) { if (!/^(?:a|select|input|button|textarea)$/i.test(element.tagName)) { element.tabIndex = -1; } element.focus(); } }); } })(); </script> <script type="text/javascript" defer nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7"> window.onload = function() { const contentElement = document.querySelector('.smartbanner'); if(contentElement){ contentElement.style.top = '-84px' } }; </script> <div class="vads-u-padding-x--1p5" data-template="includes/breadcrumbs"> <va-breadcrumbs class="row" wrapping> <script nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7"> const bcComponent = document.querySelector('va-breadcrumbs'); if (bcComponent) { bcComponent.setAttribute('breadcrumb-list', "[{\"href\":\"/\",\"isRouterLink\":false,\"label\":\"Home\",\"lang\":\"en-US\"},{\"href\":\"/life-insurance\",\"isRouterLink\":false,\"label\":\"Life insurance\",\"lang\":\"en-US\"},{\"href\":\"/life-insurance/options-eligibility\",\"isRouterLink\":false,\"label\":\"Options and eligibility\",\"lang\":\"en-US\"},{\"href\":\"/life-insurance/options-eligibility/fsgli\",\"isRouterLink\":false,\"label\":\"Family Servicemembers’ Group Life Insurance (FSGLI)\",\"lang\":\"en-US\"}]"); } </script> </va-breadcrumbs></div> <div itemscope itemprop="mainEntity" itemtype="https://schema.org/FAQPage"> <div id="content" class="interior"> <main class="va-l-detail-page" lang="en"> <div class="usa-grid usa-grid-full"> <nav data-template="navigation/sidebar_nav" aria-label="Secondary" id="va-detailpage-sidebar" data-drupal-sidebar="true" class="va-drupal-sidebarnav usa-width-one-fourth va-sidebarnav"> <div> <button class="va-sidenav-btn-close va-sidebarnav-close" type="button" aria-label="Close this menu"> <va-icon icon="close" size="3" class="vads-u-color--gray-dark"></va-icon> </button> <div class="vads-u-display--flex vads-u-align-items--center left-side-nav-title"> <va-icon icon="shield" size="3" class="hub-icon vads-u-color--white vads-u-background-color--hub-life-insurance vads-u-display--flex vads-u-align-items--center vads-u-justify-content--center vads-u-margin-right--1"></va-icon> <h4>Life insurance</h4> </div> <div class="sidenav-previous-page"> <a href="/life-insurance/options-eligibility">Options and eligibility</a> </div> <ul class="usa-sidenav-list"> <li> <a href="/life-insurance/options-eligibility/sgli" id="c579cc2fc8a409545037ae40510292dd">Servicemembers’ Group (SGLI)</a> </li> <li class="active-level"> <a class="usa-current" href="/life-insurance/options-eligibility/fsgli" id="fe4a4a01902fb71f522cddab968200f4">Family Servicemembers’ Group (FSGLI)</a> </li> <li> <a href="/life-insurance/options-eligibility/tsgli" id="d461a36e696161e8034a4303fc48c17a">Traumatic Injury Protection (TSGLI)</a> <ul class="usa-sidenav-sub_list"> <li> <a href="https://www.benefits.va.gov/insurance/tsgli_schedule_Schedule.asp" id="c0f8188233ca48ff0635b5e7c8f8e53f">TSGLI loss standards</a> </li> </ul> </li> <li> <a href="/life-insurance/options-eligibility/vgli" id="d6cd33289a0c385acc911911882e9708">Veterans’ Group (VGLI)</a> <ul class="usa-sidenav-sub_list"> <li> <a href="https://www.benefits.va.gov/insurance/vgli_rates_compare_vgli.asp" id="1466ef41986b18801b63a6de43c3daf3">Compare VGLI to other insurance</a> </li> </ul> </li> <li> <a href="/life-insurance/options-eligibility/valife" id="2529b973889f9b15ba05bc03fd77ca7a">Veterans Affairs Life Insurance (VALife)</a> </li> <li> <a href="/life-insurance/options-eligibility/s-dvi" id="b1ef10d5c6619b8d8854d216a5b0239d">Service-Disabled Veterans (S-DVI)</a> </li> <li> <a href="/life-insurance/options-eligibility/vmli" id="03ac6567173672e1cc04b38f08d36b50">Veterans’ Mortgage (VMLI)</a> </li> <li> <a href="https://www.benefits.va.gov/insurance/select.asp" id="8e43fe71557ea6fdb5fd6dafba461a6c">Other VA programs</a> </li> </ul> </div> </nav> <div class="usa-width-three-fourths"> <div class="va-btn-sidebarnav-trigger" id="sidebar-nav-trigger">  <div class="button-background"></div> <div class="button-wrapper"> <button aria-controls="va-detailpage-sidebar"> <strong>In this section</strong> <va-icon icon="menu" size="3" class="vads-u-color--link-default"></va-icon> </button> </div> </div> <div class="trigger-placeholder"></div> <script nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7" type="text/javascript"> var mobileMediaQuery = window.matchMedia('(max-width: 767px)') var navTrigger = document.getElementsByClassName('va-btn-sidebarnav-trigger')[0] var buttonWrapper = document.querySelector( '.va-btn-sidebarnav-trigger .button-wrapper' ) var buttonBackground = document.querySelector( '.va-btn-sidebarnav-trigger .button-background' ) var navTriggerPlaceholder = document.querySelector('.trigger-placeholder') var navTriggerPosition // Helper to get the height of the nav button, with or without the bottom // padding. This is used to set the height of the button's placeholder and the // height of the white button background function getButtonHeight(withBottomPadding) { // If the mobile nav button is hidden, just return 0 if (!mobileMediaQuery.matches) { return 0 } const style = window.getComputedStyle(buttonWrapper) const { height, paddingBottom } = style if (withBottomPadding) { return parseFloat(height) } return parseFloat(height) - parseFloat(paddingBottom) } function setElementHeights() { // In some edge cases when switching from desktop to mobile viewport (such // as when you open the web inspector), getButtonHeight() was returning 0, // likely due to `mobileMediaQuery.matches` failing. This simple hack // ensures that the height is not computed until the next run of the event // loop setTimeout(() => { navTriggerPlaceholder.style.height = getButtonHeight(true) + 'px' buttonBackground.style.height = getButtonHeight(false) + 'px' }, 0) } function setMenuTriggerPosition() { navTriggerPosition = navTriggerPlaceholder.offsetTop } function pinTrigger() { if (mobileMediaQuery.matches) { if (navTriggerPosition < window.pageYOffset) { navTrigger.classList.add('fixed-trigger') } else { navTrigger.classList.remove('fixed-trigger') } } } // As the document loads, make sure the height and trigger positions are // updated document.onreadystatechange = () => { setElementHeights() setMenuTriggerPosition() } window.addEventListener( 'resize', () => { // The height of the trigger can change at extreme browser widths setElementHeights() // The trigger can be pushed up/down as elements above it change height as // the browser width changes setMenuTriggerPosition() // We might need to pin/unpin the trigger if we transitions from/to mobile // browser widths pinTrigger() }, false ) window.addEventListener( 'scroll', () => { // We are resetting the trigger button's position on scroll just in case any // elements have been removed from above the menu trigger, such as a // dismissible alert. setMenuTriggerPosition() // Primarily scrolling will pin/unpin the trigger from the top of the // viewport pinTrigger() }, false ) </script> <article class="usa-content vads-u-padding-bottom--0"> <div data-widget-type="i18-select"></div> <h1>Family Servicemembers’ Group Life Insurance (FSGLI)</h1> <div class="va-introtext"> <p>Family SGLI, also known as Family Servicemembers’ Group Life Insurance (FSGLI), offers coverage for the spouse and dependent children of service members covered under full-time SGLI. Find out how much coverage you may qualify for—and how to apply for and manage your benefits.</p> </div> <div class="feature"> <div data-template="paragraphs/q_a" data-entity-id="5103" data-analytics-faq-section data-analytics-faq-text="Am I eligible for FSGLI?"> <div id="5103"> <div class="vads-u-display--flex"> <h2 id="am-i-eligible-for-fsgli"> Am I eligible for FSGLI? </h2> </div> <div data-entity-id="5103"> <div data-template="paragraphs/wysiwyg" data-entity-id="5104"> <div itemprop="text"> <p>You may be eligible for FSGLI if you’re the spouse or dependent child of a service member who meets one of these requirements.</p> <p><strong>One of these must be true:</strong></p> <ul> <li>The service member is on active duty and covered by full-time SGLI, <strong>or</strong></li> <li>The service member is a member of the National Guard or Ready Reserve covered by full-time SGLI</li> </ul> <p>You may qualify to get FSGLI as the spouse of someone with SGLI coverage no matter if your own status is active duty, retired, or civilian.</p> </div> </div> </div> </div> </div> <div data-template="paragraphs/q_a" data-entity-id="5105" data-analytics-faq-section data-analytics-faq-text="Who’s covered?"> <div id="5105"> <div class="vads-u-display--flex"> <h2 id="whos-covered"> Who’s covered? </h2> </div> <div data-entity-id="5105"> <div data-template="paragraphs/wysiwyg" data-entity-id="5106"> <div itemprop="text"> <ul> <li>Spouses of service members covered under SGLI</li> <li>Dependent children of service members covered under SGLI</li> </ul> </div> </div> </div> </div> </div> </div> <script type="application/ld+json" nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7"> { "@context": "https://schema.org", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "How much coverage can I get with Family Servicemembers’ Group Life Insurance?", "acceptedAnswer": { "@type": "Answer", "text": "" } }, { "@type": "Question", "name": "How do I get these benefits?", "acceptedAnswer": { "@type": "Answer", "text": "" } }, { "@type": "Question", "name": "How much will my service member pay for spousal coverage—and how do the premium payments work?", "acceptedAnswer": { "@type": "Answer", "text": "" } }, { "@type": "Question", "name": "Can my service member make changes to my coverage?", "acceptedAnswer": { "@type": "Answer", "text": "" } }, { "@type": "Question", "name": "How much will my service member pay for dependent coverage?", "acceptedAnswer": { "@type": "Answer", "text": "" } }, { "@type": "Question", "name": "Can my service member get extended coverage for our dependent child?", "acceptedAnswer": { "@type": "Answer", "text": "" } }, { "@type": "Question", "name": "How do I convert spousal FSGLI coverage to an individual insurance policy?", "acceptedAnswer": { "@type": "Answer", "text": "" } }, { "@type": "Question", "name": "Which forms would my service member need?", "acceptedAnswer": { "@type": "Answer", "text": "" } } ] } </script> <div data-template="paragraphs/q_a_section" data-entity-id="5108"> <div data-template="paragraphs/q_a" data-entity-id="5107" data-analytics-faq-section data-analytics-faq-text="How much coverage can I get with Family Servicemembers’ Group Life Insurance?"> <div id="5107"> <div class="vads-u-display--flex"> <h2 id="how-much-coverage-can-i-get-wi"> How much coverage can I get with Family Servicemembers’ Group Life Insurance? </h2> </div> <div data-entity-id="5107"> <div data-template="paragraphs/wysiwyg" data-entity-id="5109"> <div itemprop="text"> <p>Up to a maximum of $100,000 of coverage for you as a spouse, not to exceed your service member’s SGLI coverage, and $10,000 for each dependent child. Dependent children get free coverage.</p> </div> </div> </div> </div> </div> <div data-template="paragraphs/q_a" data-entity-id="5110" data-analytics-faq-section data-analytics-faq-text="How do I get these benefits?"> <div id="5110"> <div class="vads-u-display--flex"> <h2 id="how-do-i-get-these-benefits"> How do I get these benefits? </h2> </div> <div data-entity-id="5110"> <div data-template="paragraphs/wysiwyg" data-entity-id="5111"> <div itemprop="text"> <h3 id="if-youre-the-civilian-spouse-o">If you’re the civilian spouse of a service member signed up for full-time SGLI</h3> <p>We’ll automatically insure you under FSGLI. In this case, we’ll automatically take your premium out of your service member’s pay.</p> <h3 id="if-youre-a-military-spouse-and">If you’re a military spouse and you were married on or after January 2, 2013</h3> <p>We won’t automatically cover you. You’ll need your service member to sign you up online through the SGLI Online Enrollment System (SOES).</p> <p>To access SOES, have your service member:</p> </div> </div> <div data-template="paragraphs/process" data-entity-id="5112" class="process schemaform-process"> <va-process-list> <va-process-list-item><p><a href="https://milconnect.dmdc.osd.mil/milconnect/">Go to milConnect</a></p></va-process-list-item> <va-process-list-item><p>Sign in.</p></va-process-list-item> <va-process-list-item><p>Go to Benefits, Life Insurance SOES- SGLI Online Enrollment System to sign up.</p></va-process-list-item> </va-process-list> </div> <div data-template="paragraphs/wysiwyg" data-entity-id="5113"> <div itemprop="text"> <p>Your service member can log in with their CAC or DS Logon as soon as they receive notice that they can start using SOES.</p> </div> </div> </div> </div> </div> <div data-template="paragraphs/q_a" data-entity-id="5114" data-analytics-faq-section data-analytics-faq-text="How much will my service member pay for spousal coverage—and how do the premium payments work?"> <div id="5114"> <div class="vads-u-display--flex"> <h2 id="how-much-will-my-service-membe"> How much will my service member pay for spousal coverage—and how do the premium payments work? </h2> </div> <div data-entity-id="5114"> <div data-template="paragraphs/wysiwyg" data-entity-id="5115"> <div itemprop="text"> <p>Your service member will pay a premium for your coverage, which will increase as you age. Choose your age below to view current spousal coverage monthly premium rates based on the amount of insurance coverage you want.</p> </div> </div> <div data-template="paragraphs/collapsible_panel" data-entity-id="5116" data-multiselectable="false"> <va-accordion uswds> <va-accordion-item class="va-accordion-item" id="under-35-years-5117"> <h3 slot="headline"> Under 35 years </h3> <div id="5117" data-template="paragraphs/collapsible_panel__panel" data-entity-id="5117" data-analytics-faq-text="Under 35 years"> <div id="collapsible_panel_item-5117"> <div data-template="paragraphs/wysiwyg" data-entity-id="5117"> <div itemprop="text"> </div> </div> <va-table data-template="paragraphs/table" data-entity-id="5118" table-title table-type="bordered" uswds> <va-table-row> <span>Coverage amount</span> <span>Monthly premium rate</span> </va-table-row> <va-table-row> <span> $100,000 </span> <span> $4.50 </span> </va-table-row> <va-table-row> <span> $90,000 </span> <span> $4.05 </span> </va-table-row> <va-table-row> <span> $80,000 </span> <span> $3.60 </span> </va-table-row> <va-table-row> <span> $70,000 </span> <span> $3.15 </span> </va-table-row> <va-table-row> <span> $60,000 </span> <span> $2.70 </span> </va-table-row> <va-table-row> <span> $50,000 </span> <span> $2.25 </span> </va-table-row> <va-table-row> <span> $40,000 </span> <span> $1.80 </span> </va-table-row> <va-table-row> <span> $30,000 </span> <span> $1.35 </span> </va-table-row> <va-table-row> <span> $20,000 </span> <span> $.90 </span> </va-table-row> <va-table-row> <span> $10,000 </span> <span> $0.45 </span> </va-table-row> </va-table> </div> </div> </va-accordion-item> <va-accordion-item class="va-accordion-item" id="35---39-years-5119"> <h3 slot="headline"> 35 - 39 years </h3> <div id="5119" data-template="paragraphs/collapsible_panel__panel" data-entity-id="5119" data-analytics-faq-text="35 - 39 years"> <div id="collapsible_panel_item-5119"> <div data-template="paragraphs/wysiwyg" data-entity-id="5119"> <div itemprop="text"> </div> </div> <va-table data-template="paragraphs/table" data-entity-id="5120" table-title table-type="bordered" uswds> <va-table-row> <span>Coverage amount</span> <span>Monthly premium rate</span> </va-table-row> <va-table-row> <span> $100,000 </span> <span> $5.30 </span> </va-table-row> <va-table-row> <span> $90,000 </span> <span> $4.77 </span> </va-table-row> <va-table-row> <span> $80,000 </span> <span> $4.24 </span> </va-table-row> <va-table-row> <span> $70,000 </span> <span> $3.71 </span> </va-table-row> <va-table-row> <span> $60,000 </span> <span> $3.18 </span> </va-table-row> <va-table-row> <span> $50,000 </span> <span> $2.65 </span> </va-table-row> <va-table-row> <span> $40,000 </span> <span> $2.12 </span> </va-table-row> <va-table-row> <span> $30,000 </span> <span> $1.59 </span> </va-table-row> <va-table-row> <span> $20,000 </span> <span> $1.06 </span> </va-table-row> <va-table-row> <span> $10,000 </span> <span> $0.53 </span> </va-table-row> </va-table> </div> </div> </va-accordion-item> <va-accordion-item class="va-accordion-item" id="40---44-years-5121"> <h3 slot="headline"> 40 - 44 years </h3> <div id="5121" data-template="paragraphs/collapsible_panel__panel" data-entity-id="5121" data-analytics-faq-text="40 - 44 years"> <div id="collapsible_panel_item-5121"> <div data-template="paragraphs/wysiwyg" data-entity-id="5121"> <div itemprop="text"> </div> </div> <va-table data-template="paragraphs/table" data-entity-id="5122" table-title table-type="bordered" uswds> <va-table-row> <span>Coverage amount</span> <span>Monthly premium rate</span> </va-table-row> <va-table-row> <span> $100,000 </span> <span> $7.00 </span> </va-table-row> <va-table-row> <span> $90,000 </span> <span> $6.30 </span> </va-table-row> <va-table-row> <span> $80,000 </span> <span> $5.60 </span> </va-table-row> <va-table-row> <span> $70,000 </span> <span> $4.90 </span> </va-table-row> <va-table-row> <span> $60,000 </span> <span> $4.20 </span> </va-table-row> <va-table-row> <span> $50,000 </span> <span> $3.50 </span> </va-table-row> <va-table-row> <span> $40,000 </span> <span> $2.80 </span> </va-table-row> <va-table-row> <span> $30,000 </span> <span> $2.10 </span> </va-table-row> <va-table-row> <span> $20,000 </span> <span> $1.40 </span> </va-table-row> <va-table-row> <span> $10,000 </span> <span> $0.70 </span> </va-table-row> </va-table> </div> </div> </va-accordion-item> <va-accordion-item class="va-accordion-item" id="45-49-years-5123"> <h3 slot="headline"> 45 – 49 years </h3> <div id="5123" data-template="paragraphs/collapsible_panel__panel" data-entity-id="5123" data-analytics-faq-text="45 – 49 years"> <div id="collapsible_panel_item-5123"> <div data-template="paragraphs/wysiwyg" data-entity-id="5123"> <div itemprop="text"> </div> </div> <va-table data-template="paragraphs/table" data-entity-id="5124" table-title table-type="bordered" uswds> <va-table-row> <span>Coverage amount</span> <span>Monthly premium rate</span> </va-table-row> <va-table-row> <span> $100,000 </span> <span> $10.00 </span> </va-table-row> <va-table-row> <span> $90,000 </span> <span> $9.00 </span> </va-table-row> <va-table-row> <span> $80,000 </span> <span> $8.00 </span> </va-table-row> <va-table-row> <span> $70,000 </span> <span> $7.00 </span> </va-table-row> <va-table-row> <span> $60,000 </span> <span> $6.00 </span> </va-table-row> <va-table-row> <span> $50,000 </span> <span> $5.00 </span> </va-table-row> <va-table-row> <span> $40,000 </span> <span> $4.00 </span> </va-table-row> <va-table-row> <span> $30,000 </span> <span> $3.00 </span> </va-table-row> <va-table-row> <span> $20,000 </span> <span> $2.00 </span> </va-table-row> <va-table-row> <span> $10,000 </span> <span> $1.00 </span> </va-table-row> </va-table> </div> </div> </va-accordion-item> <va-accordion-item class="va-accordion-item" id="50-54-years-5125"> <h3 slot="headline"> 50 – 54 years </h3> <div id="5125" data-template="paragraphs/collapsible_panel__panel" data-entity-id="5125" data-analytics-faq-text="50 – 54 years"> <div id="collapsible_panel_item-5125"> <div data-template="paragraphs/wysiwyg" data-entity-id="5125"> <div itemprop="text"> </div> </div> <va-table data-template="paragraphs/table" data-entity-id="5126" table-title table-type="bordered" uswds> <va-table-row> <span>Coverage amount</span> <span>Monthly premium rate</span> </va-table-row> <va-table-row> <span> $100,000 </span> <span> $17.00 </span> </va-table-row> <va-table-row> <span> $90,000 </span> <span> $15.30 </span> </va-table-row> <va-table-row> <span> $80,000 </span> <span> $13.60 </span> </va-table-row> <va-table-row> <span> $70,000 </span> <span> $11.90 </span> </va-table-row> <va-table-row> <span> $60,000 </span> <span> $10.20 </span> </va-table-row> <va-table-row> <span> $50,000 </span> <span> $8.50 </span> </va-table-row> <va-table-row> <span> $40,000 </span> <span> $6.80 </span> </va-table-row> <va-table-row> <span> $30,000 </span> <span> $5.10 </span> </va-table-row> <va-table-row> <span> $20,000 </span> <span> $3.40 </span> </va-table-row> <va-table-row> <span> $10,000 </span> <span> $1.70 </span> </va-table-row> </va-table> </div> </div> </va-accordion-item> <va-accordion-item class="va-accordion-item" id="55-59-years-5127"> <h3 slot="headline"> 55 – 59 years </h3> <div id="5127" data-template="paragraphs/collapsible_panel__panel" data-entity-id="5127" data-analytics-faq-text="55 – 59 years"> <div id="collapsible_panel_item-5127"> <div data-template="paragraphs/wysiwyg" data-entity-id="5127"> <div itemprop="text"> </div> </div> <va-table data-template="paragraphs/table" data-entity-id="5128" table-title table-type="bordered" uswds> <va-table-row> <span>Coverage amount</span> <span>Monthly premium rate</span> </va-table-row> <va-table-row> <span> $100,000 </span> <span> $29.50 </span> </va-table-row> <va-table-row> <span> $90,000 </span> <span> $26.55 </span> </va-table-row> <va-table-row> <span> $80,000 </span> <span> $23.60 </span> </va-table-row> <va-table-row> <span> $70,000 </span> <span> $20.65 </span> </va-table-row> <va-table-row> <span> $60,000 </span> <span> $17.70 </span> </va-table-row> <va-table-row> <span> $50,000 </span> <span> $14.75 </span> </va-table-row> <va-table-row> <span> $40,000 </span> <span> $11.80 </span> </va-table-row> <va-table-row> <span> $30,000 </span> <span> $8.85 </span> </va-table-row> <va-table-row> <span> $20,000 </span> <span> $5.90 </span> </va-table-row> <va-table-row> <span> $10,000 </span> <span> $2.95 </span> </va-table-row> </va-table> </div> </div> </va-accordion-item> <va-accordion-item class="va-accordion-item" id="60-years-and-older-5129"> <h3 slot="headline"> 60 years and older </h3> <div id="5129" data-template="paragraphs/collapsible_panel__panel" data-entity-id="5129" data-analytics-faq-text="60 years and older"> <div id="collapsible_panel_item-5129"> <div data-template="paragraphs/wysiwyg" data-entity-id="5129"> <div itemprop="text"> </div> </div> <va-table data-template="paragraphs/table" data-entity-id="5130" table-title table-type="bordered" uswds> <va-table-row> <span>Coverage amount</span> <span>Monthly premium rate</span> </va-table-row> <va-table-row> <span> $100,000 </span> <span> $45.00 </span> </va-table-row> <va-table-row> <span> $90,000 </span> <span> $40.50 </span> </va-table-row> <va-table-row> <span> $80,000 </span> <span> $36.00 </span> </va-table-row> <va-table-row> <span> $70,000 </span> <span> $31.50 </span> </va-table-row> <va-table-row> <span> $60,000 </span> <span> $27.00 </span> </va-table-row> <va-table-row> <span> $50,000 </span> <span> $22.50 </span> </va-table-row> <va-table-row> <span> $40,000 </span> <span> $18.00 </span> </va-table-row> <va-table-row> <span> $30,000 </span> <span> $13.50 </span> </va-table-row> <va-table-row> <span> $20,000 </span> <span> $9.00 </span> </va-table-row> <va-table-row> <span> $10,000 </span> <span> $4.50 </span> </va-table-row> </va-table> </div> </div> </va-accordion-item> </va-accordion> </div> <div data-template="paragraphs/wysiwyg" data-entity-id="5131"> <div itemprop="text"> <p>If you’re signed up as a spouse in the Defense Enrollment Eligibility Reporting System (DEERS), we’ll automatically deduct the FSGLI premium from your service member’s pay. If you aren’t signed up in DEERS, your service member will still be responsible for premiums and back payments of unpaid premiums.</p> </div> </div> </div> </div> </div> <div data-template="paragraphs/q_a" data-entity-id="5132" data-analytics-faq-section data-analytics-faq-text="Can my service member make changes to my coverage?"> <div id="5132"> <div class="vads-u-display--flex"> <h2 id="can-my-service-member-make-cha"> Can my service member make changes to my coverage? </h2> </div> <div data-entity-id="5132"> <div data-template="paragraphs/wysiwyg" data-entity-id="5133"> <div itemprop="text"> <p>Yes. If you have spousal coverage and you want to reduce, turn down, or cancel it, have your service member submit your changes online through the SGLI Online Enrollment System (SOES).</p> <p>To access SOES, have your service member:</p> </div> </div> <div data-template="paragraphs/process" data-entity-id="5134" class="process schemaform-process"> <va-process-list> <va-process-list-item><p><a href="https://milconnect.dmdc.osd.mil/milconnect/">Go to milConnect</a></p></va-process-list-item> <va-process-list-item><p>Sign in.</p></va-process-list-item> <va-process-list-item><p>Go to Benefits, Life Insurance SOES- SGLI Online Enrollment System to update.</p></va-process-list-item> <va-process-list-item><p>Check their coverage and beneficiary info and make any needed updates.</p></va-process-list-item> </va-process-list> </div> <div data-template="paragraphs/wysiwyg" data-entity-id="5135"> <div itemprop="text"> <p>Your service member can log in with their CAC or DS Logon as soon as they receive notice that they can start using SOES.<br><a href="https://www.benefits.va.gov/INSURANCE/SOES.asp">Learn more about SOES</a></p> <p><strong>Note:</strong> We automatically cover dependent children. This coverage can’t be turned down, reduced, or canceled.</p> </div> </div> </div> </div> </div> <div data-template="paragraphs/q_a" data-entity-id="5136" data-analytics-faq-section data-analytics-faq-text="How much will my service member pay for dependent coverage?"> <div id="5136"> <div class="vads-u-display--flex"> <h2 id="how-much-will-my-service-membe-1"> How much will my service member pay for dependent coverage? </h2> </div> <div data-entity-id="5136"> <div data-template="paragraphs/wysiwyg" data-entity-id="5137"> <div itemprop="text"> <p>Nothing. We provide dependent coverage at no cost until the child is 18 years old, or sometimes longer if the child meets one of the requirements listed below.</p> <p><strong>To continue receiving dependent coverage after age 18, one of these must be true:</strong></p> <ul> <li>The child is a full-time student, <strong>or</strong></li> <li>The child becomes permanently and totally disabled—before turning 18—and can’t support themselves</li> </ul> </div> </div> </div> </div> </div> <div data-template="paragraphs/q_a" data-entity-id="5138" data-analytics-faq-section data-analytics-faq-text="Can my service member get extended coverage for our dependent child?"> <div id="5138"> <div class="vads-u-display--flex"> <h2 id="can-my-service-member-get-exte"> Can my service member get extended coverage for our dependent child? </h2> </div> <div data-entity-id="5138"> <div data-template="paragraphs/wysiwyg" data-entity-id="5139"> <div itemprop="text"> <p>Yes, in some cases. Coverage lasts until the child is 18 years old. But, if the child is a full-time student between 18 and 22 years old, we may extend the coverage. Or, if the child becomes permanently and totally disabled before turning 18 and is no longer able to support themselves, we may extend the coverage—in some cases indefinitely.</p> </div> </div> </div> </div> </div> <div data-template="paragraphs/q_a" data-entity-id="5140" data-analytics-faq-section data-analytics-faq-text="How do I convert spousal FSGLI coverage to an individual insurance policy?"> <div id="5140"> <div class="vads-u-display--flex"> <h2 id="how-do-i-convert-spousal-fsgli"> How do I convert spousal FSGLI coverage to an individual insurance policy? </h2> </div> <div data-entity-id="5140"> <div data-template="paragraphs/wysiwyg" data-entity-id="5141"> <div itemprop="text"> <p>You have the option to convert spousal FSGLI coverage to a permanent, individual insurance policy (such as whole life) within 120 days from the date of your service member’s:</p><ul><li>Separation from the military</li><li>Divorce from you</li><li>Written election to end spousal SGLI coverage</li><li>Written election to end their SGLI coverage</li><li>Death</li></ul><p>If any of the events listed above happen, you, as the service member’s spouse, become solely responsible for all aspects of the policy, including premium payments.</p><p>You can’t convert other types of policies—such as term, variable, or universal life insurance. And, supplementary policy benefits—such as accidental death and dismemberment or a waiver of the premium for disability—aren’t considered part of the conversion policy.</p><p><strong>If you’d like to convert FSGLI coverage, you must also:</strong></p><ul><li>Choose a company from the list of companies that take part in this program.<br><a href="https://www.benefits.va.gov/INSURANCE/forms/ParticList.htm">Get a list of the participating companies</a></li><li>Apply at the local sales office of the company you chose.</li><li>Give a copy of the most recent Leave and Earnings Statement (LES) to the agent, showing the deduction for spousal SGLI. You’ll also have to provide proof of coverage with one of these documents:<ul><li>The service member’s separation document (Form DD214 or NGB-22, or written orders)</li><li>The Certificate of Dissolution of Marriage between the spouse and the service member</li><li>The service member’s FSGLI spousal declination</li><li>The service member’s SGLI declination</li><li>The service member’s proof of death (DD1300: Report of Casualty, or a civilian death certificate)</li></ul></li></ul> </div> </div> </div> </div> </div> <div data-template="paragraphs/q_a" data-entity-id="5142" data-analytics-faq-section data-analytics-faq-text="Which forms would my service member need?"> <div id="5142"> <div class="vads-u-display--flex"> <h2 id="which-forms-would-my-service-m"> Which forms would my service member need? </h2> </div> <div data-entity-id="5142"> <div data-template="paragraphs/wysiwyg" data-entity-id="5143"> <div itemprop="text"> <ul><li><strong>To request an advance insurance payment for a spouse who’s terminally ill,</strong> a service member would file a Claim for Accelerated Benefits (SGLV 8284A).<br><a href="https://benefits.va.gov/INSURANCE/forms/8284a.htm">Get SGLV 8284A to download</a></li> <li><strong>To tell us about the death of a family member covered by the policy,</strong> a service member would file a Report of Death of Family Member (SGLV 8700).<br><a href="https://www.benefits.va.gov/INSURANCE/forms/8700.htm">Get SGLV 8700 to download</a></li> <li><strong>To receive an insurance payment in their time of need,</strong> a service member would file a Claim for Family Coverage Death Benefits (SGLV 8283A).<br><a href="https://www.benefits.va.gov/INSURANCE/forms/8283a.htm">Get SGLV 8283A to download</a></li> </ul> </div> </div> </div> </div> </div> </div> <div class="row"> <div class="usa-content"> <aside class="va-nav-linkslist va-nav-linkslist--related"> <section data-template="paragraphs/list_of_link_teasers" data-entity-id="5100" class="field_related_links"> <h2 id="more-information-about-your-be" class="va-nav-linkslist-heading" tabindex="-1"> More information about your benefits </h2> <ul class="va-nav-linkslist-list"> <li data-template="paragraphs/linkTeaser" data-entity-id="5101" data-links-list-header="Access your policy online" data-links-list-section-header="More information about your benefits"> <h3 class="va-nav-linkslist-title vads-u-font-size--h4" id> <va-link href="/life-insurance/manage-your-policy" text="Access your policy online"> </va-link></h3> <p class="va-nav-linkslist-description">Already have VA life insurance? Access your policy online.</p> </li> <li data-template="paragraphs/linkTeaser" data-entity-id="5102" data-links-list-header="Claims for disabled and terminally ill policyholders" data-links-list-section-header="More information about your benefits"> <h3 class="va-nav-linkslist-title vads-u-font-size--h4" id="-2"> <va-link href="/life-insurance/totally-disabled-or-terminally-ill" text="Claims for disabled and terminally ill policyholders"> </va-link></h3> <p class="va-nav-linkslist-description">If you or your spouse become totally disabled or terminally ill, find out if you can get certain benefits.</p> </li> </ul> </section> </aside> </div> </div> <va-back-to-top></va-back-to-top>  <div class="last-updated usa-content vads-u-padding-x--1 desktop-lg:vads-u-padding-x--0"> <div class="mobile-lg:vads-u-display--flex above-footer-elements-container"> <div class="vads-u-flex--auto"> <span class="vads-u-text-align--justify"> <p>Last updated: <time datetime="2024-11-13">November 13, 2024</time></p> </span> </div> <div class="vads-u-flex--1 vads-u-text-align--right"> <span class="vads-u-text-align--right"> <button type="button" class="feedback-button usa-button" id="mdFormButton" aria-label="give feedback"> Feedback </button> </span> </div> </div> </div> </article> </div> </div></main> </div> </div>  <script nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7" type="text/javascript" defer src="https://www.datadoghq-browser-agent.com/datadog-rum-v5.js"></script> <script nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7" type="text/javascript"> window.addEventListener('load', () => { // All of the page urls we want to monitor include www.va.gov (production only) if (window.DD_RUM && window.location?.hostname === 'www.va.gov') { /** * Unauthenticated Static pages may be crawled by bots, so we won't initialize * RUM sessions. The following code is from DataDog: * https://docs.datadoghq.com/real_user_monitoring/guide/identify-bots-in-the-ui */ // regex patterns to identify known bot instances (5/2024): const botPattern = '(googlebot\/|bot|Googlebot-Mobile|Googlebot-Image|Google favicon|Mediapartners-Google|bingbot|slurp|java|wget|curl|Commons-HttpClient|Python-urllib|libwww|httpunit|nutch|phpcrawl|msnbot|jyxobot|FAST-WebCrawler|FAST Enterprise Crawler|biglotron|teoma|convera|seekbot|gigablast|exabot|ngbot|ia_archiver|GingerCrawler|webmon |httrack|webcrawler|grub.org|UsineNouvelleCrawler|antibot|netresearchserver|speedy|fluffy|bibnum.bnf|findlink|msrbot|panscient|yacybot|AISearchBot|IOI|ips-agent|tagoobot|MJ12bot|dotbot|woriobot|yanga|buzzbot|mlbot|yandexbot|purebot|Linguee Bot|Voyager|CyberPatrol|voilabot|baiduspider|citeseerxbot|spbot|twengabot|postrank|turnitinbot|scribdbot|page2rss|sitebot|linkdex|Adidxbot|blekkobot|ezooms|dotbot|Mail.RU_Bot|discobot|heritrix|findthatfile|europarchive.org|NerdByNature.Bot|sistrix crawler|ahrefsbot|Aboundex|domaincrawler|wbsearchbot|summify|ccbot|edisterbot|seznambot|ec2linkfinder|gslfbot|aihitbot|intelium_bot|facebookexternalhit|yeti|RetrevoPageAnalyzer|lb-spider|sogou|lssbot|careerbot|wotbox|wocbot|ichiro|DuckDuckBot|lssrocketcrawler|drupact|webcompanycrawler|acoonbot|openindexspider|gnam gnam spider|web-archive-net.com.bot|backlinkcrawler|coccoc|integromedb|content crawler spider|toplistbot|seokicks-robot|it2media-domain-crawler|ip-web-crawler.com|siteexplorer.info|elisabot|proximic|changedetection|blexbot|arabot|WeSEE:Search|niki-bot|CrystalSemanticsBot|rogerbot|360Spider|psbot|InterfaxScanBot|Lipperhey SEO Service|CC Metadata Scaper|g00g1e.net|GrapeshotCrawler|urlappendbot|brainobot|fr-crawler|binlar|SimpleCrawler|Livelapbot|Twitterbot|cXensebot|smtbot|bnf.fr_bot|A6-Indexer|ADmantX|Facebot|Twitterbot|OrangeBot|memorybot|AdvBot|MegaIndex|SemanticScholarBot|ltx71|nerdybot|xovibot|BUbiNG|Qwantify|archive.org_bot|Applebot|TweetmemeBot|crawler4j|findxbot|SemrushBot|yoozBot|lipperhey|y!j-asr|Domain Re-Animator Bot|AddThis)'; const regex = new RegExp(botPattern, 'i'); // Don't initialize RUM if a bot is crawling the page const isBot = regex.test(navigator.userAgent); /** * Initialize DataDog Real User Monitoring (RUM) sessions * https://docs.datadoghq.com/real_user_monitoring/browser/#cdn-sync */ if ( !isBot && // is DataDog is already initialized? !window.DD_RUM?.getInitConfiguration() ) { window.DD_RUM.init({ site: 'ddog-gov.com', env: 'production', version: '1.0.0', service: 'benefits-decision-review-static-pages', clientToken: 'pub17c22ff5e9e7e51f7ac28b828741e21a', applicationId: '133801ec-0b13-4a6f-9689-bd937a1ddf27', sessionSampleRate: 10, // sessionReplaySampleRate: 20, trackInteractions: true, trackUserInteractions: true, trackResources: true, trackLongTasks: true, // https://docs.datadoghq.com/real_user_monitoring/session_replay/browser/privacy_options/ defaultPrivacyLevel: 'mask-user-input', }); window.DD_RUM.startSessionReplayRecording(); } } }); </script> <footer class="footer"> <div id="footerNav" data-minimal-footer="false"></div> </footer> <div id="logout-modal-root"></div>  <script nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7" type="text/javascript"> (function() { var module = {}; function mountWidgets(widgets, slowLoadingThreshold) { [].slice.call(widgets).forEach(function(widget) { var timeout = widget.getAttribute('data-widget-timeout'); if (timeout) { timeout = parseInt(timeout, 10); } timeout = (timeout || 0) * 1000; if (timeout > slowLoadingThreshold) { setTimeout(function() { var replacedWithWidget = !widget.querySelector( '.static-widget-content' ); var slowMessage = widget.querySelector( '.loading-indicator-message--slow' ); var regularMessage = widget.querySelector( '.loading-indicator-message--normal' ); if (!replacedWithWidget && regularMessage) { regularMessage.setAttribute('aria-hidden', 'true'); regularMessage.classList.add('vads-u-display--none'); } if (!replacedWithWidget && slowMessage) { slowMessage.setAttribute('aria-hidden', 'false'); slowMessage.classList.remove('vads-u-display--none'); } }, slowLoadingThreshold); } if (timeout > 0) { setTimeout(function() { var replacedWithWidget = !widget.querySelector( '.static-widget-content' ); var errorMessage = widget.querySelector('.sip-application-error'); var loadingMessage = widget.querySelector( '.loading-indicator-container' ); if (!replacedWithWidget && loadingMessage) { loadingMessage.parentNode.removeChild(loadingMessage); } if (!replacedWithWidget && errorMessage) { errorMessage.setAttribute('aria-hidden', 'false'); errorMessage.classList.remove('vads-u-display--none'); } }, timeout); } }); } if (module) { module.exports = mountWidgets; } mountWidgets(document.querySelectorAll('[data-widget-type]'), 6000); })(); </script> <script nonce="SlkhgXZAQNxtg4ij5oOkr6pcDoDvixf7"> (function() { document.getElementById('260cca330a11f6fb014db9ecf227b161').addEventListener('click', function(event) { focusContent(event) }); document.getElementById('f82f08ddebd2341ee5435693f2d93aa6').addEventListener('click', function(event) { recordEvent({ event: 'nav-crisis-header' }) }); document.getElementById('b1910a0d5c4fdc9e4997836da594027d').addEventListener('click', function(event) { recordEvent({ event: 'nav-jumplink-click' }); }); document.getElementById('c579cc2fc8a409545037ae40510292dd').addEventListener('click', function(event) { recordEvent({ event: 'nav-sidenav' }); }); document.getElementById('fe4a4a01902fb71f522cddab968200f4').addEventListener('click', function(event) { recordEvent({ event: 'nav-sidenav' }); }); document.getElementById('d461a36e696161e8034a4303fc48c17a').addEventListener('click', function(event) { recordEvent({ event: 'nav-sidenav' }); }); document.getElementById('c0f8188233ca48ff0635b5e7c8f8e53f').addEventListener('click', function(event) { recordEvent({ event: 'nav-sidenav' }); }); document.getElementById('d6cd33289a0c385acc911911882e9708').addEventListener('click', function(event) { recordEvent({ event: 'nav-sidenav' }); }); document.getElementById('1466ef41986b18801b63a6de43c3daf3').addEventListener('click', function(event) { recordEvent({ event: 'nav-sidenav' }); }); document.getElementById('2529b973889f9b15ba05bc03fd77ca7a').addEventListener('click', function(event) { recordEvent({ event: 'nav-sidenav' }); }); document.getElementById('b1ef10d5c6619b8d8854d216a5b0239d').addEventListener('click', function(event) { recordEvent({ event: 'nav-sidenav' }); }); document.getElementById('03ac6567173672e1cc04b38f08d36b50').addEventListener('click', function(event) { recordEvent({ event: 'nav-sidenav' }); }); document.getElementById('8e43fe71557ea6fdb5fd6dafba461a6c').addEventListener('click', function(event) { recordEvent({ event: 'nav-sidenav' }); }); document.getElementById('mdFormButton').addEventListener('click', function(event) { KAMPYLE_ONSITE_SDK.showForm('17') }); })(); </script></body></html>

CINXE.COM

Family Servicemembers’ Group Life Insurance (FSGLI) | Veterans Affairs