I Taught My Kids How to Be Entrepreneurs and They've Made $10,000

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As teens, they've made about $10,000 so far.</h1> </section> <section class="byline-wrapper "> <div class="byline " data-e2e-name="byline" > <div class="byline-content" data-e2e-name="byline-content" > <div class="byline-row"> <div class="byline-author-container"> <div class="byline-author headline-regular"> <span class="headline-regular">Essay by</span> <span class="" data-e2e-name="Amanda Miller Littlejohn" > <a class="byline-link byline-author-name" data-e2e-name="byline-author-name" href="https://www.businessinsider.com/author/amanda-miller-littlejohn" >Amanda Miller Littlejohn</a></span> </div> <time class="byline-timestamp headline-regular js-date-format" data-timestamp="2024-11-23T11:18:01Z" data-e2e-name="byline-timestamp" data-disable-relative-formatting > 2024-11-23T11:18:01Z </time> </div> </div> </div> </div> <section class="sharebar " data-component-type="share" data-location=""> <div class="share-button-dropdown-wrapper"> <button class="share-button sharebar-link headline-regular"><svg class="svg-icon share-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 12 12"> <defs/> <title>Share icon</title> <desc>An curved arrow pointing right.</desc> <path fill-rule="evenodd" d="M7.336 8.014l4.2-3.5-4.2-3.5v2.8h-2.54c-1.948 0-3.526 1.567-3.526 3.5v3.16h1.469v-3.16a2.05 2.05 0 012.056-2.042h2.54v2.742z" clip-rule="evenodd"/> </svg> <span class="button-text">Share</span> </button> <div class="share-dropdown-menu dropdown-menu"> <span class="dropdown-menu-item"> <span class="share-link facebook " data-facebook data-href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.businessinsider.com%2Fteaching-kids-entrepreneurship-money-lessons-2024-11&utmSource=facebook&utmContent=referral&utmTerm=topbar&referrer=facebook" label="facebook" title="Share on Facebook" aria-label="Click to share on Facebook" data-share-link data-flip-widget="" data-track-element="story" data-track-event-label="facebook" data-href-share="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.businessinsider.com%2Fteaching-kids-entrepreneurship-money-lessons-2024-11&utmSource=facebook&utmContent=referral&utmTerm=topbar&referrer=facebook" data-e2e-name="share-link-facebook" data-utm-term="" target="_blank" > <span class="dropdown-icon"><svg class="svg-icon social-facebook-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 24 24" aria-labelledby="Facebook" > <path fill="currentColor" d="M22 12.037C22 6.494 17.523 2 12 2S2 6.494 2 12.037c0 4.707 3.229 8.656 7.584 9.741v-6.674H7.522v-3.067h2.062v-1.322c0-3.416 1.54-5 4.882-5 .634 0 1.727.125 2.174.25v2.78a12.807 12.807 0 0 0-1.155-.037c-1.64 0-2.273.623-2.273 2.244v1.085h3.266l-.561 3.067h-2.705V22C18.163 21.4 22 17.168 22 12.037Z"/> </svg></span> <span class="dropdown-text headline-regular">Facebook</span> </span> </span> <span class="dropdown-menu-item"> <a class="share-link email " data-email data-share-link href="mailto:?subject=I taught my kids how to be entrepreneurs from a young age. 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src="https://i.insider.com/673cc65aede4eeae3928698a?width=700" srcset="https://i.insider.com/673cc65aede4eeae3928698a?width=400&format=jpeg&auto=webp 400w, https://i.insider.com/673cc65aede4eeae3928698a?width=500&format=jpeg&auto=webp 500w, https://i.insider.com/673cc65aede4eeae3928698a?width=700&format=jpeg&auto=webp 700w, https://i.insider.com/673cc65aede4eeae3928698a?width=1000&format=jpeg&auto=webp 1000w, https://i.insider.com/673cc65aede4eeae3928698a?width=1300&format=jpeg&auto=webp 1300w" sizes="(min-width: 1280px) 900px" alt="Amanda Miller Littlejohn with her sons and daughter at the beach, they are smiling in the sun and standing on the sand." decoding="async" /> </div> <span class="image-source-caption with-caption-drawer"> <input class="caption-drawer-input" type="checkbox" id="caption-drawer-checkbox"> <label class="caption-drawer-label" for="caption-drawer-btn"> <svg class="svg-icon arrow-up-icon caption-drawer-icon" xmlns="http://www.w3.org/2000/svg" width="12" height="8" viewBox="0 0 12 8" > <title>Angle down icon</title> <desc>An icon in the shape of an angle pointing down.</desc> <path d="M11.3281 0.792709C11.1874 0.796035 11.0537 0.854817 10.9562 0.95625L5.99996 5.9125L1.04371 0.95625C0.994011 0.90516 0.934574 0.864549 0.868913 0.836818C0.803251 0.809086 0.732698 0.794796 0.661421 0.794792C0.555323 0.79482 0.451644 0.826488 0.363639 0.885749C0.275634 0.94501 0.207301 1.02917 0.167378 1.12747C0.127454 1.22577 0.117753 1.33374 0.139515 1.43758C0.161277 1.54143 0.213513 1.63642 0.289546 1.71042L5.62288 7.04375C5.7229 7.14374 5.85854 7.1999 5.99996 7.1999C6.14139 7.1999 6.27702 7.14374 6.37705 7.04375L11.7104 1.71042C11.7878 1.63594 11.841 1.5398 11.8629 1.43459C11.8848 1.32939 11.8744 1.22003 11.833 1.12084C11.7917 1.02164 11.7214 0.937245 11.6313 0.878694C11.5412 0.820144 11.4355 0.790174 11.3281 0.792709V0.792709Z" fill="currentColor"/> </svg> </label> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">The author has been teaching her kids about money from a young age.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Courtesy of Amanda Miller Littlejohn </span> </span> </figcaption> </span> </figure> <div class="inline-backup-paywall desktop" data-component-type="inline-backup-paywall" style="display:none"> <span class="headline-semibold subscription-msg">This story is available exclusively to Business Insider subscribers. <a href="/subscription" class="subscription-link">Become an Insider</a> and start reading now.</span> <span class="headline-regular login-prompt">Have an account? <button class="login-prompt-btn">Log in</button>.</span> </div> <div> <section class="post-content typography " data-track-content="" data-post-type="post" > <div id="piano-inline-content-wrapper" data-piano-inline-content-wrapper data-user-status="anonymous" > <div data-component-type="content-lock" data-load-strategy="exclude"> <div class="content-lock-content"> <div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-parenting-desktop_in_post_ad-desktop-fluid-1" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/post/in-content-1/parenting" data-secvert="" data-tag="parenting,parenting-freelancer,essay,finances,money,budget,saving-money" data-authors="amanda-miller-littlejohn" data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[1260,0],"slotSize":[[728,90],[300,250],[800,480],[600,480],"fluid"]}]" data-tile-order="tile-1" data-url="/teaching-kids-entrepreneurship-money-lessons-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.desktop/post/in-content-1/parenting","region":"Desktop In Post Ad","tag":"parenting,parenting-freelancer,essay,finances,money,budget,saving-money","template":"default","dvp_spos":"in-content-1","rawvert":""}" data-amazontamsizes="[[728,90],[300,250]]" data-not-lazy="" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><ul class="summary-list"><li>I help people package and monetize their skills, and I've helped my kids do the same.</li><li>From when they were young, they've published books, sold baked goods, and more.</li><li>I encourage these pursuits and talk to them about budgeting and saving money.</li></ul><p>I realized early on in my work as a personal branding and executive coach that I had a gift for seeing my clients for who they uniquely were. I could quickly pinpoint a clear opportunity they could tap into to tell their story, share their expertise, or <a target="_blank" href="https://www.businessinsider.com/how-to-make-money-build-wealth-paycheck-vs-owning-investments-2024-1" data-analytics-product-module="body_link" rel="">make money</a> from a unique skill.</p><p>So, back when my two teens were in elementary school, I intentionally set out to teach them how to boldly <a target="_blank" href="https://www.businessinsider.com/how-to-earn-passive-income-strategies-build-wealth-earning-money-2023-9" data-analytics-product-module="body_link" rel="">package their genius</a> once they had demonstrated skills and services I thought could be marketable.</p><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-parenting-desktop_in_post_ad-desktop-fluid-2" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/post/in-content-2/parenting" data-secvert="" data-tag="parenting,parenting-freelancer,essay,finances,money,budget,saving-money" data-authors="amanda-miller-littlejohn" data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[1260,0],"slotSize":[[728,90],[300,250],[800,480],[600,480],"fluid"]}]" data-tile-order="tile-2" data-url="/teaching-kids-entrepreneurship-money-lessons-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.desktop/post/in-content-2/parenting","region":"Desktop In Post Ad","tag":"parenting,parenting-freelancer,essay,finances,money,budget,saving-money","template":"default","dvp_spos":"in-content-2","rawvert":""}" data-amazontamsizes="[[728,90],[300,250]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><h2 id="26838cef-a431-4a98-bc26-9f7cce463a6e" data-toc-id="26838cef-a431-4a98-bc26-9f7cce463a6e">My sons were open to my suggestions</h2><p>When my then-9-year-old son Connor wrote a hilarious short story as a fourth-grade class assignment, I encouraged him to keep going and make it longer. I told him that if he wrote a little more, I'd help him publish his story as a book on Amazon.</p> <section class="dad-related-posts-component at-inline related-posts " data-component-type="dad-related-posts" data-delay-third-party-scripts="true" data-size="2" data-container-index="in_content_recirc_1" data-included-verticals="parenting" data-placement="inline" data-prevent-collision="true" data-excluded-verticals="bi-video" data-root-margin="250px 0px" data-track-view="{"event":"module_in_view","element_name":"in_content_recirc","subscription_experience":"bi_value_unassigned","product_field":"in_content_recirc_1"}"> <div class="content-recommendations-title-container"> <h2 class="content-recommendations-title headline-semibold ignore-typography "> Related stories </h2> </div> <div class="dad-related-posts-container content-recommendations-container"></div> </section><p>That motivation proved powerful for a fourth grader, and over the winter holiday break that year, he finished <a target="_blank" class="" href="https://affiliate.insider.com/?h=3c82b764b95d53a3232e44a6c28977befb3a9383c36989846543a42d78b1fe61&platform=browser&postID=673cc4bfc711dce4fc84d77a&postSlug=teaching-kids-entrepreneurship-money-lessons-2024-11&site=bi&u=https%3A%2F%2Fwww.amazon.com%2Fstores%2FConnor-Benjamin-Littlejohn%2Fauthor%2FB07BCLXB42" data-autoaffiliated="true" data-analytics-product-module="body_link" rel="nofollow sponsored noindex" data-am-orig-url="https://affiliate.insider.com/?h=3c82b764b95d53a3232e44a6c28977befb3a9383c36989846543a42d78b1fe61&u=https%3A%2F%2Fwww.amazon.com%2Fstores%2FConnor-Benjamin-Littlejohn%2Fauthor%2FB07BCLXB42">his book</a> "Zombie Tag," which became a playground hit. He wrote two more titles in a series, and they're all still available on Amazon. He did a few book talks and book fairs, and all of his book sale money went into a <a target="_blank" href="https://www.businessinsider.com/high-yield-savings-account-interest-rate-dropping-investing-strategy-treasurys-2024-11" data-analytics-product-module="body_link" rel="">high-yield CD</a>. He still sells a few copies of his book each month, and all new royalties go directly to a liquid high-yield savings account that he watches grow from an app on his phone.</p> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope="" itemtype="https://schema.org/ImageObject"> <div class="lazy-holder " style="padding-top: calc(100% * 1444 / 1925)"> <meta itemprop="contentUrl" content="https://i.insider.com/673df756ede4eeae3928942e"> <img class="lazy-image " src="data:image/svg+xml,%3C%3Fxml version='1.0' encoding='UTF-8'%3F%3E%3Csvg xmlns='http://www.w3.org/2000/svg' width='1' height='1'/%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/673df756ede4eeae3928942e":{"contentType":"image/jpeg","aspectRatioW":1925,"aspectRatioH":1444}}" alt="The author and her son holding up books at a book fair."> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption"> The author's son has written multiple books and published them on Amazon. <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText"> Courtesy of Amanda Miller Littlejohn </span> </figcaption> </span> </figure> <p>Logan, who is a year older than Connor, helped with the book marketing and got a percentage of the early sales when they did things like set up at book fairs. Since then, the two have also both earned money from their shared skills; for example, they both had a joint podcast audio editing studio a few years ago with a small roster of clients.</p><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-parenting-desktop_in_post_ad-desktop-fluid-3" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/post/in-content-3/parenting" data-secvert="" data-tag="parenting,parenting-freelancer,essay,finances,money,budget,saving-money" data-authors="amanda-miller-littlejohn" data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[1260,0],"slotSize":[[728,90],[300,250],[800,480],[600,480],"fluid"]}]" data-tile-order="tile-3" data-url="/teaching-kids-entrepreneurship-money-lessons-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.desktop/post/in-content-3/parenting","region":"Desktop In Post Ad","tag":"parenting,parenting-freelancer,essay,finances,money,budget,saving-money","template":"default","dvp_spos":"in-content-3","rawvert":""}" data-amazontamsizes="[[728,90],[300,250]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><p>Additionally, they pursue their individual passions, which I encourage. Logan has sold digital art portraits, blank coloring pages, and postcards with original art, and Connor has sold his electronic beats, original podcast theme music he produced on GarageBand, and, most recently, <a target="_blank" href="https://www.businessinsider.com/best-cinnamon-roll-recipe-from-famous-chefs" data-analytics-product-module="body_link" rel="">homemade cinnamon rolls</a>. Whenever there is a demand for something they do, I make a point of challenging them to package it in a way a customer can buy — if that's something they're open to doing, which they usually are.</p><h2 id="5e100adc-6332-45f4-9482-93f7ba0eaa79" data-toc-id="5e100adc-6332-45f4-9482-93f7ba0eaa79">I try to teach them about money and how to save and budget</h2><p>I think it's important to show them they have agency; they may want to buy concert tickets or new sneakers, but they're not at the mercy of my bank account. My goal has always been to show them that <a target="_blank" href="https://www.businessinsider.com/teaching-five-year-old-financial-literacy-2024-6" data-analytics-product-module="body_link" rel="">opportunities to make money</a> are as unlimited as their own creativity.</p><p>As my children began earning money independently, I encouraged them to save 10-50% of what they made. I've also talked with them about what makes a big purchase "affordable." One lesson that seems to have stuck is that if a purchase will take up more than 10% of their cash on hand, it may be too costly and need to be reconsidered.</p><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-parenting-desktop_in_post_ad-desktop-fluid-4" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/post/in-content-4-plus/parenting" data-secvert="" data-tag="parenting,parenting-freelancer,essay,finances,money,budget,saving-money" data-authors="amanda-miller-littlejohn" data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[1260,0],"slotSize":[[728,90],[300,250],[800,480],[600,480],"fluid"]}]" data-tile-order="tile-4" data-url="/teaching-kids-entrepreneurship-money-lessons-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.desktop/post/in-content-4-plus/parenting","region":"Desktop In Post Ad","tag":"parenting,parenting-freelancer,essay,finances,money,budget,saving-money","template":"default","dvp_spos":"in-content-4-plus","rawvert":""}" data-amazontamsizes="[[728,90],[300,250]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope="" itemtype="https://schema.org/ImageObject"> <div class="lazy-holder " style="padding-top: calc(100% * 4000 / 6000)"> <meta itemprop="contentUrl" content="https://i.insider.com/673df6ee192f525898598f51"> <img class="lazy-image " src="data:image/svg+xml,%3C%3Fxml version='1.0' encoding='UTF-8'%3F%3E%3Csvg xmlns='http://www.w3.org/2000/svg' width='1' height='1'/%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/673df6ee192f525898598f51":{"contentType":"image/jpeg","aspectRatioW":6000,"aspectRatioH":4000}}" alt="The author's sons from behind working on beats on a computer."> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption"> The author's sons have sold digital beats. <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText"> Courtesy of Amanda Miller Littlejohn </span> </figcaption> </span> </figure> <p>That said, they still spend like teens and come to me when they want to buy something out of their budget. But I do believe that once they're on their own and fully financially responsible for themselves, they'll have the basic framework to help them <a target="_blank" href="https://www.businessinsider.com/teaching-my-kids-about-money-affluent-area-2024-8" data-analytics-product-module="body_link" rel="">make good money decisions</a>.</p><h2 id="9229934e-8b2d-4481-97ed-6fcab25cd726" data-toc-id="9229934e-8b2d-4481-97ed-6fcab25cd726">I want their creativity to give them a sense of freedom</h2><p>As a coach, I work with adults who find it difficult to give themselves permission to package their expertise and skills in different ways. I see how hard it is to mentally shift from expecting a paycheck to show up automatically every two weeks to getting creative when you need to earn additional money.</p><p>There will inevitably be lean times, and you may need to adapt when fortunes change or might be forced to do something different when the job market dips. I've seen how tough it can be for my clients to flip the switch of monetizing their work. But once they unlock that key skill, they also unlock the peace of mind from knowing they always have what it takes to earn more.</p><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-parenting-desktop_in_post_ad-desktop-fluid-5" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/post/in-content-4-plus/parenting" data-secvert="" data-tag="parenting,parenting-freelancer,essay,finances,money,budget,saving-money" data-authors="amanda-miller-littlejohn" data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[1260,0],"slotSize":[[728,90],[300,250],[800,480],[600,480],"fluid"]}]" data-tile-order="tile-5" data-url="/teaching-kids-entrepreneurship-money-lessons-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.desktop/post/in-content-4-plus/parenting","region":"Desktop In Post Ad","tag":"parenting,parenting-freelancer,essay,finances,money,budget,saving-money","template":"default","dvp_spos":"in-content-4-plus","rawvert":""}" data-amazontamsizes="[[728,90],[300,250]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope="" itemtype="https://schema.org/ImageObject"> <div class="lazy-holder " style="padding-top: calc(100% * 2268 / 3024)"> <meta itemprop="contentUrl" content="https://i.insider.com/673df747192f525898598f6b"> <img class="lazy-image " src="data:image/svg+xml,%3C%3Fxml version='1.0' encoding='UTF-8'%3F%3E%3Csvg xmlns='http://www.w3.org/2000/svg' width='1' height='1'/%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/673df747192f525898598f6b":{"contentType":"image/jpeg","aspectRatioW":3024,"aspectRatioH":2268}}" alt="The author's son drawing on an iPad."> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption"> The author encourages her kids to be creative. <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText"> Courtesy of Amanda Miller Littlejohn </span> </figcaption> </span> </figure> <p>I want my kids to have that now so they're never at the mercy of a <a target="_blank" href="https://www.businessinsider.com/toxic-boss-ruined-confidence-gaslighting-self-doubt-2024-2" data-analytics-product-module="body_link" rel="">toxic boss</a> or job that's not the right fit. I want them to be aware of their innate ability to create opportunities so they aren't always waiting for one to be handed to them. As a mother, I want to give them a sense of their personal power early so they don't fall into the trap of overworking to prove their worth — a trap that too often leads to burnout.</p><p>As of now, they've made around $10,000 from book sales, bake sales, audio editing, and digital art sales combined. But whether they make a lot of money from their endeavors or not doesn't matter so much to me. I just want them to be aware that they are powerful and they always have the power to shift their financial futures — regardless of what's happening in the economy.</p> </div> </div> </div> </section> </div> <section class="post-content-more"> <section class="dad-related-posts-component at-post-bottom related-posts" data-component-type="dad-related-posts" data-delay-third-party-scripts="true" data-size="3" data-container-index="" data-included-verticals="parenting" data-placement="post-bottom" data-excluded-verticals="bi-video" data-root-margin="250px 0px" data-track-view="{"element_name":"end_of_article_recirc","product_field":"bi_value_unassigned"}" > <div class="content-recommendations-title-container"> <h2 class="content-recommendations-title headline-semibold ignore-typography "> Read next </h2> </div> <div class="dad-related-posts-container content-recommendations-container"></div> </section> </section> <section class="category-wrapper headline-regular" data-track-click-shared="{"product_field":"bi_value_unassigned","event":"navigation","element_name":"category_link"}" > <a class="category-link not-content-link" href="/category/parenting" data-track-click >Parenting</a> <a class="category-link not-content-link" href="/category/essay" data-track-click >Essay</a> <a class="category-link not-content-link" href="/category/money" data-track-click >Money</a> </section> <div class="ad-callout-wrapper only-mobile"> <div class="ad-label headline-regular only-mobile">Advertisement</div> <div data-bi-ad id="gpt-post-parenting-mobile_article-mobile-fluid-1" class="ad ad-wrapper fluid only-mobile" data-force="" data-type="ad" data-adunit="businessinsider.mobile/post/after-content/parenting" data-secvert="" data-tag="parenting,parenting-freelancer,essay,finances,money,budget,saving-money" data-authors="amanda-miller-littlejohn" data-region="Mobile Article" data-responsive="[{"browserLimit":[0,0],"slotSize":[[320,50],[320,100],[300,250],[300,50]]}]" data-tile-order="tile-0" data-url="/teaching-kids-entrepreneurship-money-lessons-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.mobile/post/after-content/parenting","region":"Mobile Article","tag":"parenting,parenting-freelancer,essay,finances,money,budget,saving-money","template":"default","dvp_spos":"after-content","rawvert":""}" data-amazontamsizes="[[320,50],[320,100],[300,250],[300,50]]" data-enable-ad-refresher="true" data-refresh-count="0" ></div> </div> <section class="post-content-bottom taboola-feed" data-track-page-area="Post Bottom" >  <vendor-taboola class="component taboola js-only-desktop" data-component-type="vendor-taboola" data-root-margin="0px 0px 100% 0px" data-consent="MARKETING" config="{"providerName":"taboola","providerPageType":{"article":"auto"},"providerUrl":"//cdn.taboola.com/libtrc/businessinsider/loader.js","providerFlushValue":{"flush":true},"providerData":{"mode":"thumbs-1r","container":"taboola-below-main-column","placement":"below-main-column","onlyOn":"desktop","target_type":"mix"}}" data-load-strategy="content-wall-decision-lazy" > <section class="taboola-container targeted-recommended only-desktop taboola-below-main-column" id="taboola-below-main-column" data-e2e-name="taboola-below-main-column" data-track-event-label="rec-taboola-taboola-below-main-column" > </section> </vendor-taboola>  </section> <sticky-footer-ad class="component sticky-footer-ad" data-offset-scroll-value="1" data-region="Mobile Sticky Lower" data-component-type="sticky-footer-ad" data-load-strategy="exclude" data-refresh-interval="" data-hide-when=".taboola-feed,footer,[data-is-interscroller]" > <div class="ad-close-icon" data-action="close" aria-label="Close this ad" ><svg class="svg-icon close-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 17.2 17.1"> <title>Close icon</title> <desc>Two crossed lines that form an 'X'. 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