Audiologists & Speech Language Pathologists

<!doctype html> <html lang="en"> <head> <meta charset="utf-8"/> <h1 style="display:none !important;">Audiologists & Speech Language Pathologists</h1> <title>Audiologists & Speech Language Pathologists</title> <meta name="keywords"/> <meta name="Tags"/> <meta name="description" content="Proliability offers specialized professional liability insurance for speech-language pathologists. Protect your career and assets with our tailored coverage options, designed to address the unique risks and challenges faced by speech-language pathology professionals. 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class="off-canvas-wrapper evo-off-canvas"> <div class="off-canvas-wrapper-inner" data-off-canvas-wrapper>  <div class="off-canvas-content" data-off-canvas-content>  <section class="professionBanner PLbannerborder" style="border-bottom: 5px solid #ACB3C2;">  <div class="banner_nurse" style="background-image: url(/content/dam/amba/proliability/banners/pl-blue-banner-image-1600x400.png/jcr:content/renditions/cq5dam.web.1280.1280.png);" alt="audiologist speech"> <div class="mobile_overlay" style="background-image: url(/content/dam/amba/proliability-2019/feature-tiles/mcdm-a-proliability-audiologists-082819-1045375276-525x250.jpg);">  </div> <div class="overlay" style="background-color:#F8F6F3"> <div class="overlay-inner-wrap"> <p class="banner_title_large" style="color: #0A4D65;"> Speech Language Pathologists and Audiologists </p> <p class="banner_title_small" style="color: #0A4D65;"> </p> <p class="quoteTxt" style="color: #0A4D65;">Get a Quote</p> <div class="getQuote_cta_button Nurses_quoteButtons">  <div class="plProfessionalCTA"> <a class="btnTxt" style="background-color:#EE6823" href="https://amba-proliability.com/ahc/prol/?APPLICATION=PROL&professionCode=SPEECH&associationAbbreviation=ASHA" target="_blank" id="pp_hr_ad_indquote_cta" onclick="ga('send', 'event', 'Fulfillment', 'Button', 'pp_hr_ad_indquote_cta');">Individual <div class="btnArrow" style="background-color:#0A4D65"> <img src="/content/dam/amba/proliability-2019/icons/right-arrow.png" alt="arrow"/> </div> </a> </div>  <div class="plProfessionalCTA"> <a class="btnTxt" style="background-color:#EE6823" href="https://amba-proliability.com/ahc/prol/?APPLICATION=PROL&professionCode=SPEECH&associationAbbreviation=ASHA&firm=y" target="_blank" id="pp_hr_ad_grpquote_cta" onclick="ga('send', 'event', 'Fulfillment', 'Button', 'pp_hr_ad_grpquote_cta');">Group <div class="btnArrow" style="background-color:#0A4D65"> <img src="/content/dam/amba/proliability-2019/icons/right-arrow.png" alt="arrow"/> </div> </a> </div>  <div class="plProfessionalCTA"> <a class="btnTxt" style="background-color:#EE6823" href="https://amba-proliability.com/ahc/prol/?APPLICATION=PROL&professionCode=STUDENT&associationAbbreviation=STIP-S" target="_blank" id="pp_hr_ad_stuquote_cta" onclick="ga('send', 'event', 'Fulfillment', 'Button', 'pp_hr_ad_stuquote_cta');">Student <div class="btnArrow" style="background-color:#0A4D65"> <img src="/content/dam/amba/proliability-2019/icons/right-arrow.png" alt="arrow"/> </div> </a> </div> </div> </div> </div> </div>  </section>  </div>  </div> </div>    </div> <div class="plColumnControl"> <div class="cq-placeholder" data-emptyText="Please configure the Variable Column Container Component"></div> <div class="plColumnControlspacing"> <div class="grid-container"> <div class="grid-x grid-margin-x"> <div class="small-12 medium-8 large-9 cell"> <div class="grid-x"> <div class="medium-10 cell"> <div class="row"> <div class="plRTE section"><div class="cq-placeholder" data-emptyText="Please configure Proliability RTE Component"></div> <div></div> <div class="grid-x"> <div class="small-12 cell pl-rteWrapper pl-rteheightWrapper"> <h4 class="pl-rtTitle" style="color:#0A4D65">ASHA Professional Liability Coverage</h4> <div class="pl-rtText imgOverlay"> <div class="nurse_description1"><p>As a speech language pathologist or audiologist, you work hard in your career and the care and treatment of your patients. A disciplinary action or malpractice lawsuit can have unforeseen consequences on both your career and financial future. While you may have professional liability insurance (malpractice insurance) through your employer, there may be limitations and you may not be fully protected. Having your own professional liability insurance, designed to put your interests first, is the best way to incorporate personal risk management. That's where Proliability comes in. We offer coverage that gives you peace of mind to focus on your patients with premiums* as low as $60. Coverage is available for practitioners that are employed, self-employed or own a practice. Proliability is the only sponsored program of ASHA since 1981 and coverage is available to ASHA members only. Member discounts available with CCC's and/or ACE certifications. Dedicated toll-free number for ASHA members is <a href="tel:1-866-795-9340">1-866-795-9340</a>.</p> <p> </p> <p>Read more about our <a href="#riskManagement">risk management services</a> and <a href="#featuresBenefits">coverage details</a>.</p> </div> </div> </div> </div></div> <div class="plRTE section"><div class="cq-placeholder" data-emptyText="Please configure Proliability RTE Component"></div> <div></div> <div class="grid-x"> <div class="small-12 cell pl-rteWrapper pl-rteheightWrapper"> <h4 class="pl-rtTitle" style="color:#0A4D65">Quick and Easy</h4> <div class="pl-rtText imgOverlay"> <img src="/content/dam/amba-sites/images/proliability/icons/quick-and-easy.jpg">  </div> </div> </div></div> <div class="htmlScriptPlacer section"><div class="cq-placeholder section" data-emptytext="Configure Html & Script Placer Component"></div> <div id="riskManagement"></div> <div> </div></div> <div class="plRTE section"><div class="cq-placeholder" data-emptyText="Please configure Proliability RTE Component"></div> <div id="1"></div> <div class="grid-x"> <div class="small-12 cell pl-rteWrapper pl-rteheightWrapper"> <h4 class="pl-rtTitle" style="color:#0A4D65">Risk Management Services</h4> <div class="pl-rtText imgOverlay"> <div class="nurse_description1"><p>Risk management and professional liability insurance go hand in hand. At Proliability, we recognize the importance of providing comprehensive risk management resources to our policyholders.</p> <p>We have partnered with OmniSure Consulting Group, a risk management leader, to provide a host of risk management resources. Our active policyholders receive:</p> <ul class="featuresBenefits-ul"> <li><b>RiskFit<sup>®</sup> <span></span></b>— a series of risk management content that allows you to test your knowledge on topics including self-assessment tools, sample policies and procedures, checklists, videos, podcasts and articles.</li> <li><b>Monthly Risk Reduction Tip</b> <span>— A monthly email sent to policyholders with quick tips and reminders on risk management topics. This email will usually contain a video or brief educational article that is quick to read and keeps you in the know and updated on important risk topics.</span></li> <li><b>Advice-on-Demand </b><span>— access to a toll-free or email helpline designed to answer risk related questions with a 30 minute consultation with a Risk Consultant.</span></li> </ul> <p><a href="http://proliability.riskfitness.com" target="_blank">For more information visit our Risk Fitness<sup>®</sup> site.</a></p> <p> </p> </div> </div> </div> </div></div> <div class="htmlScriptPlacer section"><div class="cq-placeholder section" data-emptytext="Configure Html & Script Placer Component"></div> <div id="featuresBenefits"></div> <div> </div></div> <div class="plFAQ section"><div class="cq-placeholder" data-emptyText="Please configure Proliability FAQ Component"></div> <div id="2"></div>  <style type="text/css"> .plfaq .info-accordion2 .is-active > a { background-color: $ { properties.plfaqToggleSignBGColor @ context='unsafe'} !important; } </style> <div class="plfaq"> <div class="grid-container full"> <div class="grid-x grid-padding-x grid-padding-y"> <div class="cell medium-12 large-12"> <h4 class="proliability-accordion-header" id="faq" style="color:#0A4D65 !important">Coverage Details</h4> <div class="controlAccordion expand-collaps">  <a class="pl-controlExpand" style="color:#3E9FD8 !important">Expand All</a> <p class="plfaqdivider" style="color:#3E9FD8 !important"> | </p> <a class="pl-controlCollapse" style="color:#3E9FD8 !important">Collapse All</a> </div> <ul class="info-accordion2 accordion-expand-collapse" data-accordion data-multi-expand="true" data-allow-all-closed="true"> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">Are Telehealth services covered under the professional liability policy?</p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important">The ASHA sponsored professional liability policy does not exclude Telehealth. The intent of the professional liability policy is to defend and indemnify for claims arising from healthcare professional services for the profession listed on the Declarations page. For practitioners electing to provide professional services via telehealth, it is the responsibility of each practitioner to ensure they are meeting the requirements outlined by their professional state licensing or regulatory boards. It is upon the practitioner to be familiar with all regulations regarding telehealth to ensure they are practicing within their profession’s scope / standard of practice.</div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">Limits — up to $1/3M</p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important">The main feature of the policy that covers you up to the limits on your declarations page that you become legally obligated to pay as a result of a professional liability claim arising out of a covered incident. Limits vary by profession up to $1 million per occurrence/$3 million aggregate. When you complete a quote, the available limits based on your profession and state will be provided.</div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">Legal Representation — Legal fees paid in addition to the liability limits</p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important">The policy includes legal representation for covered incidents. This means you have an attorney assigned to you to represent your interests – not the interests of others such as your employer. The legal fees and expenses are in addition to your professional liability policy limits, which is a key benefit to you as this means legal fees and expenses do not erode your liability limits.</div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">HIPAA Coverage — $25,000</p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important">Pays up to $25,000 for HIPAA fines, penalties and notification costs.</div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">Licensing Board Reimbursement — $10,000 per incident/$25,000 per policy period</p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important">Covers up to $10,000 per incident/$25,000 per policy period for attorney fees or other expenses or fees from an investigation or proceedings from an entity responsible for regulating your profession. In most regulated professions, anyone can file a complaint against you such as your patient, patient’s family, your employer or coworker. If you’re employed, your employer may not reimburse you for investigations or proceedings.</div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">Deposition Expense — $10,000 per policy period</p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important">Covers up to $10,000 aggregate for all reasonable fees, costs and expenses to represent you at a deposition which you are required to attend.</div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">Wage Loss and Expense — $500 per day/$10,000 per incident/$25,000 policy period</p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important">Covers for lost wages, costs and expenses for your required attendance at a trial, hearing or arbitration proceeding as a defendant in a covered claim. </div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">First Aid Reimbursement — $10,000 per policy period</p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important">Covers up to $10,000 per policy for all medical related expenses for rendering first aid to others due to bodily injury.</div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">Medical Payments — $5,000 per person/$100,000 all persons</p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important">Covers up to $5,000 per person, up to $100,000 all persons for medical expenses incurred by others due to a bodily injury caused by an occurrence during the policy period. </div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">Damage to Property of Others — $10,000 </p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important">Covers up to $10,000 for damage to property of others caused by you during the policy period. </div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">First Party Assault Coverage — $10,000/$25,000 policy period</p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important">Covers up to $10,000 per incident and $25,000 per policy period for medical expenses or repair or replacement of personal property due to an assault at your workplace premises.</div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">Occurrence Policy Form</p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important">Covers incidents that happen during your policy period regardless of when the claims are reported. All of the allied health and nursing policies through Liberty Insurance Underwriters are on occurrence policy forms.</div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">Sexual Abuse/Molestation Coverage - $25,000 sub-limit</p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important">Provides up to $25,000 for indemnity.</div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">Portable Coverage — Follows You 24/7 </p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important">When you apply for individual coverage, the policy covers you for your professional services, including on and off the job, moonlighting and volunteering. </div> </div> </li> <li class="plfaq-accordion-item" data-accordion-item> <a href="#collapse" role="tab" class="customAnchor accordion-title" id="collapse-heading"> <p class="entryText" style="background:#0A4D65 !important;color: !important">Optional Coverage Features</p> <span class="toggle" style="background-color:#EE6823 !important;color:#F8F6F3 !important;"> </span> </a> <div id="collapse" class="accordion-content" style="background-color: !important" role="tabpanel" data-tab-content aria-labelledby="panel1d-heading"> <div class="infoText" style="color: !important"><ul> <li>Consulting and Educational Services Endorsement</li> <li>General Liability Insurance</li> <li>Additional Insured Endorsement</li> </ul> </div> </div> </li> </ul> </div> </div> </div> </div></div> <div class="plRTE section"><div class="cq-placeholder" data-emptyText="Please configure Proliability RTE Component"></div> <div></div> <div class="grid-x"> <div class="small-12 cell pl-rteWrapper pl-rteheightWrapper"> <h4 class="pl-rtTitle" style="color:#0A4D65">Association Partners</h4> <div class="pl-rtText imgOverlay"> <p><a href="https://www.asha.org/" target="_blank"><img src="/content/dam/amba/proliability-2019/logos/17773_2019_Proliability_Website_Logos_300x175_ASHA.jpg" alt="ASHA"></a></p> <p> </p> <p> </p> </div> </div> </div></div> </div> </div> </div> </div> <div class="small-12 medium-4 large-3 cell"> <div class="plSideModule section"><div class="cq-placeholder" data-emptyText="Please configure Proliability Side Module Component"></div> <div class="grid-x"> <div class="small-12 cell"> <div class="nurse_left_section"></div> <div class="feature-tile-nurse"> <div class="contact-us"> <h4 class="headingUnderline" style="color:#0A4D65"> Contact Us</h4> <p> <p><i class="fa fa-map-marker"></i> Proliability<br /> 4050 114th Street<br /> Urbandale, IA 50322</p> <p><i class="fa fa-phone"></i> <a href="tel:1-800-375-2764" title="phone">1-800-375-2764</a><br /> (7:30 a.m. to 5:00 p.m. CT, M-F)</p> <p><i class="fa fa-envelope"></i> <b>General Questions</b></p> <p> <a href="/cdn-cgi/l/email-protection#7b0b091417121a191217120f02550a0e1e080f1214153b1c1e0f1a16191a55181416" title="questions email"><span class="__cf_email__" data-cfemail="067674696a6f67646f6a6f727f2877736375726f696846616372676b64672865696b">[email protected]</span></a></p> <p><i class="fa fa-envelope"></i> <b>Service on an existing policy</b></p> <p> <a title="service email" 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Audiologists & Speech Language Pathologists