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DB investment - Isio

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href="https://www.isio.com/what-we-do/pensions/secretarial-and-outsourced-pensions/">Secretarial &amp; outsourced pension management</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/db-consolidation/">DB consolidation</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/settlement/">Insurance &amp; risk settlement</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/regulatory-risk-rectification/">Pension remediation</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/operational-solutions/">Operational solutions</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/pensions/hr-and-pensions-ma/">HR and pensions 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href="https://www.isio.com/what-we-do/benefits/employee-support-and-financial-wellbeing/">Employee support &amp; financial wellbeing</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/benefits/pay-modelling/">Pay modelling</a></li> </ul> <div class="pt-3 xl:pt-4 mt-auto"> <a href="https://www.isio.com/what-we-do/benefits/" class="view-all-link">All benefits services</a> </div> </div> <div class="flex flex-col"> <ul> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/private-capital/">Private Capital</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/dc-investment/">DC investment</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/db-investment/">DB investment</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/liability-hedging-and-ldi/">Liability hedging &amp; LDI</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/investment-manager-research/">Investment manager research </a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/sustainable-investment/">Sustainable investment</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/fiduciary-management-oversight/">Fiduciary management oversight</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/buy-ins-and-buy-outs/">Buy-ins and buy-outs</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/investment/i-flo/">i-FLO</a></li> </ul> <div class="pt-3 xl:pt-4 mt-auto"> <a href="https://www.isio.com/what-we-do/investment/" class="view-all-link">All investment services</a> </div> </div> <div class="flex flex-col"> <ul> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/wealth/wealth-management/">Wealth management</a></li> <li><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/what-we-do/wealth/member-advice/">Member advice</a></li> </ul> <div class="pt-3 xl:pt-4 mt-auto"> <a href="https://www.isio.com/what-we-do/wealth/" class="view-all-link">All wealth services</a> </div> </div> </div> </div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> <path d="M20 1L1.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> </svg></button></div> </div> </section> </li><li class='flex items-center has-mega-menu menu-item menu-item-type-post_type menu-item-object-page'><div class="relative flex items-center h-full menu-link-wrapper"><a href="https://www.isio.com/solutions/">Solutions for you</a></div> <section class="mega-menu hidden bg-brandGreen text-white shadow-lg"> <div> <div class="container"> <div class="grid grid-cols-4 gap-20"> <div class="flex flex-col"> <div class="text-xl pt-4 pb-3 font-normal">Trustees</div> <p class="leading-6 text-base font-light xl:text-lg xl:leading-6">Collaborative, clear advice to power informed and effective decision-making.</p> <div class="pt-5 mt-auto"> <a href="https://www.isio.com/solutions/trustees/" class="view-all-link">View more</a> </div> </div> <div class="flex flex-col"> <div class="text-xl pt-4 pb-3 font-normal">Employers</div> <p class="leading-6 text-base font-light xl:text-lg xl:leading-6">Strategic solutions for employers with ambition.</p> <div class="pt-5 mt-auto"> <a href="https://www.isio.com/solutions/employers/" class="view-all-link">View more</a> </div> </div> <div class="flex flex-col"> <div class="text-xl pt-4 pb-3 font-normal">Individuals</div> <p class="leading-6 text-base font-light xl:text-lg xl:leading-6">Building a better financial future for everyone.</p> <div class="pt-5 mt-auto"> <a href="https://www.isio.com/solutions/individuals/" class="view-all-link">View more</a> </div> </div> <div class="flex flex-col"> <div class="text-xl pt-4 pb-3 font-normal">Are you a pension scheme member?</div> <p class="text-base">If you are a member of a pension scheme or you are looking for information about your pension, please visit YourIsio.com</p> <div class="pt-5 mt-auto"> <a href="https://www.yourisio.com/" class="text-base pt-2 small-arrow arrow-white underline">Visit YourIsio.com</a> </div> </div> </div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> <path d="M20 1L1.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> </svg></button></div> </div> </section> </li><li class='flex items-center has-mega-menu menu-item menu-item-type-post_type menu-item-object-page'><div class="relative flex items-center h-full menu-link-wrapper"><a href="https://www.isio.com/digital/">Digital services</a></div><section class="mega-menu hidden bg-brandGreen text-white"> <div class="lg:container md:mx-2 lg:mx-auto"> <div class="grid grid-cols-[290px,_10px_,1fr,_auto] xl:grid-cols-[300px,_10px_,1fr,_auto] justify-between"> <div x-data class="intro-text pt-8 w-[300px] pr-7"> <h2 class="text-2xl xl:text-4xl font-semibold mb-8">Digital services</h2> <p class="leading-6 2xl:leading-6 font-light text-base 2xl:text-lg ">Solutions that combine deep pensions expertise with digital prowess.</p> </div> <div class="vertical-divider"></div> <ul class="columns-2 gap-x-10 pt-12 pl-[3cqw] pr-5"> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/digital/digital-product-development/">Digital product development</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/digital/data-services/">Data services</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/digital/digital-transformation-and-change/">Digital transformation and change</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/digital/member-engagement/">Member engagement</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/digital/quantitative-development-services/">Quantitative development services</a></li> </ul> <div> <div class="mega-menu-image w-[350px]"> </div> </div> <div></div> <div class="vertical-divider"></div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> <path d="M20 1L1.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> </svg></button></div> </div> </div> </section> </li><li class='flex items-center has-mega-menu menu-item menu-item-type-custom menu-item-object-custom'><div class="relative flex items-center h-full menu-link-wrapper"><a href="/insights">Insights</a></div><section class="mega-menu hidden bg-brandGreen text-white"> <div class="lg:container md:mx-2 lg:mx-auto"> <div class="grid grid-cols-[290px,_10px_,1fr,_auto] xl:grid-cols-[300px,_10px_,1fr,_auto] justify-between"> <div x-data class="intro-text pt-8 w-[300px] pr-7"> <h2 class="text-2xl xl:text-4xl font-semibold mb-8">Insights</h2> <p class="leading-6 2xl:leading-6 font-light text-base 2xl:text-lg ">The big issues facing our industry.</p> </div> <div class="vertical-divider"></div> <ul class="columns-2 gap-x-10 pt-12 pl-[3cqw] pr-5"> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/us-election-result-what-does-this-mean-for-markets-and-investors/">US election result: what does this mean for markets and investors?</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/the-key-takeaways-from-a-highly-anticipated-budget/">The key takeaways from a highly anticipated Budget</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/lgps-england-wales-low-risk-funding-index-30-september-2024-results/">LGPS (England &amp; Wales) Low-Risk Funding Index: 30 September 2024 results</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/news/isio-quarterly-october-2024/">Isio Quarterly October 2024</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/news/isio-acquires-k3-advisory-to-bolster-risk-settlement-capabilities/">Isio acquires K3 Advisory to bolster risk settlement capabilities</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/changing-dynamics-for-in-house-pensions-managers/">Changing dynamics for in-house pensions managers</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/royal-mail-delivers-a-return-to-collectivism/">Royal Mail delivers a return to collectivism</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/insights/royal-londons-entry-into-the-bulk-annuity-market/">Get your benefits right or risk losing top talent</a></li> </ul> <div> <div class="mega-menu-image w-[350px]"> <a class="image-link" href="https://www.isio.com/2024/02/29/outpacing-change/"> <div class="relative overflow-hidden object-cover w-full h-[220px]"> <img width="366" height="187" src="https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-366x187.png" class="w-full h-full object-cover" alt="" decoding="async" fetchpriority="high" srcset="https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-366x187.png 366w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-300x153.png 300w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-1024x523.png 1024w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-768x392.png 768w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-1536x784.png 1536w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-720x368.png 720w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-95x49.png 95w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-354x181.png 354w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-980x500.png 980w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail-170x87.png 170w, https://www.isio.com/app/uploads/2024/02/Outpacing-change-thumbnail.png 1735w" sizes="(max-width: 366px) 100vw, 366px" /> <div class="absolute bottom-0 left-0 px-5 py-1 bg-white/80"> <span class="text-base text-brandGreen font-semibold uppercase">post</span> <span class="text-base 2xl:text-lg pl-6 text-black">Outpacing change</span> </div> </div> </a> <a class="featured-link" href="https://www.isio.com/2024/02/29/outpacing-change/">Outpacing change</a> </div> </div> <div></div> <div class="vertical-divider"></div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> <path d="M20 1L1.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> </svg></button></div> </div> </div> </section> </li><li class='flex items-center has-mega-menu menu-item menu-item-type-post_type menu-item-object-page'><div class="relative flex items-center h-full menu-link-wrapper"><a href="https://www.isio.com/about-us/">About us</a></div><section class="mega-menu hidden bg-brandGreen text-white"> <div class="lg:container md:mx-2 lg:mx-auto"> <div class="grid grid-cols-[290px,_10px_,1fr,_auto] xl:grid-cols-[300px,_10px_,1fr,_auto] justify-between"> <div x-data class="intro-text pt-8 w-[300px] pr-7"> <h2 class="text-2xl xl:text-4xl font-semibold mb-8">Find out more about Isio</h2> <p class="leading-6 2xl:leading-6 font-light text-base 2xl:text-lg ">An industry-leading challenger, providing Pensions, Benefits, Investment and Wealth services – ensuring better outcomes for our clients.</p> </div> <div class="vertical-divider"></div> <ul class="columns-2 gap-x-10 pt-12 pl-[3cqw] pr-5"> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/about-us/our-vision-and-values/">Our vision and values</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/about-us/sustainability/">Sustainability</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/inclusion-diversity-and-equity/">Inclusion & belonging</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/about-us/client-success-stories/">Client success stories</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/news/">News</a></li> </ul> <div> <div class="mega-menu-image w-[350px]"> <a class="image-link" href="https://www.isio.com/insights/isio-insights-maximising-value-from-employee-benefits/"> <div class="relative overflow-hidden object-cover w-full h-[220px]"> <img width="366" height="153" src="https://www.isio.com/app/uploads/2023/11/image_2023-11-13_111029142.jpg" class="w-full h-full object-cover" alt="" decoding="async" srcset="https://www.isio.com/app/uploads/2023/11/image_2023-11-13_111029142.jpg 1920w, https://www.isio.com/app/uploads/2023/11/image_2023-11-13_111029142-300x125.jpg 300w, https://www.isio.com/app/uploads/2023/11/image_2023-11-13_111029142-1024x427.jpg 1024w, https://www.isio.com/app/uploads/2023/11/image_2023-11-13_111029142-768x320.jpg 768w, https://www.isio.com/app/uploads/2023/11/image_2023-11-13_111029142-1536x640.jpg 1536w" sizes="(max-width: 366px) 100vw, 366px" /> <div class="absolute bottom-0 left-0 px-5 py-1 bg-white/80"> <span class="text-base text-brandGreen font-semibold uppercase">insight</span> </div> </div> </a> <a class="featured-link" href="https://www.isio.com/insights/isio-insights-maximising-value-from-employee-benefits/">Maximising value from employee benefits</a> </div> </div> <div></div> <div class="vertical-divider"></div> <div class="pb-8 pt-4 w-full"><button class="close-mega-menu mx-auto block"> <svg xmlns="http://www.w3.org/2000/svg" width="21" height="21" viewBox="0 0 21 21" fill="none"> <path d="M1 1L19.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> <path d="M20 1L1.5 19.5" class="stroke-white" stroke-width="2" stroke-linecap="round"/> </svg></button></div> </div> </div> </section> </li><li class='flex items-center has-mega-menu menu-item menu-item-type-post_type menu-item-object-page'><div class="relative flex items-center h-full menu-link-wrapper"><a href="https://www.isio.com/our-people/">Our people</a></div><section class="mega-menu hidden bg-brandGreen text-white"> <div class="lg:container md:mx-2 lg:mx-auto"> <div class="grid grid-cols-[290px,_10px_,1fr,_auto] xl:grid-cols-[300px,_10px_,1fr,_auto] justify-between"> <div x-data class="intro-text pt-8 w-[300px] pr-7"> <h2 class="text-2xl xl:text-4xl font-semibold mb-8">Meet our amazing teams</h2> <p class="leading-6 2xl:leading-6 font-light text-base 2xl:text-lg ">Leading the way to a better, more progressive pensions industry.</p> </div> <div class="vertical-divider"></div> <ul class="columns-2 gap-x-10 pt-12 pl-[3cqw] pr-5"> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/our-people/?department=13">Actuarial and consulting</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/our-people/?department=10">Pensions administration</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/our-people/?department=18">Investment advisory</a></li> <li class="pt-1.5 break-inside-avoid "><a class="font-light text-base xl:text-lg leading-5.5 xl:leading-5.5" href="https://www.isio.com/our-people/?department=11">Reward and benefits</a></li> <li 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class="entry-content prose prose-neutral max-w-none prose-a:text-primary"> <section class=" bg-brandGreen "> <div class="page-header relative bg-no-repeat no-header-image "> <div class="container pb-14 pt-5 md:pt-14 lg:py-0 relative flex h-full items-center "> <div class="breadcrumb hidden lg:block absolute top-3.5 "> <span><span class="bc-link"><a href="https://www.isio.com/">Home</a></span> <span class="bc-seperator">»</span> <span class="bc-link"><a href="https://www.isio.com/what-we-do/">What we do</a></span> <span class="bc-seperator">»</span> <span class="bc-link"><a href="https://www.isio.com/what-we-do/investment/">Investment</a></span> <span class="bc-seperator">»</span> <span class="breadcrumb_last" aria-current="page">DB investment</span></span> </div> <div class="max-w-[600px] text-white flex-col text-left pt-16 pb-8 lg:pt-28 lg:pb-20"> <div class="headings flex flex-col-reverse gap-2"> <h1 class="mb-4 h1"> Defined benefit investment </h1> </div> <p class="text-xl lg:text-2xl;">Investment strategies that reduce uncertainty and complexity.</p> </div> </div> </div> </section> <section class="wrapper-with-background bg-grey-dient "> <div class="s-background"> <div class="acf-innerblocks-container"> <section class="audience_block--two py-24 lg:py-40 lg:pt-[132px] lg:pb-[116px] overflow-hidden relative bg-transparent "> <div class="3xl:container"> <div class="container md:grid md:grid-cols-4 gap-10 gap-y-20 relative"> <div class="col-span-4 lg:col-span-2 mr-24 pb-14"> <h2 class="md:text-[4.75rem] text-5xl font-semibold text-brandGreen-100 leading-none ">Benefits<br> of our approach</h2> </div> <div class="col-span-4 xl:col-span-2"> <div class="grid gap-8 pr-4 md:pr-0 sm:grid-cols-2 md:grid-cols-2"> <div class="md:flex items-center benefit-tile"> <img decoding="async" class="img_wrap md:mr-10 animate-me transparent move-up step-1" src="https://www.isio.com/app/uploads/2023/11/Icon-6.png" alt="Icon 6" /> <p class="text-lg font-semibold max-w-[250px] md:max-w-[250px] text-black">Our independence gives us freedom to find your best solution</p> </div> <div class="md:flex items-center benefit-tile"> <img decoding="async" class="img_wrap md:mr-10 animate-me transparent move-up step-2" src="https://www.isio.com/app/uploads/2023/11/Icon-5.png" alt="Icon 5" /> <p class="text-lg font-semibold max-w-[250px] md:max-w-[250px] text-black">Clear guiding principles that avoid unnecessary complexity</p> </div> <div class="md:flex items-center benefit-tile"> <img decoding="async" class="img_wrap md:mr-10 animate-me transparent move-up step-3" src="https://www.isio.com/app/uploads/2023/11/Icon-4.png" alt="Icon 4" /> <p class="text-lg font-semibold max-w-[250px] md:max-w-[250px] text-black">We have full autonomy to build each client a bespoke portfolio</p> </div> <div class="md:flex items-center benefit-tile"> <img decoding="async" class="img_wrap md:mr-10 animate-me transparent move-up step-4" src="https://www.isio.com/app/uploads/2023/11/Icon-3.png" alt="Icon 3" /> <p class="text-lg font-semibold max-w-[250px] md:max-w-[250px] text-black">A focus on high conviction, high visibility return</p> </div> </div> </div> </div> </div> </section> <section class="two-column-text-media-wrapper max-w-[1920px] mx-auto text-block bg-transparent noS text-left"> <div class="two-column-text-media md:container md:flex-row-reverse mediaCover flex items-center"> <div class="media-wrapper animate-me md:move-up md:transparent squared"> <img decoding="async" src="https://www.isio.com/app/uploads/2023/11/Man-and-woman-walking-with-hard-hats-scaled.jpg" alt=""/> </div> <div class="text-column container standard"> <h2 class="text-brandGreen-100 mb-2">An approach designed around the specific needs of trustees.</h2> <div class="cms-text mt-4 text-brandGrey-100"> <p>We recognise that trustees and sponsors have recently had to work within an increasingly volatile environment, reorienting themselves to new funding positions while facing illiquidity and capital challenges.</p> <p>Amongst this uncertainty, the last thing schemes need is added complexity. Our teams value simplicity, clarity and efficiency above all else. We listen carefully and communicate openly, demonstrating our thinking and keeping your returns visible and transparent.</p> <p>Your dedicated client team will always focus on your members’ best interests. We help you take as little risk as possible for the returns required within your specific timeline. Ultimately, our expertise is here to deliver the best commercial outcomes for you.</p> </div> </div> </div> </section> <section class="text-wrapper text-block medium-width "> <div class="container"> <div class="acf-innerblocks-container"> <p>Our independence means that our specialist DB team has the freedom to select the solution they believe will work best for you. We use our expertise and proprietary technology tools to make sure your investments are robust, and confidence of desired outcomes remains high at every stage. </p> <p><strong>Our specialists:</strong></p> <ul class="wp-block-list"> <li>Work with you to set your goals, time frames and acceptable risk levels</li> <li>Help all stakeholders understand their position in full</li> <li>Ensure your investments are in the optimal structure to meet your goals</li> <li>Conduct due diligence and lay the groundwork before any new investment</li> <li>Stress test current and prospective investments to make sure they’re fit for purpose</li> </ul> </div> </div> </section> </div> </div> </section> <section class="two-column-text-media-wrapper max-w-[1920px] mx-auto text-block bg-transparent noS text-right"> <div class="two-column-text-media md:container md:flex-row mediaCover flex items-center"> <div class="media-wrapper animate-me md:move-up md:transparent squared"> <img decoding="async" src="https://www.isio.com/app/uploads/2023/11/AdobeStock_652391724_LOWRES.jpg" alt=""/> </div> <div class="text-column container standard"> <div class="cms-text mt-4 text-brandGrey-100"> <p>Our DB investment consultants are highly experienced, having helped schemes of all sizes and requirements. Clients also benefit from the expertise of wider specialist teams – including LDI Manager Research, ESG Advisory and HR &amp; Pensions M&amp;A.</p> <p>Whether you’re a sponsor or a trustee, you can expect a team that works tirelessly in your scheme’s best interests. Our first-hand experience of supporting trustees and employers allows us to take a more collaborative, and therefore more efficient, approach.</p> <p>For smaller schemes looking to create efficiencies and lower fees, we can work closely with our Operational Consolidation team to help you maximise value.</p> </div> <a href="https://www.isio.com/lgps-investment/" class="btn-primary ">How we can help local government employers</a> </div> </div> </section> <section class="post-slider no-quote py-16 md:py-32 overflow-hidden bg-brandGreen"> <div class="container"> <h2 class="text-white text-[2.875rem] md:text-7xl mb-12">Success stories</h2> <div class=" grid grid-cols-1 lg:grid-cols-3 xl:grid-cols-4 gap-14 md:gap-20 md:mb-7"> <div class="col-span-1 lg:col-span-2 xl:col-span-3"> <div class="bg-brandGreen swiper-side"> <div class="swiper previewSwiper"> <div class="swiper-wrapper lg:pb-10"> <div class="swiper-slide w-full"> <a 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class="swiper-slide w-full"> <a href="https://www.isio.com/success-stories/an-efficient-transition-to-a-sustainable-balanced-investment-portfolio/"> <div class="md:hidden w-full aspect-[7/5] bg-cover" style="background-image:url(https://www.isio.com/app/uploads/2024/02/Ocean.png);"></div> <div class="relative overflow-hidden"> <img loading="lazy" decoding="async" width="637" height="514" src="https://www.isio.com/app/uploads/2024/02/Ocean-637x514.png" class="w-full aspect-[17/9] object-cover hidden md:block" alt="" srcset="https://www.isio.com/app/uploads/2024/02/Ocean-637x514.png 637w, https://www.isio.com/app/uploads/2024/02/Ocean-300x242.png 300w, https://www.isio.com/app/uploads/2024/02/Ocean-1024x826.png 1024w, https://www.isio.com/app/uploads/2024/02/Ocean-768x619.png 768w, https://www.isio.com/app/uploads/2024/02/Ocean-720x581.png 720w, https://www.isio.com/app/uploads/2024/02/Ocean-95x77.png 95w, https://www.isio.com/app/uploads/2024/02/Ocean-354x285.png 354w, 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class="mb-4 hover:cursor-pointer" x-on:click="selectedPerson = (selectedPerson &#038;&#038; selectedPerson.nameSurname === '5403') ? null : { nameSurname: 'Emily McGuire', jobTitle: 'Partner &#038; Head of Investment ', about: '', phoneNumber: '', email: 'emily.mcguire@isio.com', image: 'https://www.isio.com/app/uploads/2023/11/Emily-McGuire.jpg', link: 'https://www.isio.com/person/emily-mcguire/' }"> <img decoding="async" class="h-44 w-44 object-cover rounded-full max-w-none hover:border-8 hover:border-brandGreen transition duration-5 00" :class="{ 'border-8 border-brandGreen': (selectedPerson &#038;&#038; selectedPerson.nameSurname === '5403') || (!selectedPerson &#038;&#038; '5403' === '5403') }" src="https://www.isio.com/app/uploads/2023/11/Emily-McGuire.jpg" alt="Image"> <strong class="text-lg lg:text-xl text-brandGreen font-medium text-brandGreen-100 mt-8 mb-1 inline-block">Emily McGuire</strong> <p class="font-light text-lg lg:text-xl md:max-w-[80%] text-black">Partner &#038; Head of Investment </p> </div> <div class="mb-4 hover:cursor-pointer" x-on:click="selectedPerson = (selectedPerson &#038;&#038; selectedPerson.nameSurname === '1427') ? null : { nameSurname: 'Ed Wilson', jobTitle: 'Partner', about: '', phoneNumber: '', email: 'ed.wilson@isio.com', image: 'https://www.isio.com/app/uploads/2023/11/Ed-Wilson.jpg', link: 'https://www.isio.com/person/ed-wilson/' }"> <img decoding="async" class="h-44 w-44 object-cover rounded-full max-w-none hover:border-8 hover:border-brandGreen transition duration-5 00" :class="{ 'border-8 border-brandGreen': (selectedPerson &#038;&#038; selectedPerson.nameSurname === '1427') || (!selectedPerson &#038;&#038; '5403' === '1427') }" src="https://www.isio.com/app/uploads/2023/11/Ed-Wilson.jpg" alt="Image"> <strong class="text-lg lg:text-xl text-brandGreen font-medium text-brandGreen-100 mt-8 mb-1 inline-block">Ed Wilson</strong> <p class="font-light text-lg lg:text-xl md:max-w-[80%] text-black">Partner</p> </div> <div class="mb-4 hover:cursor-pointer" x-on:click="selectedPerson = (selectedPerson &#038;&#038; selectedPerson.nameSurname === '5470') ? null : { nameSurname: 'Emma Hudson', jobTitle: 'Partner', about: '', phoneNumber: '', email: 'emma.hudson@isio.com', image: 'https://www.isio.com/app/uploads/2023/11/Emma-Hudson.jpg', link: 'https://www.isio.com/person/emma-hudson/' }"> <img decoding="async" class="h-44 w-44 object-cover rounded-full max-w-none hover:border-8 hover:border-brandGreen transition duration-5 00" :class="{ 'border-8 border-brandGreen': (selectedPerson &#038;&#038; selectedPerson.nameSurname === '5470') || (!selectedPerson &#038;&#038; '5403' === '5470') }" src="https://www.isio.com/app/uploads/2023/11/Emma-Hudson.jpg" alt="Image"> <strong class="text-lg lg:text-xl text-brandGreen font-medium text-brandGreen-100 mt-8 mb-1 inline-block">Emma Hudson</strong> <p class="font-light text-lg lg:text-xl md:max-w-[80%] text-black">Partner</p> </div> <div class="mb-4 hover:cursor-pointer" x-on:click="selectedPerson = (selectedPerson &#038;&#038; selectedPerson.nameSurname === '1425') ? null : { nameSurname: 'Barry Jones', jobTitle: 'Chief Investment Officer', about: '', phoneNumber: '', email: 'barry.jones@isio.com', image: 'https://www.isio.com/app/uploads/2023/11/Barry-Jones.jpg', link: 'https://www.isio.com/person/barry-jones/' }"> <img decoding="async" class="h-44 w-44 object-cover rounded-full max-w-none hover:border-8 hover:border-brandGreen transition duration-5 00" :class="{ 'border-8 border-brandGreen': (selectedPerson &#038;&#038; selectedPerson.nameSurname === '1425') || (!selectedPerson &#038;&#038; '5403' === '1425') }" src="https://www.isio.com/app/uploads/2023/11/Barry-Jones.jpg" alt="Image"> <strong class="text-lg lg:text-xl text-brandGreen font-medium text-brandGreen-100 mt-8 mb-1 inline-block">Barry Jones</strong> <p class="font-light text-lg lg:text-xl md:max-w-[80%] text-black">Chief Investment Officer</p> </div> <div class="mb-4 hover:cursor-pointer" x-on:click="selectedPerson = (selectedPerson &#038;&#038; selectedPerson.nameSurname === '5271') ? null : { nameSurname: 'Cadi Thomas', jobTitle: 'Head of Sustainable Investment', about: '', phoneNumber: '', email: 'cadi.thomas@isio.com', image: 'https://www.isio.com/app/uploads/2023/11/Cadi-Thomas.jpg', link: 'https://www.isio.com/person/cadi-thomas/' }"> <img decoding="async" class="h-44 w-44 object-cover rounded-full max-w-none hover:border-8 hover:border-brandGreen transition duration-5 00" :class="{ 'border-8 border-brandGreen': (selectedPerson &#038;&#038; selectedPerson.nameSurname === '5271') || (!selectedPerson &#038;&#038; '5403' === '5271') }" src="https://www.isio.com/app/uploads/2023/11/Cadi-Thomas.jpg" alt="Image"> <strong class="text-lg lg:text-xl text-brandGreen font-medium text-brandGreen-100 mt-8 mb-1 inline-block">Cadi Thomas</strong> <p class="font-light text-lg lg:text-xl md:max-w-[80%] text-black">Head of Sustainable Investment</p> </div> <div class="mb-4 hover:cursor-pointer" x-on:click="selectedPerson = (selectedPerson &#038;&#038; selectedPerson.nameSurname === '5462') ? null : { nameSurname: 'Calum Brunton Smith', jobTitle: 'Partner', about: '', phoneNumber: '', email: 'calum.bruntonsmith@isio.com', image: 'https://www.isio.com/app/uploads/2023/11/Remove-background-project-30.png', link: 'https://www.isio.com/person/calum-brunton-smith/' }"> <img decoding="async" class="h-44 w-44 object-cover rounded-full max-w-none hover:border-8 hover:border-brandGreen transition duration-5 00" :class="{ 'border-8 border-brandGreen': (selectedPerson &#038;&#038; selectedPerson.nameSurname === '5462') || (!selectedPerson &#038;&#038; '5403' === '5462') }" src="https://www.isio.com/app/uploads/2023/11/Remove-background-project-30.png" alt="Image"> <strong class="text-lg lg:text-xl text-brandGreen font-medium text-brandGreen-100 mt-8 mb-1 inline-block">Calum Brunton Smith</strong> <p class="font-light text-lg lg:text-xl md:max-w-[80%] text-black">Partner</p> </div> <div class="mb-4 hover:cursor-pointer" x-on:click="selectedPerson = (selectedPerson &#038;&#038; selectedPerson.nameSurname === '2933') ? null : { nameSurname: 'George Fowler', jobTitle: 'Partner', about: '', phoneNumber: '', email: 'george.fowler@isio.com', image: 'https://www.isio.com/app/uploads/2023/10/Remove-background-project-15.png', link: 'https://www.isio.com/person/george-fowler/' }"> <img decoding="async" class="h-44 w-44 object-cover rounded-full max-w-none hover:border-8 hover:border-brandGreen transition duration-5 00" :class="{ 'border-8 border-brandGreen': (selectedPerson &#038;&#038; selectedPerson.nameSurname === '2933') || (!selectedPerson &#038;&#038; '5403' === '2933') }" src="https://www.isio.com/app/uploads/2023/10/Remove-background-project-15.png" alt="Image"> <strong class="text-lg lg:text-xl text-brandGreen font-medium text-brandGreen-100 mt-8 mb-1 inline-block">George Fowler</strong> <p class="font-light text-lg lg:text-xl md:max-w-[80%] text-black">Partner</p> </div> <div class="mb-4 hover:cursor-pointer" x-on:click="selectedPerson = (selectedPerson &#038;&#038; selectedPerson.nameSurname === '5492') ? null : { nameSurname: 'Richard Slater', jobTitle: 'Partner', about: '', phoneNumber: '', email: 'richard.slater@isio.com', image: 'https://www.isio.com/app/uploads/2023/11/Remove-background-project-9.png', link: 'https://www.isio.com/person/richard-slater/' }"> <img decoding="async" class="h-44 w-44 object-cover rounded-full max-w-none hover:border-8 hover:border-brandGreen transition duration-5 00" :class="{ 'border-8 border-brandGreen': (selectedPerson &#038;&#038; selectedPerson.nameSurname === '5492') || (!selectedPerson &#038;&#038; '5403' === '5492') }" src="https://www.isio.com/app/uploads/2023/11/Remove-background-project-9.png" alt="Image"> <strong class="text-lg lg:text-xl text-brandGreen font-medium text-brandGreen-100 mt-8 mb-1 inline-block">Richard Slater</strong> <p class="font-light text-lg lg:text-xl md:max-w-[80%] text-black">Partner</p> </div> </div> </div> <div class="basis-1/4"> <div class="text-black transition-opacity duration-500"> <img class="h-72 w-72 mx-auto rounded-full max-w-none mb-5 object-cover" x-bind:src="selectedPerson ? selectedPerson.image : 'https://www.isio.com/app/uploads/2023/11/Emily-McGuire.jpg'" alt="Image"> <strong class="text-brandGreen-100 text-[1.175rem] font-medium" x-text="selectedPerson ? selectedPerson.nameSurname : 'Emily McGuire'"> </strong> <p class="text-black text-lg font-light mb-2" x-text="selectedPerson ? selectedPerson.jobTitle : 'Partner &#038; Head of Investment '"></p> <p class="text-black mb-3" x-text="selectedPerson ? selectedPerson.about : ''"></p> <p class="text-black text-lg font-light" x-text="selectedPerson ? selectedPerson.phoneNumber : ''"></p> <a class="text-brandGreen-100 block hover:underline text-lg font-light" x-bind:href="selectedPerson ? 'mailto:'+selectedPerson.email : 'mailto:emily.mcguire@isio.com'" x-text="selectedPerson ? selectedPerson.email : 'emily.mcguire@isio.com'"></a> <a x-bind:href="selectedPerson ? selectedPerson.link : 'https://www.isio.com/person/emily-mcguire/'" class="btn-primary mt-10"> See full profile</a> </div> </div> </div> </div> <div class="hidden md:block container text-center pt-5 md:pb-40"> <a class=" mx-auto btn-primary " href="/our-people">Our people</a> </div> </section> <section class="md:hidden bg-grey-dient pt-10"> <div class="container quoteSwiper overflow-hidden"> <div class="swiper relative"> <div class="swiper-wrapper mb-20"> <div class="swiper-slide"> <div class="md:flex items-center md:gap-24 md:w-2/3"> <div> <img decoding="async" class="h-60 w-60 object-cover rounded-full max-w-none mx-auto mb-5" src="https://www.isio.com/app/uploads/2023/11/Emily-McGuire.jpg" alt="Image"> <strong class="text-left text-[1.175rem] font-semibold text-brandGreen-100 mt-2 mb-1 block">Emily McGuire</strong> <p class="text-left text-black">Partner &#038; Head of Investment </p> <p class="text-left text-black"></p> <p class="text-left text-black"></p> <a class="text-brandGreen-100 block hover:underline text-lg font-light text-left" href="mailto:emily.mcguire@isio.com">emily.mcguire@isio.com</a> <a href="https://www.isio.com/person/emily-mcguire/" class="btn-primary mt-8 lg_hidden"> See full profile</a> </div> </div> </div> <div class="swiper-slide"> <div class="md:flex items-center md:gap-24 md:w-2/3"> <div> <img decoding="async" class="h-60 w-60 object-cover rounded-full max-w-none mx-auto mb-5" src="https://www.isio.com/app/uploads/2023/11/Ed-Wilson.jpg" alt="Image"> <strong class="text-left text-[1.175rem] font-semibold text-brandGreen-100 mt-2 mb-1 block">Ed Wilson</strong> <p class="text-left text-black">Partner</p> <p class="text-left text-black"></p> <p class="text-left text-black"></p> <a class="text-brandGreen-100 block hover:underline text-lg font-light text-left" href="mailto:ed.wilson@isio.com">ed.wilson@isio.com</a> <a href="https://www.isio.com/person/ed-wilson/" class="btn-primary mt-8 lg_hidden"> See full profile</a> </div> </div> </div> <div class="swiper-slide"> <div class="md:flex items-center md:gap-24 md:w-2/3"> <div> <img decoding="async" class="h-60 w-60 object-cover rounded-full max-w-none mx-auto mb-5" src="https://www.isio.com/app/uploads/2023/11/Emma-Hudson.jpg" alt="Image"> <strong class="text-left text-[1.175rem] font-semibold text-brandGreen-100 mt-2 mb-1 block">Emma Hudson</strong> <p class="text-left text-black">Partner</p> <p class="text-left text-black"></p> <p class="text-left text-black"></p> <a class="text-brandGreen-100 block hover:underline text-lg font-light text-left" href="mailto:emma.hudson@isio.com">emma.hudson@isio.com</a> <a href="https://www.isio.com/person/emma-hudson/" class="btn-primary mt-8 lg_hidden"> See full profile</a> </div> </div> </div> <div class="swiper-slide"> <div class="md:flex items-center md:gap-24 md:w-2/3"> <div> <img decoding="async" class="h-60 w-60 object-cover rounded-full max-w-none mx-auto mb-5" src="https://www.isio.com/app/uploads/2023/11/Barry-Jones.jpg" alt="Image"> <strong class="text-left text-[1.175rem] font-semibold text-brandGreen-100 mt-2 mb-1 block">Barry Jones</strong> <p class="text-left text-black">Chief Investment Officer</p> <p class="text-left text-black"></p> <p class="text-left text-black"></p> <a class="text-brandGreen-100 block hover:underline text-lg font-light text-left" href="mailto:barry.jones@isio.com">barry.jones@isio.com</a> <a href="https://www.isio.com/person/barry-jones/" class="btn-primary mt-8 lg_hidden"> See full profile</a> </div> </div> </div> <div class="swiper-slide"> <div class="md:flex items-center md:gap-24 md:w-2/3"> <div> <img decoding="async" class="h-60 w-60 object-cover rounded-full max-w-none mx-auto mb-5" src="https://www.isio.com/app/uploads/2023/11/Cadi-Thomas.jpg" alt="Image"> <strong class="text-left text-[1.175rem] font-semibold text-brandGreen-100 mt-2 mb-1 block">Cadi Thomas</strong> <p class="text-left text-black">Head of Sustainable Investment</p> <p class="text-left text-black"></p> <p class="text-left text-black"></p> <a class="text-brandGreen-100 block hover:underline text-lg font-light text-left" href="mailto:cadi.thomas@isio.com">cadi.thomas@isio.com</a> <a href="https://www.isio.com/person/cadi-thomas/" class="btn-primary mt-8 lg_hidden"> See full profile</a> </div> </div> </div> <div class="swiper-slide"> <div class="md:flex items-center md:gap-24 md:w-2/3"> <div> <img decoding="async" class="h-60 w-60 object-cover rounded-full max-w-none mx-auto mb-5" src="https://www.isio.com/app/uploads/2023/11/Remove-background-project-30.png" alt="Image"> <strong class="text-left text-[1.175rem] font-semibold text-brandGreen-100 mt-2 mb-1 block">Calum Brunton Smith</strong> <p class="text-left text-black">Partner</p> <p class="text-left text-black"></p> <p class="text-left text-black"></p> <a class="text-brandGreen-100 block hover:underline text-lg font-light text-left" href="mailto:calum.bruntonsmith@isio.com">calum.bruntonsmith@isio.com</a> <a href="https://www.isio.com/person/calum-brunton-smith/" class="btn-primary mt-8 lg_hidden"> See full profile</a> </div> </div> </div> <div class="swiper-slide"> <div class="md:flex items-center md:gap-24 md:w-2/3"> <div> <img decoding="async" class="h-60 w-60 object-cover rounded-full max-w-none mx-auto mb-5" src="https://www.isio.com/app/uploads/2023/10/Remove-background-project-15.png" alt="Image"> <strong class="text-left text-[1.175rem] font-semibold text-brandGreen-100 mt-2 mb-1 block">George Fowler</strong> <p class="text-left text-black">Partner</p> <p class="text-left text-black"></p> <p class="text-left text-black"></p> <a class="text-brandGreen-100 block hover:underline text-lg font-light text-left" href="mailto:george.fowler@isio.com">george.fowler@isio.com</a> <a 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