High Deductible Plans

<!doctype html> <html lang="en"> <head> <meta charset="utf-8"> <meta name="viewport" content="width=device-width"> <title>High Deductible Plans | 4path</title> <meta name="Description" content="4path."> <link rel="apple-touch-icon" sizes="180x180" href="http://www.4path.com/images/favicons/apple-touch-icon.png"> <link rel="icon" type="image/png" sizes="32x32" href="http://www.4path.com/images/favicons/favicon-32x32.png"> <link rel="icon" type="image/png" sizes="16x16" href="http://www.4path.com/images/favicons/favicon-16x16.png"> <link rel="manifest" href="http://www.4path.com/images/favicons/site.webmanifest"> <link rel="mask-icon" href="http://www.4path.com/images/favicons/safari-pinned-tab.svg" color=""> <meta name="msapplication-TileColor" content="#"> <meta name="theme-color" content=""> <link rel="stylesheet" href="http://www.4path.com/css/style.css?v=1728034635"> <link rel="stylesheet" href="http://www.4path.com/css/interior.css?v=1658942705"> <script>var $site = "http://www.4path.com", $page = "high-deductible-plans", $template = "default", $mods = "https://www.genesisglobalgrp.com/mods/";</script> <script type="module">var body=document.querySelector("body");function show(b,c,a){document.querySelector(b).classList.toggle(c),null!==a&&a()}function lazyLoadImages(){for(var b=document.querySelectorAll(".preload"),c=new IntersectionObserver(function(d){for(var b=0;b<d.length;b++)if(!0===d[b].isIntersecting){var a=d[b].target,e=a.getAttribute("data-src"),f=a.getAttribute("data-srcset");null!==e&&(a.src=e),null!==f&&(a.srcset=f),a.classList.add("loaded"),c.unobserve(a)}}),a=0;a<b.length;a++)c.observe(b[a])}window.addEventListener("load",function(){body.classList.add("loaded"),window.show=show}),document.addEventListener("DOMContentLoaded",lazyLoadImages,!1);var inView=new IntersectionObserver(function(a){for(i=0;i<a.length;i++)!0===a[i].isIntersecting&&a[i].target.parentNode.classList.add("in-view")},{threshold:[1]});setTimeout(function(){Array.prototype.forEach.call(document.querySelectorAll(".viewBox"),function(a,b){inView.observe(a)})},500)</script>  <script async src="https://www.googletagmanager.com/gtag/js?id="></script> <script> window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag("js", new Date()); gtag("config", ""); </script> </head> <body class="page-high-deductible-plans temp-default spring" style="--mainColor: #; --subColor: #;"> <div id="wrapper" class=""> <header class="fusion-header-wrapper" style="position: relative; z-index: 5; height: 178px;"> <div class="fusion-header-v2 fusion-logo-left fusion-sticky-menu- fusion-sticky-logo-1 fusion-mobile-logo-1 fusion-mobile-menu-design-modern"> <div class="fusion-secondary-header"> <div class="fusion-row"> <div class="fusion-alignleft"> <div class="fusion-contact-info">877.88.4PATH | 877.884.7284<span class="fusion-header-separator">|</span> <a href="mailto:4INFO@4PATH.COM">4INFO@4PATH.COM</a> </div> </div> </div> </div> <div class="fusion-header-sticky-height" style="height: 124px; display: none; overflow: visible;"></div> <div class="fusion-header fusion-header-backface" style="height: 124px; overflow: visible;"> <div class="fusion-row" style="padding-top: 0px; padding-bottom: 0px;"> <div class="fusion-logo" data-margin-top="20px" data-margin-bottom="20px" data-margin-left="0px" data-margin-right="0px" style="margin-top: 20px; margin-bottom: 20px;"> <a class="fusion-logo-link" href="http://www.4path.com">  <img src="http://www.4path.com/images/4Path_member_sm.jpg?v=1720637961" class="fusion-standard-logo">  <img src="http://www.4path.com/images/4Path_member_sm.jpg?v=1720637961" width="" height="" alt="4path.com Logo" class="fusion-mobile-logo">  <img src="http://www.4path.com/images/4Path_member_sm.jpg?v=1720637961" width="" height="" alt="4path.com Logo" class="fusion-sticky-logo"> </a> </div> <nav class="fusion-main-menu" aria-label="Main Menu"> <ul id="menu-main-menu" class="fusion-menu"> <li id="menu-item-1097" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-home current-menu-item page_item page-item-1089 current_page_item menu-item-has-children menu-item-1097 fusion-dropdown-menu" data-item-id="1097"> <a href="http://www.4path.com" class="fusion-bar-highlight" role="menuitem" aria-haspopup="true" style="line-height: 90px; height: 92px;"> <span class="menu-text">Home</span> </a> <ul role="menu" class="sub-menu"> <li id="menu-item-1095" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1095 fusion-dropdown-submenu"> <a href="http://www.4path.com/what-we-do/" class="fusion-bar-highlight" role="menuitem"> <span>What We Do</span> </a> </li> <li id="menu-item-1094" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1094 fusion-dropdown-submenu"> <a href="http://www.4path.com/where-we-work/" class="fusion-bar-highlight" role="menuitem"> <span>Where We Work</span> </a> </li> </ul> </li> <li id="menu-item-1386" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1386 fusion-dropdown-menu" data-item-id="1386"> <a href="http://www.4path.com/4-clients/" class="fusion-bar-highlight" role="menuitem" aria-haspopup="true" style="line-height: 90px; height: 92px;"> <span class="menu-text">4 Clients</span> </a> <ul role="menu" class="sub-menu"> <li id="menu-item-6537" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-6537 fusion-dropdown-submenu"> <a href="http://www.lifepointlink.com/mdlab" class="fusion-bar-highlight" role="menuitem"> <span>View Test Results</span> </a> </li> <li id="menu-item-1443" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-1443 fusion-dropdown-submenu"> <a href="http://www.4path.com/cant-print-in-ms-10-and-edge/" class="fusion-bar-highlight" role="menuitem"> <span>Can’t Print in MS 10 and Edge?</span> </a> </li> <li id="menu-item-1736" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1736 fusion-dropdown-submenu"> <a href="http://www.4path.com/order-supplies-on-line/" class="fusion-bar-highlight" role="menuitem" aria-haspopup="true"> <span>Order Supplies on Line</span> </a> </li> <li id="menu-item-1447" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1447 fusion-dropdown-submenu"> <a href="http://www.4path.com/web-log-in/" class="fusion-bar-highlight" role="menuitem"> <span>Web Log In</span> </a> </li> <li id="menu-item-1385" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1385 fusion-dropdown-submenu"> <a href="http://www.4path.com/specimen-handling/" class="fusion-bar-highlight" role="menuitem" aria-haspopup="true"> <span>Specimen Handling</span> </a> <ul role="menu" class="sub-menu"> <li id="menu-item-1388" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1388"> <a href="http://www.4path.com/handling-of-nail-specimens/" class="fusion-bar-highlight" role="menuitem"> <span>Handling of Nail Specimens</span> </a> </li> <li id="menu-item-1777" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1777"> <a href="http://www.4path.com/biopsy-procedure-videos/" class="fusion-bar-highlight" role="menuitem"> <span>Biopsy Procedure Videos</span> </a> </li> </ul> </li> <li id="menu-item-1391" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1391 fusion-dropdown-submenu"> <a href="http://www.4path.com/molecular-infectious-disease-testing/" class="fusion-bar-highlight" role="menuitem"> <span>Molecular Infectious Disease Testing</span> </a> </li> <li id="menu-item-1409" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1409 fusion-dropdown-submenu"> <a href="http://www.4path.com/contract-histology-services/" class="fusion-bar-highlight" role="menuitem"> <span>Contract Histology Services</span> </a> </li> <li id="menu-item-1387" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1387 fusion-dropdown-submenu"> <a href="http://www.4path.com/licensing-and-accreditation/" class="fusion-bar-highlight" role="menuitem"> <span>Licensing and Accreditation</span> </a> </li> <li id="menu-item-1762" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1762 fusion-dropdown-submenu"> <a href="http://www.4path.com/emr-interfaces/" class="fusion-bar-highlight" role="menuitem"> <span>EMR Interfaces</span> </a> </li> <li id="menu-item-6527" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-6527 fusion-dropdown-submenu"> <a href="http://www.4path.com/test-requisition-forms/" class="fusion-bar-highlight" role="menuitem"> <span>Test Requisition Forms</span> </a> </li> </ul> </li> <li id="menu-item-1404" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-1404 fusion-dropdown-menu" data-item-id="1404"> <a href="http://www.4path.com/4-patients/" class="fusion-bar-highlight" role="menuitem" aria-haspopup="true" style="line-height: 90px; height: 92px;"> <span class="menu-text">4 patients</span> </a> <ul role="menu" class="sub-menu"> <li id="menu-item-1389" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1389 fusion-dropdown-submenu"> <a href="http://www.4path.com/high-deductible-plans/" class="fusion-bar-highlight" role="menuitem"> <span>High Deductible Plans</span> </a> </li> <li id="menu-item-1390" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1390 fusion-dropdown-submenu"> <a href="http://www.4path.com/useful-links/" class="fusion-bar-highlight" role="menuitem"> <span>Resource Sites</span> </a> </li> </ul> </li> <li id="menu-item-1422" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1422" data-item-id="1422"> <a href="http://www.4path.com/news/" class="fusion-bar-highlight" role="menuitem" style="line-height: 90px; height: 92px;"> <span class="menu-text">News</span> </a> </li> <li id="menu-item-1098" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-1098" data-item-id="1098"> <a href="http://www.4path.com/contact-us/" class="fusion-bar-highlight" role="menuitem" style="line-height: 90px; height: 92px;"> <span class="menu-text">Contact</span> </a> </li> </ul> </nav> <div class="fusion-mobile-menu-icons"> <a href="#" class="fusion-icon fusion-icon-bars" aria-label="Toggle mobile menu" aria-expanded="false" aria-controls="mobile-menu-main-menu"></a> </div> <nav class="fusion-mobile-nav-holder fusion-mobile-menu-text-align-left" aria-label="Main Menu Mobile"> <ul id="mobile-menu-main-menu" class="fusion-menu"> <li id="mobile-menu-item-1097" class="fusion-mobile-nav-item menu-item-has-children fusion-mobile-current-nav-item" data-item-id="1097" style=""> <a href="http://www.4path.com/" class="fusion-bar-highlight" role="menuitem"> <span class="menu-text">Home</span> </a> <ul role="menu" class="sub-menu"> <li id="mobile-menu-item-1095" class="fusion-mobile-nav-item" style=""> <a href="http://www.4path.com/what-we-do/" class="fusion-bar-highlight" role="menuitem"> <span>What We Do</span> </a> </li> <li id="mobile-menu-item-1094" class="fusion-mobile-nav-item" style=""> <a href="http://www.4path.com/where-we-work/" class="fusion-bar-highlight" role="menuitem"> <span>Where We Work</span> </a> </li> </ul> </li> <li id="mobile-menu-item-1386" class="fusion-mobile-nav-item menu-item-has-children" data-item-id="1386" style=""> <a href="http://www.4path.com/4-clients/" class="fusion-bar-highlight" role="menuitem"> <span class="menu-text">4 Clients</span> </a> <ul role="menu" class="sub-menu"> <li id="mobile-menu-item-6537" class="fusion-mobile-nav-item" style=""> <a href="http://www.lifepointlink.com/mdlab" class="fusion-bar-highlight" role="menuitem"> <span>View Test Results</span> </a> </li> <li id="mobile-menu-item-1443" class="fusion-mobile-nav-item menu-item-has-children" style=""> <a href="https://4path.ligolab.com:5001/LigoLabServer/WebApp" class="fusion-bar-highlight" role="menuitem"> <span>Patient Reports</span> </a> <ul role="menu" class="sub-menu"> <li id="mobile-menu-item-1821" class="fusion-mobile-nav-item" style=""> <a href="http://www.4path.com/cant-print-in-ms-10-and-edge/" class="fusion-bar-highlight" role="menuitem"> <span>Can’t Print in MS 10 and Edge?</span> </a> </li> </ul> </li> <li id="mobile-menu-item-1736" class="fusion-mobile-nav-item menu-item-has-children" style=""> <a href="http://www.4path.com/order-supplies-on-line/" class="fusion-bar-highlight" role="menuitem"> <span>Order Supplies on Line</span> </a> <ul role="menu" class="sub-menu"> <li id="mobile-menu-item-1768" class="fusion-mobile-nav-item" style=""> <a href="http://www.4path.com/private-client-page-msds-sheets/" class="fusion-bar-highlight" role="menuitem"> <span>MSDS Sheets</span> </a> </li> </ul> </li> <li id="mobile-menu-item-1447" class="fusion-mobile-nav-item" style=""> <a href="http://www.4path.com/web-log-in/" class="fusion-bar-highlight" role="menuitem"> <span>Web Log In</span> </a> </li> <li id="mobile-menu-item-1385" class="fusion-mobile-nav-item menu-item-has-children" style=""> <a href="http://www.4path.com/specimen-handling/" class="fusion-bar-highlight" role="menuitem"> <span>Specimen Handling</span> </a> <ul role="menu" class="sub-menu"> <li id="mobile-menu-item-1388" class="fusion-mobile-nav-item" style=""> <a href="http://www.4path.com/handling-of-nail-specimens/" class="fusion-bar-highlight" role="menuitem"> <span>Handling of Nail Specimens</span> </a> </li> <li id="mobile-menu-item-1777" class="fusion-mobile-nav-item" style=""> <a href="http://www.4path.com/biopsy-procedure-videos/" class="fusion-bar-highlight" role="menuitem"> <span>Biopsy Procedure Videos</span> </a> </li> </ul> </li> <li id="mobile-menu-item-1391" class="fusion-mobile-nav-item" style=""> <a href="http://www.4path.com/molecular-infectious-disease-testing/" class="fusion-bar-highlight" role="menuitem"> <span>Molecular Infectious Disease Testing</span> </a> </li> <li id="mobile-menu-item-1409" class="fusion-mobile-nav-item" style=""> <a href="http://www.4path.com/contract-histology-services/" class="fusion-bar-highlight" role="menuitem"> <span>Contract Histology Services</span> </a> </li> <li id="mobile-menu-item-1387" class="fusion-mobile-nav-item" style=""> <a href="http://www.4path.com/licensing-and-accreditation/" class="fusion-bar-highlight" role="menuitem"> <span>Licensing and Accreditation</span> </a> </li> <li id="mobile-menu-item-1762" class="fusion-mobile-nav-item" style=""> <a href="http://www.4path.com/emr-interfaces/" class="fusion-bar-highlight" role="menuitem"> <span>EMR Interfaces</span> </a> </li> <li id="mobile-menu-item-6527" class="fusion-mobile-nav-item" style=""> <a href="http://www.4path.com/test-requisition-forms/" class="fusion-bar-highlight" role="menuitem"> <span>Test Requisition Forms</span> </a> </li> </ul> </li> <li id="mobile-menu-item-1404" class="fusion-mobile-nav-item menu-item-has-children" data-item-id="1404" style=""> <a href="http://www.4path.com/4-patients/" class="fusion-bar-highlight" role="menuitem"> <span class="menu-text">4 patients</span> </a> <ul role="menu" class="sub-menu"> <li id="mobile-menu-item-1389" class="fusion-mobile-nav-item" style=""> <a href="http://www.4path.com/high-deductible-plans/" class="fusion-bar-highlight" role="menuitem"> <span>High Deductible Plans</span> </a> </li> <li id="mobile-menu-item-1390" class="fusion-mobile-nav-item" style=""> <a href="http://www.4path.com/useful-links/" class="fusion-bar-highlight" role="menuitem"> <span>Resource Sites</span> </a> </li> </ul> </li> <li id="mobile-menu-item-1422" class="fusion-mobile-nav-item" data-item-id="1422" style=""> <a href="http://www.4path.com/news/" class="fusion-bar-highlight" role="menuitem"> <span class="menu-text">News</span> </a> </li> <li id="mobile-menu-item-1098" class="fusion-mobile-nav-item" data-item-id="1098" style=""> <a href="http://www.4path.com/contact-us/" class="fusion-bar-highlight" role="menuitem"> <span class="menu-text">Contact</span> </a> </li> <li id="mobile-menu-item-cp-courses" class="fusion-mobile-nav-item" data-item-id="cp-courses" style=""> <a href="http://www.4path.com/courses/" class="fusion-bar-highlight" role="menuitem"> <span class="menu-text">Courses</span> </a> </li> </ul> </nav> </div> </div> </div> <div class="fusion-clearfix"></div> </header>  <main id="main" role="main" class="clearfix " style="margin-bottom: 250px;"> <div class="fusion-row" style=""> <section id="content" style="width: 100%;"> <div id="post-1257" class="post-1257 page type-page status-publish hentry"> <div class="post-content"> <div class="fusion-fullwidth fullwidth-box hundred-percent-fullwidth non-hundred-percent-height-scrolling" style="background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:0px;padding-right:0px;padding-bottom:0px;padding-left:0px;"> <div class="fusion-builder-row fusion-row "> <div class="fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-one-full fusion-column-first fusion-column-last 1_1" style="margin-top:0px;margin-bottom:20px;"> <div class="fusion-column-wrapper" style="background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;" data-bg-url=""> <div class="fusion-title title fusion-title-size-one" style="margin-top:0px;margin-bottom:31px;"> <h1 class="title-heading-left"></h1> <h2 style="text-align: center;">Co-pays, Co-insurance, High Deductible Plans and Charity Care</h2> <div class="title-sep-container"> <div class="title-sep sep-single sep-solid" style="border-color:#e0dede;"></div> </div> </div> <div class="fusion-clearfix"></div> </div> </div> <div class="fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-one-half fusion-column-first 1_2" style="margin-top:0px;margin-bottom:20px;width:48%; margin-right: 4%;"> <div class="fusion-column-wrapper" style="background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;" data-bg-url=""> <div class="fusion-text"> <div class=" et_pb_row et_pb_row_0"> Payment for health care services has become increasingly complicated and expensive to the patient.  It’s a natural, but incorrect assumption that the healthcare provider (i.e. the laboratory or physician) is receiving a larger payment because of your increased insurance costs. On the contrary.  Payments for services provided are dramatically down over the past decade and it has become more and more difficult for providers to be paid fairly for their services. At 4path, we look to provide high-quality service at a reasonable price. However, we are not able to do that if we cannot get fairly paid for the services that we provide, both by the insurer and the patient. It is for that reason we ask that patients promptly pay their fair share of their bills, to allow us to continue to provide services to all of our patients. If you have a high-deductible plan, please read the following section.  If you are seeking payment reductions because of your inability to pay, please follow the instructions in the tab below.  We are unable to consider requests by phone or e-mail, or without submission of a fully completed payment reduction request form. All forms must be sent by US postal service to the laboratory OR faxed to 630.560.0120</div> </div> <div class="fusion-clearfix"></div> </div> </div> <div class="fusion-layout-column fusion_builder_column fusion_builder_column_1_2 fusion-one-half fusion-column-last 1_2" style="margin-top:0px;margin-bottom:20px;width:48%"> <div class="fusion-column-wrapper" style="background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;" data-bg-url=""> <span class="fusion-imageframe imageframe-none imageframe-1 hover-type-none"> <img src="http://www.4path.com/images/shutterstock_93433525-300x233.jpg?v=1723827061?resize=300%2C233" width="300" height="233" alt="" title="High Deductible Plans" class="img-responsive"> </span> <div class="fusion-clearfix"></div> </div> </div> <div class="fusion-layout-column fusion_builder_column fusion_builder_column_1_1 fusion-one-full fusion-column-first fusion-column-last 1_1" style="margin-top:0px;margin-bottom:20px;"> <div class="fusion-column-wrapper" style="background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;" data-bg-url=""> <div class="fusion-tabs fusion-tabs-1 classic horizontal-tabs icon-position-left"> <style type="text/css">.fusion-tabs.fusion-tabs-1 .nav-tabs li a{border-top-color:#ebeaea;background-color:#ebeaea;}.fusion-tabs.fusion-tabs-1 .nav-tabs{background-color:#ffffff;}.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a,.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a:hover,.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a:focus{border-right-color:#ffffff;}.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a,.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a:hover,.fusion-tabs.fusion-tabs-1 .nav-tabs li.active a:focus{background-color:#ffffff;}.fusion-tabs.fusion-tabs-1 .nav-tabs li a:hover{background-color:#ffffff;border-top-color:#ffffff;}.fusion-tabs.fusion-tabs-1 .tab-pane{background-color:#ffffff;}.fusion-tabs.fusion-tabs-1 .nav,.fusion-tabs.fusion-tabs-1 .nav-tabs,.fusion-tabs.fusion-tabs-1 .tab-content .tab-pane{border-color:#ebeaea;}</style> <div class="nav"> <ul class="nav-tabs nav-justified"> <li class="active"> <a class="tab-link" data-toggle="tab" id="fusion-tab-highdeductibleinsuranceplaninfo" href="#tab-522b1568f7bc42fae70"> <h4 class="fusion-tab-heading">High Deductible Insurance Plan Info</h4> </a> </li> <li> <a class="tab-link" data-toggle="tab" id="fusion-tab-charitycarerequests" href="#tab-48c305d7c4ca590df4a"> <h4 class="fusion-tab-heading">Charity Care Requests</h4> </a> </li> </ul> </div> <div class="tab-content"> <div class="nav fusion-mobile-tab-nav"> <ul class="nav-tabs nav-justified"> <li class="active"> <a class="tab-link" data-toggle="tab" id="mobile-fusion-tab-highdeductibleinsuranceplaninfo" href="#tab-522b1568f7bc42fae70"> <h4 class="fusion-tab-heading">High Deductible Insurance Plan Info</h4> </a> </li> </ul> </div> <div class="tab-pane fade fusion-clearfix in active" id="tab-522b1568f7bc42fae70">With all of the changes in Health Care Plans and the increasing cost of health-care premiums there has been a significant move for employers and individuals to utilize “high-deductible” health care plans to reduce premiums. This can be an effective strategy for reducing premiums but it does have it’s additional risks to the insured individual. With this decision comes the added responsibility of the patient or insured individual to pay for more of the initial cost of medical care.<p></p> <p>Many insured individuals who choose these plans are either not aware or forget the fact that the deductible component of their care that they are financially responsible for has gone UP and and not down. The decision to participate in these types of plans is the choice of the patient, not the health care provider. Participation in this type of plan does NOT have any effect on the amount the patient owes the provider or provide”automatic” discount to the patient from the health care provider. When you participate in these plans, you are now responsible for a greater initial amount (i.e. the “deductible” and/or “co-pay”) than you may have been previously.</p> <p>That often comes as a surprise to patients when they receive the “Explanation of Benefits” (EOB) statement from their insurance company. We understand that in this economy it may be hard for some individuals to pay that new, higher deductible that they chose, to save money on premiums, but are now responsible for. Although we receive requests to waive or reduce such deductible amount, we are prohibited by our contracts with the insurance companies, insurance regulations and the government regulations to do so! For us to provide those reductions would result in our violation of these contracts and regulations. For that reason, we are unable to make such adjustments because of your choice to participate in a high-deductible plan.</p> <p>However, because we understand the difficulty that this causes for individuals, we are more than happy to work with you in the formulation of a payment plan which can help you pay your financial obligations yet not be an undue burden. Please contact our billing service to set up such a plan at 630-874-2514. If you are in need of such help, please contact the billing department as soon as possible, to avoid missing payment for services and any actions that may follow from such delinquency.</p> <p>PLEASE NOTE:  Recently insurance companies have initiated auditing of patient billing and payments for co-pays, deductibles and other forms of patient obligations, for ensuring compliance with their terms of service, with the provider and/or the insured patient.</p> <p>While some laboratories may be in violation of these policies by the automatic elimination of the patient payment responsibility for the purposes of obtaining business, 4path’s has  maintained it’s compliance with the terms of service with insurance companies regarding patient responsibility.  <em>Please understand that when we bill the patient for the balance they are responsible for, it is because of our contractual arrangements and legal requirements.  Patients are only billed for the amount allowed by insurance agreement, after contractual adjustments and calculation of the patient responsibility by the insurance provider.  Pleases do not ask us to violate the terms of our insurance provider contract or legal requirements by requesting reduction of your financial responsibility.</em></p> </div> <div class="nav fusion-mobile-tab-nav"> <ul class="nav-tabs nav-justified"> <li> <a class="tab-link" data-toggle="tab" id="mobile-fusion-tab-charitycarerequests" href="#tab-48c305d7c4ca590df4a"> <h4 class="fusion-tab-heading">Charity Care Requests</h4> </a> </li> </ul> </div> <div class="tab-pane fade fusion-clearfix" id="tab-48c305d7c4ca590df4a"> <p>We understand that there are some individuals who need, but <em>cannot</em> pay for the services that they have received.  This does not apply to those who<em> can</em> pay for the services that they have received, but <em>do not want</em> to pay for them.  Please remember this:  The provision of medical services to you are not free.  It costs significant amount of time, effort and money to provide those services.  For that reason, we believe that everyone should pay for the services that they have received. Not paying your bill is no different than not paying for your groceries, gas or rent.  If you are unable to pay the full amount, there are installment plans to fulfill your obligation, or you may request reduction of your obligation by requesting financial consideration.</p> <p>If you are truly in need of financial assistance and you are unable to pay for these services (i.e. require “charity care”), please download this form (<a href="http://www.4path.com/files/Patient-form-for-Reduced-payment-April-2015.pdf?v=1723827206" target="_blank" rel="noopener noreferrer">Request for Reduced or Waived Payment)</a>, complete it and fax it to <strong>630.560.0120</strong>  . For those individuals who are truly in financial need, assistance is available, but ONLY if you request it in writing and qualify for it. Please be sure the form is completely filled out, dated and signed. Incomplete or unsigned forms cannot be considered for this program and submitters will NOT be notified of incomplete submissions. It is the responsibility of the submitter (you) to ensure complete, acceptable submission.</p> <p>Please remember that although we want to help those who are in true need, we are unable to do so if we don’t know who that is.  That is the reason that all submissions must be made in writing using this form: <a href="http://www.4path.com/files/Patient-form-for-Reduced-payment-April-2015.pdf?v=1723827206" target="_blank" rel="noopener noreferrer">Request for Reduced or Waived Payment  </a>   <strong>PLEASE USE THIS UPDATED FAX NUMBER: 630.560.0120   for all submissions.  Thank you.</strong></p> </div> </div> </div> <div class="fusion-clearfix"></div> </div> </div> </div> </div> </div> </div> </section> </div>  </main>  <div class="fusion-footer fusion-footer-parallax"> <footer role="contentinfo" class="fusion-footer-widget-area fusion-widget-area"> <div class="fusion-row"> <div class="fusion-columns fusion-columns-4 fusion-widget-area"> <div class="fusion-column col-lg-3 col-md-3 col-sm-3"> <section id="text-2" class="fusion-footer-widget-column widget widget_text"> <div class="textwidget"> <strong style="color:#333;padding-top:10px;">1.877.88.4path | 1.877.884.7284</strong> </div> <div style="clear:both;"></div> </section>  </div> <div class="fusion-column col-lg-3 col-md-3 col-sm-3"></div> <div class="fusion-column col-lg-3 col-md-3 col-sm-3"> <section id="media_image-5" class="fusion-footer-widget-column widget widget_media_image"> <a href="http://www.genesisbiotechgroup.com/structure/diagnostics/"> <img class="image footer-img" src="https://www.genesisbiotechgroup.com/mods/images/logo_clinical_diagnostics.png" alt="Division of Genesis Clinical Diagnostics" width="350" height="216" /> </a> <div style="clear:both;"></div> </section> </div> <div class="fusion-column fusion-column-last col-lg-3 col-md-3 col-sm-3"> <section id="media_image-4" class="fusion-footer-widget-column widget widget_media_image"> <a href="http://www.genesisbiotechgroup.com/"> <img class="image footer-img" src="http://brewplate.com/4path/wp-content/uploads/2017/08/gbg_member.jpg" alt="4Path Pathology Services" width="1880" height="1020" /> </a> <div style="clear:both;"></div> </section> </div> <div class="fusion-clearfix"></div> </div>  </div>  </footer>  <footer id="footer" class="fusion-footer-copyright-area fusion-footer-copyright-center"> <div class="fusion-row"> <div class="fusion-copyright-content"> <div class="fusion-copyright-notice"> <div> Copyright 2012 - 2024 4path, Ltd. | All Rights Reserved | <a href="http://www.genesisbiotechgroup.com/legal/#privacy">Privacy Policy</a> | <a href=" http://www.genesisbiotechgroup.com/legal">Terms of Service</a> | <a href="legal-page/">Legal</a>  <script async src="https://www.googletagmanager.com/gtag/js?id=UA-18558117-29"></script> <script> window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag('js', new Date()); gtag('config', 'UA-18558117-29'); </script> </div> </div> <div class="fusion-social-links-footer"></div> </div>  </div>  </footer>  </div>  </div> <a class="fusion-one-page-text-link fusion-page-load-link"></a> <div style="display:none"></div> <link rel="stylesheet" id="fusion-core-style-css" href="http://www.4path.com/css/style.min.css?v=1728034435?ver=4.9.22" type="text/css" media="all"> <script type='text/javascript' src='http://www.4path.com/js/jquery.js?v=1727886676?ver=20130122'></script> <script type='text/javascript' src='http://www.4path.com/js/photon.min.js?v=1727877919?ver=20130122'></script> <script type='text/javascript' src='http://www.4path.com/js/devicepx-jetpack.js?v=1727877913?ver=202433'></script> <script type='text/javascript' src='http://www.4path.com/js/gprofiles.js?v=1727877908?ver=2024Augaa'></script> <script type='text/javascript'> /* <![CDATA[ */ var WPGroHo = {"my_hash":""}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/wpgroho.js?v=1727877902?ver=4.9.26'></script>  <script type='text/javascript' src='http://www.4path.com/js/comment-reply.min.js?v=1727878138?ver=4.9.26'></script> <script type='text/javascript' src='http://www.4path.com/js/isotope.js?v=1727878133?ver=3.0.4'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.infinitescroll.js?v=1727878128?ver=2.1'></script> <script type='text/javascript' src='http://www.4path.com/js/avada-faqs.js?v=1727878122?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/modernizr.js?v=1727878118?ver=3.3.1'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.fitvids.js?v=1727878112?ver=1.1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionVideoGeneralVars = {"status_vimeo":"1","status_yt":"1"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-video-general.js?v=1727878334?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionLightboxVideoVars = {"lightbox_video_width":"1280","lightbox_video_height":"720"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/jquery.ilightbox.js?v=1727878329?ver=2.2.3'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.mousewheel.js?v=1727878325?ver=3.0.6'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionLightboxVars = {"status_lightbox":"1","lightbox_gallery":"1","lightbox_skin":"light","lightbox_title":"","lightbox_arrows":"1","lightbox_slideshow_speed":"5000","lightbox_autoplay":"","lightbox_opacity":"0.98","lightbox_desc":"","lightbox_social":"","lightbox_deeplinking":"1","lightbox_path":"vertical","lightbox_post_images":"1","lightbox_animation_speed":"Fast"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-lightbox.js?v=1727878320?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/imagesLoaded.js?v=1727878315?ver=3.1.8'></script> <script type='text/javascript' src='http://www.4path.com/js/packery.js?v=1727878356?ver=2.0.0'></script> <script type='text/javascript'> /* <![CDATA[ */ var avadaPortfolioVars = {"lightbox_behavior":"all","infinite_finished_msg":"<em>All items displayed.<\/em>","infinite_blog_text":"<em>Loading the next set of posts...<\/em>","content_break_point":"800"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/avada-portfolio.js?v=1727878447?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-syntax-highlighter.js?v=1727878442?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.event.move.js?v=1727878438?ver=2.0'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-image-before-after.js?v=1727878433?ver=1.0'></script> <script type='text/javascript' src='http://www.4path.com/js/cssua.js?v=1727878428?ver=2.1.28'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.waypoints.js?v=1727878421?ver=2.0.3'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-waypoints.js?v=1727878416?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionAnimationsVars = {"disable_mobile_animate_css":"0"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-animations.js?v=1727878411?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.countTo.js?v=1727878406?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.appear.js?v=1727878401?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionCountersBox = {"counter_box_speed":"1000"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-counters-box.js?v=1727878807?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/bootstrap.transition.js?v=1727878812?ver=3.3.6'></script> <script type='text/javascript' src='http://www.4path.com/js/bootstrap.tab.js?v=1727878817?ver=3.1.1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionTabVars = {"content_break_point":"800"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-tabs.js?v=1727878822?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.easyPieChart.js?v=1727878826?ver=2.1.7'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-counters-circle.js?v=1727878830?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.cycle.js?v=1727878835?ver=3.0.3'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionTestimonialVars = {"testimonials_speed":"4000"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-testimonials.js?v=1727878840?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.fade.js?v=1727878844?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.requestAnimationFrame.js?v=1727878849?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-parallax.js?v=1727878854?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionVideoBgVars = {"status_vimeo":"1","status_yt":"1"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-video-bg.js?v=1727878859?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionContainerVars = {"content_break_point":"800","container_hundred_percent_height_mobile":"0","is_sticky_header_transparent":"0"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-container.js?v=1727879272?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionBgImageVars = {"content_break_point":"800"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-column-bg-image.js?v=1727879204?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionEqualHeightVars = {"content_break_point":"800"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-equal-heights.js?v=1727879199?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-column.js?v=1727879194?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionMapsVars = {"admin_ajax":"http:\/\/www.4path.com\/wp-admin\/admin-ajax.php"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/jquery.fusion_maps.js?v=1727879189?ver=2.2.2'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-google-map.js?v=1727879185?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-events.js?v=1727879180?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-gallery.js?v=1727879175?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.countdown.js?v=1727879170?ver=1.0'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-countdown.js?v=1727879165?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionRecentPostsVars = {"infinite_loading_text":"<em>Loading the next set of posts...<\/em>","infinite_finished_msg":"<em>All items displayed.<\/em>","slideshow_autoplay":"1","slideshow_speed":"7000","pagination_video_slide":"","status_yt":"1"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-recent-posts.js?v=1727879160?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-content-boxes.js?v=1727879156?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/bootstrap.collapse.js?v=1727879151?ver=3.1.1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-toggles.js?v=1727879147?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/Chart.js?v=1727879142?ver=2.7.1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-chart.js?v=1727879138?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-title.js?v=1727879134?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/bootstrap.modal.js?v=1727879125?ver=3.1.1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-modal.js?v=1727879122?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-flip-boxes.js?v=1727879117?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-progress.js?v=1727879113?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/vimeoPlayer.js?v=1727879108?ver=2.2.1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionVideoVars = {"status_vimeo":"1"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-video.js?v=1727879433?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.hoverintent.js?v=1727879428?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/avada-vertical-menu-widget.js?v=1727879424?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/bootstrap.tooltip.js?v=1727879419?ver=3.3.5'></script> <script type='text/javascript' src='http://www.4path.com/js/bootstrap.popover.js?v=1727879414?ver=3.3.5'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.carouFredSel.js?v=1727879409?ver=6.2.1'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.easing.js?v=1727879404?ver=1.3'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.flexslider.js?v=1727879399?ver=2.2.2'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.hoverflow.js?v=1727879394?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.placeholder.js?v=1727879389?ver=2.0.7'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.touchSwipe.js?v=1727879382?ver=1.6.6'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-alert.js?v=1727879376?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionCarouselVars = {"related_posts_speed":"2500","carousel_speed":"2500"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-carousel.js?v=1727879371?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionFlexSliderVars = {"status_vimeo":"1","page_smoothHeight":"false","slideshow_autoplay":"1","slideshow_speed":"7000","pagination_video_slide":"","status_yt":"1","flex_smoothHeight":"false"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-flexslider.js?v=1727879365?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-popover.js?v=1727879359?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-tooltip.js?v=1727879355?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-sharing-box.js?v=1727879351?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionBlogVars = {"infinite_blog_text":"<em>Loading the next set of posts...<\/em>","infinite_finished_msg":"<em>All items displayed.<\/em>","slideshow_autoplay":"1","slideshow_speed":"7000","pagination_video_slide":"","status_yt":"1","lightbox_behavior":"all","blog_pagination_type":"Pagination","flex_smoothHeight":"false"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-blog.js?v=1727879817?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-button.js?v=1727879812?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/fusion-general-global.js?v=1727879807?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionIe1011Vars = {"form_bg_color":"#ffffff"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-ie1011.js?v=1727879798?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var avadaHeaderVars = {"header_position":"top","header_layout":"v2","header_sticky":"1","header_sticky_type2_layout":"menu_only","side_header_break_point":"800","header_sticky_mobile":"0","header_sticky_tablet":"0","mobile_menu_design":"modern","sticky_header_shrinkage":"1","nav_height":"92","nav_highlight_border":"2","nav_highlight_style":"bar","logo_margin_top":"20px","logo_margin_bottom":"20px","layout_mode":"wide","header_padding_top":"0px","header_padding_bottom":"0px","offset_scroll":"full"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/avada-header.js?v=1727879792?ver=5.7.2'></script> <script type='text/javascript'> /* <![CDATA[ */ var avadaMenuVars = {"header_position":"Top","logo_alignment":"Left","header_sticky":"1","side_header_break_point":"800","mobile_menu_design":"modern","dropdown_goto":"Go to...","mobile_nav_cart":"Shopping Cart","mobile_submenu_open":"Open Sub Menu","mobile_submenu_close":"Close Sub Menu","submenu_slideout":"0"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/avada-menu.js?v=1727880013?ver=5.7.2'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionScrollToAnchorVars = {"content_break_point":"800","container_hundred_percent_height_mobile":"0"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-scroll-to-anchor.js?v=1727880008?ver=1'></script> <script type='text/javascript'> /* <![CDATA[ */ var fusionTypographyVars = {"site_width":"1170px","typography_responsive":"","typography_sensitivity":"0.6","typography_factor":"1.5","elements":"h1, h2, h3, h4, h5, h6"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/fusion-responsive-typography.js?v=1727880002?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/bootstrap.scrollspy.js?v=1727879997?ver=3.3.2'></script> <script type='text/javascript'> /* <![CDATA[ */ var avadaCommentVars = {"title_style_type":"single solid","title_margin_top":"0px","title_margin_bottom":"31px"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/avada-comments.js?v=1727880225?ver=5.7.2'></script> <script type='text/javascript' src='http://www.4path.com/js/avada-general-footer.js?v=1727880221?ver=5.7.2'></script> <script type='text/javascript' src='http://www.4path.com/js/avada-quantity.js?v=1727880215?ver=5.7.2'></script> <script type='text/javascript' src='http://www.4path.com/js/avada-scrollspy.js?v=1727880210?ver=5.7.2'></script> <script type='text/javascript' src='http://www.4path.com/js/avada-select.js?v=1727880206?ver=5.7.2'></script> <script type='text/javascript'> /* <![CDATA[ */ var avadaSidebarsVars = {"header_position":"top","header_layout":"v2","header_sticky":"1","header_sticky_type2_layout":"menu_only","side_header_break_point":"800","header_sticky_tablet":"0","sticky_header_shrinkage":"1","nav_height":"92","content_break_point":"800"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/avada-sidebars.js?v=1727880200?ver=5.7.2'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.sticky-kit.js?v=1727880195?ver=5.7.2'></script> <script type='text/javascript' src='http://www.4path.com/js/avada-tabs-widget.js?v=1727880192?ver=5.7.2'></script> <script type='text/javascript'> /* <![CDATA[ */ var toTopscreenReaderText = {"label":"Go to Top"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/jquery.toTop.js?v=1727880187?ver=1.2'></script> <script type='text/javascript'> /* <![CDATA[ */ var avadaToTopVars = {"status_totop_mobile":"1"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/avada-to-top.js?v=1727880183?ver=5.7.2'></script> <script type='text/javascript' src='http://www.4path.com/js/avada-drop-down.js?v=1727880178?ver=5.7.2'></script> <script type='text/javascript'> /* <![CDATA[ */ var avadaParallaxFooterVars = {"side_header_break_point":"800","header_position":"Top"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/avada-parallax-footer.js?v=1727880174?ver=5.7.2'></script> <script type='text/javascript' src='http://www.4path.com/js/jquery.elasticslider.js?v=1727880170?ver=5.7.2'></script> <script type='text/javascript'> /* <![CDATA[ */ var avadaElasticSliderVars = {"tfes_autoplay":"1","tfes_animation":"sides","tfes_interval":"3000","tfes_speed":"800","tfes_width":"150"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/avada-elastic-slider.js?v=1727880166?ver=5.7.2'></script> <script type='text/javascript'> /* <![CDATA[ */ var avadaFusionSliderVars = {"side_header_break_point":"800","slider_position":"below","header_transparency":"0","mobile_header_transparency":"0","header_position":"Top","content_break_point":"800","status_vimeo":"1"}; /* ]]> */ </script> <script type='text/javascript' src='http://www.4path.com/js/avada-fusion-slider.js?v=1727880795?ver=1'></script> <script type='text/javascript' src='http://www.4path.com/js/shortcode.js?v=1727880790?ver=4.9.26'></script> <script type='text/javascript' src='http://www.4path.com/js/wp-embed.min.js?v=1727880784?ver=4.9.26'></script> <script type='text/javascript' src='http://www.4path.com/js/coursepress-featured.js?v=1727880779?ver=2.1.4'></script> <script type='text/javascript' src='https://stats.wp.com/e-202433.js' async='async' defer='defer'></script> <script type='text/javascript'> _stq = window._stq || []; _stq.push([ 'view', {v:'ext',j:'1:6.7.3',blog:'101415692',post:'1089',tz:'-4',srv:'www.4path.com'} ]); _stq.push([ 'clickTrackerInit', '101415692', '1089' ]); </script> </body> </html>

CINXE.COM

High Deductible Plans | 4path