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mluYW5jaWFscy1hbmQtYml0Y29pbi1sZWFkLXRoZS1yaXNpbmctYnVsbC1tYXJrZXQtY2hyaXMtcm93ZXMtdG9wLXBpY2tzLyIgY2xhc3M9InBvc2l0aW9uLXJlbGF0aXZlIj48c3BhbiBjbGFzcz0iZC1mbGV4IHBvc2l0aW9uLXJlbGF0aXZlIGFsaWduLWl0ZW1zLWNlbnRlciBqdXN0aWZ5LWNvbnRlbnQtY2VudGVyIj48c3BhbiBjbGFzcz0icG9zaXRpb24tYWJzb2x1dGUgZmEtc29saWQgZmEtcGxheSBjLXdoaXRlIiBhcmlhLWhpZGRlbj0idHJ1ZSIgc3R5bGU9Im9wYWNpdHk6MC44O2ZvbnQtc2l6ZTozZW07Ij48L3NwYW4+PGltZyBjbGFzcz0idy0xMDAiIHNyYz0iaHR0cHM6Ly93d3cubWFya2V0YmVhdC5jb20vbG9nb3MvdmlkZW9zL3RodW1iXzIwMjQxMTI3MTUxOTM3X3ZpZGVvY2hyaXNyb3dlYnVsbG1hcmtldC5wbmciIGFsdD0iU21hbGwgQ2FwcywgRmluYW5jaWFscyAmIEJpdGNvaW4gTGVhZCB0aGUgUmlzaW5nIEJ1bGwgTWFya2V0OiBDaHJpcyBSb3dl4oCZcyBUb3AgUGlja3MiIGhlaWdodD0iNzgiIHdpZHRoPSIxNDAiIGxvYWRpbmc9ImxhenkiIGRlY29kaW5nPSJhc3luYyIvPjwvc3Bhbj48c3BhbiBjbGFzcz0iZC1ibG9jayBtdC0xIiBzdHlsZT0ibGluZS1oZWlnaHQ6MS4yZW07Ij5TbWFsbCBDYXBzLCBGaW5hbmNpYWxzICYgQml0Y29pbiBMZWFkIHRoZSBSaXNpbmcgQnVsbCBNYXJrZXQ6IENocmlzIFJvd2XigJlzIFRvcCBQaWNrczwvc3Bhbj48L2E+PC9saT48bGkgY2xhc3M9InNpZGUtb25seSI+PGEgaHJlZj0nL3ZpZGVvcy9zbWFsbC1jYXBzLWZpbmFuY2lhbHMtYW5kLWJpdGNvaW4tbGVhZC10aGUtcmlzaW5nLWJ1bGwtbWFya2V0LWNocmlzLXJvd2VzLXRvcC1waWNrcy8nPlNtYWxsIENhcHMsIEZpbmFuY2lhbHMgJiBCaXRjb2luIExlYWQgdGhlIFJpc2luZyBCdWxsIE1hcmtldDogQ2hyaXMgUm93ZeKAmXMgVG9wIFBpY2tzPC9hPjwvbGk+PC91bD48L2xpPjxsaSBjbGFzcz0iaGFzLXN1Ym1lbnUiPjxhIGhyZWY9Ii9vcmlnaW5hbHMvIj5GZWF0dXJlZCBBcnRpY2xlczwvYT48dWwgY2xhc3M9J2xpbWl0ZWQtd2lkdGgtc3VibWVudSc+PGxpPjxhIGhyZWY9Jy9vcmlnaW5hbHMvdW1hYy1zdG9jay1jbGltYnMtYW1pZC10cnVtcC1qci1hcHBvaW50bWVudC1hbmQtbWVtZS1zdG9jay1oeXBlLyc+VU1BQyBTdG9jayBDbGltYnMgQW1pZCBUcnVtcCBKci4gQXBwb2ludG1lbnQgYW5kIE1lbWUgU3RvY2sgSHlwZTwvYT48L2xpPjxsaT48YSBocmVmPScvb3JpZ2luYWxzLzMtcy1hbmQtcC01MDAtc3RvY2tzLXdpdGgtc2t5LWhpZ2gtcmlzay1hZGp1c3RlZC1yZXR1cm5zLyc+MyBTJlAgNTAwIFN0b2NrcyBXaXRoIFNreSBIaWdoIFJpc2stQWRqdXN0ZWQgUmV0dXJuczwvYT48L2xpPjxsaT48YSBocmVmPScvb3JpZ2luYWxzL3RyZW5kaW5nLXN0b2Nrcy1ob3ctdG8tc3BvdC10cmFkZS1hbmQtcHJvZml0LXNhZmVseS8nPlRyZW5kaW5nIFN0b2NrczogSG93IHRvIFNwb3QsIFRyYWRlLCBhbmQgUHJvZml0IFNhZmVseTwvYT48L2xpPjxsaT48YSBocmVmPScvb3JpZ2luYWxzL3Jva3VzLXJlY292ZXJ5LXByb3NwZWN0cy13aHktMjAyNS1jb3VsZC1iZS1hLWdhbWUtY2hhbmdlci8nPlJva3XigJlzIFJlY292ZXJ5IFByb3NwZWN0czogV2h5IDIwMjUgQ291bGQgQmUgYSBHYW1lLUNoYW5nZXI8L2E+PC9saT48bGk+PGEgaHJlZj0nL29yaWdpbmFscy8zLWhvdC1idXliYWNrLWFubm91bmNlbWVudHMtdGhhdC13aWxsLWRyaXZlLXZhbHVlLWluLTIwMjUvJz4zIEhvdCBCdXliYWNrIEFubm91bmNlbWVudHMgVGhhdCBXaWxsIERyaXZlIFZhbHVlIGluIDIwMjU8L2E+PC9saT48bGk+PGEgaHJlZj0nL29yaWdpbmFscy9jYW4taHBlLWtlZXAtcmlzaW5nLXRocm91Z2gtMjAyNS10aGUtdXMtZ292ZXJubWVudC1tYXktZGVjaWRlLyc+Q2FuIEhQRSBLZWVwIFJpc2luZyBUaHJvdWdoIDIwMjU/IFRoZSBVLlMuIEdvdmVybm1lbnQgTWF5IERlY2lkZTwvYT48L2xpPjxsaT48YSBocmVmPScvb3JpZ2luYWxzL3F1YW50dW0tY29tcHV0aW5nLXN0b2Nrcy1hcmUtb24tZmlyZS0zLXN0b2Nrcy10by13YXRjaC8nPlF1YW50dW0gQ29tcHV0aW5nIFN0b2NrcyBBcmUgb24gRmlyZTogMyBTdG9ja3MgdG8gV2F0Y2g8L2E+PC9saT48bGk+PGEgaHJlZj0nL29yaWdpbmFscy90b3AtMy1iZWhpbmQtdGhlLXNjZW5lcy1lbGVjdHJvbmljLWNvbXBvbmVudC1jb21wYW5pZXMtdG8td2F0Y2gvJz5Ub3AgMyBCZWhpbmQtdGhlLVNjZW5lcyBFbGVjdHJvbmljIENvbXBvbmVudCBDb21wYW5pZXMgdG8gV2F0Y2g8L2E+PC9saT48bGkgY2xhc3M9InB0LTEiPjxhIGhyZWY9Jy9vcmlnaW5hbHMvJz5Nb3JlIEZlYXR1cmVkIEFydGljbGVzIDxzcGFuIGNsYXNzPSJmYS1yZWd1bGFyIGZhLWFuZ2xlLXJpZ2h0IiBhcmlhLWhpZGRlbj0idHJ1ZSI+PC9zcGFuPjwvYT48L2xpPjwvdWw+PC9saT5kAgoPFgIfAAXUIzxsaSBjbGFzcz0iZC1ub25lIGQtbGctYmxvY2sgbWItMiBjb2wtNCBwbC0wIj48YSBocmVmPSJodHRwczovL3d3dy5tYXJrZXRiZWF0LmNvbS9vcmlnaW5hbHMvMy11bnVzdWFsLWNhbGwtb3B0aW9uLXRyYWRlcy1pbnZlc3RvcnMtc2hvdWxkLWJlLXdhdGNoaW5nLyIgY2xhc3M9InBvc2l0aW9uLXJlbGF0aXZlIj48c3BhbiBjbGFzcz0iZC1mbGV4IHBvc2l0aW9uLXJlbGF0aXZlIGFsaWduLWl0ZW1zLWNlbnRlciBqdXN0aWZ5LWNvbnRlbnQtY2VudGVyIj48aW1nIGNsYXNzPSJ3LTEwMCIgc3R5bGU9ImFzcGVjdC1yYXRpbzoyLzE7b2JqZWN0LWZpdDpjb3ZlcjsiIHNyYz0iaHR0cHM6Ly93d3cubWFya2V0YmVhdC5jb20vbG9nb3MvYXJ0aWNsZXMvdGh1bWJfMjAyNDExMDQxMTU0NTJfb3B0aW9ucy10cmFkZXJzLWJldC1iaWctb24tdGhlc2UtMy10ZWNoLXN0b2Nrcy5qcGciIGFsdD0iIiBoZWlnaHQ9IjgwMCIgd2lkdGg9IjEyMDAiIGxvYWRpbmc9ImxhenkiIGRlY29kaW5nPSJhc3luYyIvPjwvc3Bhbj48c3BhbiBjbGFzcz0iZC1ibG9jayBtdC0xIGMtZ3JheSBmb250LXdlaWdodC1ub3JtYWwiIHN0eWxlPSJmb250LXNpemU6Ljk1ZW07bGluZS1oZWlnaHQ6MS4yZW07cGFkZGluZy1yaWdodDouNWVtOyI+T3B0aW9ucyBUcmFkZXJzIEJldCBCaWcgb24gVGhlc2UgMyBUZWNoIFN0b2NrcyA8L3NwYW4+PC9hPjwvbGk+PGxpIGNsYXNzPSJkLW5vbmUgZC1sZy1ibG9jayBtYi0yIGNvbC00IHBsLTAiPjxhIGhyZWY9Imh0dHBzOi8vd3d3Lm1hcmtldGJlYXQuY29tL2xlYXJuL2hvdy10by1wbGF5LW5ldy1vcHRpb25zLXRyYWRpbmctd2l0aC1iaXRjb2luLWV0ZnMvIiBjbGFzcz0icG9zaXRpb24tcmVsYXRpdmUiPjxzcGFuIGNsYXNzPSJkLWZsZXggcG9zaXRpb24tcmVsYXRpdmUgYWxpZ24taXRlbXMtY2VudGVyIGp1c3RpZnktY29udGVudC1jZW50ZXIiPjxpbWcgY2xhc3M9InctMTAwIiBzdHlsZT0iYXNwZWN0LXJhdGlvOjIvMTtvYmplY3QtZml0OmNvdmVyOyIgc3JjPSJodHRwczovL3d3dy5tYXJrZXRiZWF0LmNvbS9sb2dvcy9hcnRpY2xlcy90aHVtYl8yMDI0MTEwMTE1MjQzMF9ob3ctdG8tcGxheS1uZXctb3B0aW9ucy10cmFkaW5nLXdpdGgtYml0Y29pbi1ldGZzLmpwZyIgYWx0PSJTaXggYml0Y29pbiBjb2lucyDigJQgU3RvY2sgRWRpdG9yaWFsIFBob3RvZ3JhcGh5IiBoZWlnaHQ9IjgwMCIgd2lkdGg9IjEyMDAiIGxvYWRpbmc9ImxhenkiIGRlY29kaW5nPSJhc3luYyIvPjwvc3Bhbj48c3BhbiBjbGFzcz0iZC1ibG9jayBtdC0xIGMtZ3JheSBmb250LXdlaWdodC1ub3JtYWwiIHN0eWxlPSJmb250LXNpe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name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="8D63B657" /> <input type="hidden" name="__EVENTVALIDATION" id="__EVENTVALIDATION" value="/wEdAAh8bD80jnX0kK0tXwKzOAhTFY9Zi5w+zFG/i9MWgi3/u3/O13+AK0BueTddwJNHno8iYRyunxBjd+iJ64LS9arW7QP4ovtZHfVkQ9Jmo/a6mWzkBf/AqTf4LULcoU5+pimvwCmS27YgX3NL1gmCa42zMatPI0BjwaD7I9RmMOuT3xG71qq4BksjsVQG3lFlsqeiPTGk" /> </div> <h1 id="pageTitle" class="PageTitleHOne"> MarketBeat Terms of Service </h1> <style> li { margin-bottom: 4px; } </style> <div class="body-copy lh-loose"> <p>The Terms of Service (“TOS”) listed below apply to the MarketBeat.com website, MarketBeat Daily Ratings, MarketBeat All Access, MarketBeat's iPhone and Android App and all other products and services offered by MarketBeat and/or MarketBeat Media, LLC (collectively the “Services”). </p> <ol> <li><strong>DEFINITIONS.</strong> <ol type="a"> <li>"Agreement" or "Terms of Service" shall mean the TOS.</li> <li>“MarketBeat” is a trade name owned by MarketBeat Media, LLC, and shall refer to such entity, or its assigns, when used herein.</li> <li>“Services” shall mean all content, information, news, data or links, however provided, by MarketBeat.</li> <li>"Software" shall mean all code, products or programs used in connection with the provision Services.</li> <li>"We" or "MarketBeat" refers to MarketBeat and its affiliates, licensors, and service providers.</li> <li>"Website" shall mean MarketBeat.com or any site we maintain.</li> <li>"You" or "your" refers to all viewers and users of any of the Services. </li> </ol> </li> <li><strong>AGREEMENT.</strong> The Services are owned and operated by MarketBeat. The following terms and conditions shall apply to each user and viewer, although not all Services are made available to you free of charge. By accessing the Services or paying the fees we charge for access to certain Services, you agree to abide by the terms and conditions of this Agreement. If you do not agree, you may not view or access the Services. MarketBeat reserves the right to change the TOS at its sole discretion. You should always review this TOS prior to each use of the Services to ensure that you have full understanding of the current terms, conditions, and our Privacy Policy. In the case of any violation of the TOS, MarketBeat reserves the right to terminate or limit access to the Services and seek all remedies available by law and in equity of such violations. </li> <li><strong>REGISTRATION.</strong> In consideration of your use of the Services, you represent that you are of legal age to form a binding contract and are not a person barred from using the Services under the laws of the United States or other applicable jurisdiction. You also agree to: (a) provide true, accurate, current, and complete information about yourself as prompted by the Services’ registration forms (the "Registration Data") and (b) maintain and promptly update the Registration Data to keep it true, accurate, current, and complete. If you provide any information that is untrue, inaccurate, not current, or incomplete, or MarketBeat has reasonable grounds to suspect that such information is untrue, inaccurate, not current, or incomplete, MarketBeat has the right to suspend or terminate your account and refuse any and all current or future use of the Services (or any portion thereof). </li> <li><strong>ACCOUNT, PASSWORD AND SECURITY.</strong> You will receive a password and account designation upon completing the MarketBeat registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify MarketBeat of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. MarketBeat shall not be liable for any loss or damage arising from your failure to comply with this Section.</li> <li><strong>MARKETBEAT PRIVACY POLICY.</strong> Registration Data and certain other information about you are subject to our applicable Privacy Policy. For more information, see the full <a href="#privacy-policy">MarketBeat Privacy Policy</a>. You understand that through your use of the Services you consent to the collection and use (as set forth in the applicable Privacy Policy) of this information, including the transfer of this information to the United States and/or other countries for storage, processing, and use by MarketBeat and its affiliates.</li> <li><strong>GRANT OF LIMITED LICENSE AND PROPRIETARY RIGHTS.</strong> Subject to the limitations on this TOS: <strong>MarketBeat grants you a personal, non-transferable and non-exclusive right and license to use the Services and Software for a single user unless you have contacted MarketBeat and obtained a site-license or multiple user license or if you are a Marketbeat XML data feed subscriber</strong>; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work from, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Services or Software. You agree not to modify the Services or Software in any manner or form, nor to use modified versions of the Services or Software, including (without limitation) for the purpose of obtaining unauthorized access to the Services. You agree not to access the Services by any means other than through the interface that is provided by MarketBeat for use in accessing the Services.</li> <li><strong>USER AGREEMENTS AND SERVICE LIMITATIONS.</strong> You agree as follows: <ol type="a"> <li><strong>Use.</strong> MarketBeat Services are provided for informational purposes only. MarketBeat Services are not intended for trading or investment purposes. MarketBeat and its licensors shall not be responsible or liable for the accuracy, usefulness, or availability of any information transmitted or made available on any MarketBeat site or service, and shall not be responsible or liable for any trading or investment decisions based on such information. </li> <li><strong>Accuracy of ratings.</strong> Although the ratings reported by MarketBeat have historically been 99.7% accurate, we cannot guarantee the complete accuracy of the ratings reported.</li> <li><strong>Accuracy of information.</strong> The information contained on the Services is not guaranteed to be accurate, current, or complete. MarketBeat has attempted to provide accurate information on the Services, but assumes no responsibility for the accuracy of the information. Information on the Services may contain inaccuracies or typographical errors, and may be changed without notice. There may be errors in our Services and we reserve the right to correct errors.</li> <li><strong>No Resale.</strong> You agree not to resell, reproduce, duplicate, copy, sell, trade, resell, or exploit for any commercial purposes any content or data acquired from MarketBeat's services without first entering into a licensing agreement to do so with MarketBeat. Reproduction of content contained in Marketbeat Services for commercial purposes is part of a Marketbeat XML data feed service subscription and the limitations of this section shall not apply to subscribers of Marketbeat XML data feed services. </li> <li><strong>Resale limitation.</strong> Data acquired from the Services is not to be resold to any third party. Data compiled by MarketBeat may not be redistributed in bulk (such as by CSV, Excel or database formats) to any third party.</li> <li><strong>No recommendations.</strong> MarketBeat does not recommend individual stocks or any other securities and does not offer professional financial advice. Information and content provided on the Services is not meant to be a recommendation, repudiation or an offer to buy or sell any security. MarketBeat staff members are not brokers, dealers or registered investment advisers and do not intend or attempt to influence the purchase or sale of any security. MarketBeat does not guarantee the accuracy or completeness of the content displayed in any section of the Services.</li> <li><strong>Reuse limitation.</strong> You will not use content from MarketBeat in any prospectus, offering memorandum or other disclosure attributable to any issuer of securities.</li> <li><strong>Not responsible for losses.</strong> MarketBeat is not responsible for any loss that may be incurred by any person resulting for the use of the Services or any material contained herein. The publishers of MarketBeat recommend anyone desiring to trade in securities do so cautiously and with the help of a personal financial advisor.</li> <li><strong>Forward-looking statements.</strong> The Information and services contained in or made through this site may include or incorporate by reference “forward-looking statements” within the meaning of Section 27(a) of the Securities Act of 1933 and Section 21(e) of the Securities Exchange Act of 1934, including certain information with respect to plans and strategies of each featured company. For this purpose, any statements attributable to this site that are not statements of historical fact may be deemed to be forward-looking statements. Such statements are subject to various risks, uncertainties and assumptions about the featured companies, economic and market factors and the industries and assumptions about the featured companies do business, among other factors. Such statements are in no way guarantees of future performance or actual events. Results may differ materially from those expressed or forecasted by or concerning the featured companies due to a great many factors.</li> <li><strong>Investments.</strong> MarketBeat’s owners, employees and agents may have a present or future financial interest in companies or entities discussed on the Services, including the ownership of shares in publicly traded companies discussed on the MarketBeat.com website, in MarketBeat.com's newsletters and on other websites. As of October 1, 2019, MarketBeat Media, LLC did not own any publicly traded securities, but Matthew Paulson (the founder of MarketBeat) owned shares of the following publicly-traded municipal bond funds: NZF, BFK, MMU and BBK. Paulson also held a variety of broad-based mutual funds and private equity investments as of October 1st, 2019. You agree that MarketBeat is under no obligation to inform you of any transactions made by any owner, employee or agent, nor is MarketBeat obligated to update the foregoing list. You consent to the potential conflict(s) of interest in our purchase, holding, sale or other transfer of an interest in these and other companies.</li> <li><strong>Property.</strong> The Services and Software contain proprietary and confidential information that is protected by applicable intellectual property and other laws. Content contained in advertisements or information presented to you through the Services or by advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly permitted by applicable law or as authorized by MarketBeat or the applicable licensor (such as an advertiser), you agree not to modify, rent, lease, loan, sell, distribute, transmit, broadcast, publicly perform or create derivative works based on the Services, such content, or the Software, in whole or in part.</li> <li><strong>Verification.</strong> Never depend solely on the information contained in an Internet publication. The risk of fraudulent information exists with many Internet sites. <a href="https://www.google.com/url?q=http://www.sec.gov/investor/pubs/cyberfraud.htm&sa=D&ust=1487714635487000&usg=AFQjCNFFHzMyi7z4qI9aLjTJVx34QHlPzQ">Click here to read the SEC Publication “Internet Fraud: How to Avoid Internet Investment Scams”</a>.</li> <li><strong>Log files.</strong> Like many other Web sites, we make use of log files. The information inside the log files includes internet protocol (IP) addresses, type of browser, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.</li> <li><strong>Life-time membership.</strong> MarketBeat offers a life-time membership option for MarketBeat All Access. MarketBeat defines a life-time membership as the period of time until which MarketBeat or its parent company (MarketBeat Media, LLC) is sold or ceases operations. If you purchase a life-time membership to MarketBeat All Access, you agree that your subscription will end and that your account will be closed without compensation and without a refund if MarketBeat or its parent company ceases business operations or is sold to another company.</li> </ol> </li> <li><strong>CONTENT AND DISCLAIMER OF WARRANTIES.</strong> <ol type="a"> <li>These Services are provided on an “as is,” “as available” basis, without warranties of any kind, either expressed or implied to the fullest extent possible pursuant to applicable law.</li> <li>WE DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY ,OR OTHERWISE HEREBY DISCLAIM: (A) ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT; (B) WARRANTIES RELATING TO DELAYS, INTERRUPTIONS, ERRORS, OR OMISSIONS IN THE OPERATION OF THE SERVICES OR ANY PART THEREOF; (C) WARRANTIES RELATING TO THE TRANSMISSION OR DELIVERY OF THE SERVICES OR THEIR AVAILABILITY AT ANY PARTICULAR TIME OR LOCATION; (D) WARRANTIES RELATING TO THE USE VALIDITY, ACCURACY, CURRENCY OR RELIABILITY OF, OR THE RESULTS OF THE USE OF THE SERVICES OR ANY INFORMATION PUBLISHED ON THE SERVICES, AND (E) WARRANTIES RELATING TO WEBSITES WHICH THE SERVICES ARE LINKED.</li> </ol> </li> <li><strong>LINKS.</strong> The Services may provide, or third parties may provide, links to other websites or resources. You acknowledge and agree that MarketBeat is not responsible for the availability of such external sites or resources, does not endorse, and is not responsible or liable for any content, advertising, products or other materials on or available from such sites or resources. </li> <li><strong>SUBSCRIPTION FEES, BILLING, CANCELLATION, AND AUTOMATIC RENEWALS.</strong> The Services may include subscriptions or restricted access for which we charge a fee that is billed in regular increments (monthly or annually) in order for registered users to access some of the Services. <ol type="a"> <li>Subscription fees are subject to change. 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This agreement supersedes any prior agreements between user and MarketBeat. </li> </ol> <a name="privacy-policy"></a> <h2>Privacy Policy</h2> <div id='ppHeader'> <div class='innerText'> This privacy policy has been compiled to better serve those who are concerned with how their 'Personally Identifiable Information' (PII) is being used online. PII, as described in US privacy law and information security, is information that can be used on its own or with other information to identify, contact, or locate a single person, or to identify an individual in context. Please read our privacy policy carefully to get a clear understanding of how we collect, use, protect or otherwise handle your Personally Identifiable Information in accordance with our website.<br> </div> <span id='infoCo'></span> <br> <div class='grayText'> <strong>What personal information do we collect from the people that visit our blog, website or app?</strong></div> <div class='innerText'> MarketBeat collects the following personal information about its users: name (if provided), email address (if provided), phone number (if provided), securely-hashed password (if provided), IP address, user agent string, zip code (based on IP address), pages visited, ads clicked on, user preferences and settings and stocks followed (if provided). We use this information to create a personalized experience for each MarketBeat user, to serve tailored ads based off each user's interest and to maintain the integrity and security of MarketBeat's website.</div> <br> <div class='grayText'> <strong>What personal information is collected in log files?</strong></div> <div class="innerText"> Like many other Web sites, this website makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.</div> <br /> <div class='grayText'> <strong>When do we collect information?</strong></div> <div class='innerText'> We collect information from you when you register on our site, place an order, subscribe to a newsletter, fill out a form, Open a Support Ticket or enter information on our site. </div> <br /> <div class='grayText'> <strong>How do we use your information? </strong> </div> <div class='innerText'> We may use the information we collect from you when you register, make a purchase, sign up for our newsletter, respond to a survey or marketing communication, surf the website, or use certain other site features in the following ways:<br> <br> </div> <div class='innerText'>       <strong>•</strong> To personalize your experience and to allow us to deliver the type of content and product offerings in which you are most interested.</div> <div class='innerText'>       <strong>•</strong> To improve our website in order to better serve you.</div> <div class='innerText'>       <strong>•</strong> To allow us to better service you in responding to your customer service requests.</div> <div class='innerText'>       <strong>•</strong> To quickly process your transactions.</div> <div class='innerText'>       <strong>•</strong> To ask for ratings and reviews of services or products</div> <div class='innerText'>       <strong>•</strong> To follow up with them after correspondence (live chat, email or phone inquiries)</div> <span id='infoPro'></span> <br> <div class='grayText'> <strong>How do we protect your information?</strong></div> <div class='innerText'> Our website is scanned on a regular basis for security holes and known vulnerabilities in order to make your visit to our site as safe as possible.<br> <br> </div> <div class='innerText'> We use regular Malware Scanning.<br> <br> </div> <div class='innerText'> Your personal information is contained behind secured networks and is only accessible by a limited number of persons who have special access rights to such systems, and are required to keep the information confidential. In addition, all sensitive/credit information you supply is encrypted via Secure Socket Layer (SSL) technology. </div> <br> <div class='innerText'> We implement a variety of security measures when a user places an order enters, submits, or accesses their information to maintain the safety of your personal information.</div> <br> <div class='innerText'> All transactions are processed through a gateway provider and are not stored or processed on our servers.</div> <span id='coUs'></span> <br> <div class='grayText'> <strong>Do we use 'cookies'?</strong></div> <div class='innerText'> Yes. Cookies are small files that a site or its service provider transfers to your computer's hard drive through your Web browser (if you allow) that enables the site's or service provider's systems to recognize your browser and capture and remember certain information. For instance, we use cookies to help us remember and process the items in your shopping cart. They are also used to help us understand your preferences based on previous or current site activity, which enables us to provide you with improved services. We also use cookies to help us compile aggregate data about site traffic and site interaction so that we can offer better site experiences and tools in the future.</div> <div class='innerText'> <br><strong>We use cookies to:</strong></div> <div class='innerText'>       <strong>•</strong> Help remember and process the items in the shopping cart.</div> <div class='innerText'>       <strong>•</strong> Understand and save user's preferences for future visits.</div> <div class='innerText'>       <strong>•</strong> Keep track of advertisements.</div> <div class='innerText'>       <strong>•</strong> Compile aggregate data about site traffic and site interactions in order to offer better site experiences and tools in the future. We may also use trusted third-party services that track this information on our behalf.</div> <div class='innerText'> <br>You can choose to have your computer warn you each time a cookie is being sent, or you can choose to turn off all cookies. You do this through your browser settings. Since browser is a little different, look at your browser's Help Menu to learn the correct way to modify your cookies.<br> </div> <div class='innerText'> <br><strong>If users disable cookies in their browser:</strong></div> <div class='innerText'> If you turn cookies off, Some of the features that make your site experience more efficient may not function properly.Some of the features that make your site experience more efficient and may not function properly.</div> <br /> <div class='grayText'> <strong>Third-party disclosure</strong></div> <div class='innerText'> We do not sell, trade, or otherwise transfer to outside parties your Personally Identifiable Information unless we provide users with advance notice. This does not include website hosting partners and other parties who assist us in operating our website, conducting our business, or serving our users, so long as those parties agree to keep this information confidential. We may also release information when it's release is appropriate to comply with the law, enforce our site policies, or protect ours or others' rights, property or safety. <br> <br>However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses. </div> <br /> <div class='grayText'> <strong>Third-party Advertising Partners</strong></div> <div class="innerText"> Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners include: Google AdSense, Investing Media Solutions, AfterOffers, Financial Media Corporation, and StrikePoint Media. These third-party ad servers or ad networks use technology to the advertisements and links that appear on this website send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see. This website has no access to or control over these cookies that are used by third-party advertisers. You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. This website’s privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites. </div> <br> <div class='grayText'> <strong>Third-party links</strong></div> <div class='innerText'> Occasionally, at our discretion, we may include or offer third-party products or services on our website. These third-party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.</div> <span id='gooAd'></span> <br> <div class='blueText'> <strong>Google</strong></div> <div class='innerText'> Google's advertising requirements can be summed up by Google's Advertising Principles. They are put in place to provide a positive experience for users. https://support.google.com/adwordspolicy/answer/1316548?hl=en <br> <br> </div> <span id='coppAct'></span> <br> <div class='blueText'> <strong>COPPA (Children Online Privacy Protection Act)</strong></div> <div class='innerText'> When it comes to the collection of personal information from children under the age of 13 years old, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, United States' consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.<br> <br> </div> <div class='innerText'> We do not specifically market to children under the age of 13 years old.</div> <span id='ftcFip'></span> <br> <div class='blueText'> <strong>Fair Information Practices</strong></div> <div class='innerText'> The Fair Information Practices Principles form the backbone of privacy law in the United States and the concepts they include have played a significant role in the development of data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to comply with the various privacy laws that protect personal information.<br> <br> </div> <div class='innerText'> <strong>In order to be in line with Fair Information Practices we will take the following responsive action, should a data breach occur:</strong></div> <div class='innerText'> We will notify you via email within 7 business days</div> <span id='canSpam'></span> <br> <div class='blueText'> <strong>E.U. General Data Protection Rules (GDPR)</strong></div> <div class='innerText'> MarketBeat aims to be fully compliant with the European Union's General Data Protection Rules (GDPR). Any individual subscriber in the European Union may request an export of their data at any time or may exercise the "right to be forgotten" and have any information related to their account removed from MarketBeat's database at any time. Please send any GDPR related requests via email to Matthew Paulson at contact@marketbeat.com. </div> <br /> <div class='blueText'> <strong>U.S. CAN SPAM Act</strong></div> <div class='innerText'> The CAN-SPAM Act is a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have emails stopped from being sent to them, and spells out tough penalties for violations.<br> <br> </div> <div class='innerText'> <strong>We collect your email address in order to:</strong></div> <div class='innerText'>       <strong>•</strong> Send information, respond to inquiries, and/or other requests or questions</div> <div class='innerText'>       <strong>•</strong> Process orders and to send information and updates pertaining to orders.</div> <div class='innerText'>       <strong>•</strong> Send you additional information related to your product and/or service</div> <div class='innerText'>       <strong>•</strong> Market to our mailing list or continue to send emails to our clients after the original transaction has occurred.</div> <div class='innerText'> <br><strong>To be in accordance with CANSPAM, we agree to the following:</strong></div> <div class='innerText'>       <strong>•</strong> Not use false or misleading subjects or email addresses.</div> <div class='innerText'>       <strong>•</strong> Identify the message as an advertisement in some reasonable way.</div> <div class='innerText'>       <strong>•</strong> Include the physical address of our business or site headquarters.</div> <div class='innerText'>       <strong>•</strong> Monitor third-party email marketing services for compliance, if one is used.</div> <div class='innerText'>       <strong>•</strong> Honor opt-out/unsubscribe requests quickly.</div> <div class='innerText'>       <strong>•</strong> Allow users to unsubscribe by using the link at the bottom of each email.</div> <br /> <div class='innerText'> If at any time you would like to unsubscribe from receiving future emails, you can click the usnubscribe button at the bottom of each email and we will promptly remove you from all correspondence. <br /><br /> Last Updated: 10/4/2021. </div> <br> </div> <div class='blueText'><strong>Contacting Us</strong></div> <br /> <div class='innerText'>If there are any questions regarding this privacy policy, you may contact us using the information below.<br> <br> </div> <div class='innerText'>MarketBeat</div> <div class='innerText'>345 N Reid Place, Suite 620, Sioux Falls, SD 57103</div> Sioux Falls, SD 57103 <div class='innerText'>United States</div> <div class='innerText'>contact@marketbeat.com (U.S. Support Team)</div> <div class='innerText'>844 978-6257</div> <a name="sms"></a> <h2>MarketBeat SMS Terms of Service</h2> <ol> <li>MarketBeat offers news alerts, partner advertisements/offers, and stock ideas via SMS text messaging. 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