CINXE.COM

<!DOCTYPE html> <html class="ArticlePage" lang="en"> <head> <script id="polyfill_io" src="https://cdnjs.cloudflare.com/polyfill/v3/polyfill.min.js?features=AbortController,Array.from,Array.prototype.entries,Array.prototype.fill,Array.prototype.find,Array.prototype.findIndex,Array.prototype.flat,Array.prototype.includes,Array.prototype.keys,Array.prototype.sort,Array.prototype.values,ArrayBuffer,AudioContext,Blob,CharacterData.prototype.after,CharacterData.prototype.before,CharacterData.prototype.nextElementSibling,CharacterData.prototype.previousElementSibling,CharacterData.prototype.remove,CharacterData.prototype.replaceWith,console,console.error,console.info,console.log,console.warn,CustomEvent,document.currentScript,DocumentFragment,DocumentFragment.prototype.append,DOMRect,DOMTokenList,DOMTokenList.prototype.forEach,DOMTokenList.prototype.replace,Element.prototype.after,Element.prototype.animate,Element.prototype.append,Element.prototype.before,Element.prototype.classList,Element.prototype.closest,Element.prototype.matches,Element.prototype.remove,Element.prototype.replaceWith,Element.prototype.scroll,Element.prototype.scrollIntoView,es5,Event,EventSource,fetch,Function.prototype.name,globalThis,HTMLDocument,HTMLPictureElement,HTMLTemplateElement,IntersectionObserver,IntersectionObserverEntry,Intl,Intl.DateTimeFormat,Intl.ListFormat,Intl.Locale,Intl.NumberFormat,Intl.RelativeTimeFormat,location.origin,Map,Math.sign,Math.trunc,MutationObserver,Node.prototype.contains,Node.prototype.getRootNode,NodeList.prototype.forEach,Number.isNaN,Object.assign,Object.entries,Object.getOwnPropertyDescriptors,Object.getOwnPropertySymbols,Object.is,Object.prototype.toString,Object.values,performance.now,Promise,Reflect,Reflect.getPrototypeOf,requestAnimationFrame,ResizeObserver,Set,String.prototype.includes,String.prototype.normalize,String.prototype.padStart,String.prototype.startsWith,Symbol,Symbol.for,Symbol.iterator,Symbol.toPrimitive,Symbol.toStringTag,TextDecoder,TextEncoder,URL,URLSearchParams,WeakMap,WeakSet&flags=gated"></script> <script>'use strict';var FRONTEND_NOTIFICATIONS_ENABLED=true; function getSimpleBrowserReport(e){var r,n;switch(r={browser:{name:null,version:null},os:{name:null,version:null},screen:{colors:null,dppx:null,height:null,width:null},userAgent:e=e||navigator.userAgent,viewport:{height:null,layout:{height:null,width:null},width:null,zoom:null},websockets:null},(e.indexOf("Trident")>=0||e.indexOf("MSIE")>=0)&&(e.indexOf("Mobile")>=0?r.browser.name="IE Mobile":r.browser.name="Internet Explorer"),e.indexOf("Firefox")>=0&&-1===e.indexOf("Seamonkey")&&(e.indexOf("Android")>= 0?r.browser.name="Firefox for Android":r.browser.name="Firefox"),e.indexOf("Safari")>=0&&-1===e.indexOf("Chrome")&&-1===e.indexOf("Chromium")&&-1===e.indexOf("Android")&&(e.indexOf("CriOS")>=0?r.browser.name="Chrome for iOS":e.indexOf("FxiOS")>=0?r.browser.name="Firefox for iOS":r.browser.name="Safari"),e.indexOf("Chrome")>=0&&(e.match(/\bChrome\/[.0-9]* Mobile\b/)?e.match(/\bVersion\/\d+\.\d+\b/)||e.match(/\bwv\b/)?r.browser.name="WebView on Android":r.browser.name="Chrome for Android":r.browser.name= "Chrome"),e.indexOf("Android")>=0&&-1===e.indexOf("Chrome")&&-1===e.indexOf("Chromium")&&-1===e.indexOf("Trident")&&-1===e.indexOf("Firefox")&&(r.browser.name="Android Browser"),e.indexOf("Edge")>=0&&(r.browser.name="Edge"),e.indexOf("UCBrowser")>=0&&(r.browser.name="UC Browser for Android"),e.indexOf("SamsungBrowser")>=0&&(r.browser.name="Samsung Internet"),(e.indexOf("OPR")>=0||e.indexOf("Opera")>=0)&&(e.indexOf("Opera Mini")>=0?r.browser.name="Opera Mini":e.indexOf("Opera Mobi")>=0||e.indexOf("Opera Tablet")>= 0||e.indexOf("Mobile")>=0?r.browser.name="Opera Mobile":r.browser.name="Opera"),(e.indexOf("BB10")>=0||e.indexOf("PlayBook")>=0||e.indexOf("BlackBerry")>=0)&&(r.browser.name="BlackBerry"),e.indexOf("MQQBrowser")>=0&&(r.browser.name="QQ Browser"),n=null,r.browser.name){case "Chrome":case "Chrome for Android":case "WebView on Android":n=e.match(/Chrome\/((\d+\.)+\d+)/);break;case "Firefox":case "Firefox for Android":n=e.match(/Firefox\/((\d+\.)+\d+)/);break;case "Firefox for iOS":n=e.match(/FxiOS\/((\d+\.)+\d+)/); break;case "Edge":case "Internet Explorer":case "IE Mobile":e.indexOf("Edge")>=0?n=e.match(/Edge\/((\d+\.)+\d+)/):e.indexOf("rv:11")>=0?n=e.match(/rv:((\d+\.)+\d+)/):e.indexOf("MSIE")>=0&&(n=e.match(/MSIE ((\d+\.)+\d+)/));break;case "Safari":n=e.match(/Version\/((\d+\.)+\d+)/);break;case "Android Browser":n=e.match(/Android ((\d+\.)+\d+)/);break;case "UC Browser for Android":n=e.match(/UCBrowser\/((\d+\.)+\d+)/);break;case "Samsung Internet":n=e.match(/SamsungBrowser\/((\d+\.)+\d+)/);break;case "Opera Mini":n= e.match(/Opera Mini\/((\d+\.)+\d+)/);break;case "Opera":n=e.match(/OPR/)?e.match(/OPR\/((\d+\.)+\d+)/):e.match(/Version/)?e.match(/Version\/((\d+\.)+\d+)/):e.match(/Opera\/((\d+\.)+\d+)/);break;case "BlackBerry":n=e.match(/Version\/((\d+\.)+\d+)/);break;case "QQ Browser":n=e.match(/MQQBrowser\/((\d+\.)+\d+)/);break;default:n=e.match(/\/((\d+\.)+\d+)$/)}switch(n&&n[1]&&(r.browser.version=n[1]),r.viewport.width=window.innerWidth||document.documentElement.clientWidth,r.viewport.height=window.innerHeight|| document.documentElement.clientHeight,r.viewport.layout.width=document.documentElement.clientWidth,r.viewport.layout.height=document.documentElement.clientHeight,r.viewport.zoom=r.viewport.layout.width/r.viewport.width,e.indexOf("Windows")>=0&&(e.indexOf("Windows Phone")>=0?r.os.name="Windows Phone":r.os.name="Windows"),e.indexOf("OS X")>=0&&-1===e.indexOf("Android")&&(r.os.name="OS X"),e.indexOf("Linux")>=0&&(r.os.name="Linux"),e.indexOf("like Mac OS X")>=0&&(r.os.name="iOS"),(e.indexOf("Android")>= 0||e.indexOf("Adr")>=0)&&-1===e.indexOf("Windows Phone")&&(r.os.name="Android"),e.indexOf("BB10")>=0&&(r.os.name="BlackBerry"),e.indexOf("RIM Tablet OS")>=0&&(r.os.name="BlackBerry Tablet OS"),e.indexOf("BlackBerry")>=0&&(r.os.name="BlackBerryOS"),e.indexOf("CrOS")>=0&&(r.os.name="Chrome OS"),e.indexOf("KAIOS")>=0&&(r.os.name="KaiOS"),n=null,r.os.name){case "Windows":case "Windows Phone":if(e.indexOf("Win16")>=0)r.os.version="3.1.1";else if(e.indexOf("Windows CE")>=0)r.os.version="CE";else if(e.indexOf("Windows 95")>= 0)r.os.version="95";else if(e.indexOf("Windows 98")>=0)e.indexOf("Windows 98; Win 9x 4.90")>=0?r.os.version="Millennium Edition":r.os.version="98";else if((n=e.match(/Win(?:dows)?(?: Phone)?[ _]?(?:(?:NT|9x) )?((?:(\d+\.)*\d+)|XP|ME|CE)\b/))&&n[1])switch(n[1]){case "6.4":n[1]="10.0";break;case "6.3":n[1]="8.1";break;case "6.2":n[1]="8";break;case "6.1":n[1]="7";break;case "6.0":n[1]="Vista";break;case "5.2":n[1]="Server 2003";break;case "5.1":n[1]="XP";break;case "5.01":n[1]="2000 SP1";break;case "5.0":n[1]= "2000";break;case "4.0":n[1]="4.0"}break;case "OS X":n=e.match(/OS X ((\d+[._])+\d+)\b/);break;case "Linux":r.os.version=null;break;case "iOS":n=e.match(/OS ((\d+[._])+\d+) like Mac OS X/);break;case "Android":n=e.match(/(?:Android|Adr) (\d+([._]\d+)*)/);break;case "BlackBerry":case "BlackBerryOS":n=e.match(/Version\/((\d+\.)+\d+)/);break;case "BlackBerry Tablet OS":n=e.match(/RIM Tablet OS ((\d+\.)+\d+)/);break;case "Chrome OS":r.os.version=r.browser.version;break;case "KaiOS":n=e.match(/KAIOS\/(\d+(\.\d+)*)/); break;default:r.os.version=null}if(n&&n[1]&&(n[1]=n[1].replace(/_/g,"."),r.os.version=n[1]),"OS X"===r.os.name&&r.os.version){var i=r.os.version.split(".");if(i.length>=2){var o=parseInt(i[1],10);r.os.name=o<=7?"Mac OS X":o>=12?"macOS":"OS X"}}return r.screen.width=screen.width,r.screen.height=screen.height,r.screen.colors=screen.colorDepth,window.devicePixelRatio&&!isNaN(window.devicePixelRatio)?r.screen.dppx=window.devicePixelRatio:r.screen.dppx=1,r.websockets=!!window.WebSocket,r.lang=navigator.languages|| navigator.language,r.timestamp=(new Date).toString(),r}function printObject(e){return JSON.stringify(JSON.parse(JSON.stringify(e,Object.getOwnPropertyNames(e)))).replace(/\\'/g,"").replace(/\\n/g,"").replace(/'/g,"")}function detectAdblock(){return new window.Promise(function(t){var n=new window.Request("https://adblockanalytics.com",{method:"HEAD"});window.fetch(n).then(function(n){switch(n.status){case 200:case 301:t(!1);break;default:t(!0)}})["catch"](function(){t(!0)})})} function saveErrorOnServerIfAllowed(r){canSaveErrorOnServer()&&saveErrorOnServer(r)}function canSaveErrorOnServer(){return FRONTEND_NOTIFICATIONS_ENABLED} function saveErrorOnServer(e){var r=getSimpleBrowserReport();detectAdblock().then(function(a){var o=new window.FormData;o.append("humanReadableMessage",e.humanReadableMessage),o.append("serviceName",e.serviceName),e.error&&e.error.message&&o.append("rootCauseMessage",e.error.message),e.error&&o.append("stackTrace",e.error.stack?printObject(e.error.stack):printObject(e.error)),e.codeLocation&&o.append("codeLocation",e.codeLocation),o.append("pageUrl",window.location.href),o.append("usingAdBlock",a), o.append("browser","".concat(r.browser.name," ").concat(r.browser.version)),o.append("operatingSystem","".concat(r.os.name," ").concat(r.os.version)),r.adBlockingDetected=a,o.append("browserDetails",JSON.stringify(r,null,4)),window.fetch("/notification_servlet",{method:"POST",body:(new window.URLSearchParams(o)).toString()})})}function logError(r){window.console.error(r.humanReadableMessage,r),saveErrorOnServerIfAllowed(r)} window.bspLogger_runtimeScriptError=function(r,a){logError({humanReadableMessage:"Runtime JavaScript error occurred in internal '"+a+"' CMS backdoor script",serviceName:"Backdoor Java Script",codeLocation:"Internal Backdoor Java Script named: "+a,error:r})}; window.bspLogger_externalScriptError=function(r){logError({humanReadableMessage:"JavaScript error occurred, when loading external '"+r+"' CMS backdoor script",serviceName:"Backdoor Java Script",codeLocation:"External Backdoor Java Script named: "+r})};</script> <script>'use strict';var fontName,fontUrl;fontName="Benton Sans Reg";fontUrl="https://fastly-cloud.typenetwork.com/projects/3688/fontface.css?639c20a5";var link=document.createElement("link");link.setAttribute("href",fontUrl); if(fontName==="Benton Sans Reg"){link.setAttribute("type","text/css");link.setAttribute("rel","stylesheet")}else{var relList=link.relList;if(relList&&relList.supports("preload")){link.setAttribute("as","style");link.setAttribute("rel","preload");link.setAttribute("onload",'this.rel\x3d"stylesheet"');link.setAttribute("crossorigin","anonymous")}else link.setAttribute("rel","stylesheet")}document.getElementsByTagName("head")[0].appendChild(link);</script> <meta charset="UTF-8"> <style data-cssvarsponyfill="true">:root{--primaryColor:#fce300;--primaryTextColor:#001a39;--secondaryTextColor:#001a39;--secondaryColor1:#001a39;--secondaryColor2:#f2f2f2;--secondaryColor3:#f5f5f5;--secondaryColor4:#65697a;--secondaryColor5:#e8e8e8;--secondaryColor6:#fff;--navItemColor:#fff;--black:#000;--white:#fff;--grey:#f0efed;--semiTransparentBlack:rgba(0,0,0,0.7);--gridGutters:20px;--modulePadding:60px;--pageWidth:86.11%;--maxPageWidth:1240px;--horizontalAlignment:center;--fontFamily:'Benton Sans Reg';--headerBackgroundColor:#fff;--headerTextColor:#000;--headerHeight:80px;--footerbackgroundColor:#e8e8e8;--footerTextColor:#4d4d4d;--buttonRadius:5px}</style> <link data-cssvarsponyfill="true" class="Webpack-css" rel="stylesheet" href="https://arizent.brightspotcdn.com/resource/00000192-05a5-d4ac-a1ba-e7edfb170000/All.min.dc7fe72785aae3da859b69ae3ebab2da.gz.css"> <style>.SolidButton{padding-top:20px}</style> <style>.VideoLead-player .HTML5VideoPlayerNoControls-button a{background-color:#fce300;color:#000}.PageDefault-pageLead .PromoFullWidth-button a{background-color:#fce300;color:#000}</style> <style>.MyfooterColumn{float:left;width:33.33%;text-align:left;padding-bottom:20px;font-face:Benton-sans;font-weight:300;font-size:14px;line-height:21px;color:#808080 !important}.MyfooterRow:after{content:"";display:table;clear:both}.MyfooterColumn .Link{color:#263147}.MyfooterColumn .Link:hover{text-decoration:underline}@media screen and (max-width:600px){.MyfooterColumn{width:100%}}.Footer .RichTextModule{color:#808080 !important}.MyfooterColumn.Contact .Link{font-weight:300;color:gray;text-decoration:none}</style> <style>.PromoIconOnTop-description{text-align:left;padding:0 10px 0 10px}</style> <style>.PromoImageOnSide-description .Enhancement .Enhancement-item h3{margin-block-start:.5em;margin-block-end:.5em}.PromoImageOnSide-title{margin-bottom:0}</style> <style>.Promo-button a[target='_blank']:after,.ProductPromo-button a[target='_blank']:after,.PromoContent-button a[target='_blank']:after,.PromoIconOnTop-button a[target='_blank']:after,.PromoIconOnSide-button a[target='_blank']:after,.PromoImageOnSide-button a[target='_blank']:after,.PromoImageOnTop-button a[target='_blank']:after,.PromoImageOnTop-circular-button a[target='_blank']:after,.PromoNews-button a[target='_blank']:after,.PromoStory-button a[target='_blank']:after,.VideoPromo-button a[target='_blank']:after,.FaqItem-button a[target='_blank']:after,.PromoHoverCard-button a[target='_blank']:after,.PromoCard-button a[target='_blank']:after,.PromoCategoryTitle-button a[target='_blank']:after,.PromoImageOnly-button a[target='_blank']:after,.PromoImageOnTop-2x1-button a[target='_blank']:after,.PromoImageOnTop-large-button a[target='_blank']:after,.PromoSpotlight-button a[target='_blank']:after{background-image:none;content:none}.SolidButton a[target='_blank']:after,.LoginForm-submit[target='_blank']:after,.RegistrationForm-submit[target='_blank']:after,.ForgotPasswordForm-submit[target='_blank']:after,.ResetPasswordForm-submit[target='_blank']:after,.Form-buttons button[target='_blank']:after,.Page-tags a[target='_blank']:after,.PromoFullWidth-button a[target='_blank']:after,.PromoImageOnSideWithBackground-button a[target='_blank']:after,.VideoModule-cta a[target='_blank']:after,.VideoLead-player .HTML5VideoPlayerNoControls-button a[target='_blank']:after,.PressReleasePage-topics a[target='_blank']:after,.LoginForm-buttons button[target='_blank']:after,.RegistrationForm-buttons button[target='_blank']:after,.ForgotPasswordForm-buttons button[target='_blank']:after,.ResetPasswordForm-buttons button[target='_blank']:after,.AuthenticationPage-tags a[target='_blank']:after,.ArticlePage-tags a[target='_blank']:after,.FormStayInTouch-buttons button[target='_blank']:after,.GalleryPage-tags a[target='_blank']:after,.PageHome-tags a[target='_blank']:after,.PageDefault-tags a[target='_blank']:after,.Contact-tags a[target='_blank']:after,.Section-tags a[target='_blank']:after,.Tag-tags a[target='_blank']:after,.SearchResultsPage-tags a[target='_blank']:after,.VideoPage-tags a[target='_blank']:after,.BlogPage-tags a[target='_blank']:after,.EmployeePage-tags a[target='_blank']:after,.QuizPage-tags a[target='_blank']:after,.BlogPostPage-tags a[target='_blank']:after,.BlogPage-alternate-tags a[target='_blank']:after,.PressReleasePage-tags a[target='_blank']:after,.AbstractConferencePage-tags a[target='_blank']:after,.AgendaPage-tags a[target='_blank']:after,.DemoPage-tags a[target='_blank']:after,.EntityDetailPage-tags a[target='_blank']:after,.ConferencePage-tags a[target='_blank']:after{background-image:none;content:none}</style> <style>.learn-more-arrow{padding-top:60px;padding-bottom:60px}@media screen and (max-width:767px){.learn-more-arrow{padding-top:24px;padding-bottom:24px}}</style> <style>.PageDefault-mainContent .RichTextModule{max-width:100%;padding:20px 148px 20px 148px}@media screen and (max-width:767px){.PageDefault-mainContent .RichTextModule{max-width:100%;padding:20px 20px 20px 20px}}</style> <style>.gi_wrapper{background-color:#101e29;width:100%;text-align:center}@media only screen and (min-width:1440px){.gi_wrapper{background-color:#fce300;width:100%;text-align:center}}.gi_max{max-width:1440px;display:inline-block}.gi_left{float:left;position:relative;margin-bottom:-6px}.gi_left_text{color:#081f2c;font-size:36px;position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);width:400px}.gi_right{overflow:hidden;position:relative;margin-bottom:-6px}.gi_right_text{color:white;position:absolute;top:40%;left:50%;transform:translate(-50%,-50%)}@media only screen and (min-width:720px){.gi_left img{max-width:720px}.gi_right img{max-width:720px}}@media only screen and (max-width:719px){.gi_left img{max-width:512px}.gi_right img{max-width:512px}.gi_left_text{font-size:24px}}@media only screen and (max-width:1239px){.gi_left{float:none}}@media only screen and (max-width:515px){.gi_left img{max-width:300px}.gi_right img{max-width:300px}.gi_left_text{width:300px;padding:0 10px 0 10px}.gi_right_text{width:300px;padding:20px 10px 0 10px}}</style> <style>.PromoStory-title a{font-size:30px;font-weight:800;line-height:36px}</style> <style>.OneByTwo-title{font-size:22px;font-weight:300;line-height:26px}.OneByTwo{padding-top:40px}</style> <style>@media only screen and (min-width:1024px){.CardList{padding:40px 0 40px 0}}@media only screen and (min-width:768px){.CardList{padding:40px 20px}}@media only screen and (min-width:1024px){.CardList-items{padding-top:20px}}</style> <style>@media only screen and (min-width:1024px){.PromoImageOnSide{padding:60px 0 30px 0}}@media only screen and (min-width:768px){.PromoImageOnSide{padding:40px 40px 10px 40px}}@media only screen and (max-width:767px){.PromoImageOnSide{padding:20px 0;position:relative;text-align:center}}</style> <style>.PromoImageFlipLogoList-title{color:#001a39;text-transform:uppercase;letter-spacing:3px;font-weight:300;font-size:22px}</style> <style>@media only screen and (max-width:1439px){[data-column-count="5"] .PromoImageFlipLogo-description{font-size:14px;padding:10px 6px}}@media only screen and (min-width:768px){[data-column-count="5"] .PromoImageFlipLogo-title a{font-size:18px}.PromoImageFlipLogo-title a{padding:0 5px}}@media only screen and (min-width:1024px){[data-column-count="5"] .PromoImageFlipLogo-title a{line-height:.95;font-size:18px}.PromoImageFlipLogo-title a{padding:0 5px}}@media only screen and (min-width:1440px){[data-column-count="5"] .PromoImageFlipLogo-title a{font-size:20px;line-height:1.2}}</style> <style>@media(min-width:768px) and (max-width:1439px){.PromoImageFlipLogo-title a{font-size:16px;line-height:22px}.PromoImageFlipLogo-title span{font-size:16px;line-height:22px}}</style> <style>@media only screen and (min-width:1440px){.leaders,.ideas .data{padding-top:60px}}@media only screen and (min-width:1024px){.leaders,.ideas .data{padding-top:30px}}@media only screen and (min-width:768px){.leaders,.ideas .data{padding-top:20px}}@media only screen and (max-width:767px){.leaders,.ideas .data{padding-top:20px}}</style> <style>.NavigationItem-items{padding-top:5px !important}</style> <style>@media only screen and (max-width:1023px){.NavigationItem-items-item .NavigationLink{color:#001a39 !important}}</style> <style>.VideoLead-player .HTML5VideoPlayerNoControls video{max-height:none}.VideoLead-player .HTML5VideoPlayerNoControls{max-height:none}.PromoFullWidth{max-height:none !important}video{max-height:none}</style> <style>@media screen and (min-width:1024px){.PromoFullWidth-description{line-height:1.29}}</style> <style>.PromoHoverBiographyCard-media .after .title{font-size:24px;color:rgba(0,0,0,100) !important}.PromoHoverBiographyCard-media .after .description{font-size:20px;color:rgba(0,0,0,80) !important}.PromoHoverBiographyCard{height:400px;width:400px}</style> <style>@media only screen and (max-width:767px){.PromoImageOnSide-info{padding-left:20px;padding-right:20px;padding-bottom:0}}@media only screen and (min-width:768px){.PromoImageOnSide-content{padding-bottom:40px !important}}</style> <style>@media(min-width:1024px) and (max-width:1439px){.PromoCard-info{padding:10px 10px 0 10px !important}}</style> <style>.PromoFullWidth-description{padding-bottom:10px}</style> <style>.ArticlePage-logo img{height:52px;width:auto}</style> <style>@media screen and (max-width:1023px){.Navigation-items-item{margin-bottom:15px !important}.Navigation-items-hr{margin-bottom:15px !important}}</style> <style>.ArticlePage-articleBody .RichTextArticleBody .RichTextArticleBody-body img{max-width:500px}.PromoImageOnTop-authorImage img,.PromoCategoryTitle-authorImage img,.PromoImageOnly-authorImage img,.PromoImageOnTop-2x1-authorImage img,.PromoImageOnTop-large-authorImage img{max-width:40px !important}@media screen and (max-width:767px){.ArticlePage-articleBody .RichTextArticleBody .RichTextArticleBody-body img{max-width:300px}}</style> <meta name="viewport" content="width=device-width, initial-scale=1"> <title>Arizent Subscription Agreement | Arizent</title> <meta name="description" content="Website and Magazine (the &quot;Service&quot;) Subscription Agreement"> <link rel="canonical" href="https://www.arizent.com/news/arizent-subscription-agreement"><meta name="brightspot.contentId" content="00000156-322f-df39-a77e-7eff16550000"><meta property="og:title" content="SourceMedia LLC d/b/a Arizent Subscription Agreement"> <meta property="og:url" content="https://www.arizent.com/news/arizent-subscription-agreement"> <meta property="og:image" content=""> <meta property="og:image:url" content=""> <meta property="og:image:width" content=""> <meta property="og:image:height" content=""> <meta property="og:image:type" content="image"> <meta property="og:description" content="Website and Magazine (the "Service") Subscription Agreement"> <meta property="og:site_name" content="Arizent"> <meta property="og:type" content="article"> <meta property="article:published_time" content="2016-07-28T15:47:02.452"> <meta property="article:modified_time" content="2024-08-21T18:48:18.745"><meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:description" content="Website and Magazine (the "Service") Subscription Agreement"/> <meta name="twitter:title" content="SourceMedia LLC d/b/a Arizent Subscription Agreement"/><meta name="sponsored" content="0"/> <link rel="apple-touch-icon"sizes="180x180"href="/apple-touch-icon.png"><link rel="icon"type="image/png"href="/favicon-32x32.png"><link rel="icon"type="image/png"href="/favicon-16x16.png"> <script type="application/ld+json">{"@context":"http://schema.org","@type":"NewsArticle","articleSection":"Article","dateCreated":"2016-07-28T15:47:02.452Z","dateModified":"2024-08-21T18:48:18.745Z","datePublished":"2016-07-28T15:47:02.452Z","headline":"SourceMedia LLC d/b/a Arizent Subscription Agreement","keywords":["Free"],"mainEntityOfPage":{"@type":"WebPage","@id":"https://www.arizent.com/news/arizent-subscription-agreement"},"publisher":{"sameAs":[],"name":"Arizent","foundingDate":"","@type":"NewsMediaOrganization","logo":{"@type":"ImageObject","height":"40px","url":"https://arizent.brightspotcdn.com/1c/ff/1ab2667842a6885539e9a636436d/master-logo-3x.png","@context":"http://schema.org"}},"description":"Website and Magazine (the \"Service\") Subscription Agreement","url":"https://www.arizent.com/news/arizent-subscription-agreement"}</script> <script>'use strict';function unescapeHtml(html){return html.replace(/"/g,'"').replace(/'/g,"'").replace(/</g,"\x3c").replace(/>/g,"\x3e").replace(/&/g,"\x26")}window.resourceBaseUrl=unescapeHtml("https://arizent.brightspotcdn.com/resource/webpack/");</script> <script src="https://arizent.brightspotcdn.com/resource/00000192-05a5-d4ac-a1ba-e7edfb170000/All.min.d5d4916f095a08e55386da57af1dd425.gz.js" async></script> <script src="https://ajax.googleapis.com/ajax/libs/jquery/3.4.1/jquery.min.js" onerror="window.bspLogger_externalScriptError('Google CDN Link')"></script> <script id="script_00000170-e9f4-de8a-ad78-edfc7d330000" data-name="Daily Email signup/modal_optin (Piano Legacy)">'use strict';try{(function(window){window.addEventListener("message",modalOptinHandler,false);window.tp=window.tp||[];window.tp.push(["addHandler","customEvent",function(event,b,c,d){switch(event.eventName){case "daily-email-signup":var email,params,iframeId,nlid,registration,source_url=window.location.href,submission_date=(new Date).toISOString(),obj_brand={};obj_brand["www.americanbanker.com"]="American Banker";obj_brand["www.accountingtoday.com"]="Accounting Today";obj_brand["asreport.americanbanker.com"]= "Asset Securitization Report";obj_brand["www.bondbuyer.com"]="Bond Buyer";obj_brand["www.americanbanker.com/creditunions"]="Credit Union Journal";obj_brand["www.dig-in.com"]="Digital Insurance";obj_brand["www.benefitnews.com"]="Employee Benefit News";obj_brand["www.financial-planning.com"]="Financial Planning";obj_brand["www.nationalmortgagenews.com"]="National Mortgage News";params=JSON.parse(event.params.params);iframeId=params.iframeId;if(typeof event.params.email!="undefined"&&event.params.email.length> 0)email=event.params.email;var bt=window.bt||function(){(window._bt=window._bt||[]).push(arguments)},brand;if(window.location.pathname.includes("money-management-executive"))brand=obj_brand["money-management-executive"];else if(window.location.pathname.includes("/creditunions"))brand=obj_brand["www.americanbanker.com/creditunions"];else brand=obj_brand[window.location.hostname];if(event.params.nlid)nlid=event.params.nlid;else nlid="Daily";if(event.params.registration)registration=event.params.registration; else registration=true;bt("updateUser",{email:email});var utm_params={utm_source:getCookieValue("sm_utm_source"),utm_medium:getCookieValue("sm_utm_medium"),utm_campaign:getCookieValue("sm_utm_campaign"),utm_content:getCookieValue("sm_utm_content")};bt("track","modal_optin",{brand:brand,submission_date:submission_date,utm_params:utm_params,source_url:source_url,source_type:getSourceType(),other_referrer:getOtherReferrer(),iframeId:iframeId,nlid:nlid,registration:registration});var dataLayer=window.dataLayer|| [];dataLayer.push({event:"modalOptin",modalOptinData:{sourceType:getSourceType()}});break}}]);function getOtherReferrer(){return window.sessionStorage.getItem("other_referrer")}function setOtherReferrer(){if(!window.sessionStorage.getItem("other_referrer")){var referrer=window.parent.document.referrer;window.sessionStorage.setItem("other_referrer",referrer)}}function getSourceType(){var path=window.location.pathname,homepage="/",cujhomepage="/creditunions",subscribe_RE=/\/subscribe/i,cardshow_RE= /\/list/i;if(path==homepage)return"homepage";if(path==cujhomepage)return"homepage";if(subscribe_RE.test(path))return"subscribe";if(cardshow_RE.test(path))return"cardshow";return"article"}function getCookieValue(name){var re=new RegExp(name+"\x3d([^ ;]+)");var val=window.document.cookie.match(re);return val?val[1]:null}function modalOptinHandler(e){if(!e.origin.includes("tinypass.com"))return;var eventMessage=e.data;if(eventMessage=="modal_optin")setOtherReferrer()}})(window)}catch(error){window.bspLogger_runtimeScriptError(error, "Daily Email signup/modal_optin (Piano Legacy)")};</script> <script id="script_00000191-384f-d21b-ab97-faff27290000" data-name="Piano/Omeda - NL Product Enrollment 'modal_optin'">'use strict';try{(function(window){window.tp=window.tp||[];window.tp.push(["addHandler","customEvent",function(event,b,c,d){switch(event.eventName){case "daily-email-signup":var email,brand,nlid,fName,lName,templateType,windowUrl=window.location.href,payloadData={},obj_brand={};var currentDate=new Date;obj_brand["www.americanbanker.com"]="American Banker";obj_brand["www.accountingtoday.com"]="Accounting Today";obj_brand["asreport.americanbanker.com"]="Asset Securitization Report";obj_brand["www.bondbuyer.com"]= "Bond Buyer";obj_brand["bondbuyer.com"]="Bond Buyer";obj_brand["www.dig-in.com"]="Digital Insurance";obj_brand["www.benefitnews.com"]="Employee Benefit News";obj_brand["www.financial-planning.com"]="Financial Planning";obj_brand["www.nationalmortgagenews.com"]="National Mortgage News";brand=obj_brand[window.location.hostname];if(typeof event.params.email!="undefined"&&event.params.email.length>0)email=event.params.email;if(event.params.nlid)if(event.params.nlid=="true")nlid=event.params.dailyid;else if(event.params.nlid== "false")nlid=null;else nlid=event.params.nlid;if(event.params.fname)fName=event.params.fname;else fName=null;if(event.params.lname)lName=event.params.lname;else lName=null;if(event.params.templatetype)templateType=event.params.templatetype;else templateType="piano unset";if(templateType=="Dismissible Reg")document.cookie="_pc_dismissible_reg_submission\x3dtrue;expires\x3d"+(new Date(currentDate.getTime()+5*365*24*60*60*1E3)).toGMTString()+";path\x3d/";payloadData={brand:brand,newsletter_optins:nlid, email:email,first_name:fName,last_name:lName,template_type:templateType,source_url:windowUrl,source_type:getSourceType(),utm_source:getCookieValue("sm_utm_source"),utm_medium:getCookieValue("sm_utm_medium"),utm_campaign:getCookieValue("sm_utm_campaign"),utm_content:getCookieValue("sm_utm_content")};var options={method:"POST",body:JSON.stringify(payloadData),headers:{"Content-Type":"application/json"}};fetch("https://5d4aa0373c0f87ef930e36fefefdcf51.m.pipedream.net/",options).then(function(response){return response.json()}).then(function(myJson){console.log(JSON.stringify(myJson))}); var dataLayer=window.dataLayer||[];dataLayer.push({event:"modalOptin",modalOptinData:payloadData});document.cookie="_pc_email_submission_capture\x3dtrue;expires\x3d"+(new Date(currentDate.getTime()+5*365*24*60*60*1E3)).toGMTString()+";path\x3d/";break}}]);function getSourceType(){var path=window.location.pathname,homepage="/",cujhomepage="/creditunions",subscribe_RE=/\/subscribe/i,cardshow_RE=/\/list/i;if(path==homepage)return"homepage";if(path==cujhomepage)return"homepage";if(subscribe_RE.test(path))return"subscribe"; if(cardshow_RE.test(path))return"cardshow";return"article"}function getCookieValue(name){var re=new RegExp(name+"\x3d([^ ;]+)");var val=window.document.cookie.match(re);return val?val[1]:null}})(window)}catch(error){window.bspLogger_runtimeScriptError(error,"Piano/Omeda - NL Product Enrollment \x26#x27;modal_optin\x26#x27;")};</script> <script id="script_00000171-562c-d1cc-a573-5f2c86e60000" data-name="Video Action Tracker">'use strict';try{(function(window){document.addEventListener("DOMContentLoaded",function(){var selector="ps-html5player";var videoPlayer=document.querySelector(selector);if(!videoPlayer)return;var video=videoPlayer.querySelector("video");if(video){video.addEventListener("canplay",actionHandler,false);video.addEventListener("play",actionHandler,false);video.addEventListener("pause",actionHandler,false);video.addEventListener("ended",actionHandler,false);video.addEventListener("stalled",actionHandler, false);video.addEventListener("error",actionHandler,false)}function actionHandler(e){var videoEvent=e,action=getVideoAction(videoEvent.type),isInteractionHit=action=="play"||action=="pause",eventName="videoAction",id,title,obj,dataLayer;id=videoPlayer.dataset.videoId;title=videoPlayer.dataset.videoTitle||document.querySelector(".VideoPage-headline").innerText;obj={event:eventName,videoActionData:{id:id,title:title,action:action,nonInteractionHit:!isInteractionHit}};dataLayer=window.dataLayer||[]; dataLayer.push(obj)}function getVideoAction(eventType){var action;switch(eventType){case "canplay":action="Video Load";break;case "play":action="Video Play";break;case "pause":action="Video Pause";break;case "ended":action="Video End";break;case "error":action="Error";break}return action}},false)})(window)}catch(error){window.bspLogger_runtimeScriptError(error,"Video Action Tracker")};</script> <script id="script_00000171-60b8-d517-ad77-fcf8ec420000" data-name="Audio Action Tracker">'use strict';try{(function(window){document.addEventListener("DOMContentLoaded",audioActionListener,false);function audioActionListener(){var eventList=["play","pause","ended","stalled"];document.querySelectorAll("audio").forEach(function(audio){eventList.forEach(function(event){audio.addEventListener(event,function(){dataLayerPush(getEventData(event,audio))})})})}function dataLayerPush(obj){if(typeof obj!="object")return;var dl=window.dataLayer||[];dl.push(obj)}function getEventData(eventType,audio){if(typeof eventType!= "string")return;var isInteractionHit=eventType=="play"||eventType=="pause",currentSrc=audio.currentSrc,sourceArr=currentSrc.split("/"),title=sourceArr.pop(),id=sourceArr.pop(),percentPlayed=getPercentPlayed(audio);return{"event":"audioAction","audioActionData":{"id":id,"title":title,"action":eventType,"percentPlayed":percentPlayed,"nonInteractionHit":!isInteractionHit}}}function getPercentPlayed(audio){var ppp=(audio.currentTime/audio.duration*100).toFixed(2);return ppp}})(window)}catch(error){window.bspLogger_runtimeScriptError(error, "Audio Action Tracker")};</script> <script id="script_00000173-c4b9-d64c-a9f7-c5bd9b420000" data-name="Pause Video on LoginRequired">'use strict';try{(function(window){window.addEventListener("message",handlePianoMessage,false);function handlePianoMessage(event){var regex=/tinypass.com/;if(!event.origin.match(regex))return;try{var data=JSON.parse(event.data);var isLeadersHardgate=data.event=="leaders_hardgate";if(isLeadersHardgate){var video=document.querySelector("video");if(video)video.pause()}}catch(e){console.info(e)}}})(window)}catch(error){window.bspLogger_runtimeScriptError(error,"Pause Video on LoginRequired")};</script> <script id="script_0000017b-0dad-df23-a57b-3faf5b020000" data-name="NPS Survey Event Handler JS">'use strict';try{tp=window.tp||[];tp.push(["addHandler","customEvent",function(event,b,c,d){switch(event.eventName){case "nps-survey":var email="";var params;var iframeId;var link;params=JSON.parse(event.params.params);iframeId=params.iframeId;link=event.params.link;if(typeof event.params.email!="undefined"&&event.params.email.length>0){email=event.params.email;tp.offer.close();window.open(link+encodeURIComponent(email)).focus()}else tp.offer.close()}}])}catch(error){window.bspLogger_runtimeScriptError(error, "NPS Survey Event Handler JS")};</script> <script id="script_0000018d-623e-d533-a5bf-eebf900d0000" data-name="Submit Button Event Handler">'use strict';try{tp=window.tp||[];function getCookieValue(name){var re=new RegExp(name+"\x3d([^ ;]+)");var val=window.document.cookie.match(re);return val?val[1]:null}tp.push(["addHandler","checkoutCustomEvent",function(event){switch(event.eventName){case "finishRegOnboarding":console.log("reg onboarding");var email,params,brand,utm_params={utm_source:getCookieValue("sm_utm_source"),utm_medium:getCookieValue("sm_utm_medium"),utm_campaign:getCookieValue("sm_utm_campaign"),utm_content:getCookieValue("sm_utm_content")}, source_url=window.location.href,submission_date=(new Date).toISOString(),obj_brand={};if(typeof event.params.email!="undefined"&&event.params.email.length>0)email=event.params.email;params=JSON.parse(event.params.params);obj_brand["www.americanbanker.com"]="American Banker";obj_brand["www.accountingtoday.com"]="Accounting Today";obj_brand["asreport.americanbanker.com"]="Asset Securitization Report";obj_brand["www.bondbuyer.com"]="Bond Buyer";obj_brand["www.dig-in.com"]="Digital Insurance";obj_brand["www.benefitnews.com"]= "Employee Benefit News";obj_brand["www.financial-planning.com"]="Financial Planning";obj_brand["www.nationalmortgagenews.com"]="National Mortgage News";brand=obj_brand[window.location.hostname];var updateUserData,eventObj,topicsArr=[];if(brand==="American Banker"&&email){updateUserData={email:email,"pref_topic_ab":topicsArr};eventObj={"pref_topic_ab":topicsArr,source:"regonboarding",brand:brand,submission_date:submission_date,utm_params:utm_params,source_url:source_url};if(event.params.technology=== "true")topicsArr.push({"name":"Technology","id":"00000151-16d0-def7-a1db-97f024f70000"});if(event.params.regulationandcompliance==="true")topicsArr.push({"name":"Regulation and compliance","id":"0000017b-3fa7-d076-a9fb-bfe797fc0001"});if(event.params.commercialbanking==="true")topicsArr.push({"name":"Commercial banking","id":"00000157-6bd8-dfbe-a35f-ffdc371e0000"});if(event.params.industrynews==="true")topicsArr.push({"name":"Industry News","id":"0000017b-1c7f-df23-a57b-3eff0f660000"});if(event.params.digitalbanking=== "true")topicsArr.push({"name":"Digital banking","id":"00000156-32eb-de20-a356-7febb8500000"});if(event.params.fintech==="true")topicsArr.push({"name":"Fintech","id":"00000154-0af3-d9ec-a7f4-2eff9ef10000"});if(event.params.dailynl==="true"){eventObj.nl_ab_daily_briefing="t";updateUserData.nl_ab_daily_briefing="t"}if(event.params.technologynl==="true"){eventObj.nl_ab_technology_daily="t";updateUserData.nl_ab_technology_daily="t"}if(event.params.regulationnl==="true"){eventObj.nl_ab_regulation="t";updateUserData.nl_ab_regulation= "t"}if(event.params.bankthinknl==="true"){eventObj.nl_ab_bankthink="t";updateUserData.nl_ab_bankthink="t"}if(event.params.communitybankingnl==="true"){eventObj.nl_ab_community_banking="t";updateUserData.nl_ab_community_banking="t"}if(event.params.bestoftheweeknl==="true"){eventObj.nl_ab_best_of_the_week="t";updateUserData.nl_ab_best_of_the_week="t"}}else if(brand==="Accounting Today"&&email){updateUserData={email:email,"pref_topic_act":topicsArr};eventObj={"pref_topic_act":topicsArr,source:"regonboarding", brand:brand,submission_date:submission_date,utm_params:utm_params,source_url:source_url};if(event.params.tax==="true")topicsArr.push({"name":"Tax","id":"00000153-a96f-dba7-afd7-af7f9b790000"});if(event.params.technology==="true")topicsArr.push({"name":"Technology","id":"00000151-16d0-def7-a1db-97f024f70000"});if(event.params.accountingstandards==="true")topicsArr.push({"name":"Accounting standards","id":"00000157-7be0-df4e-a557-7ff296b80000"});if(event.params.accountingeducation==="true")topicsArr.push({"name":"Accounting education", "id":"00000153-f1e7-dd48-a953-f1ffaf400000"});if(event.params.irs==="true")topicsArr.push({"name":"IRS","id":"00000150-f36d-d7b7-a5f2-fbed60ad0000"});if(event.params.taxpreparation==="true")topicsArr.push({"name":"Tax preparation","id":"00000154-0baf-d9ec-a7f4-2fff06ce0000"});if(event.params.accountingtechnologynl==="true"){eventObj.nl_act_accounting_technology="t";updateUserData.nl_act_accounting_technology="t"}if(event.params.taxprotodaynl==="true"){eventObj.nl_act_tax_practice="t";updateUserData.nl_act_tax_practice= "t"}if(event.params.auditaccountingnl==="true"){eventObj.nl_act_audit_accounting="t";updateUserData.nl_act_audit_accounting="t"}if(event.params.bestoftheweeknl==="true"){eventObj.nl_act_best_of_the_week="t";updateUserData.nl_act_best_of_the_week="t"}if(event.params.irswatchnl==="true"){eventObj.nl_act_irs_watch_ato="t";updateUserData.nl_act_irs_watch_ato="t"}if(event.params.dailynl==="true"){eventObj.nl_act_daily="t";updateUserData.nl_act_daily="t"}}else if(brand==="Bond Buyer"&&email){updateUserData= {email:email,"pref_topic_bb":topicsArr};eventObj={"pref_topic_bb":topicsArr,source:"regonboarding",brand:brand,submission_date:submission_date,utm_params:utm_params,source_url:source_url};if(event.params.publicfinance==="true")topicsArr.push({"name":"Public finance","id":"0000015b-2692-dace-a7df-ffff3d9b0000"});if(event.params.politicspolicy==="true")topicsArr.push({"name":"Politics and policy","id":"0000017b-3faa-ddc4-adfb-3fffd14c0000"});if(event.params.regulationcompliance==="true")topicsArr.push({"name":"Regulation and compliance", "id":"0000017b-3fa7-d076-a9fb-bfe797fc0001"});if(event.params.tax==="true")topicsArr.push({"name":"Tax","id":"00000153-a96f-dba7-afd7-af7f9b790000"});if(event.params.careermoves==="true")topicsArr.push({"name":"Career moves","id":"00000151-16d0-def7-a1db-97f03ca80000"});if(event.params.technology==="true")topicsArr.push({"name":"Technology","id":"00000151-16d0-def7-a1db-97f024f70000"});if(event.params.top10nl==="true"){eventObj.nl_bb_weekend="t";updateUserData.nl_bb_weekend="t"}if(event.params.breakingnewsnl=== "true"){eventObj.nl_bb_breaking_news="t";updateUserData.nl_bb_breaking_news="t"}if(event.params.pmrnl==="true"){eventObj.nl_bb_primary_market_report="t";updateUserData.nl_bb_primary_market_report="t"}if(event.params.intradaynl==="true"){eventObj.nl_bb_intraday="t";updateUserData.nl_bb_intraday="t"}if(event.params.dailynl==="true"){eventObj.nl_bb_daily_briefing="t";updateUserData.nl_bb_daily_briefing="t"}}else if(brand==="Digital Insurance"&&email){updateUserData={email:email,"pref_topic_digin":topicsArr}; eventObj={"pref_topic_digin":topicsArr,source:"regonboarding",brand:brand,submission_date:submission_date,utm_params:utm_params,source_url:source_url};if(event.params.artificialintelligence==="true")topicsArr.push({"name":"Artificial intelligence","id":"00000157-0f79-d9a8-a5d7-ff7d1e2d0000"});if(event.params.insurtech==="true")topicsArr.push({"name":"Insurtech","id":"0000015a-4250-d1f4-a57e-d2f9cd750000"});if(event.params.customerexperience==="true")topicsArr.push({"name":"Customer experience","id":"0000015a-1e5a-d680-a75b-3e7a945f0000"}); if(event.params.propertyandcasualtyinsurance==="true")topicsArr.push({"name":"Property and casualty insurance","id":"0000015a-1e42-de34-a3de-de7624b10001"});if(event.params.commercialinsurance==="true")topicsArr.push({"name":"Commercial insurance","id":"0000017b-3fbd-df72-a17b-3fbdf4050000"});if(event.params.distribution==="true")topicsArr.push({"name":"Distribution","id":"0000017f-98c1-d6da-a1ff-d9dd43ed0000"});if(event.params.insurtechnl==="true"){eventObj.nl_digin_insurtech="t";updateUserData.nl_digin_insurtech= "t"}if(event.params.breakingnewsnl==="true"){eventObj.nl_digin_breaking_news="t";updateUserData.nl_digin_breaking_news="t"}if(event.params.voicesnl==="true"){eventObj.nl_digin_voices="t";updateUserData.nl_digin_voices="t"}if(event.params.thedignl==="true"){eventObj.nl_digin_thedig="t";updateUserData.nl_digin_thedig="t"}if(event.params.weekendupdatenl==="true"){eventObj.nl_digin_weekend_update="t";updateUserData.nl_digin_weekend_update="t"}if(event.params.dailynl==="true"){eventObj.nl_digin_morning_briefing= "t";updateUserData.nl_digin_morning_briefing="t"}}else if(brand==="Financial Planning"&&email){updateUserData={email:email,"pref_topic_fp":topicsArr};eventObj={"pref_topic_fp":topicsArr,source:"regonboarding",brand:brand,submission_date:submission_date,utm_params:utm_params,source_url:source_url};if(event.params.wealthmanagement==="true")topicsArr.push({"name":"Wealth management","id":"00000153-a958-dba7-afd7-af7dd3210000"});if(event.params.retirement==="true")topicsArr.push({"name":"Retirement", "id":"0000017b-3f9c-ddc4-adfb-3ffd67560000"});if(event.params.investmentstrategies==="true")topicsArr.push({"name":"Investment strategies","id":"00000153-7b41-d15a-abd7-ffffceaa0000"});if(event.params.portfoliomanagement==="true")topicsArr.push({"name":"Portfolio management","id":"00000155-bc51-d116-a57d-bdfd695a0000"});if(event.params.tax==="true")topicsArr.push({"name":"Tax","id":"00000153-a96f-dba7-afd7-af7f9b790000"});if(event.params.practiceandclientmanagement==="true")topicsArr.push({"name":"Practice and Client Management", "id":"0000017b-3fc6-df53-a3ff-3fce4fcf0000"});if(event.params.bestoftheweeknl==="true"){eventObj.nl_fp_best_of_the_week="t";updateUserData.nl_fp_best_of_the_week="t"}if(event.params.wallstreetinsidernl==="true"){eventObj.nl_fp_wallstreet_insider="t";updateUserData.nl_fp_wallstreet_insider="t"}if(event.params.taxnl==="true"){eventObj.nl_fp_tax_tuesday="t";updateUserData.nl_fp_tax_tuesday="t"}if(event.params.wealthtechnl==="true"){eventObj.nl_fp_wealthtech="t";updateUserData.nl_fp_wealthtech="t"}if(event.params.retirementnl=== "true"){eventObj.nl_fp_retirement="t";updateUserData.nl_fp_retirement="t"}if(event.params.dailynl==="true"){eventObj.nl_fp_daily="t";updateUserData.nl_fp_daily="t"}}else if(brand==="National Mortgage News"&&email){updateUserData={email:email,"pref_topic_nmn":topicsArr};eventObj={"pref_topic_nmn":topicsArr,source:"regonboarding",brand:brand,submission_date:submission_date,utm_params:utm_params,source_url:source_url};if(event.params.mortgages==="true")topicsArr.push({"name":"Mortgages","id":"00000156-3307-d6ab-aff7-fb57bc6e0000"}); if(event.params.housingmarkets==="true")topicsArr.push({"name":"Housing markets","id":"0000015d-6698-d5f8-ad5d-e7ff98710000"});if(event.params.industrynews==="true")topicsArr.push({"name":"Industry News","id":"0000017b-1c7f-df23-a57b-3eff0f660000"});if(event.params.mortgageorigination==="true")topicsArr.push({"name":"Mortgage originations","id":"00000157-6c12-da8e-a557-ec13f3940000"});if(event.params.regulationandcompliance==="true")topicsArr.push({"name":"Regulation and compliance","id":"0000017b-3fa7-d076-a9fb-bfe797fc0001"}); if(event.params.technology==="true")topicsArr.push({"name":"Technology","id":"00000151-16d0-def7-a1db-97f024f70000"});if(event.params.breakingnl==="true"){eventObj.nl_nmn_breaking_news="t";updateUserData.nl_nmn_breaking_news="t"}if(event.params.originationnl==="true"){eventObj.nl_nmn_origination_news="t";updateUserData.nl_nmn_origination_news="t"}if(event.params.intradaynl==="true"){eventObj.nl_nmn_intraday_1="t";updateUserData.nl_nmn_intraday_1="t"}if(event.params.servicingnl==="true"){eventObj.nl_nmn_mortgage_servicing_news= "t";updateUserData.nl_nmn_mortgage_servicing_news="t"}if(event.params.technologynl==="true"){eventObj.nl_nmn_mortgage_technology="t";updateUserData.nl_nmn_mortgage_technology="t"}if(event.params.dailynl==="true"){eventObj.nl_nmn_daily_briefing="t";updateUserData.nl_nmn_daily_briefing="t"}}bt=window.bt||function(){(window._bt=window._bt||[]).push(arguments)};bt("updateUser",updateUserData);bt("track","preference_update_new",eventObj);tp.offer.close();var currentDate=new Date;document.cookie="_pc_qualified_content_rec\x3dtrue;expires\x3d"+ (new Date(currentDate.getTime()+8*3600*1E3)).toGMTString()+";path\x3d/";break}}])}catch(error){window.bspLogger_runtimeScriptError(error,"Submit Button Event Handler")};</script> <script id="script_0000018e-66cd-d4b2-ab9e-7eed40320000" data-name="Submit Button Event Handler - Piano Custom Field Update">'use strict';try{tp.push(["addHandler","checkoutCustomEvent",function(event){var tp=window.tp||[];switch(event.eventName){case "submitRegOnboarding":var pianoUID=tp.pianoId.getUser().uid;var pianoAID=tp.aid;var pianoToken=tp.pianoId.getToken();var pianoRequest="https://api.piano.io/id/api/v1/identity/userinfo?aid\x3d"+pianoAID+"\x26access_token\x3d"+pianoToken+"\x26lang\x3den_US";var formName,customFieldValueObj,whitelistTemplateID;if(pianoAID=="XUnXNMUrFF"){whitelistTemplateID="OTSU5FYTNMV2";formName= "ab_nl_sign_up";customFieldValueObj=[{"field_name":"nl_ab_daily_briefing","value":event.params.dailynl},{"field_name":"nl_ab_technology_daily","value":event.params.technologynl},{"field_name":"nl_ab_regulation","value":event.params.regulationnl},{"field_name":"nl_ab_bankthink","value":event.params.bankthinknl},{"field_name":"nl_ab_community_banking","value":event.params.communitybankingnl},{"field_name":"nl_ab_best_of_the_week","value":event.params.bestoftheweeknl}]}if(pianoAID=="BOmg9kapee"){whitelistTemplateID= "OTVLIR47O9LW";formName="act_nl_sign_up";customFieldValueObj=[{"field_name":"nl_act_daily","value":event.params.dailynl},{"field_name":"nl_act_accounting_technology","value":event.params.accountingtechnologynl},{"field_name":"nl_act_tax_practice","value":event.params.taxprotodaynl},{"field_name":"nl_act_audit_accounting","value":event.params.auditaccountingnl},{"field_name":"nl_act_best_of_the_week","value":event.params.bestoftheweeknl},{"field_name":"nl_act_irs_watch_ato","value":event.params.irswatchnl}]}if(pianoAID== "hVbxdmwrN6"){whitelistTemplateID="OTKMTF8A7VYH";formName="asr_nl_sign_up";customFieldValueObj=[{"field_name":"nl_asr_daily","value":event.params.dailynl},{"field_name":"nl_asr_breaking_news","value":event.params.breakingnewsnl}]}if(pianoAID=="x2vmB6Jdyn"){whitelistTemplateID="OTN2LBI8WUPY";formName="bb_nl_sign_up";customFieldValueObj=[{"field_name":"nl_bb_daily_briefing","value":event.params.dailynl},{"field_name":"nl_bb_breaking_news","value":event.params.breakingnewsnl},{"field_name":"nl_bb_primary_market_report", "value":event.params.pmrnl},{"field_name":"nl_bb_weekend","value":event.params.top10nl},{"field_name":"nl_bb_intraday","value":event.params.intradaynl}]}if(pianoAID=="N8sydUSDcX"){whitelistTemplateID="OTO1BDPA3PH9";formName="dig_nl_sign_up";customFieldValueObj=[{"field_name":"nl_digin_morning_briefing","value":event.params.dailynl},{"field_name":"nl_digin_voices","value":event.params.voicesnl},{"field_name":"nl_digin_weekend_update","value":event.params.weekendupdatenl},{"field_name":"nl_digin_insurtech", "value":event.params.insurtechnl},{"field_name":"nl_digin_thedig","value":event.params.thedignl},{"field_name":"nl_digin_breaking_news","value":event.params.breakingnewsnl}]}if(pianoAID=="t7vpsMsOZy"){whitelistTemplateID="OTD1UGLQUMU5";formName="ebn_nl_sign_up";customFieldValueObj=[{"field_name":"nl_ebn_first_look","value":event.params.dailynl},{"field_name":"nl_ebn_adviser_first_look","value":event.params.adviserfirstlook},{"field_name":"nl_ebn_best_of_the_week","value":event.params.bestof},{"field_name":"nl_ebn_dig_hr", "value":event.params.dighr},{"field_name":"nl_ebn_new_retirement","value":event.params.retirement},{"field_name":"nl_ebn_views","value":event.params.views}]}if(pianoAID=="RXUl28joTX"){whitelistTemplateID="OTWOPAJPP0WH";formName="fp_nl_sign_up";customFieldValueObj=[{"field_name":"nl_fp_daily","value":event.params.dailynl},{"field_name":"nl_fp_best_of_the_week","value":event.params.bestoftheweeknl},{"field_name":"nl_fp_wallstreet_insider","value":event.params.wallstreetinsidernl},{"field_name":"nl_fp_tax_tuesday", "value":event.params.taxnl},{"field_name":"nl_fp_wealthtech","value":event.params.wealthtechnl},{"field_name":"nl_fp_retirement","value":event.params.retirementnl}]}if(pianoAID=="DqBrRoNVmq"){whitelistTemplateID="OTZPXV5N029M";formName="nmn_nl_sign_up";customFieldValueObj=[{"field_name":"nl_nmn_daily_briefing","value":event.params.dailynl},{"field_name":"nl_nmn_mortgage_technology","value":event.params.technologynl},{"field_name":"nl_nmn_origination_news","value":event.params.originationnl},{"field_name":"nl_nmn_intraday_1", "value":event.params.intradaynl},{"field_name":"nl_nmn_mortgage_servicing_news","value":event.params.servicingnl},{"field_name":"nl_nmn_breaking_news","value":event.params.breakingnl}]}fetch(pianoRequest,{method:"PUT",headers:{"Content-Type":"application/json; charset\x3dUTF-8"},body:JSON.stringify({"uid":pianoUID,"form_name":formName,"custom_field_values":customFieldValueObj})});tp.offer.close();tp.template.show({templateId:whitelistTemplateID});break}}])}catch(error){window.bspLogger_runtimeScriptError(error, "Submit Button Event Handler - Piano Custom Field Update")};</script> <script id="script_0000018f-bff5-d679-a3ff-fffd91f30000" data-name="SSO Parser">'use strict';try{window.addEventListener("sso",function(event){console.log("sso event:",event);var pianoUID=tp.pianoId.getUser().uid;var pianoAID=tp.aid;var pianoToken=tp.pianoId.getToken();var pianoRequest="https://api.piano.io/id/api/v1/identity/userinfo?aid\x3d"+pianoAID+"\x26access_token\x3d"+pianoToken+"\x26lang\x3den_US";var customFieldValueObj;if(pianoAID=="XUnXNMUrFF")customFieldValueObj=[{"field_name":"ab_sso_signup","value":event.detail.isSso}];if(pianoAID=="BOmg9kapee")customFieldValueObj= [{"field_name":"act_sso_signup","value":event.detail.isSso}];if(pianoAID=="x2vmB6Jdyn")customFieldValueObj=[{"field_name":"bb_sso_signup","value":event.detail.isSso}];if(pianoAID=="N8sydUSDcX")customFieldValueObj=[{"field_name":"dig_sso_signup","value":event.detail.isSso}];if(pianoAID=="t7vpsMsOZy")customFieldValueObj=[{"field_name":"ebn_sso_signup","value":event.detail.isSso}];if(pianoAID=="RXUl28joTX")customFieldValueObj=[{"field_name":"fp_sso_signup","value":event.detail.isSso}];if(pianoAID=="DqBrRoNVmq")customFieldValueObj= [{"field_name":"nmn_sso_signup","value":event.detail.isSso}];fetch(pianoRequest,{method:"PUT",headers:{"Content-Type":"application/json; charset\x3dUTF-8"},body:JSON.stringify({"uid":pianoUID,"form_name":"sso_status","custom_field_values":customFieldValueObj})})})}catch(error){window.bspLogger_runtimeScriptError(error,"SSO Parser")};</script> <script id="script_00000192-fd64-d066-a3d3-ff7619f00000" data-name="Piano JS - Site License Contract Copy Link Global Handler">'use strict';try{tp.push(["addHandler","customEvent",function(event){if(event.eventName.includes("siteLicenseCopyLink-")){var siteLicenseContractId=event.eventName.split("-")[1];var siteHostname=window.location.hostname;navigator.clipboard.writeText("https://"+siteHostname+"/site-license-redemption?contractid\x3d"+siteLicenseContractId)}}])}catch(error){window.bspLogger_runtimeScriptError(error,"Piano JS - Site License Contract Copy Link Global Handler")};</script> <script id="script_0000016f-a569-def2-abef-afe9687c0000" data-name="LGI-piano-data-capture">'use strict';try{var tp=window.tp||[];tp.push(["addHandler","customEvent",function(event,b,c,d){switch(event.eventName){case "piano_arizent_leadgen":var email,fname,lname,companyname,jobtitle,phone;var variant="Gender Inclusion";var source=document.location.href;var doc_referrer=document.referrer;if(typeof event.params.email!="undefined"&&event.params.email.length>0)email=event.params.email;if(typeof event.params.fname!="undefined"&&event.params.fname.length>0)fname=event.params.fname;if(typeof event.params.lname!= "undefined"&&event.params.lname.length>0)lname=event.params.lname;if(typeof event.params.companyname!="undefined"&&event.params.companyname.length>0)companyname=event.params.companyname;if(typeof event.params.jobtitle!="undefined"&&event.params.jobtitle.length>0)jobtitle=event.params.jobtitle;if(typeof event.params.phone!="undefined"&&event.params.phone.length>0)phone=event.params.phone;var bt=window.bt||function(){(window._bt=window._bt||[]).push(arguments)};bt("updateUser",{email:email,first_name:fname, last_name:lname});bt("track","piano_arizent_leadgen",{source:source,variant:variant,first_name:fname,last_name:lname,email:email,job_title:jobtitle,company_name:companyname,phone:phone,doc_referrer:doc_referrer});window.dataLayer=window.dataLayer||[];window.dataLayer.push({"event":"LGI-Signup"});break}}])}catch(error){window.bspLogger_runtimeScriptError(error,"LGI-piano-data-capture")};</script> <script id="script_00000177-fe8b-d2cb-afff-feaf42660000" data-name="Year update JS">'use strict';try{var date=new Date;var fullYear=date.getFullYear();var year=document.getElementById("year");if(year)year.innerHTML=fullYear}catch(error){window.bspLogger_runtimeScriptError(error,"Year update JS")};</script> <script id="script_00000190-1348-d85c-a1b5-b7ee7e580000" data-name="Piano - Industry Media Kit Opt-in - JS">'use strict';try{var tp=window.tp||[];tp.push(["addHandler","checkoutCustomEvent",function(event){var tp=window.tp||[];switch(event.eventName){case "submitMediaKitOptin":var href=window.location.href;var params=event.params;var areaInterestArr=[];var email=params.email;var accountingInputVal=params.accounting,bankingInputVal=params.banking,digitalinsuranceInputVal=params.digitalinsurance,employeebenefitsInputVal=params.employeebenefits,mortgageInputVal=params.mortgage,municipalfinanceInputVal=params.municipalfinance, wealthmanagementInputVal=params.wealthmanagement;var currentDate=new Date;if(accountingInputVal==="true")areaInterestArr.push("Accounting");if(bankingInputVal==="true")areaInterestArr.push("Banking");if(digitalinsuranceInputVal==="true")areaInterestArr.push("Digital Insurance");if(employeebenefitsInputVal==="true")areaInterestArr.push("Employee Benefits");if(mortgageInputVal==="true")areaInterestArr.push("Mortgages");if(municipalfinanceInputVal==="true")areaInterestArr.push("Municipal Finance");if(wealthmanagementInputVal=== "true")areaInterestArr.push("Wealth Management");function getCookieValue(name){var re=new RegExp(name+"\x3d([^ ;]+)");var val=window.document.cookie.match(re);return val?val[1]:null}var payloadData={email:email,email_address_behavior_attribute:email,area_interest:areaInterestArr,area_interest_demographics:areaInterestArr,area_interest_deployments:areaInterestArr,utm_source:getCookieValue("sm_utm_source"),utm_medium:getCookieValue("sm_utm_medium"),utm_campaign:getCookieValue("sm_utm_campaign"),utm_content:getCookieValue("sm_utm_content"), href:href};var dataLayer=window.dataLayer||[];dataLayer.push({event:"mediaKitModalOptin",modalOptinData:payloadData});var options={method:"POST",body:JSON.stringify(payloadData),headers:{"Content-Type":"application/json"}};fetch("https://api.omeda.com/dataloader/api/rest/webhooks/6789J0253467B4Z/pianomodalindustrymediakitenrollment1718302717641",options).then(function(response){return response.json()}).then(function(myJson){console.log(JSON.stringify(myJson))});document.cookie="_pc_media_kit_submission_capture\x3dtrue;expires\x3d"+ (new Date(currentDate.getTime()+5*365*24*60*60*1E3)).toGMTString()+";path\x3d/";tp.offer.close()}}])}catch(error){window.bspLogger_runtimeScriptError(error,"Piano - Industry Media Kit Opt-in - JS")};</script> </head> <body class="ArticlePage-body" data-site-id="arizent" data-is-leaders-page="false" data-is-preference-center-page="false" data-is-events-page="false" data-is-subscribe-page="false" data-bsp-logger-level="0" data-frontend-notifications="true" data-is-mobile-header-ad-placement-set=false data-is-general-header-ad-placement-set="false"> <svg xmlns="http://www.w3.org/2000/svg" style="display:none" id="iconsMap"> <symbol id="mono-icon-facebook" viewBox="0 0 24 18"> <title>Facebook</title> <path d="M13 6h3l-.375 3H13v9H9.11V9H7V6h2.11V3.984c0-1.312.327-2.304.984-2.976C10.75.336 11.844 0 13.375 0H16v3h-1.594c-.594 0-.976.094-1.148.281-.172.188-.258.5-.258.938V6z"/> </symbol> <symbol id="mono-icon-googleplus" viewBox="0 0 24 16"> <title>Google Plus</title> <g> <path d="M15.154 7.663c.081.46.122.894.122 1.3 0 1.49-.311 2.81-.934 3.961a6.759 6.759 0 0 1-2.641 2.702c-1.138.65-2.438.975-3.9.975a7.637 7.637 0 0 1-3.921-1.056A7.742 7.742 0 0 1 1.036 12.7 7.642 7.642 0 0 1 0 8.8c0-1.409.345-2.709 1.036-3.9A7.742 7.742 0 0 1 3.88 2.055 7.637 7.637 0 0 1 7.8 1c2.032 0 3.765.677 5.2 2.031l-2.112 2.032c-.812-.786-1.842-1.178-3.087-1.178-.867 0-1.673.216-2.418.65a4.765 4.765 0 0 0-1.767 1.787 4.91 4.91 0 0 0-.65 2.479c0 .893.217 1.72.65 2.478a4.765 4.765 0 0 0 1.767 1.787c.745.434 1.55.65 2.418.65.948 0 1.774-.203 2.478-.609a3.754 3.754 0 0 0 1.381-1.381c.298-.46.488-.908.569-1.341H7.801V7.663h7.353zm6.57.284H24v2.276h-2.275v2.275H19.45v-2.275h-2.235V7.947h2.235V5.672h2.275v2.275z"/> </g> </symbol> <symbol id="mono-icon-instagram" viewBox="0 0 24 18"> <title>Instagram</title> <path d="M11.997 0c2.444 0 2.75.01 3.71.054.957.044 1.611.196 2.184.418a4.41 4.41 0 0 1 1.593 1.038c.5.5.808 1.002 1.038 1.594.222.572.375 1.226.418 2.184.044.96.054 1.266.054 3.71 0 2.443-.01 2.749-.054 3.709-.044.957-.196 1.611-.418 2.184a4.41 4.41 0 0 1-1.038 1.593c-.5.5-1.002.808-1.593 1.038-.573.222-1.227.375-2.184.418-.96.044-1.266.054-3.71.054-2.443 0-2.75-.01-3.71-.054-.957-.044-1.611-.196-2.183-.418a4.41 4.41 0 0 1-1.594-1.038 4.41 4.41 0 0 1-1.038-1.593c-.222-.573-.374-1.227-.418-2.184C3.01 11.747 3 11.44 3 8.997c0-2.443.01-2.75.054-3.71.044-.957.196-1.611.418-2.183A4.41 4.41 0 0 1 4.51 1.51 4.41 4.41 0 0 1 6.104.472C6.676.25 7.33.098 8.288.054 9.248.01 9.554 0 11.998 0zm0 1.621c-2.402 0-2.687.01-3.635.053-.878.04-1.354.186-1.671.31-.42.163-.72.358-1.035.672-.314.315-.51.615-.673 1.035-.123.317-.27.793-.31 1.67-.043.95-.052 1.234-.052 3.636s.01 2.687.053 3.636c.04.877.186 1.353.31 1.67.163.42.358.72.672 1.035.315.315.615.51 1.035.673.317.123.793.27 1.67.31.95.043 1.234.052 3.636.052 2.403 0 2.687-.009 3.636-.052.877-.04 1.353-.187 1.67-.31.42-.163.72-.358 1.035-.673.315-.315.51-.615.673-1.035.123-.317.27-.793.31-1.67.043-.949.052-1.233.052-3.636 0-2.402-.009-2.687-.052-3.635-.04-.878-.187-1.354-.31-1.671a2.787 2.787 0 0 0-.673-1.035 2.787 2.787 0 0 0-1.035-.673c-.317-.123-.793-.27-1.67-.31-.949-.043-1.233-.052-3.636-.052zm0 10.375a2.999 2.999 0 1 0 0-5.998 2.999 2.999 0 0 0 0 5.998zm0-7.619a4.62 4.62 0 1 1 0 9.24 4.62 4.62 0 0 1 0-9.24zm5.883-.183a1.08 1.08 0 1 1-2.16 0 1.08 1.08 0 0 1 2.16 0z"/> </symbol> <symbol id="mono-icon-mailto" viewBox="0 0 512 512"> <title>Mail To</title> <g> <path d="M67,148.7c11,5.8,163.8,89.1,169.5,92.1c5.7,3,11.5,4.4,20.5,4.4c9,0,14.8-1.4,20.5-4.4c5.7-3,158.5-86.3,169.5-92.1 c4.1-2.1,11-5.9,12.5-10.2c2.6-7.6-0.2-10.5-11.3-10.5H257H65.8c-11.1,0-13.9,3-11.3,10.5C56,142.9,62.9,146.6,67,148.7z"/> <path d="M455.7,153.2c-8.2,4.2-81.8,56.6-130.5,88.1l82.2,92.5c2,2,2.9,4.4,1.8,5.6c-1.2,1.1-3.8,0.5-5.9-1.4l-98.6-83.2 c-14.9,9.6-25.4,16.2-27.2,17.2c-7.7,3.9-13.1,4.4-20.5,4.4c-7.4,0-12.8-0.5-20.5-4.4c-1.9-1-12.3-7.6-27.2-17.2l-98.6,83.2 c-2,2-4.7,2.6-5.9,1.4c-1.2-1.1-0.3-3.6,1.7-5.6l82.1-92.5c-48.7-31.5-123.1-83.9-131.3-88.1c-8.8-4.5-9.3,0.8-9.3,4.9 c0,4.1,0,205,0,205c0,9.3,13.7,20.9,23.5,20.9H257h185.5c9.8,0,21.5-11.7,21.5-20.9c0,0,0-201,0-205 C464,153.9,464.6,148.7,455.7,153.2z"/> </g> </symbol> <symbol id="mono-icon-linkedin" viewBox="0 0 16 17"> <title>LinkedIn</title> <g fill-rule="evenodd"> <path d="M3.734 16.125H.464V5.613h3.27zM2.117 4.172c-.515 0-.96-.188-1.336-.563A1.825 1.825 0 0 1 .22 2.273c0-.515.187-.96.562-1.335.375-.375.82-.563 1.336-.563.516 0 .961.188 1.336.563.375.375.563.82.563 1.335 0 .516-.188.961-.563 1.336-.375.375-.82.563-1.336.563zM15.969 16.125h-3.27v-5.133c0-.844-.07-1.453-.21-1.828-.259-.633-.762-.95-1.512-.95s-1.278.282-1.582.845c-.235.421-.352 1.043-.352 1.863v5.203H5.809V5.613h3.128v1.442h.036c.234-.469.609-.856 1.125-1.16.562-.375 1.218-.563 1.968-.563 1.524 0 2.59.48 3.2 1.441.468.774.703 1.97.703 3.586v5.766z"/> </g> </symbol> <symbol id="mono-icon-pinterest" viewBox="0 0 24 18"> <title>Pinterest</title> <g> <path d="M12.344 0a7.465 7.465 0 0 1 3.186.774c.996.492 1.782 1.17 2.358 2.034.624.936.936 1.986.936 3.15a9.369 9.369 0 0 1-.576 3.294c-.432 1.128-1.044 2.016-1.836 2.664-.888.72-1.932 1.08-3.132 1.08-.48 0-.96-.114-1.44-.342-.48-.228-.828-.546-1.044-.954l-.288 1.152c-.312 1.248-.564 2.112-.756 2.592-.288.648-.804 1.476-1.548 2.484L8.06 18l-.108-.108-.036-.54a15.554 15.554 0 0 1-.108-1.512c0-.72.12-1.656.36-2.808.144-.672.384-1.668.72-2.988l.432-1.728c-.24-.456-.36-1.056-.36-1.8 0-.696.18-1.272.54-1.728a1.979 1.979 0 0 1 1.152-.72c.456-.096.852-.012 1.188.252.336.264.504.684.504 1.26 0 .312-.048.66-.144 1.044a8.843 8.843 0 0 1-.324 1.008 8.843 8.843 0 0 0-.324 1.008 4.23 4.23 0 0 0-.144 1.008c0 .456.162.834.486 1.134.324.3.714.45 1.17.45.768 0 1.416-.336 1.944-1.008.456-.552.792-1.296 1.008-2.232a9.328 9.328 0 0 0 .288-2.268c0-1.248-.39-2.22-1.17-2.916-.78-.696-1.806-1.044-3.078-1.044-.936 0-1.794.216-2.574.648a4.675 4.675 0 0 0-1.818 1.764c-.432.744-.648 1.596-.648 2.556 0 .408.072.804.216 1.188.072.216.204.48.396.792.144.24.216.396.216.468 0 .192-.048.432-.144.72-.12.36-.252.54-.396.54-.312 0-.648-.162-1.008-.486-.36-.324-.66-.762-.9-1.314C5.132 7.992 5 7.272 5 6.48c0-1.296.36-2.448 1.08-3.456.672-.936 1.572-1.674 2.7-2.214A8.153 8.153 0 0 1 12.344 0z"/> </g> </symbol> <symbol id="icon-pinterest" viewBox="0 0 12 12"> <title>Pinterest</title> <path fill-rule="evenodd" d="M6 0c1.66 0 3.076.585 4.246 1.754C11.416 2.924 12 4.34 12 6c0 1.66-.585 3.076-1.754 4.246C9.076 11.416 7.66 12 6 12c-.607 0-1.179-.08-1.714-.241.321-.572.526-1 .616-1.286l.428-1.66c.268.5.75.75 1.447.75.964 0 1.745-.384 2.344-1.152.598-.768.897-1.75.897-2.947 0-.928-.357-1.736-1.072-2.424-.714-.687-1.625-1.031-2.732-1.031-1.32 0-2.366.388-3.134 1.165-.768.777-1.15 1.638-1.15 2.585 0 1.196.41 1.964 1.231 2.303.16.072.268.018.321-.16 0-.036.014-.116.04-.241a1.34 1.34 0 0 1 .067-.241c.036-.108.01-.215-.08-.322-.268-.321-.402-.714-.402-1.178 0-.786.272-1.46.817-2.023.545-.562 1.255-.843 2.13-.843.785 0 1.401.21 1.848.629.446.42.67.969.67 1.647 0 .893-.18 1.648-.536 2.264-.357.616-.813.924-1.366.924a.985.985 0 0 1-.777-.335c-.197-.223-.26-.495-.188-.817a6.89 6.89 0 0 1 .201-.723c.098-.304.18-.572.241-.804a2.31 2.31 0 0 0 .094-.589.997.997 0 0 0-.214-.643.713.713 0 0 0-.59-.268c-.32 0-.593.148-.816.442-.224.295-.335.665-.335 1.112.004.293.058.583.16.857l.027.107a339.986 339.986 0 0 0-.777 3.268 4.294 4.294 0 0 0-.107 1.366A6.085 6.085 0 0 1 .991 9.295 5.77 5.77 0 0 1 .001 6c0-1.66.584-3.076 1.753-4.246C2.924.584 4.34 0 6 0z"/> </symbol> <symbol id="mono-icon-tumblr" viewBox="0 0 24 18"> <title>Tumblr</title> <g> <path d="M16.438 16c-.25.27-.625.5-1.125.688a5.903 5.903 0 0 1-1.938.312c-1.146 0-2.094-.26-2.844-.781-.625-.417-1.083-1-1.375-1.75a4.71 4.71 0 0 1-.375-1.875v-4.5H7.312a.331.331 0 0 1-.218-.078C7.03 7.964 7 7.886 7 7.78V5.656c0-.104.031-.203.094-.297a.531.531 0 0 1 .25-.203 3.693 3.693 0 0 0 2.031-1.593c.354-.605.563-1.292.625-2.063.02-.333.188-.5.5-.5h2.219a.3.3 0 0 1 .219.094.3.3 0 0 1 .093.218v3.594h2.594a.3.3 0 0 1 .219.094.3.3 0 0 1 .094.219V7.78a.3.3 0 0 1-.094.219.3.3 0 0 1-.219.094H13v4.156c0 .563.188.958.563 1.188.374.229.895.208 1.562-.063.188-.083.328-.11.422-.078.094.031.161.11.203.234l.688 2.031c.083.209.083.355 0 .438z"/> </g> </symbol> <symbol id="mono-icon-twitter" viewBox="0,0,255.99538,255.99538"> <title>Twitter</title> <g fill-rule="nonzero" stroke="none" stroke-width="1" stroke-linecap="butt" stroke-linejoin="miter" stroke-miterlimit="10" stroke-dasharray="" stroke-dashoffset="0" font-family="none" font-weight="none" font-size="none" text-anchor="none" style="mix-blend-mode: normal"> <g transform="scale(10.66667,10.66667)"> <path d="M2.36719,3l7.0957,10.14063l-6.72266,7.85938h2.64063l5.26367,-6.16992l4.31641,6.16992h6.91016l-7.42187,-10.625l6.29102,-7.375h-2.59961l-4.86914,5.6875l-3.97266,-5.6875zM6.20703,5h2.04883l9.77734,14h-2.03125z"></path> </g> </g> </symbol> <symbol id="mono-icon-youtube" viewBox="0 0 24 18"> <title>Youtube</title> <g> <path fill-rule="evenodd" d="M22.892 3.5c.194.75.333 1.889.416 3.417L23.35 9l-.042 2.083c-.083 1.556-.222 2.709-.416 3.459a2.906 2.906 0 0 1-.75 1.25 2.888 2.888 0 0 1-1.292.75c-.722.194-2.417.333-5.083.416L11.975 17l-3.792-.042c-2.666-.083-4.36-.222-5.083-.416-.5-.14-.93-.39-1.292-.75a2.906 2.906 0 0 1-.75-1.25c-.194-.75-.333-1.903-.416-3.459L.6 9c0-.611.014-1.306.042-2.083.083-1.528.222-2.667.416-3.417.14-.5.39-.93.75-1.292a2.888 2.888 0 0 1 1.292-.75c.722-.194 2.417-.333 5.083-.416L11.975 1l3.792.042c2.666.083 4.36.222 5.083.416.5.14.93.39 1.292.75.36.361.61.792.75 1.292zm-13.25 8.917L15.6 9 9.642 5.625v6.792z"/> </g> </symbol> <symbol id="icon-magnify" viewBox="0 0 512 512"> <title>magnify</title> <g> <path d="M337.509,305.372h-17.501l-6.571-5.486c20.791-25.232,33.922-57.054,33.922-93.257 C347.358,127.632,283.896,64,205.135,64C127.452,64,64,127.632,64,206.629s63.452,142.628,142.225,142.628 c35.011,0,67.831-13.167,92.991-34.008l6.561,5.487v17.551L415.18,448L448,415.086L337.509,305.372z M206.225,305.372 c-54.702,0-98.463-43.887-98.463-98.743c0-54.858,43.761-98.742,98.463-98.742c54.7,0,98.462,43.884,98.462,98.742 C304.687,261.485,260.925,305.372,206.225,305.372z"/> </g> </symbol> <symbol id="burger-menu" viewBox="0 0 20 12"> <title>Burger Menu Icon</title> <g fill="none" fill-rule="evenodd"> <path d="M0 1h20M0 6h20M0 11h20"/> </g> </symbol> <symbol id="close-x" width="16" height="15" viewBox="0 0 16 15"> <g fill="none" fill-rule="evenodd"> <path d="M1 0l14.142 14.142M15.142 0L1 14.142"/> </g> </symbol> <symbol id="x-close" width="12" height="13" viewBox="0 0 12 13"> <path fill="#918883" fill-rule="evenodd" d="M11.71 1.852L7.06 6.5l4.65 4.648-1.173 1.172L5.89 7.672 1.24 12.32.07 11.148 4.717 6.5.069 1.852 1.24.68 5.89 5.328 10.537.68z"/> </symbol> <symbol id="icon-dropdown" width="11" height="6" viewBox="0 0 18 12"> <title>icon dropdown</title> <g> <polygon points="0,0 18,0 9,12"></polygon> </g> </symbol> <symbol id="left-arrow" width="6" height="15" viewBox="0 0 6 15"> <path fill="#ED1C24" fill-rule="evenodd" d="M1.32 7.949l4.563-6.147a.452.452 0 0 0-.128-.62l-.233-.154a.438.438 0 0 0-.611.13L.14 7.626a.596.596 0 0 0 0 .645l4.76 6.48a.438.438 0 0 0 .611.13l.233-.154a.452.452 0 0 0 .128-.62L1.32 7.95z"/> </symbol> <symbol id="icon-greater-than" viewBox="0 0 202 342"> <title>greater than</title> <g> <polygon points="135 171 0.002 312.077 31 342 202 171 31 0 1.078 29.924"></polygon> </g> </symbol> <symbol id="icon-quote" viewBox="0 0 35 31"> <title>Quote</title> <g> <path fill-rule="evenodd" d="M14.966.972c-2.736 1.368-4.932 3.168-6.588 5.4-1.656 2.232-2.484 4.572-2.484 7.02 0 2.016.81 3.672 2.43 4.968 1.62 1.296 3.906 2.124 6.858 2.484 0 2.952-.612 5.256-1.836 6.912-1.224 1.656-2.88 2.484-4.968 2.484-2.448 0-4.338-1.008-5.67-3.024C1.376 25.2.71 22.356.71 18.684c0-3.744.846-7.236 2.538-10.476C4.94 4.968 7.19 2.592 9.998 1.08 11.222.36 12.302 0 13.238 0c.864 0 1.44.324 1.728.972zm19.224 0c-2.736 1.368-4.932 3.168-6.588 5.4-1.656 2.232-2.484 4.572-2.484 7.02 0 2.016.81 3.672 2.43 4.968 1.62 1.296 3.906 2.124 6.858 2.484 0 2.952-.612 5.256-1.836 6.912-1.224 1.656-2.88 2.484-4.968 2.484-2.448 0-4.338-1.008-5.67-3.024-1.332-2.016-1.998-4.86-1.998-8.532 0-3.744.846-7.236 2.538-10.476 1.692-3.24 3.942-5.616 6.75-7.128C30.446.36 31.526 0 32.462 0c.864 0 1.44.324 1.728.972z"/> </g> </symbol> <symbol id="icon-download" viewBox="0 0 725.334 725.334"> <g> <path d="M215.333,374c0,9.385,3.808,17.885,9.951,24.027l113.333,113.332c6.166,6.166,14.666,9.975,24.049,9.975 s17.884-3.809,24.026-9.975l113.334-113.332C506.192,391.885,510,383.385,510,374c0-18.768-15.209-34-34-34 c-9.384,0-17.884,3.808-24.026,9.951l-55.307,55.307V34c0-18.768-15.209-34-34-34c-18.791,0-34,15.232-34,34v371.258 l-55.307-55.285c-6.143-6.165-14.643-9.973-24.027-9.973C230.543,340,215.333,355.232,215.333,374z M623.334,158.667H498.667 c-18.791,0-34,15.232-34,34s15.209,34,34,34h102v430.667h-476V226.667h102c18.791,0,34-15.232,34-34s-15.209-34-34-34H102 c-25.001,0-45.333,20.354-45.333,45.333v476c0,24.979,20.332,45.334,45.333,45.334h521.333c25.001,0,45.333-20.355,45.333-45.334 V204C668.667,179.021,648.335,158.667,623.334,158.667z"/> </g> </symbol> <symbol id="icon-download" viewBox="0 0 24 24"> <title>Download</title> <g> <path stroke-width="1" fill-rule="evenodd" d="M23,16.718 C22.4477153,16.718 22,17.1657153 22,17.718 L22,19.631 C22,20.675 21.119,22 20.13,22 L3.869,22 C2.88,22 2,20.675 2,19.63 L2,17.718 C2,17.1657153 1.55228475,16.718 1,16.718 C0.44771525,16.718 6.76353751e-17,17.1657153 0,17.718 L0,19.631 C0,21.694 1.654,24 3.869,24 L20.13,24 C22.345,24 24,21.694 24,19.63 L24,17.718 C24,17.1657153 23.5522847,16.718 23,16.718"></path> <path stroke-width="1" fill-rule="evenodd" d="M11.292,18.315 C11.4795683,18.502777 11.7340908,18.6082867 11.9995,18.6082867 C12.2649092,18.6082867 12.5194317,18.502777 12.707,18.315 L19.707,11.316 C20.0974653,10.9255347 20.0974653,10.2924653 19.707,9.902 C19.3165347,9.51153468 18.6834653,9.51153468 18.293,9.902 L13,15.195 L13,1 C13,0.44771525 12.5522847,3.38176876e-17 12,0 C11.4477153,-3.38176876e-17 11,0.44771525 11,1 L11,15.195 L5.707,9.902 C5.31653468,9.51153468 4.68346532,9.51153468 4.293,9.902 C3.90253468,10.2924653 3.90253468,10.9255347 4.293,11.316 L11.292,18.316 L11.292,18.315 Z"></path> </g> </symbol> <symbol id="icon-close" viewBox="0 0 512 512"> <title>Close</title> <g> <path d="M437.5,386.6L306.9,256l130.6-130.6c14.1-14.1,14.1-36.8,0-50.9c-14.1-14.1-36.8-14.1-50.9,0L256,205.1L125.4,74.5 c-14.1-14.1-36.8-14.1-50.9,0c-14.1,14.1-14.1,36.8,0,50.9L205.1,256L74.5,386.6c-14.1,14.1-14.1,36.8,0,50.9 c14.1,14.1,36.8,14.1,50.9,0L256,306.9l130.6,130.6c14.1,14.1,36.8,14.1,50.9,0C451.5,423.4,451.5,400.6,437.5,386.6z"/> </g> </symbol> <symbol id="icon-facebook" viewBox="0 0 9 18"> <title>Facebook</title> <path fill-rule="evenodd" d="M6 6h3l-.375 3H6v9H2.11V9H0V6h2.11V3.984c0-1.312.327-2.304.984-2.976C3.75.336 4.844 0 6.375 0H9v3H7.406c-.594 0-.976.094-1.148.281-.172.188-.258.5-.258.938V6z"/> </symbol> <symbol id="search-icon" width="14" height="14" viewBox="0 0 16 15"> <path fill-rule="evenodd" d="M10.208 8.531l-.146.255L14 12.76 12.76 14l-3.937-3.974-.255.182c-.973.608-1.981.912-3.026.912-1.532 0-2.838-.547-3.92-1.64C.541 8.384 0 7.072 0 5.541c0-1.532.54-2.838 1.622-3.92C2.704.541 4.01 0 5.542 0c1.53 0 2.837.54 3.919 1.622 1.082 1.082 1.622 2.388 1.622 3.92 0 1.07-.291 2.066-.875 2.99zM8.641 2.443c-.851-.851-1.884-1.276-3.1-1.276-1.215 0-2.248.425-3.098 1.276-.851.85-1.276 1.883-1.276 3.099 0 1.215.425 2.248 1.276 3.099.85.85 1.883 1.276 3.099 1.276 1.215 0 2.248-.426 3.099-1.276.875-.875 1.312-1.908 1.312-3.1 0-1.19-.437-2.223-1.312-3.098z"/> </symbol> <symbol id="icon-googleplus" viewBox="0 0 24 16"> <title>Google Plus</title> <path fill-rule="evenodd" d="M15.154 7.663c.081.46.122.894.122 1.3 0 1.49-.311 2.81-.934 3.961a6.759 6.759 0 0 1-2.641 2.702c-1.138.65-2.438.975-3.9.975a7.637 7.637 0 0 1-3.921-1.056A7.742 7.742 0 0 1 1.036 12.7 7.642 7.642 0 0 1 0 8.8c0-1.409.345-2.709 1.036-3.9A7.742 7.742 0 0 1 3.88 2.055 7.637 7.637 0 0 1 7.8 1c2.032 0 3.765.677 5.2 2.031l-2.112 2.032c-.812-.786-1.842-1.178-3.087-1.178-.867 0-1.673.216-2.418.65a4.765 4.765 0 0 0-1.767 1.787 4.91 4.91 0 0 0-.65 2.479c0 .893.217 1.72.65 2.478a4.765 4.765 0 0 0 1.767 1.787c.745.434 1.55.65 2.418.65.948 0 1.774-.203 2.478-.609a3.754 3.754 0 0 0 1.381-1.381c.298-.46.488-.908.569-1.341H7.801V7.663h7.353zm6.57.284H24v2.276h-2.275v2.275H19.45v-2.275h-2.235V7.947h2.235V5.672h2.275v2.275z"/> </symbol> <symbol id="icon-mailto" viewBox="0 0 19 12"> <title>Mail To</title> <path fill-rule="evenodd" d="M18.5 12H.5V1.365L6.64 5.76 3.454 9.144l.094.087L7.25 6.155 9.5 7.781l2.25-1.626 3.703 3.076.094-.087-3.188-3.384L18.5 1.365V12zM18.125.75L9.5 6.902.875.75h17.25z"/> </symbol> <symbol id="icon-linkedin" viewBox="0 0 19 18"> <title>LinkedIn</title> <path fill-rule="evenodd" d="M17.047 0c.406 0 .75.133 1.031.398.281.266.422.602.422 1.008v15.047c0 .406-.14.766-.422 1.078a1.335 1.335 0 0 1-1.031.469h-15c-.406 0-.766-.156-1.078-.469C.656 17.22.5 16.86.5 16.453V1.406C.5 1 .648.664.945.398 1.242.133 1.61 0 2.047 0h15zM5.643 14.571V6.857H3.07v7.714h2.572zM4.335 5.143c.378 0 .69-.124.937-.37.247-.248.37-.545.37-.894 0-.378-.115-.69-.348-.937-.232-.247-.537-.37-.915-.37s-.69.123-.937.37c-.247.247-.37.56-.37.937 0 .349.116.646.348.893.233.247.538.37.915.37zm10.736 9.428v-4.408c0-1.087-.267-1.91-.803-2.468-.536-.559-1.232-.838-2.09-.838-.918 0-1.683.412-2.295 1.234V7.033H7.357v7.538h2.526v-4.275c0-.294.03-.5.091-.618.245-.587.674-.881 1.286-.881.857 0 1.286.543 1.286 1.63v4.144h2.525z"/> </symbol> <symbol id="icon-print" viewBox="0 0 24 18"> <title>Print</title> <defs> <path id="a" d="M0 0h24v18H0z"/> </defs> <g fill="none" fill-rule="evenodd"> <mask id="b" fill="#fff"> <use xlink:href="#a"/> </mask> <path fill="#D6D6D6" d="M6.5 16.5H17v-3H6.5v3zm0-7.5H17V4.5h-1.875c-.313 0-.578-.11-.797-.328A1.085 1.085 0 0 1 14 3.375V1.5H6.5V9zm13.277 1.277A.72.72 0 0 0 20 9.75a.72.72 0 0 0-.223-.527A.72.72 0 0 0 19.25 9a.72.72 0 0 0-.527.223.72.72 0 0 0-.223.527.72.72 0 0 0 .223.527.72.72 0 0 0 .527.223.72.72 0 0 0 .527-.223zM21.5 9.75v4.875a.36.36 0 0 1-.111.264.36.36 0 0 1-.264.111H18.5v1.875c0 .313-.11.578-.328.797a1.085 1.085 0 0 1-.797.328H6.125c-.313 0-.578-.11-.797-.328A1.085 1.085 0 0 1 5 16.875V15H2.375a.36.36 0 0 1-.264-.111.36.36 0 0 1-.111-.264V9.75c0-.617.22-1.146.662-1.588.442-.441.97-.662 1.588-.662H5V1.125c0-.313.11-.578.328-.797C5.547.11 5.812 0 6.125 0H14c.313 0 .656.078 1.031.234.375.157.672.344.89.563l1.782 1.781c.219.219.406.516.563.89.156.376.234.72.234 1.032v3h.75c.617 0 1.146.22 1.588.662.441.442.662.97.662 1.588z" mask="url(#b)"/> </g> </symbol> <symbol id="mono-icon-author" viewBox="0 0 24 18"> <title>Author</title> <defs xmlns="http://www.w3.org/2000/svg"> <polygon id="path-1" points="0 0.000157894737 11.8421053 0.000157894737 11.8421053 14.9572895 0 14.9572895"/> </defs> <g xmlns="http://www.w3.org/2000/svg" id="latest_mocks_052021" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Social-Merchandising_Images" transform="translate(-50.000000, -3034.000000)"> <g id="icon_author_bio_AB" transform="translate(51.000000, 3035.000000)"> <g id="person" transform="translate(8.000000, 6.000000)"> <mask id="mask-2" fill="white"> <use xmlns:xlink="http://www.w3.org/1999/xlink" xlink:href="#path-1"/> </mask> <g id="Clip-2"/> <path d="M8.81407895,2.85726316 C8.81407895,4.43542105 7.51539474,5.71436842 5.91592105,5.71436842 C4.31486842,5.71436842 3.01697368,4.43542105 3.0177628,2.85726316 C3.0177628,1.27910526 4.31565789,0.000157894737 5.91592105,0.000157894737 C7.51618421,0.000157894737 8.81407895,1.27910526 8.81407895,2.85726316 L8.81407895,2.85726316 Z M11.8417105,14.9575263 L11.8425,11.4372632 C11.8425,9.207 9.99197368,7.38252632 7.73013158,7.38252632 L4.11197368,7.38252632 C1.85092105,7.38252632 0.000394736842,9.20621053 0.000394736842,11.4364737 L-0.000394736842,14.9567368 L11.8417105,14.9575263 Z" id="Fill-1" fill="#1969A0" mask="url(#mask-2)"/> </g> </g> </g> </g> </symbol> </svg> <header class="ArticlePage-header" data-with-toggle-menu> <div class="ArticlePage-header-contentWrapper"> <div class="ArticlePage-logo"> <a href="https://www.arizent.com"> <img class="PageLogo-image" src="https://arizent.brightspotcdn.com/1c/ff/1ab2667842a6885539e9a636436d/master-logo-3x.png" alt="Arizent logo" width="912" height="150"/> </a> </div> <psd-toggler class="ArticlePage-navigation-menuToggle" aria-role="button" aria-label="Menu" aria-controls="navigation" toggle-trigger="navigation"> <svg class="burger-menu"><use xlink:href="#burger-menu"/></svg> <svg class="close-x"><use xlink:href="#close-x"/></svg> </psd-toggler> <div class="ArticlePage-navigation" data-main-navigation data-toggle-item="navigation"> <nav class="Navigation"> <ul class="Navigation-items"> <li class="Navigation-items-item"><div class="NavigationItem" data-dropdown-icon> <div class="NavigationItem-text"> Industries <svg class="icon-dropdown"><use xlink:href="#icon-dropdown"/></svg> </div> <ul class="NavigationItem-items" data-toggle-item="navItem"> <li class="NavigationItem-items-item"><a class="NavigationLink" href="https://www.arizent.com/industry-banking">Banking</a></li> <li class="NavigationItem-items-item"><a class="NavigationLink" href="https://www.arizent.com/industry-mortgages">Mortgages</a></li> <li class="NavigationItem-items-item"><a class="NavigationLink" href="https://www.arizent.com/industry-accounting">Accounting</a></li> <li class="NavigationItem-items-item"><a class="NavigationLink" href="https://www.arizent.com/industry-wealth-management">Wealth Management</a></li> <li class="NavigationItem-items-item"><a class="NavigationLink" href="https://www.arizent.com/industry-digital-insurance">Digital Insurance</a></li> <li class="NavigationItem-items-item"><a class="NavigationLink" href="https://www.arizent.com/industry-municipal-finance">Municipal Finance</a></li> <li class="NavigationItem-items-item"><a class="NavigationLink" href="https://www.arizent.com/industry-employee-benefits">Employee Benefits</a></li> </ul> </div></li> <hr class="Navigation-items-hr"> <li class="Navigation-items-item"><div class="NavigationItem" data-dropdown-icon> <div class="NavigationItem-text"> Marketing Services <svg class="icon-dropdown"><use xlink:href="#icon-dropdown"/></svg> </div> <ul class="NavigationItem-items" data-toggle-item="navItem"> <li class="NavigationItem-items-item"><a class="NavigationLink" href="https://www.arizent.com/marketing-services">Our Services</a></li> <li class="NavigationItem-items-item"><a class="NavigationLink" href="https://www.arizent.com/thought-leadership">Our Blog</a></li> </ul> </div></li> <hr class="Navigation-items-hr"> <li class="Navigation-items-item"><div class="NavigationItem"> <div class="NavigationItem-text"> <a class="NavigationItem-text-link" href="https://www.arizent.com/brands">Brands</a> </div> </div></li> <hr class="Navigation-items-hr"> <li class="Navigation-items-item"><div class="NavigationItem"> <div class="NavigationItem-text"> <a class="NavigationItem-text-link" href="https://www.arizent.com/events">Events</a> </div> </div></li> <hr class="Navigation-items-hr"> <li class="Navigation-items-item"><div class="NavigationItem" data-dropdown-icon> <div class="NavigationItem-text"> About us <svg class="icon-dropdown"><use xlink:href="#icon-dropdown"/></svg> </div> <ul class="NavigationItem-items" data-toggle-item="navItem"> <li class="NavigationItem-items-item"><a class="NavigationLink" href="https://www.arizent.com/about">About</a></li> <li class="NavigationItem-items-item"><a class="NavigationLink" href="https://www.arizent.com/working-with-us">Join Our Team</a></li> <li class="NavigationItem-items-item"><a class="NavigationLink" href="https://www.arizent.com/in-the-news">In the News</a></li> <li class="NavigationItem-items-item"><a class="NavigationLink" href="https://www.arizent.com/press">Press</a></li> <li class="NavigationItem-items-item"><a class="NavigationLink" href="https://www.arizent.com/awards">Awards</a></li> </ul> </div></li> </ul> </nav> </div> <form class="Header-search" action="https://www.arizent.com/search" novalidate="" autocomplete="off" data-header-search> <input type="text" class="ArticlePage-searchInput" name="q" placeholder="Search..."> <button type="submit" class="Header-search-button"><svg class="search-icon"><use xlink:href="#search-icon"/></svg><span>Search</span></button> </form> </div> </header> <div class="ArticlePage-contentWrapper" data-negative-margin=default> <div class="ScrollableContentContainer"> <div class="ArticlePage-pageInfo" data-nolead> <h1 class="ArticlePage-headline">SourceMedia LLC d/b/a Arizent Subscription Agreement</h1> <div class="ArticlePage-subHeadline">Website and Magazine (the "Service") Subscription Agreement</div> <div class="ArticlePage-actions"> <ps-action-bar class="ActionBar"> <ul class="ActionBar-items"> <li class="ActionBar-items-item"><a class="TwitterTweetButton" href="https://twitter.com/intent/tweet?url=https%3A%2F%2Fwww.arizent.com%2Fnews%2Farizent-subscription-agreement&text=SourceMedia%20LLC%20d%2Fb%2Fa%20Arizent%20Subscription%20Agreement" target="_blank"> <svg class="twitter-icon"><use xlink:href="#mono-icon-twitter"/></svg> </a></li> <li class="ActionBar-items-item"><a class="LinkedInShareButton" href="https://www.linkedin.com/shareArticle?url=https%3A%2F%2Fwww.arizent.com%2Fnews%2Farizent-subscription-agreement&mini=true&title=SourceMedia%20LLC%20d%2Fb%2Fa%20Arizent%20Subscription%20Agreement&summary=Website%20and%20Magazine%20%28the%20%22Service%22%29%20Subscription%20Agreement&source=Arizent" target="_blank"> <svg class="linkedin-icon"><use xlink:href="#icon-linkedin"/></svg> </a></li> <li class="ActionBar-items-item"><a class="MailToLink" href="mailto:?body=SourceMedia%20LLC%20d%2Fb%2Fa%20Arizent%20Subscription%20Agreement%0A%0Ahttps%3A%2F%2Fwww.arizent.com%2Fnews%2Farizent-subscription-agreement%0A%0AWebsite%20and%20Magazine%20%28the%20%22Service%22%29%20Subscription%20Agreement&"> <svg class="mailto-icon"><use xlink:href="#icon-mailto"/></svg> </a></li> <li class="ActionBar-items-item"><a class="PrintShareButton" href="javascript:window.print()" target="_blank"><svg class="print-icon"><use xlink:href="#icon-print"/></svg></a></li> </ul> </ps-action-bar> </div> </div> <main class="ArticlePage-main" data-noLead> <article class="ArticlePage-mainContent"> <div class="ArticlePage-articleBody"><div class="RichTextArticleBody"> <div class="RichTextArticleBody-body"><p><b>Website and Magazine (the "Service") Subscription Agreement</b></p><p>The terms of this Agreement constitute the entire agreement (collectively the "Agreement") between SourceMedia LLC d/b/a Arizent and you ("Subscriber" or “You”) with respect to the Service.</p><p><b>1.</b> SourceMedia LLC d/b/a Arizent may change the terms of the Agreement including, without limitation, the fees for the Service or for any information products on the Service at any time upon notice published over the Service. You may review the Agreement applicable to your then current use by clicking the "Subscription Agreement" button on the home page. You should click "Subscription Agreement" each time you access the Service to review a copy of the then current Agreement. By using the Service after any change to the Agreement is posted on the Service you will be deemed to be bound by all of such changes.</p><p><b>2.</b> SourceMedia LLC d/b/a Arizent may discontinue or revise any and all aspects of the Service or any of the information products on the Service at its sole discretion and without prior notice. In no event will SourceMedia LLC d/b/a Arizent be responsible for refunding any prepaid fees.</p><p><b>3.</b> In no event shall SourceMedia LLC d/b/a Arizent be liable for any damages caused by the inability of the Subscriber to access the Service as a result of network or server downtime, transmission problems or otherwise. SourceMedia LLC d/b/a Arizent does not guarantee the uptime of the Services.</p><p><b>4. SOURCEMEDIA LLC d/b/a ARIZENT SUBSCRIPTION REFUND & CANCELLATION POLICY.</b></p><p><b>Renewals:</b> For all individual and team subscriptions, your subscription will be set to renew automatically at the end of your subscription period for the same length as your current subscription. <b>If you chose a monthly subscription</b>, you will be billed monthly and it will automatically continue unless you notify us. We will notify you at least 3 days in advance of any changes to the price in your subscription that will apply upon next monthly renewal. Please see the “How to cancel” section below for details of how to cancel your monthly subscription.<b> If you chose a six month or annual subscription,</b> at least 30 days before each renewal you will be sent a reminder notice stating the rate that will apply for the renewal period. Unless you notify us before the end of your six month or annual subscription period that you wish to cancel, your subscription will renew for another six months or year, depending on your subscription plan. We will charge the subscription using the same card or other payment method that you previously used.</p><p>For all individual and team subscriptions, whether purchased online or by phone, you must either change your automatic renewal status or cancel your subscription before it renews in order to avoid billing of subscription fees for the renewal term to your credit card. Automatic renewal status can be managed in the "My Account" section, under Profile.</p><p>For all enterprise license subscriptions, the subscription will be set to renew automatically at the end of the subscription period for the same length as the current subscription unless either party provides written notice of non-renewal at least 30-days prior to the commencement of any such renewal term. Each such renewal shall include an automatic price increase of up to 10%, unless Arizent provides alternative pricing for the applicable renewal term at least 60-days prior to its commencement.  </p><p><b>Initial cancellation period:</b> Depending on the type of subscription you have, you may have a right to cancel your subscription within a limited period after placing your order, as follows.</p><p><b>Online-only subscriptions:</b> By placing your order you agree that we may start your subscription immediately upon our accepting your order. This means that you are not entitled to a refund if you change your mind after we have provided you with access to your subscription.</p><p><b>Print subscriptions:</b> Any subscription canceled within the first 6 months will receive a refund for all unmailed issues. No refund will be given for any subscription that has less than 6 months remaining in the term.</p><p><b>Corporate/group/site subscriptions:</b> this type of subscription is not refundable. By entering into a mutually agreed-upon subscription agreement you agree that we may start your subscription on the service activation date. All subscription charges must be paid in accordance with the subscription agreement. Payment is due within 30 days after subscriber/customer receives each invoice.</p><p><b>American Banker Research Refund Policy:</b> All sales of <i>American Banker Research: Issues + Actions</i> are final and no refunds will be issued after purchase is complete.</p><p><b>How to cancel:</b> You may notify us of your wish to cancel your subscription by contacting our Customer Service team at <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="mailto:help@arizent.com" target="_blank">help@arizent.com</a></span></span> or call 212-803-8500.</p><p><b>5. AMERICAN BANKER RESEARCH REFUND POLICY.</b> All sales of <i>American Banker Research: Issues + Actions</i> are final and no refunds will be issued after purchase is complete.</p><p><b>6. COPYRIGHT.</b> All information available through the Service is protected by copyright or other intellectual property laws. You may display and print information obtained through the Service solely for your own personal, non-commercial use. You may not reproduce, retransmit, distribute, store in a retrieval device, disseminate, sell, publish, broadcast or circulate the information obtained through the Service to anyone, without the express written consent of SourceMedia LLC d/b/a Arizent. You agree not to use any information obtained through the Service for any unlawful or unauthorized purpose.</p><p><b>7. INTELLECTUAL PROPERTY.</b> The Subscriber agrees that the Licensed Product and the Content are and will remain the property of SourceMedia LLC d/b/a Arizent, and that the Subscriber does not have any License or right to use any trade or service mark displayed in the Licensed Product or the Content without the express written permission of SourceMedia LLC d/b/a Arizent. SourceMedia LLC d/b/a Arizent’s intellectual property rights in and to the Licensed Products and the Content are protected by United States and international copyright and trademark laws, and Subscriber agrees that its Employees are not authorized to reproduce, copy, republish, upload to a third party or distribute the Licensed Product or the Content, except in accordance with this Agreement.</p><p><b>8. THIRD PARTY PROVIDERS.</b> All third party information available through the Service is protected by copyright or other intellectual property laws. You may display, print and transmit information obtained through the Service only for your own personal, non-commercial use. You may not reproduce, retransmit, distribute, store in a retrievable device, disseminate, sell, publish, broadcast or circulate the information obtained through the Service without the express written consent of SourceMedia LLC d/b/a Arizent. Third party providers of news on the Service are not responsible for any delay in your receipt of the licensed information resulting from the inherent limitations of the internet transmission via the World Wide Web. Due to the number of sources from which the licensed information is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions or inaccuracies in the licensed information. The licensed information is provided "as is", without any warranties. Third party news providers and their affiliates, agents and licensors cannot and do not warrant the accuracy, completeness, currentness, timeliness, noinfringement, title, merchantability or fitness for a particular purpose of the licensed information, and they hereby disclaim any such express or implied warranties. Neither the third-party providers nor any of their affiliates, agents or licensors shall be liable to you or anyone else for any loss or injury, other than death or personal injury resulting directly from use of the licensed information, caused in whole or part by its negligence of contingencies beyond its control in procuring, compiling, interpreting, reporting or delivering the licensed information. In no event will third-party providers, their affiliates, agents or licensors be liable to you or anyone else for any decision made or action taken by you in reliance on such licensed information. The third-party providers and their affiliates, agents and licensors shall not be liable to you or anyone else for any damages (including, without limitation, consequential, special, incidental, indirect or similar damages), other than direct damages, even if advised of the possibility of such damages. Because some states or jurisdictions do not allow the exclusion or limitation of liability for damages or the exclusion of certain types of warranties, parts or all of the above limitation my not apply to you.</p><p><b>9. NETWORK SECURITY.</b> Violations of this Agreement include, but are not limited to, any attempt to avoid user authentication or security of any host, network or account. This includes accessing content that is not intended for visitors and logging into an account you are not expressly permitted to access. Attempting to force a denial of service by email bombing, packet spoofing or ping flooding, among other measures, is strictly prohibited. You are forbidden to perform any kind of network monitoring, including probing the security of networks or attempting to intercept data not intended for you.</p><p><b>10. RESTRICTIONS.</b> The Subscriber must ensure that only Nominated Users access and use the Licensed Product in accordance with this Agreement, and that such access and use is only for the purpose of enabling the subscriber to carry on its business in the normal course. The Licensed Product may not be reproduced, copied or resold in any format. The Subscriber agrees to take all necessary precautions to assure that no unauthorized persons have access to the licensed product and that all authorized persons having access refrain from unauthorized disclosure, duplication or reproduction. Nominated Users are not permitted to store copies of the licensed product or parts thereof on any computer, PDA or network where they can be accessed by employees who are not nominated users.</p><p><b>11. WARRANTY.</b> Because of the possibility of human or mechanical error by SourceMedia LLC d/b/a Arizent or its licensors, neither SourceMedia LLC d/b/a Arizent nor any of its licensors guarantee the accuracy, adequacy, completeness, currentness or noninfringement of the Service or any information on the Service and are not responsible for any errors or omissions, for the results obtained from the use of the Service or such information, or for delays or interruptions in the service. There are no express or implied warranties including, without limitation, warranties of merchantability or fitness for a particular purpose or use with respect to the service or any information available through the Service. In no event will SourceMedia LLC d/b/a Arizent or any of its licensors be liable for damages, direct, indirect, special or consequential (including lost profits) in connection with the use of the service, even if notified of the possibility of such damages. The sole remedy of subscribers to the service in the event of a breach of this agreement by SourceMedia LLC d/b/a Arizent shall be to terminate this Agreement and obtain a refund of a pro-rata portion of any prepaid subscription fees based on the date of termination. The provisions of this section will survive any termination of this Agreement.</p><p><b>12. LICENSE FEE.</b> Each Subscriber is responsible for all charges incurred and all statements which are made while such Subscriber's Password or Username is being used. Each Subscriber is responsible for sales, use or similar taxes relating to the use of SourceMedia LLC d/b/a Arizent accessed through such Subscriber's Password or Username. All fees and other charges will be charged on an annual or other basis, as indicated on the Service, to the Subscriber's credit card registered by the Subscriber with SourceMedia LLC d/b/a Arizent or invoice statement. Your acceptance of this Agreement constitutes your authorization to make those charges. Subscribers must notify SourceMedia LLC d/b/a Arizent of all changes in the expiration date of the credit card being used for SourceMedia LLC d/b/a Arizent.</p><p><b>13. GENERAL.</b> This Agreement is personal to You and You may not assign any of your rights or obligations under this Agreement to anyone. The Agreement constitutes the entire agreement between you and SourceMedia LLC d/b/a Arizent with respect to the Service and may be amended by notice by SourceMedia LLC d/b/a Arizent given on the Service as herein provided. SourceMedia LLC d/b/a Arizent is a division of SourceMedia LLC d/b/a Arizent, Inc. This Agreement shall be governed in all respects in accordance with the laws of the United States of America and New York State governing contracts to be wholly entered into and performed within New York State. The courts sitting in the State of New York, Federal and State, shall have exclusive jurisdiction of any dispute arising under this Agreement.</p><p>Notice may be given by SourceMedia LLC d/b/a Arizent through the Service including, without limitation, via e-mail or posting for access under "Subscription Agreement" on the home page or by mail to the last address given by the Subscriber to SourceMedia LLC d/b/a Arizent. Notice by a Subscriber shall be given to Arizent.com Customer Service by e-mail to <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="mailto:help@arizent.com" target="_blank">help@arizent.com</a></span></span>, or by mail to SourceMedia LLC d/b/a Arizent, One State Street Plaza, New York, NY 10004. Notices shall be deemed given when posted on the Service or on the recipient's e-mail or when received if sent by mail.<br></p></div> </div></div> </article> </main> </div> </div> <footer class="Footer"> <div class="Footer-footerContent"><div class="RichTextModule"> <div class="RichTextModule-items"><div class="MyfooterRow"> <p class="MyfooterColumn"></p> <p class="MyfooterColumn"></p></div><div class="MyfooterRow"> <div class="MyfooterColumn Contact"> One State Street Plaza<br> New York, NY<br> 10004<br> <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="tel:212-803-8200" target="_blank">212-803-8500</a></span></span></div> <div class="MyfooterColumn"><b>FOLLOW US FOR UPDATES</b><br><div class="Enhancement"> <div class="Enhancement-item"><div class="RawHtml" data-module-mame="footer-images"><a class="Link" href="https://www.linkedin.com/company/arizent/" target="_blank"><img src="https://sourcemedia.brightspotcdn.com/7a/5e/64770b7741e789b19a68c8295457/social-icon-linkedin.svg" style="vertical-align: top; display: inline-block; padding: 10px 10px 10px 0px;"></a> <a class="Link" href="https://www.facebook.com/Arizentco/" target="_blank"><img src="https://arizent.brightspotcdn.com/81/9c/b1bf98fa431684f990a7082e7147/social-icon-facebook.svg" style="vertical-align: top; display: inline-block; padding: 10px 10px 10px 10px;"></a> <a class="Link" href="https://twitter.com/arizent_co" target="_blank"><img src="https://arizent.brightspotcdn.com/51/a1/6d20f7974d19aa865fd51a9ee02f/social-icon-twitter3.jpg" style="vertical-align: top; display: inline-block; padding: 10px 10px 10px 10px;"></a></div></div> </div></div><p><span class="MyfooterColumn" style="font-size: 11px; line-height: 18px;"> ©<script>'use strict';document.write((new Date).getFullYear());</script> SourceMedia LLC d/b/a Arizent. All rights reserved. <span class="Enhancement"><span class="Enhancement-item"><a class="Link" href="https://www.arizent.com/privacypolicy" target="_blank">Privacy Policy</a></span></span></span></p> </div></div> </div></div> <div class="Footer-social"> <div class="SocialBar"> <ul class="SocialBar-items" id="Footer-SocialBar-items"></ul> </div> </div> </footer> <div class="SearchOverlay"> <div class="SearchOverlay-content"> <form class="SearchOverlay-form" action="https://www.arizent.com/search" novalidate="" autocomplete="off"> <input type="text" class="SearchOverlay-input" name="q" placeholder="Search..."> <button type="submit" class="SearchOverlay-button"> <span>Search</span> <svg class="search-icon"><use xlink:href="#search-icon"/></svg> </button> </form> <span class="SearchOverlay-close"><svg class="x-close"><use xlink:href="#x-close"/></svg></span> </div> </div> <ps-piano-global></ps-piano-global> <script id="piano_adblock_detection_script">'use strict';document.cookie="__adblocker\x3d; expires\x3dThu, 01 Jan 1970 00:00:00 GMT; path\x3d/";var setNptTechAdblockerCookie=function(adblocker){var d=new Date;d.setTime(d.getTime()+60*5*1E3);document.cookie="__adblocker\x3d"+(adblocker?"true":"false")+"; expires\x3d"+d.toUTCString()+"; path\x3d/"};var script=document.createElement("script");script.setAttribute("async",true);script.setAttribute("src","//www.npttech.com/advertising.js");script.setAttribute("onerror","setNptTechAdblockerCookie(true);"); document.getElementsByTagName("head")[0].appendChild(script);</script> <script id="piano_script_injector">'use strict';(function(_scriptSrc){var newScriptElement=document.createElement("script");newScriptElement.type="text/javascript";newScriptElement.async=true;newScriptElement.id="piano_injected_script";newScriptElement.src=_scriptSrc;newScriptElement.onerror=function(){console.error("Could not load Piano JS library (tinypass.min.js)")};var firstScriptElement=document.getElementsByTagName("script")[0];firstScriptElement.parentNode.insertBefore(newScriptElement,firstScriptElement)})("//experience.tinypass.com/xbuilder/experience/load?aid\x3ds0SPxPOuEn");</script><script async="async" id="google_dfp_script" src="https://www.googletagservices.com/tag/js/gpt.js" onerror="console.error('Could not load Google DFP JS library (gpt.js)')"> </script> <script type="text/javascript" id="google_dfp_setup_script">'use strict';var googletag=googletag||{};googletag.cmd=googletag.cmd||[];googletag.cmd.push(function(){googletag.pubads().enableSingleRequest();googletag.pubads().disableInitialLoad();googletag.pubads().enableVideoAds();googletag.companionAds().setRefreshUnfilledSlots(false);googletag.enableServices()});</script><script id="google_tag_manager_script_injector">'use strict';(function(_window,_document,_tagName,_dataLayer,_accountId){function gtmJsPush(){_window[_dataLayer]=_window[_dataLayer]||[];_window[_dataLayer].push({"gtm.start":(new Date).getTime(),event:"gtm.js"})}function loadGtmScript(){var firstScripElement=_document.getElementsByTagName(_tagName)[0];var newScriptElement=_document.createElement(_tagName);var dataLayer=_dataLayer!=="dataLayer"?"\x26l\x3d"+_dataLayer:"";newScriptElement.async=true;newScriptElement.id="google_tag_manager_injected_script"; newScriptElement.src="https://www.googletagmanager.com/gtm.js?id\x3d"+_accountId+dataLayer;newScriptElement.onerror=function(){console.error("Could not load Google Tag Manager JS library (gtm.js)")};newScriptElement.onload=function(){console.log("Google Tag Manager JS library (gtm.js) loaded");_window.gtmLoaded=true;_document.dispatchEvent(new _window.CustomEvent("GTM:Loaded",{detail:{accountId:_accountId}}))};firstScripElement.parentNode.insertBefore(newScriptElement,firstScripElement)}function execute(){gtmJsPush(); loadGtmScript()}function checkForGtmInitialPush(){if(_window.gtmInitialPush===undefined)_document.addEventListener("GTM:InitialPush",function(){execute()});else execute()}checkForGtmInitialPush()})(window,document,"script","dataLayer","GTM-5DXTZXR");</script> <noscript id="google_tag_manager_noscript"> <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-5DXTZXR" height="0" width="0" style="display:none;visibility:hidden"> </iframe> </noscript> <style>.PromoLeadItem-category,.PromoLeadItem-tags{padding-left:0 !important}</style> <style>.GoogleDfpAd-placeholder+div{background-color:#fff !important}</style> <style>.SearchResultsModule-filters-open{display:none !important}</style> <style>div[data-processed-position="video-in-article"]{padding:0 !important}</style> </body> </html>