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href="/us/business/accept-payments/invoice" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Invoicing", "event_name": "ppcom_header_nav_clicked" }" aria-label="Invoicing ">Invoicing</a></li><li class="_link-type_with_href_18pa1_4290 ACCEPTPAYMENTS"><a href="/us/business/pos-system" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-POS System", "event_name": "ppcom_header_nav_clicked" }" aria-label="POS System ">POS System</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 class="submenu-col__header-div"><a href="/us/business/financial-services" data-pa-click="{"link":"HeaderSubnav-SubHeader-FINANCIALSERVICES-Financial Services","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_18pa1_792 _submenu-col__header_with_href_18pa1_2568"><span class="_submenu-col__header_text_container_18pa1_4162">Financial Services<span class="_submenu-col__header_with_href_arrow_18pa1_4209"></span></span></a></h3><ul><li class="_link-type_with_href_18pa1_4290 FINANCIALSERVICES"><a href="/us/business/financial-services/debit-card" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Business Debit Card", "event_name": "ppcom_header_nav_clicked" }" aria-label="Business Debit Card ">Business Debit Card</a></li><li class="_link-type_with_href_18pa1_4290 FINANCIALSERVICES"><a href="/us/business/financial-services/business-loan" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Business Loan", "event_name": "ppcom_header_nav_clicked" }" aria-label="Business Loan ">Business Loan</a></li><li class="_link-type_with_href_18pa1_4290 FINANCIALSERVICES"><a href="/us/business/financial-services/working-capital" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Working Capital Loan", "event_name": "ppcom_header_nav_clicked" }" aria-label="Working Capital Loan ">Working Capital Loan</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 class="submenu-col__header-div"><a href="/us/business/operations" data-pa-click="{"link":"HeaderSubnav-SubHeader-BUSINESSOPERATIONS-Business Operations","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_18pa1_792 _submenu-col__header_with_href_18pa1_2568"><span class="_submenu-col__header_text_container_18pa1_4162">Business Operations<span class="_submenu-col__header_with_href_arrow_18pa1_4209"></span></span></a></h3><ul><li class="_link-type_with_href_18pa1_4290 BUSINESSOPERATIONS"><a href="/us/business/operations/risk-management" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Risk Management", "event_name": "ppcom_header_nav_clicked" }" aria-label="Risk Management ">Risk Management</a></li><li class="_link-type_with_href_18pa1_4290 BUSINESSOPERATIONS"><a href="/us/business/operations/reporting-tools" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Reporting Tools", "event_name": "ppcom_header_nav_clicked" }" aria-label="Reporting Tools ">Reporting Tools</a></li><li class="_link-type_with_href_18pa1_4290 BUSINESSOPERATIONS"><a href="/us/business/operations/mass-payments" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Mass Payments", "event_name": "ppcom_header_nav_clicked" }" aria-label="Mass Payments ">Mass Payments</a></li><li class="_link-type_with_href_18pa1_4290 BUSINESSOPERATIONS"><a href="/us/business/operations/shipping" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Shipping", "event_name": "ppcom_header_nav_clicked" }" aria-label="Shipping ">Shipping</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RESOURCES-Resources","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_18pa1_792">Resources </h3><ul><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/business/platforms-and-marketplaces/solutions" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-3rd Party Integrations", "event_name": "ppcom_header_nav_clicked" }" aria-label="3rd Party Integrations ">3rd Party Integrations</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/become-a-partner" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Become a Partner", "event_name": "ppcom_header_nav_clicked" }" aria-label="Become a Partner ">Become a Partner</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/brc/" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Business Resource Center", "event_name": "ppcom_header_nav_clicked" }" aria-label="Business Resource Center ">Business Resource Center</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/webapps/mpp/nfp" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Accept Donations", "event_name": "ppcom_header_nav_clicked" }" aria-label="Accept Donations ">Accept Donations</a></li></ul></div></div><div class="_wd-25_18pa1_2899 _wd-25-3_18pa1_2962"><ul class="_submenu-col_18pa1_714 _dw-submenu-cards_18pa1_1540 _dw-submenu-cards-2_18pa1_4682"><li class="_submenu-card_18pa1_1540"><a href="/us/business/open-business-account" data-pa-click="{"link":"HeaderSubnav-Card-Get Started","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/business-start.svg" alt="Get Started" /><div><div class="_text_18pa1_1540">Get Started</div></div></a></li><li class="_submenu-card_18pa1_1540"><a href="/us/business/pricing" data-pa-click="{"link":"HeaderSubnav-Card-Fees","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/business-pricing.svg" alt="Fees" /><div><div class="_text_18pa1_1540">Fees</div></div></a></li></ul></div></div></div></div></div></li><li><button id="4keXBcywQjO9pIejGPxmxW" aria-controls="submenu-4keXBcywQjO9pIejGPxmxW" aria-expanded="false" data-text="Enterprise" data-pa-click="{"link":"HeaderMainMenu-Link-Enterprise", "event_name":"ppcom_header_nav_clicked"}" class="_glnv-header__subnav-control_18pa1_578 _main-link_18pa1_561">Enterprise<span class="_glnv-header__subnav-control-icon_18pa1_1519"></span></button><div id="submenu-4keXBcywQjO9pIejGPxmxW" aria-label="Enterprise" role="region" class="_submenu-wrapper_18pa1_657"><div id="header-4keXBcywQjO9pIejGPxmxW" class="_container_18pa1_981"><div class="_gn-header__subnav_18pa1_668"><h2 class="_segment-title-container_18pa1_1726"><a href="/us/enterprise" data-pa-click="{"link":"segment-title-Link-PayPal for Enterprise", "event_name": "ppcom_segemnt_title_clicked" }" tabIndex="0" class="_segment-title-link_18pa1_1731 _segment-title-link-href_18pa1_2466">PayPal for Enterprise<span class="_segment-title-link_href_arrow_18pa1_2441"></span></a></h2><div class="_dw-submenu-container_18pa1_1528"><div class="_wd-75_18pa1_1532 _wd-75-3_18pa1_2719"><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-PAYMENTS-Payments","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_18pa1_792">Payments </h3><ul><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/us/enterprise/payment-processing" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Global Payment Processing", "event_name": "ppcom_header_nav_clicked" }" aria-label="Global Payment Processing ">Global Payment Processing</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/us/enterprise/payment-processing/accept-paypal" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Accept PayPal", "event_name": "ppcom_header_nav_clicked" }" aria-label="Accept PayPal ">Accept PayPal</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/us/enterprise/payment-processing/accept-pay-later" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Offer Pay Later", "event_name": "ppcom_header_nav_clicked" }" aria-label="Offer Pay Later ">Offer Pay Later</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/us/enterprise/payment-processing/guest-checkout" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Guest Checkout", "event_name": "ppcom_header_nav_clicked" }" aria-label="Guest Checkout ">Guest Checkout</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/us/enterprise/payment-processing/accept-venmo" tabIndex="0" data-pa-click="{"link":"HeaderSubnav4-Link-Accept Venmo", "event_name": "ppcom_header_nav_clicked" }" aria-label="Accept Venmo ">Accept Venmo</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/us/enterprise/payment-methods" tabIndex="0" data-pa-click="{"link":"HeaderSubnav5-Link-Payment Methods", "event_name": "ppcom_header_nav_clicked" }" aria-label="Payment Methods ">Payment Methods</a></li><li class="_link-type_with_href_18pa1_4290 PAYMENTS"><a href="/us/enterprise/in-person-payments" tabIndex="0" data-pa-click="{"link":"HeaderSubnav6-Link-In-Person Payments", "event_name": "ppcom_header_nav_clicked" }" aria-label="In-Person Payments ">In-Person Payments</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RISKMANAGEMENT&OPERATIONS -Risk & Operations","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_18pa1_792">Risk & Operations </h3><ul><li class="_link-type_with_href_18pa1_4290 RISKMANAGEMENT&OPERATIONS "><a href="/us/enterprise/fraud-protection-advanced" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Fraud Protection", "event_name": "ppcom_header_nav_clicked" }" aria-label="Fraud Protection ">Fraud Protection</a></li><li class="_link-type_with_href_18pa1_4290 RISKMANAGEMENT&OPERATIONS "><a href="/us/enterprise/global-payouts" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Payouts", "event_name": "ppcom_header_nav_clicked" }" aria-label="Payouts ">Payouts</a></li><li class="_link-type_with_href_18pa1_4290 RISKMANAGEMENT&OPERATIONS "><a href="/us/enterprise/payment-orchestration" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Orchestration", "event_name": "ppcom_header_nav_clicked" }" aria-label="Orchestration ">Orchestration</a></li><li class="_link-type_with_href_18pa1_4290 RISKMANAGEMENT&OPERATIONS "><a href="/us/enterprise/pci-compliance" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Network Compliance ", "event_name": "ppcom_header_nav_clicked" }" aria-label="Network Compliance ">Network Compliance </a></li><li class="_link-type_with_href_18pa1_4290 RISKMANAGEMENT&OPERATIONS "><a href="/us/enterprise/payment-processing/payment-optimization" tabIndex="0" data-pa-click="{"link":"HeaderSubnav4-Link-Payment Optimization", "event_name": "ppcom_header_nav_clicked" }" aria-label="Payment Optimization ">Payment Optimization</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 class="submenu-col__header-div"><a href="/us/enterprise/industry-solutions" data-pa-click="{"link":"HeaderSubnav-SubHeader-RESOURCES-Businesses We Serve","event_name":"ppcom_header_nav_clicked"}" tabIndex="0" class="_submenu-col__header_18pa1_792 _submenu-col__header_with_href_18pa1_2568"><span class="_submenu-col__header_text_container_18pa1_4162">Businesses We Serve<span class="_submenu-col__header_with_href_arrow_18pa1_4209"></span></span></a></h3><ul><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/industry-solutions/retail" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-Retail", "event_name": "ppcom_header_nav_clicked" }" aria-label="Retail ">Retail</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/industry-solutions/travel" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Travel", "event_name": "ppcom_header_nav_clicked" }" aria-label="Travel ">Travel</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/industry-solutions/insurance" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Insurance", "event_name": "ppcom_header_nav_clicked" }" aria-label="Insurance ">Insurance</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/industry-solutions/ticketing-and-events" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Ticketing & Events", "event_name": "ppcom_header_nav_clicked" }" aria-label="Ticketing & Events ">Ticketing & Events</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/industry-solutions/groceries" tabIndex="0" data-pa-click="{"link":"HeaderSubnav4-Link-Grocery & Food Delivery", "event_name": "ppcom_header_nav_clicked" }" aria-label="Grocery & Food Delivery ">Grocery & Food Delivery</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/industry-solutions/platforms-and-marketplaces" tabIndex="0" data-pa-click="{"link":"HeaderSubnav5-Link-Platform & Marketplaces", "event_name": "ppcom_header_nav_clicked" }" aria-label="Platform & Marketplaces ">Platform & Marketplaces</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/enterprise/industry-solutions/crypto" tabIndex="0" data-pa-click="{"link":"HeaderSubnav6-Link-Crypto", "event_name": "ppcom_header_nav_clicked" }" aria-label="Crypto ">Crypto</a></li></ul></div><div class="_submenu-col_18pa1_714 _wd-col-3_18pa1_2664"><h3 data-pa-click="{"link":"HeaderSubnav-SubHeader-RESOURCES-Resources","event_name":"ppcom_header_nav_clicked"}" class="_submenu-col__header_18pa1_792">Resources </h3><ul><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/business/platforms-and-marketplaces/solutions" tabIndex="0" data-pa-click="{"link":"HeaderSubnav0-Link-3rd Party Integrations", "event_name": "ppcom_header_nav_clicked" }" aria-label="3rd Party Integrations ">3rd Party Integrations</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="https://developer.paypal.com/home/" tabIndex="0" data-pa-click="{"link":"HeaderSubnav1-Link-Developer Documentation", "event_name": "ppcom_header_nav_clicked" }" aria-label="Developer Documentation ">Developer Documentation</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/brc/" tabIndex="0" data-pa-click="{"link":"HeaderSubnav2-Link-Business Resource Center", "event_name": "ppcom_header_nav_clicked" }" aria-label="Business Resource Center ">Business Resource Center</a></li><li class="_link-type_with_href_18pa1_4290 RESOURCES"><a href="/us/webapps/mpp/campaigns/paypal-events" tabIndex="0" data-pa-click="{"link":"HeaderSubnav3-Link-Events", "event_name": "ppcom_header_nav_clicked" }" aria-label="Events ">Events</a></li></ul></div></div><div class="_wd-25_18pa1_2899 _wd-25-3_18pa1_2962"><ul class="_submenu-col_18pa1_714 _dw-submenu-cards_18pa1_1540 _dw-submenu-cards-2_18pa1_4682"><li class="_submenu-card_18pa1_1540"><a href="/us/enterprise/contact-sales" data-pa-click="{"link":"HeaderSubnav-Card-Contact Sales","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/marketing/web/US/en/rebrand/pictograms/enterprise-contact.svg" alt="Contact Sales" /><div><div class="_text_18pa1_1540">Contact Sales</div></div></a></li><li class="_submenu-card_18pa1_1540"><a href="/us/enterprise/become-a-partner" data-pa-click="{"link":"HeaderSubnav-Card-Become a Partner","event_name":"ppcom_header_nav_clicked"}"><img data-src="https://www.paypalobjects.com/paypal-ui/pictograms/blue/svg/partner-integration-blue.svg" alt="Become a Partner" /><div><div class="_text_18pa1_1540">Become a Partner</div></div></a></li></ul></div></div></div></div></div></li><li><a id="2Coq4lwsr6A2vPJhmWIFW0" href="https://developer.paypal.com/home/" aria-label="Developer" data-text="Developer" data-pa-click="{"link":"HeaderMainMenu-Link-Developer", "event_name":"ppcom_header_nav_clicked"}" class="_main-link_18pa1_561">Developer</a></li></ul><ul class="_main-menu-list_18pa1_1491"><li><a id="1lrVWz9aCIu8eDUpf1ycuY" href="/us/cshelp/personal" aria-label="Help" data-text="Help" data-pa-click="{"link":"HeaderMainMenu-Link-Help", "event_name":"ppcom_header_nav_clicked"}" class="_main-link_18pa1_561">Help</a></li></ul></div><ul class="_main-menu__sublist_18pa1_1883"><li class="_sublist-cta-wrapper_18pa1_795"><a href="/us/webapps/mpp/account-selection" data-testid="legacy-mobile-signup" data-pa-click="{"link": "HeaderMainMenu0-Cta-Sign Up","event_name":"ppcom_header_signup_clicked"}" role="link" class="_pypl-btn_1q7vs_1 _pypl-btn--outline-white_1q7vs_39">Sign Up</a></li></ul></nav><div data-testid="header-buttons" id="_header-buttons_18pa1_1059" class="_header-buttons_18pa1_1059 _mobile-nav-btn__placeholder-padding_18pa1_3193"><div><a href="/signin" target="_self" id="_ul-btn_18pa1_1" role="link" data-pa-click="{"link": "HeaderMainMenu0-Cta-Log In","event_name":"ppcom_header_login_clicked"}" class="_pypl-btn_18pa1_882 _pypl-btn--small_18pa1_1055 _pypl-btn--outline-white_18pa1_1059">Log In</a><a href="/us/webapps/mpp/account-selection" target="_self" id="_signup-button_18pa1_1" role="link" data-pa-click="{"link": "HeaderMainMenu1-Cta-Sign Up","event_name":"ppcom_header_signup_clicked"}" class="_pypl-btn_18pa1_882 _pypl-btn--outline-white_18pa1_1059 _pypl-btn--small_18pa1_1055 _pypl-btn--outline-white_18pa1_1059 undefined">Sign Up</a></div></div></div></div><div id="dw-overlay-menu-open" class="_dw-overlay-menu-open_18pa1_1451"></div></header></div><div class="document-body" data-testid="document-body-element"><section class="hero hero-layout-default hero-no-graphic-shapes section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-pxchwr"><div class="hero-content ppcmsnodeweb-8lf0pv"><div class="text-group text-group-alignment-start" style="opacity:1;transform:none"><div style="opacity:1;transform:none"><div class="text-group-eyebrow-container"><h1 class="text-group-eyebrow-text body-text-size-body-bold">Earn interest with PayPal Savings</h1> </div></div><div style="opacity:1;transform:none"><h2 class="text-group-headline heading-text-size-headline-3">4.30% APY¹ with PayPal Savings.</h2> </div><div style="opacity:1;transform:none"><p class="text-group-paragraph body-text-size-body">That’s 9x the national average.<sup>1</sup> Sign up for a PayPal Savings account today. It’s free to set up. And there are no minimums.</p> </div><div class="text-group-content-button-group" style="opacity:1;transform:none"><div class="button-group button-group-align-start button-group-legal-position-bottom text-group-action-group"><div class="button-group-alignment-start"><a class="button-type-primary button-size-dynamic ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Start Saving" target="_self" data-pa-click="{"link":"Hero-Primary-Start Saving","event_name":"consumer_button_cta_clicked"}" href="https://www.paypal.com/myaccount/savings/">Start Saving</a><a class="button-type-secondary button-size-dynamic ppcmsnodeweb-15mf51s-button_base-text_button_lg-secondary" data-ppui-info="buttons_7.4.0" aria-label="Sign Up" target="_self" data-pa-click="{"link":"Hero-Secondary-Sign Up","event_name":"consumer_signup_cta_clicked"}" href="https://www.paypal.com/us/welcome/signup/#/login_info">Sign Up</a></div><div class="button-group-legal-text disclosure ppe" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="disclosure-paragraph multi-line-text multi-line-text-wo-sup body-text-size-caption"><div class="multi-line-text-paragraph">PayPal Savings is provided by Synchrony Bank, Member FDIC. Money in PayPal Savings is held at Synchrony Bank. A PayPal Balance account is required to use PayPal Savings. PayPal is a financial technology company, not a bank, and is not FDIC-insured. </div></div></div></div></div></div></div><div class="hero-media ppcmsnodeweb-182doz5"><div class="hero-media-container"><div class="hero-media-frame image-frame image-frame-no-rounded-corners" style="min-width:100%;min-height:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)" id="4vdhDHKhYFdTdQCe7zQwol"><picture><source type="image/webp" media="(max-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=300&format=webp 300w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=600&format=webp 600w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=900&format=webp 900w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=1200&format=webp 1200w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=1500&format=webp 1500w"/><source type="image/webp" media="(min-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-tablet-up.jpg?quality=75&width=300&format=webp 300w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-tablet-up.jpg?quality=75&width=600&format=webp 600w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-tablet-up.jpg?quality=75&width=900&format=webp 900w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-tablet-up.jpg?quality=75&width=1200&format=webp 1200w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-tablet-up.jpg?quality=75&width=1500&format=webp 1500w"/><source type="image/avif" media="(max-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=300&format=avif 300w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=600&format=avif 600w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=900&format=avif 900w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=1200&format=avif 1200w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=1500&format=avif 1500w"/><source type="image/avif" media="(min-width: 41rem)" srcSet="https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-tablet-up.jpg?quality=75&width=300&format=avif 300w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-tablet-up.jpg?quality=75&width=600&format=avif 600w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-tablet-up.jpg?quality=75&width=900&format=avif 900w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-tablet-up.jpg?quality=75&width=1200&format=avif 1200w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-tablet-up.jpg?quality=75&width=1500&format=avif 1500w"/><img alt="Mother and child holding hands" aria-hidden="false" src="https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=300" srcSet="https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=300 300w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=600 600w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=900 900w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=1200 1200w,https://www.paypalobjects.com/marketing/web23/us/en/ppe/savings/hero_size-mobile-up.jpg?quality=75&width=1500 1500w" fetchpriority="high"/></picture></div></div></div></section><section class="text-section section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-d0h82c" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-8-col-center ppcmsnodeweb-6fl9l8"><div class="text-group text-group-alignment-center" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-4">Savings made simple</h2> </div></div></div></section><section class="feature-column feature-column-no-graphic-shape section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-qah9zk" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="feature-column-col feature-column-item-col ppcmsnodeweb-1ajbm3s"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-subheading heading-text-size-title">It’s cash on your cash back</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">All that cash back you’re earning with PayPal? Roll it into PayPal Savings and watch it grow.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-hc39pf"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-subheading heading-text-size-title">No minimums, no fees</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Save a little or a lot. You decide. And you don’t have to worry about getting hit with hidden fees.</p> </div></div></div></div><div class="feature-column-col feature-column-item-col ppcmsnodeweb-bx8qyp"><div class="feature-column-item"><div class="text-group text-group-alignment-start feature-column-item-text-group" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h3 class="text-group-subheading heading-text-size-title">Manage it all in the app</h3> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Transfer money, track your goals, and access smart savings tips.</p> </div></div></div></div></section><section class="split-section section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-1dz0bod" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="split-section-item-start-col ppcmsnodeweb-9kdpj4"><div class="split-section-item-media-container split-section-item-ratio-1-1-large"><div class="image-frame image-frame-no-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></div><div class="split-section-item-end-col split-section-item-text ppcmsnodeweb-19lxvfv"><div class="text-group text-group-alignment-start split-section-item-auto-height" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-5">Set goals</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Create as many goals as you like. Add money whenever you want. Or do it automatically every week or two. And track your progress in the app.</p> </div></div></div></section><section class="split-section section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-1dz0bod" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="split-section-item-start-col ppcmsnodeweb-i1u9u5"><div class="split-section-item-media-container split-section-item-ratio-1-1-large"><div class="image-frame image-frame-no-rounded-corners" style="min-height:12.5rem;min-width:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></div><div class="split-section-item-end-col split-section-item-text ppcmsnodeweb-1ej2epk"><div class="text-group text-group-alignment-start split-section-item-auto-height" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-5">It’s easier than you think</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body">Transfer money from your PayPal balance, bank account, or debit card. And you can set up auto-save to make life easier.</p> </div></div></div></section><section class="text-section section-wrapper neutral-100-plate grid ppe grid-compact ppcmsnodeweb-d0h82c" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-8-col-center ppcmsnodeweb-6fl9l8"><div class="text-group text-group-alignment-center" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-4">Start saving today</h2> </div></div></div></section><section class="stack-section section-wrapper neutral-100-plate grid ppe grid-compact ppcmsnodeweb-qah9zk" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="ppcmsnodeweb-y59vw7"><div class="_custom-media-frame_ _custom-media-frame-animation-type-default_yccmr_3 _media-frame-template-media-ratio-16-9_gbqzo_65 image-frame image-frame-no-rounded-corners" style="min-width:auto;min-height:auto;opacity:0;transform:translateX(0rem) translateY(2.25rem) scale(1) translateZ(0)"></div></div></section><section class="accordion accordion-theme-white section-wrapper white-plate grid ppe grid-compact ppcmsnodeweb-jlvj8l" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="ppcmsnodeweb-tmvyzy"><div class="text-group text-group-alignment-start accordion-headline" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-4">Frequently asked questions</h2> </div></div></div><div class="ppcmsnodeweb-tmvyzy"><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row1" aria-controls="accordion-content1" aria-expanded="true" data-pa-click="{"link":"accordionItemHeader-Primary-How does PayPal Savings work?","event_name":"consumer_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">How does PayPal Savings work?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content1" aria-labelledby="accordion-row1" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">With PayPal Savings you can keep your money in a deposit account to earn interest and watch your money grow. There’s no minimum balance or monthly fees. Manage your PayPal Savings account directly on PayPal's website or the PayPal app, with 24/7 access. You can add money to your PayPal Savings directly from your PayPal balance or from a linked Visa or Mastercard debit card or a confirmed bank account, via your PayPal balance.</p> <p class="body-text-size-body">PayPal Savings is provided by Synchrony Bank, Member FDIC. Money in PayPal Savings is held at Synchrony Bank. A PayPal Balance account is required to use PayPal Savings. PayPal is a financial technology company, not a bank, and is not FDIC-insured.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row2" aria-controls="accordion-content2" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-How do I start saving money with PayPal Savings?","event_name":"consumer_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">How do I start saving money with PayPal Savings?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content2" aria-labelledby="accordion-row2" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">You can sign up on PayPal.com or in the PayPal app. Just go to the Finances tab on PayPal.com or the Accounts tab in the PayPal app, and click on Savings.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row3" aria-controls="accordion-content3" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-How do I add money to my PayPal Savings?","event_name":"consumer_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">How do I add money to my PayPal Savings?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content3" aria-labelledby="accordion-row3" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">You can add money to your PayPal Savings using:</p> <ul><li class="body-text-size-body">Your PayPal balance</li><li class="body-text-size-body">A linked Visa or Mastercard debit card</li><li class="body-text-size-body">A linked and confirmed bank account</li></ul><p class="body-text-size-body">To add money to your PayPal Savings, click Add Money on the PayPal Savings page and choose from the following options:</p> <ol><li class="body-text-size-body">Add money to General Savings or an existing Goal.</li><li class="body-text-size-body">Select how much money you would like to add and how often (select either one-time or one of the recurring options).</li><li class="body-text-size-body">Choose whether you would like to “Get it in seconds” by selecting a linked Visa or Mastercard debit card or your PayPal balance, or “Get it in 3-5 business days” by selecting a linked confirmed bank account.</li><li class="body-text-size-body">Review your information and click Add Money.</li></ol><p class="body-text-size-body">When you add money from a linked bank account or debit card, it goes through your PayPal balance, then into your PayPal Savings with Synchrony Bank. There may be limits to how much money you can add to your PayPal Savings.</p> <p class="body-text-size-body">If your PayPal balance drops below $0, we’ll use the funds transferred to first pay down your negative balance. Any remaining funds will be reflected in your PayPal Savings.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row4" aria-controls="accordion-content4" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-How do I transfer money from my PayPal Savings to my PayPal balance?","event_name":"consumer_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">How do I transfer money from my PayPal Savings to my PayPal balance?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content4" aria-labelledby="accordion-row4" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">To transfer money out of PayPal Savings, you must first transfer it to your PayPal Balance account. Here’s how:</p> <ol><li class="body-text-size-body">First, select whether you’d like to transfer money from your General Savings or one of your goals.</li><li class="body-text-size-body">Click Transfer.</li><li class="body-text-size-body">Enter the amount to transfer and click Review.</li><li class="body-text-size-body">Select PayPal balance.</li><li class="body-text-size-body">And click Transfer.</li></ol><p class="body-text-size-body">If you have holds or limitations on your PayPal account, access to your PayPal Savings balance may be impacted.</p> </div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row5" aria-controls="accordion-content5" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-How do I cancel automatic transfers into my PayPal Savings?","event_name":"consumer_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">How do I cancel automatic transfers into my PayPal Savings?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content5" aria-labelledby="accordion-row5" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">There are 2 ways to cancel auto-save on the PayPal app or PayPal.com. Once logged in, go to the PayPal Savings page and either:</p> <p class="body-text-size-body">Option 1:</p> <ol><li class="body-text-size-body">Click Auto-save.</li><li class="body-text-size-body">Click the Manage link next to General Savings or one of your goals.</li><li class="body-text-size-body">Click Cancel auto-save.</li></ol><p class="body-text-size-body">Option 2:</p> <ol><li class="body-text-size-body">Select General Savings or one of your goals.</li><li class="body-text-size-body">Click the Manage link next to Auto-save.</li><li class="body-text-size-body">Click Cancel auto-save.</li></ol></div></div><div class="accordion-item"><button type="button" class="accordion-item-headline" id="accordion-row6" aria-controls="accordion-content6" aria-expanded="false" data-pa-click="{"link":"accordionItemHeader-Primary-Is PayPal Savings FDIC-insured?","event_name":"consumer_button_cta_clicked"}"><div class="accordion-item-headline-container"><div class="accordion-item-headline-text-container"><h3 class="accordion-item-headline-text heading-text-size-title">Is PayPal Savings FDIC-insured?</h3> </div><div class="accordion-item-icon accordion-item-icon-theme-white"><span class="ppcmsnodeweb-1bk0n6-svg-size_md" data-ppui-info="icons_8.23.1" aria-hidden="true" data-ppui="true"><svg xmlns="http://www.w3.org/2000/svg" fill="currentColor" viewBox="0 0 24 24" width="1em" height="1em" data-ppui="true"><path d="M13 5a1 1 0 1 0-2 0v6H5a1 1 0 1 0 0 2h6v6a1 1 0 1 0 2 0v-6h6a1 1 0 1 0 0-2h-6V5z" data-ppui="true"></path></svg></span></div></div></button><div id="accordion-content6" aria-labelledby="accordion-row6" role="region" style="height:0px;opacity:0;display:none"><p class="body-text-size-body">With PayPal Savings, your money is deposited at Synchrony Bank, Member FDIC, and will be eligible for Federal Deposit Insurance Corporation (FDIC) deposit insurance coverage up to $250,000.00 USD. The coverage limit applies to all money held by you at Synchrony Bank, including PayPal Savings, and based on account ownership categories. FDIC insurance protects against the failure of Synchrony Bank, Member FDIC, not the failure of PayPal. PayPal is not a bank and is not FDIC-insured.</p> </div></div></div></section><section class="text-section section-wrapper blue-600-plate grid ppe grid-compact ppcmsnodeweb-d0h82c" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="text-header-inner text-section-alignment-12-col-start-to-end ppcmsnodeweb-1trm3rd"><div class="text-group text-group-alignment-start" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-headline-4">Find more ways to manage your money</h2> </div></div></div></section><section class="section-wrapper blue-600-plate grid ppe grid-compact ppcmsnodeweb-14mbygl" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="ppcmsnodeweb-amaarj"><a class="discovery-card discovery-card-type-inline discovery-card-size-small white-plate ppe" aria-label="PayPal Debit Card" href="https://www.paypal.com/us/digital-wallet/manage-money/paypal-debit-card" target="_self" data-pa-click="{"link":"DiscoveryLinkSection-Tertiary-PayPal Debit Card","event_name":"consumer_button_cta_clicked"}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="body-text-size-body-large-bold">PayPal Debit Card</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div><div class="ppcmsnodeweb-11yazjh"><a class="discovery-card discovery-card-type-inline discovery-card-size-large white-plate ppe" href="https://www.paypal.com/us/digital-wallet/manage-money/direct-deposit" target="_self" data-pa-click="{"link":"DiscoveryLinkSection-Tertiary-Direct Deposit","event_name":"consumer_button_cta_clicked"}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="body-text-size-body-large-bold">Direct Deposit</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div><div class="ppcmsnodeweb-amaarj"><a class="discovery-card discovery-card-type-inline discovery-card-size-large white-plate ppe" href="https://www.paypal.com/us/digital-wallet/manage-money/add-cash" target="_self" data-pa-click="{"link":"DiscoveryLinkSection-Tertiary-Add Cash","event_name":"consumer_button_cta_clicked"}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="body-text-size-body-large-bold">Add Cash</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div><div class="ppcmsnodeweb-11yazjh"><a class="discovery-card discovery-card-type-inline discovery-card-size-large white-plate ppe" href="https://www.paypal.com/us/digital-wallet/manage-money/crypto" target="_self" data-pa-click="{"link":"DiscoveryLinkSection-Tertiary-Crypto","event_name":"consumer_button_cta_clicked"}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="body-text-size-body-large-bold">Crypto</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div><div class="ppcmsnodeweb-amaarj"><a class="discovery-card discovery-card-type-inline discovery-card-size-large white-plate ppe" href="https://www.paypal.com/us/digital-wallet/manage-money/cash-check" target="_self" data-pa-click="{"link":"DiscoveryLinkSection-Tertiary-Cash a Check","event_name":"consumer_button_cta_clicked"}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="body-text-size-body-large-bold">Cash a Check</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div><div class="ppcmsnodeweb-11yazjh"><a class="discovery-card discovery-card-type-inline discovery-card-size-large white-plate ppe" href="https://www.paypal.com/us/digital-wallet/manage-money/pay-bills" target="_self" data-pa-click="{"link":"DiscoveryLinkSection-Tertiary-Pay Bills","event_name":"consumer_button_cta_clicked"}" style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><div class="discovery-card-container"><div class="discovery-card-content"><span class="body-text-size-body-large-bold">Pay Bills</span></div><span class="arrow-icon arrow-icon-theme arrow-icon-size-large"> <svg class="arrow-icon-arrow" width="28" height="17" viewBox="0 0 28 17" fill="none" preserveAspectRatio="xMinYMin meet" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"><path class="arrow-icon-stroke" d="M26 8.01221H1" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path><path class="arrow-icon-stroke" d="M19.5 1.01221L26.5 8.01221L19.5 15.0122" stroke-width="2" stroke-linecap="round" stroke-linejoin="round"></path></svg><span class="arrow-icon-circle"></span></span></div></a></div></section><section class="cta-section cta-section-layout-qr-only-stack section-wrapper blue-400-plate grid ppe grid-compact ppcmsnodeweb-dywr6a" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="cta-section-item ppcmsnodeweb-y59vw7"><div class="text-group text-group-alignment-center cta-section-text-group cta-section-text-group-extra-spacing" style="opacity:0;transform:translateX(0.75px) translateY(0.75px) scale(1) translateZ(0)"><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><h2 class="text-group-headline heading-text-size-display-2">All in</h2> <h2 class="text-group-headline heading-text-size-display-2">the new</h2> <h2 class="text-group-headline heading-text-size-display-2">PayPal app</h2> </div><div style="opacity:0;transform:translateX(0.75rem) translateY(0.75rem) scale(1) translateZ(0)"><p class="text-group-paragraph body-text-size-body-large">It’s your do-it-all digital wallet. Load up on cash back offers before you shop. Track your packages. And manage it all on the go.</p> </div></div></div><div class="cta-section-item ppcmsnodeweb-1ahp8oa"><div class="app-download-group app-download-group-variant-qr-code-only cta-section-app-download" imageFrameWrapper="[object Object]" imageFrameProps="[object Object]" id="63LrnDdPEpWHzogXoX77RD" componentType="AppDownloadGroup"><div class="app-download-group-row app-download-group-row-align-center"><div class="app-download-group-col"><div class="app-download-group-image-container qr-code-fallback-large qr-code-show"><div class="qr-code-image-container image-frame image-frame-no-rounded-corners" style="min-height:7.875rem;min-width:7.875rem;opacity:1;transform:none"></div></div><div class="qr-code qr-code-large app-download-group-image-container qr-code-hide"><div class="qr-code-image-container" role="img" aria-label="A QR code you can scan with the camera on your phone to download the PayPal app"></div></div><div class="app-download-group-cta-desktop-container"><a class="app-download-group-cta button-type-tertiary button-size-large ppcmsnodeweb-102ot6b-tertiary-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Get the app" target="_self" data-pa-click="{"link":"ctaSection-Tertiary-Get the app","event_name":"consumer_gettheapp_cta_clicked"}" href="https://paypal.com/mobile-app/dashboard?source=%252Fdigital-wallet%252Fmanage-money%252Fstart-saving_cta&pp_ref_id=7df85930-fd77-4a64-9ab2-cb0de7f089cc&utm_campaign=&utm_medium=web&utm_source=%2Fdigital-wallet%2Fmanage-money%2Fstart-saving&cust=&redirect=true">Get the app</a></div></div></div><div class="app-download-group-row app-download-group-row-align-center app-download-group-row-mobile"><div class="button-group button-group-align-center button-group-legal-position-bottom app-download-group-cta-group"><div class="button-group-alignment-center"><a class="button-type-primary button-size-dynamic ppcmsnodeweb-zna116-button_base-text_button_lg" data-ppui-info="buttons_7.4.0" aria-label="Get the 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class="_footer-link_1m9hv_522">Government Relations</a></li></ul><hr class="_hidden-lg-down_1m9hv_590 _secondary_1m9hv_594" /><ul class="_footer-tertiary_1m9hv_524 _copyright-section_1m9hv_609"><li id="5fhLGyWHLraAGwwpmRpht3" class="_footer-copyright_1m9hv_527"><span>© 1999–2024</span></li><li id="2pliw4jJCRY5lNuJisycij" class><a href="/us/webapps/mpp/accessibility" target="_self" data-pa-click="Footer-Link-Accessibility" class="_footer-link_1m9hv_522">Accessibility</a></li><li id="5Sb81Iccz2aIJUvKL1aMAO" class><a href="https://www.paypal.com/us/legalhub/privacy-full" target="_self" data-pa-click="Footer-Link-Privacy Statement" class="_footer-link_1m9hv_522">Privacy Statement</a></li><li id="Xvyw17fpaW42PlmC4nCX7" class><a href="/myaccount/privacy/cookiePrefs" target="_self" data-pa-click="Footer-Link-Cookies" class="_footer-link_1m9hv_522">Cookies</a></li><li id="68aq0vxQOuns66kX7d3sF8" class><a href="/us/legalhub/home" target="_self" data-pa-click="Footer-Link-Legal" class="_footer-link_1m9hv_522">Legal</a></li></ul></div></div><div class="_row_1m9hv_506"><div class="_links-container_1m9hv_509"><p data-testid="footer-note-0" class="_footer-notes_1m9hv_542">PayPal is located at 2211 N 1st St. San Jose, CA 95131</p></div></div></div></footer></div> <div class="disclosure-text-color disclosure ppe" style="opacity:0;transform:translateX(0rem) translateY(0rem) scale(1) translateZ(0)"><div class="disclosure-item multi-line-text body-text-size-caption"><div class="multi-line-text-sup"><sup>1</sup></div><div class="multi-line-text-paragraph">As of June 07, 2023, the annual percentage yield (APY) for PayPal Savings is 4.30%. This is a variable rate and can change at any time, including after the account is opened. National average source: <a href="https://www.fdic.gov/resources/bankers/national-rates/#one" target="_blank" rel="noopener noreferrer" class="html-text-renderer-link" data-pa-click="{"link":"Disclosure-Link--FDIC National Rates and Rate Caps","event_name":"consumer_text_link_clicked"}">FDIC National Rates and Rate Caps</a> as of October 21, 2024. </div></div></div> </div></div></div></div> <script nonce="MCRJXPkEfOTIKrI6ttPzGMaCXcDg2N8KrAxxFUgimOJj+FvM">window.__CMS_ENGINE_RENDER_CONTEXT__ = {"pageModel":{"id":"7DeXxkPu9qYz7RFLJYRq1y","componentType":"PageIdentifier","metadata":{"id":"3oYezIShIF6MdODtkUmeGX","componentType":"Metadata","pageId":"digital-wallet/manage-money/start-saving","page__title":"Save Money with Interest | Meet Your Savings Goals","page__description":"Wondering how to save money while earning interest? 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