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Exodus 22:25 If you lend money to one of My people among you who is poor, you must not act as a creditor to him; you are not to charge him interest.

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(Click for Chapter)</a></div><div id="par"><span class="versiontext"><a href="/niv/exodus/22.htm">New International Version</a></span><br />&#8220If you lend money to one of my people among you who is needy, do not treat it like a business deal; charge no interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/nlt/exodus/22.htm">New Living Translation</a></span><br />&#8220;If you lend money to any of my people who are in need, do not charge interest as a money lender would.<span class="p"><br /><br /></span><span class="versiontext"><a href="/esv/exodus/22.htm">English Standard Version</a></span><br />&#8220;If you lend money to any of my people with you who is poor, you shall not be like a moneylender to him, and you shall not exact interest from him.<span class="p"><br /><br /></span><span class="versiontext"><a href="/bsb/exodus/22.htm">Berean Standard Bible</a></span><br />If you lend money to one of My people among you who is poor, you must not act as a creditor to him; you are not to charge him interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/kjv/exodus/22.htm">King James Bible</a></span><br />If thou lend money to <i>any of</i> my people <i>that is</i> poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury.<span class="p"><br /><br /></span><span class="versiontext"><a href="/nkjv/exodus/22.htm">New King James Version</a></span><br />&#8220;If you lend money to <i>any of</i> My people <i>who are</i> poor among you, you shall not be like a moneylender to him; you shall not charge him interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/nasb_/exodus/22.htm">New American Standard Bible</a></span><br />&#8220;If you lend money to My people, to the poor among you, you are not to act as a creditor to him; you shall not charge him interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/nasb/exodus/22.htm">NASB 1995</a></span><br />&#8220If you lend money to My people, to the poor among you, you are not to act as a creditor to him; you shall not charge him interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/nasb77/exodus/22.htm">NASB 1977 </a></span><br />&#8220;If you lend money to My people, to the poor among you, you are not to act as a creditor to him; you shall not charge him interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/lsb/exodus/22.htm">Legacy Standard Bible </a></span><br />&#8220;If you lend money to My people, to the afflicted among you, you are not to act as a creditor to him; you shall not charge him interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/amp/exodus/22.htm">Amplified Bible</a></span><br />&#8220;If you lend money to any one of My people with you who is poor, you shall not act as a creditor (professional moneylender) to him; you shall not charge him interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/csb/exodus/22.htm">Christian Standard Bible</a></span><br />&#8220;If you lend silver to my people, to the poor person among you, you must not be like a creditor to him; you must not charge him interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/hcsb/exodus/22.htm">Holman Christian Standard Bible</a></span><br />If you lend money to My people, to the poor person among you, you must not be like a moneylender to him; you must not charge him interest.&#8221 <span class="p"><br /><br /></span><span class="versiontext"><a href="/asv/exodus/22.htm">American Standard Version</a></span><br />If thou lend money to any of my people with thee that is poor, thou shalt not be to him as a creditor; neither shall ye lay upon him interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/cev/exodus/22.htm">Contemporary English Version</a></span><br />Don't charge interest when you lend money to any of my people who are in need. <span class="p"><br /><br /></span><span class="versiontext"><a href="/erv/exodus/22.htm">English Revised Version</a></span><br />If thou lend money to any of my people with thee that is poor, thou shalt not be to him as a creditor; neither shall ye lay upon him usury.<span class="p"><br /><br /></span><span class="versiontext"><a href="/gwt/exodus/22.htm">GOD'S WORD&reg; Translation</a></span><br />"If you lend money to my people-to any poor person among you-never act like a moneylender. Charge no interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/gnt/exodus/22.htm">Good News Translation</a></span><br />"If you lend money to any of my people who are poor, do not act like a moneylender and require him to pay interest. <span class="p"><br /><br /></span><span class="versiontext"><a href="/isv/exodus/22.htm">International Standard Version</a></span><br />"If you loan money to my people, to the poor among you, don't be like a creditor to them and don't impose interest on them. <span class="p"><br /><br /></span><span class="versiontext"><a href="/msb/exodus/22.htm">Majority Standard Bible</a></span><br />If you lend money to one of My people among you who is poor, you must not act as a creditor to him; you are not to charge him interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/net/exodus/22.htm">NET Bible</a></span><br />"If you lend money to any of my people who are needy among you, do not be like a moneylender to him; do not charge him interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/nheb/exodus/22.htm">New Heart English Bible</a></span><br />"If you lend money to any of my people with you who is poor, you shall not be to him as a creditor; neither shall you charge him interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/wbt/exodus/22.htm">Webster's Bible Translation</a></span><br />If thou shalt lend money to any of my people that is poor by thee, thou shalt not be to him as a usurer, neither shalt thou lay upon him usury.<span class="p"><br /><br /></span><span class="versiontext"><a href="/web/exodus/22.htm">World English Bible</a></span><br />&#8220;If you lend money to any of my people with you who is poor, you shall not be to him as a creditor. You shall not charge him interest. <div class="vheading2"><b>Literal Translations</b></div><span class="versiontext"><a href="/lsv/exodus/22.htm">Literal Standard Version</a></span><br />If you lend money [to] My poor people [who are] with you, you are not as a usurer to him; you do not lay usury on him;<span class="p"><br /><br /></span><span class="versiontext"><a href="/ylt/exodus/22.htm">Young's Literal Translation</a></span><br /> 'If thou dost lend My poor people with thee money, thou art not to him as a usurer; thou dost not lay on him usury;<span class="p"><br /><br /></span><span class="versiontext"><a href="/slt/exodus/22.htm">Smith's Literal Translation</a></span><br />If thou shalt lend silver to my people being poor with thee, thou shalt not be to him, as lending; ye shall not put interest upon him.<div class="vheading2"><b>Catholic Translations</b></div><span class="versiontext"><a href="/drb/exodus/22.htm">Douay-Rheims Bible</a></span><br />If thou lend money to any of my people that is poor, that dwelleth with thee, thou shalt not be hard upon them as an extortioner, nor oppress them with usuries. <span class="p"><br /><br /></span><span class="versiontext"><a href="/cpdv/exodus/22.htm">Catholic Public Domain Version</a></span><br />If you lend money to the poor of my people who live among you, you shall not coerce them like a collector, nor oppress them with usury.<span class="p"><br /><br /></span><span class="versiontext"><a href="/nabre/exodus/22.htm">New American Bible</a></span><br />If you lend money to my people, the poor among you, you must not be like a money lender; you must not demand interest from them.<span class="p"><br /><br /></span><span class="versiontext"><a href="/nrsvce/exodus/22.htm">New Revised Standard Version</a></span><br />If you lend money to my people, to the poor among you, you shall not deal with them as a creditor; you shall not exact interest from them.<div class="vheading2"><b>Translations from Aramaic</b></div><span class="versiontext"><a href="/lamsa/exodus/22.htm">Lamsa Bible</a></span><br />If you lend money to any of my people who are the poor among you, you shall not be to him as an usurer, neither shall you take any usury from him.<span class="p"><br /><br /></span><span class="versiontext"><a href="/hpbt/exodus/22.htm">Peshitta Holy Bible Translated</a></span><br />And if you lend money to my people, the poor of your people, you will not be as a creditor to him and do not take interest from him.<div class="vheading2"><b>OT Translations</b></div><span class="versiontext"><a href="/jps/exodus/22.htm">JPS Tanakh 1917</a></span><br />If thou lend money to any of My people, even to the poor with thee, thou shalt not be to him as a creditor; neither shall ye lay upon him interest.<span class="p"><br /><br /></span><span class="versiontext"><a href="/sep/exodus/22.htm">Brenton Septuagint Translation</a></span><br />And if thou shouldest lend money to thy poor brother who is by thee, thou shalt not be hard upon him thou shalt not exact usury of him.<span class="p"><br /><br /></span><span class="versiontext"><a href="/parallel/exodus/22-25.htm">Additional Translations ...</a></span></div></div></div><div id="centbox"><div class="padcent"><a name="audio" id="audio"></a><div class="vheadingv"><b>Audio Bible</b></div><iframe width="100%" src="https://www.youtube.com/embed/kVae3PiKqhs?start=5673" title="YouTube video player" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" allowfullscreen></iframe><span class="p"><br /><br /><br /></span><div class="vheadingv"><b>Context</b></div><span class="hdg"><a href="/bsb/exodus/22.htm">Laws of Social Responsibility</a></span><br>&#8230;<span class="reftext">24</span>My anger will be kindled, and I will kill you with the sword; then your wives will become widows and your children will be fatherless. <span class="reftext">25</span><span class="highl"><a href="/hebrew/518.htm" title="518: &#8217;im- (Conj) -- If. A primitive particle; used very widely as demonstrative, lo!">If</a> <a href="/hebrew/3867.htm" title="3867: tal&#183;weh (V-Hifil-Imperf-2ms) -- A primitive root; properly, to twine, i.e. to unite, to remain; also to borrow or To lend.">you lend</a> <a href="/hebrew/853.htm" title="853: &#8217;e&#7791;- (DirObjM) -- Apparent contracted from 'owth in the demonstrative sense of entity; properly, self."></a> <a href="/hebrew/3701.htm" title="3701: ke&#183;sep&#772; (N-ms) -- Silver, money. From kacaph; silver; by implication, money.">money</a> <a href="/hebrew/5971.htm" title="5971: &#8216;am&#183;m&#238; (N-msc:: 1cs) -- From amam; a people; specifically, a tribe; hence troops or attendants; figuratively, a flock.">to one of My people</a> <a href="/hebrew/5973.htm" title="5973: &#8216;im&#183;m&#257;&#7733; (Prep:: 2ms) -- From amam; adverb or preposition, with, in varied applications; specifically, equally with; often with prepositional prefix.">among you</a> <a href="/hebrew/853.htm" title="853: &#8217;e&#7791;- (DirObjM) -- Apparent contracted from 'owth in the demonstrative sense of entity; properly, self."></a> <a href="/hebrew/6041.htm" title="6041: he&#183;&#8216;&#257;&#183;n&#238; (Art:: Adj-ms) -- Poor, afflicted, humble. From anah; depressed, in mind or circumstances.">who is poor,</a> <a href="/hebrew/3808.htm" title="3808: l&#333;- (Adv-NegPrt) -- Not. Or lowi; or loh; a primitive particle; not; by implication, no; often used with other particles.">you must not</a> <a href="/hebrew/1961.htm" title="1961: &#7791;ih&#183;yeh (V-Qal-Imperf-2ms) -- To fall out, come to pass, become, be. A primitive root; to exist, i.e. Be or become, come to pass.">act</a> <a href="/hebrew/5383.htm" title="5383: k&#601;&#183;n&#333;&#183;&#353;eh (Prep-k:: V-Qal-Prtcpl-ms) -- To lend, become a creditor. A primitive root; to lend or borrow on security or interest.">as a creditor</a> <a href="/hebrew/l&#333;w (Prep:: 3ms) -- ">to him;</a> <a href="/hebrew/7760.htm" title="7760: &#7791;&#601;&#183;&#347;&#238;&#183;m&#363;n (V-Qal-Imperf-2mp:: Pn) -- To put, place, set. Or siym; a primitive root; to put.">you are not to charge</a> <a href="/hebrew/3808.htm" title="3808: l&#333;- (Adv-NegPrt) -- Not. Or lowi; or loh; a primitive particle; not; by implication, no; often used with other particles."></a> <a href="/hebrew/5921.htm" title="5921: &#8216;&#257;&#183;l&#257;w (Prep:: 3ms) -- Properly, the same as al used as a preposition; above, over, upon, or against in a great variety of applications.">him</a> <a href="/hebrew/5392.htm" title="5392: ne&#183;&#353;e&#7733; (N-ms) -- Interest, usury. From nashak; interest on a debt.">interest.</a> </span><span class="reftext">26</span>If you take your neighbor&#8217;s cloak as collateral, return it to him by sunset,&#8230;<div class="cred"><a href="//berean.bible">Berean Standard Bible</a> &middot; <a href="//berean.bible/downloads.htm">Download</a></div><span class="p"><br /><br /></span><a name="crossref" id="crossref"></a><div class="vheading">Cross References</div><div id="crf"><span class="crossverse"><a href="/leviticus/25-35.htm">Leviticus 25:35-37</a></span><br />Now if your countryman becomes destitute and cannot support himself among you, then you are to help him as you would a foreigner or stranger, so that he can continue to live among you. / Do not take any interest or profit from him, but fear your God, that your countryman may live among you. / You must not lend him your silver at interest or sell him your food for profit.<span class="p"><br /><br /></span><span class="crossverse"><a href="/deuteronomy/23-19.htm">Deuteronomy 23:19-20</a></span><br />Do not charge your brother interest on money, food, or any other type of loan. / You may charge a foreigner interest, but not your brother, so that the LORD your God may bless you in everything to which you put your hand in the land that you are entering to possess.<span class="p"><br /><br /></span><span class="crossverse"><a href="/nehemiah/5-7.htm">Nehemiah 5:7-10</a></span><br />and after serious thought I rebuked the nobles and officials, saying, &#8220;You are exacting usury from your own brothers!&#8221; So I called a large assembly against them / and said, &#8220;We have done our best to buy back our Jewish brothers who were sold to foreigners, but now you are selling your own brothers, that they may be sold back to us!&#8221; But they remained silent, for they could find nothing to say. / So I continued, &#8220;What you are doing is not right. Shouldn&#8217;t you walk in the fear of our God to avoid the reproach of our foreign enemies? ...<span class="p"><br /><br /></span><span class="crossverse"><a href="/proverbs/28-8.htm">Proverbs 28:8</a></span><br />He who increases his wealth by interest and usury lays it up for one who is kind to the poor.<span class="p"><br /><br /></span><span class="crossverse"><a href="/ezekiel/18-8.htm">Ezekiel 18:8</a></span><br />He does not engage in usury or take excess interest, but he withholds his hand from iniquity and executes true justice between men.<span class="p"><br /><br /></span><span class="crossverse"><a href="/ezekiel/18-13.htm">Ezekiel 18:13</a></span><br />He engages in usury and takes excess interest. Will this son live? He will not! Since he has committed all these abominations, he will surely die; his blood will be on his own head.<span class="p"><br /><br /></span><span class="crossverse"><a href="/ezekiel/18-17.htm">Ezekiel 18:17</a></span><br />He withholds his hand from harming the poor and takes no interest or usury. He keeps My ordinances and follows My statutes. Such a man will not die for his father&#8217;s iniquity. He will surely live.<span class="p"><br /><br /></span><span class="crossverse"><a href="/ezekiel/22-12.htm">Ezekiel 22:12</a></span><br />In you they take bribes to shed blood. You engage in usury, take excess interest, and extort your neighbors. But Me you have forgotten, declares the Lord GOD.<span class="p"><br /><br /></span><span class="crossverse"><a href="/psalms/15-5.htm">Psalm 15:5</a></span><br />who lends his money without interest and refuses a bribe against the innocent. He who does these things will never be shaken.<span class="p"><br /><br /></span><span class="crossverse"><a href="/isaiah/24-2.htm">Isaiah 24:2</a></span><br />people and priest alike, servant and master, maid and mistress, buyer and seller, lender and borrower, creditor and debtor.<span class="p"><br /><br /></span><span class="crossverse"><a href="/matthew/5-42.htm">Matthew 5:42</a></span><br />Give to the one who asks you, and do not turn away from the one who wants to borrow from you.<span class="p"><br /><br /></span><span class="crossverse"><a href="/luke/6-34.htm">Luke 6:34-35</a></span><br />And if you lend to those from whom you expect repayment, what credit is that to you? Even sinners lend to sinners, expecting to be repaid in full. / But love your enemies, do good to them, and lend to them, expecting nothing in return. Then your reward will be great, and you will be sons of the Most High; for He is kind to the ungrateful and wicked.<span class="p"><br /><br /></span><span class="crossverse"><a href="/luke/14-12.htm">Luke 14:12-14</a></span><br />Then Jesus said to the man who had invited Him, &#8220;When you host a dinner or a banquet, do not invite your friends or brothers or relatives or rich neighbors. Otherwise, they may invite you in return, and you will be repaid. / But when you host a banquet, invite the poor, the crippled, the lame, and the blind, / and you will be blessed. Since they cannot repay you, you will be repaid at the resurrection of the righteous.&#8221;<span class="p"><br /><br /></span><span class="crossverse"><a href="/luke/16-9.htm">Luke 16:9</a></span><br />I tell you, use worldly wealth to make friends for yourselves so that when it is gone, they will welcome you into eternal dwellings.<span class="p"><br /><br /></span><span class="crossverse"><a href="/luke/19-8.htm">Luke 19:8</a></span><br />But Zacchaeus stood up and said to the Lord, &#8220;Look, Lord, half of my possessions I give to the poor, and if I have cheated anyone, I will repay it fourfold.&#8221;</div><span class="p"><br /><br /></span><a name="tsk" id="tsk"><div class="vheading">Treasury of Scripture</div><p class="tsk2">If you lend money to any of my people that is poor by you, you shall not be to him as an usurer, neither shall you lay on him usury.</p><p class="tskverse"><b><a href="/leviticus/25-35.htm">Leviticus 25:35-37</a></b></br> And if thy brother be waxen poor, and fallen in decay with thee; then thou shalt relieve him: <i>yea, though he be</i> a stranger, or a sojourner; that he may live with thee&#8230; </p><p class="tskverse"><b><a href="/deuteronomy/23-19.htm">Deuteronomy 23:19,20</a></b></br> Thou shalt not lend upon usury to thy brother; usury of money, usury of victuals, usury of any thing that is lent upon usury: &#8230; </p><p class="tskverse"><b><a href="/2_kings/4-1.htm">2 Kings 4:1,7</a></b></br> Now there cried a certain woman of the wives of the sons of the prophets unto Elisha, saying, Thy servant my husband is dead; and thou knowest that thy servant did fear the LORD: and the creditor is come to take unto him my two sons to be bondmen&#8230; </p><div class="vheading">Jump to Previous</div><a href="/exodus/22-2.htm">Act</a> <a href="/exodus/19-23.htm">Charge</a> <a href="/luke/7-41.htm">Creditor</a> <a href="/genesis/41-34.htm">Exact</a> <a href="/exodus/22-21.htm">Hard</a> <a href="/1_timothy/6-4.htm">Interest</a> <a href="/2_corinthians/1-11.htm">Lend</a> <a href="/exodus/22-17.htm">Money</a> <a href="/luke/7-41.htm">Moneylender</a> <a href="/ephesians/4-28.htm">Needy</a> <a href="/genesis/45-11.htm">Poor</a> <a href="/exodus/22-15.htm">Use</a> <a href="/psalms/109-11.htm">Usurer</a> <a href="/luke/19-23.htm">Usury</a><div class="vheading2">Jump to Next</div><a href="/exodus/35-19.htm">Act</a> <a href="/exodus/23-7.htm">Charge</a> <a href="/deuteronomy/15-2.htm">Creditor</a> <a href="/deuteronomy/15-2.htm">Exact</a> <a href="/exodus/23-9.htm">Hard</a> <a href="/leviticus/25-36.htm">Interest</a> <a href="/leviticus/25-37.htm">Lend</a> <a href="/exodus/22-26.htm">Money</a> <a href="/luke/7-41.htm">Moneylender</a> <a href="/exodus/23-6.htm">Needy</a> <a href="/exodus/23-3.htm">Poor</a> <a href="/exodus/22-26.htm">Use</a> <a href="/psalms/109-11.htm">Usurer</a> <a href="/leviticus/25-36.htm">Usury</a><div class="vheading2">Exodus 22</div><span class="reftext">1. </span><span class="outlinetext"><a href="/exodus/22-1.htm">Of Theft</a></span><br><span class="reftext">5. </span><span class="outlinetext"><a href="/exodus/22-5.htm">Of damage</a></span><br><span class="reftext">7. </span><span class="outlinetext"><a href="/exodus/22-7.htm">Of trespasses</a></span><br><span class="reftext">14. </span><span class="outlinetext"><a href="/exodus/22-14.htm">Of borrowing</a></span><br><span class="reftext">16. </span><span class="outlinetext"><a href="/exodus/22-16.htm">Of fornication</a></span><br><span class="reftext">18. </span><span class="outlinetext"><a href="/exodus/22-18.htm">Of witchcraft</a></span><br><span class="reftext">19. </span><span class="outlinetext"><a href="/exodus/22-19.htm">Of bestiality</a></span><br><span class="reftext">20. </span><span class="outlinetext"><a href="/exodus/22-20.htm">Of idolatry</a></span><br><span class="reftext">21. </span><span class="outlinetext"><a href="/exodus/22-21.htm">Of strangers, widows, and fatherless</a></span><br><span class="reftext">25. </span><span class="outlinetext"><a href="/exodus/22-25.htm">Of usury</a></span><br><span class="reftext">26. </span><span class="outlinetext"><a href="/exodus/22-26.htm">Of pledges</a></span><br><span class="reftext">28. </span><span class="outlinetext"><a href="/exodus/22-28.htm">Of reverence to magistrates</a></span><br><span class="reftext">29. </span><span class="outlinetext"><a href="/exodus/22-29.htm">Of the first fruits</a></span><br><span class="reftext">31. </span><span class="outlinetext"><a href="/exodus/22-31.htm">Of torn flesh</a></span><br></div></div><div id="mdd"><div align="center"><div class="bot2"><table align="center" width="100%"><tr><td><div align="center"> <script id="3d27ed63fc4348d5b062c4527ae09445"> (new Image()).src = 'https://capi.connatix.com/tr/si?token=51ce25d5-1a8c-424a-8695-4bd48c750f35&cid=3a9f82d0-4344-4f8d-ac0c-e1a0eb43a405'; </script> <script id="b817b7107f1d4a7997da1b3c33457e03"> (new Image()).src = 'https://capi.connatix.com/tr/si?token=cb0edd8b-b416-47eb-8c6d-3cc96561f7e8&cid=3a9f82d0-4344-4f8d-ac0c-e1a0eb43a405'; </script><br /><br /> <!-- /1078254/BH-728x90-ATF --> <div id='div-gpt-ad-1529103594582-2'> </div><br /><br /> <!-- /1078254/BH-300x250-ATF --> <div id='div-gpt-ad-1529103594582-0' style='max-width: 300px;'> </div><br /><br /> <!-- /1078254/BH-728x90-BTF --> <div id='div-gpt-ad-1529103594582-3'> </div><br /><br /> <!-- /1078254/BH-300x250-BTF --> <div id='div-gpt-ad-1529103594582-1' style='max-width: 300px;'> </div><br /><br /> <!-- /1078254/BH-728x90-BTF2 --> <div align="center" id='div-gpt-ad-1531425649696-0'> </div><br /><br /> <ins class="adsbygoogle" style="display:inline-block;width:200px;height:200px" data-ad-client="ca-pub-3753401421161123" data-ad-slot="3592799687"></ins> <script> (adsbygoogle = window.adsbygoogle || []).push({}); </script> <br /><br /> </div> </td></tr></table></div></div></div><div id="combox"><div class="padcom"><a name="study" id="study"></a><div class="vheading"><table width="100%"><tr><td width="99%" valign="top"><a href="/study/exodus/22.htm">Study Bible</a></td><td width="1%" valign="top"><a href="/study/exodus/" title="Book Summary and Study">Book&nbsp;&#9702;</a>&nbsp;<a href="/study/chapters/exodus/22.htm" title="Chapter summary and Study">Chapter&nbsp;</a></tr></table></div><b>If you lend money to one of My people among you who is poor</b><br>This phrase emphasizes the communal responsibility among the Israelites. Lending to the poor reflects God's concern for social justice and care for the needy. The Israelites were a covenant community, and this command underscores the importance of mutual support. The poor were often vulnerable, and God's law provided protection for them. This principle is echoed in the New Testament, where believers are encouraged to care for one another (<a href="/galatians/6-10.htm">Galatians 6:10</a>).<p><b>you must not act as a creditor to him</b><br>In ancient times, creditors had significant power over debtors, often leading to exploitation. This command restricts the lender's power, ensuring that the relationship remains one of compassion rather than oppression. The term "creditor" implies a formal, business-like transaction, which is not the intended relationship among God's people. This reflects God's character, who is merciful and just, and calls His people to emulate these attributes.<p><b>you are not to charge him interest</b><br>Charging interest, or usury, was prohibited in lending to fellow Israelites, as it could lead to further impoverishment of the poor. This law aimed to prevent the rich from exploiting the poor, promoting economic equality and community solidarity. The prohibition of interest is also seen in <a href="/leviticus/25-35.htm">Leviticus 25:35-37</a> and <a href="/deuteronomy/23-19.htm">Deuteronomy 23:19-20</a>, reinforcing its importance. This principle can be seen as a type of Christ's sacrificial love, where He gives freely without expecting repayment, embodying grace and mercy.<div class="vheading2">Persons / Places / Events</div>1. <b><a href="/topical/t/the_israelites.htm">The Israelites</a></b><br>The primary audience of the laws given in Exodus, including this commandment about lending practices.<br><br>2. <b><a href="/topical/t/the_poor.htm">The Poor</a></b><br>Specifically mentioned in this verse as the recipients of loans, highlighting God's concern for the vulnerable in society.<br><br>3. <b><a href="/topical/m/moneylenders.htm">Moneylenders</a></b><br>Those who lend money at interest, a practice that God warns against in this context.<br><br>4. <b><a href="/topical/m/mount_sinai.htm">Mount Sinai</a></b><br>The location where God delivered the laws to Moses, including this commandment.<br><br>5. <b><a href="/topical/m/moses.htm">Moses</a></b><br>The leader of the Israelites who received and communicated God's laws to the people.<div class="vheading2">Teaching Points</div><b><a href="/topical/g/god's_heart_for_the_poor.htm">God's Heart for the Poor</a></b><br>God&#8217;s command not to charge interest to the poor reflects His compassion and justice. Believers are called to mirror this concern in their own financial dealings.<br><br><b><a href="/topical/c/community_responsibility.htm">Community Responsibility</a></b><br>The Israelites were to care for one another, especially the vulnerable. In the church today, we are called to support and uplift those in need within our community.<br><br><b><a href="/topical/e/ethical_financial_practices.htm">Ethical Financial Practices</a></b><br>This verse challenges us to consider how we handle money and treat others in financial transactions. Are we acting in ways that honor God and reflect His values?<br><br><b><a href="/topical/g/generosity_over_greed.htm">Generosity Over Greed</a></b><br>The prohibition against interest encourages a spirit of generosity rather than exploitation. Christians are encouraged to give freely and help those in need without seeking personal gain.<br><br><b><a href="/topical/t/trust_in_god's_provision.htm">Trust in God's Provision</a></b><br>By not charging interest, the Israelites were to trust in God&#8217;s provision rather than relying on financial gain from others. This principle encourages believers to trust God in their financial decisions.<div class="vheading2">Lists and Questions</div><a href="/top10/lessons_from_exodus_22.htm">Top 10 Lessons from Exodus 22</a><span class="p"><br /><br /></span><a href="/q/bible's_view_on_handling_debt.htm">What does the Bible say about handling debt?</a><span class="p"><br /><br /></span><a href="/q/what_does_the_bible_say_on_debt.htm">What does the Bible say about Christian debt?</a><span class="p"><br /><br /></span><a href="/q/avoid_owing_anything_to_anyone.htm">Should we avoid owing anything to anyone?</a><span class="p"><br /><br /></span><a href="/q/how_does_proverbs_28_8_relate_to_banks.htm">How does &#8220;whoever increases wealth by taking interest or profit&#8221; (Proverbs 28:8) align with modern banking systems that seem beneficial yet charge interest? </a><a name="commentary" id="commentary"></a><div class="vheading2"><a href="/commentaries/ellicott/exodus/22.htm">Ellicott's Commentary for English Readers</a></div>(25-27) The Mosaic law of borrowing and lending was strange and peculiar. It was absolutely forbidden to exact any interest from those borrowers who were Israelites. The wording of the present passage, and of some others (<a href="/leviticus/25-35.htm" title="And if your brother be waxen poor, and fallen in decay with you; then you shall relieve him: yes, though he be a stranger, or a sojourner; that he may live with you.">Leviticus 25:35</a>; <a href="/deuteronomy/15-7.htm" title="If there be among you a poor man of one of your brothers within any of your gates in your land which the LORD your God gives you, you shall not harden your heart, nor shut your hand from your poor brother:">Deuteronomy 15:7</a>), construed strictly, prohibits interest only on loans to the poor; but, as in a primitive state of society only the poor wish to borrow, the qualifying expression lost its force, and to exact any interest of any Israelite was regarded as wrong. (See <a href="/psalms/15-5.htm" title="He that puts not out his money to usury, nor takes reward against the innocent. He that does these things shall never be moved.">Psalm 15:5</a>; <a href="/proverbs/28-8.htm" title="He that by usury and unjust gain increases his substance, he shall gather it for him that will pity the poor.">Proverbs 28:8</a>; <a href="/nehemiah/5-7.htm" title="Then I consulted with myself, and I rebuked the nobles, and the rulers, and said to them, You exact usury, every one of his brother. And I set a great assembly against them.">Nehemiah 5:7</a>; <a href="/nehemiah/5-11.htm" title="Restore, I pray you, to them, even this day, their lands, their vineyards, their olive groves, and their houses, also the hundredth part of the money, and of the corn, the wine, and the oil, that you exact of them.">Nehemiah 5:11</a>; <a href="/ezekiel/18-13.htm" title="Has given forth on usury, and has taken increase: shall he then live? he shall not live: he has done all these abominations; he shall surely die; his blood shall be on him.">Ezekiel 18:13</a>; <a href="/ezekiel/22-12.htm" title="In you have they taken gifts to shed blood; you have taken usury and increase, and you have greedily gained of your neighbors by extortion, and have forgotten me, said the Lord GOD.">Ezekiel 22:12</a>.) And some prohibitions, as <a href="/deuteronomy/23-19.htm" title="You shall not lend on usury to your brother; usury of money, usury of victuals, usury of any thing that is lent on usury:">Deuteronomy 23:19</a>, were expressed in the most general terms. On the other hand, the lending of money upon interest to foreigners was distinctly allowed (<a href="/deuteronomy/23-20.htm" title="To a stranger you may lend on usury; but to your brother you shall not lend on usury: that the LORD your God may bless you in all that you set your hand to in the land where you go to possess it.">Deuteronomy 23:20</a>), and no limit placed upon the amount of interest that might be taken. . . . <div class="vheading2"><a href="/commentaries/pulpit/exodus/22.htm">Pulpit Commentary</a></div><span class="cmt_sub_title">Verses 25-27.</span> - <span class="accented">The law of lending money and borrowing</span>. It is peculiar to the Jewish law to forbid the lending of money at interest by citizen to citizen. In the present passage, and in some others (<a href="/leviticus/25-35.htm">Leviticus 25:35</a>; <a href="/deuteronomy/15-7.htm">Deuteronomy 15:7</a>), it might seem that interest was only forbidden in the case of a loan to one who was poor; but the general execration of usury (<a href="/job/24-9.htm">Job 24:9</a>; <a href="/proverbs/28-8.htm">Proverbs 28:8</a>; <a href="/ezekiel/18-13.htm">Ezekiel 18:13</a>; <a href="/ezekiel/22-12.htm">Ezekiel 22:12</a>), and the description of the righteous man as "he that hath not given his money upon usury" (<a href="/psalms/15-5.htm">Psalm 15:5</a>; <a href="/ezekiel/18-8.htm">Ezekiel 18:8</a>), seem rather to imply that the practice, so far as Israelites were concerned, was forbidden altogether. On the other hand, it was distinctly declared (<a href="/deuteronomy/23-20.htm">Deuteronomy 23:20</a>) that interest might be taken from strangers. There does not seem to have been any rate of interest which was regarded as excessive, and "usurious," in the modern sense. In Scripture usury means simply interest. <span class="p"><br /><br /></span><span class="versiontext"><a href="/commentaries/exodus/22-25.htm">Parallel Commentaries ...</a></span><span class="p"><br /><br /><br /></span><a name="lexicon" id="lexicon"></a><div class="vheading">Hebrew</div><span class="word">If</span><br /><span class="heb">&#1488;&#1460;&#1501;&#1470;</span> <span class="translit">(&#8217;im-)</span><br /><span class="parse">Conjunction<br /></span><span class="str"><a href="/hebrew/strongs_518.htm">Strong's 518: </a> </span><span class="str2">Lo!, whether?, if, although, Oh that!, when, not</span><br /><br /><span class="word">you lend</span><br /><span class="heb">&#1514;&#1468;&#1463;&#1500;&#1456;&#1493;&#1462;&#1443;&#1492;</span> <span class="translit">(tal&#183;weh)</span><br /><span class="parse">Verb - Hifil - Imperfect - second person masculine singular<br /></span><span class="str"><a href="/hebrew/strongs_3867.htm">Strong's 3867: </a> </span><span class="str2">To twine, to unite, to remain, to borrow, to lend</span><br /><br /><span class="word">money</span><br /><span class="heb">&#1499;&#1468;&#1462;&#1443;&#1505;&#1462;&#1507; &#1472;</span> <span class="translit">(ke&#183;sep&#772;)</span><br /><span class="parse">Noun - masculine singular<br /></span><span class="str"><a href="/hebrew/strongs_3701.htm">Strong's 3701: </a> </span><span class="str2">Silver, money</span><br /><br /><span class="word">to [one of] my people</span><br /><span class="heb">&#1506;&#1463;&#1502;&#1468;&#1460;&#1431;&#1497;</span> <span class="translit">(&#8216;am&#183;m&#238;)</span><br /><span class="parse">Noun - masculine singular construct &#124; first person common singular<br /></span><span class="str"><a href="/hebrew/strongs_5971.htm">Strong's 5971: </a> </span><span class="str2">A people, a tribe, troops, attendants, a flock</span><br /><br /><span class="word">among you</span><br /><span class="heb">&#1506;&#1460;&#1502;&#1468;&#1464;&#1428;&#1498;&#1456;</span> <span class="translit">(&#8216;im&#183;m&#257;&#7733;)</span><br /><span class="parse">Preposition &#124; second person masculine singular<br /></span><span class="str"><a href="/hebrew/strongs_5973.htm">Strong's 5973: </a> </span><span class="str2">With, equally with</span><br /><br /><span class="word">[who is] poor,</span><br /><span class="heb">&#1492;&#1462;&#1469;&#1506;&#1464;&#1504;&#1460;&#1497;&#1433;</span> <span class="translit">(he&#183;&#8216;&#257;&#183;n&#238;)</span><br /><span class="parse">Article &#124; Adjective - masculine singular<br /></span><span class="str"><a href="/hebrew/strongs_6041.htm">Strong's 6041: </a> </span><span class="str2">Poor, afflicted, humble</span><br /><br /><span class="word">you must not</span><br /><span class="heb">&#1500;&#1465;&#1488;&#1470;</span> <span class="translit">(l&#333;-)</span><br /><span class="parse">Adverb - Negative particle<br /></span><span class="str"><a href="/hebrew/strongs_3808.htm">Strong's 3808: </a> </span><span class="str2">Not, no</span><br /><br /><span class="word">act</span><br /><span class="heb">&#1514;&#1460;&#1492;&#1456;&#1497;&#1462;&#1445;&#1492;</span> <span class="translit">(&#7791;ih&#183;yeh)</span><br /><span class="parse">Verb - Qal - Imperfect - second person masculine singular<br /></span><span class="str"><a href="/hebrew/strongs_1961.htm">Strong's 1961: </a> </span><span class="str2">To fall out, come to pass, become, be</span><br /><br /><span class="word">as a creditor</span><br /><span class="heb">&#1499;&#1468;&#1456;&#1504;&#1465;&#1513;&#1473;&#1462;&#1425;&#1492;</span> <span class="translit">(k&#601;&#183;n&#333;&#183;&#353;eh)</span><br /><span class="parse">Preposition-k &#124; Verb - Qal - Participle - masculine singular<br /></span><span class="str"><a href="/hebrew/strongs_5383.htm">Strong's 5383: </a> </span><span class="str2">To lend, borrow on security, interest</span><br /><br /><span class="word">to him;</span><br /><span class="heb">&#1500;&#1430;&#1493;&#1465;</span> <span class="translit">(l&#333;w)</span><br /><span class="parse">Preposition &#124; third person masculine singular<br /></span><span class="str"><a href="/hebrew/.htm">Strong's Hebrew</a> </span><span class="str2"></span><br /><br /><span class="word">you are not to charge</span><br /><span class="heb">&#1514;&#1456;&#1513;&#1474;&#1460;&#1497;&#1502;&#1445;&#1493;&#1468;&#1503;</span> <span class="translit">(&#7791;&#601;&#183;&#347;&#238;&#183;m&#363;n)</span><br /><span class="parse">Verb - Qal - Imperfect - second person masculine plural &#124; Paragogic nun<br /></span><span class="str"><a href="/hebrew/strongs_7760.htm">Strong's 7760: </a> </span><span class="str2">Put -- to put, place, set</span><br /><br /><span class="word">him</span><br /><span class="heb">&#1506;&#1464;&#1500;&#1464;&#1430;&#1497;&#1493;</span> <span class="translit">(&#8216;&#257;&#183;l&#257;w)</span><br /><span class="parse">Preposition &#124; third person masculine singular<br /></span><span class="str"><a href="/hebrew/strongs_5921.htm">Strong's 5921: </a> </span><span class="str2">Above, over, upon, against</span><br /><br /><span class="word">any interest.</span><br /><span class="heb">&#1504;&#1462;&#1469;&#1513;&#1473;&#1462;&#1498;&#1456;&#1475;</span> <span class="translit">(ne&#183;&#353;e&#7733;)</span><br /><span class="parse">Noun - masculine singular<br /></span><span class="str"><a href="/hebrew/strongs_5392.htm">Strong's 5392: </a> </span><span class="str2">Interest on a, debt</span><br /><span class="p"><br /><br /></span><div class="vheading">Links</div><a href="/niv/exodus/22-25.htm">Exodus 22:25 NIV</a><br /><a href="/nlt/exodus/22-25.htm">Exodus 22:25 NLT</a><br /><a href="/esv/exodus/22-25.htm">Exodus 22:25 ESV</a><br /><a href="/nasb/exodus/22-25.htm">Exodus 22:25 NASB</a><br /><a href="/kjv/exodus/22-25.htm">Exodus 22:25 KJV</a><span class="p"><br /><br /></span><a href="//bibleapps.com/exodus/22-25.htm">Exodus 22:25 BibleApps.com</a><br /><a href="//bibliaparalela.com/exodus/22-25.htm">Exodus 22:25 Biblia Paralela</a><br /><a href="//holybible.com.cn/exodus/22-25.htm">Exodus 22:25 Chinese Bible</a><br /><a href="//saintebible.com/exodus/22-25.htm">Exodus 22:25 French Bible</a><br /><a href="/catholic/exodus/22-25.htm">Exodus 22:25 Catholic Bible</a><span class="p"><br /><br /></span><a href="/exodus/22-25.htm">OT Law: Exodus 22:25 If you lend money to any (Exo. Ex) </a></div></div></td></tr></table></div><div id="left"><a href="/exodus/22-24.htm" onmouseover='lft.src="/leftgif.png"' onmouseout='lft.src="/left.png"' title="Exodus 22:24"><img src="/left.png" name="lft" border="0" alt="Exodus 22:24" /></a></div><div id="right"><a href="/exodus/22-26.htm" onmouseover='rght.src="/rightgif.png"' onmouseout='rght.src="/right.png"' title="Exodus 22:26"><img src="/right.png" name="rght" border="0" alt="Exodus 22:26" /></a></div><div id="botleft"><a href="#" onmouseover='botleft.src="/botleftgif.png"' onmouseout='botleft.src="/botleft.png"' title="Top of Page"><img src="/botleft.png" name="botleft" border="0" alt="Top of Page" /></a></div><div id="botright"><a href="#" onmouseover='botright.src="/botrightgif.png"' onmouseout='botright.src="/botright.png"' title="Top of Page"><img src="/botright.png" name="botright" border="0" alt="Top of Page" /></a></div><div id="bot"><iframe width="100%" height="1500" scrolling="no" src="/botmenubhnew2.htm" frameborder="0"></iframe></div></td></tr></table></div></body></html>

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