CINXE.COM

<!doctype html> <html lang="en"> <head> <meta charset="utf-8"> <meta name="MobileOptimized" content="width"> <meta name="HandheldFriendly" content="true"> <meta name="format-detection" content="telephone=no"> <meta http-equiv="X-UA-Compatible" content="IE=edge" /> <meta content="width=device-width, initial-scale=1.0" name="viewport"> <meta name="facebook-domain-verification" content="mg0ywusithevq0d4l9hvgydca0zjmf" />  <meta property="og:site_name" content="generali"> <meta property="og:url" content="https://www.generali.com/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption" /> <meta property="og:type" content="website" /> <meta property="og:title" content="Anti Financial Crime and Anti Bribery & Corruption - Generali Group" /> <meta property="og:description" content="" /> <meta property="og:image" content="https://www.generali.com/doc/jcr:308a2a6f-aa02-4308-b683-cbf5076ce365/Generali-OG_IMAGE-Generic.png/lang:en/Generali-OG_IMAGE-Generic.png" /> <title>Anti Financial Crime and Anti Bribery &am... - Generali Group</title>  <link rel="canonical" href="https://www.generali.com/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption"> <link rel="alternate" hreflang="it" href="https://www.generali.com/it/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption" /> <link rel="alternate" hreflang="en" href="https://www.generali.com/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption" /> <meta name="description" content="Anti Financial Crime and Anti Bribery & Corruption"> <link href="/.resources/generalicom-templating-light/webresources/favicon.ico" type="image/x-icon" rel="shortcut icon" /> <link rel="stylesheet" href="/.resources/generalicom-templating-light/webresources/styles/all.min~2024-11-20-15-42-36-000~cache.css"> <link rel="preload" href="/.resources/generalicom-templating-light/webresources/scripts/all.min~2024-11-20-15-42-36-000~cache.js" as="script"> <link rel="preload" href="/.resources/generalicom-templating-light/webresources/scripts/worldmap.min~2024-11-20-15-42-36-000~cache.js" as="script"> <script src="/.resources/generalicom-templating-light/webresources/scripts/jquery-3.6.1.min.js"></script> <script type="text/javascript" src="https://cdnapisec.kaltura.com/p/1936311/embedPlaykitJs/uiconf_id/55317473"></script> <script> $( document ).ready( function() { $("footer").append('<a class="surveymonkey-modal" title="" href="#" data-toggle="lightbox" data-remote="/tools/survey-modal/" data-title="" data-type="url" data-width="800"></a>'); $( ".your-opinion a" ).click(function( event ) { event.preventDefault(); var target = $(this).attr("href"); $(".surveymonkey-modal").attr("data-remote", target); $(".surveymonkey-modal").trigger('click'); return false; }); }) </script> <style>@media (min-width: 1024px){.story-container.last.even {padding: 6px 0 0 0;}}</style> <style> .tool-help ul li{position: static;} </style> <style> .menu-archive-wrapper ul.first-archive-level li, .menu-archive-wrapper ul.second-archive-level.menu li{position:static;} </style> <style> .footer-text.hidden-md { margin-bottom: 50px !important; } .footer-text a:hover, .footer-text a:focus, .footer-text a { color: #c5281c; } @media only screen and (min-width: 1024px) { #footer .second-row { left: 0; } } </style> <script> !function(f,b,e,v,n,t,s) {if(f.fbq)return;n=f.fbq=function(){n.callMethod? n.callMethod.apply(n,arguments):n.queue.push(arguments)}; if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0'; n.queue=[];t=b.createElement(e);t.async=!0; t.src=v;s=b.getElementsByTagName(e)[0]; s.parentNode.insertBefore(t,s)}(window, document,'script', 'https://connect.facebook.net/en_US/fbevents.js'); fbq('init', '633278743859643'); fbq('track', 'PageView'); </script> <noscript><img height="1" width="1" style="display:none" src="https://www.facebook.com/tr?id=633278743859643&ev=PageView&noscript=1" /></noscript> <script type="text/javascript"> _linkedin_partner_id = "4161649"; window._linkedin_data_partner_ids = window._linkedin_data_partner_ids || []; window._linkedin_data_partner_ids.push(_linkedin_partner_id); </script><script type="text/javascript"> (function(l) { if (!l){window.lintrk = function(a,b){window.lintrk.q.push([a,b])}; window.lintrk.q=[]} var s = document.getElementsByTagName("script")[0]; var b = document.createElement("script"); b.type = "text/javascript";b.async = true; b.src = "https://snap.licdn.com/li.lms-analytics/insight.min.js"; s.parentNode.insertBefore(b, s);})(window.lintrk); </script> <noscript> <img height="1" width="1" style="display:none;" alt="" src="https://px.ads.linkedin.com/collect/?pid=4161649&fmt=gif" /> </noscript> <script> !function(e,t,n,s,u,a){e.twq||(s=e.twq=function(){s.exe?s.exe.apply(s,arguments):s.queue.push(arguments); },s.version='1.1',s.queue=[],u=t.createElement(n),u.async=!0,u.src='//static.ads-twitter.com/uwt.js', a=t.getElementsByTagName(n)[0],a.parentNode.insertBefore(u,a))}(window,document,'script'); // Insert Twitter Pixel ID and Standard Event data below twq('init','o7ipg'); twq('track','PageView'); </script>  <script> !function(e,t,n,s,u,a){e.twq||(s=e.twq=function(){s.exe?s.exe.apply(s,arguments):s.queue.push(arguments); },s.version='1.1',s.queue=[],u=t.createElement(n),u.async=!0,u.src='//static.ads-twitter.com/uwt.js', a=t.getElementsByTagName(n)[0],a.parentNode.insertBefore(u,a))}(window,document,'script'); // Insert Twitter Pixel ID and Standard Event data below twq('init','nyt3p'); twq('track','PageView'); </script>   <script> !function(f,b,e,v,n,t,s) {if(f.fbq)return;n=f.fbq=function(){n.callMethod? n.callMethod.apply(n,arguments):n.queue.push(arguments)}; if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0'; n.queue=[];t=b.createElement(e);t.async=!0; t.src=v;s=b.getElementsByTagName(e)[0]; s.parentNode.insertBefore(t,s)}(window, document,'script', 'https://connect.facebook.net/en_US/fbevents.js'); fbq('init', '796269045099791'); fbq('track', 'PageView'); </script> <noscript><img height="1" width="1" style="display:none" src=https://www.facebook.com/tr?id=796269045099791&ev=PageView&noscript=1 /></noscript>  <script type="text/javascript"> _linkedin_partner_id = "3658586"; window._linkedin_data_partner_ids = window._linkedin_data_partner_ids || []; window._linkedin_data_partner_ids.push(_linkedin_partner_id); </script><script type="text/javascript"> (function(l) { if (!l){window.lintrk = function(a,b){window.lintrk.q.push([a,b])}; window.lintrk.q=[]} var s = document.getElementsByTagName("script")[0]; var b = document.createElement("script"); b.type = "text/javascript";b.async = true; b.src = "https://snap.licdn.com/li.lms-analytics/insight.min.js"; s.parentNode.insertBefore(b, s);})(window.lintrk); </script> <noscript> <img height="1" width="1" style="display:none;" alt="" src="https://px.ads.linkedin.com/collect/?pid=3658586&fmt=gif" /> </noscript> <style> .continents-container ul li.continent { padding: 12px 10px 24px; } .continents-container ul li.continent:hover { padding: 12px 10px; } .continents-container ul li.continent .row-countries { left: 55px; } </style> <script> // Define dataLayer and the gtag function. window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} // Default ad_storage to 'denied'. gtag('consent', 'default', { 'ad_storage': 'denied', 'analytics_storage': 'granted' }); </script>  <script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-MF65X6H');</script>   <script src="https://cdn.cookielaw.org/scripttemplates/otSDKStub.js" data-document-language="true" type="text/javascript" charset="UTF-8" data-domain-script="fdf7bf1d-568f-41d0-8241-08d70e0029d3" ></script> <script type="text/javascript"> function OptanonWrapper() { } </script>  </head> <body class="fixed-header">  <noscript><iframe src="https://www.googletagmanager.com/ns.html?id=GTM-MF65X6H" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>  <header id="header" class="shadow"> <div class="skiplinks fs-6"> <span class="visually-hidden fs-6 text-capitalize color-dark-blue background-white"> Navigate on Generali.com </span> <a class="visually-hidden-focusable" accesskey="0" href="#mainnav" title="shortcut to menu">&nbsp</a> <a class="visually-hidden-focusable" accesskey="1" href="/media/press-releases" title="shortcut to press release">shortcut to press release</a> <a class="visually-hidden-focusable" accesskey="2" href="/investors/financial-highlights" title="shortcut to financial figures">shortcut to financial figures</a> <a class="visually-hidden-focusable" accesskey="3" href="/investors/financial-calendar" title="shortcut to financial calendar">shortcut to financial calendar</a> <a class="visually-hidden-focusable" accesskey="4" href="/investors/share-information-analysts" title="shortcut to Generali stock">shortcut to Generali stock</a> <a class="visually-hidden-focusable" accesskey="6" href="/work-with-us/join-us/job-search" title="shortcut to career">shortcut to career</a> <a class="visually-hidden-focusable" accesskey="H" href="/" title="go to HomePage">go to HomePage</a> <a class="visually-hidden-focusable" accesskey="S" href="/tools/search-results" title="go to search">go to search</a> <a class="visually-hidden-focusable" accesskey="M" href="/info/sitemap" title="go to map">go to map</a> <a class="visually-hidden-focusable" accesskey="L" href="/it/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption" title="go to Italian version">go to Italian version</a> <a class="visually-hidden-focusable" accesskey="K" href="/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption" title="go to English version">go to English version</a> <a class="visually-hidden-focusable" accesskey="C" href="#content" title="go to Main content">Main content</a> </div> <div class="helpyou"> <div class="tool-help collapse" id="collapseWorldMap"> <div id="tool-help-close"> <a role="button" data-bs-toggle="collapse" href="#collapseWorldMap" aria-expanded="true" aria-label="Close" class="icongen-close"> <span class="visually-hidden">Close WorldMap</span> </a> </div> <div class="wrapper-content-small logo-container"> <figure id="logo-tool-back"> <img id="logo-tool-white" src="/.resources/generalicom-templating-light/webresources/images/generali-logo-white.svg" title="Generali Group" alt="Generali Group" data-png-fallback="/.resources/generalicom-templating-light/webresources/tool-help/images/logo-white.png" /> </figure> </div>  <div class="wrapper-content-small mobile-list" id="myMobyContinents"></div>   <div class="wrapper-content-small continents-container" id="myDeskContinents"> <nav> <ul id="myContinents"></ul> </nav> <div id="otherBlocksIntro"> <div class="obiBlock leftBlk"> <h4 id="introGLTitle"></h4> <ul id="introGLUl"></ul> <a href="#" aria-labelledby="introGLTitle" id="introGLMore"></a> </div> <div class="obiBlock rightBlk"> <h4 id="introInvTitle"></h4> <ul id="introInvUl"></ul> <a href="#" aria-labelledby="introInvTitle" id="introInvMore"></a> </div> </div> </div>   <div id="myGlobalLines"> <div class="mglWrapper wrapper-content-large"> <p class="glTitle" id="myGlobalLinesTitle"></p> <ul id="myGlobalLinesList"></ul> <div id="myGlobalLinesDetWrapper"></div> </div> <div id="myGlobalLinesClose"> <span class="gthico-close-light"></span> </div> </div>   <div id="myInvestments"> <div class="mglWrapper wrapper-content-large"> <p class="inTitle" id="myInvestmentsTitle"></p> <ul id="myInvestmentsList"></ul> <div id="myInvestmentsDetWrapper"></div> </div> <div id="myInvestmentsClose"> <span class="gthico-close-light"></span> </div> </div>   <div class="details-container" id="myDetails"> <div class="back-detail desktopBack" id="back-continent-from-Detail" onclick="backToContinent(this)"> <div class="back-link"><p></p></div> <p class="selected-road"></p> </div> <div class="controls-pages"> <p id="prev-agency" aria-label="Previous Agency" class="prev-detail" onclick="showPageFromArrow(-1)"></p> <p id="next-agency" aria-label="Next Agency" class="next-detail" onclick="showPageFromArrow(+1)"></p> </div> <div class="controls-dots"></div> </div>  <div class="wrapper-content-small scroll-down"> <div class="scroll"> <p class="text-scroll">Scroll to see our Corporate Website</p> <p class="icon-scroll" id="icon-scroll"></p> </div> </div> </div> <div class="d-none d-xl-block helpyou-btn"> <a href="/where-we-are" class="link"> where we are </a> </div> </div> <nav class="navbar navbar-expand-xl"> <div class="px-xl-0 container-fluid"> <a class="d-none d-xl-flex logo-lg" href="/" title=""> <img src="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.svg" title="" alt="Generali Group" width="90" data-png-fallback="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.png"> </a> <a class="d-xl-none" href="/" title=""> <img src="/.resources/generalicom-templating-light/webresources/images/generali-logo-small.svg" title="" alt="" width="190" data-png-fallback="/.resources/generalicom-templating-light/webresources/images/generali-logo-small.png" /> </a> <div class="d-xl-none d-flex align-items-center"> <a href="/where-we-are" class="icongen-world2 me-4 pe-3 link"> <span class="visually-hidden">Open WorldMap</span> </a> <a class="mmenu"> <span class="visually-hidden">Open Navigation</span> <span class="icongen-hamburger-menu"></span> <span class="icongen-cross" style="display:none;"></span> <i class="d-none open">Open Navigation</i> <i class="d-none close">Close Navigation</i> </a> </div> <div class="d-none d-xl-flex flex-column w-100"> <div class="d-flex justify-content-between background-red-generali" id="topnav"> <ul class="list-unstyled d-flex"> <li class=""><a href="/info/discovering-generali"><span>Generali Stories</span></a></li> <li class=""><a href="/info/bollettino"><span>Bollettino</span></a></li> </ul> <ul class="list-unstyled d-flex"> <li > <a href="/info/download-center"> <span class="circle"><i class="icongen-download-center"></i></span> <span>Download Center</span> </a> </li> <li > <a href="/info/contact-us"> <span class="circle"><i class="icongen-envelop"></i></span> <span>Contact us</span> </a> </li> <li> <a href="/it/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption"><span>Ita</span></a> </li> </ul> </div> <div class="fs-6 collapse navbar-collapse" id="mainnav"> <ul class="navbar-nav me-auto mb-2 mb-xl-0 list-unstyled"> <li class="nav-item dropdown position-static"> <a class="nav-link dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false" href="/who-we-are">Who We Are</a> <div class="dropdown-menu w-100 shadow py-5"> <div class="px-3 large-container position-relative"> <div class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Close</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">Who We Are</h4> <p class="mt-3"> Generali is one of the largest global insurance and asset management providers. </p> <a aria-label="Who We Are" class="btn btn-red mt-3" href="/who-we-are"> Discover </a> </div> <div class="col-3" id="accordion_0_1"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/who-we-are/at-a-glance">At a Glance</a></li> <li class="position-relative"> <a id="navItem3821ccb9-39ff-4bb7-9837-779630d9340c" class="dropdown-item" href="/who-we-are/history"> Our History </a> <a aria-labelledby="navItem3821ccb9-39ff-4bb7-9837-779630d9340c" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu3821ccb9-39ff-4bb7-9837-779630d9340c" role="button" aria-expanded="false" aria-controls="menu3821ccb9-39ff-4bb7-9837-779630d9340c"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_0_1" class="collapse list-unstyled" id="menu3821ccb9-39ff-4bb7-9837-779630d9340c"> <li><a class="dropdown-item" href="/who-we-are/history/Generali-190-Anniversary">Generali 190 Anniversary</a></li> <li><a class="dropdown-item" href="/who-we-are/history/Generali-190-Anniversary-Events-Timeline">Generali 190 Events timeline</a></li> <li><a class="dropdown-item" href="/who-we-are/history/interactive-timeline">Interactive Timeline</a></li> <li><a class="dropdown-item" href="/who-we-are/history/our-logo-over-190-years">Our logo over 190 years</a></li> <li><a class="dropdown-item" href="/who-we-are/history/the-age-of-the-lion">Generali publications</a></li> <li><a class="dropdown-item" href="/who-we-are/history/posters-and-advertising">Posters and advertising</a></li> <li><a class="dropdown-item" href="/who-we-are/history/The-Generali-Group-Historical-Archives">Group Historical Archives</a></li> <li><a class="dropdown-item" href="/who-we-are/history/group-libraries">Group libraries</a></li> </ul> </li> <li><a class="dropdown-item" href="/who-we-are/our-culture">Our Culture</a></li> <li class="position-relative"> <a id="navItem0f0500ee-989c-4d1c-927e-260330348b02" class="dropdown-item" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24"> Strategic Plan: Lifetime Partner 24 </a> <a aria-labelledby="navItem0f0500ee-989c-4d1c-927e-260330348b02" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu0f0500ee-989c-4d1c-927e-260330348b02" role="button" aria-expanded="false" aria-controls="menu0f0500ee-989c-4d1c-927e-260330348b02"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_0_1" class="collapse list-unstyled" id="menu0f0500ee-989c-4d1c-927e-260330348b02"> <li><a class="dropdown-item" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Sustainable-growth">Sustainable growth</a></li> <li><a class="dropdown-item" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Earnings-profile">Earnings profile</a></li> <li><a class="dropdown-item" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Lead-innovation">Lead innovation</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_0_2"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItem15015443-123f-4164-ae58-81013b464cc5" class="dropdown-item" href="/who-we-are/global-positioning"> Our organization </a> <a aria-labelledby="navItem15015443-123f-4164-ae58-81013b464cc5" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu15015443-123f-4164-ae58-81013b464cc5" role="button" aria-expanded="false" aria-controls="menu15015443-123f-4164-ae58-81013b464cc5"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_0_2" class="collapse list-unstyled" id="menu15015443-123f-4164-ae58-81013b464cc5"> <li><a class="dropdown-item" href="/who-we-are/global-positioning/italy">Italy</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/germany">Germany, Austria and Switzerland</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/france">France</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/international">International</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/global-business-activities">Global Business Activities</a></li> <li><a class="dropdown-item" href="/who-we-are/global-positioning/investments-asset-and-wealth-management">Asset & Wealth Management</a></li> </ul> </li> <li><a class="dropdown-item" href="/who-we-are/discovering-generali">Generali Stories</a></li> <li><a class="dropdown-item" href="/who-we-are/our-business">Our business model </a></li> <li><a class="dropdown-item" href="/who-we-are/our-activities">Our activities</a></li> </ul></div> <div class="col-3" id="accordion_0_3"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/who-we-are/our-management">Our management</a></li> <li><a class="dropdown-item" href="/who-we-are/our-brand">Our Brand</a></li> <li class="position-relative"> <a id="navItem9ea39822-57f4-471b-b48a-fee98ff53079" class="dropdown-item" href="/who-we-are/sponsorship"> Sponsorship </a> <a aria-labelledby="navItem9ea39822-57f4-471b-b48a-fee98ff53079" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu9ea39822-57f4-471b-b48a-fee98ff53079" role="button" aria-expanded="false" aria-controls="menu9ea39822-57f4-471b-b48a-fee98ff53079"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_0_3" class="collapse list-unstyled" id="menu9ea39822-57f4-471b-b48a-fee98ff53079"> <li><a class="dropdown-item" href="/who-we-are/sponsorship/Sport">Sport</a></li> <li><a class="dropdown-item" href="/who-we-are/sponsorship/Arts-and-Culture">Arts and Culture</a></li> <li><a class="dropdown-item" href="/who-we-are/sponsorship/Generali-women-in-sailing">Generali Women in Sailing</a></li> </ul> </li> </ul></div> </div> </div> </div> </li> <li class="nav-item dropdown position-static"> <a class="nav-link dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false" href="/what-we-do">What we do</a> <div class="dropdown-menu w-100 shadow py-5"> <div class="px-3 large-container position-relative"> <div class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Close</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">What we do</h4> <p class="mt-3"> Our purpose is to enable people to shape a safer and more sustainable future by caring for their lives and dreams. </p> <a aria-label="What we do" class="btn btn-red mt-3" href="/what-we-do"> Discover </a> </div> <div class="col-3" id="accordion_1_1"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/what-we-do/what-is-insurance">What is insurance</a></li> <li class="position-relative"> <a id="navItem098dd2b9-9710-4411-bc07-f6178366359a" class="dropdown-item" href="/what-we-do/life-insurance"> Life insurance </a> <a aria-labelledby="navItem098dd2b9-9710-4411-bc07-f6178366359a" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu098dd2b9-9710-4411-bc07-f6178366359a" role="button" aria-expanded="false" aria-controls="menu098dd2b9-9710-4411-bc07-f6178366359a"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_1_1" class="collapse list-unstyled" id="menu098dd2b9-9710-4411-bc07-f6178366359a"> <li><a class="dropdown-item" href="/what-we-do/life-insurance/pure-risk-cover">Pure-Risk Cover</a></li> <li><a class="dropdown-item" href="/what-we-do/life-insurance/investment-policies">Investment policies</a></li> <li><a class="dropdown-item" href="/what-we-do/life-insurance/pension-funds">Pension Funds</a></li> <li><a class="dropdown-item" href="/what-we-do/life-insurance/before-taking-out-a-life-insurance-policy">Before Taking Out a Life Insurance Policy</a></li> </ul> </li> <li class="position-relative"> <a id="navItem0ad00b20-3a2d-4208-be5d-eb365c8b943b" class="dropdown-item" href="/what-we-do/property-and-casualty-insurance"> Property and Casualty Insurance </a> <a aria-labelledby="navItem0ad00b20-3a2d-4208-be5d-eb365c8b943b" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu0ad00b20-3a2d-4208-be5d-eb365c8b943b" role="button" aria-expanded="false" aria-controls="menu0ad00b20-3a2d-4208-be5d-eb365c8b943b"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_1_1" class="collapse list-unstyled" id="menu0ad00b20-3a2d-4208-be5d-eb365c8b943b"> <li><a class="dropdown-item" href="/what-we-do/property-and-casualty-insurance/damage-to-property">Damage to property</a></li> <li><a class="dropdown-item" href="/what-we-do/property-and-casualty-insurance/personal-injury">Personal Injury</a></li> <li><a class="dropdown-item" href="/what-we-do/property-and-casualty-insurance/third-party-liability">Third-Party Liability</a></li> <li><a class="dropdown-item" href="/what-we-do/property-and-casualty-insurance/before-taking-out-a-property-and-casualty-policy">Before Taking Out a Property and Casualty Policy</a></li> <li><a class="dropdown-item" href="/what-we-do/property-and-casualty-insurance/insurance-product-distribution-and-claims-management">Insurance Product Distribution and Claims Management</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_1_2"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/what-we-do/insurance-for-companies">Insurance for Companies</a></li> <li><a class="dropdown-item" href="/what-we-do/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li class="position-relative"> <a id="navItem3d42c90b-6c10-4aa3-9f3e-5f4d4025bae0" class="dropdown-item" href="/what-we-do/Global-Advisor-Excellence-Contest"> Global Advisor Excellence Contest </a> <a aria-labelledby="navItem3d42c90b-6c10-4aa3-9f3e-5f4d4025bae0" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu3d42c90b-6c10-4aa3-9f3e-5f4d4025bae0" role="button" aria-expanded="false" aria-controls="menu3d42c90b-6c10-4aa3-9f3e-5f4d4025bae0"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_1_2" class="collapse list-unstyled" id="menu3d42c90b-6c10-4aa3-9f3e-5f4d4025bae0"> <li><a class="dropdown-item" href="/what-we-do/Global-Advisor-Excellence-Contest/Hall-of-fame">Hall of Fame & Finalists</a></li> <li><a class="dropdown-item" href="/what-we-do/Global-Advisor-Excellence-Contest/Young-lion">Young Lion</a></li> <li><a class="dropdown-item" href="/what-we-do/Global-Advisor-Excellence-Contest/engaged-agents">Generali Engaged Agents</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_1_3"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/what-we-do/asset-management">Asset Management</a></li> <li><a class="dropdown-item" href="/what-we-do/Insurance-for-dummies">Insurance for dummies</a></li> <li><a class="dropdown-item" href="/what-we-do/emerging-risks">Emerging risks</a></li> </ul></div> </div> </div> </div> </li> <li class="nav-item dropdown position-static"> <a class="nav-link dropdown-toggle active" role="button" data-bs-toggle="dropdown" aria-expanded="false" href="/sustainability">Sustainability</a> <div class="dropdown-menu w-100 shadow py-5"> <div class="px-3 large-container position-relative"> <div class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Close</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">Sustainability</h4> <p class="mt-3"> Sustainability is the originator of our strategy. </p> <a aria-label="Sustainability" class="btn btn-red mt-3" href="/sustainability"> Discover </a> </div> <div class="col-3" id="accordion_2_1"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItemf776b006-14f2-4a51-b140-0e89e15512af" class="dropdown-item" href="/sustainability/responsible-business"> Responsible Business </a> <a aria-labelledby="navItemf776b006-14f2-4a51-b140-0e89e15512af" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menuf776b006-14f2-4a51-b140-0e89e15512af" role="button" aria-expanded="false" aria-controls="menuf776b006-14f2-4a51-b140-0e89e15512af"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_1" class="collapse list-unstyled" id="menuf776b006-14f2-4a51-b140-0e89e15512af"> <li><a class="dropdown-item" href="/sustainability/responsible-business/charter_sustainability_commitments">Charter of Sustainability Commitments </a></li> <li><a class="dropdown-item" href="/sustainability/responsible-business/materiality-analysis">Materiality assessment</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-business/stakeholder-engagement">Stakeholder engagement</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-business/sustainability-indices-and-ratings">Sustainability indices and ratings </a></li> <li><a class="dropdown-item" href="/sustainability/responsible-business/external-commitments">External commitments</a></li> </ul> </li> <li class="position-relative"> <a id="navItem241e953a-da15-424a-8dc1-a39435383ace" class="dropdown-item" href="/sustainability/responsible-insurer"> Responsible Insurer </a> <a aria-labelledby="navItem241e953a-da15-424a-8dc1-a39435383ace" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu241e953a-da15-424a-8dc1-a39435383ace" role="button" aria-expanded="false" aria-controls="menu241e953a-da15-424a-8dc1-a39435383ace"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_1" class="collapse list-unstyled" id="menu241e953a-da15-424a-8dc1-a39435383ace"> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/SME-EnterPRIZE">SME EnterPRIZE</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">A Lifetime partner to our customers</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/NPS-improving-clients-experience">NPS: improving clients’ experience</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/Public-Private-partnerships">Public-Private partnerships</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing">EU Taxonomy</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-insurer/sustainability-into-underwriting">Sustainability into Underwriting</a></li> </ul> </li> <li class="position-relative"> <a id="navItem0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84" class="dropdown-item" href="/sustainability/responsible-investor"> Responsible Investor </a> <a aria-labelledby="navItem0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84" role="button" aria-expanded="false" aria-controls="menu0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_1" class="collapse list-unstyled" id="menu0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84"> <li><a class="dropdown-item" href="/sustainability/responsible-investor/sustainability-into-investments">Sustainability into Investments</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-investor/investing-for-the-climate">Investing for climate</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-investor/real-estate-investments">Sustainable real estate investing</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-investor/sustainability-related-disclosures">Sustainability related disclosures</a></li> </ul> </li> <li class="position-relative"> <a id="navItemda037c77-27ec-4534-a546-71232c7f3592" class="dropdown-item" href="/sustainability/responsible-employer"> Responsible Employer </a> <a aria-labelledby="navItemda037c77-27ec-4534-a546-71232c7f3592" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menuda037c77-27ec-4534-a546-71232c7f3592" role="button" aria-expanded="false" aria-controls="menuda037c77-27ec-4534-a546-71232c7f3592"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_1" class="collapse list-unstyled" id="menuda037c77-27ec-4534-a546-71232c7f3592"> <li><a class="dropdown-item" href="/sustainability/responsible-employer/Generali-people-strategy">Generali People Strategy</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-employer/Employees_engagement">Employee engagement </a></li> <li><a class="dropdown-item" href="/sustainability/responsible-employer/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-employer/investing-in-our-people">Investing in our people</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-employer/training">Training</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-employer/work-life-balance">Work-life balance</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-employer/well-being">Well-being</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-employer/environmental-management">Environmental management system of Group Operations</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-employer/greenhouse-gas-emissions">Greenhouse gas emissions</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-employer/Green-offices-energy-use-of-resources-and-waste">Our offices: energy, use of resources and waste</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-employer/mobility">Mobility of our personnel</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-employer/social-dialogue">Social Dialogue</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-employer/european_social_charter">European Social Charter</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-employer/European_Works_Council">European Works Council</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-employer/working-with-our-suppliers">Working with our suppliers</a></li> </ul> </li> <li class="position-relative"> <a id="navItema53c3929-8a95-477a-9025-b5568a187532" class="dropdown-item" href="/sustainability/responsible-citizen"> Responsible Corporate Citizen </a> <a aria-labelledby="navItema53c3929-8a95-477a-9025-b5568a187532" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menua53c3929-8a95-477a-9025-b5568a187532" role="button" aria-expanded="false" aria-controls="menua53c3929-8a95-477a-9025-b5568a187532"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_1" class="collapse list-unstyled" id="menua53c3929-8a95-477a-9025-b5568a187532"> <li><a class="dropdown-item" href="/sustainability/responsible-citizen/the-human-safety-net">The Human Safety Net</a></li> <li><a class="dropdown-item" href="/sustainability/responsible-citizen/how-we-contribute">How we contribute</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_2_2"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItemfe299ed2-13dc-4d39-bb3f-a50e0a3296b2" class="dropdown-item" href="/sustainability/our-commitment-to-the-environment-and-climate"> Commitments to the environment and climate </a> <a aria-labelledby="navItemfe299ed2-13dc-4d39-bb3f-a50e0a3296b2" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menufe299ed2-13dc-4d39-bb3f-a50e0a3296b2" role="button" aria-expanded="false" aria-controls="menufe299ed2-13dc-4d39-bb3f-a50e0a3296b2"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_2" class="collapse list-unstyled" id="menufe299ed2-13dc-4d39-bb3f-a50e0a3296b2"> <li><a class="dropdown-item" href="/sustainability/our-commitment-to-the-environment-and-climate/participation-in-public-debate">Climate advocacy policy and participation in public debate</a></li> </ul> </li> <li class="position-relative"> <a id="navIteme04f6cbf-8be3-4b9b-b0f9-42881213c5e3" class="dropdown-item" href="/sustainability/performance-and-reporting"> Performance and Reporting </a> <a aria-labelledby="navIteme04f6cbf-8be3-4b9b-b0f9-42881213c5e3" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menue04f6cbf-8be3-4b9b-b0f9-42881213c5e3" role="button" aria-expanded="false" aria-controls="menue04f6cbf-8be3-4b9b-b0f9-42881213c5e3"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_2" class="collapse list-unstyled" id="menue04f6cbf-8be3-4b9b-b0f9-42881213c5e3"> <li><a class="dropdown-item" href="/sustainability/performance-and-reporting/data-and-performance">Data and performance</a></li> <li><a class="dropdown-item" href="/sustainability/performance-and-reporting/how-we-report-vista">Sustainability reports archive</a></li> </ul> </li> <li class="position-relative"> <a id="navItem8338ccd2-c523-4525-8996-bd03ec70c735" class="dropdown-item" href="/sustainability/sustainable-financial-management"> Sustainable Financial Management </a> <a aria-labelledby="navItem8338ccd2-c523-4525-8996-bd03ec70c735" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu8338ccd2-c523-4525-8996-bd03ec70c735" role="button" aria-expanded="false" aria-controls="menu8338ccd2-c523-4525-8996-bd03ec70c735"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_2" class="collapse list-unstyled" id="menu8338ccd2-c523-4525-8996-bd03ec70c735"> <li><a class="dropdown-item" href="/sustainability/sustainable-financial-management/green-and-sustainability-bonds">Green & Sustainability Bonds</a></li> <li><a class="dropdown-item" href="/sustainability/sustainable-financial-management/green-social-and-sustainability-ILS">Green, Social and Sustainability ILS</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_2_3"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItema8c99c84-a295-4015-b0ab-7b1a0c839bd9" class="dropdown-item" href="/sustainability/our-rules"> Our rules </a> <a aria-labelledby="navItema8c99c84-a295-4015-b0ab-7b1a0c839bd9" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menua8c99c84-a295-4015-b0ab-7b1a0c839bd9" role="button" aria-expanded="false" aria-controls="menua8c99c84-a295-4015-b0ab-7b1a0c839bd9"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_2_3" class="collapse list-unstyled" id="menua8c99c84-a295-4015-b0ab-7b1a0c839bd9"> <li><a class="dropdown-item" href="/sustainability/our-rules/governance-management">Governance & management</a></li> <li><a class="dropdown-item" href="/sustainability/our-rules/code-of-conduct">Generali Group Code of Conduct</a></li> <li><a class="dropdown-item" href="/sustainability/our-rules/respecting-human-rights">Respecting human rights</a></li> <li><a class="dropdown-item" href="/sustainability/our-rules/anti-corruption">Anti-corruption</a></li> <li><a class="dropdown-item" href="/sustainability/our-rules/financial-crimes-compliance">Financial crimes compliance</a></li> <li><a class="dropdown-item" href="/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption">Anti Financial Crime and Anti Bribery & Corruption</a></li> <li><a class="dropdown-item" href="/sustainability/our-rules/tax-payments">Tax Strategy and Taxes</a></li> <li><a class="dropdown-item" href="/sustainability/our-rules/tax-transparency-report">Tax Transparency Report</a></li> <li><a class="dropdown-item" href="/sustainability/our-rules/group-security">Group security</a></li> </ul> </li> <li><a class="dropdown-item" href="/sustainability/contacts">Contacts</a></li> </ul></div> </div> </div> </div> </li> <li class="nav-item dropdown position-static"> <a class="nav-link dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false" href="/work-with-us">Work with us</a> <div class="dropdown-menu w-100 shadow py-5"> <div class="px-3 large-container position-relative"> <div class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Close</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">Work with us</h4> <p class="mt-3"> People are our company's soul. </p> <a aria-label="Work with us" class="btn btn-red mt-3" href="/work-with-us"> Discover </a> </div> <div class="col-3" id="accordion_3_1"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItema17f94aa-bf48-4cb2-9003-de558d3d477f" class="dropdown-item" href="/work-with-us/Get-to-know-us"> Get to know us </a> <a aria-labelledby="navItema17f94aa-bf48-4cb2-9003-de558d3d477f" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menua17f94aa-bf48-4cb2-9003-de558d3d477f" role="button" aria-expanded="false" aria-controls="menua17f94aa-bf48-4cb2-9003-de558d3d477f"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_3_1" class="collapse list-unstyled" id="menua17f94aa-bf48-4cb2-9003-de558d3d477f"> <li><a class="dropdown-item" href="/work-with-us/Get-to-know-us/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a class="dropdown-item" href="/work-with-us/Get-to-know-us/Our-people-s-stories">Our people’s stories</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_3_2"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItem27127351-2cbb-4c95-8681-75f14d3e81d2" class="dropdown-item" href="/work-with-us/grow-with-us"> Grow with us </a> <a aria-labelledby="navItem27127351-2cbb-4c95-8681-75f14d3e81d2" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu27127351-2cbb-4c95-8681-75f14d3e81d2" role="button" aria-expanded="false" aria-controls="menu27127351-2cbb-4c95-8681-75f14d3e81d2"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_3_2" class="collapse list-unstyled" id="menu27127351-2cbb-4c95-8681-75f14d3e81d2"> <li><a class="dropdown-item" href="/work-with-us/grow-with-us/Drive-our-success">Drive our success</a></li> <li><a class="dropdown-item" href="/work-with-us/grow-with-us/Your-development">Your development with us</a></li> <li><a class="dropdown-item" href="/work-with-us/grow-with-us/We-LEARN">We LEARN</a></li> <li><a class="dropdown-item" href="/work-with-us/grow-with-us/what-we-offer">What we offer</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_3_3"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItem403638b0-7d9e-49e6-906a-026dd1a0a4ba" class="dropdown-item" href="/work-with-us/join-us"> Join us </a> <a aria-labelledby="navItem403638b0-7d9e-49e6-906a-026dd1a0a4ba" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu403638b0-7d9e-49e6-906a-026dd1a0a4ba" role="button" aria-expanded="false" aria-controls="menu403638b0-7d9e-49e6-906a-026dd1a0a4ba"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_3_3" class="collapse list-unstyled" id="menu403638b0-7d9e-49e6-906a-026dd1a0a4ba"> <li><a class="dropdown-item" href="/work-with-us/join-us/five-reasons-to-apply">Five reasons to apply</a></li> <li><a class="dropdown-item" href="/work-with-us/join-us/Openings_Graduates_and_Students">Openings for Graduates and Students</a></li> <li><a class="dropdown-item" href="/work-with-us/join-us/job-search">Job search</a></li> <li><a class="dropdown-item" href="/work-with-us/join-us/contact-and-connect-with-us">Contact and connect with us</a></li> </ul> </li> </ul></div> </div> </div> </div> </li> <li class="nav-item dropdown position-static"> <a class="nav-link dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false" href="/investors">Investors</a> <div class="dropdown-menu w-100 shadow py-5"> <div class="px-3 large-container position-relative"> <div class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Close</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">Investors</h4> <p class="mt-3"> Driving sustainable growth, enhancing earnings profile, and leading innovation are the three pillars of our strategy. </p> <a aria-label="Investors" class="btn btn-red mt-3" href="/investors"> Discover </a> </div> <div class="col-3" id="accordion_4_1"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/investors/investing-in-generali">Investing in Generali</a></li> <li class="position-relative"> <a id="navItem076b0aab-d6aa-4ce9-8c7b-7d3d3d4a79e4" class="dropdown-item" href="/investors/Strategy"> Strategy </a> <a aria-labelledby="navItem076b0aab-d6aa-4ce9-8c7b-7d3d3d4a79e4" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu076b0aab-d6aa-4ce9-8c7b-7d3d3d4a79e4" role="button" aria-expanded="false" aria-controls="menu076b0aab-d6aa-4ce9-8c7b-7d3d3d4a79e4"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_4_1" class="collapse list-unstyled" id="menu076b0aab-d6aa-4ce9-8c7b-7d3d3d4a79e4"> <li><a class="dropdown-item" href="/investors/Strategy/Outlook">Outlook</a></li> <li><a class="dropdown-item" href="/investors/Strategy/investments-and-divestments">Investments and divestments</a></li> <li><a class="dropdown-item" href="/investors/Strategy/transformation-strategy">Lead Innovation</a></li> <li><a class="dropdown-item" href="/investors/Strategy/Growth-factors">Growth factors</a></li> </ul> </li> <li class="position-relative"> <a id="navItemc5b72be0-a279-4752-811d-4dc891e8032d" class="dropdown-item" href="/investors/financial-highlights"> Financial highlights </a> <a aria-labelledby="navItemc5b72be0-a279-4752-811d-4dc891e8032d" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menuc5b72be0-a279-4752-811d-4dc891e8032d" role="button" aria-expanded="false" aria-controls="menuc5b72be0-a279-4752-811d-4dc891e8032d"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_4_1" class="collapse list-unstyled" id="menuc5b72be0-a279-4752-811d-4dc891e8032d"> <li><a class="dropdown-item" href="/investors/financial-highlights/performance-by-segment">Performance by segment</a></li> <li><a class="dropdown-item" href="/investors/financial-highlights/performance-by-country">Performance by country</a></li> <li><a class="dropdown-item" href="/investors/financial-highlights/historical-data">Historical Data</a></li> </ul> </li> <li class="position-relative"> <a id="navItem0856e274-9a76-4452-b94d-31451c350151" class="dropdown-item" href="/investors/reports-and-presentations"> Reports and presentations </a> <a aria-labelledby="navItem0856e274-9a76-4452-b94d-31451c350151" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu0856e274-9a76-4452-b94d-31451c350151" role="button" aria-expanded="false" aria-controls="menu0856e274-9a76-4452-b94d-31451c350151"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_4_1" class="collapse list-unstyled" id="menu0856e274-9a76-4452-b94d-31451c350151"> <li><a class="dropdown-item" href="/investors/reports-and-presentations/report-archive">Report Archive</a></li> <li><a class="dropdown-item" href="/investors/reports-and-presentations/Presentations">Presentations</a></li> <li><a class="dropdown-item" href="/investors/reports-and-presentations/investor-day">Investor Days</a></li> <li><a class="dropdown-item" href="/investors/reports-and-presentations/opa-cattolica">Cattolica Tender</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_4_2"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItem415702dc-3ccb-42a0-ac30-271a77e169e7" class="dropdown-item" href="/investors/share-information-analysts"> Share information & analysts </a> <a aria-labelledby="navItem415702dc-3ccb-42a0-ac30-271a77e169e7" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu415702dc-3ccb-42a0-ac30-271a77e169e7" role="button" aria-expanded="false" aria-controls="menu415702dc-3ccb-42a0-ac30-271a77e169e7"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_4_2" class="collapse list-unstyled" id="menu415702dc-3ccb-42a0-ac30-271a77e169e7"> <li><a class="dropdown-item" href="/investors/share-information-analysts/key-share-figures">Key share figures</a></li> <li><a class="dropdown-item" href="/investors/share-information-analysts/tickers-and-indices">Tickers and indices</a></li> <li><a class="dropdown-item" href="/investors/share-information-analysts/share-capital">Share capital</a></li> <li><a class="dropdown-item" href="/investors/share-information-analysts/dividends">Dividends</a></li> <li><a class="dropdown-item" href="/investors/share-information-analysts/Shareholding-calculator">Shareholding calculator</a></li> <li><a class="dropdown-item" href="/investors/share-information-analysts/equity-analysts-and-consensus">Equity analysts and consensus</a></li> <li><a class="dropdown-item" href="/investors/share-information-analysts/ownership-structure">Ownership structure</a></li> <li><a class="dropdown-item" href="/investors/share-information-analysts/share-buyback">Share buyback</a></li> </ul> </li> <li class="position-relative"> <a id="navItem7958af3c-16bc-4f9b-b3dc-f1baaa2014af" class="dropdown-item" href="/investors/debt-ratings"> Debt & ratings </a> <a aria-labelledby="navItem7958af3c-16bc-4f9b-b3dc-f1baaa2014af" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu7958af3c-16bc-4f9b-b3dc-f1baaa2014af" role="button" aria-expanded="false" aria-controls="menu7958af3c-16bc-4f9b-b3dc-f1baaa2014af"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_4_2" class="collapse list-unstyled" id="menu7958af3c-16bc-4f9b-b3dc-f1baaa2014af"> <li><a class="dropdown-item" href="/investors/debt-ratings/listed-debt-securities">Debt securities</a></li> <li><a class="dropdown-item" href="/investors/debt-ratings/debt-composition-and-maturity">Debt composition and maturity</a></li> <li><a class="dropdown-item" href="/investors/debt-ratings/ratings">Ratings</a></li> <li><a class="dropdown-item" href="/investors/debt-ratings/credit-analysts">Credit analysts</a></li> <li><a class="dropdown-item" href="/investors/debt-ratings/sustainability-bond-framework">Sustainability Bond Framework and Report </a></li> </ul> </li> <li class="position-relative"> <a id="navItem0dc5b20b-23a4-4a23-8323-138ab58f42b6" class="dropdown-item" href="/investors/Our-ESG-approach"> Our ESG approach </a> <a aria-labelledby="navItem0dc5b20b-23a4-4a23-8323-138ab58f42b6" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu0dc5b20b-23a4-4a23-8323-138ab58f42b6" role="button" aria-expanded="false" aria-controls="menu0dc5b20b-23a4-4a23-8323-138ab58f42b6"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_4_2" class="collapse list-unstyled" id="menu0dc5b20b-23a4-4a23-8323-138ab58f42b6"> <li><a class="dropdown-item" href="/investors/Our-ESG-approach/Environmental">Environmental</a></li> <li><a class="dropdown-item" href="/investors/Our-ESG-approach/Social">Social</a></li> <li><a class="dropdown-item" href="/investors/Our-ESG-approach/Governance">Governance</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_4_3"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/investors/financial-calendar">Financial calendar</a></li> <li><a class="dropdown-item" href="/investors/Retail-shareholders">Retail shareholders</a></li> <li class="position-relative"> <a id="navItem02144310-ce2c-4333-a84e-e373ff8a6934" class="dropdown-item" href="/investors/contacts"> Contacts </a> <a aria-labelledby="navItem02144310-ce2c-4333-a84e-e373ff8a6934" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu02144310-ce2c-4333-a84e-e373ff8a6934" role="button" aria-expanded="false" aria-controls="menu02144310-ce2c-4333-a84e-e373ff8a6934"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_4_3" class="collapse list-unstyled" id="menu02144310-ce2c-4333-a84e-e373ff8a6934"> <li><a class="dropdown-item" href="/investors/contacts/Contacts-for-institutional-investors">Contacts for institutional investors</a></li> <li><a class="dropdown-item" href="/investors/contacts/Contacts-for-retail-shareholders">Contacts for retail shareholders</a></li> </ul> </li> </ul></div> </div> </div> </div> </li> <li class="nav-item dropdown position-static"> <a class="nav-link dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false" href="/media">Media</a> <div class="dropdown-menu w-100 shadow py-5"> <div class="px-3 large-container position-relative"> <div class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Close</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">Media</h4> <p class="mt-3"> The latest from Generali. </p> <a aria-label="Media" class="btn btn-red mt-3" href="/media"> Discover </a> </div> <div class="col-3" id="accordion_5_1"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/media/press-releases">Press releases</a></li> <li class="position-relative"> <a id="navItemb56a20ab-c69b-4252-9b60-b2bf42fad7a9" class="dropdown-item" href="/media/News"> News </a> <a aria-labelledby="navItemb56a20ab-c69b-4252-9b60-b2bf42fad7a9" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menub56a20ab-c69b-4252-9b60-b2bf42fad7a9" role="button" aria-expanded="false" aria-controls="menub56a20ab-c69b-4252-9b60-b2bf42fad7a9"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_5_1" class="collapse list-unstyled" id="menub56a20ab-c69b-4252-9b60-b2bf42fad7a9"> <li><a class="dropdown-item" href="/media/News/covid-19-emergency">COVID-19 emergency</a></li> </ul> </li> <li class="position-relative"> <a id="navItemc38da387-1c04-4df3-a589-65f61b96fef5" class="dropdown-item" href="/media/podcast"> Podcast </a> <a aria-labelledby="navItemc38da387-1c04-4df3-a589-65f61b96fef5" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menuc38da387-1c04-4df3-a589-65f61b96fef5" role="button" aria-expanded="false" aria-controls="menuc38da387-1c04-4df3-a589-65f61b96fef5"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_5_1" class="collapse list-unstyled" id="menuc38da387-1c04-4df3-a589-65f61b96fef5"> <li><a class="dropdown-item" href="/media/podcast/190-Years-of-Future">190 Years of Future</a></li> </ul> </li> <li><a class="dropdown-item" href="/media/media-kit">Media kit</a></li> </ul></div> <div class="col-3" id="accordion_5_2"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/media/events-calendar">Events calendar</a></li> <li class="position-relative"> <a id="navItem60a5d380-dd45-4b6d-bb32-4953b85512fb" class="dropdown-item" href="/media/multimedia-gallery"> Multimedia-Gallery </a> <a aria-labelledby="navItem60a5d380-dd45-4b6d-bb32-4953b85512fb" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu60a5d380-dd45-4b6d-bb32-4953b85512fb" role="button" aria-expanded="false" aria-controls="menu60a5d380-dd45-4b6d-bb32-4953b85512fb"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_5_2" class="collapse list-unstyled" id="menu60a5d380-dd45-4b6d-bb32-4953b85512fb"> <li><a class="dropdown-item" href="/media/multimedia-gallery/video">Videos</a></li> <li><a class="dropdown-item" href="/media/multimedia-gallery/images">Images</a></li> </ul> </li> <li class="position-relative"> <a id="navItem14a098b9-a896-411a-a102-829eacd1bfcd" class="dropdown-item" href="/media/social-media"> Social media </a> <a aria-labelledby="navItem14a098b9-a896-411a-a102-829eacd1bfcd" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu14a098b9-a896-411a-a102-829eacd1bfcd" role="button" aria-expanded="false" aria-controls="menu14a098b9-a896-411a-a102-829eacd1bfcd"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_5_2" class="collapse list-unstyled" id="menu14a098b9-a896-411a-a102-829eacd1bfcd"> <li><a class="dropdown-item" href="/media/social-media/netiquette">Netiquette</a></li> </ul> </li> </ul></div> <div class="col-3" id="accordion_5_3"><ul class="list-unstyled"> <li><a class="dropdown-item" href="/media/corporate-magazines">Corporate magazines</a></li> <li class="position-relative"> <a id="navItem67b4989b-22de-41e3-9e45-aec44f931c51" class="dropdown-item" href="/media/macroeconomic-and-insurance-research"> Macroeconomic and insurance research </a> <a aria-labelledby="navItem67b4989b-22de-41e3-9e45-aec44f931c51" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu67b4989b-22de-41e3-9e45-aec44f931c51" role="button" aria-expanded="false" aria-controls="menu67b4989b-22de-41e3-9e45-aec44f931c51"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_5_3" class="collapse list-unstyled" id="menu67b4989b-22de-41e3-9e45-aec44f931c51"> <li><a class="dropdown-item" href="/media/macroeconomic-and-insurance-research/contacts">Contacts</a></li> </ul> </li> <li><a class="dropdown-item" href="/media/contacts">Contacts</a></li> </ul></div> </div> </div> </div> </li> <li class="nav-item dropdown position-static"> <a class="nav-link dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false" href="/governance">Governance</a> <div class="dropdown-menu w-100 shadow py-5"> <div class="px-3 large-container position-relative"> <div class="position-absolute top-0 end-0 close-menu-container"> <a role="button" class="close-menu"> <span class="visually-hidden">Close Navigation</span> <span class="close-label me-1">Close</span> <span class="icongen-close color-dark-blue"></span> </a> </div> <div class="row"> <div class="col-3 component pe-4"> <h4 class="color-red">Governance</h4> <p class="mt-3"> Our corporate governance system is in line with international best practices. </p> <a aria-label="Governance" class="btn btn-red mt-3" href="/governance"> Discover </a> </div> <div class="col-3" id="accordion_6_1"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItem987b4111-5d0c-450b-8198-2dad3e07b4c3" class="dropdown-item" href="/governance/corporate-governance-system"> Corporate governance system </a> <a aria-labelledby="navItem987b4111-5d0c-450b-8198-2dad3e07b4c3" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu987b4111-5d0c-450b-8198-2dad3e07b4c3" role="button" aria-expanded="false" aria-controls="menu987b4111-5d0c-450b-8198-2dad3e07b4c3"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_6_1" class="collapse list-unstyled" id="menu987b4111-5d0c-450b-8198-2dad3e07b4c3"> <li><a class="dropdown-item" href="/governance/corporate-governance-system/articles-of-association">Articles of association</a></li> <li><a class="dropdown-item" href="/governance/corporate-governance-system/organisational-and-management-model">Organizational and Management Model </a></li> <li><a class="dropdown-item" href="/governance/corporate-governance-system/related-party-transactions">Related-party transactions</a></li> <li><a class="dropdown-item" href="/governance/corporate-governance-system/corporate-governance-report">Corporate Governance Report</a></li> <li><a class="dropdown-item" href="/governance/corporate-governance-system/diversity-policy">Diversity Policy </a></li> </ul> </li> <li class="position-relative"> <a id="navItemd1b7273f-f4c8-48e1-b73a-dd433093d1b1" class="dropdown-item" href="/governance/board-of-directors"> Board of Directors </a> <a aria-labelledby="navItemd1b7273f-f4c8-48e1-b73a-dd433093d1b1" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menud1b7273f-f4c8-48e1-b73a-dd433093d1b1" role="button" aria-expanded="false" aria-controls="menud1b7273f-f4c8-48e1-b73a-dd433093d1b1"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_6_1" class="collapse list-unstyled" id="menud1b7273f-f4c8-48e1-b73a-dd433093d1b1"> <li><a class="dropdown-item" href="/governance/board-of-directors/Role-functions-and-activity">Role, functions and activity</a></li> <li><a class="dropdown-item" href="/governance/board-of-directors/meetings-and-attendance">Meetings and attendance</a></li> <li><a class="dropdown-item" href="/governance/board-of-directors/board-evaluation">Board evaluation</a></li> <li><a class="dropdown-item" href="/governance/board-of-directors/succession-plan">Succession plan</a></li> <li><a class="dropdown-item" href="/governance/board-of-directors/outgoing-board-of-directors-list">Procedure for the outgoing Board of Directors list – AGM 2022</a></li> </ul> </li> <li class="position-relative"> <a id="navItemc7bd6d90-5b8b-46bf-aaa0-4b92b4b6248d" class="dropdown-item" href="/governance/committees"> Committees </a> <a aria-labelledby="navItemc7bd6d90-5b8b-46bf-aaa0-4b92b4b6248d" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menuc7bd6d90-5b8b-46bf-aaa0-4b92b4b6248d" role="button" aria-expanded="false" aria-controls="menuc7bd6d90-5b8b-46bf-aaa0-4b92b4b6248d"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_6_1" class="collapse list-unstyled" id="menuc7bd6d90-5b8b-46bf-aaa0-4b92b4b6248d"> <li><a class="dropdown-item" href="/governance/committees/risk-and-control">Risk and Control Committee</a></li> <li><a class="dropdown-item" href="/governance/committees/Related-Party-transactions">Related party transactions Committee</a></li> <li><a class="dropdown-item" href="/governance/committees/Nominations-and-corporate-governance">Nominations and Corporate Governance Committee</a></li> <li><a class="dropdown-item" href="/governance/committees/remuneration-and-HR-committee">Remuneration and Human Resources Committee</a></li> <li><a class="dropdown-item" href="/governance/committees/Innovation-and-Sustainability">Innovation, Social and Environmental Sustainability Committee</a></li> <li><a class="dropdown-item" href="/governance/committees/Investment-Committee">Investment Committee</a></li> </ul> </li> <li><a class="dropdown-item" href="/governance/statutory-auditors">Statutory Auditors</a></li> <li><a class="dropdown-item" href="/governance/auditing-firm">External Auditors Firm</a></li> </ul></div> <div class="col-3" id="accordion_6_2"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItem8abc147b-3989-4e6f-82b6-de854ae29d9a" class="dropdown-item" href="/governance/remuneration"> Remuneration </a> <a aria-labelledby="navItem8abc147b-3989-4e6f-82b6-de854ae29d9a" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu8abc147b-3989-4e6f-82b6-de854ae29d9a" role="button" aria-expanded="false" aria-controls="menu8abc147b-3989-4e6f-82b6-de854ae29d9a"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_6_2" class="collapse list-unstyled" id="menu8abc147b-3989-4e6f-82b6-de854ae29d9a"> <li><a class="dropdown-item" href="/governance/remuneration/share-plan-for-the-generali-group-employees">Share plan for the employees We SHARE 2.0</a></li> </ul> </li> <li class="position-relative"> <a id="navItem881fe6aa-411d-4932-9e2f-cbad2504d8c9" class="dropdown-item" href="/governance/insider-stock-trading"> Insider stock trading </a> <a aria-labelledby="navItem881fe6aa-411d-4932-9e2f-cbad2504d8c9" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu881fe6aa-411d-4932-9e2f-cbad2504d8c9" role="button" aria-expanded="false" aria-controls="menu881fe6aa-411d-4932-9e2f-cbad2504d8c9"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_6_2" class="collapse list-unstyled" id="menu881fe6aa-411d-4932-9e2f-cbad2504d8c9"> <li><a class="dropdown-item" href="/governance/insider-stock-trading/list-of-insiders">List of insiders</a></li> <li><a class="dropdown-item" href="/governance/insider-stock-trading/shareholdings">Shareholdings</a></li> <li><a class="dropdown-item" href="/governance/insider-stock-trading/transactions">Transactions</a></li> </ul> </li> <li><a class="dropdown-item" href="/governance/business-conduct">Business conduct</a></li> <li><a class="dropdown-item" href="/governance/engagement">Engagement </a></li> <li><a class="dropdown-item" href="/governance/relations-with-institutions">Relations with institutions</a></li> </ul></div> <div class="col-3" id="accordion_6_3"><ul class="list-unstyled"> <li class="position-relative"> <a id="navItemd72e5695-d163-42da-bc27-ef089b3f0567" class="dropdown-item" href="/governance/internal-control-risk-management"> Internal Control & Risk Management System </a> <a aria-labelledby="navItemd72e5695-d163-42da-bc27-ef089b3f0567" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menud72e5695-d163-42da-bc27-ef089b3f0567" role="button" aria-expanded="false" aria-controls="menud72e5695-d163-42da-bc27-ef089b3f0567"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_6_3" class="collapse list-unstyled" id="menud72e5695-d163-42da-bc27-ef089b3f0567"> <li><a class="dropdown-item" href="/governance/internal-control-risk-management/internal-control-functions">Internal control functions</a></li> </ul> </li> <li class="position-relative"> <a id="navItem419d4b61-3f80-4938-9512-830912966014" class="dropdown-item" href="/governance/annual-general-meeting"> Annual General Meeting </a> <a aria-labelledby="navItem419d4b61-3f80-4938-9512-830912966014" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu419d4b61-3f80-4938-9512-830912966014" role="button" aria-expanded="false" aria-controls="menu419d4b61-3f80-4938-9512-830912966014"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_6_3" class="collapse list-unstyled" id="menu419d4b61-3f80-4938-9512-830912966014"> <li><a class="dropdown-item" href="/governance/annual-general-meeting/a-tree-for-a-shareholder">A tree for a Shareholder</a></li> <li><a class="dropdown-item" href="/governance/annual-general-meeting/AGM-SMEI-program">Shareholders' Meeting Extended Inclusion</a></li> </ul> </li> <li class="position-relative"> <a id="navItem5f0f7e54-ec10-4974-bfc0-c10525a49722" class="dropdown-item" href="/governance/AGM-2024"> Annual General Meeting 2024 </a> <a aria-labelledby="navItem5f0f7e54-ec10-4974-bfc0-c10525a49722" class="position-absolute star-0 dropdown-toggle ps-3" data-bs-toggle="collapse" data-bs-target="#menu5f0f7e54-ec10-4974-bfc0-c10525a49722" role="button" aria-expanded="false" aria-controls="menu5f0f7e54-ec10-4974-bfc0-c10525a49722"> <span class="visually-hidden">Open Submenu</span> </a> <ul data-bs-parent="#accordion_6_3" class="collapse list-unstyled" id="menu5f0f7e54-ec10-4974-bfc0-c10525a49722"> <li><a class="dropdown-item" href="/governance/AGM-2024/notice-of-call-of-the-annual-general-meeting">Notice of call of the Annual General Meeting 2024</a></li> <li><a class="dropdown-item" href="/governance/AGM-2024/annual-general-meeting-2024-documents">Annual General Meeting 2024 Documents</a></li> <li><a class="dropdown-item" href="/governance/AGM-2024/AGM-2024-live-streaming">AGM 2024 - live streaming</a></li> <li><a class="dropdown-item" href="/governance/AGM-2024/AGM-2024-How-to-vote">AGM 2024 - How to vote</a></li> <li><a class="dropdown-item" href="/governance/AGM-2024/faq">FAQ</a></li> </ul> </li> <li><a class="dropdown-item" href="/governance/crisis-management">Crisis management</a></li> <li><a class="dropdown-item" href="/governance/contacts">Contacts</a></li> </ul></div> </div> </div> </div> </li> </ul> <div class="dropdown dropdown-search"> <a href="#" role="button" class="d-flex align-items-center search-menu-item dropdown-toggle" role="button" data-bs-toggle="dropdown" aria-expanded="false"> <i class="icongen-lens mb-1"></i> <strong class="search-label">Search</strong> </a> <div class="dropdown-menu dropdown-menu-search"> <form action="/tools/search-results" method="get" class="component row gx-0 align-items-center justify-content-between" autocomplete="off"> <div class="col-10 d-flex align-items-center"> <i class="icongen-lens me-3"></i> <input name="one" value="" type="text" autocomplete="off" placeholder="Start typing..."> </div> <div class="col-2 d-flex align-items-center justify-content-end"> <a href="#" class="btn btn-red btn-small btn-submit">Search</a> <a href="#" class="btn-search-close"> <span class="visually-hidden">Close Search</span> <span>Close</span> <span class="icongen-close"></span> </a> </div> </form> </div> </div> </div> </div> </div> </nav> </header> <div id="page"> <div class="d-none d-md-block large-container"> <nav aria-label="breadcrumb"> <ol class="breadcrumb m-0 pt-3"> <li class="breadcrumb-item ps-0"> <a href="/" aria-label="Homepage"><span class="icongen-home"></span></a> </li> <li class="breadcrumb-item"> <a href="/sustainability">Sustainability</a> </li> <li class="breadcrumb-item"> <a href="/sustainability/our-rules">Our rules</a> </li> <li class="breadcrumb-item" aria-current="page"> <span class="dot-ellipsis" data-nchars="80">Anti Financial Crime and Anti Bribery & Corruption</span> </li> </ol> </nav> </div> <div id="main"> <div id="share-buttons"> <ul class="share-container"> <li> <a href="#" aria-label="Share on Twitter" class="share-action" data-target="twitter" data-url=""><i class="icongen-twitter"></i></a> </li> <li> <a href="#" aria-label="Share on Linkedin" class="share-action" data-target="linkedin" data-url=""><i class="icongen-linkedin"></i></a> </li> <li> <a href="#" aria-label="Share on Facebook" class="share-action" data-target="facebook" data-url=""><i class="icongen-facebook"></i></a> </li> </ul> </div> <div class="wrapper-content"> <div class="row p-0 gx-md-5 g-xl-6 justify-content-center"> <div class="d-none d-lg-block col-12 col-md-12 col-lg-3 col-xl-3 mt-2"> <nav class="internal-nav"> <ul> <li class=""> <div class="d-flex justify-content-between align-items-center"> <a id="horizontalItemf776b006-14f2-4a51-b140-0e89e15512af" href="/sustainability/responsible-business"> Responsible Business </a> <a aria-labelledby="horizontalItemf776b006-14f2-4a51-b140-0e89e15512af" class="me-xl-3 show-level collapsed" data-bs-toggle="collapse" data-bs-target="#collapsef776b006-14f2-4a51-b140-0e89e15512af" href="#collapsef776b006-14f2-4a51-b140-0e89e15512af" aria-expanded="false" aria-controls="collapsef776b006-14f2-4a51-b140-0e89e15512af"> <span class="icongen-right-arrow-bold"></span> <span class="visually-hidden">Open Submenu</span> </a> </div> <div id="collapsef776b006-14f2-4a51-b140-0e89e15512af" class="sublevel collapse" role="tabpanel" aria-labelledby="headingf776b006-14f2-4a51-b140-0e89e15512af"> <ul> <li> <a href="/sustainability/responsible-business/charter_sustainability_commitments"> Charter of Sustainability Commitments </a> </li> <li> <a href="/sustainability/responsible-business/materiality-analysis"> Materiality assessment </a> </li> <li> <a href="/sustainability/responsible-business/stakeholder-engagement"> Stakeholder engagement </a> </li> <li> <a href="/sustainability/responsible-business/sustainability-indices-and-ratings"> Sustainability indices and ratings </a> </li> <li> <a href="/sustainability/responsible-business/external-commitments"> External commitments </a> </li> </ul> </div> </li> <li class=""> <div class="d-flex justify-content-between align-items-center"> <a id="horizontalItem241e953a-da15-424a-8dc1-a39435383ace" href="/sustainability/responsible-insurer"> Responsible Insurer </a> <a aria-labelledby="horizontalItem241e953a-da15-424a-8dc1-a39435383ace" class="me-xl-3 show-level collapsed" data-bs-toggle="collapse" data-bs-target="#collapse241e953a-da15-424a-8dc1-a39435383ace" href="#collapse241e953a-da15-424a-8dc1-a39435383ace" aria-expanded="false" aria-controls="collapse241e953a-da15-424a-8dc1-a39435383ace"> <span class="icongen-right-arrow-bold"></span> <span class="visually-hidden">Open Submenu</span> </a> </div> <div id="collapse241e953a-da15-424a-8dc1-a39435383ace" class="sublevel collapse" role="tabpanel" aria-labelledby="heading241e953a-da15-424a-8dc1-a39435383ace"> <ul> <li> <a href="/sustainability/responsible-insurer/insurance-solutions-with-ESG-components"> Insurance solutions with ESG components </a> </li> <li> <a href="/sustainability/responsible-insurer/SME-EnterPRIZE"> SME EnterPRIZE </a> </li> <li> <a href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers"> A Lifetime partner to our customers </a> </li> <li> <a href="/sustainability/responsible-insurer/NPS-improving-clients-experience"> NPS: improving clients’ experience </a> </li> <li> <a href="/sustainability/responsible-insurer/Public-Private-partnerships"> Public-Private partnerships </a> </li> <li> <a href="/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing"> EU Taxonomy </a> </li> <li> <a href="/sustainability/responsible-insurer/sustainability-into-underwriting"> Sustainability into Underwriting </a> </li> </ul> </div> </li> <li class=""> <div class="d-flex justify-content-between align-items-center"> <a id="horizontalItem0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84" href="/sustainability/responsible-investor"> Responsible Investor </a> <a aria-labelledby="horizontalItem0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84" class="me-xl-3 show-level collapsed" data-bs-toggle="collapse" data-bs-target="#collapse0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84" href="#collapse0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84" aria-expanded="false" aria-controls="collapse0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84"> <span class="icongen-right-arrow-bold"></span> <span class="visually-hidden">Open Submenu</span> </a> </div> <div id="collapse0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84" class="sublevel collapse" role="tabpanel" aria-labelledby="heading0d6cae00-c90f-4a5c-b1f2-9868d2fe2e84"> <ul> <li> <a href="/sustainability/responsible-investor/sustainability-into-investments"> Sustainability into Investments </a> </li> <li> <a href="/sustainability/responsible-investor/investing-for-the-climate"> Investing for climate </a> </li> <li> <a href="/sustainability/responsible-investor/real-estate-investments"> Sustainable real estate investing </a> </li> <li> <a href="/sustainability/responsible-investor/sustainability-related-disclosures"> Sustainability related disclosures </a> </li> </ul> </div> </li> <li class=""> <div class="d-flex justify-content-between align-items-center"> <a id="horizontalItemda037c77-27ec-4534-a546-71232c7f3592" href="/sustainability/responsible-employer"> Responsible Employer </a> <a aria-labelledby="horizontalItemda037c77-27ec-4534-a546-71232c7f3592" class="me-xl-3 show-level collapsed" data-bs-toggle="collapse" data-bs-target="#collapseda037c77-27ec-4534-a546-71232c7f3592" href="#collapseda037c77-27ec-4534-a546-71232c7f3592" aria-expanded="false" aria-controls="collapseda037c77-27ec-4534-a546-71232c7f3592"> <span class="icongen-right-arrow-bold"></span> <span class="visually-hidden">Open Submenu</span> </a> </div> <div id="collapseda037c77-27ec-4534-a546-71232c7f3592" class="sublevel collapse" role="tabpanel" aria-labelledby="headingda037c77-27ec-4534-a546-71232c7f3592"> <ul> <li> <a href="/sustainability/responsible-employer/Generali-people-strategy"> Generali People Strategy </a> </li> <li> <a href="/sustainability/responsible-employer/Employees_engagement"> Employee engagement </a> </li> <li> <a href="/sustainability/responsible-employer/diversity-and-inclusion"> Diversity Equity and Inclusion </a> </li> <li> <a href="/sustainability/responsible-employer/investing-in-our-people"> Investing in our people </a> </li> <li> <a href="/sustainability/responsible-employer/training"> Training </a> </li> <li> <a href="/sustainability/responsible-employer/work-life-balance"> Work-life balance </a> </li> <li> <a href="/sustainability/responsible-employer/well-being"> Well-being </a> </li> <li> <a href="/sustainability/responsible-employer/environmental-management"> Environmental management system of Group Operations </a> </li> <li> <a href="/sustainability/responsible-employer/greenhouse-gas-emissions"> Greenhouse gas emissions </a> </li> <li> <a href="/sustainability/responsible-employer/Green-offices-energy-use-of-resources-and-waste"> Our offices: energy, use of resources and waste </a> </li> <li> <a href="/sustainability/responsible-employer/mobility"> Mobility of our personnel </a> </li> <li> <a href="/sustainability/responsible-employer/social-dialogue"> Social Dialogue </a> </li> <li> <a href="/sustainability/responsible-employer/european_social_charter"> European Social Charter </a> </li> <li> <a href="/sustainability/responsible-employer/European_Works_Council"> European Works Council </a> </li> <li> <a href="/sustainability/responsible-employer/working-with-our-suppliers"> Working with our suppliers </a> </li> </ul> </div> </li> <li class=""> <div class="d-flex justify-content-between align-items-center"> <a id="horizontalItema53c3929-8a95-477a-9025-b5568a187532" href="/sustainability/responsible-citizen"> Responsible Corporate Citizen </a> <a aria-labelledby="horizontalItema53c3929-8a95-477a-9025-b5568a187532" class="me-xl-3 show-level collapsed" data-bs-toggle="collapse" data-bs-target="#collapsea53c3929-8a95-477a-9025-b5568a187532" href="#collapsea53c3929-8a95-477a-9025-b5568a187532" aria-expanded="false" aria-controls="collapsea53c3929-8a95-477a-9025-b5568a187532"> <span class="icongen-right-arrow-bold"></span> <span class="visually-hidden">Open Submenu</span> </a> </div> <div id="collapsea53c3929-8a95-477a-9025-b5568a187532" class="sublevel collapse" role="tabpanel" aria-labelledby="headinga53c3929-8a95-477a-9025-b5568a187532"> <ul> <li> <a href="/sustainability/responsible-citizen/the-human-safety-net"> The Human Safety Net </a> </li> <li> <a href="/sustainability/responsible-citizen/how-we-contribute"> How we contribute </a> </li> </ul> </div> </li> <li class=""> <div class="d-flex justify-content-between align-items-center"> <a id="horizontalItemfe299ed2-13dc-4d39-bb3f-a50e0a3296b2" href="/sustainability/our-commitment-to-the-environment-and-climate"> Commitments to the environment and climate </a> <a aria-labelledby="horizontalItemfe299ed2-13dc-4d39-bb3f-a50e0a3296b2" class="me-xl-3 show-level collapsed" data-bs-toggle="collapse" data-bs-target="#collapsefe299ed2-13dc-4d39-bb3f-a50e0a3296b2" href="#collapsefe299ed2-13dc-4d39-bb3f-a50e0a3296b2" aria-expanded="false" aria-controls="collapsefe299ed2-13dc-4d39-bb3f-a50e0a3296b2"> <span class="icongen-right-arrow-bold"></span> <span class="visually-hidden">Open Submenu</span> </a> </div> <div id="collapsefe299ed2-13dc-4d39-bb3f-a50e0a3296b2" class="sublevel collapse" role="tabpanel" aria-labelledby="headingfe299ed2-13dc-4d39-bb3f-a50e0a3296b2"> <ul> <li> <a href="/sustainability/our-commitment-to-the-environment-and-climate/participation-in-public-debate"> Climate advocacy policy and participation in public debate </a> </li> </ul> </div> </li> <li class=""> <div class="d-flex justify-content-between align-items-center"> <a id="horizontalIteme04f6cbf-8be3-4b9b-b0f9-42881213c5e3" href="/sustainability/performance-and-reporting"> Performance and Reporting </a> <a aria-labelledby="horizontalIteme04f6cbf-8be3-4b9b-b0f9-42881213c5e3" class="me-xl-3 show-level collapsed" data-bs-toggle="collapse" data-bs-target="#collapsee04f6cbf-8be3-4b9b-b0f9-42881213c5e3" href="#collapsee04f6cbf-8be3-4b9b-b0f9-42881213c5e3" aria-expanded="false" aria-controls="collapsee04f6cbf-8be3-4b9b-b0f9-42881213c5e3"> <span class="icongen-right-arrow-bold"></span> <span class="visually-hidden">Open Submenu</span> </a> </div> <div id="collapsee04f6cbf-8be3-4b9b-b0f9-42881213c5e3" class="sublevel collapse" role="tabpanel" aria-labelledby="headinge04f6cbf-8be3-4b9b-b0f9-42881213c5e3"> <ul> <li> <a href="/sustainability/performance-and-reporting/data-and-performance"> Data and performance </a> </li> <li> <a href="/sustainability/performance-and-reporting/how-we-report-vista"> Sustainability reports archive </a> </li> </ul> </div> </li> <li class=""> <div class="d-flex justify-content-between align-items-center"> <a id="horizontalItem8338ccd2-c523-4525-8996-bd03ec70c735" href="/sustainability/sustainable-financial-management"> Sustainable Financial Management </a> <a aria-labelledby="horizontalItem8338ccd2-c523-4525-8996-bd03ec70c735" class="me-xl-3 show-level collapsed" data-bs-toggle="collapse" data-bs-target="#collapse8338ccd2-c523-4525-8996-bd03ec70c735" href="#collapse8338ccd2-c523-4525-8996-bd03ec70c735" aria-expanded="false" aria-controls="collapse8338ccd2-c523-4525-8996-bd03ec70c735"> <span class="icongen-right-arrow-bold"></span> <span class="visually-hidden">Open Submenu</span> </a> </div> <div id="collapse8338ccd2-c523-4525-8996-bd03ec70c735" class="sublevel collapse" role="tabpanel" aria-labelledby="heading8338ccd2-c523-4525-8996-bd03ec70c735"> <ul> <li> <a href="/sustainability/sustainable-financial-management/green-and-sustainability-bonds"> Green & Sustainability Bonds </a> </li> <li> <a href="/sustainability/sustainable-financial-management/green-social-and-sustainability-ILS"> Green, Social and Sustainability ILS </a> </li> </ul> </div> </li> <li class=" active"> <div class="d-flex justify-content-between align-items-center"> <a id="horizontalItema8c99c84-a295-4015-b0ab-7b1a0c839bd9" href="/sustainability/our-rules"> Our rules </a> <a aria-labelledby="horizontalItema8c99c84-a295-4015-b0ab-7b1a0c839bd9" class="me-xl-3 show-level" data-bs-toggle="collapse" data-bs-target="#collapsea8c99c84-a295-4015-b0ab-7b1a0c839bd9" href="#collapsea8c99c84-a295-4015-b0ab-7b1a0c839bd9" aria-expanded="true" aria-controls="collapsea8c99c84-a295-4015-b0ab-7b1a0c839bd9"> <span class="icongen-right-arrow-bold"></span> <span class="visually-hidden">Open Submenu</span> </a> </div> <div id="collapsea8c99c84-a295-4015-b0ab-7b1a0c839bd9" class="sublevel collapse show" role="tabpanel" aria-labelledby="headinga8c99c84-a295-4015-b0ab-7b1a0c839bd9"> <ul> <li> <a href="/sustainability/our-rules/governance-management"> Governance & management </a> </li> <li> <a href="/sustainability/our-rules/code-of-conduct"> Generali Group Code of Conduct </a> </li> <li> <a href="/sustainability/our-rules/respecting-human-rights"> Respecting human rights </a> </li> <li> <a href="/sustainability/our-rules/anti-corruption"> Anti-corruption </a> </li> <li> <a href="/sustainability/our-rules/financial-crimes-compliance"> Financial crimes compliance </a> </li> <li> <a href="/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption" class="color-red"> Anti Financial Crime and Anti Bribery & Corruption </a> </li> <li> <a href="/sustainability/our-rules/tax-payments"> Tax Strategy and Taxes </a> </li> <li> <a href="/sustainability/our-rules/tax-transparency-report"> Tax Transparency Report </a> </li> <li> <a href="/sustainability/our-rules/group-security"> Group security </a> </li> </ul> </div> </li> <li> <a href="/sustainability/contacts"> Contacts </a> </li> </ul> </nav> </div> <div id="content" class="col-12 col-md-12 col-lg-9 col-xl-9 central-body"> <div> <h1 class="page-title">Anti Financial Crime and Anti Bribery & Corruption</h1> </div> <div class="mt-3 txt-component"> <p><span><span><span><span><span>Assicurazioni Generali ("AG"), all its branches and majority-owned subsidiaries (“Generali Group”) are firmly committed participating in the efforts to combat <strong>bribery</strong> and <strong>corruption, money laundering</strong>, the<strong> </strong></span></span></span></span></span><strong>financing and/or</strong><span><span><span><span><span><strong> funding of terrorism</strong> activities, </span></span></span></span></span>including the proliferation of weapons of mass destruction, <span><span><span><span><span>and to ensure the respect of <strong>international sanctions</strong> requirements as set by UN, EU, US and any other relevant local authorities (not in violation of, or conflict with, applicable EU legislations). </span></span></span></span></span>The overall mission of our Group is to conduct business in a sustainable and ethical manner<span><span><span><span><span>. Our position is clearly stated in the <strong><a href="/sustainability/our-rules/code-of-conduct">Group Code of Conduct</a></strong>, in the <strong>Risk Appetite Framework Group Policy</strong> and in the <strong>AFC Group Policies</strong> and <strong>Guidelines</strong> which are applicable to the whole Group.</span></span></span></span></span></p> </div> <div class="mt-3"> <ul class="document-list-items px-3 px-md-4 py-0 py-md-2 border-radius-8 list-unstyled"> <li> <a target="_blank" href="/doc/jcr:45a84244-59ba-455b-bf76-fd294e758aec/Generali%20Financial%20Crime%20Compliance%20Declaration_01072024_v%200.2.pdf/lang:en/Generali_Financial_Crime_Compliance_Declaration_01072024_v_0.2.pdf" class="d-flex w-100 justify-content-between align-items-center"> <h4>Generali Financial Crime Compliance Declaration</h4> <div class="d-flex align-items-center"> <i class="ms-3 d-none d-md-block text-xs me-3 nowrap">549 kb</i> <span class="ms-3 ms-md-0 icongen-file-doc fs-3"></span> </div> </a> </li> <li> <a target="_blank" href="/doc/jcr:7e71d33e-8d5f-4ee7-ada0-72e6deb09f06/Generali%20AFC%20questionnaire%20AML%20CTF%20ABC_v%200.2%20(005).pdf/lang:en/Generali_AFC_questionnaire_AML_CTF_ABC_v_0.2_(005).pdf" class="d-flex w-100 justify-content-between align-items-center"> <h4>Generali AFC Questionnaire</h4> <div class="d-flex align-items-center"> <i class="ms-3 d-none d-md-block text-xs me-3 nowrap">913 kb</i> <span class="ms-3 ms-md-0 icongen-file-doc fs-3"></span> </div> </a> </li> </ul> </div> <div class="mt-3 txt-component"> <p style="text-align:justify"><span><span><span><span><span>The various forms of financial crimes the Group is committed to combating are set out below.</span></span></span></span></span></p> </div> <div id="accordion1" class="accordion-item first-child mt-md"> <a id="heading1" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse1" href="#collapse1" aria-expanded="false" aria-controls="collapse1"> <h3 class="h5-section font-regular mb-0 me-3">Anti-Money Laundering (AML) / Counter Terrorist Financing (CTF)</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse1" data-bs-parent="#accordion1" class="collapse" role="tabpanel" aria-labelledby="heading1"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p style="margin-left:0cm; margin-right:0cm"><span><span><span><span><span>We are committed to the highest standards of <strong>Anti-Money Laundering (“AML”)</strong> and <strong>Counter Terrorism Financing (“CTF”)</strong>, including the prevention, suppression, and disruption of proliferation of weapons of mass destruction and its financing. </span></span></span></span></span></p> <h5 style="text-align:justify"><strong>Our approach</strong></h5> <p style="text-align:justify"><span><span><span><span><span>Our group-wide standards and guidelines have the mission to identify and adopt all necessary measures to <strong>prevent the use of our financial services to launder money</strong> and <strong>finance terrorism</strong>, such as customer due diligence, continuous monitoring of clients and transactions, keeping a register of these checks, identifying suspicious transactions based on defined risk indicators and reporting them to the local Authority. </span></span></span></span></span><br /> <span><span><span><span><span>Our Group wide standards are based on the regulatory requirements on money laundering and terrorism financing, which are continuously monitored to ensure that we’re acting in <strong>compliance with the external laws</strong>.</span></span></span></span></span><br /> <span><span><span><span><span>We ask to all employees and third parties (i.e., agents, brokers, consultants) acting on behalf of the Group to comply with all our Group-wide standards and to effectively adopt all the actions aimed at preventing the laundering of money and the financing of terrorist activities.   </span></span></span></span></span></p> <h5 style="text-align:justify"><span><span><span><span><strong><span>Training</span></strong></span></span></span></span></h5> <p style="text-align:justify"><span><span><span><span><span>We devote utmost importance to the trainings to our Group personnel as a way to further <strong>raise awareness</strong> <strong>on the risk of money laundering</strong> and <strong>terrorism financing</strong> and to protect our Group from those crimes. </span></span></span></span></span><br /> <span><span><span><span><span>A training program is established to provide adequate and periodic trainings to all employees, including dedicated training initiatives for the personnel exposed to higher risk of money laundering and terrorism financing (e.g., front line staff). </span></span></span></span></span><br /> <span><span><span><span><span>Our trainings include the <strong>key pillars</strong> related to the legal framework which applies to the Group, the internal policies and procedures, the duties, and responsibilities of each employee or third party and the potential scenarios by which the Group may be misused for money laundering and terrorist finance purposes and on the process to be followed to report any anomalous activity.</span></span></span></span></span></p> <h5 style="text-align:justify"><span><span><span><strong>Reporting</strong></span></span></span></h5> <p style="text-align:justify"><span><span><span><span><span>The <strong>main purpose</strong> of our Anti-Financial Crime Program is to ensure the <strong>active collaboration with public Authorities </strong>through the detection and submission of any potential anomalous and suspicious activity.</span></span></span></span></span><br /> <span><span><span><span><span>The employees who know, suspect, or have reasonable grounds to suspect that money laundering or terrorist financing offence is being or has been committed or attempted must <strong>immediately report the suspicious activity following the internal processes</strong>. </span></span></span></span></span><br /> <span><span><span><span><span>In this respect, the Group ensures, through the adoption of appropriate measures, to protect the persons who report any suspicious activity.  </span></span></span></span></span></p> </div> </div> </div> </div> <div id="accordion2" class="accordion-item"> <a id="heading2" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse2" href="#collapse2" aria-expanded="false" aria-controls="collapse2"> <h3 class="h5-section font-regular mb-0 me-3">International Sanction (IS)</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse2" data-bs-parent="#accordion2" class="collapse" role="tabpanel" aria-labelledby="heading2"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span><span><span><span>In line with the <strong>Group Risk Appetite Framework</strong>, Generali is committed to ensure the respect of applicable international sanctions requirements.</span></span></span></span></span><br /> <br /> <span><span><span><span><span>In this context the <strong>Group International Sanctions Policy</strong> establishes the <strong>International Sanctions group-wide minimum standards</strong> applicable to the relevant Group Legal Entities (GLEs), with the aim to <strong>support compliance with relevant legal and regulatory requirements</strong>, <strong>protect the Group’s reputation</strong>, and <strong>define principles </strong>and <strong>rules to ensure International Sanctions compliance</strong> across the Group. The document sets out roles and responsibilities, requires the correct allocation of risk’s ownership following the segregation of duties principle, and introduces risk mitigation measures such as due diligence, screening, contractual clauses, internal reporting, and training.</span></span></span></span></span></p> </div> </div> </div> </div> <div id="accordion3" class="accordion-item"> <a id="heading3" class="p-3 p-md-4 d-flex justify-content-between align-items-center collapsed" data-bs-toggle="collapse" data-bs-target="#collapse3" href="#collapse3" aria-expanded="false" aria-controls="collapse3"> <h3 class="h5-section font-regular mb-0 me-3">Anti-Bribery & Corruption (ABC)</h3> <span class="icongen-right-arrow-bold"></span> </a> <div id="collapse3" data-bs-parent="#accordion3" class="collapse" role="tabpanel" aria-labelledby="heading3"> <div class="px-3 px-md-4 p-4 pt-0"> <div class="figure-with-text-left mt-0 txt-component mt-3 component"> <p><span><span><span><span><span><span><span><span>We condemn and combat <strong><span>all forms of bribery, corruption and related financial crimes</span></strong>.<br /> We make our position clear in the </span></span></span></span><span><span><span><span><span><a href="/sustainability/our-rules/code-of-conduct">Code of Conduct.</a></span></span></span></span></span></span></span></span></span><br /> <span><span><span><span><span><span><span><span>As a participant of the Italian network of </span></span></span></span><span><span><span><span><span><a href="/sustainability/performance-and-reporting/external-commitments">UN Global Compact</a></span></span></span></span></span><span><span><span><span> and that of </span></span></span></span><span><span><span><span><span><a href="/sustainability/performance-and-reporting/external-commitments">Transparency International</a></span></span></span></span></span><span><span><span><span>, we undertake to <strong>share</strong>, <strong>support</strong> and <strong>apply</strong> the <strong>principle of fighting against corruption</strong> in our spheres of influence.</span></span></span></span></span></span></span></span></p> <h5><span><span><span><strong>Our approach</strong></span></span></span></h5> <p><span><span><span><span><span>We strive to act responsibly, not limiting ourselves to simply respecting all national and international laws but <strong>promoting ethical</strong> and <strong>transparent conduct</strong> to <strong>strengthen our reputation</strong> among our stakeholders and increase their trust.</span></span></span></span></span><br /> <span><span><span><span><span>We ask all our stakeholders to engage in conduct to <strong>counter corruption</strong> and we also <strong>adopt measures to prevent conduct </strong>that is not in line with the principles of fairness, legality, and transparency.</span></span></span></span></span><br /> <span><span><span><span><span>We <strong>regularly monitor</strong> our exposure to all compliance risks to <strong>minimize potential damage to our reputation</strong> and <strong>economic losses</strong> deriving from the violation of laws in force, including those designed to <strong>prevent corruption</strong>. The Group policies have defined <strong>standards</strong> of conduct valid all over the world with the introduction of compliance programs that include actions to monitor the biggest risks.<br /> <br /> Our employees and third parties who operate on behalf of the Group (agents, suppliers, consultants, etc.) must not offer or accept <strong>gifts or entertainment from public officials</strong> or <strong>business partners</strong> (or their relatives or business partners) that could be even only perceived as a bribe. The obligation to abstain from this conduct applies without exception in the case of unlawful payments such as bribes, payoffs or facilitating payments, which aim to speed up or facilitate the execution of routine operations. Gifts, entertainment or other benefits may only be offered or received provided they are of negligible value, are suited to the circumstances, are work-related, are permitted by local law and conform to the local commercial practice in use.</span><br /> <br /> <span>In addition, we do not endorse any event or initiative that is essentially or exclusively of a political nature, we <strong>refrain from exercising direct</strong> or <strong>indirect pressure</strong> on political representatives and we do not make any contributions to trade union associations.<br /> Any <strong>charitable donations</strong> and <strong>sponsorships</strong> to the direct or indirect benefit of political parties or political exposed persons are clearly prohibited by our Code of Conduct.</span></span></span></span></span></p> <h5><span><span><span><span><strong><span>Training</span></strong></span></span></span></span></h5> <p><span><span><span><span><span>We believe that <strong>training is an important element of managing the risk associated with the different kinds of corruption</strong>, as it builds the necessary awareness and skills needed to stop them from happening. </span></span></span></span></span><br /> <span><span><span><span><span>We provide <strong>adequate</strong> and <strong>continuous training for employees</strong> who are more likely to encounter corrupt practices and phenomena. The aim is to equip them with the skills needed to identify and manage activities potentially associated with the various forms of corrupt practices</span></span></span></span></span><span><span><span><span><span>.</span></span></span></span></span><br /> <span><span><span><span><span>A training program is established and provided through dedicated meetings and courses delivered primarily via e-learning platforms and trough specific training activities are addressed to the Employees working in high-risk businesses. In particular, the <strong>training outlines laws</strong> and <strong>regulations</strong>, <strong>internal regulations</strong> and <strong>procedures</strong>, and case studies and practical examples, including potential scenarios that Employees may face. </span></span></span></span></span><br /> <span><span><span><span><span>The training raises awareness also on the available channels to seek advice, and on how to report any concerns or suspicions of bribery and corruption.</span></span></span></span></span></p> <h5><span><span><span><strong>Reporting</strong></span></span></span></h5> <p><span><span><span><span><span>Employees who become aware or have any concern of any violation of ABC standards must immediately report it through the <strong>whistleblowing system</strong>, as required by our internal rules related to the whistleblowing.</span></span></span></span></span></p> </div> </div> </div> </div> <br><br> </div> </div> </div> </div> <footer> <div class="large-container"> <div class="row top"> <div class="col-12 col-md-8"> <div class="row align-items-center"> <div class="col-12 col-md-4 text-center text-md-start"> <a href="/" title=""> <img src="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.svg" title="" alt="Generali Group" width="90" data-png-fallback="/.resources/generalicom-templating-light/webresources/images/generali-logo-big.png"> </a> </div> <div class="mt-3 mt-md-0 col-12 col-md-8 text-center text-md-start"> <p>Follow the stories on our social networks</p> </div> </div> </div> <div class="pt-2 pt-md-0 mt-4 mt-md-0 col-12 col-md-4"> <ul class="px-5 px-md-0 list-unstyled d-flex justify-content-between align-items-center"> <li> <a rel="nofollow" class="social-linkedin" aria-label="Follow us on LinkedIn" href="https://www.linkedin.com/company/generali?trk=top_nav_home" title="https://www.linkedin.com/company/generali?trk=top_nav_home" target="_blank"><span class="icongen-linkedin"></span></a> </li> <li> <a class="social-twitter" aria-label="Follow us on Twitter" href="https://twitter.com/GENERALI" title="https://twitter.com/GENERALI" target="_blank"><span class="icongen-twitter"></span></a> </li> <li> <a class="social-instagram" aria-label="Follow us on Instagram" href="https://www.instagram.com/generaligroup/" title="https://www.instagram.com/generaligroup/" target="_blank"><span class="icongen-instagram"></span></a> </li> <li> <a class="social-youtube" aria-label="Follow us on YouTube" href="https://www.youtube.com/user/GruppoGenerali" title="https://www.youtube.com/user/GruppoGenerali" target="_blank"><span class="icongen-youtube"></span></a> </li> </ul> </div> </div> <div class="row bottom my-4 my-md-5"> <div class="pt-2 pt-md-0 col-12 col-md-4 order-1 order-md-2"> <ul class="list-unstyled d-flex flex-row flex-md-column flex-xl-row justify-content-center justify-content-xl-end align-items-md-center align-items-xl-end"> <li><a class="lightbox-remote" href="/tools/survey-modal" title="2 minute survey" data-type="url" data-remote="/tools/survey-modal"><span class="icongen-star"></span>2 minute survey</a></li> <li><a href="/tools/subscription/content-categories-subscription" title="Get Updates"><span class="icongen-get-updates"></span>Get Updates</a></li> </ul> </div> <div class="pt-2 pt-md-0 mt-4 mt-md-0 col-12 col-md-8 order-2 order-md-1"> <div class="mx-2 mx-md-0 me-xl-3"> <p><a href="/who-we-are">Generali</a> is one of the largest global insurance and asset management providers. Established in 1831, it is present in over 50 countries in the world, with a total premium income of € 82.5 billion in 2023. With almost 82,000 employees serving 70 million customers, the Group has a leading position in Europe and a growing presence in Asia and Latin America. At the heart of Generali’s strategy is its Lifetime Partner commitment to customers, achieved through innovative and personalised solutions, best-in-class customer experience and its digitalised global distribution capabilities. The Group has fully embedded sustainability into all strategic choices, with the aim to create value for all stakeholders while building a fairer and more resilient society.</p> </div> </div> </div> </div> <div class="background-grey-light last"> <div class="large-container"> <div class="row"> <div class="col-12 col-md-7"> <ul class="list-unstyled"> <li> <a title="Legal Info" href="/info/legal-information">Legal Info</a> </li> <li> <a title="Cookie Policy" href="/info/cookies-policy">Cookie Policy</a> </li> <li> <a title="Privacy & GDPR" href="/info/privacy/privacy-information">Privacy & GDPR</a> </li> <li> <a title="FATCA" href="/info/fatca">FATCA</a> </li> <li> <a title="EMIR exemption " href="/info/European-Market-Infrastructure-Regulation">EMIR exemption </a> </li> <li> <a title="Holocaust" href="/info/holocaust">Holocaust</a> </li> <li> <a title="Accessibility" href="/info/accessibility">Accessibility</a> </li> <li> <a target="_blank" title="Whistleblowing" href="https://generali.whispli.com/speakup">Whistleblowing</a> </li> <li> <a title="Glossary" href="/info/glossary">Glossary</a> </li> <li> <a title="FAQ" href="/info/faq">FAQ</a> </li> </ul> </div> <div class="col-12 col-md-5 text-center text-md-end"> <div class="copyright"> <p>© Assicurazioni Generali S.p.A. - FISCAL CODE 00079760328 AND GROUP VAT NO. 01333550323 </p> </div> </div> </div> </div> </div> </footer> </div> <button id="backtotop" class="border-0"><span class="visually-hidden">Back to top</span><div class="w-100 h-100 d-flex align-items-center justify-content-center"><span class="icongen-down-arrow-bold"></span></div></button> <nav id="mmenu"> <ul> <li> <a href="/who-we-are">Who We Are</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Who We Are</h3> <p class="mt-1 mb-3"> Generali is one of the largest global insurance and asset management providers. </p> <a class="btn-red mb-3" href="/who-we-are"> Discover </a> </li> <li><a href="/who-we-are/at-a-glance">At a Glance</a></li> <li> <a href="/who-we-are/history"> Our History </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Our History</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/history">Discover</a> </li> <li><a href="/who-we-are/history/Generali-190-Anniversary">Generali 190 Anniversary</a></li> <li><a href="/who-we-are/history/Generali-190-Anniversary-Events-Timeline">Generali 190 Events timeline</a></li> <li><a href="/who-we-are/history/interactive-timeline">Interactive Timeline</a></li> <li><a href="/who-we-are/history/our-logo-over-190-years">Our logo over 190 years</a></li> <li><a href="/who-we-are/history/the-age-of-the-lion">Generali publications</a></li> <li><a href="/who-we-are/history/posters-and-advertising">Posters and advertising</a></li> <li><a href="/who-we-are/history/The-Generali-Group-Historical-Archives">Group Historical Archives</a></li> <li><a href="/who-we-are/history/group-libraries">Group libraries</a></li> </ul> </li> <li><a href="/who-we-are/our-culture">Our Culture</a></li> <li> <a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24"> Strategic Plan: Lifetime Partner 24 </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Strategic Plan: Lifetime Partner 24</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/Strategic-Plan-Lifetime-Partner-24">Discover</a> </li> <li><a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Sustainable-growth">Sustainable growth</a></li> <li><a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Earnings-profile">Earnings profile</a></li> <li><a href="/who-we-are/Strategic-Plan-Lifetime-Partner-24/Lead-innovation">Lead innovation</a></li> </ul> </li> <li> <a href="/who-we-are/global-positioning"> Our organization </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Our organization</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/global-positioning">Discover</a> </li> <li><a href="/who-we-are/global-positioning/italy">Italy</a></li> <li><a href="/who-we-are/global-positioning/germany">Germany, Austria and Switzerland</a></li> <li><a href="/who-we-are/global-positioning/france">France</a></li> <li><a href="/who-we-are/global-positioning/international">International</a></li> <li><a href="/who-we-are/global-positioning/global-business-activities">Global Business Activities</a></li> <li><a href="/who-we-are/global-positioning/investments-asset-and-wealth-management">Asset & Wealth Management</a></li> </ul> </li> <li><a href="/who-we-are/discovering-generali">Generali Stories</a></li> <li><a href="/who-we-are/our-business">Our business model </a></li> <li><a href="/who-we-are/our-activities">Our activities</a></li> <li><a href="/who-we-are/our-management">Our management</a></li> <li><a href="/who-we-are/our-brand">Our Brand</a></li> <li> <a href="/who-we-are/sponsorship"> Sponsorship </a> <ul> <strong class="back">Who We Are</strong> <li class="flex-column main-section"> <h3>Sponsorship</h3> <a class="btn-red mb-3 mt-2" href="/who-we-are/sponsorship">Discover</a> </li> <li><a href="/who-we-are/sponsorship/Sport">Sport</a></li> <li><a href="/who-we-are/sponsorship/Arts-and-Culture">Arts and Culture</a></li> <li><a href="/who-we-are/sponsorship/Generali-women-in-sailing">Generali Women in Sailing</a></li> </ul> </li> </ul> </li> <li> <a href="/what-we-do">What we do</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>What we do</h3> <p class="mt-1 mb-3"> Our purpose is to enable people to shape a safer and more sustainable future by caring for their lives and dreams. </p> <a class="btn-red mb-3" href="/what-we-do"> Discover </a> </li> <li><a href="/what-we-do/what-is-insurance">What is insurance</a></li> <li> <a href="/what-we-do/life-insurance"> Life insurance </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Life insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/life-insurance">Discover</a> </li> <li><a href="/what-we-do/life-insurance/pure-risk-cover">Pure-Risk Cover</a></li> <li><a href="/what-we-do/life-insurance/investment-policies">Investment policies</a></li> <li><a href="/what-we-do/life-insurance/pension-funds">Pension Funds</a></li> <li><a href="/what-we-do/life-insurance/before-taking-out-a-life-insurance-policy">Before Taking Out a Life Insurance Policy</a></li> </ul> </li> <li> <a href="/what-we-do/property-and-casualty-insurance"> Property and Casualty Insurance </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Property and Casualty Insurance</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/property-and-casualty-insurance">Discover</a> </li> <li><a href="/what-we-do/property-and-casualty-insurance/damage-to-property">Damage to property</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/personal-injury">Personal Injury</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/third-party-liability">Third-Party Liability</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/before-taking-out-a-property-and-casualty-policy">Before Taking Out a Property and Casualty Policy</a></li> <li><a href="/what-we-do/property-and-casualty-insurance/insurance-product-distribution-and-claims-management">Insurance Product Distribution and Claims Management</a></li> </ul> </li> <li><a href="/what-we-do/insurance-for-companies">Insurance for Companies</a></li> <li><a href="/what-we-do/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li> <a href="/what-we-do/Global-Advisor-Excellence-Contest"> Global Advisor Excellence Contest </a> <ul> <strong class="back">What we do</strong> <li class="flex-column main-section"> <h3>Global Advisor Excellence Contest</h3> <a class="btn-red mb-3 mt-2" href="/what-we-do/Global-Advisor-Excellence-Contest">Discover</a> </li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Hall-of-fame">Hall of Fame & Finalists</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/Young-lion">Young Lion</a></li> <li><a href="/what-we-do/Global-Advisor-Excellence-Contest/engaged-agents">Generali Engaged Agents</a></li> </ul> </li> <li><a href="/what-we-do/asset-management">Asset Management</a></li> <li><a href="/what-we-do/Insurance-for-dummies">Insurance for dummies</a></li> <li><a href="/what-we-do/emerging-risks">Emerging risks</a></li> </ul> </li> <li> <a href="/sustainability">Sustainability</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Sustainability</h3> <p class="mt-1 mb-3"> Sustainability is the originator of our strategy. </p> <a class="btn-red mb-3" href="/sustainability"> Discover </a> </li> <li> <a href="/sustainability/responsible-business"> Responsible Business </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Business</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-business">Discover</a> </li> <li><a href="/sustainability/responsible-business/charter_sustainability_commitments">Charter of Sustainability Commitments </a></li> <li><a href="/sustainability/responsible-business/materiality-analysis">Materiality assessment</a></li> <li><a href="/sustainability/responsible-business/stakeholder-engagement">Stakeholder engagement</a></li> <li><a href="/sustainability/responsible-business/sustainability-indices-and-ratings">Sustainability indices and ratings </a></li> <li><a href="/sustainability/responsible-business/external-commitments">External commitments</a></li> </ul> </li> <li> <a href="/sustainability/responsible-insurer"> Responsible Insurer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Insurer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-insurer">Discover</a> </li> <li><a href="/sustainability/responsible-insurer/insurance-solutions-with-ESG-components">Insurance solutions with ESG components</a></li> <li><a href="/sustainability/responsible-insurer/SME-EnterPRIZE">SME EnterPRIZE</a></li> <li><a href="/sustainability/responsible-insurer/becoming-a-life-time-partner-to-our-customers">A Lifetime partner to our customers</a></li> <li><a href="/sustainability/responsible-insurer/NPS-improving-clients-experience">NPS: improving clients’ experience</a></li> <li><a href="/sustainability/responsible-insurer/Public-Private-partnerships">Public-Private partnerships</a></li> <li><a href="/sustainability/responsible-insurer/EU-Taxonomy-TSC-4-Data-sharing">EU Taxonomy</a></li> <li><a href="/sustainability/responsible-insurer/sustainability-into-underwriting">Sustainability into Underwriting</a></li> </ul> </li> <li> <a href="/sustainability/responsible-investor"> Responsible Investor </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Investor</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-investor">Discover</a> </li> <li><a href="/sustainability/responsible-investor/sustainability-into-investments">Sustainability into Investments</a></li> <li><a href="/sustainability/responsible-investor/investing-for-the-climate">Investing for climate</a></li> <li><a href="/sustainability/responsible-investor/real-estate-investments">Sustainable real estate investing</a></li> <li><a href="/sustainability/responsible-investor/sustainability-related-disclosures">Sustainability related disclosures</a></li> </ul> </li> <li> <a href="/sustainability/responsible-employer"> Responsible Employer </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Employer</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-employer">Discover</a> </li> <li><a href="/sustainability/responsible-employer/Generali-people-strategy">Generali People Strategy</a></li> <li><a href="/sustainability/responsible-employer/Employees_engagement">Employee engagement </a></li> <li><a href="/sustainability/responsible-employer/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/sustainability/responsible-employer/investing-in-our-people">Investing in our people</a></li> <li><a href="/sustainability/responsible-employer/training">Training</a></li> <li><a href="/sustainability/responsible-employer/work-life-balance">Work-life balance</a></li> <li><a href="/sustainability/responsible-employer/well-being">Well-being</a></li> <li><a href="/sustainability/responsible-employer/environmental-management">Environmental management system of Group Operations</a></li> <li><a href="/sustainability/responsible-employer/greenhouse-gas-emissions">Greenhouse gas emissions</a></li> <li><a href="/sustainability/responsible-employer/Green-offices-energy-use-of-resources-and-waste">Our offices: energy, use of resources and waste</a></li> <li><a href="/sustainability/responsible-employer/mobility">Mobility of our personnel</a></li> <li><a href="/sustainability/responsible-employer/social-dialogue">Social Dialogue</a></li> <li><a href="/sustainability/responsible-employer/european_social_charter">European Social Charter</a></li> <li><a href="/sustainability/responsible-employer/European_Works_Council">European Works Council</a></li> <li><a href="/sustainability/responsible-employer/working-with-our-suppliers">Working with our suppliers</a></li> </ul> </li> <li> <a href="/sustainability/responsible-citizen"> Responsible Corporate Citizen </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Responsible Corporate Citizen</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/responsible-citizen">Discover</a> </li> <li><a href="/sustainability/responsible-citizen/the-human-safety-net">The Human Safety Net</a></li> <li><a href="/sustainability/responsible-citizen/how-we-contribute">How we contribute</a></li> </ul> </li> <li> <a href="/sustainability/our-commitment-to-the-environment-and-climate"> Commitments to the environment and climate </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Commitments to the environment and climate</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-commitment-to-the-environment-and-climate">Discover</a> </li> <li><a href="/sustainability/our-commitment-to-the-environment-and-climate/participation-in-public-debate">Climate advocacy policy and participation in public debate</a></li> </ul> </li> <li> <a href="/sustainability/performance-and-reporting"> Performance and Reporting </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Performance and Reporting</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/performance-and-reporting">Discover</a> </li> <li><a href="/sustainability/performance-and-reporting/data-and-performance">Data and performance</a></li> <li><a href="/sustainability/performance-and-reporting/how-we-report-vista">Sustainability reports archive</a></li> </ul> </li> <li> <a href="/sustainability/sustainable-financial-management"> Sustainable Financial Management </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Sustainable Financial Management</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/sustainable-financial-management">Discover</a> </li> <li><a href="/sustainability/sustainable-financial-management/green-and-sustainability-bonds">Green & Sustainability Bonds</a></li> <li><a href="/sustainability/sustainable-financial-management/green-social-and-sustainability-ILS">Green, Social and Sustainability ILS</a></li> </ul> </li> <li> <a href="/sustainability/our-rules"> Our rules </a> <ul> <strong class="back">Sustainability</strong> <li class="flex-column main-section"> <h3>Our rules</h3> <a class="btn-red mb-3 mt-2" href="/sustainability/our-rules">Discover</a> </li> <li><a href="/sustainability/our-rules/governance-management">Governance & management</a></li> <li><a href="/sustainability/our-rules/code-of-conduct">Generali Group Code of Conduct</a></li> <li><a href="/sustainability/our-rules/respecting-human-rights">Respecting human rights</a></li> <li><a href="/sustainability/our-rules/anti-corruption">Anti-corruption</a></li> <li><a href="/sustainability/our-rules/financial-crimes-compliance">Financial crimes compliance</a></li> <li><a href="/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption">Anti Financial Crime and Anti Bribery & Corruption</a></li> <li><a href="/sustainability/our-rules/tax-payments">Tax Strategy and Taxes</a></li> <li><a href="/sustainability/our-rules/tax-transparency-report">Tax Transparency Report</a></li> <li><a href="/sustainability/our-rules/group-security">Group security</a></li> </ul> </li> <li><a href="/sustainability/contacts">Contacts</a></li> </ul> </li> <li> <a href="/work-with-us">Work with us</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Work with us</h3> <p class="mt-1 mb-3"> People are our company's soul. </p> <a class="btn-red mb-3" href="/work-with-us"> Discover </a> </li> <li> <a href="/work-with-us/Get-to-know-us"> Get to know us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Get to know us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/Get-to-know-us">Discover</a> </li> <li><a href="/work-with-us/Get-to-know-us/diversity-and-inclusion">Diversity Equity and Inclusion</a></li> <li><a href="/work-with-us/Get-to-know-us/Our-people-s-stories">Our people’s stories</a></li> </ul> </li> <li> <a href="/work-with-us/grow-with-us"> Grow with us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Grow with us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/grow-with-us">Discover</a> </li> <li><a href="/work-with-us/grow-with-us/Drive-our-success">Drive our success</a></li> <li><a href="/work-with-us/grow-with-us/Your-development">Your development with us</a></li> <li><a href="/work-with-us/grow-with-us/We-LEARN">We LEARN</a></li> <li><a href="/work-with-us/grow-with-us/what-we-offer">What we offer</a></li> </ul> </li> <li> <a href="/work-with-us/join-us"> Join us </a> <ul> <strong class="back">Work with us</strong> <li class="flex-column main-section"> <h3>Join us</h3> <a class="btn-red mb-3 mt-2" href="/work-with-us/join-us">Discover</a> </li> <li><a href="/work-with-us/join-us/five-reasons-to-apply">Five reasons to apply</a></li> <li><a href="/work-with-us/join-us/Openings_Graduates_and_Students">Openings for Graduates and Students</a></li> <li><a href="/work-with-us/join-us/job-search">Job search</a></li> <li><a href="/work-with-us/join-us/contact-and-connect-with-us">Contact and connect with us</a></li> </ul> </li> </ul> </li> <li> <a href="/investors">Investors</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Investors</h3> <p class="mt-1 mb-3"> Driving sustainable growth, enhancing earnings profile, and leading innovation are the three pillars of our strategy. </p> <a class="btn-red mb-3" href="/investors"> Discover </a> </li> <li><a href="/investors/investing-in-generali">Investing in Generali</a></li> <li> <a href="/investors/Strategy"> Strategy </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Strategy</h3> <a class="btn-red mb-3 mt-2" href="/investors/Strategy">Discover</a> </li> <li><a href="/investors/Strategy/Outlook">Outlook</a></li> <li><a href="/investors/Strategy/investments-and-divestments">Investments and divestments</a></li> <li><a href="/investors/Strategy/transformation-strategy">Lead Innovation</a></li> <li><a href="/investors/Strategy/Growth-factors">Growth factors</a></li> </ul> </li> <li> <a href="/investors/financial-highlights"> Financial highlights </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Financial highlights</h3> <a class="btn-red mb-3 mt-2" href="/investors/financial-highlights">Discover</a> </li> <li><a href="/investors/financial-highlights/performance-by-segment">Performance by segment</a></li> <li><a href="/investors/financial-highlights/performance-by-country">Performance by country</a></li> <li><a href="/investors/financial-highlights/historical-data">Historical Data</a></li> </ul> </li> <li> <a href="/investors/reports-and-presentations"> Reports and presentations </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Reports and presentations</h3> <a class="btn-red mb-3 mt-2" href="/investors/reports-and-presentations">Discover</a> </li> <li><a href="/investors/reports-and-presentations/report-archive">Report Archive</a></li> <li><a href="/investors/reports-and-presentations/Presentations">Presentations</a></li> <li><a href="/investors/reports-and-presentations/investor-day">Investor Days</a></li> <li><a href="/investors/reports-and-presentations/opa-cattolica">Cattolica Tender</a></li> </ul> </li> <li> <a href="/investors/share-information-analysts"> Share information & analysts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Share information & analysts</h3> <a class="btn-red mb-3 mt-2" href="/investors/share-information-analysts">Discover</a> </li> <li><a href="/investors/share-information-analysts/key-share-figures">Key share figures</a></li> <li><a href="/investors/share-information-analysts/tickers-and-indices">Tickers and indices</a></li> <li><a href="/investors/share-information-analysts/share-capital">Share capital</a></li> <li><a href="/investors/share-information-analysts/dividends">Dividends</a></li> <li><a href="/investors/share-information-analysts/Shareholding-calculator">Shareholding calculator</a></li> <li><a href="/investors/share-information-analysts/equity-analysts-and-consensus">Equity analysts and consensus</a></li> <li><a href="/investors/share-information-analysts/ownership-structure">Ownership structure</a></li> <li><a href="/investors/share-information-analysts/share-buyback">Share buyback</a></li> </ul> </li> <li> <a href="/investors/debt-ratings"> Debt & ratings </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Debt & ratings</h3> <a class="btn-red mb-3 mt-2" href="/investors/debt-ratings">Discover</a> </li> <li><a href="/investors/debt-ratings/listed-debt-securities">Debt securities</a></li> <li><a href="/investors/debt-ratings/debt-composition-and-maturity">Debt composition and maturity</a></li> <li><a href="/investors/debt-ratings/ratings">Ratings</a></li> <li><a href="/investors/debt-ratings/credit-analysts">Credit analysts</a></li> <li><a href="/investors/debt-ratings/sustainability-bond-framework">Sustainability Bond Framework and Report </a></li> </ul> </li> <li> <a href="/investors/Our-ESG-approach"> Our ESG approach </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Our ESG approach</h3> <a class="btn-red mb-3 mt-2" href="/investors/Our-ESG-approach">Discover</a> </li> <li><a href="/investors/Our-ESG-approach/Environmental">Environmental</a></li> <li><a href="/investors/Our-ESG-approach/Social">Social</a></li> <li><a href="/investors/Our-ESG-approach/Governance">Governance</a></li> </ul> </li> <li><a href="/investors/financial-calendar">Financial calendar</a></li> <li><a href="/investors/Retail-shareholders">Retail shareholders</a></li> <li> <a href="/investors/contacts"> Contacts </a> <ul> <strong class="back">Investors</strong> <li class="flex-column main-section"> <h3>Contacts</h3> <a class="btn-red mb-3 mt-2" href="/investors/contacts">Discover</a> </li> <li><a href="/investors/contacts/Contacts-for-institutional-investors">Contacts for institutional investors</a></li> <li><a href="/investors/contacts/Contacts-for-retail-shareholders">Contacts for retail shareholders</a></li> </ul> </li> </ul> </li> <li> <a href="/media">Media</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Media</h3> <p class="mt-1 mb-3"> The latest from Generali. </p> <a class="btn-red mb-3" href="/media"> Discover </a> </li> <li><a href="/media/press-releases">Press releases</a></li> <li> <a href="/media/News"> News </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>News</h3> <a class="btn-red mb-3 mt-2" href="/media/News">Discover</a> </li> <li><a href="/media/News/covid-19-emergency">COVID-19 emergency</a></li> </ul> </li> <li> <a href="/media/podcast"> Podcast </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Podcast</h3> <a class="btn-red mb-3 mt-2" href="/media/podcast">Discover</a> </li> <li><a href="/media/podcast/190-Years-of-Future">190 Years of Future</a></li> </ul> </li> <li><a href="/media/media-kit">Media kit</a></li> <li><a href="/media/events-calendar">Events calendar</a></li> <li> <a href="/media/multimedia-gallery"> Multimedia-Gallery </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Multimedia-Gallery</h3> <a class="btn-red mb-3 mt-2" href="/media/multimedia-gallery">Discover</a> </li> <li><a href="/media/multimedia-gallery/video">Videos</a></li> <li><a href="/media/multimedia-gallery/images">Images</a></li> </ul> </li> <li> <a href="/media/social-media"> Social media </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Social media</h3> <a class="btn-red mb-3 mt-2" href="/media/social-media">Discover</a> </li> <li><a href="/media/social-media/netiquette">Netiquette</a></li> </ul> </li> <li><a href="/media/corporate-magazines">Corporate magazines</a></li> <li> <a href="/media/macroeconomic-and-insurance-research"> Macroeconomic and insurance research </a> <ul> <strong class="back">Media</strong> <li class="flex-column main-section"> <h3>Macroeconomic and insurance research</h3> <a class="btn-red mb-3 mt-2" href="/media/macroeconomic-and-insurance-research">Discover</a> </li> <li><a href="/media/macroeconomic-and-insurance-research/contacts">Contacts</a></li> </ul> </li> <li><a href="/media/contacts">Contacts</a></li> </ul> </li> <li> <a href="/governance">Governance</a> <ul> <strong class="back">back</strong> <li class="flex-column main-section"> <h3>Governance</h3> <p class="mt-1 mb-3"> Our corporate governance system is in line with international best practices. </p> <a class="btn-red mb-3" href="/governance"> Discover </a> </li> <li> <a href="/governance/corporate-governance-system"> Corporate governance system </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Corporate governance system</h3> <a class="btn-red mb-3 mt-2" href="/governance/corporate-governance-system">Discover</a> </li> <li><a href="/governance/corporate-governance-system/articles-of-association">Articles of association</a></li> <li><a href="/governance/corporate-governance-system/organisational-and-management-model">Organizational and Management Model </a></li> <li><a href="/governance/corporate-governance-system/related-party-transactions">Related-party transactions</a></li> <li><a href="/governance/corporate-governance-system/corporate-governance-report">Corporate Governance Report</a></li> <li><a href="/governance/corporate-governance-system/diversity-policy">Diversity Policy </a></li> </ul> </li> <li> <a href="/governance/board-of-directors"> Board of Directors </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Board of Directors</h3> <a class="btn-red mb-3 mt-2" href="/governance/board-of-directors">Discover</a> </li> <li><a href="/governance/board-of-directors/Role-functions-and-activity">Role, functions and activity</a></li> <li><a href="/governance/board-of-directors/meetings-and-attendance">Meetings and attendance</a></li> <li><a href="/governance/board-of-directors/board-evaluation">Board evaluation</a></li> <li><a href="/governance/board-of-directors/succession-plan">Succession plan</a></li> <li><a href="/governance/board-of-directors/outgoing-board-of-directors-list">Procedure for the outgoing Board of Directors list – AGM 2022</a></li> </ul> </li> <li> <a href="/governance/committees"> Committees </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Committees</h3> <a class="btn-red mb-3 mt-2" href="/governance/committees">Discover</a> </li> <li><a href="/governance/committees/risk-and-control">Risk and Control Committee</a></li> <li><a href="/governance/committees/Related-Party-transactions">Related party transactions Committee</a></li> <li><a href="/governance/committees/Nominations-and-corporate-governance">Nominations and Corporate Governance Committee</a></li> <li><a href="/governance/committees/remuneration-and-HR-committee">Remuneration and Human Resources Committee</a></li> <li><a href="/governance/committees/Innovation-and-Sustainability">Innovation, Social and Environmental Sustainability Committee</a></li> <li><a href="/governance/committees/Investment-Committee">Investment Committee</a></li> </ul> </li> <li><a href="/governance/statutory-auditors">Statutory Auditors</a></li> <li><a href="/governance/auditing-firm">External Auditors Firm</a></li> <li> <a href="/governance/remuneration"> Remuneration </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Remuneration</h3> <a class="btn-red mb-3 mt-2" href="/governance/remuneration">Discover</a> </li> <li><a href="/governance/remuneration/share-plan-for-the-generali-group-employees">Share plan for the employees We SHARE 2.0</a></li> </ul> </li> <li> <a href="/governance/insider-stock-trading"> Insider stock trading </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Insider stock trading</h3> <a class="btn-red mb-3 mt-2" href="/governance/insider-stock-trading">Discover</a> </li> <li><a href="/governance/insider-stock-trading/list-of-insiders">List of insiders</a></li> <li><a href="/governance/insider-stock-trading/shareholdings">Shareholdings</a></li> <li><a href="/governance/insider-stock-trading/transactions">Transactions</a></li> </ul> </li> <li><a href="/governance/business-conduct">Business conduct</a></li> <li><a href="/governance/engagement">Engagement </a></li> <li><a href="/governance/relations-with-institutions">Relations with institutions</a></li> <li> <a href="/governance/internal-control-risk-management"> Internal Control & Risk Management System </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Internal Control & Risk Management System</h3> <a class="btn-red mb-3 mt-2" href="/governance/internal-control-risk-management">Discover</a> </li> <li><a href="/governance/internal-control-risk-management/internal-control-functions">Internal control functions</a></li> </ul> </li> <li> <a href="/governance/annual-general-meeting"> Annual General Meeting </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Annual General Meeting</h3> <a class="btn-red mb-3 mt-2" href="/governance/annual-general-meeting">Discover</a> </li> <li><a href="/governance/annual-general-meeting/a-tree-for-a-shareholder">A tree for a Shareholder</a></li> <li><a href="/governance/annual-general-meeting/AGM-SMEI-program">Shareholders' Meeting Extended Inclusion</a></li> </ul> </li> <li> <a href="/governance/AGM-2024"> Annual General Meeting 2024 </a> <ul> <strong class="back">Governance</strong> <li class="flex-column main-section"> <h3>Annual General Meeting 2024</h3> <a class="btn-red mb-3 mt-2" href="/governance/AGM-2024">Discover</a> </li> <li><a href="/governance/AGM-2024/notice-of-call-of-the-annual-general-meeting">Notice of call of the Annual General Meeting 2024</a></li> <li><a href="/governance/AGM-2024/annual-general-meeting-2024-documents">Annual General Meeting 2024 Documents</a></li> <li><a href="/governance/AGM-2024/AGM-2024-live-streaming">AGM 2024 - live streaming</a></li> <li><a href="/governance/AGM-2024/AGM-2024-How-to-vote">AGM 2024 - How to vote</a></li> <li><a href="/governance/AGM-2024/faq">FAQ</a></li> </ul> </li> <li><a href="/governance/crisis-management">Crisis management</a></li> <li><a href="/governance/contacts">Contacts</a></li> </ul> </li> <li class="color-red"><a href="/info/discovering-generali">Generali Stories</a></li> <li class="color-red mb-4"><a href="/info/bollettino">Bollettino</a></li> <li > <a href="/info/download-center"> <span class="circle"><i class="icongen-download-center"></i></span> <span>Download Center</span> </a> </li> <li > <a href="/info/contact-us"> <span class="circle"><i class="icongen-envelop"></i></span> <span>Contact us</span> </a> </li> <li class="search-mobile"> <form action="/tools/search-results" method="get"> <input name="one" value="" type="text" autocomplete="off" placeholder="Start typing..."> <button type="submit" class="color-red icongen-lens fs-5 ms-1 border-0 background-white"></button> </form> </li> <li class="change-language text-center"> <a class="active" href="/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption">Eng</a> <a href="/it/sustainability/our-rules/Anti-Financial-Crime-and-Anti-Bribery-and-Corruption">Ita</a> </li> </ul> </nav> <script src="/.resources/generalicom-templating-light/webresources/scripts/all.min~2024-11-20-15-42-36-000~cache.js"></script> <script async defer src="https://maps.googleapis.com/maps/api/js?key=AIzaSyCjI698qrzPfTZ85jnFtRpQYdP4tWahsBo&signed_in=true"></script> <script> var ttDataUrl = '/worldwideContacts'; var ttLang = 'en'; var pathImgApp = "/.resources/generalicom-templating-light/webresources/tool-help/images/"; </script> <script type="text/javascript" src="/.resources/generalicom-templating-light/webresources/scripts/worldmap.min~2024-11-20-15-42-36-000~cache.js"></script> <div id="modal-kaltura-video" class="modal-video video" tabindex="-1"> <div class="modal-content"> <span class="close"><button aria-label="Close" class="close-video border-0"><span class="icongen-cross"></span></button></span> <div class="embed-responsive embed-responsive-16by9 kaltura-ratio" style="display: none;"> </div> </div> <div class="caption"></div> </div> <script> $(function() { $('a.link-popover').removeAttr("href"); tippy('a.link-popover', { content(reference) { const title = reference.getAttribute('title') reference.removeAttribute('title') return title }, trigger: 'click', placement: 'bottom' }); }); </script> <script type="text/javascript" src="/_Incapsula_Resource?SWJIYLWA=719d34d31c8e3a6e6fffd425f7e032f3&ns=5&cb=1466730042" async></script></body> </html>