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<!DOCTYPE html><html lang="pl"><head><meta charSet="utf-8"/><meta name="viewport" content="initial-scale=1, width=device-width"/><meta id="redesign"/><meta name="p:domain_verify" content="486176bd1ea30b4b17305e2e042b878b"/><script type="text/javascript">try{const a=t=>{return a=window,e=document,n="script",a[o="uetq"]=a[o]||[],r=function(){var e={ti:""+t,enableAutoSpaTracking:!0};e.q=a[o],a[o]=new UET(e),a[o].push("pageLoad")},(c=e.createElement(n)).src="//bat.bing.com/bat.js",c.async=1,c.onload=c.onreadystatechange=function(){var e=this.readyState;e&&"loaded"!==e&&"complete"!==e||(r(),c.onload=c.onreadystatechange=null)},void(e=e.getElementsByTagName(n)[0]).parentNode.insertBefore(c,e);var a,e,n,o,r,c};Object.defineProperty(window,"uetLoader",{value:a})}catch(e){console.error(e)}</script><script id="uc-gtm">function gtag(){dataLayer.push(arguments)}window.dataLayer=window.dataLayer||[],window.addEventListener("ucEvent",function(e){if(e.detail&&"consent_status"==e.detail.event){var t="Microsoft Clarity";switch(e.detail.hasOwnProperty(t)&&gtag("consent","update",{clarity_storage:e.detail[t]?"granted":"denied"}),e.detail.action){case"onAcceptAllServices":document.cookie="3_RODO_FULL=true; path=/; secure=true; samesite=none; max-age=34560000;";break;case"onDenyAllServices":document.cookie="5_RODO_REJECTED=true; path=/; secure=true; samesite=none; max-age=34560000;";break;case"onUpdateServices":document.cookie="4_RODO_SETTINGS=true; path=/; secure=true; samesite=none; max-age=34560000;"}e.detail.ucCategory.essential&&(document.cookie="3_RODO_FULL=true; path=/; secure=true; samesite=none; max-age=34560000;")}}),gtag("consent","default",{ad_storage:"denied",analytics_storage:"denied",clarity_storage:"denied",ad_user_data:"denied",ad_personalization:"denied",wait_for_update:2e3}),gtag("set","ads_data_redaction",!0),function(e,t,a,n){e[n]=e[n]||[],e[n].push({"gtm.start":(new Date).getTime(),event:"gtm.js"});e=t.getElementsByTagName(a)[0],n=t.createElement(a);n.async=!0,n.src="https://www.googletagmanager.com/gtm.js?id=GTM-NZQMN2W",e.parentNode.insertBefore(n,e)}(window,document,"script","dataLayer"); </script><script type="text/javascript">window.clarityModule={appendClarityScript:t=>{const e='!function(c,l,a,r,i,t,y){a[c]("metadata",(function(e){function n(){var n=ga.getAll();for(var o in n){var s=n[o];if("UA-2629088-1"===s.get("trackingId")){s.set("dimension53",["https://clarity.microsoft.com/ga",e.projectId,e.userId,e.sessionId].join("/")),s.send("event",{eventCategory:"Clarity",nonInteraction:!0,eventAction:e.sessionId});break}}}try{ga&&ga(n)}catch(e){try{n()}catch(e){}}}));try{var d="dataLayer",g="gtag";a[d]=a[d]||[],a[g]=a[g]||function(){a[d].push(arguments)},a[g]("event","optimize.callback",{callback:function(e,g){a[c]("set","optimizeExp",g+":"+e)}})}catch(e){}if(a[c].v||a[c].t)return a[c]("event",c,"dup."+i.projectId);a[c].t=!0,(t=l.createElement(r)).async=!0,t.src="/static/front/clarity_scripts/js/clarity.js",(y=l.getElementsByTagName(r)[0]).parentNode.insertBefore(t,y),a[c]("start",i),a[c].q.unshift(a[c].q.pop())}("clarity",document,window,"script",{"projectId":"'+t+'","upload":"https://d.clarity.ms/collect","expire":365,"cookies":["_uetmsclkid","_uetvid"],"track":false,"lean":false,"content":true,"extract":[3,1,["4f509md79","zjy56jaz","4s4zm72hj"]]});',a=document.createElement("script");a.type="text/javascript",a.async=!0,a.append(e),document.getElementsByTagName("head")[0].appendChild(a)}};</script><title>Placówki i bankomaty - PKO Bank Polski</title><meta name="description" content="Bankomaty, wpłatomaty, placówki (oddziały i agencje) PKO Banku Polskiego są dostępne w całej Polsce. Znajdź wybraną lokalizację na mapie."/><meta name="article:modified_time" content="2025-01-10T14:23:43.984542+01:00"/><meta name="robots" content="index, follow"/><link rel="canonical" href="https://www.pkobp.pl/placowki-i-bankomaty"/><script>window.pko = {"storage":{"dd_RRSO-KMSR":"9,14%","test":"testowa1","dd_RRSO-BK-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo Bezpiecznego kredytu 2% w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>4,31%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 290 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 96,3%, oprocentowanie stałe przez pierwsze 5 lat: 7,02%/rok, na które składa się 5-letnia stała stopa bazowa 5,02%/rok, marża 2%, następnie na drugi 5 letni okres oprocentowanie stałe 7,67%, na które składa się 5-letnia stała stopa bazowa 5,67%/rok i marża 2%, a następnie oprocentowanie zmienne 7,67%/rok (od 11. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,67%/rok z dnia 09.11.2023 r. i marża 2%; całkowity koszt kredytu 184 704,44 zł, w tym prowizja za udzielenie kredytu 1,7%, tj. 4 930 zł, opłata prowizyjna dla BGK za udzielenie gwarancji 490,86 zł; odsetki 172 573,72 zł, ubezpieczenie nieruchomości 5 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; całkowita kwota do zapłaty 474 704,44 zł, płatna w 300 ratach: malejących w okresie stosowania dopłat oraz ratach annuitetowych (równych) miesięcznych po tym okresie, przy czym pierwsza rata malejąca z dopłatą wyniesie 1 426,76 zł, od 11. roku raty annuitetowe (równe) wyniosą po 1 630,69 zł i ostatnia rata wyniesie 1 442,25 zł. Kalkulacja została dokonana na dzień 10.11.2023 r. na reprezentatywnym przykładzie.","dd_RRSO-EPG":"11,57%","[!RRSO-KKMP]":"20,71%","dd_RRSO-KH-PKO-S":"9,34%","dd_RRSO-KH-PKO-Z":"9,76%","dd_RRSO-KH-BH-Z":"9,78%","dd_RRSO-KH-BH-S":"9,35%","dd_RRSO-EP-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 19,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 28 000,00 zł. Całkowita kwota do zapłaty: 42 129,58 zł. Oprocentowanie zmienne: 17,99%. Całkowity koszt kredytu: 14 129,58 zł (w tym prowizja 0,00 zł i odsetki 14 129,58 zł). 57 miesięcznych rat równych po 726,07 zł i ostatnia rata: 743,59 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.</strong>\n\nUdzielenie pożyczki jest uzależnione od pozytywnej oceny zdolności kredytowej. Umowa Ekopożyczki PKO nie stanowi umowy o kredyt wiązany w rozumieniu ustawy o kredycie konsumenckim.<br/><br/>\n\nPoniższy przykład obliczony jest dla oprocentowania przed dostarczeniem przez Ciebie faktury za zakup urządzenia ekologicznego. Wysokość raty po dostarczeniu faktury i obniżeniu oprocentowania Twojej Ekopożyczki PKO możesz obliczyć z wykorzystaniem kalkulatora na stronie. <br/><br/>","dd_RRSO-EPG-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 13 400,00 zł. Całkowita kwota do zapłaty: 14 989,39 zł. Oprocentowanie stałe: 10,99%. Całkowity koszt kredytu: 1 589,39 zł (w tym prowizja 0,00 zł i odsetki 1 589,39 zł). 23 miesięczne raty równe po 624,48 zł i ostatnia rata: 626,35 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.</strong>","dd_RRSO-KH-PR-PKO-Z":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,76%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 59,9%, oprocentowanie zmienne 8,11%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 2,31%; całkowity koszt kredytu 491 159,63zł, w tym: prowizja 0,5%, tj. 1 700 zł, odsetki 453 956,03 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania), całkowita kwota do zapłaty 831 159,63 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 rat wynosi 2 651,01 zł i ostatnia rata wynosi 1 304,04 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","dd_RRSO-KH-PR-PKO-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,34%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 59,9%; oprocentowanie stałe: 7,35%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok i marża 1,91%; a następnie oprocentowanie zmienne 8,11%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8%/rok i marża 2,31%; całkowity koszt kredytu 475 729,93 zł, w tym prowizja 0,5%, tj. 1 700 zł, odsetki 438 526,33 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR), ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania); całkowita kwota do zapłaty 815 729,93 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 481,26 zł, od 6. roku kolejne raty wynoszą 2 626,39 zł i ostatnia rata 1 943,52 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","dd_RRSO-KH-PR-BH-Z":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi <strong>9,78%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 61,70%, oprocentowanie zmienne 8,12%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,80% wg stanu na dzień 02.01.2025 r. oraz marża 2,32 p.p.; całkowity koszt kredytu 462 927,36 zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 427 887,56 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 782 927,36 zł, płatna w 300 miesięcznych ratach annuitetowych (równych), po 2 497,20 zł, przy czym ostatnia rata wyniesie 1 224,76 zł. Kalkulacja została dokonana na dzień 02.01.2025 r. na reprezentatywnym przykładzie.","dd_RRSO-KHM":"9,84%","dd_RRSO-KHM-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,84%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie zmienne 8,16%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 2,36%; całkowity koszt kredytu 475 752,25 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 439 669,51 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 802 620,25 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 wynosi 2 559,51 zł i ostatnia rata wynosi 1 244,02 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","dd_RRSO-KKMP-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 20,71%, całkowita kwota kredytu 40 000 zł, całkowita kwota do zapłaty 44 249,31 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 4249,31 zł (w tym: opłata za obsługę karty kredytowej 300 zł, odsetki 3949,31 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 3687,44 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 40 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","dd_RRSO-LO-BO-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,94%, całkowita kwota kredytu 11 400 zł, całkowita kwota do zapłaty 12 753,55 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 353,55 zł (w tym: prowizja 228 zł (2%), odsetki 1 125,55 zł), 12 miesięcznych rat równych po 1 043,80 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 11 400 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w Koncie Aurum, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie w przypadku gdy wpływy na rachunek w ostatnim miesiącu wynoszą min. 9 000 zł lub średnie miesięczne saldo aktywów na produktach to min. 150 000 zł, w przeciwnym razie miesięczna opłata za prowadzenie konta wynosi 40 zł.","dd_RRSO-LO-KI-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 25,16%, całkowita kwota kredytu 4 000 zł, całkowita kwota do zapłaty 4 494,93 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 494,93 zł (w tym: prowizja 100 zł (2,5%), odsetki 394,93 zł), 12 miesięcznych rat równych po 366,24 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 4 000 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w PKO Koncie za Zero, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie.","dd_RRSO-KKI-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 21,19%, całkowita kwota kredytu 100 000 zł, całkowita kwota do zapłaty 110 873,27 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 10 873,27 zł (w tym: opłata za obsługę karty kredytowej 1000 zł, odsetki 9873,27 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 9239,44 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 100 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","dd_RRSO-KKP-PR":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,30% całkowita kwota kredytu 10 000 zł, całkowita kwota do zapłaty 11 187,33 zł oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1187,33 zł (w tym: opłata za obsługę karty kredytowej 80 zł, odsetki 987,33 zł, obligatoryjne ubezpieczenie na życie 120 zł), 12 miesięcznych rat równych po 932,28 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 10 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","[!RRSO-BK]":"4,31%","[!RRSO-KH-PKO]":"9,76%","[!RRSO-KHM]":"9,84%","[!RRSO-EPG]":"11,57%","[!RRSO-KH-BH-Z]":"8,81%","[!RRSO-PH]":"11,56%","[!RRSO-KMSR]":"9,14%","[!RRSO-PGPROMO]":"16,43%","[!RRSO-KH-PKO-Z]":"8,41%","[!RRSO-KH-BH]":"9,78%","[!RRSO-PG]":"11,57%","dd_RRSO-PG-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 13 400,00 zł. Całkowita kwota do zapłaty: 14 989,39 zł. Oprocentowanie stałe: 10,99%. Całkowity koszt kredytu: 1 589,39 zł (w tym prowizja 0,00 zł i odsetki 1 589,39 zł). 23 miesięczne raty równe po 624,48 zł i ostatnia rata: 626,35 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.</strong>","dd_RRSO-PK-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 12,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 30 800,00 zł. Całkowita kwota do zapłaty: 45 926,09 zł. Oprocentowanie zmienne: 11,89%. Całkowity koszt kredytu: 15 126,09 zł (w tym prowizja 0,00 zł i odsetki 15 126,09 zł). 85 miesięcznych rat równych po 533,81 zł i ostatnia rata: 552,24 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.</strong>","[!RRSO-PK]":"12,57%","[!RRSO-EP]":"19,57%","dd_RRSO-PH":"11,56%","dd_RRSO-KMSR-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu mieszkaniowego ze spłatą rodzinną w PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,14%</strong> przy następujących założeniach: okres obowiązywania umowy: 30 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 339 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 92,6%; oprocentowanie stałe: 7,04%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok z dnia 2.01.2025 r. i marża 1,6%, a następnie oprocentowanie zmienne 7,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8%/rok i marża 2%; całkowity koszt kredytu 567 407,23 zł, w tym prowizja za udzielenie kredytu 0,5%, tj. 1 695 zł, prowizja dla BGK za udzielenie gwarancji 461,27 zł; odsetki zł, ubezpieczenie nieruchomości 8 136 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ubezpieczenie na życie (za cały okres kredytowania) 33 841,69 zł; całkowita kwota do zapłaty 906 407,23 zł, płatna w 360 ratach annuitetowych (równych) miesięcznych, przy czym w okresie pierwszych 5. lat raty wyniosą po 2 266,25 zł, od 6. roku po 2 423,01 zł i ostatnia rata wyniesie 1 399,28 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","dd_RRSO-PH-PR":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką wynosi <strong>11,56%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie zmienne 9,76%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 3,96%; całkowity koszt kredytu 417 195,12zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 390 010,48 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 722 906,12 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 239 rat wynosi 2 903,88 zł i ostatnia rata wynosi 1 694,16 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","dd_RRSO-PH-PR-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką <strong>11,07%</strong> przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 9,00%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok oraz marża 3,56%, a następnie oprocentowanie zmienne 9,76%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8% oraz marża 3,96%; całkowity koszt kredytu 403 620,67 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 376 436,03 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 709 331,67 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 752,50 zł, od 6. roku kolejne raty wynoszą 2 875,16 zł i ostatnia rata 2 343,39 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","dd_RRSO-KHM-PR-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi <strong>9,41%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 7,4%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok oraz marża 1,96%, a następnie oprocentowanie zmienne 8,16%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8% oraz marża 2,36%; całkowity koszt kredytu 460 916,31 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 424 833,57 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 787 784,31 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 396,02 zł, od 6. roku kolejne raty wynoszą 2 535,87 zł i ostatnia rata 1 867,44 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","dd_RRSO-KH-PR-BH-S":"<strong>Rzeczywista Roczna Stopa Oprocentowania (RRSO)</strong> dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi <strong>9,35%</strong> przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 61,70%; oprocentowanie stałe 7,36%/rok (uwzględniające obniżenie o 0,4 p.p. przez pierwsze 5 lat), na które składa się 5-letnia stała stopa bazowa 5,44%/rok wg stanu na dzień 02.01.2025 r. i marża 1,92 p.p., a następnie oprocentowanie zmienne 8,12%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,80%/rok wg stanu na dzień 02.01.2025 r. i marża 2,32 p.p.; całkowity koszt kredytu 448 405,26zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 413 365,46 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR w PKO Banku Polskim); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 768 405,26 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 337,38 zł, od 6. roku kolejne raty wynoszą 2 474,03 zł i ostatnia rata 1 829,49 zł. Kalkulacja została dokonana na dzień 02.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r."}}</script><script type="application/ld+json">{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"PKO Bank Polski","item":"https://www.pkobp.pl"},{"@type":"ListItem","position":2,"name":"Placówki i bankomaty"}]}</script><meta name="next-head-count" content="14"/><link rel="shortcut icon" href="/static/redesign/_front/_img/_layout/favicon_new.png"/><link rel="apple-touch-icon" href="/static/redesign/_front/_img/_layout/favicon_new.png"/><meta name="msapplication-TileColor" content="#3074D5"/><meta name="theme-color" content="#003574"/><link rel="preload" href="/_next/static/css/db9be11e725027ca.css" as="style"/><link rel="stylesheet" href="/_next/static/css/db9be11e725027ca.css" data-n-g=""/><noscript data-n-css=""></noscript><script defer="" nomodule="" 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.jss244 { padding: 0 8px; flex-basis: auto; } @media (min-width:640px) { .jss244 { padding: 0 15px; } } .jss245 { padding: 0 8px; flex-grow: 0; max-width: 8.333333333333334%; flex-basis: 8.333333333333334%; flex-shrink: 0; } @media (min-width:640px) { .jss245 { padding: 0 15px; } } .jss246 { padding: 0 8px; flex-grow: 0; max-width: 16.666666666666668%; flex-basis: 16.666666666666668%; flex-shrink: 0; } @media (min-width:640px) { .jss246 { padding: 0 15px; } } .jss247 { padding: 0 8px; flex-grow: 0; max-width: 25%; flex-basis: 25%; flex-shrink: 0; } @media (min-width:640px) { .jss247 { padding: 0 15px; } } .jss248 { padding: 0 8px; flex-grow: 0; max-width: 33.333333333333336%; flex-basis: 33.333333333333336%; flex-shrink: 0; } @media (min-width:640px) { .jss248 { padding: 0 15px; } } .jss249 { padding: 0 8px; flex-grow: 0; max-width: 41.666666666666664%; flex-basis: 41.666666666666664%; flex-shrink: 0; } @media (min-width:640px) { .jss249 { padding: 0 15px; } } .jss250 { padding: 0 8px; flex-grow: 0; max-width: 50%; flex-basis: 50%; flex-shrink: 0; } @media (min-width:640px) { .jss250 { padding: 0 15px; } } .jss251 { padding: 0 8px; flex-grow: 0; max-width: 58.333333333333336%; flex-basis: 58.333333333333336%; flex-shrink: 0; } @media (min-width:640px) { .jss251 { padding: 0 15px; } } .jss252 { padding: 0 8px; flex-grow: 0; max-width: 66.66666666666667%; flex-basis: 66.66666666666667%; flex-shrink: 0; } @media (min-width:640px) { .jss252 { padding: 0 15px; } } .jss253 { padding: 0 8px; flex-grow: 0; max-width: 75%; flex-basis: 75%; flex-shrink: 0; } @media (min-width:640px) { .jss253 { padding: 0 15px; } } .jss254 { padding: 0 8px; flex-grow: 0; max-width: 83.33333333333333%; flex-basis: 83.33333333333333%; flex-shrink: 0; } @media (min-width:640px) { .jss254 { padding: 0 15px; } } .jss255 { padding: 0 8px; flex-grow: 0; max-width: 91.66666666666667%; flex-basis: 91.66666666666667%; flex-shrink: 0; } @media (min-width:640px) { .jss255 { padding: 0 15px; } } .jss256 { padding: 0 8px; flex-grow: 0; max-width: 100%; flex-basis: 100%; flex-shrink: 0; } @media (min-width:640px) { .jss256 { padding: 0 15px; } } .jss144 { font-size: 18px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss144 { font-size: 16px; line-height: 1.5; } } .jss145 { font-size: 18px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss145 { font-size: 16px; line-height: 1.5; } } .jss146 { font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.5; } @media (min-width:900px) { .jss146 { font-size: 16px; line-height: 1.5; } } .jss147 { font-size: 16px; line-height: 1.25; } @media (min-width:900px) { .jss147 { font-size: 16px; line-height: 1.25; } } .jss148 { font-size: 14px; font-weight: 300; line-height: 1.4285714285714286; } @media (min-width:900px) { .jss148 { font-size: 14px; line-height: 1.4285714285714286; } } .jss149 { font-size: 12px; font-weight: 300; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss149 { font-size: 12px; line-height: 1.3333333333333333; } } .jss150 { font-size: 12px; line-height: 1.3333333333333333; } .jss151 { font-size: 11px; line-height: 1.0909090909090908; } .jss152 { font-size: 11px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 16px; letter-spacing: 1.5px; text-transform: uppercase; } .jss152 a { color: inherit; text-decoration: none; } .jss153 { font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.5; } .jss153 a { color: inherit; text-decoration: none; } .jss154 { font-size: 24px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss154 { font-size: 48px; line-height: 1.1666666666666667; } } .jss154 a { color: inherit; text-decoration: none; } .jss155 { font-size: 24px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss155 { font-size: 40px; line-height: 1.2; } } .jss155 a { color: inherit; text-decoration: none; } .jss156 { font-size: 20px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.2; } @media (min-width:900px) { .jss156 { font-size: 32px; line-height: 1.25; } } .jss156 a { color: inherit; text-decoration: none; } .jss157 { font-size: 18px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss157 { font-size: 24px; line-height: 1.3333333333333333; } } .jss157 a { color: inherit; text-decoration: none; } .jss158 { font-size: 18px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 700; line-height: 24px; } @media (min-width:900px) { .jss158 { font-size: 20px; line-height: 24px; } } .jss158 a { color: inherit; text-decoration: none; } .jss159 { font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 700; line-height: 20px; } @media (min-width:900px) { .jss159 { font-size: 18px; line-height: 24px; } } .jss159 a { color: inherit; text-decoration: none; } .jss160 { font-size: 16px; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; text-transform: none; } .jss161 { font-size: 14px; line-height: 1.1428571428571428; } .jss162 { font-size: 24px; font-weight: 700; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss162 { font-size: 28px; line-height: 1.1428571428571428; } } .jss163 { font-size: 12px; line-height: 1.1666666666666667; } @media (min-width:900px) { .jss163 { font-size: 18px; line-height: 1.3333333333333333; } } .jss165 { font-size: 24px !important; line-height: 32px !important; } @media (min-width:1024px) { .jss165 { font-size: 32px !important; line-height: 40px !important; } } .jss239 { width: 100%; line-height: 1; } .jss240>span { position: unset !important; } .jss241 { width: 100% !important; height: unset !important; object-fit: contain; } .jss242 { position: relative !important; } .jss30 { overflow: hidden; max-width: 1020px; max-height: 600px; } .jss31 { border-radius: 0; } .jss32 { justify-content: flex-end; } .jss34 { box-shadow: 0px 3px 6px #81818114; border-bottom: 1px solid #E5E5E5; } .jss37 { font-size: 18px; text-align: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.3333333333333333; } @media (min-width:900px) { .jss37 { font-size: 24px; line-height: 1.3333333333333333; } } .jss37 a { color: inherit; text-decoration: none; } .jss38 { width: 100%; padding: 12px 34px 10px 26px; margin-right: -40px; } @media (min-width:1024px) { .jss38 { padding: 0; } } .jss39 { top: 0; right: 0; width: 48px; height: 48px; padding: 0; } .jss39:hover { background: none; } .jss39 svg { fill: #003574; width: 100%; height: 100%; } .jss42 { padding-top: 0; } .jss43 { padding: 0 48px 40px 48px; margin-right: 0; } .jss44 { padding: 0; } .jss45 { } @media (max-width:639.95px) { .jss45 { min-width: 300px; } } @media (min-width:640px) { .jss45 { width: auto; max-width: 1044px; } } .jss46 { align-items: center; padding-left: 16px; justify-content: space-between; } @media (max-width:1023.95px) { .jss46 { align-items: start; } } @media (max-width:639.95px) { .jss46 { padding-left: 16px; } } .jss47 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss47 { padding-left: 24px; padding-right: 24px; } } .jss48 { padding-top: 16px; } @media (min-width:640px) { .jss48 { padding-top: 24px; } } .jss49 { top: 6px; right: 3px; width: 40px; height: 40px; padding: 0; transform: scale(1.1); } @media (max-width:639.95px) { .jss49 { top: 5px; } } .jss50 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss50 { margin-right: 23px; padding-left: 24px; padding-right: calc(24px - 23px - 3px); scrollbar-gutter: stable; } @supports (-moz-appearance:none) { .jss50 { } .jss50 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss50::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss50::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0; background-color: #E5E5E5; } .jss50::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss50::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss50::-webkit-scrollbar-thumb:active { cursor: grabbing; } } .jss76 { } @media (max-width:639.95px) { .jss76 { min-width: 300px; } } @media (min-width:640px) { .jss76 { width: auto; max-width: 1044px; } } .jss77 { align-items: center; padding-left: 16px; justify-content: space-between; } @media (max-width:1023.95px) { .jss77 { align-items: start; } } @media (max-width:639.95px) { .jss77 { padding-left: 16px; } } .jss78 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss78 { padding-left: 24px; padding-right: 24px; } } .jss79 { padding-top: 16px; } @media (min-width:640px) { .jss79 { padding-top: 24px; } } .jss80 { top: 6px; right: 3px; width: 40px; height: 40px; padding: 0; transform: scale(1.1); } @media (max-width:639.95px) { .jss80 { top: 5px; } } .jss81 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss81 { margin-right: 23px; padding-left: 24px; padding-right: calc(24px - 23px - 3px); scrollbar-gutter: stable; } @supports (-moz-appearance:none) { .jss81 { } .jss81 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss81::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss81::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0; background-color: #E5E5E5; } .jss81::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss81::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss81::-webkit-scrollbar-thumb:active { cursor: grabbing; } } .jss186 { } @media (max-width:639.95px) { .jss186 { min-width: 300px; } } @media (min-width:640px) { .jss186 { width: auto; max-width: 1044px; } } .jss187 { align-items: center; padding-left: 16px; justify-content: space-between; } @media (max-width:1023.95px) { .jss187 { align-items: start; } } @media (max-width:639.95px) { .jss187 { padding-left: 16px; } } .jss188 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss188 { padding-left: 24px; padding-right: 24px; } } .jss189 { padding-top: 16px; } @media (min-width:640px) { .jss189 { padding-top: 24px; } } .jss190 { top: 6px; right: 3px; width: 40px; height: 40px; padding: 0; transform: scale(1.1); } @media (max-width:639.95px) { .jss190 { top: 5px; } } .jss191 { padding-left: 16px; padding-right: 16px; } @media (min-width:640px) { .jss191 { margin-right: 23px; padding-left: 24px; padding-right: calc(24px - 23px - 3px); scrollbar-gutter: stable; } @supports (-moz-appearance:none) { .jss191 { } .jss191 { scrollbar-color: #003574 #E5E5E5; scrollbar-width: thin; } } .jss191::-webkit-scrollbar { width: 3px; cursor: grab; height: 3px; scrollbar-color: auto; scrollbar-width: auto; } .jss191::-webkit-scrollbar-track { border: 1px solid white; margin: 8px 0; background-color: #E5E5E5; } .jss191::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss191::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss191::-webkit-scrollbar-thumb:active { cursor: grabbing; } } .jss173 { color: #000; border: 1px solid transparent; cursor: pointer; display: inline-flex; padding: 11px 16px; font-size: 16px; min-width: 180px; background: transparent; box-sizing: border-box; margin-top: 8px; min-height: 48px; transition: background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; align-items: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-radius: 0; margin-bottom: 8px; text-transform: none; justify-content: center; text-decoration: none; } .jss173::selection { background: transparent; } .jss173:disabled { color: #636363; pointer-events: none; } .jss174 { color: #ffffff; background: #003574; border-color: #003574; border-radius: 10px 0px; } .jss174:hover, .jss174:focus { background: #004C9A; border-color: #004C9A; } .jss175 { color: #000000; padding: 11px 13px; background: #ffffff; min-height: 40px; line-height: 1; border-color: #003574; border-radius: 10px 10px; } .jss175:hover, .jss175:focus { color: #ffffff; background: #004C9A; border-color: #004C9A; } .jss176 { color: #ffffff; background: #DB912C; border-color: #DB912C; border-radius: 10px 0px; } .jss176:hover, .jss176:focus { background: #CC7A09; border-color: #CC7A09; } .jss177 { color: #000000; background: #ffffff; border-color: #E5E5E5; border-radius: 10px 10px; } .jss177:hover, .jss177:focus { background: #F9F9F9; border-color: #E5E5E5; } .jss178 { color: #000000; padding: 11px 13px; background: #ffffff; min-height: 40px; line-height: 1; border-color: #DB912C; border-radius: 10px 10px; } .jss178:hover, .jss178:focus { color: #ffffff; background: #CC7A09; border-color: #CC7A09; } .jss179 { color: #ffffff; padding: 7px 16px; font-size: 14px; min-width: 135px; background: #DB912C; min-height: 32px; line-height: 1.1428571428571428; border-color: #DB912C; border-radius: 4px 4px; } .jss179:hover, .jss179:focus { background: #CC7A09; border-color: #CC7A09; } .jss180 { color: #000; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss180:hover, .jss180:focus { color: #003574; } .jss180 .jss185 { transform: translateY(3px); } .jss181 { color: #003574; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss181:hover, .jss181:focus { color: #004C9A; } .jss181 .jss185 { transform: translateY(3px); } .jss182 { color: #636363; border: 0; display: inline; padding: initial; font-size: 16px; min-width: auto; background: transparent; margin-top: 0; min-height: auto; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 1.25; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; } .jss182:hover, .jss182:focus { color: #003574; } .jss182 .jss185 { transform: translateY(3px); } .jss183 { color: #000000; padding: 11px 13px; background: #F9F9F9; min-height: 40px; line-height: 1; border-color: #2E7D49; border-radius: 10px 10px; } .jss183:hover, .jss183:focus { color: #ffffff; background: #2E7D49; border-color: #2E7D49; } .jss184 { width: 100%; display: inline-flex; } .jss185 { height: 20px; display: inline-block; margin-left: 12px; } .jss207 { clip: rect(0, 0, 0, 0) !important; width: 1px !important; border: 0 !important; height: 1px !important; margin: -1px !important; padding: 0 !important; overflow: hidden !important; position: absolute !important; clip-path: inset(50%) !important; white-space: nowrap !important; } .jss1 { top: auto; left: -999px; width: 1px; height: 1px; position: absolute; } .jss1:focus { top: 0; left: 0; color: #fff; width: auto; height: auto; margin: auto; display: inline-block; outline: none; padding: 3px; z-index: 1040; position: absolute; font-size: 12px; background: #004C9A; border-bottom-right-radius: 4px; } .jss221 .gm-style iframe + div { border: none !important; } .jss222 { top: 0; left: 0; right: 0; bottom: 0; display: flex; z-index: 1; position: absolute; align-items: center; justify-content: center; } @media (max-width:1023.95px) { .jss222 { top: 153px; bottom: unset; } } .jss223 { position: relative; padding-top: 17px; } .jss223::before { top: 0; left: 0; width: 100%; height: 1px; content: ""; display: block; position: absolute; background: #E5E5E5; } @media (max-width:639.95px) { .jss223::before { left: -16px; width: 100vw; } } .jss224 { min-height: 56px; } .jss225 { width: 100vw; display: flex; align-items: center; margin-left: calc((-100vw + 100%)/2); justify-content: center; } .withPinnedPOI .jss225 { left: 0; width: 100%; bottom: 0; z-index: 1028; position: fixed; margin-left: 0; } .jss226 { color: #ffffff; width: 50%; border: none; display: flex; font-size: 16px; background: #003574; box-shadow: 0px 0px 12px #00000029; min-height: 56px; align-items: center; font-family: pkobp,Helvetica,Arial,sans-serif; line-height: 1; justify-content: center; } .jss226 svg { fill: #ffffff; width: 32px; height: 32px; margin-right: 8px; } .jss227 { color: #000000; background: #ffffff; } .jss227 svg { fill: #003574; } .jss228 { right: 12px; width: 36px; border: none; bottom: 116px; cursor: pointer; height: 36px; display: flex; padding: 0; position: absolute; background: #fff; align-items: center; border-radius: 50%; justify-content: center; } .jss229 .MuiPaper-root { width: 100%; } .jss229 .MuiDialogContent-root { padding-bottom: 100px; } .jss212 .MuiPaper-root { max-width: 810px; min-width: 600px; } .jss212 .MuiDialogContent-root { padding: 0 95px 0 105px; min-width: 390px; margin-bottom: 48px; } @media (max-width:1023.95px) { .jss212 .MuiDialogContent-root { padding: 0 30px 0 30px; min-width: unset; } } @media (max-width:639.95px) { .jss212 .MuiDialogContent-root { padding: 0 16px 0 16px; min-width: unset; } } @media (max-width:1023.95px) { .jss212 .MuiPaper-root { width: 100%; max-width: 100%; min-width: unset; } } .jss213 .MuiDialogContent-root { padding: 0 95px 0 105px; margin-bottom: 118px; } @media (max-width:1023.95px) { .jss213 .MuiDialogContent-root { padding: 0 30px 0 30px; } } @media (max-width:639.95px) { .jss213 .MuiDialogContent-root { padding: 0 16px 0 16px; } } .jss214 h2 { margin: -10px 0 0 0 !important; font-size: 24px; line-height: 32px; } @media (max-width:1023.95px) { .jss215 { margin-top: 16px; } } .jss215 h2, .jss215 h3, .jss215 h4, .jss215 h5, .jss215 h6 { margin: 0 0 16px 0; font-size: 20px; font-weight: 400; line-height: 24px; } .jss215 h1 { margin: 0 0 12px 0; font-size: 24px; margin-top: 16px !important; font-weight: 400; line-height: 32px; } .jss215 p { margin-top: 0px; font-weight: 300; line-height: 24px; margin-bottom: 8px; } .jss215 span { line-height: 1; } .jss215 ul { margin-bottom: 24px; } .jss215 a { font-weight: 400; } .jss215 ul[style="list-style-type: checks;"] { padding-left: 26px; } .jss215 ol { margin-top: 17px; padding-left: 2px; } .jss215 img { margin-top: 8px; } .jss215 li { font-weight: 300; } .jss215 ol li { line-height: 24px; padding-bottom: 8px; } @media (max-width:1023.95px) { .jss215 ol li { line-height: 20px; } } .jss215 ol li ol { padding-left: 1px; } .jss215 ol li li { padding-bottom: 8px; } .jss215 ul[style="list-style-type: checks;"] li { line-height: 20px; padding-top: 2px; margin-bottom: 21px; } .jss215 ul[style="list-style-type: checks;"] li strong { display: inline-block; margin-bottom: 6px; } @media (max-width:1023.95px) { .jss215 ul { margin-top: 13px; line-height: 20px; } } .jss215 ul li { padding-bottom: 6px; } .jss215 ul ul li { line-height: 23.8px; } @media (max-width:1023.95px) { .jss215 p { line-height: 20px; margin-bottom: 0px; } } .jss215 h2:not(:first-child), .jss215 h3:not(:first-child), .jss215 h4:not(:first-child), .jss215 h5:not(:first-child), .jss215 h6:not(:first-child) { margin-top: 40px !important; } @media (max-width:1023.95px) { .jss215 h2, .jss215 h3, .jss215 h4, .jss215 h5, .jss215 h6 { margin: 0 0 13px 0; font-size: 18px; line-height: 24px; } .jss215 h2:not(:first-child), .jss215 h3:not(:first-child), .jss215 h4:not(:first-child), .jss215 h5:not(:first-child), .jss215 h6:not(:first-child) { margin-top: 16px !important; } } .jss216 { gap: 30px; left: 0; width: 100%; bottom: 0; height: 96px; display: flex; opacity: 1; padding: 0 16px; position: absolute; background: #ffffff; border-top: solid 1px #E5E5E5; box-shadow: 0px -3px 6px #81818114; align-items: center; justify-content: center; } .jss216 button, .jss216 a { width: auto; height: 48px; display: block; padding: 14px 15px; overflow: hidden; min-width: 100px; text-align: center; line-height: 20px; white-space: nowrap; padding-left: 16px; text-overflow: ellipsis; } @media (max-width:1023.95px) { .jss216 { gap: 16px; height: 80px; } .jss216 button, .jss216 a { width: 100%; max-width: 288px; min-width: unset; } } @media (max-width:639.95px) { .jss216 button, .jss216 a { max-width: unset; } } @media (min-width:640px) { .jss257 { width: 100%; display: inline-block; min-height: 28px; } } @media (min-width:1280px) { .jss257 { padding: 2px 0; } } .jss258 { font-size: 14px; white-space: normal; } @media (max-width:1023.95px) { .jss258 { line-height: 12px; } } @media (min-width:1280px) { .jss258 { margin: 0; font-size: 16px; } } .jss276 { margin: 0 17px; display: inline-block; max-width: 128px; max-height: 56px; } @media (min-width:640px) { .jss276 { margin-top: -1px; margin-bottom: -1px; } } @media (min-width:1024px) { .jss276 { margin: 0; } } .jss276:first-of-type { margin-left: 0; } .jss276:last-of-type { margin-right: 0; } .jss276 img.no-next-image-classname { max-width: 128px; max-height: 56px; } .jss276 .next-image-classname img { min-width: unset !important; max-height: 56px !important; min-height: unset !important; } .jss272 { margin-top: 0; margin-bottom: 20px; } .jss272>p { font-size: 18px; text-align: center; line-height: 1.3333333333333333; } @media (min-width:1280px) { .jss272 { width: 261px; display: flex; margin-top: 0; align-items: center; margin-bottom: 0; } } .jss273 { margin: 0; font-size: 18px; line-height: 24px; } @media (max-width:639.95px) { .jss273 { text-align: center; } } .jss274 { color: inherit; text-decoration: none; } .jss275 { cursor: pointer; } @media (min-width:1280px) { .jss267 { display: flex; justify-content: flex-start; } } .jss268 { color: inherit; text-decoration: none; } .jss269 { cursor: pointer; } @media (min-width:1280px) { .jss270 { width: calc(100% - 261px); } } .jss271 { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; } .jss230 { width: 100%; display: flex; align-items: center; } .jss231 { width: 0; height: 1px; display: block; flex-grow: 0; flex-shrink: 0; background-color: transparent; } @media (min-width:1024px) { .jss231 { left: 0; width: 100%; z-index: 0; position: absolute; flex-grow: 1; flex-shrink: 1; background-color: #E5E5E5; } } .jss232 { flex: 0 0 1230px; border: 1px solid #E5E5E5; margin: 0; display: flex; padding: 24px 20px 60px; z-index: 1; max-width: 100%; min-height: 104px; align-items: center; border-radius: 16px; flex-direction: column; background-size: auto 55px; background-color: #fff; background-repeat: no-repeat; background-position: 50% bottom; } @media (min-width:640px) { .jss232 { padding: 0 30px 16px 100px; flex-wrap: wrap; flex-direction: row; background-size: 88px auto; background-color: #fff; background-repeat: no-repeat; background-position: left 50%; } } @media (min-width:1024px) { .jss232 { padding: 0 60px 0 102px; flex-wrap: nowrap; background-size: 102px auto; background-color: #fff; background-repeat: no-repeat; background-position: left 50%; } } .jss233 { font-size: 14px; margin-top: 0; font-weight: 300; line-height: 20px; margin-bottom: 0; } .jss234 { color: #003574; border: 0; cursor: pointer; display: inline; padding: initial; font-size: 24px; min-width: auto; background: transparent; box-sizing: border-box; margin-top: 0; min-height: auto; transition: background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; align-items: center; font-family: pkobp,Helvetica,Arial,sans-serif; font-weight: 400; line-height: 32px; margin-left: -10px; border-color: transparent; border-radius: 0; margin-bottom: 0; text-transform: none; justify-content: center; text-decoration: none; } .jss234::selection { background: transparent; } .jss234:disabled { color: #636363; pointer-events: none; } .jss234:hover, .jss234:focus { color: #004C9A; } .jss234 eng { transform: translateY(3px); } @media (min-width:640px) { .jss234 { margin-left: 0; } } .jss235 { width: 100%; padding: 0 0 16px 0; text-align: center; border-bottom: 1px solid #E5E5E5; margin-bottom: 5px; } @media (min-width:640px) { .jss235 { margin: 0 30px 0 30px; padding: 20px 0 10px 0; text-align: left; border-bottom: 1px solid #E5E5E5; } } @media (min-width:1024px) { .jss235 { width: auto; margin: 0; padding: 5px 60px 2px 30px; border-right: 1px solid #E5E5E5; border-bottom: none; } } @media (min-width:1280px) { .jss235 { flex-shrink: 0; } } .jss236 { color: #000; width: calc(100% - 14px); margin: 12px 8px 0 25px; display: flex; align-items: center; text-decoration: none; } @media (min-width:640px) { .jss236 { width: calc(50% - 60px); margin: 16px 0 0px 30px;; } } @media (min-width:1024px) { .jss236 { width: auto; margin: 16px 0 16px 45px; } } @media (min-width:1280px) { .jss236 { margin-left: 60px; } .jss236:nth-of-type(2) { padding-left: 10px; } } .jss236:hover { color: #003574; } .jss237 { width: 32px; height: 32px; flex-grow: 0; flex-shrink: 0; } @media (min-width:1024px) { .jss237 { width: 40px; height: 40px; } } .jss237 > img { max-width: 100%; max-height: 100%; } .jss237 .next-image-classname span { width: 32px !important; height: 32px !important; } @media (min-width:1024px) { .jss237 .next-image-classname span { width: 40px !important; height: 40px !important; } } .jss238 { font-size: 14px; transition: color 0.3s ease-in-out; line-height: 20px; margin-left: 16px; } @media (min-width:640px) { .jss238 { margin-left: 8px; } } @media (min-width:640px) { .jss260 { display: flex; justify-content: flex-end; } } .jss261 { color: inherit; display: block; text-decoration: none; } @media (min-width:640px) { .jss261 { width: 100%; max-width: 246px; } } @media (min-width:1024px) { .jss261 { max-width: 290px; } } .jss261 a { text-decoration: none; } .jss262 { color: #636363; margin: 0; font-size: 14px; font-weight: 500; line-height: 24px; margin-bottom: 15px; } .jss262:last-child { margin-bottom: 0; } .jss263 { color: #636363; margin: 0; font-size: 16px; font-weight: 500; line-height: 20px; } .jss263:hover { color: #003574; } .jss264 { color: #000; font-size: 14px; font-weight: 300; } .jss265 { padding: 8px 36px 8px 30px; background: #F9F9F9; margin-top: 4px; border-radius: 8px; } @media (min-width:1024px) { .jss265 { padding-top: 11px; } } .jss266 { width: 100%; } .jss266 thead td { font-size: 12px !important; font-weight: 300; } .jss266 thead td, .jss266 tbody td { font-size: 14px; line-height: 20px; padding-left: 0; padding-right: 1px; } .jss266 thead td:first-of-type, .jss266 tbody td:first-of-type { width: 20%; font-weight: 300; } .jss266 thead td:not(:first-of-type), .jss266 tbody td:not(:first-of-type) { width: 39%; text-align: right; } .jss217 { gap: 8px; margin: 0 1px; display: flex; margin-top: 21px; align-items: center; } @media (min-width:1280px) { .jss217 { height: 24px; } } @media (max-width:1023.95px) { .jss217 { display: none; } } .jss218 { color: #000000; overflow: hidden; font-size: 12px; max-width: 20%; transition: color 0.3s ease-in-out; font-weight: 300; line-height: 14px; white-space: nowrap; text-overflow: ellipsis; text-decoration: none; } .jss218:hover { color: #003574; } .jss219 svg { width: 23px; height: 23px; } .jss219 svg:hover path { fill: #003574; } .jss219 svg path { fill: #818181; stroke: none; transition: fill 0.3s ease-in-out; } .jss220 { color: #636363; } .jss220:hover { color: #636363; } .jss284 { display: flex; flex-wrap: wrap; align-items: center; } .jss285 { width: 40px; height: 40px; display: block; padding: calc((40px - 24px)/2); } .jss285 svg { fill: #B7B7B7; width: 24px; height: 24px; } .jss285:hover svg { fill: #939393; } .jss285:not(:last-of-type) { margin-right: 16px; } @media (min-width:1280px) { .jss285:not(:last-of-type) { margin-right: 8px; } } .jss193 { z-index: 3; position: relative; } .jss194 { max-width: 810px; } .jss195 { color: #636363; width: 285px; border: 1px solid #F2F2F2; height: 40px; outline: none; padding: 14px 72px 14px 14px; z-index: 4; position: relative; font-size: 16px; background: #F2F2F2; transition: border-color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,background 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms,color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; caret-color: #003574; font-family: pkobp,Helvetica,Arial,sans-serif; border-radius: 8px; } .jss195::placeholder { color: #636363; font-size: 14px; font-weight: 400; } .jss195:hover { color: #000000; border: 1px solid #003574; background: #fff; font-weight: 400; } @media (max-width:1023.95px) { .jss195 { width: 100%; height: 48px; padding: 17px 36px 14px 47px; } } .jss196 { color: #000000; border: 1px solid #003574; background: #fff; font-weight: 400; } .jss197 { width: 100%; height: 48px; padding: 17px 96px 14px 16px; } .jss197::placeholder { font-size: 16px; } .jss198 { width: 32px; border: none; cursor: pointer; height: 32px; display: inline-block; opacity: 1; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 32px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; margin-bottom: calc((40px - 32px)/2); } .jss198>svg { width: 32px; height: 32px; } @media (max-width:1023.95px) { .jss198 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 12px; } } @media (min-width:1024px) { .jss198 { right: 0; margin-right: 48px; } } .jss199 { opacity: 0; } .jss200 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 72px; } .jss201 { top: 0; right: 47px; width: 24px; border: none; cursor: pointer; height: 24px; display: block; opacity: 1; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 24px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; border-right: solid 1px #E5E5E5; margin-bottom: calc((40px - 32px)/2); padding-right: 35px; } .jss201>svg { fill: #B7B7B7; width: 24px; height: 24px; } @media (max-width:1023.95px) { .jss201 { right: 0; margin-top: calc((48px - 24px)/2); border-right: unset; margin-right: 8px; padding-right: 28px; } } .jss201:hover>svg { fill: #003574; } .jss202 { opacity: 0; } .jss203 { right: 0; margin-top: calc((48px - 24px)/2); border-right: none; margin-right: 61px; } .jss204 { top: 0; fill: #003574; width: 32px; border: none; cursor: pointer; height: 32px; display: inline-block; padding: 0; z-index: 4; position: absolute; background: transparent; margin-top: calc((40px - 32px)/2); transition: opacity 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; margin-bottom: calc((40px - 32px)/2); } .jss204>svg { width: 32px; height: 32px; } @media (max-width:1023.95px) { .jss204 { left: 0; margin-top: calc((48px - 32px)/2); margin-left: 8px; } } @media (min-width:1024px) { .jss204 { right: 0; margin-top: 5px; margin-right: 8px; } } .jss205 { right: 0; margin-top: calc((48px - 32px)/2); margin-right: 12px; } .jss206 { right: 0; width: 1px; height: 24px; content: ''; z-index: 4; position: absolute; margin-top: calc((48px - 24px)/2); border-left: 1px solid #E5E5E5; margin-right: 56px; } @keyframes jss208 { 0% { opacity: 0; } 100% { opacity: 1; } } @media (max-width:1023.95px) { .jss209 { margin-top: 22px; } } @media (min-width:1024px) { .jss209 { top: -8px; left: -8px; height: 0; display: flex; z-index: 0; overflow: hidden; position: absolute; animation: jss208 .5s cubic-bezier(0.4, 0, 0.2, 1); } } @media (min-width:1024px) { .jss210 { width: calc(100% + 8px + 8px); border: 1px solid #E5E5E5; height: auto; padding: 18px 8px; z-index: 2; max-width: calc(810px + 8px + 8px); background: #fff; box-shadow: 0px 16px 32px #00000029; max-height: calc(100vh - 100px); min-height: 100px; padding-top: 65px; border-radius: 12px; } } .jss211 { width: 100%; overflow: auto; max-height: 100%; } .jss211::-webkit-scrollbar { width: 3px; cursor: grab; } .jss211::-webkit-scrollbar-track { border: 1px solid white; background-color: #E5E5E5; } .jss211::-webkit-scrollbar-thumb { border-radius: 9px; background-color: #003574; } .jss211::-webkit-scrollbar-thumb:hover { cursor: grab; } .jss211::-webkit-scrollbar-thumb:active { cursor: grabbing; } .jss24 { display: block; } .jss24 .logo__dontdisplay { display: none !important; } @media (max-width:1023.95px) { .jss24 { width: 100px; height: 48px; } .menu__forCompanies .jss24 { width: 88px; height: 38px; } } @media (min-width:1024px) { .jss24 { width: 64px; height: 79px; } .menu__forCompanies .jss24 { width: 124px; height: 54px; } } .jss24 img.no-next-image-classname { max-width: 100%; max-height: 100%; } @media (max-width:1023.95px) { .jss24 * { height: 100% !important; } } .menu__scrolled .jss25 { width: 120px; height: 48px; } .menu__scrolled .jss25 .next-image-classname { max-height: 100%; } .menu__scrolled .jss25 .next-image-classname>span { width: 120px !important; height: 48px !important; } .jss51 { color: #000000; cursor: pointer; display: flex; padding: 0 1px; align-items: center; line-height: 1; text-decoration: none; } @media (max-width:1023.95px) { .jss51 { height: 48px; } } @media (min-width:1024px) { .jss51 { height: 40px; margin-right: -10px; border-radius: 10px; padding-right: 10px; } .menu__forCompanies:not(.menu__scrolled) .jss51 { margin-left: 42px; } @media (min-width:1024px) and (max-width:1198.95px) { .menu__forCompanies:not(.menu__scrolled) .jss51 { margin-left: 16px; } } } .jss51:hover { color: #003574; } .jss51>svg { transition: transform 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; } @media (max-width:1023.95px) { .jss51>svg { width: 48px; height: 48px; } } @media (min-width:1024px) { .jss51>svg { width: 32px; height: 32px; } } @media (max-width:1023.95px) { .jss52 { margin-left: 7px; } } @media (min-width:1024px) { .jss52 { margin-left: 20px; } } .jss53 { font-size: 14px; margin-top: 4px; line-height: 1; margin-left: 7px; } .menu__forCompanies:not(.menu__scrolled) .jss53 { margin-left: 6px; } @media (min-width:1024px) and (max-width:1198.95px) { .menu__forCompanies:not(.menu__scrolled) .jss53 { display: none; } } .jss112 { overflow: auto; } @media (max-width:1023.95px) { .jss112 { max-height: calc(100vh - 60px - 48px); } } @media (min-width:1024px) { .jss112 { left: 0; width: 100%; position: absolute; max-height: calc(100vh - 136px + 24px); } } @media (min-width:1024px) { .jss113 { max-height: calc(100vh - 64px + 15px); } } @media (max-width:1023.95px) { .jss114 { padding-bottom: 16px; } .jss114>div { padding: 0; } .jss114>div>div { padding: 0; } } @media (min-width:1024px) { .jss114 { background: #fff; border-bottom: 1px solid #E5E5E5; padding-bottom: 32px; } } @media (max-width:1023.95px) { .jss115 { max-width: 100%; } } .jss116 { padding-left: 0; } @media (max-width:1023.95px) { .jss116 { margin: 0; max-width: 100%; } } @media (min-width:1280px) { .jss116 { padding-top: 30px; } } .jss104>ul { margin: 0; padding: 0; } .jss105 { top: 4px; width: 24px; border: none; cursor: pointer; height: 16px; display: inline-flex; padding: 0; position: relative; background: transparent; align-items: center; margin-left: 4px; justify-content: center; } .jss105::after { display: none !important; } .jss106 { display: inline-block; } .jss106:not(:first-of-type) { margin-left: 40px; } .jss106>.menu-position-item { color: inherit; cursor: pointer; display: inline-block; z-index: 2; position: relative; font-size: 18px; line-height: 24px; text-decoration: none; } .jss106>.menu-position-item span { position: relative; } .jss106>.menu-position-item span::after { left: 51%; right: 51%; height: 4px; content: ""; display: block; opacity: 0; outline: none !important; position: absolute; transform: skew(0) translate3d(0, 0, 0); background: #003574; margin-top: calc((40px / 2) - (4px / 2) + 1px); border-radius: 20px 0; -moz-transform: skew(0) translate3d(0, 0, 0); transition-delay: 0.2s; -webkit-transform: skew(0) translate3d(0, 0, 0); transition-duration: 0.2s; transition-property: left, right, opacity, transform; -webkit-transition-delay: 0.2s; transition-timing-function: ease-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: left, right, opacity, transform; -webkit-transition-timing-function: ease-out; } .jss106 .dropdownLayer { opacity: 0; z-index: -1; box-shadow: 0 16px 16px #00000014; visibility: hidden; padding-top: 24px; transition-delay: 0.2s; transition-duration: 0.2s; transition-property: opacity, visibility; -webkit-transition-delay: 0.2s; transition-timing-function: ease-in-out; -webkit-transition-duration: 0.2s; -webkit-transition-property: opacity, visibility; -webkit-transition-timing-function: ease-in-out; } .jss106:hover { color: #003574; } .jss106:hover>.menu-position-item span::after { left: 0; right: 0; opacity: 1; outline: none !important; transform: skew(-15deg) translate3d(0, 0, 0); -moz-transform: skew(-15deg) translate3d(0, 0, 0); -webkit-transform: skew(-15deg) translate3d(0, 0, 0); } .jss106:hover>.menu-position-item:focus span::after { outline: none !important; } .menu__forCompanies:not(.menu__scrolled) .jss106>.menu-position-item span::after { margin-top: 28px; } .jss106>.menu-position-item:focus-visible span { line-height: 1.25; } @media (min-width:1024px) and (max-width:1080.95px) { .jss106:not(:first-of-type) { margin-left: 24px; } } .jss107 { color: #003574; } .jss107>.menu-position-item span::after { left: 0; right: 0; opacity: 1; outline: none !important; transform: skew(-15deg) translate3d(0, 0, 0); -moz-transform: skew(-15deg) translate3d(0, 0, 0); -webkit-transform: skew(-15deg) translate3d(0, 0, 0); } .jss108 .dropdownLayer { opacity: 1; visibility: visible; } .jss108 .jss105 svg { transform: rotate(180deg); } .jss108>.menu-position-item::after { right: 27px; } .jss109:not(:first-of-type) { margin-left: 32px; } .jss109>.menu-position-item { font-size: 16px; } 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(min-width:1280px) { .jss15:hover { color: #003574; background-color: transparent; } } @media (max-width:1279.95px) { .jss16 { border: none; background-color: #00000066; } } .jss17 { border: 1px solid #D5D5D5; padding: 16px 16px 8px 16px; box-shadow: 0px 10px 16px #00000029; border-radius: 10px; } @media (max-width:1279.95px) { .jss17 { top: initial !important; left: 0 !important; right: 0 !important; width: 100%; bottom: 0; padding: 16px; max-width: 100% !important; max-height: fit-content !important; border-bottom-left-radius: 0; border-bottom-right-radius: 0; } .jss17>ul { max-height: calc(48px * 6); } } @media (min-width:1280px) { .jss17 { transform: translate(-24px,-45px); } } .jss17>ul { padding: 0; } @media (min-width:1280px) { .jss18 { transform: translate(-22px, -6px); } } @media (max-width:1279.95px) { .jss19 { box-shadow: inset 0 -15px 15px -15px #D5D5D5; } } .jss20 .jss21 { padding: 13px 11px; } @media (min-width:1280px) { .jss20 .jss21 { padding: 5px 7px 6px 7px; } } 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24px; } .jss12:not(:first-of-type) { margin-left: 48px; } .jss12:hover { color: #636363; } } @media (max-width:1023.95px) { .jss13 { background: #fff; } } @media (min-width:1024px) { .jss13 { color: #636363; } } .jss14 { color: #000; width: auto; display: flex; align-items: center; line-height: 20px; justify-content: start; } @media (max-width:1023.95px) { .jss14 { padding: 9px 17px; } } .jss14 > svg { margin-left: 2px; } .jss14:hover { color: inherit; } .jss89 { background: #fff; transition: box-shadow .2s ease-in-out; border-bottom: 1px solid #E5E5E5; } .jss89.menu__scrolled { box-shadow: 0px 3px 40px #0000001F; border-bottom: 1px solid #D5D5D5; } .jss89.menu_withoutShadow { box-shadow: none; } @media (max-width:1023.95px) { .jss89 { display: none; } } .jss90 { margin: auto; display: flex; max-width: 1230px; padding-top: 20px; justify-content: space-between; } @media (max-width:1259.95px) { .jss90 { padding-left: 15px; padding-right: 15px; } } .menu__scrolled .jss90 { max-height: 64px; padding-top: 0; } .jss91 { display: flex; justify-content: space-between; } .jss92 { margin-top: 9px; margin-right: 72px; margin-bottom: 27px; } @media (min-width:1024px) and (max-width:1080.95px) { .jss92 { margin-right: 32px; } } .menu__forCompanies .jss92 { margin-top: 0px; margin-right: 56px; margin-bottom: 21px; } .menu__scrolled .jss92 { margin-top: 8px; margin-right: 64px; margin-bottom: 8px; } @media (max-width:1149.95px) { .menu__scrolled .jss92 { margin-right: 24px !important; } } @media (min-width:1024px) and (max-width:1080.95px) { .menu__scrolled .jss92 { margin-right: 16px !important; } } @media (min-width:1024px) and (max-width:1080.95px) { .menu__forCompanies .jss92 { margin-right: 32px; } } .jss94 { height: 24px; margin: 10px 0; } .jss95 { margin-top: 36px; } .menu__forCompanies .jss95 { margin-top: 22px; } .menu__scrolled .jss95 { margin-top: 24px; } .jss97 { display: flex; position: relative; align-items: center; margin-bottom: 20px; } .jss98 { width: 100%; justify-content: flex-end; } .jss99 { margin-right: 29px; } .jss100 { margin-top: 6px; min-height: 27px; margin-bottom: 7px; } .jss101 { height: 40px; margin: 0; padding: 14px 25px 12px 26px; font-size: 14px; min-width: unset; min-height: unset; margin-left: 45px; } .jss101:focus { background: #CC7A09; } .jss102 { margin: 12px 0; display: flex; justify-content: flex-end; } .menu__forCompanies:not(.menu__scrolled) .jss102 { margin-top: 11px; } .jss103 { display: flex; align-items: center; } @media (min-width:1024px) { .jss2 { display: none; } } .jss4 { background: #F2F2F2; padding-top: 1px; } .jss5 { display: flex; align-items: center; padding-right: 16px; justify-content: space-between; } .jss6 { background: #F2F2F2; border-bottom: 1px solid #E5E5E5; } .jss7 { display: flex; } .jss8 { display: flex; padding: 8px 7px 8px 16px; background: #fff; justify-content: space-between; } .jss9 { border-top-left-radius: 16px; border-top-right-radius: 16px; } @media (min-width:1280px) { .jss277 { 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#636363; text-decoration: unset; } .jss280:nth-of-type(2):hover { color: #003574; } .jss280:nth-of-type(2) a:hover { color: #003574; } .jss281 { display: flex; margin-bottom: 32px; justify-content: center; } @media (min-width:1280px) { .jss281 { order: 3; margin-left: 48px; margin-bottom: 0; } } .jss282 { width: 100%; display: flex; margin-top: 30px; justify-content: center; } @media (min-width:640px) { .jss282 { margin-top: 26px; } } @media (min-width:1280px) { .jss282 { order: 3; width: auto; margin-top: 0; margin-left: 48px; margin-bottom: 0; } } .jss283 { width: fit-content; border: 1px solid #D5D5D5; height: 40px; margin: 0; display: flex; padding: 8px 20px 8px 12px; font-size: 14px; min-width: 118px; transition: background-color 300ms cubic-bezier(0.4, 0, 0.2, 1) 0ms; align-items: center; border-radius: 8px; } .jss283>svg { margin-top: -2px; margin-right: 8px; } .jss283:hover { color: #000; background: #F9F9F9; } .jss126 { color: inherit; border: 1px solid #E5E5E5; display: 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flex-shrink: 0; margin-right: 16px; } .jss122 .no-next-image-classname { width: 100%; height: 100%; } .jss123 { color: #000000; margin: 0; font-size: 18px; line-height: 1; } @media (max-width:1023.95px) { .jss123 { font-size: 16px; } } @media (min-width:1280px) { .jss123 { display: flex; align-items: center; line-height: 1.33; justify-content: flex-start; } .jss123 svg { margin-left: 8px; } } .jss124 { color: #000000; line-height: 20px; margin-bottom: 0; } @media (max-width:1279.95px) { .jss124 { margin-top: 6px; } } @media (min-width:1280px) { .jss124 { margin-top: 4px; } } .jss125 { max-height: 24px; margin-left: 6px; margin-right: -3px; } @media (max-width:1279.95px) { .jss125 svg { fill: #003574; transform: rotate(-90deg); } } @media (min-width:1280px) { .jss125 { display: none; } } .jss166 { width: 100%; display: flex; margin-top: 30px; justify-content: center; } @media (max-width:1023.95px) { .jss166 { margin-top: 16px; } } .jss167 { margin: 0; text-align: center; word-break: 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d="M376,1268H350v-24H338v24H312v-32h-8l40-28.5,40,28.5h-8Zm-22-4h18v-32l-28-19.5L316,1232v32h18v-24h20Z" fill="inherit"></path></g><rect width="96" height="96" transform="translate(1774 767)" fill="inherit" opacity="0"></rect></g></svg></div><span>Start</span></a><a class="jss85" data-cy="MenuNestedPositions--position-nested-mobile-0--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-df4e0f210f55" href="https://www.pkobp.pl/klient-indywidualny/oferta"><div class="jss88 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="96" height="96" viewBox="0 0 96 96"><g transform="translate(-120 -765)"><g transform="translate(-96 1330)"><path data-name="Path 2144" d="M260-525h4a4,4,0,0,1,4-4,4,4,0,0,1,4,4h4a8,8,0,0,0-8-8A8,8,0,0,0,260-525Z" fill="inherit"></path><path data-name="Path 2145" d="M243.888-521A3.831,3.831,0,0,1,240-525a3.625,3.625,0,0,1,3.631-4c.085,0,.283-.006.369,0v-4a7.763,7.763,0,0,0-8,7.433c0,.151,0,.3,0,.454l0,30.233a10.077,10.077,0,0,0,10.116,9.844L296-485v-36ZM292-489H246.353A6.145,6.145,0,0,1,240-494.884v-23.14A7.266,7.266,0,0,0,243.888-517H292Z" fill="inherit"></path><path data-name="Path 2146" d="M280-505h-8v4h12S284-505,280-505Z" fill="inherit"></path><path data-name="Path 2147" d="M284-525v-20H266.828L252-530.172V-525h-4v-24h40v24Zm-32-20v9.172L261.172-545Z" fill="inherit"></path></g><rect width="96" height="96" transform="translate(120 765)" fill="inherit" opacity="0"></rect></g></svg></div><span>Oferta</span></a><a class="jss85" data-cy="MenuNestedPositions--position-nested-mobile-1--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-2-c48705207c33" href="/[...*]"><div class="jss88 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="32" height="32" viewBox="0 0 32 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24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss117 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-3"><a class="jss126 jss127 jss118" data-cy="MenuDropdownTile-3--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-50f1d5e9662a" href="https://www.pkobp.pl/klient-indywidualny/ubezpieczenia"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss145 jss123" 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viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-lg-4 jss117 css-tpn07s"><div class="MuiBox-root css-0" data-cy="MenuDropdownTile-3"><a class="jss126 jss127 jss118" data-cy="MenuDropdownTile-3--card--link" id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-4851c10b80db" href="https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko/wyprobuj"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p 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id="nav-full-ba3ef72c27ba-men-33039-pos-lvl-3-2934005e8821" href="https://www.pkobp.pl/klient-indywidualny/aplikacja-iko-ipko/eurzad"><div class="jss119 MuiBox-root css-0"><div class="jss121 MuiBox-root css-0"><div class="MuiBox-root css-0"><p class="jss145 jss123" data-cy="Headline-MenuDropdownTile-4--label">e-Urząd</p></div></div><div class="jss125 MuiBox-root css-0"><svg aria-hidden="true" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewBox="0 0 24 24"><defs><style>.a{fill:rgba(242,242,242,0);}.b{fill:#003574;stroke:#003574;stroke-width:0.5px;}</style></defs><g transform="translate(24) rotate(90)"><g transform="translate(4 32) rotate(-90)"><rect class="a" width="24" height="24" transform="translate(8 -4)"></rect><path class="b" d="M15.2,8.86l-3.924,3.963L7.263,8.86a1.323,1.323,0,0,0-1.871,0l4.949,4.9.935.935.936-.935,4.859-4.9A1.322,1.322,0,0,0,15.2,8.86Z" transform="translate(8.769 -3.583)"></path></g></g></svg></div></div></a></div></li><li class="MuiGrid-root 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data-cy="Currencies-Kursy_walut--table" aria-describedby="currenciesTableTitle"><thead><tr><td> </td><td>Kupno</td><td>Sprzedaż</td></tr></thead><tbody><tr><td>CHF</td><td>4.2776</td><td>4.5421</td></tr><tr><td>USD</td><td>3.7948</td><td>4.1525</td></tr><tr><td>GBP</td><td>4.7877</td><td>5.2388</td></tr><tr><td>EUR</td><td>3.9728</td><td>4.3472</td></tr></tbody></table></div></div></div></div></div></div></div></section><section class="MuiBox-root css-j1fy4m"><div class=" MuiBox-root css-qjhgjx"><div class="MuiBox-root css-0" style="padding-top:0px;padding-bottom:0px" data-snippet="snippet"><div class="MuiBox-root css-6yavch" data-cy="Separator-Separator"><hr class="MuiDivider-root MuiDivider-fullWidth css-15vrnbb"/></div></div><div class="MuiBox-root css-0" style="padding-top:24px;padding-bottom:24px" data-snippet="snippet"><div class="jss267 MuiBox-root css-0" data-cy="Logotypes-Logotypy" id="g-ft-col-37de670174a2-logo-65446"><div class="jss272 MuiBox-root css-0"><p class="jss145 jss273" data-cy="Headline-"><a class="jss274" data-cy="Logotypes-Logotypy--title--link" target="_blank" href="https://www.pkobp.pl/o-banku/nagrody">Nagrody i wyróżnienia:</a></p></div><div class="jss270 MuiBox-root css-0"><a class="jss268" data-cy="Logotypes-Logotypy--link" target="_blank" id="g-ft-col-37de670174a2-logo-65446-l-65447" href="https://www.pkobp.pl/o-banku/nagrody"><div class="jss271 MuiBox-root css-0"><div class="jss276 MuiBox-root css-0" data-cy="Logotypes-item--0" data-id="dfc78c50-44d1-407a-a5fa-d643f90be37c"><div class="next-image-classname jss239"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27112%27%20height=%27112%27/%3e"/></span><img title="logo-nagroda-finnscore-2024" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss241" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="logo-nagroda-finnscore-2024" _loading="lazy" srcSet="/api/public/6afae28a-89f7-4ca7-8835-b90cc6225522.png 1x, /api/public/6afae28a-89f7-4ca7-8835-b90cc6225522.png 2x" src="/api/public/6afae28a-89f7-4ca7-8835-b90cc6225522.png" decoding="async" data-nimg="intrinsic" 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style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="nagroda-pko-bank-polski-zloty-bankier-2024" _loading="lazy" sizes="100vw" srcSet="/api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 640w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 750w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 828w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 1080w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 1200w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 1920w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 2048w, /api/public/914d46a9-e9de-4403-94c7-7953314486ad.png 3840w" src="/api/public/914d46a9-e9de-4403-94c7-7953314486ad.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss241 jss242" loading="lazy"/></noscript></span></div></div><div class="jss276 MuiBox-root css-0" data-cy="Logotypes-item--2" data-id="30b7498e-d57d-4d3e-822b-8957a3297ffd"><div class="next-image-classname jss239"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27104%27%20height=%27112%27/%3e"/></span><img title="logo-nagroda-mta-2024" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss241" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="logo-nagroda-mta-2024" _loading="lazy" srcSet="/api/public/5c2379ff-54e3-4b72-93f4-1df1a917e240.png 1x, /api/public/5c2379ff-54e3-4b72-93f4-1df1a917e240.png 2x" src="/api/public/5c2379ff-54e3-4b72-93f4-1df1a917e240.png" decoding="async" data-nimg="intrinsic" 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style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="nagroda-pko-bank-polski-celent-model-awards-bank-2024" _loading="lazy" sizes="100vw" srcSet="/api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 640w, /api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 750w, /api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 828w, /api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 1080w, /api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 1200w, /api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 1920w, /api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 2048w, /api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png 3840w" src="/api/public/1ce8f74a-b8e1-4ae2-bff5-ad6f07f8ec96.png" decoding="async" data-nimg="fill" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="jss241 jss242" loading="lazy"/></noscript></span></div></div><div class="jss276 MuiBox-root css-0" data-cy="Logotypes-item--4" data-id="c0a8d3db-12e7-4f81-b1ff-1bd253ddbabd"><div class="next-image-classname jss239"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%27800%27%20height=%27421%27/%3e"/></span><img title="logo-top-employer-2025" _loading="lazy" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="jss241" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img title="logo-top-employer-2025" _loading="lazy" srcSet="/api/public/9bfa4e9b-afcb-4678-bcc2-a03de394b87a.png 1x, /api/public/9bfa4e9b-afcb-4678-bcc2-a03de394b87a.png 2x" src="/api/public/9bfa4e9b-afcb-4678-bcc2-a03de394b87a.png" decoding="async" data-nimg="intrinsic" 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Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo Bezpiecznego kredytu 2% w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e4,31%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 290 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 96,3%, oprocentowanie stałe przez pierwsze 5 lat: 7,02%/rok, na które składa się 5-letnia stała stopa bazowa 5,02%/rok, marża 2%, następnie na drugi 5 letni okres oprocentowanie stałe 7,67%, na które składa się 5-letnia stała stopa bazowa 5,67%/rok i marża 2%, a następnie oprocentowanie zmienne 7,67%/rok (od 11. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,67%/rok z dnia 09.11.2023 r. i marża 2%; całkowity koszt kredytu 184 704,44 zł, w tym prowizja za udzielenie kredytu 1,7%, tj. 4 930 zł, opłata prowizyjna dla BGK za udzielenie gwarancji 490,86 zł; odsetki 172 573,72 zł, ubezpieczenie nieruchomości 5 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; całkowita kwota do zapłaty 474 704,44 zł, płatna w 300 ratach: malejących w okresie stosowania dopłat oraz ratach annuitetowych (równych) miesięcznych po tym okresie, przy czym pierwsza rata malejąca z dopłatą wyniesie 1 426,76 zł, od 11. roku raty annuitetowe (równe) wyniosą po 1 630,69 zł i ostatnia rata wyniesie 1 442,25 zł. Kalkulacja została dokonana na dzień 10.11.2023 r. na reprezentatywnym przykładzie.","created":"2023-12-15T15:09:55.952864+01:00"},{"name":"dd_RRSO-EPG","value":"11,57%","created":"2024-02-27T09:54:24.614596+01:00"},{"name":"[!RRSO-KKMP]","value":"20,71%","created":"2024-12-03T08:34:40.436902+01:00"},{"name":"dd_RRSO-KH-PKO-S","value":"9,34%","created":"2025-01-07T14:09:00.795317+01:00"},{"name":"dd_RRSO-KH-PKO-Z","value":"9,76%","created":"2025-01-07T14:09:40.522518+01:00"},{"name":"dd_RRSO-KH-BH-Z","value":"9,78%","created":"2025-01-07T14:10:35.372979+01:00"},{"name":"dd_RRSO-KH-BH-S","value":"9,35%","created":"2025-02-03T11:36:27.166381+01:00"},{"name":"dd_RRSO-EP-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 19,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 28 000,00 zł. Całkowita kwota do zapłaty: 42 129,58 zł. Oprocentowanie zmienne: 17,99%. Całkowity koszt kredytu: 14 129,58 zł (w tym prowizja 0,00 zł i odsetki 14 129,58 zł). 57 miesięcznych rat równych po 726,07 zł i ostatnia rata: 743,59 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.\u003c/strong\u003e\n\nUdzielenie pożyczki jest uzależnione od pozytywnej oceny zdolności kredytowej. Umowa Ekopożyczki PKO nie stanowi umowy o kredyt wiązany w rozumieniu ustawy o kredycie konsumenckim.\u003cbr/\u003e\u003cbr/\u003e\n\nPoniższy przykład obliczony jest dla oprocentowania przed dostarczeniem przez Ciebie faktury za zakup urządzenia ekologicznego. Wysokość raty po dostarczeniu faktury i obniżeniu oprocentowania Twojej Ekopożyczki PKO możesz obliczyć z wykorzystaniem kalkulatora na stronie. \u003cbr/\u003e\u003cbr/\u003e","created":"2025-02-03T12:17:50.102414+01:00"},{"name":"dd_RRSO-EPG-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 13 400,00 zł. Całkowita kwota do zapłaty: 14 989,39 zł. Oprocentowanie stałe: 10,99%. Całkowity koszt kredytu: 1 589,39 zł (w tym prowizja 0,00 zł i odsetki 1 589,39 zł). 23 miesięczne raty równe po 624,48 zł i ostatnia rata: 626,35 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2025-02-03T12:22:10.725928+01:00"},{"name":"dd_RRSO-KH-PR-PKO-Z","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,76%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 59,9%, oprocentowanie zmienne 8,11%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 2,31%; całkowity koszt kredytu 491 159,63zł, w tym: prowizja 0,5%, tj. 1 700 zł, odsetki 453 956,03 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania), całkowita kwota do zapłaty 831 159,63 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 rat wynosi 2 651,01 zł i ostatnia rata wynosi 1 304,04 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","created":"2025-01-07T14:14:26.347577+01:00"},{"name":"dd_RRSO-KH-PR-PKO-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,34%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 340 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 59,9%; oprocentowanie stałe: 7,35%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok i marża 1,91%; a następnie oprocentowanie zmienne 8,11%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8%/rok i marża 2,31%; całkowity koszt kredytu 475 729,93 zł, w tym prowizja 0,5%, tj. 1 700 zł, odsetki 438 526,33 zł, ubezpieczenie nieruchomości 6 800 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR), ubezpieczenie na życie 28 284,60 zł (za cały okres kredytowania); całkowita kwota do zapłaty 815 729,93 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 481,26 zł, od 6. roku kolejne raty wynoszą 2 626,39 zł i ostatnia rata 1 943,52 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","created":"2025-01-07T14:13:33.051326+01:00"},{"name":"dd_RRSO-KH-PR-BH-Z","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,78%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł, LTV (kwota kredytu do wartości zabezpieczenia) 61,70%, oprocentowanie zmienne 8,12%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,80% wg stanu na dzień 02.01.2025 r. oraz marża 2,32 p.p.; całkowity koszt kredytu 462 927,36 zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 427 887,56 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 782 927,36 zł, płatna w 300 miesięcznych ratach annuitetowych (równych), po 2 497,20 zł, przy czym ostatnia rata wyniesie 1 224,76 zł. Kalkulacja została dokonana na dzień 02.01.2025 r. na reprezentatywnym przykładzie.","created":"2025-01-07T14:12:05.413185+01:00"},{"name":"dd_RRSO-KHM","value":"9,84%","created":"2025-01-07T14:16:08.706123+01:00"},{"name":"dd_RRSO-KHM-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,84%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie zmienne 8,16%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 2,36%; całkowity koszt kredytu 475 752,25 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 439 669,51 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 802 620,25 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 299 wynosi 2 559,51 zł i ostatnia rata wynosi 1 244,02 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","created":"2025-01-07T14:17:09.865603+01:00"},{"name":"dd_RRSO-KKMP-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 20,71%, całkowita kwota kredytu 40 000 zł, całkowita kwota do zapłaty 44 249,31 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 4249,31 zł (w tym: opłata za obsługę karty kredytowej 300 zł, odsetki 3949,31 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 3687,44 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 40 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","created":"2024-12-03T08:33:12.197709+01:00"},{"name":"dd_RRSO-LO-BO-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,94%, całkowita kwota kredytu 11 400 zł, całkowita kwota do zapłaty 12 753,55 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1 353,55 zł (w tym: prowizja 228 zł (2%), odsetki 1 125,55 zł), 12 miesięcznych rat równych po 1 043,80 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 11 400 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w Koncie Aurum, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie w przypadku gdy wpływy na rachunek w ostatnim miesiącu wynoszą min. 9 000 zł lub średnie miesięczne saldo aktywów na produktach to min. 150 000 zł, w przeciwnym razie miesięczna opłata za prowadzenie konta wynosi 40 zł.","created":"2023-10-05T10:11:53.011659+02:00"},{"name":"dd_RRSO-LO-KI-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 25,16%, całkowita kwota kredytu 4 000 zł, całkowita kwota do zapłaty 4 494,93 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 494,93 zł (w tym: prowizja 100 zł (2,5%), odsetki 394,93 zł), 12 miesięcznych rat równych po 366,24 zł. Kalkulacja została dokonana na dzień 05.10.2023 roku na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 4 000 zł został wykorzystany jednorazowo w całości, bez użycia karty płatniczej, w dniu postawienia go do dyspozycji Kredytobiorcy w PKO Koncie za Zero, a opłata za prowadzenie Konta wynosi 0 zł miesięcznie.","created":"2023-10-05T10:07:29.549523+02:00"},{"name":"dd_RRSO-KKI-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 21,19%, całkowita kwota kredytu 100 000 zł, całkowita kwota do zapłaty 110 873,27 zł, oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 10 873,27 zł (w tym: opłata za obsługę karty kredytowej 1000 zł, odsetki 9873,27 zł, obligatoryjne ubezpieczenie na życie 0 zł), 12 miesięcznych rat równych po 9239,44 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 100 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej przy fizycznym użyciu karty (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","created":"2024-12-03T08:32:20.505628+01:00"},{"name":"dd_RRSO-KKP-PR","value":"Rzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 23,30% całkowita kwota kredytu 10 000 zł, całkowita kwota do zapłaty 11 187,33 zł oprocentowanie zmienne 17,75%/rok, całkowity koszt kredytu 1187,33 zł (w tym: opłata za obsługę karty kredytowej 80 zł, odsetki 987,33 zł, obligatoryjne ubezpieczenie na życie 120 zł), 12 miesięcznych rat równych po 932,28 zł. Kalkulacja została dokonana na dzień 03.12.2024 r. na reprezentatywnym przykładzie. Do obliczenia powyższych parametrów przyjęto, że limit w wysokości 10 000 zł został wykorzystany jednorazowo w całości poprzez dokonanie transakcji bezgotówkowej (z wyłączeniem polecenia przelewu, polecenia przelewu wewnętrznego, Szybkiej gotówki – jednorazowej dyspozycji przekazania środków na dowolny rachunek bankowy i transakcji dokonanych w punktach oznaczonych jako kasyna gry, salony gier, zakłady bukmacherskie, loterie i totalizatory) w miesiącu, w którym klient ją otrzymał.","created":"2024-12-03T08:34:07.711740+01:00"},{"name":"[!RRSO-BK]","value":"4,31%","created":"2024-01-26T10:35:54.387093+01:00"},{"name":"[!RRSO-KH-PKO]","value":"9,76%","created":"2025-01-07T14:26:44.307296+01:00"},{"name":"[!RRSO-KHM]","value":"9,84%","created":"2025-01-07T14:28:07.620494+01:00"},{"name":"[!RRSO-EPG]","value":"11,57%","created":"2024-01-26T10:36:13.391600+01:00"},{"name":"[!RRSO-KH-BH-Z]","value":"8,81%","created":"2023-11-29T16:28:35.068841+01:00"},{"name":"[!RRSO-PH]","value":"11,56%","created":"2025-01-07T14:28:45.167367+01:00"},{"name":"[!RRSO-KMSR]","value":"9,14%","created":"2025-01-07T14:29:27.740519+01:00"},{"name":"[!RRSO-PGPROMO]","value":"16,43%","created":"2024-07-01T08:32:03.227153+02:00"},{"name":"[!RRSO-KH-PKO-Z]","value":"8,41%","created":"2023-11-28T10:34:37.016813+01:00"},{"name":"[!RRSO-KH-BH]","value":"9,78%","created":"2025-01-07T15:17:03.335865+01:00"},{"name":"[!RRSO-PG]","value":"11,57%","created":"2024-01-26T10:37:38.808037+01:00"},{"name":"dd_RRSO-PG-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 11,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 13 400,00 zł. Całkowita kwota do zapłaty: 14 989,39 zł. Oprocentowanie stałe: 10,99%. Całkowity koszt kredytu: 1 589,39 zł (w tym prowizja 0,00 zł i odsetki 1 589,39 zł). 23 miesięczne raty równe po 624,48 zł i ostatnia rata: 626,35 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2025-02-03T12:11:25.151736+01:00"},{"name":"dd_RRSO-PK-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO) wynosi 12,57%. Całkowita kwota kredytu (bez kredytowanych kosztów): 30 800,00 zł. Całkowita kwota do zapłaty: 45 926,09 zł. Oprocentowanie zmienne: 11,89%. Całkowity koszt kredytu: 15 126,09 zł (w tym prowizja 0,00 zł i odsetki 15 126,09 zł). 85 miesięcznych rat równych po 533,81 zł i ostatnia rata: 552,24 zł. Kalkulację przeprowadziliśmy 3.02.2025 r. na reprezentatywnym przykładzie.\u003c/strong\u003e","created":"2025-02-03T12:16:02.166635+01:00"},{"name":"[!RRSO-PK]","value":"12,57%","created":"2025-02-03T12:19:07.865530+01:00"},{"name":"[!RRSO-EP]","value":"19,57%","created":"2025-02-03T12:19:52.765791+01:00"},{"name":"dd_RRSO-PH","value":"11,56%","created":"2025-01-07T14:21:49.098125+01:00"},{"name":"dd_RRSO-KMSR-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu mieszkaniowego ze spłatą rodzinną w PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,14%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 30 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 339 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 92,6%; oprocentowanie stałe: 7,04%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok z dnia 2.01.2025 r. i marża 1,6%, a następnie oprocentowanie zmienne 7,80%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8%/rok i marża 2%; całkowity koszt kredytu 567 407,23 zł, w tym prowizja za udzielenie kredytu 0,5%, tj. 1 695 zł, prowizja dla BGK za udzielenie gwarancji 461,27 zł; odsetki zł, ubezpieczenie nieruchomości 8 136 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego), ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł, ubezpieczenie na życie (za cały okres kredytowania) 33 841,69 zł; całkowita kwota do zapłaty 906 407,23 zł, płatna w 360 ratach annuitetowych (równych) miesięcznych, przy czym w okresie pierwszych 5. lat raty wyniosą po 2 266,25 zł, od 6. roku po 2 423,01 zł i ostatnia rata wyniesie 1 399,28 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","created":"2025-01-07T14:20:40.440468+01:00"},{"name":"dd_RRSO-PH-PR","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką wynosi \u003cstrong\u003e11,56%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie zmienne 9,76%/rok, na które składa się wskaźnik referencyjny WIBOR 6M 5,8% wg stanu na dzień 2.01.2025 r. oraz marża 3,96%; całkowity koszt kredytu 417 195,12zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 390 010,48 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 722 906,12 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 239 rat wynosi 2 903,88 zł i ostatnia rata wynosi 1 694,16 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie.","created":"2025-01-07T14:22:46.916950+01:00"},{"name":"dd_RRSO-PH-PR-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconej jednorazowo pożyczki hipotecznej w PKO Banku Polskim zabezpieczonej hipoteką \u003cstrong\u003e11,07%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 20 lat; całkowita kwota pożyczki (bez kredytowanych kosztów) 305 711 zł, LTV (kwota kredytu do wartości zabezpieczenia) 34,3%, oprocentowanie stałe: 9,00%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok oraz marża 3,56%, a następnie oprocentowanie zmienne 9,76%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8% oraz marża 3,96%; całkowity koszt kredytu 403 620,67 zł, w tym: prowizja 0,5%, tj. 1 528,56 zł, odsetki 376 436,03 zł, ubezpieczenie nieruchomości 4 891,40 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO BP), ocena wartości nieruchomości mającej stanowić zabezpieczenie pożyczki 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 20 345,68 zł; całkowita kwota do zapłaty 709 331,67 zł, płatna w 240 ratach annuitetowych (równych) miesięcznych przy czym pierwsze 60 rat wynosi 2 752,50 zł, od 6. roku kolejne raty wynoszą 2 875,16 zł i ostatnia rata 2 343,39 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","created":"2025-01-07T14:24:39.442178+01:00"},{"name":"dd_RRSO-KHM-PR-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu hipotecznego MIX\nw PKO Banku Polskim zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,41%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 326 868 zł, LTV (kwota kredytu do wartości zabezpieczenia) 52,4%, oprocentowanie stałe: 7,4%/rok (do 5. roku z uwzględnieniem obniżenia o 0,4 p.p.), na które składa się 5-letnia stała stopa bazowa 5,44%/rok oraz marża 1,96%, a następnie oprocentowanie zmienne 8,16%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,8% oraz marża 2,36%; całkowity koszt kredytu 460 916,31 zł, w tym: prowizja 0,5%, tj. 1 634,34 zł, odsetki 424 833,57 zł, ubezpieczenie nieruchomości 6 537,25 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 700 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR); ubezpieczenie na życie (za cały okres kredytowania) 27 192,15 zł, całkowita kwota do zapłaty 787 784,31 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 396,02 zł, od 6. roku kolejne raty wynoszą 2 535,87 zł i ostatnia rata 1 867,44 zł. Kalkulacja została dokonana na dzień 2.01.2025 r. na reprezentatywnym przykładzie dla oferty specjalnej ważnej do 31.03.2025 r.","created":"2025-01-07T14:21:15.482420+01:00"},{"name":"dd_RRSO-KH-PR-BH-S","value":"\u003cstrong\u003eRzeczywista Roczna Stopa Oprocentowania (RRSO)\u003c/strong\u003e dla wypłaconego jednorazowo kredytu Własny Kąt hipoteczny w PKO Banku Hipotecznym SA zabezpieczonego hipoteką wynosi \u003cstrong\u003e9,35%\u003c/strong\u003e przy następujących założeniach: okres obowiązywania umowy: 25 lat; całkowita kwota kredytu (bez kredytowanych kosztów) 320 000 zł; LTV (kwota kredytu do wartości zabezpieczenia) 61,70%; oprocentowanie stałe 7,36%/rok (uwzględniające obniżenie o 0,4 p.p. przez pierwsze 5 lat), na które składa się 5-letnia stała stopa bazowa 5,44%/rok wg stanu na dzień 02.01.2025 r. i marża 1,92 p.p., a następnie oprocentowanie zmienne 8,12%/rok (od 6. roku do końca okresu oprocentowania), na które składa się wskaźnik referencyjny WIBOR 6M 5,80%/rok wg stanu na dzień 02.01.2025 r. i marża 2,32 p.p.; całkowity koszt kredytu 448 405,26zł, w tym: prowizja 0,5%, tj. 1 600 zł, odsetki 413 365,46 zł, ubezpieczenie nieruchomości 6 400 zł (za cały okres kredytowania, dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); ocena wartości nieruchomości mającej stanowić zabezpieczenie kredytu 400 zł, PCC 19 zł; ROR (Konto za Zero) 0 zł (za cały okres kredytowania; w związku z deklaracją systematycznych wpływów minimum 3 000 zł na ROR w PKO Banku Polskim); ubezpieczenie na życie 26 620,80 zł (za cały okres kredytowania dla ubezpieczenia oferowanego za pośrednictwem PKO Banku Polskiego); całkowita kwota do zapłaty 768 405,26 zł, płatna w 300 ratach annuitetowych (równych) miesięcznych, przy czym pierwsze 60 rat wynosi 2 337,38 zł, od 6. roku kolejne raty wynoszą 2 474,03 zł i ostatnia rata 1 829,49 zł. 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