Car Jargon Buster

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id="searchform" method="get" action="https://news.motors.co.uk"> <input type="search" placeholder="Search articles..." name="s" id="s" autofocus value=""> <button type="submit" title="Search" aria-label="Search" class="option-tertiary"><i class="fas fa-search"></i> <span> <div class="button option-end-full option-primary"> Search</div> </span> </button> </form> </div> </div> </div> </div> </div> </div> </div> <div class="relatedpages option-separator option-alignment-center option-container-full option-parent_override option-parent_title-AllArticles option-bg_color-"> <div class="container_full"> <ul> <li class="page_item page-item-96312"><a href="https://news.motors.co.uk/jargon-buster/car-instalment/">Car instalment</a></li> </ul> </div> </div> <div class="main-content option-align-left option-button_or_link-button layout-nobackground" > <div class="container"> <div class="text "> <p style="text-align: center; font-size: 24px;">🔍 <a href="#a">A</a> <a href="#b">B</a> <a href="#c">C</a> <a href="#d">D</a> <a href="#e">E</a> <a href="#f">F</a> <a href="#g">G</a> <a href="#h">H</a> <a href="#i">I</a> <a href="#j">J</a> <a href="#k">K</a> <a href="#l">L</a> <a href="#m">M</a> <a href="#n">N</a> <a href="#o">O</a> <a href="#p">P</a> <a href="#q">Q</a> <a href="#r">R</a> <a href="#s">S</a> <a href="#t">T</a> <a href="#u">U</a> <a href="#v">V</a> <a href="#w">W</a> <a href="#x">X</a> <a href="#y">Y</a> <a href="#z">Z</a></p> </div>  </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="a"></a><small>A</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Acceptance fee</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>An acceptance fee is charged by a lender when setting up a loan or car finance agreement.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/acceptance-fee/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Administration fee</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>An administration fee is charged by either a finance lender or dealership which covers the administration costs of taking out a loan or purchasing a vehicle.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/administration-fee/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Annual mileage</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p> </p> <p>Annual mileage refers to the number of miles you drive each year. Car finance companies may sometimes ask for this depending on the type of car finance you are taking out.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/annual-mileage/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Annual Percentage Rate (APR)</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>APR is the annual cost of borrowing money for car finance. It includes the interest rate and any additional fees, giving a comprehensive view of the loan’s cost.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/annual-percentage-rate/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Approved dealers</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Approved dealers are those who have been checked and authorised by a finance company or lender to sell cars with finance options.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/approved-dealers/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Arrears</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>In car finance, if you miss a scheduled payment, you are said to be “in arrears” meaning you have failed to make a payment on time.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/arrears/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="b"></a><small>B</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Bad credit</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Bad credit refers to a low credit score resulting from missed payments, defaults, or other negative credit history, making it harder to get approved for car finance.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/bad-credit/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Balloon payment</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A large, final payment at the end of a finance agreement, typically found in lease or PCP (Personal Contract Purchase) agreements.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/balloon-payments/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Battery lease</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A separate agreement in electric car finance where you lease the car’s battery rather than owning it, often reducing the car’s upfront cost.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/battery-lease/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Battery management system (BMS)</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A Battery Management System is a component within electric vehicles which monitors, manages and protects the battery to ensure safe and efficient operation and charging.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/battery-management-system/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Bidirectional charging</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A type of EV charging that charges the car’s battery whilst storing and supplying power to other electronic devices.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/bidirectional-charging/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="c"></a><small>C</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Car finance</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A way of borrowing money to fund the purchase of a new or used car.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/car-finance/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Car finance broker</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A middleman who arranges car finance deals between borrowers and lenders.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/car-finance-broker/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>CHAdeMO</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>CHAdeMO is a type of rapid electric car charger used by most Japanese car manufacturers.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/chademo/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Combined Charging System (CCS)</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Combined Charging System (CCS) is a type of rapid electric car charger and is most commonly found in Europe and North America.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/combined-charging-system/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Conditional sale agreement</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A type of car finance agreement which can be used to spread the cost of both new and used cars.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/conditional-sale-agreement/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Consumer Credit Act</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A law which covers most types of lending in the UK including some car financial agreements.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/consumer-credit-act/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Consumer Credit Directive (CCD)</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>EU regulations that are designed to standardise credit information and protect consumers in financial agreements.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/consumer-credit-directive/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Cooling off period</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A set time period after signing a finance agreement during which the borrower can cancel without penalty.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/cooling-off-period/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Cost of credit</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>The total cost of borrowing, including interest and fees, over the life of the entire loan.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/cost-of-credit/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>County Court Judgement</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A legal decision against someone who has failed to repay a debt, which negatively impacts credit ratings.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/county-court-judgement/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Credit Account Information Sharing (CAIS)</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A system which lenders use to share and access information on borrowers’ credit accounts.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/credit-account-information-sharing/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Credit agreement</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A legal contract between a borrower and a lender which sets out the terms of the car finance.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/credit-agreement/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Credit history</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A record of your borrowing and repayment activities, used by lenders to assess creditworthiness when applying different types of finance.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/credit-history/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Credit lender</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A company that provides credit or loans to borrowers.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/credit-lender/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Credit reference agencies</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Organisations that collect and provide information on individuals’ credit histories to lenders.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/credit-reference-agencies/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Credit report</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A detailed report of your financial transactions and history which is used by lenders to make lending decisions.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/credit-report/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Credit score</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A numerical score based on an individual’s credit history which is used by lenders such as car finance companies to assess your eligibility for finance.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/credit-score/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Credit search</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A check that is performed by a lender to assess an individual’s creditworthiness based on their credit report.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/credit-search/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Car instalment</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A regular payment made towards repaying a loan or car finance agreement.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/car-instalment/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Credit check</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Checks that are performed by lenders to assess a borrower’s creditworthiness, determining the likelihood of repayment and influencing loan terms and interest rates offered.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/credit-check/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="d"></a><small>D</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Dealer financing</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A type of car finance which is arranged directly through the dealership, often involving partnerships with specific lenders.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/dealer-financing/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Debt management plan (DMP)</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>An arrangement between a borrower and creditors to repay debts in a more manageable way, usually with reduced payments.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/debt-management-plan/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Default</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A failure to meet the legal obligations or conditions of a loan, typically by missing payments.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/default/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="e"></a><small>E</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Electric motor</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>An electric car motor is a crucial component in electric vehicles which converts electricity stored in the vehicle’s battery into energy which powers the wheels.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/electric-motor/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Electric vehicle chargepoint</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>An electric vehicle (EV) chargepoint refers to the infrastructure used to charge all types of electric vehicles.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/electric-vehicle-chargepoint/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Electric vehicle incentives</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Electric vehicle incentives are monetary benefits given by the government, local councils and employers to make owning and driving an electric vehicle cheaper.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/electric-vehicle-incentives/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Electric vehicle range</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>The distance an electric car can travel when fully charged.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/electric-vehicle-range/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Electric vehicle supply equipment (EVSE)</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>The charging infrastructure, including chargers and connectors, that is used to deliver electrical energy from the power source to the electric vehicle.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/electric-vehicle-supply-equipment/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>En-route charging</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Charging an electric vehicle at stations along the route during a journey, typically using fast, rapid or ultra-rapid chargers.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/en-route-charging/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>EV load management</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>The control and distribution of electrical power to ensure stability and efficiency, which optimises EV charging and reduces the burden on the national grid.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/ev-load-management/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="f"></a><small>F</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Fast charging</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Charging an electric vehicle at a high power level, typically between 7kW and 22kW, to quickly recharge the battery.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/fast-charging/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="g"></a><small>G</small> </h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Guarantor car finance</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A type of car finance where a third party, known as the guarantor, agrees to take on the responsibility of repaying the loan if the primary borrower cannot make the payments.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/guarantor-car-finance/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="h"></a><small>H</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Home charging</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Charging an electric vehicle at a residential property, usually using Type 1 or Type 2 chargers.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/home-charging/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Hire purchase information check</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A check which looks into a car’s history and confirms the details and legitimacy before a used car is purchased.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/hire-purchase-information-check/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Hire purchase</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A credit agreement payed at the agreed amount in monthly installments.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/hire-purchase/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="i"></a><small>I</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>ICE'ing</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>When an internal combustion engine (ICE) vehicle parks in a space designated for electric vehicle charging, blocking access.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/iceing/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="j"></a><small>J</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="k"></a><small>K</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Kilowatt (kW)</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A unit of power representing the rate of energy transfer used to describe the power output of chargers and electric motors.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/kilowatt/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>KiloWatt-hour (kWh)</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A unit of energy representing the amount of power consumed over time, commonly used to measure electric car battery capacity.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/kilowatt-hour/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Key facts document</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A summary document outlining important details of a financial product or agreement such as car insurance.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/key-facts-document/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="l"></a><small>L</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Lithium-ion battery</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A type of rechargeable battery commonly used in electric vehicles due to its high energy density and efficiency.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/lithium-ion-battery/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Logbook loan</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A secured loan using the vehicle’s logbook (registration document) as collateral.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/logbook-loan/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Lessor</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>The leasing company or financial provider owns the vehicle and leases it to a customer for a fixed term.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/lessor/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Lender</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A company that provides funds to borrowers to purchase a car with the expectation of repayment plus interest.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/lender/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Leasing</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Renting a vehicle for a fixed term and mileage in exchange for regular payments.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/leasing/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Lease purchase</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A financing option combining leasing with the option to buy the vehicle at the end of the lease term.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/lease-purchase/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="m"></a><small>M</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3>Monthly payment</h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>The amount paid each month towards a loan or car finance agreement.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/monthly-payment/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="n"></a><small>N</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>New European Driving Cycle (NEDC)</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>An old test used to assess vehicle performance, including fuel economy, emissions and electric power consumption of hybrid and fully electric vehicles.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/new-european-driving-cycle/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Negative equity</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>When the outstanding loan balance exceeds the current market value of the vehicle.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/negative-equity/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="o"></a><small>O</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>On-board charger</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A charger built into the electric vehicle that converts AC power from electrical outlets to DC power to charge the battery.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/on-board-charger/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Off-street charging</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Charging an electric vehicle using chargers located on private property, such as driveways, garages or dedicated parking areas.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/off-street-charging/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>On-street charging</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Charging an electric vehicle using chargers located on public streets, typically provided by local councils or private companies.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/on-street-charging/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Outstanding balance</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>The amount of money still owed on your car finance agreement.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/outstanding-balance/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Overpayment</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>When you pay more than the scheduled payment amount to reduce the balance of the loan or the length of the car finance agreement.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/overpayment/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Option to purchase fee</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A final payment at the end of a lease or finance agreement which allows the customer to take ownership of the vehicle.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/option-to-purchase-fee/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>On The Road (OTR)</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>The total cost of a vehicle, including taxes, registration, and other fees, that makes it ready for use on public roads.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/on-the-road-otr/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="p"></a><small>P</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Part exchange</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Trading in an old vehicle as part of the payment towards a new vehicle.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/part-exchange/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="q"></a><small>Q</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="r"></a><small>R</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Range anxiety</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>The fear that an electric vehicle will run out of battery power before reaching a charging station.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/range-anxiety/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Range per hour (RPH)</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>The estimated number of miles added to an electric vehicle’s battery per hour of charging.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/range-per-hour/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Rapid charging</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Charging an electric vehicle at very high power levels (typically above 50 kW) to add significant range in a short time.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/rapid-charging/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Regenerative braking</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A system that recovers energy when an electric car brakes and feeds it back into the battery which extends the electric vehicle’s range.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/regenerative-braking/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>RFID cards</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Cards that use Radio Frequency Identification (RFID) technology to authenticate and start charging sessions at EV charging stations.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/rfid-cards/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="s"></a><small>S</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Slow charging</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Charging an electric vehicle at low power levels (typically up to 3.7 kW), often using a standard household outlet.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/slow-charging/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Smart charging</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A charging system that optimises EV charging times and power levels based on factors like grid demand and electricity prices.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/smart-charging/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="t"></a><small>T</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Top-up charging</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Charging an electric vehicle for short periods to maintain battery levels rather than waiting for it to deplete significantly.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/top-up-charging/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Trickle charging</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Charging an electric vehicle at a very low power level, typically using a standard household outlet, for long durations.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/trickle-charging/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Type 1 connector</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A five-pin connector that’s usually found in older EVs, first-generation models and some plug-in hybrids (PHEVs).</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/type-1-connector/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Type 2 connector</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>An EV charging connector commonly used in Europe for AC charging which delivers speeds of up to 43kW.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/type-2-connector/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="u"></a><small>U</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Ultra-rapid charging</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Charging an EV using a charger that delivers extremely high power (typically above 150 kW) for the fastest possible charging times.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/ultra-rapid-charging/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Unregulated credit agreement</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A finance agreement not covered by standard consumer protection regulations.</p> <p><a href="https://news.motors.co.uk/jargon-buster/unregulated-credit-agreement/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="v"></a><small>V</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Vehicle-to-grid (V2G)</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A system where electric vehicles can return stored energy to the grid, helping balance demand and supply, and supporting grid stability.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/vehicle-to-grid/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Variable interest rate</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>An interest rate that can change over the term of the car finance agreement, based on market conditions.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/variable-interest-rate/">Read more</a></p> <p> </p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Voluntary surrender</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>When a borrower returns the car to the lender whilst it still has an outstanding balance that they are unable to pay.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/voluntary-surrender/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Voluntary termination</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>Ending a finance agreement early by returning the vehicle and paying any outstanding amounts, as allowed under certain conditions.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/voluntary-termination/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="w"></a><small>W</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Warranty</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>A guarantee provided by the car manufacturer or dealer which covers specific repairs or services for a set period.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/warranty/">Read more</a></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3><small>Wear and tear</small></h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p>The gradual deterioration of a car’s condition over time due to regular use.</p> <p><a class="button option-end-full option-primary" href="https://news.motors.co.uk/jargon-buster/wear-and-tear/">Read more</a></p> </div> </div> </div> </div> </div> <div class="heading layout-nobackground option-titleside-center" > <div class="container"> <div class="heading__inner"> <div class="heading__inner__title"> <h2><a id="x"></a><small>X</small></h2> </div> </div> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> </div> </div> <div class="heading layout-nobackground 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