Allmän pension utomlands

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href="https://europa.eu/youreurope/citizens/work/work-abroad/work-permits/index_sv.htm">Arbetstillstånd</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/employment-contracts/index_sv.htm">Anställningsavtal</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/rules-working-road-transport/index_sv.htm">EU-regler för vägtransportarbete</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/work-abroad/liability-insurance/index_sv.htm">Försäkringar i ett annat EU-land</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/index_sv.htm">Yrkeskvalifikationer<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/regulated-professions/index_sv.htm">Vad är ett reglerat yrke?</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/apply-permanent-provision-services/index_sv.htm">Ansökan om varaktigt tillhandahållande av tjänster</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/apply-temporary-provision-services/index_sv.htm">Ansökan om tillfälligt tillhandahållande av tjänster</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/professional-bodies-language-requirements/index_sv.htm">Handlingar och formaliteter</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/european-professional-card/index_sv.htm">Europeiska yrkeskortet – EPC</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/professional-qualifications/brexit/index_sv.htm">EU–Storbritannien: yrkeskvalifikationer</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/index_sv.htm">Socialförsäkring och sociala förmåner<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/social-security/index_sv.htm">Socialförsäkringssystemen i EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/country-coverage/index_sv.htm">Din socialförsäkring utomlands</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/unemployment/index_sv.htm">Arbetslös utomlands</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/transferring-unemployment-benefits/index_sv.htm">Ta med dig dina arbetslöshetsförmåner</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/cannot-find-work-abroad/index_sv.htm">Om du inte hittar något jobb</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/family-benefits/index_sv.htm">Familjeförmåner</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/death-grants/index_sv.htm">Efterlevandepension och dödsfallsersättning</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/social-security-forms/index_sv.htm">Standardintyg för sociala förmåner</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/retire-abroad/index_sv.htm">Pensionärer utomlands<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/retire-abroad/supplementary-pensions-abroad/index_sv.htm">Kompletterande pensioner utomlands</a></li> <li class="current"><a href="https://europa.eu/youreurope/citizens/work/retire-abroad/state-pensions-abroad/index_sv.htm"><span>Allmän pension <span class="label-end"><span>utomlands</span><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#check"></use></svg></span></span></a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/work/taxes/index_sv.htm">Skatter<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/work/taxes/income-taxes-abroad/index_sv.htm">Inkomstskatt utomlands</a></li> <li><a href="https://europa.eu/youreurope/citizens/work/taxes/double-taxation/index_sv.htm">Dubbelbeskattning</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/index_sv.htm">Min bil<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/cars/index_sv.htm">Bilar<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/cars/buying-leasing-car-abroad/index_sv.htm">Köpa och leasa bil</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/cars/vat-buying-selling-cars/index_sv.htm">Moms när du köper eller säljer bil</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/cars/company-cars/index_sv.htm">Tjänstebil</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/index_sv.htm">Körkort<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/driving-licence-exchange-recognition/index_sv.htm">Byta ut körkortet och få det erkänt i EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/get-driving-licence/index_sv.htm">Ta körkort i EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/driving-licence/driving-licence-renewal/index_sv.htm">Förnya körkortet i ett annat EU-land</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/insurance/index_sv.htm">Försäkring<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/insurance/validity/index_sv.htm">Gäller min bilförsäkring i hela EU?</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/insurance/accident/index_sv.htm">Vad täcker bilförsäkringen utomlands?</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/vehicles/registration/index_sv.htm">Registrering<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/vehicles/registration/formalities/index_sv.htm">Bilregistrering – handlingar och formaliteter</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/registration/registration-abroad/index_sv.htm">Registrera bilen i annat EU-land</a></li> <li><a href="https://europa.eu/youreurope/citizens/vehicles/registration/taxes-abroad/index_sv.htm">Bilskatter i andra EU-länder</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/index_sv.htm">Bo utomlands<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/index_sv.htm">Uppehållsrätt<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/inactive-citizens/index_sv.htm">Ekonomiskt inaktiva EU-medborgare</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/jobseekers/index_sv.htm">Arbetssökande – uppehållsrätt</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/pensioners/index_sv.htm">Pensionärer – uppehållsrätt</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/students/index_sv.htm">Studerande – uppehållsrätt</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/workers/index_sv.htm">Arbetstagare – uppehållsrätt</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/brexit-residence-rights/index_sv.htm">Uppehållsrätt för EU-medborgare i Storbritannien och för brittiska medborgare i EU </a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/residence-rights/naturalisation/index_sv.htm">Förvärv av medborgarskap</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/index_sv.htm">Uppehållsrätt för anhöriga<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/eu-wife-husband-children/index_sv.htm">Makar och barn från EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/non-eu-wife-husband-children/index_sv.htm">Makar och barn som inte är EU-medborgare</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/partners/index_sv.htm">Registrerade partner</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/parents/index_sv.htm">Föräldrar</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/other-family/index_sv.htm">Andra anhöriga</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/family-residence-rights/jobseekers-family/index_sv.htm">Arbetssökandes anhöriga</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/index_sv.htm">Handlingar och formaliteter<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/eu-family-members-registration/index_sv.htm">Registrering av anhöriga som är EU-medborgare</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/eu-nationals-permanent-residence/index_sv.htm">Permanent uppehållsrätt för EU-medborgare efter fem år</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/non-eu-family-members-permanent-residence/index_sv.htm">Permanent uppehållsrätt för anhöriga som inte är EU-medborgare – efter fem år</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/non-eu-family-members-residence-card/index_sv.htm">Uppehållskort för anhöriga som inte är EU-medborgare </a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/registering-residence/index_sv.htm">Registrera dig hos myndigheterna efter tre månader</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/reporting-presence/index_sv.htm">Anmäla närvaro vid vistelser på upp till tre månader </a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/registering-birth/index_sv.htm">Registrera ett nyfött barn</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/legal-gender-recognition/index_sv.htm">Regler om juridiskt könsbyte</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/buying-house/index_sv.htm">Köpa bostad</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/documents-formalities/deregistering-residence/index_sv.htm">Avregistrera din bosättning</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/index_sv.htm">Val, framställningar och samråd<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/european-elections/index_sv.htm">EU-val</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/home-country-elections/index_sv.htm">Rösträtt i hemlandet</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/municipal-elections/index_sv.htm">Kommunalval</a></li> <li><a href="https://europa.eu/youreurope/citizens/residence/elections-abroad/petitions-consultations/index_sv.htm">Framställningar och samråd</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/index_sv.htm">Utbildning<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/school/index_sv.htm">Skolan<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/school/partner/index_sv.htm">Partnerskap med skolor utomlands</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/school/enrol/index_sv.htm">Att börja skolan i ett annat EU-land</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/university/index_sv.htm">Akademiska studier<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/university/admission-entry-conditions/index_sv.htm">Antagning till akademiska studier</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/fees-and-financial-help/index_sv.htm">Studieavgifter och studiemedel</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/recognition/index_sv.htm">Gäller min examen?</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/study-abroad/index_sv.htm">Utlandsstudier och utbytesprogram</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/university/working-while-studying/index_sv.htm">Jobba och studera</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/traineeships/index_sv.htm">Praktik<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/traineeships/financial/index_sv.htm">Stipendier och bidrag vid praktik</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/volunteering/index_sv.htm">Volontärarbete i EU och andra länder<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/volunteering/where-to-start/index_sv.htm">Jobba som volontär – hitta ett projekt</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/volunteering/practical-preparations/index_sv.htm">Förbered din volontärresa</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/education/research/index_sv.htm">Forskare<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/education/research/jobs/index_sv.htm">Bidrag och jobb för forskare</a></li> <li><a href="https://europa.eu/youreurope/citizens/education/research/tax/index_sv.htm">Skatteregler för forskare</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/index_sv.htm">Hälsa<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/index_sv.htm">Oplanerad vård<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/going-to-doctor-hospital-abroad/index_sv.htm">Söka vård utomlands</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/payments-reimbursements/index_sv.htm">Oplanerad vård – ersättning för vårdkostnader</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/temporary-stays/index_sv.htm">Sjukförsäkring vid korta vistelser</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/unplanned-healthcare/ehic/index_sv.htm">Europeiska sjukförsäkringskortet (EU-kortet)</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/index_sv.htm">Planerad vård utomlands<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/right-to-treatment/index_sv.htm">Söka planerad vård utomlands</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/expenses-reimbursements/index_sv.htm">Planerad vård utomlands – ersättning för vårdkostnader</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/planned-healthcare/get-more-info/index_sv.htm">Planerad vård utomlands – kontaktpunkter</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/index_sv.htm">Köpa läkemedel i ett annat EU-land<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/prescriptions/index_sv.htm">Hämta ut recept i ett annat EU-land</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/expenses-reimbursements/index_sv.htm">Recept utomlands: betalning och ersättning</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/prescription-medicine-abroad/buying-medicines-online/index_sv.htm">Köpa läkemedel på nätet</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/index_sv.htm">Sjukförsäkring när du bor utomlands<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/health-insurance-cover/index_sv.htm">Din sjukförsäkring</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/residential-care-home/index_sv.htm">Flytta till ett särskilt boende</a></li> <li><a href="https://europa.eu/youreurope/citizens/health/when-living-abroad/preventive-healthcare/index_sv.htm">Förebyggande vård</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/index_sv.htm">Min familj<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/children/index_sv.htm">Barn<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/family/children/parental-responsibility/index_sv.htm">Föräldraansvar</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/children/adoption/index_sv.htm">Adoption</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/children/abduction/index_sv.htm">Bortförda barn</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/couple/index_sv.htm">Par<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/family/couple/marriage/index_sv.htm">Äktenskap</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/registered-partners/index_sv.htm">Registrerat partnerskap</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/de-facto-unions/index_sv.htm">Samboförhållande</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/divorce-separation/index_sv.htm">Skilsmässa och hemskillnad</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/maintenance/index_sv.htm">Underhåll till familjemedlemmar</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/property-regimes-international-couples/index_sv.htm">Förmögenhetsförhållanden för internationella par</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/couple/getting-public-documents-accepted/index_sv.htm">Få personbevis och andra intyg godtagna i EU</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/family/inheritances/index_sv.htm">Dödsfall, hemtransport och arv i EU<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/family/inheritances/managing-inheritance/index_sv.htm">Ärva någon som bott utomlands</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/inheritances/planning-inheritance/index_sv.htm">Planera för arvet efter dig</a></li> <li><a href="https://europa.eu/youreurope/citizens/family/inheritances/death-repatriation/index_sv.htm">Dödsfall och hemtransport</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/index_sv.htm">Konsumentskydd<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/shopping/index_sv.htm">Köpa varor och tjänster<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/contract-information/index_sv.htm">Avtalsinformation</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/guarantees-returns/index_sv.htm">Garanti, reklamation och ångerrätt</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/pricing-payments/index_sv.htm">Priser och betalning</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/shipping-delivery/index_sv.htm">Frakt och leverans</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/shopping-consumer-rights/index_sv.htm">Dina rättigheter när du köper varor och tjänster</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/vat/index_sv.htm">Moms</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/shopping/product-safety/index_sv.htm">Produktsäkerhet</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/index_sv.htm">Internet och telefoni<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/mobile-roaming-costs/index_sv.htm">Roaming – använda mobilen i EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/access-online-content-abroad/index_sv.htm"> Tillgång till digitalt innehåll utomlands</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/telecommunication-services/index_sv.htm"> Fast telefoni</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/internet-access/index_sv.htm">Internet – användning och tillgång</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/internet-telecoms/data-protection-online-privacy/index_sv.htm">Skydd av personuppgifter och integritet på nätet</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/index_sv.htm">Bank och försäkring<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/bank-accounts-eu/index_sv.htm">Bankkonton i EU</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/consumer-credits-and-loans/index_sv.htm">Konsumentkrediter och lån</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/insurance-products/index_sv.htm">Försäkringar</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/investment-products/index_sv.htm">Investeringsprodukter</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/mortgages/index_sv.htm">Bolån</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/payments-transfers-cheques/index_sv.htm">Betalningar, överföringar och checkar</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/financial-products-and-services/investments-in-another-eu-country/index_sv.htm">Investera i andra EU-länder</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/index_sv.htm">Otillåtna metoder<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/unfair-commercial-practices/index_sv.htm">Otillåtna affärsmetoder</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/unfair-pricing/index_sv.htm">Illojal prissättning</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/unfair-treatment/unfair-contract-terms/index_sv.htm">Oskäliga avtalsvillkor</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/index_sv.htm">El och gas<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/access-use-energy-services/index_sv.htm">Tillgång till nät och tjänster</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/contracts-energy-consumption/index_sv.htm">Avtal och energiförbrukning</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/energy-supply/complaints-dispute-resolution/index_sv.htm">Klagomål och tvistlösning</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/index_sv.htm">Konsumenttvister<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/informal-dispute-resolution/index_sv.htm">Informell tvistlösning för konsumenter</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/out-of-court-procedures/index_sv.htm">Tvistlösning utanför domstol</a></li> <li><a href="https://europa.eu/youreurope/citizens/consumers/consumers-dispute-resolution/formal-legal-actions/index_sv.htm">Rättsmedel för konsumenter</a></li> </ul> </li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/index_sv.htm">Göra affärer<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/index_sv.htm"> Driva företag<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/developing-business/index_sv.htm">Utveckla ditt företag<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/tourism/index_sv.htm">Driva företag inom turism</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/emas-registration/index_sv.htm">Emas-registrering</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/merging-businesses/index_sv.htm">Fusion av bolag</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/setting-up-european-company/index_sv.htm">Starta europabolag (SE)</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/free-flow-non-personal-data/index_sv.htm">Fritt flöde av icke-personuppgifter</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/developing-business/investments-other-eu-country/index_sv.htm">Lär dig mer om att investera i andra EU-länder</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/digitalising/index_sv.htm"> Digitalisera ditt företag<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/setting-up-business-website/index_sv.htm"> Skapa en företagswebbplats</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/selling-online-third-party-platforms/index_sv.htm"> Försäljning på nätet via en extern plattform</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/setting-up-online-shop/index_sv.htm"> Starta webbutik</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/securing-website/index_sv.htm"> Tänk på säkerheten</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/deliveries-fulfilment-online-sales/index_sv.htm"> Leveranser vid e-handel</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/customer-service-online-businesses/index_sv.htm"> Kundservice för e-handelsföretag</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/digitalising/promoting-business-online/index_sv.htm"> Marknadsför ditt företag på nätet</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/index_sv.htm">Immaterialrätt<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/rights/index_sv.htm">Immaterialrätt</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/patents/index_sv.htm">Patent</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/trade-marks/index_sv.htm">Varumärken</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/copyright/index_sv.htm">Upphovsrätt</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/trade-secrets/index_sv.htm">Företagshemligheter</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/design-protection/index_sv.htm">Designskydd</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/website-domains/index_sv.htm"> Domännamn</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/database-protection/index_sv.htm">Skydd av databaser</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/geographical-indications/index_sv.htm"> Geografiska beteckningar</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/licensing-selling/index_sv.htm">Kommersialisering av immateriella tillgångar</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/intellectual-property/infringement/index_sv.htm">Immaterialrättsintrång</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/running-business/start-ups/index_sv.htm">Starta företag<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/running-business/start-ups/starting-business/index_sv.htm">Starta företag</a></li> <li><a href="https://europa.eu/youreurope/business/running-business/start-ups/erasmus-young-entrepreneurs/index_sv.htm">Erasmus för unga företagare</a></li> </ul> </li> <li><a href="https://europa.eu/youreurope/business/running-business/eu-support-tools-sme/index_sv.htm">EU-verktyg för småföretag</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/index_sv.htm">Skatter<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/excise-duties-eu/index_sv.htm"> Punktskatter<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/taxation/excise-duties-eu/product-excise-duties/index_sv.htm">Punktskattebelagda varor</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/excise-duties-eu/paying-excise-duties/index_sv.htm"> Betala punktskatter</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/vat/index_sv.htm"> Moms<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-rules-rates/index_sv.htm">Momsregler och momssatser</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/charging-deducting-vat/index_sv.htm">Ingående och utgående moms</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-exemptions/index_sv.htm">Momsundantag</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-refunds/index_sv.htm">Återbetalning av moms: ansök på nätet</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/cross-border-vat/index_sv.htm">Moms vid handel med andra länder</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/check-vat-number-vies/index_sv.htm">Kontroll av momsregistreringsnummer (Vies)</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/vat/vat-digital-services-moss-scheme/index_sv.htm"> Moms på digitala tjänster (e-tjänsten Moss)</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/taxation/business-tax/index_sv.htm"> Bolagsskatt<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/taxation/business-tax/company-tax-eu/index_sv.htm"> Bolagsskatt i EU</a></li> <li><a href="https://europa.eu/youreurope/business/taxation/business-tax/taxes-parent-companies-subsidiaries/index_sv.htm"> Skatter för moderbolag och dotterbolag</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/index_sv.htm">Sälja i EU<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/index_sv.htm"> Offentlig upphandling<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/public-tendering-rules/index_sv.htm">Regler för offentlig upphandling</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/search-bid-public-tender/index_sv.htm">Sök och delta i en offentlig upphandling</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/public-contracts/request-review-public-procurement-procedure/index_sv.htm">Begär prövning av en offentlig upphandling</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/index_sv.htm"> Sälja varor och tjänster<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/selling-products-eu/index_sv.htm">Sälja varor i EU</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/provide-services-abroad/index_sv.htm">Tillhandahålla tjänster utomlands</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/ecommerce-distance-selling/index_sv.htm">Sälja på nätet, på distans och utanför affärslokaler</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/package-travel/index_sv.htm"> Paketresor och sammanlänkade researrangemang</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/selling-goods-services/parcel-services/index_sv.htm"> Pakettjänster</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/selling-in-eu/competition-between-businesses/index_sv.htm"> Konkurrens mellan företag<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/competition-between-businesses/competition-rules-eu/index_sv.htm">Konkurrensregler i EU</a></li> <li><a href="https://europa.eu/youreurope/business/selling-in-eu/competition-between-businesses/anti-competitive-behaviour/index_sv.htm"> Anmäla konkurrensbegränsande beteenden</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/index_sv.htm">Personal<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/index_sv.htm">Anställningsavtal<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/changes-staff-contract/index_sv.htm">Ändringar av anställningsavtal</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/employment-terms/index_sv.htm">Anställningsvillkor</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/fixed-term-work/index_sv.htm">Visstidsarbete</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/inform-consult-staff/index_sv.htm">Informera och samråda med personalen</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/part-time-work/index_sv.htm">Deltidsarbete</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/redundancies/index_sv.htm">Uppsägningar</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/teenage-workers/index_sv.htm">Minderåriga arbetstagare</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/temporary-agency-work/index_sv.htm">Anställning via bemanningsföretag</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/employment-contracts/seasonal-workers-non-eu-countries/index_sv.htm">Säsongsarbetare från länder utanför EU</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/working-hours-holiday-leave/index_sv.htm">Arbetstid, semester och ledighet<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/working-hours-holiday-leave/working-hours/index_sv.htm">Arbetstid</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/working-hours-holiday-leave/leave-flexible-working/index_sv.htm">Ledighet och flexibelt arbete</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/index_sv.htm">Anställda inom transportsektorn<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/civil-aviation-staff/index_sv.htm">Personal inom civilflyget</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/rail-staff/index_sv.htm">Tågpersonal</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/road-transportation-workers/index_sv.htm">Arbetsgivare inom vägtransporter: körtid och viloperioder</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/seafarers/index_sv.htm">Sjömän</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/transport-sector-workers/inland-waterway-staff/index_sv.htm">Personal inom inre sjöfart</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/posted-workers/index_sv.htm">Utstationerade arbetstagare<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/posted-workers/posting-staff-abroad/index_sv.htm">Utstationerade arbetstagare</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/posted-workers/drivers/index_sv.htm">Utstationerade förare</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/social-security-health/index_sv.htm">Social trygghet och arbetsmiljö<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/social-security-health/paying-contributions/index_sv.htm">Betala sociala avgifter</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/social-security-health/work-safety/index_sv.htm">Arbetsmiljö</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/index_sv.htm"> Likabehandling och kvalifikationer<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/equal-treatment/index_sv.htm">Likabehandling av personal</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/reasonable-accommodation/index_sv.htm">Rimlig anpassning</a></li> <li><a href="https://europa.eu/youreurope/business/human-resources/equal-treatment-qualifications/recognition-qualifications/index_sv.htm">Erkännande av yrkeskvalifikationer</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/index_sv.htm">Produktkrav<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/standards/index_sv.htm">Standarder<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/standards/standards-in-europe/index_sv.htm">Standarder i Europa</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/compliance/index_sv.htm">Produktöverensstämmelse<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/identifying-product-requirements/index_sv.htm">Ta reda på produktkraven</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/conformity-assessment/index_sv.htm">Bedömning av överensstämmelse</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/technical-documentation-conformity/index_sv.htm">Teknisk dokumentation och EU-försäkran om överensstämmelse</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/ecodesign/index_sv.htm">Ekodesignkrav</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/compliance/declaration-mutual-recognition/index_sv.htm">Försäkran om ömsesidigt erkännande</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/index_sv.htm">Etiketter och märkningar<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/ce-marking/index_sv.htm">CE-märkning</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/energy-labels/index_sv.htm">Energimärkning</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/weee-label/index_sv.htm">WEEE-märkning</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/footwear-label/index_sv.htm"> Skomärkning</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/textile-label/index_sv.htm">Textilmärkning</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/emark/index_sv.htm">℮-märket</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/labels-markings/ecolabel/index_sv.htm">EU:s miljömärke</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/chemicals/index_sv.htm"> Kemikalier<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/chemicals/registering-chemicals-reach/index_sv.htm">Registrera kemikalier i EU (Reachförordningen)</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/chemicals/classification-labelling-packaging/index_sv.htm">Klassificering, märkning och förpackning av kemikalier</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/recycling-waste-management/index_sv.htm"> Återvinning och avfallshantering<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/recycling-waste-management/weee-responsibilities/index_sv.htm">Ansvar för WEEE-avfall</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/index_sv.htm">Livsmedelsmärkning<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/general-rules/index_sv.htm">Livsmedelsmärkning</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/nutrition-declaration/index_sv.htm">Näringsdeklaration</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/supplements/index_sv.htm">Märkning av kosttillskott</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/additives/index_sv.htm">Livsmedelstillsatser</a></li> <li><a href="https://europa.eu/youreurope/business/product-requirements/food-labelling/health-nutrition-claims/index_sv.htm">Närings- och hälsopåståenden</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/index_sv.htm">Finansiering och stöd<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/accounting/index_sv.htm"> Redovisning<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/finance-funding/accounting/small-micro-businesses/index_sv.htm">Redovisning för mikroföretag och små och medelstora företag</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/index_sv.htm">Göra och ta emot betalningar<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/cross-border-debt-recovery/index_sv.htm"> Indrivning av skulder i andra EU-länder</a></li> <li><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/electronic-cash-payments/index_sv.htm">Elektroniska betalningar och kontantbetalningar</a></li> <li><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/late-payment/index_sv.htm">Sena betalningar</a></li> <li><a href="https://europa.eu/youreurope/business/finance-funding/making-receiving-payments/einvoicing/index_sv.htm">Elektronisk fakturering</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/finance-funding/getting-funding/index_sv.htm"> Finansiering<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://youreurope.europa.eu/business/finance-funding/getting-funding/access-finance/sv">Tillgång till finansiering</a></li> <li><a href="https://europa.eu/youreurope/business/finance-funding/getting-funding/eu-funding-programmes/index_sv.htm">EU:s finansieringsprogram</a></li> </ul> </li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/index_sv.htm">Kundkontakter<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/index_sv.htm"> Konsumentavtal och garantier<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/consumer-guarantees/index_sv.htm">Garanti och reklamation</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/defective-products/index_sv.htm">Defekta varor</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/consumer-contracts-guarantees/consumer-contracts/index_sv.htm">Kundkontakter</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/solving-disputes/index_sv.htm"> Tvistlösning<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/solving-disputes/online-dispute-resolution/index_sv.htm"> Alternativ tvistlösning/tvistlösning på nätet</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/solving-disputes/european-small-claims-procedure/index_sv.htm"> Europeiskt småmålsförfarande</a></li> </ul> </li> <li class="group"><a href="https://europa.eu/youreurope/business/dealing-with-customers/data-protection/index_sv.htm"> Skydd av personuppgifter<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></a><ul> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/data-protection/data-protection-gdpr/index_sv.htm"> Uppgiftsskydd enligt GDPR</a></li> <li><a href="https://europa.eu/youreurope/business/dealing-with-customers/data-protection/online-privacy/index_sv.htm"> Integritet på nätet</a></li> </ul> </li> </ul> </li> </ul> </li> <li><a href="https://asf.youreurope.europa.eu/?lang=sv" target="_blank">Kontakta våra rådgivningstjänster</a></li> <li><a href="https://fosmo.youreurope.europa.eu/?lang=sv" target="_blank">Anmäl ett hinder</a></li> </ul> </nav> <div id="ua-info-menu"> <div id="ua-toggle-btn" class="ye_boxbutton">Ukraina<svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></div> <div id="ua-toggle-content" class="ye_boxcontent container"> <ul class="ye_list" aria-labelledby="ua-toggle-btn"> <li class="ye_listbylang" lang="ua"> <div id="ua-titlelist_ua" class="ye_title">Допомога ЄС Україні</div> <ul class="ye_links"> <li><a hreflang="ua" target="_blank" href="https://commission.europa.eu/strategy-and-policy/priorities-2019-2024/stronger-europe-world/eu-solidarity-ukraine/eu-assistance-ukraine/information-people-fleeing-war-ukraine_uk">Інформація для людей з України, що шукають порятунку від війни в Україні</a></li> <li><a hreflang="ua" target="_blank" href="https://commission.europa.eu/strategy-and-policy/priorities-2019-2024/stronger-europe-world/eu-solidarity-ukraine/helping-ukrainians-how-you-can-donate-and-engage_uk#ref-%D1%8F%D0%BA-%D0%B2%D0%B8-%D0%BC%D0%BE%D0%B6%D0%B5%D1%82%D0%B5-%D0%B4%D0%BE%D0%BF%D0%BE%D0%BC%D0%BE%D0%B3%D1%82%D0%B8">Як Ви можете допомогти</a></li> <li><a hreflang="ua" target="_blank" href="https://clustercollaboration.eu/content/eu-clusters-supporting-ukraine">Iнформація для бізнесу</a></li> </ul> </li> <li class="ye_listbylang"> <div id="ua-titlelist_or" class="ye_title">EU:s bistånd till Ukraina</div> <ul class="ye_links"> <li><a target="_blank" href="https://commission.europa.eu/strategy-and-policy/priorities-2019-2024/stronger-europe-world/eu-solidarity-ukraine/eu-assistance-ukraine/information-people-fleeing-war-ukraine_sv">Information för dig som flyr från kriget i Ukraina</a></li> <li><a target="_blank" href="https://commission.europa.eu/strategy-and-policy/priorities-2019-2024/stronger-europe-world/eu-solidarity-ukraine/helping-ukrainians-how-you-can-donate-and-engage_sv#vill-du-hj%C3%A4lpa-till">Vill du hjälpa till?</a></li> <li><a target="_blank" href="https://clustercollaboration.eu/content/eu-clusters-supporting-ukraine">Information till företagen</a></li> </ul> </li> </ul> </div> </div> </div> </section> </header> <div id="page-header"> <nav class="container"> <ol id="ye-breadcrumb"> <li><a href="https://europa.eu/youreurope/index_sv.htm" lang="en">Your Europe</a><svg focusable="false" aria-hidden="true" role="presentation"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></li> <li class="ellipsis"><button aria-label="Klicka för att visa" title="Klicka för att visa">…</button><svg focusable="false" aria-hidden="true" role="presentation"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></li> <li><a href="/youreurope/citizens/index_sv.htm">Privatpersoner</a><svg focusable="false" aria-hidden="true" role="presentation"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></li> <li><a href="https://europa.eu/youreurope/citizens/work/index_sv.htm">Arbete och pension</a><svg focusable="false" aria-hidden="true" role="presentation"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></li> <li><a href="https://europa.eu/youreurope/citizens/work/retire-abroad/index_sv.htm">Pensionärer utomlands</a><svg focusable="false" aria-hidden="true" role="presentation"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#corner-arrow"></use></svg></li> <li>Allmän pension utomlands</li> </ol> </nav> </div> <main id="main-content" class="container"> <h1>Allmän pension utomlands</h1> <div class="row"> <aside> <nav id="in-page-nav"> <div id="in-page-nav-title">På den här sidan</div> </nav> </aside> <div class="col"> <div id="main-article"> <h2>Ålderspension</h2> <h3>Ansöka om pension</h3> <p>Om du arbetat i flera olika <a class="abbr" title="I det här fallet de 27 EU-länderna" aria-label="I det här fallet de 27 EU-länderna">EU-länder</a> kan du ha tjänat in <strong>pensionsrättigheter i varje land</strong>.</p> <p>Du ska <strong>ansöka hos pensionsmyndigheten i det land där du bor</strong> eller i det land där du arbetade senast. Om du aldrig har arbetat i det land som du bor i nu, vidarebefordrar pensionsmyndigheten din ansökan till det land där du arbetade senast.</p> <p>Det land som tar emot ansökan ska <strong>behandla den</strong> och samla in uppgifter om dina pensionsinbetalningar från samtliga länder du har arbetat i.</p> <p>I vissa länder skickar pensionsmyndigheten en <strong>ansökningsblankett</strong> till dig innan du uppnår lagstadgad pensionsålder i det landet. Kontakta myndigheten om du inte får någon blankett.</p> <div class="warning sr-friendly"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#warning"></use></svg><div> <h4 class="sr-only">Varning</h4> <p>Du bör ta reda på hur du ska få ut din pension minst sex månader innan du pensionerar dig, eftersom det kan ta lång tid att handlägga en ansökan som gäller flera länder.</p> </div> </div> <h3>Vilka handlingar behövs?</h3> <p>Det varierar från land till land, men du måste för det mesta lämna in dina <strong>bankuppgifter</strong> och någon form av <strong>id-handling</strong>.</p> <p>Kontakta den <a data-linkid="ee24fcc6-6aea-4fa1-997e-e7adb70d2029" data-master-href="https://europa.eu/youreurope/citizens/national-contact-points/index_en.htm?topic=work&contacts=id-611493" href="https://europa.eu/youreurope/citizens/national-contact-points/index_sv.htm?topic=work&contacts=id-611493" title="pensionsmyndighet">pensionsmyndighet</a> som ska handlägga din ansökan för mer information.</p> <h3>Pensionsålder</h3> <p>Vissa <a class="abbr" title="I det här fallet de 27 EU-länderna" aria-label="I det här fallet de 27 EU-länderna">EU-länder</a> har <strong>högre pensionsålder</strong> än andra.</p> <p>Du kan inte få pension i det land där du bor (eller senast arbetade) förrän du har uppnått <strong>lagstadgad pensionsålder</strong> i det landet. Om du har ackumulerade pensionsrättigheter i andra länder får du de delarna av pensionen <strong>först när du har uppnått lagstadgad pensionsålder i de länderna</strong>.</p> <p>Därför är det viktigt att kontakta alla länder du har arbetat i för att <strong>i god tid ta reda på</strong> vad som händer om du ändrar datumet för din första pensionsutbetalning.</p> <p>Om du tar ut en pension tidigare än en annan kan det <strong>påverka beloppet</strong>.</p> <p>Du kan <strong>rådgöra med pensionsmyndigheten</strong> i det land där du bor och/eller de länder som du har arbetat i.</p> <p>Läs mer om EU-ländernas pensionsåldrar och pensionssystem:</p>  <div class="accordion"> <h3 class="toggle countries" role="button" tabindex="0" aria-expanded="false"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#location"></use></svg><span><span>Välj land</span></span><svg focusable="false" aria-label="Öppna"> <title>Öppna</title> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#plus"></use></svg><svg focusable="false" aria-label="Avslutad"> <title>Avslutad</title> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#minus"></use></svg></h3> <div class="toggle-content countries"> <ul> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=BE&categories=B9;U2;W2;X2" aria-label="Belgien"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#be"></use></svg><span>Belgien</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=BG&categories=B9;U2;W2;X2" aria-label="Bulgarien"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#bg"></use></svg><span>Bulgarien</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=CY&categories=B9;U2;W2;X2" aria-label="Cypern"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#cy"></use></svg><span>Cypern</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=DK&categories=B9;U2;W2;X2" aria-label="Danmark"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#dk"></use></svg><span>Danmark</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=EE&categories=B9;U2;W2;X2" aria-label="Estland"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#ee"></use></svg><span>Estland</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=FI&categories=B9;U2;W2;X2" aria-label="Finland"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#fi"></use></svg><span>Finland</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=FR&categories=B9;U2;W2;X2" aria-label="Frankrike"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#fr"></use></svg><span>Frankrike</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=EL&categories=B9;U2;W2;X2" aria-label="Grekland"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#gr"></use></svg><span>Grekland</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=IE&categories=B9;U2;W2;X2" aria-label="Irland"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#ie"></use></svg><span>Irland</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=IT&categories=B9;U2;W2;X2" aria-label="Italien"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#it"></use></svg><span>Italien</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=HR&categories=B9;U2;W2;X2" aria-label="Kroatien"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#hr"></use></svg><span>Kroatien</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=LV&categories=B9;U2;W2;X2" aria-label="Lettland"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#lv"></use></svg><span>Lettland</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=LT&categories=B9;U2;W2;X2" aria-label="Litauen"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#lt"></use></svg><span>Litauen</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=LU&categories=B9;U2;W2;X2" aria-label="Luxembourg"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#lu"></use></svg><span>Luxembourg</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=MT&categories=B9;U2;W2;X2" aria-label="Malta"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#mt"></use></svg><span>Malta</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=NL&categories=B9;U2;W2;X2" aria-label="Nederländerna"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#nl"></use></svg><span>Nederländerna</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=PL&categories=B9;U2;W2;X2" aria-label="Polen"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#pl"></use></svg><span>Polen</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=PT&categories=B9;U2;W2;X2" aria-label="Portugal"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#pt"></use></svg><span>Portugal</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=RO&categories=B9;U2;W2;X2" aria-label="Rumänien"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#ro"></use></svg><span>Rumänien</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=SK&categories=B9;U2;W2;X2" aria-label="Slovakien"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#sk"></use></svg><span>Slovakien</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=SI&categories=B9;U2;W2;X2" aria-label="Slovenien"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#si"></use></svg><span>Slovenien</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=ES&categories=B9;U2;W2;X2" aria-label="Spanien"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#es"></use></svg><span>Spanien</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=SE&categories=B9;U2;W2;X2" aria-label="Sverige"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#se"></use></svg><span>Sverige</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=CZ&categories=B9;U2;W2;X2" aria-label="Tjeckien"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#cz"></use></svg><span>Tjeckien</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=DE&categories=B9;U2;W2;X2" aria-label="Tyskland"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#de"></use></svg><span>Tyskland</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=HU&categories=B9;U2;W2;X2" aria-label="Ungern"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#hu"></use></svg><span>Ungern</span></a></li> <li><a href="https://europa.eu/youreurope/search-results/index_sv.htm?countryCode=AT&categories=B9;U2;W2;X2" aria-label="Österrike"><svg focusable="false" aria-hidden="true"> <use href="/youreurope/citizens/images/ecl/flag-icons.svg#at"></use></svg><span>Österrike</span></a></li> </ul> </div> </div>  <div class="example"> <h4>Exempel från verkligheten</h4> <h5>Tänk på att pensionsåldern skiljer sig mellan länderna</h5> <p>Caroline från Frankrike arbetade i Danmark i femton år och återvände till Frankrike i slutet av sitt yrkesverksamma liv. När hon fyllde 62 ansökte hon om pension, men fick ut en väldigt låg pension.</p> <p>Det berodde på att Caroline vid 62 års ålder bara hade rätt till den franska delen av pensionen. Hon får den danska delen först när hon fyller 67, eftersom det är den lagstadgade pensionsåldern i Danmark för Carolines åldersgrupp.</p> </div> <h3>Hur länge måste jag ha jobbat för att få pension?</h3> <p>I vissa <a class="abbr" title="I det här fallet de 27 EU-länderna" aria-label="I det här fallet de 27 EU-länderna">EU-länder</a> måste du ha arbetat en viss tid för att ha rätt till pension.</p> <p>I så fall ska pensionsmyndigheten räkna ihop alla perioder som du har arbetat i andra EU-länder för att se om du har rätt till pension ( <strong>principen om sammanläggning av perioder</strong>).</p> <p>Om myndigheten vägrar kan du få hjälp från någon av <a href="https://ec.europa.eu/eu-rights/enquiry-complaint-form/home?languageCode=sv&origin=yec_work" data-linkid="47a92a39-eb56-4938-b3de-dc3f6eb29e89">EU:s <span class="label-end"><span>rådgivningstjänster</span><svg focusable="false" aria-label="Länk öppnas på ny sida"> <title>Länk öppnas på ny sida</title> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#external"></use></svg></span></a>.</p> <div class="example"> <h4>Exempel från verkligheten</h4> <p>Tom arbetade 4 år i Tyskland och 32 år i Portugal.</p> <p>I Tyskland måste du ha jobbat i minst fem år för att ha rätt till pension. Tom skulle alltså inte ha kunnat få ut någon pension om han bara hade arbetat i Tyskland.</p> <p>Den tyska pensionsmyndigheten var dock tvungen att lägga till de år som Tom arbetat i Portugal och betalar nu även ut pension för de fyra arbetsåren i Tyskland.</p> </div> <h4>Kortare försäkringsperioder än ett år</h4> <p>Om du har varit försäkrad mindre än ett år i ett land kan du omfattas av en särskild regel, eftersom vissa <a class="abbr" title="I det här fallet de 27 EU-länderna" aria-label="I det här fallet de 27 EU-länderna">EU-länder</a> inte beviljar pension för kortare perioder. Regeln innebär att dina försäkrings- eller bosättningsmånader i landet där du arbetade en kort tid inte går förlorade, utan tas med i den beräkning av din pension som görs av de länder där du har jobbat längre.</p> <p>Om du har svårt att få ut pension för kortare perioder än ett år kan du få hjälp från någon av <a href="https://ec.europa.eu/eu-rights/enquiry-complaint-form/home?languageCode=sv&origin=yec_work" data-linkid="47a92a39-eb56-4938-b3de-dc3f6eb29e89">EU:s <span class="label-end"><span>rådgivningstjänster</span><svg focusable="false" aria-label="Länk öppnas på ny sida"> <title>Länk öppnas på ny sida</title> <use href="/youreurope/citizens/images/ecl/ecl-eu-icons.svg#external"></use></svg></span></a>.</p> <h3>Så beräknas din pension</h3> <p>Pensionsmyndigheten i varje <a class="abbr" title="I det här fallet de 27 EU-länderna" aria-label="I det här fallet de 27 EU-länderna">EU-land</a> som du har arbetat i tittar på den pensionsavgift som du har betalat till deras system, hur mycket du har betalat i andra länder och hur länge du har arbetat i olika länder.</p> <h4>EU-beräkning</h4> <p>Varje pensionsmyndighet räknar ut hur stor del av din pension den ska betala med hänsyn till dina inbetalningsperioder i alla <a class="abbr" title="I det här fallet de 27 EU-länderna" aria-label="I det här fallet de 27 EU-länderna">EU-länder</a>.</p> <p>De lägger ihop dina inbetalningsperioder från alla <a class="abbr" title="I det här fallet de 27 EU-länderna" aria-label="I det här fallet de 27 EU-länderna">EU-länder</a> och räknar ut hur mycket pension du skulle ha fått om du hade betalat alla pensionsavgifter till deras eget system (så kallat <strong>teoretiskt belopp</strong>).</p> <p>Pensionsbeloppet justeras sedan, så att det överensstämmer med den period som du var försäkrad i det landet (så kallad <strong>pro rata-förmån</strong>).</p> <h4>Nationell beräkning</h4> <p>Om du uppfyller villkoren för att få nationell pension oberoende av inbetalningsperioder i andra länder, beräknar pensionsmyndigheten också din <strong>nationella pension</strong> (så kallad <strong>oberoende förmån</strong>).</p> <h4>Resultat</h4> <p>Den nationella myndigheten jämför till sist pro rata-förmånen och den oberoende förmånen och du får <strong>det högsta beloppet</strong>.</p> <p>Alla länders beslut förklaras i ett så kallat P1-intyg (pensionssammanfattning), som skickas till dig.</p> <div class="example"> <h4>Exempel från verkligheten</h4> <p>Rosa arbetade 20 år i Frankrike och 10 år i Spanien.</p> <p>I båda länderna måste man ha arbetat i minst 15 år för att kunna få pension. Varje land beräknar Rosas pension:</p> <p>Den <strong>franska pensionsmyndigheten</strong> gör en <strong>dubbel beräkning</strong>:</p> <ul> <li>Först beräknas Rosas <strong>nationella pension</strong> för de 20 år som hon arbetat i Frankrike, låt oss säga 800 euro.</li> <li>Sedan beräknas ett <strong>teoretiskt belopp</strong>, dvs. den pension som Rosa skulle ha fått om hon hade arbetat alla 30 åren i Frankrike, låt oss säga 1 500 euro. Till sist fastställer myndigheten <strong>pro rata-pensionen</strong>, dvs. den del av detta belopp som ska betalas för de faktiska arbetsåren i Frankrike: 1 500x20 år i Frankrike/30 år totalt = 1 000 euro.</li> </ul> <p>Rosa får det högre beloppet - 1 000 euro i månaden.</p> <p>Den <strong>spanska pensionsmyndigheten</strong> beräknar inte den nationella pensionen, eftersom Rosa inte har arbetat tillräckligt länge i Spanien. Myndigheten gör bara en EU-beräkning och tar till en början fram ett <strong>teoretiskt belopp</strong>, dvs. den pension som Rosa skulle ha fått om hon hade arbetat alla 30 åren i Spanien, låt oss säga 1 200 euro.</p> <p>Sedan fastställer myndigheten <strong>pro rata-pensionen</strong>, dvs. den del av detta belopp som ska betalas för de faktiska arbetsåren i Spanien: 1200x10 år i Spanien/30 år totalt = 400 euro.</p> <p>I slutändan får Rosa alltså en pension på 1 400 euro.</p> </div> <h3>Pensionsutbetalning</h3> <p>Varje land som beviljar dig pension sätter i allmänhet in <strong>beloppet på ett bankkonto i det land där du bor</strong> - om du bor <a class="abbr" title="I detta fall de 27 EU-länderna + Island, Liechtenstein, Norge och Schweiz." aria-label="I detta fall de 27 EU-länderna + Island, Liechtenstein, Norge och Schweiz.">i EU</a>.</p> <p><strong>Om du inte bor i EU</strong> kan du behöva öppna ett bankkonto i alla EU-länder som betalar ut pension till dig.</p> <h2>Invaliditets- och efterlevandepension</h2> <p>Reglerna ovan gäller också vid beräkning av invaliditets- och <a data-linkid="0002300d-8b89-44a3-b8d7-09627bb5b05c" href="https://europa.eu/youreurope/citizens/work/social-security-and-benefits/death-grants/index_sv.htm" title="efterlevandepension">efterlevandepension</a>. Tänk på följande:</p> <ul> <li>Om du ansöker om invaliditetspension eller invaliditetsförmåner kan <strong>varje land</strong> som du har arbetat i vilja <strong>undersöka dig — och de kan komma fram till olika slutsatser</strong>. Ett land kan göra bedömningen att du är oförmögen att arbeta, medan ett annat kan komma fram till motsatsen.</li> <li><strong>Vissa EU-länder betalar inte ut efterlevandepension.</strong> Om din make eller maka arbetar utomlands kan det vara värt att ta reda på om det finns någon efterlevandepension i det landet.</li> </ul> </div> <div class="article-related ye-faqs"> <h2>Vanliga frågor</h2> <ul> <li><a href="https://europa.eu/youreurope/citizens/work/retire-abroad/state-pensions-abroad/faq/index_sv.htm">Vanliga frågor - Allmän pension utomlands</a></li> </ul> </div> <div class="article-related eu-legislation"> <h2>EU-lagstiftning</h2> <ul> <li><a href="https://eur-lex.europa.eu/legal-content/SV/TXT/?uri=CELEX:02004R0883-20140101" data-linkid="8fc4342e-075f-41a8-9afd-72ee0d6777b2" title="EU-förordning om samordning av de sociala trygghetssystemen">EU-förordning om samordning av de sociala <span class="label-end"><span>trygghetssystemen</span><svg focusable="false" aria-label="Länk 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