Insurance: Quotes, Cover Advice, Affordable Rates

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src="https://www.thetimes.com/money-mentor/wp-content/uploads/2023/07/GettyImages-1520410056.jpg?quality=75&strip=all&w=1900&w=600" alt="Woman on holiday relaxed after taking out travel insurance" loading="lazy"> </div> </a> <div class="c-nk-card__content"> <div class="c-nk-card__infoData"> <a class="c-nk-card__flag" href="https://www.thetimes.com/money-mentor/insurance/travel-insurance/"><small>Travel insurance</small></a> </div> <a class="c-nk-card__link" href="https://www.thetimes.com/money-mentor/insurance/travel-insurance/best-travel-insurance-providers"> <h2 class="c-nk-card__title">The best travel insurance providers</h2> <p class="c-nk-card__text">We have rated hundreds of travel insurers and picked out which ones are the best depending on what you’re looking for</p> </a> </div> </div> </div> <div class="c-nk-categoryListing__item"> <div class="c-nk-card"> <a class="c-nk-card__imgLink" href="https://www.thetimes.com/money-mentor/travel/flight-cancellation-compensation"> <div 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href="https://www.thetimes.com/money-mentor/insurance/travel-insurance/credit-card-travel-insurance"> <div class="c-nk-card__img"> <img src="https://www.thetimes.com/money-mentor/wp-content/uploads/2021/06/beach-holiday.jpg?quality=75&strip=all&w=1900&w=600" alt="The coronavirus pandemic has caused significant disruption to travel plans over the past year" loading="lazy"> </div> </a> <div class="c-nk-card__content"> <div class="c-nk-card__infoData"> <a class="c-nk-card__flag" href="https://www.thetimes.com/money-mentor/insurance/travel-insurance/"><small>Travel insurance</small></a> </div> <a class="c-nk-card__link" href="https://www.thetimes.com/money-mentor/insurance/travel-insurance/credit-card-travel-insurance"> <h2 class="c-nk-card__title">Is credit card travel insurance worth it?</h2> <p class="c-nk-card__text">Some rewards credit cards offer travel insurance, but are unlikely to give you all the cover you need for you trip</p> </a> </div> </div> </div> </div> </div> </div> </section> </div> </div> </div> </main> </div>  <section class="s-nk-section s-nk-section--seoBlock"> <div class="s-nk-section__wrapper"> <div class="c-nk-seoBlock"> <h3 class="c-nk-seoBlock__title">Insurance</h3> <div class="c-nk-seoBlock__wrapper"> <p dir="ltr" style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small;line-height: 1.38;margin-top: 0pt;margin-bottom: 0pt"><span style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small">Insurance is designed to protect you financially when unexpected things happen to you, your loved ones or your possessions. </span></p> <p dir="ltr" style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small;line-height: 1.38;margin-top: 0pt;margin-bottom: 0pt"><span style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small"> </span></p> <p dir="ltr" style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small;line-height: 1.38;margin-top: 0pt;margin-bottom: 0pt"><span style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small">In exchange for your insurance premiums, an insurer offers you a safety net to protect you against financial loss. For example, if you need to pay for medical treatment while abroad then your travel insurance policy should foot the bill.</span></p> <p dir="ltr" style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small;line-height: 1.38;margin-top: 0pt;margin-bottom: 0pt"><span style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small"> </span></p> <p dir="ltr" style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small;line-height: 1.38;margin-top: 0pt;margin-bottom: 0pt"><span style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small">But all insurance policies have limits, restrictions and things that you can’t claim for. These depend on the terms and conditions set out by the insurer, which is why it’s always important to know what you are signing up for before taking out an insurance policy. You don’t want to buy insurance only to later find out that you can’t make a claim.</span></p> <p dir="ltr" style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small;line-height: 1.38;margin-top: 0pt;margin-bottom: 0pt"><span style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small"> </span></p> <p dir="ltr" style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small;line-height: 1.38;margin-top: 0pt;margin-bottom: 0pt"><span style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small">It’s also important to make sure that you have the right type of policy for you and your circumstances. We have guides explaining the different types of cover, such as home insurance, car insurance, pet insurance and travel insurance. The guides help you understand the terminology and what to watch out for when shopping for an insurance policy. </span></p> <p dir="ltr" style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small;line-height: 1.38;margin-top: 0pt;margin-bottom: 0pt"><span style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small"> </span></p> <p dir="ltr" style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small;line-height: 1.38;margin-top: 0pt;margin-bottom: 0pt"><span style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small">Overwhelmed by choice? We have compiled our top-rated insurers into best-buy lists, including the top home insurers, pet insurers, car insurers and travel insurers. </span></p> <p dir="ltr" style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small;line-height: 1.38;margin-top: 0pt;margin-bottom: 0pt"><span style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small"> </span></p> <p dir="ltr" style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small;line-height: 1.38;margin-top: 0pt;margin-bottom: 0pt"><span style="color: #222222;font-family: Arial, Helvetica, sans-serif;font-size: small">You can also explore the free comparison tools we have on our website to help you choose the best policy for you. This includes tools for car insurance, life insurance, critical illness and income protection.</span></p> </div> </div> </div> </section> </div>  <section class="c-nk-newsletter c-nk-newsletter--regular js-regularNewsletterPrefooter-newsletterForm js-regularPrefooter-newsletterForm-V1"> <div class="container"> <div class="c-nk-newsletter__wrapper"> <div class="c-nk-newsletter__main c-nk-newsletter__main--form"> <h3 class="c-nk-newsletter__title js-title">Sign up to our newsletter</h3> <div class="c-nk-newsletter__desc"> <p>For the latest money tips, tricks and deals, sign up to our weekly newsletter today</p> </div> <form class="c-nk-newsletter__form js-regularNewsletterPrefooter-form js-regularNewsletter__errorWrapper"> <label class="c-nk-newsletter__form_label" for="email_address">Email address</label> <div class="c-nk-newsletter__form_fieldWrapper"> <input class="c-nk-newsletter__form_input js-regularNewsletterPrefooter-email js-regularNewsletterPrefooter-newsletterField js-email" 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