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No Annual Fee Credit Cards | Discover

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data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-cash-back-67-60.png"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/cash-back/it-card.html?ICMPGN=SUBNAV_CCP_IT" target="_self">Discover it® Cash Back</a> <span class="short_disc">Earn cash back rewards</span> </li> </ul> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="Discover it® Student Cash Back Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-student-cash-back-67-60.png"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/student-credit-card/it-card.html?ICMPGN=SUBNAV_CCP_STUDENT_IT" target="_self">Discover it® Student Cash Back</a> <span class="short_disc">Start building credit in college</span> </li> </ul> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="Discover it® Student Chrome Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-chrome-67-60.png"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/student-credit-card/chrome-card.html?ICMPGN=SUBNAV_CCP_STUDENT_CHROME" target="_self">Discover it® Student Chrome</a> <span class="short_disc">Earn restaurant &amp; gas rewards as a student</span> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="Discover it® Secured Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-secured-67-60.png"/> </li> <li class="nav_element-text"> <a href="/credit-cards/secured-credit-card/?ICMPGN=SUBNAV_CCP_SECURED" target="_self">Discover it® Secured</a> <span class="short_disc">Build or rebuild your credit</span> </li> </ul> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="Discover it® Miles Travel Credit Card blue design" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-miles-67-60.png"/> </li> <li class="nav_element-text"> <a href="/credit-cards/travel/?ICMPGN=SUBNAV_CCP_MILES" target="_self">Discover it® Miles</a> <span class="short_disc">Explore with the travel rewards credit card</span> </li> </ul> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="Discover it® Chrome Gas and Restaurants Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-chrome-67-60.png"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/cash-back/chrome.html?ICMPGN=SUBNAV_CCP_IT_CHROME" target="_self">Discover it® Chrome</a> <span class="short_disc">Earn restaurant &amp; gas rewards</span> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img cardart" data-lazy="true"> <img alt="NHL® Discover it® Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-nhl-67-60.png"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/cash-back/nhl-card.html?ICMPGN=SUBNAV_CCP_NHL" target="_self">NHL Credit Card</a> <span class="short_disc">Represent your team &amp; earn cash back</span> </li> </ul> </div> </div> </div> </div> </li> <li> <div class="titleWrapper"> <a href="javascript:void(0)" data-analytics-label="subnav_ccf" data-href="#tab2">Credit Cards by Feature</a> <div id="tab2" class="tab"> <div class="navTabContent"> <!-- Content Block Items --> <div class="navTabSection"> <a aria-label="Credit Card Pre-approval" href="https://www.discovercard.com/application/preapproval/initial/?ICMPGN=SUBNAV_CCF_PQ" target="_self" data-lazy="true"> <img class="panel-banner-image" alt="Click this banner to see if you&#39;re Pre-approved" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-small-cards-266-102.png?imbypass=true"/> </a> <ul class="nav_element allCardDesktop"> <li class="nav_element-img card" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-three-cards-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/?ICMPGN=SUBNAV_CCF_ALL" target="_self">All Credit Cards</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-dollor-match-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/cash-back/?ICMPGN=SUBNAV_CCF_CASHBACK" target="_self">Cash Back Credit Cards</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-transfer-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/balance-transfer-credit-cards/?ICMPGN=SUBNAV_CCF_BALANCE_TRANSFER" target="_self">Balance Transfer Credit Card Offers</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img alt="map icon" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-student-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/student-credit-card/?ICMPGN=SUBNAV_CCF_COLLEGE_STUDENTS" target="_self"> Credit Cards for College Students</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-checkmark-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/credit-cards-for-no-credit/?ICMPGN=SUBNAV_CCF_CREDIT_CARDS_FOR_NO_CREDIT" target="_self">Credit Cards for No Credit History</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-fico-32-25.svg"/> </li> <li class="nav_element-text"> <a href="/credit-cards/secured-credit-card/credit-cards-to-build-credit/?ICMPGN=SUBNAV_CCF_BUILD_CREDIT" target="_self">Credit Cards to Build Credit</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-zero-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/no-annual-fee-credit-cards/?ICMPGN=SUBNAV_CCF_NO_ANNUAL_FEE" target="_self">No Annual Fee Credit Cards</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-rewards-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/rewards-credit-cards/?ICMPGN=SUBNAV_CCF_REWARS_CREDIT_CARDS" target="_self">Rewards Credit Cards</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-rate-down-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/low-intro-apr-credit-cards/?ICMPGN=SUBNAV_CCF_LOW_INTEREST" target="_self"> Low Interest Credit Cards</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-gas-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/gas-credit-cards/?ICMPGN=SUBNAV_CCF_GAS_CREDIT_CARDS" target="_self">Gas Credit Cards</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-instant-use-24-26.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/instant-use-credit-cards/?ICMPGN=SUBNAV_CCF_INSTANT_USE_CREDIT_CARDS" target="_self">Instant Use Credit Cards</a> </li> </ul> </div> </div> </div> </div> </li> <li> <div class="titleWrapper"> <a href="javascript:void(0)" data-analytics-label="subnav_tar" data-href="#tab3">Tools and Resources</a> <div id="tab3" class="tab"> <div class="navTabContent"> <!-- Content Block Items --> <div class="navTabSection"> <a aria-label="Credit Card Pre-approval" href="https://www.discovercard.com/application/preapproval/initial/?ICMPGN=SUBNAV_TAR_PQ" target="_self" data-lazy="true"> <img class="panel-banner-image" alt="Click this banner to see if you&#39;re Pre-approved" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-header-small-cards-266-102.png?imbypass=true"/> </a> <ul class="nav_element allCardDesktop"> <li class="nav_element-img card" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-three-cards-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/?ICMPGN=SUBNAV_TAR_ALL" target="_self">All Credit Cards</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-calculator-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/calculator/credit-card-interest-calculator/?ICMPGN=SUBNAV_TAR_CALCULATOR" target="_self">Credit Card Interest Calculator</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-mail-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discovercard.com/application/website/invite?ICMPGN=SUBNAV_TAR_RESPOND_MAIL_OFFER&flavor=it&fpp=true&_ga=2.50907437.584696215.1676279870-557086243.1675411694" target="_self">Respond to Mail Offer</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-device-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discovercard.com/application/self-service/?page=check-status&ICMPGN=SUBNAV_TAR_CHECK_APPLICATION_STATUS" target="_self">Check Application Status</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-paper-pen-28-24.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/card-smarts/?ICMPGN=SUBNAV_TAR_CARD_SMARTS" target="_self">Card Smarts Articles</a> </li> </ul> <ul class="innerList"> <li> <a href="https://www.discover.com/credit-cards/card-smarts/getting-a-credit-card/?ICMPGN=SUBNAV_TAR_GETTING_A_CARD" target="_self">- Getting a credit card</a> </li> </ul> <ul class="innerList"> <li> <a href="https://www.discover.com/credit-cards/card-smarts/using-your-credit-card/?ICMPGN=SUBNAV_TAR_USING_YOUR_CARD" target="_self">- Using your credit card</a> </li> </ul> <ul class="innerList"> <li> <a href="https://www.discover.com/credit-cards/card-smarts/credit-card-rewards/?ICMPGN=SUBNAV_TAR_CARD_REWARDS" target="_self">- Credit card rewards</a> </li> </ul> </div> <div class="navTabSection "> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-student-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://discover.promo.eprize.com/discoversweeps24/?ICMPGNid=site-sch-pro-dis-nav&affiliate_id=site-sch-pro-dis-nav" target="_self">Discover® Scholarship Sweepstakes</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-fico-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/free-credit-score/#fico-score/?ICMPGN=SUBNAV_TAR_FREE_CREDIT_SCORE" target="_self">Free Credit Score for Cardmembers</a> </li> </ul> <ul class="nav_element"> <li class="nav_element-img icon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-header-two-cards-32-25.svg"/> </li> <li class="nav_element-text"> <a href="https://www.discover.com/credit-cards/compare/?ICMPGN=SUBNAV_TAR_COMPARE" target="_self">Compare Credit Cards</a> </li> </ul> </div> </div> </div> </div> </li> </ul> </div> <!-- Tab structure End--> </div> </div> </section> </div> </div> </div> </div> </div> </div> <div class="emergencybanner aem-GridColumn aem-GridColumn--default--12"> </div> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="breadcrumb aem-GridColumn aem-GridColumn--default--12"> <nav class="cmp-breadcrumb cmp--mobile-hidden" aria-label="Breadcrumb"> <div class="cmp-breadcrumb__container section-container"> <ol class="cmp-breadcrumb__list" itemtype="http://schema.org/BreadcrumbList" itemscope=""> <li class="cmp-breadcrumb__item" itemtype="http://schema.org/ListItem" itemscope="" itemprop="itemListElement"> <a href="/" class="cmp-breadcrumb__item-link" itemprop="item"><span itemprop="name">Discover</span></a> <meta itemprop="position" content="1"/> <div class="cmp-breadcrumb__item-delimiter"/> </li> <li class="cmp-breadcrumb__item" itemtype="http://schema.org/ListItem" itemscope="" itemprop="itemListElement"> <a href="/credit-cards/" class="cmp-breadcrumb__item-link" itemprop="item"><span itemprop="name">Credit Cards</span></a> <meta itemprop="position" content="2"/> <div class="cmp-breadcrumb__item-delimiter"/> </li> <li class="cmp-breadcrumb__item cmp-breadcrumb__item--active" itemtype="http://schema.org/ListItem" itemscope="" itemprop="itemListElement"> <span itemprop="name">No Annual Fee Credit Cards</span> <meta itemprop="position" content="3"/> <div class="cmp-breadcrumb__item-delimiter"/> </li> </ol> </div> </nav> </div> <div class="twocolumntile cmp-p-50 two-column--padding-horizontal-none cmp-alignment--lg-left-sm-left light-theme aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section id='NAF-fixHeight' class="two-column two-column--50-50 two-column--content-left two-column__background theme-background scrolltracking"> <div class="one-column__container"> </div> <div class="two-column__content section-container"> <div class="two-column__content-half"> <div class="cmp-title theme-background theme-white-background-gradient cmp-alignment--left cmp-title_text-headingcontent "> <h1 id="title--2141101958" class="cmp-title__text"><a aria-label="No Annual Fee" class="disclosure" data-analytics-label="NO ANNUAL FEE:SECTION:TOP" data-scrollto="terms-and-conditions" href="javascript:void(0);">No Annual Fee</a> Credit Cards</h1> </div> <div class="cmp-text "> <p>&nbsp;</p> <p>You don't need an annual fee for generous credit card rewards and top benefits. At Discover<sup>&reg;</sup>, every credit card has <span class="cmp-text-underline"><a aria-label="no annual fee" class="disclosure" data-analytics-label="NO ANNUAL FEE:SECTION:HEADER" data-scrollto="terms-and-conditions" href="javascript:void(0);">no annual fee</a></span>. Check if you're pre-approved with no harm to your credit <span class='no-break'>score.<sup><a aria-label="14" class="disclosure" data-analytics-label="Tooltip:14" data-scrollto="q14" href="javascript:void(0);">14</a></sup></span></p> <p>&nbsp;</p> </div> <div class="parsys-content"> <div class="cta button"> <div class="cmp-button--cta cmp-button--cta--opaque-orange large"> <a class="cmp-button " href="https://www.discovercard.com/application/preapproval/initial?ICMPGN=NAF_SEE_IF_PREAPPROVED_CHECK_NOW_BTN" target="_self" data-analytics-label="TOP:PREQUAL"> <span class="cmp-button__text"> See if You're Pre-approved <span class="sr-only"> </span> </span> </a> </div> </div> </div> </div> <div class=" two-column__content-half--image "> <div class="parsys-content-two"> </div> <div class="two-column__foreground-image"> <div class="cmp-image widthdisable"> <div class=" " data-lazy="false"> <img alt="Discover credit cards with no annual fee" src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-naf-all-cards-619-451.png"/> </div> </div> </div> <div class="parsys-content"> </div> </div> </div> <div class="one-column__container"> </div> </section> </div></div> <div class="onecolumntile theme-dark-blue-background-gradient dark-theme aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section class="one-column scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background theme-dark-blue-background-gradient cmp-alignment--left cmp-title_text-headingcontent "> <h2 id="title-1654438534" class="cmp-title__text">Earn rewards. <a aria-label="Pay no annual fee." class="disclosure" data-analytics-label="NO ANNUAL FEE:SECTION:EARN REWARDS" data-scrollto="terms-and-conditions" href="javascript:void(0);">Pay no annual fee.</a></h2> </div> <div class="one-column__container__parsys parsys-content"> <div class="contentfragmentblock contentfragmentlist cmp-alignment--left cf-list--variation-three"> <div class="cf-list scrolltracking"> <!-- Content Block Items --> <div class="cf-list__items carousel-items cf-list__items--lg-stacked cf-list__items--sm-stacked cf-list__items--4-col" carousel-lg-slides-to-show="1"> <div class="cf-list__item cf-list__item--row-first cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title "> <div class="cf-list__item-element-value ">Unlimited Cashback Match</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value "><p>Get an unlimited dollar-for-dollar match of all the cash back you earn at the end of your first year, automatically. There is no limit to how much we'll <span class='no-break'>match.<sup><a aria-label="1" class="disclosure" data-analytics-label="CASHBACK MATCH REWARDS" data-scrollto="q1" href="javascript:void(0);">1</a></sup></span></p> </div> </div> </div> </div> <div class="cf-list__item cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title "> <div class="cf-list__item-element-value ">Your rewards never <span class='no-break'>expire<sup><a aria-label="2" class="disclosure" data-analytics-label="Tooltip:2" data-scrollto="q2" href="javascript:void(0);">2</a></sup></span></div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value "><p>You can always redeem for cash. And some cards let you get gift cards or redeem travel rewards as a statement credit for travel <span class='no-break'>purchases.<sup><a aria-label="3" class="disclosure" data-analytics-label="Tooltip:3" data-scrollto="q3" href="javascript:void(0);">3</a></sup></span></p> </div> </div> </div> </div> <div class="cf-list__item cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title "> <div class="cf-list__item-element-value ">Earn rewards on every purchase</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value "><p>Your Discover rewards card will earn Cash Back or Miles on everyday purchases, big or small.</p> </div> </div> </div> </div> <div class="cf-list__item cf-list__item--row-last cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title "> <div class="cf-list__item-element-value ">99% nationwide acceptance</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value "><p>Discover is accepted nationwide by 99% of places that take credit <span class='no-break'>cards.<sup><a aria-label="4" class="disclosure" data-analytics-label="Tooltip:4" data-scrollto="q4" href="javascript:void(0);">4</a></sup></span></p> <p>&nbsp;</p> </div> </div> </div> </div> </div> <div class="cf_list__disclosures"> </div> </div> <div class="cf-list__carousel-controls carousel-controls"></div> </div> </div> </div> </section> </div> </div> <div class="onecolumntile theme-dark-blue-background-gradient light-theme cmp-p-75 aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section id='BVCFList-1' class="one-column theme-light-gray-background-gradient border-top-right-radius one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background theme-light-gray-background-gradient cmp-alignment--left cmp-title_text-headingcontent "> <h2 id="title--1523551144" class="cmp-title__text">Every Discover rewards credit card <br>has <a aria-label="no annual fee" class="disclosure" data-analytics-label="NO ANNUAL FEE:SECTION:EVERY CARD" data-scrollto="terms-and-conditions" href="javascript:void(0);">no annual fee</a></h2> </div> <div class="cmp-text "> <p style="text-align: left;">Bonus rewards for eligible purchases vary by card. Redeem for cash in any amount, any <span class='no-break'>time<sup><a aria-label="2" class="disclosure" data-analytics-label="undefined" data-scrollto="q2" href="javascript:void(0);">2</a></sup></span></p> </div> <div class="one-column__container__parsys parsys-content"> <div class="contentfragmentblock contentfragmentlist cmp-alignment--center light-theme cf-list--white_card cf-list--one-color-block-2 cf-list--sm-carousel"> <div class="cf-list scrolltracking" data-is-carousel="true"> <!-- Content Block Items --> <div class="cf-list__items carousel-items cf-list__items--lg-stacked cf-list__items--sm-carousel cf-list__items--4-col" carousel-lg-slides-to-show="1"> <div class="cf-list__item cf-list__item--row-first cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--image " data-lazy="true"> <a class="cf-list__item-link" href="https://www.discover.com/credit-cards/cash-back/it-card.html" target="_blank"> <img class="cf-list__item-element-value" alt="Discover it® Cashback Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-rewards-itblue-196-134.png"/> </a> </div> <div class="cf-list__item-element cf-list__item-element--title "> <a class="cf-list__item-link" href="https://www.discover.com/credit-cards/cash-back/it-card.html" target="_blank"> <div class="cf-list__item-element-value">Cash Back</div> </a> </div> <div class="cf-list__item-element cf-list__item-element--text cf-list-bvratings"> <div class="conversation-api"> <div class="conversation-stars">★★★★★<div class="conversation-stars-inner">★★★★★</div></div> <div class="conversation-value"><span class="product1 avgrating">x</span> out of 5 Average of <a href="https://www.discover.com/credit-cards/cash-back/it-card/reviews/#all-reviews"><span class="product1 totalreviews">x</span> Reviews</a> <br /> <a class="disclosure" data-analytics-label="Tooltip:10" href="#" data-scrollto="q10">See how</a> we calculate our ratings</div> </div> </div> <div class="cf-list__item-element cf-button1 cf-list__item-element--text" style="margin-bottom: 15px;"> <div class="cmp-button--cta cmp-button--cta--opaque-orange"> <a class="cmp-button" href="https://www.discovercard.com/application/website/apply?srcCde=GJVP&ICMPGN=ALL_CC_CB_APPLY_NOW_BTN" target="_blank" data-analytics-label="CC_CASH_APPLYNOW"><span class="cmp-button__text">Apply Now<span class="sr-only"></span></span></a> </div> </div> <div class="cf-list__item-element cf-link2 cf-list__item-element--cta "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVP" target="external" data-analytics-label="RATES_LINK_CASHBACK" data-external="true"><span>See rates, rewards, fees, and other cost information</span> <i aria-hidden="true"> > </i></a> </div> </div> </div> <div class="cf-list__item cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--image " data-lazy="true"> <a class="cf-list__item-link" href="/credit-cards/travel/" target="_blank"> <img class="cf-list__item-element-value" alt="Discover it® Miles Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-rewards-miles-blue-196-134.png"/> </a> </div> <div class="cf-list__item-element cf-list__item-element--title "> <a class="cf-list__item-link" href="/credit-cards/travel/" target="_blank"> <div class="cf-list__item-element-value">Travel</div> </a> </div> <div class="cf-list__item-element cf-list__item-element--text cf-list-bvratings"> <div class="conversation-api"> <div class="conversation-stars">★★★★★<div class="conversation-stars-inner">★★★★★</div></div> <div class="conversation-value"><span class="product3 avgrating">x</span> out of 5 Average of <a href="/credit-cards/travel/reviews/#all-reviews"><span class="product3 totalreviews">x</span> Reviews</a> <br /> <a class="disclosure" data-analytics-label="Tooltip:10" href="#" data-scrollto="q10">See how</a> we calculate our ratings</div> </div> </div> <div class="cf-list__item-element cf-button1 cf-list__item-element--text" style="margin-bottom: 15px;"> <div class="cmp-button--cta cmp-button--cta--opaque-orange"> <a class="cmp-button" href="https://www.discovercard.com/application/website/apply?srcCde=GJX4&ICMPGN=ALL_CC_TRAVEL_APPLY_NOW_BTN" target="_blank" data-analytics-label="CC_MILES_APPLYNOW"><span class="cmp-button__text">Apply Now<span class="sr-only"></span></span></a> </div> </div> <div class="cf-list__item-element cf-link2 cf-list__item-element--cta "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=GJX4" target="external" data-analytics-label="RATES_LINK_MILES" data-external="true"><span>See rates, rewards, fees, and other cost information</span> <i aria-hidden="true"> > </i></a> </div> </div> </div> <div class="cf-list__item cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--image " data-lazy="true"> <a class="cf-list__item-link" href="https://www.discover.com/credit-cards/student-credit-card/it-card.html" target="_blank"> <img class="cf-list__item-element-value" alt="Discover it® Student Cash Back Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-rewards-irridescent-196-134.png"/> </a> </div> <div class="cf-list__item-element cf-list__item-element--title "> <a class="cf-list__item-link" href="https://www.discover.com/credit-cards/student-credit-card/it-card.html" target="_blank"> <div class="cf-list__item-element-value">Student Cash Back</div> </a> </div> <div class="cf-list__item-element cf-list__item-element--text cf-list-bvratings"> <div class="conversation-api"> <div class="conversation-stars">★★★★★<div class="conversation-stars-inner">★★★★★</div></div> <div class="conversation-value"><span class="product4 avgrating">x</span> out of 5 Average of <a href="https://www.discover.com/credit-cards/student-credit-card/it-card/reviews/"><span class="product4 totalreviews">x</span> Reviews</a> <br /> <a class="disclosure" data-analytics-label="Tooltip:10" href="#" data-scrollto="q10">See how</a> we calculate our ratings</div> </div> </div> <div class="cf-list__item-element cf-button1 cf-list__item-element--text" style="margin-bottom: 15px;"> <div class="cmp-button--cta cmp-button--cta--opaque-orange"> <a class="cmp-button" href="https://www.discovercard.com/application/website/apply?srcCde=RJQX&ICMPGN=ALL_CC_STUDENT_CB_APPLY_NOW_BTN" target="_blank" data-analytics-label="CC_STUDENT_IT_APPLYNOW"><span class="cmp-button__text">Apply Now<span class="sr-only"></span></span></a> </div> </div> <div class="cf-list__item-element cf-link2 cf-list__item-element--cta "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=RJQX" target="external" data-analytics-label="RATES_LINK_STUDENT_IT" data-external="true"><span>See rates, rewards, fees, and other cost information</span> <i aria-hidden="true"> > </i></a> </div> </div> </div> <div class="cf-list__item cf-list__item--row-last cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--image " data-lazy="true"> <a class="cf-list__item-link" href="https://www.discover.com/credit-cards/secured-credit-card/" target="_blank"> <img class="cf-list__item-element-value" alt="Discover it® Secured Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-rewards-secured-196-134.png"/> </a> </div> <div class="cf-list__item-element cf-list__item-element--title "> <a class="cf-list__item-link" href="https://www.discover.com/credit-cards/secured-credit-card/" target="_blank"> <div class="cf-list__item-element-value">Secured</div> </a> </div> <div class="cf-list__item-element cf-list__item-element--text cf-list-bvratings"> <div class="conversation-api"> <div class="conversation-stars">★★★★★<div class="conversation-stars-inner">★★★★★</div></div> <div class="conversation-value"><span class="product6 avgrating">x</span> out of 5 Average of <a href="https://www.discover.com/credit-cards/secured-credit-card/reviews/"><span class="product6 totalreviews">x</span> Reviews</a> <br /> <a class="disclosure" data-analytics-label="Tooltip:10" href="#" data-scrollto="q10">See how</a> we calculate our ratings</div> </div> </div> <div class="cf-list__item-element cf-button1 cf-list__item-element--text" style="margin-bottom: 15px;"> <div class="cmp-button--cta cmp-button--cta--opaque-orange"> <a class="cmp-button" href="https://www.discovercard.com/application/website/apply?srcCde=KXPA&ICMPGN=ALL_CC_SECURED_APPLY_NOW_BTN" target="_blank" data-analytics-label="CC_SECURED_APPLYNOW"><span class="cmp-button__text">Apply Now<span class="sr-only"></span></span></a> </div> </div> <div class="cf-list__item-element cf-link2 cf-list__item-element--cta "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=KXPA" target="external" data-analytics-label="RATES_LINK_SECURED" data-external="true"><span>See rates, rewards, fees, and other cost information</span> <i aria-hidden="true"> > </i></a> </div> </div> </div> </div> <div class="cf_list__disclosures"> </div> </div> <div class="cf-list__carousel-controls carousel-controls"></div> </div> </div> </div> </section> </div> </div> <div class="onecolumntile theme-light-gray-background-gradient light-theme cmp-p-0-0-100-0 aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section id='BVCFList-2' class="one-column one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="one-column__container__parsys parsys-content"> <div class="contentfragmentblock contentfragmentlist cmp-alignment--center light-theme cf-list--white_card cf-list--one-color-block-2 cf-list--sm-carousel"> <div class="cf-list scrolltracking" data-is-carousel="true"> <!-- Content Block Items --> <div class="cf-list__items carousel-items cf-list__items--lg-stacked cf-list__items--sm-carousel cf-list__items--4-col" carousel-lg-slides-to-show="1"> <div class="cf-list__item cf-list__item--row-first cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--image " data-lazy="true"> <a class="cf-list__item-link" href="https://www.discover.com/credit-cards/cash-back/chrome.html" target="_blank"> <img class="cf-list__item-element-value" alt="Discover it®Chrome Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-rewards-itchrome-196-134.png"/> </a> </div> <div class="cf-list__item-element cf-list__item-element--title "> <a class="cf-list__item-link" href="https://www.discover.com/credit-cards/cash-back/chrome.html" target="_blank"> <div class="cf-list__item-element-value">Gas & Restaurants</div> </a> </div> <div class="cf-list__item-element cf-list__item-element--text cf-list-bvratings"> <div class="conversation-api"> <div class="conversation-stars">★★★★★<div class="conversation-stars-inner">★★★★★</div></div> <div class="conversation-value"><span class="product2 avgrating">x</span> out of 5 Average of <a href="https://www.discover.com/credit-cards/cash-back/chrome/reviews/#all-reviews"><span class="product2 totalreviews">x</span> Reviews</a> <br /> <a class="disclosure" data-analytics-label="Tooltip:10" href="#" data-scrollto="q10">See how</a> we calculate our ratings</div> </div> </div> <div class="cf-list__item-element cf-button1 cf-list__item-element--text" style="margin-bottom: 15px;"> <div class="cmp-button--cta cmp-button--cta--opaque-orange"> <a class="cmp-button" href="https://www.discovercard.com/application/website/apply?srcCde=GJVR&ICMPGN=ALL_CC_GAS_AND_RESTAURANT_APPLY_NOW_BTN" target="_blank" data-analytics-label="CC_CHROME_APPLYNOW" title="CC_CHROME_APPLYNOW"><span class="cmp-button__text">Apply Now<span class="sr-only"></span></span></a> </div> </div> <div class="cf-list__item-element cf-link2 cf-list__item-element--cta "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVR" target="external" data-analytics-label="RATES_LINK_CHROME" data-external="true"><span>See rates, rewards, fees, and other cost information</span> <i aria-hidden="true"> > </i></a> </div> </div> </div> <div class="cf-list__item cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--image " data-lazy="true"> <a class="cf-list__item-link" href="https://www.discover.com/credit-cards/cash-back/nhl-card.html" target="_blank"> <img class="cf-list__item-element-value" alt="Discover it® NHL® Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-cchp-nhlcard-196-134.png"/> </a> </div> <div class="cf-list__item-element cf-list__item-element--title "> <a class="cf-list__item-link" href="https://www.discover.com/credit-cards/cash-back/nhl-card.html" target="_blank"> <div class="cf-list__item-element-value">NHL<sup>&reg;</sup></div> </a> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value "><p>Cards for all 32 teams</p> <p>&nbsp;</p> <p>&nbsp;</p> </div> </div> <div class="cf-list__item-element cf-button1 cf-list__item-element--text" style="margin-bottom: 15px;"> <div class="cmp-button--cta cmp-button--cta--opaque-orange"> <a class="cmp-button" href="https://www.discovercard.com/application/website/apply?srcCde=GJVV&ICMPGN=ALL_CC_NHL_APPLY_NOW_BTN" target="_blank" data-analytics-label="CC_NHL_APPLYNOW"><span class="cmp-button__text">Apply Now<span class="sr-only"></span></span></a> </div> </div> <div class="cf-list__item-element cf-link2 cf-list__item-element--cta "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=GJVV" target="external" data-analytics-label="RATES_LINK_NHL" data-external="true"><span>See rates, rewards, fees, and other cost information</span> <i aria-hidden="true"> > </i></a> </div> </div> </div> <div class="cf-list__item cf-list__item--stacked-remainder"> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--image " data-lazy="true"> <a class="cf-list__item-link" href="https://www.discover.com/credit-cards/student-credit-card/chrome-card.html" target="_blank"> <img class="cf-list__item-element-value" alt="Discover it® Chrome for Students Credit Card" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/cardart/cardart-rewards-itchrome-196-134.png"/> </a> </div> <div class="cf-list__item-element cf-list__item-element--title "> <a class="cf-list__item-link" href="https://www.discover.com/credit-cards/student-credit-card/chrome-card.html" target="_blank"> <div class="cf-list__item-element-value">Student Chrome</div> </a> </div> <div class="cf-list__item-element cf-list__item-element--text cf-list-bvratings"> <div class="conversation-api"> <div class="conversation-stars">★★★★★<div class="conversation-stars-inner">★★★★★</div></div> <div class="conversation-value"><span class="product5 avgrating">x</span> out of 5 Average of <a href="https://www.discover.com/credit-cards/student-credit-card/chrome-card/reviews/#all-reviews"><span class="product5 totalreviews">x</span> Reviews</a> <br /> <a class="disclosure" data-analytics-label="Tooltip:10" href="#" data-scrollto="q10">See how</a> we calculate our ratings</div> </div> </div> <div class="cf-list__item-element cf-button1 cf-list__item-element--text" style="margin-bottom: 15px;"> <div class="cmp-button--cta cmp-button--cta--opaque-orange"> <a class="cmp-button" href="https://www.discovercard.com/application/website/apply?srcCde=RJRM&ICMPGN=ALL_CC_STUDENT_CHROME_APPLY_NOW_BTN" target="_blank" data-analytics-label="CC_STUDENT_CHROME_APPLYNOW"><span class="cmp-button__text">Apply Now<span class="sr-only"></span></span></a> </div> </div> <div class="cf-list__item-element cf-link2 cf-list__item-element--cta "> <a class="cmp-button cmp-button--external" href="https://www.discovercard.com/application/website/ratesrewards?srcCde=RJRM" target="external" data-analytics-label="RATES_LINK_STUDENT_CHROME" data-external="true"><span>See rates, rewards, fees, and other cost information</span> <i aria-hidden="true"> > </i></a> </div> </div> </div> </div> <div class="cf_list__disclosures"> </div> </div> <div class="cf-list__carousel-controls carousel-controls"></div> </div> </div> </div> </section> </div> </div> <div class="twocolumntile two-column--fixed-height cmp-p-75 cmp-alignment--lg-left-sm-left theme-dark-blue-background-gradient dark-theme aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section class="two-column two-column--50-50 two-column--content-right two-column__background theme-background scrolltracking"> <div class="two-column__image--fullbleed theme-light-gray-background-gradient "> <div class="cmp-image "> <div class="border-top-left-radius focuspoint" data-lazy="true" data-focus-x="0.05" data-focus-y="0.15"> <img alt="Man in a wheelchair sits at an outdoor cafe table looking at his laptop and smiling." data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-naf-mailworking-1400x9331.jpg"/> </div> </div> </div> <div class="one-column__container"> </div> <div class="two-column__content section-container"> <div class="two-column__content-half"> <div class="cmp-title theme-background theme-dark-blue-background-gradient cmp-title_text-headingcontent "> <h2 id="title--1348045311" class="cmp-title__text"><a aria-label="No annual fee" class="disclosure" data-analytics-label="NO ANNUAL FEE:SECTION:CARD ADVANTAGES" data-scrollto="terms-and-conditions" href="javascript:void(0);">No annual fee</a> card advantages</h2> </div> <div class="parsys-content"> <div class="contentfragmentblock contentfragmentlist cmp-alignment--left cf-list--variation-three"> <div class="cf-list scrolltracking"> <!-- Content Block Items --> <div class="cf-list__items carousel-items cf-list__items--lg-stacked cf-list__items--sm-stacked cf-list__items--1-col" carousel-lg-slides-to-show="1"> <div class="cf-list__item cf-list__item--row-last "> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title "> <div class="cf-list__item-element-value ">Simple finances</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value "><p>You simply handle purchases, any balance transfer or other account activity without paying or financing an annual fee on top of it all.</p> </div> </div> </div> </div> <div class="cf-list__item cf-list__item--row-last "> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title "> <div class="cf-list__item-element-value ">Your rewards are all yours</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value ">Because every Discover credit card has <a aria-label="footnote" class="disclosure cmp-text-underline" data-analytics-label="NO ANNUAL FEE:SECTION:ALL YOURS" data-scrollto="terms-and-conditions" href="javascript:void(0);">No annual fee</a>, your rewards simply stay in your pocket.</div> </div> </div> </div> <div class="cf-list__item cf-list__item--row-last "> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--title "> <div class="cf-list__item-element-value ">Fair credit limits</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value ">Paying a credit card annual fee won't guarantee a higher credit limit. Discover reviews your credit score and more before offering a credit line with rewards and benefits but <a aria-label="footnote" class="disclosure cmp-text-underline" data-analytics-label="NO ANNUAL FEE:SECTION:FAIR LIMITS" data-scrollto="terms-and-conditions" href="javascript:void(0);">No annual fee</a>, whether you have excellent credit, good credit or are working on your credit.</div> </div> </div> </div> </div> <div class="cf_list__disclosures"> </div> </div> <div class="cf-list__carousel-controls carousel-controls"></div> </div> </div> </div> </div> <div class="one-column__container"> </div> </section> </div></div> <div class="onecolumntile one-column--medium-2-width cmp-alignment--left theme-light-gray-background-gradient light-theme cmp-p-75 aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section id='faq' class="one-column one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background theme-light-gray-background-gradient cmp-title_text-headingcontent "> <h2 id="title--1139178187" class="cmp-title__text">More about <a aria-label="no annual fee" class="disclosure" data-analytics-label="NO ANNUAL FEE:SECTION:MORE NAF CARDS" data-scrollto="terms-and-conditions" href="javascript:void(0);">no annual fee</a> credit cards</h2> </div> <div class="one-column__container__parsys parsys-content"> <div class="faqlist"> <div class="faq-list faq-list--separated-items "> <!-- FAQ Items --> <span itemscope itemtype="http://schema.org/FAQPage"> <div class="faq-list__items"> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq1" id="faq-question-1"> <span itemprop="name">Are there any hidden costs because I'm not paying an annual fee?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq1" role="region" aria-labelledby="faq-question-1" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>You can check your account terms any time for details on your&nbsp;interest rate and more. But Discover it<sup>&reg;</sup> Cards have no annual fee, no pay-by-phone fee no late fee on your first late payment and no changes to your interest rate for paying late. <a aria-label="See pricing details" class="disclosure" data-analytics-label="NO ANNUAL FEE:SECTION:HIDDEN PRICING" data-scrollto="terms-and-conditions" href="javascript:void(0);">See pricing details</a>.</p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq2" id="faq-question-2"> <span itemprop="name">Does my credit score limit which no annual fee credit cards I can get?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq2" role="region" aria-labelledby="faq-question-2" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>Your credit score is one factor we consider when making a decision about your Discover Card application. If you have excellent credit or good credit, you'll likely be interested in a card like Discover it<sup>&reg;</sup> Cash Back or Discover it<sup>&reg;</sup> Miles Card. If you're working on your credit score, we may still be able to offer you a Discover it<sup>&reg;</sup> Secured Card.</p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq3" id="faq-question-3"> <span itemprop="name">How do you know if a no annual fee credit card is right for you?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq3" role="region" aria-labelledby="faq-question-3" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p>Should you have to pay a fee to keep your credit card account open? Should you expect to lose your first $50, $100 or more in cash rewards to your card issuer as an annual fee? Do you want an extra charge each year that have to pay or finance? Or do you want to keep more money in your pocket by not charging any annual fee? We prefer the latter.</p> </div> </div> </div> <div class="faq" itemscope itemtype="http://schema.org/Question" itemprop="mainEntity"> <h3 class="faq__question"> <button aria-expanded="false" class="faq__header" aria-controls="faq4" id="faq-question-4"> <span itemprop="name">What are the bonus rewards on eligible purchases for Discover it<sup>&reg;</sup> credit cards?</span> <i class="twoSideArrow"></i> </button> </h3> <div class="faq__answer" id="faq4" role="region" aria-labelledby="faq-question-4" itemscope itemtype="http://schema.org/Answer" itemprop="acceptedAnswer"> <div class="faq__body" itemprop="text"> <p><b>Discover it<sup>&reg;</sup> Cash Back, NHL<sup>&reg;</sup> Discover it<sup>&reg;</sup>, Discover it<sup>&reg;</sup> Student Cash Back</b></p> <p>Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.&nbsp; Plus, earn 1% cash back on all other purchases.</p> <p>&nbsp;</p> <p><b>Discover it<sup>&reg;</sup> Miles Travel Card</b></p> <p>Earn unlimited 1.5x Miles for every dollar you spend on purchases.</p> <p>&nbsp;</p> <p><b>Discover it<sup>&reg;</sup> Gas &amp; Restaurants, Discover it<sup>&reg;</sup> Student Chrome, Discover it<sup>&reg;</sup> Secured</b></p> <p>Earn 2% Cashback Bonus<sup>&reg;</sup> at Gas Stations and Restaurants&nbsp;on up to $1,000 in combined purchases each quarter, <span class='no-break'>automatically.<sup><a aria-label="7" class="disclosure" data-analytics-label="Tooltip:7" data-scrollto="q7" href="javascript:void(0);">7</a></sup></span> Plus, earn unlimited 1% cash back on all other purchases.</p> <p>&nbsp;</p> <p><b>Unlimited Welcome Bonus</b></p> <p>We'll automatically match all the Cash Back or Miles you've earned at the end of first <span class='no-break'>year.<sup><a aria-label="1" class="disclosure" data-analytics-label="Tooltip:1" data-scrollto="q1" href="javascript:void(0);">1</a></sup></span></p> <p>&nbsp;</p> </div> </div> </div> </div> </span> </div> </div> </div> </div> </section> </div> </div> <div class="onecolumntile cmp-alignment--left theme-light-gray-background-gradient light-theme cmp-p-75 one-column--inward-curve aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section id='naf-benefits' class="one-column theme-white-background-gradient border-top-right-radius one-column__container__image--icon scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background theme-white-background-gradient cmp-title_text-headingcontent "> <h2 id="title-754083213" class="cmp-title__text"><a aria-label="No annual fee" class="disclosure" data-analytics-label="NO ANNUAL FEE:SECTION:TOP BENEFITS" data-scrollto="terms-and-conditions" href="javascript:void(0);">No annual fee</a>. Yes, top benefits.</h2> </div> <div class="one-column__container__parsys parsys-content"> <div class="contentfragmentblock contentfragmentlist cf-list--icon cf-list-3-icons"> <div class="cf-list scrolltracking"> <!-- Content Block Items --> <div class="cf-list__items carousel-items cf-list__items--lg-stacked cf-list__items--sm-stacked cf-list__items--2-col" carousel-lg-slides-to-show="1"> <div class="cf-list__item cf-list__item--row-first "> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--image " data-lazy="true"> <img class="cf-list__item-element-value" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/online-privacy-protection-93-83.png"/> </div> <div class="cf-list__item-element cf-list__item-element--title cmp-title__text-heading3 cmp-dark-blue-font"> <div class="cf-list__item-element-value cmp-title__text-heading3 cmp-dark-blue-font">Online Privacy Protection.</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value cmp-text-subcontent"><p>We’ll help you regularly remove your personal info from select people-search websites that could sell your data. It’s free, activate with the Discover <span class='no-break'>app.<sup><a aria-label="11" class="disclosure" data-analytics-label="Tooltip:11" data-scrollto="q11" href="javascript:void(0);">11</a></sup></span></p> </div> </div> </div> </div> <div class="cf-list__item cf-list__item--row-last "> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--image " data-lazy="true"> <img class="cf-list__item-element-value" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-secured-device-mobile-alert-40-40.svg"/> </div> <div class="cf-list__item-element cf-list__item-element--title cmp-title__text-heading3 cmp-dark-blue-font"> <div class="cf-list__item-element-value cmp-title__text-heading3 cmp-dark-blue-font">Free Social Security number alerts</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value cmp-text-subcontent"><p>Get an alert if we find your Social Security Number on any of thousands of Dark Web sites. <sup><a aria-label="8" class="disclosure" data-analytics-label="Tooltip:8" data-scrollto="q8" href="javascript:void(0);">8</a></sup>&nbsp;Activate for free.</p> </div> </div> </div> </div> <div class="cf-list__item cf-list__item--row-first "> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--image " data-lazy="true"> <img class="cf-list__item-element-value" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-freecreditscore-service-phone-35-35.png"/> </div> <div class="cf-list__item-element cf-list__item-element--title cmp-title__text-heading3 cmp-dark-blue-font"> <div class="cf-list__item-element-value cmp-title__text-heading3 cmp-dark-blue-font">100% U.S. Based Customer Service</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value cmp-text-subcontent"><p>You can talk to a real person from our customer service team any <span class='no-break'>time.<sup><a aria-label="13" class="disclosure" data-analytics-label="Tooltip:13" data-scrollto="q13" href="javascript:void(0);">13</a></sup></span></p> </div> </div> </div> </div> <div class="cf-list__item cf-list__item--row-last "> <div class="cf-list__item-elements"> <div class="cf-list__item-element cf-list__item-element--image " data-lazy="true"> <img class="cf-list__item-element-value" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-cash-chrome-search-40-40.svg"/> </div> <div class="cf-list__item-element cf-list__item-element--title cmp-title__text-heading3 cmp-dark-blue-font"> <div class="cf-list__item-element-value cmp-title__text-heading3 cmp-dark-blue-font">$0 Fraud Liability Guarantee</div> </div> <div class="cf-list__item-element cf-list__item-element--text"> <div class="cf-list__item-element-value cmp-text-subcontent"><p>You're never responsible for unauthorized purchases on your Discover <span class='no-break'>Card.<sup><a aria-label="9" class="disclosure" data-analytics-label="Tooltip:9" data-scrollto="q9" href="javascript:void(0);">9</a></sup></span></p> </div> </div> </div> </div> </div> <div class="cf_list__disclosures"> </div> </div> <div class="cf-list__carousel-controls carousel-controls"></div> </div> </div> </div> </section> </div> <div class="quarter-circle quarter-circle-top-left theme-white-background-gradient" data-lazy="true"> <img alt="Inward Curve" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/curves/curve-semi-discover-glow_top-left-274-274.svg"/> </div> </div> <div class="onecolumntile cmp-alignment--left theme-light-gray-background-gradient light-theme cmp-p-75 one-column--inward-curve aem-GridColumn aem-GridColumn--default--12"> <div class="stylesystemclass"> <section id='naf' class="one-column one-column__container__image--icon cmp-fullwidth scrolltracking"> <div class='one-column__background theme-background' style="opacity: calc(100 / 100);"> </div> <div class="one-column__container"> <div class="cmp-title theme-background cmp-title_text-headingcontent "> <h2 id="title--837549006" class="cmp-title__text">Deciding on the right no annual fee rewards credit card</h2> </div> <div class="cmp-title theme-background cmp-title_text-calheadingcontent "> <h3 id="title-522015969" class="cmp-title__text">3 ways to make your call:</h3> </div> <div class="one-column__container__parsys parsys-content"> <div class="spacer separator"> <div id="spacer-710c15fb3a" class="cmp-spacer theme-light-gray-background-gradient"> <div class="cmp-spacer__desktop" style="margin-bottom: 10px;"></div> <div class="cmp-spacer__mobile" style="margin-bottom: 10px;"></div> </div> </div> <div class="verticaltab"> <div class="cq-placeholder" data-emptyText="Vertical Tab"></div> <div class="verticalTabsAccordionWrap"> <div class="verticalTabs"> <button id="verticaltabls" class="tab-link active" data-tab="ls" style="background-color:#ffffff !important;"> <span class="tabIcon"> <div class="defaulticon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-cchp-muliticard-55-55.png"/> </div> <div class="hovericon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-cchp-multi-55-55.png"/> </div> </span> <span class="tabTxt">Lifestyle</span> <i class="twoSideArrow"></i> </button> <button id="verticaltaben" class="tab-link " data-tab="en"> <span class="tabIcon"> <div class="defaulticon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-naf-saving-56-56.png"/> </div> <div class="hovericon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-naf-saving-blue-56-56.png"/> </div> </span> <span class="tabTxt">Earn</span> <i class="twoSideArrow"></i> </button> <button id="verticaltabrm" class="tab-link " data-tab="rm"> <span class="tabIcon"> <div class="defaulticon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-naf-shopping-56-56.png"/> </div> <div class="hovericon" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-naf-shopping-blue-56-56.png"/> </div> </span> <span class="tabTxt">Redeem</span> <i class="twoSideArrow"></i> </button> </div> <div class="tabContent"> <div class="tabContentWrap active" style="background-color:#ffffff !important; display: block"> <button id="verticaltabls" class="tab-link" data-tab="ls"> <span class="tabIcon" data-lazy="true"> <img class="defaulticon" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-cchp-muliticard-55-55.png"/> </span> <span class="tabTxt">Lifestyle</span><i class="twoSideArrow"></i> </button> <div class="tab-content optimize " id="ls"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="image aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-image cmp--desktop-show "> <div class=" " data-lazy="true"> <img alt="Three friends walking outdoors, smiling and enjoying the day, with a blue sky background." data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-naf-Image1-744-180.png"/> </div> </div> <div class=" cmp-image cmp--mobile-show" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-naf-mobile-freind-335-180.png"/> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text "> <h3>What's your lifestyle?</h3> <p>&nbsp;</p> <p>Have you established your credit? Are you a student? The Discover it Student Credit Card can help you build credit with responsible <span class='no-break'>use.<sup><a aria-label="12" class="disclosure" data-analytics-label="undefined" data-scrollto="q12" href="javascript:void(0);">12</a></sup></span> There's a Discover credit card to fit your need.</p> </div> </div> </div> </div> </div> <div class="tabContentWrap " style="background-color:#ffffff !important; display: "> <button id="verticaltaben" class="tab-link" data-tab="en"> <span class="tabIcon" data-lazy="true"> <img class="defaulticon" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-naf-saving-56-56.png"/> </span> <span class="tabTxt">Earn</span><i class="twoSideArrow"></i> </button> <div class="tab-content optimize " id="en"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="image aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-image cmp--desktop-show "> <div class=" " data-lazy="true"> <img alt="Two friends sitting at an outdoor café with drinks, one holding a small dog, while they chat and smile." data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-naf-Image2-744-180.png"/> </div> </div> <div class=" cmp-image cmp--mobile-show" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-naf-friends-335-180.png"/> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text "> <h3>Which rewards credit card fits the way you shop?</h3> <p>&nbsp;</p> <p>Do you spend all over? Or mostly on gas or restaurants? Do you prefer earning cash back or Miles? Discover has a card to reward you.</p> </div> </div> </div> </div> </div> <div class="tabContentWrap " style="background-color:#ffffff !important; display: "> <button id="verticaltabrm" class="tab-link" data-tab="rm"> <span class="tabIcon" data-lazy="true"> <img class="defaulticon" data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/icons/icon-naf-shopping-56-56.png"/> </span> <span class="tabTxt">Redeem</span><i class="twoSideArrow"></i> </button> <div class="tab-content optimize " id="rm"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="image aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-image cmp--desktop-show "> <div class=" " data-lazy="true"> <img alt="Four family members standing together outdoors, smiling and enjoying a sunny day by the ocean." data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-naf-Image3-744-180.png"/> </div> </div> <div class=" cmp-image cmp--mobile-show" data-lazy="true"> <img data-src="/content/dam/discover/en_us/credit-cards/card-acquisitions/grey-redesign/global/images/background/bg-naf-smileface-335-180.png"/> </div> </div> <div class="text aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text "> <h3>How do you like to redeem rewards?</h3> <p>&nbsp;</p> <p>Cash rewards or travel rewards? Prefer a statement credit? Ever take your rewards shopping at Amazon.<span class='no-break'>com<sup><a aria-label="5" class="disclosure" data-analytics-label="undefined" data-scrollto="q5" href="javascript:void(0);">5</a></sup></span> or get gift cards? 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