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(max-width: 1024px){.kb-btn4398_e0ba32-3d.kb-button .kb-svg-icon-wrap{display:block;}}.kb-row-layout-id4398_67626a-ac > .kt-row-column-wrap{column-gap:80px;row-gap:var(--global-kb-gap-none, 0rem );max-width:90%;margin-left:auto;margin-right:auto;padding-top:0px;padding-right:0px;padding-bottom:60px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}.kb-row-layout-id4398_67626a-ac ,.kb-row-layout-id4398_67626a-ac h1,.kb-row-layout-id4398_67626a-ac h2,.kb-row-layout-id4398_67626a-ac h3,.kb-row-layout-id4398_67626a-ac h4,.kb-row-layout-id4398_67626a-ac h5,.kb-row-layout-id4398_67626a-ac h6{color:#2F4380;}@media all and (max-width: 1024px){.kb-row-layout-id4398_67626a-ac > .kt-row-column-wrap{max-width:90%;margin-left:auto;margin-right:auto;padding-top:40px;padding-right:0px;padding-bottom:40px;padding-left:0px;}}@media all and (max-width: 767px){.kb-row-layout-id4398_67626a-ac > 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.kt-row-column-wrap{padding-top:40px;padding-right:20px;padding-bottom:40px;padding-left:20px;grid-template-columns:minmax(0, 1fr);}}@media all and (max-width: 767px){.kb-row-layout-id4398_640389-2e > .kt-row-column-wrap{padding-top:40px;padding-right:0px;padding-bottom:40px;padding-left:0px;grid-template-columns:minmax(0, 1fr);}}.kadence-column4398_5f3537-b9 > .kt-inside-inner-col{display:flex;}.kadence-column4398_5f3537-b9 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column4398_5f3537-b9 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column4398_5f3537-b9 > .kt-inside-inner-col > .aligncenter{width:100%;}.kt-row-column-wrap > .kadence-column4398_5f3537-b9{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4398_5f3537-b9{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4398_5f3537-b9 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}@media all and (max-width: 1024px){.kt-row-column-wrap > .kadence-column4398_5f3537-b9{align-self:center;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4398_5f3537-b9{align-self:auto;}}@media all and (max-width: 1024px){.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4398_5f3537-b9 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 1024px){.kadence-column4398_5f3537-b9 > .kt-inside-inner-col{flex-direction:column;}}@media all and (max-width: 767px){.kt-row-column-wrap > .kadence-column4398_5f3537-b9{align-self:center;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4398_5f3537-b9{align-self:auto;}.kt-inner-column-height-full:not(.kt-has-1-columns) > .wp-block-kadence-column.kadence-column4398_5f3537-b9 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}.kadence-column4398_5f3537-b9 > .kt-inside-inner-col{flex-direction:column;}}.wp-block-kadence-advancedheading.kt-adv-heading4398_d02947-24, .wp-block-kadence-advancedheading.kt-adv-heading4398_d02947-24[data-kb-block="kb-adv-heading4398_d02947-24"]{text-transform:capitalize;}.wp-block-kadence-advancedheading.kt-adv-heading4398_d02947-24 mark.kt-highlight, .wp-block-kadence-advancedheading.kt-adv-heading4398_d02947-24[data-kb-block="kb-adv-heading4398_d02947-24"] mark.kt-highlight{-webkit-box-decoration-break:clone;box-decoration-break:clone;}.wp-block-kadence-advancedheading.kt-adv-heading4398_5cf6f5-60, .wp-block-kadence-advancedheading.kt-adv-heading4398_5cf6f5-60[data-kb-block="kb-adv-heading4398_5cf6f5-60"]{margin-top:var(--global-kb-spacing-sm, 1.5rem);}.wp-block-kadence-advancedheading.kt-adv-heading4398_5cf6f5-60 mark.kt-highlight, 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href="https://cc-insure.com/contact/"><span>Contact</span></a></li> </ul></div></nav></div></div></header><div class="hero-image"><div class="image-section text-area"><div class="wrap"><h1 class="hero-title fade-right">Landlord Insurance</h1><p>Tailored Insurance Products for Residential and Commercial Landlords, Investors, and Developers</p></div></div></div><div class="site-inner"><div class="content-sidebar-wrap"><main class="content" id="genesis-content"><article class="post-4398 page type-page status-publish has-post-thumbnail entry" aria-label="Landlord Insurance"><header class="entry-header"></header><div class="entry-content"><section class="kb-row-layout-wrap kb-row-layout-id4398_89a216-47 alignnone wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full"> <div class="wp-block-kadence-column kadence-column4398_ddb241-96 inner-column-1" data-aos="fade-right" data-aos-duration="1000" data-aos-easing="ease-in"><div class="kt-inside-inner-col"> <p class="has-theme-secondary-color has-text-color has-link-color wp-elements-af023424835c8c920ed89b332c4c18d1" style="font-size:22px">We understand that as a landlord, property investor, or developer, your focus is on your business, and sourcing the right cover for what could be a range of different property letting types, isn’t the best use of your time (and let’s be honest, it often gets forgotten about)! This is where our dedicated landlord insurance team can certainly make life easier for you.</p> <p class="has-theme-secondary-color has-text-color has-link-color wp-elements-1ae5f88734662a974c536a751599a074">Using our industry specific knowledge, we are able to recommend exactly what kind of cover you<br>need and make it as simple as possible for you to compare your options, whilst being in the<br>knowledge that you will comprehensively covered, at the most favourable premium.</p> </div></div> <div class="wp-block-kadence-column kadence-column4398_c8c0d5-05 inner-column-2"><div class="kt-inside-inner-col"> <p class="has-theme-secondary-color has-text-color has-link-color wp-elements-42ec0e23024c9136df9b41714ad1120a">We have a close working relationship with a panel of reputable specialist insurers, who understand the needs of landlords and the ups and downs of the let property market.</p> <p class="has-theme-secondary-color has-text-color has-link-color wp-elements-ed8b122218c8b0a4be97f5be1f57386f">Everything is personalised to your unique circumstances and you’ll be working with a personal broker (we are not a call centre), keen to get the best outcome for you! And going forward, if you ever find yourself needing to make a claim – we will handle most of that process on your behalf.</p> <div class="wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns4398_4720d1-04"><a class="kb-button kt-button button kb-btn4398_341d0f-2c kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn" href="https://cc-insure.com/wp-content/uploads/2024/02/PROPERTY-OWNERS-FACT-FIND-v12.docx"><span class="kt-btn-inner-text">Fact Finder Form</span></a> <a class="kb-button kt-button button kb-btn4398_f00b0f-c8 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn" href="https://cc-insure.com/contact/"><span class="kt-btn-inner-text">Get a quote</span></a></div> </div></div> </div></section> <section class="kb-row-layout-wrap kb-row-layout-id4398_956b3e-9d alignnone wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full"> <div class="wp-block-kadence-column kadence-column4398_80f4af-97"><div class="kt-inside-inner-col"> <h2 class="kt-adv-heading4398_31331a-ca wp-block-kadence-advancedheading has-theme-secondary-color has-text-color" data-kb-block="kb-adv-heading4398_31331a-ca"><meta charset="utf-8">What’s generally included in Landlord Insurance cover?</h2> <p class="has-text-align-left has-theme-secondary-color has-text-color has-link-color wp-elements-c9d94df1b1f41e56b0495850923d58a4">The key areas of cover you would expect in standard landlord insurance cover are crucially Buildings, Contents (which will include carpets, curtains, and white goods, as well as larger furnishings and furniture), Property Owners Liability, Loss of Rent (due to the property being uninhabitable), and Legal Expenses. Additional covers such as Terrorism, Management Liability, Contract Works, Environmental Liability and Employers Liability can also be offered.</p> </div></div> </div></section> <section class="kb-row-layout-wrap kb-row-layout-id4398_8f3171-49 alignnone has-theme-light-grey-background-color kt-row-has-bg wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full"> <div class="wp-block-kadence-column kadence-column4398_dfa6e5-8b inner-column-1"><div class="kt-inside-inner-col"> <div class="wp-block-group is-content-justification-left is-nowrap is-layout-flex wp-container-core-group-is-layout-1 wp-block-group-is-layout-flex"> <figure class="wp-block-image size-full is-resized"><img decoding="async" width="37" height="37" src="https://cc-insure.com/wp-content/uploads/2021/11/CC_IconDot-1.svg" alt="" class="wp-image-1027" style="width:75px;height:75px" srcset="https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 150w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 600w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 1024w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 350w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 1536w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 2048w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 37w" sizes="(max-width: 37px) 100vw, 37px"/></figure> <h2 class="kt-adv-heading4398_955a75-7a wp-block-kadence-advancedheading has-theme-secondary-color has-text-color" data-kb-block="kb-adv-heading4398_955a75-7a">Residential Property</h2> </div> <section class="kb-row-layout-wrap kb-row-layout-id4398_fb801a-96 alignnone wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full"> <div class="wp-block-kadence-column kadence-column4398_53c222-9e inner-column-1"><div class="kt-inside-inner-col"> <p class="has--font-size">Regardless of your portfolio size, our team are experienced in sourcing competitive premiums across all residential property types including:</p> <h3 class="wp-block-heading">Standard buy-to-let & HMOs </h3> <p>This includes (but not limited to), Buy to Lets, HMO’s, bedsits with cooking facilities in rooms, and small converted houses. In addition to this, we can also provide cover for the full range of tenant types, including working professionals, students, benefit assisted, social housing, serviced accommodation, and asylum seekers. </p> <h3 class="wp-block-heading">Serviced Accommodation and Holiday Lets</h3> <p>The increase in staycations in recent times, has seen a huge leap in the number of properties let out on a short term basis. We have unique landlord insurance solutions, and access to specialist Holiday Home Policy Wordings, for this scenario, regardless of whether the lettings are handled by an agent (such as Airbnb and Booking.com) or privately by the owner.</p> </div></div> <div class="wp-block-kadence-column kadence-column4398_91b349-91 inner-column-2"><div class="kt-inside-inner-col"> <h3 class="wp-block-heading">Blocks of Apartments and Flats (converted or purpose-built, we have access to specialist block insurance)</h3> <p>Whether the building is converted or purpose-built, we have access to specialist block insurance policies, covering a wide spectrum of blocks of flats and apartments.</p> <p>Recent changes in legislation have, in some circumstances, made it particularly difficult to source insurance for certain construction types, especially where cladding is present. With experience and knowledge in this area, we will always strive to provide the best advice and recommendations, with the view to accommodate your needs, where we can.</p> <h3 class="wp-block-heading">Listed Buildings </h3> <p>With access to specialist insurers who understand the unique considerations when it comes to restoring both Grade I and Grade II listed buildings, we can ensure your buildings are covered correctly and adequately.</p> <div class="wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns4398_d29822-40"><a class="kb-button kt-button button kb-btn4398_ee9b0e-1e kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn" href="https://cc-insure.com/wp-content/uploads/2024/02/PROPERTY-OWNERS-FACT-FIND-v12.docx"><span class="kt-btn-inner-text">Fact Finder Form</span></a> <a class="kb-button kt-button button kb-btn4398_d6a47f-c5 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn" href="https://cc-insure.com/contact/"><span class="kt-btn-inner-text">Get a quote</span></a></div> </div></div> </div></section></div></div> </div></section> <section class="kb-row-layout-wrap kb-row-layout-id4398_1eed01-08 alignnone wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full"> <div class="wp-block-kadence-column kadence-column4398_f6015a-6d inner-column-1"><div class="kt-inside-inner-col"> <div class="wp-block-group is-content-justification-left is-nowrap is-layout-flex wp-container-core-group-is-layout-2 wp-block-group-is-layout-flex"> <figure class="wp-block-image size-full is-resized"><img decoding="async" width="37" height="37" src="https://cc-insure.com/wp-content/uploads/2021/11/CC_IconDot-1.svg" alt="" class="wp-image-1027" style="width:75px;height:75px" srcset="https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 150w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 600w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 1024w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 350w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 1536w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 2048w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 37w" sizes="(max-width: 37px) 100vw, 37px"/></figure> <h2 class="kt-adv-heading4398_32f0f0-53 wp-block-kadence-advancedheading has-theme-secondary-color has-text-color" data-kb-block="kb-adv-heading4398_32f0f0-53">Commercial Property</h2> </div> <p class="has-theme-secondary-color has-text-color has-link-color wp-elements-5563ab2e4737eef87171b5944f3077c6">With a successful history of working with a multitude of Commercial clients, we are adequately equipped to source the protection you need. This includes specialist markets to cover anything from the basic shops and offices, to the more complex properties, such as industrial units, hospitality venues, and multi-tenure facilities (and everything in between).</p> <p class="has-theme-secondary-color has-text-color has-link-color wp-elements-3b8edffee5c49d5397e2683d816c04aa">Whether purpose built or converted, whether a single let or a portfolio, our team can help you secure the protection you need from your commercial landlord insurance.</p> <div class="wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns4398_9107db-28"><a class="kb-button kt-button button kb-btn4398_da9b05-58 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn" href="https://cc-insure.com/wp-content/uploads/2024/02/PROPERTY-OWNERS-FACT-FIND-v12.docx"><span class="kt-btn-inner-text">Fact Finder Form</span></a> <a class="kb-button kt-button button kb-btn4398_54e37c-4e kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn" href="https://cc-insure.com/contact/"><span class="kt-btn-inner-text">Get a quote</span></a></div> </div></div> <div class="wp-block-kadence-column kadence-column4398_67ddd5-03"><div class="kt-inside-inner-col"> <figure class="wp-block-kadence-image kb-image4398_e4acc2-3b"><img loading="lazy" decoding="async" width="2560" height="1695" src="https://cc-insure.com/wp-content/uploads/2024/03/iStock-1066124098-scaled.jpg" alt="" class="kb-img wp-image-4493" srcset="https://cc-insure.com/wp-content/uploads/2024/03/iStock-1066124098-scaled.jpg 2560w, https://cc-insure.com/wp-content/uploads/2024/03/iStock-1066124098-600x397.jpg 600w, https://cc-insure.com/wp-content/uploads/2024/03/iStock-1066124098-1024x678.jpg 1024w, https://cc-insure.com/wp-content/uploads/2024/03/iStock-1066124098-768x509.jpg 768w, https://cc-insure.com/wp-content/uploads/2024/03/iStock-1066124098-1536x1017.jpg 1536w, https://cc-insure.com/wp-content/uploads/2024/03/iStock-1066124098-2048x1356.jpg 2048w" sizes="auto, (max-width: 2560px) 100vw, 2560px"/></figure> </div></div> </div></section> <section class="kb-row-layout-wrap kb-row-layout-id4398_1988c7-37 alignnone has-theme-light-grey-background-color kt-row-has-bg wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full"> <div class="wp-block-kadence-column kadence-column4398_29908f-89 inner-column-2"><div class="kt-inside-inner-col"> <div class="wp-block-group is-content-justification-left is-nowrap is-layout-flex wp-container-core-group-is-layout-3 wp-block-group-is-layout-flex"> <figure class="wp-block-image size-full is-resized"><img decoding="async" width="37" height="37" src="https://cc-insure.com/wp-content/uploads/2021/11/CC_IconDot-1.svg" alt="" class="wp-image-1027" style="width:75px;height:75px" srcset="https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 150w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 600w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 1024w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 350w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 1536w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 2048w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 37w" sizes="(max-width: 37px) 100vw, 37px"/></figure> <h2 class="kt-adv-heading4398_e8fc7c-56 wp-block-kadence-advancedheading has-theme-secondary-color has-text-color" data-kb-block="kb-adv-heading4398_e8fc7c-56">Non Standard</h2> </div> <div class="wp-block-kadence-spacer aligncenter kt-block-spacer-4398_54b97d-b2"><div class="kt-block-spacer kt-block-spacer-halign-center"></div></div> <p class="has-theme-secondary-color has-text-color has-link-color wp-elements-097e8710146c68e8be05011e6a98fd72">Whilst there is a strong ‘standard offering’, our services and expertise are not limited to the ‘vanilla’ type risks. Having worked with investors for many years, we have always prided ourselves on keeping up with the investment ‘trends’ and strategies that may be adopted. As such, we have managed to tailor a suite of products to suit the needs of most.</p> </div></div> <div class="wp-block-kadence-column kadence-column4398_b6f6b5-c0"><div class="kt-inside-inner-col"> <p class="has-theme-secondary-color has-text-color has-link-color wp-elements-f5a0292f5cd4d73cef4caec610e98957">This will include, and again not limited to – </p> <ul class="has-theme-secondary-color has-text-color has-link-color wp-block-list wp-elements-26c54323b2b0680f48fd10dd8725c3d0"> <li>Unoccupied Properties pending let.</li> <li>Unoccupied Properties undergoing cosmetic renovation.</li> <li>Properties undergoing full structural renovation. </li> <li>New Build Projects.  </li> <li>Social Housing – i.e. long term leases with housing associations or charities, and let to a certain demographic, whether this be vulnerable adults, asylum seekers, ex-convicts, or other people awaiting permanent housing.</li> </ul> <div class="wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns4398_5e5a84-29"><a class="kb-button kt-button button kb-btn4398_5dadda-98 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn" href="https://cc-insure.com/wp-content/uploads/2024/02/PROPERTY-OWNERS-FACT-FIND-v12.docx"><span class="kt-btn-inner-text">Fact Finder Form</span></a> <a class="kb-button kt-button button kb-btn4398_e0ba32-3d kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn" href="https://cc-insure.com/contact/"><span class="kt-btn-inner-text">Get a quote</span></a></div> </div></div> </div></section> <section class="kb-row-layout-wrap kb-row-layout-id4398_67626a-ac alignnone wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full"> <div class="wp-block-kadence-column kadence-column4398_c3bc39-ed inner-column-1"><div class="kt-inside-inner-col"><section class="kb-row-layout-wrap kb-row-layout-id4398_72e5c4-f4 alignnone wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full"> <div class="wp-block-kadence-column kadence-column4398_9d61f7-57 inner-column-1"><div class="kt-inside-inner-col"> <div class="wp-block-group is-content-justification-left is-nowrap is-layout-flex wp-container-core-group-is-layout-4 wp-block-group-is-layout-flex"> <figure class="wp-block-image size-full is-resized"><img decoding="async" width="37" height="37" src="https://cc-insure.com/wp-content/uploads/2021/11/CC_IconDot-1.svg" alt="" class="wp-image-1027" style="width:75px;height:75px" srcset="https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 150w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 600w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 1024w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 350w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 1536w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 2048w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 37w" sizes="(max-width: 37px) 100vw, 37px"/></figure> <h2 class="kt-adv-heading4398_9df90b-5f wp-block-kadence-advancedheading has-theme-secondary-color has-text-color" data-kb-block="kb-adv-heading4398_9df90b-5f">Why Choose us?</h2> </div> <p class="kt-adv-heading4398_1d5cec-2c wp-block-kadence-advancedheading" data-kb-block="kb-adv-heading4398_1d5cec-2c">Our clients tell us there are many benefits to working with us:</p> <p><strong>Expertise<br></strong>The team is headed up by Jayne Wilson, affectionately known in the industry as ‘The Property Lady’! Jayne has built up a knowledge about landlord property insurance and the property sector that is second to none. She sets a high bar when it comes to delivering the best for clients and has built a team around those expectations. It’s this level of professionalism and delivery that has underpinned our growing stature with insurers within the sector.</p> <p><strong>Relationships<br></strong>Our clients repeatedly tell us that one of the biggest benefits of working with us is the relationship they have with their contact at C&C. We take the time to really understand our clients and their business as a landlord: their goals, their challenges and the specific market they operate in. Having this consistency of contact means clients don’t feel like they’re starting at the beginning again at renewal time or when initiating a claim.</p> <p><strong>In-house Claims Team</strong><br>Should the worst happen and you need to make a claim on your landlord insurance, our in-house claims team will be with you every step of the way. In fact, they take the lead on the process and manage as much interaction with the insurers and loss adjusters as possible. They can challenge, chase up and champion your case all on your behalf. Having our team in your corner at such a difficult time brings immense peace of mind to our clients.</p> <p></p> <h2 class="kt-adv-heading4398_836f54-be wp-block-kadence-advancedheading has-theme-secondary-color has-text-color" data-kb-block="kb-adv-heading4398_836f54-be"><a href="https://cc-insure.com/contact/?subject=Property Owners">CONTACT</a> our team to see what other products, property and tenant types we can provide cover for <strong><a href="tel:+441614064800">0161 406 4800</a></strong></h2> </div></div> </div></section></div></div> </div></section> <section class="kb-row-layout-wrap kb-row-layout-id4398_640389-2e alignnone has-theme-light-grey-background-color kt-row-has-bg wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-2-columns kt-row-layout-equal kt-tab-layout-row kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full"> <div class="wp-block-kadence-column kadence-column4398_5f3537-b9 inner-column-1"><div class="kt-inside-inner-col"> <div class="wp-block-group is-content-justification-left is-nowrap is-layout-flex wp-container-core-group-is-layout-5 wp-block-group-is-layout-flex"> <figure class="wp-block-image size-full is-resized"><img decoding="async" width="37" height="37" src="https://cc-insure.com/wp-content/uploads/2021/11/CC_IconDot-1.svg" alt="" class="wp-image-1027" style="width:75px;height:75px" srcset="https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 150w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 600w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 1024w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 350w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 1536w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 2048w, https://cc-insure.com/wp-content/uploads//2021/11/CC_IconDot-1.svg 37w" sizes="(max-width: 37px) 100vw, 37px"/></figure> <h2 class="kt-adv-heading4398_d02947-24 wp-block-kadence-advancedheading has-theme-secondary-color has-text-color" data-kb-block="kb-adv-heading4398_d02947-24">Rebuild Cost Assessment</h2> </div> <p class="kt-adv-heading4398_5cf6f5-60 wp-block-kadence-advancedheading has-theme-secondary-color has-text-color" data-kb-block="kb-adv-heading4398_5cf6f5-60">The importance of building sum assured and reinstatement values has never been more important and yet is often forgotten or misunderstood. Inflation and rising energy costs have pushed material and labour costs considerably higher than allowed for on some policies. This effectively leaves many landlords under insured, which could be catastrophic should a rebuild ever be required.</p> <p class="has-theme-secondary-color has-text-color has-link-color wp-elements-09b7ab0cfa6192db3b55f780bdada8cb">For example, if a rebuild is on a policy for £250k but would now actually cost £500k, an insurer would regard the policyholder as being underinsured by 50%, so may only pay out £125k. This would leave the property owner in need of a further £375k to fund the rebuild. </p> <p class="has-theme-secondary-color has-text-color has-link-color wp-elements-1fdd43b24890f3d5be22b1dfef2efd9e">We have access to facilities to calculate the costs of reinstatements and obtain a realistic value for both commercial and residential properties. Please get in touch with us if you would like us to a calculate a reinstatement for you (a small fee applies).</p> <div class="wp-block-kadence-advancedbtn kb-buttons-wrap kb-btns4398_79d417-48"><a class="kb-button kt-button button kb-btn4398_374c93-40 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn" href="https://cc-insure.com/wp-content/uploads/2024/02/PROPERTY-OWNERS-FACT-FIND-v12.docx"><span class="kt-btn-inner-text">Fact Finder Form</span></a> <a class="kb-button kt-button button kb-btn4398_dffe1a-e0 kt-btn-size-standard kt-btn-width-type-auto kb-btn-global-inherit kt-btn-has-text-true kt-btn-has-svg-false wp-block-button__link wp-block-kadence-singlebtn" href="https://cc-insure.com/contact/"><span class="kt-btn-inner-text">Get a quote</span></a></div> <p style="font-size:14px"><em>Please note these services are not regulated by the Financial Conduct Authority. In addition, these services do not benefit from the protection offered by The Financial Ombudsman Service or the Financial Services Compensation Scheme</em></p> </div></div> <div class="wp-block-kadence-column kadence-column4398_615947-26 inner-column-2"><div class="kt-inside-inner-col"> <figure class="wp-block-kadence-image kb-image4398_57c9ce-bc size-full"><img loading="lazy" decoding="async" width="500" height="375" src="https://cc-insure.com/wp-content/uploads/2024/02/flats-lr.jpg" alt="commerical flats" class="kb-img wp-image-4411"/></figure> </div></div> </div></section> <section class="kb-row-layout-wrap kb-row-layout-id4398_d3d44c-93 alignnone wp-block-kadence-rowlayout"><div class="kt-row-column-wrap kt-has-1-columns kt-row-layout-equal kt-tab-layout-inherit kt-mobile-layout-row kt-row-valign-top kt-inner-column-height-full"> <div class="wp-block-kadence-column kadence-column4398_90efe0-48 inner-column-1"><div class="kt-inside-inner-col"><section class="kb-row-layout-wrap 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kadence-overlay-title-bg-full"><div class="kt-image-overlay-inner"><h3 class="image-overlay-title">Construction</h3></div></div></a></div></div></div> </div></div> <div class="wp-block-kadence-column kadence-column4398_30f7a9-94 inner-column-2"><div class="kt-inside-inner-col"> <div class="kt-img-overlay4398_aef12d-7c aligncenter wp-block-kadence-imageoverlay" data-aos="fade" data-aos-offset="80" data-aos-duration="1000" data-aos-delay="100" data-aos-easing="ease-in-out"><div class="kt-image-overlay-wrap kt-over-image-zoomin"><div class="kt-block-intrisic kt-over-set-ratio"><img loading="lazy" decoding="async" src="https://cc-insure.com/wp-content/uploads/2021/11/350x350xCC_Insurance_350px_Motor.jpg.pagespeed.ic.9NZcxaMB47.jpg" alt="MOTOR TRADE INSURANCE" width="350" height="350" class="kt-img-overlay wp-image-168" srcset="https://cc-insure.com/wp-content/uploads/2021/11/xCC_Insurance_350px_Motor.jpg.pagespeed.ic.0c224eI1_i.jpg 500w, https://cc-insure.com/wp-content/uploads/2021/11/CC_Insurance_350px_Motor-150x150.jpg.pagespeed.ce.1EziRTtX1O.jpg 150w, https://cc-insure.com/wp-content/uploads/2021/11/xCC_Insurance_350px_Motor-350x350.jpg.pagespeed.ic.fkmWuwEDXD.jpg 350w" sizes="auto, (max-width: 350px) 100vw, 350px"/><div class="kt-image-overlay-color-wrapper"><div class="kt-image-overlay-color"></div></div><a href="https://cc-insure.com/motor-trade/" class="kt-imageoverlay-link"><div class="kt-image-overlay-message kt-over-substyle-visible kt-over-valign-center kt-over-halign-center kadence-overlay-title-bg-full"><div class="kt-image-overlay-inner"><h3 class="image-overlay-title">MOTOR TRADE</h3></div></div></a></div></div></div> </div></div> <div class="wp-block-kadence-column kadence-column4398_26094b-af inner-column-3"><div class="kt-inside-inner-col"> <div class="kt-img-overlay4398_a6e499-dc aligncenter wp-block-kadence-imageoverlay" data-aos="fade" data-aos-offset="80" data-aos-duration="1000" 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