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Daly and Nick Timiraos</a></h3> </div> </div> </div> </div> </div> <div class="wp-block-group alignfull has-primary-navy-background-color has-background is-layout-flow wp-block-group-is-layout-flow"> <div class="sffed-video-lightbox__container "><div class="sffed-video-lightbox__image--cover "><div class="sffed-video-lightbox__image--overlay "></div><img decoding="async" src="https://www.frbsf.org/wp-content/uploads/mary-daly-speech_aa8908.png" alt="mary-daly-speech_aa8908"/></div><div class="sffed-video-lightbox__overlay "><div class="sffed-video-lightbox__text"><h3>Speech</h3><h2>Landing Softly Is Just the Beginning</h2><div class="sffed-video-lightbox__icon--text"><button id="openModalBtn1018480668" title="Close the video" class="sffed-video-lightbox__play--video" aria-haspopup="dialog" aria-controls="modal" data-url="https://vimeo.com/1018480668"><svg width="100%" height="100%" viewBox="0 0 71 70" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M68.2708 34.8116C68.2708 52.9169 53.4631 67.6232 35.1608 67.6232C16.8585 67.6232 2.05078 52.9169 2.05078 34.8116C2.05078 16.7063 16.8585 2 35.1608 2C53.4631 2 68.2708 16.7063 68.2708 34.8116Z" stroke="#FDFBF7" stroke-width="4"></path><path d="M47.8224 37.1006L30.8555 48.0489C29.1919 49.1224 27 47.9281 27 45.9483L27 24.0517C27 22.0719 29.1919 20.8776 30.8555 21.9511L47.8224 32.8994C49.3484 33.8841 49.3484 36.1159 47.8224 37.1006Z" fill="#FDFBF7" stroke="#FDFBF7"></path></svg></button><p>Watch SF Fed President Mary C. 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src="https://www.frbsf.org/wp-content/uploads/FRBSF_Home-Page_Meet-the-SF-Fed_CD_ITS.jpg?quality=100?w=350&h=350&crop=1" alt="FRBSF_Home-Page_Meet-the-SF-Fed_CD_ITS" class="sffed-thumbnail-image wp-image-69606" loading="lazy" srcset="https://www.frbsf.org/wp-content/uploads/FRBSF_Home-Page_Meet-the-SF-Fed_CD_ITS.jpg 800w, https://www.frbsf.org/wp-content/uploads/FRBSF_Home-Page_Meet-the-SF-Fed_CD_ITS.jpg?resize=240,300 240w, https://www.frbsf.org/wp-content/uploads/FRBSF_Home-Page_Meet-the-SF-Fed_CD_ITS.jpg?resize=768,960 768w" sizes="(max-width: 800px) 100vw, 800px" /></div><div class="sffed-curated-carousel-header"><header><h3 class="sffed-headline"><a href="https://www.frbsf.org/work-with-us/careers/careers-in-information-technology-services/">Information Technology Services</a> </h3></header></div></div><div class="swiper-lazy-preloader"></div></article></div></div></div></div></div> <div class="wp-block-group alignfull has-secondary-linen-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained" style="padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)"> <h2 class="wp-block-heading has-text-align-center sffed-has-margin-top-none">Around the District</h2> <div class="wp-block-columns sffed-featured-content-pattern__container is-layout-flex wp-container-core-columns-is-layout-8 wp-block-columns-is-layout-flex" style="padding-bottom:0"> <div class="wp-block-column is-vertically-aligned-bottom is-layout-flow wp-block-column-is-layout-flow" style="flex-basis:70%"> <figure class="wp-block-image alignleft size-large is-resized"><img decoding="async" width="850" height="700" src="https://www.frbsf.org/wp-content/uploads/state_feature_ATD_Stockton_102124.jpg?quality=100&w=850" alt="" class="wp-image-133804" style="aspect-ratio:1.625;object-fit:cover;width:650px;height:auto" srcset="https://www.frbsf.org/wp-content/uploads/state_feature_ATD_Stockton_102124.jpg 850w, https://www.frbsf.org/wp-content/uploads/state_feature_ATD_Stockton_102124.jpg?resize=300,247 300w, https://www.frbsf.org/wp-content/uploads/state_feature_ATD_Stockton_102124.jpg?resize=768,632 768w" sizes="(max-width: 850px) 100vw, 850px" /></figure> </div> <div class="wp-block-column is-vertically-aligned-bottom is-layout-flow wp-block-column-is-layout-flow" style="flex-basis:50%"> <div class="wp-block-group is-vertical is-content-justification-left is-layout-flex wp-container-core-group-is-layout-16 wp-block-group-is-layout-flex"> <p class="sffed-meta-kicker sffed-has-padding-top-none wp-container-content-2">Read the blog</p> <h2 class="wp-block-heading sffed-has-no-underline"><a href="https://www.frbsf.org/research-and-insights/blog/around-the-district/2024/10/22/investing-in-community-through-cra/" data-type="link" data-id="https://www.frbsf.org/research-and-insights/blog/around-the-district/2024/10/22/investing-in-community-through-cra/">Investing in Community Through the CRA</a></h2> <div style="height:0px" aria-hidden="true" class="wp-block-spacer wp-container-content-3"></div> <hr class="wp-block-separator has-alpha-channel-opacity separator-dotted"/> </div> </div> </div> <div class="wp-block-create-block-sffed-curated-carousel"><div class="Carousel "><div class="carousel-details"><h2 class="carousel-details-title">Video & Media</h2><p>Watch the latest videos from the SF Fed covering events and topics relevant to the Twelfth District and beyond.</p><div class="sffed-carousel-nav"><button style="background-color: #0b807c" class="swiper-button-prev"><i class="sffed-chevron-left"></i></button><button style="background-color: #0b807c" class="swiper-button-next"><i class="sffed-chevron-right"></i></button></div></div><div class="swiper swiper-wrap sffed-curated-carousel" data-carousel-number-of-items="2.5" data-carousel-space-between-items="35" ><div class="swiper-wrapper"><article class="swiper-slide sffed-curated-carousel-article"><div class="sffed-curated-carousel-card sffed-curated-heading "><div class="sffed-curated-carousel-thumbnail sffed-almost-square-ratio"><img decoding="async" width="865" height="690" src="https://www.frbsf.org/wp-content/uploads/mcd-boise_carousel-1022.png?quality=100?w=350&h=350&crop=1" alt="mcd-boise_carousel-1022" class="sffed-thumbnail-image wp-image-133797" loading="lazy" srcset="https://www.frbsf.org/wp-content/uploads/mcd-boise_carousel-1022.png 865w, https://www.frbsf.org/wp-content/uploads/mcd-boise_carousel-1022.png?resize=300,239 300w, https://www.frbsf.org/wp-content/uploads/mcd-boise_carousel-1022.png?resize=768,613 768w" sizes="(max-width: 865px) 100vw, 865px" /></div><div class="sffed-curated-carousel-header"><header><h3 class="sffed-headline"><a href="https://www.frbsf.org/news-and-media/events/2024/10/mary-c-daly-monetary-policy-economic-outlook-2024/">Monetary Policy and Economic Outlook</a> </h3></header></div></div><div class="swiper-lazy-preloader"></div></article><article class="swiper-slide sffed-curated-carousel-article"><div class="sffed-curated-carousel-card sffed-curated-heading "><div class="sffed-curated-carousel-thumbnail sffed-almost-square-ratio"><img decoding="async" width="865" height="690" src="https://www.frbsf.org/wp-content/uploads/carousel_EERN_Seminar-4.jpg?quality=100?w=350&h=350&crop=1" alt="carousel_EERN_Seminar 4" class="sffed-thumbnail-image wp-image-115032" loading="lazy" srcset="https://www.frbsf.org/wp-content/uploads/carousel_EERN_Seminar-4.jpg 865w, https://www.frbsf.org/wp-content/uploads/carousel_EERN_Seminar-4.jpg?resize=300,239 300w, https://www.frbsf.org/wp-content/uploads/carousel_EERN_Seminar-4.jpg?resize=768,613 768w" sizes="(max-width: 865px) 100vw, 865px" /></div><div class="sffed-curated-carousel-header"><header><h3 class="sffed-headline"><a href="https://www.frbsf.org/news-and-media/events/2024/08/genai-for-economic-opportunity-early-learnings-from-philanthropy-and-nonprofits/" data-type="link" data-id="https://www.frbsf.org/news-and-media/events/2024/08/genai-for-economic-opportunity-early-learnings-from-philanthropy-and-nonprofits/">GenAI for Economic Opportunity: Early Learnings from Philanthropy and Nonprofits</a> </h3></header></div></div><div class="swiper-lazy-preloader"></div></article><article class="swiper-slide sffed-curated-carousel-article"><div class="sffed-curated-carousel-card sffed-curated-heading "><div class="sffed-curated-carousel-thumbnail sffed-almost-square-ratio"><img decoding="async" width="865" height="690" src="https://www.frbsf.org/wp-content/uploads/MCD-Hawaii_carousel-1.jpg?quality=100?w=350&h=350&crop=1" alt="MCD-Hawaii_carousel-1" class="sffed-thumbnail-image wp-image-118964" loading="lazy" srcset="https://www.frbsf.org/wp-content/uploads/MCD-Hawaii_carousel-1.jpg 865w, https://www.frbsf.org/wp-content/uploads/MCD-Hawaii_carousel-1.jpg?resize=300,239 300w, https://www.frbsf.org/wp-content/uploads/MCD-Hawaii_carousel-1.jpg?resize=768,613 768w" sizes="(max-width: 865px) 100vw, 865px" /></div><div class="sffed-curated-carousel-header"><header><h3 class="sffed-headline"><a href="https://www.frbsf.org/news-and-media/events/2024/08/monetary-policy-and-economic-trends-mary-c-daly-2024/" data-type="link" data-id="https://www.frbsf.org/news-and-media/events/2024/08/monetary-policy-and-economic-trends-mary-c-daly-2024/">Monetary Policy and Economic Trends</a> </h3></header></div></div><div class="swiper-lazy-preloader"></div></article><article class="swiper-slide sffed-curated-carousel-article"><div class="sffed-curated-carousel-card sffed-curated-heading "><div class="sffed-curated-carousel-thumbnail sffed-almost-square-ratio"><img decoding="async" width="865" height="690" src="https://www.frbsf.org/wp-content/uploads/Carousel_Commonwealth.jpg?quality=100?w=350&h=350&crop=1" alt="President Daly in conversation with CNBC’s Deirdre Bosa." class="sffed-thumbnail-image wp-image-109710" loading="lazy" srcset="https://www.frbsf.org/wp-content/uploads/Carousel_Commonwealth.jpg 865w, https://www.frbsf.org/wp-content/uploads/Carousel_Commonwealth.jpg?resize=300,239 300w, https://www.frbsf.org/wp-content/uploads/Carousel_Commonwealth.jpg?resize=768,613 768w" sizes="(max-width: 865px) 100vw, 865px" /></div><div class="sffed-curated-carousel-header"><header><h3 class="sffed-headline"><a href="https://www.frbsf.org/news-and-media/events/2024/03/mary-c-dalys-keynote-remarks-nicrc" data-type="sffed_news" data-id="51786"></a><a href="https://www.frbsf.org/news-and-media/events/2024/06/mary-c-daly-remarks-commonwealth-club-2024/" data-type="link" data-id="https://www.frbsf.org/news-and-media/events/2024/06/mary-c-daly-remarks-commonwealth-club-2024/">Getting It Right: Meeting Uncertainty with Conditionality</a> </h3></header></div></div><div class="swiper-lazy-preloader"></div></article><article class="swiper-slide sffed-curated-carousel-article"><div class="sffed-curated-carousel-card sffed-curated-heading "><div class="sffed-curated-carousel-thumbnail sffed-almost-square-ratio"><img decoding="async" width="865" height="690" src="https://www.frbsf.org/wp-content/uploads/carousel_MCD_USF_Commencement_0517.jpg?quality=100?w=350&h=350&crop=1" alt="carousel_MCD_USF_Commencement_0517" class="sffed-thumbnail-image wp-image-100976" loading="lazy" srcset="https://www.frbsf.org/wp-content/uploads/carousel_MCD_USF_Commencement_0517.jpg 865w, https://www.frbsf.org/wp-content/uploads/carousel_MCD_USF_Commencement_0517.jpg?resize=300,239 300w, https://www.frbsf.org/wp-content/uploads/carousel_MCD_USF_Commencement_0517.jpg?resize=768,613 768w" sizes="(max-width: 865px) 100vw, 865px" /></div><div class="sffed-curated-carousel-header"><header><h3 class="sffed-headline"><a href="https://www.frbsf.org/news-and-media/events/2024/05/mary-c-daly-usf-school-of-management-commencement-address-2024">Mary C. Daly Commencement Address at University of San Francisco School of Management</a> </h3></header></div></div><div class="swiper-lazy-preloader"></div></article></div></div></div></div></div> <div class="wp-block-group alignfull has-base-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained" style="padding-top:var(--wp--preset--spacing--40);padding-bottom:var(--wp--preset--spacing--40)"> <div class="wp-block-group alignfull has-primary-off-white-background-color has-background has-global-padding is-layout-constrained wp-block-group-is-layout-constrained"> <div class="wp-block-media-text has-media-on-the-right is-stacked-on-mobile is-vertically-aligned-center has-base-color has-primary-off-white-background-color has-text-color has-background" style="grid-template-columns:auto 69%"><div class="wp-block-media-text__content"> <div class="wp-block-columns has-primary-teal-background-color has-background has-primary-navy-background-color is-layout-flex wp-container-core-columns-is-layout-9 wp-block-columns-is-layout-flex" style="border-radius:5px"> <div class="wp-block-column is-layout-flow wp-block-column-is-layout-flow" style="padding-top:0;padding-right:0;padding-bottom:var(--wp--preset--spacing--20);padding-left:0;flex-basis:100%"> <p class="sffed-meta-kicker">the 12th district</p> <h3 class="wp-block-heading">Explore the 12th District</h3> <p>The Federal Reserve Bank of San Francisco is one of the 12 Reserve Banks in the Federal Reserve System. San Francisco is the headquarters of the Twelfth Federal Reserve District.</p> <div class="wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex"> <div class="wp-block-button is-style-with-left-arrow"><a class="wp-block-button__link has-primary-teal-background-color has-background wp-element-button" href="/about-us/our-district/">Explore Our Region</a></div> </div> </div> </div> </div><figure class="wp-block-media-text__media"><img loading="lazy" decoding="async" width="1700" height="1352" src="https://www.frbsf.org/wp-content/uploads/home-12th-district-map-temp.png?resize=1024,814" alt="" class="wp-image-66602 size-full" srcset="https://www.frbsf.org/wp-content/uploads/home-12th-district-map-temp.png 1700w, https://www.frbsf.org/wp-content/uploads/home-12th-district-map-temp.png?resize=300,239 300w, https://www.frbsf.org/wp-content/uploads/home-12th-district-map-temp.png?resize=768,611 768w, 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