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Accessible Health Coverage | CVS Health

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Strengthening the ACA can be done by enhancing Federal reinsurance, expanding cost-sharing subsidies, funding navigator programs, providing states with incentives to expand Medicaid and maintaining protections for those with pre-existing conditions.</p> </div> </div> <div class="content_wrapper nested--aemGrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="calltoaction enterprise-cta aem-GridColumn aem-GridColumn--default--12"> <div class="component__cta"> <div class="cta__linkswrapper"> <a class="enpr__link--standalonecta cmp--ctalinks " href="/services/health-insurance/individual-and-family-plans.html" data-modal="Please Select" data-linktype="Link Standalone CTA" target="_self" data-analytics-name="Learn more about individual and family plans" data-iconposition="right" data-linkvariant="emphasized" data-ctahrefholder="/content/enterprise/cvs-health/global/en/home/services/health-insurance/individual-and-family-plans.html">Learn more about individual and family plans<span class="image-icon svg--pulse__cmp position--right"> <svg xmlns="http://www.w3.org/2000/svg" role="img" focusable="false" aria-hidden="true" width="7" height="13" viewBox="0 0 7 13" fill="none"> <path fill-rule="evenodd" clip-rule="evenodd" d="M0.929922 -2.50903e-07L-7.77647e-05 0.92L5.14992 6.03L0.0399218 11.13L0.949922 12.04L6.45992 6.53C6.73992 6.25 6.73992 5.8 6.45992 5.53L0.929922 -2.50903e-07Z" fill="#262626"/> </svg> </span></a> </div> </div> </div> </div> </div> </div> </div> <div class="acc__element "> <h4 class="title style--delta"> <button aria-expanded="false"> <span>Maintaining a strong Medicare Advantage (MA) program</span> </button> </h4> <div class="acc__content"> <div class="acc__body"> <div class="rte-component-wraper "> <p>MA offers <a></a><a data-analytics-name="important benefits and cost protections (PDF)" data-linkvariant="default" data-iconposition="right" data-category="internal" href="/content/dam/enterprise/cvs-enterprise/pdfs/cvs-health-public-policy-medicare-advantage-2022-03.pdf" class="enpr__link--inline" target="_blank">important benefits and cost protections (PDF)</a> for over 25 million seniors and Medicare beneficiaries who are disabled. MA has been integral to fulfilling the Medicare guarantee, offering choices, affordability, and meeting the holistic health needs of seniors and those with disabilities. 98% of beneficiaries are highly satisfied with their MA coverage in part because of its focus on coordinating care, providing innovative benefits and financial protections that are not available in Fee-for-Service Medicare.<sup><a href="#footnote-1" class="enpr__link--inline" data-analytics-name="1" data-linkvariant="default" data-iconposition="right" data-category="internal" id="sup1">1</a></sup> Policymakers should take steps to ensure year-over-year stability in the MA program so it can continue being a high-value option meeting the needs of Medicare beneficiaries.</p> </div> </div> <div class="content_wrapper nested--aemGrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </div> </div> <div class="acc__element "> <h4 class="title style--delta"> <button aria-expanded="false"> <span>Strengthening employer-based coverage</span> </button> </h4> <div class="acc__content"> <div class="acc__body"> <div class="rte-component-wraper "> <p>The employer-based system is the foundation of health insurance in our country, providing quality health care coverage to over 183 million Americans.<sup><a href="#footnote-2" class="enpr__link--inline" data-analytics-name="2" data-linkvariant="default" data-iconposition="right" data-category="internal" id="sup2">2</a></sup> It is essential to preserve employer health coverage since it offers choice, provides competition and can easily adapt to market changes. Moving forward, it will be critical to ensure that individuals are not deterred from seeking basic care that can prevent or reduce much more serious and costly health conditions in the future.</p> </div> </div> <div class="content_wrapper nested--aemGrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </div> </div> </div> <div class="acc__comp--ctalinks"> </div> </div> </div> </div> <div class="box aem-GridColumn aem-GridColumn--default--12"> <div class="enterprise-boxcontainer visuallyhidden"> <div class="box--container drop--margin__bottom"> <div class="box--container__wrapper spacing--side__detailpage background--grey "> <div class="box--container__nested"> <div class="nesting__row "> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 aem-Grid--md--12 aem-Grid--sm--12 aem-Grid--xs--12 "> <div class="spacer enterprise-separator aem-GridColumn aem-GridColumn--default--12"><div class="separator visuallyhidden"> <div class="separator--spacer" data-vs-d="80" data-vs-t="60" data-vs-m="48"> </div> </div> </div> <div class="text aem-GridColumn--sm--none aem-GridColumn--offset--xs--1 aem-GridColumn--default--none aem-GridColumn--xs--none aem-GridColumn--offset--default--2 aem-GridColumn--md--10 aem-GridColumn--offset--sm--1 enterprise-rte aem-GridColumn aem-GridColumn--offset--md--1 aem-GridColumn--default--8 aem-GridColumn--sm--10 aem-GridColumn--xs--10 aem-GridColumn--md--none"><div class="rte-component-wraper "> <p><span class="style--nu"><sup><a data-analytics-name="1" data-linkvariant="default" data-iconposition="right" data-category="internal" id="footnote-1" href="#sup1" class="enpr__link--inline">1</a> </sup><a data-linkvariant="default" data-iconposition="right" data-category="internal" href="/content/dam/enterprise/cvs-enterprise/pdfs/BMA_Seniors-on-Medicare-Memo_.pdf" class="enpr__link--inline" data-analytics-name=" Morning Consult for Better Medicare Alliance."> Morning Consult for Better Medicare Alliance.</a> <strong>Survey results: Annual seniors on Medicare survey (PDF)</strong><u>.</u> January 2021. <strong>Better Medicare Alliance.org</strong>. Accessed February 15, 2022.</span></p> <p><span class="style--nu"><sup><a data-analytics-name="2" data-linkvariant="default" data-iconposition="right" data-category="internal" id="footnote-2" href="#sup2" class="enpr__link--inline">2</a> </sup>Katherine Keisler-Starkey and Lisa N. Bunch. United States Census Bureau. <strong><a data-analytics-name="Health insurance coverage in the United States: 2019." data-linkvariant="default" data-iconposition="right" data-category="internal" href="https://www.census.gov/library/publications/2020/demo/p60-271.html" class="enpr__link--inline" target="_blank">Health insurance coverage in the United States: 2019.</a></strong> September 15, 2020. <strong>Census.gov</strong>. 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