CINXE.COM

Auto Klub - Prijavu i procjenu štete odradimo za osam minuta, bez papira i izlaska iz auta

<!DOCTYPE html> <html prefix="og: https://ogp.me/ns#" lang="hr-hr" dir="ltr" class='com_ocm view-item itemid-331 auto-klub j39 mm-hover site--autoklub'> <head> <meta charset="utf-8" /> <meta name="keywords" content="Croatia osiguranje" /> <meta name="title" content="Prijavu i procjenu štete odradimo za osam minuta, bez papira i izlaska iz auta" /> <meta property="og:url" content="https://www.jutarnji.hr/autoklub/croauto/prijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356" /> <meta property="og:title" content="Prijavu i procjenu štete odradimo za osam minuta, bez papira i izlaska iz auta" /> <meta property="og:type" content="article" /> <meta property="og:image" content="https://static.jutarnji.hr/images/slike/2024/11/07/f_35670928_1280.jpg?2024-11-12-11-19-31" /> <meta name="image" content="https://static.jutarnji.hr/images/slike/2024/11/07/35670928.jpg" /> <meta property="og:description" content="Croatia osiguranje je primjenom digitalnih automatiziranih i rješenja temeljenih na umjetnoj inteligenciji ubrzala prijavu zahtjeva, procjenu visine štete i isplatu" /> <meta name="twitter:card" content="summary_large_image" /> <meta name="cXenseParse:articleid" content="15520356" /> <meta name="cXenseParse:supertitle" content="DIGITALNI PROCES" /> <meta name="viewport" content="width=device-width, initial-scale=1.0, maximum-scale=2.0, user-scalable=yes, shrink-to-fit=no" /> <meta name="HandheldFriendly" content="true" /> <meta name="apple-mobile-web-app-capable" content="YES" /> <meta property="og:image:width" content="1280" /> <meta property="og:image:height" content="670" /> <meta property="article:published_time" content="2024-11-08T09:31:00" /> <meta property="article:modified_time" content="2024-11-12T11:19:31" /> <meta property="cXenseParse:author" content="Sponozorirani sadržaj/Hrvoje Tomić" /> <meta name="description" content="Croatia osiguranje je primjenom digitalnih automatiziranih i rješenja temeljenih na umjetnoj inteligenciji ubrzala prijavu zahtjeva, procjenu visine štete i isplatu" /> <title>Auto Klub - Prijavu i procjenu štete odradimo za osam minuta, bez papira i izlaska iz auta</title> <link href="https://fonts.googleapis.com" rel="dns-prefetch" /> <link href="https://fonts.gstatic.com" rel="dns-prefetch" /> <link href="https://adservice.google.com" rel="dns-prefetch" /> <link href="https://adservice.google.hr" rel="dns-prefetch" /> <link href="/templates/site/bootstrap/css/bootstrap.min.css" rel="stylesheet" /> <link href="/media/ocm/assets/css/magnific-popup.css?v2.7.0" rel="stylesheet" /> <link href="/templates/site/css/custom_autoklub.css?1729690767" rel="stylesheet" /> <link href="/templates/site/fonts/jutarnji/DrukMedium/styles.css" rel="stylesheet" /> <link href="/templates/site/fonts/jutarnji/DrukTextBold/styles.css" rel="stylesheet" /> <link href="/templates/site/fonts/jutarnji/DrukTextBoldItalic/styles.css" rel="stylesheet" /> <link href="/templates/site/fonts/jutarnji/DrukTextMedium/styles.css" rel="stylesheet" /> <link href="/templates/site/fonts/jutarnji/DrukTextMediumItalic/styles.css" rel="stylesheet" /> <link href="/templates/site/fonts/jutarnji/DrukTextWideSuperItalic/styles.css" rel="stylesheet" /> <link href="/templates/site/fonts/jutarnji/MediaSansExtended/mediasansextended.css" rel="stylesheet" /> <link href="https://fonts.googleapis.com/css?family=Holtwood+One+SC&display=swap" rel="stylesheet" /> <link href="https://fonts.googleapis.com/css2?family=Slabo+27px&display=swap" rel="stylesheet" /> <link href="https://fonts.googleapis.com/css2?family=Roboto:wght@300;500;700&display=swap" rel="stylesheet" /> <link href="/templates/site/fonts/font-awesome/css/all.css" rel="stylesheet" /> <link href="/components/com_komento/themes/wireframe/styles/style.min.css?v2" rel="stylesheet" /> <script type="application/json" class="joomla-script-options new">{"DFPSetPositions":"position_options, position_data, position_break_01, position_item_break_01, position_item_header_logo, position_item_linkbox, position_item_textend, position_item_related, position_item_tags, position_item_center_06, position_item_right_01, position_item_break_02, position_break_00, position_break_menu, position_wall_left, position_wall_right, position_floater_top","lazyExpand":5,"lazyPreload":false,"articleID":"15520356","category":"croauto","author":"Sponozorirani sadr\u017eaj\/Hrvoje Tomi\u0107","itemType":"100","itemTags":"'Croatia osiguranje'","CMSPageType":"item","DFPTopCategoryAlias":"auto-klub","categoryHighParentId":"426","DFPShowAds":false,"DFPShowInArticleAds":true,"DFPShowArticleSideAds":true,"DFPShowArticleGalleryAds":false,"DFPParagraphCount":32,"DFPBRCount":0,"csrf.token":"0fe198b1459c71caa83111779c62f928","system.paths":{"root":"","base":""}}</script> <script src="/media/jui/js/jquery.min.js?36cfc0948ef77a6514543abe752862fc"></script> <script src="/media/jui/js/jquery-noconflict.js?36cfc0948ef77a6514543abe752862fc"></script> <script src="/media/jui/js/jquery-migrate.min.js?36cfc0948ef77a6514543abe752862fc"></script> <script src="/media/ocm/assets/js/jquery.magnific-popup.min.js?v2.7.0"></script> <script src="/components/com_ocm/js/guest.js" defer></script> <script src="/media/ocm/assets/js/ocm.frontend.js?v2.7.0&amp;sitepath=/" defer></script> <script src="/templates/site/bootstrap/js/bootstrap.bundle.min.js" defer></script> <script src="/plugins/system/t3/base-bs3/js/jquery.tap.min.js"></script> <script src="/plugins/system/t3/base-bs3/js/script.js" defer></script> <script src="/templates/site/js/pushstream.js" defer></script> <script src="/templates/site/js/scripts.js?1621265613" defer></script> <script src="/media/system/js/core.js?36cfc0948ef77a6514543abe752862fc"></script> <script> // upscore analytics (function(u,p,s,c,r){u[r]=u[r]||function(p){(u[r].q=u[r].q||[]).push(p)},u[r].ls=1*new Date();var a=p.createElement(s),m=p.getElementsByTagName(s)[0];a.async=1;a.src=c;m.parentNode.insertBefore(a,m)})(window,document,'script','//files.upscore.com/async/upScore.js','upScore');upScore({config:{domain: 'autoklub.jutarnji.hr',article: '.itemView',track_positions: false},data: {section: 'Auto Klub,Croauto 2024',object_id: '15520356',pubdate: '2024-11-08T09:31+00:00',author: 'Sponozorirani sadržaj/Hrvoje Tomić',object_type: 'article',custom_source: 'digital team',custom_sponsored: 0,custom_app: 0,content_type: 0,content_blocked: 0}}); // upscore analytics var setUpscoreAnalytics = function (subscriber) { var premium = 0; if(upScore.data == null) { window.setTimeout(setUpscoreAnalytics.bind(this, subscriber), 1000); // retry if upScore is still not loaded }else{ upScore.data.user_status = subscriber ? 2 : 0; upScore.data.content_blocked = (premium && !subscriber) ? 1 : 0; } }; var sseArticleID = "15520356"; var sseHost = "sse.jutarnji.hr"; var sseLive = ""; window.lazySizesConfig = window.lazySizesConfig || {};lazySizesConfig.preloadAfterLoad = false;lazySizesConfig.expFactor = '5'; </script> <link rel="stylesheet" href="/templates/site/photoswipe/photoswipe.css?1628838579"> <link rel="stylesheet" href="/templates/site/photoswipe/default-skin/default-skin.css?1628838579"> <script src="/templates/site/js/lazysizes.min.js?1589063222" async=""></script> <!-- Facebook - brisanje og:description taga jl --> <meta property="og:description" content="&nbsp;"> <!-- Facebook page IA jl --> <meta property="fb:pages" content="133205716542" /> <!-- Facebook ID --> <meta property="fb:app_id" content="156538244364753" /> <!-- Google site verification jl --> <meta name="google-site-verification" content="wXvym9wYto_j6fkhjm8Ro9gD3SkdKN9XusgS4Ctbdzo" /> <!-- Google Discover Large Images jl --> <meta name="robots" content="max-image-preview:large"> <!-- cookie consent didomi jl --> <script> window.gdprAppliesGlobally = true; (function() { function a(e) { if (!window.frames[e]) { if (document.body && document.body.firstChild) { var t = document.body; var n = document.createElement("iframe"); n.style.display = "none"; n.name = e; n.title = e; t.insertBefore(n, t.firstChild) } else { setTimeout(function() { a(e) }, 5) } } } function e(n, r, o, c, s) { function e(e, t, n, a) { if (typeof n !== "function") { return } if (!window[r]) { window[r] = [] } var i = false; if (s) { i = s(e, t, n) } if (!i) { window[r].push({ command: e, parameter: t, callback: n, version: a }) } } e.stub = true; function t(a) { if (!window[n] || window[n].stub !== true) { return } if (!a.data) { return } var i = typeof a.data === "string"; var e; try { e = i ? JSON.parse(a.data) : a.data } catch (t) { return } if (e[o]) { var r = e[o]; window[n](r.command, r.parameter, function(e, t) { var n = {}; n[c] = { returnValue: e, success: t, callId: r.callId }; a.source.postMessage(i ? JSON.stringify(n) : n, "*") }, r.version) } } if (typeof window[n] !== "function") { window[n] = e; if (window.addEventListener) { window.addEventListener("message", t, false) } else { window.attachEvent("onmessage", t) } } } e("__tcfapi", "__tcfapiBuffer", "__tcfapiCall", "__tcfapiReturn"); a("__tcfapiLocator"); (function(e) { var t = document.createElement("script"); t.id = "spcloader"; t.type = "text/javascript"; t.async = true; t.src = "https://sdk.privacy-center.org/" + e + "/loader.js?target=" + document.location.hostname; t.charset = "utf-8"; var n = document.getElementsByTagName("script")[0]; n.parentNode.insertBefore(t, n) })("b5acc0f2-85ab-4c78-be07-bcf09a61d7b6") })(); </script> <script> window.didomiConfig = { website: { apiKey: 'b5acc0f2-85ab-4c78-be07-bcf09a61d7b6', vendors: { iab: { all: true }, didomi: [ 'google', 'facebook' ] }, integrations: { vendors: { google: { enable: true, refresh: false } } } }, user: { bots: { consentRequired: false, types: ['crawlers', 'performance'], extraUserAgents: ['/cXense/gi'] } } } </script> <script type="didomi/javascript" async src="https://www.googletagmanager.com/gtag/js?id=G-0PCQNHB2ZD"></script> <script>window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag('js', new Date()); gtag('config', 'G-0PCQNHB2ZD');</script> <script type="didomi/javascript" async src="https://www.googletagmanager.com/gtag/js?id=G-6J0B6WZWJB"></script> <script>window.dataLayer = window.dataLayer || []; function gtag(){dataLayer.push(arguments);} gtag('js', new Date()); gtag('config', 'G-6J0B6WZWJB');</script> <!-- Google Tag Manager jl --> <script> (function(w, d, s, l, i) { w[l] = w[l] || []; w[l].push({ 'gtm.start': new Date().getTime(), event: 'gtm.js' }); var f = d.getElementsByTagName(s)[0], j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src = 'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f); })(window, document, 'script', 'dataLayer', 'GTM-5GCRM7'); </script> <!-- optimon --> <script async src="https://cdn.optmn.cloud/hb/hanzamedia-adapter.js"></script> <!-- Dot metrics jl --> <script> /* <![CDATA[ */ (function() { window.dm = window.dm || { AjaxData: [] }; window.dm.AjaxEvent = function(et, d, ssid, ad) { dm.AjaxData.push({ et: et, d: d, ssid: ssid, ad: ad }); window.DotMetricsObj && DotMetricsObj.onAjaxDataUpdate(); }; var d = document, h = d.getElementsByTagName('head')[0], s = d.createElement('script'); s.type = 'text/javascript'; s.async = true; s.src = 'https://script.dotmetrics.net/door.js?id=2443'; h.appendChild(s); }()); /* ]]> */ </script> <!-- Gemius jl --> <script> <!--//--><![CDATA[//><!-- var pp_gemius_identifier = 'Aorg7a_6d7zAbDHeKzu_Sbb.LU88fM9uhfC1VluGzWP.a7'; var pp_gemius_use_cmp = true; // lines below shouldn't be edited function gemius_pending(i) { window[i] = window[i] || function() {var x = window[i+'_pdata'] = window[i+'_pdata'] || []; x[x.length]=arguments;};}; gemius_pending('gemius_hit'); gemius_pending('gemius_event'); gemius_pending('pp_gemius_hit'); gemius_pending('pp_gemius_event'); (function(d,t) {try {var gt=d.createElement(t),s=d.getElementsByTagName(t)[0],l='http'+((location.protocol=='https:')?'s':''); gt.setAttribute('async','async'); gt.setAttribute('defer','defer'); gt.src=l+'://hr.hit.gemius.pl/xgemius.js'; s.parentNode.insertBefore(gt,s);} catch (e) {}})(document,'script'); //--><!]]> </script> <!-- MS Clarity tracking code --> <script type="text/javascript"> (function(c, l, a, r, i, t, y) { c[a] = c[a] || function() { (c[a].q = c[a].q || []).push(arguments) }; t = l.createElement(r); t.async = 1; t.src = "https://www.clarity.ms/tag/"+i; y = l.getElementsByTagName(r)[0]; y.parentNode.insertBefore(t, y); })(window, document, "clarity", "script", "fuj1m89q3e"); </script> <link rel="apple-touch-icon" sizes="180x180" href="/templates/site/images/pngs/favicon-jl/apple-touch-icon.png"> <link rel="icon" type="image/png" sizes="32x32" href="/templates/site/images/pngs/favicon-jl/favicon-32x32.png"> <link rel="icon" type="image/png" sizes="16x16" href="/templates/site/images/pngs/favicon-jl/favicon-16x16.png"> <link rel="manifest" href="/templates/site/images/pngs/favicon-jl/site.webmanifest"> <link rel="mask-icon" href="/templates/site/images/pngs/favicon-jl/safari-pinned-tab.svg" color="#5bbad5"> <link rel="shortcut icon" href="/templates/site/images/pngs/favicon-jl/favicon.ico"> <meta name="msapplication-TileColor" content="#b91d47"> <meta name="msapplication-config" content="/templates/site/images/pngs/favicon-jl/browserconfig.xml"> <meta name="theme-color" content="#ffffff"> <script async src="https://www.google.com/recaptcha/api.js?render=6LfPGDApAAAAAF-B4trYeSRIBY1sKMuohONKybjc"></script> <script>console.log ("%c CMS::::: showAds = false", "color: #000066");try { var pageShowAds = false; var userAdFree = 'no'; if (sessionStorage.getItem('adfree') !== null) { userAdFree = sessionStorage.getItem('adfree'); } console.log ("%c ADS::::: ADFREE : " + userAdFree, 'color: #006600;' ); var adsCLSFix = (pageShowAds == true) && (userAdFree == 'no'); if ( adsCLSFix ) { document.querySelector('html').classList.add('ads-cls-fix'); console.log ("%c ADS::::: CLS FIX : ON", 'color: #006600;' ); } else { document.querySelector('html').classList.add('no-ads-cls-fix'); console.log ("%c ADS::::: CLS FIX : OFF", 'color: #006600;' ); } } catch (error) { console.error(error); } </script><script>console.log ("%c DFP::::: paragraphCount = 32, brCount = 0", "color: #006600;")</script> <script> tp = window["tp"] || []; tp.push(["setTags", ['Croatia osiguranje']]); tp.push(["setContentAuthor", "Sponozorirani sadržaj/Hrvoje Tomić"]); </script><script> function imageFallBack (imgelement, tplName) { if (typeof tplName === typeof undefined) { tplName = 'site'; } if (typeof imgelement.attr("data-fallback") === typeof undefined) { imgelement.attr("data-fallback","done"); imgsrc = jQuery(imgelement).siblings('source'); imgsrcset = jQuery(imgelement).siblings('source').attr('srcset'); screenWidth = getViewPortWidth(); mediaWidth = 0; blMediaFound = false; jQuery(imgelement).siblings('source').each(function(index) { if (!blMediaFound) { mediaWidth = jQuery(this).attr('media'); mediaWidth = mediaWidth.replace("(min-width: ", ""); mediaWidth = mediaWidth.replace("px)", ""); mediaWidth = parseInt(mediaWidth); if (screenWidth >= mediaWidth) { imgsrc = jQuery(this); imgsrcset = jQuery(this).attr('srcset'); blMediaFound = true; } } }); sep = "#$#"; imgsrcset = imgsrcset.replace(/\//g, sep); n = imgsrcset.lastIndexOf(sep); imgname = imgsrcset.substring(n + sep.length); preffix = imgname.substring(0, imgname.indexOf("_")); n = imgname.lastIndexOf("_"); suffix = imgname.substring(n); imgsrc.attr('srcset', '/templates/' + tplName + '/images/jpgs/' + preffix + "_no-image" + suffix ); } } function getViewPortWidth() { return document.body.clientWidth;; } jQuery(window).resize(function() { screenWidth = getViewPortWidth(); }); </script> <!-- cookie consent didomi AK --> <script>window.gdprAppliesGlobally=true;(function(){function a(e){if(!window.frames[e]){if(document.body&&document.body.firstChild){var t=document.body;var n=document.createElement("iframe");n.style.display="none";n.name=e;n.title=e;t.insertBefore(n,t.firstChild)} else{setTimeout(function(){a(e)},5)}}}function e(n,r,o,c,s){function e(e,t,n,a){if(typeof n!=="function"){return}if(!window[r]){window[r]=[]}var i=false;if(s){i=s(e,t,n)}if(!i){window[r].push({command:e,parameter:t,callback:n,version:a})}}e.stub=true;function t(a){if(!window[n]||window[n].stub!==true){return}if(!a.data){return} var i=typeof a.data==="string";var e;try{e=i?JSON.parse(a.data):a.data}catch(t){return}if(e[o]){var r=e[o];window[n](r.command,r.parameter,function(e,t){var n={};n[c]={returnValue:e,success:t,callId:r.callId};a.source.postMessage(i?JSON.stringify(n):n,"*")},r.version)}} if(typeof window[n]!=="function"){window[n]=e;if(window.addEventListener){window.addEventListener("message",t,false)}else{window.attachEvent("onmessage",t)}}}e("__tcfapi","__tcfapiBuffer","__tcfapiCall","__tcfapiReturn");a("__tcfapiLocator");(function(e){ var t=document.createElement("script");t.id="spcloader";t.type="text/javascript";t.async=true;t.src="https://sdk.privacy-center.org/"+e+"/loader.js?target="+document.location.hostname;t.charset="utf-8";var n=document.getElementsByTagName("script")[0];n.parentNode.insertBefore(t,n)})("b5acc0f2-85ab-4c78-be07-bcf09a61d7b6")})();</script> <script> window.didomiConfig = { website: { apiKey: 'b5acc0f2-85ab-4c78-be07-bcf09a61d7b6', vendors: { iab: { all: true }, didomi: [ 'google', 'facebook' ] }, integrations: { vendors: { google: { enable: true, refresh: false } } } }, user: { bots: { consentRequired: false, types: ['crawlers', 'performance'], extraUserAgents: ['/cXense/gi'] } } } </script> </head> <body> <script> // piano cxwidget or upscore recommended widget var recommendedUpsoreOrCxPiano = Math.floor((Math.random() * 100) + 1); var recommendedUpsoreOrCxPianoLimit = -1; // upscore <= limit, Piano > limit </script> <!-- fb comments ak --> <div id="fb-root"></div> <script async defer crossorigin="anonymous" src="https://connect.facebook.net/hr_HR/sdk.js#xfbml=1&version=v7.0&appId=156538244364753&autoLogAppEvents=1" nonce="kdSrGZi7"></script> <!-- upscore promo widget --> <script> (function(u,p,s,r){if(!u[r]){u[r]=function(t){u[r].q.push(t)};u[r].q=[]; var a=p.createElement(s),m=p.getElementsByTagName(s)[0];a.async=1; a.src='https://cdn.thenewsbox.net/js/main.js';m.parentNode.insertBefore(a,m)}}) (window, document, 'script','_uprec'); // CONFIGURING WIDGET _uprec({ config: { // Autoklub reco_key: "M4976KJ6R9", tag: "naslovnica_ak_1", // optional, used only for metrics target_selector: "#upscore-promo-widget-ak", // Replace with your selector (target div) max_items: 4, // number of articles in the widget template_selector: { item_free: "#article-template", wrapper: "#template-wrapper", // wrapper is optional, if not preset only article HTML will be inserted in target DIV element } } }); // submitting data will trigger widget rendering, the 'config' must be submitted before 'data' _uprec({ data: { object_id: '5060246', // current object_id user_status: 0 } }); </script> <script> function getOnNetworkTV(url, id) { var reqData = { option: "com_ajax", group: "authentication", plugin: "ocm_piano", task: "onNetworkTV", format: "json", url: url, scriptId: id }; jQuery.ajax({ url: "/auth/", method: "POST", cache: false, data: reqData, dataType: "JSON" }).done(function (response) { if (typeof response.script !== "undefined") { jQuery("#" + id).after(response.script); } }); } function insertOnNetworkTV(url, id) { if (sessionStorage.getItem('adfree') == 'yes') { url = url + "&abm=1"; } var script = document.createElement("script"); script.setAttribute("src", url); document.currentScript.insertAdjacentElement("afterend", script); } </script> <div class="position_wall_paper"></div><div class="container container--break container--outter break_00_cont"> <div class="row row--grid"> <div class="col-12"> <div class="position_break_00_top" ></div> <div class="position_break_00_bottom" ></div> </div> </div> </div> <div class="header__background header__background__croauto"></div> <header id="t3-header" class="container container--inner t3-header header__croauto"> <nav id="t3-mainnav" class="navbar navbar-main __autoklub skip_first_level"> <button class="navbar-toggler toggler collapsed" type="button" data-toggle="collapse" data-target="#navbarSupportedContent" aria-controls="navbarSupportedContent" aria-expanded="false" aria-label="Toggle navigation"> <span class="navbar-toggler-icon"></span> </button> <div class=" mali_logo_container"> <a href="/" ><img id="mali_logo" class="mali_logo" src="/templates/site/images/svgs/JL_logo_black.svg" alt="Jutarnji list"></a> </div> <div class="collapse navbar-collapse" id="navbarSupportedContent"> <div class=" mali_logo_menu"> <a href="/" ><img id="mali_logo" class="mali_logo" src="/templates/site/images/svgs/JL_logo_black.svg" alt="Jutarnji list"></a> </div> <ul class="navbar-nav mr-auto __autoklub skip_first_level"><li class="nav__item item-922 nav__item--alias-naslovnica-ak"><a href="https://www.jutarnji.hr/autoklub/" class="nav__link podrubrika_menu rubrika_mag nav-link">Naslovnica</a></li><li class="nav__item item-330 nav__item--alias-video"><a href="/autoklub/video" class="nav__link podrubrika_menu rubrika_mag nav-link">Video</a></li><li class="nav__item item-331 nav__item--alias-aktualno"><a href="/autoklub/aktualno" class="nav__link podrubrika_menu rubrika_mag nav-link">Aktualno</a></li><li class="nav__item item-333 nav__item--alias-testovi"><a href="/autoklub/testovi" class="nav__link podrubrika_menu rubrika_mag nav-link">Testovi</a></li><li class="nav__item item-332 nav__item--alias-rabljeni"><a href="/autoklub/rabljeni" class="nav__link podrubrika_menu rubrika_mag nav-link">Rabljeni</a></li><li class="nav__item item-420 nav__item--alias-servis"><a href="/autoklub/servis" class="nav__link podrubrika_menu rubrika_mag nav-link">Servis</a></li><li class="nav__item item-421 nav__item--alias-garaza"><a href="/autoklub/garaza" class="nav__link podrubrika_menu rubrika_mag nav-link">Garaža</a></li><li class="nav__item item-422 nav__item--alias-vremeplov"><a href="/autoklub/vremeplov" class="nav__link podrubrika_menu rubrika_mag nav-link">Vremeplov</a></li><li class="nav__item item-424 nav__item--alias-putopis"><a href="/autoklub/putopis" class="nav__link podrubrika_menu rubrika_mag nav-link">Putopis</a></li><li class="nav__item item-4140 nav__item--alias-croauto current active"><a href="/autoklub/croauto" class="nav__link podrubrika_menu rubrika_mag nav-link">Croauto 2024</a></li></ul> <div class="navbar__mobile-footer">Copyright © Auto Klub 2024.</div> </div> <div class="main-nav"> <div class="no-collapse" id="navbar-head"> <ul class="navbar-nav mr-auto __autoklub skip_first_level"><li class="nav__item item-922 nav__item--alias-naslovnica-ak"><a href="https://www.jutarnji.hr/autoklub/" class="nav__link podrubrika_menu rubrika_mag nav-link">Naslovnica</a></li><li class="nav__item item-330 nav__item--alias-video"><a href="/autoklub/video" class="nav__link podrubrika_menu rubrika_mag nav-link">Video</a></li><li class="nav__item item-331 nav__item--alias-aktualno"><a href="/autoklub/aktualno" class="nav__link podrubrika_menu rubrika_mag nav-link">Aktualno</a></li><li class="nav__item item-333 nav__item--alias-testovi"><a href="/autoklub/testovi" class="nav__link podrubrika_menu rubrika_mag nav-link">Testovi</a></li><li class="nav__item item-332 nav__item--alias-rabljeni"><a href="/autoklub/rabljeni" class="nav__link podrubrika_menu rubrika_mag nav-link">Rabljeni</a></li><li class="nav__item item-420 nav__item--alias-servis"><a href="/autoklub/servis" class="nav__link podrubrika_menu rubrika_mag nav-link">Servis</a></li><li class="nav__item item-421 nav__item--alias-garaza"><a href="/autoklub/garaza" class="nav__link podrubrika_menu rubrika_mag nav-link">Garaža</a></li><li class="nav__item item-422 nav__item--alias-vremeplov"><a href="/autoklub/vremeplov" class="nav__link podrubrika_menu rubrika_mag nav-link">Vremeplov</a></li><li class="nav__item item-424 nav__item--alias-putopis"><a href="/autoklub/putopis" class="nav__link podrubrika_menu rubrika_mag nav-link">Putopis</a></li><li class="nav__item item-4140 nav__item--alias-croauto current active"><a href="/autoklub/croauto" class="nav__link podrubrika_menu rubrika_mag nav-link">Croauto 2024</a></li></ul> </div> <div class="ikone_top_container"> <div class="ikone_top"> <!-- <a href="/" > <div class="prijava ikona"> <span class="tekst_prijava">Prijavi se</span> <img class="prijava" src="/templates/site/images/svgs/Prijava_white.svg" alt="Dobra Hrana"> </div> </a> <a href="/" > <div class="newsletter ikona"> <span class="tekst_prijava">Newsletter</span> <img class="newsletter" src="/templates/site/images/svgs/Newsletter_white.svg" alt="Dobra Hrana"> </div> </a> --> <div class="SearchBar"> <a href="#" class="serpLink js-toggleSearch search-toggler" title="Traži"><i class="fas fa-search"></i></a> </div> <div class="piano-user-login2" id="piano-user-login2"> <img class="piano-user-icon" src="/templates/site/images/svgs/logged_out.svg" alt="login" /> </div> <div class="dropdown piano-user-logout" style="display:none;"> <img id="piano-user-menu" data-toggle="dropdown" aria-expanded="false" class="piano-user-icon-red" src="/templates/site/images/svgs/logged_in.svg" alt="login" /> <div class="dropdown-menu dropdown-menu-right" aria-labelledby="piano-user-menu"> <a class="dropdown-item" href="/korisnici"> <button type="button" class="btn">Moj profil</button> </a> <a class="dropdown-item" href="#" onclick="userLogout();return false;"> <button type="button" class="btn">Odjava</button> </a> </div> </div> </div> </div> <div class="searchBox"> <form method="GET" action="/pretraga" id="mainMenuSearch"> <input class="searchInput" name="q" type="text" placeholder="Pretražite jutarnji.hr ovdje"/> <input name="time_range" type="hidden" value="2024"/> <button class="searchButton" type="submit"> Traži <!--<<i class="fas fa-search"></i> img src="/templates/site/images/svgs/search-filled.svg" alt="search" />--> </button> </form> </div> </div> </nav> <div class="header_logo header_logo_mobile"><a href="/autoklub" ><img id="autoklub_header_logo" class="autoklub_header_logo" src="/templates/site/images/svgs/__autoklub.svg" alt="Auto klub"></a></div> <script> jQuery( document ).ready(function( $ ) { $(window).scroll(function() { var scroll = $(window).scrollTop(); if (scroll >= 60) { $(".mali_logo_container").addClass("mali_logo_enlarge"); } else { $(".mali_logo_container").removeClass("mali_logo_enlarge"); } }); }); </script> </header> <!-- <div id="piano_wrapper_top"> <div id="piano_inline_top"></div> </div> --> <div class="container--break-menu"> <script id="module_384"> jQuery (function () { jQuery.get ('https://static.jutarnji.hr/modules_cache/module_384.json') .done (function (data) { jQuery('script#module_384').after(data); }) .fail (function(){ }); }); </script></div> <div class="position_wall_left_right"> <div class="position_wall_left"> </div> <div class="position_wall_right"> </div> </div> <script>sampleAds = false;</script> <span id="startOfPageId15520356"></span><main id="ocmContainer" class="itemView itemView--classic itemView--classic itemView--art-class-100 item--sticky auto-klub item--no-ads item--id-15520356"><div class="container container--break container--outter break_01_cont"> <div class="row row--grid"> <div class="col-12"> <div class="position_break_01_top" ></div> <div class="position_break_01_bottom" ></div> </div> </div> </div> <div class="container container--break container--outter item_break_01_cont"> <div class="row row--grid"> <div class="col-12"> <div class="position_item_break_01_top" ></div> <div class="position_item_break_01_bottom" ></div> </div> </div> </div> <div class="container container--break container--outter item_header_logo_cont"> <div class="row row--grid"> <div class="col-12"> <div class="position_item_header_logo_top" ></div> <div class="position_item_header_logo_bottom" ></div> </div> </div> </div> <div class="container container--inner container--selink"><a href="/" class="btn btn-warning d-none btn--selink" data-href="https://www.jutarnji.hr/autoklub/croauto/prijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356" target="_blank" title="Otvori članak u StoryEditor-u">StoryEditor External</a><a href="/" class="btn btn-warning d-none btn--selink-2" data-href="https://www.jutarnji.hr/autoklub/croauto/prijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356" target="_blank" title="Otvori članak u StoryEditor-u">StoryEditor Internal</a></div> <div class="container container--inner"> <div class="row row--grid"> <div class="col-12 item__wrap item__wrap-title"> <div class="item__supertitle">DIGITALNI PROCES</div><h1 class="item__title">Prijavu i procjenu štete odradimo za osam minuta, bez papira i izlaska iz auta</h1> <div class="item__subtitle">Croatia osiguranje je primjenom digitalnih automatiziranih i rješenja temeljenih na umjetnoj inteligenciji ubrzala prijavu zahtjeva, procjenu visine štete i isplatu</div><div class="item__author-date"><div class="item__author"><div class="item__author-label">Piše: </div><span class="item__author-name">Sponozorirani sadržaj/Hrvoje Tomić</span></div><div class="item__date"><span class="label item__author__date-label">Objavljeno: </span><span class="item__author__date">08. studeni 2024. 10:31</span></div></div> <div class="item_social_share"> <a target="_blank" href="https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.jutarnji.hr%2Fautoklub%2Fcroauto%2Fprijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356" onclick="window.open(this.href, 'tweetWin', 'left=50,top=50,width=600,height=450,toolbar=0'); return false;" class="item_social__logo item_social__logo--fb"></a> <a target="_blank" href="https://twitter.com/intent/tweet?text=Prijavu%20i%20procjenu%20%C5%A1tete%20odradimo%20za%20osam%20minuta%2C%20bez%20papira%20i%20izlaska%20iz%20auta&amp;url=https%3A%2F%2Fwww.jutarnji.hr%2Fautoklub%2Fcroauto%2Fprijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356" onclick="window.open(this.href, 'tweetWin', 'left=50,top=50,width=600,height=450,toolbar=0'); return false;" class="item_social__logo item_social__logo--tv"></a> <a target="_blank" href="/cdn-cgi/l/email-protection#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" class="item_social__logo item_social__logo--em"></a> </div> </div> </div> <div class="row row--grid"> <div class="col-xl-9 col-lg-6 col-12"> <div class="row"> <div class="col-12 item__wrap item__wrap-image"> <div class="item__image-block"> <div class="item__image" data-picMatrix="99"> <a class="open-gallery open-gallery--photoswipe" title="Galerija"> <figure class="card__figure card__figure--picmx-99"> <picture class="card__picture"> <source media="(min-width: 768px)" srcset="https://static.jutarnji.hr/images/slike/2024/11/07/f_35670928_1280.jpg?2024-11-12-11-19-31" /> <source media="(min-width: 480px)" srcset="https://static.jutarnji.hr/images/slike/2024/11/07/f_35670928_1024.jpg?2024-11-12-11-19-31" /> <source media="(min-width: 1px)" srcset="https://static.jutarnji.hr/images/slike/2024/11/07/o_35670928_480.jpg?2024-11-12-11-19-31" /> <img class="card__image" data-vox="https://static.jutarnji.hr/images/slike/2024/11/07/k_35670928_640.jpg" src="https://static.jutarnji.hr/images/slike/2024/11/07/k_35670928_640.jpg" alt="Luka Ortolan, direktor Službe za obradu šteta motornih vozila u Croatia osiguranju" onerror="imageFallBack(jQuery(this), 'site')" /> </picture> <div class="card__figure-icons"><div class="card__figure-icon card__figure--images"><img class="card__figure--images-img" src="/templates/site/images/svgs/JL_Photo_icon.svg" /></div></div> </figure> </a> </div> <div class="item__image-desc"> <span class="item__image-desc-desc"><p>Luka Ortolan, direktor Službe za obradu šteta motornih vozila u Croatia osiguranju</p></span><span class="item__image-desc-credit"><div class="icon_camera"></div>&nbsp;Croatia osiguranje</span> </div> </div> </div> <div class="col-xl-3 col-12 item__wrap item__wrap-social"> <div class="item__social-jl item__social-jl--top row--sticky"> <a target="_blank" class="item__social-jl-link" href="https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.jutarnji.hr%2Fautoklub%2Fcroauto%2Fprijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356" onclick="window.open(this.href, 'tweetWin', 'left=50,top=50,width=600,height=450,toolbar=0'); return false;" > <img class="item__social-jl--img item__social-jl--facebook" src="/templates/site/images/svgs/jl_social_facebook_logo.svg" alt="Facebook"> </a> <a target="_blank" class="item__social-jl-link" href="https://twitter.com/intent/tweet?text=Prijavu%20i%20procjenu%20%C5%A1tete%20odradimo%20za%20osam%20minuta%2C%20bez%20papira%20i%20izlaska%20iz%20auta&amp;url=https%3A%2F%2Fwww.jutarnji.hr%2Fautoklub%2Fcroauto%2Fprijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356" onclick="window.open(this.href, 'tweetWin', 'left=50,top=50,width=600,height=450,toolbar=0'); return false;"> <img class="item__social-jl--img item__social-jl--twitter" src="/templates/site/images/svgs/jl_social_x_logo.svg" alt="Twitter"> </a> <a target="_blank" class="item__social-jl-link" href="/" onclick="FB.ui({ method: 'send', link: 'https://www.jutarnji.hr/autoklub/croauto/prijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356', }, function (response) {}); return false;"> <img class="item__social-jl--img item__social-jl--messenger-desk" src="/templates/site/images/svgs/jl_social_messenger_logo.svg" alt="Messenger"> </a> <a target="_blank" class="item__social-jl-link" href="fb-messenger://share/?appId=156538244364753&amp;link=https://www.jutarnji.hr/autoklub/croauto/prijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356" onclick="window.open(this.href, 'tweetWin', 'left=50,top=50,width=600,height=450,toolbar=0'); return false;"> <img class="item__social-jl--img item__social-jl--messenger-mob" src="/templates/site/images/svgs/jl_social_messenger_logo.svg" alt="Messenger"> </a> <a target="_blank" class="item__social-jl-link" href="/cdn-cgi/l/email-protection#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"> <img class="item__social-jl--img item__social-jl--mail" src="/templates/site/images/svgs/jl_social_mail_logo.svg" alt="E-mail"> </a> <a target="_blank" class="item__social-jl-link" href="viber://forward?text=https%3A%2F%2Fwww.jutarnji.hr%2Fautoklub%2Fcroauto%2Fprijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356"> <img class="item__social-jl--img item__social-jl--viber" src="/templates/site/images/svgs/jl_social_viber_logo.svg" alt="Viber"> </a> <a target="_blank" class="item__social-jl-link" href="whatsapp://send?text=https%3A%2F%2Fwww.jutarnji.hr%2Fautoklub%2Fcroauto%2Fprijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356" data-action="share/whatsapp/share"> <img class="item__social-jl--img item__social-jl--whatsapp" src="/templates/site/images/svgs/jl_social_whatsapp_logo.svg" alt="WhatsApp"> </a> </div> <script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script><script> var jl_social_icons = document.getElementsByClassName("item__social-jl--img"); for (var i = 0; i < jl_social_icons.length; i++) { jl_social_icons[i].addEventListener('mouseover', jl_social_hover); jl_social_icons[i].addEventListener('mouseout', jl_social_unhover); } function jl_social_hover(el) { el.target.setAttribute('src', el.target.getAttribute('src').replace('logo.svg', 'logo_hover.svg')); } function jl_social_unhover(el) { el.target.setAttribute('src', el.target.getAttribute('src').replace('logo_hover.svg', 'logo.svg')); } </script> </div> <div class="col-xl-9 col-12 item__wrap item__wrap-body"> <style> .excerpt-cropped { max-height: 265px; overflow-y: hidden; } .piano-container { position: relative; } .piano-container--show::before { content: ""; position: absolute; bottom: 100%; left: 0; right: 0; width: 100%; height: 100px; background-image: linear-gradient(to top, rgba(255, 255, 255, 1) 0%, rgba(255, 255, 255, 1) 30%, rgba(255, 255, 255, 0) 100%); } </style> <div class="item__body"> <div class="itemFullText"><div class="excerpt"><p>Krajem prošle godine <strong>Croatia osiguranje</strong> prvo je u ovom dijelu Europe predstavilo procjenu štete uz pomoć umjetne inteligencije (AI), što nije samo bitno ubrzalo proces procjene, nego i znatno smanjilo mogućnosti pogreške ili prijevare. O prednostima, ali i prihvaćenosti novih tehnologija među vozačima razgovarali smo s <strong>Lukom Ortolanom</strong>, direktorom Službe za obradu šteta motornih vozila u Croatia osiguranju.</p> <p><strong>Gospodine Ortolan, koje ste tehnologije i procese uveli da ubrzate procjenu i obradu šteta?</strong></p> <p>- Četiri su ključna procesna koraka, a to su prijava zahtjeva, procjena visine štete i validacija, te isplata. Croatia osiguranje je primjenom digitalnih automatiziranih i rješenja temeljenih na umjetnoj inteligenciji ubrzala sva četiri navedena koraka.</p> <p>Digitalizaciju procesa započeli smo još prije desetak godina digitalnom pohranom i klasifikacijom dokumentacije potrebne za obradu zahtjeva, a zatim smo uveli tzv. dashboard za naše djelatnike, koji je ovisno o stupnju kompletiranosti zahtjeva predlagao sljedeće postupke koje djelatnik može poduzeti.</p> <p>Time smo na namanju moguću mjeru sveli prazan hod. Idući korak bila je primjena automatskih procedura za postupke poput, primjerice, automatske validacije zahtjeva u odnosu na definirani set kriterija i same isplate odštete. Zatim je na red došla prijava šteta putem weba, koja je omogućila klijentima da bilo kada i bilo gdje pokrenu zahtjev za isplatu štete.</p> <p>Konačno, krajem prošle godine uveli smo i procjenu štete temeljenu na strojnom učenju, kao jednom od ključnih aspekata onog što danas zovemo umjetna inteligencija.</p> <div class="se-embed se-embed--photo"> <figure class="se__figure"> <a class="se__anchor image-popup-vertical-fit" href="https://static.jutarnji.hr/images/slike/2024/11/07/35670911.jpg" title=""> <img class="se__img lazyload" src="/templates/site/images/jpgs/ph_h_no-image_220.jpg?v2" data-src="https://static.jutarnji.hr/images/slike/2024/11/07/35670911.jpg?1731410371" alt="image"> </a> <div class="se__meta"> <div class="se__caption"><p>Al procjena štete</p></div> <div class="se__source"> <div class="icon_camera"></div> <span class="se__credit">Croatia osiguranje</span> </div> </div> </figure > </div> <p><strong>Što to sve podrazumijeva i koliko automatizacija pomaže u obradi šteta? Koliko je preciznija i brža?</strong></p> <p>- Automatizacija smanjuje troškove poslovanja i stvara nove prilike prikupljaljući podatke na temelju kojih možemo bolje razumjeti potrebe i očekivanja naših klijenata, a posebno je važna u trenu nastanka štete, kojeg u industriji nazivamo i trenutkom istine.</p> <p>Štetni događaj je uvijek stresan za klijenta, koji očekuje od osiguratelja da reagira brzo i bude podrška u rješavanju nastalog problema. Automatizacija osigurava jednostavniju i protočniju komunikaciju klijenta i osiguratelja. Konkretno, dođe li klijent Croatia osiguranja osobno na prijavu i procjenu kasko-štete, a spreman je proći kroz digitalni proces, sve može odraditi u roku od šest do osam minuta, a da pritom uopće ne izađe iz automobila niti ispunjava papire.</p> <p>Neusporedivo je to brže nego kod ‘’tradicionalne’’ prijave, koja s popunjavanjem obrazaca i fizičkom procjenom procjenitelja traje 35 do 45 minuta. Pritom je preciznost u automatiziranoj obradi zahtjeva maksimalna, pa po dovršenoj prijavi i procjeni te automatskoj validaciji nema zapreke i za automatsku isplatu štete, nerijetko već u roku 24 sata od trenutka prijave štete.</p> <p><strong>Prije godinu dana predstavili ste AI platformu za procjenu šteta. Kakvi su rezultati, koje su njezine prednosti i jeste li ostvarili i planirate li još neka unaprjeđenja ili inovacije na AI osnovi?</strong></p> <p>- Reakcije su isključivo pozitivne, klijenti su najviše iznenađeni brzinom procjene, jer svoja očekivanja baziraju na temelju ranijih iskustava. Brzina jest najznačajnija, ali svakako nije jedina prednost ovakvog rješenja. Treba istaknuti i transparentnost procesa, ali i objektivnost same procjene.</p> <p>Ako deset procjenitelja procjenjuje isto oštećeno vozilo, neće nužno svih deset na istovjetan način interpretirati ono što vide kao oštećenje. U tom smislu platformu vidimo samo kao početak primjene rješenja temeljenih na umjetnoj inteligenciji u procesu obrade zahtjeva.</p> <div class="se-embed se-embed--photo"> <figure class="se__figure"> <a class="se__anchor image-popup-vertical-fit" href="https://static.jutarnji.hr/images/slike/2024/11/07/35670918.jpg" title=""> <img class="se__img lazyload" src="/templates/site/images/jpgs/ph_h_no-image_220.jpg?v2" data-src="https://static.jutarnji.hr/images/slike/2024/11/07/35670918.jpg?1731410371" alt="image"> </a> <div class="se__meta"> <div class="se__caption"><p>AI procjena štete kamere</p></div> <div class="se__source"> <div class="icon_camera"></div> <span class="se__credit">Croatia osiguranje</span> </div> </div> </figure > </div> <p><strong>Značajno ste unaprijedili prijavu šteta putem weba. Kakvu korist klijenti ima od tih unaprjeđenja i kakve trendove bilježite?</strong></p> <p>- Najveća prednost prijave putem weba činjenica je da klijent štetu može prijaviti u bilo kojem trenutku i s bilo kojeg mjesta, a pritom popunjava samo najosnovnije podatke poput broja police, datuma, lokacije i opisa nastanka štete.</p> <p>Obavijest o šteti klijentu pristiže trenutno na njegovu e-mail adresu i, ako je klijent korisnik, svi podaci o zahtjevu dostupni su u mobilnoj aplikaciji ‘’Moja Croatia’’, u kojoj klijent u realnom vremenu može pratiti tijek i status rješavanja zahtjeva. Krajem prošle godine udio šteta prijavljenih putem weba iznosio je 30 posto, a trenutni udio dosegao je razinu od 56 posto.</p> <p>Potičemo klijente da koriste digitalne kanale, ali ni u kojem slučaju ne ograničavamo ili uvjetujemo klijenta. Najbolji primjer koji na to jasno ukazuje jest da smo klijentima, kojima još nije poznato da štetu mogu prijaviti online ili imaju određene rezerve i zbog toga pristignu fizički u naše poslovnice, omogućili da jednostavnim skeniranjem QR koda mobitelom u samoj poslovnici, umjesto da čekaju u redu, prođu kroz web obrazac prijave.</p> <p>I tu zapravo bilježimo rezultat da 36 posto svih klijenata koji su osobno došli u našu poslovnicu štetu svejedno na kraju prijave putem weba.</p> <div class="se-embed se-embed--photo"> <figure class="se__figure"> <a class="se__anchor image-popup-vertical-fit" href="https://static.jutarnji.hr/images/slike/2024/11/07/35670909.jpg" title=""> <img class="se__img lazyload" src="/templates/site/images/jpgs/ph_h_no-image_220.jpg?v2" data-src="https://static.jutarnji.hr/images/slike/2024/11/07/35670909.jpg?1731410371" alt="image"> </a> <div class="se__meta"> <div class="se__caption"><p>Tim Sektora za upravljanje naknadama šteta</p></div> <div class="se__source"> <div class="icon_camera"></div> <span class="se__credit">Croatia osiguranje</span> </div> </div> </figure > </div> <p><strong>Mogu li tehnologije pomoći i u slučajevima kada postoje sumnje u prijevare prilikom prijava šteta?</strong></p> <p>- Prijevare u osiguranju globalna su pojava prisutna u svim segmentima poslovanja osiguravatelja, od preuzimanja rizika i ugovaranja premije do isplate štete. Stoga aktivno koristimo tehnologije koje za cilj imaju otkrivanje i sprJečavanje mogućih prijevara u budućnosti.</p> <p>Na svjetskom tržištu postoji velik broj softverskih rješenja koja osim standardnog seta ključnih, gotovo univerzalnih prijevarnih indikatora uvode i indikatore specifične za pojedino tržište. Croatia osiguranje ima dugogodišnje iskustvo u upravljanju prijevarama, te smo naučili da je detekcija najučinkovitija kroz zajedničko djelovanje našeg internog tima za otkrivanje prijevara i sustava automatske detekcije.</p> <p> </p> <p><em><strong>UKRATKO</strong></em></p> <p> </p> <p>- Krajem 2023. udio šteta prijavljenih Croatia osiguranju putem weba iznosio je 30 posto, a trenutni udio dosegao je čak 56 posto</p> <p>- Automatizacija obrade šteta smanjuje troškove poslovanja, a na temelju prikupljenih podataka možemo bolje razumjeti potrebe i očekivanja naših klijenata, kaže Ortolan</p> <p>- Preciznost u automatiziranoj obradi zahtjeva je maksimalna, što ubrzava i samu isplatu do koje nerijetko dolazi već u roku 24 sata od trenutka prijave štete</p> <p> </p> <p>Sponzorirani sadržaj nastao u suradnji s <strong>Croatia osiguranjem</strong>.</p></div><div class="piano-container"></div></div><div class="position_item_linkbox_top" ></div> <div class="position_item_linkbox_bottom" ></div> <div class="position_item_textend_top" ></div> <div class="position_item_textend_bottom" ></div> <div class="row"><div class="item__related item__related--ak"><div class="container container--inner relatedarticles_cont"><div class="item__related-title">Vezane vijesti</div><div class="row"><div class="col-12 sn-nadnaslov sn-naslov-srednji sn-podnaslov col--content card--s card-s1"><article class="card__article well card__well card--pix-26 card--mod-rel " data-upscore-object-id="15519882"> <a class="card__article-link" href="/autoklub/servis/zimske-ili-cjelogodisnje-gume-postavite-si-ova-cetiri-pitanja-i-saznat-cete-koje-su-optimalnije-za-vase-potrebe-15519882?cx_linkref=jl_ia_vezane" title="Zimske ili cjelogodi&scaron;nje gume? Postavite si ova četiri pitanja i saznat ćete koje su optimalnije za va&scaron;e potrebe" data-upscore-url> <figure class="card__figure"> <picture class="card__picture"> <source media="(min-width: 1024px)" srcset="/templates/site/images/jpgs/ph_m_no-image_340.jpg?v2" data-srcset="https://static.jutarnji.hr/images/slike/2024/11/07/m_31302659_340.jpg?2024-11-07-08-00-00"/> <source media="(min-width: 480px)" srcset="/templates/site/images/jpgs/ph_m_no-image_640.jpg?v2" data-srcset="https://static.jutarnji.hr/images/slike/2024/11/07/m_31302659_640.jpg?2024-11-07-08-00-00"/> <source media="(min-width: 340px)" srcset="/templates/site/images/jpgs/ph_m_no-image_480.jpg?v2" data-srcset="https://static.jutarnji.hr/images/slike/2024/11/07/m_31302659_480.jpg?2024-11-07-08-00-00"/> <source media="(min-width: 1px)" srcset="/templates/site/images/jpgs/ph_m_no-image_340.jpg?v2" data-srcset="https://static.jutarnji.hr/images/slike/2024/11/07/m_31302659_340.jpg?2024-11-07-08-00-00"/> <img class="card__image lazyload" data-vox="https://static.jutarnji.hr/images/slike/2024/11/07/k_31302659_640.jpg" src="https://static.jutarnji.hr/images/slike/2024/11/07/k_31302659_640.jpg" alt="Gume, vožnja, ilustracija" onerror="imageFallBack(jQuery(this), 'site')" /> </picture> <div class="card__figure-icons"></div></figure> </a> <h3 class="card__info no_ellipsis"> <a class="card__article-link" href="/autoklub/servis/zimske-ili-cjelogodisnje-gume-postavite-si-ova-cetiri-pitanja-i-saznat-cete-koje-su-optimalnije-za-vase-potrebe-15519882?cx_linkref=jl_ia_vezane" title="Zimske ili cjelogodi&scaron;nje gume? Postavite si ova četiri pitanja i saznat ćete koje su optimalnije za va&scaron;e potrebe" data-upscore-url> <span class="card__egida">stiže zima</span> <span class="card__title "> Zimske ili cjelogodišnje gume? Postavite si ova četiri pitanja i saznat ćete koje su optimalnije za vaše potrebe</span> </a> </h3> </article></div><div class="col-12 sn-nadnaslov sn-naslov-srednji sn-podnaslov col--content card--s card-s2"><article class="card__article well card__well card--pix-26 card--mod-rel " data-upscore-object-id="15519881"> <h3 class="card__info no_ellipsis"> <a class="card__article-link" href="/autoklub/aktualno/kompaktni-novitet-mg3-hybrid-nominiran-za-nagradu-autobest-car-of-the-year-2025-15519881?cx_linkref=jl_ia_vezane" title="Kompaktni novitet MG3 Hybrid+ nominiran za nagradu Autobest Car of the Year 2025." data-upscore-url> <span class="card__egida">aktualno</span> <span class="card__title "> Kompaktni novitet MG3 Hybrid+ nominiran za nagradu Autobest Car of the Year 2025.</span> </a> </h3> </article></div></div></div></div></div><script> if (document.querySelectorAll(".item__related--gloria2").length > 0 ) { try { var elRelated = document.querySelectorAll(".item__related--gloria2")[0]; var nParagraphPos = Math.round((document.querySelectorAll(':scope .itemFullText > p').length) / 2); var elNewPosRelated = document.querySelector(':scope .itemFullText > p:nth-of-type(' + nParagraphPos + ')'); elNewPosRelated.appendChild(elRelated); } catch (ex) { console.log(ex); } } if (document.querySelectorAll(".item__related-se--zivim2").length > 0 ) { try { var elRelated = document.querySelectorAll(".item__related-se--zivim2")[0]; var nParagraphPos = Math.round((document.querySelectorAll(':scope .itemFullText > p').length) / 2); var elNewPosRelated = document.querySelector(':scope .itemFullText > p:nth-of-type(' + nParagraphPos + ')'); elNewPosRelated.after(elRelated); } catch (ex) { console.log(ex); } } </script> <div class="esp-newsl"></div><div class="item__social-jl item__social-jl--bottom"> <a target="_blank" class="item__social-jl-link" href="https://www.facebook.com/sharer.php?u=https%3A%2F%2Fwww.jutarnji.hr%2Fautoklub%2Fcroauto%2Fprijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356" onclick="window.open(this.href, 'tweetWin', 'left=50,top=50,width=600,height=450,toolbar=0'); return false;" > <img class="item__social-jl--img item__social-jl--facebook" src="/templates/site/images/svgs/jl_social_facebook_logo.svg" alt="Facebook"> </a> <a target="_blank" class="item__social-jl-link" href="https://twitter.com/intent/tweet?text=Prijavu%20i%20procjenu%20%C5%A1tete%20odradimo%20za%20osam%20minuta%2C%20bez%20papira%20i%20izlaska%20iz%20auta&amp;url=https%3A%2F%2Fwww.jutarnji.hr%2Fautoklub%2Fcroauto%2Fprijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356" onclick="window.open(this.href, 'tweetWin', 'left=50,top=50,width=600,height=450,toolbar=0'); return false;"> <img class="item__social-jl--img item__social-jl--twitter" src="/templates/site/images/svgs/jl_social_x_logo.svg" alt="Twitter"> </a> <a target="_blank" class="item__social-jl-link" href="/" onclick="FB.ui({ method: 'send', link: 'https://www.jutarnji.hr/autoklub/croauto/prijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356', }, function (response) {}); return false;"> <img class="item__social-jl--img item__social-jl--messenger-desk" src="/templates/site/images/svgs/jl_social_messenger_logo.svg" alt="Messenger"> </a> <a target="_blank" class="item__social-jl-link" href="fb-messenger://share/?appId=156538244364753&amp;link=https://www.jutarnji.hr/autoklub/croauto/prijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356" onclick="window.open(this.href, 'tweetWin', 'left=50,top=50,width=600,height=450,toolbar=0'); return false;"> <img class="item__social-jl--img item__social-jl--messenger-mob" src="/templates/site/images/svgs/jl_social_messenger_logo.svg" alt="Messenger"> </a> <a target="_blank" class="item__social-jl-link" href="/cdn-cgi/l/email-protection#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"> <img class="item__social-jl--img item__social-jl--mail" src="/templates/site/images/svgs/jl_social_mail_logo.svg" alt="E-mail"> </a> <a target="_blank" class="item__social-jl-link" href="viber://forward?text=https%3A%2F%2Fwww.jutarnji.hr%2Fautoklub%2Fcroauto%2Fprijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356"> <img class="item__social-jl--img item__social-jl--viber" src="/templates/site/images/svgs/jl_social_viber_logo.svg" alt="Viber"> </a> <a target="_blank" class="item__social-jl-link" href="whatsapp://send?text=https%3A%2F%2Fwww.jutarnji.hr%2Fautoklub%2Fcroauto%2Fprijavu-i-procjenu-stete-odradimo-za-osam-minuta-bez-papira-i-izlaska-iz-auta-15520356" data-action="share/whatsapp/share"> <img class="item__social-jl--img item__social-jl--whatsapp" src="/templates/site/images/svgs/jl_social_whatsapp_logo.svg" alt="WhatsApp"> </a> </div> <script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script><script> var jl_social_icons = document.getElementsByClassName("item__social-jl--img"); for (var i = 0; i < jl_social_icons.length; i++) { jl_social_icons[i].addEventListener('mouseover', jl_social_hover); jl_social_icons[i].addEventListener('mouseout', jl_social_unhover); } function jl_social_hover(el) { el.target.setAttribute('src', el.target.getAttribute('src').replace('logo.svg', 'logo_hover.svg')); } function jl_social_unhover(el) { el.target.setAttribute('src', el.target.getAttribute('src').replace('logo_hover.svg', 'logo.svg')); } </script> <div class="item__tags"> <a href="/tag/Croatia_osiguranje" class="item__tag" title="CROATIA OSIGURANJE"> <span class="item__tags-sep"></span><span class="itemTagName"> #Croatia osiguranje </span> </a> </div> <!-- FIKSNI BANNER DEKSTOP I MOBILE (SAMO PROMIJENI LINK I IMAGE) <div class="row"> <div class="col-12 mt-4 d-none d-sm-block"> <a href="https://www.jutarnji.hr/vijesti/hrvatska/pomognimo-petrinji-crveni-kriz-objavio-informacije-za-pomoc-osobama-pogodenim-potresom-15039653" target="_blank"> <img src="/templates/site/images/pngs/Petrinja1245x250.png?1609328472" width="100%" class="img-fluid" /> </a> </div> </div> <div class="row"> <div class="col-12 mt-4 d-xs-block d-sm-none"> <a href="https://www.jutarnji.hr/vijesti/hrvatska/pomognimo-petrinji-crveni-kriz-objavio-informacije-za-pomoc-osobama-pogodenim-potresom-15039653" target="_blank"> <img src="/templates/site/images/pngs/Petrinja_300x250.png?1609334422" width="100%" class="img-fluid" /> </a> </div> </div> --> <a href="/cdn-cgi/l/email-protection#5339262732213d393a3b21133b323d29323e36373a327d3b21"> <div class="dopuniti_temu">Želite li dopuniti temu ili prijaviti pogrešku u tekstu?</div> </a> <div class="position_item_center_06_top" ></div> <div class="position_item_center_06_bottom" ></div> </div> </div> </div> </div> <div class="col-xl-3 col-lg-3 col-12 col--item-side"> <div class="row row--sticky "> <div class="col-12"> <div class="position_item_right_01_top" ></div> <div class="position_item_right_01_bottom" ></div> </div> </div> </div> </div> </div> <div class="container container--inner" id="lwdgt-u4g57f"></div> <div class="container container--inner"> <!-- Cxense Module: autoklub Bottom Article --> <div id="cx_e86bed45604add7b32c2d618ca534d8ca44c107e"></div> <script data-cfasync="false" src="/cdn-cgi/scripts/5c5dd728/cloudflare-static/email-decode.min.js"></script><script> if (typeof recommendedUpsoreOrCxPiano === 'undefined') { var recommendedUpsoreOrCxPiano = Math.floor((Math.random() * 100) + 1); } if (typeof recommendedUpsoreOrCxPianoLimit === 'undefined') { var recommendedUpsoreOrCxPianoLimit = 0; } if (recommendedUpsoreOrCxPiano > recommendedUpsoreOrCxPianoLimit) { console.log("%c Script:: Piano CX Widget Added", "color: orange;"); var cX = window.cX || {options: {tcf20: true}}; cX.callQueue = cX.callQueue || []; cX.CCE = cX.CCE || {}; cX.CCE.callQueue = cX.CCE.callQueue || []; cX.CCE.callQueue.push(['run',{ widgetId: 'e86bed45604add7b32c2d618ca534d8ca44c107e', targetElementId: 'cx_e86bed45604add7b32c2d618ca534d8ca44c107e' }]); } </script> <!-- Cxense Module End --> </div> <div class="container container--inner container--upscore-recommended"> <script> if (typeof recommendedUpsoreOrCxPiano === 'undefined') { var recommendedUpsoreOrCxPiano = Math.floor((Math.random() * 100) + 1); } if (typeof recommendedUpsoreOrCxPianoLimit === 'undefined') { var recommendedUpsoreOrCxPianoLimit = 100; } if (recommendedUpsoreOrCxPiano <= recommendedUpsoreOrCxPianoLimit) { console.log('%c Script:: Upscore Recommended Added', 'color: orange;'); var upscoreRecommended = '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'; document.querySelector('.container--upscore-recommended').insertAdjacentHTML('beforeend',JSON.parse(atob(upscoreRecommended))); (function(u,p,s,r,c){if(!u[r]){u[r]=function(p){u[r].q.push(p)};u[r].q=[]; var a=p.createElement(s),m=p.getElementsByTagName(s)[0];a.async=1;a.src='https://cdn.thenewsbox.net/reco/'+c;m.parentNode.insertBefore(a,m)}}) (window, document, 'script','_uprec', 'Q7PGS7M5JS'); _uprec({ data: {object_id: '15520356'} }); } </script> </div> <div class="container container--inner"> <div class="lwdgt linker-6" data-wid="117"></div> </div> <div class="container container--inner"> <div class="lwdgt linker-3" data-wid="115"></div> </div> <script> (function() { var resizeTimeout; var windowWidth = window.innerWidth || document.documentElement.clientWidth || document.body.clientWidth; var linkerMobileWidget = document.getElementById('lwdgt-u4g57f'); if (linkerMobileWidget !== null) { if (windowWidth < 640) { linkerMobileWidget.insertAdjacentHTML('beforeend', '<div class="lwdgt" data-wid="321"></div>'); } else { linkerMobileWidget.classList.add('d-none'); } window.addEventListener('resize', function() { if (!resizeTimeout) { resizeTimeout = setTimeout(function() { resizeTimeout = null; windowWidth = window.innerWidth || document.documentElement.clientWidth || document.body.clientWidth; if (windowWidth < 640) { linkerMobileWidget.classList.remove('d-none'); } else { linkerMobileWidget.classList.add('d-none'); } }, 250); } }, false); } })(); </script> <script src="https://linker.hr/lw.js"></script> <div class="container container--inner"> <div class="lwdgt" data-wid="326"></div> </div> <script async src="https://linker.hr/widget/slider/splide.min.js"></script> <div class="container container--break container--outter item_break_02_cont"> <div class="row row--grid"> <div class="col-12"> <div class="position_item_break_02_top" ></div> <div class="position_item_break_02_bottom" ></div> </div> </div> </div> <!-- MonadPlug start --> <div class="container container--inner monadplug-ad-container"> <script>var mpn_wi={userId:12830,siteId:106205,widgetId:107564,widgetType:0};if(void 0===mpn_ref)var mpn_ref=[mpn_wi];else mpn_ref.push(mpn_wi);var mpn_sid=document.getElementById('monadplugscript');if(!mpn_sid){var mpn_dt=new Date,mpn_ns=document.createElement('script');mpn_ns.id='monadplugscript',mpn_ns.type='text/javascript',mpn_ns.defer=!0,mpn_ns.src='//cdn.monadplug.com/format/native/js/hood.js?v='+mpn_dt.getYear()+mpn_dt.getMonth()+mpn_dt.getUTCDate()+mpn_dt.getUTCHours();var pmn_os=document.getElementsByTagName('script')[0];pmn_os.parentNode.insertBefore(mpn_ns,pmn_os)}</script> <div id='12830-106205-107564'></div> </div> <!-- MonadPlug end --> </main> <script> var embedPhotos = document.querySelectorAll(':scope .se-embed--photo .se__anchor'); Array.from(embedPhotos).forEach(function (item, idx) { item.classList.add('open-gallery--photoswipe-embed'); }); </script> <script src="/templates/site/photoswipe/photoswipe.min.js" defer="defer"></script><script src="/templates/site/photoswipe/photoswipe-ui-default.min.js" defer="defer"></script> <script> document.addEventListener('DOMContentLoaded', function() { var pswpElement = document.querySelectorAll('.pswp')[0]; var items = [{src:'https://static.jutarnji.hr/images/slike/2024/11/07/o_35670928_1280.jpg',w: '1920',h: '1280',title:'Croatia osiguranje<br/><p>Luka Ortolan, direktor Službe za obradu šteta motornih vozila u Croatia osiguranju</p>'},{src:'https://static.jutarnji.hr/images/slike/2024/11/07/o_35670909_1280.jpg',w: '1920',h: '1245',title:'Croatia osiguranje<br/><p>Tim Sektora za upravljanje naknadama šteta</p>'},{src:'https://static.jutarnji.hr/images/slike/2024/11/07/o_35670911_1280.jpg',w: '1920',h: '1280',title:'Croatia osiguranje<br/><p>Al procjena štete</p>'},{src:'https://static.jutarnji.hr/images/slike/2024/11/07/o_35670918_1280.jpg',w: '1920',h: '1280',title:'Croatia osiguranje<br/><p>AI procjena štete kamere</p>'}]; var itemsOrder = ['https://static.jutarnji.hr/images/slike/2024/11/07/35670928.jpg','https://static.jutarnji.hr/images/slike/2024/11/07/35670909.jpg','https://static.jutarnji.hr/images/slike/2024/11/07/35670911.jpg','https://static.jutarnji.hr/images/slike/2024/11/07/35670918.jpg']; var elPhotoSwipeBtns = document.querySelectorAll('.open-gallery--photoswipe'); Array.from(elPhotoSwipeBtns).forEach(function (item, idx) { var options = { index: 0 }; item.addEventListener('click', function (e) { e.preventDefault(); var gallery = new PhotoSwipe( pswpElement, PhotoSwipeUI_Default, items, options); gallery.init(); }); }); var imagesInItem = document.querySelectorAll('.open-gallery--photoswipe-embed'); Array.from(imagesInItem).forEach(function (item, idx) { item.addEventListener('click', function (e) { e.preventDefault(); var imgIndex = 0; itemsOrder.forEach(function (itemOrder, idxOrder) { console.log(itemOrder); console.log(item.getAttribute('href')); if (item.getAttribute('href') == itemOrder) { imgIndex = idxOrder; } }); var options = { index: (imgIndex) }; var gallery = new PhotoSwipe( pswpElement, PhotoSwipeUI_Default, items, options); gallery.init(); }); }); }); </script> <div class="modal fade intextAdIgnore comments__modal" id="commentsModal" tabindex="-1" role="dialog" aria-labelledby="exampleModalLabel" aria-hidden="true"> <div class="modal-dialog modal-dialog-centered" role="document"> <div class="modal-content"> <div class="modal-header"> <h5 class="modal-title" id="exampleModalLabel">Za sudjelovanje u komentarima je potrebna prijava, odnosno registracija ako još nemaš korisnički profil....</h5> <button type="button" class="close" data-dismiss="modal" aria-label="Close"> <span aria-hidden="true">&times;</span> </button> </div> <!-- <div class="modal-body"> Za sudjelovanje u komentarima je potrebna prijava, odnosno registracija ako još nemaš korisnički profil.... </div>--> <div class="modal-footer"> <button type="button" class="btn btn-primary" href="javascript:void(0);" onclick="commentsHideModal();">Pridruži nam se</button> </div> </div> </div> </div><script> function commentsShowModal() { jQuery("#commentsModal").modal('show'); } function commentsHideModal() { jQuery("#commentsModal .close").click(); showPianoModal("pianoLogin"); } </script> <!-- Orion Web "OCM" | Learn more about us at http://www.orion-web.hr --> <footer id="t3-footer" class="wrap t3-footer"> <div class="col-12 back2top-div"> <div class="arrow_to_top"></div> <div class="impressum__back2top">Povratak na vrh</div> </div> <!--<div class="col-12 back2top-div"> <div class="arrow_to_top"></div> <div class="impressum__back2top">Povratak na vrh</div></div> --> <div class="col-12"> <a href="/"> <div class="footer_logo"></div> </a> </div> <div class="col-12 footer"> <div class="container container--inner container--impressum "> <div class="row"> <div class="col-12"> <div class="row desktop_menu"> <div class="col-lg-2 col-sm-6 col-12 menu-block-1"> <div class="kat1"><a class="footer_link" href="/vijesti">vijesti</a></div> <div class="kat2"><a class="footer_link" href="/vijesti/hrvatska">Hrvatska</a></div> <div class="kat2"><a class="footer_link" href="/vijesti/svijet">Svijet</a></div> <div class="kat2"><a class="footer_link" href="/vijesti/crna-kronika">Crna kronika</a></div> <div class="kat2"><a class="footer_link" href="/vijesti/zagreb">Zagreb</a></div> </div> <div class="col-lg-2 col-sm-6 col-12 menu-block-2"> <div class="kat1"><a class="footer_link" href="https://sportske.jutarnji.hr/sn/">sport</a></div> <div class="kat2"><a class="footer_link" href="https://sportske.jutarnji.hr/sn/nogomet/hnl">HNL</a></div> <div class="kat2"><a class="footer_link" href="https://sportske.jutarnji.hr/sn/nogomet">Nogomet</a></div> <div class="kat2"><a class="footer_link" href="https://sportske.jutarnji.hr/sn/kosarka">Košarka</a></div> <div class="kat2"><a class="footer_link" href="https://sportske.jutarnji.hr/sn//tenis">Tenis</a></div> <div class="kat2"><a class="footer_link" href="https://sportske.jutarnji.hr/sn/fight-site">Fight site</a></div> <div class="kat2"><a class="footer_link" href="https://sportske.jutarnji.hr/sn/sport-mix">Sport mix</a></div> </div> <div class="col-lg-2 col-sm-6 col-12 menu-block-3"> <div class="kat1"><a class="footer_link" href="/life">j2</a></div> <div class="kat2"><a class="footer_link" href="/life/tehnologija">Tehnologija</a></div> <div class="kat2"><a class="footer_link" href="/life/znanost">Znanost</a></div> <div class="kat2"><a class="footer_link" href="/life/zdravlje">Zdravlje</a></div> <div class="kat2"><a class="footer_link" href="/life/seks-i-veze">Seks i veze</a></div> <div class="kat2"><a class="footer_link" href="/life/putovanja">Putovanja</a></div> <div class="kat2"><a class="footer_link" href="/life/zivotne-price">Životne priče</a></div> <div class="kat2"><a class="footer_link" href="/life/gaming">Gaming</a></div> </div> <div class="col-lg-2 col-sm-6 col-12 menu-block-4"> <div class="kat1"><a class="footer_link" href="https://novac.jutarnji.hr/">novac</a></div> <div class="kat2"><a class="footer_link" href="https://novac.jutarnji.hr/restart-biznis/">Restart biznis</a></div> <div class="kat2"><a class="footer_link" href="https://novac.jutarnji.hr/restart-ideje/">Restart ideje</a></div> </div> <div class="col-lg-2 col-sm-6 col-12 menu-block-5"> <div class="kat1"><a class="footer_link" href="/kultura">kultura</a></div> <div class="kat2"><a class="footer_link" href="/kultura/art">Art</a></div> <div class="kat2"><a class="footer_link" href="/kultura/film-i-televizija">Film i TV</a></div> <div class="kat2"><a class="footer_link" href="/kultura/knjizevnost">Književnost</a></div> <div class="kat2"><a class="footer_link" href="/kultura/glazba">Glazba</a></div> <div class="kat2"><a class="footer_link" href="/kultura/kazaliste">Kazalište</a></div> </div> <div class="col-lg-2 col-sm-6 col-12 menu-block-6"> <div class="kat1"><a class="footer_link" href="/scena">scena</a></div> <div class="kat2"><a class="footer_link" href="/scena/domace-zvijezde">Domaće zvijezde</a></div> <div class="kat2"><a class="footer_link" href="/scena/strane-zvijezde">Strane zvijezde</a></div> <div class="kat2"><a class="footer_link" href="/scena/reality">Reality</a></div> </div> </div> <div class="row mobile_menu"> <div class="menu_mob_top"> <button onclick="btn_menu_vijesti()" class="btn_menu">vijesti</button> <div id="menu_container_vijesti" class="menu_hide"> <div class="kat2"><a class="footer_link" href="/vijesti/hrvatska">Hrvatska</a></div> <div class="kat2"><a class="footer_link" href="/vijesti/svijet">Svijet</a></div> <div class="kat2"><a class="footer_link" href="/vijesti/crna-kronika">Crna kronika</a></div> <div class="kat2"><a class="footer_link" href="/vijesti/zagreb">Zagreb</a></div> </div> </div> <script> function btn_menu_vijesti() { var x = document.getElementById("menu_container_vijesti"); if (x.className.indexOf("menu_show") == -1) { x.className += " menu_show"; } else { x.className = x.className.replace(" menu_show", ""); } } </script> <div class="menu_mob_top"> <button onclick="btn_menu_sport()" class="btn_menu">sport</button> <div id="menu_container_sport" class="menu_hide"> <div class="kat1"><a class="footer_link" href="https://sportske.jutarnji.hr/sn/">sport</a></div> <div class="kat2"><a class="footer_link" href="https://sportske.jutarnji.hr/sn/nogomet/hnl">HNL</a></div> <div class="kat2"><a class="footer_link" href="https://sportske.jutarnji.hr/sn/nogomet">Nogomet</a></div> <div class="kat2"><a class="footer_link" href="https://sportske.jutarnji.hr/sn/kosarka">Košarka</a></div> <div class="kat2"><a class="footer_link" href="https://sportske.jutarnji.hr/sn//tenis">Tenis</a></div> <div class="kat2"><a class="footer_link" href="https://sportske.jutarnji.hr/sn/fight-site">Fight site</a></div> <div class="kat2"><a class="footer_link" href="https://sportske.jutarnji.hr/sn/sport-mix">Sport mix</a></div> </div> </div> <script> function btn_menu_sport() { var x = document.getElementById("menu_container_sport"); if (x.className.indexOf("menu_show") == -1) { x.className += " menu_show"; } else { x.className = x.className.replace(" menu_show", ""); } } </script> <div class="menu_mob_top"> <button onclick="btn_menu_life()" class="btn_menu">j2</button> <div id="menu_container_life" class="menu_hide"> <div class="kat2"><a class="footer_link" href="/life/tehnologija">Tehnologija</a></div> <div class="kat2"><a class="footer_link" href="/life/znanost">Znanost</a></div> <div class="kat2"><a class="footer_link" href="/life/zdravlje">Zdravlje</a></div> <div class="kat2"><a class="footer_link" href="/life/seks-i-veze">Seks i veze</a></div> <div class="kat2"><a class="footer_link" href="/life/putovanja">Putovanja</a></div> <div class="kat2"><a class="footer_link" href="/life/zivotne-price">Životne priče</a></div> <div class="kat2"><a class="footer_link" href="/life/gaming">Gaming</a></div> </div> </div> <script> function btn_menu_life() { var x = document.getElementById("menu_container_life"); if (x.className.indexOf("menu_show") == -1) { x.className += " menu_show"; } else { x.className = x.className.replace(" menu_show", ""); } } </script> <div class="menu_mob_top"> <button onclick="btn_menu_novac()" class="btn_menu">novac</button> <div id="menu_container_novac" class="menu_hide"> <div class="kat2"><a class="footer_link" href="https://novac.jutarnji.hr/restart-biznis/">Restart biznis</a></div> <div class="kat2"><a class="footer_link" href="https://novac.jutarnji.hr/restart-ideje/">Restart ideje</a></div> </div> </div> <script> function btn_menu_novac() { var x = document.getElementById("menu_container_novac"); if (x.className.indexOf("menu_show") == -1) { x.className += " menu_show"; } else { x.className = x.className.replace(" menu_show", ""); } } </script> <div class="menu_mob_top"> <button onclick="btn_menu_kultura()" class="btn_menu">kultura</button> <div id="menu_container_kultura" class="menu_hide"> <div class="kat2"><a class="footer_link" href="/kultura/art">Art</a></div> <div class="kat2"><a class="footer_link" href="/kultura/film-i-televizija">Film i TV</a></div> <div class="kat2"><a class="footer_link" href="/kultura/knjizevnost">Književnost</a></div> <div class="kat2"><a class="footer_link" href="/kultura/glazba">Glazba</a></div> <div class="kat2"><a class="footer_link" href="/kultura/kazaliste">Kazalište</a></div> </div> </div> <script> function btn_menu_kultura() { var x = document.getElementById("menu_container_kultura"); if (x.className.indexOf("menu_show") == -1) { x.className += " menu_show"; } else { x.className = x.className.replace(" menu_show", ""); } } </script> <div class="menu_mob_top"> <button onclick="btn_menu_scena()" class="btn_menu">scena</button> <div id="menu_container_scena" class="menu_hide"> <div class="kat2"><a class="footer_link" href="/scena/domace-zvijezde">Domaće zvijezde</a></div> <div class="kat2"><a class="footer_link" href="/scena/strane-zvijezde">Strane zvijezde</a></div> <div class="kat2"><a class="footer_link" href="/scena/reality">Reality</a></div> </div> </div> <script> function btn_menu_scena() { var x = document.getElementById("menu_container_scena"); if (x.className.indexOf("menu_show") == -1) { x.className += " menu_show"; } else { x.className = x.className.replace(" menu_show", ""); } } </script> </div> </div> </div> <div class="row impressum__note"> <div class="col-12">Povežite se s Jutarnjim</div> </div> <div class="row impressum__social"> <div class="col-12"> <a target="_blank" href="https://www.facebook.com/jutarnji.list/" class="impressum__logo impressum__logo--fb"></a> <a target="_blank" href="https://www.twitter.com/jutarnjihr" class="impressum__logo impressum__logo--tw"></a> <a target="_blank" href="https://www.instagram.com/jutarnji.hr/" class="impressum__logo impressum__logo--ig"></a> <a target="_blank" href="https://www.youtube.com/channel/UCoygYX3L4vBCR4T-EhafUTg" class="impressum__logo impressum__logo--yt"></a> </div> </div> <div class="row impressum__logos"> <div class="col-12"> <a href="https://www.jutarnji.hr/" target="_blank" class="impressum__logo impressum__logo--jl"></a> <a href="http://www.slobodnadalmacija.hr/" class="impressum__logo impressum__logo--sd"></a> <a href="http://sportske.jutarnji.hr/" target="_blank" class="impressum__logo impressum__logo--sn"></a> <a href="https://www.novac.hr/" target="_blank" class="impressum__logo impressum__logo--novac"></a> <!-- <a href="https://www.euractiv.hr/" target="_blank" class="impressum__logo impressum__logo--euroactiv"></a> --> <a href="https://www.jutarnji.hr/globus" target="_blank" class="impressum__logo impressum__logo--globus"></a> <a href="http://domidizajn.jutarnji.hr/" target="_blank" class="impressum__logo impressum__logo--dd"></a> <a href="http://www.zivim.hr/" target="_blank" class="impressum__logo impressum__logo--zivim"></a> <a href="http://www.gloria.hr/" target="_blank" class="impressum__logo impressum__logo--gloria"></a> <a href="http://www.gloriaglam.hr/" target="_blank" class="impressum__logo impressum__logo--gg"></a> <a href="http://www.dobra-hrana.hr/" target="_blank" class="impressum__logo impressum__logo--dobrahrana"></a> <!--<a href="http://autoklub.jutarnji.hr/" target="_blank" class="impressum__logo impressum__logo--autoklub"></a>--> <a href="http://www.dubrovacki.hr/" target="_blank" class="impressum__logo impressum__logo--dubrovacki"></a> <a href="http://www.zadarski.hr/" target="_blank" class="impressum__logo impressum__logo--zadarski"></a> <a href="https://slobodnadalmacija.hr/sibenik" target="_blank" class="impressum__logo impressum__logo--sibenski"></a> <a href="https://www.cropix.hr/" target="_blank" class="impressum__logo impressum__logo--cropix"></a> <a href="https://native.jutarnji.hr/showcase/" target="_blank" class="impressum__logo impressum__logo--native"></a> </div> </div> <div class="row impressum__menu"> <div class="col-12"> <span class=" menu__item menu__item1"><a class="menu__link" href="https://www.jutarnji.hr/impressum">Impressum</a></span><span class=" menu__item menu__item2"><a class="menu__link" href="https://www.jutarnji.hr/opci-uvjeti-koristenja">Opći uvjeti korištenja</a></span><span class=" menu__item menu__item3"><a class="menu__link" href="/pravila-komentiranja">Pravila komentiranja</a></span><span class=" menu__item menu__item4"><a class="menu__link" href="https://www.jutarnji.hr/web-static/politika-zastite-privatnosti-15057226">Zaštita privatnosti</a></span><span class=" menu__item menu__item5"><a class="menu__link" href="https://apps.jutarnji.hr/cdn/HMCjenikpredsjednickiizbori2024-2.pdf">Izborni cjenik</a></span><span class=" menu__item menu__item6"><a class="menu__link" href="https://apps.jutarnji.hr/showcase-digitalnih-proizvoda/">Web oglašavanje</a></span><span class=" menu__item menu__item7"><a class="menu__link" href="https://apps.jutarnji.hr/CjeniktiskovinaHM.pdf">Print oglašavanje</a></span><span class=" menu__item menu__item8"><a class="menu__link" href="https://www.jutarnji.hr/kontakt">Kontakt</a></span> </div> </div> <div class="row impressum__menu"> <div class="col-12"> <a href="javascript:Didomi.preferences.show()" class="menu__link">Upravljanje kolačićima</a> </div> </div> <div class="row impressum__copyright"> <div class="col-12"> <div class="impressum__copyright-text"><div class="impressum__copyright-div">Copyright <span class="impressum__copyright-logo">©</span>&nbsp;2024.&nbsp;</div><div class="impressum__copyright-div">&nbsp;HANZA MEDIA d.o.o &nbsp;</div><div class="impressum__copyright-div">&nbsp;Sva prava pridržana&nbsp;</div></div> </div> </div> </div> </div><div id="piano_wrapper"> <div id="piano_inline"></div> </div> </footer> <div class="floater_top_wrapper"> <button type="button" class="floater_top_close" style="opacity:0;"><img src="https://eph-adsjutarnji.cdn.sysbee.net/cdn/images/dfp-close.png" alt="Zatvori" /></button> <div class="position_floater_top"> </div> </div> <div class="position_interstitial_top"></div> <script>siteTemplate = "ak";siteAds = "ak";</script> <script src="/templates/site/js/custom.js?1731079712"></script> <script src="/templates/site/js/premium.js?1731363498"></script> <script class="adFooterDiv"> function adfooterScript () { var script = document.createElement('script'); script.setAttribute('src',"/templates/site/js/adfooter.js?1719491634"); script.setAttribute("defer", "defer"); var adFooterDiv = document.querySelector('.adFooterDiv'); adFooterDiv.after(script); } function removeAds () { if (typeof googletag.destroySlots === 'function') { googletag.destroySlots(); } jQuery('#ocmContainer').addClass('item--no-ads'); jQuery('.linker-6').remove(); jQuery('.linker-3').remove(); jQuery('#lwdgt-u4g57f').remove(); jQuery('.lwdgt[data-wid="119"]').remove(); jQuery('.lwdgt[data-wid="326"]').remove(); jQuery('.lwdgt[data-wid="408"]').remove(); jQuery('.monadplug-ad-container').remove(); jQuery('#widget-ekupi').remove(); jQuery('#widget-instar').remove(); jQuery('#widget-cedevita').remove(); jQuery('#widget-lesnina').remove(); jQuery('#widget-mikronis').remove(); jQuery('#widget-lidl').remove(); jQuery('#widget-austrija').remove(); jQuery('#widget-jana').remove(); jQuery('.native-promo-widget').remove(); jQuery('.container--jl_promo_break_1_plus_2').remove(); jQuery('.lk-variant-1').remove(); jQuery('.lk-variant-2').remove(); jQuery('#upscore-promo-widget-1').remove(); jQuery('#upscore-promo-widget-2').remove(); jQuery('#upscore-promo-widget-no').remove(); jQuery('#upscore-promo-widget-j2').remove(); jQuery('#upscore-promo-widget-kultura').remove(); jQuery('#upscore-promo-widget-vijesti').remove(); jQuery('#upscore-widget-related').remove(); jQuery('#upscore-promo-widget-gl').remove(); jQuery('#upscore-promo-widget-zi').remove(); jQuery('#upscore-promo-widget-dh').remove(); jQuery('#upscore-promo-widget-dd').remove(); jQuery('#upscore-promo-widget-sn').remove(); if (typeof adFreeRightWidget === 'function') { adFreeRightWidget(); } } </script> <script> // detect blocking ads jQuery(window).bind("load", function() { conAdColor = 'color: blue;'; if ( document.getElementById('BlockingAds')){ console.log ("%c Ads::::: Blocking Ads: No'", conAdColor ); } else { console.log ("%c Ads::::: Blocking Ads: Yes'", conAdColor ); } }); </script> <script> if (window.location.host === 'staging_hanza.jutarnji.hr') { (function(src) { var a = document.createElement("script"); a.type = "text/javascript"; a.async = true; a.src = src; var b = document.getElementsByTagName("script")[0]; b.parentNode.insertBefore(a, b) })("//sandbox.tinypass.com/xbuilder/experience/load?aid=J9hI6Tkzsu"); } else { (function(src) { var a = document.createElement("script"); a.type = "text/javascript"; a.async = true; a.src = src; var b = document.getElementsByTagName("script")[0]; b.parentNode.insertBefore(a, b) })("//experience.tinypass.com/xbuilder/experience/load?aid=E4zLlxt1pu"); } </script> <script src="https://apps.jutarnji.hr/cdn/pretplata/pretplata_izbor.js?v=1.93"></script> <!-- sovrn onetag jl --> <script src="//get.s-onetag.com/f898c762-66b2-48d9-83db-1fb22965b851/tag.min.js" async defer></script> <!-- Linker remarketing --> <img src="https://linker.hr/m.php?site=398" class="linker_remarketing" alt="Linker" width="1" height="1"> <!-- Root element of PhotoSwipe. Must have class pswp. --> <div class="pswp" tabindex="-1" role="dialog" aria-hidden="true"> <!-- Background of PhotoSwipe. It's a separate element as animating opacity is faster than rgba(). --> <div class="pswp__bg"></div> <!-- Slides wrapper with overflow:hidden. --> <div class="pswp__scroll-wrap"> <!-- Container that holds slides. PhotoSwipe keeps only 3 of them in the DOM to save memory. Don't modify these 3 pswp__item elements, data is added later on. --> <div class="pswp__container"> <div class="pswp__item"></div> <div class="pswp__item"></div> <div class="pswp__item"></div> </div> <!-- Default (PhotoSwipeUI_Default) interface on top of sliding area. Can be changed. --> <div class="pswp__ui pswp__ui--hidden"> <div class="pswp__top-bar"> <!-- Controls are self-explanatory. Order can be changed. --> <div class="pswp__counter"></div> <button class="pswp__button pswp__button--close" title="Close (Esc)"></button> <button class="pswp__button pswp__button--share" title="Share"></button> <button class="pswp__button pswp__button--fs" title="Toggle fullscreen"></button> <button class="pswp__button pswp__button--zoom" title="Zoom in/out"></button> <!-- Preloader demo https://codepen.io/dimsemenov/pen/yyBWoR --> <!-- element will get class pswp__preloader--active when preloader is running --> <div class="pswp__preloader"> <div class="pswp__preloader__icn"> <div class="pswp__preloader__cut"> <div class="pswp__preloader__donut"></div> </div> </div> </div> </div> <div class="pswp__share-modal pswp__share-modal--hidden pswp__single-tap"> <div class="pswp__share-tooltip"></div> </div> <button class="pswp__button pswp__button--arrow--left" title="Previous (arrow left)"> </button> <button class="pswp__button pswp__button--arrow--right" title="Next (arrow right)"> </button> <div class="pswp__caption"> <div class="pswp__caption__center"></div> </div> </div> </div> </div> <div class="d-none se_ts">12. studeni 2024 12:19</div> <script>(function(){function c(){var b=a.contentDocument||a.contentWindow.document;if(b){var d=b.createElement('script');d.innerHTML="window.__CF$cv$params={r:'8ecedafc28c76bab',t:'MTczMzM0NzM4NC4wMDAwMDA='};var a=document.createElement('script');a.nonce='';a.src='/cdn-cgi/challenge-platform/scripts/jsd/main.js';document.getElementsByTagName('head')[0].appendChild(a);";b.getElementsByTagName('head')[0].appendChild(d)}}if(document.body){var a=document.createElement('iframe');a.height=1;a.width=1;a.style.position='absolute';a.style.top=0;a.style.left=0;a.style.border='none';a.style.visibility='hidden';document.body.appendChild(a);if('loading'!==document.readyState)c();else if(window.addEventListener)document.addEventListener('DOMContentLoaded',c);else{var e=document.onreadystatechange||function(){};document.onreadystatechange=function(b){e(b);'loading'!==document.readyState&&(document.onreadystatechange=e,c())}}}})();</script></body> </html>

Pages: 1 2 3 4 5 6 7 8 9 10