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Information in other languages | U.S. Small Business Administration
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(VBOC) program</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/local-assistance/resource-partners/womens-business-centers" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8835"> <span>Women's Business Centers</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/local-assistance/export-trade-assistance" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9349"> <span>Export and trade assistance</span> </a> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-3"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/local-assistance/export-trade-assistance/export-finance-managers" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8830"> <span>Export Finance Managers</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/local-assistance/export-trade-assistance/us-export-assistance-centers" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8839"> <span>U.S. Export Assistance Centers</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/local-assistance/federal-contracting-assistance" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/8837"> <span>Federal contracting assistance</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/local-assistance/regional-innovation-clusters" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/8856"> <span>Regional Innovation Clusters</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/local-assistance/veterans-business-development-officers" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/8855"> <span>Veterans Business Development Officers</span> </a> </li> </ul> </div> </div> </li> <li data-test="primaryNavMenu" class="usa-nav__primary-item"> <button class="usa-accordion__button usa-nav__link usa-current" aria-expanded="false" aria-controls="extended-mega-nav-section-6"> <span>About SBA</span> </button> <div id="extended-mega-nav-section-6" class="usa-nav__submenu usa-megamenu" hidden=""> <div class="menu-level-1"> <div class="usa-nav__submenu-item usa-nav__submenu-item--level-1"> <a href="/about-sba" class="usa-nav__link usa-nav__link--level-1" data-drupal-link-system-path="node/9369"> <span>Learn about SBA</span> </a> </div> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-2"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/about-sba/sba-locations" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9641"> <span>SBA locations</span> </a> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-3"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/sba-locations/headquarters-offices" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8970"> <span>Headquarters Offices</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/sba-locations/disaster-field-operations-centers" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8867"> <span>Disaster Offices</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/sba-locations/sba-district-offices" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8841"> <span>District Offices</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/sba-locations/loan-guaranty-centers" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/9375"> <span>Loan and Guaranty Centers</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/about-sba/open-government" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9266"> <span>Open government</span> </a> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-3"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/foia" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8703"> <span>FOIA</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/digital-sba" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8704"> <span>Digital SBA</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/about-sbagov-website" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/9313"> <span>About the SBA.gov website</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/sba-privacy-program" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8707"> <span>SBA privacy program</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/privacy-act-request-guide" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8708"> <span>Privacy Act request guide</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/information-quality" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/9347"> <span>Information quality</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/sba-guidance" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8749"> <span>SBA guidance</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/ai-inventory" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/27208"> <span>AI inventory</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/made-america-waivers" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/27212"> <span>Made in America waivers</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/open-government/sms-terms-conditions" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/50982"> <span>SMS terms and conditions</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/about-sba/sba-newsroom" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9239"> <span>SBA Newsroom</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/about-sba/work-sba" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9237"> <span>Work for SBA</span> </a> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-3"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/work-sba/employee-life" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8719"> <span>Employee life</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/work-sba/jobs-sba" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8718"> <span>Jobs at SBA</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/work-sba/contracting-sba" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8717"> <span>Contracting for SBA</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/work-sba/disaster-response-jobs-sba" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8869"> <span>Disaster response jobs at SBA</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/about-sba/organization" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9363"> <span>Organization</span> </a> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-3"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/organization/sba-leadership" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8723"> <span>SBA leadership</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/organization/contact-sba" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8724"> <span>Contact SBA</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/organization/sba-initiatives" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/9370"> <span>SBA initiatives</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/documents" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/2434"> <span>Forms and documents</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/organization/observances" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/9481"> <span>Observances</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/organization/performance" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8721"> <span>Performance</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/organization/federal-advisory-committees" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/9760"> <span>Federal advisory committees</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/about-sba/oversight-advocacy" class="usa-nav__link usa-nav__link--level-2" data-drupal-link-system-path="node/9235"> <span>Oversight and advocacy</span> </a> <ul class="usa-nav__submenu-list usa-nav__submenu-list--level-3"> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/oversight-advocacy/office-hearings-appeals" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8961"> <span>Office of Hearings and Appeals</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/oversight-advocacy/office-inspector-general" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8974"> <span>Office of Inspector General</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="/about-sba/oversight-advocacy/office-national-ombudsman" class="usa-nav__link usa-nav__link--level-3" data-drupal-link-system-path="node/8726"> <span>Office of the National Ombudsman</span> </a> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item"> <a href="https://advocacy.sba.gov/" class="usa-nav__link usa-nav__link--level-3"> <span>Office of Advocacy</span> </a> </li> </ul> </li> <li data-test="primaryNavMenu" class="usa-nav__submenu-item usa-nav__submenu-item--level-2"> <a href="/about-sba/information-other-languages" class="usa-nav__link usa-nav__link--level-2 usa-current is-active" data-drupal-link-system-path="node/29511" aria-current="page"> <span>Information in other languages</span> </a> </li> </ul> </div> </div> </li> </ul> <div class="usa-nav__secondary"> <ul class="usa-nav__secondary-links"> <li class="usa-nav__secondary-item" data-test="navSecondaryItem"> <a href="/partners"> For Partners </a> </li> <li class="usa-nav__secondary-item" data-test="navSecondaryItem"> <a href="/about-sba/sba-newsroom"> Newsroom </a> </li> <li class="usa-nav__secondary-item" data-test="navSecondaryItem"> <a href="/about-sba/organization/contact-sba"> Contact us </a> </li> <li class="usa-nav__secondary-item" data-test="navSecondaryItem"> <a href="https://www.sba.gov/about-sba/information-other-languages"> Other languages </a> </li> </ul> <section aria-label="Search component"> <form class="usa-search usa-search--small" role="search" action="/search" method="get"> <label class="usa-sr-only" for="search-field">Search</label> <input class="usa-input" id="search-field" type="search" name="query" /> <button class="usa-button" type="submit"> <img src="/themes/custom/sba/dist/uswds/img/usa-icons-bg/search--white.svg" class="usa-search__submit-icon" alt="Search" /> </button> </form> </section> </div> </div> </nav> </header> <main class="main-content usa-layout-docs usa-section padding-top-0 main-content--sidebar" data-test="mainContent"> <a id="main-content" tabindex="-1"></a> <div class="grid-container"> <div class="grid-row"> <div id="block-sba-breadcrumbs" class="block block-system block-system-breadcrumb-block"> <nav class="usa-breadcrumb" aria-labelledby="system-breadcrumb"> <h2 id="system-breadcrumb" class="usa-sr-only">Breadcrumb</h2> <ol class="usa-breadcrumb__list"> <li class="usa-breadcrumb__list-item " > <a href="/" class="usa-breadcrumb__link"> <span>Home</span> </a> </li> <li class="usa-breadcrumb__list-item " > <a href="/about-sba" class="usa-breadcrumb__link"> <span>About SBA</span> </a> </li> <li class="usa-breadcrumb__list-item usa-current" aria-current="page"> <span>Information in other languages</span> </li> </ol> </nav> </div> </div> <div class=""> <div data-drupal-messages-fallback class="hidden"></div> </div> <div class="grid-row "> </div> <div class="sba-layout-docs sba-layout-docs--sidebar"> <div class="layout-sidebar-first"> <nav aria-labelledby="sidebar-menu-navigation"> <h2 class="visually-hidden" id="sidebar-menu-navigation">Section navigation</h2> <ul class="usa-sidenav"> <li class="usa-sidenav__item first"> <a href="/about-sba/sba-locations"> <span>SBA locations</span> </a> </li> <li class="usa-sidenav__item"> <a href="/about-sba/open-government"> <span>Open government</span> </a> </li> <li class="usa-sidenav__item"> <a href="/about-sba/sba-newsroom"> <span>SBA Newsroom</span> </a> </li> <li class="usa-sidenav__item"> <a href="/about-sba/work-sba"> <span>Work for SBA</span> </a> </li> <li class="usa-sidenav__item"> <a href="/about-sba/organization"> <span>Organization</span> </a> </li> <li class="usa-sidenav__item"> <a href="/about-sba/oversight-advocacy"> <span>Oversight and advocacy</span> </a> </li> <li class="usa-sidenav__item active active-trail last"> <a class="usa-current" href="/about-sba/information-other-languages"> <span>Information in other languages</span> </a> </li> </ul> </nav> </div> <div class="usa-layout-docs__main"> <h1 data-test="title" > <span>Information in other languages</span> </h1> <div id="block-sba-content" class="block block-system block-system-main-block"> <article class="basic-page"> <div> <div class="basic-page__summary" data-test="pageSummary"> A summary of SBA's small business services and resources, translated into other languages. </div> <div class="sba-toc sba-standard-margin-spacing"> <hr class="sba-toc__divider-first sba-standard-margin-spacing" role="presentation"> <h2 id="sba-toc-heading" class="sba-toc__heading js-toc-ignore">Content</h2> <nav id="sba-toc__nav" aria-labelledby="sba-toc-heading" class="sba_toc__nav sba-standard-margin-spacing"></nav> <hr role="presentation"> </div> <aside class="sba-read-more-accordion" aria-labelledby="sba-read-more-accordion--heading-2899"> <h2 id="sba-read-more-accordion--heading-2899" class="sba-read-more-accordion__title">Chinese (Simplified) - 中文简体</h2> <div class="usa-accordion usa-accordion--bordered sba-read-more-accordion__accordion"> <h3 id="sba" class="usa-accordion__heading"> <button class="usa-accordion__button" aria-expanded="false" aria-controls="sba-accordion-item" > SBA如何帮助您 </button> </h3> <div id="sba-accordion-item" class="usa-accordion__content"> <div class="paragraph paragraph--type--text-section paragraph--view-mode--default sba-standard-margin-spacing"> <div class="usa-prose field__item" data-test="fieldItem"><p><span dir="ltr" lang="zh-hans">可以帮助创业者启动、成长和扩展他们的业务，或从宣布的灾难中恢复过来。</span></p> <h3><span dir="ltr" lang="zh-hans">增长您的信心和商业智慧</span></h3> <p><span dir="ltr" lang="zh-hans">SBA认识到支持创业是一个团队的努力。这就是为什么我们成立了SBA资源伙伴网络： </span></p> <ul> <li><span dir="ltr" lang="zh-hans">SCORE</span></li> <li><span dir="ltr" lang="zh-hans">小型企业发展中心（SBDCs） </span></li> <li><span dir="ltr" lang="zh-hans">妇女商业中心（WBCs） </span></li> <li><span dir="ltr" lang="zh-hans">退伍军人商业外展中心（VBOCs） </span></li> <li><span dir="ltr" lang="zh-hans">社区导航员</span></li> </ul> <p><span dir="ltr" lang="zh-hans">这些当地合作伙伴扩展了我们的影响力，提供免费或低成本的指导、咨询和培训，帮助您在业务的所有阶段启动和发展。我们可以一起帮助您规划您的业务、进行市场研究、分析您的竞争对手并获得资金支持。</span></p> <p><span dir="ltr" lang="zh-hans">访问<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="db7d11b7-5a5c-4263-bb0d-b2e93eaa4c6e" href="/local-assistance" title="Get local assistance">sba.gov/local-assistance</a>查找您最近的SBA办事处或资源伙伴组织。无论您的行业、地点或经验如何——如果您有一个梦想，SBA都会为您提供帮助。</span></p> <h3><span dir="ltr" lang="zh-hans">随着您的企业发展，提升能力 </span></h3> <p><span dir="ltr" lang="zh-hans">从评估您参与政府承包的准备情况到在您发展过程中帮助您获得贷款，SBA是您的小企业盟友，在业务的每个阶段都为您提供帮助。</span></p> <p><span dir="ltr" lang="zh-hans">SBA与认可的贷款机构和其他社区发展组织合作，提供<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="ffc1b8a6-a220-4b59-a865-a5c0b842154e" href="/funding-programs" title="Funding Programs">小额贷款和SBA担保贷款</a>。对于贷款机构来说，SBA支持的贷款意味着降低了风险。对于您来说，我们的资金计划带来：</span></p> <ul> <li><span dir="ltr" lang="zh-hans">竞争性利率 </span></li> <li><span dir="ltr" lang="zh-hans">更低的首付款 </span></li> <li><span dir="ltr" lang="zh-hans">灵活的经营要求 </span></li> <li><span dir="ltr" lang="zh-hans">咨询和培训 </span></li> </ul> <p><span dir="ltr" lang="zh-hans">使用我们的在线贷方匹配工具（Lender Match）找到适合您企业的SBA贷方：<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="1303d7fb-24bd-47d8-bb30-fc88fd4d4684" href="/funding-programs/loans/lender-match-connects-you-lenders" title="Lender Match connects you to lenders">sba.gov/lendermatch</a></span></p> <p><span dir="ltr" lang="zh-hans">此外，美国政府购买各种产品和服务，法律要求为小企业提供机会。因此，<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="5a51b044-a97f-4849-bae5-157609e95750" href="/federal-contracting" title="Federal Contracting">联邦承包</a>可能是帮助您的企业成长的一种工具。</span></p> <p><span dir="ltr" lang="zh-hans">SBA可以帮助您: </span></p> <ul> <li><span dir="ltr" lang="zh-hans">评估您参与政府承包的准备情况</span></li> <li><span dir="ltr" lang="zh-hans">注册为政府承包商</span></li> <li><span dir="ltr" lang="zh-hans">导航联邦承包规则</span></li> <li><span dir="ltr" lang="zh-hans">发现与联邦采购商的配对机会</span></li> <li><span dir="ltr" lang="zh-hans">通过小企业留置计划获得承包资格</span></li> </ul> <h3><span dir="ltr" lang="zh-hans">开拓您的潜力 </span></h3> <p><span dir="ltr" lang="zh-hans">当您准备好开店、增加新地点或将您的小企业转变为全球运营时，SBA提供<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="dc0cd4c1-48f5-4f4b-9a86-61a0f0cfb7eb" href="/sba-learning-platform" title="SBA Learning Platform">高管创业教育和培训</a>、导师机会和<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="d0040586-839e-4759-bbfc-2df7e4b89109" href="/business-guide/grow-your-business/export-products" title="Export products">出口援助</a>，帮助您扩展视野。 </span></p> <h3><span dir="ltr" lang="zh-hans">战胜逆境 </span></h3> <p><span dir="ltr" lang="zh-hans">每年，我们向位于宣布灾区的小企业、房主和租户直接提供数十亿美元的低息、长期<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="83465646-a618-4311-9612-d373eb0fb316" href="/funding-programs/disaster-assistance" title="Disaster assistance">灾难贷款</a>。贷款条件根据每个借款人的偿还能力确定，资金可用于帮助支付物理损失和经济损失。 </span></p> <p><span dir="ltr" lang="zh-hans">灾难可能在没有预警的情况下发生。以SBA的<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="3f88708d-1e66-486d-a713-e959320288b4" href="/business-guide/manage-your-business/prepare-emergencies" title="Prepare for emergencies">准备资源和信息</a>为您的小企业做好准备。</span></p> <h3><span dir="ltr" lang="zh-hans">获取简体中文版的帮助</span></h3> <p><span dir="ltr" lang="zh-hans">SBA认识到，对于许多新美国人来说，实现美国梦的道路始于拥有一家小企业。为了帮助英语能力有限（LEP）的个人，我们提供了SBA提供的概述，但请注意，表格和申请书是用英语处理的，现场语言援助的水平差异很大。您可能会发现让会双语的朋友或家人协助您填写表格并陪同您前往现场会更有帮助。您也可以通过打印<a href="https://www.lep.gov/sites/lep/files/media/document/2022-06/i-speak-booklet.pdf">LEP.gov的“I speak”卡片</a>，并携带标识您所选语言的卡片，让现场工作人员知道您的语言偏好。</span></p> <h3><span dir="ltr" lang="zh-hans">SBA简介</span></h3> <p><span dir="ltr" lang="zh-hans">美国小企业管理局（SBA）成立于1953年，一直帮助小企业主和创业者追求美国梦。作为全国唯一的中小企业资源和代言机构，SBA提供咨询、资金和承包专业知识，以便企业能够自信地启动、成长、扩张他们的业务或从宣布的灾难中恢复过来。</span></p> <p><span dir="ltr" lang="zh-hans">SBA得到联邦政府的支持，是唯一一个完全致力于小企业的内阁级联邦机构。在华盛顿特区有强大的地位，SBA通过支持和拥护小企业，促进就业增长和发展更强大的经济。 </span></p> <p><span dir="ltr" lang="zh-hans">简而言之，SBA助力小企业走向成功。并帮助您的小企业同样获得成功。</span></p> <p><span dir="ltr" lang="zh-hans">访问您当地的SBA办事处或浏览SBA.gov，了解SBA帮助您的企业改革的方式。在<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="678a612c-7a90-4e31-8d6e-c3ecae0da369" href="/about-sba/organization/contact-sba" title="Contact SBA">这里</a>查找其他联系信息。 </span></p> <p><span dir="ltr" lang="zh-hans">所有SBA服务都在非歧视的基础上向公众提供。</span></p> </div> </div> </div> </div> </aside> <aside class="sba-read-more-accordion" aria-labelledby="sba-read-more-accordion--heading-6675"> <h2 id="sba-read-more-accordion--heading-6675" class="sba-read-more-accordion__title">Chinese (Traditional) - 中文繁軆</h2> <div class="usa-accordion usa-accordion--bordered sba-read-more-accordion__accordion"> <h3 id="sba--2" class="usa-accordion__heading"> <button class="usa-accordion__button" aria-expanded="false" aria-controls="sba-accordion-item--2" > SBA如何幫助您 </button> </h3> <div id="sba-accordion-item--2" class="usa-accordion__content"> <div class="paragraph paragraph--type--text-section paragraph--view-mode--default sba-standard-margin-spacing"> <div class="usa-prose field__item" data-test="fieldItem"><p><span dir="ltr" lang="zh-hant">SBA可以幫助創業者啟動、成長和擴展他們的業務，或從宣佈的災難中恢復過來。</span></p> <h3><span dir="ltr" lang="zh-hant">增長您的信心和商業智慧</span></h3> <p><span dir="ltr" lang="zh-hant">SBA認識到支援創業是一個團隊的努力。這就是為什麼我們成立了SBA資源夥伴網路： </span></p> <ul> <li><span dir="ltr" lang="zh-hant">SCORE </span></li> <li><span dir="ltr" lang="zh-hant">小型企業發展中心（SBDCs） </span></li> <li><span dir="ltr" lang="zh-hant">婦女商業中心（WBCs） </span></li> <li><span dir="ltr" lang="zh-hant">退伍軍人商業外展中心（VBOCs） </span></li> <li><span dir="ltr" lang="zh-hant">社區導航員 </span></li> </ul> <p><span dir="ltr" lang="zh-hant">這些當地合作夥伴擴展了我們的影響力，提供免費或低成本的指導、諮詢和培訓，幫助您在業務的所有階段啟動和發展。我們可以一起幫助您規劃您的業務、進行市場研究、分析您的競爭對手並獲得資金支持。</span></p> <p><span dir="ltr" lang="zh-hant">訪問<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="db7d11b7-5a5c-4263-bb0d-b2e93eaa4c6e" href="/local-assistance" title="Get local assistance">sba.gov/local-assistance</a>查找您最近的SBA辦事處或資源夥伴組織。無論您的行業、地點或經驗如何——如果您有一個夢想，SBA都會為您提供説明。 </span></p> <h3><span dir="ltr" lang="zh-hant">隨著您的企業發展，提升能力 </span></h3> <p><span dir="ltr" lang="zh-hant">從評估您參與政府合同的準備情況到在您發展過程中幫助您獲得貸款，SBA是您的小企業盟友，在業務的每個階段都為您提供幫助。</span></p> <p><span>SBA與認可的貸款機構和其他社區發展組織合作，提供</span><a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="ffc1b8a6-a220-4b59-a865-a5c0b842154e" href="/funding-programs" title="Funding Programs">小額貸款和SBA擔保貸款</a><span>。對於貸款機構來說，SBA支持的貸款意味著降低了風險。對於您來說，我們的資金計畫帶來：</span></p> <ul> <li><span dir="ltr" lang="zh-hant">競爭性利率 </span></li> <li><span dir="ltr" lang="zh-hant">更低的首付款 </span></li> <li><span dir="ltr" lang="zh-hant">靈活的經營要求 </span></li> <li><span dir="ltr" lang="zh-hant">諮詢和培訓 </span></li> </ul> <p><span dir="ltr" lang="zh-hant">使用我們的線上貸方匹配工具（Lender Match）找到適合您企業的SBA貸方：<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="1303d7fb-24bd-47d8-bb30-fc88fd4d4684" href="/funding-programs/loans/lender-match-connects-you-lenders" title="Lender Match connects you to lenders">sba.gov/lendermatch</a></span></p> <p><span dir="ltr" lang="zh-hant">此外，美國政府購買各種產品和服務，法律要求為小企業提供機會。因此，<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="5a51b044-a97f-4849-bae5-157609e95750" href="/federal-contracting" title="Federal Contracting">聯邦承包</a>可能是幫助您的企業成長的一種工具。</span></p> <p><span dir="ltr" lang="zh-hant">SBA可以幫助您: </span></p> <ul> <li><span dir="ltr" lang="zh-hant">評估您參與政府承包的準備情況</span></li> <li><span dir="ltr" lang="zh-hant">註冊為政府承包商</span></li> <li><span dir="ltr" lang="zh-hant">導航聯邦承包規則</span></li> <li><span dir="ltr" lang="zh-hant">發現與聯邦採購商的配對機會</span></li> <li><span dir="ltr" lang="zh-hant">通過小企業留置計畫獲得承包資格</span></li> </ul> <h3><span dir="ltr" lang="zh-hant">開拓您的潛力 </span></h3> <p><span dir="ltr" lang="zh-hant">當您準備好開店、增加新地點或將您的小企業轉變為全球運營時，SBA提供<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="dc0cd4c1-48f5-4f4b-9a86-61a0f0cfb7eb" href="/sba-learning-platform" title="SBA Learning Platform">高管創業教育和培訓</a>、導師機會和<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="d0040586-839e-4759-bbfc-2df7e4b89109" href="/business-guide/grow-your-business/export-products" title="Export products">出口援助</a>，幫助您擴展視野。 </span></p> <h3><span dir="ltr" lang="zh-hant">戰勝逆境 </span></h3> <p><span dir="ltr" lang="zh-hant">每年，我們向位於宣佈災區的小企業、房主和租戶直接提供數十億美元的低息、長期<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="83465646-a618-4311-9612-d373eb0fb316" href="/funding-programs/disaster-assistance" title="Disaster assistance">災難貸款</a>。貸款條件根據每個借款人的償還能力確定，資金可用於説明支付物理損失和經濟損失。 </span></p> <p><span dir="ltr" lang="zh-hant">災難可能在沒有預警的情況下發生。以SBA的<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="3f88708d-1e66-486d-a713-e959320288b4" href="/business-guide/manage-your-business/prepare-emergencies" title="Prepare for emergencies">準備資源和資訊</a>為您的小企業做好準備。</span></p> <h3><span dir="ltr" lang="zh-hant">獲取繁體中文版的説明</span></h3> <p><span dir="ltr" lang="zh-hant">SBA認識到，對於許多新美國人來說，實現美國夢的道路始於擁有一家小企業。為了幫助英語能力有限（LEP）的個人，我們提供了SBA提供的概述，但請注意，表格和申請書是用英語處理的，現場語言援助的水準差異很大。您可能會發現讓會雙語的朋友或家人協助您填寫表格並陪同您前往現場會更有幫助。您也可以通過列印<a href="https://www.lep.gov/sites/lep/files/media/document/2022-06/i-speak-booklet.pdf">LEP.gov的“I speak”卡片</a>，並攜帶標識您所選語言的卡片，讓現場工作人員知道您的語言偏好。 </span></p> <h3><span dir="ltr" lang="zh-hant">SBA簡介</span></h3> <p><span dir="ltr" lang="zh-hant">美國小企業管理局（SBA）成立於1953年，一直幫助小企業主和創業者追求美國夢。作為全國唯一的中小企業資源和代言機構，SBA提供諮詢、資金和承包專業知識，以便企業能夠自信地啟動、成長、擴張他們的業務或從宣佈的災難中恢復過來。</span></p> <p><span dir="ltr" lang="zh-hant">SBA得到聯邦政府的支援，是唯一一個完全致力於小企業的內閣級聯邦機構。在華盛頓特區有強大的地位，SBA通過支持和擁護小企業，促進就業增長和發展更強大的經濟。 </span></p> <p><span dir="ltr" lang="zh-hant">簡而言之，SBA助力小企業走向成功。並幫助您的小企業同樣獲得成功。</span></p> <p><span dir="ltr" lang="zh-hant">訪問您當地的SBA辦事處或流覽SBA.gov，瞭解SBA説明您的企業改革的方式。在<a data-entity-substitution="canonical" data-entity-type="node" data-entity-uuid="678a612c-7a90-4e31-8d6e-c3ecae0da369" href="/about-sba/organization/contact-sba" title="Contact SBA">這裡</a>查找其他聯繫資訊。 </span></p> <p><span dir="ltr" lang="zh-hant">所有SBA服務都在非歧視的基礎上向公眾提供。</span></p> </div> </div> </div> </div> </aside> <aside class="sba-read-more-accordion" aria-labelledby="sba-read-more-accordion--heading-8576"> <h2 id="sba-read-more-accordion--heading-8576" class="sba-read-more-accordion__title">French - Français</h2> <div class="usa-accordion usa-accordion--bordered sba-read-more-accordion__accordion"> <h3 id="comment-la-sba-peut-elle-vous-aider-" class="usa-accordion__heading"> <button class="usa-accordion__button" aria-expanded="false" aria-controls="sba-accordion-item--3" > Comment la SBA peut-elle vous aider </button> </h3> <div id="sba-accordion-item--3" class="usa-accordion__content"> <div class="paragraph paragraph--type--text-section paragraph--view-mode--default sba-standard-margin-spacing"> <div class="usa-prose field__item" data-test="fieldItem"><p>La SBA aide les entrepreneurs à créer, développer et faire prospérer leur entreprise, ou encore à se remettre d'une situation de catastrophe avérée.</p> <h3><span dir="ltr" lang="fr">Améliorer votre confiance en vous et votre sens des affaires</span></h3> <p><span dir="ltr" lang="fr">La SBA est consciente que l’accompagnement à l'esprit d'entreprise est le fruit d'un travail d'équipe. C’est la raison pour laquelle nous avons créé le réseau des partenaires des ressources de la SBA: </span></p> <ul> <li><span dir="ltr" lang="fr">SCORE </span></li> <li><span dir="ltr" lang="fr">Centre de développement pour les petites entreprises (SDBC)</span></li> <li><span dir="ltr" lang="fr">Centre des affaires pour les femmes (WBC)</span></li> <li><span dir="ltr" lang="fr">Centres d’aide à la création d’entreprise en faveur des anciens combattants (VBOC) </span></li> <li><span dir="ltr" lang="fr">Navigateurs de communautés</span></li> </ul> <p><span dir="ltr" lang="fr">Ces partenaires locaux complètent notre offre. Ils offrent des services de mentoring gratuits, des conseils et des formations pour vous aider à vous lancer et à réussir aux différents niveaux de votre entreprise. Ensemble, nous pouvons vous aider à préparer votre entreprise, à mener une étude de marché, à analyser votre concurrence et à obtenir un financement.</span></p> <p><span dir="ltr" lang="fr">Rendez-vous sur <a href="http://www.sba.gov/local-assistance">sba.gov/local-assistance</a> pour trouver votre agence SBA la plus proche ou l’entreprise partenaire en ressources. Quel que soit votre secteur d’activité, votre lieu ou votre expérience : si vous avez un rêve, la SBA est à vos côtés. </span></p> <h3><span dir="ltr" lang="fr">Renforcer la capacité au fur et à mesure du développement de votre entreprise </span></h3> <p><span dir="ltr" lang="fr">De l'évaluation de votre aptitude à passer des marchés publics à l'obtention d'un prêt au fur et à mesure de votre croissance, la SBA est l'alliée des petites entreprises durant les différentes étapes de leur développement.</span></p> <p><span dir="ltr" lang="fr">La SBA travaille avec des organismes de crédit agréés et d'autres organisations de développement communautaire pour proposer <a href="https://www.sba.gov/funding-programs">des microprêts et des prêts garantis par la SBA</a>. Pour les organismes prêteurs, les prêts garantis par l'ASB sont un facteur de réduction des risques. Pour vous, nos programmes de financements se caractérisent par:</span></p> <ul> <li><span dir="ltr" lang="fr">Des conditions avantageuses </span></li> <li><span dir="ltr" lang="fr">Des paiements moins élevés </span></li> <li><span dir="ltr" lang="fr">Des exigences de frais généraux flexibles </span></li> <li><span dir="ltr" lang="fr">Des conseils et des formations </span></li> </ul> <p><span dir="ltr" lang="fr">Notre outil de recherche de prêteurs en ligne vous permet de trouver l’organisme de prêts SBA qui répond aux besoins de votre entreprise : <a href="https://www.sba.gov/lendermatch">sba.gov/lendermatch </a></span></p> <p><span dir="ltr" lang="fr">De même, le Gouvernement américain achète tous types de bien et de produits et a une obligation légale d’offrir des opportunités aux petites entreprises. Ainsi, les <a href="https://www.sba.gov/federal-contracting/">contrats fédéraux</a> représentent sans doute un des leviers de la croissance de votre entreprise.</span></p> <p><span dir="ltr" lang="fr">Le SBA peut vous aider à : </span></p> <ul> <li><span dir="ltr" lang="fr">Évaluer votre degré de préparation à la passation de marchés publics</span></li> <li><span dir="ltr" lang="fr">Vous inscrire en tant que fournisseur pour le gouvernement</span></li> <li><span dir="ltr" lang="fr">Consulter les règles pour fournisseurs fédéraux</span></li> <li><span dir="ltr" lang="fr">Découvrir des opportunités de mise en relation avec des acheteurs fédéraux</span></li> <li><span dir="ltr" lang="fr">Vous qualifier pour des contrats via des programmes réservés aux petites entreprises</span></li> </ul> <h3><span dir="ltr" lang="fr">Repenser votre potentiel lors de votre création d’entreprise </span></h3> <p><span dir="ltr" lang="fr">Quand vous êtes prêt à ouvrir un magasin, à ouvrir un nouveau site ou à transformer votre petite entreprise en une entité à vocation internationale, la SBA vous propose une <a href="https://www.sba.gov/sba-learning-platform">formation à l'entrepreneuriat pour cadres</a>, des opportunités de mentorat et une <a href="https://www.sba.gov/business-guide/grow-your-business/export-products">assistance à l'exportation</a> vous permettant d'élargir vos horizons. </span></p> <h3><span dir="ltr" lang="fr">Triompher sur l’adversité </span></h3> <p><span dir="ltr" lang="fr">Chaque année, nous prêtons des dizaines de milliards avec des taux d’intérêts très bas, des <a href="https://www.sba.gov/funding-programs/disaster-assistance">prêts catastrophes</a> directement aux petites entreprises, aux propriétaires de maisons et aux locataires situés dans des régions victimes de catastrophes. Les conditions du prêt sont définies en fonction de la capacité de remboursement de chaque emprunteur. De plus, les fonds peuvent être affectés à la réparation des dommages physiques et des préjudices économiques. </span></p> <p><span dir="ltr" lang="fr">Une catastrophe peut arriver sans qu’on s’y attende. Préparez votre petite entreprise avec les <a href="https://www.sba.gov/business-guide/manage-your-business/prepare-emergencies">ressources et les informations sur la préparation</a> de la SBA.</span></p> <h3><span dir="ltr" lang="fr">Bénéficier d’aide en français</span></h3> <p><span dir="ltr" lang="fr">La SBA est consciente que pour nombre d’américains, la voie vers le rêve américain passe par une petite affaire à soi. Afin d'aider les personnes ayant une maîtrise limitée de l'anglais (LEP), nous offrons un aperçu de ce que la SBA propose. Sachez toutefois que les formulaires et les demandes sont traités en anglais et que l'assistance linguistique proposée sur place est très variable. Vous trouverez sans doute judicieux de demander à un ami ou à un membre de votre famille bilingue de vous aider à remplir les formulaires et de vous accompagner sur place. Pour informer le personnel sur place de votre préférence linguistique, vous trouverez sur <a href="https://www.lep.gov/sites/lep/files/media/document/2022-06/i-speak-booklet.pdf">le site LEP.gov des cartes « Je parle »</a> à imprimer et à emporter avec vous celles qui indiquent votre (vos) langue(s) préférée(s). </span></p> <h3><span dir="ltr" lang="fr">A propos de la SBA</span></h3> <p><span dir="ltr" lang="fr">Créée en 1953, l'administration américaine des petites entreprises (SBA) poursuit sa mission de soutien aux dirigeants de petites entreprises et aux entrepreneurs dans leur quête du rêve américain. En sa qualité d'unique ressource et de porte-parole des petites entreprises au niveau national, la SBA fournit des conseils, des capitaux et des compétences en matière de passation de marchés permettant aux entreprises de démarrer, de se développer ou d'étendre leurs activités en toute confiance, ou de se remettre d'une catastrophe déclarée.</span></p> <p><span dir="ltr" lang="fr">La SBA est soutenue par le Gouvernement fédéral ; elle est la seule agence fédérale de niveau ministériel entièrement consacrée aux petites entreprises. Disposant d'un important siège à Washington, D.C., la SBA favorise la croissance de l'emploi et le développement d'une économie plus forte en soutenant les petites entreprises. </span></p> <p><span dir="ltr" lang="fr">Autrement dit, la SBA donne les moyens aux petites entreprises de réussir. Et cela permettra aux vôtres d'en bénéficier également.</span></p> <p><span dir="ltr" lang="fr">Découvrez comment la SBA peut aider à transformer votre entreprise en rendant visite à votre bureau le plus proche ou en ligne sur SBA.gov. Vous trouverez de plus amples informations <a href="https://www.sba.gov/about-sba/organization/contact-sba">ici</a>. </span></p> <p><span dir="ltr" lang="fr">Les services de la SBA sont offerts à tous et à toute sans aucune discrimination.</span></p> </div> </div> </div> </div> </aside> <aside class="sba-read-more-accordion" aria-labelledby="sba-read-more-accordion--heading-1015"> <h2 id="sba-read-more-accordion--heading-1015" class="sba-read-more-accordion__title">Italian - Italiano</h2> <div class="usa-accordion usa-accordion--bordered sba-read-more-accordion__accordion"> <h3 id="come-pu-aiutarti-lsba" class="usa-accordion__heading"> <button class="usa-accordion__button" aria-expanded="false" aria-controls="sba-accordion-item--4" > Come può aiutarti l’SBA </button> </h3> <div id="sba-accordion-item--4" class="usa-accordion__content"> <div class="paragraph paragraph--type--text-section paragraph--view-mode--default sba-standard-margin-spacing"> <div class="usa-prose field__item" data-test="fieldItem"><p><span dir="ltr" lang="it">L’SBA supporta gli imprenditori nell’avviare, accrescere ed espandere la loro attività, oppure a riprendersi dopo un disastro dichiarato.</span></p> <h3><span dir="ltr" lang="it">Aumenta la fiducia in te stesso e l’acume negli affari</span></h3> <p><span dir="ltr" lang="it">L’SBA riconosce che il supporto all’imprenditoria consiste nel lavoro di squadra. Ecco perché abbiamo costituito la Rete dei Resource Partner SBA: </span></p> <ul> <li><span dir="ltr" lang="it">SCORE</span></li> <li><span dir="ltr" lang="it">Centri per lo sviluppo delle piccole imprese (SBDC, Small Business Development Centers)</span></li> <li><span dir="ltr" lang="it">Centri per l'imprenditoria femminile (WBC, Women’s Business Centers) </span></li> <li><span dir="ltr" lang="it">Centri di contatto con le imprese di veterani (VBOC, Veterans Business Outreach Centers) </span></li> <li><span dir="ltr" lang="it">Consulenti per la comunità</span></li> </ul> <p><span dir="ltr" lang="it">Questi partner locali ampliano il nostro raggio d'azione, offrendo mentoring, consulenza e formazione gratuiti o a basso costo per aiutarti ad avviare e far prosperare la tua impresa in tutte le fasi. Insieme possiamo aiutarti a pianificare la tua attività, a condurre ricerche di mercato, ad analizzare la concorrenza e a ottenere finanziamenti.</span></p> <p><span dir="ltr" lang="it">Visita <a href="http://www.sba.gov/local-assistance">sba.gov/local-assistance</a> per trovare l'ufficio SBA o l'organizzazione Resource Partner più vicina. Indipendentemente dal settore, dalla posizione o dall'esperienza, se hai un sogno, l'SBA è al tuo fianco.</span></p> <h3><span dir="ltr" lang="it">Creare capacità man mano che la tua impresa si sviluppa </span></h3> <p><span dir="ltr" lang="it">Dalla valutazione della preparazione per la presa in carico di appalti pubblici all'aiuto per ottenere un prestito durante la crescita, l'SBA è l’alleata perfetta per le piccole imprese in ogni fase dell'attività.</span></p> <p><span dir="ltr" lang="it">L'SBA collabora con istituti di credito approvati e altre organizzazioni per lo sviluppo della comunità per offrire <a href="https://www.sba.gov/funding-programs">microprestiti e prestiti garantiti dall'SBA</a>. Per i finanziatori, i prestiti garantiti dall'SBA comportano un rischio ridotto. Per te, i nostri programmi di finanziamento implicano:</span></p> <ul> <li><span dir="ltr" lang="it">Termini competitivi </span></li> <li><span dir="ltr" lang="it">Anticipi inferiori </span></li> <li><span dir="ltr" lang="it">Requisiti flessibili per i costi generali</span></li> <li><span dir="ltr" lang="it">Consulenza e didattica </span></li> </ul> <p><span dir="ltr" lang="it">Usa il nostro strumento online Lender Match per trovare un finanziatore SBA adatto alla tua impresa: <a href="https://www.sba.gov/lendermatch">sba.gov/lendermatch</a> </span></p> <p><span dir="ltr" lang="it">Inoltre, il governo degli Stati Uniti acquista tutti i tipi di prodotti e servizi ed è tenuto per legge a offrire opportunità alle piccole imprese. Quindi, un <a href="https://www.sba.gov/federal-contracting/">contratto federale</a> può essere uno strumento per favorire la crescita della tua impresa.</span></p> <p><span dir="ltr" lang="it">L’SBA può aiutarti: </span></p> <ul> <li><span dir="ltr" lang="it">A valutare la tua preparazione per i contratti governativi</span></li> <li><span dir="ltr" lang="it">A effettuare la registrazione come appaltatore del Governo</span></li> <li><span dir="ltr" lang="it">A orientarti tra le norme federali in materia di appalti</span></li> <li><span dir="ltr" lang="it">A scoprire le opportunità di incontro con i buyer federali</span></li> <li><span dir="ltr" lang="it">A qualificarti per i contratti attraverso i programmi riservati alle piccole imprese</span></li> </ul> <h3><span dir="ltr" lang="it">Ridefinisci il tuo potenziale in fase di espansione </span></h3> <p><span dir="ltr" lang="it">Quando sarai pronto ad aprire un negozio, ad aggiungere una nuova sede o a trasformare la tua piccola impresa in un'attività globale, l'SBA ti offrirà <a href="https://www.sba.gov/sba-learning-platform">formazione e addestramento alla gestione d’impresa</a>, opportunità di mentorship e <a href="https://www.sba.gov/business-guide/grow-your-business/export-products">assistenza per l'esportazione</a> per aiutarti ad espandere i tuoi orizzonti. </span></p> <h3><span dir="ltr" lang="it">Trionfare sulle avversità </span></h3> <p><span dir="ltr" lang="it">Ogni anno, forniamo miliardi di dollari in <a href="https://www.sba.gov/funding-programs/disaster-assistance">prestiti per riprendersi dai disastri</a> a basso interesse e a lungo termine direttamente alle piccole imprese, ai proprietari di case e agli affittuari situati in aree dichiarate disastrate. I termini del prestito vengono stabiliti in base alla capacità di rimborso di ciascun mutuatario e i fondi possono essere utilizzati per contribuire a coprire danni fisici e pregiudizi economici. </span></p> <p><span dir="ltr" lang="it">Una difficoltà può presentarsi in qualunque momento, senza che se ne siano potuti leggere i segnali. Prepara la tua piccola impresa con le <a href="https://www.sba.gov/business-guide/manage-your-business/prepare-emergencies">risorse e le informazioni di preparazione</a> dell'SBA.</span></p> <h3><span dir="ltr" lang="it">Ricevi assistenza in italiano</span></h3> <p><span dir="ltr" lang="it">L'SBA riconosce che per molti nuovi americani il percorso verso il sogno americano inizia con la costituzione di una piccola impresa. Per aiutare le persone con una conoscenza limitata dell'inglese (LEP, Limited English Proficiency), forniamo questa panoramica delle offerte dell'SBA, ma ricordiamo che i moduli e le domande sono elaborati in inglese e l'assistenza linguistica in loco varia notevolmente. Potrebbe essere utile chiedere a un amico o a un familiare bilingue di aiutarti a compilare i moduli e ad accompagnarti nelle sedi. Puoi anche comunicare al personale in loco la tua preferenza linguistica stampando le <a href="https://www.lep.gov/sites/lep/files/media/document/2022-06/i-speak-booklet.pdf">schede "I speak" LEP.gov</a> e portando con te quelle che indicano la lingua da te scelta. </span></p> <h3><span dir="ltr" lang="it">Informazioni sull’SBA</span></h3> <p><span dir="ltr" lang="it">Istituita nel 1953, la Small Business Administration (SBA), dalla sua costituzione aiuta i piccoli imprenditori a perseguire il sogno americano. In qualità di unica risorsa e voce per le piccole imprese, l'SBA fornisce consulenza, capitali e competenze in materia di contratti, in modo che le imprese possano avviare, far crescere o espandere la propria attività con fiducia, o riprendersi da un disastro dichiarato.</span></p> <p><span dir="ltr" lang="it">La SBA è sostenuta dalla forza del governo federale ed è l'unica agenzia federale a livello di gabinetto interamente dedicata alle piccole imprese. Con un posto di rilievo al tavolo di Washington, l'SBA promuove la crescita dei posti di lavoro e un'economia più forte sostenendo le piccole imprese. </span></p> <p><span dir="ltr" lang="it">In poche parole, l’SBA consente la riuscita delle piccole imprese. Così come farà con la tua.</span></p> <p><span dir="ltr" lang="it">Per saperne di più su come l'SBA può aiutare la tua impresa a trasformarsi, visita il vostro ufficio SBA locale o vai online al sito SBA.gov. Sono disponibili ulteriori informazioni <a href="https://www.sba.gov/about-sba/organization/contact-sba">qui</a>. </span></p> <p><span dir="ltr" lang="it">Tutti i servizi dell'SBA sono offerti al pubblico su base non discriminatoria</span></p> </div> </div> </div> </div> </aside> <aside class="sba-read-more-accordion" aria-labelledby="sba-read-more-accordion--heading-4502"> <h2 id="sba-read-more-accordion--heading-4502" class="sba-read-more-accordion__title">Japanese - 日本語</h2> <div class="usa-accordion usa-accordion--bordered sba-read-more-accordion__accordion"> <h3 id="sba--3" class="usa-accordion__heading"> <button class="usa-accordion__button" aria-expanded="false" aria-controls="sba-accordion-item--5" > SBAによる支援方法 </button> </h3> <div id="sba-accordion-item--5" class="usa-accordion__content"> <div class="paragraph paragraph--type--text-section paragraph--view-mode--default sba-standard-margin-spacing"> <div class="usa-prose field__item" data-test="fieldItem"><p><span dir="ltr" lang="ja">SBAは起業家が事業を立ち上げ、成長させ、拡張したり、宣言された大惨事から復興するのを支援します。</span></p> <h3><span dir="ltr" lang="ja">自信と事業知識を高めましょう</span></h3> <p><span dir="ltr" lang="ja">SBAでは、起業家を支援するのはチームが一丸となっての努力であることを認識しています。SBAのリソースパートナーネットワークを創設したのはそのためです。 </span></p> <ul> <li><span dir="ltr" lang="ja">SCORE </span></li> <li><span dir="ltr" lang="ja">中小企業開発セター（SBDC） </span></li> <li><span dir="ltr" lang="ja">女性企業センター（WBC） </span></li> <li><span dir="ltr" lang="ja">退役軍人企業アウトリーチセンター（VBOC） </span></li> <li><span dir="ltr" lang="ja">コミュニティナビゲーター </span></li> </ul> <p><span dir="ltr" lang="ja">これらの地元パートナーがSBAのリーチを広げ、無料または低料金のメンタリング、カウンセリング、トレーニングを提供して、事業を起業し、あらゆるステージで繁盛するのを支援します。共同努力として、事業計画、市場調査、競争分析、資金確保を支援することができます。</span></p> <p><span dir="ltr" lang="ja">近隣のSBA事業所またはリソースパートナーを見つけるには<a href="http://www.sba.gov/local-assistance">sba.gov/local-assistance</a>にアクセスしてください。業界、立地、経験がなんであれ、夢さえあればSBAが支援します。 </span></p> <h3><span dir="ltr" lang="ja">事業が発展するにつれ、能力を増強しましょう </span></h3> <p><span dir="ltr" lang="ja">政府との契約準備の評価から成長と共にローンを調達するのを支援することまで、SBAは事業のあらゆるステージで中小企業の味方です。</span></p> <p><span dir="ltr" lang="ja">SBAは認定金融機関その他のコミュニティ開発組織と協力し、<a href="https://www.sba.gov/funding-programs">マイクロローンやSBA保証のローン</a>を提供しています。貸し手金融機関にとっては、SBA裏書のあるローンは低リスクを意味します。あなたにとっては、SBAの資金プログラムがもたらすのは:</span></p> <ul> <li><span dir="ltr" lang="ja">競争力ある条件 </span></li> <li><span dir="ltr" lang="ja">少額の頭金 </span></li> <li><span dir="ltr" lang="ja">柔軟な総費用要件 </span></li> <li><span dir="ltr" lang="ja">カウンセリングと教育 </span></li> </ul> <p><span dir="ltr" lang="ja">SBAのオンライン貸し手マッチングツールを使って、自社企業に適切なSBA認定金融機関を見つけましょう。 <a href="https://www.sba.gov/lendermatch">sba.gov/lendermatch </a></span></p> <p><span dir="ltr" lang="ja">また、米国政府はあらゆる種類の製品やサービスを購入しますが、法律によって中小企業に機会を提供することが義務付けられています。ですから、<a href="https://www.sba.gov/federal-contracting/">連邦契約</a>は、あなたの事業の成長を助ける一つのツールかもしれません。</span></p> <p><span dir="ltr" lang="ja">SBAによる支援: </span></p> <ul> <li><span dir="ltr" lang="ja">政府契約への準備度を評価</span></li> <li><span dir="ltr" lang="ja">政府契約業者として登録</span></li> <li><span dir="ltr" lang="ja">連邦契約規則を案内</span></li> <li><span dir="ltr" lang="ja">連邦購入者との組み合わせの機会を発見</span></li> <li><span dir="ltr" lang="ja">中小企業特別枠プログラムの契約に適任となる</span></li> </ul> <h3><span dir="ltr" lang="ja">拡大の可能性を新たに心に描いてください </span></h3> <p><span dir="ltr" lang="ja">事業を開始する準備ができたり、新たな拠点を追加したり、中小企業をグローバル化しようとしたりするとき、SBAではあなたの可能性を広げるために <a href="https://www.sba.gov/sba-learning-platform">エグゼクティブ起業家教育・トレーニング</a>、メンターの機会、および<a href="https://www.sba.gov/business-guide/grow-your-business/export-products">輸出支援</a>を提供いたします。 </span></p> <h3><span dir="ltr" lang="ja">困難に打ち克つ </span></h3> <p><span dir="ltr" lang="ja">毎年、SBAでは数十億ドルの低金利、長期<a href="https://www.sba.gov/funding-programs/disaster-assistance">復興ローン</a>を、大惨事が宣言された地域の中小企業、住宅所有者、および賃貸者に直接提供しています。ローン条件は各借り手の返済能力に従って設定され、資金は物理的な痛手や経済的損失を賄うために使用することができます。 </span></p> <p><span dir="ltr" lang="ja">大惨事は警告なしに起こりえます。あなたの中小企業をSBAの<a href="https://www.sba.gov/business-guide/manage-your-business/prepare-emergencies">準備リソースと情報</a>を参考に備えてください。</span></p> <h3><span dir="ltr" lang="ja">日本語での支援の確保</span></h3> <p><span dir="ltr" lang="ja">SBAでは多くの新米国市民にとっては、アメリカンドリームへの道は中小企業を所有することから始まることを認識しています。限定的な英語能力（LEP)の個人を支援するために、SBAではその提供内容の概要を提供していますが、書式や申請書は英語で処理され、現場での言語サポート内容は場所により異なります。<br><br> 書式に記入するのにバイリンガルの友人や家族に手伝うようお願いして事業所に付き添ってもらうようにすると助かるかもしれません。また<a href="https://www.lep.gov/sites/lep/files/media/document/2022-06/i-speak-booklet.pdf">LEP.govの「I speak」カード</a>を印刷してあなたの選択言語を表示するカードを持参することにより、現場の職員にあなたの言語選択を知らせることができます。 </span></p> <h3><span dir="ltr" lang="ja">SBAについて</span></h3> <p><span dir="ltr" lang="ja">1953年に創設された米国中小企業局（SBA）は今もなお中小企業のオーナーや起業家がアメリカンドリームを追い求めるのを支援しています。<br><br> 中小企業にとって国家の唯一の利用可能なリソースおよび代弁機関として、SBAは企業が自信をもって起業し、成長し、拡張し、あるいは宣言された第惨事から復興することができるようにカウンセリング、資金、契約の専門知識を提供します。</span></p> <p><span dir="ltr" lang="ja">SBAは連邦政府の力によって裏書されており、完全に中小企業のために貢献する唯一の官房レベルの連邦官庁です。ワシントンDCの取り引きの場で強固な一角を占め、SBAは中小企業のために代弁し、支援することにより、雇用の成長と強力な経済を促進しています。 </span></p> <p><span dir="ltr" lang="ja">端的に言えば、SBAは中小企業の成功に力を与えるのです。あなたの企業にも同じ支援をします。</span></p> <p><span dir="ltr" lang="ja">あなたの事業をSBAがいかに変革できるか最寄りのSBA事業所を訪問するか、オンラインでSBA.govを検索してください。追加の連絡先情報は<a href="https://www.sba.gov/about-sba/organization/contact-sba">こちら</a>から入手することができます。 </span></p> <p><span dir="ltr" lang="ja">SBAサービスはすべての国民に差別なく提供されています。</span></p> </div> </div> </div> </div> </aside> <aside class="sba-read-more-accordion" aria-labelledby="sba-read-more-accordion--heading-9974"> <h2 id="sba-read-more-accordion--heading-9974" class="sba-read-more-accordion__title">Korean - 한국어</h2> <div class="usa-accordion usa-accordion--bordered sba-read-more-accordion__accordion"> <h3 id="sba-" class="usa-accordion__heading"> <button class="usa-accordion__button" aria-expanded="false" aria-controls="sba-accordion-item--6" > SBA는 다음을 지원합니다. </button> </h3> <div id="sba-accordion-item--6" class="usa-accordion__content"> <div class="paragraph paragraph--type--text-section paragraph--view-mode--default sba-standard-margin-spacing"> <div class="usa-prose field__item" data-test="fieldItem"><p><span dir="ltr" lang="ko">SBA는 사업가들을 도와 비즈니스를 시작, 성장, 확장 시키며 재해 선언으로부터 회복을 돕습니다.</span></p> <h3><span dir="ltr" lang="ko">자신감 상승과 스마트 비즈니스</span></h3> <p><span dir="ltr" lang="ko">SBA는 기업가 정신을 지원하는 데 팀의 노력이 필요함을 알고 있습니다. 그렇게 때문에 SBA는 다음과 같은 리소스 파트너 네트워크를 구성했습니다. </span></p> <ul> <li><span dir="ltr" lang="ko">SCORE </span></li> <li><span dir="ltr" lang="ko">소규모 기업 개발 센터 (SBDC) </span></li> <li><span dir="ltr" lang="ko">여성 비즈니스 센터(WBC) </span></li> <li><span dir="ltr" lang="ko">참전용사 비즈니스 홍보 센터(VBOC) </span></li> <li><span dir="ltr" lang="ko">커뮤니티 탐색가 </span></li> </ul> <p><span dir="ltr" lang="ko">이러한 현지 파트너는 비즈니스의 모든 단계에서 시작하고 성공할 수 있도록 무료 또는 저비용 멘토링, 상담, 교육을 제공하여 지원 범위를 확장합니다. 이들과 함께 비즈니스 계획, 시장 조사 수행, 경쟁 분석, 자금 확보를 도울 수 있습니다.</span></p> <p><span dir="ltr" lang="ko">웹사이트(<a href="http://www.sba.gov/local-assistance">sba.gov/local-assistance</a>)를 방문하여 여러분과 가까운 SBA 사무소 또는 리소스 파트너 기관을 찾으세요. 여러분의 산업 분야, 위치, 경험과 관계없이 꿈이 있다면, SBA가 여러분을 위해 돕겠습니다. </span></p> <h3><span dir="ltr" lang="ko">비즈니스 발전에 따라 역량을 구축하세요 </span></h3> <p><span dir="ltr" lang="ko">정부 계약을 위한 준비 상태를 평가하거나 비즈니스 성장에 따른 대출을 확보하는 것과 같은 여러 사업의 단계에서 SBA는 소상공인의 동반자입니다.</span></p> <p><span dir="ltr" lang="ko">SBA는 승인된 대출 기관과 커뮤니티 발전 조직과 협력하여 <a href="https://www.sba.gov/funding-programs">소액 대출 및 SBA 보증 대출</a>을 제공합니다. 대출 기관에게 SBA 지원 대출은 위험 감소를 의미합니다. SBA의 대출 프로그램은 다음의 혜택이 있습니다.</span></p> <ul> <li><span dir="ltr" lang="ko">경쟁력 있는 계약 조건 </span></li> <li><span dir="ltr" lang="ko">낮은 계약금 </span></li> <li><span dir="ltr" lang="ko">유연한 간접비 요건 </span></li> <li><span dir="ltr" lang="ko">상담 및 교육 </span></li> </ul> <p><span dir="ltr" lang="ko">온라인 대출 매칭 도구(<a href="https://www.sba.gov/lendermatch">sba.gov/lendermatch</a>)를 사용해 여러분의 비즈니스에 적합한 SBA 대출 기관을 찾으세요.</span></p> <p><span dir="ltr" lang="ko">미국 정부는 모든 유형의 제품과 서비스를 구매하며 법에 따라 소규모 기업에게 기회를 제공해야 합니다. 그러므로 <a href="https://www.sba.gov/federal-contracting/">연방 정부 계약</a>은 여러분의 비즈니스 성장을 돕는 도구가 될 수 있습니다.</span></p> <p><span dir="ltr" lang="ko">SBA는 다음을 지원합니다. </span></p> <ul> <li><span dir="ltr" lang="ko">정부 계약을 위한 준비 사항 검토</span></li> <li><span dir="ltr" lang="ko">정부 계약 업체로 등록</span></li> <li><span dir="ltr" lang="ko">연방 정부 계약 규정 안내</span></li> <li><span dir="ltr" lang="ko">연방 정부 구매자와 만날 수 있는 기회 탐색</span></li> <li><span dir="ltr" lang="ko">소규모 비즈니스 할당 프로그램을 통한 계약 자격 획득</span></li> </ul> <h3><span dir="ltr" lang="ko">사업을 확장 시키고 잠재력을 재구상하세요 </span></h3> <p><span dir="ltr" lang="ko">사업을 수립하고 새로운 점포를 추가하거나 또는 소규모 비즈니스를 글로벌 운영으로 전환할 준비가 되었다면 SBA는 <a href="https://www.sba.gov/sba-learning-platform">경영진 기업가 정신 교육 및 훈련</a>, 멘토링 기회, <a href="https://www.sba.gov/business-guide/grow-your-business/export-products">수출 지원</a>을 제공해 시야를 넓히는데 도움을 드립니다. </span></p> <h3><span dir="ltr" lang="ko">역경을 이겨낸 승리 </span></h3> <p><span dir="ltr" lang="ko">매년 SBA는 수십억 달러의 저금리 장기 <a href="https://www.sba.gov/funding-programs/disaster-assistance">재해 대출</a>을 재난 선포 지역에 위치한 소상공인, 주택 소유자 및 임대인에게 직접 제공합니다. 대출 조건은 차용인의 상환 능력에 따라 정해지며 자금은 물리적 피해 보상과 경제적 손해 회복에 사용할 수 있습니다. </span></p> <p><span dir="ltr" lang="ko">재해는 경고 없이 찾아옵니다. SBA의 <a href="https://www.sba.gov/business-guide/manage-your-business/prepare-emergencies">재해 대비 리소스 및 정보</a>를 통해 여러분의 비즈니스를 대비하세요.</span></p> <h3><span dir="ltr" lang="ko">한국어 지원</span></h3> <p><span dir="ltr" lang="ko">새롭게 미국인이 된 많은 사람들에게 아메리칸 드림을 이루는 길은 소규모 비즈니스를 소유하는 것임을 SBA는 알고 있습니다. 제한된 영어 능력(LEP)을 가진 개인을 돕고자 SBA의 제공 사항에 대한 개요를 한국어로 제공하고 있지만 양식과 신청서는 영어로 처리되며 현장 언어 지원은 매우 다양한 점을 참조하십시오. 이중 언어를 구사하는 친구나 가족에게 양식 작성과 장소에 동행하도록 도움을 요청하는 것이 도움이 될 수 있습니다. 또한 <a href="https://www.lep.gov/sites/lep/files/media/document/2022-06/i-speak-booklet.pdf">LEP.gov의 “I speak” 카드</a>를 인쇄하고 선호하는 언어가 표시된 카드를 가져와서 현장 직원에게 선호하는 언어를 알릴 수 있습니다. </span></p> <h3><span dir="ltr" lang="ko">SBA에 대한 정보</span></h3> <p><span dir="ltr" lang="ko">1953년 설립된 미국 중소기업청(SBA)은 아메리칸 드림을 추구하는 소상공인과 기업가들을 지속적으로 지원해 왔습니다. SBA는 소규모 비즈니스를 위해 리소스를 제공하고 목소리를 내는 국내 유일한 곳이며 상담, 자본 및 계약 전문 지식을 제공하여 기업이 자신 있게 비즈니스를 시작, 성장, 확장하고 재난 선포로부터 회복할 수 있도록 돕습니다.</span></p> <p><span dir="ltr" lang="ko">SBA는 연방 정부의 든든한 지원을 받고 있으며 소규모 비즈니스를 위해 오로지 존재하는 유일한 내각 수준의 연방 정부 기관입니다. 워싱턴 DC의 강력한 의석을 가진 SBA는 소상공인을 지지하고 지원하며 일자리 증가와 강력한 경제 성장을 촉진시킵니다. </span></p> <p><span dir="ltr" lang="ko">한마디로 SBA는 소규모 비즈니스가 성공할 수 있도록 지원합니다. 그리고 여러분의 비즈니스도 성공할 수 있도록 도울 것입니다.</span></p> <p><span dir="ltr" lang="ko">여러분 지역의 SBA 사무소를 방문하거나 온라인(SBA.gov)에서 SBA가 비즈니스 혁신을 어떻게 도울 수 있는지 자세히 살펴보십시오. 추가 연락처 정보는 <a href="https://www.sba.gov/about-sba/organization/contact-sba">여기</a>서 확인하세요. </span></p> <p><span dir="ltr" lang="ko">모든 SBA 프로그램 및 서비스는 비차별적으로 대중에게 제공됩니다.</span></p> </div> </div> </div> </div> </aside> <aside class="sba-read-more-accordion" aria-labelledby="sba-read-more-accordion--heading-7932"> <h2 id="sba-read-more-accordion--heading-7932" class="sba-read-more-accordion__title">Portuguese - Português</h2> <div class="usa-accordion usa-accordion--bordered sba-read-more-accordion__accordion"> <h3 id="como-a-sba-pode-ajudar-voc" class="usa-accordion__heading"> <button class="usa-accordion__button" aria-expanded="false" aria-controls="sba-accordion-item--7" > Como a SBA pode ajudar você </button> </h3> <div id="sba-accordion-item--7" class="usa-accordion__content"> <div class="paragraph paragraph--type--text-section paragraph--view-mode--default sba-standard-margin-spacing"> <div class="usa-prose field__item" data-test="fieldItem"><p><span dir="ltr" lang="pt-pt">A SBA ajuda os empreendedores a iniciar, crescer e expandir seus negócios ou a se recuperarem de um desastre declarado.</span></p> <h3><span dir="ltr" lang="pt-pt">Aumente sua confiança e a inteligência dos negócios</span></h3> <p><span dir="ltr" lang="pt-pt">A SBA sabe que apoiar o empreendedorismo é um esforço de equipe. É por isso que formamos a Rede de Parceiros de Recursos da SBA: </span></p> <ul> <li><span dir="ltr" lang="pt-pt">SCORE </span></li> <li><span dir="ltr" lang="pt-pt">Centros de Desenvolvimento de Pequenos Negócios(SBDCs) </span></li> <li><span dir="ltr" lang="pt-pt">Centros de Empreendedorismo Feminino (WBCs) </span></li> <li><span dir="ltr" lang="pt-pt">Centros de Assistência a Empreendimentos de Veteranos (VBOCs) </span></li> <li><span dir="ltr" lang="pt-pt">Assistência à Comunidade</span></li> </ul> <p><span dir="ltr" lang="pt-pt">Esses parceiros locais ampliam nosso alcance, oferecendo orientação, aconselhamento e treinamento gratuitos ou de baixo custo para ajudar você a iniciar e prosperar em todos os estágios do negócio. Juntos, ajudamos a planejar seus negócios, realizar pesquisas de mercado, analisar sua concorrência e garantir financiamento.</span></p> <p><span dir="ltr" lang="pt-pt">Acesse <a href="http://www.sba.gov/local-assistance">sba.gov/local-assistance</a> para encontrar o escritório da SBA ou a Organização Parceira de Recursos mais próxima. Não importa seu setor, localização ou experiência - se você tem um sonho, a SBA está do seu lado.</span></p> <h3><span dir="ltr" lang="pt-pt">Expanda sua capacidade à medida que seu negócio cresce </span></h3> <p><span dir="ltr" lang="pt-pt">Desde avaliar sua prontidão para contratação governamental até conseguir um empréstimo à medida que você cresce, a SBA é a aliada das pequenas empresas em todas as etapas do negócio.</span></p> <p><span dir="ltr" lang="pt-pt">A SBA trabalha com credores aprovados e outras organizações de desenvolvimento comunitário para oferecer <a href="https://www.sba.gov/funding-programs">microempréstimos e empréstimos garantidos pela SBA</a>. Para os credores, os empréstimos garantidos pela SBA significam menor risco. Para você, nossos programas de financiamento resultam em:</span></p> <ul> <li><span dir="ltr" lang="pt-pt">Termos competitivos </span></li> <li><span dir="ltr" lang="pt-pt">Entradas mais baixas </span></li> <li><span dir="ltr" lang="pt-pt">Requisitos flexíveis de custos indiretos </span></li> <li><span dir="ltr" lang="pt-pt">Aconselhamento e treinamento </span></li> </ul> <p><span dir="ltr" lang="pt-pt">Use nossa ferramenta on-line Lender Match para encontrar um credor da SBA certo para seu negócio: <a href="https://www.sba.gov/lendermatch">sba.gov/lendermatch </a></span></p> <p><span dir="ltr" lang="pt-pt">Além disso, o governo dos EUA compra todos os tipos de produtos e serviços e é obrigado por lei a fornecer oportunidades para pequenas empresas. Portanto, a <a href="https://www.sba.gov/federal-contracting/">contratação federal</a> pode ser uma ferramenta para ajudar sua empresa a crescer.</span></p> <p><span dir="ltr" lang="pt-pt">A SBA pode ajudar você a: </span></p> <ul> <li><span dir="ltr" lang="pt-pt">Avaliar sua prontidão para contratação governamental</span></li> <li><span dir="ltr" lang="pt-pt">Registrar-se como fornecedor do governo</span></li> <li><span dir="ltr" lang="pt-pt">Entender as regras federais de contratação</span></li> <li><span dir="ltr" lang="pt-pt">Descobrir oportunidades adequadas com compradores federais</span></li> <li><span dir="ltr" lang="pt-pt">Qualificar-se para contratos por meio de programas de assistência para pequenas empresas</span></li> </ul> <h3><span dir="ltr" lang="pt-pt">Reinvente seu potencial conforme você cresce </span></h3> <p><span dir="ltr" lang="pt-pt">Quando você estiver pronto para abrir uma loja, adicionar um novo local ou transformar sua pequena empresa em uma operação global, a SBA oferece <a href="https://www.sba.gov/sba-learning-platform">orientação e treinamento em empreendedorismo executivo</a>, oportunidades de mentoria e <a href="https://www.sba.gov/business-guide/grow-your-business/export-products">assistência de exportação</a> para ajudar a expandir seus horizontes. </span></p> <h3><span dir="ltr" lang="pt-pt">Vença as adversidades </span></h3> <p><span dir="ltr" lang="pt-pt">Todos os anos, fornecemos bilhões de dólares em <a href="https://www.sba.gov/funding-programs/disaster-assistance">empréstimos para desastres</a> de longo prazo e juros baixos diretamente para pequenas empresas, proprietários de imóveis e locatários em áreas de desastre declarado. Os termos do empréstimo são definidos de acordo com a capacidade de pagamento de cada mutuário, e os fundos podem ser usados para ajudar a cobrir danos físicos e econômicos. </span></p> <p><span dir="ltr" lang="pt-pt">Um desastre pode chegar sem avisar. Prepare sua pequena empresa com os <a href="https://www.sba.gov/business-guide/manage-your-business/prepare-emergencies">recursos e informações de prontidão</a> da SBA.</span></p> <h3><span dir="ltr" lang="pt-pt">Obtenha assistência em português</span></h3> <p><span dir="ltr" lang="pt-pt">A SBA sabe que, para muitos novos americanos, o caminho para o sonho começa com um pequeno negócio. Para ajudar pessoas com proficiência limitada em inglês (LEP), fornecemos esta visão geral dos serviços prestados pela SBA, mas, lembre-se, os formulários e cadastros são processados em inglês, e a assistência de idiomas no local varia muito. Talvez seja útil pedir a um amigo ou familiar bilíngue para ajudar com o preenchimento dos formulários e acompanhá-lo aos locais. Você também pode informar o pessoal local sobre sua preferência de idioma imprimindo os <a href="https://www.lep.gov/sites/lep/files/media/document/2022-06/i-speak-booklet.pdf">cartões “I speak” do LEP.gov</a> e trazendo aqueles que identificam seu(s) idioma(s) preferencial(s). </span></p> <h3><span dir="ltr" lang="pt-pt">Sobre a SBA</span></h3> <p><span dir="ltr" lang="pt-pt">Criada em 1953, a U.S. Small Business Administration (SBA) continua a ajudar proprietários de pequenas empresas e empreendedores a trilhar o sonho americano. Como o único recurso e voz do país para pequenas empresas, a SBA fornece consultoria, capital e experiência em contratação para que as empresas possam iniciar, crescer ou expandir seus negócios com confiança ou se recuperarem de um desastre declarado.</span></p> <p><span dir="ltr" lang="pt-pt">Ela é apoiada pelo governo federal e é a única agência federal a nível do gabinete totalmente dedicada às pequenas empresas. Com um assento poderoso à mesa em Washington, D.C., a SBA promove a contratação e o fortalecimento da economia, defendendo e apoiando pequenas empresas. </span></p> <p><span dir="ltr" lang="pt-pt">Simplificando, ela capacita as pequenas empresas a alcançarem o sucesso. E vai ajudar a sua também.</span></p> <p><span dir="ltr" lang="pt-pt">Saiba mais como a SBA pode auxiliar na transformação da sua empresa visitando nosso escritório local ou acessando o site SBA.gov. Confira as informações de contato <a href="https://www.sba.gov/about-sba/organization/contact-sba">aqui</a>. </span></p> <p><span dir="ltr" lang="pt-pt">Todos os serviços da SBA são oferecidos ao público de forma não discriminatória.</span></p> </div> </div> </div> </div> </aside> <aside class="sba-read-more-accordion" aria-labelledby="sba-read-more-accordion--heading-4237"> <h2 id="sba-read-more-accordion--heading-4237" class="sba-read-more-accordion__title">Tagalog - Tagalog</h2> <div class="usa-accordion usa-accordion--bordered sba-read-more-accordion__accordion"> <h3 id="paano-ka-matutulungan-ng-sba" class="usa-accordion__heading"> <button class="usa-accordion__button" aria-expanded="false" aria-controls="sba-accordion-item--8" > Paano ka matutulungan ng SBA </button> </h3> <div id="sba-accordion-item--8" class="usa-accordion__content"> <div class="paragraph paragraph--type--text-section paragraph--view-mode--default sba-standard-margin-spacing"> <div class="usa-prose field__item" data-test="fieldItem"><p><span dir="ltr" lang="tl">Tinutulungan ng SBA ang mga negosyante na magsimula, lumago, at magpalawak ng kanilang mga negosyo, o makabangon mula sa idineklarang sakuna.</span></p> <h3><span dir="ltr" lang="tl">Palakihin ang kumpiyansa at katalinuhan mo sa negosyo</span></h3> <p><span dir="ltr" lang="tl">Kinikilala ng SBA na ang pagsuporta sa entrepreneurship ay isang pagsisikap ng koponan. Iyon ang dahilan kung bakit binuo namin ang Resource Partner Network ng SBA:</span></p> <ul> <li><span dir="ltr" lang="tl">SCORE </span></li> <li><span dir="ltr" lang="tl">Small Business Development<br><br> Centers (SBDCs) </span></li> <li><span dir="ltr" lang="tl">Women’s Business Centers (WBCs) </span></li> <li><span dir="ltr" lang="tl">Veterans Business Outreach<br><br> Centers (VBOCs)</span></li> <li><span dir="ltr" lang="tl">Community Navigators</span></li> </ul> <p><span dir="ltr" lang="tl">Pinapalawak ng mga lokal na kasosyong ito ang aming kayang abutin, nag-aalok ng libre o murang pagtuturo, pagpapayo, at pagsasanay para matulungan kang magsimula at umunlad sa lahat ng yugto ng negosyo. Sama-sama, matutulungan ka naming planuhin ang negosyo mo, magsagawa ng pananaliksik sa merkado, suriin ang iyong kompetensya, at ligtas na pagpopondo.</span></p> <p><span dir="ltr" lang="tl">Bisitahin ang <a href="http://www.sba.gov/local-assistance">sba.gov/local-assistance</a> upang mahanap ang pinakamalapit na opisina ng SBA sa iyo o organisasyon ng Resource Partner. Anuman ang industriya, lokasyon, o karanasan mo—kung may pangarap ka, nandiyan ang SBA para sa iyo.</span></p> <h3><span dir="ltr" lang="tl">Bumuo ng kapasidad habang umuunlad ang iyong negosyo</span></h3> <p><span dir="ltr" lang="tl">Mula sa pagtatasa ng kahandaan mo para sa pagkontrata ng gobyerno hanggang sa pagtulong sa iyo na makakuha ng pautang habang umuunlad ka, ang SBA ay ang maliit na kaalyado mo sa negosyo sa bawat yugto ng nito.</span></p> <p><span dir="ltr" lang="tl">Nakikipagtulungan ang SBA sa mga aprubadong nagpapahiram at iba pang organisasyon sa pagpapaunlad ng komunidad upang mag-alok ng <a href="https://www.sba.gov/funding-programs">mga microloan at mga pautang na garantisado ng SBA</a>. Para sa mga nagpapahiram, ang mga pautang na sinusuportahan ng SBA ay nangangahulugan ng pinababang panganib. Para sa iyo, ang aming mga programa sa pagpopondo ay nagreresulta sa:</span></p> <ul> <li><span dir="ltr" lang="tl">Mga terminong mapagkumpitensya </span></li> <li><span dir="ltr" lang="tl">Pagpapababa ng mga paunang bayad </span></li> <li><span dir="ltr" lang="tl">Mga kinakailangan sa naibabagay na paggugol sa pangangasiwa ng negosyo </span></li> <li><span dir="ltr" lang="tl">Pagpapayo at edukasyon </span></li> </ul> <p><span dir="ltr" lang="tl">Gamitin ang aming online tool sa Lender Match para maghanap ng nagpapahiram sa SBA na akma para sa iyong negosyo: <a href="https://www.sba.gov/lendermatch">sba.gov/lendermatch </a></span></p> <p><span dir="ltr" lang="tl">Gayundin, binibili ng gobyerno ng U.S. ang lahat ng uri ng produkto at serbisyo, at inaatas ng batas na magbigay ng mga oportunidad para sa maliliit na negosyo. Kaya, ang <a href="https://www.sba.gov/federal-contracting/">pederal na pagkontrata</a> ay maaaring isang tool para matulungang lumago ang iyong negosyo.</span></p> <p><span dir="ltr" lang="tl">Matutulungan ka ng SBA na:</span></p> <ul> <li><span dir="ltr" lang="tl">Suriin ang kahandaan mo para sa pagkontrata ng gobyerno</span></li> <li><span dir="ltr" lang="tl">Magrehistro bilang isang kontratista ng gobyerno</span></li> <li><span dir="ltr" lang="tl">Mag-navigate sa mga tuntunin sa pederal na pagkontrata</span></li> <li><span dir="ltr" lang="tl">Tumuklas ng mga oportunidad sa pakikipagtugma sa mga pederal na mamimili</span></li> <li><span dir="ltr" lang="tl">Maging kwalipikado para sa mga kontrata sa pamamagitan ng mga programang itinabi ng maliliit na negosyo</span></li> </ul> <h3><span dir="ltr" lang="tl">Muling isipin ang iyong potensyal habang nagpapalago ka ng negosyo</span></h3> <p><span dir="ltr" lang="tl">Kapag handa ka nang mag-set up ng shop, magdagdag ng bagong lokasyon, o gawing pandaigdigang operasyon ang iyong maliit na negosyo, nag-aalok ang SBA ng <a href="https://www.sba.gov/sba-learning-platform">edukasyon at pagsasanay sa ehekutibong entrepreneurship</a>, mga oportunidad sa pagtuturo, at <a href="https://www.sba.gov/business-guide/grow-your-business/export-products">tulong sa pag-export</a> para matulungan kang palawakin ang iyong mga abot-tanaw.</span></p> <h3><span dir="ltr" lang="tl">Tagumpay sa ibabaw ng kahirapan </span></h3> <p><span dir="ltr" lang="tl">Bawat taon, nagbibigay kami ng bilyun-bilyong dolyar sa mababang interes, pangmatagalang <a href="https://www.sba.gov/funding-programs/disaster-assistance">mga pautang sa sakuna</a> nang direkta sa maliliit na negosyo, may-ari ng bahay, at nangungupahan na matatagpuan sa mga idineklarang lugar ng sakuna. Ang mga termino ng pautang ay itinatag ayon sa kakayahan ng bawat nanghihiram na magbayad, at ang mga pondo ay maaaring gamitin upang makatulong na sakupin ang pisikal na pinsala at kapinsalaan sa ekonomiya.</span></p> <p><span dir="ltr" lang="tl">Ang isang sakuna ay maaaring mangyari nang walang babala. Ihanda ang iyong maliit na negosyo gamit ang mga <a href="https://www.sba.gov/business-guide/manage-your-business/prepare-emergencies">mapagkukunan at impormasyon sa paghahanda</a> ng SBA.</span></p> <h3><span dir="ltr" lang="tl">Humingi ng tulong sa wikang Tagalog</span></h3> <p><span dir="ltr" lang="tl">Kinikilala ng SBA na para sa maraming bagong Amerikano, ang landas patungo sa American Dream ay nagsisimula sa pagmamay-ari ng isang maliit na negosyo. Para matulungan ang mga indibidwal na may limitadong English proficiency (LEP) , ibinibigay namin ang pangkalahatang-ideya ng kung ano ang inaalok ng SBA, pero tandaan na ang mga form at aplikasyon ay pinoproseso sa English at ang tulong sa wika sa site ay malawak na nag-iiba. Maaaring makatulong sa iyo na hilingin sa isang bilingguwal na kaibigan o miyembro ng pamilya na tulungan ka sa pagsagot sa mga form at samahan ka sa mga lokasyon. Maaari mo ring ipaalam sa mga tauhan sa lugar ang iyong kagustuhan sa wika sa pamamagitan ng pag-imprenta ng <a href="https://www.lep.gov/sites/lep/files/media/document/2022-06/i-speak-booklet.pdf">mga card na "I speak" ng LEP.gov</a> at pagdadala ng mga nagpapakilala sa iyong (mga) gustong wika.</span></p> <h3><span dir="ltr" lang="tl">Tungkol sa SBA</span></h3> <p><span dir="ltr" lang="tl">Nilikha noong 1953, patuloy na tinutulungan ng U.S. Small Business Administration (SBA) ang mga may-ari at negosyante ng maliliit na negosyo na ituloy ang American dream. Bilang ang tanging mapagkukunan at boses ng bansa para sa maliliit na negosyo, ang SBA ay nagbibigay ng pagpapayo, kapital, at kadalubhasaan sa pagkontrata upang ang mga negosyo ay may magkaroon ng kumpiyansang magsimula, lumago, o mapalawak ang kanilang mga negosyo, o makabangon mula sa isang idineklarang sakuna.</span></p> <p><span dir="ltr" lang="tl">Ang SBA ay sinusuportahan ng lakas ng pederal na pamahalaan at ang tanging ahensyang pederal sa antas ng gabinete na ganap na nakatuon sa maliit na negosyo. Sa pamamagitan ng malakas na puwesto sa Washington, D.C., itinataguyod ng SBA ang paglago ng trabaho at mas malakas na ekonomiya sa paraang pagtataguyod at pagsuporta sa maliliit na negosyo.</span></p> <p><span dir="ltr" lang="tl">Sa madaling salita, binibigyang kakayahan ng SBA ang maliliit na negosyo na magtagumpay. At makakatulong ito sa iyo na gawin ang katulad.</span></p> <p><span dir="ltr" lang="tl">Matuto nang higit pa tungkol sa kung paano matutulungan ng SBA ang pagbabagong-anyo ng negosyo mo sa pamamagitan ng pagbisita sa iyong lokal na tanggapan ng SBA o pag-o-online sa SBA.gov. Ang karagdagang impormasyon sa pakikipag-ugnayan ay matatagpuan <a href="https://www.sba.gov/about-sba/organization/contact-sba">dito</a>.</span></p> <p><span dir="ltr" lang="tl">Ang lahat ng mga serbisyo ng SBA ay pinalawak sa publiko nang walang diskriminasyon.</span></p> </div> </div> </div> </div> </aside> <aside class="sba-read-more-accordion" aria-labelledby="sba-read-more-accordion--heading-4485"> <h2 id="sba-read-more-accordion--heading-4485" class="sba-read-more-accordion__title">Thai - ไทย</h2> <div class="usa-accordion usa-accordion--bordered sba-read-more-accordion__accordion"> <h3 id="sba---2" class="usa-accordion__heading"> <button class="usa-accordion__button" aria-expanded="false" aria-controls="sba-accordion-item--9" > SBA สามารถช่วยคุณได้อย่างไร </button> </h3> <div id="sba-accordion-item--9" class="usa-accordion__content"> <div class="paragraph paragraph--type--text-section paragraph--view-mode--default sba-standard-margin-spacing"> <div class="usa-prose field__item" data-test="fieldItem"><p><span dir="ltr" lang="th">SBA ช่วยให้ผู้ประกอบการเริ่มต้น เติบโต และขยายธุรกิจ หรือฟื้นตัวจากภัยพิบัติที่ทราบกันดี</span></p> <h3><span dir="ltr" lang="th">เพิ่มความมั่นใจและความฉลาดทางธุรกิจของคุณ</span></h3> <p><span dir="ltr" lang="th">SBA ตระหนักดีว่าการสนับสนุนผู้ประกอบการเป็นความพยายามของทีม นั่นจึงเป็นเหตุผลที่เราก่อตั้งเครือข่ายพันธมิตรทรัพยากรของ SBA: </span></p> <ul> <li><span dir="ltr" lang="th">SCORE</span></li> <li><span dir="ltr" lang="th">ศูนย์การพัฒนาธุรกิจ<br><br> ขนาดเล็ก (SBDC) </span></li> <li><span dir="ltr" lang="th">ศูนย์ธุรกิจของสตรี (WBC) </span></li> <li><span dir="ltr" lang="th">ศูนย์ส่งเสริมธุรกิจของ<br><br> ทหารผ่านศึก (VBOC) </span></li> <li><span dir="ltr" lang="th">ผู้นำชุมชน</span></li> </ul> <p><span dir="ltr" lang="th">พันธมิตรในท้องถิ่นเหล่านี้ขยายขอบเขตการเข้าถึงของเรา โดยเสนอการให้คำแนะนำ การให้คำปรึกษา และการฝึกอบรมฟรีหรือประหยัดต้นทุน เพื่อช่วยให้คุณเริ่มต้นและเติบโตในทุกขั้นตอนของธุรกิจ เราสามารถช่วยคุณวางแผนธุรกิจ ทำการวิจัยตลาด วิเคราะห์การแข่งขัน และจัดหาเงินทุนร่วมกันได้</span></p> <p><span dir="ltr" lang="th">เยี่ยมชม <a href="http://www.sba.gov/local-assistance">sba.gov/local-assistance</a> เพื่อค้นหาสำนักงาน SBA หรือองค์กรพันธมิตรด้านทรัพยากรที่ใกล้ที่สุด หากคุณมีความฝันแล้ว SBA จะอยู่เคียงข้างคุณเอง ไม่ว่าจะเป็นด้านอุตสาหกรรม สถานที่ หรือประสบการณ์ของคุณ </span></p> <h3><span dir="ltr" lang="th">สร้างศักยภาพเคียงคู่ไปกับการพัฒนาธุรกิจของคุณ </span></h3> <p><span dir="ltr" lang="th">นับตั้งแต่การประเมินความพร้อมของคุณสำหรับการทำสัญญากับรัฐบาล ไปจนถึงการช่วยให้คุณได้รับเงินกู้เมื่อคุณสร้างการเติบโต SBA จะเป็นพันธมิตรทางธุรกิจขนาดเล็กของคุณในทุกขั้นตอนของธุรกิจ</span></p> <p><span dir="ltr" lang="th">SBA ทำงานร่วมกับผู้ให้กู้ที่ผ่านการอนุมัติและองค์กรพัฒนาชุมชนอื่น ๆ เพื่อเสนอ<a href="https://www.sba.gov/funding-programs">สินเชื่อขนาดเล็กและสินเชื่อที่รับประกันโดย SBA</a> สำหรับผู้ให้กู้ สินเชื่อที่ได้รับการสนับสนุนจาก SBA หมายถึงความเสี่ยงที่ลดลง สำหรับคุณแล้ว โปรแกรมการระดมทุนของเราส่งผลให้:</span></p> <ul> <li><span dir="ltr" lang="th">ข้อกำหนดด้านการแข่งขัน </span></li> <li><span dir="ltr" lang="th">ลดการชำระเงินดาวน์ </span></li> <li><span dir="ltr" lang="th">ข้อกำหนดด้านค่าใช้จ่ายที่ยืดหยุ่น </span></li> <li><span dir="ltr" lang="th">การให้คำปรึกษาและการศึกษา </span></li> </ul> <p><span dir="ltr" lang="th">ใช้เครื่องมือการจับคู่ผู้ให้กู้ออนไลน์ของเราเพื่อค้นหาผู้ให้กู้ SBA ที่เหมาะกับธุรกิจของคุณ: <a href="https://www.sba.gov/lendermatch">sba.gov/lendermatch </a></span></p> <p><span dir="ltr" lang="th">นอกจากนี้ รัฐบาลสหรัฐยังซื้อผลิตภัณฑ์และบริการทุกประเภท และกฎหมายกำหนดให้ต้องเปิดโอกาสสำหรับธุรกิจขนาดเล็ก ดังนั้น <a href="https://www.sba.gov/federal-contracting/">การทำสัญญากับสหพันธรัฐ</a>อาจเป็นเครื่องมือหนึ่งที่ช่วยให้ธุรกิจของคุณเติบโตได้</span></p> <p><span dir="ltr" lang="th">SBA สามารถช่วยให้คุณ: </span></p> <ul> <li><span dir="ltr" lang="th">ประเมินความพร้อมของคุณในการทำสัญญากับภาครัฐ</span></li> <li><span dir="ltr" lang="th">ลงทะเบียนเป็นผู้รับเหมาของภาครัฐ</span></li> <li><span dir="ltr" lang="th">แนะแนวนำทางกฎการทำสัญญากับสหพันธรัฐ</span></li> <li><span dir="ltr" lang="th">ค้นพบโอกาสในการจับคู่กับผู้ซื้อของสหพันธรัฐ</span></li> <li><span dir="ltr" lang="th">มีคุณสมบัติเหมาะสมสำหรับสัญญาผ่านโปรแกรมธุรกิจขนาดเล็กที่ตั้งค่าไว้</span></li> </ul> <h3><span dir="ltr" lang="th">จินตนาการถึงศักยภาพของคุณอีกครั้งเมื่อคุณขยายสาขาออกไป </span></h3> <p><span dir="ltr" lang="th">เมื่อคุณพร้อมที่จะจัดตั้งร้านค้า เพิ่มสถานที่ใหม่ ๆ หรือเปลี่ยนธุรกิจขนาดเล็กของคุณให้เป็นการดำเนินงานระดับโลก SBA ขอเสนอ<a href="https://www.sba.gov/sba-learning-platform">การศึกษาและการฝึกอบรมการเป็นผู้ประกอบการระดับผู้บริหาร</a> โอกาสในการให้คำปรึกษา และ <a href="https://www.sba.gov/business-guide/grow-your-business/export-products">ความช่วยเหลือด้านการส่งออก</a>เพื่อช่วยให้คุณขยายขอบเขตของคุณไปให้ไกลที่สุด </span></p> <h3><span dir="ltr" lang="th">ชัยชนะเหนือความทุกข์ยาก </span></h3> <p><span dir="ltr" lang="th">ในแต่ละปี เราให้<a href="https://www.sba.gov/funding-programs/disaster-assistance">สินเชื่อ</a>ดอกเบี้ยต่ำระยะยาวหลายพันล้านดอลลาร์โดยตรงแก่ธุรกิจขนาดเล็ก เจ้าของบ้าน และผู้เช่าที่อยู่ในพื้นที่ภัยพิบัติที่ทราบกันดี ข้อกำหนดการกู้ยืมสร้างขึ้นตามความสามารถในการชำระคืนของผู้กู้แต่ละราย และเงินดังกล่าวสามารถใช้เพื่อช่วยครอบคลุมความเสียหายทางกายภาพและความเสียหายทางเศรษฐกิจ </span></p> <p><span dir="ltr" lang="th">ภัยพิบัติสามารถเกิดขึ้นได้โดยไม่มีสัญญาณเตือนล่วงหน้า เตรียมพร้อมให้กับธุรกิจขนาดเล็กของคุณด้วย<a href="https://www.sba.gov/business-guide/manage-your-business/prepare-emergencies">ทรัพยากรและข้อมูลการเตรียมความพร้อม</a>ของ SBA</span></p> <h3><span dir="ltr" lang="th">รับความช่วยเหลือเป็นภาษาไทย</span></h3> <p><span dir="ltr" lang="th">SBA ตระหนักดีว่าเส้นทางสู่อเมริกันดรีมรุ่นใหม่จำนวนมากเริ่มต้นจากการเป็นเจ้าของธุรกิจขนาดเล็ก เพื่อช่วยเหลือบุคคลที่มีความสามารถทางภาษาอังกฤษจำกัด (LEP) เราให้ภาพรวมของข้อเสนอของ SBA แต่โปรดทราบว่าแบบฟอร์มและใบสมัครจัดทำขึ้นเป็นภาษาอังกฤษและความช่วยเหลือด้านภาษาในสถานที่นั้นมีความแตกต่างกันออกไปอย่างมาก คุณอาจต้องลองขอความช่วยเหลือจากเพื่อนหรือสมาชิกในครอบครัวที่พูดได้สองภาษาในการกรอกแบบฟอร์มและพาคุณไปยังสถานที่ต่าง ๆ คุณยังสามารถแจ้งให้เจ้าหน้าที่ในสถานที่ทราบภาษาที่คุณต้องการได้ด้วยการพิมพ์<a href="https://www.lep.gov/sites/lep/files/media/document/2022-06/i-speak-booklet.pdf">บัตร "ฉันพูด" ของ LEP.gov</a> และนำบัตรที่ระบุภาษาที่คุณต้องการ </span></p> <h3><span dir="ltr" lang="th">เกี่ยวกับ SBA</span></h3> <p><span dir="ltr" lang="th"> U.S. Small Business Administration (SBA) ซึ่งก่อตั้งขึ้นในปี 1953 ยังคงให้การช่วยเหลือเจ้าของธุรกิจขนาดเล็กและผู้ประกอบการในการตามหาอเมริกันดรีม ในฐานะที่เป็นแหล่งข้อมูลและกระบอกเสียงสำหรับธุรกิจขนาดเล็กเพียงแห่งเดียวของประเทศ SBA จึงให้คำปรึกษา เงินทุน และความเชี่ยวชาญในการทำสัญญา เพื่อให้ธุรกิจต่าง ๆ สามารถเริ่มต้น เติบโต หรือขยายธุรกิจได้อย่างมั่นใจ หรือฟื้นตัวจากภัยพิบัติที่ทราบกันดี</span></p> <p><span dir="ltr" lang="th">SBA ได้รับการสนับสนุนจากความเข้มแข็งของสหพันธรัฐ และเป็นหน่วยงานสหพันธรัฐระดับคณะรัฐมนตรีเพียงแห่งเดียวที่มุ่งมั่นทุ่มเทเพื่อธุรกิจขนาดเล็กอย่างเต็มที่ SBA ส่งเสริมการเติบโตของงานและเศรษฐกิจที่แข็งแกร่งขึ้นโดยการช่วยเหลือและสนับสนุนธุรกิจขนาดเล็ก ด้วยตำแหน่งที่มีอำนาจในการตัดสินใจในวอชิงตัน ดี.ซี. </span></p> <p><span dir="ltr" lang="th">พูดง่าย ๆ คือ SBA ช่วยส่งเสริมให้ธุรกิจขนาดเล็กประสบความสำเร็จ และก็จะช่วยให้คุณประสบความสำเร็จเช่นกัน</span></p> <p><span dir="ltr" lang="th">เรียนรู้เพิ่มเติมเกี่ยวกับวิธีการที่ SBA สามารถช่วยเปลี่ยนแปลงธุรกิจของคุณโดยไปที่สำนักงาน SBA ในพื้นที่ของคุณหรือดูออนไลน์ได้ที่ SBA.gov สามารถดูข้อมูลติดต่อเพิ่มเติมได้<a href="https://www.sba.gov/about-sba/organization/contact-sba">ที่นี่</a> </span></p> <p><span dir="ltr" lang="th">บริการ SBA ทั้งหมดจะได้รับการขยายไปสู่สาธารณะอย่างเท่าเทียมกัน</span></p> </div> </div> </div> </div> </aside> <aside class="sba-read-more-accordion" aria-labelledby="sba-read-more-accordion--heading-3995"> <h2 id="sba-read-more-accordion--heading-3995" class="sba-read-more-accordion__title">Vietnamese - Tiếng Việt</h2> <div class="usa-accordion usa-accordion--bordered sba-read-more-accordion__accordion"> <h3 id="cch-thc-sba-c-th-gip-qu-v" class="usa-accordion__heading"> <button class="usa-accordion__button" aria-expanded="false" aria-controls="sba-accordion-item--10" > Cách thức SBA có thể giúp quý vị </button> </h3> <div id="sba-accordion-item--10" class="usa-accordion__content"> <div class="paragraph paragraph--type--text-section paragraph--view-mode--default sba-standard-margin-spacing"> <div class="usa-prose field__item" data-test="fieldItem"><p><span dir="ltr" lang="vi">SBA giúp các doanh nhân khởi nghiệp, phát triển và mở rộng hoạt động kinh doanh hoặc khôi phục sau thảm họa đã được tuyên bố.</span></p> <h3><span dir="ltr" lang="vi">Tăng sự tự tin và thông minh trong kinh doanh</span></h3> <p><span dir="ltr" lang="vi">SBA nhận ra rằng việc hỗ trợ tinh thần khởi nghiệp là nỗ lực của cả nhóm. Đó là lý do chúng tôi thành lập Mạng Lưới Đối Tác Nguồn Lực Của SBA: </span></p> <ul> <li><span dir="ltr" lang="vi">SCORE</span></li> <li><span dir="ltr" lang="vi">Trung Tâm Phát Triển Doanh Nghiệp Nhỏ (SBDC) </span></li> <li><span dir="ltr" lang="vi">Trung Tâm Doanh Nghiệp Của Phụ Nữ (WBC)</span></li> <li><span dir="ltr" lang="vi">Trung Tâm Tiếp Cận Doanh Nghiệp Cựu Chiến Binh (VBOC) </span></li> <li><span dir="ltr" lang="vi">Người Điều Hướng Cộng Đồng</span></li> </ul> <p><span dir="ltr" lang="vi">Các đối tác địa phương này mở rộng phạm vi tiếp cận của chúng tôi, cung cấp tư vấn, cố vấn và đào tạo miễn phí hoặc chi phí thấp để giúp quý vị khởi nghiệp và phát triển trong mọi giai đoạn hoạt động kinh doanh. Khi hợp tác với nhau, chúng tôi có thể giúp quý vị lập kế hoạch cho doanh nghiệp, tiến hành nghiên cứu thị trường, phân tích đối thủ cạnh tranh và đảm bảo nguồn vốn.</span></p> <p><span dir="ltr" lang="vi">Truy cập <a href="http://www.sba.gov/local-assistance">sba.gov/local-assistance</a> để tìm văn phòng SBA gần nhất hoặc tổ chức Đối Tác Nguồn Lực. Ngành nghề, địa điểm hay kinh nghiệm của quý vị như thế nào đều không quan trọng-nếu quý vị có ước mơ, SBA luôn sẵn sàng hỗ trợ quý vị.</span></p> <h3><span dir="ltr" lang="vi">Xây dựng năng lực khi doanh nghiệp của quý vị phát triển </span></h3> <p><span dir="ltr" lang="vi">Từ việc đánh giá mức độ sẵn sàng để ký kết hợp đồng chính phủ đến việc giúp quý vị đảm bảo khoản vay khi doanh nghiệp phát triển, SBA là người bạn đồng hành của doanh nghiệp nhỏ trong mọi giai đoạn kinh doanh.</span></p> <p><span dir="ltr" lang="vi">SBA làm việc với các bên cho vay đã được phê duyệt và các tổ chức phát triển cộng đồng khác để cung cấp <a href="https://www.sba.gov/funding-programs">các khoản vay nhỏ và khoản vay được SBA bảo lãnh.</a>. Đối với bên cho vay, các khoản vay được SBA hỗ trợ có nghĩa là giảm được rủi ro. Đối với quý vị, các chương trình tài trợ của chúng tôi mang lại:</span></p> <ul> <li><span dir="ltr" lang="vi">SCORE</span></li> <li><span dir="ltr" lang="vi">Các khoản thanh toán thấp hơn</span></li> <li><span dir="ltr" lang="vi">Các yêu cầu về chi phí linh hoạt</span></li> <li><span dir="ltr" lang="vi">Tư vấn và giáo dục</span></li> </ul> <p><span dir="ltr" lang="vi">Sử dụng công cụ Lender Match trực tuyến của chúng tôi để tìm bên cho vay SBA phù hợp với doanh nghiệp của quý vị: <a href="https://www.sba.gov/lendermatch">sba.gov/lendermatch </a></span></p> <p><span dir="ltr" lang="vi">Ngoài ra, chính phủ Hoa Kỳ mua tất cả các loại sản phẩm và dịch vụ và theo yêu cầu của pháp luật phải tạo cơ hội cho các doanh nghiệp nhỏ. Vì vậy, <a href="https://www.sba.gov/federal-contracting/">việc ký kết hợp đồng liên bang</a> có thể là một công cụ giúp doanh nghiệp của quý vị phát triển.</span></p> <p><span dir="ltr" lang="vi">SBA có thể giúp quý vị: </span></p> <ul> <li><span dir="ltr" lang="vi">Đánh giá mức độ sẵn sàng ký kết hợp đồng chính phủ của quý vị</span></li> <li><span dir="ltr" lang="vi">Đăng ký với tư cách là nhà thầu chính phủ</span></li> <li><span dir="ltr" lang="vi">Tìm hiểu các quy tắc hợp đồng liên bang</span></li> <li><span dir="ltr" lang="vi">Khám phá các cơ hội kết nối với những người mua liên bang</span></li> <li><span dir="ltr" lang="vi">Đủ điều kiện cho các hợp đồng thông qua những chương trình dành riêng cho doanh nghiệp nhỏ</span></li> </ul> <h3><span dir="ltr" lang="vi">Đổi mới tư duy về tiềm năng khi quý vị mở rộng </span></h3> <p><span dir="ltr" lang="vi">Khi quý vị đã sẵn sàng thiết lập cửa hàng, thêm địa điểm mới hoặc chuyển đổi doanh nghiệp nhỏ thành hoạt động toàn cầu, SBA cung cấp <a href="https://www.sba.gov/sba-learning-platform">chương trình giáo dục và đào tạo về kinh doanh điều hành</a>, cơ hội cố vấn cũng như <a href="https://www.sba.gov/business-guide/grow-your-business/export-products">hỗ trợ xuất khẩu</a> để giúp quý vị mở rộng tiềm năng của mình. </span></p> <h3><span dir="ltr" lang="vi">Vượt qua khó khăn </span></h3> <p><span dir="ltr" lang="vi">Hàng năm, chúng tôi cung cấp hàng tỷ đô la cho <a href="https://www.sba.gov/funding-programs/disaster-assistance">các khoản vay trợ giúp khôi phục sau thảm họa</a> dài hạn, lãi suất thấp trực tiếp cho các doanh nghiệp nhỏ, chủ nhà và người thuê nhà nằm trong các khu vực thảm họa đã được tuyên bố. Các điều khoản cho vay được thiết lập dựa trên khả năng trả nợ của từng bên vay và các khoản tiền có thể được dùng để giúp khôi phục các thiệt hại vật chất và tổn thất kinh tế. </span></p> <p><span dir="ltr" lang="vi">Thảm họa có thể xảy ra mà không có cảnh báo. Chuẩn bị cho doanh nghiệp nhỏ của quý vị bằng <a href="https://www.sba.gov/business-guide/manage-your-business/prepare-emergencies">thông tin và nguồn lực sẵn sàng của SBA</a>.</span></p> <h3><span dir="ltr" lang="vi">Nhận hỗ trợ bằng Tiếng Việt</span></h3> <p><span dir="ltr" lang="vi">SBA nhận ra rằng đối với nhiều người Mỹ mới nhập cư, con đường dẫn đến Giấc Mơ Mỹ bắt đầu bằng việc sở hữu một doanh nghiệp nhỏ. Để giúp những người có trình độ tiếng Anh hạn chế (LEP), chúng tôi cung cấp thông tin tổng quan về những gì SBA cung cấp, nhưng lưu ý rằng các mẫu và đơn đăng ký được xử lý bằng tiếng Anh và dịch vụ hỗ trợ ngôn ngữ tại địa điểm là khác nhau. Để thuận tiện, quý vị nên nhờ một người bạn hoặc thành viên gia đình thông thạo song ngữ hỗ trợ quý vị điền vào các mẫu đơn cũng như đi cùng quý vị đến các địa điểm. Quý vị cũng có thể cho nhân viên tại địa điểm biết lựa chọn ngôn ngữ của mình bằng cách in <a href="https://www.lep.gov/sites/lep/files/media/document/2022-06/i-speak-booklet.pdf">thẻ “Tôi nói” của LEP.gov</a> và mang theo thẻ xác định (các) ngôn ngữ lựa chọn của quý vị. </span></p> <h3><span dir="ltr" lang="vi">Giới thiệu về SBA</span></h3> <p><span dir="ltr" lang="vi">Được thành lập vào năm 1953, Cơ Quan Quản Lý Doanh Nghiệp Nhỏ Hoa Kỳ (SBA) tiếp tục giúp các chủ doanh nghiệp nhỏ và doanh nhân theo đuổi giấc mơ Mỹ. Là nguồn lực và tiếng nói duy nhất của quốc gia dành cho các doanh nghiệp nhỏ, SBA cung cấp tư vấn, vốn và chuyên môn về hợp đồng để các doanh nghiệp có thể tự tin khởi nghiệp, phát triển hoặc mở rộng hoạt động kinh doanh của mình hoặc phục hồi sau thảm họa đã được tuyên bố.</span></p> <p><span dir="ltr" lang="vi">SBA được hậu thuẫn dựa trên nền tảng của chính phủ liên bang và là cơ quan liên bang cấp nội các duy nhất hoàn toàn dành riêng cho doanh nghiệp nhỏ. Với vị thế quyền lực ở Washington, D.C., SBA thúc đẩy tăng trưởng việc làm và một nền kinh tế vững mạnh hơn bằng cách ủng hộ và hỗ trợ các doanh nghiệp nhỏ. </span></p> <p><span dir="ltr" lang="vi">Nói một cách đơn giản, SBA trao quyền cho các doanh nghiệp nhỏ để thành công. Và SBA sẽ giúp doanh nghiệp của quý vị thành công như vậy.</span></p> <p><span dir="ltr" lang="vi">Tìm hiểu thêm về việc SBA có thể giúp doanh nghiệp của quý vị chuyển đổi như thế nào bằng cách ghé thăm văn phòng SBA tại địa phương của quý vị hoặc truy cập trực tuyến tại SBA.gov. Thông tin liên hệ bổ sung có thể được tìm thấy <a href="https://www.sba.gov/about-sba/organization/contact-sba">ở đây</a>. </span></p> <p><span dir="ltr" lang="vi">Dịch vụ của SBA được cung cấp cho tất cả người dân trên cơ sở không phân biệt đối xử.</span></p> </div> </div> </div> </div> </aside> </div> <footer class="basic-page__footer"> Last updated June 16, 2023 </footer> </article> </div> </div> </div> </div> </main> <footer class="usa-footer usa-footer--big "> <div class="grid-container usa-footer__return-to-top"> <a href="#">Return to top</a> </div> <div> <div class="usa-footer__primary-section"> <div class="grid-container"> <div class="grid-row grid-gap"> <div class="tablet:grid-col-8"> <nav class="usa-footer__nav" aria-labelledby="footer-menu-navigation"> <h3 class="visually-hidden" id="footer-menu-navigation">Footer navigation</h3> <div class="grid-row grid-gap-4"> <div class="mobile-lg:grid-col-6 desktop:grid-col-3"> <section class="usa-footer__primary-content 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