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href="/blogposting/27265/crypto-commission-models-redefined-game-rules-change-for-payment-platforms">Crypto Commission Models Redefined: Game Rules Change for Payment Platforms</a> </h4> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-22 13:56:47Z">22 November</time> </p> </div> </div> </div> </div> <div class="card card--post-small"> <div class="row"> <div class="col-3 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_TopBlogs_rBlogs_ctl02_hBlogger" aria-label="link to author: Kunal Jhunjhunwala" href="/bloggers/163948"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_TopBlogs_rBlogs_ctl02_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_163948_kunal_jhunjhunwala_165.jpg" alt="Kunal Jhunjhunwala" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-9 card-body-container"> <div class="card-body"> <p 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<div class="row community-joinbanner"> <div class="col-12 col-md-6 col-xl-5"> <div class="community-text"> <h2 class="h1">Join the Community</h2> <p>Learn, share and discuss the latest banking, payments and fintech innovations with the world’s largest fintech community.</p> <p>Access unique research, content, and real-time alerts, services – free to registered members. </p> <p class="community-stats"> <span class="stat-item"> <span class="stat-value">43,964</span> <span class="stat-text">Members</span> </span>   <span class="stat-item"> <span class="stat-value">22,037</span> <span class="stat-text">Expert opinions</span> </span> </p> <p class="community-buttons"> <a class="button button-icon-left button-primary button-large button-center" href="/community/register.aspx" rel="nofollow"> <span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/communityevents/Community.svg'); mask-image: 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class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl00_hMember" aria-label="link to author: Bo Harald" href="/bloggers/good%20for%20society%20at%20large">Bo Harald</a> Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,</p> <h3 class="card-title h3"> <a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl00_hTitle" aria-label="Read article: AI horror stories need to be addressed" href="/blogposting/27267/ai-horror-stories-need-to-be-addressed">AI horror stories need to be addressed</a> </h3> <p class="card-text"> There should be no doubt that AI will be central for improving also EU competitiveness. But there are many horror stories around that may hinder uptake. Like AI knowing more about your inner self than you ever can - and will use this for commercial reasons and even against your interest (no use to try to pretend anything - or maybe you should ask... </p> <p class="card-baseline"> <time class="card-timestamp card-icon clock" datetime="2024-11-22 17:07:16Z">22 hours</time> <span class="card-channels"> <a href="/channel/retail" class="card-channel-link" arial-label="link to channel: /channel/retail">/retail</a> <a href="/channel/identity" class="card-channel-link" arial-label="link to channel: /channel/identity">/identity</a> </span> <a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl00_hGroup" class="card-channelgroup-link card-icon folder" aria-label="link to group:Innovation in Financial Services" href="/community-group/33/innovation-in-financial-services">Innovation in Financial Services</a> </p> </div> </div> </div> </div> <div class="card card--post no-post-img"> <div class="row"> <div class="col-2 col-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl01_hBlogger" aria-label="link to author: Vitaliy Shtyrkin" href="/bloggers/165023"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl01_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_165023_vitaliy_shtyrkin_42.jpg" alt="Vitaliy Shtyrkin" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl01_hMember" aria-label="link to author: Vitaliy Shtyrkin" href="/bloggers/165023">Vitaliy Shtyrkin</a> Chief Product Officer at B2BINPAY</p> <h3 class="card-title h3"> <a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl01_hTitle" aria-label="Read article: Crypto Commission Models Redefined: Game Rules Change for Payment Platforms" href="/blogposting/27265/crypto-commission-models-redefined-game-rules-change-for-payment-platforms">Crypto Commission Models Redefined: Game Rules Change for Payment Platforms</a> </h3> <p class="card-text"> The world of crypto payments is undergoing a dynamic transformation as commission structures change to meet new trends and market demands. With over 833 million cryptocurrency users worldwide as of 2024, the mainstream integration of digital currencies seems inevitable. For payment platforms, this presents both an opportunity and a challenge, as t... </p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-22 13:56:47Z">22 November</time> <span class="card-channels"> <a href="/channel/payments" class="card-channel-link" arial-label="link to channel: /channel/payments">/payments</a> <a href="/channel/crypto" class="card-channel-link" arial-label="link to channel: /channel/crypto">/crypto</a> </span> </p> </div> </div> </div> </div> <div class="card card--post no-post-img"> <div class="row"> <div class="col-2 col-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl02_hBlogger" aria-label="link to author: Kunal Jhunjhunwala" href="/bloggers/163948"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl02_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_163948_kunal_jhunjhunwala_165.jpg" alt="Kunal Jhunjhunwala" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl02_hMember" aria-label="link to author: Kunal Jhunjhunwala" href="/bloggers/163948">Kunal Jhunjhunwala</a> Founder at airpay payment services</p> <h3 class="card-title h3"> <a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl02_hTitle" aria-label="Read article: How Cross-Border Payment Platforms Contribute to India's Global Trade Ambitions" href="/blogposting/27264/how-cross-border-payment-platforms-contribute-to-indias-global-trade-ambitions">How Cross-Border Payment Platforms Contribute to India's Global Trade Ambitions</a> </h3> <p class="card-text"> Cross-border trading, economic growth, and tech-driven payment solutions—these buzzwords are gaining momentum across industries faster than ever and are all interconnected. With changing consumer preferences and dynamic demand, India is sitting on a massive opportunity to attain the full potential of cross-border trade. This shift encourages busin... </p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-22 10:10:20Z">22 November</time> <span class="card-channels"> <a href="/channel/payments" class="card-channel-link" arial-label="link to channel: /channel/payments">/payments</a> <a href="/channel/inclusion" class="card-channel-link" arial-label="link to channel: /channel/inclusion">/inclusion</a> </span> <a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl02_hGroup" class="card-channelgroup-link card-icon folder" aria-label="link to group:Financial Transformation" href="/community-group/130/financial-transformation">Financial Transformation</a> </p> </div> </div> </div> </div> <div class="card card--post no-post-img"> <div class="row"> <div class="col-2 col-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl03_hBlogger" aria-label="link to author: Azimkhon Askarov" href="/bloggers/160994"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl03_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_160994_azimkhon_askarov_17.jpg" alt="Azimkhon Askarov" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl03_hMember" aria-label="link to author: Azimkhon Askarov" href="/bloggers/160994">Azimkhon Askarov</a> Co-partner at CONCRYT</p> <h3 class="card-title h3"> <a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl03_hTitle" aria-label="Read article: The Impact of the 72-Hour Payment Delay" href="/blogposting/27263/the-impact-of-the-72-hour-payment-delay">The Impact of the 72-Hour Payment Delay</a> </h3> <p class="card-text"> Earlier this year, the UK government announced that banks would be given new powers to delay and investigate payments suspected of being fraudulent, in a bid to protect consumers against scammers. The decision immediately sparked widespread discussion across the financial sector, marking a significant shift in how payments are processed. But what a... </p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-22 09:12:23Z">22 November</time> <span class="card-channels"> <a href="/channel/ai" class="card-channel-link" arial-label="link to channel: /channel/ai">/ai</a> <a href="/channel/payments" class="card-channel-link" arial-label="link to channel: /channel/payments">/payments</a> </span> </p> </div> </div> </div> </div> <div class="card card--post no-post-img"> <div class="row"> <div class="col-2 col-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl04_hBlogger" aria-label="link to author: Nkahiseng Ralepeli" href="/bloggers/164578"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl04_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_164578_nkahiseng_ralepeli_85.jpg" alt="Nkahiseng Ralepeli" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-10 col-md-11 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl04_hMember" aria-label="link to author: Nkahiseng Ralepeli" href="/bloggers/164578">Nkahiseng Ralepeli</a> VP of Product: Digital Assets at Absa Bank, CIB.</p> <h3 class="card-title h3"> <a id="ctl00_ctl00_body_bodyLevel_Top5Choice_rBlogs_ctl04_hTitle" aria-label="Read article: Smart Contracts: The (not-so) Secret Weapon in Africa’s Financial Evolution" href="/blogposting/27262/smart-contracts-the-not-so-secret-weapon-in-africas-financial-evolution">Smart Contracts: The (not-so) Secret Weapon in Africa’s Financial Evolution</a> </h3> <p class="card-text"> Smart contracts may sound like tech jargon, but beneath the name lies a game-changing solution that’s reshaping finance as we know it. The purpose of this piece is to, or at least attempt to anyway, succinctly describe smart contracts and what role they may play in driving financial value both in the private and public sectors. Part digital notary... </p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-22 08:10:05Z">22 November</time> <span class="card-channels"> <a href="/channel/payments" class="card-channel-link" arial-label="link to channel: /channel/payments">/payments</a> <a href="/channel/crypto" class="card-channel-link" arial-label="link to channel: /channel/crypto">/crypto</a> </span> </p> </div> </div> </div> </div>  <div class="cta-row"> <a href="/latest-blogs" id="ctl00_ctl00_body_bodyLevel_Top5Choice_aAll" class="button button-icon-right button-primary button-center"> <span id="ctl00_ctl00_body_bodyLevel_Top5Choice_sAnchorText" class="button-text">All community posts</span> <span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg'); mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg');"></span> </a> </div> </div> <div class="col-12 col-md-4 col-lg-3 side-column"> <h3 class="h3">New members</h3> <div class="members">  <div class="card card--post-small"> <div class="row"> <div class="col-3 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_NewMembers_rMembers_ctl00_hBlogger" aria-label="link to author: Zach Meyers" href="/bloggers/165130"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_NewMembers_rMembers_ctl00_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_165130_zach_meyers_37.jpg" alt="Zach Meyers" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-9 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_NewMembers_rMembers_ctl00_hMember" aria-label="link to author: Zach Meyers" href="/bloggers/165130">Zach Meyers</a> Assistant Director at Centre for European Reform</p> </div> </div> </div> </div>  <div class="card card--post-small"> <div class="row"> <div class="col-3 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href="/bloggers/165083"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_NewMembers_rMembers_ctl03_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_165083_saumil_patel_79.jpg" alt="Saumil Patel" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-9 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_NewMembers_rMembers_ctl03_hMember" aria-label="link to author: Saumil Patel" href="/bloggers/165083">Saumil Patel</a> Content Marketing Manager at InCred Money</p> </div> </div> </div> </div> </div> <h3 class="h3">Trending</h3> <div class="blog-posts">  <div class="card card--post-small"> <div class="row"> <div class="col-3 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl00_hBlogger" aria-label="link to author: David Smith" href="/bloggers/151413"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl00_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_151413_david_smith_12.jpg" alt="David Smith" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-9 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl00_hMember" aria-label="link to author: David Smith" href="/bloggers/151413">David Smith</a> Information Analyst at ManpowerGroup</p> <h4 class="card-title h6"> <a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl00_hTitle" aria-label="Read article: Best 5 White-Label Neobank Solutions in 2024" href="/blogposting/27224/best-5-white-label-neobank-solutions-in-2024">Best 5 White-Label Neobank Solutions in 2024</a> </h4> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-20 13:03:07Z">20 November</time> </p> </div> </div> </div> </div>  <div class="card card--post-small"> <div class="row"> <div class="col-3 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl01_hBlogger" aria-label="link to author: Konstantin Rabin" href="/bloggers/konstantin"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl01_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_78169_konstantin_rabin.jpg" alt="Konstantin Rabin" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-9 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl01_hMember" aria-label="link to author: Konstantin Rabin" href="/bloggers/konstantin">Konstantin Rabin</a> Head of Marketing at Kontomatik</p> <h4 class="card-title h6"> <a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl01_hTitle" aria-label="Read article: Why Cronos, Polkadot, and Avalanche Are Q4's Hidden Gems" href="/blogposting/27237/why-cronos-polkadot-and-avalanche-are-q4s-hidden-gems">Why Cronos, Polkadot, and Avalanche Are Q4's Hidden Gems</a> </h4> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-19 16:31:43Z">19 November</time> </p> </div> </div> </div> </div>  <div class="card card--post-small"> <div class="row"> <div class="col-3 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl02_hBlogger" aria-label="link to author: Ruoyu Xie" href="/bloggers/164714"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl02_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_164714_ruoyu_xie_155.jpg" alt="Ruoyu Xie" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-9 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl02_hMember" aria-label="link to author: Ruoyu Xie" href="/bloggers/164714">Ruoyu Xie</a> Marketing Manager at Grand Compliance</p> <h4 class="card-title h6"> <a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl02_hTitle" aria-label="Read article: Governance, Risk and Compliance: How AI will Make Fintech Comply?" href="/blogposting/27235/governance-risk-and-compliance-how-ai-will-make-fintech-comply">Governance, Risk and Compliance: How AI will Make Fintech Comply?</a> </h4> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-19 16:00:52Z">19 November</time> </p> </div> </div> </div> </div>  <div class="card card--post-small"> <div class="row"> <div class="col-3 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl03_hBlogger" aria-label="link to author: Seth Perlman" href="/bloggers/164988"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl03_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_164988_seth_perlman_108.jpg" alt="Seth Perlman" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-9 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl03_hMember" aria-label="link to author: Seth Perlman" href="/bloggers/164988">Seth Perlman</a> Global Head of Product at i2c Inc.</p> <h4 class="card-title h6"> <a id="ctl00_ctl00_body_bodyLevel_TopTrending_rBlogs_ctl03_hTitle" aria-label="Read article: Understanding the Advantages and Current Challenges of Digital Banking Transformation" href="/blogposting/27225/understanding-the-advantages-and-current-challenges-of-digital-banking-transformation">Understanding the Advantages and Current Challenges of Digital Banking Transformation</a> </h4> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-18 17:14:22Z">18 November</time> </p> </div> </div> </div> </div> </div> </div> </div> </div> </section>  <section class="section--homepage-research light-grey-bg">  <div class="container"> <div class="row"> <div class="col-12"> <h2 class="h2"> Research <span id="ctl00_ctl00_body_bodyLevel_LatestResearch_SMetaCounter" class="button button-small button-secondary post-counter fxtooltip"> <span class="fxtooltip-text top">Total research pieces</span> <span class="button-text">263</span> </span> </h2> </div> </div> <div class="row card-row"> <div class="col-12 col-md-4"> <div class="card card--article card-fullWidth"> <div class="row"> <div class="col-12 card-img-container"> <a href="/researcharticle/321/2024-fraud-trends-in-banking-insurance-and-beyond" arial-label="Download report: 2024 Fraud Trends in Banking, Insurance, and Beyond" > <img src="/finextra-images/top_pics/xl/aws-vonage-paper-31102024-hp.png" loading="lazy" class="card-img" alt="2024 Fraud Trends in Banking, Insurance, and Beyond" /> </a> </div> <div class="col-12 card-body-container"> <div class="card-body"> <p class="card-tag card-tag-light card-tag-report-type">Impact Study</p> <h3 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_LatestResearch_rItems_ctl00_hypHeadline" rel="nofollow" aria-label="Read article: 2024 Fraud Trends in Banking, Insurance, and Beyond" href="/researcharticle/321/2024-fraud-trends-in-banking-insurance-and-beyond">2024 Fraud Trends in Banking, Insurance, and Beyond</a> </h3> <p class="card-text"> How generative AI is boosting fraud protection in an increasingly complex environment. As technology progresses, so do the capabilities of institutions to secure data and systems. Over 2024, the fraud landscape has been complex, and organisations must push the boundaries of innovation while maintaining a high security bar as the availability and democratisation of AI increases as we're going into 2025. The tidal wave of incoming regulation in the financial sector is an aspect that will help banking and insurance companies to safeguard their customers and data in the best way possible. Yet regulation alone does not address fraud – it’s up to individual organisations to leverage the potential of technology, and review their solutions, processes, and thus ensure compliance and safety. As fraud and regulation increase in the space, technology is one of the key factors that will help banks and insurance companies to address these increased fraud risks. Generative AI enables organisations to deliver hyper-personalised customer experiences, and combining these capabilities with carrier network insights can not only help them significantly reduce authentication fraud, but also ensure regulatory compliance. This impact study, produced in association with AWS and Vonage, examines the current fraud landscape across financial services, banking, and insurance, highlighting how generative AI and network APIs can help prevent fraud while enhancing the customer experience. Explore: Fraud trends in 2024 The impact of regulation Why data is the new gold How organisations can innovate with generative AI Best practices </p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-10-31 00:00:00Z">31 October 2024</time> <span class="card-icon download">207 downloads</span> </p> </div> </div> </div> </div> </div> <div class="col-12 col-md-4"> <div class="card card--article card-fullWidth"> <div class="row"> <div class="col-12 card-img-container"> <a href="/researcharticle/318/managing-fraud-risks-with-synthetic-data" arial-label="Download report: Managing Fraud Risks with Synthetic Data" > <img src="/finextra-images/top_pics/xl/red-hat-paper-22102024-hp.jpg" loading="lazy" class="card-img" alt="Managing Fraud Risks with Synthetic Data" /> </a> </div> <div class="col-12 card-body-container"> <div class="card-body"> <p class="card-tag card-tag-light card-tag-report-type">Event Report</p> <h3 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_LatestResearch_rItems_ctl01_hypHeadline" rel="nofollow" aria-label="Read article: Managing Fraud Risks with Synthetic Data" href="/researcharticle/318/managing-fraud-risks-with-synthetic-data">Managing Fraud Risks with Synthetic Data</a> </h3> <p class="card-text"> A Practical Approach for Businesses Services Industry The financial services sector is in a constant state of evolution, and so too are the challenges it faces, particularly in the realm of financial crime. This mounting issue has become a significant concern for institutions, customers and regulators alike. The key to addressing this lies in our approach to data - its quality, management, and applications. Harnessing the power of synthetic data and AI tools has become a pivotal factor in business transformation, particularly in addressing the issue of financial crime. The ability to streamline operations and enhance efficiency is a major challenge businesses face, but the introduction of synthetic data offers promising solutions. Synthetic data provides a comprehensive view of all types of crime, a feature that is crucial for global banks often grappling with segmented fraud activity. This broader perspective enhances the institutions’ capability to effectively fight financial crime. This report summarises the discussion had during a Finextra webinar, hosted in association with Red Hat, and explores: The role of synthetic data in combatting financial crime Implications of new regulation How synthetic data enhances crime detection A practical apprach for managing fraud risk   </p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-10-22 00:00:00Z">22 October 2024</time> <span class="card-icon download">212 downloads</span> </p> </div> </div> </div> </div> </div> <div class="col-12 col-md-4"> <div class="card card--article card-fullWidth"> <div class="row"> <div class="col-12 card-img-container"> <a href="/researcharticle/317/the-future-of-payments-2025--digital-instant-profitable" arial-label="Download report: The Future of Payments 2025 – Digital, Instant, Profitable?" > <img src="/finextra-images/top_pics/xl/finextra-paper-17102024-hp.jpg" loading="lazy" class="card-img" alt="The Future of Payments 2025 – Digital, Instant, Profitable?" /> </a> </div> <div class="col-12 card-body-container"> <div class="card-body"> <p class="card-tag card-tag-light card-tag-report-type">Future of Report</p> <h3 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_LatestResearch_rItems_ctl02_hypHeadline" rel="nofollow" aria-label="Read article: The Future of Payments 2025 – Digital, Instant, Profitable?" href="/researcharticle/317/the-future-of-payments-2025--digital-instant-profitable">The Future of Payments 2025 – Digital, Instant, Profitable?</a> </h3> <p class="card-text"> A Sibos Special Edition The global payments landscape is in a period of rapid transition, with technologies and regulations making a serious impact. Yet looking to the future of the payments industry, how can we ensure that it is digital, instant, and profitable? While consumer behaviours continue to evolve in tandem with this. Artificial intelligence (AI), tokenised assets, Central Bank Digital Currencies (CBDC), Blockchain, and even more pioneering technologies are shaking up the payments systems all in their own way. Adding to this atmosphere of flux, is an developing regulatory framework which promises to alter this situation further. Regulators are facing an uphill battle attempting to legislate on emerging technologies while keeping consumers safe, and providing the best outcome for payment service providers (PSPs). As we move towards milestones like open finance and more rapid payments, there is a chance the payment ecosystem could look quite different within the next few years. Under these growing pressures, global payments organisations will need to ensure that they are able to bend and adapt to the circumstance, or risk snapping. Never has it been more important for PSPs to collaborate with each other, and regulators, to ensure the best outcomes. This Sibos 2024 special edition report, was produced with contributions from Accenture, Deloitte, EBA CLEARING, Finastra, FIS Global, Investec, J.P. Morgan, Oesterreichische Nationalbank, PPI AG, Swift, and Wise. It explores: The evolution of instant payments in 2025; The modernisation correspondent banking and cross border payments; Preparing the upcoming EU payments legislation; The key to successful digitalisation; The technology innovations reshaping the payments sector. </p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-10-17 00:00:00Z">17 October 2024</time> <span class="card-icon download">758 downloads</span> </p> </div> </div> </div> </div> </div> </div> <div class="row"> <div class="col-12 text-end"> <div class="button-container"> <a href="/research" id="ctl00_ctl00_body_bodyLevel_LatestResearch_aAll" class="button button-icon-right button-primary button-fullWidth-mobile button-center"> <span id="ctl00_ctl00_body_bodyLevel_LatestResearch_sAnchorText" class="button-text">All research</span> <span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg'); mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg');"></span> </a> </div> </div> </div> </div> </section>  <section class="section--homepage-finextratv"> <div class="container"> <div class="row"> <div class="col-12"> <div class="section--homepage-finextratv-heading"> <h2 class="h2">FinextraTV</h2> <div id="ctl00_ctl00_body_bodyLevel_Videos_SMetaCounter" class="section--homepage-finextratv-stats"> <div class="stat-item"><span class="stat-value">3,049</span>videos</div> <div class="stat-item"><span class="stat-value">123,768</span>views in past year</div> </div> </div> </div> </div> <div class="row card-row"> <div class="col-12 col-md-5 main-column">  <div class="card card--article card-feature card-lighter"> <div class="row"> <div class="col-12 card-img-container"> <a href="/videoarticle/3204/the-state-of-open-banking-across-the-world" arial-label="Watch video: The State of Open Banking Across the World" > <img src="/finextra-images/top_pics/xl/sibos-jess-turner.jpg" loading="lazy" class="card-img" alt="The State of Open Banking Across the World" /> </a> </div> <div class="col-12 card-body-container"> <div class="card-body"> <p id="ctl00_ctl00_body_bodyLevel_Videos_pChannel" class="card-eyebrow"> <a id="ctl00_ctl00_body_bodyLevel_Videos_hChannel" aria-label="Link to channel: /Sibos" href="videos/channel/sibos">/sibos</a> </p> <h3 class="card-title h4"> <a id="ctl00_ctl00_body_bodyLevel_Videos_hTitle" aria-label="Watch video: The State of Open Banking Across the World" href="/videoarticle/3204/the-state-of-open-banking-across-the-world">The State of Open Banking Across the World</a> </h3> <p class="card-text">Jess Turner, EVP, Global Head of Open Banking and API, Mastercard, speaks to FinextraTV on the week of Sibos, where she dove into the role AI plays in financial services, including open banking. Market maturity for open banking varies in different regions, but it is becoming increasingly evident that interconnectivity can support with global scale and allow users to leverage their own data for their own benefit. 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</div>  <div class="event-item"> <a href="https://www.finextra.com/event-info/529/reaping-the-benefits-of-hyper-personalisation-with-ai-and-application-modernisation?utm_medium=finx-event-listing" id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl01_aLink" class="button button-secondary w-100" aria-label="Go to Event: Reaping the benefits of hyper-personalisation with AI and application modernisation"> <div class="card card--event-listing type-timeline"> <div class="image-column"> <div id="ctl00_ctl00_body_bodyLevel_EventHomeSummary_ctl00_rItems_ctl01_dImage" class="card-img" style="background-image: url(/finextra-images/top_pics/xl/mongo.png)"></div> </div> <div class="main-column"> <div class="content-column"> <div class="card-body"> <p class="card-eyebrow"> <span>Webinar</span> </p> <h3 class="card-title h4"> Reaping the benefits of hyper-personalisation with AI and application modernisation </h3> <p class="card-text"> How can organisations effectively modernise to 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mask-image: url('/app_themes/earlgrey/images/icons/editing/Add.svg');"></span><span class="button-text">Show</span></a></div> </div>  </div> </div>  </div> </div> <div class="row homepage--events-footer--row"> <div class="col-12"> <div class="button-row"> <a class="button button-icon-right button-primary" href="/events/timeline"> <span class="button-text">All Events</span> <span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg'); mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg');"></span> </a> </div> </div> </div> </div> </section> <section class="section--homepage-longread light-grey-bg">  <div class="container"> <div class="row"> <div class="col-12"> <h2> Long reads <span class="button button-small button-secondary post-counter fxtooltip"> <span class="fxtooltip-text top">Total long reads</span> <span class="button-text">1107</span> </span> </h2>  <div class="card card--post"> <div class="row"> <div class="col-3 col-sm-4 col-md-4 col-lg-3 order-md-3 card-img-container"> <a href="/the-long-read/1188/where-is-ai-winning-and-heading-next-in-financial-services" arial-label="Read article: Where is AI winning, and heading next in financial services?" > <img src="/finextra-images/oped/1188.jpg" class="card-img" alt="Where is AI winning, and heading next in financial services?" /> </a> </div> <div class="col-4 col-md-1 order-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl00_hBlogger" aria-label="link to author: Scott Hamilton" href="/bloggers/151387"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl00_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_151387_scott_hamilton_3.jpg" alt="Scott Hamilton" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-9 col-sm-8 col-md-7 col-lg-3 order-md-2 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl00_hMember" aria-label="link to author: Scott Hamilton" href="/bloggers/151387">Scott Hamilton</a> Contributing Editor at Finextra Research</p> <h3 class="card-title h3"> <a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl00_hTitle" aria-label="Read article: Where is AI winning, and heading next in financial services?" href="/the-long-read/1188/where-is-ai-winning-and-heading-next-in-financial-services">Where is AI winning, and heading next in financial services?</a> </h3> <p class="card-text">The Evident AI Symposium in New York City saw insightful, and occasionally incisive, roundtable discussions on the current state of the AI industry across a number of related topics, with a specific focus on the financial services field. Opening remarks from Teresa Heitsenrether, chief data and analytics officer for JP Morgan Chase provided an o...</p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-22 12:32:00Z">22 November 2024</time> <span class="card-channels"> <a href="/channel/ai" class="card-channel-link" arial-label="link to channel: /channel/ai">/ai</a> </span> </p> </div> </div> </div> </div>  <div class="card card--post"> <div class="row"> <div class="col-3 col-sm-4 col-md-4 col-lg-3 order-md-3 card-img-container"> <a href="/the-long-read/1181/how-data-and-saas-are-paving-the-way-for-embedded-bank-payments" arial-label="Read article: How data and SaaS are paving the way for embedded bank payments" > <img src="/finextra-images/oped/1181.jpg" class="card-img" alt="How data and SaaS are paving the way for embedded bank payments" /> </a> </div> <div class="col-4 col-md-1 order-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl01_hBlogger" aria-label="link to author: Dominique Dierks" href="/bloggers/157724"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl01_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_157724_dominique_dierks_2.jpg" alt="Dominique Dierks" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-9 col-sm-8 col-md-7 col-lg-3 order-md-2 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl01_hMember" aria-label="link to author: Dominique Dierks" href="/bloggers/157724">Dominique Dierks</a> Content Manager at Finextra</p> <h3 class="card-title h3"> <a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl01_hTitle" aria-label="Read article: How data and SaaS are paving the way for embedded bank payments" href="/the-long-read/1181/how-data-and-saas-are-paving-the-way-for-embedded-bank-payments">How data and SaaS are paving the way for embedded bank payments</a> </h3> <p class="card-text">Our latest Finextra webinar, ‘SaaS savvy: Preparing for embedded and data driven bank payments’, hosted in association with Bottomline, discussed the transition to SaaS-based models in banking and payments, emphasising the need for data integration and analytics. Hosted by Finextra’s Gary Wright, the panel consisted of William Artingstall, managin...</p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-22 10:00:00Z">22 November 2024</time> <span class="card-channels"> <a href="/channel/devops" class="card-channel-link" arial-label="link to channel: /channel/devops">/devops</a> </span> </p> </div> </div> </div> </div>  <div class="card card--post"> <div class="row"> <div class="col-3 col-sm-4 col-md-4 col-lg-3 order-md-3 card-img-container"> <a href="/the-long-read/1185/how-sustainable-finance-powers-community-projects" arial-label="Read article: How sustainable finance powers community projects" > <img src="/finextra-images/oped/1185.jpg" class="card-img" alt="How sustainable finance powers community projects" /> </a> </div> <div class="col-4 col-md-1 order-md-1 card-profile-container"> <div class="card-img-round"> <a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl02_hBlogger" aria-label="link to author: Scott Hamilton" href="/bloggers/151387"><div class="blue-tick"><img id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl02_iBlogger" class="card-img-round" src="/finextra-images/member_photos/thumb_151387_scott_hamilton_3.jpg" alt="Scott Hamilton" style="border-width:0px;" /><div class="blue-tick-svg"></div></div></a> </div> </div> <div class="col-9 col-sm-8 col-md-7 col-lg-3 order-md-2 card-body-container"> <div class="card-body"> <p class="card-profile"><a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl02_hMember" aria-label="link to author: Scott Hamilton" href="/bloggers/151387">Scott Hamilton</a> Contributing Editor at Finextra Research</p> <h3 class="card-title h3"> <a id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_rItems_ctl02_hTitle" aria-label="Read article: How sustainable finance powers community projects" href="/the-long-read/1185/how-sustainable-finance-powers-community-projects">How sustainable finance powers community projects</a> </h3> <p class="card-text">Two sessions at the Association for Financial Professionals (AFP) annual conference in Nashville - among several others covering various subsets of the discipline - offered practical and promising insights into the continuing growth of sustainable finance in the corporate and consumer arenas. One involved the Canadian/global bank CIBC and two of i...</p> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-21 10:00:00Z">21 November 2024</time> <span class="card-channels"> <a href="/channel/sustainable" class="card-channel-link" arial-label="link to channel: /channel/sustainable">/sustainable</a> </span> </p> </div> </div> </div> </div>  <div class="cta-row"> <a href="/latest-long-reads" id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_aAll" class="button button-icon-right button-primary button-center"> <span id="ctl00_ctl00_body_bodyLevel_LatestSummaryHomePage_sAnchorText" class="button-text">All long reads</span> <span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg'); mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg');"></span> </a> </div> </div> </div> </div>  </section>  <section class="section--channels section--channels-homepage card-carousel bg-white" id="channelsCarousel"> <div class="container"> <div class="row card-carousel-row-buttons"> <div class="col-7"> <h2 class="h2"> Channels <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span class="button-text">38</span> </span> </h2> </div> <div class="col-5 text-end"> <div class="button-container card-carousel_button-container"> <a href="#" title="Previous" class="button button-small button-secondary button-icon-only card-carousel_button-nav card-carousel_button-nav-previous"><span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowLeft.svg'); mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowLeft.svg');"></span></a> <a href="#" title="Next" class="button button-small button-secondary button-icon-only card-carousel_button-nav card-carousel_button-nav-next"><span class="button-icon" style="-webkit-mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg'); mask-image: url('/app_themes/earlgrey/images/icons/arrows/arrowRight.svg');"></span></a> </div> </div> </div> <div class="row card-carousel-row-items"> <div class="col-12"> <div class="card-carousel-wrapper">  <div class="card card--channels"> <div class="card--channels-container"> <div class="card--channels-news"> <p class="card-eyebrow"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl00_hChannel" aria-label="Link to channel: /Cloud" href="channel/cloud">/cloud</a> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span class="button-text">2</span> </span> </p> <div class="card-img-container"> <a href="/newsarticle/45081/nationwide-migrates-onsite-it-estate-to-hpe-greenlake-cloud" arial-label="Read article: Nationwide migrates onsite IT estate to HPE GreenLake Cloud" > <img src="/finextra-images/top_pics/xl/original.jpg" loading="lazy" class="card-img" alt="Nationwide migrates onsite IT estate to HPE GreenLake Cloud" /> </a> </div> <div class="card-body"> <p class="card-tag">News</p> <h3 class="card-title h5"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl00_hHeadline" aria-label="Read article: Nationwide migrates onsite IT estate to HPE GreenLake Cloud" href="/newsarticle/45081/nationwide-migrates-onsite-it-estate-to-hpe-greenlake-cloud">Nationwide migrates onsite IT estate to HPE GreenLake Cloud</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-20 00:01:00Z">20 November</time> </p> </div> </div> <div class="card--channels-event"> <div class="card-body"> <p class="card-tag">Webinar</p> <h3 class="card-title h6"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl00_hTitleEvent" href="https://www.finextra.com/event-info/450/webinar---cloud-native-how-can-banks-achieve-efficiency">On-Demand Webinar - Cloud-Native: How can banks achieve efficiency?</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2023-06-13 15:00:00Z">13 June</time> </p> </div> </div> </div> </div>  <div class="card card--channels"> <div class="card--channels-container"> <div class="card--channels-news"> <p class="card-eyebrow"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl01_hChannel" aria-label="Link to channel: /Sustainable" href="channel/sustainable">/sustainable</a> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span class="button-text">2</span> </span> </p> <div class="card-img-container"> <a href="/newsarticle/45103/cop29-climate-financing-draft-in-negotiation" arial-label="Read article: COP29: Climate financing draft in negotiation" > <img src="/finextra-images/top_pics/xl/melting ice caps.jpg" loading="lazy" class="card-img" alt="COP29: Climate financing draft in negotiation" /> </a> </div> <div class="card-body"> <p class="card-tag">News</p> <h3 class="card-title h5"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl01_hHeadline" aria-label="Read article: COP29: Climate financing draft in negotiation" href="/newsarticle/45103/cop29-climate-financing-draft-in-negotiation">COP29: Climate financing draft in negotiation</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-22 12:07:00Z">22 November</time> </p> </div> </div> <div class="card--channels-event"> <div class="card-body"> <p class="card-tag">Webinar</p> <h3 class="card-title h6"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl01_hTitleEvent" href="https://www.finextra.com/event-info/484/sustainable-finance-live-placing-cities-at-the-centre-of-the-climate-change-discussion">Sustainable Finance Live: Placing cities at the centre of the climate change discussion</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2023-09-14 15:00:00Z">14 September</time> </p> </div> </div> </div> </div>  <div class="card card--channels"> <div class="card--channels-container"> <div class="card--channels-news"> <p class="card-eyebrow"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl02_hChannel" aria-label="Link to channel: /Security" href="channel/security">/security</a> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span class="button-text">6</span> </span> </p> <div class="card-img-container"> <a href="/newsarticle/45091/australian-banks-pilot-fraud-intelligence-sharing-network" arial-label="Read article: Australian banks pilot fraud intelligence sharing network" > <img src="/finextra-images/top_pics/xl/3016.jpg" loading="lazy" class="card-img" alt="Australian banks pilot fraud intelligence sharing network" /> </a> </div> <div class="card-body"> <p class="card-tag">News</p> <h3 class="card-title h5"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl02_hHeadline" aria-label="Read article: Australian banks pilot fraud intelligence sharing network" href="/newsarticle/45091/australian-banks-pilot-fraud-intelligence-sharing-network">Australian banks pilot fraud intelligence sharing network</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-21 00:01:00Z">21 November</time> </p> </div> </div> <div class="card--channels-event"> <div class="card-body"> <p class="card-tag">Webinar</p> <h3 class="card-title h6"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl02_hTitleEvent" href="https://www.finextra.com/event-info/541/behavioural-biometrics-meeting-the-deployment-challenge">Behavioural biometrics: Meeting the deployment challenge</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-02-04 15:00:00Z">04 February</time> </p> </div> </div> </div> </div>  <div class="card card--channels"> <div class="card--channels-container"> <div class="card--channels-news"> <p class="card-eyebrow"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl03_hChannel" aria-label="Link to channel: /Payments" href="channel/payments">/payments</a> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span class="button-text">15</span> </span> </p> <div class="card-img-container"> <a href="/newsarticle/45094/mastercard-mtn-connects-to-jp-morgans-kinexys-digital-payments-for-settlement" arial-label="Read article: Mastercard MTN connects to JP Morgan's Kinexys Digital Payments for settlement" > <img src="/finextra-images/top_pics/xl/blockchain city.jpeg" loading="lazy" class="card-img" alt="Mastercard MTN connects to JP Morgan's Kinexys Digital Payments for settlement" /> </a> </div> <div class="card-body"> <p class="card-tag">News</p> <h3 class="card-title h5"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl03_hHeadline" aria-label="Read article: Mastercard MTN connects to JP Morgan's Kinexys Digital Payments for settlement" href="/newsarticle/45094/mastercard-mtn-connects-to-jp-morgans-kinexys-digital-payments-for-settlement">Mastercard MTN connects to JP Morgan's Kinexys Digital Payments for settlement</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-21 14:00:00Z">21 November</time> </p> </div> </div> <div class="card--channels-event"> <div class="card-body"> <p class="card-tag">Webinar</p> <h3 class="card-title h6"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl03_hTitleEvent" href="https://www.finextra.com/event-info/540/predict-2025-what-the-national-payments-vision-means-for-the-uk">PREDICT 2025: What the National Payments Vision means for the UK</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2025-02-06 17:00:00Z">06 February</time> </p> </div> </div> </div> </div>  <div class="card card--channels"> <div class="card--channels-container"> <div class="card--channels-news"> <p class="card-eyebrow"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl04_hChannel" aria-label="Link to channel: /retail" href="channel/retail">/retail</a> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span class="button-text">27</span> </span> </p> <div class="card-img-container"> <a href="/newsarticle/45095/lloyds-bank-adds-benefit-calculator-to-mobile-app" arial-label="Read article: Lloyds Bank adds Benefit Calculator to mobile app" > <img src="/finextra-images/top_pics/xl/lloyds_banking.jpeg" loading="lazy" class="card-img" alt="Lloyds Bank adds Benefit Calculator to mobile app" /> </a> </div> <div class="card-body"> <p class="card-tag">News</p> <h3 class="card-title h5"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl04_hHeadline" aria-label="Read article: Lloyds Bank adds Benefit Calculator to mobile app" href="/newsarticle/45095/lloyds-bank-adds-benefit-calculator-to-mobile-app">Lloyds Bank adds Benefit Calculator to mobile app</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2024-11-21 11:36:00Z">21 November</time> </p> </div> </div> <div class="card--channels-event"> <div class="card-body"> <p class="card-tag">Webinar</p> <h3 class="card-title h6"> <a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rNews_ctl04_hTitleEvent" href="https://www.finextra.com/event-info/487/webinar---open-banking-for-b2b-maximising-data-for-corporates">On-Demand Webinar - Open banking for B2B: Maximising data for corporates</a> </h3> <p class="card-baseline"> <time class="card-timestamp card-icon calendar" datetime="2023-12-12 15:00:00Z">12 December</time> </p> </div> </div> </div> </div> </div> </div> </div> </div> </section>  <section class="section--homepage-more"> <div class="container"> <div class="row more-heading"> <div class="col-12"> <h2 class="h3">More</h2> </div> </div> </div> <section class="stats-carousel"> <div class="stats-carousel-scroller more"> <div class="container"> <div class="row stats-carousel-row-items"> <div class="col-12"> <div class="stats-carousel-wrapper"> <span class="stats-carousel-stat"> <span class="stats-carousel-stat-type"><a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl00_hChannel" aria-label="Link to channel: /Markets" href="channel/markets">markets</a></span> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl00_sStat" class="stats-carousel-stat-value button-text" data-value="4">4</span> </span> </span> <span class="stats-carousel-stat"> <span class="stats-carousel-stat-type"><a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl01_hChannel" aria-label="Link to channel: /wholesale" href="channel/wholesale">wholesale</a></span> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl01_sStat" class="stats-carousel-stat-value button-text" data-value="8">8</span> </span> </span> <span class="stats-carousel-stat"> <span class="stats-carousel-stat-type"><a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl02_hChannel" aria-label="Link to channel: /wealth" href="channel/wealth">wealth</a></span> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl02_sStat" class="stats-carousel-stat-value button-text" data-value="2">2</span> </span> </span> <span class="stats-carousel-stat"> <span class="stats-carousel-stat-type"><a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl03_hChannel" aria-label="Link to channel: /regulation" href="channel/regulation">regulation</a></span> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl03_sStat" class="stats-carousel-stat-value button-text" data-value="8">8</span> </span> </span> <span class="stats-carousel-stat"> <span class="stats-carousel-stat-type"><a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl04_hChannel" aria-label="Link to channel: /crime" href="channel/crime">crime</a></span> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl04_sStat" class="stats-carousel-stat-value button-text" data-value="2">2</span> </span> </span> <span class="stats-carousel-stat"> <span class="stats-carousel-stat-type"><a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl05_hChannel" aria-label="Link to channel: /crypto" href="channel/crypto">crypto</a></span> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl05_sStat" class="stats-carousel-stat-value button-text" data-value="6">6</span> </span> </span> <span class="stats-carousel-stat"> <span class="stats-carousel-stat-type"><a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl06_hChannel" aria-label="Link to channel: /startups" href="channel/startups">startups</a></span> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl06_sStat" class="stats-carousel-stat-value button-text" data-value="2">2</span> </span> </span> <span class="stats-carousel-stat"> <span class="stats-carousel-stat-type"><a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl07_hChannel" aria-label="Link to channel: /devops" href="channel/devops">devops</a></span> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl07_sStat" class="stats-carousel-stat-value button-text" data-value="1">1</span> </span> </span> <span class="stats-carousel-stat"> <span class="stats-carousel-stat-type"><a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl08_hChannel" aria-label="Link to channel: /Identity" href="channel/identity">identity</a></span> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl08_sStat" class="stats-carousel-stat-value button-text" data-value="1">1</span> </span> </span> <span class="stats-carousel-stat"> <span class="stats-carousel-stat-type"><a id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl09_hChannel" aria-label="Link to channel: /ai" href="channel/ai">ai</a></span> <span class="button button-small button-secondary post-counter fxtooltip light-grey-bg"> <span class="fxtooltip-text top">Last 7 days total</span> <span id="ctl00_ctl00_body_bodyLevel_HomeSummary_rMore_ctl09_sStat" class="stats-carousel-stat-value button-text" data-value="6">6</span> </span> </span> </div> </div> </div> </div> </div> </section> </section>  </div> </div> </section> </div> </main>  <div class="cookie-policy"> <div class="box cookie-policy--container"> <div class="cookie-policy--container--content"> <p class="p-compact-p-md">Welcome to Finextra. 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