CINXE.COM

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expanded menu-mlid-20716 mega-menu__trigger menu--leaf"><a href="/financialaid/financial-aid-basics" role="menuitem" aria-expanded="false" class="menu--link">Financial Aid Basics</a><div class="mega-menu__wrapper"><ul class="mega-menu"><li class="mega-menu__column"><ul class="mega-menu__column-list"><li class="mega-menu__item"><a href="/financialaid/apply" class="mega-menu__link">Apply</a></li><li class="mega-menu__item"><a href="/financialaid/special-and-unusual-circumstances" class="mega-menu__link">Special and Unusual Circumstances</a></li><li class="mega-menu__item"><a href="/financialaid/cost-attendance" class="mega-menu__link">Cost of Attendance</a></li><li class="mega-menu__item"><a href="/financialaid/financial-aid-process" class="mega-menu__link">Financial Aid Process</a></li></ul></li><li class="mega-menu__column"><ul class="mega-menu__column-list"><li class="mega-menu__item"><a href="/financialaid/what-affects-my-aid" class="mega-menu__link">What Affects My Aid?</a></li><li 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<div class="layout-csun"> <div class="layout-csun--columns layout-csun--columns-left"> <div id="content" class="layout-csun--content layout-csun--content-left"> <a id="main-content"></a> <div class="panel-pane pane-panels-mini pane-page-elements" > <div class="panel-display panel-1col clearfix" id="mini-panel-page_elements"> <div class="panel-panel panel-col"> <div><h1>Financial Literacy Program</h1> </div> </div> </div> </div> <div class="panel-separator"></div><div class="panel-pane pane-node-content" > <article class="node-40171 node node-page view-mode-full clearfix" about="/financialaid/financial-literacy-program" typeof="foaf:Document"> <header> <span property="dc:title" content="" class="rdf-meta element-hidden"></span><span property="sioc:num_replies" content="0" datatype="xsd:integer" class="rdf-meta element-hidden"></span> </header> <div class="field field-name-field-body field-type-text-long field-label-hidden"><div class="field-items"><div class="field-item even"> <p>Do you keep a personal budget? When was the last time you checked your FICO score? Let us get the essentials in order and help you answer these questions with ease.</p> </div></div></div> <div id="accordion"> <h2 class="field field-name-field-title-text field-type-text field-label-hidden"> Program Mission </h2> <div class="field field-name-field-body field-type-text-long field-label-hidden"> <p>The mission of the Financial Literacy Program is to expand students’ understanding of money management strategies that will empower them to make wise and informed financial decisions while achieving their educational goals at CSUN.</p> </div> <h2 class="field field-name-field-title-text field-type-text field-label-hidden"> Financial Literacy Workshops </h2> <div class="field field-name-field-body field-type-text-long field-label-hidden"> <p><strong>Fall 2024 Online Workshops.  All workshops are approximately 1 hour.  Click on the workshop title to register.</strong> </p><p><a href="https://csun.zoom.us/meeting/register/tZAsd-uvqD0oH9YQQ03PL1c5PpraTZY_ISLG" target="_blank"><strong>What You Should Know About Student Loans (September 12, 2:30 pm)</strong><br></a>Learn about interest rates, different types of student loans, loan limits, repayment plan options, how to estimate monthly payments, how to avoid loan default, and what to do if you have trouble making payments.</p><p><a href="https://csun.zoom.us/meeting/register/tZYrceytqjkoH9AbvIZPqrSKxjcsQHKfcV7t" target="_blank"><strong>Budgeting and Credit Essentials (September 18, 2:30 pm)</strong><br></a>Learn the principles of budgeting including spending wisely, borrowing wisely, prioritizing needs and wants, and several methods that can be used to create a budget. Get an overview of basic credit card terminology. </p><p><a href="https://csun.zoom.us/meeting/register/tZcqce-gqjssGd1eD0UqcnxEQ9TjzvvhLZBt" target="_blank"><strong>Managing Your Money for a Brighter Future (October 17, 4:00 pm)</strong><br></a>How you allocate your earnings and income throughout your life can impact your future. It’s never too early to start building a financial plan for emergency savings, long-term goals, and retirement. </p><p><a href="https://csun.zoom.us/meeting/register/tZMlduqgrjkqHdzCKE5aB__sJwBGf7xQF003" target="_blank"><strong>Credit Tips and Tricks (October 30, 4:00 pm)</strong><br></a>What is a FICO score, and why does it matter? What affects my credit score? What are strategies to build a positive credit history? Learn this and other credit card information every student should know. </p><p><a href="https://csun.zoom.us/meeting/register/tZwof--urjsoGd0L445YMuEXGV91sC9cdUH6" target="_blank"><strong>Avoid Going Broke this Holiday Season (November 14, 2:30 pm)</strong><br></a>Collect tips and strategies to save money and avoid emptying your wallet this holiday season. </p><p>For questions regarding these workshops, email <a href="mailto:sonya@csun.edu" target="_blank">sonya@csun.edu</a> </p><p>Requests for accommodation services (e.g., sign language interpreters or transcribers) must be made at least five (5) business days in advance. Please contact Kathryn Vanegas at <a href="mailto:kathryn.vanegas@csun.edu" target="_blank">kathryn.vanegas@csun.edu</a></p> </div> <h2 class="field field-name-field-title-text field-type-text field-label-hidden"> Webinar Archives </h2> <div class="field field-name-field-body field-type-text-long field-label-hidden"> <p>Please visit our <a href="https://www.youtube.com/channel/UCg9EXzonzWftoFkVKSpXVxg" target="_blank">CSUN Financial Literacy YouTube Page</a> to see our past webinars.</p> </div> <h2 class="field field-name-field-title-text field-type-text field-label-hidden"> CashCourse </h2> <div class="field field-name-field-body field-type-text-long field-label-hidden"> <p>When you’re a student, it can feel like money is always tight. You’ve got bills, rent, and tuition to pay, and you want to have enough money for fun, too. So how can you get on the right path to a great financial future, while making your money count today?</p><p>CashCourse is your easy guide to making informed financial choices. Get prepared for whatever life has in store: Register for a free account, and take charge of your money.</p><p>Visit the website at <a href="https://www.cashcourse.org" target="_blank">www.cashcourse.org</a></p><p>Gain finance tool for real-life. Students across the country use CashCourse, and here’s why:</p><ol><li>It’s easy to use. CashCourse offers you a customizable set of tools so you can make decisions that fit your life.</li><li>It’s free from commercials. You can trust that the information on CashCourse and you’ll never be advertise any products or services.</li><li>It’s 100% FREE. CashCourse won’t cost you a penny—ever.</li></ol><p style="text-align: center;"><img alt="" border="0" class="media-image" height="229" width="330" typeof="foaf:Image" src="https://www.csun.edu/sites/default/files/styles/body_thumb/public/img-cash-course.png?itok=Ls7ieXSf"></p><p><br> </p> </div> <h2 class="field field-name-field-title-text field-type-text field-label-hidden"> Financial Literacy Resources </h2> <div class="field field-name-field-body field-type-text-long field-label-hidden"> <p>The following are resources to help you make wise and informed decisions about your finances.</p><ul><li><a href="http://budget.cashcourse.org/" target="_blank">http://budget.cashcourse.org/</a></li><li><a href="http://www.feedthepig.org/" target="_blank">http://www.feedthepig.org/</a></li><li><a href="http://www.mint.com/" target="_blank">http://www.mint.com</a></li><li><a href="http://www.igrad.com/FinancialLiteracyForCollegeStudents/" target="_blank">http://www.igrad.com/FinancialLiteracyForCollegeStudents/</a></li><li><a href="http://www.thesimpledollar.com/" target="_blank">http://www.thesimpledollar.com</a></li><li><a href="http://www.mymoney.gov" target="_blank">http://www.mymoney.gov</a></li></ul> </div> <h2 class="field field-name-field-title-text field-type-text field-label-hidden"> Financial Literacy Presentation Request </h2> <div class="field field-name-field-body field-type-text-long field-label-hidden"> <p>The Financial Literacy Program partners with University 100, CSUN Faculty, and Student Clubs/Orgs to offer presentations designed to empower students and assist them in making informed financial decisions. Below are some examples of financial literacy topics. As a service to our campus community, our Financial Literacy Program staff is available to come to your classes for a presentation.</p><p><b>Budgeting & Credit Essentials for College Students</b><br>Students will learn the principles of budgeting including spending wisely, borrowing wisely, setting goals, prioritizing needs and wants, and several methods that can be used to create a budget.  They will also receive an overview of basic credit card terminology.</p><p><b>Credit Card Essentials</b><br>Students will learn how to understand the fine print on credit card applications, and become responsible credit card users.  The will also learn the basics behind credit reports and scores, what impacts credit history, and how to maintain good credit.</p><p><b>Funding Your CSU Graduate Education</b><br>Students will learn about cost of attendance, how to apply for aid, types of financial aid available, and where to search for scholarships and institutional aid.  We will also discuss additional financial considerations that impact lifestyle and budget changes when planning for graduate school expenses.</p><p><b>Student Loans</b><br>Students will learn about the different types of student loans, where to find reliable information, interest rates, loan limits, how to estimate future loan payments, forbearance, deferment, and strategies for successful repayment.</p><p><b>For additional information or presentation requests please contact:<br></b></p><p><b>Sonya Adlersberg</b><br> Financial Literacy Coordinator<br> email: <a href="mailto:sonya.adlersberg@csun.edu" target="_blank">sonya.adlersberg@csun.edu</a></p><p> </p> </div> <h2 class="field field-name-field-title-text field-type-text field-label-hidden"> Social Media Links </h2> <div class="field field-name-field-body field-type-text-long field-label-hidden"> <p>Check out The Financial Literacy Program by following and subscribing to our pages. You can find us on the following social media outlets.</p><style> <![CDATA[/* > /*--><!]]>*/ </style><div id="icon-container"><div class="flex-item"><a title="Link to CSUN Financial Aid Facebook account" href="https://www.facebook.com/csunfinaid" target="_blank"><img src="https://www.csun.edu/sites/default/files/logo-facebook.png" border="0" alt="Facebook Logo"></a> <br> <a title="Link to CSUN Financial Aid Facebook account" href="https://www.facebook.com/csunfinaid" target="_blank"><strong>csunfinaid</strong></a></div><div class="flex-item"><a title="Link to CSUN Financial Aid Instagram account" href="https://www.instagram.com/csunfinancial_literacy/" target="_blank"><img src="https://www.csun.edu/sites/default/files/logo-instagram.png" border="0" alt="Instagram Logo"></a> <br> <a title="Link to CSUN Financial Aid Instagram account" href="https://www.instagram.com/csunfinancial_literacy/" target="_blank"><strong>csunfinancial_literacy</strong></a></div><div class="flex-item"><a title="Link to CSUN Financial Aid YouTube channel" href="https://www.youtube.com/channel/UCg9EXzonzWftoFkVKSpXVxg" target="_blank"><img src="https://www.csun.edu/sites/default/files/logo-youtube.png" border="0" alt="YouTube Logo"></a> <br> <a title="Link to CSUN Financial Aid YouTube channel" href="https://www.youtube.com/channel/UCg9EXzonzWftoFkVKSpXVxg" target="_blank"><strong>csun financial literacy</strong></a></div></div> </div> </div> </article> </div> </div> <div class="layout-csun--sidebar-left sidebar"> <div class="panel-pane pane-menu-tree pane-menu-og-9021" > <h2 class="pane-title">Resources</h2> <div class="menu-block-wrapper menu-block-ctools-_active-1 menu-name-menu-og-9021 parent-mlid-0 menu-level-2"> <ul class="menu"><li class="menu--leaf first leaf menu-mlid-20806"><a href="/financialaid/financial-aid-tv" role="menuitem" class="menu--link">Financial Aid TV</a></li><li class="menu--leaf leaf menu-mlid-62541"><a href="https://www.csun.edu/heart" role="menuitem" class="menu--link">CSUN with a Heart</a></li><li class="menu--leaf leaf menu-mlid-69626"><a href="https://www.csun.edu/studentaffairs/students#CalWORKs/GAIN" role="menuitem" class="menu--link">CalWORKs/GAIN</a></li><li class="menu--leaf leaf menu-mlid-20811"><a href="/financialaid/verification-guide" role="menuitem" class="menu--link">Verification Guide</a></li><li class="menu--leaf leaf menu-mlid-20816"><a href="/financialaid/award-and-planning-guide" role="menuitem" class="menu--link">Award and Planning Guide</a></li><li class="menu--leaf leaf menu-mlid-68581"><a href="/financialaid/how-submit-documents" role="menuitem" class="menu--link">How To Guides</a></li><li class="menu--leaf leaf menu-mlid-20831"><a href="/financialaid/glossary" role="menuitem" class="menu--link">Glossary</a></li><li class="menu--active menu--active-trail menu--leaf leaf active-trail active menu-mlid-20836"><a href="/financialaid/financial-literacy-program" class="menu--link-active-trail active-trail active">Financial Literacy Program</a></li><li class="menu--leaf leaf menu-mlid-27201"><a href="https://www.csun.edu/vita/" role="menuitem" class="menu--link">Volunteer Income Tax Assistance</a></li><li class="menu--leaf leaf menu-mlid-27206"><a href="https://www.reviews.com/online-tax-software/" role="menuitem" class="menu--link">Online Tax Software Reviews and Comparisons</a></li><li class="menu--leaf leaf menu-mlid-20841"><a href="/financialaid/loan-forgiveness-programs" role="menuitem" class="menu--link">Loan Forgiveness Programs</a></li><li class="menu--leaf leaf menu-mlid-20846"><a href="/financialaid/federal-and-state-websites" role="menuitem" class="menu--link">Federal and State Websites</a></li><li class="menu--leaf last leaf menu-mlid-20851"><a href="https://www.csun.edu/sites/default/files/annual_report.pdf" role="menuitem" class="menu--link">Annual Report</a></li></ul></div> </div> <div class="panel-separator"></div><div class="panel-pane pane-fieldable-panels-pane pane-fpid-12611 pane-bundle-side-block" > <div class="field field-name-field-body field-type-text-long field-label-hidden"><div class="field-items"><div class="field-item even"> <style> <![CDATA[/* > /*--><!]]>*/ </style> <div class="grid-container-icons"> <div class="image-style-icons"><a href="https://studentaid.gov/"><img style="width: 100%;" alt="Master Promissory Note and Loan Exit Counseling" src="https://www.csun.edu/sites/default/files/MPNwithLoans-icon.png" /></a></div> <div class="text-style-icons" style="margin-top: 7px!important; 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font-size: 18px; font-color: #fff;">School Code: 001153</p> </div> </div></div></div> </div> <div class="panel-separator"></div><div class="panel-pane pane-fieldable-panels-pane pane-fpid-1591 pane-bundle-side-block" > <div class="field field-name-field-body field-type-text-long field-label-hidden"><div class="field-items"><div class="field-item even"> <p><b>Contact Us<br>Financial Aid & Scholarship Department</b><br>18111 Nordhoff Street<br> Northridge, CA 91330-8307<br> Phone: 1-818-677-4085<br>Email: <a href="mailto:financial.aid@csun.edu" target="_blank">financial.aid@csun.edu</a><br>Located in <a href="https://www.csun.edu/solarmaps/map000_main.cgi?fullrm=BH100" target="_blank">Bayramian Hall</a>,<br>1<sup>st</sup> Floor Lobby (BH100)</p><p><strong>Monday - Friday</strong><br><strong>Lobby hours:</strong> 10:00 a.m. – 4:00 p.m.<br><strong>Phone hours:</strong> 10:00 a.m. – 2:00 p.m. </p><p><b>Scholarship Office<br></b>The Scholarship Office is available by phone at 1-818-677-4907 or by email at <a href="mailto:scholarships@csun.edu" target="_blank">scholarships@csun.edu</a><br>Hours: Monday – Friday 10:00 a.m. – 2:00 p.m.</p><p><b>On Campus Counseling Hours*<br></b>Monday – Wednesday<br>10:00 a.m. – 3:00 p.m. by referral only</p><p> *Counseling hours are extended Tuesday – Friday from 10:00 a.m. – 3:30 p.m. during the 1st Week of Spring 2025<b><br></b></p> </div></div></div> </div> <div class="panel-separator"></div><div class="panel-pane pane-fieldable-panels-pane pane-fpid-1526 pane-bundle-side-block" > <div class="field field-name-field-body field-type-text-long field-label-hidden"><div class="field-items"><div class="field-item even">  </div></div></div> </div> </div> </div> <div class="layout-csun--footer"> <div class="panel-pane pane-footer" > <div class="column"> <div id="footer-logo" title="Seal for California State University, Northridge"></div> </div> <div class="column"> <address class="vcard"> <span class="fn org"> Financial Aid & Scholarship Department<br> © California State University, Northridge </span><br> <span class="street-address">18111 Nordhoff Street, Northridge, CA 91330</span><br> <span class="tel">Phone: <a class="value" href="tel:+18186771200">(818) 677-1200</a></span> / <span class="contact-us"><a href="https://www.csun.edu/contact">Contact Us</a></span><br> </address> </div> <div class="column column--links"> <ul> <li class="sr-hide-desktop"><a href="https://www.csun.edu/accessibility">Accessibility</a></li> <li><a href="/financialaid/feedback">Page Feedback</a></li> <li><a href="https://www.csun.edu/emergency/">Emergency Information</a></li> <li><a href="https://www.csun.edu/afvp/university-policies-procedures/">University Policies & Procedures</a></li> <li> <a href="https://www.csun.edu/eqd/title-ix-gender-equity-and-sexual-misconduct"> Title <abbr title="nine">IX</abbr> </a> </li> </ul> </div> <div class="column column--links"> <ul> <li><a href="https://www.csun.edu/sites/default/files/900-12.pdf">Terms and Conditions for Use</a></li> <li><a href="/it/privacy">Privacy Policy</a></li> <li><a href="/it/document-viewers">Document Reader</a></li> </ul> </div> <div class="column column--links"> <ul> <li><a href="https://www.calstate.edu/">California State University</a></li> <li><a href="https://www.csun.edu/admissions-records/your-right-to-know">Federal Disclosure</a></li> </ul> </div> </div> </div> </div> <script src="https://www.csun.edu/sites/default/files/js/js_MLVgtzZ1ORq9krYqkeOsRay6ou_T-0QZytivuM9tTT8.js"></script> <script type="text/javascript"> /*<![CDATA[*/ (function() { var sz = document.createElement('script'); 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