Government grants and loans

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<div id="block-usagov-content" class="block block-system block-system-main-block"> <div class="content-wrapper"> <div class="usa-prose"> <p class="usa-intro"> The government does not offer "free money" for individuals. Federal grants are typically only for states and organizations. But you may be able to get a federal loan for education, a small business, and more. </p> </div> <div class="usa-prose body-copy"><p>If you need help with food, health care, or utilities, visit <a href="/web/20231124061841/https://www.usa.gov/benefits">USA.gov's benefits page</a>.</p> </div> </div> </div> <ul class="usa-list usa-list--unstyled"> <li class="usagov-navpage-item"> <a href="/web/20231124061841/https://www.usa.gov/no-free-money" class="text-no-underline"> <div class="usa-card__header"> <h2 class="usa-card__heading usagov-card__heading">Avoid “free money” from the government scams</h2> </div> <div class="usa-card__body padding-top-0 usa-prose color-off-black"> <p>The government does not offer free money or grants to people for personal needs. Learn how to report "free money" scams and find government benefits or loans to help with expenses.</p> </div> </a> </li> <li class="usagov-navpage-item"> <a href="/web/20231124061841/https://www.usa.gov/government-loan" class="text-no-underline"> <div class="usa-card__header"> <h2 class="usa-card__heading usagov-card__heading">How to get a government loan</h2> </div> <div class="usa-card__body padding-top-0 usa-prose color-off-black"> <p>Government loans can help pay for education, housing, business, disaster relief, and more. Unlike grants and benefits, government loans must be repaid, often with interest.</p> </div> </a> </li> <li class="usagov-navpage-item"> <a href="/web/20231124061841/https://www.usa.gov/government-grants" class="text-no-underline"> <div class="usa-card__header"> <h2 class="usa-card__heading usagov-card__heading">Government grants</h2> </div> <div class="usa-card__body padding-top-0 usa-prose color-off-black"> <p>Federal government grants are typically not given to people for personal expenses. 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