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table_content--block"><h3>Table of Content</h3><div class="list-block"><ul><li><a data-secid="102135690" title="Personal loan from banks with lowest interest rate" href="#102135690">Personal loan from banks with lowest interest rate</a></li><li><a data-secid="102136121" title="Personal loan from PSU banks with lowest interest rate" href="#102136121">Personal loan from PSU banks with lowest interest rate</a></li><li><a data-secid="102135932" title="Personal loan from private banks with lowest interest rate" href="#102135932">Personal loan from private banks with lowest interest rate</a></li><li><a data-secid="102136555" title="Personal loan from NBFCs with lowest interest rate" href="#102136555">Personal loan from NBFCs with lowest interest rate</a></li></ul></div></div><div class="content_block"><div class="dataList"><div id="102135690" class="anchor"></div><div class="article_block" data-article_id="102135690" data-agency="" data-budget-keyword="0" data-authors=""><section class="pageContent flt"><article><h2 class="title article-heading">Personal loan from banks with lowest interest rate<script type="application/ld+json"> { "@context": "https://schema.org", "@type": "Table", "about": "Personal loan from banks with lowest interest rate" } </script></h2><div class="artText"><div class="section1"><div class="Normal">Below are the list of banks providing Lowest Interest Rate on Personal Loans</div></div></div><div class="clr"></div><div class="table_fds"><table cellspacing="0" cellpadding="0" align="center" border="0"><tr><th>Loan Provider</th><th>Amount Range</th><th>Borrower Profile</th><th>Additional condition</th><th>Interest Rate</th><th>Max Tenure</th></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Induslnd Bank.cms?primemsid=102135187">Induslnd Bank</a></td><td>30,000 - 50 Lacs</td><td><div class="moreContent">Salaried - Sellf employed</div></td><td><div class="moreContent">Net annual income to be more than Rs 4.8 lakhs.</div></td><td>undefined%</td><td>5 years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-PNB.cms?primemsid=102135187">PNB</a></td><td>Upto 20 lakh</td><td><div class="moreContent">Self Employed</div></td><td><div class="lessContent"><div class="ellipsescont">Income Tax Returns for the past 3 financ</div><div class="fullcont">Income Tax Returns for the past 3 financial years along with address proof and age proof in case of self-employed individuals</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td>undefined%</td><td>upto 7 years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Axis Bank.cms?primemsid=102135187">Axis Bank</a></td><td>Rs. 40 Lakhs</td><td><div class="moreContent">Salaried</div></td><td><div class="moreContent">Cibil Score greater then or equal to 700</div></td><td>undefined%</td><td>12 months to 60 months.</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-IDFC First.cms?primemsid=102135187">IDFC First</a></td><td>Upto Rs 1 crore</td><td><div class="moreContent">Salaried/Self-employed individuals</div></td><td><div class="lessContent"><div class="ellipsescont">Business must be in existence atleast fo</div><div class="fullcont">Business must be in existence atleast for 3 years and profit after tax must be in profit</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td>undefined%</td><td>upto 5 years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-HDFC Bank.cms?primemsid=102135187">HDFC Bank</a></td><td>Upto 40 Lakh</td><td><div class="moreContent">Salaried/Self-employed</div></td><td><div class="moreContent">Cibil Score greater then 750</div></td><td>undefined%</td><td>1 - 5 Years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-ICICI Bank.cms?primemsid=102135187">ICICI Bank</a></td><td>Rs 50,000 up to Rs 25,00,000.</td><td><div class="moreContent">Salaried/Self-employed individuals</div></td><td><div class="moreContent">Cibil Score greater then or equal to 700</div></td><td>undefined%</td><td>12 months to 72 months.</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Bank of India.cms?primemsid=102135187">Bank of India</a></td><td>Upto Rs.1 lakh</td><td><div class="moreContent">Salaried /Self Employed</div></td><td><div class="moreContent">Star Mitra Loan</div></td><td>undefined%</td><td>12-60 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Citibank.cms?primemsid=102135187">Citibank</a></td><td>Upto Rs.30 lakh</td><td><div class="moreContent">Salaried/Self-employed</div></td><td><div class="moreContent">Cibil Score greater then 700</div></td><td>undefined%</td><td>upto 60 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Bank of Baroda.cms?primemsid=102135187">Bank of Baroda</a></td><td>Upto Rs.20 lakh</td><td><div class="lessContent"><div class="ellipsescont">Govt Employees / defence personnel maint</div><div class="fullcont">Govt Employees / defence personnel maintaining salary account with our Bank under scheme code SB 182 & 186</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td><div class="lessContent"><div class="ellipsescont">Linked with CIBIL Score of the individua</div><div class="fullcont">Linked with CIBIL Score of the individual BRLLR+SP+1.50 BRLLR+SP+2.00</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td>undefined%</td><td>upto 60 months</td></tr></table></div></article></section></div><div class="clr"></div></div><div class="dataList"><div id="102136121" class="anchor"></div><div class="article_block" data-article_id="102136121" data-agency="" data-budget-keyword="0" data-authors=""><section class="pageContent flt"><article><h2 class="title article-heading">Personal loan from PSU banks with lowest interest rate<script type="application/ld+json"> { "@context": "https://schema.org", "@type": "Table", "about": "Personal loan from PSU banks with lowest interest rate" } </script></h2><div class="artText"><div class="section1"><div class="Normal">Below are the list of PSU banks providing lowest interest rates</div></div></div><div class="clr"></div><div class="table_fds"><table cellspacing="0" cellpadding="0" align="center" border="0"><tr><th>Loan Provider</th><th>Amount Range</th><th>Borrower Profile</th><th>Additional condition</th><th>Interest Rate</th><th>Max Tenure</th></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Union Bank of India.cms?primemsid=102135187">Union Bank of India</a></td><td><div class="moreContent">Up to Rs.5.00 lakhs to Rs.50.00 lakh</div></td><td><div class="lessContent"><div class="ellipsescont">Union Personal - Under Tie-up/ Non Tie-up Salaried</div><div class="fullcont">Union Personal - Under Tie-up/ Non Tie-up Salaried/ Self Employed (women Professional)</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td><div class="lessContent"><div class="ellipsescont">Cibil Score for Tie-up below 700 & Non T</div><div class="fullcont">Cibil Score for Tie-up below 700 & Non Tie-up (salaried/Self Employed) above or equal to 700</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td>undefined%</td><td>upto 60 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Union Bank of India.cms?primemsid=102135187">Union Bank of India</a></td><td><div class="moreContent">Up to Rs.5.00 lakhs to Rs.50.00 lakh</div></td><td><div class="moreContent">UNION WOMEN PROFESSIONAL PERSONAL Salaried</div></td><td><div class="moreContent">Cibil Score less then 700</div></td><td>undefined%</td><td>upto 60 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Bank of Baroda.cms?primemsid=102135187">Bank of Baroda</a></td><td><div class="moreContent">Up to Rs.20 lakh</div></td><td><div class="lessContent"><div class="ellipsescont">Govt Employees / defence personnel maintaining sal</div><div class="fullcont">Govt Employees / defence personnel maintaining salary account with our Bank under scheme code SB 182 and 186</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td><div class="lessContent"><div class="ellipsescont">Linked with CIBIL Score of the individua</div><div class="fullcont">Linked with CIBIL Score of the individual BRLLR+SP+1.50 BRLLR+SP+2.00</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td>undefined%</td><td>upto 60 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Bank of Baroda.cms?primemsid=102135187">Bank of Baroda</a></td><td><div class="lessContent"><div class="ellipsescont">Maximum Rs.20.00 lakhs (it is linked wit</div><div class="fullcont">Maximum Rs.20.00 lakhs (it is linked with borrower’s occupation and account relationship with Bank). Minimum Rs.1.00 lakh for Metro and Urban Branch Rs.0.50 lakh for Rural and Semi-Urban Branch</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td><div class="lessContent"><div class="ellipsescont">Gold: Same target customers as mentioned in Silver</div><div class="fullcont">Gold: Same target customers as mentioned in Silver Category, however, salary account must be with our Bank. All Category:A,B,C Enployees</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td><div class="lessContent"><div class="ellipsescont">Linked with CIBIL Score of the individua</div><div class="fullcont">Linked with CIBIL Score of the individual BRLLR+SP+2.00 BRLLR+SP+6.85</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td>undefined%</td><td>upto 60 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Bank of India.cms?primemsid=102135187">Bank of India</a></td><td><div class="moreContent">N/A</div></td><td><div class="moreContent">Salaried/Pensioner</div></td><td><div class="moreContent">Star Suvidha Express Personal Loan(SSEPL)</div></td><td>undefined%</td><td>upto 60 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Central Bank.cms?primemsid=102135187">Central Bank</a></td><td><div class="moreContent">Up to Rs 15 Lakh</div></td><td><div class="moreContent">Salaried - Sellf employed</div></td><td><div class="lessContent"><div class="ellipsescont">Permanent employees of government instit</div><div class="fullcont">Permanent employees of government institutions, railways, central and state governments, hospitals, schools, municipal bodies, etc. and must have completed at least one year of service Permanent employees of multinational/Indian companies with at least 3 years of service</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td>undefined%</td><td>upto 7 years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-State Bank of India.cms?primemsid=102135187">State Bank of India</a></td><td><div class="moreContent">up to Rs. 20 lakhs</div></td><td><div class="moreContent">Salaried - Sellf employed</div></td><td><div class="lessContent"><div class="ellipsescont">SBI Pension Loan Jai Jawan Pension Loan </div><div class="fullcont">SBI Pension Loan Jai Jawan Pension Loan Pension Loan Scheme For Treasury and PSU Pensioners Pre-Approved Pension Loans(PAPNL) Pre-approved Insta Pension Top-Up</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td>undefined%</td><td>upto 60 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-UCO Bank.cms?primemsid=102135187">UCO Bank</a></td><td><div class="lessContent"><div class="ellipsescont">20 times of Gross Monthly Income subject</div><div class="fullcont">20 times of Gross Monthly Income subject to maximum of Rs.15 Lacs</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td><div class="moreContent">Salaried</div></td><td><div class="moreContent">UCO Cash</div></td><td>undefined%</td><td>Up to 7 years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Yes Bank.cms?primemsid=102135187">Yes Bank</a></td><td><div class="moreContent">Rs 1-Rs 40 lakh</div></td><td><div class="moreContent">Salaried - Sellf employed</div></td><td><div class="moreContent">Income proof – last 3 months’ bank statement</div></td><td>undefined%</td><td>1-5 years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-PNB.cms?primemsid=102135187">PNB</a></td><td><div class="moreContent">upto 20 Lakhs</div></td><td><div class="moreContent">Salaried - Sellf employed</div></td><td><div class="lessContent"><div class="ellipsescont">Cibil Score greater then or equal to 800</div><div class="fullcont">Cibil Score greater then or equal to 800 Cibil greater then or equal to 750 less then 800 Or With Nil credit history (i,e -1 or 0)</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td>undefined%</td><td>upto 6 years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-PNB.cms?primemsid=102135187">PNB</a></td><td><div class="moreContent">upto 20 Lakhs</div></td><td><div class="moreContent">Govt Employees</div></td><td><div class="moreContent">Cibil score 650 to 749</div></td><td>undefined%</td><td>upto 6 years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-PNB.cms?primemsid=102135187">PNB</a></td><td><div class="moreContent">upto 20 Lakhs</div></td><td><div class="moreContent">Salaried</div></td><td><div class="moreContent">Cibil Score less then 650</div></td><td>undefined%</td><td>upto 6 years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-PNB.cms?primemsid=102135187">PNB</a></td><td><div class="moreContent">upto 20 Lakhs</div></td><td><div class="lessContent"><div class="ellipsescont">PNB Doctor’s Delight – Personal Loan Scheme for Do</div><div class="fullcont">PNB Doctor’s Delight – Personal Loan Scheme for Doctors</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td><div class="lessContent"><div class="ellipsescont">Must have a continued occupancy at the p</div><div class="fullcont">Must have a continued occupancy at the present residence for at least two years.</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td>undefined%</td><td>upto 7 years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-PNB.cms?primemsid=102135187">PNB</a></td><td><div class="moreContent">upto 10 Lakhs</div></td><td><div class="moreContent">PERSONAL LOAN SCHEME FOR PENSIONERS</div></td><td><div class="moreContent">Demand Loan/ Term Loan/ Overdraft</div></td><td>undefined%</td><td>upto 2 years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Bank of India.cms?primemsid=102135187">Bank of India</a></td><td><div class="moreContent">upto 10 lakh</div></td><td><div class="moreContent">Salaried /Self Employed</div></td><td><div class="moreContent">Star Personal Loan Star Mitra Loan</div></td><td>undefined%</td><td>upto 60 months</td></tr></table></div></article></section></div><div class="clr"></div></div><div class="dataList"><div id="102135932" class="anchor"></div><div class="article_block" data-article_id="102135932" data-agency="" data-budget-keyword="0" data-authors=""><section class="pageContent flt"><article><h2 class="title article-heading">Personal loan from Private banks with lowest interest rate<script type="application/ld+json"> { "@context": "https://schema.org", "@type": "Table", "about": "Personal loan from Private banks with lowest interest rate" } </script></h2><div class="artText"><div class="section1"><div class="Normal">Below are the list of Private Banks providing lowest interest rates</div></div></div><div class="clr"></div><div class="table_fds"><table cellspacing="0" cellpadding="0" align="center" border="0"><tr><th>Loan Provider</th><th>Amount Range</th><th>Borrower Profile</th><th>Additional condition</th><th>Interest Rate</th><th>Max Tenure</th></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-HDFC Bank.cms?primemsid=102135187">HDFC Bank</a></td><td>Upto 40 Lakh</td><td>Salaried/Self-employed</td><td><div class="moreContent">Cibil Score greater then 750</div></td><td>undefined%</td><td>1 - 5 Years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-ICICI Bank.cms?primemsid=102135187">ICICI Bank</a></td><td>Rs 50,000 upto Rs 25,00,000.</td><td>Salaried/Self-employed individuals</td><td><div class="moreContent">Cibil Score greater then or equal to 700</div></td><td>undefined%</td><td>12 months to 72 months.</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Axis Bank.cms?primemsid=102135187">Axis Bank</a></td><td>Rs. 40 Lakhs</td><td>Salaried</td><td><div class="moreContent">Cibil Score greater then or equal to 700</div></td><td>undefined%</td><td>12 months to 60 months.</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Kotak Mahindra.cms?primemsid=102135187">Kotak Mahindra</a></td><td>Upto Rs.40 lakhs</td><td>Salaried</td><td><div class="moreContent">Cibil Score greater then or equal to 700</div></td><td>undefined%</td><td>60 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-IDFC First.cms?primemsid=102135187">IDFC First</a></td><td>Upto Rs 1 crore</td><td>Salaried/Self-employed individuals</td><td><div class="lessContent"><div class="ellipsescont">Business must be in existence atleast fo</div><div class="fullcont">Business must be in existence atleast for 3 years and profit after tax must be in profit</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td>undefined%</td><td>upto 5 years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Federal Bank.cms?primemsid=102135187">Federal Bank</a></td><td>Upto Rs.25 Lakh</td><td>salaried individuals</td><td><div class="moreContent">Cibil Score greater then 750</div></td><td>undefined%</td><td>upto 60 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Citibank.cms?primemsid=102135187">Citibank</a></td><td>Upto Rs.30 lakh</td><td>Salaried/Self-employed</td><td><div class="moreContent">Cibil Score greater then 700</div></td><td>undefined%</td><td>upto 60 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Induslnd Bank.cms?primemsid=102135187">Induslnd Bank</a></td><td>30,000 - 50 Lacs</td><td>Salaried - Sellf employed</td><td><div class="moreContent">Net annual income to be more than Rs 4.8 lakhs.</div></td><td>undefined%</td><td>5 years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-RBL Bank.cms?primemsid=102135187">RBL Bank</a></td><td>Rs.1 lakh upto Rs. 20 lakhs</td><td>Salaried</td><td><div class="moreContent">Minimum income of Rs.25,000 per month</div></td><td>undefined%</td><td>12 to 60 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-India Bulls.cms?primemsid=102135187">India Bulls</a></td><td>Rs 1,000- Rs 15 lakh</td><td>Salaried - Sellf employed</td><td><div class="moreContent">Cibil Score greater then 750</div></td><td>undefined%</td><td>3 months-2 years</td></tr></table></div></article></section></div><div class="clr"></div></div><div class="dataList"><div id="102136555" class="anchor"></div><div class="article_block" data-article_id="102136555" data-agency="" data-budget-keyword="0" data-authors=""><section class="pageContent flt"><article><h2 class="title article-heading">Personal loan from NBFCs with lowest interest rate<script type="application/ld+json"> { "@context": "https://schema.org", "@type": "Table", "about": "Personal loan from NBFCs with lowest interest rate" } </script></h2><div class="artText"><div class="section1"><div class="Normal">Below are the list of NBFCs providing lowest interest rates</div></div></div><div class="clr"></div><div class="table_fds"><table cellspacing="0" cellpadding="0" align="center" border="0"><tr><th>Loan Provider</th><th>Amount Range</th><th>Borrower Profile</th><th>Additional condition</th><th>Interest Rate</th><th>Max Tenure</th></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-IIFL ltd.cms?primemsid=102135187">IIFL ltd</a></td><td>upto 5 lakh</td><td>Salaried - Sellf employed</td><td><div class="lessContent"><div class="ellipsescont">Sourcable location will Mumbai,Delhi,Pun</div><div class="fullcont">Sourcable location will Mumbai,Delhi,Pune,Banglore,Hyderabad and chennai</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td>undefined%</td><td>upto 42 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-HDB Financial Services.cms?primemsid=102135187">HDB Financial Services</a></td><td>upto 20 Lakhs</td><td>Salaried - Sellf employed</td><td><div class="moreContent">Cibil Score greater then or equal to 750</div></td><td>undefined%</td><td>12-60 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Mahindra Finance.cms?primemsid=102135187">Mahindra Finance</a></td><td>upto 15 lakh</td><td>Salaried</td><td><div class="lessContent"><div class="ellipsescont">The personal loan facility is only permi</div><div class="fullcont">The personal loan facility is only permissible for Mahindra Group employees and existing customers of Mahindra Finance So, the credit is available for those working (confirmed employees) for M and M Ltd. Also, the employees of M and M Ltd. subsidiary companies can take the loan</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td>undefined%</td><td>24-60 months</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Tata Capital.cms?primemsid=102135187">Tata Capital</a></td><td>Any amount</td><td>Salaried</td><td><div class="moreContent">Cibil Score greater then or equal to 750</div></td><td>undefined%</td><td>upto 6 years</td></tr><tr><td><a target="_blank" href="/wealth/borrow/loans/personal-loan/bankdetails/bankname-Aditya Birla Capital.cms?primemsid=102135187">Aditya Birla Capital</a></td><td>upto 50 lakh</td><td>Salaried</td><td><div class="lessContent"><div class="ellipsescont">Minimum net monthly income that is not l</div><div class="fullcont">Minimum net monthly income that is not less than 45000</div><span class="readMoretdCont showhidebtn">show more</span><span class="readLesstdCont showhidebtn">show less</span></div></td><td>undefined%</td><td>upto 7 years</td></tr></table></div></article></section></div><div class="clr"></div></div></div><section style="margin:0 auto 15px; width:auto; max-width:1003px;background-color:#f7f7f7;padding:15px 0" id="bottomAd2"><div style="margin:0 auto" data-oop="3" data-size="[728, 90]" data-adsSlot="/7176/Economictimes/ET_Wealth/ET_Wealth_FD/ET_ROS_BTF_FD_Wealth_Mrec1" id="div-gpt-ad-1590539298587-3" data-loc=""></div></section><div data-ga-category="Wealth taxslab Homepage Event"><div data-ga-action="Personal Loan Seo Widget" class="seoWidget"><strong>Personal Loan: </strong><a data-ga-onclick="Seo - 1 - href" href="https://economictimes.indiatimes.com/wealth/borrow/loan/personal-loan/home-loan-with-lowest-interest-rate/articleshow/102135690.cms">Personal loan from banks with lowest interest rate</a><a data-ga-onclick="Seo - 2 - href" href="https://economictimes.indiatimes.com/wealth/borrow/loan/personal-loan/public-banks-home-loan-interest-rate/articleshow/102136121.cms">Personal loan from PSU banks with lowest interest rate</a><a data-ga-onclick="Seo - 3 - href" href="https://economictimes.indiatimes.com/wealth/borrow/loan/personal-loan/private-banks-providing-home-loan/articleshow/102135932.cms">Personal loan from private banks with lowest interest rate</a><a data-ga-onclick="Seo - 4 - href" href="https://economictimes.indiatimes.com/wealth/borrow/loan/personal-loan/ndfcs-home-loan-interest-rates/articleshow/102136555.cms">Personal loan from NBFCs with lowest interest rate</a></div></div><div class="clearfix morestory--wrapper"><div xmlns:listval="com.indiatimes.cms.utilities.CMSDateUtility" xmlns:java="java" class="calcNews clr"><h2 class="secHead"><span class="title">Related Personal loan News</span></h2><div class="leftDiv"><div class="more_story--wrap"><div class="info_box"><a href="https://economictimes.indiatimes.com/wealth/borrow/now-it-will-be-difficult-to-take-multiple-personal-loans-due-to-new-rbi-norms/articleshow/116908142.cms" data-conttype="0">Now it will be difficult to take multiple personal loans due to new RBI norms</a><p>The RBI now requires lenders to update their credit records every 15 days instead of monthly, making it harder for borrowers to take multiple personal loans. The move is aimed at improving credit risk assessment and curbing over-borrowing.</p></div><div class="img_box"><a target="_blank" href="https://economictimes.indiatimes.com/wealth/borrow/now-it-will-be-difficult-to-take-multiple-personal-loans-due-to-new-rbi-norms/articleshow/116908142.cms" data-conttype="0"><img src="https://img.etimg.com/photo/msid-42031747,quality-100/et-logo.jpg" class="lazy" align="left" height="90" width="120" alt="" data-original="https://img.etimg.com/thumb/msid-116908142,width-120,imglength-51654,resizemode-4/now-it-will-be-difficult-to-take-multiple-personal-loans-due-to-new-rbi-norms.jpg"></a></div></div><div class="more_story--wrap"><div class="info_box"><a href="https://economictimes.indiatimes.com/wealth/borrow/want-a-personal-loan-eligibility-documents-you-need/articleshow/115587659.cms" data-conttype="0">Want a personal loan? Eligibility, documents you need</a><p>Although personal loans do not need collateral, the interest amount can add a lot of strain to your finances. However, in case you need one for emergencies, here's how you can go about it.</p></div><div class="img_box"><a target="_blank" href="https://economictimes.indiatimes.com/wealth/borrow/want-a-personal-loan-eligibility-documents-you-need/articleshow/115587659.cms" data-conttype="0"><img src="https://img.etimg.com/photo/msid-42031747,quality-100/et-logo.jpg" class="lazy" align="left" height="90" width="120" alt="" data-original="https://img.etimg.com/thumb/msid-115587659,width-120,imglength-1778968,resizemode-4/want-a-personal-loan-eligibility-documents-you-need.jpg"></a></div></div><div class="more_story--wrap"><div class="info_box"><a href="https://economictimes.indiatimes.com/wealth/borrow/loan/personal-loan/renovate-your-home-with-a-personal-loan-this-festive-season/articleshow/114779212.cms" data-conttype="0">Renovate your home with a personal loan this festive season</a><p>Indians can renovate their homes during the festive season by using personal loans. These loans provide quick approval, flexible repayment options, and no collateral requirements. The festive season is a time for renewal, and a personal loan can help fund expenses like new furniture, fresh paint, and upgraded lighting.</p></div><div class="img_box"><a target="_blank" href="https://economictimes.indiatimes.com/wealth/borrow/loan/personal-loan/renovate-your-home-with-a-personal-loan-this-festive-season/articleshow/114779212.cms" data-conttype="0"><img src="https://img.etimg.com/photo/msid-42031747,quality-100/et-logo.jpg" class="lazy" align="left" height="90" width="120" alt="" data-original="https://img.etimg.com/thumb/msid-114779212,width-120,imglength-53008,resizemode-4/renovate-your-home-with-a-personal-loan-this-festive-season.jpg"></a></div></div><div class="more_story--wrap"><div class="info_box"><a href="https://economictimes.indiatimes.com/wealth/borrow/getting-frequent-calls-for-personal-loan-auto-loan-or-home-loan-key-things-to-keep-in-mind-before-borrowing-money/articleshow/114161912.cms" data-conttype="0">Frequent calls for personal loan or auto loan — saviour or loan shark in disguise? Keep these things in mind before you borrow</a><p>How much charge on future income one can afford is a personal financial question that the borrower alone can answer. The lender can look at your assets or income and propose how much he will lend. Discount the ‘loan eligibility’ worked out by the borrower. Do your homework about how much you can pay every month. Even if the lender masks your eligibility as a privilege, it is not. You borrow, you repay.</p></div><div class="img_box"><a target="_blank" href="https://economictimes.indiatimes.com/wealth/borrow/getting-frequent-calls-for-personal-loan-auto-loan-or-home-loan-key-things-to-keep-in-mind-before-borrowing-money/articleshow/114161912.cms" data-conttype="0"><img src="https://img.etimg.com/photo/msid-42031747,quality-100/et-logo.jpg" class="lazy" align="left" height="90" width="120" alt="" data-original="https://img.etimg.com/thumb/msid-114161912,width-120,imglength-416504,resizemode-4/frequent-calls-for-personal-loan-or-auto-loan-saviour-or-loan-shark-in-disguise-keep-these-things-in-mind-before-you-borrow.jpg"></a></div></div><div class="more_story--wrap"><div class="info_box"><a href="https://economictimes.indiatimes.com/wealth/borrow/personal-loan-interest-rates-september-2024-list-of-21-banks-offering-best-interest-rates-on-personal-loans/articleshow/113117067.cms" data-conttype="0">Personal loan interest rates September 2024: List of 21 banks offering best interest rates on personal loans</a><p>A personal loan is borrowing money from a bank for personal reasons without providing any security. The advantage of a personal loan is that it requires minimal documentation and may be obtained fast. 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