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header_full_main_menu__search-718" data-search="true" data-test-id="header-search-button" type="button"><span class="button__addons-8e6"></span></button><div class="header_entry__links-a26 header_entry_search-a26"><div tabindex="0" role="menuitem"><div><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_entry__links_button-a26" tabindex="-1" data-test-id="header-auth-button" type="button"><span class="button__text-8e6 button_stretchText-8e6">Войти</span></button></div></div></div><button class="button-8e6 button_secondary-8e6 button_xs-8e6 header_entry__mobile_button-a26" type="button"><span class="button__text-8e6 button_stretchText-8e6">Войти</span></button><div class="header_popup_mobile_menu__content-f4e header_popup_mobile_menu_transition-f4e"><div class="header_popup_mobile_menu__scrollable-f4e"><div class="header_popup_mobile_menu__top-f4e"><div class="header_popup_mobile_menu__top__navigation-f4e"><div class="header_popup_mobile_menu__top__cross-f4e" title="Скрыть меню"></div></div></div><div class="header_entry_links-469"><a href="https://ib.online.gpb.ru/login" class="header_entry_links__link-469">Интернет-банк</a><a href="https://passport.gbo.gazprombank.ru" class="header_entry_links__link-469">ГПБ Бизнес-Онлайн</a></div></div></div><div class="header_full_main_menu__sandwich-718"></div></div></div></div><nav class="header_full_bottom_menu-f67" data-test-id="header-bottom-menu"><div class="header_full_bottom_menu__wrapper-f67"><div class="nr-new-wrapper"><div class="header_popup_mobile_menu__content-f4e"><div class="header_popup_mobile_menu__scrollable-f4e"><div class="header_popup_mobile_menu__top-f4e"><div class="header_popup_mobile_menu__top__navigation-f4e"><div class="header_popup_mobile_menu__top__cross-f4e" title="Скрыть меню"></div></div></div><div data-search="true" class="header_full_dropdown-481 header_full_bottom_menu__search-f67"><div class="nr-new-wrapper header_full_dropdown__content-481 header_full_bottom_menu__search_content-f67"><form action="" class="search_bar-2b5"><div class="search_bar__field-2b5"><div class="text_field-860 text_field_search-860 text_field_no_label-860"><span class="text_field__label-860"></span><div class="text_field__input_wrapper-860"><input class="text_field__input-860 search_bar__input-2b5" autoComplete="off" name="search" type="text" placeholder="Например: Кредитный рейтинг" value=""/></div><div><div class="text_field_right_addon_icons__icons-c10"><div class="text_field_right_addon_icons__right_icon-c10"></div></div></div></div></div><button class="button-8e6 button_primary-8e6 button_lg-8e6 search_bar__button-2b5" type="submit"><span class="button__text-8e6 button_stretchText-8e6">Найти</span></button></form></div></div><div class="header_full_bottom_menu__client-f67"><div class="header_full_bottom_menu__client_wrapper-f67"><div class="header_full_bottom_menu_skeleton-09c nr-new-wrapper"><div class="header_full_bottom_menu_skeleton__menu-09c"><div></div><div></div><div></div><div></div><div></div><div></div><div></div><div></div><div></div><div></div></div><div class="header_full_bottom_menu_skeleton__buttons-09c"><div class="header_full_bottom_menu_skeleton__buttons_client-09c"></div><div class="header_full_bottom_menu_skeleton__buttons_qr-09c"></div></div></div><div></div><div class="header_full_bottom_menu__list-f67 intersection_wrapper-2bd" data-test-id="header-bottom-menu-links"><div role="menuitem" tabindex="0" class="header_full_menu_item_menu_item-992 intersection_wrapper_item-2bd"><div class="header_full_menu_item_menu_item__name-992">Карты<div class="pulse_marker-381 header_full_pulse_base_pulse-db7"></div></div><div class="header_full_menu_item_dropdown_menu_item_dropdown-e7b" data-test-id="header-dropdown-menu"><div class="nr-new-wrapper header_full_menu_item_dropdown_menu_item_dropdown__wrapper-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__cross_wrapper-e7b"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 button_circle-8e6 button_iconOnly-8e6 header_full_menu_item_dropdown_menu_item_dropdown__cross-e7b" tabindex="-1" title="Закрыть меню раздела Карты" type="button"><span class="button__addons-8e6"></span></button></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__content-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Дебетовые карты</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/cards/7579039/">Карта «Мир» с кэшбэком до 35%<div class="pulse_marker-381 header_full_pulse_base_pulse-db7 header_full_dropdown_group_links_group_links__pulse-36f"></div></a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_main_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/cards/">Все дебетовые карты</a></div></div><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Кредитные карты</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/credit-cards/6125247/">Кредитная карта 180 дней</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_main_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/credit-cards/">Все кредитные карты</a></div></div><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f header_full_dropdown_group_links_secondary_title-36f">Ещё карты</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/premium/">Премиальные карты</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/isalary-cards/">Зарплатные карты</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/city-cards/">Карты жителей</a></div></div></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Самозанятым </div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/self-employed-cards/">Все предложения. Возврат НПД и кэшбэк до 35%</a></div></div><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f header_full_dropdown_group_links_additional_group-36f">Может быть полезно</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/mgm/">Приводите друзей в Газпромбанк</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/special-offers/">Акции и специальные предложения</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/useful/">Информация для держателей карт</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/loyalty/">Балльная программа лояльности</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/cards/7353751/">Платежный стикер</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/bank-partners/">Банки-партнеры</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/security-rules/">Как не попасться мошенникам?</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/restructuring/">Помощь по действующему кредиту </a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a href="https://cs.renins.com/direct_sales/gpb/card/" class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self">Оформить страхование карты онлайн</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/e-money-op/">Оператор электронных денежных средств</a></div></div></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b header_full_menu_item_dropdown_border-e7b" data-test-id="header-dropdown-menu-column"><a class="header_full_dropdown_banner_banner-3ec header_full_dropdown_banner_light-3ec" tabindex="-1" data-test-id="header-dropdown-menu-banner" href="/personal/cards/7579039/"><div style="background:#C4E7FF" class="header_full_dropdown_banner_banner__wrapper-3ec"><div class="header_full_dropdown_banner_banner__title-3ec">35% на всё самое важное с дебетовой картой</div><div class="header_full_dropdown_banner_banner__subtitle-3ec">Получайте кэшбэк в ТОП категориях</div><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_dropdown_banner_banner__button-3ec" tabindex="-1" type="button"><span class="button__text-8e6 button_stretchText-8e6">Подробнее</span></button><picture><source type="image/webp" srcSet="https://cdn.gpb.ru/upload/files/iblock/c2c/v0eij12ftp8uiupdi2t1aqqw2cyg17x4/Menu-Promo-banner_DK_35_1872x840px.webp 2x, https://cdn.gpb.ru/upload/files/iblock/c2c/v0eij12ftp8uiupdi2t1aqqw2cyg17x4/x1_Menu-Promo-banner_DK_35_1872x840px.webp"/><source type="image/png" srcSet="https://cdn.gpb.ru/upload/files/iblock/c2c/v0eij12ftp8uiupdi2t1aqqw2cyg17x4/Menu-Promo-banner_DK_35_1872x840px.png 2x, https://cdn.gpb.ru/upload/files/iblock/c2c/v0eij12ftp8uiupdi2t1aqqw2cyg17x4/x1_Menu-Promo-banner_DK_35_1872x840px.png"/><img class="nr-picture" src="https://cdn.gpb.ru/upload/files/iblock/c2c/v0eij12ftp8uiupdi2t1aqqw2cyg17x4/x1_Menu-Promo-banner_DK_35_1872x840px.png" alt="35% на всё самое важное с дебетовой картой"/></picture></div></a></div></div></div></div></div><div role="menuitem" tabindex="0" class="header_full_menu_item_menu_item-992 intersection_wrapper_item-2bd"><div class="header_full_menu_item_menu_item__name-992">Вклады и счета</div><div class="header_full_menu_item_dropdown_menu_item_dropdown-e7b" data-test-id="header-dropdown-menu"><div class="nr-new-wrapper header_full_menu_item_dropdown_menu_item_dropdown__wrapper-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__cross_wrapper-e7b"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 button_circle-8e6 button_iconOnly-8e6 header_full_menu_item_dropdown_menu_item_dropdown__cross-e7b" tabindex="-1" title="Закрыть меню раздела Вклады и счета" type="button"><span class="button__addons-8e6"></span></button></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__content-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Вклады</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/increase/deposits/detail/7595651/">Вклад «Заоблачный процент»</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/increase/deposits/detail/7476877/">Вклад «В Плюсе»</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/increase/deposits/detail/7582023/">Вклад «Новые деньги»</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/increase/deposits/detail/2491/">Вклад «Копить»</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/increase/deposits/detail/6992387/">Вклад в юанях</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_main_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/increase/deposits/">Все вклады</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/pds/">Программа долгосрочных сбережений</a></div></div></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Накопительные счета</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/accounts/save-easy/">Накопительный счет</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/accounts/daily-percentage/">Накопительный счет «Ежедневный процент»</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/premium/ns/">Накопительный счет «Премиум»</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/accounts/simple-percentage2/">Накопительный счет «Простой процент 2024»</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/accounts/">Все накопительные счета</a></div></div><a class="header_full_dropdown_icon_link_icon_link-2b6" tabindex="-1" target="_self" data-test-id="header-dropdown-menu-icon-link" href="/accounts/save-easy/#first-step"><div class="header_full_dropdown_icon_link_icon_link__wrapper-2b6"><div class="header_full_dropdown_icon_link_icon_link__icon-2b6"></div><div class="header_full_dropdown_icon_link_icon_link__text-2b6 blue">Онлайн-заявка на накопительный счет</div></div></a><a class="header_full_dropdown_icon_link_icon_link-2b6" tabindex="-1" target="_self" data-test-id="header-dropdown-menu-icon-link" href="/personal/increase/deposits/detail/7078385/"><div class="header_full_dropdown_icon_link_icon_link__wrapper-2b6"><div class="header_full_dropdown_icon_link_icon_link__icon-2b6"></div><div class="header_full_dropdown_icon_link_icon_link__text-2b6 blue">Специальные условия для клиентов 55+</div></div></a><a class="header_full_dropdown_icon_link_icon_link-2b6" tabindex="-1" target="_self" data-test-id="header-dropdown-menu-icon-link" href="/personal/page/bond/"><div class="header_full_dropdown_icon_link_icon_link__wrapper-2b6"><div class="header_full_dropdown_icon_link_icon_link__icon-2b6"></div><div class="header_full_dropdown_icon_link_icon_link__text-2b6 blue">Облигации Газпромбанка с доходностью до 20,37%</div></div></a></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b header_full_menu_item_dropdown_border-e7b" data-test-id="header-dropdown-menu-column"><a class="header_full_dropdown_banner_banner-3ec header_full_dropdown_banner_dark-3ec" tabindex="-1" data-test-id="header-dropdown-menu-banner" href="/personal/increase/deposits/detail/7595651/"><div style="background:#3D38A5" class="header_full_dropdown_banner_banner__wrapper-3ec"><div class="header_full_dropdown_banner_banner__title-3ec">Вклад на 6 месяцев</div><div class="header_full_dropdown_banner_banner__subtitle-3ec">С повышенной ставкой</div><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_dropdown_banner_banner__button-3ec" tabindex="-1" type="button"><span class="button__text-8e6 button_stretchText-8e6">Подробнее</span></button><picture><source type="image/webp" srcSet="https://cdn.gpb.ru/upload/files/iblock/673/906a4u1na55a3u06tvji857uniges550/Menu-Promo-banner-_-25_-_-1872x840px-_1_.webp 2x, https://cdn.gpb.ru/upload/files/iblock/673/906a4u1na55a3u06tvji857uniges550/x1_Menu-Promo-banner-_-25_-_-1872x840px-_1_.webp"/><source type="image/png" srcSet="https://cdn.gpb.ru/upload/files/iblock/673/906a4u1na55a3u06tvji857uniges550/Menu-Promo-banner-_-25_-_-1872x840px-_1_.png 2x, https://cdn.gpb.ru/upload/files/iblock/673/906a4u1na55a3u06tvji857uniges550/x1_Menu-Promo-banner-_-25_-_-1872x840px-_1_.png"/><img class="nr-picture" src="https://cdn.gpb.ru/upload/files/iblock/673/906a4u1na55a3u06tvji857uniges550/x1_Menu-Promo-banner-_-25_-_-1872x840px-_1_.png" alt="Вклад на 6 месяцев"/></picture></div></a></div></div></div></div></div><div role="menuitem" tabindex="0" class="header_full_menu_item_menu_item-992 intersection_wrapper_item-2bd"><div class="header_full_menu_item_menu_item__name-992">Кредиты</div><div class="header_full_menu_item_dropdown_menu_item_dropdown-e7b" data-test-id="header-dropdown-menu"><div class="nr-new-wrapper header_full_menu_item_dropdown_menu_item_dropdown__wrapper-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__cross_wrapper-e7b"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 button_circle-8e6 button_iconOnly-8e6 header_full_menu_item_dropdown_menu_item_dropdown__cross-e7b" tabindex="-1" title="Закрыть меню раздела Кредиты" type="button"><span class="button__addons-8e6"></span></button></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__content-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Кредиты</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/take_credit/consumer_credit/5004451/">Кредит наличными</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/avtokredit/5601789/">Кредит наличными на авто</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/bail/pod-zalog/">Кредит под залог недвижимости</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/avtokredit/6483887/">Кредит под залог авто</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/take_credit/consumer_credit/7696035/">Дачный кредит</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/take_credit/consumer_credit/42164/">Рефинансирование кредитов</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/bail/refinansirovanie-pod-zalog/">Рефинансирование под залог</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/credit/calculator-consumer-credit/">Кредитный калькулятор</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_main_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/bail/">Все кредиты под залог</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_main_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/take_credit/consumer_credit/">Все кредиты</a></div></div></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f header_full_dropdown_group_links_additional_group-36f">Может быть полезно</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/restructuring/">Помощь по действующему кредиту</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/saleschain/">Приводите друзей</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/credit-profile/">Кредитный рейтинг</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/credit-report/">Отчет о кредитной истории</a></div></div><a class="header_full_dropdown_icon_link_icon_link-2b6" tabindex="-1" target="_self" data-test-id="header-dropdown-menu-icon-link" href="/full/loan-consumer/lite-credit/"><div class="header_full_dropdown_icon_link_icon_link__wrapper-2b6"><div class="header_full_dropdown_icon_link_icon_link__icon-2b6"></div><div class="header_full_dropdown_icon_link_icon_link__text-2b6 blue">Онлайн - заявка на кредит наличными</div></div></a></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b header_full_menu_item_dropdown_border-e7b" data-test-id="header-dropdown-menu-column"><a class="header_full_dropdown_banner_banner-3ec header_full_dropdown_banner_light-3ec" tabindex="-1" data-test-id="header-dropdown-menu-banner" href="/personal/take_credit/consumer_credit/5004451/"><div style="background:#E8ECFF" class="header_full_dropdown_banner_banner__wrapper-3ec"><div class="header_full_dropdown_banner_banner__title-3ec">Кредит наличными</div><div class="header_full_dropdown_banner_banner__subtitle-3ec">Решение за 5 минут</div><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_dropdown_banner_banner__button-3ec" tabindex="-1" type="button"><span class="button__text-8e6 button_stretchText-8e6">Подробнее</span></button><picture><source type="image/webp" srcSet="https://cdn.gpb.ru/upload/files/iblock/324/u9ebss265jfid8ll9msaefjmdykied2n/Menu-Promo-banner-1872x840px.webp 2x, https://cdn.gpb.ru/upload/files/iblock/324/u9ebss265jfid8ll9msaefjmdykied2n/x1_Menu-Promo-banner-1872x840px.webp"/><source type="image/png" srcSet="https://cdn.gpb.ru/upload/files/iblock/324/u9ebss265jfid8ll9msaefjmdykied2n/Menu-Promo-banner-1872x840px.png 2x, https://cdn.gpb.ru/upload/files/iblock/324/u9ebss265jfid8ll9msaefjmdykied2n/x1_Menu-Promo-banner-1872x840px.png"/><img class="nr-picture" src="https://cdn.gpb.ru/upload/files/iblock/324/u9ebss265jfid8ll9msaefjmdykied2n/x1_Menu-Promo-banner-1872x840px.png" alt="Кредит наличными"/></picture></div></a></div></div></div></div></div><div role="menuitem" tabindex="0" class="header_full_menu_item_menu_item-992 intersection_wrapper_item-2bd"><div class="header_full_menu_item_menu_item__name-992">Премиум</div><div class="header_full_menu_item_dropdown_menu_item_dropdown-e7b" data-test-id="header-dropdown-menu"><div class="nr-new-wrapper header_full_menu_item_dropdown_menu_item_dropdown__wrapper-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__cross_wrapper-e7b"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 button_circle-8e6 button_iconOnly-8e6 header_full_menu_item_dropdown_menu_item_dropdown__cross-e7b" tabindex="-1" title="Закрыть меню раздела Премиум" type="button"><span class="button__addons-8e6"></span></button></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__content-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Премиум</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/premium/">Премиальное обслуживание</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_blank" href="/premium/mirsupreme2/">Карта Mir Supreme </a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_blank" href="/premium/credit-card-180/">Кредитная карта 180 дней Премиум</a></div></div><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Акции</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/premium/cashback20/">Кэшбэк за покупку слотов IRONSTAR</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_blank" href="/premium/skipass-kurort/">Кэшбэк на курорте «Газпром Поляна»</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_blank" href="/premium/road/">Кэшбэк за пополнение транспондера </a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/premium-campaigns/">Еще акции</a></div></div></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f header_full_dropdown_group_links_additional_group-36f">Может быть полезно</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/premium-offers/">Спецпредложения</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/premium/expert/">Персональный финансовый план</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/premium/ns/">Накопительный счет «Премиум» </a></div></div><div class="header_full_dropdown_group_icon_link_group_icon_link-619" data-test-id="header-dropdown-menu-group-icon-links"><div class="header_full_dropdown_group_icon_link_group_icon_link__wrapper-619"><a class="header_full_dropdown_group_icon_link_group_icon_link__link-619" tabindex="-1" target="_self" href="/full/card-debit/premium-double/"><div class="header_full_dropdown_group_icon_link_group_icon_link__row-619"><div class="header_full_dropdown_group_icon_link_group_icon_link__svg-619"></div><div class="header_full_dropdown_group_icon_link_group_icon_link__text-619"><div>Оформить</div><div>премиальную карту</div></div></div></a></div></div><a href="https://gazprombank.investments/applink/account_creation/" class="header_full_dropdown_icon_link_icon_link-2b6" tabindex="-1" target="_blank" data-test-id="header-dropdown-menu-icon-link"><div class="header_full_dropdown_icon_link_icon_link__wrapper-2b6"><div class="header_full_dropdown_icon_link_icon_link__icon-2b6"></div><div class="header_full_dropdown_icon_link_icon_link__text-2b6 blue">Скачать приложение Газпромбанк Инвестиции</div></div></a></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b header_full_menu_item_dropdown_border-e7b" data-test-id="header-dropdown-menu-column"><a class="header_full_dropdown_banner_banner-3ec header_full_dropdown_banner_dark-3ec" tabindex="-1" data-test-id="header-dropdown-menu-banner" href="/premium/"><div style="background:#6E3246" class="header_full_dropdown_banner_banner__wrapper-3ec"><div class="header_full_dropdown_banner_banner__title-3ec">Лучшая премиальная карта</div><div class="header_full_dropdown_banner_banner__subtitle-3ec">с выгодой от 500 000 ₽ в год</div><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_dropdown_banner_banner__button-3ec" tabindex="-1" type="button"><span class="button__text-8e6 button_stretchText-8e6">Подробнее</span></button><picture><source type="image/webp" srcSet="https://cdn.gpb.ru/upload/files/iblock/787/z9pwx5ev8hhnbuviit20xa1g18mge7i1/Menu-Promo-banner_PremiumNew_1872x840px.webp 2x, https://cdn.gpb.ru/upload/files/iblock/787/z9pwx5ev8hhnbuviit20xa1g18mge7i1/x1_Menu-Promo-banner_PremiumNew_1872x840px.webp"/><source type="image/png" srcSet="https://cdn.gpb.ru/upload/files/iblock/787/z9pwx5ev8hhnbuviit20xa1g18mge7i1/Menu-Promo-banner_PremiumNew_1872x840px.png 2x, https://cdn.gpb.ru/upload/files/iblock/787/z9pwx5ev8hhnbuviit20xa1g18mge7i1/x1_Menu-Promo-banner_PremiumNew_1872x840px.png"/><img class="nr-picture" src="https://cdn.gpb.ru/upload/files/iblock/787/z9pwx5ev8hhnbuviit20xa1g18mge7i1/x1_Menu-Promo-banner_PremiumNew_1872x840px.png" alt="Лучшая премиальная карта"/></picture></div></a></div></div></div></div></div><div role="menuitem" tabindex="0" class="header_full_menu_item_menu_item-992 intersection_wrapper_item-2bd"><div class="header_full_menu_item_menu_item__name-992">Инвестиции</div><div class="header_full_menu_item_dropdown_menu_item_dropdown-e7b" data-test-id="header-dropdown-menu"><div class="nr-new-wrapper header_full_menu_item_dropdown_menu_item_dropdown__wrapper-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__cross_wrapper-e7b"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 button_circle-8e6 button_iconOnly-8e6 header_full_menu_item_dropdown_menu_item_dropdown__cross-e7b" tabindex="-1" title="Закрыть меню раздела Инвестиции" type="button"><span class="button__addons-8e6"></span></button></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__content-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Готовые инвестиционные решения</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/individual-investment-account-main/">Индивидуальный инвестиционный счет</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/increase/combo-deposits/">Комбинированные продукты</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/bond/">Облигации Газпромбанка</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/investment-life-insurance/">Инвестиции с защитой</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/open-ended-mutual-funds/">Открытые паевые фонды</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/pds/">Программа долгосрочных сбережений </a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/courses/">Обмен валют</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/precious-metals/">Драгоценные металлы</a></div></div><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Замещающие облигации ПАО «Газпром»</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/corporate/page/info-eoblig/">Голосование и замещающие облигации</a></div></div></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Сервисы для инвестора</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a href="/personal/investment_calculator/" class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self">Составление инвестиционного портфеля</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/distance/investapp/">Мобильное приложение “Газпромбанк Инвестиции”</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a href="/personal/brokerage_service/" class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self">Брокерское обслуживание</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/asset-management/">Инвестиционные продукты доверительного управления</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/tax-de/">Налоговый вычет </a></div></div><div class="header_full_dropdown_qr_qr-63d" data-test-id="header-dropdown-menu-qr"><div class="header_full_dropdown_qr_qr__wrapper-63d"><div class="header_full_dropdown_qr_qr__svg-63d"></div><div class="header_full_dropdown_qr_qr__text-63d">Мобильное приложение «Газпромбанк Инвестиции»</div></div></div></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b header_full_menu_item_dropdown_border-e7b" data-test-id="header-dropdown-menu-column"><a class="header_full_dropdown_banner_banner-3ec header_full_dropdown_banner_dark-3ec" tabindex="-1" data-test-id="header-dropdown-menu-banner" href="/personal/increase/deposits/detail/7628113/"><div style="background:#476BF0" class="header_full_dropdown_banner_banner__wrapper-3ec"><div class="header_full_dropdown_banner_banner__title-3ec">Вклад «Перспективные сбережения»</div><div class="header_full_dropdown_banner_banner__subtitle-3ec">с программой долгосрочных сбережений</div><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_dropdown_banner_banner__button-3ec" tabindex="-1" type="button"><span class="button__text-8e6 button_stretchText-8e6">Подробнее</span></button><picture><source type="image/webp" srcSet="https://cdn.gpb.ru/upload/files/iblock/82b/jrb9f4jvdmcb8jlkm20f3m8fozfmrg1t/Menu-Promo-banner_vklad_pds_1872x840px.webp 2x, https://cdn.gpb.ru/upload/files/iblock/82b/jrb9f4jvdmcb8jlkm20f3m8fozfmrg1t/x1_Menu-Promo-banner_vklad_pds_1872x840px.webp"/><source type="image/png" srcSet="https://cdn.gpb.ru/upload/files/iblock/82b/jrb9f4jvdmcb8jlkm20f3m8fozfmrg1t/Menu-Promo-banner_vklad_pds_1872x840px.png 2x, https://cdn.gpb.ru/upload/files/iblock/82b/jrb9f4jvdmcb8jlkm20f3m8fozfmrg1t/x1_Menu-Promo-banner_vklad_pds_1872x840px.png"/><img class="nr-picture" src="https://cdn.gpb.ru/upload/files/iblock/82b/jrb9f4jvdmcb8jlkm20f3m8fozfmrg1t/x1_Menu-Promo-banner_vklad_pds_1872x840px.png" alt="Вклад «Перспективные сбережения»"/></picture></div></a></div></div></div></div></div><div role="menuitem" tabindex="0" class="header_full_menu_item_menu_item-992 intersection_wrapper_item-2bd"><div class="header_full_menu_item_menu_item__name-992">Автокредитование</div><div class="header_full_menu_item_dropdown_menu_item_dropdown-e7b" data-test-id="header-dropdown-menu"><div class="nr-new-wrapper header_full_menu_item_dropdown_menu_item_dropdown__wrapper-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__cross_wrapper-e7b"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 button_circle-8e6 button_iconOnly-8e6 header_full_menu_item_dropdown_menu_item_dropdown__cross-e7b" tabindex="-1" title="Закрыть меню раздела Автокредитование" type="button"><span class="button__addons-8e6"></span></button></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__content-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Автокредитование</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/avtokredit/6483887/">Кредит наличными под залог авто</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/avtokredit/6019259/">Кредит на покупку нового автомобиля</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/avtokredit/6018195/">Кредит на покупку автомобиля с пробегом</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/avtokredit/6375809/">Кредит на мотоцикл</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/avtokredit/7090701/">Кредит на покупку машины в автосалоне</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_main_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/avtokredit/">Все программы автокредитования</a></div></div></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f header_full_dropdown_group_links_additional_group-36f">Может быть полезно</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/restructuring/">Помощь по действующему кредиту </a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a href="https://osago.gpb.insapp.ru/?apiKey=421068bf964e4ca3b2f2c6870ec63ef1" class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self">Оформить ОСАГО</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a href="https://kasko-gpb.insapp.ru/" class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self">Оформить КАСКО</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a href="https://autogpbl.ru?utm_source=gpb&utm_campaign=main-auto" class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_blank">Лизинг для юридических лиц и ИП</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/credit-profile/">Кредитный рейтинг</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/credit-report/">Отчет о кредитной истории</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/saleschain/">Станьте партнером</a></div></div><div class="header_full_dropdown_group_icon_link_group_icon_link-619" data-test-id="header-dropdown-menu-group-icon-links"><div class="header_full_dropdown_group_icon_link_group_icon_link__wrapper-619"><a href="/personal/cards/5275845/" class="header_full_dropdown_group_icon_link_group_icon_link__link-619" tabindex="-1" target="_self"><div class="header_full_dropdown_group_icon_link_group_icon_link__row-619"><div class="header_full_dropdown_group_icon_link_group_icon_link__svg-619"></div><div class="header_full_dropdown_group_icon_link_group_icon_link__text-619"><div>Дебетовая карта</div><div>«Газпромбанк — Газпромнефть»</div></div></div></a></div></div></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b header_full_menu_item_dropdown_border-e7b" data-test-id="header-dropdown-menu-column"><a class="header_full_dropdown_banner_banner-3ec header_full_dropdown_banner_light-3ec" tabindex="-1" data-test-id="header-dropdown-menu-banner" href="/personal/avtokredit/5601789/"><div style="background:#C4E7FF" class="header_full_dropdown_banner_banner__wrapper-3ec"><div class="header_full_dropdown_banner_banner__title-3ec">Кредит на авто и другие цели</div><div class="header_full_dropdown_banner_banner__subtitle-3ec">Комфортный кредит с удобным платежом</div><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_dropdown_banner_banner__button-3ec" tabindex="-1" type="button"><span class="button__text-8e6 button_stretchText-8e6">Подробнее</span></button><picture><source type="image/webp" srcSet="https://cdn.gpb.ru/upload/files/iblock/fc5/kopyx1dk6v71rnvwsnehc6d4wpko3ic3/Menu-promo-banner_Avtocred_1872x840.webp 2x, https://cdn.gpb.ru/upload/files/iblock/fc5/kopyx1dk6v71rnvwsnehc6d4wpko3ic3/x1_Menu-promo-banner_Avtocred_1872x840.webp"/><source type="image/png" srcSet="https://cdn.gpb.ru/upload/files/iblock/fc5/kopyx1dk6v71rnvwsnehc6d4wpko3ic3/Menu-promo-banner_Avtocred_1872x840.png 2x, https://cdn.gpb.ru/upload/files/iblock/fc5/kopyx1dk6v71rnvwsnehc6d4wpko3ic3/x1_Menu-promo-banner_Avtocred_1872x840.png"/><img class="nr-picture" src="https://cdn.gpb.ru/upload/files/iblock/fc5/kopyx1dk6v71rnvwsnehc6d4wpko3ic3/x1_Menu-promo-banner_Avtocred_1872x840.png" alt="Кредит на авто и другие цели"/></picture></div></a></div></div></div></div></div><div role="menuitem" tabindex="0" class="header_full_menu_item_menu_item-992 intersection_wrapper_item-2bd"><div class="header_full_menu_item_menu_item__name-992">Ипотека</div><div class="header_full_menu_item_dropdown_menu_item_dropdown-e7b" data-test-id="header-dropdown-menu"><div class="nr-new-wrapper header_full_menu_item_dropdown_menu_item_dropdown__wrapper-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__cross_wrapper-e7b"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 button_circle-8e6 button_iconOnly-8e6 header_full_menu_item_dropdown_menu_item_dropdown__cross-e7b" tabindex="-1" title="Закрыть меню раздела Ипотека" type="button"><span class="button__addons-8e6"></span></button></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__content-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Ипотека</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/mortgage-calculator/">Ипотечный калькулятор</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/take_credit/mortgage/7131239/">Ипотека на строительство дома</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/take_credit/mortgage/144895/">Семейная ипотека</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/take_credit/mortgage/6383789/">Вторичное жилье</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/take_credit/mortgage/6881595/">Ипотека для IT-специалистов</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_main_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/mortgage/">Все ипотечные программы</a></div></div></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f header_full_dropdown_group_links_additional_group-36f">Может быть полезно</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/mortgage/info/">Вопросы и ответы по действующей ипотеке</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/restructuring/">Помощь по действующему кредиту</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/askroy/">Счета эскроу</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a href="https://gazprombank-ipoteka.ru/" class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_blank">Онлайн-сервисы страхования и оценки объекта</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/tax-de/">Налоговый вычет </a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/credit-profile/">Кредитный рейтинг</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/credit-report/">Отчет о кредитной истории</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f header_full_dropdown_group_links_additional-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/saleschain/">Станьте партнером</a></div></div><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f header_full_dropdown_group_links_secondary_title-36f">Партнерам</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/mortgage-partners/">Информация для партнеров</a></div></div></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b header_full_menu_item_dropdown_border-e7b" data-test-id="header-dropdown-menu-column"><a class="header_full_dropdown_banner_banner-3ec header_full_dropdown_banner_dark-3ec" tabindex="-1" data-test-id="header-dropdown-menu-banner" href="/personal/mortgage/"><div style="background:#5E81FF" class="header_full_dropdown_banner_banner__wrapper-3ec"><div class="header_full_dropdown_banner_banner__title-3ec">Ипотека доступна каждому</div><div class="header_full_dropdown_banner_banner__subtitle-3ec">Подберите свою ставку</div><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_dropdown_banner_banner__button-3ec" tabindex="-1" type="button"><span class="button__text-8e6 button_stretchText-8e6">Подробнее</span></button><picture><source type="image/webp" srcSet="https://cdn.gpb.ru/upload/files/iblock/43a/Menu-Promo-banner-1872x840px.webp 2x, https://cdn.gpb.ru/upload/files/iblock/43a/x1_Menu-Promo-banner-1872x840px.webp"/><source type="image/png" srcSet="https://cdn.gpb.ru/upload/files/iblock/43a/Menu-Promo-banner-1872x840px.png 2x, https://cdn.gpb.ru/upload/files/iblock/43a/x1_Menu-Promo-banner-1872x840px.png"/><img class="nr-picture" src="https://cdn.gpb.ru/upload/files/iblock/43a/x1_Menu-Promo-banner-1872x840px.png" alt="Ипотека доступна каждому"/></picture></div></a></div></div></div></div></div><div role="menuitem" tabindex="0" class="header_full_menu_item_menu_item-992 intersection_wrapper_item-2bd"><div class="header_full_menu_item_menu_item__name-992">Услуги и сервисы</div><div class="header_full_menu_item_dropdown_menu_item_dropdown-e7b" data-test-id="header-dropdown-menu"><div class="nr-new-wrapper header_full_menu_item_dropdown_menu_item_dropdown__wrapper-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__cross_wrapper-e7b"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 button_circle-8e6 button_iconOnly-8e6 header_full_menu_item_dropdown_menu_item_dropdown__cross-e7b" tabindex="-1" title="Закрыть меню раздела Услуги и сервисы" type="button"><span class="button__addons-8e6"></span></button></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__content-e7b"><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Услуги</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/mobile/">Газпромбанк Мобайл</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/privileges/">Газпромбанк Привилегии</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/insurance-service-products/">Страховые и сервисные продукты</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/funded-life-insurance/">Накопительное страхование жизни</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a href="/personal/depositary_services/" class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self">Депозитарные услуги</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/financial-operations/">Счета и переводы</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/safe-deposit/">Банковские сейфы</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/credit-profile/">Кредитный рейтинг</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/credit-report/">Отчет о кредитной истории</a></div></div><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Специальные возможности</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/available-environment/">Доступная среда</a></div></div></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b" data-test-id="header-dropdown-menu-column"><div class="header_full_dropdown_group_links_group_links-36f" data-test-id="header-dropdown-menu-group-links"><div class="header_full_dropdown_group_links_group_links__title-36f">Онлайн-сервисы</div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_blank" href="/personal/payment-service/gazprom-pay/">Gazprom Pay</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_blank" href="/personal/page/online-bank/">Интернет-банк</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/app/">Мобильное приложение</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/gorodpay/">GorodPay</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a href="/personal/brokerage_service/#tab-2" class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self">GPB-i-Trade</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_blank" href="/personal/distance/investapp/">Мобильное приложение «Газпромбанк Инвестиции»</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a href="/personal/brokerage_service/#tab-3" class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self">Брокер-клиент</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/distance/">Дистанционные сервисы</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/biosystem/">Стать клиентом Газпромбанка онлайн</a></div><div class="header_full_dropdown_group_links_group_links__link_wrapper-36f"><a class="header_full_dropdown_group_links_group_links__link-36f" tabindex="-1" target="_self" href="/personal/page/openapi/">Открытый API курсов валют и металлов</a></div></div></div><div class="header_full_menu_item_dropdown_menu_item_dropdown__column-e7b header_full_menu_item_dropdown_border-e7b" data-test-id="header-dropdown-menu-column"><a href="https://gpbmobile.ru/?utm_source=gazprombank&utm_medium=referral&utm_campaign=menubanner" class="header_full_dropdown_banner_banner-3ec header_full_dropdown_banner_light-3ec" tabindex="-1" data-test-id="header-dropdown-menu-banner"><div style="background:#C4E7FF" class="header_full_dropdown_banner_banner__wrapper-3ec"><div class="header_full_dropdown_banner_banner__title-3ec">Газпромбанк Мобайл</div><div class="header_full_dropdown_banner_banner__subtitle-3ec">Дарим безлимит на самое важное</div><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_dropdown_banner_banner__button-3ec" tabindex="-1" type="button"><span class="button__text-8e6 button_stretchText-8e6">Подробнее</span></button><picture><source type="image/webp" srcSet="https://cdn.gpb.ru/upload/files/iblock/c5f/i1ua7ufqgu5f17d6syqf5d0ft7zz7tfp/Menu-Promo-banner-_-Bezlimit-DR-_-1872x840px.webp 2x, https://cdn.gpb.ru/upload/files/iblock/c5f/i1ua7ufqgu5f17d6syqf5d0ft7zz7tfp/x1_Menu-Promo-banner-_-Bezlimit-DR-_-1872x840px.webp"/><source type="image/png" srcSet="https://cdn.gpb.ru/upload/files/iblock/c5f/i1ua7ufqgu5f17d6syqf5d0ft7zz7tfp/Menu-Promo-banner-_-Bezlimit-DR-_-1872x840px.png 2x, https://cdn.gpb.ru/upload/files/iblock/c5f/i1ua7ufqgu5f17d6syqf5d0ft7zz7tfp/x1_Menu-Promo-banner-_-Bezlimit-DR-_-1872x840px.png"/><img class="nr-picture" src="https://cdn.gpb.ru/upload/files/iblock/c5f/i1ua7ufqgu5f17d6syqf5d0ft7zz7tfp/x1_Menu-Promo-banner-_-Bezlimit-DR-_-1872x840px.png" alt="Газпромбанк Мобайл"/></picture></div></a></div></div></div></div></div><div role="menuitem" tabindex="-1" class="header_full_menu_item_menu_item-992 intersection_wrapper_item-2bd"><a class="header_full_menu_item_menu_item__name-992" target="_self" href="/personal/courses/">Обмен валют</a></div><div role="menuitem" tabindex="-1" class="header_full_menu_item_menu_item-992 intersection_wrapper_item-2bd"><a class="header_full_menu_item_menu_item__name-992" target="_self" href="/personal/privileges/">Привилегии</a></div><div data-type="menu-popup" style="order:99"><div tabindex="0" role="menuitem"><div class="intersection_sub_menu_sub_menu__icon-8b7"></div></div></div></div></div></div><div class="header_full_bottom_popups_popups-590"><div class="header_full_bottom_popups_popups__cell-590"><div tabindex="0" role="menuitem" aria-label="Стать клиентом"><div><button class="button-8e6 button_secondary-8e6 button_sm-8e6 header_full_bottom_popups_popups__button-590" tabindex="-1" data-test-id="header-become-client-button" type="button"><span class="button__text-8e6 button_stretchText-8e6">Стать клиентом</span></button></div></div><div class="header_popup_links__wrapper-bb5 header_popup_links_hide-bb5"><div class="header_popup_links__title-bb5">Стать клиентом</div><a target="_self" href="/personal/cards/6287601/#first-step"><div class="header_popup_links__link-bb5"><div class="header_popup_links__icon_wrapper-bb5" style="background:#476BF0" aria-hidden="true"></div><div class="header_popup_links__block-bb5"><div class="header_popup_links__block_name-bb5">Дебетовая карта</div><div class="header_popup_links__block_subtitle-bb5">С бесплатным обслуживанием</div></div></div></a><a target="_self" href="/accounts/save-easy/"><div class="header_popup_links__link-bb5"><div class="header_popup_links__icon_wrapper-bb5" style="background:#476BF0" aria-hidden="true"></div><div class="header_popup_links__block-bb5"><div class="header_popup_links__block_name-bb5">Накопительный счет</div><div class="header_popup_links__block_subtitle-bb5">До 24% годовых</div></div></div></a><a target="_self" href="/personal/take_credit/consumer_credit/5004451/#first-step"><div class="header_popup_links__link-bb5"><div class="header_popup_links__icon_wrapper-bb5" style="background:#476BF0" aria-hidden="true"></div><div class="header_popup_links__block-bb5"><div class="header_popup_links__block_name-bb5">Кредит наличными</div><div class="header_popup_links__block_subtitle-bb5">По низкой ставке </div></div></div></a><a target="_self" href="/personal/distance/investapp/"><div class="header_popup_links__link-bb5"><div class="header_popup_links__icon_wrapper-bb5" style="background:#476BF0" aria-hidden="true"></div><div class="header_popup_links__block-bb5"><div class="header_popup_links__block_name-bb5">Инвестиции</div><div class="header_popup_links__block_subtitle-bb5">С надежным брокером</div></div></div></a><a target="_self" href="/personal/credit-cards/"><div class="header_popup_links__link-bb5"><div class="header_popup_links__icon_wrapper-bb5" style="background:#476BF0" aria-hidden="true"></div><div class="header_popup_links__block-bb5"><div class="header_popup_links__block_name-bb5">Кредитные карты</div><div class="header_popup_links__block_subtitle-bb5">До 180 дней льготный период</div></div></div></a><a target="_self" href="/full/card-debit/premium-double/"><div class="header_popup_links__link-bb5"><div class="header_popup_links__icon_wrapper-bb5" style="background:#476BF0" aria-hidden="true"></div><div class="header_popup_links__block-bb5"><div class="header_popup_links__block_name-bb5">Газпромбанк Премиум</div><div class="header_popup_links__block_subtitle-bb5">По-настоящему уверен</div></div></div></a><a target="_self" href="/private/"><div class="header_popup_links__link-bb5"><div class="header_popup_links__icon_wrapper-bb5" style="background:#787878" aria-hidden="true"></div><div class="header_popup_links__block-bb5"><div class="header_popup_links__block_name-bb5">Private Banking</div><div class="header_popup_links__block_subtitle-bb5">Самым взыскательным клиентам</div></div></div></a></div></div><div class="header_full_bottom_popups_popups__cell-590"><div tabindex="0" role="menuitem" aria-label="Раскрыть панель с QR-кодом мобильного приложения"><div><button class="button-8e6 button_secondary-8e6 button_sm-8e6 button_iconOnly-8e6 header_full_bottom_popups_popups__qr_code_button-590" tabindex="-1" data-test-id="header-qr-code-button" type="button"><span class="button__addons-8e6"></span></button></div></div></div></div></div></div></div></div></nav><div class="header_full_mobile_favorites_favorites-0f2"><div class="nr-new-wrapper"><div class="header_full_mobile_favorites_favorites__scroll-0f2"><div class="header_full_mobile_favorites_favorites__el-0f2"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_mobile_favorites_favorites__item-0f2" type="button"><span class="button__text-8e6 button_stretchText-8e6">Карты</span></button></div><div class="header_full_mobile_favorites_favorites__el-0f2"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_mobile_favorites_favorites__item-0f2" type="button"><span class="button__text-8e6 button_stretchText-8e6">Вклады и счета</span></button></div><div class="header_full_mobile_favorites_favorites__el-0f2"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_mobile_favorites_favorites__item-0f2" type="button"><span class="button__text-8e6 button_stretchText-8e6">Кредиты</span></button></div><div class="header_full_mobile_favorites_favorites__el-0f2"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_mobile_favorites_favorites__item-0f2" type="button"><span class="button__text-8e6 button_stretchText-8e6">Премиум</span></button></div><div class="header_full_mobile_favorites_favorites__el-0f2"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_mobile_favorites_favorites__item-0f2" type="button"><span class="button__text-8e6 button_stretchText-8e6">Инвестиции</span></button></div><div class="header_full_mobile_favorites_favorites__el-0f2"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_mobile_favorites_favorites__item-0f2" type="button"><span class="button__text-8e6 button_stretchText-8e6">Автокредитование</span></button></div><div class="header_full_mobile_favorites_favorites__el-0f2"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_mobile_favorites_favorites__item-0f2" type="button"><span class="button__text-8e6 button_stretchText-8e6">Ипотека</span></button></div><div class="header_full_mobile_favorites_favorites__el-0f2"><button class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_mobile_favorites_favorites__item-0f2" type="button"><span class="button__text-8e6 button_stretchText-8e6">Услуги и сервисы</span></button></div><div class="header_full_mobile_favorites_favorites__el-0f2"><a class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_mobile_favorites_favorites__item-0f2" target="_self" href="/personal/courses/"><span class="button__text-8e6 button_stretchText-8e6">Обмен валют</span></a></div><div class="header_full_mobile_favorites_favorites__el-0f2"><a class="button-8e6 button_tertiary-8e6 button_sm-8e6 header_full_mobile_favorites_favorites__item-0f2" target="_self" href="/personal/privileges/"><span class="button__text-8e6 button_stretchText-8e6">Привилегии</span></a></div></div></div></div></header><div class="header_full__overlay-788"></div><div data-layout-content="" class="layout__content-5ca"><div style="--banner-color:#F4F6FA" class="title_banner_product-817" data-hide-order-button="true" data-title-banner="true"><div class="title_banner_product__container-817 nr-new-wrapper"><div class="title_banner_product__picture-817 title_banner_product_sticky-817"><div class="title_banner_product_image-f0c"><div class="title_banner_product_image__inner-f0c"><picture><source type="image/webp" srcSet="https://cdn.gpb.ru/upload/files/iblock/308/Product-banner-_-otchet-_-1424x984.webp 2x, https://cdn.gpb.ru/upload/files/iblock/308/x1_Product-banner-_-otchet-_-1424x984.webp"/><source type="image/png" srcSet="https://cdn.gpb.ru/upload/files/iblock/308/Product-banner-_-otchet-_-1424x984.png 2x, https://cdn.gpb.ru/upload/files/iblock/308/x1_Product-banner-_-otchet-_-1424x984.png"/><img class="nr-picture" src="https://cdn.gpb.ru/upload/files/iblock/308/x1_Product-banner-_-otchet-_-1424x984.png" alt="Отчет о кредитной истории"/></picture></div></div></div><div class="title_banner_product__content-817"><div class="breadcrumbs-fe4 title_banner_product__breadcrumb-817 nr-wrapper-new"><div class="breadcrumbs_back_to_prev-b3c breadcrumbs__back-fe4"><a class="breadcrumbs_back_to_prev__link-b3c" href="/"><div class="breadcrumbs_back_to_prev__back-b3c"></div><p class="breadcrumbs_back_to_prev__link_text-b3c">Главная</p></a></div><div class="breadcrumbs__inner-fe4"><div class="breadcrumbs__item-fe4"><a class="breadcrumbs__link-fe4" href="/">Главная</a><div class="breadcrumbs__point-fe4"></div></div><div class="breadcrumbs__item-fe4"><span class="breadcrumbs__link-fe4 breadcrumbs_active-fe4">Отчет о кредитной истории</span><div class="breadcrumbs__point-fe4"></div></div></div></div><div class="title_banner_product__picture-817"><div class="title_banner_product_image-f0c"><div class="title_banner_product_image__inner-f0c"><picture><source type="image/webp" srcSet="https://cdn.gpb.ru/upload/files/iblock/308/Product-banner-_-otchet-_-1424x984.webp 2x, https://cdn.gpb.ru/upload/files/iblock/308/x1_Product-banner-_-otchet-_-1424x984.webp"/><source type="image/png" srcSet="https://cdn.gpb.ru/upload/files/iblock/308/Product-banner-_-otchet-_-1424x984.png 2x, https://cdn.gpb.ru/upload/files/iblock/308/x1_Product-banner-_-otchet-_-1424x984.png"/><img class="nr-picture" src="https://cdn.gpb.ru/upload/files/iblock/308/x1_Product-banner-_-otchet-_-1424x984.png" alt="Отчет о кредитной истории"/></picture></div></div></div><div class="title_banner_product__info-817"><h1 class="title_banner_product__title-817">Отчет о кредитной истории</h1><p class="title_banner_product__description-817">Проверьте свою историю, получив отчет из официального бюро </p><div class="title_banner_product__actions-817"><div class="title_banner_product_actions__row-10a"><a href="/esia-credit-profile?product=KR-2" class="button-8e6 button_secondary-8e6 button_lg-8e6 title_banner_product_actions__button-10a" data-title-button="true" target="_blank"><span class="button__text-8e6 button_stretchText-8e6">Получить кредитный отчет </span></a></div></div></div></div></div></div><div class="_tabs-page"><div><div class="tabs_block-506 tabs_block_line-view-506" menuunstick=""><div class="tabs_block__hide_order_button_line_view-506 tabs_block_line-view-506" data-hide-order-button="true"></div><div class="nr-new-wrapper tabs_block__wrapper-506"><div id="pageTabs" class="tabs_base-bc3 tabs_base_fullPage-bc3 tabs_base_lineView-bc3" data-hide-order-button="true" anchoroffset=""><div class="tabs_base__wrapper-bc3 tabs_base_blur-bc3"><div class="tabs_base__scroll_wrapper-bc3"><div class="tabs_base__scroll-bc3"><div class="tabs_base__content-bc3"><div class="tabs_base__list-bc3"><div class="tabs_base__el-bc3 tabs_base_current-bc3"><button class="tabs_base__el_inner-bc3" type="button">Отчет о кредитной истории</button></div><div class="tabs_base__el-bc3"><button class="tabs_base__el_inner-bc3" type="button">Вопросы и ответы</button></div><div class="tabs_base__el-bc3"><button class="tabs_base__el_inner-bc3" type="button">Документы</button></div></div></div></div></div></div></div></div><div class="tabs_block__content-506"><div class="tabs_block__hide_order_button-506" data-hide-order-button="true"></div><div class="tabs_block__list-506 tabs_block_active-506"><div class="switch_block__block-2e4" data-hide-order-button="false" data-code="advantages1"><section class="advantages-893"><div class="template_section_wrapper-e6c"><div class="nr-new-wrapper template_section_wrapper__container-e6c"><h2 class="typography-b1b typography_h2-b1b template_section_header-53d template_section_header__mobile_text_position-53d typography_demi_bold-b1b typography_css_vars-b1b" style="--color:#1e222e;--text-align:center">Что будет в кредитном отчете?</h2><div class="advantages__list-893"><div class="advantages_item_item-a13"><div class="advantages_item_item__circle-a13"><div class="advantages_item_item__bg-a13"></div></div><span class="typography-b1b typography_h4-b1b typography_demi_bold-b1b typography_css_vars-b1b" style="--color:#1e222e;--text-align:initial">Кредитная история с действующими и закрытыми кредитами</span><div class="advantages_item_item__desc-a13">Проверьте историю платежей и наличие просрочек. Убедитесь, что в них нет неточностей и ошибок</div></div><div class="advantages_item_item-a13"><div class="advantages_item_item__circle-a13"><div class="advantages_item_item__bg-a13"></div></div><span class="typography-b1b typography_h4-b1b typography_demi_bold-b1b typography_css_vars-b1b" style="--color:#1e222e;--text-align:initial">Кредитный рейтинг</span><div class="advantages_item_item__desc-a13">Оценка вашей кредитоспособности в соответствии с требованиями ЦБ России</div></div><div class="advantages_item_item-a13"><div class="advantages_item_item__circle-a13"><div class="advantages_item_item__bg-a13"></div></div><span class="typography-b1b typography_h4-b1b typography_demi_bold-b1b typography_css_vars-b1b" style="--color:#1e222e;--text-align:initial">Кто запрашивал вашу кредитную историю</span><div class="advantages_item_item__desc-a13">Узнайте, какие банки получали вашу кредитную историю</div></div><div class="advantages_item_item-a13"><div class="advantages_item_item__circle-a13"><div class="advantages_item_item__bg-a13"></div></div><span class="typography-b1b typography_h4-b1b typography_demi_bold-b1b typography_css_vars-b1b" style="--color:#1e222e;--text-align:initial">Сведения о заявках и решениях по ним</span><div class="advantages_item_item__desc-a13">Узнайте вероятную причину отказов по вашим заявкам</div></div></div></div></div></section></div><div class="switch_block__block-2e4" data-hide-order-button="false" data-code="advantages_lizard"><div class="advantages_second-4fd nr-new-wrapper"><div class="advantages_second__wrapper-4fd"><div class="advantages_second_item-5b3"><div class="advantages_second_item__item-5b3 advantages_second_item_light-5b3"><div class="advantages_second_item__picture-5b3"><picture><source type="image/webp" srcSet="https://cdn.gpb.ru/upload/files/iblock/a16/Image-1200kh960px_rating.webp 2x, https://cdn.gpb.ru/upload/files/iblock/a16/x1_Image-1200kh960px_rating.webp"/><source type="image/png" srcSet="https://cdn.gpb.ru/upload/files/iblock/a16/Image-1200kh960px_rating.png 2x, https://cdn.gpb.ru/upload/files/iblock/a16/x1_Image-1200kh960px_rating.png"/><img class="nr-picture" src="https://cdn.gpb.ru/upload/files/iblock/a16/x1_Image-1200kh960px_rating.png" alt="Когда и чем полезен кредитный отчет"/></picture></div><div class="advantages_second_item__content-5b3"><div><div class="tag_group-850"><span class="tag-d76 tag_lg-d76 tag_neutral-d76 tag_light-d76" target="_self">Для граждан РФ, 18 - 70 лет</span></div><div class="advantages_second_item__title-5b3"><h3 class="typography-b1b typography_h3-b1b typography_demi_bold-b1b typography_css_vars-b1b" style="--color:#1e222e;--text-align:initial">Когда и чем полезен кредитный отчет</h3></div><div class="advantages_second_item__bullit_list-5b3"><div class="advantages_second_item__bullit_item-5b3"><div class="advantages_second_item__bullit_icon-5b3"></div><div class="typography-b1b typography_p1-b1b advantages_second_item__bullit_text-5b3" style="--color:#696e82;--text-align:initial"><b>Вы хотите взять кредит</b> - отчет позволит оценить шансы на одобрение и взглянуть на себя глазами кредиторов</div></div><div class="advantages_second_item__bullit_item-5b3"><div class="advantages_second_item__bullit_icon-5b3"></div><div class="typography-b1b typography_p1-b1b advantages_second_item__bullit_text-5b3" style="--color:#696e82;--text-align:initial"><b>Вам отказали в кредите</b> - часто это связано с проблемами или ошибками в кредитной истории</div></div><div class="advantages_second_item__bullit_item-5b3"><div class="advantages_second_item__bullit_icon-5b3"></div><div class="typography-b1b typography_p1-b1b advantages_second_item__bullit_text-5b3" style="--color:#696e82;--text-align:initial"><b>Вы закрыли кредит</b> - проверьте, что банк передал сведения об этом в бюро кредитных историй</div></div><div class="advantages_second_item__bullit_item-5b3"><div class="advantages_second_item__bullit_icon-5b3"></div><div class="typography-b1b typography_p1-b1b advantages_second_item__bullit_text-5b3" style="--color:#696e82;--text-align:initial"><b>Вы опасаетесь мошенничества</b> - убедитесь, что на вас не оформили кредит</div></div></div><div class="typography-b1b typography_p2-b1b advantages_second_item__description-5b3" style="--color:#696e82;--text-align:initial">Отчет предоставляет «Объединенное кредитное бюро» - крупнейшее бюро кредитных историй</div><div class="advantages_second_item__button_container-5b3"><a href="/esia-credit-profile/?product=KR-2" class="button-8e6 button_primary-8e6 button_lg-8e6"><span class="button__text-8e6 button_stretchText-8e6">Получить кредитный отчет</span></a></div></div></div></div></div></div></div></div><div class="switch_block__block-2e4" data-hide-order-button="false" data-code="steps4"><div class="steps_number-4b0 nr-new-wrapper"><h2 class="typography-b1b typography_h2-b1b template_section_header-21b template_section_header__mobile_text_position-21b typography_demi_bold-b1b typography_css_vars-b1b" style="--color:#1e222e;--text-align:center">Как получить кредитный отчет</h2><div class="steps_number__list-4b0 steps_number_length_3-4b0"><div class="steps_number__step-4b0"><div class="steps_number__content-4b0"><div class="steps_number__icon-4b0"><span>1</span></div><div class="steps_number__text_container-4b0"><span class="typography-b1b typography_h4-b1b steps_number__name-4b0 typography_demi_bold-b1b typography_css_vars-b1b" style="--color:#1e222e;--text-align:initial">Авторизуйтесь через Госуслуги</span><div class="steps_number__desc-4b0">Чтобы подтвердить ваши персональные данные и <a href="/esia-credit-profile/?product=KR-2" class="">подать заявку</a></div></div></div></div><div class="steps_number__step-4b0"><div class="steps_number__content-4b0"><div class="steps_number__icon-4b0"><span>2</span></div><div class="steps_number__text_container-4b0"><span class="typography-b1b typography_h4-b1b steps_number__name-4b0 typography_demi_bold-b1b typography_css_vars-b1b" style="--color:#1e222e;--text-align:initial">Отправьте заявку</span><div class="steps_number__desc-4b0">Весь процесс – онлайн, в любом удобном для вас месте и в любое время</div></div></div></div><div class="steps_number__step-4b0"><div class="steps_number__content-4b0"><div class="steps_number__icon-4b0"><span>3</span></div><div class="steps_number__text_container-4b0"><span class="typography-b1b typography_h4-b1b steps_number__name-4b0 typography_demi_bold-b1b typography_css_vars-b1b" style="--color:#1e222e;--text-align:initial">Получите отчет</span><div class="steps_number__desc-4b0">Результаты придут вам на почту в течение 5 минут</div></div></div></div></div></div></div></div><div class="tabs_block__list-506"><div class="switch_block__block-2e4" data-hide-order-button="false" data-code="faq"><script type="application/ld+json">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"Что такое кредитный отчет?","acceptedAnswer":{"@type":"Answer","text":"Кредитный отчет – это документ, в котором содержится информация об индивидуальном кредитном рейтинге и вашей кредитной истории: закрытых и активных кредитах, наличии или отсутствии просрочек по платежам, количестве запросов по вашей кредитной истории, сведения об обеспечении кредита, информация о судебных решениях или о взыскании долга судебными приставами, данные о банкротстве, если такие события происходили.<br>\r\nИнформация предоставляется «Объединенным кредитным бюро»."}},{"@type":"Question","name":"Для чего нужен кредитный отчет?","acceptedAnswer":{"@type":"Answer","text":"Заказав кредитный отчет, вы сможете:<br>\r\n<ul>\r\n\t<li>понять вероятную причину отказа по ранее поданным заявкам на кредит и повысить шансы на одобрение в будущем;</li>\r\n\t<li>выявить возможные ошибки в сведениях о вашей кредитной истории;</li>\r\n\t<li>убедиться, что злоумышленники не использовали ваши паспортные данные для оформления кредитов;</li>\r\n\t<li>избежать неожиданных проблем при выезде за границу, оформлении визы, аренде недвижимости или автомобиля;</li>\r\n\t<li>повысить шансы на трудоустройство (многие крупные компании проверяют кредитную историю соискателей);</li>\r\n\t<li>подготовиться к получению крупного кредита, например, ипотеки.</li>\r\n</ul>"}},{"@type":"Question","name":"Какие данные нужны, чтобы оформить услугу «Кредитный отчет»?","acceptedAnswer":{"@type":"Answer","text":"Для получения кредитного отчета необходимы только ваши паспортные и контактные данные."}},{"@type":"Question","name":"Могу ли я заказать услугу «Кредитный отчет» в другом городе?","acceptedAnswer":{"@type":"Answer","text":"Да, можете. Заявка оформляется онлайн на сайте. Отчет приходит вам на электронную почту."}},{"@type":"Question","name":"Сколько стоит услуга «Кредитный отчет»?","acceptedAnswer":{"@type":"Answer","text":"Стоимость услуги «Кредитный отчет» составляет 580 рублей. Вы получите электронный отчет из «Объединенного кредитного бюро» и инструкцию по его прочтению.<br>\r\nОтчет можно получить бесплатно в любом кредитном бюро два раза в год."}},{"@type":"Question","name":"Как долго актуален полученный кредитный отчет?","acceptedAnswer":{"@type":"Answer","text":"Кредитный отчет актуален до момента изменения ваших персональных данных или кредитной истории. Если вы оформили новый кредит или частично либо полностью погасили имеющиеся обязательства, у вас образовалась просрочка по платежу или другая задолженность, кредитный отчет необходимо обновить."}},{"@type":"Question","name":"Как разобраться в кредитном отчете?","acceptedAnswer":{"@type":"Answer","text":"Вместе с кредитным отчетом на почту вам будет направлена инструкция, которая поможет легко и быстро в нем разобраться."}},{"@type":"Question","name":"Почему в кредитном отчете отражены не все мои кредиты?","acceptedAnswer":{"@type":"Answer","text":"Возможно, информация о кредитном обязательстве хранится в другом БКИ, так как источники формирования кредитной истории обязаны передавать данные в отношении заемщиков, поручителей, принципалов хотя бы в одно бюро кредитных историй, включенное в реестр БКИ. Прежде чем обращаться за кредитным отчетом узнайте в каких БКИ хранится ваша кредитная история.<br>\r\nТакже, если кредитное обязательство, было оформлено до 1 июля 2014 г., то возможно вы не давали источнику своего согласия на передачу данных в бюро кредитных историй."}},{"@type":"Question","name":"Как определить из какого кредитного бюро мне нужен отчет?","acceptedAnswer":{"@type":"Answer","text":"Кредитные организации могут передавать информацию о кредитной истории клиента как одному, так и нескольким кредитным бюро, поэтому сведения в разных кредитных бюро могут отличаться. Если вы не знаете, где хранится ваша кредитная история, достаточно сделать запрос в Центральный каталог кредитных историй на сайте «Госуслуги». После этого вы сможете заказать отчет из необходимого кредитного бюро на сайте бюро. <br>\r\nОтчет из «Объединенного кредитного бюро» можно получить, оформив услугу «Кредитный отчет»."}},{"@type":"Question","name":"Что такое кредитный рейтинг?","acceptedAnswer":{"@type":"Answer","text":"Кредитный рейтинг или скоринговый балл — это ваша финансовая репутация в числовом эквиваленте. Он рассчитывается на основании сведений о своевременности выплат обязательств перед банками, долгов за ЖКХ, алиментов и т. п. На основании этой информации бюро кредитных историй определяют уровень вашей благонадежности. Чем выше ваш кредитный рейтинг, тем более привлекательным вы кажетесь банкам и тем вероятнее они одобрят вам кредит."}},{"@type":"Question","name":"Что влияет на кредитный рейтинг?","acceptedAnswer":{"@type":"Answer","text":"Уровень кредитного рейтинга определяют кредитная история, уровень кредитной нагрузки, наличие иных финансовых проблем и другие факторы. Кроме того, повлиять могут ошибки в данных: записи о наличии краткосрочных просрочек в кредитном бюро из-за технических сбоев в банке, об уже выплаченных или которых у вас не было долгах и прочее."}},{"@type":"Question","name":"Как повысить кредитный рейтинг, улучшить кредитную историю?","acceptedAnswer":{"@type":"Answer","text":"Для улучшения кредитной истории и кредитного рейтинга главное выполнять свои обязательства по кредитам и демонстрировать качества безупречного клиента – своевременно вносить платежи, следить за своей кредитной нагрузкой и регулярно проверять свою кредитную историю."}}]}</script><div class="faq-3ba nr-new-wrapper"><div class="faq__wrapper-3ba"><div class="faq__head_wrapper-3ba"><div class="faq__head-3ba"><div class="faq__head_icon-3ba"></div><span class="typography-b1b typography_h2-b1b faq__head_title-3ba typography_demi_bold-b1b typography_css_vars-b1b" style="--color:#1e222e;--text-align:initial">Часто задаваемые вопросы</span></div></div><div class="faq__expands_wrapper-3ba"><div><div class="accordion_list-a9e faq__expands-3ba nr-new-wrapper"><div class="accordion-0a9 accordion_faq-0a9 accordion_list__accordion-a9e"><div class="accordion__trigger-0a9"><div class="accordion__trigger_title-0a9">Что такое кредитный отчет?</div><div class="accordion__trigger_icon-0a9"></div></div><div class="accordion__toggle-0a9" style="height:0;opacity:0"><div class="accordion__children-0a9"><div><div class="accordion_list__content-a9e">Кредитный отчет – это документ, в котором содержится информация об индивидуальном кредитном рейтинге и вашей кредитной истории: закрытых и активных кредитах, наличии или отсутствии просрочек по платежам, количестве запросов по вашей кредитной истории, сведения об обеспечении кредита, информация о судебных решениях или о взыскании долга судебными приставами, данные о банкротстве, если такие события происходили.<br/> Информация предоставляется «Объединенным кредитным бюро».</div></div></div></div></div><div class="accordion-0a9 accordion_faq-0a9 accordion_list__accordion-a9e"><div class="accordion__trigger-0a9"><div class="accordion__trigger_title-0a9">Для чего нужен кредитный отчет?</div><div class="accordion__trigger_icon-0a9"></div></div><div class="accordion__toggle-0a9" style="height:0;opacity:0"><div class="accordion__children-0a9"><div><div class="accordion_list__content-a9e">Заказав кредитный отчет, вы сможете:<br/> <ul> <li>понять вероятную причину отказа по ранее поданным заявкам на кредит и повысить шансы на одобрение в будущем;</li> <li>выявить возможные ошибки в сведениях о вашей кредитной истории;</li> <li>убедиться, что злоумышленники не использовали ваши паспортные данные для оформления кредитов;</li> <li>избежать неожиданных проблем при выезде за границу, оформлении визы, аренде недвижимости или автомобиля;</li> <li>повысить шансы на трудоустройство (многие крупные компании проверяют кредитную историю соискателей);</li> <li>подготовиться к получению крупного кредита, например, ипотеки.</li> </ul></div></div></div></div></div><div class="accordion-0a9 accordion_faq-0a9 accordion_list__accordion-a9e"><div class="accordion__trigger-0a9"><div class="accordion__trigger_title-0a9">Какие данные нужны, чтобы оформить услугу «Кредитный отчет»?</div><div class="accordion__trigger_icon-0a9"></div></div><div class="accordion__toggle-0a9" style="height:0;opacity:0"><div class="accordion__children-0a9"><div><div class="accordion_list__content-a9e">Для получения кредитного отчета необходимы только ваши паспортные и контактные данные.</div></div></div></div></div><div class="accordion-0a9 accordion_faq-0a9 accordion_list__accordion-a9e"><div class="accordion__trigger-0a9"><div class="accordion__trigger_title-0a9">Могу ли я заказать услугу «Кредитный отчет» в другом городе?</div><div class="accordion__trigger_icon-0a9"></div></div><div class="accordion__toggle-0a9" style="height:0;opacity:0"><div class="accordion__children-0a9"><div><div class="accordion_list__content-a9e">Да, можете. Заявка оформляется онлайн на сайте. Отчет приходит вам на электронную почту.</div></div></div></div></div><div class="accordion-0a9 accordion_faq-0a9 accordion_list__accordion-a9e"><div class="accordion__trigger-0a9"><div class="accordion__trigger_title-0a9">Сколько стоит услуга «Кредитный отчет»?</div><div class="accordion__trigger_icon-0a9"></div></div><div class="accordion__toggle-0a9" style="height:0;opacity:0"><div class="accordion__children-0a9"><div><div class="accordion_list__content-a9e">Стоимость услуги «Кредитный отчет» составляет 580 рублей. Вы получите электронный отчет из «Объединенного кредитного бюро» и инструкцию по его прочтению.<br/> Отчет можно получить бесплатно в любом кредитном бюро два раза в год.</div></div></div></div></div><div class="accordion-0a9 accordion_faq-0a9 accordion_list__accordion-a9e"><div class="accordion__trigger-0a9"><div class="accordion__trigger_title-0a9">Как долго актуален полученный кредитный отчет?</div><div class="accordion__trigger_icon-0a9"></div></div><div class="accordion__toggle-0a9" style="height:0;opacity:0"><div class="accordion__children-0a9"><div><div class="accordion_list__content-a9e">Кредитный отчет актуален до момента изменения ваших персональных данных или кредитной истории. Если вы оформили новый кредит или частично либо полностью погасили имеющиеся обязательства, у вас образовалась просрочка по платежу или другая задолженность, кредитный отчет необходимо обновить.</div></div></div></div></div><div class="accordion-0a9 accordion_faq-0a9 accordion_list__accordion-a9e"><div class="accordion__trigger-0a9"><div class="accordion__trigger_title-0a9">Как разобраться в кредитном отчете?</div><div class="accordion__trigger_icon-0a9"></div></div><div class="accordion__toggle-0a9" style="height:0;opacity:0"><div class="accordion__children-0a9"><div><div class="accordion_list__content-a9e">Вместе с кредитным отчетом на почту вам будет направлена инструкция, которая поможет легко и быстро в нем разобраться.</div></div></div></div></div><div class="accordion-0a9 accordion_faq-0a9 accordion_list__accordion-a9e"><div class="accordion__trigger-0a9"><div class="accordion__trigger_title-0a9">Почему в кредитном отчете отражены не все мои кредиты?</div><div class="accordion__trigger_icon-0a9"></div></div><div class="accordion__toggle-0a9" style="height:0;opacity:0"><div class="accordion__children-0a9"><div><div class="accordion_list__content-a9e">Возможно, информация о кредитном обязательстве хранится в другом БКИ, так как источники формирования кредитной истории обязаны передавать данные в отношении заемщиков, поручителей, принципалов хотя бы в одно бюро кредитных историй, включенное в реестр БКИ. Прежде чем обращаться за кредитным отчетом узнайте в каких БКИ хранится ваша кредитная история.<br/> Также, если кредитное обязательство, было оформлено до 1 июля 2014 г., то возможно вы не давали источнику своего согласия на передачу данных в бюро кредитных историй.</div></div></div></div></div><div class="accordion-0a9 accordion_faq-0a9 accordion_list__accordion-a9e"><div class="accordion__trigger-0a9"><div class="accordion__trigger_title-0a9">Как определить из какого кредитного бюро мне нужен отчет?</div><div class="accordion__trigger_icon-0a9"></div></div><div class="accordion__toggle-0a9" style="height:0;opacity:0"><div class="accordion__children-0a9"><div><div class="accordion_list__content-a9e">Кредитные организации могут передавать информацию о кредитной истории клиента как одному, так и нескольким кредитным бюро, поэтому сведения в разных кредитных бюро могут отличаться. Если вы не знаете, где хранится ваша кредитная история, достаточно сделать запрос в Центральный каталог кредитных историй на сайте «Госуслуги». После этого вы сможете заказать отчет из необходимого кредитного бюро на сайте бюро. <br/> Отчет из «Объединенного кредитного бюро» можно получить, оформив услугу «Кредитный отчет».</div></div></div></div></div><div class="accordion-0a9 accordion_faq-0a9 accordion_list__accordion-a9e"><div class="accordion__trigger-0a9"><div class="accordion__trigger_title-0a9">Что такое кредитный рейтинг?</div><div class="accordion__trigger_icon-0a9"></div></div><div class="accordion__toggle-0a9" style="height:0;opacity:0"><div class="accordion__children-0a9"><div><div class="accordion_list__content-a9e">Кредитный рейтинг или скоринговый балл — это ваша финансовая репутация в числовом эквиваленте. Он рассчитывается на основании сведений о своевременности выплат обязательств перед банками, долгов за ЖКХ, алиментов и т. п. На основании этой информации бюро кредитных историй определяют уровень вашей благонадежности. Чем выше ваш кредитный рейтинг, тем более привлекательным вы кажетесь банкам и тем вероятнее они одобрят вам кредит.</div></div></div></div></div><div class="accordion-0a9 accordion_faq-0a9 accordion_list__accordion-a9e"><div class="accordion__trigger-0a9"><div class="accordion__trigger_title-0a9">Что влияет на кредитный рейтинг?</div><div class="accordion__trigger_icon-0a9"></div></div><div class="accordion__toggle-0a9" style="height:0;opacity:0"><div class="accordion__children-0a9"><div><div class="accordion_list__content-a9e">Уровень кредитного рейтинга определяют кредитная история, уровень кредитной нагрузки, наличие иных финансовых проблем и другие факторы. Кроме того, повлиять могут ошибки в данных: записи о наличии краткосрочных просрочек в кредитном бюро из-за технических сбоев в банке, об уже выплаченных или которых у вас не было долгах и прочее.</div></div></div></div></div><div class="accordion-0a9 accordion_faq-0a9 accordion_list__accordion-a9e"><div class="accordion__trigger-0a9"><div class="accordion__trigger_title-0a9">Как повысить кредитный рейтинг, улучшить кредитную историю?</div><div class="accordion__trigger_icon-0a9"></div></div><div class="accordion__toggle-0a9" style="height:0;opacity:0"><div class="accordion__children-0a9"><div><div class="accordion_list__content-a9e">Для улучшения кредитной истории и кредитного рейтинга главное выполнять свои обязательства по кредитам и демонстрировать качества безупречного клиента – своевременно вносить платежи, следить за своей кредитной нагрузкой и регулярно проверять свою кредитную историю.</div></div></div></div></div></div></div></div></div></div></div></div><div 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