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class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/about/partners/eib-institute/index"> EIB Institute </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> What we offer <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Loans <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/public-sector/index.htm"> Loans for the public sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/framework-public-sector/index.htm"> Framework loans for the public sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/private-sector/index.htm"> Loans for the private sector </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/sme-mid-caps/index.htm"> Intermediated loans for SMEs, mid-caps and other priorities </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/loans/microfinance/index.htm"> Microfinance </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Equity <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/venture-debt.htm"> Venture debt </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/infra-environment-funds/index.htm"> Investments in infrastructure and environmental funds </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/equity/sme-mid-caps-funds/index.htm"> Investments in SME and mid-cap funds </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Guarantees <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/guarantees/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/guarantees/credit-enhancement/index.htm"> Credit enhancement for project finance </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/guarantees/sme-mid-cap-guarantees/index.htm"> Guarantees in support of SMEs, mid-caps and other objectives </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/advisory-services/index.htm"> Advisory services </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Mandates and partnerships <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/investeu/index.htm"> InvestEU </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/eu-blending-facilities/index.htm"> EU Blending facilities </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/donor-partnerships/index.htm"> Donor partnerships </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/shared-management-funds/index.htm"> Shared management funds and financial instruments </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/efsd/index.htm"> EFSD Guarantee </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/products/mandates-partnerships/index.htm#mandates"> All mandates and partnerships </a> </li> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Our work <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our projects <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/all/index.htm"> All projects </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/pipelines/index.htm"> Projects to be financed </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/loans/index.htm"> Financed projects </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our priorities <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/at-a-glance/eib-core-strategic-priorities">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/climate-action/index"> Climate and environment </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/innovation-digital-and-human-capital/index"> Digitalisation and technological innovation </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/innovation-digital-and-human-capital/sesi/index"> Security and defence </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/regional-development/index"> A modern cohesion policy </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/energy-natural-resources/agriculture/index"> Agriculture and bioeconomy </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/sustainable-cities-regions/urban-development/affordable-and-sustainable-housing"> Social infrastructure </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/global/index"> High-impact global investment </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/topics/capital-markets-union/index"> Capital Markets Union </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Our regions of activity <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/index.htm">Overview</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/european-union/index.htm"> European Union </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/enlargement/index.htm"> Enlargement countries </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/western-balkans"> Western Balkans </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/eastern-neighbours/index.htm"> Eastern Neighbourhood </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/southern-neighbours/index.htm"> Southern Neighbourhood </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/sub-saharan-africa"> Sub-Saharan Africa </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/latin-america-caribbean"> Latin America and the Caribbean </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/region/asia-pacific"> Asia and the Pacific </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/efta/index.htm"> EFTA countries </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/regions/united-kingdom/index.htm"> UK </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/map.htm"> Global investment map </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/projects/cycle/index.htm"> Project cycle </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/about/accountability/evaluation/index.htm"> Evaluation </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Media centre <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/en/infocentre/index.htm">Overview</a> </li> <div class="eib-mega-menu__third"> <div 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class="cursor-pointer " href="https://www.eib.org/en/products/loans/intermediated-loans.htm"> Partners for private and public sector </a> </li> </ul> </span> </li> </ul> </div> </div> </div> <h1 class="eib-title__title eib-typography__title ">Microfinance</h1> <div class="eib-title__subtitle eib-typography__body "> <p>Everyone starts out small</p> </div> </div> <div class="eib-title__share"> <!-- meta-line --> <div class="eib-title__meta-line"> <div class="eib-title__meta-line__wrapper"> <div class="eib-title__meta-line_print btn-tooltip"> <button id="print-icon" class="btn-icon">Print <i class="fa-solid fa-print"></i></button> </div> <div class="eib-title__meta-line_share btn-tooltip"> <button class="btn-icon">Share <i class="fa-solid fa-arrow-up-from-bracket"></i></button> <span class="eib-icon-social-media toolip"> <a href="https://twitter.com/intent/tweet/?url=http://www.eib.org/products/loans/microfinance/index" target="_blank" aria-hidden="true"><i class="fa-brands fa-x-twitter fa-xl"></i></a> <a href="https://facebook.com/dialog/share?app_id=1214650435266588&href=http://www.eib.org/products/loans/microfinance/index" target="_blank" aria-hidden="true"><i class="fa-brands fa-facebook-f fa-xl"></i></a> <a href="https://www.linkedin.com/shareArticle?mini=true&url=http://www.eib.org/products/loans/microfinance/index" target="_blank" aria-hidden="true"><i class="fa-brands fa-linkedin-in fa-xl"></i></a> <a href="mailto:?body=http://www.eib.org/products/loans/microfinance/index" target="_self" aria-hidden="true"><i class="fa-solid fa-envelope fa-xl"></i></a> <a href="whatsapp://send?text=http://www.eib.org/products/loans/microfinance/index" target="_blank" aria-hidden="true"><i class="fa-brands fa-whatsapp fa-xl"></i></a> </span> </div> </div> </div> </div> </div> </div> </div> </div> </div> </header> <main id="content"> <section id="78809366472250" class="eib-section eib-section--white contentText contentText__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-content-text eib-typography__body eib-component--item"> <p>Microenterprises (firms that employ fewer than 10 people) and microentrepreneurs are the engines of economic development.</p> <p>More than 1.7 billion adults around the world do not have a bank account and cannot get a loan, making it hard to start or grow a business, with negative impact for the economy. Microfinance supports them in launching, developing or maintaining a revenue generating activity.</p> <p>The EIB Group pays specific attention to people who are facing difficulties entering or re-entering the labour market, are threatened by social exclusion, or are otherwise in a disadvantaged position in the conventional credit market.</p> </div> </div> </section> <section id="73999837773424" class="eib-section eib-section--grey contentText contentText__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-heading-3 ">Here's how it works</h3> </div> <div class="eib-content-text eib-typography__body eib-component--item"> <p>The EIB Group has a long-lasting record in microfinance through the activities of the EIB, <a href="/en/global/index.htm">EIB Global</a>, <a href="https://www.eif.org/what_we_do/microfinance/index.htm" target="_blank">the European Investment Fund (EIF)</a> and <a href="https://institute.eib.org/microfinance/" target="_blank">the EIB Institute</a>.</p> <p>We help the most vulnerable by providing loans and other support to microfinance institutions and investment vehicles. In turn, these institutions grant guarantees, loans and give advice to micro-businesses and micro-entrepreneurs, with a focus on activities that provide, among others, an income to women, young people and those living in rural and poorer communities.</p> <p>We are committed to microfinance operations that demonstrate enhanced social and environmental policies, impact and added value. We support such operations with tailored financial and non-financial instruments, using EIB’s own resources or under the European Union’s mandates. In addition, the EIB supports the European Commission in the implementation and dissemination of the <a href="https://ec.europa.eu/social/main.jsp?catId=1482&langId=en" target="_blank">European Code of Good Conduct for Microcredit Provision</a>, the quality benchmark for ethical and responsible lending practices in the European microfinance sector.</p> </div> </div> </section> <section id="81557380744798" class="eib-section eib-section--grey accordion accordion__component "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-heading-4 eib-section-heading ">Products and services</h3> </div> <div class="eib-accordion eib-component--item"> <div class="eib-accordion-item "> <a href="#" class="heading"> <div class="icon"></div> <div class="title"> FINANCIAL INSTRUMENTS </div> </a> <div class="content eib-typography__body"> <p>The EIB can either directly invest in financial institutions, such as microfinance institutions (MFIs) and banks, or indirectly in microfinance investment vehicles (MIVs), such as funds and microfinance holding groups.<br /> We offer:</p> <ul> <li>Medium/long-term loans to financial institutions (typically MFIs).</li> <li>Equity and debt investments in MIVs that in turn provide debt and/or equity to MFIs.</li> <li>Guarantee products for financial intermediaries <ul> <li><a href="https://www.eif.org/InvestEU/guarantee_products_calls/index.htm" target="_blank">InvestEU Call of Expression of Interest</a></li> <li><a href="https://www.eif.org/InvestEU/guarantee_products_calls/annex-iv-e-microfinance-socialenterprise-termsheet.pdf" target="_blank">Term Sheet for the new Microfinance and Social entrepreneurship Guarantee product</a></li> </ul> </li> </ul> </div> </div> <div class="eib-accordion-item "> <a href="#" class="heading"> <div class="icon"></div> <div class="title"> TECHNICAL ASSISTANCE </div> </a> <div class="content eib-typography__body"> <p>The EIB provides technical assistance to enhance the development impact of its microfinance operations. Under the Social Investments and Skills Window of the <a href="https://investeu.europa.eu/what-investeu-programme/investeu-advisory-hub_en" target="_blank">InvestEU Advisory Hub</a>, we offer tailored support to microfinance and social entrepreneurship finance providers, such as:</p> <ul> <li>trainings</li> <li>peer-to-peer learning and study visits</li> <li>institutional assessments and ratings</li> <li>impact assessments</li> <li>evaluation of the implementation of the <a href="https://ec.europa.eu/social/main.jsp?catId=1482&langId=en" target="_blank">European Code of Good Conduct for Microcredit Provision</a></li> </ul> <p>We also aim to strengthen the capacity of our partner financial institutions to serve microenterprises. We provide technical assistance support and capacity building in an array of areas:</p> <ul> <li><strong>financial and social performance,</strong> to strengthen financial institution sustainability and actively implement client protection principles</li> <li><strong>responsible digitalisation of operations,</strong> to improve financial partners' outreach to microenterprises, notably in rural areas</li> <li><strong>human resource management and governance,</strong> to ensure the smooth functioning of the financial institution and the creation of a safe, competitive and responsive environment for its employees</li> <li><strong>risk management,</strong> for financial institutions' long-term sustainability through identification, assessment, mitigation and monitoring of risk across their operations</li> <li><strong>training and coaching programmes for microenterprises</strong>, to enhance their financial literacy and entrepreneurial skills</li> </ul> <p>Technical assistance activities are primarily provided through a range of regional customised capacity building programmes.</p> <p><span class="fa-clipboard-check fa-light"> </span>Check our training series on <a href="/en/publications-research/open-learning/sustainable-entrepreneurship.htm">Sustainable entrepreneurship</a> and our <a href="/en/publications-research/open-learning/inclusive-finance-academy">Inclusive finance academy</a>.</p> </div> </div> </div> </div> </section> <section id="62815381239485" class="eib-section eib-panel eibPanel__component eib-section--white "> <div class="eib-layout eib-layout--contained-col-8 eib-layout--align-left-contained"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in eib-section-subtitle--in"> <h3 class="eib-heading-3 ">Microfinance across the globe</h3> <div class="eib-section-subtitle eib-typography__section-subtitle"> <p>The EIB is active in microfinance in a number of regions, the most important being:</p> </div> </div> <div class="eib-panel-items panels-components__nav top__navbar-nav text-center button-nav__panel"> <button class="eib-panel-nav-arrow nav-arrow-left panelsScrollLeft"><i class="fa fa-arrow-left"></i></button> <div class="eib-panel-nav-arrow-shadow-left"></div> <div class="button-nav__panel-wrap"> <a href="#acp" data-tab="acp" class="eib-button eib-title__button panel-nav-tab tab-item active"> African, Caribbean and Pacific countries </a> <a href="#neighbours" data-tab="neighbours" class="eib-button eib-title__button panel-nav-tab tab-item"> Neighbouring countries </a> <a href="#europe" data-tab="europe" class="eib-button eib-title__button panel-nav-tab tab-item"> Europe and Accession countries </a> </div> <div class="eib-panel-nav-arrow-shadow-right"></div> <button class="eib-panel-nav-arrow nav-arrow-right panelsScrollRight " ><i class="fa fa-arrow-right"></i></button> </div> </div> <div class="panels-components__content"> <div class="panel-tab tab-content_panel active" id="acp"> <section id="75221997617098" class="eib-section eib-section--white picture__component contentText__component "> <div class="eib-layout eib-layout--halves[6/5] "> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography media--centered"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=f15007b9-190d-4889-900d-0bcc401609b8&binaryType=XL" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=f15007b9-190d-4889-900d-0bcc401609b8&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=f15007b9-190d-4889-900d-0bcc401609b8&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=f15007b9-190d-4889-900d-0bcc401609b8&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=f15007b9-190d-4889-900d-0bcc401609b8&binaryType=XL"> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=f15007b9-190d-4889-900d-0bcc401609b8&binaryType=XL"> <figcaption class="eib-typography__primary-label pt-2"> </figcaption> </picture> </figure> </div> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">African, Caribbean and Pacific countries</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>The <a href="/en/projects/region/sub-saharan-africa">Africa</a>, <a href="/en/projects/region/latin-america-caribbean">Caribbean</a> and <a href="/en/projects/region/asia-pacific">Pacific</a> region (including OCT) accounts for the lion’s share of the EIB’s microfinance portfolio, with the largest country exposure in the <a href="/en/projects/country/dominican-republic">Dominican Republic</a>, <a href="/en/projects/country/kenya">Kenya</a> and Uganda. Our commitments in debt, equity and technical assistance grants in the region continue to expand.</p> </div> </div> </div> </div> </section> <section id="76168400582716" class="eib-section eib-section--white cardCarouselDynamicMedia cardCarouselDynamicMedia__component "> <div class="eib-layout eib-layout--contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-heading-3 ">Highlighted stories</h3> </div> <section class="card-carousel eib-carousel eib-carousel--enhanced eib-carousel--three-up "> <div id="74419374150049" class="card-carousel__content eib-carousel__container "> <div class='eib-layout'> <div class="swiper--contained"> <div class="eib-carousel__carousel swiper-initialized swiper-horizontal swiper-container eib-carousel"> <ul class="eib-carousel__items swiper-wrapper my-gallery" data-number-slide="23" data-display="card" itemscope itemtype="http://schema.org/ImageGallery"> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 0M6NfT9xWRI" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/dominican-entrepreneurs-julie-s-story" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/0M6NfT9xWRI/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/0M6NfT9xWRI/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>28 September 2023</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/dominican-entrepreneurs-julie-s-story" >Dominican Entrepreneurs: Julie’s story</a> </h3> </header> <div class="eib-card-text"> <p>Meet Julie Belliard, a passionate architect and small business owner in Santiago de los Caballeros, Dominican Republic. She crafts personalised gift boxes filled with handmade products that she sells online.</p> <p>Amidst the challenges posed by the pandemic, Julie recognised the immense value of her e-commerce expertise, especially for local artisans facing difficulties in selling their handicrafts. Driven by her commitment to empower artisans and creators, Julie launched <em>Yo Soy Local</em>, a digital marketplace that helps them sell their products effortlessly online.</p> <p>Julie's inspiring vision received a crucial boost when she participated in <em>MicroPitch,</em> a dynamic pitching forum where aspiring entrepreneurs pitch their business plans to potential sponsors, including local microfinance institutions. Her exceptional idea earned her the prestigious award of 'Best Entrepreneur,' a pivotal moment that laid the foundation for her remarkable venture.</p> <p><em>MicroPitch</em> is the fruit of the Caribbean Technical Assistance program, financed by the European Investment Bank and executed by the Frankfurt School of Finance & Management. This initiative attracted applications from 600 entrepreneurs across 15 Caribbean countries, ultimately selecting 72 visionaries to present their ideas to a network of 25 prospective sponsors.</p> <p><span class="fa-globe fa-light"> </span> Discover how <a href="/videos/series/chance-for-change">the EIB improves lives around the world</a>.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Dominican Republic</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card G7xlQ7IoGPU" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/dominican-entrepreneurs-hector-s-story" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/G7xlQ7IoGPU/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/G7xlQ7IoGPU/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>20 September 2023</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/dominican-entrepreneurs-hector-s-story" >Dominican entrepreneurs: Héctor's Story</a> </h3> </header> <div class="eib-card-text"> <p>Héctor Valdez, a dedicated farmer in Dajabon, Dominican Republic, raises cattle for milk and meat production. For years, he struggled with recurring droughts that would stretch on for six to seven challenging months. To combat this pressing issue, Hector previously relied on water pumps that draw water from a nearby lake into a reservoir that helped irrigate his farm. However, this solution came at a high cost and was far from environmentally friendly, as it depended on gasoline to operate.</p> <p>In 2021, Héctor discovered a more sustainable solution. Thanks to financing secured through the Banfondesa Renovable green credit line, supported by the European Investment Bank, he installed a solar-powered water pump. Now, as soon as the sun rises, the pump is powered and supplies his farm with water. This transformative solution not only eases Hector's daily life but has also significantly increased his agricultural yields. Banfondesa Renovable is the result of an EIB Technical Assistance programme.</p> <p><span class="fa-globe fa-light"> </span> Discover how <a href="/videos/series/chance-for-change">the EIB improves lives around the world</a>.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Dominican Republic</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Climate action and environment</span> <span class="eib-btn-tag">Energy</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card YT4RS76r0PQ" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/baobab-microfinance-in-africa-kouadio-sewing-shop" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/YT4RS76r0PQ/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/YT4RS76r0PQ/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>2 June 2023</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/baobab-microfinance-in-africa-kouadio-sewing-shop" >Baobab microfinance in Africa | Kouadio's sewing shop</a> </h3> </header> <div class="eib-card-text"> <p>Meet Kouadio Kouadio, a passionate and determined of a sewing supply shop in Côte d'Ivoire, whose dreams turned into reality with the help of Baobab microfinance firm. Through a small loan provided by Baobab, Kouadio was able to open his shop and become financially independent. Baobab, supported by the European Investment Bank, is making a significant impact by empowering thousands of African entrepreneurs to establish their own successful businesses. Discover Kouadio's story in our video!</p> <p><span class="fa-clapperboard-play fa-light"> </span><a href="https://www.eib.org/videos/series/microfinance-in-africa"> Discover more inspiring stories</a></p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Côte d'Ivoire</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card Gt4aZi5uc2E" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/baobab-microfinance-in-africa-afrifa-hair-salon" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/Gt4aZi5uc2E/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/Gt4aZi5uc2E/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>26 May 2023</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/baobab-microfinance-in-africa-afrifa-hair-salon" >Baobab microfinance in Africa | Afrifa's hair salon</a> </h3> </header> <div class="eib-card-text"> <p>Discover the inspiring journey of Afrifa Christe as she transforms her life and realises her entrepreneurial dreams. Balancing the demands of motherhood and a career, Afrifa sought a solution that would grant her more quality time with her family. That's when the idea struck her to establish a hair salon in an underserved community. Thanks to a loan from Baobab microfinance firm, backed by the European Investment Bank, Afrifa turned her visionary project into a resounding success. Today, her thriving hair salon not only fulfils her passion but also enables her to cherish precious moments with her loved ones. Join us as we delve into Afrifa's remarkable story!</p> <p><span class="fa-clapperboard-play fa-light"> </span><a href="https://www.eib.org/videos/series/microfinance-in-africa"> Discover more inspiring stories</a></p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Côte d'Ivoire</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card lilCSEi91SY" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/fif-avi-mali" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/lilCSEi91SY/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/lilCSEi91SY/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>25 May 2023</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/fif-avi-mali" >The Financial Inclusion Fund | Story of Avi Mali</a> </h3> </header> <div class="eib-card-text"> <p>Mamadou Soumare is an entrepreneur in Moribabaougou, <a href="https://www.eib.org/projects/regions/acp/mali/index.htm" target="_blank">Mali</a>. In 2016, he embarked on his entrepreneurial journey, focusing on incubating eggs and selling the resulting chicks. However, Mamadou faced a significant hurdle in his business: limited access to funding. With insufficient local resources, he had to import materials, incurring substantial expenses.</p> <p>Mamadou's path took a positive turn when he received a game-changing loan from Cofina Mali, backed by the <a href="https://www.eib.org/products/mandates-partnerships/donor-partnerships/trust-funds/financial-inclusion-fund" target="_blank">Financial Inclusion Fund</a>. This support enabled him to boost his operations, increasing his turnover and productivity. Today, Mamadou's business is not only thriving but also expanding, leading to the creation of jobs in his community.</p> <p>Here is Mamadou’s story!</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Financial Inclusion Fund (FIF)</span> <span class="eib-btn-tag">Partnerships</span> <span class="eib-btn-tag">Mandates and partnerships</span> <span class="eib-btn-tag">Mali</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Agriculture</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Climate action and environment</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card NCBrkp0az44" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/fif-mukako-chiefdom-zambia" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/NCBrkp0az44/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/NCBrkp0az44/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>25 May 2023</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/fif-mukako-chiefdom-zambia" >The Financial Inclusion Fund | Story of Justyna</a> </h3> </header> <div class="eib-card-text"> <p>Welcome to Mukako, <a href="https://www.eib.org/projects/regions/acp/zambia/index.htm" target="_blank">Zambia</a>, where we introduce you to Justyna Phiri, a dedicated farmer and member of the Mukako Chiefdom cooperative. Accessing essential banking services used to be challenging for her, as she had to leave the farm for long periods of time to go to the nearest financial institution. To protect their hard-earned savings, people of her community have resorted to keeping their money at home, risking potential loss due to fires or theft.</p> <p>Thanks to the eTumba mobile wallet, developed with the support of the <a href="https://www.eib.org/products/mandates-partnerships/donor-partnerships/trust-funds/financial-inclusion-fund" target="_blank">Financial Inclusion Fund</a>, Justyna can now conduct seamless banking activities without leaving the farm. This ground-breaking solution has not only safeguarded her finances, but also granted her and other member of her community easy accessibility to their funds, offering peace of mind and empowering their agricultural pursuits.</p> <p>Justyna explains how.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Financial Inclusion Fund (FIF)</span> <span class="eib-btn-tag">Partnerships</span> <span class="eib-btn-tag">Mandates and partnerships</span> <span class="eib-btn-tag">Zambia</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Agriculture</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Climate action and environment</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 2YthnQnGaaA" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/the-financial-inclusion-fund" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/2YthnQnGaaA/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/2YthnQnGaaA/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>5 May 2023</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/the-financial-inclusion-fund" >The Financial Inclusion Fund</a> </h3> </header> <div class="eib-card-text"> <p>Discover the <a href="https://www.eib.org/products/mandates-partnerships/donor-partnerships/trust-funds/financial-inclusion-fund" target="_blank">Financial Inclusion Fund</a>, a groundbreaking initiative launched through a partnership between the European Investment Bank and the government of the Grand Duchy of Luxembourg. This innovative fund is designed to increase financial inclusion and provide greater access to responsible finance for micro, small, and medium-sized enterprises (MSMEs) in emerging and developing economies. By promoting sustainable economic development and empowering entrepreneurs, this fund has the potential to create positive change and transform communities. Watch our video to learn more about the Financial Inclusion Fund and its impact.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Eastern Europe, Southern Caucasus</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">South Africa</span> <span class="eib-btn-tag">Asia and Latin America</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card Y3UOFaxigDw" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/bidibidi-refugee-entrepreneurs-davids-story" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/Y3UOFaxigDw/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/Y3UOFaxigDw/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>6 May 2022</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/bidibidi-refugee-entrepreneurs-davids-story" >Bidibidi Refugee Entrepreneurs - David's story</a> </h3> </header> <div class="eib-card-text"> <p>In 2019, David participated in financial literacy training that Centenary Bank organised in Bidibidi, one of the world's largest refugee settlements, in Northern Uganda. Today David runs a profitable business growing vegetables and selling and distributing them within the settlement. The training was part of a project that reached refugees in 9 settlements across Uganda. The initiative was backed by the European Investment Bank's Capacity Building Project for East Africa, targeting local banks and their clients and customers.</p> <p>Find out more about <a href="/stories/uganda-microfinance-training-refugees">David's and other refugees' inspirational stories</a> and learn how <a href="/global/index">EIB Global strives for increased impact from our financing outside the EU</a>.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Social sustainability</span> <span class="eib-btn-tag">Fragility and conflict</span> <span class="eib-btn-tag">Partners</span> <span class="eib-btn-tag">Team Europe</span> <span class="eib-btn-tag">Refugees</span> <span class="eib-btn-tag">Uganda</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Migration</span> <span class="eib-btn-tag">Institutional</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card sbp2IAVBjuk" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/bidibidi-refugee-entrepreneurs-marys-story" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/sbp2IAVBjuk/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/sbp2IAVBjuk/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>28 April 2022</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/bidibidi-refugee-entrepreneurs-marys-story" >Bidibidi Refugee Entrepreneurs - Mary's story</a> </h3> </header> <div class="eib-card-text"> <p>In 2019, Mary participated in financial literacy training that Centenary Bank organised in Bidibidi, one of the world's largest refugee settlements, in Northern Uganda. Three years on, Mary is leading a profitable tailoring business and employing other women to support their families so they can support their families. The training was part of a project that reached refugees in 9 settlements across Uganda. The initiative was backed by the European Investment Bank's Capacity Building Project for East Africa, targeting local banks and their clients and customers. </p> <p>Find out more about <a href="/stories/uganda-microfinance-training-refugees">Mary's and other refugees' inspirational stories</a> and learn how <a href="/global/index">EIB Global strives for increased impact from our financing outside the EU</a>.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Social sustainability</span> <span class="eib-btn-tag">Fragility and conflict</span> <span class="eib-btn-tag">Partners</span> <span class="eib-btn-tag">Team Europe</span> <span class="eib-btn-tag">Refugees</span> <span class="eib-btn-tag">Uganda</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Migration</span> <span class="eib-btn-tag">Institutional</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card pEtDHCItxT0" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/bidibidi-refugee-entrepreneurs" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/pEtDHCItxT0/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/pEtDHCItxT0/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>21 April 2022</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/bidibidi-refugee-entrepreneurs" >Bidibidi Refugee Entrepreneurs</a> </h3> </header> <div class="eib-card-text"> <p>Learning financial literacy and business skills has helped some of the inhabitants of one of the world's largest refugee settlements to start a new life. Centenary Bank offered these trainings with the help of the European Investment Bank in 2019. Nearly three years later we go back to see what kind of benefits they had for some of the participants. The initiative comes under the European Investment Bank's Capacity Building Project for Eastern Africa, in which banks and their customers and clients are trained to improve their performance.</p> <p>Find out more about <a href="/stories/uganda-microfinance-training-refugees">these inspirational stories</a> and learn how <a href="/global/index">EIB Global strives for increased impact from our financing outside the EU</a>.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Social sustainability</span> <span class="eib-btn-tag">Fragility and conflict</span> <span class="eib-btn-tag">Partners</span> <span class="eib-btn-tag">Team Europe</span> <span class="eib-btn-tag">Refugees</span> <span class="eib-btn-tag">Uganda</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Migration</span> <span class="eib-btn-tag">Institutional</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 99f331ac-8141-458c-a8c8-99929abacde6" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/uganda-microfinance-training-refugees" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=99f331ac-8141-458c-a8c8-99929abacde6&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=99f331ac-8141-458c-a8c8-99929abacde6&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>21 April 2022</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/uganda-microfinance-training-refugees" >Never too late to learn </a> </h3> </header> <div class="eib-card-text"> <p>In Uganda financial literacy training helps refugees and host communities develop the necessary skills to grow businesses and transform lives</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Covid-19</span> <span class="eib-btn-tag">Uganda</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 7CZdamBzBQc" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/microfinance-in-mali-opportunities-for-women-entrepreneurs" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/7CZdamBzBQc/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/7CZdamBzBQc/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>15 May 2020</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/microfinance-in-mali-opportunities-for-women-entrepreneurs" >Microfinance in Mali: Opportunities for women entrepreneurs</a> </h3> </header> <div class="eib-card-text"> <p>Supporting small entrepreneurs across Africa is at the heart of the EIB's contribution to the Team Europe Global Response to <a href="/about/initiatives/covid-19-response/index">COVID-19</a>. Our partnership with microfinance institution Kafo Jiginew in Mali, will improve access to finance to 90,000 smallholders to expand their activity.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Covid-19</span> <span class="eib-btn-tag">Mali</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Microfinance</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card tggpgM1T-WM" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/microfinance-in-mali-opportunities-for-farmers-and-cooperatives" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/tggpgM1T-WM/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/tggpgM1T-WM/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>15 May 2020</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/microfinance-in-mali-opportunities-for-farmers-and-cooperatives" >Microfinance in Mali: Opportunities for farmers and cooperatives</a> </h3> </header> <div class="eib-card-text"> <p>Building on our strong partnership with microfinance institutions in Africa like Kafo Jiginew in Mali is helping communities in vulnerable states to confront the economic, social and health impact of the pandemic. The EIB is ready to do more in Team Europe Global Response to <a href="/about/initiatives/covid-19-response/index">COVID-19</a>.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Covid-19</span> <span class="eib-btn-tag">Mali</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Microfinance</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 8445a261-52e2-4b45-8c7e-87b4cddc8cdd" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/burkinafaso-microfinance" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=8445a261-52e2-4b45-8c7e-87b4cddc8cdd&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=8445a261-52e2-4b45-8c7e-87b4cddc8cdd&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>20 January 2020</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/burkinafaso-microfinance" >Microfinance on the streets</a> </h3> </header> <div class="eib-card-text"> <p>Small businesses get a big boost from a Burkina Faso microfinance lender</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Burkina Faso</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card c13f1560-d0ab-48b1-9e3b-d76e9ee1741f" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/microfinance-impact" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=c13f1560-d0ab-48b1-9e3b-d76e9ee1741f&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=c13f1560-d0ab-48b1-9e3b-d76e9ee1741f&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>25 November 2019</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/microfinance-impact" >What’s the impact of microfinance?</a> </h3> </header> <div class="eib-card-text"> <p>A programme coordinated by the EU bank finds evidence of microfinance impact in Côte d’Ivoire and demonstrates that the private sector can boost sustainable development</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Microfinance</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 998f5f21-7a08-432b-a980-0835e77c3e17" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/africa-women-microfinance" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=998f5f21-7a08-432b-a980-0835e77c3e17&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=998f5f21-7a08-432b-a980-0835e77c3e17&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>25 April 2019</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/africa-women-microfinance" >A ‘win-win’ to fighting African poverty</a> </h3> </header> <div class="eib-card-text"> <p>A micro-credit foundation teams up with the EU bank so that small Africa women microfinance loans can help lift rural people out of poverty.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Equity funds</span> <span class="eib-btn-tag">Senegal</span> <span class="eib-btn-tag">Burkina Faso</span> <span class="eib-btn-tag">Luxembourg</span> <span class="eib-btn-tag">France</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Agriculture</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Venture capital & equity</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 1dd13e0e-4b77-48c2-ade7-94763e249cd9" data-type="media" data-subType="genericVideos" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/videos/mbirr-ethiopia" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=1dd13e0e-4b77-48c2-ade7-94763e249cd9&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=1dd13e0e-4b77-48c2-ade7-94763e249cd9&binaryType=S4');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>13 February 2019</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/mbirr-ethiopia" >First mobile money service in Ethiopia</a> </h3> </header> <div class="eib-card-text"> <p>This short film tells the story of an innovative mobile banking service, M-BIRR, provided by Ethiopian banks and Microfinance Institutions (MFIs), that allows locals to make financial transactions by simply using their phone. M-BIRR, which that takes its name from the birr, the country’s currency, is a fast, convenient and reliable way of sending and receiving money, paying for goods in shops or buying airline tickets, day and night, with a few clicks. This service is part of the mobile phenomenon that is transforming finances in Africa, where logistics is often difficult and people have to travel and queue long hours to access basic services.</p> <p><em>“I think it is particularly encouraging because it combines the idea of inclusion with technology and open new markets, new possibilities for people, so this is something that revolutionises the access to the labour market and to entrepreneurial activities. This is something that Europe can learn from”,</em> says Werner Hoyer, President of the European Investment Bank (EIB).</p> <p>The EIB supports MOSS ICT, the operator behind the M-Birr platform.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Management committee</span> <span class="eib-btn-tag">Ethiopia</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Climate action and environment</span> <span class="eib-btn-tag">Energy</span> <span class="eib-btn-tag">Circular economy</span> <span class="eib-btn-tag">Institutional</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card d93b5b4f-3b96-4e08-8639-1c0467fed910" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/ethiopia-mobile-money" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=d93b5b4f-3b96-4e08-8639-1c0467fed910&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=d93b5b4f-3b96-4e08-8639-1c0467fed910&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>31 January 2018</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/ethiopia-mobile-money" >Mobile money: Where Ethiopia leads Europe </a> </h3> </header> <div class="eib-card-text"> <p> Millions benefit from Ethiopia mobile money service M-Birr, which is more advanced than the mobile banking technology most Europeans use </p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Ethiopia</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Innovation</span> <span class="eib-btn-tag">Research, innovation and technology</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Digital and telecoms</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 05fc0a07-b492-41b9-867a-ca0b33308201" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/africa-microfinance" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=05fc0a07-b492-41b9-867a-ca0b33308201&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=05fc0a07-b492-41b9-867a-ca0b33308201&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>15 November 2016</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/africa-microfinance" >Africa microfinance: Access the Power</a> </h3> </header> <div class="eib-card-text"> <p>Microfinance loans empower African small businesses and change lives</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card d41b038c-fc81-419b-af66-b585c5908d27" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/liberia-microfinance" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=d41b038c-fc81-419b-af66-b585c5908d27&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=d41b038c-fc81-419b-af66-b585c5908d27&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>17 June 2016</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/liberia-microfinance" >Liberia microfinance: Small bank overcomes Ebola’s effects</a> </h3> </header> <div class="eib-card-text"> <p>Access Bank Liberia kept on lending to microfinance clients despite deadly epidemic</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card XhwAYJYXhtU" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/eib-microfinance-in-east-africa" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/XhwAYJYXhtU/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/XhwAYJYXhtU/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>2 April 2013</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/eib-microfinance-in-east-africa" >Supporting microfinance in Kenya</a> </h3> </header> <div class="eib-card-text"> <p> The EIB has a long track record in microfinance both within and outside the European Union. It supports leading microfinance providers (MFIs), fund providers and stakeholders in increasing access to funding for micro and small-sized enterprises. The Bank’s most significant microfinance involvement is in Sub-Saharan Africa in countries such as Kenya where we aim at maximizing development impact in urban and rural regions as shown in this video. </p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Kenya</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card r3k4wy0IhMI" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/video-interview-yunus-2012" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/r3k4wy0IhMI/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/r3k4wy0IhMI/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>12 March 2012</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/video-interview-yunus-2012" >Interview of Prof. Mohammed Yunus</a> </h3> </header> <div class="eib-card-text"> <p>Interview with the microfinance pioneer Prof. Mohammed Yunus. Nobel laureate Prof. Yunus visited the EIB in March 2012 to promote his ideas aimed at supporting entrepreneurship around the world.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">South Africa</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">South Africa</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Asia and Latin America</span> <span class="eib-btn-tag">Microfinance</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card hX40rOtN0kQ" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/video-corporate-2011" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/hX40rOtN0kQ/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/hX40rOtN0kQ/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>18 November 2011</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/video-corporate-2011" >The EIB: who benefits?</a> </h3> </header> <div class="eib-card-text"> <p> This film illustrates the positive impact the Bank's financing has on the level and the quality of life of the citizens, both in the EU and in the other regions of the world </p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">South Africa</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">South Africa</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Asia and Latin America</span> <span class="eib-btn-tag">Transport</span> <span class="eib-btn-tag">Microfinance</span> </div> </footer> </div> </div> </li> </ul> <div class="swiper-pagination"></div> </div> <div title="Prev" class="eib-swiper-button-prev"></div> <div title="Next" class="eib-swiper-button-next"></div> </div> </div> </div> </section> </div> </section> </div> </div> <div class="panels-components__content"> <div class="panel-tab tab-content_panel" id="neighbours" > <section id="60609881891872" class="eib-section eib-section--white contentText__component picture__component "> <div class="eib-layout eib-layout--halves[5/6] "> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Neighbouring countries</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Neighbouring countries include both the <a href="/en/projects/region/southern-neighbourhood">Southern neighbourhood</a> (Middle Eastern and North African countries) and the <a href="/en/projects/region/eastern-neighbourhood">Eastern neighbourhood</a>.</p> <p>The EIB has been active in the Middle East and North Africa region since 2002, through the <a href="/en/press/all/2002-089-eib-strengthens-the-euromed-financial-partnership">Facility for Euro-Mediterranean Investment and Partnership</a> (FEMIP) and <a href="/en/products/mandates-partnerships/donor-partnerships/trust-funds/femip-trust-fund">FEMIP Trust Fund</a>. The <a href="/en/products/mandates-partnerships/rcfsn/index">Risk Capital Facility</a> has succeeded FEMIP for Southern neighbourhood countries.</p> <p>The EIB is also active in the Eastern neighbourhood and has already launched operations under the <a href="/en/products/mandates-partnerships/dcfta/index.htm">DCFTA Initiative East</a>.</p> </div> </div> <div class="eib-layout__col eib-split-text__content eib-typography media--centered 2"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=93c2bea6-0380-4772-acb2-29f3d432f61e&binaryType=XL" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=93c2bea6-0380-4772-acb2-29f3d432f61e&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=93c2bea6-0380-4772-acb2-29f3d432f61e&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=93c2bea6-0380-4772-acb2-29f3d432f61e&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=93c2bea6-0380-4772-acb2-29f3d432f61e&binaryType=XL"> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=93c2bea6-0380-4772-acb2-29f3d432f61e&binaryType=XL"> <figcaption class="eib-typography__primary-label pt-2"> </figcaption> </picture> </figure> </div> </div> </div> </section> <section id="49951620796256" class="eib-section eib-section--white cardCarouselDynamicMedia cardCarouselDynamicMedia__component "> <div class="eib-layout eib-layout--contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-heading-3 ">Highlighted stories</h3> </div> <section class="card-carousel eib-carousel eib-carousel--enhanced eib-carousel--three-up "> <div id="70044406847942" class="card-carousel__content eib-carousel__container "> <div class='eib-layout'> <div class="swiper--contained"> <div class="eib-carousel__carousel swiper-initialized swiper-horizontal swiper-container eib-carousel"> <ul class="eib-carousel__items swiper-wrapper my-gallery" data-number-slide="17" data-display="card" itemscope itemtype="http://schema.org/ImageGallery"> <li class="eib-carousel__item swiper-slide"> <div class="eib-card jRDXfZ8mp7Y" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/heroes-of-the-ukrainian-economy" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/jRDXfZ8mp7Y/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/jRDXfZ8mp7Y/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>22 May 2023</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/heroes-of-the-ukrainian-economy" >Heroes of the Ukrainian economy</a> </h3> </header> <div class="eib-card-text"> <p>Anton Myanovsky owns Gemini Espresso, a young, fast-growing coffee company. Following the Russian aggression in his own county, he saw the frontline approach his coffee plant in March 2022. Anton shares with us how he managed to relocate within a few days his business to Western Ukraine, with the support of a platform by the Bank Lviv and the solidarity of his competitors.</p> <p>Bank Lviv has created a platform to support small businesses that were forced to relocate because of the war. The platform offers banking and business services. The setting up of the platform received support from the EIB ENTAFI Progamme. Additionally, volunteers from Bank Lviv offer advice free of charge to relocated businesses and connect entrepreners with local business communities.</p> <p>Find out more about <a href="https://www.eib.org/projects/regions/eastern-neighbours/ukraine/eib-solidarity.htm">EIB's support to Ukraine</a>.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Solidarity with Ukraine</span> <span class="eib-btn-tag">Ukraine</span> <span class="eib-btn-tag">Eastern Europe, Southern Caucasus</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card iJzLDrazbSc" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/jordan-microfund-for-women" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/iJzLDrazbSc/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/iJzLDrazbSc/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>22 May 2023</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/jordan-microfund-for-women" >Jordan: How a microfund gives hope to Syrian refugee women</a> </h3> </header> <div class="eib-card-text"> <p>Since the beginning of war in Syria, millions of people seeked refuge in neighbouring Jordan. Ganyeh and Fatima share how Microfund for Women helped them start over and build their own business.</p> <p><a href="https://www.eib.org/press/all/2018-284-the-eib-reinforces-its-partnership-with-microfund-for-women-to-improve-womens-access-to-finance-in-jordan">Microfund for Women</a> has supported 24 000 families since 2016, by providing micro-loans and training. The fund’s target is to support the integration of Syrian refugee women to the Jordanian society. Their approach consists of funding and training on business creation and development and on gender issues.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Social sustainability</span> <span class="eib-btn-tag">Refugees</span> <span class="eib-btn-tag">Jordan</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Migration</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card ESsAwS0dKtE" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/the-financial-inclusion-fund-story-of-the-ittihad-cooperative" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/ESsAwS0dKtE/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/ESsAwS0dKtE/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>21 April 2023</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/the-financial-inclusion-fund-story-of-the-ittihad-cooperative" >The Financial Inclusion Fund | Story of the Ittihad Cooperative</a> </h3> </header> <div class="eib-card-text"> <p>Welcome to Azrou, Morocco and meet Najia Moughal, co-owner of the Ittihad Cooperative. The cooperative has provided <a href="/stories/moroccan-women-coaching" target="_blank">Najia and other women</a> with the chance to showcase their talents and succeed in their entrepreneurial pursuits.</p> <p>Through the support of the Attadamoune Micro-Finance loan, the cooperative has been able to flourish, selling its products not just locally, but also online, reaching a wider customer base and providing jobs for more people.</p> <p>Najia's inspiring story was made possible thanks to the support of the <a href="/products/mandates-partnerships/donor-partnerships/trust-funds/financial-inclusion-fund">EIB Global's Financial Inclusion Fund</a>. This fund helps microfinance institutions such as Attadamoune to finance projects like Najia's, empowering entrepreneurs and promoting financial inclusion. </p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Financial Inclusion Fund (FIF)</span> <span class="eib-btn-tag">Partnerships</span> <span class="eib-btn-tag">Mandates and partnerships</span> <span class="eib-btn-tag">Morocco</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Climate action and environment</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 1fac4461-8743-410a-a57e-3667ca180ba6" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/moroccan-women-coaching" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=1fac4461-8743-410a-a57e-3667ca180ba6&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=1fac4461-8743-410a-a57e-3667ca180ba6&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>7 March 2023</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/moroccan-women-coaching" >Threading out of the crisis</a> </h3> </header> <div class="eib-card-text"> <p>Moroccan women use e-commerce training and coaching from a microfinance institution to expand their businesses during tough times</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Financial Inclusion Fund (FIF)</span> <span class="eib-btn-tag">Partnerships</span> <span class="eib-btn-tag">Mandates and partnerships</span> <span class="eib-btn-tag">Morocco</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Climate action and environment</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 99483b64-c416-4d77-856d-67ba5f4e4a2f" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/palestinian-microfinance-technical-assistance" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=99483b64-c416-4d77-856d-67ba5f4e4a2f&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=99483b64-c416-4d77-856d-67ba5f4e4a2f&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>7 December 2022</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/palestinian-microfinance-technical-assistance" >Harmonising microfinance</a> </h3> </header> <div class="eib-card-text"> <p>EU technical assistance helped Palestinian microfinance institution Faten unlock $8 million for small firms</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Palestine*</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 6c1a55f3-ddf5-43bb-ab97-e5c3ed94567e" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/georgian-farmers-get-eu-backing" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=6c1a55f3-ddf5-43bb-ab97-e5c3ed94567e&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=6c1a55f3-ddf5-43bb-ab97-e5c3ed94567e&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>15 December 2020</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/georgian-farmers-get-eu-backing" >Georgian cheese with a taste of Switzerland</a> </h3> </header> <div class="eib-card-text"> <p>Georgian farmers get EU backing with a loan that helps a partnership with a Swiss agricultural school train them</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">European Commission</span> <span class="eib-btn-tag">DCFTA East</span> <span class="eib-btn-tag">Partnerships</span> <span class="eib-btn-tag">Partners</span> <span class="eib-btn-tag">Mandates and partnerships</span> <span class="eib-btn-tag">Georgia</span> <span class="eib-btn-tag">Eastern Europe, Southern Caucasus</span> <span class="eib-btn-tag">Education and training</span> <span class="eib-btn-tag">Agriculture</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Institutional</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 2d76ae0b-cde2-40ce-83aa-ae5cbfcb6792" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/young-entrepreneurs-tunisia-microfinance" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=2d76ae0b-cde2-40ce-83aa-ae5cbfcb6792&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=2d76ae0b-cde2-40ce-83aa-ae5cbfcb6792&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>12 June 2020</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/young-entrepreneurs-tunisia-microfinance" >A helping hand for young entrepreneurs in Tunisia </a> </h3> </header> <div class="eib-card-text"> <p>A young graduate’s future in reinforcing steel: how the microfinance institution Enda Tamweel is helping micro-entrepreneurs who are struggling to access the traditional financial system.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Partnerships</span> <span class="eib-btn-tag">FEMIP Trust Fund (FTF)</span> <span class="eib-btn-tag">Mandates and partnerships</span> <span class="eib-btn-tag">Tunisia</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Development</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card qpOWPOnEPBE" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/supporting-entrepreneurship-in-jordan" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/qpOWPOnEPBE/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/qpOWPOnEPBE/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>30 September 2019</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/supporting-entrepreneurship-in-jordan" >Supporting entrepreneurship in Jordan</a> </h3> </header> <div class="eib-card-text"> <p> Investing in local start-ups is key to help entrepreneurs design products and solutions to overcome the region's challenges, stop the brain drain, empower women and ensure a resilient and inclusive future. Discover Microfund for Women and Silicon Badia, two different funds with one common goal: supporting entrepreneurship in Jordan. </p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Jordan</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card dfQwX2HpKMo" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/empowering-women-entrepreneurs-in-jordan" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/dfQwX2HpKMo/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/dfQwX2HpKMo/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>13 June 2019</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/empowering-women-entrepreneurs-in-jordan" >Empowering women entrepreneurs in Jordan</a> </h3> </header> <div class="eib-card-text"> <p> Meet Hayat Sawarkeh and Amani Asas – two women entrepreneurs in Jordan. Discover how they both turned their activities into booming businesses, thanks to the support of the Microfund for Women and the financial backing from the European Investment Bank. </p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Jordan</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card d_3y45hYjCM" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/how-did-adla-spiced-up-her-life" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/d_3y45hYjCM/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/d_3y45hYjCM/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>13 June 2019</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/how-did-adla-spiced-up-her-life" >How did Adla spice up her life?</a> </h3> </header> <div class="eib-card-text"> <p>She turned it into a very successful business. Microfund for Women supported the of her activities making her grocery store a reference in Jerash region.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Jordan</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 72rs2oRTxH0" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/from-10-to-200" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/72rs2oRTxH0/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/72rs2oRTxH0/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>13 June 2019</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/from-10-to-200" >From 10 to 200</a> </h3> </header> <div class="eib-card-text"> <p>European Commission's Directorate-General for European Neighbourhood Policy and Enlargement Negotiations & Microfund for Women supported Hayat on her way to become an successful farmer but more importantly, in becoming her family main provider, a unique case in Ain Basha region (Jordan).</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Jordan</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 2yAh-Fri2gM" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/more-fabric-more-dresses" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/2yAh-Fri2gM/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/2yAh-Fri2gM/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>12 March 2019</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/more-fabric-more-dresses" >More fabric, more dresses</a> </h3> </header> <div class="eib-card-text"> <p>Meet Shua'a, a skilled Syrian dressmaker who made Jordan her home for 20+ years. She expanded her business thanks to Microfund for women and reinvests her profits to buy more fabric and sell more dresses. Our partnership with EU Commission's Directorate-General for European Neighbourhood Policy and Enlargement Negotiations is key to make projects like these a reality.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Jordan</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card sGz3V08Fl3U" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/jordanian-sweets-syrian-twist" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/sGz3V08Fl3U/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/sGz3V08Fl3U/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>12 March 2019</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/jordanian-sweets-syrian-twist" >Jordanian sweets with a Syrian twist</a> </h3> </header> <div class="eib-card-text"> <p>Amani is a busy woman. She is the mother of 4 children and the proud owner of a family business in Jordan selling sweets with a Syrian twist.</p> <p>It is the kind of project the EIB, our EU partners European Commission's Directorate-General for European Neighbourhood Policy and Enlargement Negotiations, the representation of the EU in Jordan and Microfund for women want to see more of!</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Jordan</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card bee040c3-b668-4bf1-a2b1-106a4777cf97" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/microlux" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=bee040c3-b668-4bf1-a2b1-106a4777cf97&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=bee040c3-b668-4bf1-a2b1-106a4777cf97&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>12 September 2017</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/microlux" >Microfinance for a Syrian refugee and a tango maestro</a> </h3> </header> <div class="eib-card-text"> <p> Microlux gives socially excluded people in Luxembourg a chance to run their own businesses. </p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">EIF</span> <span class="eib-btn-tag">Luxembourg</span> <span class="eib-btn-tag">Syrian Arab Republic</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Migration</span> <span class="eib-btn-tag">Institutional</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 2b975c81-ac9f-4595-8578-b29bd32a7e83" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/womens-microfinance" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=2b975c81-ac9f-4595-8578-b29bd32a7e83&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=2b975c81-ac9f-4595-8578-b29bd32a7e83&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>31 May 2016</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/womens-microfinance" >Women’s microfinance: Culture change in Jordan</a> </h3> </header> <div class="eib-card-text"> <p>Microfund empowers Jordanian women</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Jordan</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Migration</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card EKk-borDHXY" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/eib-backs-tech-and-youth-start-ups-in-jordan" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/EKk-borDHXY/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/EKk-borDHXY/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>20 May 2016</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/eib-backs-tech-and-youth-start-ups-in-jordan" >EIB backs tech and youth start-ups in Jordan</a> </h3> </header> <div class="eib-card-text"> <p>EIB supported SiliconBadia is providing loans and advisory services to tech and youth start-ups in Jordan. SiliconBadia’s Emile Cubeisy explains in this short video.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Jordan</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Research, innovation and technology</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 97c72c76-fb95-4c38-9c3e-093147cc2104" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/hope-for-syrian-refugees" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=97c72c76-fb95-4c38-9c3e-093147cc2104&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=97c72c76-fb95-4c38-9c3e-093147cc2104&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>8 March 2016</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/hope-for-syrian-refugees" >Refugee financing: Hope for Syria</a> </h3> </header> <div class="eib-card-text"> <p>Investments in programmes designed to keep Syrian refugees close to their homeland—and help them get prepared to rebuild the country when the war ends</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Social sustainability</span> <span class="eib-btn-tag">Refugees</span> <span class="eib-btn-tag">Türkiye</span> <span class="eib-btn-tag">Lebanon</span> <span class="eib-btn-tag">Syrian Arab Republic</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">Enlargement Countries</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Migration</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> </ul> <div class="swiper-pagination"></div> </div> <div title="Prev" class="eib-swiper-button-prev"></div> <div title="Next" class="eib-swiper-button-next"></div> </div> </div> </div> </section> </div> </section> </div> </div> <div class="panels-components__content"> <div class="panel-tab tab-content_panel" id="europe" > <section id="55111324448729" class="eib-section eib-section--white picture__component contentText__component "> <div class="eib-layout eib-layout--halves[6/5] "> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography media--centered"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=9f76992f-39de-4555-ac18-d8fbaace457d&binaryType=XL" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=9f76992f-39de-4555-ac18-d8fbaace457d&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=9f76992f-39de-4555-ac18-d8fbaace457d&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=9f76992f-39de-4555-ac18-d8fbaace457d&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=9f76992f-39de-4555-ac18-d8fbaace457d&binaryType=XL"> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=9f76992f-39de-4555-ac18-d8fbaace457d&binaryType=XL"> <figcaption class="eib-typography__primary-label pt-2"> <span role="copyright" class="eib-typography__secondary-label">©Laurent Leger Adame/Microbank</span></figcaption> </picture> </figure> </div> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Europe and Accession countries</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>The EU and its candidate and potential candidate countries represent a big share of the EIB’s microfinance portfolio. Our operations in Europe are often larger compared to our activity in the other regions. The EIB typically conducts such operations via microfinance investment funds, in partnership with the EIF.</p> <p>In addition, the EIF provides funding and portfolio guarantees to a variety of financial institutions. These financial institutions offer in turn microfinance services in the form of loans, leases and other debt products, guarantees and business development services to the microfinance clients.</p> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="https://www.eif.org/what_we_do/microfinance/index.htm" target='_blank'> Find out more <em class="fa fa-arrow-right" > </em> </a> </div> </div> </div> </div> </section> <section id="98507822458154" class="eib-section eib-section--white cardCarouselDynamicMedia cardCarouselDynamicMedia__component "> <div class="eib-layout eib-layout--contained eib-layout--single-column"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-heading-3 ">Highlighted stories</h3> </div> <section class="card-carousel eib-carousel eib-carousel--enhanced eib-carousel--three-up "> <div id="76986511424578" class="card-carousel__content eib-carousel__container "> <div class='eib-layout'> <div class="swiper--contained"> <div class="eib-carousel__carousel swiper-initialized swiper-horizontal swiper-container eib-carousel"> <ul class="eib-carousel__items swiper-wrapper my-gallery" data-number-slide="10" data-display="card" itemscope itemtype="http://schema.org/ImageGallery"> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 95b87e02-2fa0-45bc-b256-a88d4bae22cd" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/sustainable-supermarket" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=95b87e02-2fa0-45bc-b256-a88d4bae22cd&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=95b87e02-2fa0-45bc-b256-a88d4bae22cd&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>29 January 2020</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/sustainable-supermarket" >A sustainable and social supermarket</a> </h3> </header> <div class="eib-card-text"> <p>How a mother of three financed her sustainable supermarkets in the Netherlands with Impact Finance and made a difference in her community</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Equity funds</span> <span class="eib-btn-tag">The Netherlands</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Climate</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Climate action and environment</span> <span class="eib-btn-tag">Venture capital & equity</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 08e7efd3-333d-430b-8505-b65f34220106" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/netherlands-non-profit-loans" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=08e7efd3-333d-430b-8505-b65f34220106&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=08e7efd3-333d-430b-8505-b65f34220106&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>13 May 2019</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/netherlands-non-profit-loans" >I Got a Job: Good loans for good food in the Netherlands</a> </h3> </header> <div class="eib-card-text"> <p>In the Netherlands non-profit loans fill a gap left by banks that don’t give credit to small businesses—and help Jorine Koster live out a dream born in her grandmother’s kitchen.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Equity funds</span> <span class="eib-btn-tag">The Netherlands</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Venture capital & equity</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 04749a1c-3fc2-4b95-a012-7e93679b1d39" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/spain-workers-with-disabilities" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=04749a1c-3fc2-4b95-a012-7e93679b1d39&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=04749a1c-3fc2-4b95-a012-7e93679b1d39&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>13 May 2019</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/spain-workers-with-disabilities" >I Got a Job: An ‘open door’ in Spain for workers with disabilities</a> </h3> </header> <div class="eib-card-text"> <p>In Spain workers with disabilities can be up front about their disability when they work for Ilunion. Backed by the EU bank, 42% of Ilunion workers are disabled, including Manuel Delgado.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Equity funds</span> <span class="eib-btn-tag">Spain</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Innovation</span> <span class="eib-btn-tag">Research, innovation and technology</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Venture capital & equity</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 998f5f21-7a08-432b-a980-0835e77c3e17" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/africa-women-microfinance" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=998f5f21-7a08-432b-a980-0835e77c3e17&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=998f5f21-7a08-432b-a980-0835e77c3e17&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>25 April 2019</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/africa-women-microfinance" >A ‘win-win’ to fighting African poverty</a> </h3> </header> <div class="eib-card-text"> <p>A micro-credit foundation teams up with the EU bank so that small Africa women microfinance loans can help lift rural people out of poverty.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Equity funds</span> <span class="eib-btn-tag">Senegal</span> <span class="eib-btn-tag">Burkina Faso</span> <span class="eib-btn-tag">Luxembourg</span> <span class="eib-btn-tag">France</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Agriculture</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Venture capital & equity</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card bee040c3-b668-4bf1-a2b1-106a4777cf97" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/microlux" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=bee040c3-b668-4bf1-a2b1-106a4777cf97&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=bee040c3-b668-4bf1-a2b1-106a4777cf97&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>12 September 2017</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/microlux" >Microfinance for a Syrian refugee and a tango maestro</a> </h3> </header> <div class="eib-card-text"> <p> Microlux gives socially excluded people in Luxembourg a chance to run their own businesses. </p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">EIF</span> <span class="eib-btn-tag">Luxembourg</span> <span class="eib-btn-tag">Syrian Arab Republic</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Migration</span> <span class="eib-btn-tag">Institutional</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card ba4ae67c-c8fe-47ec-8699-d3c64343f128" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/italy-microfinance" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=ba4ae67c-c8fe-47ec-8699-d3c64343f128&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=ba4ae67c-c8fe-47ec-8699-d3c64343f128&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>30 August 2016</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/italy-microfinance" >Italy microfinance: Ironing smooths the way to social inclusion</a> </h3> </header> <div class="eib-card-text"> <p>Women, migrants and the young get support for their businesses from an EU-backed programme</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Italy</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">SMEs</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card 97c72c76-fb95-4c38-9c3e-093147cc2104" data-type="media" data-subType="stories" data-img-type="panorama"> <a class="eib-card__link" href="https://www.eib.org/en/stories/hope-for-syrian-refugees" > <div class="eib-card__image-wrapper" data-background-image="https://www.eib.org/photos/download.do?documentId=97c72c76-fb95-4c38-9c3e-093147cc2104&binaryType=S4" style="background-image: url('https://www.eib.org/photos/download.do?documentId=97c72c76-fb95-4c38-9c3e-093147cc2104&binaryType=S4');background-size:cover;background-position: center"> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>8 March 2016</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/stories/hope-for-syrian-refugees" >Refugee financing: Hope for Syria</a> </h3> </header> <div class="eib-card-text"> <p>Investments in programmes designed to keep Syrian refugees close to their homeland—and help them get prepared to rebuild the country when the war ends</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">Social sustainability</span> <span class="eib-btn-tag">Refugees</span> <span class="eib-btn-tag">Türkiye</span> <span class="eib-btn-tag">Lebanon</span> <span class="eib-btn-tag">Syrian Arab Republic</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">Enlargement Countries</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Migration</span> <span class="eib-btn-tag">SMEs</span> <span class="eib-btn-tag">Diversity and gender</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card VzQmGhrfGLw" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/fi-compass" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/VzQmGhrfGLw/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/VzQmGhrfGLw/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>8 June 2015</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/fi-compass" >fi-compass</a> </h3> </header> <div class="eib-card-text"> <p> This animated video explains fi-compass, an initiative between the European Commission and the EIB. </p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Microfinance</span> <span class="eib-btn-tag">Climate action and environment</span> <span class="eib-btn-tag">Circular economy</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card r3k4wy0IhMI" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/video-interview-yunus-2012" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/r3k4wy0IhMI/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/r3k4wy0IhMI/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>12 March 2012</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/video-interview-yunus-2012" >Interview of Prof. Mohammed Yunus</a> </h3> </header> <div class="eib-card-text"> <p>Interview with the microfinance pioneer Prof. Mohammed Yunus. Nobel laureate Prof. Yunus visited the EIB in March 2012 to promote his ideas aimed at supporting entrepreneurship around the world.</p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">South Africa</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">Mediterranean countries</span> <span class="eib-btn-tag">South Africa</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Asia and Latin America</span> <span class="eib-btn-tag">Microfinance</span> </div> </footer> </div> </div> </li> <li class="eib-carousel__item swiper-slide"> <div class="eib-card hX40rOtN0kQ" data-type="media" data-subType="genericVideos" data-img-type="youtube"> <a class="eib-card__link" href="https://www.eib.org/en/videos/video-corporate-2011" > <div class="eib-card__image-wrapper" data-background-image="https://img.youtube.com/vi/hX40rOtN0kQ/hqdefault.jpg" style="background-image: url('https://img.youtube.com/vi/hX40rOtN0kQ/hqdefault.jpg');background-size:cover;background-position: center"> <div class="eib-play-icon"></div> </div> </a> <div class="eib-card__content rmv-effective-text-card-card"> <header class="eib-card-header"> <div class="eib-card-meta"> <span class='eib-card-date'>18 November 2011</span> </div> <h3 class="eib-card-title eib--4-line mb-2"> <a class="eib-card-title__link" href="https://www.eib.org/en/videos/video-corporate-2011" >The EIB: who benefits?</a> </h3> </header> <div class="eib-card-text"> <p> This film illustrates the positive impact the Bank's financing has on the level and the quality of life of the citizens, both in the EU and in the other regions of the world </p> </div> <!--@asset_card_function_additionalTextFromCard_rl card=card class="eib-card-text" /--> <footer class="eib-card-footer eib-card-tags"> <div class="eib-card-tags__items"> <span class="eib-btn-tag">South Africa</span> <span class="eib-btn-tag">Africa, Caribbean, Pacific countries + OCT</span> <span class="eib-btn-tag">South Africa</span> <span class="eib-btn-tag">European Union</span> <span class="eib-btn-tag">Asia and Latin America</span> <span class="eib-btn-tag">Transport</span> <span class="eib-btn-tag">Microfinance</span> </div> </footer> </div> </div> </li> </ul> <div class="swiper-pagination"></div> </div> <div title="Prev" class="eib-swiper-button-prev"></div> <div title="Next" class="eib-swiper-button-next"></div> </div> </div> </div> </section> </div> </section> </div> </div> <div class=""> </div> </section> <section id="76990452462379" class="eib-section eib-section--grey contentText__component video__component "> <div class="eib-layout eib-layout--halves[5/6] "> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Why we believe in microfinance</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>EIB microfinance investments help the most underserved parts of society by focusing on people excluded from the economy and banking. In particular, we help to:</p> <ul> <li>sustain jobs</li> <li>empower women and girls</li> <li>build resilient economies</li> <li>support rural communities</li> </ul> </div> </div> <div class="eib-layout__col eib-split-text__content eib-typography media--centered 2"> <div class="post-video__content eib-rounded-item youtube-player eib-poster-image pristine video video__component eib-component--item" data-youtubeList='false' data-video-id="7CZdamBzBQc"> <div class="play-video video-play-button" data-message="This can be click to play the video"> <span></span> </div> <img class="lozad eib-rounded-item " data-src="https://www.eib.org/photos/download.do?documentId=ab5af9a1-004a-4b69-aa9f-f9a5603082f8&binaryType=WL" src="https://www.eib.org/photos/download.do?documentId=ab5af9a1-004a-4b69-aa9f-f9a5603082f8&binaryType=WS" alt="custom-preview"> </div> </div> </div> </div> </section> <section id="64451895443649" class="eib-section eib-section--white video__component contentText__component "> <div class="eib-layout eib-layout--halves[6/5] "> <div class="eib-layout__row"> <div class="eib-layout__col eib-split-text__content eib-typography media--centered"> <div class="post-video__content eib-rounded-item youtube-player eib-poster-image pristine video video__component eib-component--item" data-youtubeList='false' data-video-id="QYUsy2u8Z98"> <div class="play-video video-play-button" data-message="This can be click to play the video"> <span></span> </div> <img class="lozad eib-rounded-item " data-src="https://img.youtube.com/vi/QYUsy2u8Z98/maxresdefault.jpg"src="https://img.youtube.com/vi/QYUsy2u8Z98/default.jpg" alt="custom-preview"> </div> </div> <div class="eib-layout__col eib-split-text__content eib-typography "> <div class="eib-layout--contained-col-8 eib-component--title"> <h2 class="eib-section-title eib-component--section-title eib-typography__section-title pt-4 pb-4 ">In focus</h2> <h3 class="eib-heading-3 ">EIB’s Inclusive finance academy</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Join us for our first series of the EIB’s Inclusive finance academy that focuses on how to support more vulnerable groups. 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