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Datenschutz und Sicherheit | Klarna Österreich

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class="sc-34e99b6e-0 iRbzxg sc-df7cdd33-2 kqEWMM">Shoppen</p></div><ul class="sc-df7cdd33-1 ebrDZC"><li class="sc-df7cdd33-3 kpxCjE"><p class="sc-34e99b6e-0 jXbcbL sc-df7cdd33-5 jKbpma menu-item" tabindex="0">Nach Marke shoppen</p><svg class="sc-38b654d4-0 huyRRm sc-df7cdd33-7 lwLp" width="6" height="12" viewBox="0 0 6 12" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M5.67698 6.605L1.67698 11.738L0.0999756 10.509L3.61998 5.991L0.0999756 1.48L1.67698 0.25L5.67698 5.376C5.95898 5.737 5.95898 6.244 5.67698 6.605Z" fill="#0E0E0F"></path></svg></li><li class="sc-df7cdd33-3 jkjlrU"><a href="https://www.klarna.com/at/store/" class="sc-39840a84-0 iqeytl sc-8da475db-0 eBJJUK sc-df7cdd33-4 irdXTK menu-item" target="_top"><span class="sc-34e99b6e-0 dUgvce">Shops entdecken</span></a></li></ul></div><div class="sc-df7cdd33-0 pBywW" data-level="2"><div class="sc-6b52c129-0 jfLtKX"><p class="sc-34e99b6e-0 iRbzxg sc-df7cdd33-2 kqEWMM">Finanzen</p></div><ul class="sc-df7cdd33-1 ebrDZC"><li class="sc-df7cdd33-3 jkjlrU"><a href="https://www.klarna.com/at/klarna-guthaben/" class="sc-39840a84-0 iqeytl sc-8da475db-0 eBJJUK sc-df7cdd33-4 irdXTK menu-item" target="_top"><span class="sc-34e99b6e-0 dUgvce">Klarna Guthaben</span></a></li><li class="sc-df7cdd33-3 jkjlrU"><a href="https://www.klarna.com/at/festgeldkonto/" class="sc-39840a84-0 iqeytl sc-8da475db-0 eBJJUK sc-df7cdd33-4 irdXTK menu-item" target="_top"><span class="sc-34e99b6e-0 dUgvce">Festgeldkonto</span></a></li><li class="sc-df7cdd33-3 jkjlrU"><a href="https://www.klarna.com/at/flexkonto/" class="sc-39840a84-0 iqeytl sc-8da475db-0 eBJJUK sc-df7cdd33-4 irdXTK menu-item" target="_top"><span class="sc-34e99b6e-0 dUgvce">Flexkonto</span></a></li></ul></div><div class="sc-df7cdd33-0 pBywW" data-level="2"><div class="sc-6b52c129-0 jfLtKX"><p class="sc-34e99b6e-0 iRbzxg sc-df7cdd33-2 kqEWMM">So funktioniert&#x27;s</p></div><ul class="sc-df7cdd33-1 ebrDZC"><li class="sc-df7cdd33-3 jkjlrU"><a href="https://www.klarna.com/at/sicher-bezahlen/" class="sc-39840a84-0 iqeytl sc-8da475db-0 eBJJUK sc-df7cdd33-4 irdXTK menu-item" target="_top"><span class="sc-34e99b6e-0 dUgvce">So funktioniert&#x27;s</span></a></li><li class="sc-df7cdd33-3 jkjlrU"><a href="https://www.klarna.com/at/klarna-app/" class="sc-39840a84-0 iqeytl sc-8da475db-0 eBJJUK sc-df7cdd33-4 irdXTK menu-item" target="_top"><span class="sc-34e99b6e-0 dUgvce">Klarna App</span></a></li><li class="sc-df7cdd33-3 jkjlrU"><a href="https://www.klarna.com/at/browsererweiterung/" class="sc-39840a84-0 iqeytl sc-8da475db-0 eBJJUK sc-df7cdd33-4 irdXTK menu-item" target="_top"><span class="sc-34e99b6e-0 dUgvce">Browsererweiterung</span></a></li><li class="sc-df7cdd33-3 jkjlrU"><a href="https://www.klarna.com/at/cashback" class="sc-39840a84-0 iqeytl sc-8da475db-0 eBJJUK sc-df7cdd33-4 irdXTK menu-item" target="_top"><span class="sc-34e99b6e-0 dUgvce">Cashback</span></a></li></ul></div></div><div class="sc-6b52c129-0 jfLtKX"><div class="sc-ae27ed61-0 bNsOQU"><ul class="sc-ae27ed61-1 jFcOlI"><li class="sc-ae27ed61-2 bBKuG"><p class="sc-34e99b6e-0 cghEuP sc-ae27ed61-5 ebFUrH">Log-in für Kunden</p><div class="sc-4b59db0b-3 hUpNwa"><a color="black" variant="filled" href="https://l.klarna.com/22XC?pid=KlarnaCom&amp;c=at.baseline.app-installs&amp;af_adset=app-installs&amp;af_ad=header-login-link&amp;af_web_dp=https%3A%2F%2Fapp.klarna.com%2Flogin%3Fauto-login%26market%3Dat%26utm_campaign%3Dheader-login-link%26utm_medium%3Dreferral%26utm_source%3Dklarna" class="sc-39840a84-0 iqeytl sc-4b59db0b-1 eFMCBJ" target="_blank"><span class="sc-4b59db0b-0 fakVvC">Weiter zur App</span></a></div><a target="_top" href="https://app.klarna.com/login?auto-login&amp;market=at&amp;utm_campaign=header-login-link&amp;utm_medium=referral&amp;utm_source=klarna" class="sc-39840a84-0 iqeytl sc-8da475db-0 hxXxWj sc-ae27ed61-3 USCzp"><span class="sc-34e99b6e-0 kGSEkC">Weiter im Browser</span></a><p class="sc-34e99b6e-0 dIylre sc-ae27ed61-4 fnEKqF">Mit der Klarna App hast du die volle Kontrolle über dein Einkaufserlebnis.</p></li><li class="sc-ae27ed61-2 bBKuG"><p class="sc-34e99b6e-0 cghEuP sc-ae27ed61-5 ebFUrH">Händlerportal</p><div class="sc-4b59db0b-3 hUpNwa"><a color="black" variant="filled" href="https://portal.klarna.com/" class="sc-39840a84-0 iqeytl sc-4b59db0b-1 eFMCBJ" target="_top"><span class="sc-4b59db0b-0 fakVvC">Zum Login</span></a></div><p class="sc-34e99b6e-0 dIylre sc-ae27ed61-4 fnEKqF">Managen Sie im Händlerportal Bestellungen, Abrechnungsberichte, Statistiken und allgemeine Einstellungen.</p></li></ul></div></div><div class="sc-6b52c129-0 jfLtKX"><div class="sc-3e61a453-2 ejeUb"><div class="sc-4b59db0b-3 hUpNwa"><button class="sc-221f0a72-0 khFGZJ sc-4b59db0b-2 cMbnxo" tabindex="0" type="button" color="transparent"><span class="sc-4b59db0b-0 fakVvC">Login</span></button></div></div></div></div></header></div><div class="sc-96b79d1c-0 evtOdt template__default"><div class="sc-iLIByi bPPWyz"><div class="sc-jtcaXd cfxAVB sc-hIpXjV bAYBqz" data-bg="primary"><div class="sc-cLFqLo eFfkDy"><div class="sc-gVAlfg dHSNlN MuiContainer-root MuiContainer-maxWidthXl MuiContainer-disableGutters"><div class="sc-gLTcDU cepcPu"><h1 class="sc-hKMtZM lihXAM heading heading--null">Sicherheit und Datenschutz. Natürlich mit Klarna.</h1><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi hPWtbW"><span class="sc-c7fa36d6-0 hvnYbV">Wir wissen, wie wichtig es ist, deine personenbezogenen und finanziellen Informationen sowie deine Privatsphäre zu schützen. Deshalb sind wir für dich da: ob es darum geht, dass du das erhältst, was du bestellt hast, oder darum, Datendiebstahl zu verhindern, oder um Datenverschlüsselung. Mit Klarna shoppst und bezahlst du sicher und geschützt.</span></p></div></div></div></div></div></div><div class="sc-eIWpXs bpzrHg"><div class="sc-jtcaXd fLhtYZ sc-igHpSv icmkNL sc-ihYDVE UwqAg" data-bg="secondary"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-jevyBF djLINt"><button class="sc-evZas cSmgnw sc-cCsOjp bXVlQh sc-cqYYBx evjdh left" tabindex="0" type="button" aria-label="LeftArrow"><svg focusable="false" height="20" width="20" class="sc-gsnTZi eUuaXc"><path d="M7.2113,18.308 L1.2113,10.619 C0.9293,10.257 0.9293,9.75 1.2113,9.389 L7.2113,1.69 L8.7883,2.918 L4.0613,8.986 L19.0003,8.986 L19.0003,10.986 L4.0353,10.986 L8.7883,17.078 L7.2113,18.308 Z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></svg></button><nav class="sc-jNXgPE iTBgcl"><div class="sc-lbxAil eEemop sc-eTtvFv kgrWhq nav-link"><a href="#privacy" draggable="false" id="" target="_top" class="sc-breuTD sc-gSAPjG huaoJv bMCOqB"><span class="sc-jSMfEi ChFnY link-text">Datenschutz</span></a></div><div class="sc-lbxAil eEemop sc-eTtvFv kgrWhq nav-link"><a href="#privacy-request-form" draggable="false" id="" target="_top" class="sc-breuTD sc-gSAPjG huaoJv bMCOqB"><span class="sc-jSMfEi ChFnY link-text">Datenschutzformular</span></a></div><div class="sc-lbxAil eEemop sc-eTtvFv kgrWhq nav-link"><a href="#security" draggable="false" id="" target="_top" class="sc-breuTD sc-gSAPjG huaoJv bMCOqB"><span class="sc-jSMfEi ChFnY link-text">Sicherheit</span></a></div><div class="sc-lbxAil eEemop sc-eTtvFv kgrWhq nav-link"><a href="#security-tips" draggable="false" id="" target="_top" class="sc-breuTD sc-gSAPjG huaoJv bMCOqB"><span class="sc-jSMfEi ChFnY link-text">Sicherheitstipps</span></a></div><span class="sc-aVUuG efbztd"></span></nav><button class="sc-evZas cSmgnw sc-cCsOjp bXVlQh sc-cqYYBx evjdh right" tabindex="0" type="button" aria-label="RightArrow"><svg focusable="false" height="20" width="20" class="sc-gsnTZi eUuaXc"><g transform="translate(0, 0) scale(1)"><path d="M12.789 18.308l-1.577-1.23 4.753-6.092H1v-2h14.939l-4.727-6.068 1.577-1.228 6 7.699a1 1 0 010 1.23l-6 7.689z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></button></div></section></div></div></div><div class="sc-jtcaXd iNfKxn sc-igHpSv lcjgOv privacy block__content-grid__illustrationGrid--left" id="privacy" data-bg="default"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-cjbZfG iRDsZn sc-gGnURB cAuhup"><h2 class="sc-hKMtZM exhbzz">Deine Daten, deine Entscheidung</h2><p class="sc-jSMfEi qrALe">Der Schutz von Privatsphäre ist Teil unserer DNA. Du entscheidest, welche Daten du mit uns teilst, denn Sicherheit und Transparenz sind elementare Bestandteile aller Klarna Produkte. Wir sehen uns in der Pflicht, deine Daten zu schützen und sicher zu verarbeiten.</p></div><div class="sc-iqcoie cpvtvK MuiGrid-root MuiGrid-container MuiGrid-spacing-xs-6.5 MuiGrid-spacing-md-4 MuiGrid-spacing-lg-6"><div class="sc-iqcoie gHuPPL MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-3 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><div class="sc-gzzPqb fvuQXV"><span class="sc-912bd79a-0 ccurZi illustration illustration--left"><svg width="50" height="50" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M12.2051 22.8945L10.9736 21.3184C11.0581 21.251 13.1504 19.5332 13.1504 16.1065C13.1504 15.4619 12.7954 15.1065 12.1504 15.1065C11.5054 15.1065 11.1504 15.4619 11.1504 16.1065H9.15039C9.15039 14.3399 10.3838 13.1065 12.1504 13.1065C13.917 13.1065 15.1504 14.3399 15.1504 16.1065C15.1504 20.543 12.3252 22.8008 12.2051 22.8945ZM19.1504 16.1064C19.1504 11.9854 16.272 9.10645 12.1504 9.10645C8.02881 9.10645 5.15039 11.9854 5.15039 16.1064H7.15039C7.15039 13.0693 9.11279 11.1064 12.1504 11.1064C15.188 11.1064 17.1504 13.0693 17.1504 16.1064C17.1504 18.5146 16.2417 20.123 15.3105 21.5635L16.9902 22.6494C18.0352 21.0322 19.1504 19.0596 19.1504 16.1064ZM22.8501 5.2627C20.1157 2.58204 16.3159 1.10645 12.1504 1.10645C7.94873 1.10645 4.14795 2.56836 1.44922 5.22364L2.85156 6.64942C5.20801 4.33204 8.42334 3.10645 12.1504 3.10645C15.7891 3.10645 19.0918 4.37891 21.4507 6.69043L22.8501 5.2627ZM12.1504 7.10645C15.7842 7.10645 18.6953 8.7295 20.1372 11.5605L21.9194 10.6523C20.124 7.12794 16.5635 5.10645 12.1504 5.10645C5.5708 5.10645 1.15039 9.52735 1.15039 16.1064H3.15039C3.15039 10.6387 6.6831 7.10645 12.1504 7.10645ZM11.1504 16.1065H9.15039C9.15039 17.957 8.00098 19.1064 6.15039 19.1064C4.2998 19.1064 3.15039 17.957 3.15039 16.1064H1.15039C1.15039 19.0508 3.20654 21.1064 6.15039 21.1064C9.09424 21.1064 11.1504 19.0508 11.1504 16.1065Z" fill="#0B051D"></path></svg></span></div><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">Integrierter Datenschutz</p><p class="sc-jSMfEi jJTwwO">Deine Privatsphäre ist unsere Priorität. Deshalb sind unsere Produkte so aufgebaut, dass sie deine Daten schützen und du sie trotzdem unkompliziert nutzen kannst.</p></div></div></div></div><div class="sc-iqcoie gHuPPL MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-3 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><div class="sc-gzzPqb fvuQXV"><span class="sc-912bd79a-0 ccurZi illustration illustration--left"><svg width="50" height="50" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10.9961 18.958C10.9961 18.0985 11.3556 17.6317 11.994 17.6317C12.6325 17.6317 12.9961 18.0985 12.9961 18.958C12.9961 19.8175 12.6325 20.2843 11.994 20.2843C11.3556 20.2843 10.9961 19.8175 10.9961 18.958ZM15.9961 23.458H7.99609C5.79004 23.458 3.99609 21.6641 3.99609 19.458V5.45801C3.99609 3.25196 5.79004 1.45801 7.99609 1.45801H15.9961C18.2021 1.45801 19.9961 3.25196 19.9961 5.45801V19.458C19.9961 21.6641 18.2021 23.458 15.9961 23.458ZM7.99609 3.45801C6.89355 3.45801 5.99609 4.35547 5.99609 5.45801V19.458C5.99609 20.5606 6.89355 21.458 7.99609 21.458H15.9961C17.0986 21.458 17.9961 20.5606 17.9961 19.458V5.45801C17.9961 4.35547 17.0986 3.45801 15.9961 3.45801H7.99609Z" fill="#0B051D"></path></svg></span></div><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">Deine Daten fest im Griff</p><p class="sc-jSMfEi jJTwwO">Verwalte, überprüfe oder lösche deine personenbezogenen Daten jederzeit ganz einfach über die Klarna App, Website oder unseren Kundenservice.</p></div></div></div></div><div class="sc-iqcoie gHuPPL MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-3 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><div class="sc-gzzPqb fvuQXV"><span class="sc-912bd79a-0 ccurZi illustration illustration--left"><svg width="50" height="50" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M18.2041 9.50001H14.7812L15.7432 5.65235C15.9941 4.64649 15.7715 3.60157 15.1338 2.78516C14.4961 1.96875 13.5361 1.5 12.5 1.5H11.9214L7.32128 9.5H1.5V18.5C1.5 20.706 3.29443 22.5 5.5 22.5H18.085C20.1221 22.5 22.5 20.7979 22.5 16C22.5 9.96875 19.2119 9.50001 18.2041 9.50001ZM3.5 18.5V11.5H6.5V20.5H5.5C4.39697 20.5 3.5 19.6025 3.5 18.5ZM18.085 20.5H8.5V11.4627L13.019 3.60353C13.228 3.69044 13.4136 3.83107 13.5576 4.01564C13.8144 4.34376 13.9033 4.76369 13.8027 5.16798L12.2192 11.5H18.2041C20.2021 11.5 20.5 14.3193 20.5 16C20.5 18.7334 19.5518 20.5 18.085 20.5Z" fill="#0B051D"></path></svg></span></div><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">Offen und transparent</p><p class="sc-jSMfEi jJTwwO">Du findest in unserer Datenschutzerklärung alle Gründe, weshalb wir deine Daten sammeln und verarbeiten.</p></div></div></div></div><div class="sc-iqcoie gHuPPL MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-3 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><div class="sc-gzzPqb fvuQXV"><span class="sc-912bd79a-0 ccurZi illustration illustration--left"><svg width="50" height="50" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M13.3856 16.7654C13.3856 17.8242 12.8402 18.75 11.9144 18.75C11.1663 18.75 10.6144 18.23 10.6144 17.2346C10.6144 16.1758 11.1536 15.25 12.0794 15.25C12.8276 15.25 13.3856 15.7761 13.3856 16.7654ZM21 15V19C21 21.2056 19.2056 23 17 23H7C4.79443 23 3 21.2056 3 19V15C3 12.7944 4.79443 11 7 11V6C7 3.24316 9.24316 1 12 1C14.7568 1 17 3.24316 17 6V11C19.2056 11 21 12.7944 21 15ZM9 11H15V6C15 4.3457 13.6543 3 12 3C10.3457 3 9 4.3457 9 6V11ZM19 15C19 13.897 18.103 13 17 13H7C5.89697 13 5 13.897 5 15V19C5 20.103 5.89697 21 7 21H17C18.103 21 19 20.103 19 19V15Z" fill="#0B051D"></path></svg></span></div><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">Datenschutz auf höchstem Standard</p><p class="sc-jSMfEi jJTwwO">Wir sammeln nur die Informationen, die wir wirklich brauchen, um dein Shoppingerlebnis so bequem und unkompliziert wie möglich zu gestalten. Und damit deine Daten sicher sind, nutzen wir standardmäßig Datenverschlüsselung auf dem modernsten Niveau.</p></div></div></div></div></div></section></div></div><div class="sc-jtcaXd kGtNAw sc-igHpSv drYWUD block__content-grid__textGrid block__content-grid__textGrid--left" data-bg="brandEleven"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-cjbZfG iRDsZn sc-gGnURB cAuhup"><h2 class="sc-hKMtZM boGzsN">Unsere Datenschutzbestimmungen</h2></div><div class="sc-iqcoie cpvtvK MuiGrid-root MuiGrid-container MuiGrid-spacing-xs-6.5 MuiGrid-spacing-md-4 MuiGrid-spacing-lg-6"><div class="sc-iqcoie gnnmXv MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-4 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ bQGrjM">So verarbeiten und schützen wir deine Daten</p><p class="sc-jSMfEi MWKrw">In unserer Datenschutzerklärung findest du alle Informationen darüber, wie wir deine personenbezogenen Daten verwenden und schützen.</p><div class="sc-gkJlnC IEhdo"><div class="sc-idiyUo gzPExk button"><a href="https://cdn.klarna.com/1.0/shared/content/legal/terms/de-AT/privacy" draggable="false" color="secondary" variant="filled" class="sc-breuTD huaoJv sc-fnykZs ilaAAX" target="_blank" trackingProps="[object Object]" rel="noopener noreferrer"><span class="sc-ksZaOG dGThRj">Datenschutzerklärung</span></a></div></div></div></div></div><div class="sc-iqcoie gnnmXv MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-4 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ bQGrjM">Das beste Shoppingerlebnis für dich</p><p class="sc-jSMfEi MWKrw">In den Nutzungsbedingungen des Klarna Shopping Service erfährst du mehr darüber, wie wir dein Shoppingerlebnis kontinuierlich optimieren: von Details zu deinem Account und unseren Zahlungsmethoden bis zum Schutz deiner Bestellungen.</p><div class="sc-gkJlnC IEhdo"><div class="sc-idiyUo gzPExk button"><a href="https://cdn.klarna.com/1.0/shared/content/legal/terms/de-AT/user" draggable="false" color="secondary" variant="filled" class="sc-breuTD huaoJv sc-fnykZs ilaAAX" target="_blank" trackingProps="[object Object]" rel="noopener noreferrer"><span class="sc-ksZaOG dGThRj">Klarna Shopping Service</span></a></div></div></div></div></div><div class="sc-iqcoie gnnmXv MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-4 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ bQGrjM">So verwenden wir Trackingtechnologien</p><p class="sc-jSMfEi MWKrw">Unsere Cookie-Richtlinie erklärt, wie wir Tracking einsetzen, um die Funktionalität unserer Website zu optimieren und dein Nutzungserlebnis zu verbessern. Du erfährst auch, wie du die Verwendung von Tracking und Cookies steuern kannst.</p><div class="sc-gkJlnC IEhdo"><div class="sc-idiyUo gzPExk button"><a href="https://cdn.klarna.com/1.0/shared/content/legal/terms/de-AT/cookie_purchase" draggable="false" color="secondary" variant="filled" class="sc-breuTD huaoJv sc-fnykZs ilaAAX" target="_blank" trackingProps="[object Object]" rel="noopener noreferrer"><span class="sc-ksZaOG dGThRj">Cookie-Richtlinie</span></a></div></div></div></div></div></div></section></div></div><div class="sc-jtcaXd iNfKxn sc-igHpSv lcjgOv block__accordion-group" data-bg="default"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-cjbZfG iRDsZn sc-gGnURB cAuhup"><h2 class="sc-hKMtZM exhbzz">Datenschutz-FAQs</h2></div><div class="sc-e112b09b-0 dcmFtt"><div class="sc-jWEIYm dQwCvD sc-978cad6f-0 EdQzu"><button class="sc-evZas cSmgnw sc-fmRtwQ gmqYtC" tabindex="0" type="button"><p class="sc-jSMfEi hWovpL">Wie sammelt Klarna meine Daten?</p><div class="sc-lkwKjF hdBjzP"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></button><div class="sc-eEOqmf SgjQP"><div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Wenn du Klarna nutzt, gibt es zwei Möglichkeiten für die Erfassung deiner personenbezogenen Daten:</span></p><ol class="sc-dIouRR hPACGa"><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><span class="sc-c7fa36d6-0 hvnYbV">Persönliche Daten, die du uns zur Verfügung stellst. Dazu gehören zum Beispiel deine Kontaktangaben, Identifikations- oder Zahlungsinformationen.</span></p></li><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><span class="sc-c7fa36d6-0 hvnYbV">Personenbezogene Daten, die wir aus verschiedenen Quellen sammeln. Wir erhalten zum Beispiel Informationen von Kreditagenturen und Agenturen für Betrugsprävention, von Shops oder öffentlichen Datenbanken. Dazu können dein Name, Geburtsdatum, Geburtsort, finanzielle Informationen oder Angaben über die Nutzung unserer Produkte gehören.</span></p></li></ol><p class="sc-jSMfEi dtDkvy"></p></div></div></div></div><div class="sc-jWEIYm dQwCvD sc-978cad6f-0 EdQzu"><button class="sc-evZas cSmgnw sc-fmRtwQ gmqYtC" tabindex="0" type="button"><p class="sc-jSMfEi hWovpL">Wie verwendet Klarna meine Daten?</p><div class="sc-lkwKjF hdBjzP"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></button><div class="sc-eEOqmf SgjQP"><div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Wir respektieren deine Privatsphäre und somit deine Daten, und wollen Klarna für dich kontinuierlich verbessern. Hier findest du einige Bereiche, in denen das Teilen deiner personenbezogenen Daten Vorteile für dich mit sich bringt:</span></p><ul class="sc-dIouRR hPACGa"><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><strong class="sc-c7fa36d6-0 hvnYbV">Bezahlung mit Klarna:</strong><span class="sc-c7fa36d6-0 hvnYbV"> Wir führen interne und externe Kreditprüfungen durch, sammeln Kontakt- und Identitätinformation und analysieren Interaktionen mit Klarna, um deine Eignung für unsere Produkte und Dienstleistungen nachzuvollziehen.</span></p></li><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><strong class="sc-c7fa36d6-0 hvnYbV">Vorausfüllen von Daten:</strong><span class="sc-c7fa36d6-0 hvnYbV"> Du kannst deine Kontakt-, Identitäts- und Zahlungsdetails für schnellere Transaktionen speichern. Du kannst dies jederzeit während des Bezahlvorgangs in den Einstellungen für das Vorausfüllen von Daten deaktivieren.</span></p></li><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><strong class="sc-c7fa36d6-0 hvnYbV">Klarna App:</strong><span class="sc-c7fa36d6-0 hvnYbV"> Wir erfassen Daten über Interaktionen in der App, frühere Käufe, verknüpfte Banktransaktionen und bevorzugte Artikel, um deine App-Erfahrung zu verbessern und um dir personalisierte Angebote wie Lieferverfolgung, Benachrichtigungen zu Deals und eine Finanzübersicht zu senden.</span></p></li><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><strong class="sc-c7fa36d6-0 hvnYbV">Support:</strong><span class="sc-c7fa36d6-0 hvnYbV"> Wir sammeln Kontakt- und ID-Details und dokumentieren früheren Kontakt zum Kundenservice für effizienten und personalisierten Support sowie schnellere Reaktionszeiten.</span></p></li><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><strong class="sc-c7fa36d6-0 hvnYbV">Sicheres Einkaufen: </strong><span class="sc-c7fa36d6-0 hvnYbV">Wir erfassen Kontakt- und Identitätsinformationen, finanzielle Details, Gerätedaten und Daten zu Interaktionen, um dich vor Betrug und Geldwäsche zu schützen.</span></p></li><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><strong class="sc-c7fa36d6-0 hvnYbV">Kommunikation und Angebote: </strong><span class="sc-c7fa36d6-0 hvnYbV">Wir speichern Daten zu früheren Bestellungen, Interaktionen und Gerätedetails, um dir Updates, Deals und Produktempfehlungen zu senden.</span></p></li></ul><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Du findest detaillierte Informationen zur Verarbeitung deiner Daten in unserer </span><div class="sc-lbxAil eEemop"><a href="https://cdn.klarna.com/1.0/shared/content/legal/terms/de-AT/privacy" draggable="false" target="_blank" class="sc-breuTD sc-gSAPjG huaoJv edkIZs" rel="noopener noreferrer"><span class="sc-jSMfEi clNsBj"><span class="sc-c7fa36d6-0 hvnYbV">Datenschutzerklärung</span></span></a></div><span class="sc-c7fa36d6-0 hvnYbV">.</span></p><p class="sc-jSMfEi dtDkvy"></p></div></div></div></div><div class="sc-jWEIYm dQwCvD sc-978cad6f-0 EdQzu"><button class="sc-evZas cSmgnw sc-fmRtwQ gmqYtC" tabindex="0" type="button"><p class="sc-jSMfEi hWovpL">Wie schützt Klarna meine Daten?</p><div class="sc-lkwKjF hdBjzP"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></button><div class="sc-eEOqmf SgjQP"><div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Die Sicherheit deiner Daten und deine Privatsphäre sind unsere Priorität. Hier findest du einige der Maßnahmen, die wir zum Schutz deiner Daten nutzen:</span></p><ul class="sc-dIouRR hPACGa"><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><strong class="sc-c7fa36d6-0 hvnYbV">Investition in modernste Systeme:</strong><span class="sc-c7fa36d6-0 hvnYbV"> Unsere fortschrittliche Sicherheitsinfrastruktur überwacht kontinuierlich alle Transaktionen und identifiziert jede verdächtige Aktivität.</span></p></li><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><strong class="sc-c7fa36d6-0 hvnYbV">Proaktives Risikomanagement:</strong><span class="sc-c7fa36d6-0 hvnYbV"> Bevor wir unsere Produkte entwickeln, führen wir umfassende Risikobewertungen durch und implementieren präventive Maßnahmen, um ein hohes Sicherheitsniveau aufrechtzuerhalten.</span></p></li><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><strong class="sc-c7fa36d6-0 hvnYbV">Datenverschlüsselung:</strong><span class="sc-c7fa36d6-0 hvnYbV"> Wir nutzen spezielle Verschlüsselungstechniken, um deine Daten vor unbefugtem Zugriff zu schützen.</span></p></li><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><strong class="sc-c7fa36d6-0 hvnYbV">Begrenzter Zugang innerhalb der Organisation:</strong><span class="sc-c7fa36d6-0 hvnYbV"> Wir stellen sicher, dass nur autorisierte Personen Zugang zu deinen Daten haben.</span></p></li><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><strong class="sc-c7fa36d6-0 hvnYbV">Einhaltung von Vorschriften:</strong><span class="sc-c7fa36d6-0 hvnYbV"> Als Finanzinstitut unterliegen wir regelmäßigen externen Audits, die unsere Sicherheitsprotokolle überprüfen, um höchste Standards einzuhalten.</span></p></li></ul><p class="sc-jSMfEi dtDkvy"></p></div></div></div></div><div class="sc-jWEIYm dQwCvD sc-978cad6f-0 EdQzu"><button class="sc-evZas cSmgnw sc-fmRtwQ gmqYtC" tabindex="0" type="button"><p class="sc-jSMfEi hWovpL">Wie kann ich die Verwendung meiner Daten beeinflussen?</p><div class="sc-lkwKjF hdBjzP"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></button><div class="sc-eEOqmf SgjQP"><div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Du kannst auf verschiedene Art und Weise steuern, wie wir die von dir geteilten Daten verwenden:</span></p><ul class="sc-dIouRR hPACGa"><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><strong class="sc-c7fa36d6-0 hvnYbV">Vorausfüllen von Daten</strong><span class="sc-c7fa36d6-0 hvnYbV">: Wenn du automatisches</span><em class="sc-c7fa36d6-0 hvnYbV"> </em><span class="sc-c7fa36d6-0 hvnYbV">Vorausfüllen</span><em class="sc-c7fa36d6-0 hvnYbV"> </em><span class="sc-c7fa36d6-0 hvnYbV">aktivierst, werden deine Informationen für künftige Bestellungen gespeichert. Du kannst dies während der Registrierung deiner Adresse bei der Bezahlung deiner Bestellung deaktivieren.</span></p></li><li class="sc-eVQfli aHOVf"><p class="sc-jSMfEi iQjdOe"><strong class="sc-c7fa36d6-0 hvnYbV">Marketingkommunikation</strong><span class="sc-c7fa36d6-0 hvnYbV">: Um dich von Marketing-E-Mails abzumelden, kannst du einfach auf den Link &#x27;Abmelden&#x27; am Ende jeder E-Mail klicken. Du kannst dich auch über die Einstellungen in deiner Klarna App unter &#x27;Benachrichtigungseinstellungen&#x27; abmelden oder uns per E-Mail kontaktieren und dich so von Marketing-E-Mails abmelden.</span></p></li></ul><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Du findest weitere Informationen zur Verwaltung deiner Daten in unserer </span><div class="sc-lbxAil eEemop"><a href="https://cdn.klarna.com/1.0/shared/content/legal/terms/de-AT/privacy" draggable="false" target="_blank" class="sc-breuTD sc-gSAPjG huaoJv edkIZs" rel="noopener noreferrer"><span class="sc-jSMfEi clNsBj"><span class="sc-c7fa36d6-0 hvnYbV">Datenschutzerklärung</span></span></a></div><span class="sc-c7fa36d6-0 hvnYbV">.</span></p><p class="sc-jSMfEi dtDkvy"></p></div></div></div></div><div class="sc-jWEIYm dQwCvD sc-978cad6f-0 EdQzu"><button class="sc-evZas cSmgnw sc-fmRtwQ gmqYtC" tabindex="0" type="button"><p class="sc-jSMfEi hWovpL">Wie kann ich meine Daten überprüfen und darauf zugreifen?</p><div class="sc-lkwKjF hdBjzP"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></button><div class="sc-eEOqmf SgjQP"><div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Du kannst deine Daten jederzeit überprüfen und auf eine Kopie aller personenbezogenen Daten zugreifen, die wir von dir speichern. Fülle einfach das untenstehende Antragsformular aus und gib dabei alle E-Mail-Adressen an, die du mit Klarna verwendet hast. Um deine Anfrage abzuschließen, benötigen wir für die Überprüfung deiner Identität deine vollständigen und korrekten Informationen.</span></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Unser Kundenservice bearbeitet dann deine Anfrage und sendet dir eine verschlüsselte PDF-Datei per E-Mail zu. Diese Datei kann zum Beispiel Informationen zu früheren Klarna Bestellungen und von dir genutzten Produkten und Dienstleistungen erhalten.</span></p></div></div></div></div><div class="sc-jWEIYm dQwCvD sc-978cad6f-0 EdQzu"><button class="sc-evZas cSmgnw sc-fmRtwQ gmqYtC" tabindex="0" type="button"><p class="sc-jSMfEi hWovpL">Wie kann ich meine Daten löschen?</p><div class="sc-lkwKjF hdBjzP"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></button><div class="sc-eEOqmf SgjQP"><div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Du kannst beantragen, dass wir deine personenbezogenen Daten löschen. Wenn du von diesem Recht Gebrauch machen möchtest, werden deine Daten gelöscht und alle Vereinbarungen, die du mit uns hast, werden beendet. Als Bank sind wir gesetzlich verpflichtet, bestimmte personenbezogene Daten auch nach deiner Löschungsanfrage aufzubewahren. Wir können auch bestimmte Informationen aufgrund berechtigter Interessen beibehalten, um dich und uns zu schützen, z. B. zur Betrugsprävention.</span></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Sobald du dein Recht auf Löschung deiner Daten geltend gemacht hast, kannst du nicht mehr auf frühere Bestellungen oder dein Konto zugreifen. Du kannst nach erfolgreicher Löschung deiner Daten anschließend neue Bestellungen aufgeben.</span></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Um eine Datenlöschung zu beantragen, fülle bitte das untenstehende Antragsformular aus und stelle sicher, dass du alle E-Mail-Adressen angibst, die du zuvor mit Klarna verwendet hast. Um deine Anfrage bearbeiten und deine Identität überprüfen zu können, benötigen wir deine vollständigen und korrekten Informationen.</span></p></div></div></div></div></div></section></div></div><div class="sc-jtcaXd iNfKxn sc-igHpSv lcjgOv privacy-request-form block__content-grid__textGrid--left" id="privacy-request-form" data-bg="default"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-cjbZfG iRDsZn sc-gGnURB cAuhup"><h2 class="sc-hKMtZM exhbzz">Sende uns deine Datenschutzanfrage</h2><p class="sc-jSMfEi qrALe">Wähle eine Option aus dem untenstehenden Formular und achte darauf, vollständige und korrekte Daten anzugeben, einschließlich aller E-Mail-Adressen, die du bei Klarna verwendet hast.</p></div><div class="sc-iqcoie cpvtvK MuiGrid-root MuiGrid-container MuiGrid-spacing-xs-6.5 MuiGrid-spacing-md-4 MuiGrid-spacing-lg-6"><div class="sc-iqcoie gHuPPL MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-3 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">1. Löschen deiner personenbezogenen Daten</p><p class="sc-jSMfEi jJTwwO">Wenn du die Löschung deiner Daten beantragst, werden wir deine personenbezogenen Daten löschen und die Kundenvereinbarung mit dir beenden. Du kannst dann nicht mehr auf frühere Bestellungen oder deinen Klarna Account zugreifen, aber du kannst nach Löschung deiner Daten erneut Bestellungen aufgeben. Aufgrund gesetzlicher Anforderungen und berechtigter Interessen behalten wir unter Umständen bestimmte personenbezogene Daten auch nach Abschluss deiner Löschungsanfrage.</p></div></div></div><div class="sc-iqcoie gHuPPL MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-3 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">2. Zugriff auf deine personenbezogenen Daten</p><p class="sc-jSMfEi jJTwwO">Du kannst eine Kopie aller von uns gespeicherten personenbezogenen Daten anfragen, überprüfen und darauf zugreifen. Wir senden dir eine verschlüsselte PDF-Datei mit den Daten, die wir von dir gesammelt haben. Diese Datei kann zum Beispiel Informationen zu früheren Klarna Bestellungen und den von dir genutzten Produkten und Dienstleistungen enthalten.</p></div></div></div><div class="sc-iqcoie gHuPPL MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-3 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">3. Widerspruch gegen die Verarbeitung Ihrer personenbezogenen Daten</p><p class="sc-jSMfEi jJTwwO">Sie können der Verarbeitung Ihrer personenbezogenen Daten widersprechen, wenn diese auf berechtigtem Interesse basiert (beispielsweise die Durchführung von Kundenzufriedenheitsumfragen).</p></div></div></div><div class="sc-iqcoie gHuPPL MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-3 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">4. Korrektur deiner personenbezogenen Daten</p><p class="sc-jSMfEi jJTwwO">Du kannst falsche Daten für deinen Namen, dein Geburtsdatum und deine Rechnungsadresse korrigieren lassen.</p></div></div></div></div></section></div></div><div class="sc-jtcaXd iNfKxn sc-igHpSv lcjgOv block__flexible-content block__flexible-content--left" data-bg="default"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-34c66ec6-0 dWgpta flexible-content flexible-content--left"><form class="sc-kIKDeO hrWNNq"><div class="sc-hNKHps dXCyIC"><div class="sc-fd7645a9-0 hdjySe"><input type="hidden" name="Y2ZfdGVhbQ.." value="CS"/><input type="hidden" name="dHlwZQ.." value="Data Protection"/><input type="hidden" name="ZGVzY3JpcHRpb24." value="See ticket properties for details about the filled in form."/><input type="hidden" name="Y2ZfZm9ybQ.." value="Data Protection Webform"/><input type="hidden" name="c291cmNl" value="103"/><input type="hidden" name="Y2ZfbWFya2V0" value="AT"/><input type="hidden" name="c3ViamVjdA.." value="Privacy request AT"/></div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Bitte wähle eins der folgenden Formulare aus.</span></p></div><div class="sc-fd7645a9-0 hdjySe"><div class="sc-fctJkW gEoAYz"><select class="sc-csvncw izNNMw box " id="Y2ZfcHJpdmFjeV9yZXF1ZXN0" name="Y2ZfcHJpdmFjeV9yZXF1ZXN0" required=""><option selected="" disabled="" hidden=""></option><option id="Right to object" value="Right to object" label="Widerspruch gegen die Verarbeitung meiner personenbezogenen Daten" class="sc-HzFiz jKPmgG">Widerspruch gegen die Verarbeitung meiner personenbezogenen Daten</option><option id="Right to rectify your personal data" value="Right to rectify your personal data" label="Korrektur meiner personenbezogenen Daten" class="sc-HzFiz jKPmgG">Korrektur meiner personenbezogenen Daten</option><option id="Right of access to your personal data" value="Right of access to your personal data" label="Zugriff auf meine personenbezogenen Daten" class="sc-HzFiz jKPmgG">Zugriff auf meine personenbezogenen Daten</option><option id="Right to deletion of your personal data and terminate your relationship with Klarna" value="Right to deletion of your personal data and terminate your relationship with Klarna" label="Löschen meiner personenbezogenen Daten" class="sc-HzFiz jKPmgG">Löschen meiner personenbezogenen Daten</option></select><label class="sc-brCFrO dtKMXx box " for="Y2ZfcHJpdmFjeV9yZXF1ZXN0">Meine Datenschutzanfrage</label><div class="sc-eFWqGp djHNmD"><svg focusable="false" height="20" width="20" class="sc-gsnTZi hHfGLY"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></div></div><div class="sc-fd7645a9-0 cFNzqh"><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><strong class="sc-c7fa36d6-0 hvnYbV">Löschen meiner personenbezogenen Daten</strong></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Mit der Anforderung, deine Daten zu löschen, beendest du alle bestehenden Vereinbarungen mit uns.</span></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Alle mit * gekennzeichneten Felder sind Pflichtfelder.</span></p></div></div><div class="sc-fd7645a9-0 cFNzqh"><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><strong class="sc-c7fa36d6-0 hvnYbV">Korrektur meiner personenbezogenen Daten</strong></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Alle mit * gekennzeichneten Felder sind Pflichtfelder.</span></p></div></div><div class="sc-fd7645a9-0 cFNzqh"><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><strong class="sc-c7fa36d6-0 hvnYbV">Zugriff auf meine personenbezogenen Daten</strong></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Wir speichern deine Telefonnummer oder E-Mail-Adresse nicht, es sei denn, du hast sie bereits mit uns geteilt, wie zum Beispiel durch die Nutzung von Klarna Produkten.</span></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Alle mit * gekennzeichneten Felder sind Pflichtfelder.</span></p></div></div><div class="sc-fd7645a9-0 cFNzqh"><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><strong class="sc-c7fa36d6-0 hvnYbV">Widerspruch gegen die Verarbeitung meiner personenbezogenen Daten</strong></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Nach Erhalt Ihres Widerspruchs werden wir Ihre Situation sorgfältig gegen unsere berechtigten Gründe für die Datenverarbeitung abwägen. Wenn wir feststellen, dass Ihre Rechte, Interessen und Freiheiten unsere Gründe überwiegen, werden wir die Verarbeitung der betroffenen Daten einstellen. Bitte beachten Sie, dass dies bestimmte von uns bereitgestellte Dienste beeinträchtigen könnte.</span></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Alle mit * gekennzeichneten Felder sind Pflichtfelder.</span></p></div></div><div class="sc-fd7645a9-0 cFNzqh"><div class="sc-fd7645a9-0 hdjySe"><div class="sc-hAsxaJ hUhHAK"><input type="text" class="sc-bPyhqo ObIAs box " id="Y2ZfZmlyc3RuYW1l" name="Y2ZfZmlyc3RuYW1l" value="" required=""/><label class="sc-ESujJ dDbneQ box " for="Y2ZfZmlyc3RuYW1l">Vorname *</label></div></div><div class="sc-fd7645a9-0 hdjySe"><div class="sc-hAsxaJ hUhHAK"><input type="text" class="sc-bPyhqo ObIAs box " id="Y2ZfbGFzdF9uYW1l" name="Y2ZfbGFzdF9uYW1l" value="" required=""/><label class="sc-ESujJ dDbneQ box " for="Y2ZfbGFzdF9uYW1l">Nachname *</label></div></div><div class="sc-fd7645a9-0 hdjySe"><div class="sc-hAsxaJ hUhHAK"><input type="email" class="sc-bPyhqo ObIAs box " id="ZW1haWw." name="ZW1haWw." value="" required=""/><label class="sc-ESujJ dDbneQ box " for="ZW1haWw.">E-Mail-Adresse *</label></div></div><div class="sc-fd7645a9-0 hdjySe"><div class="sc-hAsxaJ hUhHAK"><input type="email" class="sc-bPyhqo ObIAs box " id="Y2ZfY3VzdG9tZXJfcHJlZmVycmVkX2VtYWlsX2FkZHJlc3M." name="Y2ZfY3VzdG9tZXJfcHJlZmVycmVkX2VtYWlsX2FkZHJlc3M." value="" required=""/><label class="sc-ESujJ dDbneQ box " for="Y2ZfY3VzdG9tZXJfcHJlZmVycmVkX2VtYWlsX2FkZHJlc3M.">Bitte bestätige deine E-Mail *</label></div></div><div class="sc-fd7645a9-0 hdjySe"><div class="sc-hAsxaJ hUhHAK"><input type="email" class="sc-bPyhqo ObIAs box " id="Y2ZfYWRkaXRpb25hbF9lbWFpbF9hZGRyZXNzX3RoYXRfc2hvdWxkX2JlX3Byb2Nlc3NlZA.." name="Y2ZfYWRkaXRpb25hbF9lbWFpbF9hZGRyZXNzX3RoYXRfc2hvdWxkX2JlX3Byb2Nlc3NlZA.." value=""/><label class="sc-ESujJ dDbneQ box " for="Y2ZfYWRkaXRpb25hbF9lbWFpbF9hZGRyZXNzX3RoYXRfc2hvdWxkX2JlX3Byb2Nlc3NlZA..">Weitere E-Mail-Adressen, die für Bestellungen verwendet wurden (optional)</label></div></div><div class="sc-fd7645a9-0 hdjySe"><div class="sc-hAsxaJ hUhHAK"><input type="email" class="sc-bPyhqo ObIAs box " id="Y2ZfYWRkaXRpb25hbF9lbWFpbF9hZGRyZXNzX3RoYXRfc2hvdWxkX2JlX3Byb2Nlc3NlZF8y" name="Y2ZfYWRkaXRpb25hbF9lbWFpbF9hZGRyZXNzX3RoYXRfc2hvdWxkX2JlX3Byb2Nlc3NlZF8y" value=""/><label class="sc-ESujJ dDbneQ box " for="Y2ZfYWRkaXRpb25hbF9lbWFpbF9hZGRyZXNzX3RoYXRfc2hvdWxkX2JlX3Byb2Nlc3NlZF8y">Weitere E-Mail-Adressen, die für Bestellungen verwendet wurden (optional)</label></div></div><div class="sc-fd7645a9-0 hdjySe"><div class="sc-hAsxaJ hUhHAK"><input type="email" class="sc-bPyhqo ObIAs box " id="Y2ZfYWRkaXRpb25hbF9lbWFpbF9hZGRyZXNzX3RoYXRfc2hvdWxkX2JlX3Byb2Nlc3NlZF8z" name="Y2ZfYWRkaXRpb25hbF9lbWFpbF9hZGRyZXNzX3RoYXRfc2hvdWxkX2JlX3Byb2Nlc3NlZF8z" value=""/><label class="sc-ESujJ dDbneQ box " for="Y2ZfYWRkaXRpb25hbF9lbWFpbF9hZGRyZXNzX3RoYXRfc2hvdWxkX2JlX3Byb2Nlc3NlZF8z">Weitere E-Mail-Adressen, die für Bestellungen verwendet wurden (optional)</label></div></div><div class="sc-fd7645a9-0 hdjySe"><div class="sc-hAsxaJ hUhHAK"><input type="text" class="sc-bPyhqo ObIAs box labelIsFloating " id="Y2ZfZG9i" name="Y2ZfZG9i" placeholder="JJJJ-MM-TT" value="" required=""/><label class="sc-ESujJ dDbneQ box labelIsFloating " for="Y2ZfZG9i">Geburtsdatum *</label></div></div></div><div class="sc-fd7645a9-0 cFNzqh"><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Weitere Informationen darüber, wie wir mit deinen personenbezogenen Daten umgehen, findest du in unserer </span><div class="sc-lbxAil eEemop"><a href="https://cdn.klarna.com/1.0/shared/content/legal/terms/de-at/privacy" draggable="false" target="_blank" class="sc-breuTD sc-gSAPjG huaoJv edkIZs" rel="noopener noreferrer"><span class="sc-jSMfEi clNsBj"><span class="sc-c7fa36d6-0 hvnYbV">Datenschutzerklärung</span></span></a></div><span class="sc-c7fa36d6-0 hvnYbV">. </span></p></div></div><div class="sc-fd7645a9-0 cFNzqh"><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><strong class="sc-c7fa36d6-0 hvnYbV">Bitte wähle die Daten aus, die du berichtigen möchtest: </strong></p></div><div class="sc-fd7645a9-0 hdjySe"><div class="sc-fd7645a9-1 cgkJFh"><div class="sc-gITdmR bndapY"><div class="sc-fIavCj bRafgo"><input type="checkbox" id="Y2ZfZGV0YWlsc190b19yZWN0aWZ5_0" name="Y2ZfZGV0YWlsc190b19yZWN0aWZ5_0" data-indeterminate="false" class="sc-duzrYq fcKsbI"/><label for="Y2ZfZGV0YWlsc190b19yZWN0aWZ5_0" class="sc-dkdnUF bnDnrA"><div class="sc-WCkqM ibQVbd"><div class="sc-ikjQzJ jGTujp"></div></div><div class="sc-gITdmR bndapY textStyle"><p class="sc-jSMfEi jJTwwO sc-eGAhfa fxNYKG"><span>Name</span></p></div></label></div></div><div class="sc-gITdmR bndapY"><div class="sc-fIavCj bRafgo"><input type="checkbox" id="Y2ZfZGV0YWlsc190b19yZWN0aWZ5_1" name="Y2ZfZGV0YWlsc190b19yZWN0aWZ5_1" data-indeterminate="false" class="sc-duzrYq fcKsbI"/><label for="Y2ZfZGV0YWlsc190b19yZWN0aWZ5_1" class="sc-dkdnUF bnDnrA"><div class="sc-WCkqM ibQVbd"><div class="sc-ikjQzJ jGTujp"></div></div><div class="sc-gITdmR bndapY textStyle"><p class="sc-jSMfEi jJTwwO sc-eGAhfa fxNYKG"><span>Geburtsdatum</span></p></div></label></div></div><div class="sc-gITdmR bndapY"><div class="sc-fIavCj bRafgo"><input type="checkbox" id="Y2ZfZGV0YWlsc190b19yZWN0aWZ5_2" name="Y2ZfZGV0YWlsc190b19yZWN0aWZ5_2" data-indeterminate="false" class="sc-duzrYq fcKsbI"/><label for="Y2ZfZGV0YWlsc190b19yZWN0aWZ5_2" class="sc-dkdnUF bnDnrA"><div class="sc-WCkqM ibQVbd"><div class="sc-ikjQzJ jGTujp"></div></div><div class="sc-gITdmR bndapY textStyle"><p class="sc-jSMfEi jJTwwO sc-eGAhfa fxNYKG"><span>Rechnungsadresse</span></p></div></label></div></div></div></div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><strong class="sc-c7fa36d6-0 hvnYbV">Bitte füge eines der hier aufgelisteten Dokumente an, um die Änderungen zu verifizieren:</strong></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Reisepass (sowohl in- als auch ausländisch), Personalausweis, Führerschein, Heiratsurkunde, Geburtsurkunde, Sterbeurkunde, Europäischer Personalausweis, Aufenthaltsgenehmigung, Aufenthaltstitel, Aufenthaltserlaubnis &amp; Niederlassungserlaubnis, Meldebescheiningungen, Namensbescheinigungen, Scheidungsurteile.</span></p></div><div class="sc-fd7645a9-0 hdjySe"><div class="sc-hAsxaJ hUhHAK"><input type="file" class="sc-bPyhqo ObIAs box " id="YXR0YWNobWVudHM." name="YXR0YWNobWVudHM." value="" multiple=""/><label class="sc-ESujJ dDbneQ box " for="YXR0YWNobWVudHM.">Dokumente hier hochladen</label></div></div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Bitte beachte, dass dieses Formular nur dazu dient, deinen Namen oder dein Geburtsdatum anzupassen. Um andere personenbezogene Daten wie E-Mail-Adresse, Telefonnummer, usw. zu ändern, wende dich bitte an unseren Kundenservice.</span></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Zu deiner eigenen Sicherheit steht es dir frei, alle nicht relevanten Informationen zu schwärzen, bevor du das Dokument anhängst.</span></p></div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Weitere Informationen darüber, wie wir mit deinen personenbezogenen Daten umgehen, findest du in unserer </span><div class="sc-lbxAil eEemop"><a href="https://cdn.klarna.com/1.0/shared/content/legal/terms/de-at/privacy" draggable="false" target="_blank" class="sc-breuTD sc-gSAPjG huaoJv edkIZs" rel="noopener noreferrer"><span class="sc-jSMfEi clNsBj"><span class="sc-c7fa36d6-0 hvnYbV">Datenschutzerklärung</span></span></a></div><span class="sc-c7fa36d6-0 hvnYbV">. </span></p></div></div><div class="sc-fd7645a9-0 cFNzqh"><div class="sc-fd7645a9-0 hdjySe"><div class="sc-hAsxaJ hUhHAK"><input type="tel" class="sc-bPyhqo ObIAs box " id="Y2ZfY3VzdG9tZXJfcHJlZmVycmVkX3Bob25lX251bWJlcg.." name="Y2ZfY3VzdG9tZXJfcHJlZmVycmVkX3Bob25lX251bWJlcg.." value="" required=""/><label class="sc-ESujJ dDbneQ box " for="Y2ZfY3VzdG9tZXJfcHJlZmVycmVkX3Bob25lX251bWJlcg..">Eine gültige Mobiltelefonnummer *</label></div></div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><strong class="sc-c7fa36d6-0 hvnYbV">Bitte gib an, auf welche zusätzlichen personenbezogenen Daten du Zugriff erhalten möchtest:</strong></p><p class="sc-jSMfEi dtDkvy"></p></div><div class="sc-fd7645a9-0 hdjySe"><div class="sc-fd7645a9-1 cgkJFh"><div class="sc-gITdmR bndapY"><div class="sc-fIavCj bRafgo"><input type="checkbox" id="Y2ZfYWRkaXRpb25hbF9pbmZvcm1hdGlvbg.._0" name="Y2ZfYWRkaXRpb25hbF9pbmZvcm1hdGlvbg.._0" data-indeterminate="false" class="sc-duzrYq fcKsbI"/><label for="Y2ZfYWRkaXRpb25hbF9pbmZvcm1hdGlvbg.._0" class="sc-dkdnUF bnDnrA"><div class="sc-WCkqM ibQVbd"><div class="sc-ikjQzJ jGTujp"></div></div><div class="sc-gITdmR bndapY textStyle"><p class="sc-jSMfEi jJTwwO sc-eGAhfa fxNYKG"><span>Daten zu Klarna Open Banking</span></p></div></label></div></div><div class="sc-gITdmR bndapY"><div class="sc-fIavCj bRafgo"><input type="checkbox" id="Y2ZfYWRkaXRpb25hbF9pbmZvcm1hdGlvbg.._1" name="Y2ZfYWRkaXRpb25hbF9pbmZvcm1hdGlvbg.._1" data-indeterminate="false" class="sc-duzrYq fcKsbI"/><label for="Y2ZfYWRkaXRpb25hbF9pbmZvcm1hdGlvbg.._1" class="sc-dkdnUF bnDnrA"><div class="sc-WCkqM ibQVbd"><div class="sc-ikjQzJ jGTujp"></div></div><div class="sc-gITdmR bndapY textStyle"><p class="sc-jSMfEi jJTwwO sc-eGAhfa fxNYKG"><span>Daten zu Klarna Persönliche Finanzen</span></p></div></label></div></div><div class="sc-gITdmR bndapY"><div class="sc-fIavCj bRafgo"><input type="checkbox" id="Y2ZfYWRkaXRpb25hbF9pbmZvcm1hdGlvbg.._2" name="Y2ZfYWRkaXRpb25hbF9pbmZvcm1hdGlvbg.._2" data-indeterminate="false" class="sc-duzrYq fcKsbI"/><label for="Y2ZfYWRkaXRpb25hbF9pbmZvcm1hdGlvbg.._2" class="sc-dkdnUF bnDnrA"><div class="sc-WCkqM ibQVbd"><div class="sc-ikjQzJ jGTujp"></div></div><div class="sc-gITdmR bndapY textStyle"><p class="sc-jSMfEi jJTwwO sc-eGAhfa fxNYKG"><span>Dein hochgeladenes Profilbild im Benutzerportal oder in der Klarna App</span></p></div></label></div></div></div></div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Weitere Informationen darüber, wie wir mit deinen personenbezogenen Daten umgehen, findest du in unserer </span><div class="sc-lbxAil eEemop"><a href="https://cdn.klarna.com/1.0/shared/content/legal/terms/de-at/privacy" draggable="false" target="_blank" class="sc-breuTD sc-gSAPjG huaoJv edkIZs" rel="noopener noreferrer"><span class="sc-jSMfEi clNsBj"><span class="sc-c7fa36d6-0 hvnYbV">Datenschutzerklärung</span></span></a></div><span class="sc-c7fa36d6-0 hvnYbV">. </span></p></div></div><div class="sc-fd7645a9-0 cFNzqh"><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Gegen welche Verarbeitungsaktivität möchten Sie Einwand erheben und aus welchem Grund?</span></p></div><div class="sc-fd7645a9-0 hdjySe"><div class="sc-hAsxaJ hUhHAK"><textarea class="sc-bPyhqo dJlHrz box " id="Y2Zfb2JqZWN0X3RvX21hcmtldGluZw.." name="Y2Zfb2JqZWN0X3RvX21hcmtldGluZw.." required=""></textarea><label class="sc-ESujJ ZYttx box " for="Y2Zfb2JqZWN0X3RvX21hcmtldGluZw..">Informationen über die Verarbeitungsaktivitäten, die wir auf berechtigte Interessen stützen, finden Sie in unserem Datenschutzhinweis unter Abschnitt 4. *</label></div></div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Weitere Informationen darüber, wie wir mit deinen personenbezogenen Daten umgehen, findest du in unserer </span><div class="sc-lbxAil eEemop"><a href="https://cdn.klarna.com/1.0/shared/content/legal/terms/de-at/privacy" draggable="false" target="_blank" class="sc-breuTD sc-gSAPjG huaoJv edkIZs" rel="noopener noreferrer"><span class="sc-jSMfEi clNsBj"><span class="sc-c7fa36d6-0 hvnYbV">Datenschutzerklärung</span></span></a></div><span class="sc-c7fa36d6-0 hvnYbV">. </span></p></div></div><div class="sc-fd7645a9-0 hdjySe"></div><input type="hidden" name="Y2ZfZm9ybV9kYXRh" value="{&quot;formId&quot;:&quot;5IMppv1P3wzvLSUKoj60ce&quot;,&quot;locale&quot;:&quot;de-AT&quot;,&quot;region&quot;:&quot;at&quot;}"/><input type="hidden" name="a2xhcm5hX3VzZXJfbmFtZQ.." value=""/></div></form></div></section></div></div><div class="sc-jtcaXd fFdXpo sc-igHpSv ekvKRz security block__flexible-content--left" id="security" data-bg="brandFour"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-34c66ec6-0 dWgpta flexible-content flexible-content--left"><h2 class="sc-hKMtZM fajswr heading heading--null">Unser Klarna Sicherheitsstandard</h2><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Bei jedem Klick stellen wir sicher, dass deine Daten und Informationen geschützt sind. </span><br/><br/><span class="sc-c7fa36d6-0 hvnYbV">Das bedeutet, dass wir jedes Mal, wenn du deine Klarna App öffnest, überprüfen, ob es wirklich du bist. Und jedes Mal, wenn du eine Zahlung tätigst, verschlüsseln wir deine personenbezogenen Informationen, damit sie nicht in die Hände Dritter geraten.</span></p></div></div></section></div></div><div class="sc-jtcaXd iNfKxn sc-igHpSv lcjgOv block__content-grid__mediaGrid block__content-grid__mediaGrid--left" data-bg="default"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-iqcoie cpvtvK MuiGrid-root MuiGrid-container MuiGrid-spacing-xs-6.5 MuiGrid-spacing-md-4 MuiGrid-spacing-lg-6"><div class="sc-iqcoie gnnmXv MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-4 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><div class="sc-gzzPqb fvuQXV"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%271440%27%20height=%27963%27/%3e"/></span><img alt="SimplifiedScreen_Web_Split_DataProtection_3x2_Global" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="sc-dkzDqf hRelig" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="SimplifiedScreen_Web_Split_DataProtection_3x2_Global" srcSet="https://locker.klarna.com/transform/6e02808a-a7f7-4c89-bbed-6066d834ac0b/SimplifiedScreen_Web_Split_DataProtection_3x2_Global?w=1920&amp;q=75 1x, https://locker.klarna.com/transform/6e02808a-a7f7-4c89-bbed-6066d834ac0b/SimplifiedScreen_Web_Split_DataProtection_3x2_Global?w=3840&amp;q=75 2x" src="https://locker.klarna.com/transform/6e02808a-a7f7-4c89-bbed-6066d834ac0b/SimplifiedScreen_Web_Split_DataProtection_3x2_Global?w=3840&amp;q=75" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="sc-dkzDqf hRelig" loading="lazy"/></noscript></span></div><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">Sicher bezahlen</p><p class="sc-jSMfEi jJTwwO">Bei Klarna ist unsere Priorität in Sachen Sicherheit, Betrugsversuche frühzeitig zu erkennen und zu verhindern. Wir können schnell auf ungewöhnliche Aktivitäten in deinem Account reagieren und können außerdem bei Bedarf eine zusätzliche Sicherheitsstufe anfordern: die Multi-Faktor-Authentifizierung (MFA). So stellen wir sicher, dass wirklich du eine Bestellung aufgibst, und nicht eine andere Person. Und du kannst dich so darauf verlassen, dass deine Finanzinformationen sicher sind.</p></div></div></div></div><div class="sc-iqcoie gnnmXv MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-4 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><div class="sc-gzzPqb fvuQXV"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%271440%27%20height=%27964%27/%3e"/></span><img alt="SimplifiedSnippet_Web_Split_BuyersProtection_3x2_Global" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="sc-dkzDqf hRelig" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="SimplifiedSnippet_Web_Split_BuyersProtection_3x2_Global" srcSet="https://locker.klarna.com/transform/79357817-e31d-49f3-8186-4fbc6f5f10ee/SimplifiedSnippet_Web_Split_BuyersProtection_3x2_Global?w=1920&amp;q=75 1x, https://locker.klarna.com/transform/79357817-e31d-49f3-8186-4fbc6f5f10ee/SimplifiedSnippet_Web_Split_BuyersProtection_3x2_Global?w=3840&amp;q=75 2x" src="https://locker.klarna.com/transform/79357817-e31d-49f3-8186-4fbc6f5f10ee/SimplifiedSnippet_Web_Split_BuyersProtection_3x2_Global?w=3840&amp;q=75" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="sc-dkzDqf hRelig" loading="lazy"/></noscript></span></div><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">Sicher einkaufen mit Käuferschutz</p><p class="sc-jSMfEi ZKwka">Wenn du mit Klarna einkaufst und dabei ein Problem aufkommt, wie zum Beispiel, dass deine Bestellung nicht ankommt oder du das falsche Produkt erhalten hast, dann sind wir für dich da. Zunächst solltest du den Shop kontaktieren, damit eine Lösung gefunden werden kann. Aber wenn dies nicht funktioniert, unterstützen wir dich dabei, eine Rückerstattung zu erhalten, und du kannst sogar deinen Zahlungsplan während der Rücksendung pausieren.</p><div class="sc-lbxAil eEemop button"><a href="https://www.klarna.com/at/kauferschutzrichtlinie/" draggable="false" trackingProps="[object Object]" target="_top" title="So funktioniert&#x27;s" class="sc-breuTD sc-gSAPjG huaoJv hBKSEo"><span class="sc-jSMfEi clNsBj">So funktioniert&#x27;s</span><span class="sc-jgbSNz jenqnb icon-container"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><path d="M4.00017483,8.986 L12.9441748,8.986 L10.3281748,5.631 L11.9061748,4.4 L15.7891748,9.382 C16.0711748,9.743 16.0701748,10.25 15.7891748,10.611 L11.9051748,15.588 L10.3291748,14.357 L12.9601748,10.986 L4.00017483,10.986 L4.00017483,8.986 Z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></svg></span></a></div></div></div></div></div><div class="sc-iqcoie gnnmXv MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-4 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><div class="sc-gzzPqb fvuQXV"><span style="box-sizing:border-box;display:inline-block;overflow:hidden;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;position:relative;max-width:100%"><span style="box-sizing:border-box;display:block;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0;max-width:100%"><img style="display:block;max-width:100%;width:initial;height:initial;background:none;opacity:1;border:0;margin:0;padding:0" alt="" aria-hidden="true" src="data:image/svg+xml,%3csvg%20xmlns=%27http://www.w3.org/2000/svg%27%20version=%271.1%27%20width=%271440%27%20height=%27963%27/%3e"/></span><img alt="SimplifiedSnippet_Web_Split_Privacy_and_Security_New_Login_3x2_Global" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" decoding="async" data-nimg="intrinsic" class="sc-dkzDqf hRelig" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%"/><noscript><img alt="SimplifiedSnippet_Web_Split_Privacy_and_Security_New_Login_3x2_Global" srcSet="https://locker.klarna.com/transform/78e4bde9-5f04-45e0-b6de-13042723c55e/SimplifiedSnippet_Web_Split_Privacy_and_Security_New_Login_3x2_Global?w=1920&amp;q=75 1x, https://locker.klarna.com/transform/78e4bde9-5f04-45e0-b6de-13042723c55e/SimplifiedSnippet_Web_Split_Privacy_and_Security_New_Login_3x2_Global?w=3840&amp;q=75 2x" src="https://locker.klarna.com/transform/78e4bde9-5f04-45e0-b6de-13042723c55e/SimplifiedSnippet_Web_Split_Privacy_and_Security_New_Login_3x2_Global?w=3840&amp;q=75" decoding="async" data-nimg="intrinsic" style="position:absolute;top:0;left:0;bottom:0;right:0;box-sizing:border-box;padding:0;border:none;margin:auto;display:block;width:0;height:0;min-width:100%;max-width:100%;min-height:100%;max-height:100%" class="sc-dkzDqf hRelig" loading="lazy"/></noscript></span></div><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">Bei deinen Daten hast du das letzte Wort</p><p class="sc-jSMfEi ZKwka">Bei deinen Daten geht es nicht nur darum, dass sie sicher und vertraulich behandelt werden, sondern auch, dass du selbst entscheidest, welche Informationen du mit uns teilen möchtest. Deshalb senden wir dir eine Benachrichtigung, sobald du eine Änderung an deinem Account vornimmst oder wenn ein neuer Login in deinen Account stattgefunden hat.</p><div class="sc-gkJlnC IEhdo"><div class="sc-idiyUo gzPExk button"><a href="https://cdn.klarna.com/1.0/shared/content/legal/terms/de-AT/privacy" draggable="false" color="secondary" variant="filled" class="sc-breuTD huaoJv sc-fnykZs ilaAAX" target="_blank" trackingProps="[object Object]" rel="noopener noreferrer"><span class="sc-ksZaOG dGThRj">Datenschutzerklärung</span></a></div></div></div></div></div></div></div></section></div></div><div class="sc-jtcaXd kBORyI sc-igHpSv KJoGv security-tips block__flexible-content--left" id="security-tips" data-bg="brandOne"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-34c66ec6-0 dWgpta flexible-content flexible-content--left"><h2 class="sc-hKMtZM fajswr heading heading--null">Sicherheitstipps</h2><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Wir wollen, dass du mit Klarna so unkompliziert und bequem wie möglich einkaufen und bezahlen kannst. Trotzdem sollte dabei Sicherheit immer an erster Stelle stehen, und deshalb ist unser Ziel, Betrug und unbefugte Aktivitäten von vornherein zu verhindern. </span><br/><br/><span class="sc-c7fa36d6-0 hvnYbV">Hier findest du ein paar einfache Tipps, mit denen du sicher und geschützt shoppen kannst.</span></p></div></div></section></div></div><div class="sc-jtcaXd iNfKxn sc-igHpSv lcjgOv block__content-grid__textGrid block__content-grid__textGrid--left" data-bg="default"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-cjbZfG iRDsZn sc-gGnURB cAuhup"><h2 class="sc-hKMtZM exhbzz">4 Tipps, mit denen du Betrug erkennst</h2><p class="sc-jSMfEi qrALe">Hier findest du vier zuverlässige Methoden, mit denen du erkennst, ob es sich um einen Betrugsversuch handelt. </p></div><div class="sc-iqcoie cpvtvK MuiGrid-root MuiGrid-container MuiGrid-spacing-xs-6.5 MuiGrid-spacing-md-4 MuiGrid-spacing-lg-6"><div class="sc-iqcoie gHuPPL MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-3 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">1. Unerwartete Nachrichten</p><p class="sc-jSMfEi jJTwwO">Bei einem Betrugsversuch werden oft unaufgeforderte E-Mails gesendet, oder du wirst per Telefonanruf oder SMS kontaktiert, um vertrauliche Informationen preiszugeben.</p></div></div></div><div class="sc-iqcoie gHuPPL MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-3 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">2. Zeitdruck</p><p class="sc-jSMfEi jJTwwO">Wenn du mit falscher Dringlichkeit unter Druck gesetzt wirst, schnell und ohne Nachdenken zu handeln, kannst du auch davon ausgehen, dass dies ein Zeichen für Betrug ist.</p></div></div></div><div class="sc-iqcoie gHuPPL MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-3 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">3. Vertrauen ist gut, Kontrolle ist besser</p><p class="sc-jSMfEi jJTwwO">Stelle unbedingt sicher, dass der Online-Shop, bei dem du einkaufen willst, auch wirklich existiert und offiziell ist, bevor du eine Bestellung aufgibst oder personenbezogene Details teilst.</p></div></div></div><div class="sc-iqcoie gHuPPL MuiGrid-root MuiGrid-item MuiGrid-grid-xs-12 MuiGrid-grid-md-6 MuiGrid-grid-lg-3 sc-bKhNmF hioSsg" data-hidden="false"><div on="" class="sc-fmrZth gLRSnO"><div class="sc-fHsOPI gsuZib"><p class="sc-eCYdqJ igebNS">4. Zu schön, um wahr zu sein</p><p class="sc-jSMfEi jJTwwO">Es kann passieren, dass du bei einem Betrugsversuch darum gebeten wirst, mit Geschenkkarten, via Klarna App oder sogar per Überweisung zu bezahlen, weil davon ausgegangen wird, dass du auf das verlockende Angebot hereinfällst, dir ein tolles Angebot zu sichern.</p></div></div></div></div></section></div></div><div class="sc-jtcaXd cfxAVB sc-igHpSv leWIVj block__flexible-content block__flexible-content--left" data-bg="primary"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-34c66ec6-0 dWgpta flexible-content flexible-content--left"><h2 class="sc-hKMtZM fajswr heading heading--null">So meldest du Betrugsversuche</h2><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Du befürchtest, Opfer eines Betrugs geworden zu sein? Melde es umgehend unserem Kundenservice </span><strong class="sc-c7fa36d6-0 hvnYbV">oder leite verdächtige E-Mails an </strong><div class="sc-lbxAil eEemop"><a href="mailto:phishing@klarna.com" draggable="false" target="_top" class="sc-breuTD sc-gSAPjG huaoJv edkIZs"><span class="sc-jSMfEi clNsBj"><strong class="sc-c7fa36d6-0 hvnYbV">phishing@klarna.com</strong></span></a></div><strong class="sc-c7fa36d6-0 hvnYbV"> weiter.</strong></p></div><div class="sc-a4d3273b-0 hjHUAH"><div class="sc-idiyUo gzPExk button"><a href="https://www.klarna.com/at/kundenservice/" draggable="false" color="primary" variant="filled" class="sc-breuTD huaoJv sc-fnykZs dAthgx" target="_top" trackingProps="[object Object]"><span class="sc-ksZaOG dGThRj">Kundenservice</span></a></div></div></div></section></div></div><div class="sc-jtcaXd fLhtYZ sc-igHpSv gjfgPb block__accordion-group" data-bg="secondary"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-cjbZfG iRDsZn sc-gGnURB cAuhup"><h2 class="sc-hKMtZM exhbzz">Was soll ich tun, wenn ...</h2></div><div class="sc-e112b09b-0 dcmFtt"><div class="sc-jWEIYm dQwCvD sc-978cad6f-0 EdQzu"><button class="sc-evZas cSmgnw sc-fmRtwQ gmqYtC" tabindex="0" type="button"><p class="sc-jSMfEi hWovpL">ich eine verdächtige E-Mail oder SMS erhalte?</p><div class="sc-lkwKjF hdBjzP"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></button><div class="sc-eEOqmf SgjQP"><div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Klicke auf keinen Fall Links in der Nachricht an und öffne keine Anhänge von unbekannten oder unverifizierten Absendern. Sei immer vorsichtig, wenn personenbezogene oder finanzielle Informationen oder sofortiges Handeln verlangt wird, oder wenn dir eine Kommunikation einfach seltsam und verdächtig vorkommt. Wenn möglich, solltest du diese Nachrichten als Spam markieren. Deine Wachsamkeit und das Wissen über Betrugsmaschen gehören zu den besten Sicherheitsmechanismen.</span></p></div></div></div></div><div class="sc-jWEIYm dQwCvD sc-978cad6f-0 EdQzu"><button class="sc-evZas cSmgnw sc-fmRtwQ gmqYtC" tabindex="0" type="button"><p class="sc-jSMfEi hWovpL">ich meine persönlichen Identifikationsdaten oder Authentifizierungscodes an jemanden weitergegeben habe, den ich nicht kenne?</p><div class="sc-lkwKjF hdBjzP"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></button><div class="sc-eEOqmf SgjQP"><div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Bitte kontaktiere uns umgehend sowie alle anderen beteiligten Institutionen, um sie über den Vorfall zu informieren. Schnelles Handeln kann in so einem Fall vorbeugende Maßnahmen auslösen, die weitere Probleme verhindern können. Ändere alle relevanten Passwörter und überprüfe deine Kontoauszüge genau auf Anzeichen von Aktivitäten die du nicht veranlasst hast.</span></p></div></div></div></div><div class="sc-jWEIYm dQwCvD sc-978cad6f-0 EdQzu"><button class="sc-evZas cSmgnw sc-fmRtwQ gmqYtC" tabindex="0" type="button"><p class="sc-jSMfEi hWovpL">ich mein Gerät oder meine physische Karte verloren habe?</p><div class="sc-lkwKjF hdBjzP"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></button><div class="sc-eEOqmf SgjQP"><div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Bitte setze dich sofort mit uns in Verbindung, um das verlorene Gerät oder die Karte zu melden. Sperre deine Karte, um Gebühren zu vermeiden. Ähnlich verhält es sich, wenn ein Gerät wie ein Smartphone oder Laptop verloren geht: Ändere alle Passwörter für Accounts, die auf dem Gerät zugänglich sind und informiere relevante Institutionen über möglichen unbefugten Zugriff – insbesondere, wenn das Gerät automatisch in finanzielle oder persönliche Konten eingeloggt ist.</span></p></div></div></div></div><div class="sc-jWEIYm dQwCvD sc-978cad6f-0 EdQzu"><button class="sc-evZas cSmgnw sc-fmRtwQ gmqYtC" tabindex="0" type="button"><p class="sc-jSMfEi hWovpL">ich verdächtigte Aktivitäten auf meinem Account sehe?</p><div class="sc-lkwKjF hdBjzP"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></button><div class="sc-eEOqmf SgjQP"><div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Kontaktiere uns sofort, um verdächtige Aktivitäten zu melden. Du solltest außerdem deine Login-Daten ändern, weil diese womöglich einer anderen Person bekannt sind, und zusätzliche Sicherheitsmaßnahmen wie die Zwei-Faktor-Authentifizierung aktivieren. Die regelmäßige Überprüfung deines Account auf auffällige Aktivitäten kann helfen, möglichen Betrug frühzeitig zu erkennen.</span></p></div></div></div></div><div class="sc-jWEIYm dQwCvD sc-978cad6f-0 EdQzu"><button class="sc-evZas cSmgnw sc-fmRtwQ gmqYtC" tabindex="0" type="button"><p class="sc-jSMfEi hWovpL">ich gebeten werde, eine dringende Zahlung zu leisten?</p><div class="sc-lkwKjF hdBjzP"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></button><div class="sc-eEOqmf SgjQP"><div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Bevor du eine Transaktion durchführst, solltest du lieber zweimal prüfen, an wen du Geld sendest – insbesondere, wenn es dringend und unerwartet verlangt wird. Kontaktiere die Person oder den Shop, der Geld anfordert, über einen anderen, bewährten Weg, um die Legitimität zu bestätigen.</span></p></div></div></div></div><div class="sc-jWEIYm dQwCvD sc-978cad6f-0 EdQzu"><button class="sc-evZas cSmgnw sc-fmRtwQ gmqYtC" tabindex="0" type="button"><p class="sc-jSMfEi hWovpL">ich vermute, dass ein Online-Shop betrügerisch ist?</p><div class="sc-lkwKjF hdBjzP"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></button><div class="sc-eEOqmf SgjQP"><div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Bevor du Informationen online teilst, solltest du das Unternehmen recherchieren, Bewertungen überprüfen und gültige Kontaktinformationen bestätigen. </span></p><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Stelle sicher, ob die Website seriös und sicher ist. Überprüfe auch die Schreibweise der URL der Website noch einmal. Achte auch auf &quot;https://&quot; in der URL – denn dies bedeutet, dass die Daten, die du an die Seite sendest, verschlüsselt werden, und damit eine zusätzliche Sicherheitsstufe besteht. Dies ist besonders wichtig, wenn du öffentliche WLAN-Netzwerke benutzt.</span></p></div></div></div></div><div class="sc-jWEIYm dQwCvD sc-978cad6f-0 EdQzu"><button class="sc-evZas cSmgnw sc-fmRtwQ gmqYtC" tabindex="0" type="button"><p class="sc-jSMfEi hWovpL">ich auf einen unbekannten Link geklickt und eine Datei heruntergeladen habe?</p><div class="sc-lkwKjF hdBjzP"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></button><div class="sc-eEOqmf SgjQP"><div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Öffne die Datei auf keinen Fall. Lösche sie sofort und führe einen Virenscan durch. Stelle sicher, dass auf deinem Gerät eine aktuelle Antivirus-Software installiert ist, um gegen betrügerische Downloads geschützt zu sein. Überprüfe weiterhin genau deine Kontoauszüge auf unbefugte Aktivitäten.</span></p></div></div></div></div><div class="sc-jWEIYm dQwCvD sc-978cad6f-0 EdQzu"><button class="sc-evZas cSmgnw sc-fmRtwQ gmqYtC" tabindex="0" type="button"><p class="sc-jSMfEi hWovpL">ich von jemandem aus einem vermeintlich bekannten Unternehmen kontaktiert werde?</p><div class="sc-lkwKjF hdBjzP"><svg focusable="false" height="20" width="20" class="sc-gsnTZi fscEBA"><g transform="translate(0, 0) scale(1)"><path d="M16.3 6.06l1.414 1.414-5.586 5.586a3.002 3.002 0 01-4.242 0L2.3 7.474 3.714 6.06 9.3 11.646a.999.999 0 001.414 0L16.3 6.06z" fill="rgba(23, 23, 23, 1)" style="transition:fill .2s ease"></path></g></svg></div></button><div class="sc-eEOqmf SgjQP"><div><div class="sc-78c9029f-0 bgmknv richtext richtext--left"><p class="sc-jSMfEi dtDkvy"><span class="sc-c7fa36d6-0 hvnYbV">Sei immer vorsichtig, wenn du unerwartet kontaktiert wirst, auch wenn es so aussieht, als ob der Kontakt von einer Adresse stammt, der du vertraust. Wenn du unsicher bist, beende das Gespräch und kontaktiere das Unternehmen direkt über einen verifizierten Weg, wie zum Beispiel die Kundenservice-Nummer auf der offiziellen Website. Es ist immer besser, alles doppelt zu überprüfen, bevor du personenbezogene oder finanzielle Informationen teilst.</span></p></div></div></div></div></div></section></div></div><div class="sc-jtcaXd cfxAVB sc-igHpSv leWIVj sc-eVBRet eTCVPD" data-bg="primary"><div class="sc-cLFqLo eFfkDy"><section class="sc-IIEeM egLSqB"><div class="sc-cjbZfG iRDsZn sc-gGnURB cAuhup cta-block-header "><h2 class="sc-hKMtZM exhbzz">Brauchst du Hilfe?</h2><p class="sc-jSMfEi qrALe">Wir unterstützen dich gerne bei allen Fragen zu Sicherheit oder Datenschutz.</p></div><div class="sc-gBztCq kUTlJk"><div class="sc-a4d3273b-0 hjHUAH"><div class="sc-idiyUo gzPExk button"><a href="https://www.klarna.com/at/kundenservice/" draggable="false" color="primary" variant="filled" class="sc-breuTD huaoJv sc-fnykZs dAthgx" target="_top" trackingProps="[object Object]"><span class="sc-ksZaOG dGThRj">Kundenservice</span></a></div></div></div></section></div></div></div><div class="sc-b4505cbd-0 fOMWiq"><div 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9.59607C38.4565 6.9425 36.1615 6.26367 34.3627 6.26367C30.0519 6.26367 27.0126 9.65778 27.0126 14.1318C27.0126 18.6059 30.0519 22 34.3627 22ZM20.5308 21.5989H25.1828V0H20.5308V21.5989ZM17.1193 0H12.3743C12.3743 3.85694 9.98628 7.31276 6.35772 9.78121L4.93111 10.7686V0H0V21.5989H4.93111V10.892L13.0876 21.5989H19.1042L11.2578 11.3548C14.8243 8.79383 17.1503 4.81346 17.1193 0Z" fill="#FFA8CD"></path></svg></div></a></div><div class="sc-df233185-0 fSTxke"><div><button class="sc-221f0a72-0 khFGZJ sc-ca5433fe-0 itMagB expanded" tabindex="0" type="button"><p class="sc-34e99b6e-0 cGlZVC">Klarna</p><div class="sc-ca5433fe-1 empiPh"><svg width="12" height="7" viewBox="0 0 12 7" fill="none" class="sc-38b654d4-0 cqfMVS" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M5.998 6.3891C5.781 6.3891 5.564 6.3191 5.383 6.1781L0.25 2.1781L1.48 0.600098L5.998 4.1201L10.509 0.601098L11.739 2.1771L6.613 6.1771C6.433 6.3191 6.215 6.3891 5.998 6.3891Z" 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d="M20.2 10.5002C20.2 6.20055 17.4862 2.53508 13.6782 1.12219V19.8782C17.4862 18.4652 20.2 14.7998 20.2 10.5002Z" fill="#D80027"></path><path d="M0.199951 10.5002C0.199951 14.7998 2.9137 18.4652 6.72171 19.8782V1.12219C2.9137 2.53508 0.199951 6.20055 0.199951 10.5002Z" fill="black"></path></g><defs><clipPath id="clip0_167_34294"><rect width="20" height="20" fill="white" transform="translate(0.199951 0.5)"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">België</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Nederlands</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Belgique" href="https://www.klarna.com/be/fr/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="21" height="21" viewBox="0 0 21 21" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_167_34294)"><path d="M13.6781 1.12199C12.5948 0.720039 11.4231 0.5 10.1999 0.5C8.97667 0.5 7.80494 0.720039 6.72162 1.12199L5.85205 10.5L6.72162 19.878C7.80494 20.28 8.97667 20.5 10.1999 20.5C11.4231 20.5 12.5948 20.28 13.6781 19.878L14.5477 10.5L13.6781 1.12199Z" fill="#FFDA44"></path><path d="M20.2 10.5002C20.2 6.20055 17.4862 2.53508 13.6782 1.12219V19.8782C17.4862 18.4652 20.2 14.7998 20.2 10.5002Z" fill="#D80027"></path><path d="M0.199951 10.5002C0.199951 14.7998 2.9137 18.4652 6.72171 19.8782V1.12219C2.9137 2.53508 0.199951 6.20055 0.199951 10.5002Z" fill="black"></path></g><defs><clipPath id="clip0_167_34294"><rect width="20" height="20" fill="white" transform="translate(0.199951 0.5)"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Belgique</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Français</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Canada" href="https://www.klarna.com/ca/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="21" height="21" viewBox="0 0 21 21" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_167_34408)"><path d="M10.3999 20.5C15.9228 20.5 20.3999 16.0228 20.3999 10.5C20.3999 4.97715 15.9228 0.5 10.3999 0.5C4.87705 0.5 0.399902 4.97715 0.399902 10.5C0.399902 16.0228 4.87705 20.5 10.3999 20.5Z" fill="#F0F0F0"></path><path d="M20.4 10.4997C20.4 6.53507 18.0928 3.10944 14.7478 1.49194V19.5074C18.0928 17.8899 20.4 14.4643 20.4 10.4997Z" fill="#D80027"></path><path d="M0.399902 10.4997C0.399902 14.4643 2.70713 17.8899 6.05209 19.5074V1.49194C2.70713 3.10944 0.399902 6.53507 0.399902 10.4997Z" fill="#D80027"></path><path d="M12.139 11.8044L13.8781 10.9348L13.0086 10.5001V9.63051L11.2694 10.5001L12.139 8.76094H11.2694L10.3999 7.4566L9.5303 8.76094H8.66073L9.5303 10.5001L7.79116 9.63051V10.5001L6.92163 10.9348L8.66073 11.8044L8.22597 12.674H9.96511V13.9783H10.8346V12.674H12.5738L12.139 11.8044Z" fill="#D80027"></path></g><defs><clipPath id="clip0_167_34408"><rect width="20" height="20" fill="white" transform="translate(0.399902 0.5)"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Canada</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">English</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Canada" href="https://www.klarna.com/ca/fr/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="21" height="21" viewBox="0 0 21 21" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_167_34408)"><path d="M10.3999 20.5C15.9228 20.5 20.3999 16.0228 20.3999 10.5C20.3999 4.97715 15.9228 0.5 10.3999 0.5C4.87705 0.5 0.399902 4.97715 0.399902 10.5C0.399902 16.0228 4.87705 20.5 10.3999 20.5Z" fill="#F0F0F0"></path><path d="M20.4 10.4997C20.4 6.53507 18.0928 3.10944 14.7478 1.49194V19.5074C18.0928 17.8899 20.4 14.4643 20.4 10.4997Z" fill="#D80027"></path><path d="M0.399902 10.4997C0.399902 14.4643 2.70713 17.8899 6.05209 19.5074V1.49194C2.70713 3.10944 0.399902 6.53507 0.399902 10.4997Z" fill="#D80027"></path><path d="M12.139 11.8044L13.8781 10.9348L13.0086 10.5001V9.63051L11.2694 10.5001L12.139 8.76094H11.2694L10.3999 7.4566L9.5303 8.76094H8.66073L9.5303 10.5001L7.79116 9.63051V10.5001L6.92163 10.9348L8.66073 11.8044L8.22597 12.674H9.96511V13.9783H10.8346V12.674H12.5738L12.139 11.8044Z" fill="#D80027"></path></g><defs><clipPath id="clip0_167_34408"><rect width="20" height="20" fill="white" transform="translate(0.399902 0.5)"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Canada</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Français</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="中国" href="https://www.klarna.com/cn/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#D80027"></path><path d="M5.47266 6.08521L6.33594 8.74146H9.12891L6.87109 10.386L7.73438 13.0422L5.47266 11.4016L3.21094 13.0422L4.07812 10.386L1.81641 8.74146H4.60938L5.47266 6.08521Z" fill="#FFDA44"></path><path d="M11.8555 15.4879L11.1954 14.6754L10.2188 15.0543L10.7852 14.1754L10.125 13.359L11.1368 13.6285L11.7071 12.7496L11.7618 13.7965L12.7774 14.066L11.7969 14.441L11.8555 15.4879Z" fill="#FFDA44"></path><path d="M13.168 13.1051L13.4805 12.1051L12.6251 11.4996L13.6719 11.484L13.9805 10.484L14.3204 11.4762L15.3672 11.4645L14.5274 12.0895L14.8633 13.0817L14.0079 12.4762L13.168 13.1051Z" fill="#FFDA44"></path><path d="M14.9374 7.33969L14.4765 8.2811L15.2265 9.01157L14.1913 8.86313L13.7304 9.80063L13.5507 8.76938L12.5117 8.62094L13.4413 8.13266L13.2617 7.0975L14.0117 7.82797L14.9374 7.33969Z" fill="#FFDA44"></path><path d="M11.8828 4.48792L11.8047 5.53088L12.7773 5.92542L11.7578 6.17542L11.6836 7.22229L11.1328 6.33167L10.1133 6.58167L10.789 5.78088L10.2343 4.89416L11.207 5.2887L11.8828 4.48792Z" fill="#FFDA44"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">中国</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">中文(简体</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Česká republika" href="https://www.klarna.com/cz/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_631)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M9.13045 10C9.13045 10 2.93478 17.0725 2.92892 17.0711C4.73853 18.8807 7.23857 20 10 20C15.5228 20 20 15.5228 20 10H9.13045Z" fill="#D80027"></path><path d="M2.9289 2.92892C-0.976339 6.83416 -0.976339 13.1658 2.9289 17.0711C4.54268 15.4573 6.09475 13.9053 9.99999 10L2.9289 2.92892Z" fill="#0052B4"></path></g><defs><clipPath id="clip0_1_631"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Česká republika</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Čeština</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Danmark" href="https://www.klarna.com/dk/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="21" viewBox="0 0 20 21" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_167_34189)"><path d="M10 20.5C15.5228 20.5 20 16.0228 20 10.5C20 4.97715 15.5228 0.5 10 0.5C4.47715 0.5 0 4.97715 0 10.5C0 16.0228 4.47715 20.5 10 20.5Z" fill="#F0F0F0"></path><path d="M7.82633 9.19566H19.9156C19.2764 4.28914 15.0809 0.5 10.0002 0.5C9.25352 0.5 8.52629 0.582539 7.82629 0.737695V9.19566H7.82633Z" fill="#D80027"></path><path d="M5.21745 9.19567V1.71594C2.47163 3.21415 0.505928 5.96223 0.0847168 9.19571H5.21745V9.19567Z" fill="#D80027"></path><path d="M5.21741 11.8042H0.0847168C0.505928 15.0377 2.47163 17.7858 5.21745 19.2839L5.21741 11.8042Z" fill="#D80027"></path><path d="M7.82629 11.8043V20.2622C8.52629 20.4173 9.25352 20.4999 10.0002 20.4999C15.0809 20.4999 19.2764 16.7107 19.9156 11.8042H7.82629V11.8043Z" fill="#D80027"></path></g><defs><clipPath id="clip0_167_34189"><rect width="20" height="20" fill="white" transform="translate(0 0.5)"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Danmark</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Dansk</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Suomi" href="https://www.klarna.com/fi/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_789)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M19.9154 8.6957H7.82613H7.82609V0.237732C6.90195 0.442654 6.02582 0.774802 5.21738 1.21594V8.69562V8.69566H0.0846484C0.0289844 9.12265 0 9.55797 0 10C0 10.4421 0.0289844 10.8774 0.0846484 11.3044H5.21734H5.21738V18.7841C6.02582 19.2252 6.90195 19.5574 7.82609 19.7623V11.3045V11.3044H19.9154C19.9709 10.8774 20 10.4421 20 10C20 9.55797 19.9709 9.12265 19.9154 8.6957Z" fill="#0052B4"></path></g><defs><clipPath id="clip0_1_789"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Suomi</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Suomi</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="France" href="https://www.klarna.com/fr/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_792)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M20 10.0001C20 5.70049 17.2863 2.03506 13.4783 0.622131V19.3782C17.2863 17.9652 20 14.2998 20 10.0001Z" fill="#D80027"></path><path d="M0 10.0001C0 14.2998 2.71379 17.9652 6.52176 19.3781V0.622131C2.71379 2.03506 0 5.70049 0 10.0001Z" fill="#0052B4"></path></g><defs><clipPath id="clip0_1_792"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">France</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Français</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Deutschland" href="https://www.klarna.com/de/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0.622131 13.478C2.03506 17.286 5.70049 19.9998 10.0001 19.9998C14.2998 19.9998 17.9652 17.286 19.3781 13.478L10.0001 12.6085L0.622131 13.478Z" fill="#FFDA44"></path><path d="M10.0001 0C5.70049 0 2.03506 2.71375 0.622131 6.52176L10.0001 7.39129L19.3781 6.52172C17.9652 2.71375 14.2998 0 10.0001 0Z" fill="black"></path><path d="M0.621992 6.52173C0.220039 7.60505 0 8.77677 0 9.99997C0 11.2232 0.220039 12.3949 0.621992 13.4782H19.378C19.78 12.3949 20 11.2232 20 9.99997C20 8.77677 19.78 7.60505 19.378 6.52173H0.621992Z" fill="#D80027"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Deutschland</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Deutsch</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Ελλάδα" href="https://www.klarna.com/gr/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M10 7.39119H19.6555C19.4048 6.46095 19.0237 5.58435 18.5323 4.78247H10V7.39119Z" fill="#338AF3"></path><path d="M3.77511 17.8262H16.2248C17.1375 17.0993 17.9201 16.2164 18.5322 15.2175H1.46773C2.07988 16.2164 2.86253 17.0993 3.77511 17.8262Z" fill="#338AF3"></path><path d="M3.47824 2.41956C2.69207 3.09655 2.01242 3.89377 1.46773 4.78268H3.47824V2.41956Z" fill="#338AF3"></path><path d="M10 10.0002C10 8.9816 10 8.12914 10 7.39148H6.08695V10.0002H3.47824V7.39148H0.344492C0.120313 8.22328 0 9.09758 0 10.0002C0 10.9028 0.120313 11.7771 0.344492 12.6089H19.6555C19.8797 11.7771 20 10.9028 20 10.0002H10Z" fill="#338AF3"></path><path d="M10 0C8.61139 0 7.28893 0.28332 6.08698 0.794844V4.78262H10C10 3.87199 10 3.0975 10 2.17391H16.2249C14.5167 0.813438 12.3535 0 10 0Z" fill="#338AF3"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Ελλάδα</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Ελληνικά</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Magyarország" href="https://www.klarna.com/hu/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M19.430981,13.3333333 C18.0581931,17.217308 14.354063,20 10,20 C5.64593701,20 1.94180692,17.217308 0.569018976,13.3333333 L19.4309814,13.3333333 L19.4309814,13.3333333 L19.430981,13.3333333 L19.430981,13.3333333 L19.430981,13.3333333 Z" id="green" fill="#1AAF5D"></path><path d="M19.430981,13.3333334 C19.799486,12.290737 20,11.1687848 20,10 C20,8.83121522 19.799486,7.70926303 19.430981,6.66666662 L0.569018553,6.66666667 C0.20051405,7.70926303 0,8.83121522 0,10 C0,11.1687848 0.20051405,12.290737 0.569018976,13.3333333 L19.4309814,13.3333333 L19.4309814,13.3333333 L19.430981,13.3333334 L19.430981,13.3333334 L19.430981,13.3333334 Z" id="white" fill="#FFFFFF"></path><path d="M19.430981,6.66666662 C18.0581931,2.78269194 14.354063,0 10,0 C5.64593701,0 1.94180692,2.78269194 0.569018976,6.66666662 L19.4309814,6.66666667 L19.4309814,6.66666667 L19.430981,6.66666662 L19.430981,6.66666662 L19.430981,6.66666662 Z" id="red" fill="#E94B35"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Magyarország</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Magyar</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Ireland" href="https://www.klarna.com/ie/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_989)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M20 9.99992C20 5.70031 17.2863 2.03484 13.4783 0.621948V19.378C17.2863 17.965 20 14.2996 20 9.99992Z" fill="#FF9811"></path><path d="M0 9.99992C0 14.2996 2.71375 17.965 6.52176 19.378V0.621948C2.71375 2.03484 0 5.70031 0 9.99992Z" fill="#6DA544"></path></g><defs><clipPath id="clip0_1_989"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Ireland</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">English</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Italia" href="https://www.klarna.com/it/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_1002)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M20 9.9999C20 5.70025 17.2863 2.03482 13.4783 0.621887V19.3779C17.2863 17.965 20 14.2995 20 9.9999Z" fill="#D80027"></path><path d="M0 9.9999C0 14.2995 2.71375 17.965 6.52176 19.3779V0.621887C2.71375 2.03482 0 5.70025 0 9.9999Z" fill="#6DA544"></path></g><defs><clipPath id="clip0_1_1002"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Italia</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Italiano</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="日本" href="https://www.klarna.com/jp/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M10.0002 14.3478C12.4014 14.3478 14.348 12.4012 14.348 9.99998C14.348 7.59875 12.4014 5.65216 10.0002 5.65216C7.59896 5.65216 5.65237 7.59875 5.65237 9.99998C5.65237 12.4012 7.59896 14.3478 10.0002 14.3478Z" fill="#D80027"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">日本</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">日本語</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="México" href="https://www.klarna.com/mx/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_1238)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M20.0003 9.99968C20.0003 6.03507 17.693 2.60944 14.3481 0.991943V19.0074C17.693 17.3899 20.0003 13.9643 20.0003 9.99968Z" fill="#D80027"></path><path d="M0 9.99968C0 13.9643 2.30723 17.3899 5.65219 19.0074V0.991943C2.30723 2.60944 0 6.03507 0 9.99968Z" fill="#6DA544"></path><path d="M7.39148 9.99975C7.39148 11.4405 8.55945 12.6085 10.0002 12.6085C11.4409 12.6085 12.6089 11.4405 12.6089 9.99975V9.13019H7.39148V9.99975Z" fill="#6DA544"></path><path d="M13.4782 8.26105H10.8694C10.8694 7.78081 10.4801 7.39148 9.99988 7.39148C9.51965 7.39148 9.13031 7.78081 9.13031 8.26105H6.52161C6.52161 8.74132 6.93993 9.13061 7.42012 9.13061H7.39117C7.39117 9.61088 7.78047 10.0002 8.26074 10.0002C8.26074 10.4805 8.65004 10.8697 9.13031 10.8697H10.8694C11.3497 10.8697 11.739 10.4805 11.739 10.0002C12.2193 10.0002 12.6086 9.61088 12.6086 9.13061H12.5796C13.0599 9.13061 13.4782 8.74132 13.4782 8.26105Z" fill="#FF9811"></path></g><defs><clipPath id="clip0_1_1238"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">México</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Español</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Nederland" href="https://www.klarna.com/nl/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_1348)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M10.0001 0C5.70049 0 2.03506 2.71375 0.622131 6.52176H19.3782C17.9652 2.71375 14.2998 0 10.0001 0Z" fill="#A2001D"></path><path d="M10.0001 20C14.2998 20 17.9652 17.2863 19.3781 13.4783H0.622131C2.03506 17.2863 5.70049 20 10.0001 20Z" fill="#0052B4"></path></g><defs><clipPath id="clip0_1_1348"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Nederland</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Nederlands</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="New Zealand" href="https://www.klarna.com/nz/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M20 10C20 15.5228 15.5228 20 10 20C4.47719 20 0 15.5228 0 10C0 10.0024 10 0.00109375 10 0C15.5228 0 20 4.47719 20 10Z" fill="#0052B4"></path><path d="M9.97284 9.9996H9.9996C9.9996 9.99061 9.9996 9.98186 9.9996 9.97284C9.99069 9.98178 9.98178 9.99069 9.97284 9.9996Z" fill="#F0F0F0"></path><path d="M10 5.21738C10 3.45781 10 2.30488 10 0H9.99832C4.47625 0.0009375 0 4.4777 0 10H5.21738V7.06207L8.15535 10H9.97328C9.98219 9.99109 9.99113 9.98219 10 9.97324C10 9.29953 10 8.6984 10 8.15539L7.06203 5.21738H10Z" fill="#F0F0F0"></path><path d="M5.05953 1.30469C3.49551 2.19527 2.19527 3.49551 1.30469 5.05953V10.0004H3.9134V3.91348V3.9134H10.0004C10.0004 3.09063 10.0004 2.3068 10.0004 1.30469H5.05953Z" fill="#D80027"></path><path d="M10.0005 8.77081L6.44768 5.21796C6.44768 5.21796 5.21796 5.21803 5.21796 5.21796V5.21803L10.0005 10.0005H10.0005C10.0005 10.0005 10.0005 9.15261 10.0005 8.77081Z" fill="#D80027"></path><path d="M17.3177 7.42029L17.5335 8.08458H18.232L17.6669 8.49513L17.8828 9.15939L17.3177 8.74888L16.7526 9.15939L16.9684 8.49513L16.4033 8.08458H17.1018L17.3177 7.42029Z" fill="#D80027"></path><path d="M14.8209 12.2032L15.1447 13.1997H16.1924L15.3448 13.8155L15.6686 14.812L14.8209 14.1961L13.9733 14.812L14.2971 13.8155L13.4495 13.1997H14.4972L14.8209 12.2032Z" fill="#D80027"></path><path d="M14.9156 4.37689L15.1855 5.20732H16.0585L15.3521 5.7204L15.622 6.55079L14.9156 6.03755L14.2093 6.55079L14.4791 5.7204L13.7728 5.20732H14.6458L14.9156 4.37689Z" fill="#D80027"></path><path d="M12.5127 7.39148L12.8364 8.38796H13.8841L13.0365 9.00375L13.3603 10.0002L12.5127 9.38437L11.665 10.0002L11.9888 9.00375L11.1412 8.38796H12.1889L12.5127 7.39148Z" fill="#D80027"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">New Zealand</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">English</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Norge" href="https://www.klarna.com/no/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_1429)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M0.344177 12.6085C0.922771 14.7554 2.19797 16.6161 3.91273 17.9336V12.6085H0.344177Z" fill="#D80027"></path><path d="M9.13019 19.9617C9.41683 19.9864 9.70671 19.9998 9.99976 19.9998C14.62 19.9998 18.5078 16.8662 19.6553 12.6085H9.13019V19.9617Z" fill="#D80027"></path><path d="M19.6553 7.39129C18.5078 3.13363 14.62 0 9.99976 0C9.70671 0 9.41683 0.0133594 9.13019 0.0380469V7.39129H19.6553Z" fill="#D80027"></path><path d="M3.91273 2.06665C2.19797 3.38423 0.922771 5.24489 0.344177 7.39173H3.91273V2.06665Z" fill="#D80027"></path><path d="M19.9154 8.6957H7.82613H7.82609V0.237732C6.90195 0.442654 6.02582 0.774802 5.21738 1.21594V8.69562V8.69566H0.0846484C0.0289844 9.12265 0 9.55797 0 10C0 10.4421 0.0289844 10.8774 0.0846484 11.3044H5.21734H5.21738V18.7841C6.02582 19.2252 6.90195 19.5574 7.82609 19.7623V11.3045V11.3044H19.9154C19.9709 10.8774 20 10.4421 20 10C20 9.55797 19.9709 9.12265 19.9154 8.6957Z" fill="#0052B4"></path></g><defs><clipPath id="clip0_1_1429"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Norge</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Norsk</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Polska" href="https://www.klarna.com/pl/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M20 10C20 15.5228 15.5228 20 10 20C4.47719 20 0 15.5228 0 10" fill="#D80027"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Polska</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Polski</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Portugal" href="https://www.klarna.com/pt/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0 10.0001C0 14.2997 2.71375 17.9652 6.52168 19.3781L7.39129 10.0001L6.52168 0.622131C2.71375 2.0351 0 5.70049 0 10.0001Z" fill="#6DA544"></path><path d="M19.9999 10C19.9999 4.47719 15.5227 0 9.99993 0C8.77672 0 7.60497 0.220039 6.52161 0.621992V19.378C7.60497 19.78 8.77672 20 9.99993 20C15.5227 20 19.9999 15.5228 19.9999 10Z" fill="#D80027"></path><path d="M6.5217 13.4782C8.44268 13.4782 9.99994 11.921 9.99994 9.99997C9.99994 8.07899 8.44268 6.52173 6.5217 6.52173C4.60072 6.52173 3.04346 8.07899 3.04346 9.99997C3.04346 11.921 4.60072 13.4782 6.5217 13.4782Z" fill="#FFDA44"></path><path d="M4.56512 8.26129V10.4352C4.56512 11.5157 5.44106 12.3917 6.52164 12.3917C7.60223 12.3917 8.47816 11.5158 8.47816 10.4352V8.26129H4.56512Z" fill="#D80027"></path><path d="M6.522 11.0868C6.16239 11.0868 5.86981 10.7943 5.86981 10.4347V9.56512H7.17415V10.4347C7.17415 10.7943 6.88157 11.0868 6.522 11.0868Z" fill="#F0F0F0"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Portugal</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Português</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="España" href="https://www.klarna.com/es/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M0 10.0002C0 11.2234 0.220039 12.3952 0.621992 13.4785L10 14.348L19.378 13.4785C19.78 12.3952 20 11.2234 20 10.0002C20 8.77702 19.78 7.6053 19.378 6.52198L10 5.6524L0.621992 6.52198C0.220039 7.6053 0 8.77702 0 10.0002H0Z" fill="#FFDA44"></path><path d="M19.3781 6.52176C17.9652 2.71379 14.2998 0 10.0001 0C5.70049 0 2.03506 2.71379 0.622131 6.52176H19.3781Z" fill="#D80027"></path><path d="M0.622131 13.4783C2.03506 17.2862 5.70049 20 10.0001 20C14.2998 20 17.9652 17.2862 19.3781 13.4783H0.622131Z" fill="#D80027"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">España</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Español</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Slovensko" href="https://www.klarna.com/sk/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg aria-hidden="true" role="img" width="20" height="20" viewBox="0 0 50 50"><path fill="#F0F0F0" d="M25 50c13.807 0 25-11.193 25-25S38.807 0 25 0 0 11.193 0 25s11.193 25 25 25Z"></path><path fill="#0052B4" d="M25 50c13.807 0 25-11.193 25-25 0-3.058-.55-5.988-1.555-8.696H1.555A24.946 24.946 0 0 0 0 25c0 13.807 11.193 25 25 25Z"></path><path fill="#D80027" d="M25 50c10.75 0 19.913-6.784 23.445-16.304H1.555C5.088 43.216 14.251 50 25 50Z"></path><path fill="#F0F0F0" d="M6.464 14.13v12.472c0 7.094 9.268 9.268 9.268 9.268s9.267-2.174 9.267-9.268V14.131H6.464Z"></path><path fill="#D80027" d="M8.639 14.13v12.472c0 .833.185 1.62.551 2.357h13.085a5.23 5.23 0 0 0 .551-2.357V14.131H8.639Z"></path><path fill="#F0F0F0" d="M20.08 22.826h-3.261v-2.174h2.174v-2.174h-2.174v-2.174h-2.174v2.174h-2.174v2.174h2.174v2.174h-3.26V25h3.26v2.174h2.174V25h3.26v-2.174Z"></path><path fill="#0052B4" d="M12.156 31.994c1.4.88 2.84 1.391 3.576 1.618.737-.227 2.177-.738 3.578-1.619 1.412-.887 2.402-1.903 2.965-3.034a3.787 3.787 0 0 0-3.06-.598 3.805 3.805 0 0 0-6.965 0 3.805 3.805 0 0 0-3.06.598c.562 1.131 1.553 2.146 2.966 3.035Z"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Slovensko</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Slovenčin</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Sverige" href="https://www.klarna.com/se/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#FFDA44"></path><path d="M7.82645 8.69566H19.9157C19.2765 3.78914 15.0811 0 10.0003 0C9.25368 0 8.52638 0.0825391 7.82642 0.237695V8.69566H7.82645Z" fill="#0052B4"></path><path d="M5.21739 8.69567V1.21594C2.47153 2.71415 0.505867 5.46223 0.0846558 8.69571H5.21739V8.69567Z" fill="#0052B4"></path><path d="M5.21735 11.3042H0.0846558C0.505867 14.5377 2.47153 17.2858 5.21739 18.7839L5.21735 11.3042Z" fill="#0052B4"></path><path d="M7.82642 11.3042V19.7622C8.52638 19.9173 9.25368 19.9999 10.0003 19.9999C15.0811 19.9999 19.2765 16.2107 19.9157 11.3042H7.82642V11.3042Z" fill="#0052B4"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Sverige</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Svenska</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Schweiz" href="https://www.klarna.com/ch/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#D80027"></path><path d="M15.2178 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class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">English</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Suisse" href="https://www.klarna.com/ch/fr/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#D80027"></path><path d="M15.2178 8.26081H11.7395V4.78253H8.26126V8.26081H4.78302V11.7391H8.26126V15.2173H11.7395V11.7391H15.2178V8.26081Z" fill="#F0F0F0"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">Suisse</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">Français</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="Svizzera" href="https://www.klarna.com/ch/it/" class="sc-39840a84-0 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d="M12.6085 7.39126L17.0709 2.92884C16.8657 2.7236 16.6513 2.52782 16.4289 2.34106L12.6085 6.16149V7.39126Z" fill="#D80027"></path></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">United Kingdom</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">English</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language view-column"><a label="United States" href="https://www.klarna.com/us/" class="sc-39840a84-0 iqeytl sc-a0f4e2f8-0 curRNv" target="_top"><div class="sc-a0f4e2f8-2 kwGOYX"><svg width="20" height="20" viewBox="0 0 20 20" fill="none" xmlns="http://www.w3.org/2000/svg"><g clip-path="url(#clip0_1_2051)"><path d="M10 20C15.5228 20 20 15.5228 20 10C20 4.47715 15.5228 0 10 0C4.47715 0 0 4.47715 0 10C0 15.5228 4.47715 20 10 20Z" fill="#F0F0F0"></path><path d="M9.56558 9.99999H20.0003C20.0003 9.09742 19.88 8.22305 19.6559 7.3913H9.56558V9.99999Z" fill="#D80027"></path><path d="M9.56558 4.78254H18.5326C17.9205 3.78363 17.1378 2.9007 16.2252 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8.00356L5.01961 9ZM4.69582 5.09051L5.01961 6.08695L4.17199 5.47113L3.32437 6.08695L3.64816 5.09051L2.80051 4.47469H3.84824L4.17199 3.47824L4.49574 4.47469H5.54348L4.69582 5.09051ZM8.60656 9L7.75895 8.38418L6.91133 9L7.23512 8.00356L6.38746 7.38773H7.4352L7.75895 6.39129L8.0827 7.38773H9.13043L8.28277 8.00356L8.60656 9ZM8.28277 5.09051L8.60656 6.08695L7.75895 5.47113L6.91133 6.08695L7.23512 5.09051L6.38746 4.47469H7.4352L7.75895 3.47824L8.0827 4.47469H9.13043L8.28277 5.09051ZM8.28277 2.17746L8.60656 3.17391L7.75895 2.55809L6.91133 3.17391L7.23512 2.17746L6.38746 1.56164H7.4352L7.75895 0.565195L8.0827 1.56164H9.13043L8.28277 2.17746Z" fill="#0052B4"></path></g><defs><clipPath id="clip0_1_2051"><rect width="20" height="20" fill="white"></rect></clipPath></defs></svg><div><p class="sc-34e99b6e-0 hizRbP sc-a0f4e2f8-1 llePhm">United States</p><p class="sc-34e99b6e-0 dqDYjy sc-a0f4e2f8-1 llePhm description">English</p></div></div></a></div><div class="sc-54d1253b-6 glsiPY language 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Trotzdem sollte dabei Sicherheit immer an erster Stelle stehen, und deshalb ist unser Ziel, Betrug und unbefugte Aktivitäten von vornherein zu verhindern. \n\nHier findest du ein paar einfache Tipps, mit denen du sicher und geschützt shoppen kannst."}}]}}]}}]}}}},{"__component":"Block","props":{"id":null,"className":"block__content-grid__textGrid block__content-grid__textGrid--left","center":false,"inverse":null,"background":{"color":"default"},"link":null,"header":{"heading":"4 Tipps, mit denen du Betrug erkennst","paragraph":"Hier findest du vier zuverlässige Methoden, mit denen du erkennst, ob es sich um einen Betrugsversuch handelt. ","variant":"h2"},"disclaimer":null,"disclaimerBanner":false,"children":{"__component":"ContentGrid","props":{"center":false,"type":"text","showMoreLink":{"showMore":"Mehr anzeigen","hide":"Weniger anzeigen"},"children":[{"__component":"ContentCell","props":{"heading":"1. 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Melde es umgehend unserem Kundenservice "}},{"__component":"Element","props":{"as":"strong","children":"oder leite verdächtige E-Mails an "}},{"__component":"Link","props":{"href":"mailto:phishing@klarna.com","underline":true,"TypographyProps":{"variant":"body","superParagraph":false},"target":"_top","label":[{"__component":"Element","props":{"as":"strong","children":"phishing@klarna.com"}}]}},{"__component":"Element","props":{"as":"strong","children":" weiter."}}]}}]}},{"__component":"ButtonGroup","props":{"children":[{"__component":"Button","props":{"className":"button","icon":null,"variant":"filled","label":"Kundenservice","iconAlignment":"left","href":"https://www.klarna.com/at/kundenservice/","target":"_top","edge":null,"color":"primary","trackingProps":{"id":"","type":"flexible-content","context":"block","elementType":"Filled","backgroundColor":"primary","trackingId":null},"size":"large","alignBottom":false,"prefetch":false}}],"center":null}}]}}}},{"__component":"Block","props":{"id":null,"className":"block__accordion-group","center":false,"inverse":null,"background":{"color":"secondary"},"link":null,"header":{"heading":"Was soll ich tun, wenn ...","paragraph":null,"variant":"h2"},"disclaimer":null,"disclaimerBanner":false,"children":{"__component":"Wrapper","props":{"align":null,"children":{"__component":"AccordionGroup","props":{"accordions":[{"summary":{"__component":"Typography","props":{"color":null,"gutterBottom":false,"superParagraph":false,"noWrap":false,"weight":"medium","alignment":null,"children":"ich eine verdächtige E-Mail oder SMS erhalte?","variant":"body"}},"details":{"__component":"RichText","props":{"color":"#0E0E0F","className":"richtext richtext--left","children":[{"__component":"Typography","props":{"variant":"body","color":"#0E0E0F","gutterBottom":true,"superParagraph":true,"children":[{"__component":"Element","props":{"as":"span","children":"Klicke auf keinen Fall Links in der Nachricht an und öffne keine Anhänge von unbekannten oder unverifizierten Absendern. Sei immer vorsichtig, wenn personenbezogene oder finanzielle Informationen oder sofortiges Handeln verlangt wird, oder wenn dir eine Kommunikation einfach seltsam und verdächtig vorkommt. Wenn möglich, solltest du diese Nachrichten als Spam markieren. Deine Wachsamkeit und das Wissen über Betrugsmaschen gehören zu den besten Sicherheitsmechanismen."}}]}}]}}},{"summary":{"__component":"Typography","props":{"color":null,"gutterBottom":false,"superParagraph":false,"noWrap":false,"weight":"medium","alignment":null,"children":"ich meine persönlichen Identifikationsdaten oder Authentifizierungscodes an jemanden weitergegeben habe, den ich nicht kenne?","variant":"body"}},"details":{"__component":"RichText","props":{"color":"#0E0E0F","className":"richtext richtext--left","children":[{"__component":"Typography","props":{"variant":"body","color":"#0E0E0F","gutterBottom":true,"superParagraph":true,"children":[{"__component":"Element","props":{"as":"span","children":"Bitte kontaktiere uns umgehend sowie alle anderen beteiligten Institutionen, um sie über den Vorfall zu informieren. Schnelles Handeln kann in so einem Fall vorbeugende Maßnahmen auslösen, die weitere Probleme verhindern können. Ändere alle relevanten Passwörter und überprüfe deine Kontoauszüge genau auf Anzeichen von Aktivitäten die du nicht veranlasst hast."}}]}}]}}},{"summary":{"__component":"Typography","props":{"color":null,"gutterBottom":false,"superParagraph":false,"noWrap":false,"weight":"medium","alignment":null,"children":"ich mein Gerät oder meine physische Karte verloren habe?","variant":"body"}},"details":{"__component":"RichText","props":{"color":"#0E0E0F","className":"richtext richtext--left","children":[{"__component":"Typography","props":{"variant":"body","color":"#0E0E0F","gutterBottom":true,"superParagraph":true,"children":[{"__component":"Element","props":{"as":"span","children":"Bitte setze dich sofort mit uns in Verbindung, um das verlorene Gerät oder die Karte zu melden. Sperre deine Karte, um Gebühren zu vermeiden. Ähnlich verhält es sich, wenn ein Gerät wie ein Smartphone oder Laptop verloren geht: Ändere alle Passwörter für Accounts, die auf dem Gerät zugänglich sind und informiere relevante Institutionen über möglichen unbefugten Zugriff – insbesondere, wenn das Gerät automatisch in finanzielle oder persönliche Konten eingeloggt ist."}}]}}]}}},{"summary":{"__component":"Typography","props":{"color":null,"gutterBottom":false,"superParagraph":false,"noWrap":false,"weight":"medium","alignment":null,"children":"ich verdächtigte Aktivitäten auf meinem Account sehe?","variant":"body"}},"details":{"__component":"RichText","props":{"color":"#0E0E0F","className":"richtext richtext--left","children":[{"__component":"Typography","props":{"variant":"body","color":"#0E0E0F","gutterBottom":true,"superParagraph":true,"children":[{"__component":"Element","props":{"as":"span","children":"Kontaktiere uns sofort, um verdächtige Aktivitäten zu melden. Du solltest außerdem deine Login-Daten ändern, weil diese womöglich einer anderen Person bekannt sind, und zusätzliche Sicherheitsmaßnahmen wie die Zwei-Faktor-Authentifizierung aktivieren. Die regelmäßige Überprüfung deines Account auf auffällige Aktivitäten kann helfen, möglichen Betrug frühzeitig zu erkennen."}}]}}]}}},{"summary":{"__component":"Typography","props":{"color":null,"gutterBottom":false,"superParagraph":false,"noWrap":false,"weight":"medium","alignment":null,"children":"ich gebeten werde, eine dringende Zahlung zu leisten?","variant":"body"}},"details":{"__component":"RichText","props":{"color":"#0E0E0F","className":"richtext richtext--left","children":[{"__component":"Typography","props":{"variant":"body","color":"#0E0E0F","gutterBottom":true,"superParagraph":true,"children":[{"__component":"Element","props":{"as":"span","children":"Bevor du eine Transaktion durchführst, solltest du lieber zweimal prüfen, an wen du Geld sendest – insbesondere, wenn es dringend und unerwartet verlangt wird. Kontaktiere die Person oder den Shop, der Geld anfordert, über einen anderen, bewährten Weg, um die Legitimität zu bestätigen."}}]}}]}}},{"summary":{"__component":"Typography","props":{"color":null,"gutterBottom":false,"superParagraph":false,"noWrap":false,"weight":"medium","alignment":null,"children":"ich vermute, dass ein Online-Shop betrügerisch ist?","variant":"body"}},"details":{"__component":"RichText","props":{"color":"#0E0E0F","className":"richtext richtext--left","children":[{"__component":"Typography","props":{"variant":"body","color":"#0E0E0F","gutterBottom":true,"superParagraph":true,"children":[{"__component":"Element","props":{"as":"span","children":"Bevor du Informationen online teilst, solltest du das Unternehmen recherchieren, Bewertungen überprüfen und gültige Kontaktinformationen bestätigen. "}}]}},{"__component":"Typography","props":{"variant":"body","color":"#0E0E0F","gutterBottom":true,"superParagraph":true,"children":[{"__component":"Element","props":{"as":"span","children":"Stelle sicher, ob die Website seriös und sicher ist. Überprüfe auch die Schreibweise der URL der Website noch einmal. Achte auch auf \"https://\" in der URL – denn dies bedeutet, dass die Daten, die du an die Seite sendest, verschlüsselt werden, und damit eine zusätzliche Sicherheitsstufe besteht. Dies ist besonders wichtig, wenn du öffentliche WLAN-Netzwerke benutzt."}}]}}]}}},{"summary":{"__component":"Typography","props":{"color":null,"gutterBottom":false,"superParagraph":false,"noWrap":false,"weight":"medium","alignment":null,"children":"ich auf einen unbekannten Link geklickt und eine Datei heruntergeladen habe?","variant":"body"}},"details":{"__component":"RichText","props":{"color":"#0E0E0F","className":"richtext richtext--left","children":[{"__component":"Typography","props":{"variant":"body","color":"#0E0E0F","gutterBottom":true,"superParagraph":true,"children":[{"__component":"Element","props":{"as":"span","children":"Öffne die Datei auf keinen Fall. Lösche sie sofort und führe einen Virenscan durch. Stelle sicher, dass auf deinem Gerät eine aktuelle Antivirus-Software installiert ist, um gegen betrügerische Downloads geschützt zu sein. Überprüfe weiterhin genau deine Kontoauszüge auf unbefugte Aktivitäten."}}]}}]}}},{"summary":{"__component":"Typography","props":{"color":null,"gutterBottom":false,"superParagraph":false,"noWrap":false,"weight":"medium","alignment":null,"children":"ich von jemandem aus einem vermeintlich bekannten Unternehmen kontaktiert werde?","variant":"body"}},"details":{"__component":"RichText","props":{"color":"#0E0E0F","className":"richtext richtext--left","children":[{"__component":"Typography","props":{"variant":"body","color":"#0E0E0F","gutterBottom":true,"superParagraph":true,"children":[{"__component":"Element","props":{"as":"span","children":"Sei immer vorsichtig, wenn du unerwartet kontaktiert wirst, auch wenn es so aussieht, als ob der Kontakt von einer Adresse stammt, der du vertraust. Wenn du unsicher bist, beende das Gespräch und kontaktiere das Unternehmen direkt über einen verifizierten Weg, wie zum Beispiel die Kundenservice-Nummer auf der offiziellen Website. 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