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<!DOCTYPE html> <html lang="en-US"> <head> <title>Today On PYMNTS.com | PYMNTS.com</title> <meta charset="UTF-8"> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <meta http-equiv="X-UA-Compatible" content="ie=edge" /> <meta name="google-site-verification" content="ywo6cX-b4noB6WSEkiQRbhTNBsV3oDtuR2vuG7rh8Xs" /> <meta name="msapplication-TileImage" content="https://www.pymnts.com/wp-content/uploads/2022/08/favicon-270.jpg" /> <link rel="shortcut icon" href="https://www.pymnts.com/wp-content/uploads/2022/08/favicon-32x32-1.png" sizes="32x32" /> <link rel="shortcut icon" href="https://www.pymnts.com/wp-content/uploads/2022/08/android-chrome-192x192-1.png" sizes="192x192" /> <link rel="apple-touch-icon-precomposed" href="https://www.pymnts.com/wp-content/uploads/2022/08/favicon-180.jpg" /> <script src="https://www.google.com/recaptcha/api.js?render=6Le36I4kAAAAAMCdrtj4Jb9rq43eln5c4Zt33TLI"></script> <link rel="alternate" type="application/rss+xml" title="RSS 2.0" href="https://www.pymnts.com/feed/" /> <link rel="alternate" type="text/xml" title="RSS .92" href="https://www.pymnts.com/feed/rss/" /> <link rel="alternate" type="application/atom+xml" title="Atom 0.3" href="https://www.pymnts.com/feed/atom/" /> <link rel="pingback" href="https://www.pymnts.com/xmlrpc.php" /> <link rel="dns-prefetch" href="https://www.google.com"> <link rel="dns-prefetch" href="https://stats.g.doubleclick.net"> <link rel="dns-prefetch" href="https://googleads.g.doubleclick.net"> <link rel="dns-prefetch" href="https://fonts.gstatic.com"> <link rel="dns-prefetch" href="https://www.google-analytics.com"> <link rel="preload" as="script" href="/wp-content/themes/flex-mag-sixspoke/2022/js/bootstrap.bundle.min.js" /> <link rel="preload" href="/wp-content/themes/flex-mag-sixspoke/2020/bootstrap-icons.css" as="style" onload="this.onload=null;this.rel='stylesheet'"> </script> <link rel="preload" as="script" href="https://ak.sail-horizon.com/spm/spm.v1.min.js?ver=5.5.10" /> <script src='https://ak.sail-horizon.com/spm/spm.v1.min.js?ver=5.5.10' type='text/javascript' async></script> <script type="text/javascript" src="https://www.pymnts.com/wp-content/themes/flex-mag-sixspoke/2022/js/bootstrap.bundle.min.js"></script> <link rel="stylesheet" href="/wp-content/themes/flex-mag-sixspoke/2022/2022-style.css?92"> <link rel="stylesheet" href="/wp-content/themes/flex-mag-sixspoke/2020/bootstrap-icons.css"> <link rel="preconnect" href="https://fonts.googleapis.com"> <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin> <link href="https://fonts.googleapis.com/css2?family=Roboto:wght@300;400;500;700&display=swap" rel="stylesheet"> <!-- <link rel="stylesheet" href="/wp-content/uploads/pymnts-ai/instantchatbot.css?v=1"> --> <script> if ('serviceWorker' in navigator) { navigator.serviceWorker.getRegistrations().then(function(registrations) { for (let registration of registrations) { registration.unregister() } }).catch(function(err) { console.log('Service Worker registration failed: ', err); }); } </script> </script> <noscript> <!-- <link rel="stylesheet" href="/wp-content/themes/flex-mag-sixspoke/2022/2022-style.css?91"> --> <style> .lazyload { display: none; } </style> </noscript> <script> // ST vendor var tag = { "options": { "customerId": "067919d33ae6486b1e5a249a7b40663c" } }; window.addEventListener("load", function() { console.info("ST loaded"); if (tag.isCustom) { jQuery(function($) { Sailthru.init({ customerId: tag.options.customerId, isCustom: true, autoTrackPageview: tag.options.autoTrackPageview, useStoredTags: tag.options.useStoredTags, excludeContent: tag.options.excludeContent, }); }); } else { Sailthru.init({ customerId: tag.options.customerId }); } }); var deferredLoadImages = () => {} /*! 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const setValue = (form, target, value) => { let span, input; span = form.querySelector(target); if (span) { input = span.getElementsByTagName('INPUT'); if (input.length) { input[0].setAttribute('autocomplete', value); input[0].addEventListener('change', () => { //console.log('Setting storage for ', value); localStorage.setItem(value, input[0].value); }) let testValue = localStorage.getItem(value); if (testValue) input[0].value = testValue; } } } const ifInputValueSetLocalStorage = (form, target, value) => { let span, input; span = form.querySelector(target); if (span) { input = span.getElementsByTagName('INPUT'); if (input.length) { if (input[0].value) { //console.log('setting localStorage', value, input[0].value); localStorage.setItem(value, input[0].value); } } } } const setupAutoComplete = () => { // get the form element const inputs = document.getElementsByTagName('INPUT'); //console.log('inputs', inputs); if (inputs.length) { for (let i = 0; i < inputs.length; ++i) { let type = inputs[i].getAttribute('type'); 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</script> <script src="https://www.googletagmanager.com/gtag/js?id=UA-11167465-1"></script> <script src="https://cdn.jsdelivr.net/npm/axios/dist/axios.min.js"></script> <script src="https://cdnjs.cloudflare.com/ajax/libs/echarts/5.4.1/echarts.min.js"></script> <script> //console.log('rtInfo load socket.io', window.location.pathname); //axios.get(`https://www.pymnts.com/user-settings/?url=${encodeURIComponent(window.location.pathname)}`); </script> <script defer src="https://cdn.socket.io/4.5.4/socket.io.min.js"></script> <script> let deviceIsBlockingAnalytics = null; let googleTracker = typeof ga !== 'undefined' && ga.getAll ? ga.getAll()[0] : null; if (!googleTracker) { let count = 0; let intervalId = setInterval(() => { ++count; googleTracker = typeof ga !== 'undefined' && ga.getAll ? ga.getAll()[0] : null; if (googleTracker || count > 5) { clearInterval(intervalId); console.log('tracker', googleTracker); return; } }, 500); } else { console.error('Google Tag Manager is blocked'); deviceIsBlockingAnalytics = true; } </script> <script> function pymntsUuid() { return ([1e7] + -1e3 + -4e3 + -8e3 + -1e11).replace(/[018]/g, c => (c ^ crypto.getRandomValues(new Uint8Array(1))[0] & 15 >> c / 4).toString(16) ); } let testTemplate = '/var/www/wp-content/themes/flex-mag-sixspoke/page-latest.php'; let template = testTemplate ? testTemplate : 'Template Unknown'; /* * Setup rt.pymnts.com connection */ window.socketIo = null; /* * Set Device Id */ function parseCookieHeader() { const header = document.cookie; // Split the header into individual name-value pairs var pairs = header.split(';'); // Create an object to store the cookies var cookies = {}; // Loop through the name-value pairs and store them in the object for (var i = 0; i < pairs.length; i++) { var nameValue = pairs[i].split('='); cookies[nameValue[0].trim()] = nameValue[1]; } // Return the object return cookies; } const cookies = parseCookieHeader(); let pymntsDeviceId; let storedId = localStorage.getItem('pymntsDeviceId'); if (cookies['pymnts-browser-id']) { pymntsDeviceId = cookies['pymnts-browser-id']; localStorage.setItem('pymntsDeviceId', pymntsDeviceId); } else { if (storedId) pymntsDeviceId = storedId; else pymntsDeviceId = 'unknown'; } console.log('pymntsDeviceId', pymntsDeviceId); if (!storedId || storedId === 'undefined') { localStorage.setItem('pymntsDeviceId', pymntsDeviceId); } /* * Setup UA and GA4 analytics */ window.dataLayer = window.dataLayer || []; function gtag() { dataLayer.push(arguments); } gtag('js', new Date()); const { hostname } = window.location; let gtagCategory = hostname === 'gamma.pymnts.com' ? 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As Reuters reported Monday (Nov. 25),...</p> </div> </div> <div class="col mb-3 group-0" > <a href="https://www.pymnts.com/partnerships/2024/mollie-and-paypal-partner-on-payment-solutions-for-marketplace-platforms/" rel="bookmark" title="Mollie and PayPal Partner on Payment Solutions for Marketplace Platforms"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/Mollie-PayPal-partnerships-marketplace-platforms.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='high'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Partnerships</span><br> <a href="https://www.pymnts.com/partnerships/2024/mollie-and-paypal-partner-on-payment-solutions-for-marketplace-platforms/" rel="bookmark" title="Mollie and PayPal Partner on Payment Solutions for Marketplace Platforms" class=" fs-5 fw-bold">Mollie and PayPal Partner on Payment Solutions for Marketplace Platforms</a> <p>Mollie and PayPal have teamed up to deliver payment solutions for marketplace platforms in the...</p> </div> </div> <div class="col mb-3 group-0" > <a href="https://www.pymnts.com/news/retail/2024/ross-tjx-and-gap-pivot-as-consumer-spending-shift-poses-challenges/" rel="bookmark" title="Ross, TJX and Gap Pivot as Consumer Spending Shift Poses Challenges"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/Ross-TJX-Gap-consumer-spending.png?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='high'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Retail</span><br> <a href="https://www.pymnts.com/news/retail/2024/ross-tjx-and-gap-pivot-as-consumer-spending-shift-poses-challenges/" rel="bookmark" title="Ross, TJX and Gap Pivot as Consumer Spending Shift Poses Challenges" class=" fs-5 fw-bold">Ross, TJX and Gap Pivot as Consumer Spending Shift Poses...</a> <p>As consumers remain cautious with their spending amid ongoing economic pressures, leading retail companies...</p> </div> </div> <div class="col mb-3 group-0" > <a href="https://www.pymnts.com/consumer-insights/2024/consumer-confidence-jumps-spending-plans-mixed/" rel="bookmark" title="Consumer Confidence Jumps, but Spending Plans Mixed"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/consumer-confidence-spending-economy.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='high'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Consumer Insights</span><br> <a href="https://www.pymnts.com/consumer-insights/2024/consumer-confidence-jumps-spending-plans-mixed/" rel="bookmark" title="Consumer Confidence Jumps, but Spending Plans Mixed" class=" fs-5 fw-bold">Consumer Confidence Jumps, but Spending Plans Mixed</a> <p>Headed into Black Friday, consumers are more positive than they have been in months....</p> </div> </div> <div class="col mb-3 group-0" > <a href="https://www.pymnts.com/partnerships/2024/what-synapses-court-filings-reveal-about-the-future-of-bank-fintech-partnerships/" rel="bookmark" title="What Synapse’s Court Filings Reveal About the Future of Bank-FinTech Partnerships"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/bank-FinTech-partnerships-Synapse-bankruptcy.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='high'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Partnerships</span><br> <a href="https://www.pymnts.com/partnerships/2024/what-synapses-court-filings-reveal-about-the-future-of-bank-fintech-partnerships/" rel="bookmark" title="What Synapse’s Court Filings Reveal About the Future of Bank-FinTech Partnerships" class=" fs-5 fw-bold">What Synapse’s Court Filings Reveal About the Future of Bank-FinTech...</a> <p>A reevaluation of risk management and regulatory oversight is transforming the bank-FinTech partnership model....</p> </div> </div> <div class="col mb-3 group-0" > <a href="https://www.pymnts.com/earnings/2024/burlington-sales-impacted-by-significantly-warmer-fall-temperatures/" rel="bookmark" title="Burlington Sales Impacted by ‘Significantly’ Warmer Fall Temperatures"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/09/Burlington-Stores-shoppers.png?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='high'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Earnings</span><br> <a href="https://www.pymnts.com/earnings/2024/burlington-sales-impacted-by-significantly-warmer-fall-temperatures/" rel="bookmark" title="Burlington Sales Impacted by ‘Significantly’ Warmer Fall Temperatures" class=" fs-5 fw-bold">Burlington Sales Impacted by ‘Significantly’ Warmer Fall Temperatures</a> <p>A warmer-than-normal autumn wasn’t enough to stall sales growth for Burlington Stores. 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href="https://www.pymnts.com/news/cross-border-commerce/cross-border-payments/2024/dlocal-becomes-certified-payment-initiation-service-provider-in-brazil/" rel="bookmark" title="dLocal Becomes Certified Payment Initiation Service Provider in Brazil"> <img data-src='https://www.pymnts.com/wp-content/uploads/2023/06/dLocal.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='high'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Cross-border Payments</span><br> <a href="https://www.pymnts.com/news/cross-border-commerce/cross-border-payments/2024/dlocal-becomes-certified-payment-initiation-service-provider-in-brazil/" rel="bookmark" title="dLocal Becomes Certified Payment Initiation Service Provider in Brazil" class=" fs-5 fw-bold">dLocal Becomes Certified Payment Initiation Service Provider in Brazil</a> <p>Cross-border payment platform dLocal can now facilitate Pix payments directly within the Open Finance ecosystem, without...</p> </div> </div> <div class="col mb-3 group-0" > <a href="https://www.pymnts.com/news/banking/2024/deutsche-bank-wins-new-business-thanks-to-commerzbank-uncertainty/" rel="bookmark" title="Deutsche Bank Wins New Business Thanks to Commerzbank Uncertainty"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/Deutsche-Bank.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='high'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Banking</span><br> <a href="https://www.pymnts.com/news/banking/2024/deutsche-bank-wins-new-business-thanks-to-commerzbank-uncertainty/" rel="bookmark" title="Deutsche Bank Wins New Business Thanks to Commerzbank Uncertainty" class=" fs-5 fw-bold">Deutsche Bank Wins New Business Thanks to Commerzbank Uncertainty</a> <p>Germany’s Deutsche Bank is reportedly benefitting from uncertainty surrounding a possible takeover of rival...</p> </div> </div> <div class="col mb-3 group-0" > <a href="https://www.pymnts.com/news/cross-border-commerce/2024/private-sector-will-pave-path-for-x-border-payments-transformation/" rel="bookmark" title="Private Sector Will Pave Path for X-Border Payments Transformation"> <img data-src='https://www.pymnts.com/wp-content/uploads/2022/05/cross-border-payments-1.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='high'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Cross Border Commerce</span><br> <a href="https://www.pymnts.com/news/cross-border-commerce/2024/private-sector-will-pave-path-for-x-border-payments-transformation/" rel="bookmark" title="Private Sector Will Pave Path for X-Border Payments Transformation" class=" fs-5 fw-bold">Private Sector Will Pave Path for X-Border Payments Transformation</a> <p>The Treasury Department is pushing for frameworks and international standards for cross-border transactions —...</p> </div> </div> <div class="col mb-3 group-0" > <a href="https://www.pymnts.com/earnings/2024/dicks-sporting-goods-outperforms-headwinds-experiences-exclusive-brands/" rel="bookmark" title="Dick’s Sporting Goods Outperforms Headwinds Due to Experiences, Exclusive Brands"> <img data-src='https://www.pymnts.com/wp-content/uploads/2023/03/Dicks-Sporting-Goods.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='high'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Earnings</span><br> <a href="https://www.pymnts.com/earnings/2024/dicks-sporting-goods-outperforms-headwinds-experiences-exclusive-brands/" rel="bookmark" title="Dick’s Sporting Goods Outperforms Headwinds Due to Experiences, Exclusive Brands" class=" fs-5 fw-bold">Dick’s Sporting Goods Outperforms Headwinds Due to Experiences, Exclusive Brands</a> <p>Dick’s Sporting Goods’ third-quarter 2024 earnings results exceeded analyst expectations and demonstrated continued momentum...</p> </div> </div> <div class="col mb-3 group-0" > <a href="https://www.pymnts.com/mastercard/2024/mastercard-makes-private-equity-debut-with-550-million-deal/" rel="bookmark" title="Mastercard Foundation Makes Private Equity Debut With $550 Million Deal"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/Mastercard-private-equity.png?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='high'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Mastercard</span><br> <a href="https://www.pymnts.com/mastercard/2024/mastercard-makes-private-equity-debut-with-550-million-deal/" rel="bookmark" title="Mastercard Foundation Makes Private Equity Debut With $550 Million Deal" class=" fs-5 fw-bold">Mastercard Foundation Makes Private Equity Debut With $550 Million Deal</a> <p>The Mastercard Foundation has reportedly established itself as a major institutional investor following a private equity...</p> </div> </div> <div class="col mb-3 group-0" > <a href="https://www.pymnts.com/news/artificial-intelligence/2024/donald-trump-weighs-concept-white-house-ai-czar/" rel="bookmark" title="Trump Reportedly Weighs Concept of White House AI Czar"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/President-Donald-Trump.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='high'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Artificial Intelligence</span><br> <a href="https://www.pymnts.com/news/artificial-intelligence/2024/donald-trump-weighs-concept-white-house-ai-czar/" rel="bookmark" title="Trump Reportedly Weighs Concept of White House AI Czar" class=" fs-5 fw-bold">Trump Reportedly Weighs Concept of White House AI Czar</a> <p>President-elect Donald Trump could reportedly add an artificial intelligence czar to his new administration....</p> </div> </div> <div class="col mb-3 group-1" style="display:none"> <a href="https://www.pymnts.com/news/investment-tracker/2024/cardless-raises-30-million-to-continue-developing-co-branded-credit-cards/" rel="bookmark" title="Cardless Raises $30 Million to Continue Developing Co-Branded Credit Cards"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/Cardless-co-branded-credit-cards.png?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Investments</span><br> <a href="https://www.pymnts.com/news/investment-tracker/2024/cardless-raises-30-million-to-continue-developing-co-branded-credit-cards/" rel="bookmark" title="Cardless Raises $30 Million to Continue Developing Co-Branded Credit Cards" class=" fs-5 fw-bold">Cardless Raises $30 Million to Continue Developing Co-Branded Credit Cards</a> <p>Cardless has raised $30 million in a funding round to support its continued development...</p> </div> </div> <div class="col mb-3 group-1" style="display:none"> <a href="https://www.pymnts.com/news/b2b-payments/2024/hsbc-launches-platform-for-managing-domestic-and-international-business-payments/" rel="bookmark" title="HSBC Launches Platform for Managing Domestic and International Business Payments"> <img data-src='https://www.pymnts.com/wp-content/uploads/2022/10/HSBC-1.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">B2B Payments</span><br> <a href="https://www.pymnts.com/news/b2b-payments/2024/hsbc-launches-platform-for-managing-domestic-and-international-business-payments/" rel="bookmark" title="HSBC Launches Platform for Managing Domestic and International Business Payments" class=" fs-5 fw-bold">HSBC Launches Platform for Managing Domestic and International Business Payments</a> <p>HSBC has launched a platform for managing domestic and international business payments. 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The...</p> </div> </div> <div class="col mb-3 group-1" style="display:none"> <a href="https://www.pymnts.com/apple/2024/apple-ai-launch-faces-difficult-and-long-process-in-china/" rel="bookmark" title="Apple AI Launch Faces ‘Difficult and Long Process’ in China"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/09/Apple-Intelligence.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Apple</span><br> <a href="https://www.pymnts.com/apple/2024/apple-ai-launch-faces-difficult-and-long-process-in-china/" rel="bookmark" title="Apple AI Launch Faces ‘Difficult and Long Process’ in China" class=" fs-5 fw-bold">Apple AI Launch Faces ‘Difficult and Long Process’ in China</a> <p>Apple is reportedly facing hurdles in bringing its AI-powered iPhone to China. Government officials...</p> </div> </div> <div class="col mb-3 group-1" style="display:none"> <a href="https://www.pymnts.com/study_posts/why-payments-innovators-say-simplicity-is-their-new-kpi/" rel="bookmark" title="Why Payments Innovators Say Simplicity Is Their New KPI"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/b2b-payments-simplicity-kpi.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Payments Innovation</span><br> <a href="https://www.pymnts.com/study_posts/why-payments-innovators-say-simplicity-is-their-new-kpi/" rel="bookmark" title="Why Payments Innovators Say Simplicity Is Their New KPI" class=" fs-5 fw-bold">Why Payments Innovators Say Simplicity Is Their New KPI</a> <p>Complexity is a hallmark of business, especially when it comes to money movement. 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href="https://www.pymnts.com/accounts-receivable/2024/cfos-say-better-receivables-visibility-now-important-strategic-asset/" rel="bookmark" title="CFOs Say Better Receivables Visibility Now Important Strategic Asset"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/CFO-visibility-AMEX.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="feat-vid-but"> <i class="fa fa-play fa-3"></i> </div> <!--feat-vid-but--> </a> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Accounts Receivable</span><br> <a href="https://www.pymnts.com/accounts-receivable/2024/cfos-say-better-receivables-visibility-now-important-strategic-asset/" rel="bookmark" title="CFOs Say Better Receivables Visibility Now Important Strategic Asset" class=" fs-5 fw-bold">CFOs Say Better Receivables Visibility Now Important Strategic Asset</a> <p>Embracing an automated approach to accounts receivable (AR) can pay off in spades for...</p> </div> </div> <div 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group-1" style="display:none"> <a href="https://www.pymnts.com/consumer-insights/2024/41-of-zillennials-prioritize-price-over-brand-loyalty/" rel="bookmark" title="41% of Zillennials Prioritize Price Over Brand Loyalty"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/zillennials-shopping-1.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Consumer Insights</span><br> <a href="https://www.pymnts.com/consumer-insights/2024/41-of-zillennials-prioritize-price-over-brand-loyalty/" rel="bookmark" title="41% of Zillennials Prioritize Price Over Brand Loyalty" class=" fs-5 fw-bold">41% of Zillennials Prioritize Price Over Brand Loyalty</a> <p>Zillennials, the generation born between 1991 and 1999, exhibit distinct shopping preferences, with a...</p> </div> </div> <div class="col mb-3 group-1" style="display:none"> <a href="https://www.pymnts.com/news/retail/2024/kohls-appoints-michaels-chief-ashley-buchanan-to-succeed-retiring-ceo/" rel="bookmark" title="Kohl’s Appoints Michaels Chief Ashley Buchanan to Succeed Retiring CEO"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/Kohls-Buchanan.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Retail</span><br> <a href="https://www.pymnts.com/news/retail/2024/kohls-appoints-michaels-chief-ashley-buchanan-to-succeed-retiring-ceo/" rel="bookmark" title="Kohl’s Appoints Michaels Chief Ashley Buchanan to Succeed Retiring CEO" class=" fs-5 fw-bold">Kohl’s Appoints Michaels Chief Ashley Buchanan to Succeed Retiring CEO</a> <p>Kohl’s has appointed Michaels Companies CEO Ashley Buchanan to succeed its current CEO Tom...</p> </div> </div> <div class="col mb-3 group-1" style="display:none"> <a 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text-uppercase">Mobile Wallets</span><br> <a href="https://www.pymnts.com/mobile-wallets/2024/digital-wallets-gain-traction-nearly-half-of-us-consumers-tap-in/" rel="bookmark" title="Digital Wallets Gain Traction: Nearly Half of US Consumers Tap In" class=" fs-5 fw-bold">Digital Wallets Gain Traction: Nearly Half of US Consumers Tap...</a> <p>In the U.S., digital wallets have become popular for everyday transactions, yet their full...</p> </div> </div> <div class="col mb-3 group-3" style="display:none"> <a href="https://www.pymnts.com/bnpl/2024/lenovo-adds-klarnas-flexible-payment-methods-in-15-european-countries/" rel="bookmark" title="Lenovo Adds Klarna’s Flexible Payment Methods in 15 European Countries"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/Lenovo-Klarna-BNPL.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">BNPL</span><br> <a 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href="https://www.pymnts.com/subscription-commerce/2024/judge-rules-siriusxm-must-make-it-easier-to-cancel-subscriptions/" rel="bookmark" title="Judge Rules SiriusXM Must Make It Easier to Cancel Subscriptions" class=" fs-5 fw-bold">Judge Rules SiriusXM Must Make It Easier to Cancel Subscriptions</a> <p>A New York state judge ruled Thursday (Nov. 21) that SiriusXM must change its subscription...</p> </div> </div> <div class="col mb-3 group-3" style="display:none"> <a href="https://www.pymnts.com/news/b2b-payments/2024/cards-making-gains-with-commercial-payments-but-greenfield-opportunity-still-is-massive/" rel="bookmark" title="Cards Making Gains With Commercial Payments, but Greenfield Opportunity Still Is Massive"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/b2b-payments-credit-cards-virtual-cards.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">B2B Payments</span><br> <a href="https://www.pymnts.com/news/b2b-payments/2024/cards-making-gains-with-commercial-payments-but-greenfield-opportunity-still-is-massive/" rel="bookmark" title="Cards Making Gains With Commercial Payments, but Greenfield Opportunity Still Is Massive" class=" fs-5 fw-bold">Cards Making Gains With Commercial Payments, but Greenfield Opportunity Still...</a> <p>The death of the paper check may be a ways off — certainly that’s...</p> </div> </div> <div class="col mb-3 group-3" style="display:none"> <a href="https://www.pymnts.com/news/cross-border-commerce/cross-border-payments/2024/treasury-official-us-promotes-innovation-and-regulatory-frameworks-for-cross-border-payments/" rel="bookmark" title="Treasury Official: US Promotes Innovation and Regulatory Frameworks for Cross-Border Payments"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/Department-of-the-Treasury-cross-border-payments.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Cross-border Payments</span><br> <a href="https://www.pymnts.com/news/cross-border-commerce/cross-border-payments/2024/treasury-official-us-promotes-innovation-and-regulatory-frameworks-for-cross-border-payments/" rel="bookmark" title="Treasury Official: US Promotes Innovation and Regulatory Frameworks for Cross-Border Payments" class=" fs-5 fw-bold">Treasury Official: US Promotes Innovation and Regulatory Frameworks for Cross-Border...</a> <p>The U.S. is working to keep the dollar as the dominant currency in global...</p> </div> </div> <div class="col mb-3 group-3" style="display:none"> <a href="https://www.pymnts.com/loans/2024/main-street-lending-program-borrowers-challenged-high-interest-rates/" rel="bookmark" title="Pandemic’s Main Street Lending Program Borrowers Still Struggle With High Interest Rates"> <img data-src='https://www.pymnts.com/wp-content/uploads/2023/07/Main-Street.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Loans</span><br> <a href="https://www.pymnts.com/loans/2024/main-street-lending-program-borrowers-challenged-high-interest-rates/" rel="bookmark" title="Pandemic’s Main Street Lending Program Borrowers Still Struggle With High Interest Rates" class=" fs-5 fw-bold">Pandemic’s Main Street Lending Program Borrowers Still Struggle With High...</a> <p>The Federal Reserve’s pandemic-era Main Street Lending Program reportedly had $1.23 billion in interest...</p> </div> </div> <div class="col mb-3 group-3" style="display:none"> <a href="https://www.pymnts.com/fraud-prevention/2024/fraudsters-shift-tactics-to-customers-challenging-financial-institutions-to-innovate/" rel="bookmark" title="Social Engineering Scams Prove Costly to Consumers and Bank Bottom Lines"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/fraudsters-customers-financial-institutions.png?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Fraud Prevention</span><br> <a href="https://www.pymnts.com/fraud-prevention/2024/fraudsters-shift-tactics-to-customers-challenging-financial-institutions-to-innovate/" rel="bookmark" title="Social Engineering Scams Prove Costly to Consumers and Bank Bottom Lines" class=" fs-5 fw-bold">Social Engineering Scams Prove Costly to Consumers and Bank Bottom...</a> <p>With financial institutions (FIs) fortifying their defenses and evolving their strategies against digital payment...</p> </div> </div> <div class="col mb-3 group-4" style="display:none"> <a href="https://www.pymnts.com/earnings/2024/ross-stores-treasure-hunt-environment-drives-off-price-store-sales/" rel="bookmark" title="Ross Stores: ‘Treasure Hunt Environment’ Drives Off-Price Store Sales"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/05/Ross-Stores-1.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Earnings</span><br> <a href="https://www.pymnts.com/earnings/2024/ross-stores-treasure-hunt-environment-drives-off-price-store-sales/" rel="bookmark" title="Ross Stores: ‘Treasure Hunt Environment’ Drives Off-Price Store Sales" class=" fs-5 fw-bold">Ross Stores: ‘Treasure Hunt Environment’ Drives Off-Price Store Sales</a> <p>Ross Stores aims to draw customers and drive sales by offering value and a...</p> </div> </div> <div class="col mb-3 group-4" style="display:none"> <a href="https://www.pymnts.com/economy/2024/leading-indicators-bumpy-holiday-season-for-consumers-and-maybe-b2b-too/" rel="bookmark" title="Leading Indicators: Bumpy Holiday Season for Consumers, and Maybe B2B Too?"> <img data-src='https://www.pymnts.com/wp-content/uploads/2023/09/holiday-shopping-1.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Economy</span><br> <a href="https://www.pymnts.com/economy/2024/leading-indicators-bumpy-holiday-season-for-consumers-and-maybe-b2b-too/" rel="bookmark" title="Leading Indicators: Bumpy Holiday Season for Consumers, and Maybe B2B Too?" class=" fs-5 fw-bold">Leading Indicators: Bumpy Holiday Season for Consumers, and Maybe B2B...</a> <p>This week, PYMNTS Intelligence noted the appeal of paying over time — especially now,...</p> </div> </div> <div class="col mb-3 group-4" style="display:none"> <a href="https://www.pymnts.com/earnings/2024/gaps-brand-reinvigoration-focus-turns-to-in-store-and-online-experiences/" rel="bookmark" title="Gap’s ‘Brand Reinvigoration’ Focus Turns to In-Store and Online Experiences"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/Gap-Inc-earnings-retail.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Earnings</span><br> <a href="https://www.pymnts.com/earnings/2024/gaps-brand-reinvigoration-focus-turns-to-in-store-and-online-experiences/" rel="bookmark" title="Gap’s ‘Brand Reinvigoration’ Focus Turns to In-Store and Online Experiences" class=" fs-5 fw-bold">Gap’s ‘Brand Reinvigoration’ Focus Turns to In-Store and Online Experiences</a> <p>Gap Inc. is refining both its digital and in-store channels as it works to...</p> </div> </div> <div class="col mb-3 group-4" style="display:none"> <a href="https://www.pymnts.com/apple/2024/report-apple-aims-to-increase-siris-capabilities-with-advanced-llms/" rel="bookmark" title="Report: Apple Aims to Increase Siri’s Capabilities With Advanced LLMs"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/Apple-Siri-LLMs.png?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Apple</span><br> <a href="https://www.pymnts.com/apple/2024/report-apple-aims-to-increase-siris-capabilities-with-advanced-llms/" rel="bookmark" title="Report: Apple Aims to Increase Siri’s Capabilities With Advanced LLMs" class=" fs-5 fw-bold">Report: Apple Aims to Increase Siri’s Capabilities With Advanced LLMs</a> <p>Apple reportedly is working to make its Siri voice assistant more conversational with the...</p> </div> </div> <div class="col mb-3 group-4" style="display:none"> <a href="https://www.pymnts.com/consumer-insights/2024/bnpl-mobile-banking-embraced-low-income-paycheck-consumers/" rel="bookmark" title="Exclusive: BNPL, Mobile Banking Embraced by Low-Income Consumers"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/BNPL-economy.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Consumer Insights</span><br> <a href="https://www.pymnts.com/consumer-insights/2024/bnpl-mobile-banking-embraced-low-income-paycheck-consumers/" rel="bookmark" title="Exclusive: BNPL, Mobile Banking Embraced by Low-Income Consumers" class=" fs-5 fw-bold">Exclusive: BNPL, Mobile Banking Embraced by Low-Income Consumers</a> <p>PYMNTS Intelligence’s long-standing chronicling of the paycheck-to-paycheck economy has revealed shifts in how consumers...</p> </div> </div> <div class="col mb-3 group-4" style="display:none"> <a href="https://www.pymnts.com/news/investment-tracker/2024/amazon-increases-total-investment-artificial-intelligence-startup-anthropic-8-billion-dollars/" rel="bookmark" title="Amazon Doubles Total Investment in Anthropic to $8 Billion"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/Amazon-Anthropic-partnerships-investments.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Investments</span><br> 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href="https://www.pymnts.com/google/2024/making-sense-of-the-search-landscape-in-light-of-googles-antitrust-woes/" rel="bookmark" title="AI-Powered Search Engines Emerge as Google Faces Antitrust Scrutiny" class=" fs-5 fw-bold">AI-Powered Search Engines Emerge as Google Faces Antitrust Scrutiny</a> <p>The history of the search landscape is a journey of technological innovation, evolving user...</p> </div> </div> <div class="col mb-3 group-4" style="display:none"> <a href="https://www.pymnts.com/antitrust/2024/uks-cma-says-apple-and-google-policies-hold-back-innovation/" rel="bookmark" title="UK’s CMA Says Apple and Google Policies ‘Hold Back Innovation’"> <img data-src='https://www.pymnts.com/wp-content/uploads/2022/06/Apple-Google.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">ANTITRUST</span><br> <a href="https://www.pymnts.com/antitrust/2024/uks-cma-says-apple-and-google-policies-hold-back-innovation/" rel="bookmark" title="UK’s CMA Says Apple and Google Policies ‘Hold Back Innovation’" class=" fs-5 fw-bold">UK’s CMA Says Apple and Google Policies ‘Hold Back Innovation’</a> <p>Apple and Google may face a formal investigation into their mobile ecosystem policies in...</p> </div> </div> <div class="col mb-3 group-4" style="display:none"> <a href="https://www.pymnts.com/healthcare/2024/the-treasurer-will-see-you-now-collaboration-is-the-medicine-the-healthcare-industry-needs/" rel="bookmark" title="The Treasurer Will See You Now: Collaboration Is the Medicine the Healthcare Industry Needs"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/treasurers-healthcare-industry.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="pt-2"> <span class="smaller text-muted text-uppercase">Healthcare</span><br> <a href="https://www.pymnts.com/healthcare/2024/the-treasurer-will-see-you-now-collaboration-is-the-medicine-the-healthcare-industry-needs/" rel="bookmark" title="The Treasurer Will See You Now: Collaboration Is the Medicine the Healthcare Industry Needs" class=" fs-5 fw-bold">The Treasurer Will See You Now: Collaboration Is the Medicine...</a> <p>Treasurers play a vital role in healthcare firms by managing liquidity and influencing financial...</p> </div> </div> <div class="col mb-3 group-4" style="display:none"> <a href="https://www.pymnts.com/news/b2b-payments/2024/ingo-payments-ceo-takes-aim-at-fbo-account-and-move-on-mentality-in-payments/" rel="bookmark" title="Ingo Payments CEO Takes Aim at ‘FBO Account and Move On’ Mentality in Payments"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/ingo-payments-Drew.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="feat-vid-but"> <i class="fa fa-play fa-3"></i> </div> <!--feat-vid-but--> </a> <div class="pt-2"> <span class="smaller text-muted text-uppercase">B2B Payments</span><br> <a href="https://www.pymnts.com/news/b2b-payments/2024/ingo-payments-ceo-takes-aim-at-fbo-account-and-move-on-mentality-in-payments/" rel="bookmark" title="Ingo Payments CEO Takes Aim at ‘FBO Account and Move On’ Mentality in Payments" class=" fs-5 fw-bold">Ingo Payments CEO Takes Aim at ‘FBO Account and Move...</a> <p>For the longest time, moving money for business or consumer purposes was a manual,...</p> </div> </div> <div class="col mb-3 group-4" style="display:none"> <a href="https://www.pymnts.com/news/payments-innovation/2024/panel-data-driven-paradigms-future-proof-security-lifecycle-management/" rel="bookmark" title="Panel: Data-Driven Paradigms Future-Proof Security Lifecycle Management"> <img data-src='https://www.pymnts.com/wp-content/uploads/2024/11/Discover-panel.jpg?w=300&h=180&crop=1' class='border w-100 h-auto' fetchpriority='low'/> <div class="feat-vid-but"> <i class="fa 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