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href="/benefits-rewards/health-life-plans/medical-plans/medical-contribution-assistance-program-mcap/2024"><span class="su-multi-menu__link-text-wrapper">2024 MCAP Rates</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/medical-plans/cobra"><span class="su-multi-menu__link-text-wrapper">COBRA</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/medical-plans/cobra/2024-cobra-plan-rates"><span class="su-multi-menu__link-text-wrapper">2024 COBRA Rates</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/medical-plans/cobra/cobra-frequently-asked-questions"><span class="su-multi-menu__link-text-wrapper">FAQ</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/medical-plans/included-health"><span class="su-multi-menu__link-text-wrapper">Included Health Benefits Help</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/dental-plans"><span class="su-multi-menu__link-text-wrapper">Dental Plans</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/employee-vision-plan"><span class="su-multi-menu__link-text-wrapper">Vision Plan</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent su-multi-menu__item--active-trail"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/health-savings-spending-accounts"><span class="su-multi-menu__link-text-wrapper">Health Savings & Spending Accounts</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item su-multi-menu__item--active-trail su-multi-menu__item--current"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/health-savings-spending-accounts/health-savings-account" aria-current="true"><span class="su-multi-menu__link-text-wrapper">Health Savings Account</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/health-savings-spending-accounts/health-care-fsa"><span class="su-multi-menu__link-text-wrapper">Health Care FSA</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/health-savings-spending-accounts/dependent-care-fsa"><span class="su-multi-menu__link-text-wrapper">Dependent Day Care FSA</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/affordable-care-act-aca"><span class="su-multi-menu__link-text-wrapper">Affordable Care Act (ACA)</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/affordable-care-act-aca/about-aca"><span class="su-multi-menu__link-text-wrapper">About the ACA</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/affordable-care-act-aca/aca-eligibility-and-plan"><span class="su-multi-menu__link-text-wrapper">ACA Eligibility and Plan</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/affordable-care-act-aca/aca-form-1095"><span class="su-multi-menu__link-text-wrapper">ACA Form 1095</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/affordable-care-act-aca/aca-form-1095/1095-portal-receiving-your"><span class="su-multi-menu__link-text-wrapper">1095 Portal</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/affordable-care-act-aca/aca-timeline"><span class="su-multi-menu__link-text-wrapper">ACA Timeline</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/affordable-care-act-aca/affordable-care-act-faq"><span class="su-multi-menu__link-text-wrapper">FAQ</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/womens-health"><span class="su-multi-menu__link-text-wrapper">Women's Health</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/reproductive-services"><span class="su-multi-menu__link-text-wrapper">Reproductive Services</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/lgbtq-health-benefits"><span class="su-multi-menu__link-text-wrapper">LGBTQ+ Health Benefits</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/quicklinks-health-life-plans"><span class="su-multi-menu__link-text-wrapper">Plan Quicklinks</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/life-accident-insurance"><span class="su-multi-menu__link-text-wrapper">Life & Accident Insurance</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/life-accident-insurance/basic-supplemental-life-insurance"><span class="su-multi-menu__link-text-wrapper">Basic & Supplemental Life Insurance</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/life-accident-insurance/critical-illness-insurance"><span class="su-multi-menu__link-text-wrapper">Critical Illness Insurance</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/life-accident-insurance/add-insurance"><span class="su-multi-menu__link-text-wrapper">AD&D Insurance</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/optional-benefits"><span class="su-multi-menu__link-text-wrapper">Optional Benefits</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/optional-benefits/metlife-pre-paid-legal-services"><span class="su-multi-menu__link-text-wrapper">Pre-Paid Legal Services</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/optional-benefits/home-auto-insurance"><span class="su-multi-menu__link-text-wrapper">Home & Auto Insurance</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/optional-benefits/pet-insurance"><span class="su-multi-menu__link-text-wrapper">Pet Insurance</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/optional-benefits/pet-insurance/nationwide-pet-insurance"><span class="su-multi-menu__link-text-wrapper">Nationwide</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/optional-benefits/pet-insurance/metlife-pet-insurance"><span class="su-multi-menu__link-text-wrapper">MetLife</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/optional-benefits/identity-theft-protection"><span class="su-multi-menu__link-text-wrapper">Identity Theft Protection</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/traveling-working-abroad"><span class="su-multi-menu__link-text-wrapper">Traveling & Working Abroad</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/traveling-working-abroad/business-travel-accident-insurance"><span class="su-multi-menu__link-text-wrapper">Business Travel Accident Insurance</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/health-life-plans/traveling-working-abroad/stanford-benefits-travel-checklist"><span class="su-multi-menu__link-text-wrapper">Stanford Benefits Travel Checklist</span></a></li></ul></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement"><span class="su-multi-menu__link-text-wrapper">Retirement Savings (SCRP)</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/start-saving-retirement"><span class="su-multi-menu__link-text-wrapper">Start Saving for Retirement</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp"><span class="su-multi-menu__link-text-wrapper">Stanford Contributory Retirement Plan</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/eligibility"><span class="su-multi-menu__link-text-wrapper">Eligibility</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/enrollment"><span class="su-multi-menu__link-text-wrapper">Enrollment</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/enrollment/how-enroll"><span class="su-multi-menu__link-text-wrapper">How to Enroll</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/basic-and-matching"><span class="su-multi-menu__link-text-wrapper">Contributions</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/basic-and-matching-0"><span class="su-multi-menu__link-text-wrapper">2024 Contribution Limits</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/basic-and-matching-1"><span class="su-multi-menu__link-text-wrapper">Maximize Your Contributions</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/investments-offered"><span class="su-multi-menu__link-text-wrapper">Investments</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/investments-offered-0"><span class="su-multi-menu__link-text-wrapper">Fees & Expenses Disclosure</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/investments-offered-1"><span class="su-multi-menu__link-text-wrapper">Transfer Funds</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/distributions"><span class="su-multi-menu__link-text-wrapper">Distributions</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/distributions/payment"><span class="su-multi-menu__link-text-wrapper">Payment Options</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/distributions/spousal"><span class="su-multi-menu__link-text-wrapper">Spousal Rights to Benefits</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/distributions/taxes"><span class="su-multi-menu__link-text-wrapper">Taxes & Penalties on Distributions</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/loans-hardship"><span class="su-multi-menu__link-text-wrapper">Loans & Hardship Distributions</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/stanford-contributory-retirement-plan-scrp/loans-hardship/how"><span class="su-multi-menu__link-text-wrapper">How to Apply for a Hardship Distribution</span></a></li></ul></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/prepare-retire"><span class="su-multi-menu__link-text-wrapper">Prepare to Retire</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/prepare-retire/staff-retirement-checklist"><span class="su-multi-menu__link-text-wrapper">Staff Retirement Checklist</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/prepare-retire/faculty-retirement-checklist"><span class="su-multi-menu__link-text-wrapper">Faculty Retirement Checklist</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/prepare-retire/retirement-savings-checklist"><span class="su-multi-menu__link-text-wrapper">Retirement Savings Checklist</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/prepare-retire/benefits-if-recalled"><span class="su-multi-menu__link-text-wrapper">Benefits if Recalled</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/prepare-retire/retiree-status-privileges"><span class="su-multi-menu__link-text-wrapper">Retiree Status & Privileges</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/workshops-guidance"><span class="su-multi-menu__link-text-wrapper">Workshops & Guidance</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/workshops-guidance/scrp-monthly-workshop-registration"><span class="su-multi-menu__link-text-wrapper">Workshops</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/workshops-guidance/scrp-monthly-workshop-registration/financial"><span class="su-multi-menu__link-text-wrapper">Financial Wellness and Retirement Savings</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/workshops-guidance/individual-financial-counseling"><span class="su-multi-menu__link-text-wrapper">Individual Financial Counseling</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/workshops-guidance/retirement-videos-presentation"><span class="su-multi-menu__link-text-wrapper">Retirement Videos & Presentation</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/workshops-guidance/your-health-care-benefits-retirement-workshop"><span class="su-multi-menu__link-text-wrapper">Retirement Health Workshops</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/retirement-contacts"><span class="su-multi-menu__link-text-wrapper">Retirement Contacts</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/retirement-contacts/tiaa-login"><span class="su-multi-menu__link-text-wrapper">TIAA Login</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/saving-retirement/living-well-retirement"><span class="su-multi-menu__link-text-wrapper">Living Well in Retirement</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/compensation"><span class="su-multi-menu__link-text-wrapper">Compensation</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation"><span class="su-multi-menu__link-text-wrapper">Staff Compensation</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/pay-administration"><span class="su-multi-menu__link-text-wrapper">Pay Administration</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/pay-administration/our-compensation-philosophy"><span class="su-multi-menu__link-text-wrapper">Our Compensation Philosophy</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/job-descriptions"><span class="su-multi-menu__link-text-wrapper">Job Descriptions</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/job-descriptions/exemption-status"><span class="su-multi-menu__link-text-wrapper">Exemption Status</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/salary-structure"><span class="su-multi-menu__link-text-wrapper">Salary Structure</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/job-changes"><span class="su-multi-menu__link-text-wrapper">Job Changes</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/glossary-terms"><span class="su-multi-menu__link-text-wrapper">Glossary of Terms</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/benefits-rewards/compensation/staff-compensation/online-resources"><span class="su-multi-menu__link-text-wrapper">Online Resources</span></a><ul class="su-multi-menu__menu 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class="su-multi-menu__link-text-wrapper">Avenidas Resources</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/elder-care-caregiving/monthly-caregiver-discussion-group"><span class="su-multi-menu__link-text-wrapper">Monthly Caregiver Seminars</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/elder-care-caregiving/back-elder-care"><span class="su-multi-menu__link-text-wrapper">Back-Up Elder Care</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/elder-care-caregiving/elder-care-resources"><span class="su-multi-menu__link-text-wrapper">Elder Care Resources</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/financial-assistance"><span class="su-multi-menu__link-text-wrapper">Financial Assistance</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/financial-assistance/child-care-subsidy-grant-program-ccsg"><span class="su-multi-menu__link-text-wrapper">Child Care Subsidy Grant Program (CCSG)</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/financial-assistance/child-care-subsidy-grant-program-ccsg/program-eligibility-and"><span class="su-multi-menu__link-text-wrapper">Program Eligibility and Guidelines</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/child-care-subsidy-grant-program-ccsg/program-eligibility-and/2025"><span class="su-multi-menu__link-text-wrapper">2025 Child Care Subsidy Grant Program Guidelines</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/financial-assistance/child-care-subsidy-grant-program-ccsg/program-eligibility-and/ccsg"><span class="su-multi-menu__link-text-wrapper">CCSG Award Examples</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv6"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/child-care-subsidy-grant-program-ccsg/program-eligibility-and-0"><span class="su-multi-menu__link-text-wrapper">CCSG Award Examples - Web Accessible</span></a></li></ul></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/child-care-subsidy-grant-program-ccsg/ccsg-application-process-and"><span class="su-multi-menu__link-text-wrapper">Application Process and Deadlines</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/child-care-subsidy-grant-program-ccsg/financial-documentation"><span class="su-multi-menu__link-text-wrapper">Financial Documentation Requirements</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/financial-assistance/faculty-child-care-assistance-program"><span class="su-multi-menu__link-text-wrapper">Faculty Child Care Assistance Program</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/faculty-child-care-assistance-program/eligibility-requirements"><span class="su-multi-menu__link-text-wrapper">Eligibility Requirements</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/faculty-child-care-assistance-program/application-process"><span class="su-multi-menu__link-text-wrapper">Application Process and Deadlines</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/faculty-child-care-assistance-program/reimbursement-claims"><span class="su-multi-menu__link-text-wrapper">Reimbursement Claims</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/junior-faculty-dependent-care-travel-grant-program"><span class="su-multi-menu__link-text-wrapper">Junior Faculty Dependent Care Travel Grant Program</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://cardinalatwork.stanford.edu/benefits-rewards/health/health-savings-spending-accounts"><span class="su-multi-menu__link-text-wrapper">Dependent Care Spending Account</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/adoption-assistance-program"><span class="su-multi-menu__link-text-wrapper">Adoption Assistance Program</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/back-child-care"><span class="su-multi-menu__link-text-wrapper">Back-Up Child Care</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/financial-assistance/employee-emergency-assistance-fund"><span class="su-multi-menu__link-text-wrapper">Employee Emergency Assistance Fund</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/employee-emergency-assistance-fund/eeaf-program-criteria"><span class="su-multi-menu__link-text-wrapper">EEAF Program Criteria</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/financial-assistance/employee-emergency-assistance-fund/translated-eeaf-information"><span class="su-multi-menu__link-text-wrapper">Translated EEAF Information</span></a></li></ul></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/navigating-work-life"><span class="su-multi-menu__link-text-wrapper">Navigating Work & Life</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/navigating-work-life/work-life-integration"><span class="su-multi-menu__link-text-wrapper">Work-Life Integration</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/navigating-work-life/mind-body-spirit-wellbeing"><span class="su-multi-menu__link-text-wrapper">Mind, Body & Spirit</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://cardinalatwork.stanford.edu/engage/volunteer"><span class="su-multi-menu__link-text-wrapper">Volunteer Opportunities</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/navigating-work-life/staying-active-living-well"><span class="su-multi-menu__link-text-wrapper">Staying Active & Living Well</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/worklife-office"><span class="su-multi-menu__link-text-wrapper">The WorkLife Office</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/programs-and-discussion-groups"><span class="su-multi-menu__link-text-wrapper">Programs and Discussion Groups</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/join-our-email-lists"><span class="su-multi-menu__link-text-wrapper">Join Our Email Lists</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/contact-us-worklife"><span class="su-multi-menu__link-text-wrapper">Contact Us</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me"><span class="su-multi-menu__link-text-wrapper">Offerings for Me</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me/staff"><span class="su-multi-menu__link-text-wrapper">Staff</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me/faculty"><span class="su-multi-menu__link-text-wrapper">Faculty</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me/postdocs"><span class="su-multi-menu__link-text-wrapper">Postdocs</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me/hospital-staff"><span class="su-multi-menu__link-text-wrapper">Hospital Staff</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me/emeriti-retirees"><span class="su-multi-menu__link-text-wrapper">Emeriti & Retirees</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me/students"><span class="su-multi-menu__link-text-wrapper">Students</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife-office/offerings-me/affiliates"><span class="su-multi-menu__link-text-wrapper">Affiliates</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/well-being/worklife/activities-events/worklife-calendar"><span class="su-multi-menu__link-text-wrapper">All Events</span></a></li></ul></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers"><span class="su-multi-menu__link-text-wrapper">Careers</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv2"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance"><span class="su-multi-menu__link-text-wrapper">Career Guidance</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-philosophy"><span class="su-multi-menu__link-text-wrapper">Career Philosophy</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-counseling-network"><span class="su-multi-menu__link-text-wrapper">Career Counseling Network</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-counseling-network/how-program-works"><span class="su-multi-menu__link-text-wrapper">How the Program Works</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-counseling-network/career-counselor-profiles"><span class="su-multi-menu__link-text-wrapper">Career Counselor Profiles</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-counseling-network/career-counselor-profiles/career-counselor-diane"><span class="su-multi-menu__link-text-wrapper">Career Counselor, Diane Byster</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-counseling-network/career-counselor-profiles/career-counselor-anne"><span class="su-multi-menu__link-text-wrapper">Career Counselor, Anne Chan, PhD, MFT</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-counseling-network/career-counselor-profiles/career-counselor-ellen"><span class="su-multi-menu__link-text-wrapper">Career Counselor, Ellen Shulman, MA</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-counseling-network/career-counselor-profiles/career-counselor-lisa"><span class="su-multi-menu__link-text-wrapper">Career Counselor, Lisa Stotlar, MA, CCC</span></a></li></ul></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/development-coaching"><span class="su-multi-menu__link-text-wrapper">1:1 Development Coaching</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/11-development-coaching"><span class="su-multi-menu__link-text-wrapper">How the program differs from other university services</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-connections"><span class="su-multi-menu__link-text-wrapper">Career Connections</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-connections/career-story-event-fireside-chat-shirley-everett-edd-mba"><span class="su-multi-menu__link-text-wrapper">Career Story Event: Fireside Chat with Shirley Everett, Ed.D., MBA</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-connections/career-story-event-panel-discussion"><span class="su-multi-menu__link-text-wrapper">Career Story Event: Panel Discussion</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-conversations"><span class="su-multi-menu__link-text-wrapper">Career Conversations</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-conversations/career-connector-meeting-guidance"><span class="su-multi-menu__link-text-wrapper">Career Connector Meeting Guidance</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-success-stories"><span class="su-multi-menu__link-text-wrapper">Career Success Stories</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-success-stories/christopher-bennett"><span class="su-multi-menu__link-text-wrapper">Christopher Bennett</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-success-stories/csilla-csaplar"><span class="su-multi-menu__link-text-wrapper">Csilla Csaplár</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-success-stories/kahlil-wells"><span class="su-multi-menu__link-text-wrapper">Kahlil Wells</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-success-stories/megan-swezey-fogarty"><span class="su-multi-menu__link-text-wrapper">Megan Swezey Fogarty</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-success-stories/priscilla-fiden"><span class="su-multi-menu__link-text-wrapper">Priscilla Fiden</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools"><span class="su-multi-menu__link-text-wrapper">Career Tools</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/career-navigation"><span class="su-multi-menu__link-text-wrapper">Career Navigation</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/learning-management-system-stars-tools"><span class="su-multi-menu__link-text-wrapper">Learning Management System (STARS) Tools</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/learning-management-system-stars-tools/stars-all-learning-faq"><span class="su-multi-menu__link-text-wrapper">STARS All Learning FAQ</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/learning-management-system-stars-tools/stars-technical-support"><span class="su-multi-menu__link-text-wrapper">STARS Technical Support FAQ</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/recommended-resources"><span class="su-multi-menu__link-text-wrapper">Recommended Resources</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track"><span class="su-multi-menu__link-text-wrapper">STARS Track</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/overview-stars-track"><span class="su-multi-menu__link-text-wrapper">Overview of STARS Track</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/assign-training"><span class="su-multi-menu__link-text-wrapper">Assign Training</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv6"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/assign-training/assignor-quick-guide"><span class="su-multi-menu__link-text-wrapper">Quick Guide for Assignors</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/assign-training/supervisor-quick-guide"><span class="su-multi-menu__link-text-wrapper">Quick Guide for Supervisors</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/assign-training/compliance-reporting-quick-guide"><span class="su-multi-menu__link-text-wrapper">Quick Guide for Compliance Reporting</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/compliance-reporting"><span class="su-multi-menu__link-text-wrapper">Compliance Reporting</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/stars-contacts-resources"><span class="su-multi-menu__link-text-wrapper">Contacts & Resources</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/stars-glossary"><span class="su-multi-menu__link-text-wrapper">Glossary</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/career-guidance/career-tools/stars-track/stars-track-faq"><span class="su-multi-menu__link-text-wrapper">FAQ</span></a></li></ul></li></ul></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/professional-development"><span class="su-multi-menu__link-text-wrapper">Professional Development</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/course-calendar"><span class="su-multi-menu__link-text-wrapper">Course Calendar</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/professional-development/course-catalog"><span class="su-multi-menu__link-text-wrapper">Course Catalog</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/course-catalog/policies-fees"><span class="su-multi-menu__link-text-wrapper">Policies & Fees</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/courses-competency"><span class="su-multi-menu__link-text-wrapper">Courses by Competency</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/professional-development/professional-development-success-plan-pdsp"><span class="su-multi-menu__link-text-wrapper">Professional Development Success Plan</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/professional-development-success-plan-pdsp/meeting-guide-and"><span class="su-multi-menu__link-text-wrapper">Meeting Guide and Conversation Prep Tool for Employees</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/professional-development-success-plan-pdsp/pdsp-conversation-prep"><span class="su-multi-menu__link-text-wrapper">PDSP Conversation Prep Tool for Managers</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/professional-development/free-learning-platforms"><span class="su-multi-menu__link-text-wrapper">Free Learning Platforms</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/professional-development/free-learning-platforms/coursera"><span class="su-multi-menu__link-text-wrapper">Coursera</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/free-learning-platforms/coursera/coursera-privacy-notice"><span class="su-multi-menu__link-text-wrapper">Coursera privacy notice</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/professional-development/free-learning-platforms/linkedin-learning"><span class="su-multi-menu__link-text-wrapper">LinkedIn Learning</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/free-learning-platforms/linkedin-learning/curate-learning-linkedin"><span class="su-multi-menu__link-text-wrapper">Curate learning in LinkedIn Learning</span></a></li></ul></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/stanford-training-providers"><span class="su-multi-menu__link-text-wrapper">Stanford Training Providers</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://cop.stanford.edu/"><span class="su-multi-menu__link-text-wrapper">Communities of Practice</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/professional-development/navigating-during-covid-19-uncertainty"><span class="su-multi-menu__link-text-wrapper">Navigating during COVID-19 uncertainty</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/navigating-during-covid-19-uncertainty/deal-prolonged-disruption"><span class="su-multi-menu__link-text-wrapper">Deal with Disruption</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/navigating-during-covid-19-uncertainty/grasping-magnitude-shock"><span class="su-multi-menu__link-text-wrapper">Grasping Magnitude</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/professional-development/apprenticeship-program"><span class="su-multi-menu__link-text-wrapper">Apprenticeship Program</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/education-training-assistance"><span class="su-multi-menu__link-text-wrapper">Education & Training Assistance</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/careers/education-training-assistance/staff-training-assistance-program-stap"><span class="su-multi-menu__link-text-wrapper">Staff Training Assistance Program (STAP)</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/education-training-assistance/staff-training-assistance-program-stap/eligibility-coverage"><span class="su-multi-menu__link-text-wrapper">Eligibility & Coverage</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/education-training-assistance/staff-training-assistance-program-stap/staff-training"><span class="su-multi-menu__link-text-wrapper">FAQ</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/education-training-assistance/staff-training-assistance-program-stap/reimbursement-process"><span class="su-multi-menu__link-text-wrapper">Reimbursement Process</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/careers/education-training-assistance/staff-training-assistance-program-stap/stap-administration"><span class="su-multi-menu__link-text-wrapper">STAP Administration</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a 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href="/workplace-essentials/policies/hr-policies-stanford"><span class="su-multi-menu__link-text-wrapper">HR Policies at Stanford</span></a></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining"><span class="su-multi-menu__link-text-wrapper">Labor Relations & Collective Bargaining</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers"><span class="su-multi-menu__link-text-wrapper">SEIU Higher Education Workers Local 2007</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-0" data-toggle="tooltip" title="SEIU Negotiations"><span class="su-multi-menu__link-text-wrapper">2024 SEIU Negotiations</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv6"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-1"><span class="su-multi-menu__link-text-wrapper">2024 SEIU Negotiations Updates</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv7"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-7"><span class="su-multi-menu__link-text-wrapper">August 31, 2024 Update</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-6"><span class="su-multi-menu__link-text-wrapper">August 30, 2024 Update</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-5"><span class="su-multi-menu__link-text-wrapper">August 29, 2024 Update</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-3"><span class="su-multi-menu__link-text-wrapper">August 20, 2024 Update</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-2"><span class="su-multi-menu__link-text-wrapper">August 16, 2024 Update</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/seiu-higher-education-workers-4"><span class="su-multi-menu__link-text-wrapper">Negotiations FAQs</span></a></li></ul></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/stanford-deputy-sheriffs"><span class="su-multi-menu__link-text-wrapper">Stanford Deputy Sheriffs’ Association</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/labor-relations-collective-bargaining/united-electrical-local-1043"><span class="su-multi-menu__link-text-wrapper">Stanford Graduate Workers Union</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/required-workplace-postings"><span class="su-multi-menu__link-text-wrapper">Required Workplace 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class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/policy-requirements/program-sponsors"><span class="su-multi-menu__link-text-wrapper">Program Sponsors</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/policy-requirements/program-staff"><span class="su-multi-menu__link-text-wrapper">Program Staff</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/policy-requirements/program-participants"><span class="su-multi-menu__link-text-wrapper">Program Participants</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/policy-requirements/third-party-programs"><span class="su-multi-menu__link-text-wrapper">Third Party 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Minors</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/guidelines/guidelines-online-minors-programs"><span class="su-multi-menu__link-text-wrapper">Online Minors Programs</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/guidelines/guidelines-lockershower-facilities"><span class="su-multi-menu__link-text-wrapper">Locker/Shower Facilities</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/guidelines/minors-labs"><span class="su-multi-menu__link-text-wrapper">Minors in Labs</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/protection-minors-management-system-epom"><span class="su-multi-menu__link-text-wrapper">ePOM</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/protection-minors/protection-minors-events"><span class="su-multi-menu__link-text-wrapper">Events</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/policies/emergency-essential-roles-policy"><span class="su-multi-menu__link-text-wrapper">Emergency Essential Roles Policy</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/policies/emergency-essential-roles-policy/site-role-management-system-orms"><span class="su-multi-menu__link-text-wrapper">On-site Role Management System (ORMS)</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv5"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/emergency-essential-roles-policy/site-role-management-system-orms-0"><span class="su-multi-menu__link-text-wrapper">FAQ</span></a></li></ul></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/policies/annual-policy-reminder"><span class="su-multi-menu__link-text-wrapper">Annual Policy Reminder</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work"><span class="su-multi-menu__link-text-wrapper">Flexible Work</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/flexible-work-arrangements-policies"><span class="su-multi-menu__link-text-wrapper">Work Arrangements & Policies</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/flexible-work-arrangements-policies/work-agreement-process"><span class="su-multi-menu__link-text-wrapper">Work Agreement Process</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/employee-resources"><span class="su-multi-menu__link-text-wrapper">Employee Resources</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv4"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/employee-resources/individual-contributor-guide"><span class="su-multi-menu__link-text-wrapper">Individual Contributor Guide</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/employee-resources/employee-guide-initiating-work-agreements"><span class="su-multi-menu__link-text-wrapper">Employee Guide to Initiating Work Agreements in Axess</span></a></li></ul></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/manager-resources"><span class="su-multi-menu__link-text-wrapper">Manager Resources</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/hr-resources"><span class="su-multi-menu__link-text-wrapper">HR Resources</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/flexible-work-news-insights"><span class="su-multi-menu__link-text-wrapper">News & Insights</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/flexible-work-guiding-principles"><span class="su-multi-menu__link-text-wrapper">Flexible Work Guiding Principles</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/flexible-work-faq"><span class="su-multi-menu__link-text-wrapper">FAQ</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/glossary"><span class="su-multi-menu__link-text-wrapper">Glossary</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/flexible-work/flexible-work-survey-2022"><span class="su-multi-menu__link-text-wrapper">Flexible Work Survey 2022</span></a></li></ul></li><li class="su-multi-menu__item su-multi-menu__item--parent"><a class="su-multi-menu__link" href="/workplace-essentials/stanford-locations"><span class="su-multi-menu__link-text-wrapper">Stanford Locations</span></a><ul class="su-multi-menu__menu su-multi-menu__menu-lv3"><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://www.stanford.edu/about/"><span class="su-multi-menu__link-text-wrapper">Stanford Campus</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://redwoodcity.stanford.edu/"><span class="su-multi-menu__link-text-wrapper">Stanford Redwood City</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://www6.slac.stanford.edu/"><span class="su-multi-menu__link-text-wrapper">SLAC National Accelerator Laboratory</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://hr.stanford.edu/processes/global-hr-programs"><span class="su-multi-menu__link-text-wrapper">Around the World</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="https://stanfordresearchpark.com/"><span class="su-multi-menu__link-text-wrapper">Stanford Research Park</span></a></li><li class="su-multi-menu__item"><a class="su-multi-menu__link" href="/workplace-essentials/stanford-locations/alternative-worksite-newark-hub"><span 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entity-reference-revisions label-hidden field"> <div class="paragraph-item ptype-stanford-wysiwyg"> <div class="ptype-stanford-wysiwyg paragraph paragraph--type--stanford-wysiwyg paragraph--view-mode--default"> <div class="su-wysiwyg-text paragraph stanford-wysiwyg text-long label-hidden field"><h2><strong>Compare Medical Plans & Costs</strong></h2><p>Active employees and official retirees can use this tool to compare medical benefits, as well as plan costs.</p><p><a class="su-button" href="https://cardinalatwork.stanford.edu/benefits-rewards/health/medical-plans/2024-comparison-tool">Compare Plans</a></p><h2><strong>Find More Information</strong></h2><ul><li><a href="/benefits-rewards/my-benefits-portal/change-your-benefits" data-entity-type="node" data-entity-uuid="7260e07a-9c6a-4d34-892d-6bcfcd0067ef" data-entity-substitution="canonical" title="Change Your Benefits">Change Your Benefits</a></li><li><a href="/benefits-rewards/benefits-rewards-resources" data-entity-type="node" data-entity-uuid="3a6b263d-b974-4047-a222-2c5eeeb6fbb0" data-entity-substitution="canonical" title="Benefits & Rewards Resources">Forms & Resources</a></li><li><a href="/benefits-rewards/contact-us/benefits-provider-contacts" data-entity-type="node" data-entity-uuid="bced71d5-fecc-456f-8692-8b24ca9aeb62" data-entity-substitution="canonical" title="Benefits Provider Contacts">Benefits Provider Contacts</a></li><li><a href="/well-being/financial-assistance" data-entity-type="node" data-entity-uuid="3dd20eb2-c4ad-49bf-8fcc-6e9a2297fcce" data-entity-substitution="canonical" title="Financial Assistance">Financial Assistance</a></li><li><a href="/benefits-rewards/contact-us/legal-notices" data-entity-type="node" data-entity-uuid="c756a515-013f-4992-b060-02e078293b9a" data-entity-substitution="canonical" title="Legal Notices">Legal Notices</a></li></ul></div> </div> </div> </div> </div> </div> <div class="flex-lg-9-of-12 main-region"> <div class="jumpstart-ui-skipnav-main-anchor block-jumpstart-ui"> <div id="main-content" tabindex="-1" class="visually-hidden focusable">Main content start</div> </div> <div class="field-block node-stanford-page-su-page-components block-layout-builder"> <div class="node stanford-page su-page-components entity-reference-revisions label-hidden field"> <div class="paragraph-item ptype-layout"> <div class="ptype-layout paragraph paragraph--type--layout paragraph--view-mode--default"> <div class="caw-layout caw-layout--one-column"> <div class="layout__region layout__region--first"> <div class="ptype-stanford-wysiwyg paragraph paragraph--type--stanford-wysiwyg paragraph--view-mode--default"> <div class="su-wysiwyg-text paragraph stanford-wysiwyg text-long label-hidden field"><p class="su-intro-text">Set aside before-tax money to reimburse yourself for eligible medical expenses if you are enrolled in a high deductible plan. HSAs are more than a spending account for medical expenses; they are a great way to plan for the future.</p><p>At Stanford, the HSA works in conjunction with the high deductible health plans. Unspent funds roll over each year; there is no “use it or lose it” rule as with health care flexible spending accounts (FSA). Use your HSA to pay for eligible expenses for you, your spouse, or your dependent children – even if they aren’t covered on your health plan.</p><p>There are limits to what your family can contribute to HSAs each year, but not how much you can save in them over a lifetime.</p><h2>Stanford’s contribution</h2><p>When you enroll in the <a href="https://cardinalatwork.stanford.edu/stanford-choice-high-deductible-health-plan">Stanford Choice High Deductible Health Plan</a>, you can set up payroll deductions for your contributions. Plus, Stanford will contribute to your HSA, even if you don’t.<br> </p><p><strong>2024 Stanford Contribution</strong>: $1,152 for employee-only coverage or $2,352 for family coverage. <br><br><strong>2024 HSA Contribution Limits:</strong> $4,150 for employee-only coverage and $8,300 for employee + dependents coverage. If you are age 55 or older, you may contribute an additional $1,000 catch-up contribution. Keep in mind that your personal contributions and Stanford’s contribution cannot exceed these annual limits.</p><hr><p><strong>2025 Stanford Contribution</strong>: $1,152 for employee-only coverage or $2,352 for family coverage. </p><p><strong>2025 HSA Contribution Limits:</strong> $4,300 for employee-only coverage and $8,550 for employee + dependents coverage. If you are age 55 or older, you may contribute an additional $1,000 catch-up contribution. Keep in mind that your personal contributions and Stanford’s contribution cannot exceed these annual limits.</p><h2>Set contributions every year</h2><p>Each Open Enrollment, you must actively elect your contribution amount for the following plan year as your election amount from the previous plan year will not automatically carry over. To receive the university's contribution, you must make an HSA election (even if it's $0).</p><h2>Plan information</h2><h3>Eligibility</h3><p>When you elect a high deductible plan, you are also eligible to elect an HSA, with these restrictions:</p><ul><li>You are not covered by other health insurance</li><li>You are not enrolled in Medicare Part A or B</li><li>You are not listed as a dependent on someone else's tax return</li><li>You do not participate in a health care FSA</li><li>Your spouse is not enrolled in a health care FSA (because the FSA covers spouses automatically per the IRS). Your spouse may enroll in an HSA however.</li><li>Live in the United States and have a US address on file with Stanford.</li></ul><p>NOTE: If you are enrolled in the ACA Basic High Deductible Plan, Stanford will not contribute to your HSA.</p><h3>How to Enroll</h3><p>You can set up an HSA with any financial institution that provides HSA services.</p><p><strong>With Fidelity</strong>: In 2024, Stanford is partnering with Fidelity for HSAs, so you can set up your account in the <a href="/benefits-rewards/my-benefits-portal" data-entity-type="node" data-entity-uuid="b9144b80-631e-4c20-9c11-afadd466ce86" data-entity-substitution="canonical" title="My Benefits Portal">My Benefits</a> portal when you enroll in an eligible health plan as a new hire, during Open Enrollment, or when you experience a qualifying life event.  There are no set-up fees.</p><p><strong>With any other financial institution:</strong> Setup your account as early as the effective date of your coverage. Your confirmation statement from the <a href="/benefits-rewards/my-benefits-portal" data-entity-type="node" data-entity-uuid="b9144b80-631e-4c20-9c11-afadd466ce86" data-entity-substitution="canonical" title="My Benefits Portal">My Benefits</a> portal is evidence of enrollment. There may be fees, minimum deposit or balance requirements depending on the bank.</p><h3>How it Works </h3><ul><li>HSA contributions and accounts are unique tax-qualified savings accounts designed to have a triple federal income tax advantage, including:<ol><li><span>Tax-free contributions to the HSA account;</span></li><li><span>Tax-free interest or investment earnings on your HSA account; <strong>and</strong></span></li><li><span>Tax-Free withdrawals from the HSA account, as long as they are spent on IRS-qualified health care expenses (such as copays, deductibles, and other out-of-pocket expenses, Medicare Part A and B premiums, etc.).</span></li></ol></li><li><span>However, some states levy taxes on your HSA contributions, while others tax interest or investment earnings on your HSA account:</span><ul><li><span>California and New Jersey tax HSA contributions</span></li><li><span>New Hampshire and Tennessee tax any interest or investment earnings on your HSA account, but not contributions.</span></li></ul></li><li>Use your HSA to pay for eligible expenses for you or any of your eligible dependents – even if they aren’t covered on your health plan. However, you’ll be taxed if you use HSA funds for your domestic partner’s expenses (even if qualified); the HSA is a federal program, which doesn’t recognize domestic partnerships even if the state of residency does. In California, you can cover your domestic partner on the Stanford Choice High Deductible Health Plan, and you can contribute to the HSA up to the family maximum. However, the only way a domestic partner can be recognized for federal tax purposes is if the partner qualifies as a legal tax dependent.</li><li>If you use your HSA to pay for non-health-related expenses, the amount will be taxable; if you are under age 65, you may pay an additional tax penalty.</li><li>The IRS may require you to show proof of your expenditures, so you should keep your own records.</li><li>Typically, your contributions are made in equal amounts each month; however, Stanford will allow you to make a lump-sum contribution for the year from your first paycheck in January (or, for new hires, your first paycheck after you make your election). Call the University HR Service Team for help.  </li><li>When you enroll in Medicare, you are no longer eligible to contribute to your HSA; however, you still have access to all HSA funds to pay for Medicare premiums and out-of-pocket expenses. Active employees who turn 65 should defer Medicare coverage to continue HSA contributions; <strong>we recommend you contact Social Security to understand how long you can defer Medicare to continue contributing to your HSA</strong>. </li></ul><h3>Contribution Limits</h3><h4><strong>2024 HSA Limits</strong></h4><ul><li><strong>$4,150 </strong>for employee only</li><li><strong>$8,300 </strong>for employee + dependents </li></ul><p><strong>+ $1,000 </strong>catch-up contribution if you are age 55 or older</p><p>NOTE: These limits include any contribution amount you receive from your employer, as well as any contributions your spouse makes to another HSA.</p><h3>When Coverage Ends</h3><p>You own your HSA and it is yours when your employment ends. If you take a job elsewhere or retire but don’t have coverage under an HSA-eligible health plan, you can still use your HSA to pay for qualified medical expenses. However, IRS rules don’t allow you to deposit money into your HSA and receive tax benefits if you aren’t enrolled in an eligible health plan.</p><p>Once you retire, you can continue to receive tax benefits when you use the HSA for qualified medical expenses. After age 65, there is no penalty for withdrawing your money, even if you enroll in Medicare. You can use your HSA to pay your Medicare premiums, deductibles and copayments; after age 65 you may also withdraw money from your HSA for non-medical purposes without penalty, although it is treated as retirement income and subject to normal income tax.</p><h2>If You Already Have an HSA</h2><p>If you already have a personal HSA, you can still open one with Fidelity. Just be sure the total amount you contribute to both accounts, plus Stanford's contribution, does not exceed the annual contribution maximum.</p><h3><strong>Resources</strong></h3><p><a href="https://drive.google.com/file/d/1ZPNMW8XLJ7xT2BAj3HatTuJjXWo_FSgC/view">Your HSA Reference Guide</a></p><p><a href="https://drive.google.com/file/d/1DWP7LnKW4AoEStY5gBDkqmX4WWy8Yt2a/view">Your HSA Reference Guide (Spanish)</a></p></div> </div> </div> </div> </div> </div> <div class="paragraph-item ptype-layout"> <div class="ptype-layout paragraph paragraph--type--layout paragraph--view-mode--default"> <div class="caw-layout caw-layout--one-column"> <div class="layout__region layout__region--first"> <div class="ptype-stanford-spacer paragraph paragraph--type--stanford-spacer paragraph--view-mode--default"> </div> </div> </div> </div> </div> <div class="paragraph-item ptype-layout"> <div class="ptype-layout paragraph paragraph--type--layout paragraph--view-mode--default"> <div class="caw-layout caw-layout--one-column"> <div class="layout__region layout__region--first"> <div class="ptype-stanford-faq paragraph paragraph--type--stanford-faq paragraph--view-mode--default"> <div class="paragraph stanford-faq su-faq-headline string label-hidden field"><h2>Health Savings Account FAQ</h2> </div> <div class="paragraph stanford-faq su-faq-questions entity-reference-revisions label-hidden field"> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&root_parent=946&paragraph=24156:changed=1728494048&ds_bundle=stanford_accordion&ds_view_mode=default&langcode=en" data-contextual-token="DCfp2fCkF6Icco-sQdwRHqkR2YAkQNhPPbZlXVv_9uA" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> Is there a limit on how much I can contribute annually (deposit) to my HSA? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>Yes, there is an annual limit, determined by the IRS, and published each year. See the section on Contributions on this page. These limits include any contribution amount you may receive from your employer. While there is a limit on how much you can deposit into your HSA each year, there is no limit on how much you can save in your HSA over the long term. </p><p>If you are 55 or older, you can also make “catch-up” contributions ($1,000 additional annual contribution).<strong> Please note:</strong> if your spouse is also covered by an HSA-eligible health plan and has an HSA, the law says that the two of you together can only contribute up to the family limit, either to individual HSAs or to one or the other’s HSA.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&root_parent=946&paragraph=24161:changed=1728494048&ds_bundle=stanford_accordion&ds_view_mode=default&langcode=en" data-contextual-token="cm-YwIHeHXr_Bfi_TVCLm5OzkyPE7Jnuqbl8epxVjJo" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> Can I make a lump-sum contribution to my HSA account? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>Yes. You can request to make a lump-sum contribution to your HSA account from the first pay period in January (or for new hires during the year from the first check after your HSA election is processed) by contacting the University HR Service Team at 877-905-2985 or 650-736-2985. <strong>Please note: </strong>your lump-sum contribution cannot exceed your annual HSA election amount and will be taken from a single pay check.  Lump sum contributions cannot be spread over multiple pay periods.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&root_parent=946&paragraph=24166:changed=1728494048&ds_bundle=stanford_accordion&ds_view_mode=default&langcode=en" data-contextual-token="i9MwOhD3ss_L8_2W5t8pnDlss0AXCD-EucowF-vIrGA" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> Can I contribute to my HSA if I’m enrolled in Medicare? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>Once you enroll in Medicare Part A or Part B you can no longer contribute to an HSA, but you can continue to withdraw the funds and use them to pay for expenses such as Medicare premiums and out-of-pocket expenses (including Part A and Part B deductibles, copays and coinsurance, and long-term care insurance premiums). You may also use these funds to pay medical expenses for your spouse and your dependent children.</p> <p><strong>If you are age 65 or older and still working we recommend that you contact Social Security to understand how long you can defer Social Security payments and Medicare Part A and B in order to continue contributing to your HSA. (Also keep in mind that when you sign up to receive Social Security payments you are automatically signed up for Medicare Part A. So if you sign up mid year and the Social Security benefit begins retroactively, you are required to repay contributions, possibly back to the beginning of the current calendar year.)</strong></p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&root_parent=946&paragraph=24171:changed=1728494048&ds_bundle=stanford_accordion&ds_view_mode=default&langcode=en" data-contextual-token="Ezk1tO4SOLRxK-2QdMBLuVzZBsvARZ2Sy1BckjDOPUY" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> Can I use the HSA for my spouse or dependents if they are not covered under my plan? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>Yes. The money in your HSA can be used to pay for qualified health care expenses of any family member who qualifies as a dependent on your tax return.</p> <p>For example, if you are covering your 24-year-old on your medical plan, your adult child must still be a tax dependent in order for his or her medical expenses to qualify for payment or reimbursement from a parent’s HSA. If the adult child is not a tax dependent but is covered by a parent’s HSA-eligible health plan, he or she may be able to open his or her own HSA. In these circumstances, it is best to consult with a competent tax advisor.</p></div> </div> </details> </div> </div> </div> <div class="paragraph-item ptype-stanford-accordion"><div class="ptype-stanford-accordion"> <div class="ds-entity--paragraph ds-entity--stanford-accordion"> <div data-contextual-id="paragraph:root_parent_type=node&root_parent=946&paragraph=24176:changed=1728494048&ds_bundle=stanford_accordion&ds_view_mode=default&langcode=en" data-contextual-token="l6Yq2FfgWrvGevNwm7B8E_KcxmRxjW6Qx-9EBjVBrjA" data-drupal-ajax-container=""></div><details class="jumpstart-accordion"> <summary> <span class="accordion__title"> What happens to my HSA if I leave my current employer or retire? </span> </summary> <div class="contents"> <div class="su-wysiwyg-text paragraph stanford-accordion su-accordion-body text-long label-hidden field"><p>You own your HSA account and it stays with you when your employment ends. If you take a job elsewhere or retire but do not have coverage under an HSA-eligible health plan, you can still use your HSA to pay for qualified medical expenses. However, IRS rules will not allow you to deposit money into the HSA and receive tax benefits if you are not currently enrolled in an HSA-eligible health plan.</p> <p>Once you retire, you can continue to receive tax benefits when you use the HSA for qualified medical expenses. If you are 65 years old or older, there is no penalty for withdrawing your money, even if you enroll in Medicare. When your Medicare coverage starts, you can use your HSA to pay your Medicare premiums, deductibles and copayments. After you turn 65 or become entitled to Medicare benefits, you may withdraw money from your HSA for non-medical purposes without penalty. The withdrawal is treated as retirement income and is subject to normal income tax.</p></div> </div> </details> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div></section> </div> </main> <footer id="footer"> <div id="block-caw-theme-config-pages" class="config-pages-block block-config-pages block-caw-theme-config-pages"> <div class="ds-entity--config-pages ds-entity--stanford-local-footer"> <div data-contextual-id="config_pages:config_pages=1:changed=1730940764&ds_bundle=stanford_local_footer&ds_view_mode=default&langcode=en" data-contextual-token="BLELlGXS2ljW8mkyZqYSzvpnr1Q9GHokOLLJc61C-h4" data-drupal-ajax-container=""></div><div class="su-local-footer "> <div class="su-local-footer__header"> <div class="su-lockup su-lockup--option-a"> <div class="su-lockup__cell1"> <div class="su-lockup__wordmark-wrapper"> <span class="su-lockup__wordmark">Stanford</span> </div> </div> <div class="su-lockup__cell2"> <span class="su-lockup__line1" 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