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background-size: 55px auto; } .elementor-17229 .item3 .elementor-column-wrap:hover .elementor-element.elementor-element-8a004a6 .elementor-widget-container { background-image: url("https://www.cardknox.com/wp-content/uploads/Icon-Integration-animated.gif"); background-position: center left; background-repeat: no-repeat; background-size: 64px auto; } .elementor-17229 .item2 .elementor-column-wrap:hover .elementor-element.elementor-element-795ceaa .elementor-widget-container { background-image: url("https://www.cardknox.com/wp-content/uploads/Icon-Lowered-Cost-animated.gif"); background-position: center left; background-repeat: no-repeat; background-size: 58px auto; } .elementor-17229 .item1 .elementor-column-wrap:hover .elementor-element.elementor-element-ddfc691 .elementor-widget-container { background-image: url("https://www.cardknox.com/wp-content/uploads/Icon-money-animated.gif"); background-position: center left; background-repeat: no-repeat; background-size: 360px auto; } /*****************/ @media only screen and (min-width: 641px) { .ginput_complex.ginput_container.gf_name_has_2 span { width: 37.5% !important; } } #header { padding-bottom: 0px !important; } .left-hand, .left-hand-2 { color: #fff; font-size: 21px; } .left-hand { font-weight: 500; font-size: 26px; } .box-content-approch p { width: 100% !important; } form#mc4wp-form-2 { text-align: center; } .popup-input { margin: 10px auto 20px; font-size: 22px !important; } .popup-submit { color: #fff !important; background-color: #E51646 !important; border-color: #c1022e !important; font-size: 1.2em !important; padding: 10px 16px !important; line-height: 1.333333 !important; font-weight: 500; width: 160px !important; } .mc4wp-success { color: #fff; font-size: 25px; } .mc4wp-form-basic .mc4wp-notice { font-size: 19px; margin-top: 15px; color: #4fc4ff } .pum-theme-5063 .pum-container { padding: 40px; border: none; border-radius: 20px; } button.pum-close.popmake-close { background-color: #fff !important; right: -13px !important; top: -11px !important; } .pum-theme-5063 .pum-content + .pum-close, .pum-theme-lightbox .pum-content + .pum-close { color: #2f1038; border: 2px solid #2f1038; } .pardot { background: #4d0d43; max-width: 80%; margin: 0 auto; display: block; height: 700px; } a { color: #e51646; } a:active, a:hover { color: #c30d37; } .mc4wp-form-basic .mc4wp-success, .mc4wp-form-theme .mc4wp-success { color: #fff; } .remote-btn { margin-top: 10px; color: #fff; background-color: #e51646; border: none; border-radius: 6px; } .mc4wp-form-basic { text-align: center; } .whats-new { color: #404a58; display: block; padding-bottom: 30px; } .whats-new:hover { color: #404a58 !important; text-decoration: none; } /* Banner Covid-19 */ .simple-banner .simple-banner-text { line-height: 1.5;} .simple-banner .simple-banner-text a { color: #fff; text-decoration: none; font-weight: 400; } .simple-banner .simple-banner-text a:hover { text-decoration:underline; } .left-part { display: block; } .right-part { display: block; } @media (min-width: 675px) { .right-part { display: inline-block; } .left-part { display: inline-block; border-right: 1px solid #FFFFFF4D; padding-right: 24px; margin-right: 24px; } } /* Signin Button */ .sign-in-heading { color: #000; text-align: center; font-size: 26px; font-weight: 400; line-height: 1.3em; font-family: Barlow; } .sign-in-btn { background: #E51646; font-family: Barlow; color: #fff; margin: 0 auto; display: block; padding: 10px 25px; border: none; font-size: 18px; font-weight: 500; border-radius: 6px; } .sign-in-body { color: #000; text-align: center; padding-bottom: 30px; } .sign-portal-link:hover { text-decoration: none; } .feature-badges { display: flex; justify-content: space-around; flex-direction: row; padding: 20px 0; } .feature-badges > div { background-color: #fb8256; padding: 8px 12px; border-radius: 23px; color: #fff; box-shadow: 0 10px 10px -6px #b1b1b1; font-weight: 500; } /* Uber Menu CSS */ .ubermenu-submenu-type-flyout .ubermenu-target-title { font-size: 15px; font-weight: 500; margin-bottom: 5px; } .ubermenu-item-level-3 a:hover .ubermenu-target-title, .ubermenu-item-level-1 a:hover .ubermenu-target-title { text-decoration: underline; } .ubermenu-item-level-3 a .ubermenu-target-title, .ubermenu-item-level-1 a .ubermenu-target-title { color: #E51646 !important; } .ubermenu .ubermenu-submenu-type-stack>.ubermenu-item-normal>.ubermenu-target { padding-top: 15px !important; padding-bottom: 15px !important; } .ubermenu-item-level-3 .ubermenu-target-title, .uber-custom-title { font-weight: 500; color: #404A58; font-size: 15px; margin-bottom: 4px; } .ubermenu-main .ubermenu-submenu .ubermenu-item-header > .ubermenu-target span { margin-top: 7px; } .ubermenu-submenu-id-13483 { background: rgb(255,255,255) !important; background: linear-gradient(90deg, rgba(255,255,255,1) 0%, rgba(249,251,253,1) 50%, rgba(243,246,249,1) 100%) !important; } .nav-plugin-title { color: #404A58; text-transform: uppercase; letter-spacing: 0.5px; font-weight: 600; font-size: 13px; } .nav-flex { display: flex; justify-content: space-between; padding-right: 50px; } .nav-flex .plug-left a, .nav-flex .plug-right a { color: #E51646; } .nav-flex .plug-left a:hover, .nav-flex .plug-right a:hover { text-decoration: underline !important; } .plug-left, .plug-right { line-height: 1.7em; padding-top: 10px; color: #667182; } .plug-right { text-align: right; } .plug-left { padding-right: 20px; } .ubermenu-responsive-toggle { padding: 15px 0px; display: none; } #ubermenu-main-1130-main_menu-2 { display: none; } #respond { display: none; } /* #header .mobile-toggle { display: none !important; } @media (max-width: 900px) { body { background-color: #5d103e !important } .vc_custom_1579117014640 { margin-top: -181px !important; } .ubermenu-main .ubermenu-item-level-0 > .ubermenu-target { color: #000; } } */ .tg-filters-holder span { font-size: 18px !important; padding: 0 10px; font-weight: 300 !important; color: rgba(64, 74, 88, .4) !important; margin-bottom: 30px !important; } .tg-filter.tg-filter-active.tg-nav-color.tg-nav-border.tg-nav-font.tg-show-filter span { color: #404A58 !important; font-weight: 600 !important; border-bottom: 1px solid red; } /* Guides page */ .page-top.page-header-1 .page-title { font-weight: 500 !important; margin-bottom: 10px; } .posts-grid .grid-box { min-height: 570px; padding: 10px 14px; } a.btn.btn-xs.btn-primary.pt-right { background-color: #e51546; border: none; font-size: 16px; padding: 6px 10px; } article.post.post-title-simple .entry-title { font-size: 24px; line-height: 1.2em; } /* Footer COLMUN 1 spacing */ .contact-menu li { line-height: 2.1em; } /* Footer COLMUN 4 social links */ #follow-us-widget-3 { margin: 10px 0 !important; } a.share-instagram { background-color: #dd2a7b !important; } .share-links a:hover { color: #f3f3f3 !important; } /* Blog single posts */ /* .post-content p { font-size: 20px; color: #667182; font-family: Barlow; font-weight: 300; line-height: 32px; } */ .category-blog .post-content .entry-title { display: none; } form.post-password-form { margin: 200px auto; max-width: 700px; text-align: center; } form.post-password-form input[type='submit'] { background-color: #e51646; border: none; margin: 0 5px; width: 90px; } form.post-password-form:after { content: 'If you cannot access, please contact Agent Support for current password.'; } .darkmenu #header .header-main .header-contact a { color: #000 !important; } body.darkmenu a.mobile-toggle { color: #000 !important; } @media screen and (max-width: 959px) { .ubermenu-responsive-default.ubermenu-responsive.ubermenu-responsive-nocollapse ul li a { color: #000 !important } } /* Elementor Page Styles */ .is-flex { display: flex; } .small-marg-top { margin-top: 15px; } .center-flex { align-content: center; justify-content: center; } .ele-hero { background: transparent linear-gradient(180deg, #150238 0%, #2F185A 52%, #42237B 82%, #6E46B9 100%) 0% 0% no-repeat padding-box; opacity: 1; } .box-intro { background-color: #FFF; padding: 20px; box-shadow: 0px 3px 6px #00000029; border-radius: 5px; min-height: 250px; font-family: 'Barlow'; margin: 0 25px; } .box-intro-long { background-color: #FFF; padding: 20px; box-shadow: 0px 3px 6px #00000029; border-radius: 5px; min-height: 365px; font-family: 'Barlow'; margin: 0 25px; } .box-intro-long h3 { font-weight: 500; padding-right: 120px; letter-spacing: 0; margin-top: 20px; } .large-box { background-color: #FFF; padding: 20px; box-shadow: 0px 3px 6px #00000029; border-radius: 5px; min-height: 400px; font-family: 'Barlow'; margin: 0 25px; } .small-box { background-color: #FFF; padding: 20px; box-shadow: 0px 3px 6px #00000029; border-radius: 5px; min-height: 300px; font-family: 'Barlow'; margin: 0 25px; } /* Download the plugins boxes from the [Payment Gatway Emulators and Plugins page] */ .box-intro-dl { background-color: #FFF; padding: 20px; box-shadow: 0px 3px 6px #00000029; border-radius: 5px; min-height: 210px; font-family: 'Barlow'; } .box-intro-dl .elementor-widget-container h3 { margin-bottom: 20px; color: #150238; font-weight: 600; font-size: 16px; } .box-intro-dl .elementor-widget-container p { margin-top: 20px; color: #FFF; font-weight: 500; font-size: 14px; } .box-intro-dl .elementor-widget-container a { margin-bottom: 20px; font-weight: 400; font-size: 14px; color: #FFF; text-decoration: underline; } .box-intro-dl .elementor-widget-container a:hover { color: #e4e4e4; } .box-intro-dl .elementor-widget-container button { color: #1e0945; border: none; font-size: 14px; padding: 6px 20px; text-align: left; position: absolute; width: 100%; right: 0; bottom: 0; } .box-intro-dl .plug-logo { width: 135px; } .box-single-feature { font-family: 'Barlow'; } .box-intro .graphic, .box-single-feature .graphic { margin-bottom: 15px; } .box-intro h3, .large-box h3, .small-box h3 { margin-bottom: 20px; color: #150238; font-weight: 600; font-size: 16px; line-height: 1.2em; } .box-single-feature h2 { margin-bottom: 25px; color: #333333; font-weight: 500; font-size: 26px; line-height: 1.3em; } .box-single-feature h3 { margin-bottom: 10px; color: #150238; font-weight: 600; font-size: 17px; } .no-li-marg li { margin: 10px; } .box-intro p, .large-box p, .small-box p { color: #555555; font-weight: 400; font-size: 14px; line-height: 1.2em; } .box-single-feature p, .box-single-feature ul li { color: #555555; font-weight: 400; font-size: 16px; line-height: 1.2em; } .min-height-550 { min-height: 550px; background-color: #FFF; } .cta-middle { background: transparent linear-gradient(180deg, #150238 0%, #2F185A 100%) 0% 0% no-repeat padding-box; border-radius: 5px; } .cta-button a:hover { color: #e6e6e6 !important; } .small-marg { margin-bottom: 8px !important; } /* START OF GRAVITY FORM WORK */ .ele-form-box { background: transparent linear-gradient(180deg, #150238 0%, #2F185A 100%) 0% 0% no-repeat padding-box; } .form-shortcode-box { background-color: #FDFDFF; box-shadow: 0px 3px 6px #00000029; border-radius: 5px; } .gfield_radio { display: flex; } .gform_wrapper ul.gfield_radio li { margin-right: 30px; /* border:2px solid red !important; */ } @media only screen and (min-width: 641px) { .ginput_complex.ginput_container.gf_name_has_2 span { width: 50% !important; } } .ginput_container input, .ginput_container select { /* width: 100% !important; */ } @media only screen and (max-width: 600px){ .gform_wrapper ul.gfield_radio li { margin-right: 5px; /* border:2px solid red !important; */ } } .gform_legacy_markup_wrapper input:not([type=radio]):not([type=checkbox]):not([type=submit]):not([type=button]):not([type=image]):not([type=file]) { width: 100%; } /* END OF GRAVITY FORM WORK */ #gform_29, #gform_35 { margin-left: 10px; } #gform_submit_button_29, #gform_submit_button_35, #gform_submit_button_42, #gform_submit_button_43, #gform_submit_button_45{ width: 97%; background-color: #e51646; border: none; } #gform_fields_29 input { color: #000; } #gform_fields_29 .gfield_select, #gform_fields_29 .textarea { color: #000; width: 100%; padding: 5px 4px; } #gform_fields_29 label { letter-spacing: 0.3px; color: #0e0125; } .uber-gray-bg { background-color: #F4F4F4 !important; } .cookie-notice-container { padding: 0px !important; } .bg-purple { background-color: #6E46B9 !important } .bg-light-purple { background-color: #A97AFF !important } .bg-black { background-color: #150238 !important } .header-contact .border-btn { margin-top: 10px !important; color: #fff !important; background-color: #e51646 !important; border: none; border-radius: 6px !important; margin-left: 20px; } @media only screen and (max-width: 480px) { .header-contact .border-btn { margin-left: 10px; } } /* New navigation CSS */ .ubermenu-item-level-2 a .ubermenu-target-title, .ubermenu-item-level-1 a .ubermenu-target-title { color: #E51646 !important; } .ubermenu-item-level-2 .ubermenu-target-title, .uber-custom-title { font-weight: 500; color: #404A58; font-size: 15px; margin-bottom: 4px; } .ubermenu .ubermenu-item-layout-image_left>.ubermenu-target-text { padding-left: 0px } .ubermenu .ubermenu-item-layout-image_left>.ubermenu-image { margin-right: 15px; } .container.header-row { max-width: 100% !important; } h3 { font-family: 'Barlow' !important; } .flex-check > .elementor-column-wrap > .elementor-widget-wrap { justify-content: center; } .mobile-column-gab { float: none; } .single-post .page-title-wrap { margin-top: 30px; } #nav-panel, #nav-panel .container, .mobile-nav-wrap { height: 70vh !important; } #nav-panel .mobile-nav-wrap { max-height: 80vh !important; } @media only screen and (max-width: 400px) { #cookie-notice { font-size: 9px; letter-spacing: 0; line-height: 13px; } #cn-notice-text { margin-bottom: 20px; } } .owl-stage-outer { margin-top: 0px; } .what-is-new-heading a { font-family: 'Barlow'; } /* Partner Portal CSS */ .partner-portal-nav { background-color: #fbfbfb !important; } .partner-portal-heading { font-size: 17px !important; font-family: 'Barlow' !important; line-height: 1.2em !important; font-weight: 600 !important; text-align: center !important; margin: 5px 0 20px 0 !important; } .partner-portal-heading-2 { font-size: 15px !important; font-family: 'Barlow' !important; line-height: 1.2em !important; font-weight: 400 !important; text-align: center !important; margin: 0 0 20px 0 !important; } .partner-portal-img { margin-left: auto !important; margin-right: auto !important; width: 70% !important; display: block !important; padding-bottom: 10px !important; } .partner-portal-btn { color: #FFF !important; background: #e51646 !important; font-family: 'Barlow' !important; display: block !important; width: 60% !important; height: 30px !important; margin: auto !important; border: none !important; border-radius: 6px !important; font-size: 14px !important; } .partner-portal-btn:hover { cursor: pointer !important; } .col-lg-3.sidebar.porto-blog-sidebar.right-sidebar.mobile-sidebar { display: none; } .meet-us-event { color: #fff !important; background: #e51646 !important; border: 1px solid #e51646 !important; width: 30%; margin: 0 auto 40px !important; padding: 10px !important; font-weight: 600 !important; border-radius: 6px !important; } .meet-us-event:hover { background: #f32555 !important; border: 1px solid #f32555 !important; } button:hover { cursor: pointer !important; } .merchant-coming-soon { background: #E51646 0% 0% no-repeat padding-box; color: red; height: 32px; width: 123px; border-radius: 20px; opacity: 0.05; } .entry-content a:active, .entry-content a:focus { color: #e51646 !important; } /* Cookie Button Color and Padding */ .cn-button { padding: 10px !important; color: #FFF !important; } /* Online payment Soultions Page */ .online-payment-card li{ list-style:none; } .online-payment-solutions-links a{ color:#6E46B9 !important; font-weight: 500; } .online-payment-solutions-links span{ color: #8E8E8E !important; } /* Fully integrated Self-Service Payment Terminals Page */ .self-service-payment-terminals span{ color: #B8C9FF; } #self-service-payment-terminals-dark span{ color:#6E46B9; } .self-service-payment-terminals-card span{ color:#150238; } .self-service-payment-terminals-card a{ color:#6E46B9 !important; } .male-hero-image img{ border-radius:0 0px 0px 10px; } /* Merchants Webpage */ .merchants-payment-type{ background-image: linear-gradient(176deg, #B9CAFD, #F0F3F8, #B9CAFD) !important; } /* White Paper Archive Page */ .category-537 a.btn.btn-xs.btn-default.text-xs.text-uppercase.btn-readmore { display: none; } .category-537 .page-top.page-header-1 .page-title { font-weight: 500 !important; margin-bottom: 10px; color: #190d37; letter-spacing: -0px; margin-top: 130px !important; font-size: 70px !important; margin-bottom: 0px; } .category-537 h4.entry-title { letter-spacing: 0px; font-family: 'Barlow'; padding: 5px 20px 5px 5px; font-size: 32px !important; } .category-537 .post-content { font-family: 'Barlow'; letter-spacing: 0.2px; font-weight: 400; } .checkmark2 { list-style: none; margin-left: 0; margin-bottom: 0; padding-left: 0; } .checkmark2 li { background: url(https://www.cardknox.com/wp-content/uploads/Light-Check.svg) left 1px / 24px 24px no-repeat; padding-left: 44px; padding-bottom: 8px; letter-spacing: 0; }</style> <script>// GDPR Custom Functions // Pardot API Call let piDomain = 'forms.cardknox.com'; (function(){ // The src value will now load pdt.js instead of pd.js var s=document.createElement('script');s.type='text/javascript';s.async=true;s.src='https://'+piDomain+'/pdt.js'; var c=document.getElementsByTagName('script')[0];c.parentNode.insertBefore(s,c); // Initialize the queue window['pdt'] = window['pdt'] || function(){(window['pdt'].cq = window['pdt'].cq || []).push(arguments);}; })(); pdt('create', 1056213, 19958, piDomain); // does previous consent exist? 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class="welcome-msg"><div class="pull-left"><a href="https://www.cardknox.com/updates/cardknox-merchant-portal-september-2021-release-notes/" class="green-btn">new</a> <a href="https://www.cardknox.com/blogs/power-of-the-payfac-model/">Infographic: Learn all about the <i>Power of the PayFac Model</i> <i class="fas fa-arrow-right"></i></a></div></span></div></div></div><div class="header-main"><div class="container header-row"><div class="header-left"><div class="logo"> <a href="https://www.cardknox.com/" title="Cardknox - POS EMV-Ready Payment Processing and Gateway" rel="home"> <img class="img-responsive standard-logo retina-logo" width="166" height="38" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20166%2038'%3E%3C/svg%3E" alt="Cardknox" data-lazy-src="//www.cardknox.com/wp-content/uploads/dark-1.png" /><noscript><img class="img-responsive standard-logo retina-logo" width="166" height="38" src="//www.cardknox.com/wp-content/uploads/dark-1.png" alt="Cardknox" /></noscript> </a></div></div><div class="header-center"><div id="main-menu"> <a class="mobile-toggle" href="#" aria-label="Mobile Menu"><i class="fas fa-bars"></i></a> <a class="ubermenu-responsive-toggle ubermenu-responsive-toggle-main ubermenu-skin-minimal ubermenu-loc-main_menu ubermenu-responsive-toggle-content-align-left ubermenu-responsive-toggle-align-full ubermenu-responsive-toggle-open" tabindex="0" data-ubermenu-target="ubermenu-main-1130-main_menu-2"><i class="fas fa-bars" ></i>Menu</a><nav id="ubermenu-main-1130-main_menu-2" class="ubermenu ubermenu-nojs ubermenu-main ubermenu-menu-1130 ubermenu-loc-main_menu ubermenu-responsive ubermenu-responsive-799 ubermenu-responsive-nocollapse ubermenu-horizontal ubermenu-transition-shift ubermenu-trigger-hover ubermenu-skin-minimal ubermenu-bar-align-full ubermenu-items-align-auto ubermenu-bound ubermenu-disable-submenu-scroll ubermenu-sub-indicators ubermenu-retractors-responsive ubermenu-submenu-indicator-closes"><ul id="ubermenu-nav-main-1130-main_menu" class="ubermenu-nav" data-title="Uber Menu"><li id="menu-item-13488" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-13488 ubermenu-item-level-0 ubermenu-column ubermenu-column-auto ubermenu-has-submenu-drop ubermenu-has-submenu-mega" ><span class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" tabindex="0" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Payment Solutions</span><i class='ubermenu-sub-indicator fas fa-angle-down'></i></span><ul class="ubermenu-submenu ubermenu-submenu-id-13488 ubermenu-submenu-type-auto ubermenu-submenu-type-mega ubermenu-submenu-drop ubermenu-submenu-align-full_width" ><li id="menu-item-14603" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-14603 ubermenu-item-auto ubermenu-item-header ubermenu-item-level-1 ubermenu-column ubermenu-column-1-3 ubermenu-has-submenu-stack" ><span class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Integrations</span></span><ul class="ubermenu-submenu ubermenu-submenu-id-14603 ubermenu-submenu-type-auto ubermenu-submenu-type-stack" ><li id="menu-item-13511" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13511 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/ecommerce-payments/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Online</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">API, hosted online form, plugins, and more</span></a></li><li id="menu-item-13512" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13512 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/mobile-payments/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Mobile</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Integrate payments within POS apps using our SDK</span></a></li><li id="menu-item-13510" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13510 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/in-person-payments/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">In-Person</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">POS integrations and pre-certified terminals</span></a></li><li id="menu-item-16062" class="ubermenu-item ubermenu-item-type-post_type ubermenu-item-object-page ubermenu-item-16062 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/unattended-payments/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Unattended</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Harness our integrations for sleek unattended hardware</span></a></li></ul></li><li id="menu-item-14604" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-14604 ubermenu-item-auto ubermenu-item-header ubermenu-item-level-1 ubermenu-column ubermenu-column-1-3 ubermenu-has-submenu-stack" ><span class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Products</span></span><ul class="ubermenu-submenu ubermenu-submenu-id-14604 ubermenu-submenu-type-auto ubermenu-submenu-type-stack" ><li id="menu-item-14764" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-14764 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/cardknox-go/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Cardknox Go (PayFac)</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Become a Payment Facilitator, without the hassle</span></a></li><li id="menu-item-16687" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-16687 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/portal/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Merchant Portal</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Online platform for seamless management of payments</span></a></li><li id="menu-item-15152" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-15152 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/mobile-app/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Mobile App</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Mobile point-of-sale solution for iOS and Android</span></a></li><li id="menu-item-13531" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13531 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/ifields/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">iFields</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Design secure online payment forms</span></a></li><li id="menu-item-16690" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-16690 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/partner-portal/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Partner Portal</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">ISV platform for managing merchant accounts</span></a></li></ul></li><li id="menu-item-14605" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-14605 ubermenu-item-auto ubermenu-item-header ubermenu-item-level-1 ubermenu-column ubermenu-column-1-3 ubermenu-has-submenu-stack" ><span class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Features</span></span><ul class="ubermenu-submenu ubermenu-submenu-id-14605 ubermenu-submenu-type-auto ubermenu-submenu-type-stack" ><li id="menu-item-13507" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13507 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/payment-types/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Credit Card Processing</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Process EMV, magstripe, and NFC credit cards</span></a></li><li id="menu-item-13494" class="new-badge ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13494 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/ebt-online/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">SNAP EBT Online</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Accept SNAP EBT online payments.</span></a></li><li id="menu-item-13495" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13495 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/recurring-billing/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Recurring Payments</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Create automated payment schedules</span></a></li><li id="menu-item-13492" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13492 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/ach/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">ACH Direct Debit</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Accept electronic money transfers</span></a></li><li id="menu-item-13493" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13493 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/emv" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">EMV</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Easily integrate EMV processing, no matter your system</span></a></li><li id="menu-item-13508" class="beta-badge ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13508 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/3d-secure/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">3D Secure 2.0</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Reduce fraud and chargebacks online</span></a></li><li id="menu-item-14095" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-14095 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/contactless-payments" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Contactless Payments</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Pre-certified NFC readers and terminals</span></a></li></ul></li></ul></li><li id="menu-item-17147" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-17147 ubermenu-item-level-0 ubermenu-column ubermenu-column-auto ubermenu-has-submenu-drop ubermenu-has-submenu-flyout" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" target="_blank" href="https://docs.cardknox.com/" tabindex="0" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Developers</span><i class='ubermenu-sub-indicator fas fa-angle-down'></i></a><ul class="ubermenu-submenu ubermenu-submenu-id-17147 ubermenu-submenu-type-flyout ubermenu-submenu-drop ubermenu-submenu-align-left_edge_item" ><li id="menu-item-16689" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-16689 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-1" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://docs.cardknox.com/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Documentation</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">No payment integration is too complex.</span></a></li><li id="menu-item-13553" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13553 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-1" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/developer-resources/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Developer Hub</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Get the tools and resources to integrate Cardknox payments</span></a></li><li id="menu-item-16688" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-16688 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-1" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/partner-program/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Partner Program</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Best-in-class payment processing solutions for your merchants.</span></a></li><li id="menu-item-13498" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13498 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-1" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/merchants/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Merchant Benefits</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">An extensive lineup of robust, omnichannel solutions for every sales and invoicing channel.</span></a></li><li id="menu-item-13555" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13555 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-1" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/contact/integration-question/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Integration Support</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Ask us anything, we are here to help.</span></a></li></ul></li><li id="menu-item-13499" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-13499 ubermenu-item-level-0 ubermenu-column ubermenu-column-auto ubermenu-has-submenu-drop ubermenu-has-submenu-mega" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/blogs" tabindex="0" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Company</span><i class='ubermenu-sub-indicator fas fa-angle-down'></i></a><ul class="ubermenu-submenu ubermenu-submenu-id-13499 ubermenu-submenu-type-mega ubermenu-submenu-drop ubermenu-submenu-align-center" ><li id="menu-item-13782" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-13782 ubermenu-item-auto ubermenu-item-header ubermenu-item-level-1 ubermenu-column ubermenu-column-1-2 ubermenu-has-submenu-stack" ><span class="ubermenu-target ubermenu-target-with-image ubermenu-item-layout-image_left" data-ps2id-api="true"><img class="ubermenu-image ubermenu-image-size-full" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%2035%2034'%3E%3C/svg%3E" width="35" height="34" alt="news2" data-lazy-src="https://www.cardknox.com/wp-content/uploads/news2.png" /><noscript><img class="ubermenu-image ubermenu-image-size-full" src="https://www.cardknox.com/wp-content/uploads/news2.png" width="35" height="34" alt="news2" /></noscript><span class="ubermenu-target-title ubermenu-target-text">Resources</span></span><ul class="ubermenu-submenu ubermenu-submenu-id-13782 ubermenu-submenu-type-auto ubermenu-submenu-type-stack" ><li id="menu-item-13556" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13556 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only uber-custom-title" href="/blogs/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Blog</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Read articles on Cardknox thought leadership and solution announcements.</span></a></li><li id="menu-item-13784" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13784 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only uber-custom-title" href="https://www.cardknox.com/white-papers/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">White Papers</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Get a comprehensive look at industry trends.</span></a></li><li id="menu-item-14061" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-14061 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only uber-custom-title" href="https://www.cardknox.com/brand-guidelines/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Brand Guidelines</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">These brand resources will help you use Cardknox content and our brand.</span></a></li></ul></li><li id="menu-item-13783" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-13783 ubermenu-item-auto ubermenu-item-header ubermenu-item-level-1 ubermenu-column ubermenu-column-1-2 ubermenu-has-submenu-stack" ><span class="ubermenu-target ubermenu-target-with-image ubermenu-item-layout-image_left" data-ps2id-api="true"><img class="ubermenu-image ubermenu-image-size-full" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%2042%2034'%3E%3C/svg%3E" width="42" height="34" alt="Contact-us" data-lazy-src="https://www.cardknox.com/wp-content/uploads/Contact-us.png" /><noscript><img class="ubermenu-image ubermenu-image-size-full" src="https://www.cardknox.com/wp-content/uploads/Contact-us.png" width="42" height="34" alt="Contact-us" /></noscript><span class="ubermenu-target-title ubermenu-target-text">Company</span></span><ul class="ubermenu-submenu ubermenu-submenu-id-13783 ubermenu-submenu-type-auto ubermenu-submenu-type-stack" ><li id="menu-item-13497" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13497 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/partner-program/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Become a Partner</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Best-in-class payment processing solutions for your merchants.</span></a></li><li id="menu-item-13559" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13559 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only uber-custom-title" href="/contact/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Contact Us</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Tell us about your payment needs.</span></a></li><li id="menu-item-13558" class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13558 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only uber-custom-title" href="/careers/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Careers</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Explore our open positions to discover a challenging, rewarding career.</span></a></li></ul></li></ul></li></ul></nav></div></div><div class="header-right"><div class="header-minicart"><div class="header-contact"> <a href='/contact/'>Contact</a> <a href="https://portal.solapayments.com">Merchant Login</a> <a href='/sandbox/' class="border-btn">Create Sandbox</a></div></div></div></div><div id="nav-panel"><div class="container"><div class="mobile-nav-wrap"><div class="menu-wrap"> <a class="ubermenu-responsive-toggle ubermenu-responsive-toggle-main ubermenu-skin-minimal ubermenu-loc-main_menu ubermenu-responsive-toggle-content-align-left ubermenu-responsive-toggle-align-full ubermenu-responsive-toggle-open" tabindex="0" data-ubermenu-target="ubermenu-main-1130-main_menu-4"><i class="fas fa-bars" ></i>Menu</a><nav id="ubermenu-main-1130-main_menu-4" class="ubermenu ubermenu-nojs ubermenu-main ubermenu-menu-1130 ubermenu-loc-main_menu ubermenu-responsive ubermenu-responsive-799 ubermenu-responsive-nocollapse ubermenu-horizontal ubermenu-transition-shift ubermenu-trigger-hover ubermenu-skin-minimal ubermenu-bar-align-full ubermenu-items-align-auto ubermenu-bound ubermenu-disable-submenu-scroll ubermenu-sub-indicators ubermenu-retractors-responsive ubermenu-submenu-indicator-closes"><ul id="ubermenu-nav-main-1130-main_menu" class="ubermenu-nav" data-title="Uber Menu"><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-13488 ubermenu-item-level-0 ubermenu-column ubermenu-column-auto ubermenu-has-submenu-drop ubermenu-has-submenu-mega" ><span class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" tabindex="0" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Payment Solutions</span><i class='ubermenu-sub-indicator fas fa-angle-down'></i></span><ul class="ubermenu-submenu ubermenu-submenu-id-13488 ubermenu-submenu-type-auto ubermenu-submenu-type-mega ubermenu-submenu-drop ubermenu-submenu-align-full_width" ><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-14603 ubermenu-item-auto ubermenu-item-header ubermenu-item-level-1 ubermenu-column ubermenu-column-1-3 ubermenu-has-submenu-stack" ><span class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Integrations</span></span><ul class="ubermenu-submenu ubermenu-submenu-id-14603 ubermenu-submenu-type-auto ubermenu-submenu-type-stack" ><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13511 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/ecommerce-payments/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Online</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">API, hosted online form, plugins, and more</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13512 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/mobile-payments/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Mobile</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Integrate payments within POS apps using our SDK</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13510 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/in-person-payments/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">In-Person</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">POS integrations and pre-certified terminals</span></a></li><li class="ubermenu-item ubermenu-item-type-post_type ubermenu-item-object-page ubermenu-item-16062 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/unattended-payments/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Unattended</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Harness our integrations for sleek unattended hardware</span></a></li></ul></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-14604 ubermenu-item-auto ubermenu-item-header ubermenu-item-level-1 ubermenu-column ubermenu-column-1-3 ubermenu-has-submenu-stack" ><span class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Products</span></span><ul class="ubermenu-submenu ubermenu-submenu-id-14604 ubermenu-submenu-type-auto ubermenu-submenu-type-stack" ><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-14764 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/cardknox-go/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Cardknox Go (PayFac)</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Become a Payment Facilitator, without the hassle</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-16687 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/portal/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Merchant Portal</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Online platform for seamless management of payments</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-15152 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/mobile-app/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Mobile App</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Mobile point-of-sale solution for iOS and Android</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13531 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/ifields/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">iFields</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Design secure online payment forms</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-16690 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/partner-portal/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Partner Portal</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">ISV platform for managing merchant accounts</span></a></li></ul></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-14605 ubermenu-item-auto ubermenu-item-header ubermenu-item-level-1 ubermenu-column ubermenu-column-1-3 ubermenu-has-submenu-stack" ><span class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Features</span></span><ul class="ubermenu-submenu ubermenu-submenu-id-14605 ubermenu-submenu-type-auto ubermenu-submenu-type-stack" ><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13507 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/payment-types/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Credit Card Processing</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Process EMV, magstripe, and NFC credit cards</span></a></li><li class="new-badge ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13494 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/ebt-online/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">SNAP EBT Online</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Accept SNAP EBT online payments.</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13495 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/recurring-billing/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Recurring Payments</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Create automated payment schedules</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13492 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/ach/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">ACH Direct Debit</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Accept electronic money transfers</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13493 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/emv" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">EMV</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Easily integrate EMV processing, no matter your system</span></a></li><li class="beta-badge ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13508 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/3d-secure/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">3D Secure 2.0</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Reduce fraud and chargebacks online</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-14095 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/contactless-payments" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Contactless Payments</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Pre-certified NFC readers and terminals</span></a></li></ul></li></ul></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-17147 ubermenu-item-level-0 ubermenu-column ubermenu-column-auto ubermenu-has-submenu-drop ubermenu-has-submenu-flyout" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" target="_blank" href="https://docs.cardknox.com/" tabindex="0" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Developers</span><i class='ubermenu-sub-indicator fas fa-angle-down'></i></a><ul class="ubermenu-submenu ubermenu-submenu-id-17147 ubermenu-submenu-type-flyout ubermenu-submenu-drop ubermenu-submenu-align-left_edge_item" ><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-16689 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-1" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://docs.cardknox.com/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Documentation</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">No payment integration is too complex.</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13553 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-1" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/developer-resources/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Developer Hub</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Get the tools and resources to integrate Cardknox payments</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-16688 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-1" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/partner-program/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Partner Program</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Best-in-class payment processing solutions for your merchants.</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13498 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-1" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/merchants/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Merchant Benefits</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">An extensive lineup of robust, omnichannel solutions for every sales and invoicing channel.</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13555 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-1" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="https://www.cardknox.com/contact/integration-question/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Integration Support</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Ask us anything, we are here to help.</span></a></li></ul></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-13499 ubermenu-item-level-0 ubermenu-column ubermenu-column-auto ubermenu-has-submenu-drop ubermenu-has-submenu-mega" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only" href="/blogs" tabindex="0" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Company</span><i class='ubermenu-sub-indicator fas fa-angle-down'></i></a><ul class="ubermenu-submenu ubermenu-submenu-id-13499 ubermenu-submenu-type-mega ubermenu-submenu-drop ubermenu-submenu-align-center" ><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-has-children ubermenu-item-13782 ubermenu-item-auto ubermenu-item-header ubermenu-item-level-1 ubermenu-column ubermenu-column-1-2 ubermenu-has-submenu-stack" ><span class="ubermenu-target ubermenu-target-with-image ubermenu-item-layout-image_left" data-ps2id-api="true"><img class="ubermenu-image ubermenu-image-size-full" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%2035%2034'%3E%3C/svg%3E" width="35" height="34" alt="news2" data-lazy-src="https://www.cardknox.com/wp-content/uploads/news2.png" /><noscript><img class="ubermenu-image ubermenu-image-size-full" src="https://www.cardknox.com/wp-content/uploads/news2.png" width="35" height="34" alt="news2" /></noscript><span class="ubermenu-target-title ubermenu-target-text">Resources</span></span><ul class="ubermenu-submenu ubermenu-submenu-id-13782 ubermenu-submenu-type-auto ubermenu-submenu-type-stack" ><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13556 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only uber-custom-title" href="/blogs/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">Blog</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Read articles on Cardknox thought leadership and solution announcements.</span></a></li><li class="ubermenu-item ubermenu-item-type-custom ubermenu-item-object-custom ubermenu-item-13784 ubermenu-item-auto ubermenu-item-normal ubermenu-item-level-2 ubermenu-column ubermenu-column-auto" ><a class="ubermenu-target ubermenu-item-layout-default ubermenu-item-layout-text_only uber-custom-title" href="https://www.cardknox.com/white-papers/" data-ps2id-api="true"><span class="ubermenu-target-title ubermenu-target-text">White Papers</span><span class="ubermenu-target-divider"> – </span><span class="ubermenu-target-description ubermenu-target-text">Get a comprehensive look at industry trends.</span></a></li><li class="ubermenu-item ubermenu-item-type-custom 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content="1" /><i class="delimiter"></i></li><li itemprop="itemListElement" itemscope itemtype="https://schema.org/ListItem"><a itemprop="item" href="https://www.cardknox.com/white-papers/addressing-the-challenges-and-trends-of-health-care-payment-collection/"><span itemprop="name">Addressing the Challenges and Trends of Health Care Payment Collection</span></a><meta itemprop="position" content="2" /><i class="delimiter"></i></li><li itemprop="itemListElement" itemscope itemtype="https://schema.org/ListItem"><a itemprop="item" href="https://www.cardknox.com/category/white-papers/"><span itemprop="name">White Papers</span></a><meta itemprop="position" content="3" /><i class="delimiter"></i></li><li>Addressing the Challenges and Trends of Health Care Payment Collection</li></ul></div><div class="page-title-wrap"><h1 class="page-title">Addressing the Challenges and Trends of Health Care Payment Collection</h1></div></div></div></div></section><div id="main" class="column1 boxed"><div class="container"><div class="row main-content-wrap"><div class="main-content col-lg-12"><div id="content" role="main" class="porto-single-page"><article class="post-large hide-post-date post-title-simple post-17052 post type-post status-publish format-standard has-post-thumbnail hentry category-white-papers"><div class="post-image single"><div class="post-slideshow porto-carousel owl-carousel has-ccols ccols-1 nav-inside nav-inside-center nav-style-2 show-nav-hover" data-plugin-options='{"nav":true}'><div><div class="img-thumbnail"> <img width="1140" height="445" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201140%20445'%3E%3C/svg%3E" class="owl-lazy img-responsive" alt="" decoding="async" data-lazy-src="https://www.cardknox.com/wp-content/uploads/AdobeStock_426469652-1140x445.jpeg" /><noscript><img loading="lazy" width="1140" height="445" src="https://www.cardknox.com/wp-content/uploads/AdobeStock_426469652-1140x445.jpeg" class="owl-lazy img-responsive" alt="" decoding="async" /></noscript></div></div></div></div><div class="post-content"><h2 class="entry-title">Addressing the Challenges and Trends of Health Care Payment Collection</h2> <span class="vcard" style="display: none;"><span class="fn"><a href="https://www.cardknox.com/author/wwang/" title="Posts by Wendy Wang" rel="author">Wendy Wang</a></span></span><span class="updated" style="display:none">2022-07-07T18:59:31-04:00</span><div class="post-meta "></div><div class="entry-content"><div data-elementor-type="wp-post" data-elementor-id="17052" class="elementor elementor-17052" data-elementor-post-type="post"><section class="elementor-section elementor-top-section elementor-element elementor-element-3b2d0be elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3b2d0be" data-element_type="section"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-833320c" data-id="833320c" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-58fbf2e elementor-widget elementor-widget-text-editor" data-id="58fbf2e" data-element_type="widget" id="wpaper-dark-text" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>Health care bill pay and collection have for many years been a pain point for patients and health care providers alike. Paper invoicing, overdue balances, and tedious account reconciliations are just some of the many challenges of traditional health care payment collection. Despite these challenges, the industry has generally been slow to adopt more modern payment collection solutions—that is, until the COVID-19 pandemic exposed the pitfalls of health care payments and spurred on health care providers to implement newer technology. </p><p>Over the past couple of years, health care organizations have rapidly shifted to digital payment processing systems. Especially as more health services are being provided remotely, medical providers have found it necessary to offer more convenient and digital ways for their customers to pay their balances. </p><p>As the COVID-19 pandemic subsides, it has become clear that the recent changes to health care bill pay and collection are here to stay. There is now tremendous opportunity not only for health care providers but also for Independent Software Vendors (ISVs) and Software as a Service (SaaS) providers to grow their revenue by catering to the latest payment preferences. In this white paper, we will take an in-depth look at the recent changes to payment acceptance in the healthcare industry and discuss how the industry can adapt with the help of the latest payment technology.</p></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-3a413fb elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="3a413fb" data-element_type="section"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-9c08300" data-id="9c08300" data-element_type="column"><div class="elementor-widget-wrap"></div></div><div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-c6edae5" data-id="c6edae5" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-8b8c2bc download-box elementor-widget elementor-widget-html" data-id="8b8c2bc" data-element_type="widget" data-widget_type="html.default"><div class="elementor-widget-container"><div class="download-box"><img decoding="async" class="guide-img alignnone size-medium wp-image-13401" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20230%20194'%3E%3C/svg%3E" alt="healthcare payments collection" width="230" height="194" data-lazy-src="https://www.cardknox.com/wp-content/uploads/22-06.-White-Paper_Health-Care-Payments_v1-1.pdf-2022-06-21-at-4.22.58-PM.jpg" /><noscript><img loading="lazy" decoding="async" class="guide-img alignnone size-medium wp-image-13401" src="https://www.cardknox.com/wp-content/uploads/22-06.-White-Paper_Health-Care-Payments_v1-1.pdf-2022-06-21-at-4.22.58-PM.jpg" alt="healthcare payments collection" width="230" height="194" /></noscript><div class="download-text"><span class="small-cta">Get the print version</span><br/> Read the full white paper anytime and anywhere. <button id="full-size-download-btn" class="icon-download download-btn download-pdf-healthcare"> <img decoding="async" style="margin-right: 10px;" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%2020%200'%3E%3C/svg%3E" width="20" data-lazy-src="/wp-content/uploads/download-btn.png" /><noscript><img decoding="async" style="margin-right: 10px;" src="/wp-content/uploads/download-btn.png" width="20" /></noscript>Download PDF </button></div></div></div></div></div></div><div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-342e0bc" data-id="342e0bc" data-element_type="column"><div class="elementor-widget-wrap"></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-73e4872 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="73e4872" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d0c38c7" data-id="d0c38c7" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-2e6aaf1 elementor-widget elementor-widget-heading" data-id="2e6aaf1" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Healthcare Industry Overview</h2></div></div><div class="elementor-element elementor-element-6dc5cc6 e-transform elementor-widget elementor-widget-image" data-id="6dc5cc6" data-element_type="widget" data-settings="{"_transform_scaleX_effect":{"unit":"px","size":"","sizes":[]},"_transform_scaleX_effect_tablet":{"unit":"px","size":"","sizes":[]},"_transform_scaleX_effect_mobile":{"unit":"px","size":"","sizes":[]},"_transform_scaleY_effect":{"unit":"px","size":"","sizes":[]},"_transform_scaleY_effect_tablet":{"unit":"px","size":"","sizes":[]},"_transform_scaleY_effect_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="image.default"><div class="elementor-widget-container"> <img decoding="async" width="1024" height="518" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201024%20518'%3E%3C/svg%3E" class="attachment-large size-large wp-image-17056" alt="" data-lazy-srcset="https://www.cardknox.com/wp-content/uploads/AdobeStock_126630581-1024x518.jpeg 1024w, https://www.cardknox.com/wp-content/uploads/AdobeStock_126630581-768x388.jpeg 768w, https://www.cardknox.com/wp-content/uploads/AdobeStock_126630581-500x253.jpeg 500w, https://www.cardknox.com/wp-content/uploads/AdobeStock_126630581-640x324.jpeg 640w, https://www.cardknox.com/wp-content/uploads/AdobeStock_126630581-400x202.jpeg 400w" data-lazy-sizes="(max-width: 1024px) 100vw, 1024px" data-lazy-src="https://www.cardknox.com/wp-content/uploads/AdobeStock_126630581-1024x518.jpeg" /><noscript><img loading="lazy" decoding="async" width="1024" height="518" src="https://www.cardknox.com/wp-content/uploads/AdobeStock_126630581-1024x518.jpeg" class="attachment-large size-large wp-image-17056" alt="" srcset="https://www.cardknox.com/wp-content/uploads/AdobeStock_126630581-1024x518.jpeg 1024w, https://www.cardknox.com/wp-content/uploads/AdobeStock_126630581-768x388.jpeg 768w, https://www.cardknox.com/wp-content/uploads/AdobeStock_126630581-500x253.jpeg 500w, https://www.cardknox.com/wp-content/uploads/AdobeStock_126630581-640x324.jpeg 640w, https://www.cardknox.com/wp-content/uploads/AdobeStock_126630581-400x202.jpeg 400w" sizes="(max-width: 1024px) 100vw, 1024px" /></noscript></div></div><div class="elementor-element elementor-element-3fc2a37 elementor-widget elementor-widget-text-editor" data-id="3fc2a37" data-element_type="widget" id="wpaper-dark-text" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p id="wpaper-dark-text">Healthcare in the U.S. is a <a href="https://www.cms.gov/research-statistics-data-and-systems/statistics-trends-and-reports/nationalhealthexpenddata">massive</a>, complex industry and in fact is one of the <a href="https://www.bls.gov/opub/ted/2020/5-out-of-20-fastest-growing-industries-from-2019-to-2029-are-in-healthcare-and-social-assistance.htm">fastest growing sectors</a>. The industry includes not only health care providers but also a diverse range of sectors and activities such as research (treatment, drugs, devices, etc.), pharmaceutical development, drug manufacturing, medical equipment, facilities management, health care systems, and administration. </p><p id="wpaper-dark-text">For patients, the costs of benefiting from these health care services, and others, are significant. According to CMS.gov, health care spending accounted for more than <a href="https://www.cms.gov/Research-Statistics-Data-and-Systems/Statistics-Trends-and-Reports/NationalHealthExpendData/NHE-Fact-Sheet">19.7% of U.S. GDP in 2020</a>, reaching more than $4.1 trillion in spending and an average of $12,530 per person. Spending on <a href="https://www.cms.gov/files/document/highlights.pdf">health care services is widely dispersed</a>, including hospital care, physician and clinical services, retail prescription drugs, nursing and retirement care, and other health, home care, and personal care services.</p><p>As mentioned earlier, it is often a challenge for health care providers to collect everything that is owed to them. And considering that a <a href="https://www.statista.com/statistics/785122/number-of-healthcare-smbs-by-naics-category-us/">large portion</a> of the <a href="https://www.census.gov/library/stories/2020/10/health-care-still-largest-united-states-employer.html">907k+</a> businesses in the healthcare and social assistance sector are small- to mid-sized operations working within tight budget constraints, payment collection issues have the potential to be quite damaging.</p><p>Clearly, then, there are many opportunities for the healthcare system and its service providers to benefit from technology-driven efficiencies. By utilizing new payment strategies to match shifts in consumer preferences, medical service providers and health care organizations can reduce costs substantially and increase profitability.</p></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-caa6ad1 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="caa6ad1" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2b02998" data-id="2b02998" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-3310efa elementor-widget elementor-widget-heading" data-id="3310efa" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">The Role of Payments Within the Healthcare Industry</h2></div></div><div class="elementor-element elementor-element-512d4a9 elementor-widget elementor-widget-text-editor" data-id="512d4a9" data-element_type="widget" id="wpaper-dark-text" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>Payment processing is a core component of the overall health care experience. Considering the high costs and complexities of medical bills, it is essential that health care providers implement tools and solutions that will make bill payment more patient friendly—while also minimizing tedious labor for health care staff. Let’s start by taking a look at how payments are commonly collected by health care providers.</p></div></div><div class="elementor-element elementor-element-f2a7733 elementor-widget elementor-widget-heading" data-id="f2a7733" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Medical Payment Collection Methods</h2></div></div><div class="elementor-element elementor-element-fafed15 elementor-widget elementor-widget-text-editor" data-id="fafed15" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>Medical payments are commonly collected by health care providers in one of the following ways:</p></div></div><div class="elementor-element elementor-element-86d5c91 wpaper-dark-text elementor-widget elementor-widget-text-editor" data-id="86d5c91" data-element_type="widget" id="dec-ul" data-widget_type="text-editor.default"><div class="elementor-widget-container"><ul><li><span style="font-size: 20px;"><strong>Patient Portals</strong></span></li></ul><p style="padding-left: 40px;">These online, self-service platforms give patients the ability to input credit card or checking account details and make a payment at their convenience. Especially when compared to the hassle of paper checks, many patients prefer the ease of making payments online. In fact, <a href="https://www.instamed.com/white-papers/trends-in-healthcare-payments-annual-report/">79% of consumers</a> in a recent survey from Instamed said they prefer to pay premiums online, compared to just 7% who want to mail a paper check.</p><ul><li><span style="font-size: 20px;"><strong>Check Payments</strong></span><p>Despite the fact that nearly every health care provider accepts check payments, it is not the preferred option for them or their patients. In fact, only <a href="https://www.instamed.com/white-papers/trends-in-healthcare-payments-annual-report/">10% of providers</a> who responded to Instamed’s survey reported that they preferred receiving paper checks from payers. For patients and health care providers alike, paying with a check tends to be more time-consuming and tedious than alternative methods. Unlike electronic payment, check payments require health care staff to deposit each check and manually enter data into their system. Plus, check payment collection tends to be associated with snail-mail invoicing—a process that involves extra costs and manual labor.</p></li><li><span style="font-size: 20px;"><strong>Electronic Invoices</strong></span><p>Electronic invoices are sent to patients via email, often with a link to a secure payment form for inputting payment details. This newer bill pay acceptance solution is growing in popularity, and according to Instamed, 73% of surveyed patients would enroll in eStatements from providers. Especially as a growing number of consumers prefer to pay with credit cards rather than checks, electronic invoices are a smart solution for facilitating credit card payments. And for health care providers, electronic invoicing is a great way to automate account receivables and eliminate manual labor: payments accepted via electronic invoices can be integrated with health care management systems, which means there’s no need for data entry.</p></li><li><span style="font-size: 20px;"><strong>In-Person Card Payments</strong></span><p>Accepting card payments in person at the point of care is a common practice for health care providers, but it’s not an option when the service cost needs to be billed to insurance first. When feasible, though, in-person card processing provides major benefits: namely, there’s no need to send out an invoice, and no concern of missed or late payments. Another benefit of in-person card processing is that the hardware it utilizes can often be fully integrated with health care management software —thus syncing transaction data with patient records and invoices.</p></li></ul><ul><li><span style="font-size: 20px;"><strong>Phone Collection</strong></span><p>There are two main forms of phone collection for medical payments: an automated Interactive Voice Response (IVR) phone line, or a live phone line staffed by representatives who reach out to patients or field incoming calls. In the case of live support staff taking down payment details, it’s important to note that the staff must have access to a virtual terminal solution in which payment information is keyed in and processed. With an IVR line, payments are processed as soon as payment details are keyed in by the consumer.</p></li></ul><p style="padding-left: 40px;"><a href="https://www.usbank.com/dam/documents/pdf/corporate-and-commercial-banking/2021-Healthcare-Payments-Insight-Report.pdf">According to a U.S. Bank Report</a>, patients who use IVR to pay medical bills have an overwhelmingly positive experience specifically, 90% of those surveyed said that they strongly or somewhat agreed that IVR is a good way to be reminded about upcoming payments and balances due. Considering that many health care providers need to follow up more than once to obtain payment, over-the-phone payment collection is an important practice that should be taken into account when health care providers set up their payment processing system.</p></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-da23d0f elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="da23d0f" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a9d2084" data-id="a9d2084" data-element_type="column"><div class="elementor-widget-wrap"></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-03db13f elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="03db13f" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7807a3e" data-id="7807a3e" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-eb2eff3 elementor-widget elementor-widget-heading" data-id="eb2eff3" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Inefficient Health Care Payment Acceptance Requires Solutions</h2></div></div><div class="elementor-element elementor-element-4e1c774 elementor-widget elementor-widget-text-editor" data-id="4e1c774" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>A <a href="https://www.usbank.com/dam/documents/pdf/corporate-and-commercial-banking/2021-Healthcare-Payments-Insight-Report.pdf">U.S. Bank report</a> from 2021 found that nearly half of consumers felt that payments were the most difficult to complete in the healthcare industry. Spurred on by the COVID-19 pandemic, health care providers are finding that they must cater to a new set of customer preferences and economic conditions. Rising health care costs and growing demand for telehealth, among other things, are directly translating into a greater need for digitized payment acceptance options.</p></div></div><div class="elementor-element elementor-element-2b23581 elementor-widget elementor-widget-heading" data-id="2b23581" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Drivers of Change for Health Care Payments</h2></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-9cdac0d elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="9cdac0d" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d357d8a" data-id="d357d8a" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-e5d8bda elementor-widget elementor-widget-text-editor" data-id="e5d8bda" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>Let’s look at some of the key factors accelerating the transformation of health care payment acceptance:<br></p></div></div><div class="elementor-element elementor-element-b1a589f elementor-widget elementor-widget-heading" data-id="b1a589f" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Rising Health Care Costs</h2></div></div><div class="elementor-element elementor-element-32730ca elementor-widget elementor-widget-text-editor" data-id="32730ca" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>Premiums, deductibles, and out-of-pocket costs have all increased dramatically in recent years. <a href="https://kaloramainformation.com/blog/u-s-out-of-pocket-healthcare-spending-swells-to-491-billion-up-10/">Between 1980 and 2021</a>, out-of-pocket costs grew by $40 to $50 every year—surging from just $250 per person in 1980 to $1,650 in 2021. As health care costs impose a greater burden on consumers, it has become even more essential for medical providers to offer flexible bill pay options, such as payment installments. Automated recurring bill pay solutions make payment installments that much easier and they reduce the incidence of missed payments. </p><p>Health care providers can also alleviate the burden of health costs by accepting a wide variety of payment methods. A patient who can’t afford to pay out-of-pocket with a check is likely to appreciate having the option to pay with their credit card, HSA (health savings account), or FSA (flexible spending account) card.</p></div></div><div class="elementor-element elementor-element-e9c20f2 elementor-widget elementor-widget-heading" data-id="e9c20f2" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">The Growth of Telehealth</h2></div></div><div class="elementor-element elementor-element-c882beb elementor-widget elementor-widget-text-editor" data-id="c882beb" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p><a href="https://www.healthcaredive.com/news/telehealth-use-stabilizing-at-38-times-pre-covid-19-levels-mckinsey-says/603153/">Telehealth services</a> increased 38 times from the pre-COVID-19 baseline, and 71% of consumers now expect telehealth to be an option for all visits. Health care providers that used to rely on payments made in person now know that they must offer electronic bill pay methods for their telehealth services. </p></div></div><div class="elementor-element elementor-element-d559521 elementor-widget elementor-widget-heading" data-id="d559521" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Changing Patient Payment Preferences</h2></div></div><div class="elementor-element elementor-element-bd471ec elementor-widget elementor-widget-text-editor" data-id="bd471ec" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>Patients are increasingly expecting digital payment options for their health care payments. Research by InstaMed showed that <a href="https://www.instamed.com/white-papers/trends-in-healthcare-payments-annual-report/">85% of Medicare beneficiaries</a> want to make payments digitally for their medical bills and premiums, and 74% would even switch providers for a better health care payments experience. As digital methods grow in popularity, cash and check payments are falling to the wayside. In fact, although 70% of consumers in Instamed’s survey said they receive medical bills via mail, only 9% want to pay with a paper check. </p><p>So, what’s replacing cash and check payments? Patients today increasingly prefer to pay online via ACH automatic debits, credit cards, or mobile wallets. And for in-person payments, patients are opting more and more for contactless cards or mobile wallets, in addition to standard EMV chip credit cards. <a href="https://www.usbank.com/dam/documents/pdf/corporate-and-commercial-banking/2021-Healthcare-Payments-Insight-Report.pdf">U.S. Bank reported in 2021</a> that 21% of patients increased their use of digital or contactless payments, and 70% of consumers expect digital payments to outlast COVID.</p></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-6e88739 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="6e88739" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e1f78cc" data-id="e1f78cc" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-4dd0aec e-transform elementor-widget elementor-widget-image" data-id="4dd0aec" data-element_type="widget" data-settings="{"_transform_scaleX_effect":{"unit":"px","size":"","sizes":[]},"_transform_scaleX_effect_tablet":{"unit":"px","size":"","sizes":[]},"_transform_scaleX_effect_mobile":{"unit":"px","size":"","sizes":[]},"_transform_scaleY_effect":{"unit":"px","size":"","sizes":[]},"_transform_scaleY_effect_tablet":{"unit":"px","size":"","sizes":[]},"_transform_scaleY_effect_mobile":{"unit":"px","size":"","sizes":[]}}" data-widget_type="image.default"><div class="elementor-widget-container"> <img decoding="async" width="1024" height="683" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%201024%20683'%3E%3C/svg%3E" class="attachment-large size-large wp-image-17057" alt="" data-lazy-srcset="https://www.cardknox.com/wp-content/uploads/AdobeStock_350102864-1024x683.jpeg 1024w, https://www.cardknox.com/wp-content/uploads/AdobeStock_350102864-768x512.jpeg 768w, https://www.cardknox.com/wp-content/uploads/AdobeStock_350102864-500x333.jpeg 500w, https://www.cardknox.com/wp-content/uploads/AdobeStock_350102864-640x427.jpeg 640w, https://www.cardknox.com/wp-content/uploads/AdobeStock_350102864-400x267.jpeg 400w" data-lazy-sizes="(max-width: 1024px) 100vw, 1024px" data-lazy-src="https://www.cardknox.com/wp-content/uploads/AdobeStock_350102864-1024x683.jpeg" /><noscript><img loading="lazy" decoding="async" width="1024" height="683" src="https://www.cardknox.com/wp-content/uploads/AdobeStock_350102864-1024x683.jpeg" class="attachment-large size-large wp-image-17057" alt="" srcset="https://www.cardknox.com/wp-content/uploads/AdobeStock_350102864-1024x683.jpeg 1024w, https://www.cardknox.com/wp-content/uploads/AdobeStock_350102864-768x512.jpeg 768w, https://www.cardknox.com/wp-content/uploads/AdobeStock_350102864-500x333.jpeg 500w, https://www.cardknox.com/wp-content/uploads/AdobeStock_350102864-640x427.jpeg 640w, https://www.cardknox.com/wp-content/uploads/AdobeStock_350102864-400x267.jpeg 400w" sizes="(max-width: 1024px) 100vw, 1024px" /></noscript></div></div><div class="elementor-element elementor-element-fc29dae elementor-widget elementor-widget-heading" data-id="fc29dae" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Payment Technology is the Key to Success for Health Care Providers</h2></div></div><div class="elementor-element elementor-element-3d94604 elementor-widget elementor-widget-text-editor" data-id="3d94604" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>For health care providers that are looking to cater to the latest trends and resolve pain points with payment collection, advanced payment technology is the answer. From payment gateway integrations to advanced online billing tools, today’s solutions help health care providers streamline invoicing and add support for more bill pay channels and payment methods— thus improving cash flow. Let’s take a look at some of the benefits of cutting-edge payment technology:</p></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-6885fa2 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="6885fa2" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4efc33d" data-id="4efc33d" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-a6f21e4 elementor-widget elementor-widget-text-editor" data-id="a6f21e4" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><ul><li><span style="font-size: 20px;"><strong>Simplified Account Reconciliation</strong></span><p>Many health care providers have a practice management system and payment processing system that are entirely disconnected. When the two are not in sync, office personnel have to undertake the tedious and error-prone task of inputting transaction data from their payment processing hardware or software into their practice management system. This creates room for error and adds a layer of administrative cost. </p></li></ul><p style="padding-left: 40px;">An integrated system, in which the practice management system is integrated with a payment gateway, eliminates this time-consuming operational task. Instead, all transactions that are processed through an integrated system are inputted directly into the medical provider’s software. Integrated systems deliver a simplified, more accurate, and automated account reconciliation process.</p><ul><li><span style="font-size: 20px;"><strong>Improved Patient Bill Pay Experience</strong></span><p>Patients like to have the choice to pay how and when they want, and in fact, providing more choice is an important way for health care providers to prevent late or missed payments. To that end, it’s essential for health care providers to work with a payment technology provider that can set them up with a wide range of payment acceptance solutions—from in-person card readers, to electronic invoicing, to check processing. By giving your patients more ways to pay, you’ll benefit from greater patient satisfaction and improved cash flow. </p></li><li><span style="font-size: 20px;"><strong>Fewer Declined or Missed Payments</strong></span><p>Missed and delayed payments are a huge challenge for medical providers. In fact, a recent survey by <a href="https://www.instamed.com/white-papers/trends-in-healthcare-payments-annual-report/">Instamed</a> showed that 70% of providers took more than 30 days to collect a typical payment. Fortunately, recurring billing solutions can help. A recurring billing tool allows medical practices to collect repeat payments easily, with no need to request payment details each time. The medical practice can securely store the customer’s payment method of choice within their system, and then set up a precise recurring schedule based on the desired frequency, interval, and amount. The result is greatly reduced time spent on collections and a vastly improved client payment experience. </p></li></ul><p style="padding-left: 40px;">To reduce declined payments, many recurring billing tools have an account updater feature that regularly scans cards stored on file for any that are expired or inactive, and then automatically updates the system with the new card details. Health care providers who use this feature no longer need to worry about chasing down the customer for the correct card details. </p><p style="padding-left: 40px;">All in all, recurring billing solutions mean greater efficiency and lower administrative and accounting costs, faster repayments and fewer late or missed payments, and greatly improved cash flow.</p></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-e3bee84 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="e3bee84" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f40df0a" data-id="f40df0a" data-element_type="column"><div class="elementor-widget-wrap"></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-d2b88dc elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="d2b88dc" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9d1e1a6" data-id="9d1e1a6" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-9ede37a elementor-widget elementor-widget-heading" data-id="9ede37a" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Cardknox Payment Solutions for Health Care Providers</h2></div></div><div class="elementor-element elementor-element-368ca9b elementor-widget elementor-widget-text-editor" data-id="368ca9b" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>Cardknox leads the industry with cutting-edge payment solutions for medical and health care providers. Health care providers can choose from a custom gateway integration, or use one of our many standalone processing solutions. All of our products offer nextlevel security with easy integrations and user-friendly interfaces that exceed your patients’ expectations and the needs of your staff. Some of our many solutions include:</p></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-163c8b5 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="163c8b5" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3072163" data-id="3072163" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-91352f6 elementor-widget elementor-widget-heading" data-id="91352f6" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Support for a Wide Range of Payment Methods</h2></div></div><div class="elementor-element elementor-element-b6dc262 elementor-widget elementor-widget-text-editor" data-id="b6dc262" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>Cardknox supports today’s leading payment methods for in person and online—including credit cards, mobile wallets, FSA/HSA cards, ACH, and more. By offering support for more payment methods, you’ll be sure to improve patient satisfaction.</p></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-f98613d elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="f98613d" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-19a4bb7" data-id="19a4bb7" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-a8329e9 elementor-widget elementor-widget-heading" data-id="a8329e9" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Software and Hardware Integrations</h2></div></div><div class="elementor-element elementor-element-5c5a63d elementor-widget elementor-widget-text-editor" data-id="5c5a63d" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>The Cardknox gateway is compatible with a wide range of medical practice management software as well as leading hardware options for a complete, fully-synced system. Medical providers can integrate their system with ease and choose from a wide range of <a href="https://www.cardknox.com/supported-emv-equipment/">compatible payment terminals</a>—including <a href="https://www.cardknox.com/unattended-payments/">unattended</a> devices that are perfectly designed for self-service kiosks.</p></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-e73c9d4 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="e73c9d4" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4c3fe36" data-id="4c3fe36" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-908aa67 elementor-widget elementor-widget-heading" data-id="908aa67" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">User-Friendly Virtual Terminal</h2></div></div><div class="elementor-element elementor-element-352621d elementor-widget elementor-widget-text-editor" data-id="352621d" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>For medical providers that input payment information gathered over the phone or by mail, the <a href="https://www.cardknox.com/portal/">Cardknox Merchant Portal</a> is the perfect solution. This online application features powerful tools for processing and managing payments. Plus, the Cardknox Merchant Portal has an electronic invoicing solution for sending email invoices, and it features transaction reporting and rich sales data.</p></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-d393ae8 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="d393ae8" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5e29809" data-id="5e29809" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-82f19c1 elementor-widget elementor-widget-heading" data-id="82f19c1" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Cardknox Mobile App</h2></div></div><div class="elementor-element elementor-element-4412793 elementor-widget elementor-widget-text-editor" data-id="4412793" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>The <a href="https://www.cardknox.com/mobile-app/">Cardknox Mobile App</a> is an excellent solution for on-site payment acceptance. It can be paired with a compact card reader to swipe, dip, or tap payments; or, payment data can be keyed-in manually. For a more advanced and tailored solution, Cardknox’s mobile processing features can be <a href="https://www.cardknox.com/mobile-payment-integrations/">directly integrated</a> into medical practice management mobile apps.</p></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-a83e23e elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="a83e23e" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5084f8a" data-id="5084f8a" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-f7a7ea1 elementor-widget elementor-widget-heading" data-id="f7a7ea1" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Advanced Recurring Billing & Account Updater Tools</h2></div></div><div class="elementor-element elementor-element-46afabc elementor-widget elementor-widget-text-editor" data-id="46afabc" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>Our user-friendly recurring payment schedules tool, available in the <a href="https://www.cardknox.com/portal/">Cardknox Merchant Portal</a>, allows medical providers to set up precise recurring schedules that process payments automatically. And to prevent declined transactions, our Account Updater tool automatically locates and updates expired or inactive cards stored within the system.</p></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-2a9abf1 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="2a9abf1" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-b8a3386" data-id="b8a3386" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-c09404a elementor-widget elementor-widget-heading" data-id="c09404a" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Easy Online Invoicing</h2></div></div><div class="elementor-element elementor-element-f9639f0 elementor-widget elementor-widget-text-editor" data-id="f9639f0" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>Cardknox’s online payment form, <a href="https://www.cardknox.com/paymentsite/">PaymentSITE</a>, is fully customizable and can be embedded into a webpage or shared via its URL to collect payments. It supports a wide range of payment methods, including credit cards, mobile wallets, ACH, and even cryptocurrency. Users of the Cardknox Merchant Portal can easily customize their PaymentSITE and send it out via email with just a few clicks.</p></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-1d9f68a elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="1d9f68a" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1679f57" data-id="1679f57" data-element_type="column"><div class="elementor-widget-wrap"></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-8b55cf5 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="8b55cf5" data-element_type="section" data-settings="{"stretch_section":"section-stretched"}"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9a05e6b" data-id="9a05e6b" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-257e9c6 elementor-widget elementor-widget-heading" data-id="257e9c6" data-element_type="widget" data-widget_type="heading.default"><div class="elementor-widget-container"><h2 class="elementor-heading-title elementor-size-default">Start Reaping the Benefits of Powerful Payment Technology</h2></div></div><div class="elementor-element elementor-element-e819faa elementor-widget elementor-widget-text-editor" data-id="e819faa" data-element_type="widget" data-widget_type="text-editor.default"><div class="elementor-widget-container"><p>Whether you’re a health care clinic, developer, or ISV, investing in new digital payment solutions is the way to increase patient loyalty, benefit from efficiencies and cost savings, and grow profitability. <a href="https://www.cardknox.com/contact/">Contact us</a> today to learn more about our payment solutions for the healthcare industry, as well as our profitable <a href="https://www.cardknox.com/partner-program/">Cardknox Partner Program</a> for ISVs and resellers.</p></div></div></div></div></div></section><section class="elementor-section elementor-top-section elementor-element elementor-element-671b0dc elementor-section-boxed elementor-section-height-default elementor-section-height-default" data-id="671b0dc" data-element_type="section"><div class="elementor-container elementor-column-gap-default"><div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-f4b8247" data-id="f4b8247" data-element_type="column"><div class="elementor-widget-wrap"></div></div><div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-c2d18ea" data-id="c2d18ea" data-element_type="column"><div class="elementor-widget-wrap elementor-element-populated"><div class="elementor-element elementor-element-ad1ccd3 download-box elementor-widget elementor-widget-html" data-id="ad1ccd3" data-element_type="widget" data-widget_type="html.default"><div class="elementor-widget-container"><div class="download-box"><img decoding="async" class="guide-img alignnone size-medium wp-image-13401" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%20230%20194'%3E%3C/svg%3E" alt="healthcare payments collection" width="230" height="194" data-lazy-src="https://www.cardknox.com/wp-content/uploads/22-06.-White-Paper_Health-Care-Payments_v1-1.pdf-2022-06-21-at-4.22.58-PM.jpg" /><noscript><img loading="lazy" decoding="async" class="guide-img alignnone size-medium wp-image-13401" src="https://www.cardknox.com/wp-content/uploads/22-06.-White-Paper_Health-Care-Payments_v1-1.pdf-2022-06-21-at-4.22.58-PM.jpg" alt="healthcare payments collection" width="230" height="194" /></noscript><div class="download-text"><span class="small-cta">Get the print version</span><br> Read the full white paper anytime and anywhere. <button class="icon-download download-btn download-pdf-healthcare"> <img decoding="async" style="margin-right: 10px;" src="data:image/svg+xml,%3Csvg%20xmlns='http://www.w3.org/2000/svg'%20viewBox='0%200%2020%200'%3E%3C/svg%3E" width="20" data-lazy-src="/wp-content/uploads/download-btn.png" /><noscript><img decoding="async" style="margin-right: 10px;" src="/wp-content/uploads/download-btn.png" width="20" /></noscript>Download PDF </button></div></div></div></div></div></div><div class="elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-a101299" data-id="a101299" data-element_type="column"><div 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aria-invalid="false" ><option value='' ></option><option value='Developer/ISV' >Developer/ISV</option><option value='Merchant' >Merchant</option><option value='Other' >Other</option></select></div></li><li id="field_61_8" class="gfield gfield--type-select field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_61_8" ><label class='gfield_label gform-field-label' for='input_61_8'>Monthly Payment Volume</label><div class='ginput_container ginput_container_select'><select name='input_8' id='input_61_8' class='medium gfield_select' aria-invalid="false" ><option value='' ></option><option value='New Business' >New Business</option><option value='Less than $50,000' >Less than $50,000</option><option value='$51,000 - $100,000' >$51,000 - $100,000</option><option value='$100,000-$1,000,000' >$100,000-$1,000,000</option><option value='$1,000,000+' >$1,000,000+</option></select></div></li><li id="field_61_11" class="gfield gfield--type-select field_sublabel_above gfield--no-description field_description_below field_validation_below gfield_visibility_visible" data-js-reload="field_61_11" ><label class='gfield_label gform-field-label' for='input_61_11'>Country</label><div class='ginput_container ginput_container_select'><select name='input_11' id='input_61_11' class='medium gfield_select' aria-invalid="false" ><option value='United States' >United States</option><option value='Canada' >Canada</option><option value='Afghanistan' >Afghanistan</option><option value='Åland Islands' >Åland Islands</option><option value='Albania' >Albania</option><option value='Algeria' >Algeria</option><option value='American Samoa' >American Samoa</option><option value='Andorra' >Andorra</option><option value='Angola' >Angola</option><option value='Anguilla' >Anguilla</option><option value='Antarctica' >Antarctica</option><option value='Antigua and Barbuda' >Antigua and Barbuda</option><option value='Argentina' >Argentina</option><option value='Armenia' >Armenia</option><option value='Aruba' >Aruba</option><option value='Australia' >Australia</option><option value='Austria' >Austria</option><option value='Azerbaijan' >Azerbaijan</option><option value='Bahamas' >Bahamas</option><option value='Bahrain' >Bahrain</option><option value='Bangladesh' >Bangladesh</option><option value='Barbados' >Barbados</option><option value='Belarus' >Belarus</option><option value='Belgium' >Belgium</option><option value='Belize' >Belize</option><option value='Benin' >Benin</option><option value='Bermuda' >Bermuda</option><option value='Bhutan' >Bhutan</option><option value='Bolivia' >Bolivia</option><option value='Bonaire, Sint Eustatius and Saba' >Bonaire, Sint Eustatius and Saba</option><option value='Bosnia and Herzegovina' >Bosnia and Herzegovina</option><option value='Botswana' >Botswana</option><option value='Bouvet Island' >Bouvet Island</option><option value='Brazil' >Brazil</option><option value='British Indian Ocean Territory' >British Indian Ocean Territory</option><option value='Brunei Darussalam' >Brunei Darussalam</option><option value='Bulgaria' >Bulgaria</option><option value='Burkina Faso' >Burkina Faso</option><option value='Burundi' >Burundi</option><option value='Cambodia' >Cambodia</option><option value='Cameroon' >Cameroon</option><option value='Canada' >Canada</option><option value='Cape Verde' >Cape Verde</option><option value='Cayman Islands' >Cayman Islands</option><option value='Central African Republic' >Central African Republic</option><option value='Chad' >Chad</option><option value='Chile' >Chile</option><option value='China' >China</option><option value='Christmas Island' >Christmas Island</option><option value='Cocos Islands' >Cocos Islands</option><option value='Colombia' >Colombia</option><option value='Comoros' >Comoros</option><option value='Congo, Democratic Republic of the' >Congo, Democratic Republic of the</option><option value='Congo, Republic of the' 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But opting out of some of these cookies may affect your browsing experience.</div></div> <a id="wt-cli-privacy-readmore" tabindex="0" role="button" class="cli-privacy-readmore" data-readmore-text="Show more" data-readless-text="Show less"></a></div></div><div class="cli-col-12 cli-align-items-stretch cli-px-0 cli-tab-section-container" role="tablist"><div class="cli-tab-section"><div class="cli-tab-header"> <a id="wt-cli-tab-link-necessary" tabindex="0" role="tab" aria-expanded="false" aria-describedby="wt-cli-tab-necessary" aria-controls="wt-cli-tab-necessary" class="cli-nav-link cli-settings-mobile" data-target="necessary" data-toggle="cli-toggle-tab"> Necessary </a><div class="wt-cli-necessary-checkbox"> <input type="checkbox" class="cli-user-preference-checkbox" id="wt-cli-checkbox-necessary" aria-label="Necessary" data-id="checkbox-necessary" checked="checked" /> <label class="form-check-label" for="wt-cli-checkbox-necessary"> Necessary </label></div> <span class="cli-necessary-caption"> Always Enabled </span></div><div class="cli-tab-content"><div id="wt-cli-tab-necessary" tabindex="0" role="tabpanel" aria-labelledby="wt-cli-tab-link-necessary" class="cli-tab-pane cli-fade" data-id="necessary"><div class="wt-cli-cookie-description">Necessary cookies are absolutely essential for the website to function properly. These cookies ensure basic functionalities and security features of the website, anonymously.<table class="wt-cli-element cookielawinfo-row-cat-table cookielawinfo-winter"><thead><tr><th scope="col" class="cookielawinfo-column-1">Cookie</th><th scope="col" class="cookielawinfo-column-3">Duration</th><th scope="col" class="cookielawinfo-column-4">Description</th></tr></thead><tbody><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">AWSALBCORS</td><td class="cookielawinfo-column-3">7 days</td><td class="cookielawinfo-column-4">This cookie is managed by Amazon Web Services and is used for load balancing.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">cookielawinfo-checkbox-advertisement</td><td class="cookielawinfo-column-3">1 year</td><td class="cookielawinfo-column-4">Set by the GDPR Cookie Consent plugin, this cookie is used to record the user consent for the cookies in the "Advertisement" category .</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">cookielawinfo-checkbox-analytics</td><td class="cookielawinfo-column-3">11 months</td><td class="cookielawinfo-column-4">This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Analytics".</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">cookielawinfo-checkbox-functional</td><td class="cookielawinfo-column-3">11 months</td><td class="cookielawinfo-column-4">The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional".</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">cookielawinfo-checkbox-necessary</td><td class="cookielawinfo-column-3">11 months</td><td class="cookielawinfo-column-4">This cookie is set by GDPR Cookie Consent plugin. The cookies is used to store the user consent for the cookies in the category "Necessary".</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">cookielawinfo-checkbox-others</td><td class="cookielawinfo-column-3">11 months</td><td class="cookielawinfo-column-4">This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Other.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">cookielawinfo-checkbox-performance</td><td class="cookielawinfo-column-3">11 months</td><td class="cookielawinfo-column-4">This cookie is set by GDPR Cookie Consent plugin. The cookie is used to store the user consent for the cookies in the category "Performance".</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">CookieLawInfoConsent</td><td class="cookielawinfo-column-3">1 year</td><td class="cookielawinfo-column-4">Records the default button state of the corresponding category & the status of CCPA. It works only in coordination with the primary cookie.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">elementor</td><td class="cookielawinfo-column-3">never</td><td class="cookielawinfo-column-4">This cookie is used by the website's WordPress theme. It allows the website owner to implement or change the website's content in real-time.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">ep201</td><td class="cookielawinfo-column-3">30 minutes</td><td class="cookielawinfo-column-4">This cookie is set by Wufoo for load balancing, site traffic and preventing site abuse.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">JSESSIONID</td><td class="cookielawinfo-column-3">session</td><td class="cookielawinfo-column-4">The JSESSIONID cookie is used by New Relic to store a session identifier so that New Relic can monitor session counts for an application.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">OptanonConsent</td><td class="cookielawinfo-column-3">5 months 27 days</td><td class="cookielawinfo-column-4">OneTrust sets this cookie to store details about the site's cookie category and check whether visitors have given or withdrawn consent from the use of each category.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">PHPSESSID</td><td class="cookielawinfo-column-3">session</td><td class="cookielawinfo-column-4">This cookie is native to PHP applications. The cookie is used to store and identify a users' unique session ID for the purpose of managing user session on the website. The cookie is a session cookies and is deleted when all the browser windows are closed.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">viewed_cookie_policy</td><td class="cookielawinfo-column-3">11 months</td><td class="cookielawinfo-column-4">The cookie is set by the GDPR Cookie Consent plugin and is used to store whether or not user has consented to the use of cookies. It does not store any personal data.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">wpEmojiSettingsSupports</td><td class="cookielawinfo-column-3">session</td><td class="cookielawinfo-column-4">WordPress sets this cookie when a user interacts with emojis on a WordPress site. It helps determine if the user's browser can display emojis properly.</td></tr></tbody></table></div></div></div></div><div class="cli-tab-section"><div class="cli-tab-header"> <a id="wt-cli-tab-link-functional" tabindex="0" role="tab" aria-expanded="false" aria-describedby="wt-cli-tab-functional" aria-controls="wt-cli-tab-functional" class="cli-nav-link cli-settings-mobile" data-target="functional" data-toggle="cli-toggle-tab"> Functional </a><div class="cli-switch"> <input type="checkbox" class="cli-user-preference-checkbox" id="wt-cli-checkbox-functional" aria-label="functional" data-id="checkbox-functional" role="switch" aria-controls="wt-cli-tab-link-functional" aria-labelledby="wt-cli-tab-link-functional" /> <label for="wt-cli-checkbox-functional" class="cli-slider" data-cli-enable="Enabled" data-cli-disable="Disabled"><span class="wt-cli-sr-only">functional</span></label></div></div><div class="cli-tab-content"><div id="wt-cli-tab-functional" tabindex="0" role="tabpanel" aria-labelledby="wt-cli-tab-link-functional" class="cli-tab-pane cli-fade" data-id="functional"><div class="wt-cli-cookie-description">Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features.<table class="wt-cli-element cookielawinfo-row-cat-table cookielawinfo-winter"><thead><tr><th scope="col" class="cookielawinfo-column-1">Cookie</th><th scope="col" class="cookielawinfo-column-3">Duration</th><th scope="col" class="cookielawinfo-column-4">Description</th></tr></thead><tbody><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">__cf_bm</td><td class="cookielawinfo-column-3">30 minutes</td><td class="cookielawinfo-column-4">This cookie, set by Cloudflare, is used to support Cloudflare Bot Management.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">bcookie</td><td class="cookielawinfo-column-3">1 year</td><td class="cookielawinfo-column-4">LinkedIn sets this cookie from LinkedIn share buttons and ad tags to recognize browser ID.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">bscookie</td><td class="cookielawinfo-column-3">1 year</td><td class="cookielawinfo-column-4">LinkedIn sets this cookie to store performed actions on the website.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">lang</td><td class="cookielawinfo-column-3">session</td><td class="cookielawinfo-column-4">LinkedIn sets this cookie to remember a user's language setting.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">lidc</td><td class="cookielawinfo-column-3">1 day</td><td class="cookielawinfo-column-4">LinkedIn sets the lidc cookie to facilitate data center selection.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">UserMatchHistory</td><td class="cookielawinfo-column-3">1 month</td><td class="cookielawinfo-column-4">LinkedIn sets this cookie for LinkedIn Ads ID syncing.</td></tr></tbody></table></div></div></div></div><div class="cli-tab-section"><div class="cli-tab-header"> <a id="wt-cli-tab-link-performance" tabindex="0" role="tab" aria-expanded="false" aria-describedby="wt-cli-tab-performance" aria-controls="wt-cli-tab-performance" class="cli-nav-link cli-settings-mobile" data-target="performance" data-toggle="cli-toggle-tab"> Performance </a><div class="cli-switch"> <input type="checkbox" class="cli-user-preference-checkbox" id="wt-cli-checkbox-performance" aria-label="performance" data-id="checkbox-performance" role="switch" aria-controls="wt-cli-tab-link-performance" aria-labelledby="wt-cli-tab-link-performance" /> <label for="wt-cli-checkbox-performance" class="cli-slider" data-cli-enable="Enabled" data-cli-disable="Disabled"><span class="wt-cli-sr-only">performance</span></label></div></div><div class="cli-tab-content"><div id="wt-cli-tab-performance" tabindex="0" role="tabpanel" aria-labelledby="wt-cli-tab-link-performance" class="cli-tab-pane cli-fade" data-id="performance"><div class="wt-cli-cookie-description">Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors.<table class="wt-cli-element cookielawinfo-row-cat-table cookielawinfo-winter"><thead><tr><th scope="col" class="cookielawinfo-column-1">Cookie</th><th scope="col" class="cookielawinfo-column-3">Duration</th><th scope="col" class="cookielawinfo-column-4">Description</th></tr></thead><tbody><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">AWSALB</td><td class="cookielawinfo-column-3">7 days</td><td class="cookielawinfo-column-4">AWSALB is an application load balancer cookie set by Amazon Web Services to map the session to the target.</td></tr></tbody></table></div></div></div></div><div class="cli-tab-section"><div class="cli-tab-header"> <a id="wt-cli-tab-link-analytics" tabindex="0" role="tab" aria-expanded="false" aria-describedby="wt-cli-tab-analytics" aria-controls="wt-cli-tab-analytics" class="cli-nav-link cli-settings-mobile" data-target="analytics" data-toggle="cli-toggle-tab"> Analytics </a><div class="cli-switch"> <input type="checkbox" class="cli-user-preference-checkbox" id="wt-cli-checkbox-analytics" aria-label="analytics" data-id="checkbox-analytics" role="switch" aria-controls="wt-cli-tab-link-analytics" aria-labelledby="wt-cli-tab-link-analytics" /> <label for="wt-cli-checkbox-analytics" class="cli-slider" data-cli-enable="Enabled" data-cli-disable="Disabled"><span class="wt-cli-sr-only">analytics</span></label></div></div><div class="cli-tab-content"><div id="wt-cli-tab-analytics" tabindex="0" role="tabpanel" aria-labelledby="wt-cli-tab-link-analytics" class="cli-tab-pane cli-fade" data-id="analytics"><div class="wt-cli-cookie-description">Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc.<table class="wt-cli-element cookielawinfo-row-cat-table cookielawinfo-winter"><thead><tr><th scope="col" class="cookielawinfo-column-1">Cookie</th><th scope="col" class="cookielawinfo-column-3">Duration</th><th scope="col" class="cookielawinfo-column-4">Description</th></tr></thead><tbody><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_ga</td><td class="cookielawinfo-column-3">2 years</td><td class="cookielawinfo-column-4">The _ga cookie, installed by Google Analytics, calculates visitor, session and campaign data and also keeps track of site usage for the site's analytics report. The cookie stores information anonymously and assigns a randomly generated number to recognize unique visitors.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_ga_*</td><td class="cookielawinfo-column-3">1 year 1 month 4 days</td><td class="cookielawinfo-column-4">Google Analytics sets this cookie to store and count page views.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_ga_L91N7MKDFX</td><td class="cookielawinfo-column-3">2 years</td><td class="cookielawinfo-column-4">This cookie is installed by Google Analytics.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_gat_gtag_UA_53045244_1</td><td class="cookielawinfo-column-3">1 minute</td><td class="cookielawinfo-column-4">Set by Google to distinguish users.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_gcl_au</td><td class="cookielawinfo-column-3">3 months</td><td class="cookielawinfo-column-4">Provided by Google Tag Manager to experiment advertisement efficiency of websites using their services.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_gid</td><td class="cookielawinfo-column-3">1 day</td><td class="cookielawinfo-column-4">Installed by Google Analytics, _gid cookie stores information on how visitors use a website, while also creating an analytics report of the website's performance. Some of the data that are collected include the number of visitors, their source, and the pages they visit anonymously.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">handl_landing_page</td><td class="cookielawinfo-column-3">1 month</td><td class="cookielawinfo-column-4">Understand which page was the first webpage a user visited.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">pardot</td><td class="cookielawinfo-column-3">past</td><td class="cookielawinfo-column-4">The pardot cookie is set while the visitor is logged in as a Pardot user. The cookie indicates an active session and is not used for tracking.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">pi_opt_in1055213</td><td class="cookielawinfo-column-3">7 days</td><td class="cookielawinfo-column-4">The cookie is used by SalesForce/Pardot to store privacy preferences.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">utm_campaign</td><td class="cookielawinfo-column-3">past</td><td class="cookielawinfo-column-4">Google Ad Services sets this cookie to store session campaign value if present.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">utm_content</td><td class="cookielawinfo-column-3">past</td><td class="cookielawinfo-column-4">This cookie is used for storing the session content value if present.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">utm_source</td><td class="cookielawinfo-column-3">past</td><td class="cookielawinfo-column-4">This cookie is used to record from where the visitor came to the website orginally. This information is used by the website operator to know the efficiency of their marketing.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">utm_term</td><td class="cookielawinfo-column-3">past</td><td class="cookielawinfo-column-4">This cookie is used to record from where the visitor came to the website orginally. This information is used by the website operator to know the efficiency of their marketing.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">visitor_id*</td><td class="cookielawinfo-column-3">past</td><td class="cookielawinfo-column-4">Pardot sets this cookie to store a unique user ID.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">visitor_id*-hash</td><td class="cookielawinfo-column-3">past</td><td class="cookielawinfo-column-4">Pardot sets this cookie to store a unique user ID.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">vuid</td><td class="cookielawinfo-column-3">2 years</td><td class="cookielawinfo-column-4">Vimeo installs this cookie to collect tracking information by setting a unique ID to embed videos to the website.</td></tr></tbody></table></div></div></div></div><div class="cli-tab-section"><div class="cli-tab-header"> <a id="wt-cli-tab-link-advertisement" tabindex="0" role="tab" aria-expanded="false" aria-describedby="wt-cli-tab-advertisement" aria-controls="wt-cli-tab-advertisement" class="cli-nav-link cli-settings-mobile" data-target="advertisement" data-toggle="cli-toggle-tab"> Advertisement </a><div class="cli-switch"> <input type="checkbox" class="cli-user-preference-checkbox" id="wt-cli-checkbox-advertisement" aria-label="advertisement" data-id="checkbox-advertisement" role="switch" aria-controls="wt-cli-tab-link-advertisement" aria-labelledby="wt-cli-tab-link-advertisement" /> <label for="wt-cli-checkbox-advertisement" class="cli-slider" data-cli-enable="Enabled" data-cli-disable="Disabled"><span class="wt-cli-sr-only">advertisement</span></label></div></div><div class="cli-tab-content"><div id="wt-cli-tab-advertisement" tabindex="0" role="tabpanel" aria-labelledby="wt-cli-tab-link-advertisement" class="cli-tab-pane cli-fade" data-id="advertisement"><div class="wt-cli-cookie-description">Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. These cookies track visitors across websites and collect information to provide customized ads.<table class="wt-cli-element cookielawinfo-row-cat-table cookielawinfo-winter"><thead><tr><th scope="col" class="cookielawinfo-column-1">Cookie</th><th scope="col" class="cookielawinfo-column-3">Duration</th><th scope="col" class="cookielawinfo-column-4">Description</th></tr></thead><tbody><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_fbp</td><td class="cookielawinfo-column-3">3 months</td><td class="cookielawinfo-column-4">This cookie is set by Facebook to display advertisements when either on Facebook or on a digital platform powered by Facebook advertising, after visiting the website.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">fr</td><td class="cookielawinfo-column-3">3 months</td><td class="cookielawinfo-column-4">Facebook sets this cookie to show relevant advertisements to users by tracking user behaviour across the web, on sites that have Facebook pixel or Facebook social plugin.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">IDE</td><td class="cookielawinfo-column-3">1 year 24 days</td><td class="cookielawinfo-column-4">Google DoubleClick IDE cookies are used to store information about how the user uses the website to present them with relevant ads and according to the user profile.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">li_sugr</td><td class="cookielawinfo-column-3">3 months</td><td class="cookielawinfo-column-4">LinkedIn sets this cookie to collect user behaviour data to optimise the website and make advertisements on the website more relevant.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">test_cookie</td><td class="cookielawinfo-column-3">15 minutes</td><td class="cookielawinfo-column-4">The test_cookie is set by doubleclick.net and is used to determine if the user's browser supports cookies.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">utm_medium</td><td class="cookielawinfo-column-3">past</td><td class="cookielawinfo-column-4">This cookie is used to record from where the visitor came to the website orginally. This information is used by the website operator to know the efficiency of their marketing.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">VISITOR_INFO1_LIVE</td><td class="cookielawinfo-column-3">6 months</td><td class="cookielawinfo-column-4">YouTube sets this cookie to measure bandwidth, determining whether the user gets the new or old player interface.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">VISITOR_PRIVACY_METADATA</td><td class="cookielawinfo-column-3">6 months</td><td class="cookielawinfo-column-4">YouTube sets this cookie to store the user's cookie consent state for the current domain.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">YSC</td><td class="cookielawinfo-column-3">session</td><td class="cookielawinfo-column-4">Youtube sets this cookie to track the views of embedded videos on Youtube pages.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">yt-remote-connected-devices</td><td class="cookielawinfo-column-3">never</td><td class="cookielawinfo-column-4">YouTube sets this cookie to store the user's video preferences using embedded YouTube videos.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">yt-remote-device-id</td><td class="cookielawinfo-column-3">never</td><td class="cookielawinfo-column-4">YouTube sets this cookie to store the user's video preferences using embedded YouTube videos.</td></tr></tbody></table></div></div></div></div><div class="cli-tab-section"><div class="cli-tab-header"> <a id="wt-cli-tab-link-others" tabindex="0" role="tab" aria-expanded="false" aria-describedby="wt-cli-tab-others" aria-controls="wt-cli-tab-others" class="cli-nav-link cli-settings-mobile" data-target="others" data-toggle="cli-toggle-tab"> Others </a><div class="cli-switch"> <input type="checkbox" class="cli-user-preference-checkbox" id="wt-cli-checkbox-others" aria-label="others" data-id="checkbox-others" role="switch" aria-controls="wt-cli-tab-link-others" aria-labelledby="wt-cli-tab-link-others" /> <label for="wt-cli-checkbox-others" class="cli-slider" data-cli-enable="Enabled" data-cli-disable="Disabled"><span class="wt-cli-sr-only">others</span></label></div></div><div class="cli-tab-content"><div id="wt-cli-tab-others" tabindex="0" role="tabpanel" aria-labelledby="wt-cli-tab-link-others" class="cli-tab-pane cli-fade" data-id="others"><div class="wt-cli-cookie-description">Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet.<table class="wt-cli-element cookielawinfo-row-cat-table cookielawinfo-winter"><thead><tr><th scope="col" class="cookielawinfo-column-1">Cookie</th><th scope="col" class="cookielawinfo-column-3">Duration</th><th scope="col" class="cookielawinfo-column-4">Description</th></tr></thead><tbody><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">__wpdm_client</td><td class="cookielawinfo-column-3">session</td><td class="cookielawinfo-column-4">Description is currently not available.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_cfuvid</td><td class="cookielawinfo-column-3">session</td><td class="cookielawinfo-column-4">Description is currently not available.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">_splunk_rum_sid</td><td class="cookielawinfo-column-3">15 minutes</td><td class="cookielawinfo-column-4">No description</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">AnalyticsSyncHistory</td><td class="cookielawinfo-column-3">1 month</td><td class="cookielawinfo-column-4">No description</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">AWSALBTG</td><td class="cookielawinfo-column-3">7 days</td><td class="cookielawinfo-column-4">No description available.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">AWSALBTGCORS</td><td class="cookielawinfo-column-3">7 days</td><td class="cookielawinfo-column-4">No description available.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">email</td><td class="cookielawinfo-column-3">past</td><td class="cookielawinfo-column-4">No description available.</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">experiments-fingerprint</td><td class="cookielawinfo-column-3">6 months</td><td class="cookielawinfo-column-4">No description</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">experiments-raw</td><td class="cookielawinfo-column-3">6 months</td><td class="cookielawinfo-column-4">No description</td></tr><tr class="cookielawinfo-row"><td class="cookielawinfo-column-1">gclid</td><td class="cookielawinfo-column-3">past</td><td class="cookielawinfo-column-4">Used by Google to track conversions,</td></tr><tr class="cookielawinfo-row"><td 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