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data-testid="category-header"><div class="i35yg p3h3q EdtFg"><div><h1 class="_7qVt3" data-testid="category-header">Money</h1></div><nav><div class="_1Z5st"><button aria-controls="categoryList" aria-expanded="false" class="YruwW">Sections<svg aria-hidden="true" class="kTpHl" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></button><ul aria-hidden="false" class="wOgXY" data-testid="sub-category-list"><li><a href="/money/super-and-retirement">Super & retirement</a></li><li><a href="/money/investing">Investing</a></li><li><a href="/money/banking">Banking</a></li><li><a href="/money/borrowing">Borrowing</a></li><li><a href="/money/saving">Saving</a></li><li class="I4Dy5"><button aria-controls="categoryMoreLinks" aria-expanded="false" class="_5Tmtd qzED6" data-testid="more-sub-categories-button">More<svg aria-hidden="true" class="kTpHl" focusable="false" height="1em" width="1em"><use xlink:href="#icon-arrowsdown"></use></svg></button><ul 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href="/money/investing/bitcoin-is-no-longer-just-a-financial-asset-it-s-a-political-one-20250225-p5lf0f.html"><div class="pc0-m ciMUf ERJUE _06BcQ"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.5203%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4, https://static.ffx.io/images/$zoom_0.1562%2C$multiply_1.0406%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4 2x" data-pb-im-config="{"type":"landscape16x9","aspectRatio":1.777778,"width":551}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.3541%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4, https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.7082%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4 2x" data-pb-im-config="{"type":"landscape16x9","aspectRatio":1.777778,"width":375}"/><img alt="Risky investments such as cryptocurrency can be a great way to lose a lot of money later in life." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.5515%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4" srcSet="https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.5515%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4, https://static.ffx.io/images/$zoom_0.1562%2C$multiply_1.1029%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/cryptocurrencies-hpc">Cryptocurrencies</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/bitcoin-is-no-longer-just-a-financial-asset-it-s-a-political-one-20250225-p5lf0f.html">Bitcoin is no longer just a financial asset – it’s a political one</a></h3><p class="P8GqN" data-pb-type="ab">Thanks to Donald Trump, Bitcoin is not just a trade but a core asset class, integrated into the financial system.</p><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Billy Leung</span></span></li></ul></div></div></div><div class="fpUkv"><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/tax/inheritances-are-destroying-the-fair-go-it-s-time-we-tax-them-20250225-p5lew8.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1027%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/7a68898a42f084a8d9a9658d1cffd274db2123a5, https://static.ffx.io/images/$zoom_0.1027%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/7a68898a42f084a8d9a9658d1cffd274db2123a5 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.09718485342019545%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_182%2C$y_69/t_crop_custom/q_86%2Cf_auto/7a68898a42f084a8d9a9658d1cffd274db2123a5, https://static.ffx.io/images/$zoom_0.09718485342019545%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_182%2C$y_69/t_crop_custom/q_62%2Cf_auto/7a68898a42f084a8d9a9658d1cffd274db2123a5 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><img alt="The Bank of Mum and Dad is now one of the nation’s largest lenders, with many young people reliant on their parents if they want to become homeowners." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.09718485342019545%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_182%2C$y_69/t_crop_custom/q_86%2Cf_auto/7a68898a42f084a8d9a9658d1cffd274db2123a5" srcSet="https://static.ffx.io/images/$zoom_0.09718485342019545%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_182%2C$y_69/t_crop_custom/q_86%2Cf_auto/7a68898a42f084a8d9a9658d1cffd274db2123a5, https://static.ffx.io/images/$zoom_0.09718485342019545%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_182%2C$y_69/t_crop_custom/q_62%2Cf_auto/7a68898a42f084a8d9a9658d1cffd274db2123a5 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/inheritance-hp7">Inheritance</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/tax/inheritances-are-destroying-the-fair-go-it-s-time-we-tax-them-20250225-p5lew8.html">Inheritances are destroying the ‘fair go’. It’s time to tax them</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Thomas Walker</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/saving/it-s-elemental-this-investment-could-add-a-little-shine-to-your-portfolio-20250220-p5ldqf.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.7397260273972602%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/3b93d9ae5548606c017bf0d2cecdabb4fdc6854f, https://static.ffx.io/images/$zoom_0.7397260273972602%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/3b93d9ae5548606c017bf0d2cecdabb4fdc6854f 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.5543%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_88%2C$y_0/t_crop_custom/q_86%2Cf_auto/3b93d9ae5548606c017bf0d2cecdabb4fdc6854f, https://static.ffx.io/images/$zoom_0.5543%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_88%2C$y_0/t_crop_custom/q_62%2Cf_auto/3b93d9ae5548606c017bf0d2cecdabb4fdc6854f 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><img alt="Real Money newsletter gold pic" class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.5543%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_88%2C$y_0/t_crop_custom/q_86%2Cf_auto/3b93d9ae5548606c017bf0d2cecdabb4fdc6854f" srcSet="https://static.ffx.io/images/$zoom_0.5543%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_88%2C$y_0/t_crop_custom/q_86%2Cf_auto/3b93d9ae5548606c017bf0d2cecdabb4fdc6854f, https://static.ffx.io/images/$zoom_0.5543%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_88%2C$y_0/t_crop_custom/q_62%2Cf_auto/3b93d9ae5548606c017bf0d2cecdabb4fdc6854f 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/hip-pocket-1mrl">Hip pocket</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/saving/it-s-elemental-this-investment-could-add-a-little-shine-to-your-portfolio-20250220-p5ldqf.html">It’s elemental: This investment could add a little shine to your portfolio</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Dominic Powell</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/want-to-make-the-most-of-this-rate-cut-don-t-spend-it-20250221-p5le3l.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.72%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/4f4ed4d762628dafe2af0dd24c6fcc644bfff9c8, https://static.ffx.io/images/$zoom_0.72%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/4f4ed4d762628dafe2af0dd24c6fcc644bfff9c8 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.54%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_30%2C$y_0/t_crop_custom/q_86%2Cf_auto/4f4ed4d762628dafe2af0dd24c6fcc644bfff9c8, https://static.ffx.io/images/$zoom_0.54%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_30%2C$y_0/t_crop_custom/q_62%2Cf_auto/4f4ed4d762628dafe2af0dd24c6fcc644bfff9c8 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><img alt="Locking away your rate cut windfall could be a wiser move than spending it on a fancy new suit." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.54%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_30%2C$y_0/t_crop_custom/q_86%2Cf_auto/4f4ed4d762628dafe2af0dd24c6fcc644bfff9c8" srcSet="https://static.ffx.io/images/$zoom_0.54%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_30%2C$y_0/t_crop_custom/q_86%2Cf_auto/4f4ed4d762628dafe2af0dd24c6fcc644bfff9c8, https://static.ffx.io/images/$zoom_0.54%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_30%2C$y_0/t_crop_custom/q_62%2Cf_auto/4f4ed4d762628dafe2af0dd24c6fcc644bfff9c8 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/interest-rates-5yo">Interest rates</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/want-to-make-the-most-of-this-rate-cut-don-t-spend-it-20250221-p5le3l.html">Want to make the most of this rate cut? Don’t spend it</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Victoria Devine</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="5" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/should-the-government-dictate-how-you-spend-your-super-20250221-p5le44.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.19796737585731058%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_244%2C$y_485/t_crop_custom/q_86%2Cf_auto/d924558e021ec91520fe12d6a03d0e1dde2b5c48, https://static.ffx.io/images/$zoom_0.19796737585731058%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_244%2C$y_485/t_crop_custom/q_62%2Cf_auto/d924558e021ec91520fe12d6a03d0e1dde2b5c48 2x" data-pb-im-config="{"aspectRatio":1.5,"type":"landscape3x2","width":144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.197064%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_593%2C$y_578/t_crop_custom/q_86%2Cf_auto/d924558e021ec91520fe12d6a03d0e1dde2b5c48, https://static.ffx.io/images/$zoom_0.197064%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_593%2C$y_578/t_crop_custom/q_62%2Cf_auto/d924558e021ec91520fe12d6a03d0e1dde2b5c48 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><img alt="The government could mandate that super funds invest in products on your behalf that guarantee an income for life – regardless of how long you live." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.197064%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_593%2C$y_578/t_crop_custom/q_86%2Cf_auto/d924558e021ec91520fe12d6a03d0e1dde2b5c48" srcSet="https://static.ffx.io/images/$zoom_0.197064%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_593%2C$y_578/t_crop_custom/q_86%2Cf_auto/d924558e021ec91520fe12d6a03d0e1dde2b5c48, https://static.ffx.io/images/$zoom_0.197064%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_593%2C$y_578/t_crop_custom/q_62%2Cf_auto/d924558e021ec91520fe12d6a03d0e1dde2b5c48 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/superannuation-62e">Superannuation</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/should-the-government-dictate-how-you-spend-your-super-20250221-p5le44.html">Should the government dictate how you spend your super?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Bec Wilson</span></span></li></ul></div></div></div></div></div></div></section><section class="_4hq8m dKxbx p3-Ie" data-an-name="Ask an expert" data-pb-type="cu" data-contentunit-id="326" data-testid="ask-an-expert-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi">Ask an expert</h2></header><div class=""><div class="H8trz"><div class="qWp8L Dc2-v EpCFj" data-an-position="1" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><h3 class="OfhNs TKyW1" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/should-we-invest-the-money-in-our-redraw-account-or-leave-it-there-20250221-p5ldyq.html">Should we invest the money in our redraw account, or leave it there?</a></h3><p class="P8GqN" data-pb-type="ab">When it comes to choosing between keeping your money in your mortgage or investing it, it all comes down to your appetite for risk.</p><div class="vwQJl x-2hp" data-pb-type="au"><a href="/by/paul-benson-p536xj" class="wdq-q"><img alt="Paul Benson" class="HJHzu" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7 2x" width="40"/></a><div><h5 class="VM6Jl"><span><span data-testid="byline"><a href="/by/paul-benson-p536xj" title="Articles by Paul Benson">Paul Benson</a></span></span></h5><p class="LhCcW">Money contributor</p></div></div></div></div><div class="qWp8L Dc2-v EpCFj" data-an-position="2" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><h3 class="OfhNs TKyW1" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/tax/why-is-the-ato-asking-if-i-m-a-foreign-resident-20250218-p5ld2s.html">Why is the ATO asking if I’m a foreign resident?</a></h3><p class="P8GqN" data-pb-type="ab">If you’re thinking of selling a property, it’s wise to get ahead of the tax office by filling out one key form.</p><div class="vwQJl x-2hp" data-pb-type="au"><a href="/by/noel-whittaker-13vvys" class="wdq-q"><img alt="Noel Whittaker" class="HJHzu" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8 2x" width="40"/></a><div><h5 class="VM6Jl"><span><span data-testid="byline"><a href="/by/noel-whittaker-13vvys" title="Articles by Noel Whittaker">Noel Whittaker</a></span></span></h5><p class="LhCcW">Money columnist</p></div></div></div></div><div class="qWp8L Dc2-v EpCFj" data-an-position="3" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><h3 class="OfhNs TKyW1" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/we-earn-350k-and-have-a-detailed-budget-so-why-can-t-we-save-money-20250218-p5ld20.html">We earn $350k and have a detailed budget, so why can’t we save money?</a></h3><p class="P8GqN" data-pb-type="ab">Contrary to popular belief, your spending is not driven by a spreadsheet. It’s driven by you – your habits, behaviours, decisions, choices, and mindset.</p><div class="vwQJl x-2hp" data-pb-type="au"><a href="/by/paridhi-jain-p536kd" class="wdq-q"><img alt="Paridhi Jain" class="HJHzu" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/453aef4f99c5e604d93f129ec2556bb5722589d1" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/453aef4f99c5e604d93f129ec2556bb5722589d1, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/453aef4f99c5e604d93f129ec2556bb5722589d1 2x" width="40"/></a><div><h5 class="VM6Jl"><span><span data-testid="byline"><a href="/by/paridhi-jain-p536kd" title="Articles by Paridhi Jain">Paridhi Jain</a></span></span></h5><p class="LhCcW">Money contributor</p></div></div></div></div></div></div></section><div class="container"><div class="adWrapper IMjKL noPrint" data-testid="ad"><small class="CtZLl">Advertisement</small><div class="" id="adspot-728x90_970x250_300x250-pos2-desktop"></div></div></div><section class="_4hq8m dKxbx p3-Ie uJbSL" data-an-name="Planning & budgeting" data-pb-type="cu" data-contentunit-id="327" data-testid="planning-&-budgeting-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi"><a href="/money/planning-and-budgeting"><span>Planning & budgeting</span><svg height="1em" viewBox="0 0 32 32" width="1em" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M9.6,26.6c-0.8,0.8-0.8,2,0,2.8c0.8,0.8,2,0.8,2.8,0l12-12c0.8-0.8,0.8-2,0-2.8l-12-12 c-0.8-0.8-2-0.8-2.8,0c-0.8,0.8-0.8,2,0,2.8L20.2,16L9.6,26.6z"></path></svg></a></h2></header><div class=""><div><div class="_86vrU"><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/should-we-invest-the-money-in-our-redraw-account-or-leave-it-there-20250221-p5ldyq.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_230%2C$y_0/t_crop_custom/q_86%2Cf_auto/012f4fdbe25313ffe1d90530129a48d3590dd8ed, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_230%2C$y_0/t_crop_custom/q_62%2Cf_auto/012f4fdbe25313ffe1d90530129a48d3590dd8ed 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_230%2C$y_0/t_crop_custom/q_86%2Cf_auto/012f4fdbe25313ffe1d90530129a48d3590dd8ed, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_230%2C$y_0/t_crop_custom/q_62%2Cf_auto/012f4fdbe25313ffe1d90530129a48d3590dd8ed 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><img alt="When it comes to choosing between keeping your money in your mortgage, or investing it, it all comes down to your appetite for risk." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_230%2C$y_0/t_crop_custom/q_86%2Cf_auto/012f4fdbe25313ffe1d90530129a48d3590dd8ed" srcSet="https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_230%2C$y_0/t_crop_custom/q_86%2Cf_auto/012f4fdbe25313ffe1d90530129a48d3590dd8ed, https://static.ffx.io/images/$zoom_0.1096%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_230%2C$y_0/t_crop_custom/q_62%2Cf_auto/012f4fdbe25313ffe1d90530129a48d3590dd8ed 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/should-we-invest-the-money-in-our-redraw-account-or-leave-it-there-20250221-p5ldyq.html">Should we invest the money in our redraw account, or leave it there?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Paul Benson</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/want-to-make-the-most-of-this-rate-cut-don-t-spend-it-20250221-p5le3l.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.54%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_30%2C$y_0/t_crop_custom/q_86%2Cf_auto/4f4ed4d762628dafe2af0dd24c6fcc644bfff9c8, https://static.ffx.io/images/$zoom_0.54%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_30%2C$y_0/t_crop_custom/q_62%2Cf_auto/4f4ed4d762628dafe2af0dd24c6fcc644bfff9c8 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.54%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_30%2C$y_0/t_crop_custom/q_86%2Cf_auto/4f4ed4d762628dafe2af0dd24c6fcc644bfff9c8, https://static.ffx.io/images/$zoom_0.54%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_30%2C$y_0/t_crop_custom/q_62%2Cf_auto/4f4ed4d762628dafe2af0dd24c6fcc644bfff9c8 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><img alt="Locking away your rate cut windfall could be a wiser move than spending it on a fancy new suit." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.54%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_30%2C$y_0/t_crop_custom/q_86%2Cf_auto/4f4ed4d762628dafe2af0dd24c6fcc644bfff9c8" srcSet="https://static.ffx.io/images/$zoom_0.54%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_30%2C$y_0/t_crop_custom/q_86%2Cf_auto/4f4ed4d762628dafe2af0dd24c6fcc644bfff9c8, https://static.ffx.io/images/$zoom_0.54%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_30%2C$y_0/t_crop_custom/q_62%2Cf_auto/4f4ed4d762628dafe2af0dd24c6fcc644bfff9c8 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/interest-rates-5yo">Interest rates</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/want-to-make-the-most-of-this-rate-cut-don-t-spend-it-20250221-p5le3l.html">Want to make the most of this rate cut? Don’t spend it</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Victoria Devine</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/we-earn-350k-and-have-a-detailed-budget-so-why-can-t-we-save-money-20250218-p5ld20.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.10956521739130434%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_155%2C$y_0/t_crop_custom/q_86%2Cf_auto/ed8c411a63b3ab532f9139378765d5a15bcf06d6, https://static.ffx.io/images/$zoom_0.10956521739130434%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_155%2C$y_0/t_crop_custom/q_62%2Cf_auto/ed8c411a63b3ab532f9139378765d5a15bcf06d6 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.10956521739130434%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_155%2C$y_0/t_crop_custom/q_86%2Cf_auto/ed8c411a63b3ab532f9139378765d5a15bcf06d6, https://static.ffx.io/images/$zoom_0.10956521739130434%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_155%2C$y_0/t_crop_custom/q_62%2Cf_auto/ed8c411a63b3ab532f9139378765d5a15bcf06d6 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><img alt="Locking yourself in to a strict budget can actually damage your ability to save money." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.10956521739130434%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_155%2C$y_0/t_crop_custom/q_86%2Cf_auto/ed8c411a63b3ab532f9139378765d5a15bcf06d6" srcSet="https://static.ffx.io/images/$zoom_0.10956521739130434%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_155%2C$y_0/t_crop_custom/q_86%2Cf_auto/ed8c411a63b3ab532f9139378765d5a15bcf06d6, https://static.ffx.io/images/$zoom_0.10956521739130434%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_155%2C$y_0/t_crop_custom/q_62%2Cf_auto/ed8c411a63b3ab532f9139378765d5a15bcf06d6 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/we-earn-350k-and-have-a-detailed-budget-so-why-can-t-we-save-money-20250218-p5ld20.html">We earn $350k and have a detailed budget, so why can’t we save money?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Paridhi Jain</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/how-to-survive-a-group-holiday-as-the-token-solo-friend-20250214-p5lc6l.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.2547029702970297%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_72%2C$y_0/t_crop_custom/q_86%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7, https://static.ffx.io/images/$zoom_0.2547029702970297%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_72%2C$y_0/t_crop_custom/q_62%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.2547029702970297%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_72%2C$y_0/t_crop_custom/q_86%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7, https://static.ffx.io/images/$zoom_0.2547029702970297%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_72%2C$y_0/t_crop_custom/q_62%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><img alt="Australians continue to spend big on holidays despite cost of living pressures. " class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2547029702970297%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_72%2C$y_0/t_crop_custom/q_86%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7" srcSet="https://static.ffx.io/images/$zoom_0.2547029702970297%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_72%2C$y_0/t_crop_custom/q_86%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7, https://static.ffx.io/images/$zoom_0.2547029702970297%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_72%2C$y_0/t_crop_custom/q_62%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/budgeting-hvn">Budgeting</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/how-to-survive-a-group-holiday-as-the-token-solo-friend-20250214-p5lc6l.html">How to survive a group holiday as the token solo friend</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Victoria Devine</span></span></li></ul></div></div></div></div></div></section><div class="V5uiS _-98cD" id="adspot-native-6x1-pos1-desktop"></div><section class="llT7N YcHfP p3-Ie ZMvpj" data-an-name="Investing" data-pb-type="cu" data-contentunit-id="328" data-testid="investing-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi"><a href="/money/investing"><span>Investing</span><svg height="1em" viewBox="0 0 32 32" width="1em" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M9.6,26.6c-0.8,0.8-0.8,2,0,2.8c0.8,0.8,2,0.8,2.8,0l12-12c0.8-0.8,0.8-2,0-2.8l-12-12 c-0.8-0.8-2-0.8-2.8,0c-0.8,0.8-0.8,2,0,2.8L20.2,16L9.6,26.6z"></path></svg></a></h2></header><div class=""><div><div class="slORe"><div class="_52BM9"><div class="qWp8L Dc2-v _2bHIl" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/bitcoin-is-no-longer-just-a-financial-asset-it-s-a-political-one-20250225-p5lf0f.html"><div class="pc0-m ciMUf ERJUE _06BcQ"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.3437%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4, https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.6874%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":364}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.3541%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4, https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.7082%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":375}"/><img alt="Risky investments such as cryptocurrency can be a great way to lose a lot of money later in life." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4" srcSet="https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4, https://static.ffx.io/images/$zoom_0.1562%2C$multiply_0.5685%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/cryptocurrencies-hpc">Cryptocurrencies</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/bitcoin-is-no-longer-just-a-financial-asset-it-s-a-political-one-20250225-p5lf0f.html">Bitcoin is no longer just a financial asset – it’s a political one</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Billy Leung</span></span></li></ul></div></div><div class="qWp8L Dc2-v _2bHIl" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/how-to-pick-an-investment-that-s-about-to-take-off-20250218-p5ld3w.html"><div class="pc0-m ciMUf ERJUE _06BcQ"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_0.3437%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/29aa6bcd54571b34aea1a21a1ada232093037c87, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_0.6874%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/29aa6bcd54571b34aea1a21a1ada232093037c87 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":364}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_0.3541%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/29aa6bcd54571b34aea1a21a1ada232093037c87, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_0.7082%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/29aa6bcd54571b34aea1a21a1ada232093037c87 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":375}"/><img alt="While it is easy to be swayed by charismatic CEOs and well-crafted investor presentations, there’s more to look at under the hood of a potential investment." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/29aa6bcd54571b34aea1a21a1ada232093037c87" srcSet="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/29aa6bcd54571b34aea1a21a1ada232093037c87, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_0.5685%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/29aa6bcd54571b34aea1a21a1ada232093037c87 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/active-investing-1n5t">Active investing</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/how-to-pick-an-investment-that-s-about-to-take-off-20250218-p5ld3w.html">How to pick an investment that’s about to take off</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Lawrence Lam</span></span></li></ul></div></div></div><div class="_52BM9"><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/hardy-fashionable-timeless-why-people-are-paying-hundreds-for-old-denim-20250218-p5ld11.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.125%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/bf140807ad5df644e7c035b158c923e35760a207, https://static.ffx.io/images/$zoom_0.125%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/bf140807ad5df644e7c035b158c923e35760a207 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.125%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/bf140807ad5df644e7c035b158c923e35760a207, https://static.ffx.io/images/$zoom_0.125%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/bf140807ad5df644e7c035b158c923e35760a207 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><img alt="Those in the know are prepared to pay considerably more for the right vintage jeans." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.125%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/bf140807ad5df644e7c035b158c923e35760a207" srcSet="https://static.ffx.io/images/$zoom_0.125%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/bf140807ad5df644e7c035b158c923e35760a207, https://static.ffx.io/images/$zoom_0.125%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/bf140807ad5df644e7c035b158c923e35760a207 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/collectables-1ms1">Collectables</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/hardy-fashionable-timeless-why-people-are-paying-hundreds-for-old-denim-20250218-p5ld11.html">Hardy, fashionable, timeless: Why people are paying hundreds for old denim</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Stephen Crafti</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/why-kids-are-ploughing-their-pocket-money-into-crypto-20250218-p5ld04.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.18258031088082902%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_9%2C$y_109/t_crop_custom/q_86%2Cf_auto/e1f7dcac4223026ffeb244ad4f2383b26329959f, https://static.ffx.io/images/$zoom_0.18258031088082902%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_9%2C$y_109/t_crop_custom/q_62%2Cf_auto/e1f7dcac4223026ffeb244ad4f2383b26329959f 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.18258031088082902%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_9%2C$y_109/t_crop_custom/q_86%2Cf_auto/e1f7dcac4223026ffeb244ad4f2383b26329959f, https://static.ffx.io/images/$zoom_0.18258031088082902%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_9%2C$y_109/t_crop_custom/q_62%2Cf_auto/e1f7dcac4223026ffeb244ad4f2383b26329959f 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><img alt="Nathan Carloss says his son, Lachlan, has become much more careful with his spending since being introduced to crypto." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.18258031088082902%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_9%2C$y_109/t_crop_custom/q_86%2Cf_auto/e1f7dcac4223026ffeb244ad4f2383b26329959f" srcSet="https://static.ffx.io/images/$zoom_0.18258031088082902%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_9%2C$y_109/t_crop_custom/q_86%2Cf_auto/e1f7dcac4223026ffeb244ad4f2383b26329959f, https://static.ffx.io/images/$zoom_0.18258031088082902%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_9%2C$y_109/t_crop_custom/q_62%2Cf_auto/e1f7dcac4223026ffeb244ad4f2383b26329959f 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/cryptocurrencies-hpc">Cryptocurrencies</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/why-kids-are-ploughing-their-pocket-money-into-crypto-20250218-p5ld04.html">Why kids are ploughing their pocket money into crypto</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Emily Chantiri</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="5" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/rba-faces-multi-billion-dollar-regret-as-gold-prices-hit-record-highs-20250204-p5l9ef.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1063%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8, https://static.ffx.io/images/$zoom_0.1063%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_62%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1063%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8, https://static.ffx.io/images/$zoom_0.1063%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_62%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><img alt="Australia’s central bank, the Reserve Bank of Australia (RBA), has not changed its stockpile of gold for more than 25 years." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1063%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8" srcSet="https://static.ffx.io/images/$zoom_0.1063%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8, https://static.ffx.io/images/$zoom_0.1063%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_185%2C$y_0/t_crop_custom/q_62%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/gold-hv0">Gold</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/rba-faces-multi-billion-dollar-regret-as-gold-prices-hit-record-highs-20250204-p5l9ef.html">RBA faces multibillion-dollar regret as gold prices hit record highs</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">William Bennett</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="6" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/too-busy-to-invest-here-s-how-i-do-it-in-under-30-minutes-a-month-20250128-p5l7pr.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1354%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_11/t_crop_custom/q_86%2Cf_auto/961d79e95eadf062254dacdfb5f8d227030d0b72, https://static.ffx.io/images/$zoom_0.1354%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_11/t_crop_custom/q_62%2Cf_auto/961d79e95eadf062254dacdfb5f8d227030d0b72 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1354%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_11/t_crop_custom/q_86%2Cf_auto/961d79e95eadf062254dacdfb5f8d227030d0b72, https://static.ffx.io/images/$zoom_0.1354%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_11/t_crop_custom/q_62%2Cf_auto/961d79e95eadf062254dacdfb5f8d227030d0b72 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":96}"/><img alt="Making money in your sleep isn’t just a line peddled by self-help gurus." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1354%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_11/t_crop_custom/q_86%2Cf_auto/961d79e95eadf062254dacdfb5f8d227030d0b72" srcSet="https://static.ffx.io/images/$zoom_0.1354%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_11/t_crop_custom/q_86%2Cf_auto/961d79e95eadf062254dacdfb5f8d227030d0b72, https://static.ffx.io/images/$zoom_0.1354%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_11/t_crop_custom/q_62%2Cf_auto/961d79e95eadf062254dacdfb5f8d227030d0b72 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/investing-1st">Investing</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/too-busy-to-invest-here-s-how-i-do-it-in-under-30-minutes-a-month-20250128-p5l7pr.html">Too busy to invest? 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data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/retirement-living-jl3">Retirement living</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/just-how-bad-is-it-to-retire-with-a-mortgage-20250221-p5ldzh.html">Just how bad is it to retire with a mortgage?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Nicole Pedersen-McKinnon</span></span></li></ul></div></div></div></div></section></div><section aria-busy="true" aria-live="polite" class="juJvv llT7N YcHfP p3-Ie" style="height:250px"><header class="cwTqA"><h2 class="cwTqA">Popular in Money</h2></header><div class="dHkfv"><span class="wekbt JWiCP tcU5i"><span class="EaK8B"></span><span 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