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<!doctype html> <html lang="en" data-reactroot=""><head><link as="script" href="https://www.afr.com/afx_prid/2023.10.16.1/auth/ps/p202310161.js?lcsid=D3377D70-045F-4C2C-B07F-C88533E87E67" rel="preload"/><script>var afx_start = Date.now();</script><script src="https://www.afr.com/afx_prid/2023.10.16.1/auth/ps/p202310161.js?lcsid=D3377D70-045F-4C2C-B07F-C88533E87E67"></script><meta content="text/html; charset=utf-8" http-equiv="Content-Type"/><meta content="width=device-width, initial-scale=1.0" name="viewport"/><title data-rh="true">Lucy Dean</title><link href="//api.ffx.io" rel="dns-prefetch"/><link href="//api.afr.com" rel="dns-prefetch"/><link href="//static.ffx.io" rel="dns-prefetch"/><link href="//www.googletagmanager.com" rel="dns-prefetch"/><link crossorigin="anonymous" href="https://adservice.google.com" rel="preconnect"/><link crossorigin="anonymous" href="https://buy-au.piano.io" rel="preconnect"/><link crossorigin="anonymous" href="https://c2-au.piano.io" 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class="_06324b5ca9e782783545"><div class="ba8974e64249231b12d6"><div class="_8d6149acd2b4b8ecd5e4"><h2 class="_6f6f6c61a03bdf385f07">This Month</h2></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/dating-jbx">Dating</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/personal-finance/let-s-get-together-double-our-income-money-is-the-new-dating-trend-20241120-p5ks3o"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5 2x"]}"/><img alt="Can’t buy me love (or a house). " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_113%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5, https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_113%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5 2x" sizes="(max-width: 767px) 80px" data-id="p5ks3o" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_113%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5"," https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_113%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/f21bb3efecaf0bb16fd8c544419a9ee1f61cf3c5 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/let-s-get-together-double-our-income-money-is-the-new-dating-trend-20241120-p5ks3o">‘Let’s get together, double our income’: Money is the new dating trend</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Love can conquer most things, but can it overcome financial differences? Australia’s singles aren’t so sure.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 22, 2024 – 2.22pm">Nov 22, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/wealth-generation-1nid">Wealth Generation</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/investing/1-million-by-50-what-you-need-to-invest-each-month-to-get-there-20241121-p5ksiy"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6334%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_86%2C$y_45/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd, https://static.ffx.io/images/$zoom_0.6334%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_86%2C$y_45/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6334%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_86%2C$y_45/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd"," https://static.ffx.io/images/$zoom_0.6334%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_86%2C$y_45/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6334%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_86%2C$y_45/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd, https://static.ffx.io/images/$zoom_0.6334%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_86%2C$y_45/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6334%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_86%2C$y_45/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd"," https://static.ffx.io/images/$zoom_0.6334%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_86%2C$y_45/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6334%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_86%2C$y_45/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd, https://static.ffx.io/images/$zoom_0.6334%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_86%2C$y_45/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6334%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_86%2C$y_45/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd"," https://static.ffx.io/images/$zoom_0.6334%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_86%2C$y_45/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd 2x"]}"/><img alt="Here’s exactly how much you need to invest a month to have $1 million by 50." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.6334%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_86%2C$y_45/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_153%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd, https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_153%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd 2x" sizes="(max-width: 767px) 80px" data-id="p5ksiy" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_153%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd"," https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_153%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/f893f993ae8ff1ffde7aa800485d3c9abd53e8dd 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/investing/1-million-by-50-what-you-need-to-invest-each-month-to-get-there-20241121-p5ksiy">$1m by 50: What you need to invest each month to get there</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Identifying the monthly sum needed to eventually reach seven figures offers a simple – but critical – lesson about investing.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 22, 2024 – 12.52pm">Nov 22, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/dating-jbx">Dating</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/life-and-luxury/health-and-wellness/stop-locking-up-the-hotties-why-dating-apps-are-dying-20241010-p5kh81"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/838cd1ae4335c58838630ca2ce41f757cbcf2b46, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/838cd1ae4335c58838630ca2ce41f757cbcf2b46 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/838cd1ae4335c58838630ca2ce41f757cbcf2b46"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/838cd1ae4335c58838630ca2ce41f757cbcf2b46 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/838cd1ae4335c58838630ca2ce41f757cbcf2b46, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/838cd1ae4335c58838630ca2ce41f757cbcf2b46 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/838cd1ae4335c58838630ca2ce41f757cbcf2b46"," 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data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/838cd1ae4335c58838630ca2ce41f757cbcf2b46"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/838cd1ae4335c58838630ca2ce41f757cbcf2b46 2x"]}"/><img alt="Can the apps win back singles’ love?" class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/838cd1ae4335c58838630ca2ce41f757cbcf2b46" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_127%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/838cd1ae4335c58838630ca2ce41f757cbcf2b46, https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_127%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/838cd1ae4335c58838630ca2ce41f757cbcf2b46 2x" sizes="(max-width: 767px) 80px" data-id="p5kh81" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_127%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/838cd1ae4335c58838630ca2ce41f757cbcf2b46"," https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_127%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/838cd1ae4335c58838630ca2ce41f757cbcf2b46 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/life-and-luxury/health-and-wellness/stop-locking-up-the-hotties-why-dating-apps-are-dying-20241010-p5kh81">‘Stop locking up the hotties!’: Why dating apps are dying</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Growing cynicism among singles is reflected in tumbling share prices, but the founder of Hinge is one of many businesspeople trying to bring romance back.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 22, 2024 – 5.00am">Nov 22, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/spending-hp0">Spending</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/personal-finance/the-small-luxury-australians-just-won-t-give-up-20241118-p5krgx"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54, https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54"," https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54, https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54"," https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54, https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54"," https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x"]}"/><img alt="Netflix and UberEats are a last bastion of fun for families and young people squeezed by interest rates and rental payments. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.5194%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_116%2C$y_240/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.2079%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_69%2C$y_26/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54, https://static.ffx.io/images/$zoom_0.2079%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_69%2C$y_26/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x" sizes="(max-width: 767px) 80px" data-id="p5krgx" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2079%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_69%2C$y_26/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54"," https://static.ffx.io/images/$zoom_0.2079%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_69%2C$y_26/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/337521be1b6a7ce408c6c94f20da827352f24b54 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/the-small-luxury-australians-just-won-t-give-up-20241118-p5krgx">The small luxury Australians just won’t give up</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Australians are hanging onto their subscriptions, reflecting a world in which the little luxuries may be all they have left.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 19, 2024 – 5.00am">Nov 19, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/income-tax-5yk">Income tax</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/tax/smaller-tax-refund-this-year-check-your-savings-account-20241104-p5knt6"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 2x"]}"/><img alt="Hit by tax because your high-interest saver did too well? Here’s what you can do." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7, https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 2x" sizes="(max-width: 767px) 80px" data-id="p5knt6" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7"," https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/58845fe691a8e4213523816cd8cb3f511e4898e7 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/tax/smaller-tax-refund-this-year-check-your-savings-account-20241104-p5knt6">Average tax refund revealed, and why you may receive ‘surprise’ bill</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Bank depositors have had much to celebrate as rates have stayed higher for longer. But with more interest comes more tax. Here are some solutions.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 19, 2024 – 5.00am">Nov 19, 2024</time></li></ul></div></div><div class="_3eaacab240fc7c859667"><div class="adWrapper _4ea0aa84b71a8a06c45e _3c67946999805fcc0b82" data-testid="ad-wrapper"><div class="" id="adspot-320x360_320x50_300x250_300x50-pos2-mobile"></div><div class="" id="adspot-728x90-pos2-tablet"></div><div class="" id="adspot-970x250_728x90-pos2-desktop"></div><small class="acd99af3e011c9b90ee4">Advertisement</small></div></div><div class="aa301fe4d83b6a10bcc9"><div class="ae5af3f592e9bd85d96f"><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/lists-and-awards/best-universities-ranking">Best Universities Ranking</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/work-and-careers/education/five-things-to-consider-before-paying-off-your-hecs-debt-20241031-p5kmwt"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.255%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_161%2C$y_65/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051, https://static.ffx.io/images/$zoom_0.255%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_161%2C$y_65/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.255%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_161%2C$y_65/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051"," https://static.ffx.io/images/$zoom_0.255%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_161%2C$y_65/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.255%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_161%2C$y_65/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051, https://static.ffx.io/images/$zoom_0.255%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_161%2C$y_65/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.255%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_161%2C$y_65/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051"," https://static.ffx.io/images/$zoom_0.255%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_161%2C$y_65/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.255%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_161%2C$y_65/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051, https://static.ffx.io/images/$zoom_0.255%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_161%2C$y_65/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.255%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_161%2C$y_65/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051"," https://static.ffx.io/images/$zoom_0.255%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_161%2C$y_65/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051 2x"]}"/><img alt=" " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.255%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_161%2C$y_65/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.2034%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_355%2C$y_21/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051, https://static.ffx.io/images/$zoom_0.2034%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_355%2C$y_21/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051 2x" sizes="(max-width: 767px) 80px" data-id="p5kmwt" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2034%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_355%2C$y_21/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051"," https://static.ffx.io/images/$zoom_0.2034%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_355%2C$y_21/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/77e2a4a3f9f8369099b582fa47355286359a5051 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/work-and-careers/education/five-things-to-consider-before-paying-off-your-hecs-debt-20241031-p5kmwt">These three scenarios show how HECS debt hits your borrowing capacity</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Instead of paying his student loan down faster with extra repayments, this 26-year-old chose to divert his savings to build a house deposit. It paid off.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><span>Updated </span><time data-testid="StoryTile-Timestamp" dateTime="Nov 14, 2024 – 1.57pm">Nov 14, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/us-election-2024">US Votes 2024</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/personal-finance/what-trump-s-victory-means-for-your-money-20241107-p5kolp"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7, https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7"," https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7, https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7"," https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7, https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7"," https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x"]}"/><img alt="He’s back. A Trump presidency will shake up global trade and markets, but investors warn against making sudden moves." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.6797%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_246%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.431%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_306%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7, https://static.ffx.io/images/$zoom_0.431%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_306%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x" sizes="(max-width: 767px) 80px" data-id="p5kolp" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.431%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_306%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7"," https://static.ffx.io/images/$zoom_0.431%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_306%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/8a747e5d299edba8c2883c00eb9ca4dd1f7319b7 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/what-trump-s-victory-means-for-your-money-20241107-p5kolp">What Trump’s victory means for your money</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">From a sugar-hit to your super, to higher-for-longer interest rates, and a trade-war on the horizon, here’s what Trump 2.0 means for your finances.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><span>Updated </span><time data-testid="StoryTile-Timestamp" dateTime="Nov 10, 2024 – 1.42pm">Nov 10, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/hsc-5yf">HSC</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/work-and-careers/education/can-you-answer-the-hardest-hsc-economics-questions-20241023-p5kksn"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_1.1043%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/af3a405d298034f717bcda0d71d07ccce8c1bc66, https://static.ffx.io/images/$zoom_1.1043%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/af3a405d298034f717bcda0d71d07ccce8c1bc66 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_1.1043%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/af3a405d298034f717bcda0d71d07ccce8c1bc66"," https://static.ffx.io/images/$zoom_1.1043%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/af3a405d298034f717bcda0d71d07ccce8c1bc66 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_1.1043%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/af3a405d298034f717bcda0d71d07ccce8c1bc66, https://static.ffx.io/images/$zoom_1.1043%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/af3a405d298034f717bcda0d71d07ccce8c1bc66 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_1.1043%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/af3a405d298034f717bcda0d71d07ccce8c1bc66"," https://static.ffx.io/images/$zoom_1.1043%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/af3a405d298034f717bcda0d71d07ccce8c1bc66 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_1.1043%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/af3a405d298034f717bcda0d71d07ccce8c1bc66, https://static.ffx.io/images/$zoom_1.1043%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/af3a405d298034f717bcda0d71d07ccce8c1bc66 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_1.1043%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/af3a405d298034f717bcda0d71d07ccce8c1bc66"," https://static.ffx.io/images/$zoom_1.1043%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/af3a405d298034f717bcda0d71d07ccce8c1bc66 2x"]}"/><img alt="Can you pass HSC Economics?" class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_1.1043%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/af3a405d298034f717bcda0d71d07ccce8c1bc66" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.7%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/2b90220a250ff81bfff734c7ae27d3e6bd837d87, https://static.ffx.io/images/$zoom_0.7%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/2b90220a250ff81bfff734c7ae27d3e6bd837d87 2x" sizes="(max-width: 767px) 80px" data-id="p5kksn" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.7%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/2b90220a250ff81bfff734c7ae27d3e6bd837d87"," https://static.ffx.io/images/$zoom_0.7%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/2b90220a250ff81bfff734c7ae27d3e6bd837d87 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/work-and-careers/education/can-you-answer-the-hardest-hsc-economics-questions-20241023-p5kksn">Can you answer the hardest HSC economics questions? Have a go</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">We found 10 questions that most economics students couldn’t get right. Put yourself to the test with our interactive quiz.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 4, 2024 – 5.00am">Nov 4, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/mental-health-5zo">Mental health</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/life-and-luxury/health-and-wellness/the-half-hour-habit-these-three-ceos-swear-makes-them-sharper-20241023-p5kksm"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5519%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92, https://static.ffx.io/images/$zoom_0.5519%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5519%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92"," https://static.ffx.io/images/$zoom_0.5519%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5519%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92, https://static.ffx.io/images/$zoom_0.5519%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5519%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92"," https://static.ffx.io/images/$zoom_0.5519%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5519%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92, https://static.ffx.io/images/$zoom_0.5519%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5519%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92"," https://static.ffx.io/images/$zoom_0.5519%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92 2x"]}"/><img alt="Could meditation unlock a mental superpower? Perhaps. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.5519%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_152%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92, https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_152%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92 2x" sizes="(max-width: 767px) 80px" data-id="p5kksm" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_152%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92"," https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_152%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/02c1e4de7f93d0a7af9d03b059f6a4e3f1f68d92 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/life-and-luxury/health-and-wellness/the-half-hour-habit-these-three-ceos-swear-makes-them-sharper-20241023-p5kksm">The half-hour habit these three CEOs swear makes them sharper</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Mecca’s Jo Horgan began meditating while her business and baby were in their infancy. Today, it’s an essential part of her personal and professional life.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 3, 2024 – 6.00pm">Nov 3, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/wealth-generation-1nid">Wealth Generation</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/personal-finance/these-are-the-expat-hotspots-that-will-make-you-richer-20240819-p5k3i6"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363 2x"]}"/><img alt="Which country could send you home the richest?" class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_167%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363, https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_167%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363 2x" sizes="(max-width: 767px) 80px" data-id="p5k3i6" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_167%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363"," https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_167%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/a3018233d6e51c61e4c1b56d3c79e7212d612363 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/these-are-the-expat-hotspots-that-will-make-you-richer-20240819-p5k3i6">From London to Riyadh: six expat hotspots that will make you richer</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">We sent a hypothetical young lawyer abroad to find out which income and tax combination would help them grow wealth fastest. The winner may surprise you.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 1, 2024 – 9.50am">Nov 1, 2024</time></li></ul></div><div class="_8d6149acd2b4b8ecd5e4"><h2 class="_6f6f6c61a03bdf385f07">October</h2></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/investing-1st">Investing</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/investing/the-strategy-that-can-turn-10-000-to-102-000-in-two-decades-20241024-p5kl61"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197 2x"]}"/><img alt="The bottom line is this: markets are efficient, except when they’re not." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_200%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197, https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_200%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197 2x" sizes="(max-width: 767px) 80px" data-id="p5kl61" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_200%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197"," https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_200%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/bb052ed959505bdfa494603a65452e3117747197 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/investing/the-strategy-that-can-turn-10-000-to-102-000-in-two-decades-20241024-p5kl61">The strategy that can turn $10,000 to $102,000 in two decades</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">An investing strategy popularised by Peter Lynch is finding favour again.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 30, 2024 – 5.00am">Oct 30, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/afrlive/super-and-wealth-summit">Super & Wealth Summit</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/personal-finance/advice-reforms-to-be-legislated-by-may-next-year-stephen-jones-20241029-p5km4r"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2154%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_422%2C$y_148/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8, https://static.ffx.io/images/$zoom_0.2154%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_422%2C$y_148/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2154%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_422%2C$y_148/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8"," https://static.ffx.io/images/$zoom_0.2154%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_422%2C$y_148/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2154%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_422%2C$y_148/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8, https://static.ffx.io/images/$zoom_0.2154%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_422%2C$y_148/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2154%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_422%2C$y_148/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8"," https://static.ffx.io/images/$zoom_0.2154%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_422%2C$y_148/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2154%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_422%2C$y_148/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8, https://static.ffx.io/images/$zoom_0.2154%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_422%2C$y_148/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2154%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_422%2C$y_148/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8"," https://static.ffx.io/images/$zoom_0.2154%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_422%2C$y_148/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8 2x"]}"/><img alt="Stephen Jones, Assistant Treasurer and Minister for Financial Services speaking at the AFR Super and Wealth Summit." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.2154%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_422%2C$y_148/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.1366%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_405%2C$y_83/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8, https://static.ffx.io/images/$zoom_0.1366%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_405%2C$y_83/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8 2x" sizes="(max-width: 767px) 80px" data-id="p5km4r" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.1366%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_405%2C$y_83/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8"," https://static.ffx.io/images/$zoom_0.1366%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_405%2C$y_83/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/ebad56d355085ed2d78fa9b12311bdb8a32fe6e8 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/advice-reforms-to-be-legislated-by-may-next-year-stephen-jones-20241029-p5km4r">Advice reforms to be legislated by May next year: Stephen Jones</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The Assistant Treasurer says he is “impatient” to have the next tranche of advice reforms legislated, as super funds push for freedom to give broader advice.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 29, 2024 – 6.26pm">Oct 29, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/afrlive/super-and-wealth-summit">Super & Wealth Summit</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 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https://static.ffx.io/images/$zoom_0.5178%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5178%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7"," https://static.ffx.io/images/$zoom_0.5178%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5178%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7, https://static.ffx.io/images/$zoom_0.5178%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5178%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7"," https://static.ffx.io/images/$zoom_0.5178%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7 2x"]}"/><img alt="Brendan Coates speaks on the super for housing policy at the AFR Super & Wealth Summit in Sydney. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.5178%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.3176%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_39%2C$y_35/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7, https://static.ffx.io/images/$zoom_0.3176%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_39%2C$y_35/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7 2x" sizes="(max-width: 767px) 80px" data-id="p5km7e" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.3176%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_39%2C$y_35/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7"," https://static.ffx.io/images/$zoom_0.3176%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_39%2C$y_35/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/allow-people-to-cash-out-of-super-above-9pc-grattan-20241029-p5km7e">Allow people to ‘cash out’ of super above 8pc: Grattan</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">A debate about using superannuation for housing prompted the institute’s policy expert Brendan Coates to call for radical change.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 29, 2024 – 4.15pm">Oct 29, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/young-rich">Young Rich</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/young-rich/the-biggest-divide-in-australia-is-the-intergenerational-divide-20240806-p5jzzu"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" 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srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3481%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_383%2C$y_227/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/bd7137e665faf5c39e9226775867a40776afe234, https://static.ffx.io/images/$zoom_0.3481%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_383%2C$y_227/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/bd7137e665faf5c39e9226775867a40776afe234 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3481%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_383%2C$y_227/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/bd7137e665faf5c39e9226775867a40776afe234"," 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data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.3543%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_674%2C$y_281/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/3c49a9852779f2a5e11dd75beb9fb930f31eaa3b, https://static.ffx.io/images/$zoom_0.3543%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_674%2C$y_281/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/3c49a9852779f2a5e11dd75beb9fb930f31eaa3b 2x" sizes="(max-width: 767px) 80px" data-id="p5jzzu" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.3543%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_674%2C$y_281/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/3c49a9852779f2a5e11dd75beb9fb930f31eaa3b"," https://static.ffx.io/images/$zoom_0.3543%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_674%2C$y_281/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/3c49a9852779f2a5e11dd75beb9fb930f31eaa3b 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/young-rich/the-biggest-divide-in-australia-is-the-intergenerational-divide-20240806-p5jzzu">‘The biggest divide in Australia is the intergenerational divide’</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Amid the cost-of-living crisis and struggles to get on to the property ladder, it’s getting harder to be young and rich these days.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 23, 2024 – 5.00am">Oct 23, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/literature-1m4g">Literature</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/life-and-luxury/arts-and-culture/the-aussie-novel-camilla-adores-and-what-she-reads-on-tour-20241022-p5kk6r"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5973%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45, https://static.ffx.io/images/$zoom_0.5973%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5973%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45"," https://static.ffx.io/images/$zoom_0.5973%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5973%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45, https://static.ffx.io/images/$zoom_0.5973%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5973%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45"," https://static.ffx.io/images/$zoom_0.5973%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5973%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45, https://static.ffx.io/images/$zoom_0.5973%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5973%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45"," https://static.ffx.io/images/$zoom_0.5973%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45 2x"]}"/><img alt="Queen Camilla’s favourite author is thriller novelist Peter James, whose books she’ll devour in single sittings." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.5973%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.3791%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_129%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45, https://static.ffx.io/images/$zoom_0.3791%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_129%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45 2x" sizes="(max-width: 767px) 80px" data-id="p5kk6r" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.3791%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_129%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45"," https://static.ffx.io/images/$zoom_0.3791%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_129%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/122991e17fa449baaf089a2d6a30ca86e3db3c45 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/life-and-luxury/arts-and-culture/the-aussie-novel-camilla-adores-and-what-she-reads-on-tour-20241022-p5kk6r">The Aussie novel Camilla ‘adores’ and what she reads on tour</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The Queen champions literature through her Reading Room charity, which has thrived since it was launched during the pandemic as part of a global boom in book clubs.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 22, 2024 – 12.21pm">Oct 22, 2024</time></li></ul></div><div class="_3eaacab240fc7c859667 ee02a2ddc0855779f8c1"><div class="adWrapper _4ea0aa84b71a8a06c45e _3c67946999805fcc0b82" data-testid="ad-wrapper"><div class="" id="adspot-320x360_320x50_300x250_300x50-pos3-mobile"></div><div class="" id="adspot-728x90-pos3-tablet"></div><small class="acd99af3e011c9b90ee4">Advertisement</small></div></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/investing-1st">Investing</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/personal-finance/where-to-invest-10-000-for-two-five-10-and-20-years-20241008-p5kgor"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.8832%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601, https://static.ffx.io/images/$zoom_0.8832%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.8832%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601"," https://static.ffx.io/images/$zoom_0.8832%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.8832%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601, https://static.ffx.io/images/$zoom_0.8832%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.8832%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601"," https://static.ffx.io/images/$zoom_0.8832%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.8832%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601, https://static.ffx.io/images/$zoom_0.8832%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.8832%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601"," https://static.ffx.io/images/$zoom_0.8832%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601 2x"]}"/><img alt="Where you put your money depends on your risk tolerance and time-frame." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.8832%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.56%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_147%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601, https://static.ffx.io/images/$zoom_0.56%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_147%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601 2x" sizes="(max-width: 767px) 80px" data-id="p5kgor" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.56%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_147%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601"," https://static.ffx.io/images/$zoom_0.56%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_147%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/a7f51b1f6a3e05754d53ce11fe63facb93d31601 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/where-to-invest-10-000-for-two-five-10-and-20-years-20241008-p5kgor">Where to invest $10,000 for two, five, 10 and 20 years</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The decision on where to invest comes down to two factors: how long do you have, and how much risk you are willing to take.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 14, 2024 – 5.00am">Oct 14, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/work-life-balance-1msz">Work/life balance</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/life-and-luxury/health-and-wellness/how-to-be-happier-at-work-even-if-you-ve-only-got-a-few-minutes-20241004-p5kfve"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2057%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104, https://static.ffx.io/images/$zoom_0.2057%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2057%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104"," https://static.ffx.io/images/$zoom_0.2057%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2057%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104, https://static.ffx.io/images/$zoom_0.2057%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2057%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104"," https://static.ffx.io/images/$zoom_0.2057%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2057%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104, https://static.ffx.io/images/$zoom_0.2057%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2057%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104"," https://static.ffx.io/images/$zoom_0.2057%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104 2x"]}"/><img alt="Use short breaks and ‘what’ questions to reflect on the day. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.2057%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.1101%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_111%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104, https://static.ffx.io/images/$zoom_0.1101%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_111%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104 2x" sizes="(max-width: 767px) 80px" data-id="p5kfve" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.1101%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_111%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104"," https://static.ffx.io/images/$zoom_0.1101%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_111%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/3547ca82f4a9f90dd4842d609a4fb7c818052104 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/life-and-luxury/health-and-wellness/how-to-be-happier-at-work-even-if-you-ve-only-got-a-few-minutes-20241004-p5kfve">How to be happier at work even if you’ve only got a few minutes</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Many people feel overwhelmed by their workload but doing these small things can alleviate stress and provide a burst of energy.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 13, 2024 – 6.00pm">Oct 13, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/lists-and-awards/most-innovative-companies">BOSS Most Innovative Companies</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/personal-finance/you-ll-thank-this-bank-for-making-you-wait-hours-for-your-savings-20240916-p5kaur"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4089%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_533%2C$y_191/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428, https://static.ffx.io/images/$zoom_0.4089%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_533%2C$y_191/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4089%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_533%2C$y_191/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428"," https://static.ffx.io/images/$zoom_0.4089%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_533%2C$y_191/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4089%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_533%2C$y_191/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428, https://static.ffx.io/images/$zoom_0.4089%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_533%2C$y_191/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4089%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_533%2C$y_191/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428"," https://static.ffx.io/images/$zoom_0.4089%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_533%2C$y_191/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4089%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_533%2C$y_191/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428, https://static.ffx.io/images/$zoom_0.4089%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_533%2C$y_191/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4089%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_533%2C$y_191/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428"," https://static.ffx.io/images/$zoom_0.4089%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_533%2C$y_191/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428 2x"]}"/><img alt="Anson Parker, chief product officer of Up: “We see banking through the lens of, ‘Why are these experiences so crappy, compared to what they could be?’”" class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.4089%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_533%2C$y_191/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.2593%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_485%2C$y_121/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428, https://static.ffx.io/images/$zoom_0.2593%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_485%2C$y_121/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428 2x" sizes="(max-width: 767px) 80px" data-id="p5kaur" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2593%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_485%2C$y_121/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428"," https://static.ffx.io/images/$zoom_0.2593%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_485%2C$y_121/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/16219c6b2e36928d656e918adb66bf5e76d4d428 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/you-ll-thank-this-bank-for-making-you-wait-hours-for-your-savings-20240916-p5kaur">You’ll thank this bank for making you wait hours for your savings</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">This neo-bank wants to do money differently, and teach its customers how to take control of their budgets.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 9, 2024 – 5.00am">Oct 9, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/budgeting-hvn">Budgeting</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/personal-finance/the-six-budgeting-styles-and-how-to-find-the-right-one-for-you-20240923-p5kcuo"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.8804%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_305%2C$y_91/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca, https://static.ffx.io/images/$zoom_0.8804%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_305%2C$y_91/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.8804%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_305%2C$y_91/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca"," https://static.ffx.io/images/$zoom_0.8804%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_305%2C$y_91/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.8804%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_305%2C$y_91/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca, https://static.ffx.io/images/$zoom_0.8804%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_305%2C$y_91/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.8804%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_305%2C$y_91/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca"," https://static.ffx.io/images/$zoom_0.8804%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_305%2C$y_91/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.8804%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_305%2C$y_91/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca, https://static.ffx.io/images/$zoom_0.8804%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_305%2C$y_91/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.8804%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_305%2C$y_91/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca"," https://static.ffx.io/images/$zoom_0.8804%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_305%2C$y_91/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca 2x"]}"/><img alt=" " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.8804%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_305%2C$y_91/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_143%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca, https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_143%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca 2x" sizes="(max-width: 767px) 80px" data-id="p5kcuo" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_143%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca"," https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_143%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/6e1aa7f82f3970de878f859425e76c7adde59eca 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/the-six-budgeting-styles-and-how-to-find-the-right-one-for-you-20240923-p5kcuo">Earning good money but saving nothing? Here’s what to do</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">No matter how much you earn, good budgeting is the foundation of financial success.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 8, 2024 – 5.00am">Oct 8, 2024</time></li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/property-prices-60x">Property prices</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/personal-finance/tweaking-the-3pc-buffer-rule-misses-the-real-problem-with-housing-20241001-p5key8"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d, https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d"," https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d 2x"]}"/><img alt="House price valuations relative to incomes are at record highs. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.5521%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_47%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d, https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_47%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d 2x" sizes="(max-width: 767px) 80px" data-id="p5key8" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_47%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d"," https://static.ffx.io/images/$zoom_0.35%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_47%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/d64739d875aac9b48729155d5c5e3165fd321b3d 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/personal-finance/tweaking-the-3pc-buffer-rule-misses-the-real-problem-with-housing-20241001-p5key8">Tweaking the 3pc buffer rule misses the real problem with housing</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Reducing the mortgage serviceability test would allow more borrowers into the market. But the test is only one part of a much gnarlier problem.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 4, 2024 – 5.00am">Oct 4, 2024</time></li></ul></div><div class="adb2e6d033ba1113a8f3"><button class="d0aa8c5cf08c6713183b" data-testid="ShowMoreButton" type="button"><span class="bf0e3c16fff74868d16c" data-testid="ShowMoreButton-text">Show More</span></button></div></div><aside class="_33d57aea4405eb8b280a" id="stickyContainer"><div class="_091cc92a9c8b3f998430"><div id="stickyPlaceholder"></div><div class="_3eaacab240fc7c859667"><div class="adWrapper _4ea0aa84b71a8a06c45e" data-testid="ad-wrapper" id="stickyAd"><div class="" id="adspot-300x600_300x250_160x600-pos3-desktop"></div><small class="acd99af3e011c9b90ee4">Advertisement</small></div></div></div></aside></div></div></main><div class="_75aee6e589fb6ed75495" data-testid="PreFooter"><div class="cf428258f5c50e8644f7" data-testid="AFR 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5.304h-1.134l-.35-1.2h-1.79l-.35 1.2h-.94zm.627 1.087-.657 2.236h1.328zM48.01.88h1.125v3.494c0 .638.307.994.85.994.546 0 .828-.355.828-.995V.881h1.127v3.593c0 1.143-.739 1.839-1.954 1.839-1.283 0-1.977-.738-1.977-2.094zM55.1 4.623c.373.518.671.717 1.044.717.396 0 .701-.263.701-.596 0-.412-.492-.611-.962-.803-.314-.128-1.544-.497-1.544-1.669 0-.901.761-1.547 1.82-1.547.888 0 1.403.54 1.679 1.008l-.791.56c-.373-.482-.642-.652-.993-.652-.335 0-.589.213-.589.49 0 .398.321.56.947.802.68.277 1.56.625 1.56 1.768 0 .952-.769 1.598-1.91 1.598-1.06 0-1.588-.732-1.798-1.129zM59.831.881h4.043v.994h-1.47v4.31h-1.125v-4.31H59.83zm6.327 0h1.776c1.223 0 1.872.554 1.872 1.583 0 .888-.641 1.208-.962 1.37l1.096 2.351h-1.178l-1-2.151h-.47v2.151h-1.134zm1.127.866V3.21h.179c.455 0 1.126 0 1.126-.731 0-.52-.29-.732-.969-.732zM73.133.88h1.433l1.588 5.304H75.02l-.35-1.2h-1.79l-.35 1.2h-.941zm.627 1.087-.656 2.236h1.327zM78.228.88h1.127v4.31h2.543v.994h-3.67zm5.194 0h2.439v.554h-.649V5.63h.657v.554h-2.447v-.554h.664V1.435h-.664zm5.61 0h1.433l1.588 5.304H90.92l-.352-1.2h-1.79l-.35 1.2h-.94zm.627 1.087-.657 2.236h1.328zM94.254.88h1.201l1.73 3.359V.88h1.053v5.305H97.2l-1.895-3.628v3.628h-1.052zm71.371-.006c1.365 0 2.496 1.19 2.496 2.624 0 1.433-1.131 2.623-2.496 2.623s-2.495-1.19-2.495-2.623 1.13-2.624 2.495-2.624"></path></svg><span class="_26c25e0b12e74d0a9c93">The Australian Financial Review Magazine</span></a></h2></header><div class="_7d871b0088b82f7f587d" data-pb-type="st" data-testid="StoryTileBaseImageLed"><a tabindex="-1" class="_0c5ddbeb4a430fb3021d" href="/life-and-luxury/fashion-and-style/you-don-t-know-these-watch-brands-you-should-20241111-p5kphy"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="300" height="169" 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