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A Complete Guide to Road Tax for your Electric Car - MOTORS

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class="breadcrumb_last" aria-current="page">Car Buying &#038; Selling Guides</span></span></div> </div> </div> </div> <div class="relatedpages option-separator option-alignment-center option-container-full option-parent_override option-parent_title-AllArticles option-bg_color-"> <div class="container_full"> <ul> <li class="page_item page-item-9107 current_page_item"><a href="https://news.motors.co.uk/advice/" aria-current="page">All Articles</a></li> <li class="page_item page-item-9113 page_item_has_children"><a href="https://news.motors.co.uk/advice/buying-guides/">Car Buying Guides</a></li> <li class="page_item page-item-72893 page_item_has_children"><a href="https://news.motors.co.uk/advice/selling-guides/">Car Selling Guides</a></li> <li class="page_item page-item-9175 page_item_has_children"><a href="https://news.motors.co.uk/advice/finance-guides/">Car Finance Guides</a></li> <li class="page_item page-item-97201 page_item_has_children"><a 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height: 100%; object-fit: cover; } .key_summary__inner { flex: 100%; } .key_summary__inner > div { margin-bottom: 18px; padding-left: 24px; } .key_summary__wrapper { display: flex; gap: 30px; border-radius: 6px; background-color: #002752; overflow: hidden; position: relative; } @media (max-width: 700px) { .key_summary__wrapper { flex-direction: column; } } .key_summary__wrapper::after { content: ' '; height: 100%; position: absolute; left: calc( 50% + 22px); width: 30%; background-image: linear-gradient(to right, #002752, transparent); } @media (max-width: 700px) { .key_summary__wrapper::after { display: none !important; } } </style> <div class="key_summary layout-nobackground paddings-reduced"> <div class="container"> <div class="key_summary__wrapper"> <div class="key_summary__text key_summary__inner"> <h3 class="title-3"><span>At a glance</span></h3> <ul> <li>Right now (2023), you don’t have to pay any road tax on electric cars</li><li>There is some road tax for hybrid cars, but it’s much less than for petrol or diesel equivalents</li><li>If you get your EV through work, there is some company car tax on electric cars, but again, it’ll be less than for a hybrid, and much less than with a petrol/diesel vehicle</li><li>Given the rise of EVs, it’s likely that some form of tax will be placed on using them in the future.</li> </ul> </div> <div class="key_summary__image key_summary__inner"> <img src="https://news.motors.co.uk/wp-content/uploads/2022/11/tax-disc-google-images-e1675953340224.jpg" /> </div> </div> </div> </div> <div class="main-content option-align-left option-button_or_link-button layout-nobackground" > <div class="container"> <div class="text "> <p><span style="font-weight: 400;">Ever found that getting to grips with car tax can be a little, well, taxing? If so, we can sympathise. As you may or may not know, every car needs to be registered for road tax, but not every car needs to </span><b>pay</b><span style="font-weight: 400;"> road tax.</span></p> <p><span style="font-weight: 400;">In this handy guide, we walk you through everything you need to know when it comes to </span><span style="font-weight: 400;">electric and hybrid car tax</span><span style="font-weight: 400;">, covering the following topics:</span></p> <ul> <li style="font-weight: 400;" aria-level="1"><a href="#Do-you-need-to-pay-road-tax-on-electric-cars"><span style="font-weight: 400;">Do you need to pay road </span><span style="font-weight: 400;">tax on </span><span style="font-weight: 400;">electric cars</span><span style="font-weight: 400;">?</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="#Do-you-need-to-pay-road-tax-on-hybrid-cars"><span style="font-weight: 400;">Do you need to pay road tax on </span><span style="font-weight: 400;">hybrid cars</span><span style="font-weight: 400;">?</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="#How-is-road-tax-calculated"><span style="font-weight: 400;">How is road tax calculated?</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="#Hybrid-car-road-tax-rates"><span style="font-weight: 400;">Hybrid car road tax rates</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="#Premium-rate-road-tax"><span style="font-weight: 400;">Premium rate road tax</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="#What-are-the-tax-benefits-of-owning-an-electric-car-in-the-UK"><span style="font-weight: 400;">What are the </span><span style="font-weight: 400;">tax benefits </span><span style="font-weight: 400;">of owning an</span><span style="font-weight: 400;"> electric car</span><span style="font-weight: 400;"> in the </span><span style="font-weight: 400;">UK?</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="#Will-tax-relief-on-electric-cars-change-in-the-future"><span style="font-weight: 400;">Will </span><span style="font-weight: 400;">tax relief on electric cars</span><span style="font-weight: 400;"> change in the future?</span></a></li> <li style="font-weight: 400;" aria-level="1"><a href="#FAQs"><span style="font-weight: 400;">Frequently asked questions</span></a></li> </ul> <p><span style="font-weight: 400;">So, when it comes to taxing your hybrid or electric car, don’t worry, we’ve got you covered. </span></p> </div> <!-- Button --> </div> </div> <div class="image-block layout-nobackground option-image_size-one option-border_radius option-background_container option-captions " > <div class="image-block-container container"> <div class="images" style="background-image: url('https://news.motors.co.uk/wp-content/uploads/2022/11/road-tax-google-images-e1668082905623.jpg');"> </div> </div> </div> <div class="main-content option-align-left option-button_or_link-button layout-nobackground" > <div class="container"> <div class="text "> <h2><span style="font-weight: 400;"><a id="what-is-road-tax"></a>What is road tax?</span></h2> <p><span style="font-weight: 400;">First things first, it&#8217;s important to note that car tax, often referred to as vehicle tax, road tax or vehicle excise duty (VED), is something that’s applied to all cars in the UK. Having said that, not all cars are treated equally. </span></p> <p><span style="font-weight: 400;">Road tax on electric cars</span><span style="font-weight: 400;"> and </span><span style="font-weight: 400;">hybrid cars</span><span style="font-weight: 400;"> is typically cheaper than what you’d have to pay for petrol and diesel cars. The reason is that they emit less CO2, and VED is now largely based on a vehicle’s emissions to help the UK meet its net-zero climate targets. A good reason, we’re sure you’ll agree.</span></p> <p><span style="font-weight: 400;">So, if you’re wondering if the tax requirement varies from regular cars to electric cars, the short answer is that yes, it does.</span></p> <p><img decoding="async" class="alignnone wp-image-83952 size-full" src="https://news.motors.co.uk/wp-content/uploads/2022/11/tax-shutterstock-scaled.jpg" alt="Red car on a table with car keys and coins next to it" width="2560" height="1440" srcset="https://news.motors.co.uk/wp-content/uploads/2022/11/tax-shutterstock-scaled.jpg 2560w, https://news.motors.co.uk/wp-content/uploads/2022/11/tax-shutterstock-300x169.jpg 300w, https://news.motors.co.uk/wp-content/uploads/2022/11/tax-shutterstock-1024x576.jpg 1024w, https://news.motors.co.uk/wp-content/uploads/2022/11/tax-shutterstock-768x432.jpg 768w, https://news.motors.co.uk/wp-content/uploads/2022/11/tax-shutterstock-1536x864.jpg 1536w, https://news.motors.co.uk/wp-content/uploads/2022/11/tax-shutterstock-2048x1152.jpg 2048w" sizes="(max-width: 2560px) 100vw, 2560px" /></p> <h2><span style="font-weight: 400;"><a id="Do-you-need-to-pay-road-tax-on-electric-cars"></a>Do you need to pay</span><span style="font-weight: 400;"> road tax on electric cars</span><span style="font-weight: 400;">?</span></h2> <p><b>No. Since April 2020, you don’t have to pay car tax on any zero-emission vehicles</b><span style="font-weight: 400;">, which includes electric cars &#8211; they’re completely exempt. Thi</span><span style="font-weight: 400;">s is because EVs don’t produce tailpipe emissions &#8211; aka, pollution emitted from the exhaust &#8211; which is what VED is currently based around.</span></p> <p><span style="font-weight: 400;">It used to be the case that cars costing over £40k would have an additional charge, but this has now been scrapped for all electric vehicles as well. So, currently, you won’t have to pay any road tax if you’re driving an EV. </span></p> <p><b>Remember, though:</b><span style="font-weight: 400;"> You still have to register for </span><a href="https://www.gov.uk/vehicle-tax"><span style="font-weight: 400;">road tax</span></a><span style="font-weight: 400;"> for your electric car and fill in the documentation – it just won’t cost you anything to do so.</span></p> <h2><span style="font-weight: 400;"><a id="Do-you-need-to-pay-road-tax-on-hybrid-cars"></a>Do you need to pay</span><span style="font-weight: 400;"> road tax on hybrid cars?</span></h2> <p><b>Wondering if hybrids are exempt from road tax too? No</b><span style="font-weight: 400;">, </span><b>unfortunately not.</b><span style="font-weight: 400;"> If you’re looking to buy a</span> <span style="font-weight: 400;">hybrid or plug-in hybrid (PHEVs), you will still need to pay vehicle excise duty like with petrol and diesel cars. However, with lower CO2 emissions comes a lower tax rate, so hybrids can still save you money in road tax. Definitely something worth bearing in mind during your search.</span></p> <h3><span style="font-weight: 400;">Road tax for hybrid cars</span><span style="font-weight: 400;"> registered on or after 1 April 2017</span></h3> <p><span style="font-weight: 400;">As mentioned, you’ll typically pay less</span><span style="font-weight: 400;"> road tax for hybrid cars</span><span style="font-weight: 400;">, but it’s not a simple calculation, as it all depends on how old the car is, as well as its emission levels. Low emission hybrid cars will pay a reduced rate in the first year but will then have to pay increasing amounts after that, usually every six or 12 months.</span></p> <p><img decoding="async" class="alignnone size-full wp-image-83954" src="https://news.motors.co.uk/wp-content/uploads/2022/11/vehicle-tax-shutterstock.jpg" alt="person writing on paper with model blue car" width="9504" height="3168" srcset="https://news.motors.co.uk/wp-content/uploads/2022/11/vehicle-tax-shutterstock.jpg 9504w, https://news.motors.co.uk/wp-content/uploads/2022/11/vehicle-tax-shutterstock-300x100.jpg 300w, https://news.motors.co.uk/wp-content/uploads/2022/11/vehicle-tax-shutterstock-1024x341.jpg 1024w, https://news.motors.co.uk/wp-content/uploads/2022/11/vehicle-tax-shutterstock-768x256.jpg 768w, https://news.motors.co.uk/wp-content/uploads/2022/11/vehicle-tax-shutterstock-1536x512.jpg 1536w, https://news.motors.co.uk/wp-content/uploads/2022/11/vehicle-tax-shutterstock-2048x683.jpg 2048w" sizes="(max-width: 9504px) 100vw, 9504px" /></p> <h2><span style="font-weight: 400;"><a id="How-is-road-tax-calculated"></a>How is road tax calculated?</span></h2> <p><span style="font-weight: 400;">The key thing to remember is that for all vehicle types, road tax is initially calculated using your car’s CO2 emissions. </span><b>The higher the emissions, the higher the tax rate.</b><span style="font-weight: 400;"> It’s also split into two payments &#8211; the first-year rate, which is based on the emissions, followed by a set standard rate from then on out.</span></p> <p><span style="font-weight: 400;">Buying an electric car certainly saves you money on vehicle tax, because you currently don’t have to pay anything for the first year (as it has 0g/km CO2 emissions) or the standard rate afterwards. This is a potentially huge selling point if you’re considering buying an EV. That and the fact it’s an eco-friendly choice and doesn’t rely on petrol. </span></p> <p><span style="font-weight: 400;">Either way, you can see how much you’d save in vehicle excise duty in the example tables below:</span></p> <h3><b>First-year tax rate (when you register the car)</b></h3> <table> <tbody> <tr> <td><b>CO2 emissions</b></td> <td><b>Hybrid cars</b></td> <td><b>Petrol cars and RDE2 standard diesel cars</b></td> </tr> <tr> <td><b>0g/km</b></td> <td><span style="font-weight: 400;">£0</span></td> <td><span style="font-weight: 400;">£0</span></td> </tr> <tr> <td><b>1-50g/km</b></td> <td><span style="font-weight: 400;">£0</span></td> <td><span style="font-weight: 400;">£10</span></td> </tr> <tr> <td><b>51-75g/km</b></td> <td><span style="font-weight: 400;">£15</span></td> <td><span style="font-weight: 400;">£25</span></td> </tr> <tr> <td><b>76-90g/km</b></td> <td><span style="font-weight: 400;">£105</span></td> <td><span style="font-weight: 400;">£115</span></td> </tr> <tr> <td><b>91-100g/km</b></td> <td><span style="font-weight: 400;">£130</span></td> <td><span style="font-weight: 400;">£140</span></td> </tr> <tr> <td><b>101-110g/km</b></td> <td><span style="font-weight: 400;">£150</span></td> <td><span style="font-weight: 400;">£160</span></td> </tr> <tr> <td><b>111-130g/km</b></td> <td><span style="font-weight: 400;">£170</span></td> <td><span style="font-weight: 400;">£180</span></td> </tr> <tr> <td><b>131-150g/km</b></td> <td><span style="font-weight: 400;">£210</span></td> <td><span style="font-weight: 400;">£220</span></td> </tr> <tr> <td><b>151-170g/km</b></td> <td><span style="font-weight: 400;">£545</span></td> <td><span style="font-weight: 400;">£555</span></td> </tr> <tr> <td><b>171-190g/km</b></td> <td><span style="font-weight: 400;">£885</span></td> <td><span style="font-weight: 400;">£895</span></td> </tr> <tr> <td><b>191-225g/km</b></td> <td><span style="font-weight: 400;">£1,335</span></td> <td><span style="font-weight: 400;">£1,345</span></td> </tr> <tr> <td><b>226-255g/km</b></td> <td><span style="font-weight: 400;">£1,900</span></td> <td><span style="font-weight: 400;">£1,910</span></td> </tr> <tr> <td><b>Over 255g/km</b></td> <td><span style="font-weight: 400;">£2,235</span></td> <td><span style="font-weight: 400;">£2,245</span></td> </tr> </tbody> </table> <p>&nbsp;</p> <h3><span style="font-weight: 400;">A note on fuel duty</span></h3> <p><span style="font-weight: 400;">Fuel duty is an excise tax applied to the</span><b> sale of diesel and petrol</b><span style="font-weight: 400;"> (not electricity)</span> <span style="font-weight: 400;">and is included in the price of the fuel itself</span><b>. </b><span style="font-weight: 400;">By contrast, charging up your EV battery accrues no fuel duty at all! As you can imagine, fuel duty is a significant source of revenue for HM Treasury. As drivers shift to electric cars and move away from fuel, in the future, it’s likely the government will introduce alternative tax measures to EVs to recover the money lost from fuel tax. </span></p> <h2><span style="font-weight: 400;"><a id="Hybrid-car-road-tax-rates"></a>Hybrid car road tax </span><span style="font-weight: 400;">rates</span></h2> <p><b>So, how much road tax do you pay on hybrid cars?</b></p> <p><span style="font-weight: 400;">Depending on the CO2 emissions, </span><b>the first year of </b><b>road tax for hybrids</b><b> and plug-in hybrids will typically cost drivers anywhere from £0 to around £105</b><span style="font-weight: 400;">. The following years for all hybrids will then be charged at the standard rate of £145 per year. </span></p> <p><span style="font-weight: 400;">For example, if you bought a new </span><a href="https://www.motors.co.uk/toyota/prius/used-cars/"><span style="font-weight: 400;">Toyota Prius</span></a><span style="font-weight: 400;"> hybrid you’d pay £130 for the first year of tax as this model produces 94g/km of CO2 emissions. The following tax payments would be at the standard rate of £145. If you bought the Prius PHEV model, you’d make more tax savings as its CO2 figures are only 28g/km – meaning it’d be free to tax in the first year.</span></p> <p><span style="font-weight: 400;">If you want to know more, the gov.uk site provides further handy </span><a href="https://www.gov.uk/vehicle-tax-rate-tables"><span style="font-weight: 400;">information on rates</span></a><span style="font-weight: 400;">, based around a car’s CO2 emissions and fuel type (whether diesel, petrol, or alternative fuel source).</span></p> <h2><span style="font-weight: 400;"><a id="Premium-rate-road-tax"></a>Premium rate road tax</span></h2> <p><span style="font-weight: 400;">There’s also something known as premium rate road tax. This is when a vehicle has a list price of more than £40,000 (before any discounts are applied). The additional fee is £335 and you pay it from the second year for a total of five years. However, as mentioned, </span><b>electric vehicles are now exempt from this premium rate</b><span style="font-weight: 400;">, so this only applies to petrol, diesel, and hybrid cars.</span></p> <h2><span style="font-weight: 400;"><a id="What-are-the-tax-benefits-of-owning-an-electric-car-in-the-UK"></a>What are the </span><span style="font-weight: 400;">tax benefits </span><span style="font-weight: 400;">of owning an</span><span style="font-weight: 400;"> electric car</span><span style="font-weight: 400;"> in the </span><span style="font-weight: 400;">UK?</span></h2> <p><span style="font-weight: 400;">Outside of not having to pay VED, there are of course many benefits to owning an electric car, not least that it produces zero daily emissions!</span></p> <p><span style="font-weight: 400;">By applying a </span><span style="font-weight: 400;">tax incentive for electric cars</span><span style="font-weight: 400;">, the government is making EVs an even more enticing proposition and encouraging drivers to make the switch. Thanks to their zero CO2 emissions, electric vehicles come with a number of tax incentives. The main benefits include:</span></p> <h3><b>1. EV Congestion charge exemptions</b></h3> <p><span style="font-weight: 400;">All fully-electric cars are exempt from the London Congestion Charge Zone and London’s Ultra Low Emission Zone (ULEZ). If you live in London, this could save you thousands of pounds a year. Take note, though, this will only last until December 25, 2025, when the exemption will be dropped and EVs will be subject to the charges.</span></p> <h3><b>2. Lowered national insurance contributions for businesses</b></h3> <p><span style="font-weight: 400;">When it comes to businesses, employers pay less National Insurance Contributions (NICs) when they provide employees with electric vehicles and low-emission plug-in hybrids compared to petrol and diesel cars. This is because Class 1 NICs for company cars are calculated using official CO2 emissions, and, as we now know, EV’s and hybrids have much lower emission.</span></p> <h3><b>3. Capital allowances on electric cars for businesses</b></h3> <p><span style="font-weight: 400;">When it comes to </span><span style="font-weight: 400;">company car tax on electric cars</span><span style="font-weight: 400;">, businesses can also reclaim the full cost of one electric car as a capital allowance (see: gov.uk’s </span><a href="https://www.gov.uk/capital-allowances/business-cars"><span style="font-weight: 400;">Capital Allowances</span></a><span style="font-weight: 400;"> page). Even better, a business can claim grants for installing chargers through the </span><a href="https://www.gov.uk/government/publications/workplace-charging-scheme-guidance-for-applicants-installers-and-manufacturers"><span style="font-weight: 400;">Workplace Charging Scheme</span></a><span style="font-weight: 400;">.</span></p> <h3><b>4. VAT</b></h3> <p><span style="font-weight: 400;">Businesses can also claim VAT on EV’s, but it’s worth noting that VAT is only recoverable on a purchase if it can be proved that the electric car is solely available and used for business purposes. Just be aware that this can be a difficult thing to demonstrate.</span></p> <p><img decoding="async" class="alignnone wp-image-83953" src="https://news.motors.co.uk/wp-content/uploads/2022/11/tax-disc-google-images.jpg" alt="tax disc on brown table" width="2560" height="1707" /></p> <h2><span style="font-weight: 400;"><a id="Will-tax-relief-on-electric-cars-change-in-the-future"></a>Will </span><span style="font-weight: 400;">tax relief on electric cars</span><span style="font-weight: 400;"> change in the future?</span></h2> <p><span style="font-weight: 400;">The all-important question…</span></p> <p><span style="font-weight: 400;">Can we be honest? Yes, in all likelihood, it will. </span></p> <p><span style="font-weight: 400;">Currently, the tax exemption for electric vehicles is an incentive for us to make the switch to driving electric. It’s part of a drive to lower CO2 emissions to meet net-zero targets &#8211; obviously a good thing in the long run!</span></p> <p><span style="font-weight: 400;">In the near future though, once enough drivers have made the switch, it’s highly likely that EVs will be taxed. Let’s not forget that </span><span style="font-weight: 400;">a ban on producing purely petrol or diesel engines is </span><a href="https://www.gov.uk/government/news/government-takes-historic-step-towards-net-zero-with-end-of-sale-of-new-petrol-and-diesel-cars-by-2030"><span style="font-weight: 400;">currently set for 2030 in the UK</span></a><span style="font-weight: 400;">, so the government is currently thinking of new ways to reintroduce road tax for all vehicles</span><span style="font-weight: 400;">. </span><span style="font-weight: 400;">T</span><span style="font-weight: 400;">his will be to cover the taxation “loss” that would appear as more people move away from petrol and diesel cars. What form this tax would take and when it would come into play are questions currently up for debate.</span></p> <p><span style="font-weight: 400;">Before that, though, we’re more likely to see increasingly higher vehicle tax rates on high-emission cars. </span></p> </div> <!-- Button --> </div> </div> <div class="main-content option-align-left option-button_or_link-button layout-nobackground" > <div class="container"> <div class="text "> <h2><a id="FAQs"></a>FAQs</h2> </div> <!-- Button --> </div> </div> <div class="accordion layout-nobackground option-style-plus option-border option-captions " > <div class="container"> <div class="dropdown"> <div class="dropdown__top"> <h3>Do I still need to tax my electric car, even if it’s exempt?</h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p><span style="font-weight: 400;">Yes, you do still need to</span><span style="font-weight: 400;"> tax your electric car</span><span style="font-weight: 400;">. If your car is exempt from road tax, you won’t have to pay anything, but you will still have to go through the process of registering and taxing the car. You can do this at a Post Office branch or online at </span><a href="http://www.gov.uk/vehicle-tax"><b>www.gov.uk/vehicle-tax</b></a><span style="font-weight: 400;">.</span></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3>Do Tesla cars pay road tax?</h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p><span style="font-weight: 400;">Since they have 0 emissions, </span><span style="font-weight: 400;">all Tesla cars are exempt from road tax. This includes an exemption from the luxury car surcharge from 1 April 2020 until 31 March 2025.</span></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3>Are electric cars charged a tax on electricity as gas is?</h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p><span style="font-weight: 400;">When it comes to running costs, it’s worth noting that there are no additional tax reliefs for charging your EV. As it stands, EDF Energy states that if you charge your car at home, you’ll pay a standard VAT of 5%. Business electricity is charged at a standard VAT of 20%. </span></p> </div> </div> </div> <div class="dropdown"> <div class="dropdown__top"> <h3>Is a second-hand electric car tax deductible?</h3> </div> <div class="dropdown__btm"> <div class="dropdown__btm__inner"> <p><span style="font-weight: 400;">We’re glad you asked. Sadly, second-hand electric vehicles do not qualify for a full tax deduction. At present, second-hand electric cars can claim 18% of the cost of the car year on year on a residual value basis.</span></p> </div> </div> </div> </div> </div> <div class="main-content option-align-left option-button_or_link-button layout-nobackground" > <div class="container"> <div class="text "> <h2>Related articles and advice</h2> </div> <!-- Button --> </div> </div> <div class="posts found posts--slick option-container option-large_gap option-titletext option-button option-button_text-Readmore option-button_type-arrow option-button_primary option-button_invert option-category_location-image_inside option-image_height-65 option-date_prepend-Published option-slick_arrows option-categorytag_empty option-scrollbar option-cards_shadow layout-nobackground option-show-3" data-display="3" data-postspage="8" > <div class="posts__outer"> <div class="posts__links__outer"> <div class="posts__links"> <a href="https://news.motors.co.uk/car-insurance-the-facts/" class="posts__links__link"> <div class="posts__links__outerlink"> <div class="posts__links__image"> <div class="background " style="background-image: url('https://news.motors.co.uk/wp-content/uploads/2021/10/Fotolia_92055926_Subscription_Monthly_M.jpg');"> </div> </div> <div class="posts__links__inner"> <div class="posts__links__title"> <h3>Car Insurance Groups &#8211; The Facts</h3> </div> <div class="posts__links__text"> <p>It's one of our biggest monthly expenditures, but how much do we really know about car insurance? Our guide debunks and confirms some common myths and facts about car insurance.</p> </div> <div class="posts__links__button"> <div class="arrow option-style-1"> <div>Read more</div> </div> </div> </div> </div> </a> <a href="https://news.motors.co.uk/electric-car-buyers-guide/" class="posts__links__link"> <div class="posts__links__outerlink"> <div class="posts__links__image"> <div class="background " style="background-image: url('https://news.motors.co.uk/wp-content/uploads/2021/10/header-image.jpg');"> </div> </div> <div class="posts__links__inner"> <div class="posts__links__title"> <h3>Used Electric Car Buying Guide</h3> </div> <div class="posts__links__text"> <p>We’ve put together this complete electric car buying guide, from electric car costs, to charging, to whether or not you should opt for an electric vehicle in the first place.</p> </div> <div class="posts__links__button"> <div class="arrow option-style-1"> <div>Read more</div> </div> </div> </div> </div> </a> </div> <div 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