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href="/ac/localnav/9/styles/ac-localnav.built.css" /> <title>Apple Pay - Apple</title> <meta name="Description" content="Apple Pay is an easy way to pay in stores, online, and in apps. Use it to pay in full, over time, or with rewards. It’s safe, secure, and private." /> <meta property="og:image" content="https://www.apple.com/v/apple-pay/u/images/meta/apple_pay__c08w264834sy_og.png?202411211020" /> <meta property="og:title" content="Apple Pay" /> <meta property="og:description" content="Apple Pay is an easy way to pay in stores, online, and in apps. Use it to pay in full, over time, or with rewards. It’s safe, secure, and private." /> <meta property="og:url" content="https://www.apple.com/apple-pay/" /> <meta property="og:locale" content="en_US" /> <meta property="og:site_name" content="Apple" /> <meta property="og:type" content="website" /> <meta name="twitter:site" content="@Apple" /> <meta name="twitter:card" content="summary_large_image" /> <meta property="analytics-track" content="apple pay - overview" /> <meta property="analytics-s-channel" content="applepay" /> <meta property="analytics-s-bucket-0" content="applestoreww" /> <meta property="analytics-s-bucket-1" content="applestoreww" /> <meta property="analytics-s-bucket-2" content="applestoreww" /> <link rel="stylesheet" href="/wss/fonts?families=SF+Pro,v3|SF+Pro+Icons,v3" /> <link rel="stylesheet" href="/v/apple-pay/u/built/styles/overview.built.css" type="text/css" /> <script src="/v/apple-pay/u/built/scripts/head.built.js" type="text/javascript" charset="utf-8"></script> </head> <body class="page-overview "> <meta name="globalnav-store-key" content="SFX9YPYY9PPXCU9KH" /> <div id="globalheader"><aside id="globalmessage-segment" lang="en-US" dir="ltr" class="globalmessage-segment"><ul data-strings="{"view":"{%STOREFRONT%} Store Home","segments":{"smb":"Business Store Home","eduInd":"Education Store Home","other":"Store Home"},"exit":"Exit"}" class="globalmessage-segment-content"></ul></aside><nav id="globalnav" lang="en-US" dir="ltr" aria-label="Global" data-analytics-element-engagement-start="globalnav:onFlyoutOpen" data-analytics-element-engagement-end="globalnav:onFlyoutClose" data-store-api="/[storefront]/shop/bag/status" data-analytics-activitymap-region-id="global nav" data-analytics-region="global nav" class="globalnav no-js "><div class="globalnav-content"><div class="globalnav-item globalnav-menuback"><button aria-label="Main menu" class="globalnav-menuback-button"><span class="globalnav-chevron-icon"><svg height="48" viewBox="0 0 9 48" width="9" xmlns="http://www.w3.org/2000/svg"><path 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height="44" viewBox="0 0 34 44"><path 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</span><span class="globalnav-link-text">Vision</span></span></a></li></ul></div><div data-analytics-element-engagement="globalnav hover - airpods" class=" globalnav-item globalnav-item-airpods globalnav-item-menu "><ul role="none" class="globalnav-submenu-trigger-group"><li class="globalnav-submenu-trigger-item"><a href="/airpods/" data-globalnav-item-name="airpods" data-topnav-flyout-trigger-compact="true" data-analytics-title="airpods" data-analytics-element-engagement="hover - airpods" aria-label="AirPods" class="globalnav-link globalnav-submenu-trigger-link globalnav-link-airpods"><span class="globalnav-link-text-container"><span class="globalnav-image-regular globalnav-link-image"><svg height="44" viewBox="0 0 43 44" width="43" xmlns="http://www.w3.org/2000/svg"><path d="m11.7153 19.6836h.961v.937h.094c.187-.615.914-1.048 1.752-1.048.164 0 .375.011.504.029v1.008c-.082-.024-.446-.059-.645-.059-.961 0-1.658.645-1.658 1.535v3.914h-1.008zm28.135-.111c1.324 0 2.244.656 2.379 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data-analytics-activitymap-region-id="ribbon"> <div class="ribbon-drop-wrapper"> <div class="ribbon-content-wrapper"> <div class="ribbon-content row"> <div class="column large-12 large-centered"> Set up Apple Pay in seconds. <a id='setup-deep-link' href='#setup' data-analytics-title='learn how - set up apple pay' data-analytics-click='prop3:learn how - set up apple pay' data-analytics-intrapage-link aria-label='Learn how, Apple Pay setup.' class='icon-wrapper'><span class='icon-copy'>Learn how</span><span class='icon icon-after more'></span></a> </div> </div> </div> </div> </div> <div class="section-headline"> <h1 class="visually-hidden">Apple Pay</h1> <div class="container-logo" aria-hidden="true"> <div class="animate-hero-logo"> <div class="container-logo__mark"> <picture id="overview-logo-apple-pay-1" class="overview-logo-apple-pay" data-lazy> <source data-empty srcset="data:image/gif;base64,R0lGODlhAQABAHAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/logo_apple_pay__j28ofdkqcci2_xlarge.png" onload="__lp(event)" alt> </picture> <noscript> <picture class="overview-logo-apple-pay"> <source srcset="/v/apple-pay/u/images/overview/logo_apple_pay__j28ofdkqcci2_small.png, /v/apple-pay/u/images/overview/logo_apple_pay__j28ofdkqcci2_small_2x.png 2x" media="(max-width:734px)" /><source srcset="/v/apple-pay/u/images/overview/logo_apple_pay__j28ofdkqcci2_medium.png, /v/apple-pay/u/images/overview/logo_apple_pay__j28ofdkqcci2_medium_2x.png 2x" media="(max-width:1068px)" /><source srcset="/v/apple-pay/u/images/overview/logo_apple_pay__j28ofdkqcci2_large.png, /v/apple-pay/u/images/overview/logo_apple_pay__j28ofdkqcci2_large_2x.png 2x" media="(max-width:1799px)" /><source srcset="/v/apple-pay/u/images/overview/logo_apple_pay__j28ofdkqcci2_xlarge.png, /v/apple-pay/u/images/overview/logo_apple_pay__j28ofdkqcci2_xlarge_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/logo_apple_pay__j28ofdkqcci2_xlarge.png" alt> </picture> </noscript> </div> <div class="container-logo__text animate-logo"> <picture id="overview-title-apple-pay-1" class="overview-title-apple-pay" data-lazy> <source data-empty srcset="data:image/gif;base64,R0lGODlhAQABAHAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/title_apple_pay__e42zpebd1b42_xlarge.png" onload="__lp(event)" alt> </picture> <noscript> <picture class="overview-title-apple-pay"> <source srcset="/v/apple-pay/u/images/overview/title_apple_pay__e42zpebd1b42_small.png, /v/apple-pay/u/images/overview/title_apple_pay__e42zpebd1b42_small_2x.png 2x" media="(max-width:734px)" /><source srcset="/v/apple-pay/u/images/overview/title_apple_pay__e42zpebd1b42_medium.png, /v/apple-pay/u/images/overview/title_apple_pay__e42zpebd1b42_medium_2x.png 2x" media="(max-width:1068px)" /><source srcset="/v/apple-pay/u/images/overview/title_apple_pay__e42zpebd1b42_large.png, /v/apple-pay/u/images/overview/title_apple_pay__e42zpebd1b42_large_2x.png 2x" media="(max-width:1799px)" /><source srcset="/v/apple-pay/u/images/overview/title_apple_pay__e42zpebd1b42_xlarge.png, /v/apple-pay/u/images/overview/title_apple_pay__e42zpebd1b42_xlarge_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/title_apple_pay__e42zpebd1b42_xlarge.png" alt> </picture> </noscript> </div> </div> </div> <h2 class="typography-headline-standalone">Pay the Apple way.</h2> <p class="cta-wrapper"> <a href="https://wallet.apple.com/setup/?referrer=cid%3Dapy-200-100015" aria-label="Add a card to Wallet" data-rid-relay='{"287":"referrer"}' data-analytics-exit-link class="button button-neutral btn-safari-only">Add a card</a> </p> </div> <div class="container-hardware"> <picture id="overview-hero-1" class="overview-hero hero-img" data-lazy> <source data-empty srcset="data:image/gif;base64,R0lGODlhAQABAHAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/hero__b48dkf54iseu_xlarge.png" onload="__lp(event)" alt> </picture> <noscript> <picture class="overview-hero hero-img"> <source srcset="/v/apple-pay/u/images/overview/hero__b48dkf54iseu_small.png, /v/apple-pay/u/images/overview/hero__b48dkf54iseu_small_2x.png 2x" media="(max-width:734px)" /><source srcset="/v/apple-pay/u/images/overview/hero__b48dkf54iseu_medium.png, /v/apple-pay/u/images/overview/hero__b48dkf54iseu_medium_2x.png 2x" media="(max-width:1068px)" /><source srcset="/v/apple-pay/u/images/overview/hero__b48dkf54iseu_large.png, /v/apple-pay/u/images/overview/hero__b48dkf54iseu_large_2x.png 2x" media="(max-width:1799px)" /><source srcset="/v/apple-pay/u/images/overview/hero__b48dkf54iseu_xlarge.png, /v/apple-pay/u/images/overview/hero__b48dkf54iseu_xlarge_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/hero__b48dkf54iseu_xlarge.png" alt> </picture> </noscript> </div> </div> </section> <section class="section section-benefits theme-dark" data-analytics-section-engagement="name:value props"> <div class="section-content"> <div class="container-benefit padding-inline-start"> <div class="icon-checkmark-animated" data-component-list="LottieAnimation" data-map-basepath="/105/media/us/apple-pay/2021/a6b31302-c46f-4162-990d-ac6f2d1d4199/anim/check/" data-icon="check" aria-label="Check mark icon" role="img"> </div> <h2 class="typography-section-subheading-1">Faster and easier<br class="small" /> than<br class="large" /><br class="medium" /> using cards<br class="small" /> or cash.</h2> </div> <div class="container-benefit padding-inline-start"> <div class="icon-checkmark-animated" data-component-list="LottieAnimation" data-map-basepath="/105/media/us/apple-pay/2021/a6b31302-c46f-4162-990d-ac6f2d1d4199/anim/check/" data-icon="check" aria-label="Check mark icon" role="img"> </div> <h2 class="typography-section-subheading-1">Pay in full, over time, or <br class="small-hide" />with your card’s rewards.</h2> </div> <div class="container-benefit padding-inline-start"> <div class="icon-checkmark-animated" data-component-list="LottieAnimation" data-map-basepath="/105/media/us/apple-pay/2021/a6b31302-c46f-4162-990d-ac6f2d1d4199/anim/check/" data-icon="check" aria-label="Check mark icon" role="img"> </div> <h2 class="typography-section-subheading-1">Privacy and security<br /> built in.</h2> </div> <div class="container-benefit padding-inline-start"> <div class="icon-checkmark-animated" data-component-list="LottieAnimation" data-map-basepath="/105/media/us/apple-pay/2021/a6b31302-c46f-4162-990d-ac6f2d1d4199/anim/check/" data-icon="check" aria-label="Check mark icon" role="img"> </div> <h2 class="typography-section-subheading-1">Apple Pay is accepted on millions of websites and apps.</h2> </div> </div> </section> <section class="section section-just-go theme-light" data-analytics-section-engagement="name:ready and set"> <div class="section-content"> <div class="padding-inline-start"> <div class="icon-checkmark-animated" data-component-list="LottieAnimation" data-map-basepath="/105/media/us/apple-pay/2021/a6b31302-c46f-4162-990d-ac6f2d1d4199/anim/check/" data-icon="check" aria-label="Check mark icon" role="img"> </div> <h2 class="typography-section-heading">It’s ready<br class="small" /> and set.<br /> Just go.</h2> </div> <div class="sticky-hardware-container" data-component-list="StickyHardware FocusManager" data-anim-scroll-group="StickyHardware" data-small-bottom-distance="- 20vh"> <div class="sticky-hardware" aria-hidden="true"> <div class="hardware-container hardware-container-1" aria-label="Examples of the Apple Card screen on iPhone and on Watch" role="img"> <picture id="overview-setup-1" class="overview-setup hardware-base " data-lazy data-download-area-keyframe='{"start":"125vh","end":"650vh"}' aria-hidden="true"> <source data-empty srcset="data:image/gif;base64,R0lGODlhAQABAHAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/setup__dzwvncq2v96q_large.png" onload="__lp(event)" alt> </picture> <noscript> <picture class="overview-setup hardware-base "> <source srcset="/v/apple-pay/u/images/overview/setup__dzwvncq2v96q_small.png, /v/apple-pay/u/images/overview/setup__dzwvncq2v96q_small_2x.png 2x" media="(max-width:734px)" /><source srcset="/v/apple-pay/u/images/overview/setup__dzwvncq2v96q_medium.png, /v/apple-pay/u/images/overview/setup__dzwvncq2v96q_medium_2x.png 2x" media="(max-width:1068px)" /><source srcset="/v/apple-pay/u/images/overview/setup__dzwvncq2v96q_large.png, /v/apple-pay/u/images/overview/setup__dzwvncq2v96q_large_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/setup__dzwvncq2v96q_large.png" alt> </picture> </noscript> </div> <div class="hardware-container hardware-container-2" aria-label="Example of multiple payment methods at checkout." role="img"> <picture id="overview-flexibility-1" class="overview-flexibility hardware-base " data-lazy data-download-area-keyframe='{"start":"125vh","end":"650vh"}' aria-hidden="true"> <source data-empty srcset="data:image/gif;base64,R0lGODlhAQABAHAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_large.png" onload="__lp(event)" alt> </picture> <noscript> <picture class="overview-flexibility hardware-base "> <source srcset="/v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_small.png, /v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_small_2x.png 2x" media="(max-width:734px)" /><source srcset="/v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_medium.png, /v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_medium_2x.png 2x" media="(max-width:1068px)" /><source srcset="/v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_large.png, /v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_large_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_large.png" alt> </picture> </noscript> </div> <div class="hardware-container hardware-container-3" aria-label="Example of a text exchange showing Apple Cash being sent via Messages" role="img"> <picture id="overview-cash-1" class="overview-cash hardware-base " data-lazy data-download-area-keyframe='{"start":"125vh","end":"650vh"}' aria-hidden="true"> <source data-empty srcset="data:image/gif;base64,R0lGODlhAQABAHAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/cash__ckeull360moi_large.png" onload="__lp(event)" alt> </picture> <noscript> <picture class="overview-cash hardware-base "> <source srcset="/v/apple-pay/u/images/overview/cash__ckeull360moi_small.png, /v/apple-pay/u/images/overview/cash__ckeull360moi_small_2x.png 2x" media="(max-width:734px)" /><source srcset="/v/apple-pay/u/images/overview/cash__ckeull360moi_medium.png, /v/apple-pay/u/images/overview/cash__ckeull360moi_medium_2x.png 2x" media="(max-width:1068px)" /><source srcset="/v/apple-pay/u/images/overview/cash__ckeull360moi_large.png, /v/apple-pay/u/images/overview/cash__ckeull360moi_large_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/cash__ckeull360moi_large.png" alt> </picture> </noscript> </div> </div> <div class="hardware-items"> <div class="hardware-item hardware-item-1 hardware-item-setup"> <div id="setup" class="setup-deep-link visuallyhidden"></div> <div class="hardware-container hardware-container-1" aria-label="Examples of the Apple Card screen on iPhone and on Watch" role="img"> <picture id="overview-setup-2" class="overview-setup hardware-base " data-lazy data-download-area-keyframe='{"start":"125vh","end":"650vh"}' aria-hidden="true"> <source data-empty srcset="data:image/gif;base64,R0lGODlhAQABAHAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/setup__dzwvncq2v96q_large.png" onload="__lp(event)" alt> </picture> <noscript> <picture class="overview-setup hardware-base "> <source srcset="/v/apple-pay/u/images/overview/setup__dzwvncq2v96q_small.png, /v/apple-pay/u/images/overview/setup__dzwvncq2v96q_small_2x.png 2x" media="(max-width:734px)" /><source srcset="/v/apple-pay/u/images/overview/setup__dzwvncq2v96q_medium.png, /v/apple-pay/u/images/overview/setup__dzwvncq2v96q_medium_2x.png 2x" media="(max-width:1068px)" /><source srcset="/v/apple-pay/u/images/overview/setup__dzwvncq2v96q_large.png, /v/apple-pay/u/images/overview/setup__dzwvncq2v96q_large_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/setup__dzwvncq2v96q_large.png" alt> </picture> </noscript> </div> <div class="hardware-copy-container hardware-copy-container-1 hardware-copy-container-setup"> <p class="hardware-copy two-tone-paragraph typography-info-paragraph"><span> Set up in seconds. Right on your iPhone. </span> Apple Pay is built into iPhone, Apple Watch, Mac, iPad, and Apple Vision Pro. To get started on iPhone, open the Wallet app and tap the plus symbol. Then add a credit or debit card by tapping the back of your iPhone with your eligible card.<sup class="footnote footnote-number"><a href="#footnote-2" aria-label="Footnote 1" data-modal-close>1</a></sup> You’ll have the option to add your card to your other devices at the same time. When you want to pay, just double-click, tap, and you’re set. You still get all your card’s rewards and benefits — so you won’t miss out on any hard-earned points or miles.</p> <a href="/105/media/us/apple-pay/2023/7912dfe1-442f-4019-8a54-34d9d8fc50bc/overview/films/how-to-set-up/apple-pay-how-to-set-up-tpl-us-2023_16x9.m3u8" data-analytics-title="watch how to add a card film" aria-label="How to add a card, watch video" id="film-set-up-apple-pay" class="icon-wrapper hardware-cta typography-info-paragraph" data-films-modal-link role="button" aria-label="How to add a card, watch video" data-analytics-id="film-set-up-apple-pay" data-analytics-intrapage-link><span class="icon-copy">How to add a card</span><span class="icon icon-after icon icon-playcircle"></span></a> </div> </div> <div class="hardware-item hardware-item-2 hardware-item-works-for-you"> <div class="hardware-container hardware-container-2" aria-label="Example of multiple payment methods at checkout." role="img"> <picture id="overview-flexibility-2" class="overview-flexibility hardware-base " data-lazy data-download-area-keyframe='{"start":"125vh","end":"650vh"}' aria-hidden="true"> <source data-empty srcset="data:image/gif;base64,R0lGODlhAQABAHAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_large.png" onload="__lp(event)" alt> </picture> <noscript> <picture class="overview-flexibility hardware-base "> <source srcset="/v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_small.png, /v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_small_2x.png 2x" media="(max-width:734px)" /><source srcset="/v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_medium.png, /v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_medium_2x.png 2x" media="(max-width:1068px)" /><source srcset="/v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_large.png, /v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_large_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/flexibility__bjyohsece0mu_large.png" alt> </picture> </noscript> </div> <div class="hardware-copy-container hardware-copy-container-2 hardware-copy-container-works-for-you"> <span class="violator typography-violator">New</span> <p class="hardware-copy two-tone-paragraph typography-info-paragraph"><span>Pay the way that works for you.</span><br /> Apple Pay gives you flexibility at checkout. When you shop online and in apps with iPhone and iPad, you can pay in full or split your purchases into smaller payments over time through an eligible card or other pay later provider.<sup class="footnote footnote-number"><a href="#footnote-3" aria-label="Footnote 2" data-modal-close>2</a></sup> Or use your eligible credit or debit cards’ rewards, points, or miles to pay for all or part of your purchase when you shop online and in apps on iPhone and iPad with Apple Pay.<sup class="footnote footnote-number"><a href="#footnote-4" aria-label="Footnote 3" data-modal-close>3</a></sup> When redeeming rewards, you’ll receive a statement credit after completing your purchase in full.</p> <a href="/105/media/us/apple-pay/2023/b3e7d940-d9a2-43ba-918f-914abc373442/films/online/apple-pay-online-tpl-us-2023_16x9.m3u8" data-analytics-title="watch how to pay online with iphone film" aria-label="How to pay online with iPhone, watch video" id="film-pay-online" class="icon-wrapper hardware-cta typography-info-paragraph" data-films-modal-link role="button" aria-label="How to pay online with iPhone, watch video" data-analytics-id="film-pay-online" data-analytics-intrapage-link><span class="icon-copy">How to pay online with iPhone</span><span class="icon icon-after icon icon-playcircle"></span></a> </div> </div> <div class="hardware-item hardware-item-3 hardware-item-apple-cash"> <div class="hardware-container hardware-container-3" aria-label="Example of a text exchange showing Apple Cash being sent via Messages" role="img"> <picture id="overview-cash-2" class="overview-cash hardware-base " data-lazy data-download-area-keyframe='{"start":"125vh","end":"650vh"}' aria-hidden="true"> <source data-empty srcset="data:image/gif;base64,R0lGODlhAQABAHAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/cash__ckeull360moi_large.png" onload="__lp(event)" alt> </picture> <noscript> <picture class="overview-cash hardware-base "> <source srcset="/v/apple-pay/u/images/overview/cash__ckeull360moi_small.png, /v/apple-pay/u/images/overview/cash__ckeull360moi_small_2x.png 2x" media="(max-width:734px)" /><source srcset="/v/apple-pay/u/images/overview/cash__ckeull360moi_medium.png, /v/apple-pay/u/images/overview/cash__ckeull360moi_medium_2x.png 2x" media="(max-width:1068px)" /><source srcset="/v/apple-pay/u/images/overview/cash__ckeull360moi_large.png, /v/apple-pay/u/images/overview/cash__ckeull360moi_large_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/cash__ckeull360moi_large.png" alt> </picture> </noscript> </div> <div class="hardware-copy-container hardware-copy-container-3 hardware-copy-container-apple-cash"> <p class="hardware-copy two-tone-paragraph typography-info-paragraph"><span>Use Apple Cash with Apple Pay.</span><br /> Apple Cash is built right into iPhone.<sup class="footnote footnote-number"><a href="#footnote-5" aria-label="Footnote 4" data-modal-close>4</a></sup> <br class=”large” /> It’s an easy and private way to send and receive money in Messages, in Wallet, and with Tap to Cash. So splitting brunch or chipping in for a gift is simpler than ever. You can even spend the Apple Cash you receive with Apple Pay — in stores, in apps, or online. And if an app or merchant doesn’t accept Apple Pay yet, you can use your Apple Cash virtual card number online anywhere Visa is accepted to complete your purchase.</p> <a href="/apple-cash/" data-analytics-title="learn more about apple cash" class="icon-wrapper hardware-cta typography-info-paragraph"><span class="icon-copy">Learn more about Apple Cash</span><span class="icon icon-after more"></span></a> <a href="https://support.apple.com/en-us/HT207875" data-analytics-title="how to send money" data-analytics-exit-link aria-label="How to send money, learn more" class="icon-wrapper hardware-cta typography-info-paragraph"><span class="icon-copy">How to send money</span><span class="icon icon-after more"></span></a> </div> </div> </div> </div> </div> </section> <section class="section section-easy-does-it theme-light" data-analytics-section-engagement="name:easy does it all"> <div class="section-content"> <div class="padding-inline-start"> <div class="icon-checkmark-animated" data-component-list="LottieAnimation" data-map-basepath="/105/media/us/apple-pay/2021/a6b31302-c46f-4162-990d-ac6f2d1d4199/anim/check/" data-icon="check" aria-label="Check mark icon" role="img"> </div> <h2 class="typography-section-heading">Easy.<br class="small" /> Does it all.</h2> <p class="typography-body-copy-emoji">Grab <span class='content-icon content-icon-coffee' aria-label="coffee" role="text"></span> from the<br class="small" /> corner cafe. Load<br class="small" /> up your <span class='content-icon content-icon-train' aria-label="train" role="text"></span> app. <br class="small" />Order a new <span class='content-icon content-icon-backpack' aria-label="backpack" role="text"></span> online. <br />Have <span class='content-icon content-icon-takeout' aria-label="takeout" role="text"></span> delivered. <br class="large" /><br class="small" />Subscribe to <span class='content-icon content-icon-apple-music' aria-label="Apple Music" role="text"></span>. <br class="small" />Get <span class='content-icon content-icon-chocolate' aria-label="chocolate" role="text"></span> <br class="large" /><br class="medium" />from a <br class="small" />vending machine. <br class="medium" /><br class="small" />And <span class='content-icon content-icon-broccoli' aria-label="broccoli" role="text"></span> from the <br class="medium" /><br class="small" />supermarket. <br class="small" />Just look <br class="large" /><br class="medium" />for <br class="small" /><span class='content-icon content-icon-apple-pay' aria-label="Apple Pay icon" role="text"></span> or <span class='content-icon content-icon-contactless' aria-label="contactless payment icon" role="text"></span> when <br />you check out.</p> </div> <div class="row"> <div class="container-hardware macbook"> <picture id="overview-online-apps-1" class="overview-online-apps"> <source srcset="/v/apple-pay/u/images/overview/online_apps__fce2npgr5auu_small.jpg, /v/apple-pay/u/images/overview/online_apps__fce2npgr5auu_small_2x.jpg 2x" media="(max-width:734px)" /> <source srcset="/v/apple-pay/u/images/overview/online_apps__fce2npgr5auu_medium.jpg, /v/apple-pay/u/images/overview/online_apps__fce2npgr5auu_medium_2x.jpg 2x" media="(max-width:1068px)" /> <source srcset="/v/apple-pay/u/images/overview/online_apps__fce2npgr5auu_large.jpg, /v/apple-pay/u/images/overview/online_apps__fce2npgr5auu_large_2x.jpg 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/online_apps__fce2npgr5auu_large.jpg" onload="__lp(event)" alt> </picture> </div> </div> <div class="row"> <div class="column large-5 small-12 padding-inline-start"> <div class="container-text"> <p class="two-tone-paragraph typography-info-paragraph large-12 small-10"><span>At stores and more.</span> Apple Pay is accepted at over 85 percent of retailers in the U.S., so you can likely use it wherever and however you want. If you’re not sure, just ask. Apple Pay works anywhere that takes contactless payments — from vending machines and grocery stores to taxis and subway stations.</p> <p><a href="/105/media/us/apple-pay/2023/7912dfe1-442f-4019-8a54-34d9d8fc50bc/overview/films/how-to-pay-instore-with-iphone/apple-pay-how-to-pay-instore-with-iphone-tpl-us-2023_16x9.m3u8" data-analytics-title="watch how to pay in stores with iphone film" aria-label="How to pay in stores with iPhone, watch video" id="film-pay-store" class="icon-wrapper typography-info-paragraph" data-films-modal-link role="button" aria-label="How to pay in stores with iPhone, watch video" data-analytics-id="film-pay-store" data-analytics-intrapage-link id="film-pay-store"><span class="icon-copy">How to pay in stores with iPhone</span><span class="icon icon-after icon icon-playcircle"></span></a></p> </div> </div> <div class="column large-5 large-offset-2 small-12 small-offset-0"> <div class="container-text online-apps"> <p class="two-tone-paragraph typography-info-paragraph large-11 small-10"><span>In apps and online.</span> Use Apple Pay to seamlessly make purchases in Safari and other browsers — on iPhone, iPad, Mac, and other computers — without the lengthy checkout forms. On an Apple device, click or tap the Apple Pay button and pay with a touch or glance. On a non-Apple device, scan the Apple Pay code with your iPhone camera and use your iPhone to complete your purchase.<sup class="footnote footnote-number"><a href="#footnote-6" aria-label="Footnote 5" data-modal-close>5</a></sup> You can even use Apple Pay to subscribe to services like Apple Music, Apple News+, and Apple TV+, buy apps and games on the App Store, and upgrade your iCloud storage.</p> <p><a href="/105/media/us/apple-pay/2024/cbf8cd51-8246-4f20-aa25-2f5dc2f6606b/films/with-safari-on-mac/apple-pay-with-safari-on-mac-tpl-us-2024_16x9.m3u8" data-analytics-title="watch how to pay with safari on mac film" aria-label="How to pay with Safari on Mac, watch video" id="film-safari-on-mac" class="icon-wrapper typography-info-paragraph" data-films-modal-link role="button" aria-label="How to pay with Safari on Mac, watch video" data-analytics-id="film-safari-on-mac" data-analytics-intrapage-link id="film-safari-on-mac"><span class="icon-copy">How to pay with Safari on Mac</span><span class="icon icon-after icon icon-playcircle"></span></a></p> <p> <a href="/105/media/us/apple-pay/2024/cbf8cd51-8246-4f20-aa25-2f5dc2f6606b/films/with-more-browsers/apple-pay-with-more-browsers-tpl-us-2024_16x9.m3u8" data-analytics-title="watch how to pay in more browsers film" aria-label="How to pay in more browsers, watch video" id="film-more-browsers" class="icon-wrapper typography-info-paragraph" data-films-modal-link role="button" aria-label="How to pay in more browsers, watch video" data-analytics-id="film-more-browsers" data-analytics-intrapage-link id="film-more-browsers"><span class="icon-copy">How to pay in more browsers</span><span class="icon icon-after icon icon-playcircle"></span></a> </p> </div> </div> </div> </div> </section> <section class="section section-security theme-dark" data-analytics-section-engagement="name:safe and sound"> <div class="section-content"> <h2 class="typography-section-heading">Safe and<br class="small" /> sound.<br /> And secure.</h2> <div class="benefits-grid"> <div class="benefit benefit-item-personal-data"> <picture id="overview-benefits-icon-personal-data-1" class="overview-benefits-icon-personal-data benefit-icon"> <source srcset="/v/apple-pay/u/images/overview/benefits_icon_personal_data__ehk7xj4tr0om_small.png, /v/apple-pay/u/images/overview/benefits_icon_personal_data__ehk7xj4tr0om_small_2x.png 2x" media="(max-width:734px)" /> <source srcset="/v/apple-pay/u/images/overview/benefits_icon_personal_data__ehk7xj4tr0om_large.png, /v/apple-pay/u/images/overview/benefits_icon_personal_data__ehk7xj4tr0om_large_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/benefits_icon_personal_data__ehk7xj4tr0om_large.png" onload="__lp(event)" alt> </picture> <p class="benefit-copy typography-info-paragraph-small two-tone-paragraph"><span>Personal data. Protected.</span> When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers. And when you pay, your card numbers are never shared by Apple with merchants. If you prefer not to share your email address with merchants when paying online, you can use Hide My Email to generate unique, random email addresses that automatically forward to your personal inbox.</p> </div> <div class="benefit benefit-item-privacy"> <picture id="overview-benefits-icon-lock-1" class="overview-benefits-icon-lock benefit-icon"> <source srcset="/v/apple-pay/u/images/overview/benefits_icon_lock__fc2bvic8uwmu_small.png, /v/apple-pay/u/images/overview/benefits_icon_lock__fc2bvic8uwmu_small_2x.png 2x" media="(max-width:734px)" /> <source srcset="/v/apple-pay/u/images/overview/benefits_icon_lock__fc2bvic8uwmu_large.png, /v/apple-pay/u/images/overview/benefits_icon_lock__fc2bvic8uwmu_large_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/benefits_icon_lock__fc2bvic8uwmu_large.png" onload="__lp(event)" alt> </picture> <p class="benefit-copy typography-info-paragraph-small two-tone-paragraph"><span>Your purchases stay private.</span> When you pay with a debit or credit card, Apple Pay doesn’t keep transaction information that can be tied back to you. And when you use Apple Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.</p> </div> <div class="benefit benefit-item-tap"> <picture id="overview-benefits-icon-security-1" class="overview-benefits-icon-security benefit-icon"> <source srcset="/v/apple-pay/u/images/overview/benefits_icon_security__ili5screjr2i_small.png, /v/apple-pay/u/images/overview/benefits_icon_security__ili5screjr2i_small_2x.png 2x" media="(max-width:734px)" /> <source srcset="/v/apple-pay/u/images/overview/benefits_icon_security__ili5screjr2i_large.png, /v/apple-pay/u/images/overview/benefits_icon_security__ili5screjr2i_large_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/benefits_icon_security__ili5screjr2i_large.png" onload="__lp(event)" alt> </picture> <p class="benefit-copy typography-info-paragraph-small two-tone-paragraph"><span>Tap more. Touch less.</span> Apple Pay works right from your device, helping you avoid touching buttons and terminals, handling cards, and exchanging cash. Every purchase requires Face ID, Touch ID, or a passcode — helping to keep your security in your hands.</p> </div> </div> </div> </section> <section class="section section-faqs theme-light" data-analytics-section-engagement="name:faq"> <div class="section-content" data-build-in-element> <h2 class="typography-section-subheading-2">Questions? Answers.</h2>  <ul id="accordion" class="accordion" data-accordion role="list">  <li class="accordion-item" data-accordion-item="accordion-item-0" data-analytics-activitymap-region-id="use apple pay">  <h3 class="accordion-title"> <button class="accordion-button" data-accordion-trigger aria-controls="accordion-item-0-tray" id="accordion-item-0-button" disabled aria-disabled="true" data-analytics-title="open - how do i use apple pay" data-analytics-click="prop3:open - how do i use apple pay" data-analytics-intrapage-link> <span class="accordion-title-text">How do I use Apple Pay?</span> <span class="accordion-icon" data-accordion-icon></span> </button> </h3>  <div id="accordion-item-0-tray" aria-labelledby="accordion-item-0-button" class="accordion-tray" data-accordion-tray="true">  <div class="accordion-content" data-accordion-content> <div class="accordion-content-paragraph"> <p>You can use Apple Pay to make purchases in stores, on websites, and in apps. It’s widely accepted, simple, safe, secure, and private.</p> <ul class="links-stacked"> <li> <a href="https://support.apple.com/en-us/HT201239#stores" data-analytics-title="learn how to use apple pay in stores" class="icon-wrapper" data-analytics-exit-link><span class="icon-copy">Learn how to use Apple Pay in stores</span><span class="icon icon-after more"></span></a> </li> <li> <a href="/105/media/us/apple-pay/2024/cbf8cd51-8246-4f20-aa25-2f5dc2f6606b/films/with-safari-on-mac/apple-pay-with-safari-on-mac-tpl-us-2024_16x9.m3u8" data-analytics-title="watch how to pay with safari on mac film" aria-label="How to pay with Safari on Mac, watch video" id="film-safari-on-mac" class="icon-wrapper" data-films-modal-link role="button" aria-label="How to pay with Safari on Mac, watch video" data-analytics-id="film-safari-on-mac" data-analytics-intrapage-link><span class="icon-copy">How to pay with Safari on Mac</span><span class="icon icon-after icon icon-playcircle"></span></a> </li> <li> <a href="/105/media/us/apple-pay/2023/7912dfe1-442f-4019-8a54-34d9d8fc50bc/overview/films/how-to-pay-instore-with-iphone/apple-pay-how-to-pay-instore-with-iphone-tpl-us-2023_16x9.m3u8" data-analytics-title="watch how to pay in store with iphone film" aria-label="How to pay in store with iPhone, watch video" id="film-in-store" class="icon-wrapper" data-films-modal-link role="button" aria-label="How to pay in store with iPhone, watch video" data-analytics-id="film-in-store" data-analytics-intrapage-link><span class="icon-copy">How to pay in store with iPhone</span><span class="icon icon-after icon icon-playcircle"></span></a> </li> <li> <a href="https://support.apple.com/en-us/HT201239#safari" data-analytics-title="learn how to use apple pay on websites" class="icon-wrapper" data-analytics-exit-link><span class="icon-copy">Learn how to use Apple Pay on websites</span><span class="icon icon-after more"></span></a> </li> <li> <a href="https://support.apple.com/en-us/HT201239#inapp" data-analytics-title="learn how to use apple pay in apps" class="icon-wrapper" data-analytics-exit-link><span class="icon-copy">Learn how to use Apple Pay in apps</span><span class="icon icon-after more"></span></a> </li> <li> <a href="https://support.apple.com/120477?cid=mc-ols-applepay-article_120477-mcpay-08022024" data-analytics-title="learn how to pay in installments" class="icon-wrapper" data-analytics-exit-link><span class="icon-copy">Learn how to pay in installments</span><span class="icon icon-after more"></span></a> </li> <li> <a href="https://support.apple.com/120479?cid=mc-ols-applepay-article_120479-mcpay-08022024" data-analytics-title="learn how to pay with rewards" class="icon-wrapper" data-analytics-exit-link><span class="icon-copy">Learn how to pay with rewards</span><span class="icon icon-after more"></span></a> </li> </ul> </div> </div> </div> </li>  <li class="accordion-item" data-accordion-item="accordion-item-1" data-analytics-activitymap-region-id="secure apple pay">  <h3 class="accordion-title"> <button class="accordion-button" data-accordion-trigger aria-controls="accordion-item-1-tray" id="accordion-item-1-button" disabled aria-disabled="true" data-analytics-title="open - how secure is apple pay" data-analytics-click="prop3:open - how secure is apple pay" data-analytics-intrapage-link> <span class="accordion-title-text">How secure is Apple Pay?</span> <span class="accordion-icon" data-accordion-icon></span> </button> </h3>  <div id="accordion-item-1-tray" aria-labelledby="accordion-item-1-button" class="accordion-tray" data-accordion-tray="true">  <div class="accordion-content" data-accordion-content> <div class="accordion-content-paragraph"> <p>Apple Pay is safer than using a physical credit, debit, or prepaid card. Face ID, Touch ID, or your passcode is required for purchases on your iPhone, Apple Watch, Mac, or iPad. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Apple servers.</p> <p>When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order — such as your name, email address, and billing and shipping addresses.</p> <p>When you pay with a debit or credit card, Apple doesn’t keep transaction information that can be tied back to you. And when you use Apple Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.</p> <ul class="links-stacked"> <li> <a href="https://support.apple.com/en-us/HT203027" data-analytics-title="learn more about apple pay security and privacy" class="icon-wrapper" data-analytics-exit-link><span class="icon-copy">Learn more about Apple Pay security and privacy</span><span class="icon icon-after more"></span></a> </li> </ul> </div> </div> </div> </li>  <li class="accordion-item" data-accordion-item="accordion-item-2" data-analytics-activitymap-region-id="set up apple pay">  <h3 class="accordion-title"> <button class="accordion-button" data-accordion-trigger aria-controls="accordion-item-2-tray" id="accordion-item-2-button" disabled aria-disabled="true" data-analytics-title="open - how do i set up apple pay" data-analytics-click="prop3:open - how do i set up apple pay" data-analytics-intrapage-link> <span class="accordion-title-text">How do I set up Apple Pay?</span> <span class="accordion-icon" data-accordion-icon></span> </button> </h3>  <div id="accordion-item-2-tray" aria-labelledby="accordion-item-2-button" class="accordion-tray" data-accordion-tray="true">  <div class="accordion-content" data-accordion-content> <div class="accordion-content-paragraph"> <p>Adding a credit or debit card is as easy as opening the Wallet app, tapping the plus symbol, and tapping the back of your iPhone with an eligible card.<sup class="footnote footnote-number"><a href="#footnote-2" aria-label="Footnote 1" data-modal-close>1</a></sup> Or add a card manually — open the Wallet app, tap the plus symbol, and follow the steps onscreen. You’ll have to verify your information with your bank or card issuer. If you have a paired Apple Watch, you’ll also have the option to add the card to your watch. If you upgrade your iPhone, you can transfer your cards to the new device in one easy step.</p> <p>If you’d like to add a credit, debit, or prepaid card directly to Apple Watch, Mac, iPad, or Apple Vision Pro, you can visit Apple Support to learn more about how to <a href="https://support.apple.com/en-us/HT204506?cid=mc-ols-applepay-article_ht204506-marcom-08232024" data-analytics-title="add your card to other apple devices" data-analytics-exit-link>add your card to other Apple devices.</a></p> <ul class="links-stacked"> <li class=ios-only> <a href="https://wallet.apple.com/setup/?referrer=cid%3Dapy-200-100015" data-analytics-title="add a card" aria-label="Add a card to Wallet" class="icon-wrapper ios-only" data-analytics-exit-link data-rid-relay='{"287":"referrer"}'><span class="icon-copy">Add a card</span><span class="icon icon-after more"></span></a> </li> </ul> </div> </div> </div> </li>  <li class="accordion-item" data-accordion-item="accordion-item-3" data-analytics-activitymap-region-id="banks apple pay">  <h3 class="accordion-title"> <button class="accordion-button" data-accordion-trigger aria-controls="accordion-item-3-tray" id="accordion-item-3-button" disabled aria-disabled="true" data-analytics-title="open - which banks support apple pay" data-analytics-click="prop3:open - which banks support apple pay" data-analytics-intrapage-link> <span class="accordion-title-text">Which banks support Apple Pay?</span> <span class="accordion-icon" data-accordion-icon></span> </button> </h3>  <div id="accordion-item-3-tray" aria-labelledby="accordion-item-3-button" class="accordion-tray" data-accordion-tray="true">  <div class="accordion-content" data-accordion-content> <div class="accordion-content-paragraph"> <p>Apple Pay works with major credit and debit cards from banks around the world, with more added all the time. You can see all the banks that support Apple Pay <a href='https://support.apple.com/en-us/HT204916' data-analytics-title="see all banks that support apple pay" data-analytics-exit-link>here</a>. If your card does not yet support Apple Pay, contact your bank for more information. See participating banks and cards that support installments <a href='https://support.apple.com/ht204916?cid=mc-ols-applepay-article_ht204916-marcom-08292024#paylater' data-analytics-title="see participating banks and cards that support installments" data-analytics-exit-link>here</a>. See participating banks and cards that support rewards <a href="https://support.apple.com/ht204916?cid=mc-ols-applepay-article_ht204916-marcom-08292024#rewards" data-analytics-title="see participating banks and cards that support rewards" data-analytics-exit-link>here</a>.</p> </div> </div> </div> </li>  <li class="accordion-item" data-accordion-item="accordion-item-4" data-analytics-activitymap-region-id="check my card balance">  <h3 class="accordion-title"> <button class="accordion-button" data-accordion-trigger aria-controls="accordion-item-4-tray" id="accordion-item-4-button" disabled aria-disabled="true" data-analytics-title="open - can I check my card balance" data-analytics-click="prop3:open - can I check my card balance" data-analytics-intrapage-link> <span class="accordion-title-text">Can I check my card balance?</span> <span class="accordion-icon" data-accordion-icon></span> </button> </h3>  <div id="accordion-item-4-tray" aria-labelledby="accordion-item-4-button" class="accordion-tray" data-accordion-tray="true">  <div class="accordion-content" data-accordion-content> <div class="accordion-content-paragraph"> <p>Yes. Connect your eligible Discover credit card account to its associated card you use with Apple Pay to securely view your card account details right in Wallet — including card balances and up to two years of transaction history.<sup class="footnote footnote-number"><a href="#footnote-7" aria-label="Footnote 6" data-modal-close>6</a></sup> To connect an account, open Wallet, select your card, tap <span aria-hidden="true">􀍡</span><span class="visuallyhidden">the more button</span>, and select Card Details. Then tap Get Account Balance & Activity and follow the steps onscreen.</p> </div> </div> </div> </li>  <li class="accordion-item" data-accordion-item="accordion-item-5" data-analytics-activitymap-region-id="cost extra apple pay">  <h3 class="accordion-title"> <button class="accordion-button" data-accordion-trigger aria-controls="accordion-item-5-tray" id="accordion-item-5-button" disabled aria-disabled="true" data-analytics-title="open - does it cost extra to use apple pay" data-analytics-click="prop3:open - does it cost extra to use apple pay" data-analytics-intrapage-link> <span class="accordion-title-text">Does it cost extra to use Apple Pay?</span> <span class="accordion-icon" data-accordion-icon></span> </button> </h3>  <div id="accordion-item-5-tray" aria-labelledby="accordion-item-5-button" class="accordion-tray" data-accordion-tray="true">  <div class="accordion-content" data-accordion-content> <div class="accordion-content-paragraph"> <p>No. Apple does not charge any fees when you pay with Apple Pay — in stores, online, or in apps.</p> </div> </div> </div> </li>  <li class="accordion-item" data-accordion-item="accordion-item-6" data-analytics-activitymap-region-id="abroad apple pay">  <h3 class="accordion-title"> <button class="accordion-button" data-accordion-trigger aria-controls="accordion-item-6-tray" id="accordion-item-6-button" disabled aria-disabled="true" data-analytics-title="open - can i use apple pay abroad" data-analytics-click="prop3:open - can i use apple pay abroad" data-analytics-intrapage-link> <span class="accordion-title-text">Can I use Apple Pay abroad?</span> <span class="accordion-icon" data-accordion-icon></span> </button> </h3>  <div id="accordion-item-6-tray" aria-labelledby="accordion-item-6-button" class="accordion-tray" data-accordion-tray="true">  <div class="accordion-content" data-accordion-content> <div class="accordion-content-paragraph"> <p>Apple Pay works in countries and regions that support contactless payments. Confirm with your bank, and ask about any fees they may charge for overseas usage.</p> </div> </div> </div> </li>  <li class="accordion-item" data-accordion-item="accordion-item-7" data-analytics-activitymap-region-id="business apple pay">  <h3 class="accordion-title"> <button class="accordion-button" data-accordion-trigger aria-controls="accordion-item-7-tray" id="accordion-item-7-button" disabled aria-disabled="true" data-analytics-title="open - how can my business accept apple pay" data-analytics-click="prop3:open - how can my business accept apple pay" data-analytics-intrapage-link> <span class="accordion-title-text">How can my business accept Apple Pay?</span> <span class="accordion-icon" data-accordion-icon></span> </button> </h3>  <div id="accordion-item-7-tray" aria-labelledby="accordion-item-7-button" class="accordion-tray" data-accordion-tray="true">  <div class="accordion-content" data-accordion-content> <div class="accordion-content-paragraph"> <p>If your business already accepts credit and debit cards, simply contact your <a href='https://developer.apple.com/apple-pay/payment-platforms/' data-analytics-title='contact your payment provider' data-analytics-exit-link>payment provider</a> <br class="large" />to start accepting Apple Pay. If you want to accept Apple Pay on your website or in your app, <br class="large" />visit <a href='https://developer.apple.com/apple-pay/' data-analytics-title='apple pay for developers' data-analytics-exit-link>Apple Pay for developers</a>.</p> </div> </div> </div> </li>  <li class="accordion-item" data-accordion-item="accordion-item-8" data-analytics-activitymap-region-id="">  <h3 class="accordion-title"> <button class="accordion-button" data-accordion-trigger aria-controls="accordion-item-8-tray" id="accordion-item-8-button" disabled aria-disabled="true" data-analytics-title="open - does my business need any special equipment to accept apple pay" data-analytics-click="prop3:open - does my business need any special equipment to accept apple pay" data-analytics-intrapage-link> <span class="accordion-title-text">Does my business need any special equipment to accept Apple Pay?</span> <span class="accordion-icon" data-accordion-icon></span> </button> </h3>  <div id="accordion-item-8-tray" aria-labelledby="accordion-item-8-button" class="accordion-tray" data-accordion-tray="true">  <div class="accordion-content" data-accordion-content> <div class="accordion-content-paragraph"> <p>With Tap to Pay on iPhone, you can use an iPhone to accept contactless payments through an app supported by any of the <a href='https://developer.apple.com/tap-to-pay/' data-analytics-exit-link data-analytics-title='participating payment providers'>participating payment service providers</a>. No extra terminal or hardware is required.<sup class="footnote footnote-number"><a href="#footnote-8" aria-label="Footnote 7" data-modal-close>7</a></sup> If you already have a payment terminal, contact your payment service provider to find out if it accepts contactless payments.</p> </div> </div> </div> </li>  <li class="accordion-item" data-accordion-item="accordion-item-9" data-analytics-activitymap-region-id="">  <h3 class="accordion-title"> <button class="accordion-button" data-accordion-trigger aria-controls="accordion-item-9-tray" id="accordion-item-9-button" disabled aria-disabled="true" data-analytics-title="open - how do i let my customers know i accept apple pay" data-analytics-click="prop3:open - how do i let my customers know i accept apple pay" data-analytics-intrapage-link> <span class="accordion-title-text">How do I let my customers know I accept Apple Pay?</span> <span class="accordion-icon" data-accordion-icon></span> </button> </h3>  <div id="accordion-item-9-tray" aria-labelledby="accordion-item-9-button" class="accordion-tray" data-accordion-tray="true">  <div class="accordion-content" data-accordion-content> <div class="accordion-content-paragraph"> <p>Download the Apple Pay mark to use within email, on your terminal screen, on your website, and in your app. You can also order Apple Pay decals to put on your storefront window and register.</p> <ul class="links-stacked"> <li> <a href="https://developer.apple.com/apple-pay/marketing/Apple-Pay-Mark.zip" data-analytics-title="download the decal and guidelines" data-analytics-exit-link class="icon-wrapper"><span class="icon-copy">Download the decal and guidelines</span><span class="icon icon-after more"></span></a> </li> <li> <a href="https://developer.apple.com/apple-pay/marketing/" data-analytics-title="view online marketing guidelines" class="icon-wrapper" data-analytics-exit-link><span class="icon-copy">View online marketing guidelines</span><span class="icon icon-after more"></span></a> </li> <li> <a href="https://www.applepaysupplies.com/" data-analytics-title="order apple pay decals for your store" class="icon-wrapper" rel="nofollow" data-analytics-exit-link><span class="icon-copy">Order Apple Pay decals for your store</span><span class="icon icon-after icon-external"></span></a> </li> <li> <a href="https://businessconnect.apple.com/" data-analytics-title="add apple pay to your maps listing" class="icon-wrapper" data-analytics-exit-link><span class="icon-copy">Add Apple Pay to your Maps listing</span><span class="icon icon-after more"></span></a> </li> </ul> </div> </div> </div> </li>  <li class="accordion-item" data-accordion-item="accordion-item-10" data-analytics-activitymap-region-id="apple cash vs apple pay">  <h3 class="accordion-title"> <button class="accordion-button" data-accordion-trigger aria-controls="accordion-item-10-tray" id="accordion-item-10-button" disabled aria-disabled="true" data-analytics-title="open - what's the difference between apple cash and apple pay" data-analytics-click="prop3:open - what's the difference between apple cash and apple pay" data-analytics-intrapage-link> <span class="accordion-title-text">What’s the difference between Apple Cash and Apple Pay?</span> <span class="accordion-icon" data-accordion-icon></span> </button> </h3>  <div id="accordion-item-10-tray" aria-labelledby="accordion-item-10-button" class="accordion-tray" data-accordion-tray="true">  <div class="accordion-content" data-accordion-content> <div class="accordion-content-paragraph"> <p>Apple Cash is an easy and private way to send and receive money,<sup class="footnote footnote-number"><a href="#footnote-5" aria-label="Footnote 4" data-modal-close>4</a></sup> and it’s built right into iPhone. You can send Apple Cash in Messages, in Wallet, or with Tap to Cash by simply holding your iPhone near someone else’s. And because Apple Cash is a digital card in Wallet, you can spend your Apple Cash in stores, online, and in apps with Apple Pay.</p> <p>Apple Pay enables you to make secure, contactless purchases using your Apple Cash, your Apple Card, and any other credit and debit cards that you add to Wallet. For apps or merchants that don’t accept Apple Pay, use your Apple Cash virtual card number to make your purchase wherever Visa is accepted.</p> </div> </div> </div> </li> </ul> </div> </section> <section class="section section-routers"> <div class="section-content"> <h2 class="section-headline typography-router-section-headline">More for <br class="small" />your finances.</h2> <div class="router-items"> <div class="router wallet" data-analytics-section-engagement="name:wallet router"> <h2 class="router-eyebrow typography-router-eyebrow">Wallet</h2> <p class="router-headline typography-router-headline">Carry one thing.<br />Everything.</p> <a href="/wallet/" data-analytics-title="learn more about wallet" aria-label="Learn more, Wallet" class="icon-wrapper router-cta typography-router-cta"><span class="icon-copy">Learn more</span><span class="icon icon-after more"></span></a> <picture id="shared-routers-wallet-1" class="shared-routers-wallet router-image" data-lazy data-download-area-keyframe='{"start":"300vh"}'> <source data-empty srcset="data:image/gif;base64,R0lGODlhAQABAHAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/shared/routers/wallet__dlwnend9gvsm_large.jpg" onload="__lp(event)" alt> </picture> <noscript> <picture class="shared-routers-wallet router-image"> <source srcset="/v/apple-pay/u/images/shared/routers/wallet__dlwnend9gvsm_large.jpg, /v/apple-pay/u/images/shared/routers/wallet__dlwnend9gvsm_large_2x.jpg 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/shared/routers/wallet__dlwnend9gvsm_large.jpg" alt> </picture> </noscript> </div> <div class="router apple-card" data-analytics-section-engagement="name:apple card router"> <h2 class="router-eyebrow typography-router-eyebrow">Apple Card</h2> <p class="router-headline typography-router-headline">The simplicity of Apple.<br class="medium" /><br class="small" /> In a credit card.</p> <a href="/apple-card/" data-analytics-title="learn more about apple card" aria-label="Learn more, Apple Card" class="icon-wrapper router-cta typography-router-cta"><span class="icon-copy">Learn more</span><span class="icon icon-after more"></span></a> <picture id="shared-routers-apple-card-1" class="shared-routers-apple-card router-image" data-lazy data-download-area-keyframe='{"start":"300vh"}'> <source data-empty srcset="data:image/gif;base64,R0lGODlhAQABAHAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/shared/routers/apple_card__d2n8rrc157gy_large.jpg" onload="__lp(event)" alt> </picture> <noscript> <picture class="shared-routers-apple-card router-image"> <source srcset="/v/apple-pay/u/images/shared/routers/apple_card__d2n8rrc157gy_large.jpg, /v/apple-pay/u/images/shared/routers/apple_card__d2n8rrc157gy_large_2x.jpg 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/shared/routers/apple_card__d2n8rrc157gy_large.jpg" alt> </picture> </noscript> </div> <div class="router apple-cash" data-analytics-section-engagement="name:apple cash router"> <h2 class="router-eyebrow typography-router-eyebrow">Apple Cash</h2> <p class="router-headline typography-router-headline">Send it. <br />Spend it. Stash it.</p> <a href="/apple-cash/" data-analytics-title="learn more about apple cash" aria-label="Learn more, Apple Cash" class="icon-wrapper router-cta typography-router-cta"><span class="icon-copy">Learn more</span><span class="icon icon-after more"></span></a> <picture id="shared-routers-apple-cash-1" class="shared-routers-apple-cash router-image" data-lazy data-download-area-keyframe='{"start":"300vh"}'> <source data-empty srcset="data:image/gif;base64,R0lGODlhAQABAHAAACH5BAEAAAAALAAAAAABAAEAAAICRAEAOw==" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/shared/routers/apple_cash__erwsndmgotci_large.jpg" onload="__lp(event)" alt> </picture> <noscript> <picture class="shared-routers-apple-cash router-image"> <source srcset="/v/apple-pay/u/images/shared/routers/apple_cash__erwsndmgotci_large.jpg, /v/apple-pay/u/images/shared/routers/apple_cash__erwsndmgotci_large_2x.jpg 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/shared/routers/apple_cash__erwsndmgotci_large.jpg" alt> </picture> </noscript> </div> </div> </div> </section> <div class="modal-content-container"> <div id="modal-unsupported-device" data-component-list="UnsupportedDeviceModalComponent" data-analytics-activitymap-region-id="add a card modal"> <h2 class="typography-modal-headline">Set up<br class="small" /> Apple Pay<br /> on your<br class="small" /> Apple device.</h2> <div class="device-type-container"> <div class="device-type-instructions"> <picture id="overview-modals-icon-iphone-1" class="overview-modals-icon-iphone device-type-icon"> <source srcset="/v/apple-pay/u/images/overview/modals/icon_iphone__baobnf29abua_large.png, /v/apple-pay/u/images/overview/modals/icon_iphone__baobnf29abua_large_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/modals/icon_iphone__baobnf29abua_large.png" onload="__lp(event)" alt> </picture> <h3 class="typography-modal-copy-header">iPhone</h3> <p class="typography-modal-copy">Open the Wallet app <br />and tap <span class="icon icon-plussolid typography-body-reduced-tight"></span> to add a card.</p> </div> <div class="device-type-instructions"> <picture id="overview-modals-icon-watch-1" class="overview-modals-icon-watch device-type-icon"> <source srcset="/v/apple-pay/u/images/overview/modals/icon_watch__bdp810b512z6_large.png, /v/apple-pay/u/images/overview/modals/icon_watch__bdp810b512z6_large_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/modals/icon_watch__bdp810b512z6_large.png" onload="__lp(event)" alt> </picture> <h3 class="typography-modal-copy-header">Apple Watch</h3> <p class="typography-modal-copy">Open the Apple Watch <br />app on your iPhone, <br />tap Wallet & Apple Pay, <br />and then tap Add Card.</p> </div> <div class="device-type-instructions"> <picture id="overview-modals-icon-ipad-1" class="overview-modals-icon-ipad device-type-icon"> <source srcset="/v/apple-pay/u/images/overview/modals/icon_ipad__bkjf6qz7fo1y_large.png, /v/apple-pay/u/images/overview/modals/icon_ipad__bkjf6qz7fo1y_large_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/modals/icon_ipad__bkjf6qz7fo1y_large.png" onload="__lp(event)" alt> </picture> <h3 class="typography-modal-copy-header">iPad</h3> <p class="typography-modal-copy">Go to Settings<span class="icon icon-after more"></span> <br />Wallet & Apple Pay <br />and tap Add Card.</p> </div> <div class="device-type-instructions"> <picture id="overview-modals-icon-macbook-air-1" class="overview-modals-icon-macbook-air device-type-icon"> <source srcset="/v/apple-pay/u/images/overview/modals/icon_macbook_air__cf1wv40m30aa_large.png, /v/apple-pay/u/images/overview/modals/icon_macbook_air__cf1wv40m30aa_large_2x.png 2x" media="(min-width:0px)" /> <img src="/v/apple-pay/u/images/overview/modals/icon_macbook_air__cf1wv40m30aa_large.png" onload="__lp(event)" alt> </picture> <h3 class="typography-modal-copy-header">Mac</h3> <p class="typography-modal-copy">On models with Touch ID, <br />go to System Preferences<span class="icon icon-after more"></span> <br />Wallet & Apple Pay and <br />tap Add Card.</p> </div> </div> <p class="typography-modal-informational">For more information, visit the <br class="small" /><a href="https://support.apple.com/en-us/HT204506" data-analytics-title="visit the apple pay setup support page" data-analytics-exit-link aria-label="Visit the Apple Pay setup support page for more information">Apple Pay setup support page</a>.</p> </div> </div> </main>  <footer id="ac-globalfooter" class="no-js" lang="en-US" dir="ltr" data-analytics-region="global footer" role="contentinfo" aria-labelledby="ac-gf-label"> <div class="ac-gf-content"> <h2 class="ac-gf-label" id="ac-gf-label">Apple Footer</h2> <section class="ac-gf-sosumi" data-nosnippet aria-label="Footnotes"> <ul> <li id="footnote-1"><small>◊</small> <span class="footnote-hide"></span> </li> </ul> <ol> <li id="footnote-2">Must have an eligible and supported card. Not available in all markets. To use this feature, your card’s NFC technology must be activated and you may need to enter your card’s security code during setup. Software requirements apply. To ensure that you have all features of this product, update your iPhone to the latest software version.</li> <li id="footnote-3">Paying over time on Apple Pay: Loans not offered by Apple. All loans are offered by your lending provider and are subject to the lending provider’s eligibility requirements and approval, as well as other lending provider terms. Not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. Must have an eligible card. This feature is only available through Apple Pay online and in apps, on iPhone or iPad. Not available in‑store. iOS 18 or iPadOS 18 or later required. To ensure you have all features of this product, update your device to the latest software version. Additional eligibility requirements may apply. For more eligibility and feature details, see <a href="https://support.apple.com/120477">support.apple.com/120477</a>. Depending on your card, to avoid paying off your loan early, you may need to adjust how you pay your card’s bill. For example, your entire loan may be reflected in the statement balance of your card, and thus paying your statement balance (instead of, for example, the minimum payment due or an adjusted balance) would pay off your entire loan early. Contact your card issuer for more details.</li> <li id="footnote-4">Must have an eligible card. This feature is offered by your card’s issuer, and is subject to issuer eligibility requirements and other issuer terms. This feature is not available in all markets, and may not be available for all types of purchases, such as subscriptions and recurring transactions. The full amount of the transaction will be charged to your card at the time of your purchase and a statement credit for the redeemed reward amount will be applied to your account. Your available rewards balance and other data shown in Wallet may be delayed due to a variety of factors, including internet service. This feature is available with Apple Pay online and in apps, on iPhone or iPad. Not available in stores. Software requirements apply. To ensure that you have all features of this product, update your device to the latest software version. Some card issuers may require you to opt in to this feature before it is available to you. Contact your card issuer for more information. Additional eligibility requirements may apply. For more eligibility and other feature details, see <a href="https://support.apple.com/120479">support.apple.com/120479</a>.</li> <li id="footnote-5">Apple Cash services are provided by Green Dot Bank, Member FDIC. Apple Payments Services LLC, a subsidiary of Apple Inc., is a service provider of Green Dot Bank for Apple Cash accounts. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Learn more about the <a href='https://applecash.greendot.com/termsconditions/' rel='nofollow'>Terms and Conditions</a>. Only available in the U.S. on eligible devices. To send and receive money with an Apple Cash account, you must be 18 and a U.S. resident. If you’re under 18, your family organizer can set up Apple Cash for you as part of their Apple Cash Family account, but you may not be able to access features that require a supported payment card. Security checks may require more time to make funds available. Apple Cash Family accounts can only send or receive up to $2000 within a rolling seven-day period. Tap to Cash transactions can only be used to send or receive up to $2000 within a rolling seven-day period. Other limits apply; see Terms and Conditions for details. To access and use all Apple Cash features, you must have an eligible device with Wallet that has the latest version of iOS.</li> <li id="footnote-6">Available with participating merchants on compatible browsers. Compatible browsers require WebSocket support. This feature is not available in all markets. Software requirements apply. To ensure that you have all features of this product, update your iPhone or iPad to the latest software version.</li> <li id="footnote-7">To use this feature, you must connect your account to an eligible card in Wallet. Available only to U.S. and UK users on iPhone. Card eligibility differs by your location. If you reside in the U.S. territories, please call Discover Bank with questions about card eligibility. Data available in Wallet for your connected <span role='text' aria-label='cards'>card(s)</span> may be delayed due to a variety of factors, including internet service. To use this feature, you must have an iPhone updated to the latest version of iOS. Update to the latest version by going to <span role='text' aria-label='Settings, General, Software Update'>Settings > General > Software Update</span>. Tap Download and Install. For more eligibility details, see <a href="https://support.apple.com/en-us/111117">support.apple.com/en-us/111117</a>.</li> <li id="footnote-8">Requires iPhone X<span class='small-caps'>s</span> or later with iOS 15.5 or later. The Contactless Symbol is a trademark owned by and used with permission of EMVCo, LLC.</li> </ol> <ul> <li>Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.</li> <li>To use Apple Pay you need a supported card from a participating card issuer. To check if your card is compatible with Apple Pay, contact your card issuer.</li> <li>Apple Pay is not available in all markets. <a href='/ios/feature-availability/#apple-wallet-apple-pay'>View Apple Pay countries and regions.</a></li> <li>Features are subject to change. Some features, applications, and services may not be available in all regions or all languages and may require specific hardware and software. For more information, see <a href="/ios/feature-availability/#apple-wallet-apple-pay">Feature Availability</a>.</li> <li> <p>To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.</p> <p style="padding-top: 0.8em;">If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.</p> </li> </ul> </section> <nav class="ac-gf-breadcrumbs" aria-label="Breadcrumbs" role="navigation"> <a href="/" class="home ac-gf-breadcrumbs-home"> <span class="ac-gf-breadcrumbs-home-icon" aria-hidden="true"></span> <span class="ac-gf-breadcrumbs-home-label">Apple</span> <span class="ac-gf-breadcrumbs-home-chevron"></span> <span class="ac-gf-breadcrumbs-home-mask"></span> </a> <div class="ac-gf-breadcrumbs-path"> <ol class="ac-gf-breadcrumbs-list" vocab="http://schema.org/" typeof="BreadcrumbList"> <li class="ac-gf-breadcrumbs-item" property="itemListElement" typeof="ListItem"> <span property="name">Apple Pay</span> <meta property="position" content="1" /> </li> </ol> 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It’s widely accepted, simple, safe, secure, and private." } }, { "@type": "Question", "name": "How secure is Apple Pay?", "acceptedAnswer": { "@type": "Answer", "text": "Apple Pay is safer than using a physical credit, debit, or prepaid card. Face ID, Touch ID, or your passcode is required for purchases on your iPhone, Apple Watch, Mac, or iPad. Your card number and identity aren’t shared with merchants, and your actual card numbers aren’t stored on your device or on Apple servers. When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order — such as your name, email address, and billing and shipping addresses. When you pay with a debit or credit card, Apple doesn’t keep transaction information that can be tied back to you. 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If you want to accept Apple Pay on your website or in your app, visit <a href=https://developer.apple.com/apple-pay/>Apple Pay for developers</a>." } }, { "@type": "Question", "name": "Does my business need any special equipment to accept Apple Pay?", "acceptedAnswer": { "@type": "Answer", "text": "With Tap to Pay on iPhone, you can use an iPhone to accept contactless payments through an app supported by any of the <a href=https://developer.apple.com/tap-to-pay/>participating payment service providers</a>. No extra terminal or hardware is required. If you already have a payment terminal, contact your payment service provider to find out if it accepts contactless payments." } }, { "@type": "Question", "name": "How do I let my customers know I accept Apple Pay?", "acceptedAnswer": { "@type": "Answer", "text": "Download the Apple Pay mark to use within email, on your terminal screen, on your website, and in your app. You can also order Apple Pay decals to put on your storefront window and register." } }, { "@type": "Question", "name": "What’s the difference between Apple Cash and Apple Pay?", "acceptedAnswer": { "@type": "Answer", "text": "Apple Cash is an easy and private way to send and receive money, and it’s built right into iPhone. You can send Apple Cash in Messages, in Wallet, or with Tap to Cash by simply holding your iPhone near someone else’s. And because Apple Cash is a digital card in Wallet, you can spend your Apple Cash in stores, online, and in apps with Apple Pay. Apple Pay enables you to make secure, contactless purchases using your Apple Cash, your Apple Card, and any other credit and debit cards that you add to Wallet. For apps or merchants that don’t accept Apple Pay, use your Apple Cash virtual card number to make your purchase wherever Visa is accepted." } } ] } </script> <script src="/ac/libs/lottie/5.6.3/lottie.min.js" type="text/javascript"></script> <link rel="stylesheet" href="/ac/ac-films/7.0.0/styles/modal.css" /> <script src="/ac/ac-films/7.0.0/scripts/autofilms.built.js" type="text/javascript"></script> <script src="/v/apple-pay/u/built/scripts/main.built.js" type="text/javascript" charset="utf-8"></script> <script src="/metrics/data-relay/1.1.4/scripts/data-relay.js" type="text/javascript" charset="utf-8"></script> <script src="/metrics/data-relay/1.1.4/scripts/auto-relay.js" type="text/javascript" charset="utf-8"></script> </body> </html>