Department of Labor and Workforce Development | Apply for Social Security Disability Benefits

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Benefits</li> </ol> </nav> <div class="row mb-5">  <div class="col-12 col-md-8"> <h2 class="booted dk-blue pageTitle mb-0 pr-3 pt-3">Apply for Social Security Disability Benefits</h2> <img src="/labor/assets/images/stock/300x200/ThinkstockPhotos-639668490_400x250.jpg" alt="Woman smiling with medical provider" class="img-fluid full-width float-left pr-sm-3 mb-3 px-0 x-w-50 col-12 col-sm-6" /> <div class="content-intro"> <p>The Social Security Disability Program provides long-term protection to individuals who are totally disabled, consistent with Social Security criteria. It is meant to provide benefits only to those individuals with the most serious impairments. Browse this page to learn more about the program and how to apply for benefits.</p> </div> <div class="content float-left w-100 mt-3"> <div id="DISABLED-genericContentAccordion" class="accordion custom-accordion mt-3"> </div> <ul class="nav nav-tabs custom-tabs mt-3" id="myTab" role="tablist"> <li class="nav-item text-center" id=""> <button class="nav-link active" id="t0-tab" data-deeplink="" data-toggle="tab" href="#t0" role="tab" aria-controls="t0" aria-selected="true">Filing as<br>an adult<i class="fas fa-plus-circle"></i></button> </li> <li class="nav-item text-center" id=""> <button class="nav-link " id="t1-tab" data-deeplink="" data-toggle="tab" href="#t1" role="tab" aria-controls="t1" aria-selected="false">Filing on behalf<br>of a child<i class="fas fa-plus-circle"></i></button> </li> <li class="nav-item text-center" id=""> <button class="nav-link " id="t2-tab" data-deeplink="" data-toggle="tab" href="#t2" role="tab" aria-controls="t2" aria-selected="false">Healthcare benefits:<br>Medicaid and Medicare<i class="fas fa-plus-circle"></i></button> </li> <li class="nav-item text-center" id=""> <button class="nav-link " id="t3-tab" data-deeplink="" data-toggle="tab" href="#t3" role="tab" aria-controls="t3" aria-selected="false">Frequently asked<br>questions<i class="fas fa-plus-circle"></i></button> </li> </ul> <div class="tab-content" id="myTabContent"> <div class="tab-pane fade show active" id="t0" role="tabpanel" aria-labelledby="t0-tab"> <div id="DISABLED-genericContentTabbedAccordion0" class="accordion custom-accordion"> <div class="card dk-blue" id=""> <div class="card-header pl-0" id="heading_t0_a0"> <h5 class="mb-0"> <button class="btn btn-link text-wrap text-left collapsed" data-deeplink="" data-toggle="collapse" data-target="#t0_a0" aria-expanded="false" aria-controls="t0_a0">Differences in Social Security Disability support<i class="fas fa-chevron-circle-down"></i><i class="fas fa-chevron-circle-up"></i> </button> </h5> </div> <div id="t0_a0" class="collapse " aria-labelledby="heading_t0_a0" DISABLED-data-parent="#genericContentTabbedAccordion0" aria-expanded="false"> <div class="card-body"> <p>Social Security Disability Insurance (Title II) and Supplemental Security Income (Title XVI) pay benefits to individuals who are found to be disabled under the law. Title II provides cash benefits for those disabled workers who have contributed to the Social Security Trust Fund and pays benefits to their dependents. Title XVI (SSI) provides monthly payments to aged, blind, and disabled people with limited income and resources.</p> <p>To learn more, click <a href="/labor/claims/dds/claimants.shtml?open=difference">here</a>.</p> </div> </div> </div> <div class="card dk-blue" id="adult"> <div class="card-header pl-0" id="heading_t0_a1"> <h5 class="mb-0"> <button class="btn btn-link text-wrap text-left collapsed" data-deeplink="adult" data-toggle="collapse" data-target="#t0_a1" aria-expanded="false" aria-controls="t0_a1">Disability definition<i class="fas fa-chevron-circle-down"></i><i class="fas fa-chevron-circle-up"></i> </button> </h5> </div> <div id="t0_a1" class="collapse " aria-labelledby="heading_t0_a1" DISABLED-data-parent="#genericContentTabbedAccordion0" aria-expanded="false"> <div class="card-body"> <p>For adults, the law defines disability as the inability to engage in any substantial gainful activity (work) by reason of any medically determinable physical or mental impairment(s), which can be expected to result in death or which has lasted or can be expected to last for a continuous period of at least 12 months.</p> <p>A medically determinable impairment is one that is established by medical evidence that consists of signs, symptoms, and medically acceptable clinical and laboratory diagnostic techniques.</p> <p>To learn more, click <a href="/labor/claims/dds/claimants.shtml?open=disabled">here</a>.</p> </div> </div> </div> <div class="card dk-blue" id=""> <div class="card-header pl-0" id="heading_t0_a2"> <h5 class="mb-0"> <button class="btn btn-link text-wrap text-left collapsed" data-deeplink="" data-toggle="collapse" data-target="#t0_a2" aria-expanded="false" aria-controls="t0_a2">How to file a claim<i class="fas fa-chevron-circle-down"></i><i class="fas fa-chevron-circle-up"></i> </button> </h5> </div> <div id="t0_a2" class="collapse " aria-labelledby="heading_t0_a2" DISABLED-data-parent="#genericContentTabbedAccordion0" aria-expanded="false"> <div class="card-body"> <p>To file an application for disability benefits, you may complete the Social Security Administration’s <a href="http://www.socialsecurity.gov/applyfordisability/" target="_blank" rel="noopener">online disability application</a>. You may also visit a <a href="http://www.socialsecurity.gov/locator/" target="_blank" rel="noopener">local Social Security Office</a> or call the Social Security Administration’s toll-free number at 1 (800) 772-1213. Individuals who are deaf or hard of hearing may call a toll-free "TTY" number, 1-800-325-0778, between 7 a.m. and 7 p.m., Monday through Friday.</p> <p>It is advisable for you to have the following information available when filing a claim:</p> <ul> <li>Claimant Social Security Number</li> <li>Claimant Birth Certificate</li> <li>Details of claimant’s medical history, including the names and addresses of any doctors or hospitals where treatment was received, the dates of treatment and any tests done</li> </ul> <p>To help you get ready for your disability interview or help you complete the online application, access the <a href="http://www.socialsecurity.gov/disability/disability_starter_kits.htm" target="_blank" rel="noopener">Disability Starter Kit</a>, which provides information about the specific documents and information that will be requested from you. The kit also provides general information about the disability programs and the decision-making process, taking some of the mystery out of applying for disability benefits.<br /><br />Each <a href="http://www.socialsecurity.gov/disability/disability_starter_kits.htm" target="_blank" rel="noopener">Disability Starter Kit</a> contains:</p> <ul> <li>A factsheet that answers questions most people ask when applying for disability benefits,</li> <li>A checklist of documents and information we will request, and</li> <li>A worksheet to help you gather and organize the information you will need for your disability interview or to complete the online forms</li> </ul> </div> </div> </div> </div> </div> <div class="tab-pane fade" id="t1" role="tabpanel" aria-labelledby="t1-tab"> <div id="DISABLED-genericContentTabbedAccordion1" class="accordion custom-accordion"> <div class="card dk-blue" id=""> <div class="card-header pl-0" id="heading_t1_a0"> <h5 class="mb-0"> <button class="btn btn-link text-wrap text-left collapsed" data-deeplink="" data-toggle="collapse" data-target="#t1_a0" aria-expanded="false" aria-controls="t1_a0">Differences in Social Security Disability support<i class="fas fa-chevron-circle-down"></i><i class="fas fa-chevron-circle-up"></i> </button> </h5> </div> <div id="t1_a0" class="collapse " aria-labelledby="heading_t1_a0" DISABLED-data-parent="#genericContentTabbedAccordion1" aria-expanded="false"> <div class="card-body"> <p>There are two Social Security disability programs that include disabled children.</p> <p>Under the Supplemental Security Income (SSI) program, a child from birth to age 18 may receive monthly payments based on disability or blindness if:</p> <ul> <li>He or she has an impairment or combination of impairments that meets the <a href="/labor/claims/dds/claimants.shtml?open=child">definition of disability for children</a> and the <a href="http://www.socialsecurity.gov/ssi/text-income-ussi.htm" target="_blank" rel="noopener">income</a> and <a href="http://www.socialsecurity.gov/ssi/text-resources-ussi.htm" target="_blank" rel="noopener">resources</a> of the parents and the child are within the allowed limits.</li> </ul> <p>Under the Social Security Disability Insurance (SSDI) program, an adult child (a person age 18 or older) may receive monthly benefits based on disability or blindness if:</p> <ul> <li>He or she has an impairment or combination of impairments that meets the <a href="/labor/claims/dds/claimants.shtml?open=adult">definition of disability for adults</a>; and the disability began before age 22; and the adult child's parent worked long enough to be insured under Social Security and is receiving retirement or disability benefits or is deceased.</li> </ul> <p>Under both of these programs, the child must not be doing any "substantial" work, and must have a medical condition that has lasted or is expected either to last for at least 12 months or to result in death.</p> <p>To learn more, click <a href="/labor/claims/dds/claimants.shtml?open=difference">here</a>.</p> </div> </div> </div> <div class="card dk-blue" id="child"> <div class="card-header pl-0" id="heading_t1_a1"> <h5 class="mb-0"> <button class="btn btn-link text-wrap text-left collapsed" data-deeplink="child" data-toggle="collapse" data-target="#t1_a1" aria-expanded="false" aria-controls="t1_a1">Disability definition<i class="fas fa-chevron-circle-down"></i><i class="fas fa-chevron-circle-up"></i> </button> </h5> </div> <div id="t1_a1" class="collapse " aria-labelledby="heading_t1_a1" DISABLED-data-parent="#genericContentTabbedAccordion1" aria-expanded="false"> <div class="card-body"> <p>A child under 18 will be considered disabled if he or she has a medically determinable physical or mental impairment or combination of impairments that cause marked and severe functional limitations, that can be expected to cause death or that has lasted or can be expected to last for a continuous period of not less than 12 months.</p> <p>A medically determinable impairment is one that is established by medical evidence that consists of signs, symptoms, and medically acceptable clinical and laboratory diagnostic techniques.</p> </div> </div> </div> <div class="card dk-blue" id=""> <div class="card-header pl-0" id="heading_t1_a2"> <h5 class="mb-0"> <button class="btn btn-link text-wrap text-left collapsed" data-deeplink="" data-toggle="collapse" data-target="#t1_a2" aria-expanded="false" aria-controls="t1_a2">How to file a claim<i class="fas fa-chevron-circle-down"></i><i class="fas fa-chevron-circle-up"></i> </button> </h5> </div> <div id="t1_a2" class="collapse " aria-labelledby="heading_t1_a2" DISABLED-data-parent="#genericContentTabbedAccordion1" aria-expanded="false"> <div class="card-body"> <p>To file an application for disability benefits, you must visit a <a href="http://www.socialsecurity.gov/locator/" target="_blank" rel="noopener">local Social Security Office</a> or call the Social Security Administration’s toll-free number at 1 (800) 772-1213. Individuals who are deaf or hard of hearing may call a toll-free "TTY" number, 1-800-325-0778, between 7 a.m. and 7 p.m., Monday through Friday. At this time, you cannot complete an application for SSI childhood disability online, but you can complete the <a href="http://www.socialsecurity.gov/childdisabilityreport/" target="_blank" rel="noopener">Child Disability Report Form</a> online.</p> <p>It is advisable for you to have the following information available when filing a claim:</p> <ul> <li>Claimant Social Security Number</li> <li>Claimant Birth Certificate</li> <li>Details of claimant’s medical history, including the names and addresses of any doctors or hospitals where treatment was received, the dates of treatment and any tests done</li> </ul> <p>You will find helpful links to the online forms and the steps you need to take to apply for childhood disability benefits at <a href="http://www.socialsecurity.gov/applyfordisability" target="_blank" rel="noopener">www.socialsecurity.gov/applyfordisability</a>. You can also view the Fact Sheet and Checklist in the <a href="http://www.socialsecurity.gov/disability/disability_starter_kits_child_eng.htm" target="_blank" rel="noopener">Child Disability Starter Kit</a> to see what information you will need and the kinds of questions we will ask when you have your disability interview in your local Social Security office or over the phone. The Disability Report asks for information about the child's conditions or impairments.</p> </div> </div> </div> </div> </div> <div class="tab-pane fade" id="t2" role="tabpanel" aria-labelledby="t2-tab"> <div id="DISABLED-genericContentTabbedAccordion2" class="accordion custom-accordion"> <div class="card dk-blue" id=""> <div class="card-header pl-0" id="heading_t2_a0"> <h5 class="mb-0"> <button class="btn btn-link text-wrap text-left collapsed" data-deeplink="" data-toggle="collapse" data-target="#t2_a0" aria-expanded="false" aria-controls="t2_a0">Who qualifies for Medicaid?<i class="fas fa-chevron-circle-down"></i><i class="fas fa-chevron-circle-up"></i> </button> </h5> </div> <div id="t2_a0" class="collapse " aria-labelledby="heading_t2_a0" DISABLED-data-parent="#genericContentTabbedAccordion2" aria-expanded="false"> <div class="card-body"> <p>In New Jersey individuals who qualify for Supplemental Security Income disability payments also qualify for <a href="https://www.benefits.gov/benefit/1314" target="_blank" rel="noopener">Medicaid</a>. The program covers all of the approved charges of the Medicaid patient. Medicaid is financed by Federal and State matching funds, but eligibility rules may vary from state to state.</p> <p>For information specifically about Medicaid in the State of New Jersey, click <a href="http://www.state.nj.us/humanservices/dmahs/clients/medicaid/" target="_blank" rel="noopener">here</a>.</p> </div> </div> </div> <div class="card dk-blue" id=""> <div class="card-header pl-0" id="heading_t2_a1"> <h5 class="mb-0"> <button class="btn btn-link text-wrap text-left collapsed" data-deeplink="" data-toggle="collapse" data-target="#t2_a1" aria-expanded="false" aria-controls="t2_a1">Who qualifies for Medicare?<i class="fas fa-chevron-circle-down"></i><i class="fas fa-chevron-circle-up"></i> </button> </h5> </div> <div id="t2_a1" class="collapse " aria-labelledby="heading_t2_a1" DISABLED-data-parent="#genericContentTabbedAccordion2" aria-expanded="false"> <div class="card-body"> <p>Health benefits are available for workers that are found eligible for Social Security Disability benefits. <a href="http://www.medicare.gov/" target="_blank" rel="noopener">Medicare</a> helps pay hospital and doctor bills of disabled or retired people who have worked long enough under Social Security to be insured for Social Security benefits. It generally covers people over age 65, people who have been determined to be disabled and have been receiving benefits for at least 24 months, and people who need long-term dialysis treatment for chronic kidney disease or require a kidney transplant. In general, Medicare pays 80 percent of reasonable charges.</p> </div> </div> </div> </div> </div> <div class="tab-pane fade" id="t3" role="tabpanel" aria-labelledby="t3-tab"> <div id="DISABLED-genericContentTabbedAccordion3" class="accordion custom-accordion"> <div class="card dk-blue" id=""> <div class="card-header pl-0" id="heading_t3_a0"> <h5 class="mb-0"> <button class="btn btn-link text-wrap text-left collapsed" data-deeplink="" data-toggle="collapse" data-target="#t3_a0" aria-expanded="false" aria-controls="t3_a0">What is the Social Security Disability Program?<i class="fas fa-chevron-circle-down"></i><i class="fas fa-chevron-circle-up"></i> </button> </h5> </div> <div id="t3_a0" class="collapse " aria-labelledby="heading_t3_a0" DISABLED-data-parent="#genericContentTabbedAccordion3" aria-expanded="false"> <div class="card-body"> <p>The Social Security Disability Program is designed to provide long-term protection to individuals who are totally disabled according to Social Security criteria. It is meant to provide benefits to only those individuals with the most serious impairments. It is not a short-term disability program (i.e. Temporary Disability Insurance (TDI) or Workers' Compensation).</p> </div> </div> </div> <div class="card dk-blue" id="difference"> <div class="card-header pl-0" id="heading_t3_a1"> <h5 class="mb-0"> <button class="btn btn-link text-wrap text-left collapsed" data-deeplink="difference" data-toggle="collapse" data-target="#t3_a1" aria-expanded="false" aria-controls="t3_a1">What is the difference between Social Security disability and SSI disability?<i class="fas fa-chevron-circle-down"></i><i class="fas fa-chevron-circle-up"></i> </button> </h5> </div> <div id="t3_a1" class="collapse " aria-labelledby="heading_t3_a1" DISABLED-data-parent="#genericContentTabbedAccordion3" aria-expanded="false"> <div class="card-body"> <p>The Social Security Administration is responsible for two major programs that provide benefits based on disability: Social Security Disability Insurance (SSDI), which is based on prior work under Social Security, and Supplemental Security Income (SSI). Under SSI, payments are made on the basis of financial need.</p> <p>Social Security Disability Insurance (SSDI) is financed with Social Security taxes paid by workers, employers, and self-employed persons. To be eligible for a Social Security benefit, the worker must earn sufficient credits based on taxable work to be "insured" for Social Security purposes. The amount of the monthly disability benefit is based on the Social Security earnings record of the insured worker. Disability benefits are payable to blind or disabled workers, widow(er)s, or adults disabled since childhood, who are otherwise eligible.</p> <p>Supplemental Security Income (SSI) is a program financed through general revenues. SSI disability benefits are payable to adults or children who are disabled or blind, have limited income and resources, meet the living arrangement requirements, and are otherwise eligible.</p> <p>The monthly payment varies up to the maximum federal benefit rate, which may be supplemented by the State or decreased by countable income and resources. See <a href="http://www.socialsecurity.gov/pubs/11000.html" target="_blank" rel="noopener">http://www.socialsecurity.gov/pubs/11000.html</a> for an explanation of SSI benefit payment rates.</p> </div> </div> </div> <div class="card dk-blue" id="disabled"> <div class="card-header pl-0" id="heading_t3_a2"> <h5 class="mb-0"> <button class="btn btn-link text-wrap text-left collapsed" data-deeplink="disabled" data-toggle="collapse" data-target="#t3_a2" aria-expanded="false" aria-controls="t3_a2">How does Social Security decide if I am disabled?<i class="fas fa-chevron-circle-down"></i><i class="fas fa-chevron-circle-up"></i> </button> </h5> </div> <div id="t3_a2" class="collapse " aria-labelledby="heading_t3_a2" DISABLED-data-parent="#genericContentTabbedAccordion3" aria-expanded="false"> <div class="card-body"> <p>Disability under Social Security for an adult is based on your inability to work because of a medical condition. To be considered disabled:</p> <ul> <li>You must be unable to do work you did before and we decide that you cannot adjust to other work because of a medical condition.</li> <li>Your disability must last or be expected to last for at least one year or to result in death.</li> <li>Social Security pays only for total disability. No benefits are payable for partial disability or short-term disability.</li> </ul> <p>For adults, we use a five-step evaluation process to decide whether you are disabled under Social Security. The process considers any current work activity you are doing, and your medical condition and how it affects your ability to work.</p> </div> </div> </div> <div class="card dk-blue" id=""> <div class="card-header pl-0" id="heading_t3_a3"> <h5 class="mb-0"> <button class="btn btn-link text-wrap text-left collapsed" data-deeplink="" data-toggle="collapse" data-target="#t3_a3" aria-expanded="false" aria-controls="t3_a3">I applied for disability benefits 3 months ago and still haven't received an answer. When should I expect to be notified of the decision?<i class="fas fa-chevron-circle-down"></i><i class="fas fa-chevron-circle-up"></i> </button> </h5> </div> <div id="t3_a3" class="collapse " aria-labelledby="heading_t3_a3" DISABLED-data-parent="#genericContentTabbedAccordion3" aria-expanded="false"> <div class="card-body"> <p>The length of time it takes to receive a decision on your disability claim is from 3 to 5 months. It can vary depending on several factors, but primarily on:</p> <ul> <li>The nature of your disability</li> <li>How quickly we obtain medical evidence from your doctor or other medical source</li> <li>Whether it is necessary to send you for a medical examination in order to obtain evidence to support your claim</li> <li>If your claim is randomly selected for quality assurance review of the decision.</li> </ul> <p>If you have further questions, you may call our toll-free number, 1-800-772-1213 or TTY 1-800-325-0778. Our representatives will be glad to help you in any way they can.</p> </div> </div> </div> <div class="card dk-blue" id=""> <div class="card-header pl-0" id="heading_t3_a4"> <h5 class="mb-0"> <button class="btn btn-link text-wrap text-left collapsed" data-deeplink="" data-toggle="collapse" data-target="#t3_a4" aria-expanded="false" aria-controls="t3_a4">Is there a time limit on Social Security disability benefits?<i class="fas fa-chevron-circle-down"></i><i class="fas fa-chevron-circle-up"></i> </button> </h5> </div> <div id="t3_a4" class="collapse " aria-labelledby="heading_t3_a4" DISABLED-data-parent="#genericContentTabbedAccordion3" aria-expanded="false"> <div class="card-body"> <p>No. Your disability benefits will continue as long as your medical condition has not improved and you cannot work. Your case will be reviewed at regular intervals to make sure you are still disabled.</p> <p>If you are still receiving disability benefits when you reach full retirement age, they will automatically be converted to retirement benefits.</p> </div> </div> </div> <div class="card dk-blue" id=""> <div class="card-header pl-0" id="heading_t3_a5"> <h5 class="mb-0"> <button class="btn btn-link text-wrap text-left collapsed" data-deeplink="" data-toggle="collapse" data-target="#t3_a5" aria-expanded="false" aria-controls="t3_a5">If I go back to work, will I automatically lose my disability benefits?<i class="fas fa-chevron-circle-down"></i><i class="fas fa-chevron-circle-up"></i> </button> </h5> </div> <div id="t3_a5" class="collapse " aria-labelledby="heading_t3_a5" DISABLED-data-parent="#genericContentTabbedAccordion3" aria-expanded="false"> <div class="card-body"> <p>No, the Social Security Administration has several work incentives that may help you to return to work without losing your benefits. Social Security rules make it possible for people to test their ability to work without losing their rights to cash benefits and Medicare or Medicaid. These rules are called “work incentives”. The rules are different for Social Security and SSI disability, but under both programs they may provide:</p> <ul> <li>Continued cash benefits;</li> <li>Continued help with medical bills;</li> <li>Help with work expenses; or</li> <li>Vocational training.</li> </ul> <p>For more information about Social Security's work incentives you should:</p> <ul> <li>Call our toll-free number at 1-800-772-1213;</li> <li>Contact your local Social Security office; or</li> <li>Visit <a href="http://www.socialsecurity.gov/work/" target="_blank" rel="noopener">this website</a></li> </ul> <p>For more information on SSA's work incentive rules, see also the <a href="http://www.socialsecurity.gov/redbook/" target="_blank" rel="noopener">Red Book on Work Incentives</a>.</p> </div> </div> </div> </div> </div> </div> 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