CINXE.COM

On Aon Podcast: Technology Impacting the Future of Health and Benefits

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0.6);--spacer-4:0.4rem;--spacer-8:0.8rem;--spacer-16:1.6rem;--spacer-24:2.4rem;--spacer-32:3.2rem;--spacer-40:4rem;--spacer-48:4.8rem;--spacer-56:5.6rem;--spacer-64:6.4rem;--spacer-80:8rem;--spacer-96:9.6rem;--spacer-128:12.8rem;--zindex-hidden:-1;--zindex-default:1;--zindex-2:2;--zindex-relatedsolutions-thumbnail-bottom:1;--zindex-relatedsolutions-thumbnail-top:2;--zindex-relatedsolutions-box:3;--zindex-relatedsolutions-link:4;--zindex-sticky-nav:5;--zindex-search-mask:6;--zindex-global-nav:16;--zindex-modal:19;--global-header-height-small-size:6.8rem;--global-header-height-full-size:11.6rem;--global-header-height-mobile-size:8.4rem;--border-width-default:0.1rem;--border-width-medium:0.2rem;--aon-signature-red:#eb0017;--aon-white:#fff;--aon-navy:#262836;--aon-orange:#f25d00;--aon-teal-dark:#007585;--aon-teal-light:#29b0c3;--aon-gray-01:#46535e;--aon-gray-02:#5d6d78;--aon-gray-03:#82939a;--aon-gray-04:#acc0c4;--aon-gray-05:#cddbde;--aon-gray-06:#e5eff0;--aon-gray-07:#eef6f7;--aon-gray-08:#f9fcfc;--aon-error:#ea2238;--aon-warning:#ffa600;--aon-success:#12a88a}.aon-lead-modal 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var(--spacer-32);height:var(--spacer-32);color:var(--aon-signature-red);margin-left:auto}.accordion-block__item:not(.active){overflow:hidden}.container{padding-left:var(--spacer-24);padding-right:var(--spacer-24)}.aon-icon{display:block;height:100%}.aon-eyebrow{--eyebrow-main-color:var(--aon-teal-dark);--eyebrow-optional-slash-color:var(--aon-gray-05);--eyebrow-optional-text-color:var(--aon-gray-02);font-size:1.6rem;line-height:2.6rem;color:var(--eyebrow-main-color)}.aon-eyebrow .aon-eyebrow__optional-text{color:var(--eyebrow-optional-text-color);font-family:var(--standard-font-family);font-weight:400;font-size:1.6rem;line-height:2.6rem}.aon-eyebrow .aon-eyebrow__optional-text::before{content:"/";color:var(--eyebrow-optional-slash-color);margin-left:var(--spacer-4);margin-right:var(--spacer-4)}.aon-button{--border-color:var(--aon-signature-red);--fill-color:var(--aon-signature-red);--fill-color-hover:transparent;--disabled-opacity:0.4;padding:0;border:.1rem solid var(--border-color);background-color:var(--fill-color);color:var(--text-color);position:relative}.aon-button .aon-button__wrapper-content{display:inline-flex;align-items:center;justify-content:space-between;padding:var(--spacer-16) var(--spacer-24);text-align:initial}.aon-button .aon-button__text{font-family:var(--standard-font-family);font-weight:500;font-style:normal;font-size:1.6rem;line-height:2.4rem;letter-spacing:0;margin-right:var(--spacer-24)}.aon-button .aon-icon{display:inline-block;min-width:var(--spacer-24);width:var(--spacer-24);height:var(--spacer-24);z-index:var(--zindex-2);color:var(--icon-color)}a.aon-button{display:inline-flex;text-decoration:none}.aon-button__primary--red{--icon-color-hover:var(--aon-signature-red)}.aon-button__secondary--red,[class*="--theme-light-gray"] .aon-button__secondary--red{--border-color:var(--aon-signature-red);--fill-color-hover:var(--aon-signature-red);--text-color-hover:var(--aon-white);--icon-color-hover:var(--aon-white);--text-color:var(--aon-navy)}.aon-button__secondary--red{--fill-color:var(--aon-white);--icon-color:var(--aon-signature-red)}.aon-button__tertiary,.featured-topics .featured-topics__button-less.aon-button__secondary,.featured-topics .featured-topics__button-more.aon-button__secondary,[class*="--theme-light-gray"] .aon-button__secondary--red{--fill-color:transparent}.aon-button__tertiary{--text-color:var(--aon-navy);--icon-color:var(--aon-signature-red);--icon-color-hover:var(--aon-signature-red);border:none}.aon-button__tertiary .aon-button__wrapper-content{display:initial;align-items:center;-webkit-text-fill-color:var(--text-color);padding:0;z-index:unset}.aon-button__tertiary .aon-button__text{position:relative;margin-right:var(--spacer-8);color:var(--aon-navy);background:linear-gradient(to 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var(--spacer-48);width:calc(calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 6 + var(--spacer-40) * 5) + var(--spacer-48));min-width:unset;z-index:3}.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel .aon-button,.aon-homepage-hero-v2 .aon-homepage-hero__cta-panel h2{max-width:calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 5 + var(--spacer-40) * 4)}.aon-homepage-hero-v2 .aon-homepage-hero__quicklink-panel{width:calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 3 + var(--spacer-40) * 3);left:calc(calc((100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11)/ 12 * 6 + var(--spacer-40) * 5) + var(--spacer-48));padding-left:var(--spacer-48);padding-right:var(--spacer-48);z-index:2}.aon-homepage-hero__scroll-loader{position:absolute;inset:0;left:92vw;margin:auto;transform:translateY(-1.6rem);display:flex;height:2.2rem;color:var(--aon-white);z-index:2;--full-arrow-width:20.6rem;--text-width:5rem;--content-gap:var(--spacer-16);width:calc(var(--full-arrow-width) + var(--text-width) + var(--content-gap))}.aon-homepage-hero__scroll-loader p{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;min-width:3.4rem;width:max-content;max-width:4.7rem;overflow:hidden}.aon-homepage-hero__scroll-loader .arrow{position:absolute;inset:0;width:var(--full-arrow-width);left:calc(var(--text-width) + var(--content-gap));overflow:hidden}.aon-homepage-hero__scroll-loader .arrow 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img{position:absolute;aspect-ratio:unset;inset:-2rem;width:calc(100vw + 4rem);height:calc(100vh + 4rem)}.aon-homepage-hero__section-navigation{--thumbnail-content-gap:var(--spacer-16);--thumbnail-card-width:calc( (100vw - var(--spacer-48) * 2 - var(--spacer-40) * 11) / 12 * 2 + var(--spacer-40) * 1 );--thumbnail-content-width:calc( var(--thumbnail-card-width) - 2 * var(--thumbnail-content-gap) );--navigation-height:0;display:flex;flex-direction:column;gap:var(--spacer-24);width:fit-content;position:fixed;top:calc(100vh - var(--spacer-48) - var(--navigation-height));left:var(--spacer-48);right:var(--spacer-48);opacity:0;transform:translate(0,10rem);z-index:5}.aon-homepage-hero__section-navigation .progress{width:100%;height:.2rem;background-color:var(--aon-white)}.aon-homepage-hero__section-navigation .progress__indicator{height:100%;background-color:var(--aon-signature-red)}.aon-homepage-hero__section-navigation 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var(--spacer-40));position:absolute;inset:0;left:auto;width:100vw;height:100vh}.aon-homepage-hero__content{grid-column:span 7}.aon-homepage-hero__content h6:first-child{display:block}.aon-homepage-hero__content h2.title{display:block;margin-top:var(--spacer-24);margin-bottom:var(--spacer-40);padding-right:var(--spacer-80)}.aon-homepage-hero__content h6.title{display:none}}@media screen and (min-width:1200px) and (min-width:650px){.aon-homepage-hero__content-wrapper{padding-left:var(--spacer-40);padding-right:var(--spacer-40);--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-subscribe-modal__google-privacy,.insights-topics,.search-hero-form,a.aon-button.insights-view-all-mobile{margin-top:var(--spacer-24)}.search-hero-form-input{font-size:3.2rem;line-height:3.6rem;display:block;width:100%;border:none;padding:0}@media screen and (min-width:650px){.search-hero-form-input{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:1200px){.aon-media-hero__media{grid-area:1;grid-column:1/-1;margin:0 calc(-1 * var(--spacer-48))}.aon-media-hero__panel{position:relative;grid-area:1;grid-column:1/span 7;padding-bottom:var(--spacer-48);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-48));margin-right:calc(-1 * var(--spacer-40))}.search-hero-form-input{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){h1{line-height:12.4rem;font-size:12rem}h2{font-size:9.6rem;line-height:10rem}h3{font-size:6.6rem;line-height:7rem}.search-hero-form-input,h4{font-size:4.8rem;line-height:5.2rem}h5{font-size:3.8rem;line-height:4rem}.content-card__title,.search-hero-search-bar__title,h6{font-size:2.8rem;line-height:3.2rem}.h7{font-size:1.8rem;line-height:2.2rem}p{font-size:2.2rem;line-height:3.4rem}.aon-button .aon-button__text,button{font-size:1.8rem;line-height:2.6rem}.aon-eyebrow,label{font-size:1.8rem}.aon-eyebrow{line-height:2.2rem}.aon-eyebrow .aon-eyebrow__optional-text{font-size:1.8rem;line-height:3rem}.aon-homepage-hero__cta-panel .aon-button{margin-top:var(--spacer-56)}.aon-homepage-hero__section-navigation{gap:var(--spacer-32);--thumbnail-content-gap:var(--spacer-24);--thumbnail-content-width:22.2rem}.aon-homepage-hero__section-navigation>.thumbnail-container{--grid-gap:var(--spacer-32)}.aon-homepage-hero__section-navigation .progress{height:.3rem}.aon-homepage-hero__content-wrapper{padding-top:calc(var(--spacer-128) + var(--spacer-16))}.aon-homepage-hero__content{grid-column:span 6}.aon-homepage-hero__content h2.title{margin-top:var(--spacer-40);margin-bottom:var(--spacer-56);padding-right:0}.aon-homepage-hero .skip-navigation{padding:var(--spacer-32);padding-left:var(--spacer-40)}}.search-hero-form-input-icon{width:var(--spacer-32);height:var(--spacer-32)}.search-hero-form-input-icon svg{fill:var(--aon-navy)}.search-hero-form-group{display:flex;align-items:center;border-bottom:.2rem solid 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var(--aon-gray-05);font-size:1.6rem;line-height:2.6rem;padding:0;padding-bottom:var(--spacer-8);font-weight:400}.aon-field__label{font-size:1.6rem;line-height:2.6rem;align-self:flex-start;justify-self:self-start;grid-column:1;grid-row:1;color:var(--aon-gray-01)}.aon-field__error-text,.aon-subscribe-modal__form-description p{font-size:1.2rem;line-height:1.8rem;font-weight:400;font-family:var(--standard-font-family)}.aon-field__error{display:none;align-items:center;margin-top:var(--spacer-4);color:var(--aon-signature-red)}.aon-field__error-icon{max-width:var(--spacer-16);max-height:var(--spacer-16);margin-right:var(--spacer-8)}.aon-field__group{display:flex;column-gap:var(--spacer-16)}.aon-field input:-webkit-autofill{-webkit-text-fill-color:var(--aon-navy)}.aon-field__textinput{background:0 0}.hidden-appearance{-webkit-appearance:none;-moz-appearance:none}.hidden-appearance::-webkit-textfield-decoration-container{display:none}.aon-field__select{padding:0 var(--spacer-40) var(--spacer-8) 0}.aon-field__select option{color:initial}.aon-field__appearance-icon,.modal-close svg,.modal-nav-sticky svg{color:var(--aon-signature-red)}.aon-field__appearance-icon{max-width:4rem;max-height:4rem;position:absolute;right:0;top:calc(-1 * var(--spacer-8))}.aon-textarea__input{width:100%;color:var(--aon-navy);padding:var(--spacer-16);border:.2rem solid var(--aon-gray-05);resize:none;outline:0;font-size:1.6rem;line-height:2.6rem}.modal{background-color:var(--aon-white);position:fixed;top:-.1rem;right:0;left:0;bottom:0;z-index:var(--zindex-modal);width:100%;height:calc(100% + .1rem);overflow-x:hidden;overflow-y:auto}.modal-dialog{margin-top:var(--spacer-24);margin-bottom:var(--spacer-24)}.modal-dialog--fullscreen{margin-top:0;margin-bottom:0}.modal-dialog--centered{display:flex;align-items:center;min-height:calc(100% - var(--spacer-24) * 2)}.modal-dialog--top{align-items:start}.modal-content{position:relative;width:100%;margin-left:var(--spacer-24);margin-right:var(--spacer-24)}.modal-content--fullscreen{margin-left:0;margin-right:0}.modal-close button{border:none;background-color:transparent;width:var(--spacer-40);height:var(--spacer-40);padding:1.2rem}.modal-nav-sticky{position:fixed;display:flex;top:0;justify-content:space-between;align-items:center;padding:var(--spacer-24);width:100%;z-index:var(--zindex-2)}.aon-modal__featured-insights-title{color:var(--aon-gray-02);margin-bottom:var(--spacer-32)}.aon-modal__featured-insights-cards{padding-top:var(--spacer-48)}.aon-modal__featured-insights-cards:not(:first-child){margin-top:var(--spacer-48);border-top:.1rem solid var(--aon-gray-05)}.aon-modal__featured-insights-cards .content-card .content-card__title:last-child{margin-bottom:0}@media screen and (min-width:650px){.search-hero-form-input{line-height:3.6rem}.search-hero-form-group .search-hero-form-input{height:calc(var(--spacer-40) + 1rem)}.aon-logo{grid-column:1/span 2}.aon-footer-subscribe__cta .aon-icon{display:none}.modal-nav-sticky{padding:var(--spacer-32) var(--spacer-40)}.aon-modal__success-cta{display:grid;grid-template-columns:repeat(8,1fr);column-gap:var(--spacer-32);height:fit-content}.aon-modal__success-cta .aon-button{grid-column:span 3}.aon-modal__featured-insights-title{grid-column:1/-1}.aon-modal__featured-insights-cards .content-card{grid-column:span 4}.aon-modal__featured-insights-cards{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);column-gap:var(--spacer-32);row-gap:0}}@media screen and (min-width:650px) and (min-width:650px){.aon-modal__featured-insights-cards{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-modal__featured-insights-cards{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-modal__success-short-description{color:var(--aon-gray-02)}.aon-modal__success-icon{width:var(--spacer-80);height:var(--spacer-80);color:var(--aon-teal-dark);margin-bottom:var(--spacer-24)}.aon-modal__success-content{grid-column:span 4;display:flex;flex-direction:column}.aon-lead-modal__sidebar--header,.aon-subscribe-modal__sidebar{grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-subscribe-modal{min-height:100vh;width:100%;background-color:#fff;display:flex;flex-direction:column;position:relative}.aon-subscribe-modal__sidebar{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-rows:auto 1fr;--grid-columns:4;padding:var(--spacer-80) var(--spacer-24) var(--spacer-40);background:var(--aon-navy);color:var(--aon-white)}@media screen and (min-width:650px){.aon-modal__success-content{grid-column:span 8;display:grid;grid-template-columns:repeat(8,1fr);column-gap:var(--spacer-32)}.aon-modal__success-content>*{grid-column:1/-1}.aon-modal__success-content>.aon-modal__success-short-description{grid-column:span 6}.aon-subscribe-modal__submit-button{width:fit-content}.aon-subscribe-modal__sidebar{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.search-hero-form-input{line-height:4.4rem}.search-hero-form-input-icon{width:var(--spacer-40);height:var(--spacer-40)}.search-hero-form-group .search-hero-form-input{height:calc(var(--spacer-48) + var(--spacer-8))}.aon-footer-top .aon-logo,.modal-nav-sticky{display:none}.aon-modal__success-cta{display:block}.aon-modal__success-cta .aon-button__secondary{width:fit-content}.aon-modal__success-cta .aon-button__secondary .aon-button__wrapper-content{width:auto}.aon-modal__featured-insights-title{margin-bottom:var(--spacer-40)}.aon-modal__featured-insights-cards .content-card{grid-column:span 3}.aon-modal__featured-insights-cards{--grid-columns:6;column-gap:var(--spacer-40);padding-top:var(--spacer-64)}.aon-modal__featured-insights-cards:not(:first-child){margin-top:var(--spacer-64)}.aon-modal__success-icon{margin-bottom:var(--spacer-32)}.aon-modal__success-content{grid-column:2/-2;display:flex}.aon-subscribe-modal{flex-direction:row}.aon-subscribe-modal__sidebar{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-subscribe-modal__content{padding:var(--spacer-48) var(--spacer-24) var(--spacer-24)}.aon-subscribe-modal__content-header{grid-column:span 4;word-wrap:break-word;-webkit-hyphens:auto;-moz-hyphens:auto;hyphens:auto}.aon-subscribe-modal__content-subhead{grid-column:span 4;color:var(--aon-gray-04);font-weight:400}.aon-subscribe-modal__X-button{position:absolute;right:var(--spacer-24);top:var(--spacer-24)}.aon-subscribe-modal .modal-nav-sticky h4,.aon-subscribe-modal .modal-nav-sticky svg,.aon-subscribe-modal__X-button svg{color:var(--aon-white)}.aon-about-tray__title,.aon-industries-tray__link,.global-header__mega-menu-link,.global-header__mega-sub-menu-title,.insights-topics__item-caption{font-weight:700;font-style:normal;letter-spacing:0;font-family:var(--title-font-family)}.aon-subscribe-modal__form{display:flex;flex-direction:column}.aon-subscribe-modal__form-section{display:flex;flex-direction:column;width:100%}.aon-subscribe-modal__form-section-description-group .aon-button__primary,.aon-subscribe-modal__form-section-description-group .aon-button__primary .aon-button__wrapper-content,.aon-subscribe-modal__form-section-group{width:100%}.aon-subscribe-modal__form-section-input-group>:not(:last-child){margin-bottom:5.2rem}.aon-subscribe-modal__form-section-title{width:100%;margin-bottom:4.4rem}.aon-subscribe-modal__form-section-title--remove-margin-bottom{margin-bottom:0}.aon-subscribe-modal__form-description{color:var(--aon-gray-01);margin-bottom:var(--spacer-40)}.aon-subscribe-modal__form-description a,.aon-subscribe-modal__form-description a:visited{color:var(--aon-gray-01)}.aon-subscribe-modal--success .aon-subscribe-modal__content{padding-bottom:var(--spacer-48);margin-top:8.8rem}.aon-lead-modal{min-height:100vh;width:100%;position:relative;row-gap:0}@media screen and (min-width:650px){.aon-subscribe-modal__sidebar{--grid-columns:8;padding:var(--spacer-48) var(--spacer-40)}.aon-subscribe-modal__content{padding:var(--spacer-48) var(--spacer-40)}.aon-subscribe-modal__content-header{grid-column:span 8}.aon-subscribe-modal__content-subhead{grid-column:span 6}.aon-subscribe-modal__form-section{flex-direction:row}.aon-subscribe-modal__form-section-description-group .aon-button__primary{width:fit-content}.aon-subscribe-modal__form-section-description-group .aon-button__primary .aon-button__wrapper-content{width:auto}.aon-subscribe-modal__form-section-input-group>:not(:last-child){margin-bottom:6rem}.aon-subscribe-modal__form-section-title{min-width:14.8rem;width:14.8rem;margin-right:17.7325581395%;margin-bottom:0}.aon-subscribe-modal--success .aon-subscribe-modal__content{margin-top:10.4rem}.aon-lead-modal{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-template-rows:1fr;align-content:flex-start;row-gap:0}}.aon-lead-modal>*,.aon-tray-layouts>*{padding-left:var(--spacer-24);padding-right:var(--spacer-24);margin-left:calc(-1 * var(--spacer-24));margin-right:calc(-1 * var(--spacer-24))}.aon-lead-modal__sidebar{padding-top:var(--spacer-24);padding-bottom:var(--spacer-40);background-color:var(--aon-gray-07);grid-column:span 4}@media screen and (min-width:650px){.aon-lead-modal>*{padding-left:var(--spacer-40);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-40));margin-right:calc(-1 * var(--spacer-40))}.aon-lead-modal__sidebar{padding-top:var(--spacer-40);grid-column:span 8;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-lead-modal__sidebar>section:not(:first-child){grid-column:6/-1}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal,.aon-lead-modal__sidebar{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal,.aon-lead-modal__sidebar{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-lead-modal__sidebar>section{grid-column:span 4}@media screen and (min-width:1200px){.aon-subscribe-modal__sidebar{--grid-columns:4;flex-basis:35.3472222222%;padding:var(--spacer-80) var(--spacer-40) var(--spacer-48) var(--spacer-48)}.aon-subscribe-modal__content{flex-basis:64.6527777778%;padding:11.6rem 11.3194444444% var(--spacer-80) 8.0555555556%;display:flex;flex-direction:column}.aon-subscribe-modal__content-header{grid-column:span 4}.aon-subscribe-modal__content-subhead{grid-column:span 3;font-weight:400;margin-right:calc(-1 * var(--spacer-40))}.aon-subscribe-modal__X-button{right:var(--spacer-48);top:var(--spacer-48)}.aon-subscribe-modal__X-button svg{color:var(--aon-signature-red)}.aon-subscribe-modal__form-section-title{margin-right:var(--spacer-40);min-width:19rem;width:19rem}.aon-subscribe-modal--success .aon-subscribe-modal__X-button{display:block}.aon-subscribe-modal--success .aon-subscribe-modal__sidebar{display:grid}.aon-subscribe-modal--success .aon-subscribe-modal__content{margin-top:0;padding-top:var(--spacer-96);padding-bottom:var(--spacer-128)}.aon-lead-modal>*{padding-left:var(--spacer-48);padding-right:var(--spacer-48);margin-left:calc(-1 * var(--spacer-48));margin-right:calc(-1 * var(--spacer-48))}.aon-lead-modal__sidebar{grid-column:span 4;--grid-columns:4;grid-template-rows:auto auto 1fr;height:100%;margin-right:calc(-1 * var(--spacer-40));padding-top:var(--spacer-80);padding-right:var(--spacer-40);padding-bottom:var(--spacer-48)}.aon-lead-modal__sidebar>section:not(:first-child){grid-column:span 4}}.aon-lead-modal__sidebar--header{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(4,1fr);gap:0 var(--grid-gap);margin-top:var(--spacer-64)}@media screen and (min-width:650px){.aon-lead-modal__sidebar--header{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__sidebar--header h2,.top-insights__article{grid-column:span 3}.aon-lead-modal__sidebar--header p{margin-top:var(--spacer-24);color:var(--aon-gray-01);grid-column:span 4}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--header{--grid-gap:var(--spacer-40);--grid-columns:12;margin-top:0;display:grid;grid-template-columns:repeat(4,1fr);column-gap:var(--spacer-40)}.aon-lead-modal__sidebar--header p{margin-top:var(--spacer-40)}.aon-lead-modal__sidebar--header>*{grid-column:span 3}.aon-lead-modal__sidebar--header .modal-title{grid-column:span 4;word-wrap:break-word;-webkit-hyphens:auto;-moz-hyphens:auto;hyphens:auto}}.aon-lead-modal__sidebar .aon-lead-modal__sidebar--header{grid-column:span 4}.aon-lead-modal__sidebar--addresses{margin-top:var(--spacer-40)}.aon-lead-modal__sidebar--contacts,.aon-lead-modal__sidebar--cta{display:flex;flex-direction:column}.aon-lead-modal__sidebar--contacts a,.aon-lead-modal__sidebar--contacts p,.aon-lead-modal__sidebar--cta a{font-size:1.6rem;line-height:2.6rem;text-decoration:none;color:inherit}.aon-lead-modal__sidebar--cta{gap:var(--spacer-16)}.aon-lead-modal__sidebar--cta .aon-button{width:fit-content}@media screen and (min-width:650px){.aon-lead-modal__sidebar--addresses{margin-top:0}.aon-lead-modal__sidebar--cta{margin-top:var(--spacer-64);min-height:0}}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--cta{gap:var(--spacer-24);margin-top:0;min-height:calc(var(--spacer-40) * 5 + var(--spacer-48))}}.aon-lead-modal__sidebar--contacts{color:var(--aon-gray-02);gap:var(--spacer-4);margin-top:var(--spacer-40)}.aon-lead-modal__content{padding-top:var(--spacer-48);padding-bottom:var(--spacer-48);background-color:#fff;grid-column:span 4;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}@media screen and (min-width:650px){.aon-lead-modal__content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.aon-lead-modal__sidebar--contacts{margin-top:0}.aon-lead-modal__content{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-lead-modal__X-button{color:var(--aon-signature-red);position:absolute;right:var(--spacer-24);top:var(--spacer-24)}.aon-lead-modal__form{display:flex;flex-direction:column;grid-column:span 4;row-gap:var(--spacer-56)!important}@media screen and (min-width:650px){.aon-lead-modal__content{--grid-columns:8;grid-column:span 8;padding-bottom:var(--spacer-48)}.aon-lead-modal__X-button{right:var(--spacer-40);top:var(--spacer-40)}.aon-lead-modal__form{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 8;row-gap:var(--spacer-80)!important;align-content:flex-start}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal__form{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal__form{--grid-gap:var(--spacer-40);--grid-columns:12}}@media screen and (min-width:1200px){.aon-lead-modal__content{grid-column:5/-1;padding-top:11.6rem;padding-left:0;padding-bottom:var(--spacer-80);margin-left:0}.aon-lead-modal__X-button{right:var(--spacer-48);top:var(--spacer-48)}.aon-lead-modal__form{grid-column:2/-2;display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);--grid-columns:6!important}}@media screen and (min-width:1200px) and (min-width:650px){.aon-lead-modal__form{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__form-section{display:flex;flex-wrap:wrap;padding:0}@media screen and (min-width:650px){.aon-lead-modal__form-section{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 8;--grid-gap:var(--spacer-40)}}@media screen and (min-width:650px) and (min-width:650px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-40);--grid-columns:12}}@media screen and (min-width:1200px){.aon-lead-modal__form-section{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-column:span 6;--grid-columns:6!important}}@media screen and (min-width:1200px) and (min-width:650px){.aon-lead-modal__form-section{--grid-gap:var(--spacer-32);--grid-columns:8}}.aon-lead-modal__form-section--title{margin-bottom:var(--spacer-32);width:100%}@media screen and (min-width:650px){.aon-lead-modal__form-section--title{margin-bottom:0;width:14.8rem;grid-column:span 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.search-hero-search-bar__title,.search-nav-zero-state .search-hero-form-input-icon{color:var(--aon-navy)}.aon-lead-modal--success .aon-lead-modal__X-button,.aon-lead-modal--success .aon-lead-modal__sidebar,.global-header__contact,.global-header__languages,.global-header__links,.global-header__mega-menu,.top-insights,a.aon-button.insights-view-all-desktop{display:none}.aon-tray-layouts__left,.aon-tray-layouts__right{display:grid;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap)}.aon-lead-modal--success .aon-lead-modal__content{margin-top:8.8rem}.aon-gate-content__form-legal-container,.aon-gate-content__input-field,.aon-gate-content__success-content,.lead-modal-tag,.popular-searches{grid-column:1/-1}.lead-modal-tag h6{color:var(--aon-teal-dark)}.lead-modal-tag h3{margin-top:var(--spacer-8)}@media screen and (min-width:650px){.aon-lead-modal__form-legal{margin-top:0;margin-bottom:var(--spacer-40)}.aon-lead-modal__form .aon-button{width:fit-content}.aon-lead-modal--success .aon-lead-modal__content{margin-top:10.4rem}.aon-tray-layouts{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:0}}.aon-tray-layouts__left{background-color:var(--aon-gray-07);padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:var(--spacer-24);--grid-columns:4;grid-column:span 4}.aon-tray-layouts__right,.insights-tray .aon-tray-layouts__right{background-color:var(--aon-gray-08)}@media screen and (min-width:650px){.aon-tray-layouts>*{padding-left:var(--spacer-40);padding-right:var(--spacer-40);margin-left:calc(-1 * var(--spacer-40));margin-right:calc(-1 * var(--spacer-40))}.aon-tray-layouts__left{--grid-gap:var(--spacer-32);--grid-columns:8;grid-column:span 8}}@media screen and (min-width:1200px){.aon-lead-modal__form-section--group{grid-column:span 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4}}@media screen and (min-width:1900px){.search-hero-form-input{line-height:5.2rem}.search-hero-form-group .search-hero-form-input{height:calc(5.2rem + var(--spacer-8))}.aon-field__input,.aon-field__label,.aon-lead-modal__sidebar--contacts a,.aon-lead-modal__sidebar--contacts p,.aon-lead-modal__sidebar--cta a,.aon-textarea__input{font-size:1.8rem;line-height:3rem}.aon-field__error-text,.aon-lead-modal__form-legal p,.aon-subscribe-modal__form-description p{font-size:1.4rem;line-height:2.2rem}.aon-tray-layouts__left{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-tray-layouts__left--header{padding-right:0;grid-column:span 3}.aon-tray-layouts__left--title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:3.8rem;line-height:4.2rem}}@media screen and (min-width:1900px) and (min-width:650px){.aon-tray-layouts__left--title{font-size:4.4rem;line-height:4.8rem}}@media screen and (min-width:1900px) and (min-width:1200px){.aon-tray-layouts__left--title{font-size:5.6rem;line-height:6rem}}@media screen and (min-width:1900px) and (min-width:1900px){.aon-tray-layouts__left--title{font-size:6.6rem;line-height:7rem}}.aon-tray-layouts__left--subtitle{padding-top:var(--spacer-16);font-size:1.4rem;line-height:2.2rem;color:var(--aon-gray-01)}.aon-tray-layouts__left--button{padding-top:var(--spacer-24)}.aon-tray-layouts__left--button .aon-button__secondary,.aon-tray-layouts__left--button .aon-button__secondary .aon-button__wrapper-content{width:100%}.aon-tray-layouts__right{padding-top:var(--spacer-40);padding-bottom:var(--spacer-40);--grid-gap:var(--spacer-24);--grid-columns:4;grid-column:span 4}@media screen and (min-width:650px){.aon-tray-layouts__left--button .aon-button__secondary{width:fit-content}.aon-tray-layouts__left--button .aon-button__secondary .aon-button__wrapper-content{width:auto}.aon-tray-layouts__right{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:1200px){.aon-tray-layouts__left--subtitle{padding-top:var(--spacer-24)}.aon-tray-layouts__left--button{padding-top:var(--spacer-32)}.aon-tray-layouts__right{--grid-gap:var(--spacer-40);--grid-columns:12;margin-left:calc(-1 * var(--spacer-40));padding-top:var(--spacer-56);padding-bottom:var(--spacer-56);padding-left:var(--spacer-40)}}@media screen and (min-width:650px){.aon-tray-layouts__right{grid-column:span 8;--grid-columns:8}}.aon-tray-layouts__right--content{grid-column:span 4;row-gap:var(--spacer-56)}@media screen and (min-width:650px){.aon-tray-layouts__right--content{grid-column:span 8;row-gap:var(--spacer-80)}.aon-industries-tray{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);grid-auto-flow:column;grid-gap:0 var(--spacer-32);grid-template-rows:repeat(1,1fr);grid-template-columns:repeat(2,1fr)}}.aon-industries-tray__list{list-style-type:none;padding-left:0}.aon-industries-tray__list:not(:last-child){margin-bottom:var(--spacer-48)}.aon-industries-tray__link{color:var(--aon-navy);text-decoration:none;font-size:2.4rem;line-height:2.8rem}.insights-tray .aon-about-tray__title{padding-bottom:0}.insights-tray-right__header{display:flex;align-items:flex-end;justify-content:space-between}.insights-topics__list{list-style:none;padding:0}@media screen and (min-width:650px){.aon-industries-tray__list:not(:last-child){margin-bottom:0}.insights-topics{margin-top:var(--spacer-32)}.insights-topics__list{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:var(--spacer-40)}.insights-topics__item{grid-column:span 4}}@media screen and (min-width:650px) and (min-width:650px){.aon-industries-tray,.aon-tray-layouts,.insights-topics__list{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-industries-tray,.aon-tray-layouts,.insights-topics__list{--grid-gap:var(--spacer-40);--grid-columns:12}}.insights-topics__link{display:block;color:var(--aon-navy);text-decoration:none}.insights-topics__item img{display:block;object-fit:cover;width:8.4rem;height:8.4rem}.insights-topics__item-caption{font-size:2.4rem;line-height:2.8rem;padding-left:var(--spacer-16)}.insights-topics__figure{display:flex;align-items:center}.aon-about-tray__title{color:var(--aon-teal-dark);padding-bottom:var(--spacer-32);font-size:1.6rem;line-height:2rem}body.has-global-header{padding-top:var(--height-mobile-size)}body.has-global-header.cw{padding-top:var(--header-medium-height)}.global-header{--mask-z-index:var(--zindex-2);--mask-item-z-index:var(--zindex-global-nav);--mega-menu-offset:var(--spacer-40);--header-height:var(--height-full-size);background-color:var(--aon-white);z-index:var(--zindex-global-nav);position:fixed;top:0;left:0;right:0}.global-header__nav{--padding-gap:var(--spacer-24);padding-top:var(--padding-gap);padding-bottom:var(--padding-gap);display:flex;flex-wrap:wrap;align-items:center}.global-header__nav ul{list-style:none}.global-header__nav a{text-decoration:none}.global-header__icon{padding-left:var(--spacer-24);display:inline-flex;align-items:baseline}.global-header__icon a{display:inline-flex;align-items:center;height:3.6rem;width:6.257rem;color:var(--aon-signature-red)}.global-header__mega-menu{padding-left:0;position:relative}.global-header__mega-sub-menu-title{font-size:1.6rem;line-height:2.4rem;align-items:center;z-index:var(--zindex-2);background-color:var(--aon-white);display:none;position:absolute;top:0;left:0;right:50%;transform:translate(0,-100%);padding-top:var(--spacer-24);padding-bottom:var(--spacer-24);padding-left:var(--spacer-24)}@media screen and (min-width:1900px){.aon-tray-layouts__left--subtitle{font-size:1.6rem;line-height:2.4rem}.aon-tray-layouts__right{padding-top:var(--spacer-80);padding-bottom:var(--spacer-80)}.aon-industries-tray__item:not(:last-child){margin-bottom:var(--spacer-32)}.aon-industries-tray__link,.insights-topics__item-caption{font-size:2.8rem;line-height:3.2rem}.aon-about-tray__title,.global-header__mega-sub-menu-title{font-size:1.8rem;line-height:2.2rem}}.global-header__mega-sub-menu-title .aon-icon{width:var(--spacer-24);height:var(--button-size);margin-right:var(--spacer-8)}.global-header__mega-menu-link{font-size:3.2rem;line-height:3.6rem;color:var(--aon-navy);display:flex;align-items:center;justify-content:space-between;outline:0;position:relative}@media screen and (min-width:650px){.insights-topics__item img{width:100%;height:auto}.insights-topics__item-caption{padding-left:0;margin-top:var(--spacer-16)}.insights-topics__figure,a.aon-button.insights-view-all-desktop{display:block}a.aon-button.insights-view-all-mobile{display:none}.global-header__icon,.global-header__mega-sub-menu-title{padding-left:var(--spacer-40)}.global-header__mega-menu-link{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:1200px){.aon-tray-layouts__right--content{grid-column:2/-2;--grid-columns:6}.aon-industries-tray{grid-gap:0 var(--spacer-40)}.insights-topics__list{--grid-columns:6}.insights-topics__item{grid-column:span 3}body.has-global-header{padding-top:var(--height-full-size)}.global-header__icon{z-index:var(--mask-item-z-index);padding-left:var(--spacer-48)}.global-header__mask,.global-header__mask-item{position:absolute;top:calc(100% - var(--mega-menu-offset));left:0;right:0;bottom:0;background-color:var(--aon-white);z-index:var(--mask-z-index)}.global-header__mask-item{z-index:var(--mask-item-z-index)}.global-header__mask{z-index:var(--zindex-sticky-nav)}.global-header__nav{height:var(--height-full-size);--padding-gap:var(--spacer-40)}.global-header__icon a{width:9.5rem}.global-header__contact,.global-header__languages,.global-header__links,.global-header__mega-menu{display:inline-flex}.global-header__mega-menu{position:unset;padding-left:2rem}.global-header__mega-menu::before{content:"";position:absolute;top:calc(100% - var(--mega-menu-offset));left:0;bottom:unset;width:100%;height:0;opacity:0;margin-top:0;padding-bottom:0;background-color:var(--aon-gray-08);overflow-y:auto}.global-header__mega-menu-item{padding-left:2rem;padding-right:2rem}.global-header__mega-sub-menu-title{line-height:3.2rem}.global-header__mega-menu-link{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.global-header__mega-menu-link{font-size:4.8rem;line-height:5.2rem}}.global-header__mega-menu-link::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:0;left:0;z-index:calc(var(--mask-item-z-index) + 1)}.global-header__mega-menu-link .aon-icon{width:var(--spacer-40);height:var(--spacer-40)}@media screen and (min-width:1200px){.global-header__mega-menu-link{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;padding:var(--spacer-8) 0}.global-header__mega-menu-link .aon-icon{display:none}}.global-header__mega-sub-menu{position:absolute;top:0;bottom:0;left:0;right:0;z-index:var(--zindex-2)}.global-header__trigger-menu-wrapper{position:relative;margin-left:var(--spacer-24);margin-right:var(--spacer-24)}.global-header__search-mask{display:none;width:calc(var(--button-size) * 4);height:calc(100% + .4rem);position:absolute;left:50%;bottom:0;transform:translate(-50%,100%);z-index:var(--zindex-search-mask)}.global-header__languages .aon-icon{width:var(--spacer-24);height:var(--spacer-24);color:var(--aon-gray-01)}.aon-country-selector .accordion-block__icon .aon-icon,.aon-country-selector__sub-menu .aon-icon{color:var(--aon-signature-red)}.global-header__search{display:inline-flex;width:fit-content;height:3.6rem;margin-left:auto;position:relative;--icon-size:var(--spacer-24);--icon-offset:calc(2rem - (var(--button-size) - var(--icon-size)) / 2)}.global-header__search .aon-icon__search{border:0;background-color:transparent;width:var(--button-size);height:100%;position:relative}.global-header__search .aon-icon__search::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:0;left:calc((var(--button-size) - var(--icon-size))/ 2);z-index:var(--zindex-search-mask);display:none}.global-header__search .aon-icon__search .aon-icon{width:var(--icon-size);height:var(--icon-size);margin-left:auto;margin-right:auto}.global-header__languages-wrapper{display:flex;align-items:flex-end;background:0 0;position:relative;border:0;outline:0}.global-header__languages-wrapper::before{content:"";width:0;height:.2rem;background-color:var(--aon-signature-red);position:absolute;bottom:-.8rem;left:0}.global-header__links{padding:0 var(--spacer-24)}.global-header__links ul{width:100%;border-top:.1rem solid var(--aon-gray-05);padding:0;display:flex;align-items:center}@media screen and (min-width:650px){.global-header__trigger-menu-wrapper{margin-right:var(--spacer-40)}.global-header__links ul{border-top-color:var(--aon-gray-06)}}.global-header__link{color:var(--aon-gray-02);font-family:var(--title-font-family);font-style:normal;letter-spacing:0;font-size:1.6rem;line-height:2rem;font-weight:400}@media screen and (min-width:1900px){.global-header__link{font-size:1.8rem;line-height:2.2rem}}.global-header__contact a,.global-header__mega-sub-menu-title-lang{font-size:1.6rem;line-height:2.4rem;font-style:normal;letter-spacing:0}.global-header__contact a{font-family:var(--standard-font-family);font-weight:500;color:var(--aon-gray-01);border-bottom:.1rem solid var(--aon-signature-red)}@media screen and (min-width:1900px){.global-header__contact a{font-size:1.8rem;line-height:2.6rem}.global-header__mega-sub-menu-title-lang{font-size:1.8rem;line-height:2.2rem}}@media screen and (min-width:1200px){.global-header__mega-sub-menu{display:block;padding-top:var(--mega-menu-offset);top:calc(100% - var(--mega-menu-offset));bottom:unset;height:calc(100vh - var(--height-full-size) + var(--spacer-64));padding-bottom:var(--spacer-24)}.global-header__trigger-menu-wrapper{display:none}.global-header__languages{margin-right:var(--spacer-48);margin-left:auto}.global-header__search .aon-icon__search::before{display:block}.global-header__search{margin-left:0;padding:0 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a{font-size:1.4rem;line-height:2.2rem;border-bottom:none}.global-header__contact+.global-header__links{margin-left:0}.global-header__contact+.global-header__links::after,.global-header__contact+.global-header__links::before{content:""}}.global-header__trigger-menu{width:var(--spacer-24);height:var(--button-size);border:none;background-color:transparent;padding:0}.global-header__trigger-menu>div{width:var(--spacer-24);height:.1rem;background-color:var(--aon-navy);position:absolute}.global-header__trigger-menu>div:first-child{transform:translateY(-.6rem)}.global-header__trigger-menu>div:last-child{transform:translateY(.6rem);width:var(--spacer-16)}.aon-country-selector__sub-menu{position:fixed;left:0;bottom:0;top:7.2rem;min-height:calc(100vh - 7.2rem);width:100%;overflow-y:scroll;opacity:0;-webkit-overflow-scrolling:touch;background-color:var(--aon-gray-08)}@supports (-webkit-touch-callout:none){.aon-country-selector__sub-menu{padding-bottom:var(--spacer-80)}@media screen and 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var(--spacer-24)}.search-nav-zero-state .search-hero-form-input-icon svg{fill:currentColor}.search-nav-zero-state .search-hero-form-submit{margin-left:var(--spacer-16)}.search-autosuggest{display:none;background-color:inherit;bottom:var(--spacer-24);left:0;position:absolute;width:100%;padding:0 var(--spacer-24);transform:translateY(100%);z-index:var(--zindex-relatedsolutions-thumbnail-bottom)}.aon-country-selector .aon-tray-layouts,.aon-switch{position:relative}.search-autosuggest__list{list-style:none;padding:0;padding-top:var(--spacer-24);padding-bottom:var(--spacer-24)}.search-recommend{padding:var(--spacer-48) 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.aon-tray-layouts{position:initial}.aon-country-selector .aon-tray-layouts__left{position:sticky;top:0;padding-top:var(--spacer-80);padding-bottom:var(--spacer-48);--grid-gap:var(--spacer-32)}.aon-country-selector .aon-tray-layouts__left--header{grid-column:span 3;padding-right:0;position:sticky;top:var(--spacer-80)}.aon-country-selector .aon-tray-layouts__left--guide{margin-bottom:var(--spacer-8)}}.aon-country-selector .aon-tray-layouts__left--button{display:flex;flex-direction:column;justify-content:end;grid-column:span 4;padding-top:var(--spacer-40)}.aon-country-selector .aon-tray-layouts__left--title{margin:0}.aon-country-selector .aon-tray-layouts__right{padding-top:var(--spacer-24);padding-bottom:var(--spacer-24)}.aon-country-selector .aon-tray-layouts__right .accordion-block{grid-column:span 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.aon-gate-content__download-text{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:1.6rem;line-height:2rem;margin-top:0;color:var(--aon-gray-01);margin-bottom:var(--spacer-16)}.aon-gate-content__sidebar{padding:var(--spacer-80) var(--grid-gap) var(--spacer-40)}@media screen and (min-width:1200px){.aon-gate-content__sidebar{padding:var(--spacer-80) var(--grid-gap) var(--spacer-40) var(--spacer-48)}.aon-gate-content__title{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.aon-gate-content__sidebar--header .aon-gate-content__download-text,.search-recommend__title,.top-insights__text,.top-insights__title{font-size:1.8rem;line-height:2.2rem}.popular-searches{grid-column:span 4}.popular-searches__item{font-size:2.8rem;line-height:3.2rem}.top-insights__article{grid-column:span 2}.aon-country-selector .aon-tray-layouts__left--guide,.aon-country-selector__item,.aon-country-selector__language{font-size:1.6rem;line-height:2.4rem}.aon-country-selector .aon-tray-layouts__left--button{grid-column:span 3;padding-right:0}.aon-gate-content__title{font-size:4.8rem;line-height:5.2rem}}.aon-gate-content__success-content .title,.aon-gate-content__title--small{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:3.2rem;line-height:3.6rem}.aon-gate-content__title--large{display:none}.aon-gate-content__form-container{padding:var(--spacer-40) var(--grid-gap)}.aon-gate-content__modal-nav-sticky{display:flex;justify-content:space-between;background-color:var(--aon-gray-07)}.aon-gate-content__form-legal{margin-top:0;margin-bottom:var(--spacer-40)}.aon-gate-content__X-button{top:var(--spacer-24);right:var(--spacer-24)}.aon-gate-content__X-button--large{display:none}.aon-gate-content__success-icon{grid-column:span 1;color:var(--aon-teal-dark);margin-bottom:var(--spacer-24);width:var(--spacer-80);height:var(--spacer-80)}@media screen and (min-width:650px){.aon-gate-content__title--small{font-size:3.6rem;line-height:4rem}.aon-gate-content__X-button{top:var(--spacer-32);right:var(--spacer-32)}.aon-gate-content__success-content{display:grid;--grid-gap:var(--spacer-24);--grid-columns:4;grid-template-columns:repeat(var(--grid-columns),1fr);gap:var(--grid-gap);row-gap:0}.aon-gate-content__success-content .title{font-size:3.6rem;line-height:4rem}}@media screen and (min-width:650px) and (min-width:650px){.aon-gate-content__success-content{--grid-gap:var(--spacer-32);--grid-columns:8}}@media screen and (min-width:650px) and (min-width:1200px){.aon-gate-content__success-content{--grid-gap:var(--spacer-40);--grid-columns:12}}.aon-gate-content__success-content .title{grid-column:1/-1;margin-bottom:var(--spacer-24)}@media screen and (min-width:1200px){.aon-gate-content__title--small{font-size:4rem;line-height:4.4rem;display:none}.aon-gate-content__X-button--large,.aon-gate-content__success-content,.aon-gate-content__title--large{display:block}.aon-gate-content__form-container{padding:11.5rem 0;--grid-columns:6}.aon-gate-content__X-button--small,.aon-gate-content__modal-nav-sticky{display:none}.aon-gate-content__X-button,.aon-gate-content__X-button--large{top:var(--spacer-40);right:var(--spacer-40)}.aon-gate-content__success-icon{margin-bottom:var(--spacer-32)}.aon-gate-content__success-content .title{font-size:4rem;line-height:4.4rem}}@media screen and (min-width:1900px){.aon-gate-content__success-content .title,.aon-gate-content__title--small{font-size:4.8rem;line-height:5.2rem}}@media screen and (min-width:1200px){.aon-gate-content__success-content .title{font-family:var(--title-font-family);font-style:normal;font-weight:700;letter-spacing:0;font-size:2.8rem;line-height:3.2rem}}@media screen and (min-width:1200px) and (min-width:650px){.aon-gate-content__success-content .title{font-size:3.2rem;line-height:3.6rem}}@media screen and (min-width:1200px) and (min-width:1900px){.aon-homepage-hero__scroll-loader p,.aon-homepage-hero__section-navigation .thumbnail__content p,.global-header__mega-menu-link{font-size:1.8rem;line-height:2.2rem}.global-header__contact a,.global-header__link{font-size:1.6rem;line-height:2.4rem}.aon-gate-content__success-content .title{font-size:3.8rem;line-height:4rem}}.aon-gate-content__success-content .description{grid-column:span 6;margin-bottom:var(--spacer-48);color:var(--aon-gray-02)}.aon-gate-content__success-content .aon-button{width:100%}.aon-gate-content__success-form{row-gap:0!important;padding:var(--spacer-48) var(--spacer-24)}.aon-gate-content__success-form-container{padding:8.8rem 0 0}.aon-gate-content__success-sidebar{padding:var(--spacer-24);display:none}@media screen and (min-width:650px){.aon-gate-content__success-content .description{margin-bottom:var(--spacer-40)}.aon-gate-content__success-content .aon-button{grid-column:1/-1;width:fit-content}.aon-gate-content__success-form{padding:var(--spacer-48) var(--spacer-40)}.aon-gate-content__success-form-container{padding:10rem 0 0}.aon-gate-content__success-sidebar{padding:var(--spacer-32) var(--spacer-40)}}.aon-gate-content__success-sidebar .aon-gate-content__sidebar--header{display:flex;justify-content:space-between}.aon-gate-content__success-sidebar .aon-gate-content__download-text,.global-header__languages .aon-country-selector__sub-menu,.global-header__mask,.global-header__mask-item,.global-header__mega-sub-menu,.global-header__search .search-nav-zero{display:none}.aon-gate-content__sidebar--description{grid-column:1/-1}@media screen and (min-width:1200px){.aon-gate-content__success-form{padding:0}.aon-gate-content__success-form-container{padding:var(--spacer-80) 0 var(--spacer-128)}.aon-gate-content__success-sidebar{display:block;padding:var(--spacer-80) var(--grid-gap) var(--spacer-128) var(--spacer-48)}.aon-gate-content__sidebar--description,.aon-gate-content__success-sidebar .aon-gate-content__download-text,.aon-gate-content__success-sidebar .aon-gate-content__sidebar--header{display:block}}.aon-switch{display:inline-block;min-width:4.2rem;width:4.2rem;height:var(--spacer-24)}.aon-switch input[type=checkbox]{opacity:0;width:0;height:0}.aon-switch .aon-slider{position:absolute;top:0;left:0;right:0;bottom:0;background-color:var(--aon-gray-03)}.aon-switch .aon-slider:before{position:absolute;content:"";height:1.2rem;width:1.2rem;left:.6rem;bottom:.6rem;background-color:var(--aon-white)}.aon-switch .aon-slider.aon-round{border-radius:10rem;width:4.2rem;outline:transparent solid .2rem}.aon-switch .aon-slider.aon-round:before{border-radius:50%}.aon-switch__description-group{display:flex}.aon-switch__description-group .aon-switch__description{font-size:1.4rem;line-height:2.2rem;margin-left:var(--spacer-16);color:var(--aon-navy)}@media screen and (min-width:1900px){.aon-switch__description-group .aon-switch__description{font-size:1.6rem;line-height:2.4rem}}.aon-switch__description-group .aon-switch__description strong{font-weight:500} </style><style> .global-header__languages .aon-country-selector__sub-menu,.global-header__mask,.global-header__mask-item,.global-header__mega-sub-menu,.global-header__search .search-nav-zero{display:none}body.aon-lib-loaded .global-header__languages .aon-country-selector__sub-menu,body.aon-lib-loaded .global-header__mask,body.aon-lib-loaded .global-header__mask-item,body.aon-lib-loaded .global-header__search .search-nav-zero{display:block} </style><link href="/lib/aon-lib.main.css?v=RT6cM42jpt88DDb0sOUrUVzLHgMYpNTVWk4Si75u5HQ1" rel="stylesheet" media="all"/><script>(function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], j=d.createElement(s),dl=l!='dataLayer'?'&l='+l:'';j.async=true;j.src= 'https://metrics.aon.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f); })(window,document,'script','dataLayer','GTM-T2WF8R7');</script></head><body class="has-global-header"><div id="__next"> <h1 style="display:none">On Aon Podcast: Technology Impacting the Future of Health and Benefits</h1> <!-- --> <noscript> <iframe src="https://metrics.aon.com/ns.html?id=GTM-T2WF8R7" height="0" width="0" style="display:none;visibility:hidden"></iframe> </noscript> <!-- --> <div data-component=""> <header class="global-header" data-component="GlobalHeader"> <!-- --> <nav class="global-header__nav"> <!-- --> <div class="global-header__icon"> <a href="/en/" tabindex="0"> <svg class="aon-logo" aria-label="AON logo" viewBox="0 0 95 36" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#aon-logo"></use> </svg> </a> </div> <ul class="global-header__mega-menu " data-component="NavList"> <li class="global-header__mega-menu-item"> <a href="/en/capabilities" tabindex="0" class="global-header__mega-menu-link" data-nav-index="0"> Capabilities <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="global-header__mega-sub-menu-title"> <svg class="aon-icon aon-icon__chevron-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-left"></use> </svg> Capabilities </div> <section class="global-header__mega-sub-menu" style="translate:none;rotate:none;scale:none;transform:translate(-100%, 0px)"> <div class="container aon-tray-layouts solutions-tray" data-component="SolutionsTray"> <div class="aon-tray-layouts__left aon-tray-layouts__left--theme-light-gray"> <div class="aon-tray-layouts__left--header aon-solutions-tray-right__header"> <h4 class="aon-tray-layouts__left--title fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> What we do. </h4> <p class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> Through our global expertise across two key areas of need ― Risk Capital and Human Capital ― our clients are better advised within, and across, their risk and people strategies. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/capabilities" class="aon-button aon-button__secondary aon-button__secondary--red" aria-label="Browse All Capabilities" data-nav="0-0" tabindex="-1"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Browse All Capabilities</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> <div class="solutions-tray-topics aon-tray-layouts__right"> <div class="aon-tray-layouts__right--content"> <div class="aon-industries-tray" data-component="IndustriesTray"> <ul class="aon-industries-tray__list fade-in-left"> <p class="aon-industries-tray__title"> Risk Capital </p> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-transfer" data-nav="1-1" tabindex="-1"> <h6>Broking and Risk Transfer</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/claim-management" data-nav="1-1" tabindex="-1"> <h6>Claim Management</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/reinsurance" data-nav="1-1" tabindex="-1"> <h6>Reinsurance</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-analytics" data-nav="1-1" tabindex="-1"> <h6>Risk Analytics</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-management" data-nav="1-1" tabindex="-1"> <h6>Risk Management</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/risk-retention" data-nav="1-1" tabindex="-1"> <h6>Risk Retention</h6> </a> </li> </ul> <ul class="aon-industries-tray__list fade-in-left"> <p class="aon-industries-tray__title"> Human Capital </p> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/health-and-benefits" data-nav="1-1" tabindex="-1"> <h6>Health and Benefits</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/human-capital-analytics" data-nav="1-1" tabindex="-1"> <h6>Human Capital Analytics</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/investments" data-nav="1-1" tabindex="-1"> <h6>Investments</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/pensions-and-retirement" data-nav="1-1" tabindex="-1"> <h6>Pensions and Retirement</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/talent-and-rewards" data-nav="1-1" tabindex="-1"> <h6>Talent and Rewards</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/capabilities/workplace-wellbeing" data-nav="1-1" tabindex="-1"> <h6>Workplace Wellbeing</h6> </a> </li> </ul> </div> </div> </div> </div> </section> <div class="global-header__mask-item" style="display:none;left:330px;right:calc(100vw - 562px)"></div> </li> <li class="global-header__mega-menu-item"> <a href="/en/industries" tabindex="0" class="global-header__mega-menu-link" data-nav-index="0"> Industries <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="global-header__mega-sub-menu-title"> <svg class="aon-icon aon-icon__chevron-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-left"></use> </svg> Industries </div> <section class="global-header__mega-sub-menu" style="translate:none;rotate:none;scale:none;transform:translate(-100%, 0px)"> <div class="container aon-tray-layouts industries-tray" data-component="IndustriesTray"> <div class="aon-tray-layouts__left aon-tray-layouts__left--theme-light-gray"> <div class="aon-tray-layouts__left--header aon-industries-tray__header"> <h4 class="aon-tray-layouts__left--title fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> Insights and advice, tailored to your needs. </h4> <p class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> While we all face many of the same challenges and opportunities, every industry is different and requires dedicated expertise. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/industries" class="aon-button aon-button__secondary aon-button__secondary--red" aria-label="View All Industries" data-nav="0-0" tabindex="-1"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Industries</span> <svg class="aon-icon 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class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/food-agribusiness-and-beverage" data-nav="1-1" tabindex="-1"> <h6>Food, Agribusiness and Beverage</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/healthcare-providers-and-services" data-nav="1-1" tabindex="-1"> <h6>Healthcare Providers and Services</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/hospitality-travel-and-leisure" data-nav="1-1" tabindex="-1"> <h6>Hospitality, Travel and Leisure</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/industrials-and-manufacturing" data-nav="1-1" tabindex="-1"> <h6>Industrials and Manufacturing</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/insurance" data-nav="1-1" tabindex="-1"> <h6>Insurance</h6> </a> </li> </ul> <ul class="aon-industries-tray__list fade-in-left"> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/life-sciences" data-nav="1-1" tabindex="-1"> <h6>Life Sciences</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/natural-resources" data-nav="1-1" tabindex="-1"> <h6>Natural Resources</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/professional-and-business-services" data-nav="1-1" tabindex="-1"> <h6>Professional and Business Services</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/public-sector" data-nav="1-1" tabindex="-1"> <h6>Public Sector</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/retail-and-consumer-goods" data-nav="1-1" tabindex="-1"> <h6>Retail and Consumer Goods</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/sports-and-entertainment" data-nav="1-1" tabindex="-1"> <h6>Sports and Entertainment</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/technology-media-and-communications" data-nav="1-1" tabindex="-1"> <h6>Technology, Media and Communications</h6> </a> </li> <li class="aon-industries-tray__item"> <a class="aon-industries-tray__link" href="/en/industries/transportation-and-logistics" data-nav="1-1" tabindex="-1"> <h6>Transportation and Logistics</h6> </a> </li> </ul> </div> </div> </div> </div> </section> <div class="global-header__mask-item" style="display:none;left:330px;right:calc(100vw - 562px)"></div> </li> <li class="global-header__mega-menu-item"> <a href="/en/insights" tabindex="0" class="global-header__mega-menu-link" data-nav-index="0"> Insights <svg class="aon-icon aon-icon__chevron-right" 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class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> From navigating climate change to workforce resilience, today’s leaders need access to powerful insights to make better decisions. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/insights" class="aon-button aon-button__secondary aon-button__secondary--red" aria-label="View All Insights" data-nav="0-0" tabindex="-1"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> <div class="aon-tray-layouts__right"> <div class="aon-tray-layouts__right--content"> <div class="aon-about-tray" data-component="AboutTray"> <div class="aon-about-tray__group fade-in-left"> <p class="aon-about-tray__title"> Featured Topics </p> <ul class="aon-about-tray__list"> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/insights/trade"> <h6>Trade</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/insights/technology"> <h6>Technology</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/insights/weather"> <h6>Weather</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/insights/workforce"> <h6>Workforce</h6> </a> </li> </ul> <a href="/en/insights" class="aon-button aon-button__tertiary aon-button__tertiary--navy insights-view-all fade-in-left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">More Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </div> </div> </div> </div> </section> <div class="global-header__mask-item" style="display:none;left:330px;right:calc(100vw - 562px)"></div> </li> <li class="global-header__mega-menu-item"> <a href="/en/about" tabindex="0" class="global-header__mega-menu-link" data-nav-index="0"> About <svg class="aon-icon aon-icon__chevron-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-right"></use> </svg> </a> <div class="global-header__mega-sub-menu-title"> <svg class="aon-icon aon-icon__chevron-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-left"></use> </svg> About </div> <section class="global-header__mega-sub-menu" style="translate:none;rotate:none;scale:none;transform:translate(-100%, 0px)"> <div class="container aon-tray-layouts about-tray" data-component="AboutTray"> <div class="aon-tray-layouts__left aon-tray-layouts__left--theme-light-gray"> <div class="aon-tray-layouts__left--header aon-about-tray__header"> <h4 class="aon-tray-layouts__left--title fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> Aon is in the business of better decisions. </h4> <p class="aon-tray-layouts__left--subtitle fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> We exist to shape decisions for the better — to protect and enrich the lives of people around the world. </p> <div class="aon-tray-layouts__left--button fade-in-left" style="translate:none;rotate:none;scale:none;opacity:0;transform:translate(-5rem, 0px)"> <a href="/en/about" class="aon-button aon-button__secondary aon-button__secondary--red" 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<h6>Our Impact</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/inclusion-and-diversity"> <h6>Inclusion and Diversity</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/leadership-and-governance"> <h6>Leadership and Governance</h6> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="https://jobs.aon.com/"> <h6>Careers</h6> </a> </li> </ul> </div> <div class="aon-about-tray__group fade-in-left"> <p class="aon-about-tray__title"> Organizing Around Today&#x27;s Biggest Client Needs </p> <ul class="aon-about-tray__list"> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" href="/en/about/risk-capital" data-nav="3-6" tabindex="-1"> <div class="aon-about-tray__card"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_152,w_270/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_107,w_191/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png"/><img class="aon-img aon-aspect-ratio--16-9 aon-about-tray__card-img" src="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_84,w_84/https://assets.aon.com//-/media/images/aon/about/risk-capital-hero-banner.png" alt="Risk Capital Hero Image" loading="lazy"/> </picture> <h6 class="aon-about-tray__card-title"> Risk Capital </h6> </div> </a> </li> <li class="aon-about-tray__item"> <a class="aon-about-tray__link" 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href="https://www.linkedin.com/shareArticle?mini=true&amp;url=https%3a%2f%2fwww.aon.com%2fen%2finsights%2fpodcasts%2fon-aon-episode-63-technology-impacting-the-future-of-health-and-benefits&amp;title=Check out this article from Aon: On%20Aon%20Podcast%3a%20Technology%20Impacting%20the%20Future%20of%20Health%20and%20Benefits https%3a%2f%2fwww.aon.com%2fen%2finsights%2fpodcasts%2fon-aon-episode-63-technology-impacting-the-future-of-health-and-benefits&amp;summary=On%20Aon%20Podcast%3a%20Technology%20Impacting%20the%20Future%20of%20Health%20and%20Benefits" target="_blank"> <svg class="aon-icon" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#linkedin-logo-outline"></use> </svg> </a> </div> <!-- --> </div> </div> <h4 class="aon-article-hero__summary regular"> Episode 63: Aon experts look at the impact of technology on the future of health and benefits. </h4> <div class="aon-article-hero__keynotes aon-article-keynotes"> <h6 class="aon-article-keynotes__title"> Key Takeaways </h6> <ol> <li> <h6 class="regular"> In this episode, Aon experts define new technologies and their impact on healthcare. </h6> </li> <li> <h6 class="regular"> Aon experts discuss key differences between new technology and traditional analytic approaches. </h6> </li> <li> <h6 class="regular"> Episode 63 provides insights on the value of healthcare technology advancements for employers. </h6> </li> </ol> </div> </section> <!-- --> <section class="layout-rich-text container"> <section class="column-content"> <!-- --> <div class="richtext-editor-place"> <p><iframe height="200px" width="100%" frameBorder="no" scrolling="no" src="https://player.simplecast.com/768efcb0-46d0-4a06-809e-d336f8d19f76?dark=false"></iframe></p> </div> <!-- --> <div class="richtext-editor-place"> <p><strong>Intro:</strong><br/> Welcome to “On Aon,” an award-winning podcast featuring conversations between colleagues on, well, Aon. This week, we hear from Doug Melton for a discussion on the impact of technology on the future of health and benefits. And now, this week’s host, Sheena Singh.</p> <p><strong>Sheena Singh:</strong><br/> Hi, my name is Sheena Singh and I&#x27;m senior Vice President in Aon&#x27;s healthcare industry vertical. Today we&#x27;re talking about two critical elements for all companies in the future: technology and health benefits. Advances in technology will not only transform healthcare and treatment outcomes, it will radically change benefits, personalization, access to care, diagnosis, treatment, and affordability. HR leaders are thinking about how these new and emerging capabilities, like AI, will change health and benefits, and our healthcare clients and carrier partners are thinking about how it will impact how they do business.</p> <p>I&#x27;m going to do that one again. HR leaders are thinking about how these new and emerging capabilities, like AI, will change health and benefits, and our healthcare clients and carrier partners are thinking about how it will impact how they do business. What will the future of health and wellbeing hold, and how can employers take advantage of new developments to mitigate healthcare costs, improve workforce resilience, and create a differentiated employee experience? With me today to discuss is Doug Melton, Global Analytics and Actuarial Leader for Health Solutions. Thanks for being here today, Doug.</p> <p><strong>Doug Melton:</strong><br/> I&#x27;m happy to be here. Thanks for inviting me.</p> <p><strong>Sheena Singh:</strong><br/> Good. Well, before we get started, I&#x27;d love to ask you a quick warmup question, if you don&#x27;t mind.</p> <p><strong>Doug Melton:</strong><br/> Sure. Nothing like warming up.</p> <p><strong>Sheena Singh:</strong><br/> All right. So, tell me, Doug, what is it about your profession that most inspires you?</p> <p><strong>Doug Melton:</strong><br/> Oh, that&#x27;s a good one. I&#x27;d say what the basis of our entire profession is driven around, to the best of your ability, facts, and specifically being able to use data and translate that data into actionable insights. Now, what makes it a passion of mine is the use cases that we particularly focus on aren&#x27;t necessarily automating cars, or it&#x27;s not necessarily advancing agriculture. Instead, we really focus on three things within the institutional space. Number one is employee health outcomes. Number two is if you impact those employee health outcomes, they impact businesses, so it impacts business performance. And then third, if you can impact people&#x27;s health so that they come up to work and be more productive, other aspects of their life, particularly home life and community life, should as default improve as well.</p> <p>So, the unique part about specifically looking at different types of employer-sponsored benefits, different types of employer-sponsored incentives, and not look at them just narrowly through the lens of what makes a total reward strategy effective. Instead, we say “what specific attributes are associated with higher level success based on what we know about these individuals from our data?” And therefore, we&#x27;re able to put together a sort of a fact-based plan for employers on an annual basis for them to be able to maximize their employees&#x27; health outcomes, their business performance, and ultimately their success at home life as well as work life. That&#x27;s what inspires me about this role.</p> <p><strong>Sheena Singh:</strong><br/> I love that. I love adding the structure and processes to make sure that you&#x27;re able to really create the right approach in order to help people at the end of the day.</p> <p><strong>Doug Melton:</strong><br/> Absolutely. Absolutely.</p> <p><strong>Sheena Singh:</strong><br/> All right, so let&#x27;s just jump right in then. So, Doug, what are some of the new technologies impacting healthcare?</p> <p><strong>Doug Melton:</strong><br/> Sure, some of the new technologies, well, let&#x27;s start off with by definition, let&#x27;s just define, we say new technologies, what space are we talking about? So, they could be remote devices or smart sensors. Those have been a while for quite some time. We&#x27;re going to spend a lot of time talking about artificial intelligence and really unpacking AI and kind of trying to make it simple. And then sort of traditional analytics and machine learning is something that we&#x27;re going to cover as well. But let&#x27;s just, when we say what new types of technology, let&#x27;s start there. I think with the wearables, what that&#x27;s been able to do is it&#x27;s been able to allow us to actually see individual level data in terms of the home. So before we started wearing wearables, the ability to really understand someone&#x27;s metabolic health was primarily limited to lab-based studies.</p> <p>But now we&#x27;re able to look at things like recovery rates from sleep. We&#x27;re able to look at heartbeats that might be irregular, and these are allowing us to be able to do some of the testing that we would normally do on an annual basis during a physical, and now it&#x27;s something that we&#x27;re doing on a daily basis. So that&#x27;s just one example where wearables and telehealth that has allowed us to do what I would call daily care versus the annual physical care. If we move kind of beyond primary care and then maybe move into diagnosing before we go to treatment, you want to prevent, you want diagnose, you want to treat. If you move into column two around diagnosing specifically around NLP, natural language processing, and what I&#x27;m going to talk about in a few minutes, image recognition, those have particularly been used a lot in the MRI and the CT scans.</p> <p>And that&#x27;s been helpful specifically to be able to reduce the amount of human errors. But now we&#x27;re not saying we&#x27;re replacing radiologists, it&#x27;s not what&#x27;s happening there. But across the majority of major medical systems, particularly those that are tier one, they&#x27;re using this type of technology to enhance the diagnosing, so we have fewer errors that are happening there. And then if you go on the treatment side of this, you certainly are thinking about things like gene and cell therapy that allows us to be able to be in a position to have life-changing events for rare therapies. Now you say to yourself, well that&#x27;s not necessarily a technology, Doug, right? That&#x27;s a transfusion of gene and cell.</p> <p>Well no, a lot of the analytics that are going around evaluating it and understanding efficacy and durability, and do these individuals regress to the mean, because the denominator&#x27;s so low, it&#x27;s so small for those kinds of randomized trials, we&#x27;re able to use different types of actuarial analytics that we haven&#x27;t been able to use before to kind of forecast what we think the future might be, even if we don&#x27;t have mounds of data that you say you might have for a specific generic drug that&#x27;s been on the market for 20 years managing a chronic condition. You won&#x27;t have that length of observation periods or the number of people that are large enough to have that level of confidence. So again, being able to use some of our actuarial forecasting in a way that&#x27;s different before would be an example of how we&#x27;re using around gene and cell therapy, durability measurement. So those are three examples from the primary annual prevention to the diagnostic to the treatment of how it&#x27;s actually being used today.</p> <p><strong>Sheena Singh:</strong><br/> That&#x27;s great. And you started to touch on this, and I wanted to better understand what&#x27;s the difference between this new technology, like generative AI, for instance, from the more traditional analytic approaches like predictive modeling that have been used?</p> <p><strong>Doug Melton:</strong><br/> Yeah, we knew this question was coming, and so my consistent answer has always been, the primary difference very simply is, AI can be autonomous and learn on its own versus the predictive analytics that we&#x27;ve done of the past. Mounds and mounds of data scientists have had to go in and kind of figure it out through their own sort of human-based iterative learning. That&#x27;s the most simplest answer possible is, autonomous learning on its own, not having to have any sort of human intervention. Whereas our traditional predictive analytics and our classification models, you actually have to have some individuals in there. So, for example, in the ML world, generative model and image classification are very common in healthcare. I talked about them before, specifically image classification, is used in most major medical centers now uniquely for the MRI and CT scans.</p> <p>And then in comparison, the traditional predictive analytics are primarily using forecasting for our actuaries. And then for a lot of the self-insured health plans and the self-insured hospitals, they&#x27;re using some of the traditional predictive analytics to predict disease progression and to figure out which cohort of individuals do you want to engage today versus those, their disease is not as progressing as bad and you might either delay or give them a lessened base treatment. So very simply, autonomous versus human intervention. And again, two specific most common ones in ML would be AI degenerative model as you described, as well as image classification, healthcare. And then also, again, going back to more of the actuarial side separate from ML, but using predictive analytics for forecasting reasons to look at disease progression and future medical cost trends.</p> <p><strong>Sheena Singh:</strong><br/> Well, that is really helpful, and I think you started to touch on this. Why do these new technology advancements matter for employers at the end of the day?</p> <p><strong>Doug Melton:</strong><br/> Well, the new technologies matter for employers because it should make the employee experience better, unique when it comes to not just healthcare, but just health and benefits in general. So again, if we use the previous framework or prevention, diagnosis and treatment, let&#x27;s take that and kind of put that on the H&amp;B sort of point of view, and that would be sort of open enrollment to getting the benefits that you need using those benefits. And then at the end of the year, you actually see a return on your investments and those benefits that you had. And so, these new technologies, again, going across that value chain, will now help us do what&#x27;s called smart enrollment.</p> <p>Not to say that folks weren&#x27;t making intelligent decisions before, but now you have this next best action approach that is in almost every part of the open enrollment season where you give the platform whenever platform that you&#x27;re using a little bit of information about you information coupled with whatever historical data they have, and they will recommend what range of health benefits, what range of voluntary benefits, or even some non-insured perk benefits at a global level that you think would benefit you the most given your situation or your family&#x27;s situation.</p> <p>We had some of that sort of conjoint analysis before, but not at the way that we have it today. And that&#x27;s probably less of a function of the technology, and that&#x27;s more a function of big data. And then sort of post H&amp;B enrollment, employers could be happy because now you&#x27;re saying, &quot;My NPS score should be happy, my retention rate should be happy because I know that my employees are enrolling and benefit that they are benefiting from at work and at home.&quot; And then on the back end of that, &quot;You should be actually be able to say, am I getting an ROI on this?&quot;</p> <p>And so, a lot of what I would call multi regression analysis that&#x27;s done today is able to tell an employer, &quot;Hey, look, I think your disease management vendor and diabetes is doing a fantastic job, that behavioral health is really working for the adolescents, but it&#x27;s not working for the sort of adults.&quot; And so how do we start to think about different strategies we want to take and how do you maybe bring in multiple behavioral health vendors versus a single one based on the results around efficacy that we&#x27;ve seen? Again, sort of multi-variable aggression analysis. So again, an employer benefits from this very simply, they keep their workforce happy through smart enrollment, they&#x27;re able to then see which products are or are not working, and hopefully that impacts their P&amp;L and their bottom line on the backend.</p> <p><strong>Sheena Singh:</strong><br/> Wow, that&#x27;s great. I love the idea of making sure that employers can use this technology to focus on the employee experience and making sure that the experience is customized and personalized to them. But at the same time, we all know employers are struggling with cost and affordability and using this as an avenue to make sure people are in the right programs for them that are the best fit and also affordable for the employer and the employee. So that&#x27;s great. So, let&#x27;s talk a little bit more about how Aon specifically is approaching the use of such technology to help our clients.</p> <p><strong>Doug Melton:</strong><br/> Exactly. So, we are advising our clients on how they can utilize their data and analytics, and our analytics, to better understand everything from the quality of services to program engagement to return on your investment, to your last point about the importance of affordability. Affordability is one side of the equation. The other side of the equation is the investment. And so, do we get those cost savings associated with those expenses? And so, we&#x27;re able to specifically use it like that. We even have an offering called what&#x27;s called a cost efficiency measurement tool. And it&#x27;s something that&#x27;s been in high demand this last year as clients have really been trying to understand that question around ROI, specifically around chronic condition engagement and around provider accuracy. And then the second thing is we&#x27;re also helping our employees with some innovative solutions. And those solutions really depend on what their needs are.</p> <p>A middle market employer may not necessarily have a multi-state contractual relationship with seven or eight different hospital systems. They may have two systems in the one state in which they operate. And so their questions are vastly different from a multinational that&#x27;s got captives, that&#x27;s got expats, that&#x27;s got different regulations in terms of how care or care cannot be delivered for their workforce. And so therefore you have to get creative because just simply saying telemedicine or simply saying, &quot;Steer everyone to this tier one hospital,&quot; is not going to be effective for them. But I would say that is a space we spend a lot of time in is how do we&#x27;re using these technologies to innovate with our clients and a lot of times, at least the funnest part, so when we co-create with them. And we&#x27;re learning something, they&#x27;re learning something and then, more importantly, we can take the learnings together and actually apply them to other clients who have the same situation.</p> <p><strong>Sheena Singh:</strong><br/> I love that collaboration so we can continue to progress in this area. So, Doug, another question that I have as we think about technology, we also have to think about data security. How can organizations stay safe while getting the benefits of all of these technologies?</p> <p><strong>Doug Melton:</strong><br/> Yes. So, the first one is this is a top priority and a top area of focus for us at all times. And it&#x27;s been this way for many years. It&#x27;s not something new. The data privacy is something we continue to focus on and the rules of safe use, and we share those explicitly with our clients. We share those explicitly with our vendor partners, and of course we share those, all the coworkers within the colleagues within the walls of Aon that are using this data to help our clients benefit. Some real practical examples, so it&#x27;s not being so vague here. We have secure private health data for no health breaching, and we ensure safeguards are in place when we have computational errors that specifically occur.</p> <p>We also have different data stacks and data lakes that are set up for purposes for transactional business, versus data lakes and data stacks that are stood up specifically for that previous conversation we had around innovation. And so, I don&#x27;t want the innovation experience and that data that we&#x27;re using for that to be mixed up with the enrollment of data or the prior authorization data that we&#x27;re collected on behalf of the client. Let a person be able to get the care that they need to get the procedure that they need, and let&#x27;s make sure that procedure is paid for appropriately, and there isn&#x27;t a high cost bill there that&#x27;s been out overpriced. And that kind of information and that interaction, those data sets sit in completely separate data houses from some of the stuff that we do around, say, innovation or predictive modeling. Does that help, Sheena?</p> <p><strong>Sheena Singh:</strong><br/> Yeah, that&#x27;s really helpful, and I think of course important for everybody to keep in mind. But we know this space is continuing to progress. This was just scratching the surface hearing from you, Doug, today on where we&#x27;re at. But I&#x27;m really looking forward to seeing how Aon is going to be partnering with our clients in this technology and AI space as we continue to enhance the health and benefits that employees are offered. So, thank you so much. I appreciate it.</p> <p><strong>Doug Melton:</strong><br/> Absolutely. Absolutely.</p> <p><strong>Sheena Singh:</strong><br/> So, before we sign off, I&#x27;d love to ask you another quick question just so our listeners get to learn a little bit more about you personally. Doug, what was the last book that you read?</p> <p><strong>Doug Melton:</strong><br/> Oh, okay. The last book that I read... And my wife is probably cringing if she listened to this podcast, so I tend to kind of follow her books for a while. So, she reads a lot of books. So, the answer to your question is Good to Great, right, by Jim Collins. And what I typically do, because she reads about a book every two weeks, is I see how many books she orders that sits on the kitchen table and never get read. And then I see the books that she orders that she reads, reads twice and then maybe recommends to a friend. And those are the books that I picked. And so, I read Good to Great probably about two and a half years ago when I was actually transitioning over to Aon, to try to figure out what are the behaviors, what are the organizational attributes why some companies are better than others.</p> <p>And I thought I particularly needed to do that since I was kind of sort of pivoting my focus from just North America to more of a global role. And that book really helped me think about that in that regards. And so that was a good book to have, and she&#x27;s recommending some other ones right now that have me focused more on servant leadership, is sort of the new sort of set of books that she&#x27;s put in front of me. And so, I&#x27;m reading chapters one and chapters two of a full book, but it&#x27;s something that I&#x27;ve embraced both at work and in the community. And so, trying to read and just get smart about that. And so, I&#x27;ll have a second or third book for you by the next time we talk, Sheena.</p> <p><strong>Sheena Singh:</strong><br/> That&#x27;s great. Perfect. I love that you inadvertently get a book club out of your wife getting access to all of these books, so that&#x27;s awesome. Well, thank you so much, Doug. I appreciate all of the insight you provided today. That&#x27;s our show for today. Thank you all for listening and look for the next episode of On Aon, coming soon.</p> <p><strong>Outro:</strong><br/> This has been a conversation “On Aon” and the future of health and benefits. Thank you for listening. If you enjoyed this latest episode, tune in soon for our next edition. You can also check out past episodes on Simplecast. To learn more about Aon, its colleagues, solutions and news, check out our show notes, and visit our website at Aon dot com.</p> </div> <!-- --> <div class="richtext-editor-place"> <style>.aon-eyebrow__optional-text {display:none}</style> </div> <!-- --> </section> <!-- --> </section> <!-- --> <!-- --> <section class="layout-rich-text container"> <section class="column-content"> <!-- --> <div class="disclaimer-block__block"> <p class="disclaimer-block__header">General Disclaimer</p> <p class="disclaimer-block__content"> The information contained herein and the statements expressed are of a general nature and are not intended to address the circumstances of any particular individual or entity. Although we endeavor to provide accurate and timely information and use sources we consider reliable, there can be no guarantee that such information is accurate as of the date it is received or that it will continue to be accurate in the future. No one should act on such information without appropriate professional advice after a thorough examination of the particular situation. </p> </div> <!-- --> <div class="disclaimer-block__block"> <p class="disclaimer-block__header">Terms of Use</p> <p class="disclaimer-block__content"> The contents herein may not be reproduced, reused, reprinted or redistributed without the expressed written consent of Aon, unless otherwise authorized by Aon. To use information contained herein, please write to our team. </p> </div> <!-- --> </section> <!-- --> </section> <!-- --> <section data-component="AutomateCarousel"> <section data-collection-id="97dcc3ee-fea9-4f30-803a-8adc2697c02f" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Aon&#x27;s Better Being Podcast </h3> <p> Our Better Being podcast series, hosted by Aon Chief Wellbeing Officer Rachel Fellowes, explores wellbeing strategies and resilience. This season we cover human sustainability, kindness in the workplace, how to measure wellbeing, managing grief and more. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-understanding-burnout-in-the-workplace?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{1330A9BB-CF34-4107-A475-5ECD14E43104}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">23 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-understanding-burnout-in-the-workplace?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{1330A9BB-CF34-4107-A475-5ECD14E43104}" class="content-card__title"> Better Being Series: Understanding Burnout in the Workplace </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-why-nutrition-matters?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{9610B7FD-0377-45F9-8EDF-A7C320144E29}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-why-nutrition-matters?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{9610B7FD-0377-45F9-8EDF-A7C320144E29}" class="content-card__title"> Better Being Series: Why Nutrition Matters </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-discover-the-blue-zones-where-people-live-longer?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{179524BF-655F-4CB2-94C3-937F8DF9545F}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-discover-the-blue-zones-where-people-live-longer?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{179524BF-655F-4CB2-94C3-937F8DF9545F}" class="content-card__title"> Better Being Series: Discover the ‘Blue Zones’ Where People Live Longer </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-improving-your-financial-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{F44B3E34-CF61-4707-AC34-478013E1BA88}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">20 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-improving-your-financial-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{F44B3E34-CF61-4707-AC34-478013E1BA88}" class="content-card__title"> Better Being Series: Improving Your Financial Wellbeing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-better-being-series-are-you-taking-care-of-your-digital-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{57BB3BC0-9B5A-4628-B0F6-695677ECA783}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/podcasts/on-aon-better-being-series-are-you-taking-care-of-your-digital-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{57BB3BC0-9B5A-4628-B0F6-695677ECA783}" class="content-card__title"> Better Being Series: Are You Taking Care of Your Digital Wellbeing? </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-76-better-being-series-dives-into-women-health?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{FE944A88-78E0-4B25-A2A1-3BE08426563D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">19 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-76-better-being-series-dives-into-women-health?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{FE944A88-78E0-4B25-A2A1-3BE08426563D}" class="content-card__title"> On Aon Podcast: Better Being Series Dives into Women’s Health </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-64-the-world-wellbeing-movement?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{6E721788-47E5-4FD0-B6FD-E96DDE03C979}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">29 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-64-the-world-wellbeing-movement?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{6E721788-47E5-4FD0-B6FD-E96DDE03C979}" class="content-card__title"> On Aon’s Better Being Series: The World Wellbeing Movement </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-mental-health-and-creating-kinder-cultures?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{9122497F-C8F6-4B2A-ACBF-E5FB30786CC6}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">28 mins</span> </p> <a href="/en/insights/podcasts/on-aon-mental-health-and-creating-kinder-cultures?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{9122497F-C8F6-4B2A-ACBF-E5FB30786CC6}" class="content-card__title"> On Aon’s Better Being Series: Mental Health and Creating Kinder Cultures </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-59-better-being-managing-loss-and-grief?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{BD1F808C-E3D5-490C-91D6-C7978428029D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">25 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-59-better-being-managing-loss-and-grief?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{BD1F808C-E3D5-490C-91D6-C7978428029D}" class="content-card__title"> On Aon’s Better Being Series: Managing Loss and Grief </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast: Measuring Wellbeing " loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">24 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-57-measuring-wellbeing?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{3E29E421-019C-4456-BC7A-28AD7ED36620}" class="content-card__title"> On Aon’s Better Being Series: Measuring Wellbeing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="Podcast Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">25 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-55-physical-wellbeing-and-resilience?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{8278912B-4281-4C6A-8F29-7842212602B4}" class="content-card__title"> On Aon’s Better Being Series: Physical Wellbeing and Resilience </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-episode-51-human-sustainability?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{7C792C6B-2F1B-4F02-8B9F-469962469430}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="12"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">23 mins</span> </p> <a href="/en/insights/podcasts/on-aon-episode-51-human-sustainability?collection=97dcc3ee-fea9-4f30-803a-8adc2697c02f&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{7C792C6B-2F1B-4F02-8B9F-469962469430}" class="content-card__title"> On Aon’s Better Being Series: Human Sustainability </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="468f3165-06cf-4acf-bbe3-85d67cb16e21" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Aon Insights Series Asia </h3> <p> Expert Views on Today&#x27;s Risk Capital and Human Capital Issues </p> </section> <section class="aon-carousel__content" 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-1315017648.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-1315017648.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-1315017648.png" alt=" Seizing the Opportunity Building a Comprehensive Approach to Risk Transfer" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-team-1495493208_rt.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-team-1495493208_rt.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-team-1495493208_rt.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-1495493208_rt.png" alt="The Rise of the Skills-Based Organization" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a 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<section data-collection-id="5b76135e-4196-415b-ab1d-f42b6f0abb10" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Cyber Labs </h3> <p> Stay in the loop on today&#x27;s most pressing cyber security matters. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/mounted-guest-edr-bypass?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{A21F3CFB-6069-499E-913E-4A6FA51739B9}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-online-685003879.jpg" alt="" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/mounted-guest-edr-bypass?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{A21F3CFB-6069-499E-913E-4A6FA51739B9}" class="content-card__title"> Mounted Guest EDR Bypass </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/optimizing-your-cyber-resilience-strategy-through-ciso-and-cro-connectivity?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{3C76874D-C236-4F1B-A6CB-7237C10CFE60}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-1205789951.jpg" alt="Optimizing Your Cyber Resilience Strategy Through CISO and CRO Connectivity" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/cyber-labs/optimizing-your-cyber-resilience-strategy-through-ciso-and-cro-connectivity?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{3C76874D-C236-4F1B-A6CB-7237C10CFE60}" class="content-card__title"> Optimizing Your Cyber Resilience Strategy Through CISO and CRO Connectivity </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/bypassing-edr-through-retrosigned-drivers-and-system-time-manipulation?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{92246279-74D4-4F3C-9F47-2E5BCDABD29A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-01-1166619096.jpg" alt="Hero" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/bypassing-edr-through-retrosigned-drivers-and-system-time-manipulation?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{92246279-74D4-4F3C-9F47-2E5BCDABD29A}" class="content-card__title"> Bypassing EDR through Retrosigned Drivers and System Time Manipulation </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/dnsforge-responding-with-force?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{65FD9382-1CEB-4C1F-B52F-06F519155AEF}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-volcano-548743549.jpg" alt="DNSForge – Responding with Force" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/dnsforge-responding-with-force?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{65FD9382-1CEB-4C1F-B52F-06F519155AEF}" class="content-card__title"> DNSForge – Responding with Force </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/unveiling-sedexp?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{D6912447-4A0C-46EA-8493-56A742DFD339}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg" alt="Unveiling " a="" stealthy="" linux="" malware="" exploiting="" udev="" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/unveiling-sedexp?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{D6912447-4A0C-46EA-8493-56A742DFD339}" class="content-card__title"> Unveiling &quot;sedexp&quot;: A Stealthy Linux Malware Exploiting udev Rules </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/stonefly-sc-vulnerability-disclosure?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{667DDF47-F7F6-4C15-A65D-6A7A741ACAFF}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection and Path Traversal in StoneFly Storage Concentrator" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/stonefly-sc-vulnerability-disclosure?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{667DDF47-F7F6-4C15-A65D-6A7A741ACAFF}" class="content-card__title"> Command Injection and Path Traversal in StoneFly Storage Concentrator </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/adopt-an-ai-approach-with-confidence?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{0F314C2F-9845-4341-995B-D7649E11BC07}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-technology-cyber-1340176812.jpg" alt="Adopt AI Approach with Confidence for CISO, CIO" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/adopt-an-ai-approach-with-confidence?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{0F314C2F-9845-4341-995B-D7649E11BC07}" class="content-card__title"> Adopt an AI Approach with Confidence, for CISOs and CIOs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/crowdstrike-outage-aon-cyber-solutions-update?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{F9D18B98-5BC5-4E57-951F-AFB61F5815E7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1492694836.jpg" alt="Responding to the CrowdStrike Outage: Implications for Cyber and Technology Professionals" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/crowdstrike-outage-aon-cyber-solutions-update?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{F9D18B98-5BC5-4E57-951F-AFB61F5815E7}" class="content-card__title"> Responding to the CrowdStrike Outage: Implications for Cyber and Technology Professionals </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/duality-part-2?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{DC55F9A8-20DC-4737-B522-944D7CAEF6D3}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/abstract/abstract-pattern-520685174-2.jpg" alt="Daulity Part 2" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/duality-part-2?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{DC55F9A8-20DC-4737-B522-944D7CAEF6D3}" class="content-card__title"> DUALITY Part II - Initial Access and Tradecraft Improvements </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/cracking-into-password-requirements?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{5F92AD1C-7CF9-413D-BE10-3AE3C7C77099}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-woman-1492201952.jpg" alt="Cracking into password requirements" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/cyber-labs/cracking-into-password-requirements?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{5F92AD1C-7CF9-413D-BE10-3AE3C7C77099}" class="content-card__title"> Cracking Into Password Requirements </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/duality-part-1?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{B0FC11BD-3B78-4A53-9D1F-F1453815CD0E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-woman-1169539462.jpg" alt="Duality Part 1" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">57 mins</span> </p> <a href="/en/insights/cyber-labs/duality-part-1?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{B0FC11BD-3B78-4A53-9D1F-F1453815CD0E}" class="content-card__title"> DUALITY: Advanced Red Team Persistence through Self-Reinfecting DLL Backdoors for Unyielding Control   </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/restricted-admin-mode-circumventing-mfa-on-rdp-logons?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{AA34E05E-922C-4A9A-85D0-F2CC18E77444}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="12"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-man-1491795578.jpg" alt="Restricted Admin Mode – Circumventing MFA On RDP Logons" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/restricted-admin-mode-circumventing-mfa-on-rdp-logons?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{AA34E05E-922C-4A9A-85D0-F2CC18E77444}" class="content-card__title"> Restricted Admin Mode – Circumventing MFA On RDP Logons </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/detecting-effluence-an-unauthenticated-confluence-web-shell?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{E81B4A27-7545-4954-9E28-1043D61A1F4B}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="13"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg" alt="Cyber lab hero image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/cyber-labs/detecting-effluence-an-unauthenticated-confluence-web-shell?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{E81B4A27-7545-4954-9E28-1043D61A1F4B}" class="content-card__title"> Detecting “Effluence”, An Unauthenticated Confluence Web Shell </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/flash-loan-attacks-a-case-study?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{CF406C26-3441-464F-9D70-ABA87685E3A1}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="14"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/buisness-woman-online-748317915.jpg" alt="Flash Loan Attacks: A Case Study" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">10 mins</span> </p> <a href="/en/insights/cyber-labs/flash-loan-attacks-a-case-study?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{CF406C26-3441-464F-9D70-ABA87685E3A1}" class="content-card__title"> Flash Loan Attacks: A Case Study </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/financially-motivated-criminal-group-target-telecom-technology-manufacturing?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{49E94135-F7A2-44B3-92E9-D989261EBA61}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="15"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/buildings/building-city-top-view-945391574_rt.jpg" alt="Hero banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/cyber-labs/financially-motivated-criminal-group-target-telecom-technology-manufacturing?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{49E94135-F7A2-44B3-92E9-D989261EBA61}" class="content-card__title"> Financially Motivated Criminal Group Targets Telecom, Technology &amp; Manufacturing </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/new-burp-suite-extension---blazortrafficprocessor?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{E49FF476-53EB-4522-8CB4-7FC314DB748A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="16"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/infrastructure/infrastructure-loop-roundabout-data-822649514.jpg" alt="New Burp Suite Extension: BlazorTrafficProcessor" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">16 mins</span> </p> <a href="/en/insights/cyber-labs/new-burp-suite-extension---blazortrafficprocessor?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{E49FF476-53EB-4522-8CB4-7FC314DB748A}" class="content-card__title"> New Burp Suite Extension: BlazorTrafficProcessor </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/command-injection-and-buffer-overflow-in-multiple-sharp-nec-displays?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{6A3FA462-71CF-42C6-8121-07A594DEACF5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="17"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection and Buffer Overflow in Multiple Sharp NEC Displays" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/command-injection-and-buffer-overflow-in-multiple-sharp-nec-displays?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{6A3FA462-71CF-42C6-8121-07A594DEACF5}" class="content-card__title"> Command Injection and Buffer Overflow in Multiple Sharp NEC Displays </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/command-injection-in-multiple-snap-one-araknis-networks-products?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{3D6B5269-01C8-4C74-9E6F-E390ACA752C7}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="18"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/cyber-risk-hero-01-906499360.jpg" alt="Command Injection in Multiple Snap One Araknis Networks Products" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/cyber-labs/command-injection-in-multiple-snap-one-araknis-networks-products?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{3D6B5269-01C8-4C74-9E6F-E390ACA752C7}" class="content-card__title"> Command Injection in Multiple Snap One Araknis Networks Products </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/cyber-labs/introducing-d-modem-a-software-sip-modem?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{8370E681-B938-49F0-A341-68BB302B4FD6}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="19"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/sme/insurance/cyber-liability/get-cyber-insurance-quotes.jpg" alt="Introducing D-Modem: A software SIP modem" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Cyber Labs <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/cyber-labs/introducing-d-modem-a-software-sip-modem?collection=5b76135e-4196-415b-ab1d-f42b6f0abb10&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{8370E681-B938-49F0-A341-68BB302B4FD6}" class="content-card__title"> Introducing D-Modem: A software SIP modem </a> </article> </li> <li 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</ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="3ab7b09b-e783-4c99-b960-0be73fb4fa49" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Cyber Resilience </h3> <p> Our Cyber Resilience collection gives you access to Aon’s latest insights on the evolving landscape of cyber threats and risk mitigation measures. 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media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/articles/2024/people_1323108614_e.jpg" alt="Building Resilience in a Buyer-Friendly Cyber/E&amp;O Market" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a 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media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-man-casual-83397730.jpg" alt="Why HR Leaders Must Help Drive Cyber Security Agenda Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/why-hr-leaders-must-help-drive-cyber-security-agenda?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{E1ED77D2-1610-4DAA-9E5F-9972101847F2}" class="content-card__title"> Why HR Leaders Must Help Drive Cyber Security Agenda </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/escalating-cyber-security-risks-mean-businesses-need-to-build-resilience?collection=3ab7b09b-e783-4c99-b960-0be73fb4fa49&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{E3CA1BA1-6374-4833-9F5B-98214F2E1EBD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" 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class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="6611f6a6-db7d-4835-bef2-38a0bce302c4" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Employee Wellbeing </h3> <p> Our Employee Wellbeing collection gives you access to the latest insights from Aon&#x27;s human capital team. 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</p> <a href="/en/insights/articles/covid-19-has-permanently-changed-the-way-we-think-about-wellbeing?collection=6611f6a6-db7d-4835-bef2-38a0bce302c4&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{F907DCD1-4C8E-46FE-AF49-8F8B7FF0DE06}" class="content-card__title"> COVID-19 has Permanently Changed the Way We Think About Wellbeing </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="1e036358-056e-4acd-918a-29db44701ae8" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Environmental, Social and Governance Insights </h3> <p> Explore Aon&#x27;s latest environmental social and governance 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-forest-fire-1329171111.jpg" alt="Why ESG Is Even More Important In A Crisis Like COVID-19 Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a 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aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="082d9c1e-37fd-43c6-a5d2-40e5bbf592c1" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Q4 2023 Global Insurance Market Insights </h3> <p> Our Global Insurance Market Insights highlight insurance market trends across pricing, capacity, 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/global-market-insights-1353917754.jpg" alt="Trends to Watch in 2024 Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">13 mins</span> </p> <a 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Explore the regional results to learn more. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-risks-facing-organizations-in-asia-pacific?collection=c41db332-e10c-49aa-9cfa-ec53e117e3fd&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{A149719E-6146-42AB-832E-010EF774F3F4}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/top-risks-facing-organizations-in-asia-pacific-banner.jpg" alt="Top Risks Facing Organizations in Asia Pacific Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">12 mins</span> </p> <a 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Capital Analytics </h3> <p> Our Human Capital Analytics collection gives you access to the latest insights from Aon&#x27;s human capital team. 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src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-team-diversity-1124741564/business_team_diverse_1329013291_rt.jpg" alt="Building a Resilient Workforce That Steers Organizational Success | An Outlook Across Industries" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/articles/building-a-resilient-workforce-that-steers-organizational-success?collection=cd9af519-39cd-4ff1-906d-888ee0d765dc&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{FE4973FF-454F-4CE5-B142-FFCD9A71B839}" class="content-card__title"> Building a Resilient Workforce That Steers Organizational Success | An Outlook Across Industries </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="949b8c56-d96f-4367-987a-e6f97f107c55" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Workforce </h3> <p> Our Workforce Collection provides access to the latest insights from Aon’s Human Capital team on topics ranging from health and benefits, retirement and talent practices. You can reach out to our team at any time to learn how we can help address emerging workforce challenges. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/client-trends/workforce?collection=949b8c56-d96f-4367-987a-e6f97f107c55&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{B521ABEC-FDF5-45F9-AA7F-DCBA18AEE3DA}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-workforce-16x9.jpg" alt="Workforce Trends" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">14 mins</span> </p> <a href="/en/insights/client-trends/workforce?collection=949b8c56-d96f-4367-987a-e6f97f107c55&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{B521ABEC-FDF5-45F9-AA7F-DCBA18AEE3DA}" class="content-card__title"> A Workforce in Transition Prepares to Meet a Host of Challenges </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/3-strategies-for-organizations-to-improve-career-outcomes-for-older-employees?collection=949b8c56-d96f-4367-987a-e6f97f107c55&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{4780D270-ABFF-453C-8811-B44BA2650E4A}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-woman-senior-824396746_e.jpg" alt="Older employees working in their late careers are an important part of the workforce for organizations. Explore strategies that can enhance their sense of belonging." loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/articles/3-strategies-for-organizations-to-improve-career-outcomes-for-older-employees?collection=949b8c56-d96f-4367-987a-e6f97f107c55&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{4780D270-ABFF-453C-8811-B44BA2650E4A}" class="content-card__title"> 3 Strategies to Improve Career Outcomes for Older Employees </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/building-a-global-benefits-identity-in-an-era-of-cost-containment?collection=949b8c56-d96f-4367-987a-e6f97f107c55&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{765FDB99-A937-405D-B741-28A2BE22E149}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/banners/human-capital-hero-01-1391590187.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/banners/human-capital-hero-01-1391590187.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/banners/human-capital-hero-01-1391590187.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/human-capital-hero-01-1391590187.jpg" alt="testBuilding a Global Benefits Identity in an Era of Cost Containment" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/articles/building-a-global-benefits-identity-in-an-era-of-cost-containment?collection=949b8c56-d96f-4367-987a-e6f97f107c55&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{765FDB99-A937-405D-B741-28A2BE22E149}" class="content-card__title"> Companies Need a Global Benefits 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media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-diversity-1056236446-2.jpg" alt="People Diversity" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/driving-inclusion-and-diversity-with-employee-benefits?collection=949b8c56-d96f-4367-987a-e6f97f107c55&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{B2BB8001-F20A-4841-9691-F63BC14DBD3D}" class="content-card__title"> Driving Inclusion and Diversity with Employee Benefits </a> </article> </li> <li 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/public-sector-1441453430_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/public-sector-1441453430_rt.jpg" alt="Five Big HR Trends to Watch in 2024 Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">17 mins</span> </p> <a href="/en/insights/articles/five-big-hr-trends-to-watch-in-2024?collection=949b8c56-d96f-4367-987a-e6f97f107c55&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{6E2A0959-D3D5-448C-97AF-15BB23EE5BF8}" class="content-card__title"> Five Big Human Resources Trends to Watch in 2024 </a> </article> </li> <li 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-530021923_rt.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/featured/healthcare-530021923_rt.png" alt="How Companies are Mitigating Rising Medical Costs Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/how-companies-are-mitigating-rising-medical-costs?collection=949b8c56-d96f-4367-987a-e6f97f107c55&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{38C7FE4D-A824-4C7C-B164-D00686979F68}" class="content-card__title"> How Companies are Mitigating Rising Medical Costs </a> </article> </li> <li 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srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/buildings/building-data-pattern_142520887.jpg" alt="The Global Medical Trend Rates Report 2025" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">1 mins</span> </p> <a href="/en/insights/reports/the-global-medical-trend-rates-report?collection=949b8c56-d96f-4367-987a-e6f97f107c55&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{6DD5607C-9E0D-4CD8-8A5A-F8D5CBEF6AE5}" class="content-card__title"> The Global Medical Trend Rates Report 2025 </a> </article> </li> <li class="aon-carousel__slide-item"> <article 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/business/business-women-diversity-1210536681.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/business/business-women-diversity-1210536681.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-women-diversity-1210536681.jpg" alt="1210536681" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">11 mins</span> </p> <a 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/podcasts/on-aon-podcast-cover-1920x1080.png" alt="On Aon Podcast Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Podcast <span class="aon-eyebrow__optional-text">18 mins</span> </p> <a 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xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="ecbe4be2-4364-42c5-bb1f-48b08afedb04" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Mergers and Acquisitions </h3> <p> Our Mergers and Acquisitions (M&amp;A) collection gives you access to the latest insights from Aon&#x27;s thought leaders to help dealmakers make better decisions. Explore our latest insights and reach out to the team at any time for assistance with transaction challenges and opportunities. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/exit-strategy-value-creation-opportunities-exist-as-economic-pressures-persist?collection=ecbe4be2-4364-42c5-bb1f-48b08afedb04&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{F7CBEFD1-6FC5-4953-8BB8-67D846E1CCD3}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/buildings/building-windows-1290100526.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/buildings/building-windows-1290100526.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/buildings/building-windows-1290100526.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/buildings/building-windows-1290100526.jpg" alt="Exit Strategy Value Creation Opportunities Exist as Economic Pressures Persist Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 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</button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="a0c616c3-6700-4cdf-956c-639f55f279d8" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Pay Transparency and Equity </h3> <p> Our Pay Transparency and Equity collection gives you access to the latest insights from Aon&#x27;s human capital team on topics ranging from pay equity to diversity, equity and inclusion. 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srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/home/our-firm-612854434-rt-hero-1920x1080.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/home/our-firm-612854434-rt-hero-1920x1080.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/home/our-firm-612854434-rt-hero-1920x1080.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/home/our-firm-612854434-rt-hero-1920x1080.jpg" alt="Belonging at Work: How Employers can Strengthen Diversity, Equity, and Inclusion Hero Image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span 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class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="e201f778-5b33-494e-9147-a3e899f05b09" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Property Risk Management </h3> <p> Forecasters are predicting an extremely active 2024 Atlantic hurricane season. Take measures to build resilience to mitigate risk for hurricane-prone properties. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/florida-hurricanes-not-expected-to-adversely-affect-property-market?collection=e201f778-5b33-494e-9147-a3e899f05b09&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{A8BF53B1-2FAD-4852-871D-8798DC303DE5}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-trees-1200198866.jpg"/><source media="(min-width:1200px)" 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href="/en/insights/articles/florida-hurricanes-not-expected-to-adversely-affect-property-market?collection=e201f778-5b33-494e-9147-a3e899f05b09&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{A8BF53B1-2FAD-4852-871D-8798DC303DE5}" class="content-card__title"> Florida Hurricanes Not Expected to Adversely Affect Property Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/build-resilience-for-an-extremely-active-atlantic-hurricane-season?collection=e201f778-5b33-494e-9147-a3e899f05b09&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{0132BC98-B3B3-4082-98D2-19389CA7A1FE}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-environment-hurricane-847369112_rt.jpg" alt="Build Resilience for an Extremely Active Atlantic Hurricane Season Banner" loading="lazy"/> </picture> </a> <p 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Develop Strong Property Risk Coverage in a Hardening Market Hero image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=e201f778-5b33-494e-9147-a3e899f05b09&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__title"> Four Steps to Develop Strong Property Risk Coverage in a Hardening Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a 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and Data Sets </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/rising-losses-from-severe-convection-storms-mostly-explained-by-exposure-growth?collection=e201f778-5b33-494e-9147-a3e899f05b09&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{4E7D061F-4261-499C-8B1D-9FDB44472264}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/capabilities/others/risk-storm-field-1097587386.jpg"/><source media="(min-width:1200px)" 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evolving risks and opportunities of technology. Reach out to the team to learn how we can help you use technology to make better decisions for the future. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/how-artificial-intelligence-is-transforming-human-resources-and-the-workforce?collection=65b4896d-8843-4831-b61a-b9ac31196758&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{32E2D208-701A-4842-BDB1-61E99059B1FD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/business/buisness-team-624857617.jpg"/><source 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class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">9 mins</span> </p> <a href="/en/insights/articles/how-to-futureproof-data-and-analytics-capabilities-for-reinsurers?collection=65b4896d-8843-4831-b61a-b9ac31196758&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{3124FCF5-BF33-41BE-9191-064DE13E9D1E}" class="content-card__title"> How to Futureproof Data and Analytics Capabilities for Reinsurers </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use 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Global Risks </h3> <p> Trade, technology, weather and workforce stability are the central forces in today’s risk landscape. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-1-cyber-attack-and-data-breach?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{83F9E682-AC89-490D-BC8C-FA72436F5B9E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/technology-cyber-1491970644.jpg" alt="Cyber Attacks/Data Breach Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">7 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-1-cyber-attack-and-data-breach?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{83F9E682-AC89-490D-BC8C-FA72436F5B9E}" class="content-card__title"> Cyber Attack or Data Breach </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-2-business-interruption?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{1B170181-7A66-4737-A6A7-816B4A72E43F}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/capabilities/banners/reinsurance-hero-01-1306694638.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/capabilities/banners/reinsurance-hero-01-1306694638.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/capabilities/banners/reinsurance-hero-01-1306694638.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/reinsurance-hero-01-1306694638.jpg" alt="Business interruption" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-2-business-interruption?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{1B170181-7A66-4737-A6A7-816B4A72E43F}" class="content-card__title"> Business Interruption </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-3-economic-slowdown-slow-recovery?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{899FC833-A9AE-4432-B426-567F73AF509F}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/people/people-crowd-silhouette-1396661791.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/people/people-crowd-silhouette-1396661791.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/people/people-crowd-silhouette-1396661791.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-crowd-silhouette-1396661791.jpg" alt="Economic Slowdown/Slow Recovery" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-3-economic-slowdown-slow-recovery?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{899FC833-A9AE-4432-B426-567F73AF509F}" class="content-card__title"> Economic Slowdown or Slow Recovery </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-4-failure-to-attract-or-retain-top-talent?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{C9DA9B0C-A943-45D8-80D5-38FEDBD12CFF}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/people/people-crowd-stairs-90339647.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/people/people-crowd-stairs-90339647.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/people/people-crowd-stairs-90339647.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-crowd-stairs-90339647.jpg" alt="Failure to Attract or Retain Top Talent" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-4-failure-to-attract-or-retain-top-talent?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{C9DA9B0C-A943-45D8-80D5-38FEDBD12CFF}" class="content-card__title"> Failure to Attract or Retain Top Talent </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-5-regulatory-or-legislative-changes?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{28F920AF-2464-4F0C-A923-5632340C9A3C}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="05"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/business/business-woman-walking-1490610911.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/business/business-woman-walking-1490610911.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/business/business-woman-walking-1490610911.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-woman-walking-1490610911.jpg" alt="Regulatory/Legislative Changes" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-5-regulatory-or-legislative-changes?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{28F920AF-2464-4F0C-A923-5632340C9A3C}" class="content-card__title"> Regulatory or Legislative Changes </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-6-supply-chain-and-distribution-failure?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{147F3E85-F582-42CF-92A5-C94D51C63EF8}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="06"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/banners/transport-logistics-hero-01-1396977662.jpg" alt="Supply chain" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-6-supply-chain-and-distribution-failure?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{147F3E85-F582-42CF-92A5-C94D51C63EF8}" class="content-card__title"> Supply Chain or Distribution Failure </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-7-commodity-price-risk-and-scarcity-of-materials?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{03C92AEF-9340-437C-A416-D9842F104F1E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="07"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/industries/banners/industrial-manufacturing-hero-01-519690994.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/industries/banners/industrial-manufacturing-hero-01-519690994.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/industries/banners/industrial-manufacturing-hero-01-519690994.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/banners/industrial-manufacturing-hero-01-519690994.jpg" alt="Commodity Price Risk or Scarcity of Materials" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-7-commodity-price-risk-and-scarcity-of-materials?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{03C92AEF-9340-437C-A416-D9842F104F1E}" class="content-card__title"> Commodity Price Risk or Scarcity of Materials </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-8-damage-to-brand-or-reputation?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{C7D1928D-B0A5-4285-980F-80AFB94091BD}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="08"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/business/business-man-asia-1492190979.jpg" alt="Damage to Brand or Reputation Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-8-damage-to-brand-or-reputation?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{C7D1928D-B0A5-4285-980F-80AFB94091BD}" class="content-card__title"> Damage to Brand or Reputation </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-9-failure-to-innovate-and-meet-customer-needs?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{7D39CB63-B9CB-4201-8872-4B3BDCC78984}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="09"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-1153350345_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-1153350345_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-1153350345_e.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/capabilities/banners/strategy-technology-hero-1153350345_e.jpg" alt="Failure to Innovate/Meet Customer Needs Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">5 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-9-failure-to-innovate-and-meet-customer-needs?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{7D39CB63-B9CB-4201-8872-4B3BDCC78984}" class="content-card__title"> Failure to Innovate or Meet Customer Needs </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-10-increasing-competition?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{5A23219A-74FA-4EAC-B980-49BC74EA398D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="10"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/people/people-crowd-1226216285.jpg" alt="Increasing Competition" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">4 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey/top-global-risk-10-increasing-competition?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{5A23219A-74FA-4EAC-B980-49BC74EA398D}" class="content-card__title"> Increasing Competition </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/business-decision-maker-survey?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{D885ECB5-9BF6-4E31-B348-431F290FEA2D}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="11"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/23127-bpi-executive-risk-survey-hero-1x1.png" alt="Business Decision Maker Survey" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/reports/business-decision-maker-survey?collection=6f6db0f9-59a5-48fb-ad90-9b82def899b7&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{D885ECB5-9BF6-4E31-B348-431F290FEA2D}" class="content-card__title"> Business Decision Maker Survey </a> </article> </li> </ul> <div class="aon-carousel__functions" aria-label="Carousel control" role="group"> <button disabled="" aria-label="Previous slide" class="aon-button aon-button__secondary aon-button__secondary--navy aon-button__icon aon-button__icon--left"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-left" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-left"></use> </svg> </span> </button> <button aria-label="Next slide" class="aon-button aon-button__primary aon-button__primary--red aon-button__icon aon-button__icon--right"> <span class="aon-button__wrapper-content" aria-hidden="true"> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> <div class="aon-carousel__progressbar"> <div class="aon-carousel__progressbar--background"></div> <div class="aon-carousel__progressbar--content" style="width:16.6667%"></div> </div> </div> </section> </section> <section data-collection-id="29da4b7b-a0c3-4034-998c-53bb528566eb" class="carousel-automate-hidden aon-carousel aon-carousel-media container grid aon-carousel--3-up aon-carousel-media--16-9 aon-carousel--theme-white " data-component="Carousel"> <section class="aon-carousel__header"> <h3> Trade </h3> <p> Our Trade Collection gives you access to the latest insights from Aon&#x27;s thought leaders on navigating the evolving risks and opportunities for international business. Reach out to our team to understand how to make better decisions around macro trends and why they matter to businesses. </p> </section> <section class="aon-carousel__content" aria-label="Carousel"> <ul class="aon-carousel__slide list-content-cards"> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/the-evolving-threat-of-cargo-theft-5-key-mitigation-strategies?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{FCCBF244-DFF3-4E91-AF26-DC30F413FF04}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="01"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/industries/others/transport-trucks-containers-1196016060.jpg" alt="The Evolving Threat of Cargo Theft: 5 Key Mitigation Strategies" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">8 mins</span> </p> <a href="/en/insights/articles/the-evolving-threat-of-cargo-theft-5-key-mitigation-strategies?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{FCCBF244-DFF3-4E91-AF26-DC30F413FF04}" class="content-card__title"> The Evolving Threat of Cargo Theft: 5 Key Mitigation Strategies </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/reports/global-risk-management-survey?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{DE78C184-19CC-402A-827D-37B085581D28}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="02"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_271,w_271/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_190,w_190/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_1:1,c_fill,f_auto,g_auto,h_238,w_238/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2023/grms-top-10-risks.jpg" alt="Global risk management survey" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">3 mins</span> </p> <a href="/en/insights/reports/global-risk-management-survey?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{DE78C184-19CC-402A-827D-37B085581D28}" class="content-card__title"> Global Risk Management Survey </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/client-trends/trade?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{EF66045C-0A51-46EB-A206-7EA43CE3FE1E}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="03"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/aon/insights/reports/2024/22661-trade-16x9.jpg" alt="Trade Trends" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Report <span class="aon-eyebrow__optional-text">15 mins</span> </p> <a href="/en/insights/client-trends/trade?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{EF66045C-0A51-46EB-A206-7EA43CE3FE1E}" class="content-card__title"> Wide-Ranging Trade Issues Confront Global Businesses on Multiple Fronts </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__topper content-card__topper--media"> <div class="overlay" aria-hidden="true" data-position="04"></div> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg"/><img class="aon-img" src="https://res.aon.com/image/fetch/ar_16:9,c_fill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/environment/environment-buildings-fire-200364469_001_rt.jpg" alt="Four Steps to Develop Strong Property Risk Coverage in a Hardening Market Hero image" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/four-steps-to-develop-strong-property-risk-coverage-in-a-hardening-market?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{F167D8EE-9FFD-47ED-B397-05A4ACA107CB}" class="content-card__title"> Four Steps to Develop Strong Property Risk Coverage in a Hardening Market </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/articles/cutting-supply-chains-how-to-achieve-more-reward-with-less-risk?collection=29da4b7b-a0c3-4034-998c-53bb528566eb&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{F1E5D3C9-5CE3-4B87-A41C-F1EB4E3AE39C}" class="content-card__topper content-card__topper--media"> <div 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class="content-card__eyebrow aon-eyebrow"> Article <span class="aon-eyebrow__optional-text">6 mins</span> </p> <a href="/en/insights/articles/how-companies-are-using-climate-modeling-to-improve-risk-decisions?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{062A8784-1DD4-4CFE-9A5C-4FE8096BC2E3}" class="content-card__title"> How Companies Are Using Climate Modeling to Improve Risk Decisions </a> </article> </li> <li class="aon-carousel__slide-item"> <article class="content-card"> <a href="/en/insights/podcasts/on-aon-insights-climate-and-supply-chain?collection=afba4ec7-ef9e-48e1-a5b0-7a8f9d6abfce&amp;parentUrl=/en/insights/podcasts/on-aon-episode-63-technology-impacting-the-future-of-health-and-benefits#aon-collection-carousel-item-{ACFAA0C0-47A9-4554-A5EB-A9D1AB71E22C}" class="content-card__topper content-card__topper--media"> <div class="overlay" 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Workforce Resilience </h3> <p> Our Workforce Resilience collection gives you access to the latest insights from Aon&#x27;s Human Capital team. 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value="CH"> Switzerland </option><option class="aon-field__option" value="TW"> Taiwan </option><option class="aon-field__option" value="TH"> Thailand </option><option class="aon-field__option" value="TT"> Trinidad and Tobago </option><option class="aon-field__option" value="TR"> Turkiye </option><option class="aon-field__option" value="TC"> Turks and Caicos Islands </option><option class="aon-field__option" value="UG"> Uganda </option><option class="aon-field__option" value="UA"> Ukraine </option><option class="aon-field__option" value="AE"> United Arab Emirates </option><option class="aon-field__option" value="GB"> United Kingdom </option><option class="aon-field__option" value="US"> United States </option><option class="aon-field__option" value="UY"> Uruguay </option><option class="aon-field__option" value="VU"> Vanuatu </option><option class="aon-field__option" value="VE"> Venezuela </option><option class="aon-field__option" value="VN"> Vietnam </option><option 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Please click on the link included in this note to complete the subscription process, which also includes providing consent in applicable locations and an opportunity to manage your email preferences. </p> <section class="aon-modal__featured-insights-cards"> <h6 class="aon-modal__featured-insights-title"> Featured Insights </h6> <article class="content-card"> <a href="/en/insights/articles/litigation-and-contingent-risks-unlocking-the-value-in-mergers-and-acquisitions" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source 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class="content-card__title"> <h6> How Data and Analytics Can Optimize HR Programs </h6> </a> </article> </section> <div class="aon-modal__success-cta"> <a href="/en/insights" class="aon-button aon-button__secondary aon-button__secondary--red"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </section> </section> <div class="modal-close aon-subscribe-modal__X-button"> <button data-dismiss="modal" aria-label="close"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div class="modal-nav-sticky"> <h4>Thank You</h4> <div class="modal-close"> <button 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data-datapass-solution_line="" data-datapass-lead_details="Aon.com" data-datapass-product_service=""> <input type="hidden" name="openModal" value="leadModalSuccess"/> <input type="hidden" name="g-recaptcha-token" value=""/> <input type="hidden" name="elqSiteId" value="362693299"/> <input type="hidden" name="address3" value=""/> <input type="hidden" name="contact_me" value="ON"/> <div class="lead-modal-tag"> <h6>I’m interested in</h6> <h3 id="leadModalTitle">Talking to Aon</h3> </div> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title">About You</h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-field" data-component="TextInput" data-input-name="firstName"> <input aria-errormessage="error-firstname-text" aria-invalid="false" name="firstName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="firstName"> First Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-firstname-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="lastName"> <input aria-errormessage="error-lastname-text" aria-invalid="false" name="lastName" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="lastName"> Last Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="title"> <input id="jobtitle" aria-errormessage="error-jobtitle-text" aria-invalid="false" name="title" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="title"> Job Title </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-jobtitle-text"></span> </div> </div> <div class="aon-field" data-component="TextInput" data-input-name="emailAddress"> <input aria-errormessage="error-email-text" aria-invalid="false" name="emailAddress" type="email" required="" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="emailAddress"> Business Email Address </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="country"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" aria-errormessage="error-location-text" aria-invalid="false" id="country" required="" name="country"> <option class="aon-field__option" value="" selected=""> </option><option class="aon-field__option" value="AR"> Argentina </option><option class="aon-field__option" value="AW"> Aruba </option><option class="aon-field__option" value="AU"> Australia </option><option class="aon-field__option" value="AT"> Austria </option><option class="aon-field__option" value="BS"> Bahamas </option><option class="aon-field__option" value="BH"> Bahrain </option><option class="aon-field__option" value="BB"> Barbados </option><option class="aon-field__option" value="BE"> Belgium </option><option class="aon-field__option" value="BM"> Bermuda </option><option class="aon-field__option" value="BO"> Bolivia </option><option class="aon-field__option" value="BW"> Botswana </option><option class="aon-field__option" value="BR"> Brazil </option><option class="aon-field__option" value="VG"> British Virgin Islands </option><option class="aon-field__option" value="BG"> Bulgaria </option><option class="aon-field__option" value="CA"> Canada </option><option class="aon-field__option" value="KY"> Cayman Islands </option><option class="aon-field__option" value="CL"> Chile </option><option class="aon-field__option" value="CN"> China </option><option class="aon-field__option" value="CO"> Colombia </option><option class="aon-field__option" value="CR"> Costa Rica </option><option class="aon-field__option" value="HR"> Croatia </option><option class="aon-field__option" value="CY"> Cyprus </option><option class="aon-field__option" value="CZ"> Czechia </option><option class="aon-field__option" value="DK"> Denmark </option><option class="aon-field__option" value="DO"> Dominican Republic </option><option class="aon-field__option" value="EC"> Ecuador </option><option class="aon-field__option" value="EG"> Egypt </option><option class="aon-field__option" value="SV"> El Salvador </option><option class="aon-field__option" value="EE"> Estonia </option><option class="aon-field__option" value="FJ"> Fiji </option><option class="aon-field__option" value="FI"> Finland </option><option class="aon-field__option" value="FR"> France </option><option class="aon-field__option" value="DE"> Germany </option><option class="aon-field__option" value="GH"> Ghana </option><option class="aon-field__option" value="GI"> Gibraltar </option><option class="aon-field__option" value="GR"> Greece </option><option class="aon-field__option" value="GT"> Guatemala </option><option class="aon-field__option" value="GG"> Guernsey </option><option class="aon-field__option" value="GY"> Guyana </option><option class="aon-field__option" value="HT"> Haiti </option><option class="aon-field__option" value="HN"> Honduras </option><option class="aon-field__option" value="HK"> Hong Kong SAR </option><option class="aon-field__option" value="HU"> Hungary </option><option class="aon-field__option" value="IN"> India </option><option class="aon-field__option" value="ID"> Indonesia </option><option class="aon-field__option" value="IE"> Ireland </option><option class="aon-field__option" value="IM"> Isle of Man </option><option class="aon-field__option" value="IL"> Israel </option><option class="aon-field__option" value="IT"> Italy </option><option class="aon-field__option" value="JM"> Jamaica </option><option class="aon-field__option" value="JP"> Japan </option><option class="aon-field__option" value="JO"> Jordan </option><option class="aon-field__option" value="KZ"> Kazakhstan </option><option class="aon-field__option" value="KP"> Korea </option><option class="aon-field__option" value="KW"> Kuwait </option><option class="aon-field__option" value="LV"> Latvia </option><option class="aon-field__option" value="LB"> Lebanon </option><option class="aon-field__option" value="LT"> Lithuania </option><option class="aon-field__option" value="LU"> Luxembourg </option><option class="aon-field__option" value="MW"> Malawi </option><option class="aon-field__option" value="MY"> Malaysia </option><option class="aon-field__option" value="MT"> Malta </option><option class="aon-field__option" value="MU"> Mauritius </option><option class="aon-field__option" value="MX"> Mexico </option><option class="aon-field__option" value="MA"> Morocco </option><option class="aon-field__option" value="NA"> Namibia </option><option class="aon-field__option" value="NL"> Netherlands </option><option class="aon-field__option" value="NZ"> New Zealand </option><option class="aon-field__option" value="NI"> Nicaragua </option><option class="aon-field__option" value="NO"> Norway </option><option class="aon-field__option" value="OM"> Oman </option><option class="aon-field__option" value="PA"> Panama </option><option class="aon-field__option" value="PG"> Papua New Guinea </option><option class="aon-field__option" value="PE"> Peru </option><option class="aon-field__option" value="PH"> Philippines </option><option class="aon-field__option" value="PL"> Poland </option><option class="aon-field__option" value="PT"> Portugal </option><option class="aon-field__option" value="PR"> Puerto Rico </option><option class="aon-field__option" value="QA"> Qatar </option><option class="aon-field__option" value="RO"> Romania </option><option class="aon-field__option" value="SA"> Saudi Arabia </option><option class="aon-field__option" value="RS"> Serbia </option><option class="aon-field__option" value="SG"> Singapore </option><option class="aon-field__option" value="SK"> Slovak Republic </option><option class="aon-field__option" value="SI"> Slovenia </option><option class="aon-field__option" value="ZA"> South Africa </option><option class="aon-field__option" value="ES"> Spain </option><option class="aon-field__option" value="SE"> Sweden </option><option class="aon-field__option" value="CH"> Switzerland </option><option class="aon-field__option" value="TW"> Taiwan </option><option class="aon-field__option" value="TH"> Thailand </option><option class="aon-field__option" value="TT"> Trinidad and Tobago </option><option class="aon-field__option" value="TR"> Turkiye </option><option class="aon-field__option" value="TC"> Turks and Caicos Islands </option><option class="aon-field__option" value="UG"> Uganda </option><option class="aon-field__option" value="UA"> Ukraine </option><option class="aon-field__option" value="AE"> United Arab Emirates </option><option class="aon-field__option" value="GB"> United Kingdom </option><option class="aon-field__option" value="US"> United States </option><option class="aon-field__option" value="UY"> Uruguay </option><option class="aon-field__option" value="VU"> Vanuatu </option><option class="aon-field__option" value="VE"> Venezuela </option><option class="aon-field__option" value="VN"> Vietnam </option><option class="aon-field__option" value="YE"> Yemen </option></select> <label class="aon-field__label" for="country"> Location </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div data-component="PhoneInput" data-input-name="busPhone"> <div class="aon-field__group"> <div class="aon-field aon-field__country"> <div class="aon-field__appearance-icon" aria-hidden="true"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <label class="aon-field__label" for="countryCode">Country Code</label> <select class="aon-field__input aon-field__select hidden-appearance" name="countryCode" id="countryCode" required="" data-country-code="true"> <option value="" selected=""> </option><option class="aon-field__option" data-sync="AR" value="+54"> +54 </option><option class="aon-field__option" data-sync="AW" value="+297"> +297 </option><option class="aon-field__option" data-sync="AU" value="+61"> +61 </option><option class="aon-field__option" data-sync="AT" value="+43"> +43 </option><option class="aon-field__option" data-sync="BS" value="+1-242"> +1-242 </option><option class="aon-field__option" data-sync="BH" value="+973"> +973 </option><option class="aon-field__option" data-sync="BB" value="+1-246"> +1-246 </option><option class="aon-field__option" data-sync="BE" value="+32"> +32 </option><option class="aon-field__option" data-sync="BM" value="+1-441"> +1-441 </option><option class="aon-field__option" data-sync="BO" value="+591"> +591 </option><option class="aon-field__option" data-sync="BW" value="+267"> +267 </option><option class="aon-field__option" data-sync="BR" value="+55"> +55 </option><option class="aon-field__option" data-sync="VG" value="+1-284"> +1-284 </option><option class="aon-field__option" data-sync="BG" value="+359"> +359 </option><option class="aon-field__option" data-sync="CA" value="+1"> +1 </option><option class="aon-field__option" data-sync="KY" value="+1-345"> +1-345 </option><option class="aon-field__option" data-sync="CL" value="+56"> +56 </option><option class="aon-field__option" data-sync="CN" value="+86"> +86 </option><option class="aon-field__option" data-sync="CO" value="+57"> +57 </option><option class="aon-field__option" data-sync="CR" value="+506"> +506 </option><option class="aon-field__option" data-sync="HR" value="+385"> +385 </option><option class="aon-field__option" data-sync="CY" value="+357"> +357 </option><option class="aon-field__option" data-sync="CZ" value="+420"> +420 </option><option class="aon-field__option" data-sync="DK" value="+45"> +45 </option><option class="aon-field__option" data-sync="DO" value="+1"> +1 </option><option class="aon-field__option" data-sync="EC" value="+593"> +593 </option><option class="aon-field__option" data-sync="EG" value="+20"> +20 </option><option class="aon-field__option" data-sync="SV" value="+503"> +503 </option><option class="aon-field__option" data-sync="EE" value="+372"> +372 </option><option class="aon-field__option" data-sync="FJ" value="+679"> +679 </option><option class="aon-field__option" data-sync="FI" value="+358"> +358 </option><option class="aon-field__option" data-sync="FR" value="+33"> +33 </option><option class="aon-field__option" data-sync="DE" value="+49"> +49 </option><option class="aon-field__option" data-sync="GH" value="+233"> +233 </option><option class="aon-field__option" data-sync="GI" value="+350"> +350 </option><option class="aon-field__option" data-sync="GR" value="+30"> +30 </option><option class="aon-field__option" data-sync="GT" value="+502"> +502 </option><option class="aon-field__option" data-sync="GG" value="+44"> +44 </option><option class="aon-field__option" data-sync="GY" value="+592"> +592 </option><option class="aon-field__option" data-sync="HT" value="+509"> +509 </option><option class="aon-field__option" data-sync="HN" value="+504"> +504 </option><option class="aon-field__option" data-sync="HK" value="+852"> +852 </option><option class="aon-field__option" data-sync="HU" value="+36"> +36 </option><option class="aon-field__option" data-sync="IN" value="+91"> +91 </option><option class="aon-field__option" data-sync="ID" value="+62"> +62 </option><option class="aon-field__option" data-sync="IE" value="+353"> +353 </option><option class="aon-field__option" data-sync="IM" value="+44"> +44 </option><option class="aon-field__option" data-sync="IL" value="+972"> +972 </option><option class="aon-field__option" data-sync="IT" value="+39"> +39 </option><option class="aon-field__option" data-sync="JM" value="+1"> +1 </option><option class="aon-field__option" data-sync="JP" value="+81"> +81 </option><option class="aon-field__option" data-sync="JO" value="+962"> +962 </option><option class="aon-field__option" data-sync="KZ" value="+7"> +7 </option><option class="aon-field__option" data-sync="KP" value="+82"> +82 </option><option class="aon-field__option" data-sync="KW" value="+965"> +965 </option><option class="aon-field__option" data-sync="LV" value="+371"> +371 </option><option class="aon-field__option" data-sync="LB" value="+961"> +961 </option><option class="aon-field__option" data-sync="LT" value="+370"> +370 </option><option class="aon-field__option" data-sync="LU" value="+352"> +352 </option><option class="aon-field__option" data-sync="MW" value="+265"> +265 </option><option class="aon-field__option" data-sync="MY" value="+60"> +60 </option><option class="aon-field__option" data-sync="MT" value="+356"> +356 </option><option class="aon-field__option" data-sync="MU" value="+230"> +230 </option><option class="aon-field__option" data-sync="MX" value="+52"> +52 </option><option class="aon-field__option" data-sync="MA" value="+212"> +212 </option><option class="aon-field__option" data-sync="NA" value="+264"> +264 </option><option class="aon-field__option" data-sync="NL" value="+31"> +31 </option><option class="aon-field__option" data-sync="NZ" value="+64"> +64 </option><option class="aon-field__option" data-sync="NI" value="+505"> +505 </option><option class="aon-field__option" data-sync="NO" value="+47"> +47 </option><option class="aon-field__option" data-sync="OM" value="+968"> +968 </option><option class="aon-field__option" data-sync="PA" value="+507"> +507 </option><option class="aon-field__option" data-sync="PG" value="+675"> +675 </option><option class="aon-field__option" data-sync="PE" value="+51"> +51 </option><option class="aon-field__option" data-sync="PH" value="+63"> +63 </option><option class="aon-field__option" data-sync="PL" value="+48"> +48 </option><option class="aon-field__option" data-sync="PT" value="+351"> +351 </option><option class="aon-field__option" data-sync="PR" value="+1"> +1 </option><option class="aon-field__option" data-sync="QA" value="+974"> +974 </option><option class="aon-field__option" data-sync="RO" value="+40"> +40 </option><option class="aon-field__option" data-sync="SA" value="+966"> +966 </option><option class="aon-field__option" data-sync="RS" value="+381"> +381 </option><option class="aon-field__option" data-sync="SG" value="+65"> +65 </option><option class="aon-field__option" data-sync="SK" value="+421"> +421 </option><option class="aon-field__option" data-sync="SI" value="+386"> +386 </option><option class="aon-field__option" data-sync="ZA" value="+27"> +27 </option><option class="aon-field__option" data-sync="ES" value="+34"> +34 </option><option class="aon-field__option" data-sync="SE" value="+46"> +46 </option><option class="aon-field__option" data-sync="CH" value="+41"> +41 </option><option class="aon-field__option" data-sync="TW" value="+886"> +886 </option><option class="aon-field__option" data-sync="TH" value="+66"> +66 </option><option class="aon-field__option" data-sync="TT" value="+1-868"> +1-868 </option><option class="aon-field__option" data-sync="TR" value="+90"> +90 </option><option class="aon-field__option" data-sync="TC" value="+1-649"> +1-649 </option><option class="aon-field__option" data-sync="UG" value="+256"> +256 </option><option class="aon-field__option" data-sync="UA" value="+380"> +380 </option><option class="aon-field__option" data-sync="AE" value="+971"> +971 </option><option class="aon-field__option" data-sync="GB" value="+44"> +44 </option><option class="aon-field__option" data-sync="US" value="+1"> +1 </option><option class="aon-field__option" data-sync="UY" value="+598"> +598 </option><option class="aon-field__option" data-sync="VU" value="+678"> +678 </option><option class="aon-field__option" data-sync="VE" value="+58"> +58 </option><option class="aon-field__option" data-sync="VN" value="+84"> +84 </option><option class="aon-field__option" data-sync="YE" value="+967"> +967 </option></select> </div> <div class="aon-field aon-field__phone"> <label class="aon-field__label">Phone Number</label> <input aria-errormessage="error-phone-text" type="tel" aria-invalid="false" name="busPhone" required="" class="aon-field__phone aon-field__input aon-field__phone-input" value=""/> </div> </div> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span id="error-phone-text" class="aon-field__error-text"> </span> </div> </div> </div> </fieldset> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title"> About Your Business </h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-field" data-component="TextInput" data-input-name="company"> <input aria-errormessage="error-company-text" aria-invalid="false" name="company" required="" type="text" class="aon-field__input aon-field__textinput" value=""/> <label class="aon-field__label" for="company"> Organization Name </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="industry"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="industry" id="industry" aria-errormessage="error-industry-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Construction and Infrastructure"> Construction and Infrastructure </option><option class="aon-field__option" value="Construction and Real Estate"> Construction and Real Estate </option><option class="aon-field__option" value="Financial Institutions"> Financial Institutions </option><option class="aon-field__option" value="Financial Sponsors"> Financial Sponsors </option><option class="aon-field__option" value="Food Agribusiness and Beverage"> Food Agribusiness and Beverage </option><option class="aon-field__option" value="Healthcare Providers and Services"> Healthcare Providers and Services </option><option class="aon-field__option" value="Hospitality Travel and Leisure"> Hospitality Travel and Leisure </option><option class="aon-field__option" value="Industrials and Manufacturing"> Industrials and Manufacturing </option><option class="aon-field__option" value="Insurance"> Insurance </option><option class="aon-field__option" value="Life Sciences"> Life Sciences </option><option class="aon-field__option" value="Natural Resources"> Natural Resources </option><option class="aon-field__option" value="Professional and Business Services"> Professional and Business Services </option><option class="aon-field__option" value="Public Sector"> Public Sector </option><option class="aon-field__option" value="Retail and Consumer Goods"> Retail and Consumer Goods </option><option class="aon-field__option" value="Sports and Entertainment"> Sports and Entertainment </option><option class="aon-field__option" value="Technology Media and Communications"> Technology Media and Communications </option><option class="aon-field__option" value="Transportation and Logistics"> Transportation and Logistics </option></select> <label class="aon-field__label" for="industry"> Industry </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="revenue"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="revenue" id="revenue" aria-errormessage="error-revenue-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Pre-Revenue"> Pre-Revenue </option><option class="aon-field__option" value="Less than 1.0 Million"> Less than 1.0 Million </option><option class="aon-field__option" value="1.0 Million to 4.9 Million"> 1.0 Million to 4.9 Million </option><option class="aon-field__option" value="5.0 Million to 24.9 Million"> 5.0 Million to 24.9 Million </option><option class="aon-field__option" value="25.0 Million to 49.9 Million"> 25.0 Million to 49.9 Million </option><option class="aon-field__option" value="50.0 Million to 99.9 Million"> 50.0 Million to 99.9 Million </option><option class="aon-field__option" value="100 Million to 749.9 Million"> 100 Million to 749.9 Million </option><option class="aon-field__option" value="750 Million to 9.9 Billion"> 750 Million to 9.9 Billion </option><option class="aon-field__option" value="More than 10.0 Billion"> More than 10.0 Billion </option><option class="aon-field__option" value="Not Applicable"> Not Applicable </option></select> <label class="aon-field__label" for="industry"> Annual Revenue </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> <div class="aon-field" data-component="Dropdown" data-input-name="headcount"> <div class="aon-field__appearance-icon"> <svg class="aon-icon aon-icon__chevron-down" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#chevron-down"></use> </svg> </div> <select class="aon-field__input aon-field__select hidden-appearance" name="headcount" id="headcount" aria-errormessage="error-companysize-text" aria-invalid="false" required=""> <option class="aon-field__option" value=""> </option><option class="aon-field__option" value="Less than 100 employees"> Less than 100 employees </option><option class="aon-field__option" value="100 to 499 employees"> 100 to 499 employees </option><option class="aon-field__option" value="500 to 999 employees"> 500 to 999 employees </option><option class="aon-field__option" value="1,000 to 4,999 employees"> 1,000 to 4,999 employees </option><option class="aon-field__option" value="5,000 to 14,999 employees"> 5,000 to 14,999 employees </option><option class="aon-field__option" value="More than 15,000 employees"> More than 15,000 employees </option><option class="aon-field__option" value="Not Applicable"> Not Applicable </option></select> <label class="aon-field__label" for="industry"> Employee Headcount </label> <div role="alert" class="aon-field__error"> <svg class="aon-icon aon-icon__error-input aon-field__error-icon" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#error-input"></use> </svg> <span class="aon-field__error-text" id="error-industry-text"></span> </div> </div> </div> </fieldset> <fieldset class="aon-lead-modal__form-section"> <h6 class="aon-lead-modal__form-section--title"> How Can We Help? </h6> <div class="aon-lead-modal__form-section--group"> <div class="aon-textarea"> <textarea class="aon-textarea__input" name="comments" rows="5" placeholder="Add a message"></textarea> </div> </div> <div class="aon-lead-modal__form-legal-container"> <div class="aon-lead-modal__form-legal"> <p style="margin-top:0in;margin-bottom:0in;line-height:normal"><span>Aon 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Submitting this form will not subscribe you to receiving marketing communications from Aon, and all information provided will be managed in accordance with <a href="/en/about/leadership-and-governance/privacy-policy" target="_blank">Aon&#x27;s global privacy statement</a>.</span></p> </div> <button type="submit" id="fe7177" disabled="" class="aon-button aon-button__primary aon-button__primary--red"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">Submit</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </button> </div> </fieldset> </form> </section> <div class="modal-close aon-lead-modal__X-button"> <button aria-label="close" tabindex="0"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> <div class="modal-nav-sticky"> <h4> Let’s Connect </h4> <div class="modal-close"> <button aria-label="close" tabindex="-1"> <svg class="aon-icon" viewBox="0 0 16 16" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> </div> </div> </div> </div> </section> <input type="hidden" name="countryCode" value=""/> <input type="hidden" name="busPhone" value=""/> <input type="hidden" name="eyebrow" id="eyebrow" value="I’m interested in"/> <input type="hidden" name="leadModalTitleCTABanner" id="leadModalTitleCTABanner" value="Talking to Aon"/> <input type="hidden" name="leadModalTitleFromContactUs" id="leadModalTitleFromContactUs" value="Talking to Aon"/> <!-- --> <section id="leadModalSuccess" class="modal modal--success" data-component="Modal" data-clear-params="openModal, utm_source, utm_medium, utm_campaign, utm_id, utm_term, utm_content, elqCampaignId" tabindex="-1"> <div class="modal-dialog modal-dialog--centered modal-dialog--fullscreen" aria-modal="true" role="dialog" aria-labelledby="lead-modal-title" aria-describedby="lead-modal-desc"> <div class="modal-content modal-content--fullscreen modal-content--success"> <div class="aon-lead-modal aon-lead-modal--success container"> <aside aria-labelledby="lead-modal-title" class="aon-lead-modal__sidebar"> <section class="aon-lead-modal__sidebar--header"> <h2 tabindex="-1" class="modal-title"> Thank You </h2> <p> Your request was submitted successfully and is on its way to our team. </p> </section> <section class="aon-lead-modal__sidebar--addresses"> <section class="aon-lead-modal__sidebar--cta"> </section> <section class="aon-lead-modal__sidebar--contacts"> </section> </section> </aside> <section class="aon-lead-modal__content"> <section class="aon-modal__success-content"> <div class="aon-modal__success-icon"> <svg class="aon-icon aon-icon__check-circle" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#check-circle"></use> </svg> </div> <h3 class="modal-title aon-modal__success-header"> We’ll be in touch soon. </h3> <p class="aon-modal__success-short-description"> Your request is being reviewed so we can align you to the best resources on our team. In the meantime, we invite you to explore some of our latest insights below. </p> <section class="aon-modal__featured-insights-cards"> <h6 class="aon-modal__featured-insights-title"> Featured Insights </h6> <article class="content-card"> <a href="/en/insights/articles/litigation-and-contingent-risks-unlocking-the-value-in-mergers-and-acquisitions" class="content-card__topper content-card__topper--media"> <picture><source media="(min-width:1900px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_240,w_427/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source media="(min-width:1200px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_172,w_306/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><source media="(min-width:650px)" srcSet="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_185,w_328/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg"/><img class="aon-img aon-aspect-ratio--16-9" src="https://res.aon.com/image/fetch/ar_16:9,c_lfill,f_auto,g_auto,h_184,w_327/https://assets.aon.com//-/media/images/photos/places/city-houses-real-estate-data-1339215136_e.jpg" alt="Litigation and Contingent Risks: Unlocking the Value in Mergers and Acquisitions Hero Banner" loading="lazy"/> </picture> </a> <p class="content-card__eyebrow aon-eyebrow"> Article </p> <a href="/en/insights/articles/litigation-and-contingent-risks-unlocking-the-value-in-mergers-and-acquisitions" class="content-card__title"> <h6> Litigation and Contingent Risks: Unlocking the Value in M&amp;A </h6> </a> </article> <article class="content-card"> <a href="/en/insights/articles/how-data-and-analytics-can-optimize-hr-programs" class="content-card__topper content-card__topper--media"> 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aon-eyebrow"> Article </p> <a href="/en/insights/articles/how-data-and-analytics-can-optimize-hr-programs" class="content-card__title"> <h6> How Data and Analytics Can Optimize HR Programs </h6> </a> </article> </section> <div class="aon-modal__success-cta"> <a href="/en/insights" class="aon-button aon-button__secondary aon-button__secondary--red"> <span class="aon-button__wrapper-content" aria-hidden="true"> <span class="aon-button__text">View All Insights</span> <svg class="aon-icon aon-icon__arrow-right" viewBox="0 0 24 24" fill="currentColor" xmlns="http://www.w3.org/2000/svg"> <use xlink:href="/lib/icons/symbol-defs.svg#arrow-right"></use> </svg> </span> </a> </div> </section> </section> <div class="modal-close aon-lead-modal__X-button"> <button data-dismiss="modal" aria-label="close"> <svg class="aon-icon" fill="currentColor" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" viewBox="0 0 16 16"> <use xlink:href="/lib/icons/symbol-defs.svg#close"></use> </svg> </button> </div> 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