CINXE.COM
Sea un consumidor bien informado en GobiernoUSA.gov, el portal oficial del Gobierno de los EE. UU.
<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Transitional//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-transitional.dtd"><html lang="es" xml:lang="es" xmlns="http://www.w3.org/1999/xhtml"> <head><script type="text/javascript" src="/_static/js/bundle-playback.js?v=HxkREWBo" charset="utf-8"></script> <script type="text/javascript" src="/_static/js/wombat.js?v=txqj7nKC" charset="utf-8"></script> <script>window.RufflePlayer=window.RufflePlayer||{};window.RufflePlayer.config={"autoplay":"on","unmuteOverlay":"hidden"};</script> <script type="text/javascript" src="/_static/js/ruffle/ruffle.js"></script> <script type="text/javascript"> __wm.init("https://web.archive.org/web"); __wm.wombat("http://www.usa.gov/gobiernousa/Consumidor/Informacion.shtml","20090114221829","https://web.archive.org/","web","/_static/", "1231971509"); </script> <link rel="stylesheet" type="text/css" href="/_static/css/banner-styles.css?v=S1zqJCYt" /> <link rel="stylesheet" type="text/css" href="/_static/css/iconochive.css?v=3PDvdIFv" /> <!-- End Wayback Rewrite JS Include --> <title>Sea un consumidor bien informado en GobiernoUSA.gov, el portal oficial del Gobierno de los EE. UU.</title><meta content="Protecci贸n al consumidor en compra de veh铆culos y viviendas, subastas por Internet, c贸mo mantener un buen cr茅dito y proteger la privacidad. " name="description"/><meta content="consumidor, informado, negocios, fraude, compra, leyes de proteccion" name="keywords"/><meta content="Internet" name="classification"/><meta content="Global" name="distribution"/><meta content="Safe For Kids" name="rating"/><meta content="public domain" name="copyright"/><meta content="es" name="language"/><meta content="text/html; charset=utf-8" http-equiv="Content-Type"/><meta content="Vignette Content Management, V7 (raz)" name="Generator"/><meta content="2008.11.21 20:57:58 GMT" name="Generated"/><link href="https://web.archive.org/web/20090114221829/http://www.usa.gov/gobiernousa/rss/actualizaciones.xml" rel="alternate" title="GobiernoUSA.gov: actualizaciones" type="application/rss+xml"/><script language="JavaScript" src="/web/20090114221829js_/http://www.usa.gov/js/es/main_Audience_Script.js" type="text/javascript"><![CDATA[ ]]></script><script language="JavaScript" src="/web/20090114221829js_/http://www.usa.gov/js/font_Size_Main_Utility.js" type="text/javascript"><![CDATA[ ]]></script><script language="JavaScript" src="/web/20090114221829js_/http://www.usa.gov/js/es/font_Size_Css.js" type="text/javascript"><![CDATA[ ]]></script><noscript><link href="/web/20090114221829cs_/http://www.usa.gov/styles/main.css" media="screen, print" rel="stylesheet" type="text/css"/><link href="/web/20090114221829cs_/http://www.usa.gov/styles/es/localized.css" media="screen, print" rel="stylesheet" type="text/css"/></noscript><link href="/web/20090114221829cs_/http://www.usa.gov/styles/main_print.css" media="print" rel="stylesheet" type="text/css"/><script language="JavaScript" src="/web/20090114221829js_/http://www.usa.gov/js/es/triggerParams.js" type="text/javascript"><![CDATA[ ]]></script><script language="JavaScript" src="/web/20090114221829js_/http://www.usa.gov/js/es/stdLauncher.js" type="text/javascript"><![CDATA[ ]]></script><script language="JavaScript" src="/web/20090114221829js_/http://www.usa.gov/js/Poll.js" type="text/javascript"><![CDATA[ ]]></script></head> <body onload="resetDefaultTab(document.fg_search_form);"> <!-- skip nav --> <div id="skip"><a href="#skip_content"><img alt="Salto a Contenido" border="0" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="1"/></a><a href="#skip_right"><img alt="Salto a utilidades y funciones especiales" border="0" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="1"/></a></div> <!-- end skip nav --> <!-- begin top nav --> <!-- either link box or short text for the top nav (i.e home,site index, Espanol and Other Languages --> <div id="hp_Top_Nav"> <div id="non_Languages"><a href="/web/20090114221829/http://www.usa.gov/gobiernousa/index.shtml"><img alt="Bandera de los Estados Unidos" border="0" height="22" id="hp_Top_Flag" src="/web/20090114221829im_/http://www.usa.gov/espanol/images/flag_Top.jpg" width="138"/></a><a href="/web/20090114221829/http://www.usa.gov/gobiernousa/index.shtml" title="P谩gina principal">Página principal</a> | <a href="/web/20090114221829/http://www.usa.gov/gobiernousa/About_Us_Spanish.shtml" title="Qui茅nes somos">Quiénes somos</a> | <a href="/web/20090114221829/http://www.usa.gov/gobiernousa/Contactenos.shtml" title="Contactos">Contactos</a> | <a href="/web/20090114221829/http://www.usa.gov/gobiernousa/Indice.shtml" title="脥ndice del sitio">Índice del sitio</a> | <a href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.pueblo.gsa.gov/spanish/sp_media.htm" title="Medios">Medios</a></div> <div id="languages"><a href="/web/20090114221829/http://www.usa.gov/index.shtml" id="other_Lang_Link" title="English Home"><span lang="en" xml:lang="en">English Home</span></a></div> </div> <!-- end top nav --> <!-- begin header content--> <!-- probably a short text, search and Image component for this area --> <span><div id="header"><div id="hp_Flag_Image"><a href="/web/20090114221829/http://www.usa.gov/gobiernousa/index.shtml" title="Bandera de los Estados Unidos--GobiernoUSA punto gov, el portal oficial del Gobierno de los Estados Unidos en espa帽ol"><img alt="Bandera de los Estados Unidos--GobiernoUSA punto gov, el portal oficial del Gobierno de los Estados Unidos en espa帽ol" border="0" height="83" src="/web/20090114221829im_/http://www.usa.gov/gobiernousa/images/flag_v2.jpg" width="500"/></a></div><div id="right_Flag"><img alt="Bandera de los Estados Unidos" border="0" height="83" src="/web/20090114221829im_/http://www.usa.gov/images/flag_Right.gif" width="89"/></div></div><div id="search_Downlevel"><script src="/web/20090114221829js_/http://www.usa.gov/js/es/searchBox.js" type="text/javascript"><![CDATA[ ]]></script> <form action="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/fgsearch" method="post" name="fg_search_form"><table border="0" cellpadding="0" cellspacing="0"><tr><td align="left" id="search_Text"><script src="/web/20090114221829js_/http://www.usa.gov/js/es/searchBoxInit.js" type="text/javascript"><![CDATA[ ]]></script> <noscript><select class="search_option" id="label_for_query" name="vproject"><option selected="selected" value="firstgov-espanol">Todo el Gobierno</option><option value="firstgov-espanol-images">Imágenes</option><option value="firstgov-espanol-only">GobiernoUSA.gov</option></select> <label for="label_for_query"><span style="color: #ffffff;">GobiernoUSA.gov Search</span></label></noscript> <input name="language" type="hidden" value="spanish"/> </td></tr><tr><td><input id="label_for_query" maxlength="2000" name="query" size="27" type="text"/> <input name="GobiernoUSA.gov Search" style="font-size: 12px;" type="submit" value="Buscar"/></td></tr></table></form></div><div id="Phone"><a href="/web/20090114221829/http://www.usa.gov/gobiernousa/Info.shtml" title="Ll谩menos en espa帽ol al 1 800 FED INFO | 1 800 333-4636"><img alt="Ll谩menos en espa帽ol al 1 800 FED INFO | 1 800 333-4636" border="0" height="29" src="/web/20090114221829im_/http://www.usa.gov/gobiernousa/images/800_number_dlvl.gif" width="168"/></a></div></span> <!-- end header content --> <!-- begin main audience --> <div id="sub_Main_Audience"> <p><a href="/web/20090114221829/http://www.usa.gov/gobiernousa/index.shtml" onmouseout="up_button('publico', 'selected')" onmouseover="over_button('publico', 'selected')"><img alt="P煤blico en general" border="0" height="29" name="publico" src="/web/20090114221829im_/http://www.usa.gov/images/tab_images/spanish/tab_publico_sel.gif" width="131"/></a><a href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Recien_LLegados.shtml" onmouseout="up_button('recien', 'not')" onmouseover="over_button('recien', 'not')"><img alt="Reci茅n llegados" border="0" height="29" name="recien" src="/web/20090114221829im_/http://www.usa.gov/images/tab_images/spanish/tab_recien_no_sel.gif" width="117"/></a><a href="/web/20090114221829/http://www.usa.gov/gobiernousa/Visitantes_Extranjeros_Gateway.shtml" onmouseout="up_button('visitantes', 'not')" onmouseover="over_button('visitantes', 'not')"><img alt="Visitantes a los EE. UU." border="0" height="29" name="visitantes" src="/web/20090114221829im_/http://www.usa.gov/images/tab_images/spanish/tab_visitantes_no_sel.gif" width="158"/></a><a href="/web/20090114221829/http://www.usa.gov/gobiernousa/Negocios.shtml" onmouseout="up_button('negocios', 'not')" onmouseover="over_button('negocios', 'not')"><img alt="Empresarios" border="0" height="29" name="negocios" src="/web/20090114221829im_/http://www.usa.gov/images/tab_images/spanish/tab_negocios_no_sel.gif" width="96"/></a></p> </div> <!-- end main audience --> <!-- begin main Box --> <div class="prop"> <div id="main_Box_DL"> <!-- begin left nav --> <a name="left"></a> <div id="left_Nav"> <div class="left_Nav_Box"><table border="0" cellpadding="0" cellspacing="0" class="left_Nav_Table" width="126"><tr><td class="left_Nav_Title" colspan="2"><b>Directorio del Gobierno</b></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Agencias/index.shtml" title="Agencias federales">Agencias federales</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Estatales_Locales.shtml" title="Agencias estatales y locales">Agencias estatales y locales</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Internacional.shtml" title="Organizaciones internacionales">Organizaciones internacionales</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Embajadas.shtml" title="Embajadas">Embajadas</a></td></tr></table></div> <div class="left_Nav_Box"><table border="0" cellpadding="0" cellspacing="0" class="left_Nav_Table" width="126"><tr><td class="left_Nav_Title" colspan="2"><b>Temas</b></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Agric_Ambiente.shtml" title="Agricultura, energ铆a y medio ambiente">Agricultura, energía y medio ambiente</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Beneficios.shtml" title="Beneficios y ayuda financiera">Beneficios y ayuda financiera</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Ciencia.shtml" title="Ciencia y tecnolog铆a">Ciencia y tecnología</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Desastres.shtml" title="Desastres y emergencias">Desastres y emergencias</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Dinero.shtml" title="Dinero e impuestos">Dinero e impuestos</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Educacion.shtml" title="Educaci贸n">Educación</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Empleo.shtml" title="Empleo">Empleo</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Inmigracion.shtml" title="Inmigraci贸n y ciudadan铆a">Inmigración y ciudadanía</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Leyes_Datos_Estadisticas.shtml" title="Leyes, datos y estad铆sticas">Leyes, datos y estadísticas</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Consumidores.shtml" title="Protecci贸n al consumidor">Protección al consumidor</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Salud-Nutricion-Seguridad.shtml" title="Salud, nutrici贸n y seguridad">Salud, nutrición y seguridad</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Viajes.shtml" title="Viajes, turismo y recreaci贸n">Viajes, turismo y recreación</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Hogar_Familia.shtml" title="Vivienda y familia">Vivienda y familia</a></td></tr><tr><td class="spacer" colspan="2"></td></tr><tr class="left_Nav_Row"><td class="left_Nav_Side" width="8"><img alt="" height="1" src="/web/20090114221829im_/http://www.usa.gov/images/clearpix.gif" width="8"/></td><td class="nav_TD" width="118"><a class="left_Nav_Link" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Votaciones.shtml" title="Votaciones y elecciones">Votaciones y elecciones</a></td></tr></table></div> </div> <!-- end left nav --> <!-- begin main content area --> <div id="content"> <table border="0" cellpadding="0" cellspacing="0" width="100%"><tr><td> <a id="skip_content" name="skip_content"></a> <div id="bread"> <a href="/web/20090114221829/http://www.usa.gov/gobiernousa/index.shtml" title="P谩gina principal">Página principal</a> > <a href="/web/20090114221829/http://www.usa.gov/gobiernousa/Temas/Consumidores.shtml" title="Protecci贸n al consumidor">Protección al consumidor</a> > <span>Sea un consumidor bien informado</span> </div> <h1>Sea un consumidor bien informado</h1> <h5><span lang="en" xml:lang="en">(Be an Educated Consumer)</span></h5><p>Guías y leyes sobre la compra de vehículos y viviendas, subastas por Internet, cómo mantener un buen crédito y proteger la privacidad</p> <p><a href="https://web.archive.org/web/20090114221829/http://service.govdelivery.com/service/subscribe.html?code=GOBIERNOUSA_66" onclick="window.open(this.target='_blank' href,'popup','width=725,height=500,left=25,top=25,location=no,resizable=yes,scrollbars=yes,status=yes');return false;" target="_blank"><img alt="Reciba gratis por e-mail actualizaciones a esta p谩gina" height="22" src="/web/20090114221829im_/http://www.usa.gov/Espanol/Images/reciba.gif" width="170"/></a></p> <div><a name="vgn-gu-iacute-as-y-leyes-para-la-protecci-oacute-n-del-consumidor-vgn"></a><h2>Guías y leyes para la protección del consumidor</h2><h5><span lang="en" style="font-size: 0.9em;" xml:lang="en">(Consumer Protection Guides and Laws)</span></h5><div class="arrow_List"><table class="body_Table"><tr valign="top"><td width="50%"><ul><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.ncua.gov/Publications/brochures/best_mortgage/BestMortgage(spanish).pdf" title="Busque una hipoteca m谩s favorable">Busque una hipoteca más favorable</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Find a Better Mortgage)</span></li><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://alertaenlinea.gov/compras.html" title="Consejos para realizar compras seguras por Internet">Consejos para realizar compras seguras por Internet</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Tips for Safe Online Shopping)</span></li><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.ftc.gov/bcp/menus/consumer/credit/mortgage_es.shtm" title="Consejos sobre compra y venta de propiedades y selecci贸n de agentes de bienes ra铆ces">Consejos sobre compra y venta de propiedades y selección de agentes de bienes raíces</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Tips on Buying and Selling Your Home and Selecting a Real Estate Agent)</span></li><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.ftc.gov/bcp/edu/microsites/reachout/espanol/index.html" title="Ent茅rate y ense帽a: una gu铆a para la educaci贸n y asistencia de los consumidores">Entérate y enseña: una guía para la educación y asistencia de los consumidores</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Read Up and Reach Out: A Guide to Consumer Education and Outreach)</span></li><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.federalreserve.gov/pubs/leasing/guide_spanish.htm" title="Gu铆a del consumidor para arrendar veh铆culos">Guía del consumidor para arrendar vehículos</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Vehicle Leasing, a Consumer Guide)</span></li><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.usps.com/cpim/ftp/pubs/pub300as.htm" title="Gu铆a del consumidor y comercial para la prevenci贸n del fraude postal">Guía del consumidor y comercial para la prevención del fraude postal</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Consumer and Business Guide for Preventing Mail Fraud)</span></li><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://consumidor.gov/sp_viewpdf.shtml" title="Gu铆a del consumidor: consejos para comprar un autom贸vil, mantener un buen cr茅dito, proteger la privacidad y m谩s">Guía del consumidor: consejos para comprar un automóvil, mantener un buen crédito, proteger la privacidad y más</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Consumer Action Handbook – General tips on how to buy a car, protect your privacy, and more)</span></li><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.hud.gov/consumer/index.es.cfm" title="Informaci贸n para el consumidor sobre vivienda">Información para el consumidor sobre vivienda</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Consumer Information About Housing)</span></li><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.fcc.gov/cgb/spanishlinks.html" title="Informaci贸n para usuarios de servicios de telecomunicaciones (tel茅fono, radio, TV, cable, Internet)">Información para usuarios de servicios de telecomunicaciones (teléfono, radio, TV, cable, Internet)</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Consumer Information about Telephone, Radio, TV, Cable and the Internet)</span></li><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.federalreserve.gov/pubs/complaints/complain2sp.htm#laws" title="Leyes para la protecci贸n del consumidor">Leyes para la protección del consumidor</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Consumer Protection Laws)</span></li><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.ftc.gov/bcp/conline/spanish/online/s-auctions.htm" title="Subastas en Internet: una gu铆a para compradores y vendedores">Subastas en Internet: una guía para compradores y vendedores</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Internet Auctions: A Guide for Buyers and Sellers)</span></li></ul></td></tr></table></div></div><div><a name="vgn-cuide-su-dinero-vgn"></a><h2>Cuide su dinero</h2><h5><span lang="en" style="font-size: 0.9em;" xml:lang="en">(Protect Your Money)</span></h5><div class="arrow_List"><table class="body_Table"><tr valign="top"><td width="50%"><ul><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.ftc.gov/opa/2008/05/gasfyi_sp.shtm" title="Ahorre en gastos de energ铆a y conserve su presupuesto">Ahorre en gastos de energía y conserve su presupuesto</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Conserve Energy and Save Money)</span></li><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.ftc.gov/bcp/menus/consumer/credit/debt_es.shtm" title="Cr茅dito, deudas y pr茅stamos">Crédito, deudas y préstamos</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Credit, debts and loans)</span></li><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.ftc.gov/bcp/conline/spanish/credit/s-risky.htm" title="Lo que debe saber antes de usar su vivienda como garant铆a para un pr茅stamo">Lo que debe saber antes de usar su vivienda como garantía para un préstamo</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Putting Your Home on the Loan Line Is Risky Business)</span></li><li><a class="underline_link" href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.mymoney.gov/Espanol/default.shtml" title="Maneje mejor su dinero">Maneje mejor su dinero</a><br/><span lang="en" style="font-size:0.85em;" xml:lang="en">(Manage Your Money Better)</span></li></ul></td></tr></table></div></div> </td></tr></table> </div> <!-- end main content area --> <!-- begin right area --> <div id="right_Nav"> <table border="0" class="skip_links"> <tr><td><a id="skip_right" name="skip_right"></a></td></tr> </table> <!-- begin util --> <div><div id="util"><ul><li><a href="https://web.archive.org/web/20090114221829/http://www.usa.gov/feedback/EmailFriendForm-es.jsp?lang=es&title=Sea+un+consumidor+bien+informado+en+GobiernoUSA.gov%2C+el+portal+oficial+del+Gobierno+de+los+EE.+UU.&lts=http%3A%2F%2Fwww.usa.gov%2Fgobiernousa%2FConsumidor%2FInformacion.shtml" title="Env铆e esta p谩gina">Envíe esta página</a></li><li><a href="https://web.archive.org/web/20090114221829/http://www.usa.gov/gobiernousa/Suscripciones.shtml" title="Reciba actualizaciones gratis">Reciba actualizaciones gratis</a></li><li><a href="https://web.archive.org/web/20090114221829/http://www.usa.gov/gobiernousa/rss/index.shtml" title="RSS de GobiernoUSA.gov">RSS de GobiernoUSA.gov</a> <a href="https://web.archive.org/web/20090114221829/http://www.usa.gov/gobiernousa/rss/index.shtml" title="Formato R S S"><img alt="Formato R S S" border="0" height="16" src="/web/20090114221829im_/http://www.usa.gov/images/feed-icon-14x16.jpg" width="14"/></a></li><li><a href="https://web.archive.org/web/20090114221829/http://www.usa.gov/gobiernousa/ayuda/toursvirtuales/index.shtml" title="Tour virtual de GobiernoUSA.gov">Tour virtual de GobiernoUSA.gov</a></li></ul></div><script src="/web/20090114221829js_/http://www.usa.gov/js/es/pageUtilities.js" type="text/javascript"><![CDATA[ ]]></script></div> <!-- end util --> <!-- begin extra content --> <div class="hp_Right_Box2"><table border="0" cellpadding="0" cellspacing="0" width="213"><tr><td class="add_Right_Header" height="24" width="213"><h4>Agencias relevantes</h4></td></tr><tr><td width="213"><img alt="" border="0" height="4" src="/web/20090114221829im_/http://www.usa.gov/images/red_dots.gif" width="213"/></td></tr><tr class="government_Text"><td><ul><li><a href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.ncua.gov/" title="Administraci贸n Nacional de Cooperativas de Cr茅dito (en ingl茅s)">Administración Nacional de Cooperativas de Crédito (en inglés)</a></li><li><a href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.ftc.gov/bcp/conline/edcams/ojo/s-index.htm" title="Comisi贸n Federal de Comercio (FTC)">Comisión Federal de Comercio (FTC)</a></li><li><a href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://espanol.hud.gov/index.html" title="Departamento de Vivienda y Desarrollo Urbano (HUD)">Departamento de Vivienda y Desarrollo Urbano (HUD)</a></li><li><a href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.federalreserve.gov/pubs/brochurespanish.htm" title="Junta de la Reserva Federal">Junta de la Reserva Federal</a></li></ul></td></tr></table></div> <!-- end extra content --> <!-- begin extra content --> <!-- end extra content --> </div> <!-- end right area --> </div> </div> <!-- end main Box --> <!-- begin bottom nav --> <div id="bottom_Nav"><a class="bottomnav" href="/web/20090114221829/http://www.usa.gov/gobiernousa/index.shtml" title="P谩gina principal">Página principal</a> | <a class="bottomnav" href="/web/20090114221829/http://www.usa.gov/gobiernousa/Privacidad_Seguridad.shtml" title="Privacidad">Privacidad</a> | <a class="bottomnav" href="/web/20090114221829/http://www.usa.gov/gobiernousa/link_to_us.shtml" title="Enlace su sitio al nuestro">Enlace su sitio al nuestro</a> | <a class="bottomnav" href="/web/20090114221829/http://www.usa.gov/gobiernousa/ayuda/toursvirtuales/index.shtml" title="Ayuda">Ayuda</a></div> <div id="last_Updated">Página actualizada o revisada: 02 junio 2008</div> <!-- end bottom nav --> <!-- begin footer --> <div id="footer"> <span><div id="seal"><a href="/web/20090114221829/http://www.usa.gov/gobiernousa/Gran_Sello.shtml"><img alt="Gran Sello del Gobierno de los Estados Unidos" border="0" height="100" src="/web/20090114221829im_/http://www.usa.gov/espanol/images/spanish_seal.gif" width="100"/></a></div><div id="combo_Logo"><table border="0" cellpadding="5" cellspacing="0"><tr><td><a href="https://web.archive.org/web/20090114221829/http://origins.usa.gov/external/external.jsp?url=http://www.whitehouse.gov/espanol/index.es.html"><img alt="La Casa Blanca" border="0" height="45" src="/web/20090114221829im_/http://www.usa.gov/espanol/images/casa_blanca_logo.gif" width="79"/></a></td></tr><tr><td align="right"><a href="/web/20090114221829/http://www.usa.gov/gobiernousa/egov.shtml"><img alt="Gobierno electr贸nico: Lea sobre la iniciativa de Gobierno electr贸nico del Presidente" border="0" height="28" src="/web/20090114221829im_/http://www.usa.gov/espanol/images/spanish_egov_logo.gif" width="68"/></a></td></tr></table></div><div id="dotted_Line"><img alt="" height="106" src="/web/20090114221829im_/http://www.usa.gov/espanol/images/spanish_dotted_footer.gif" width="1"/></div><div id="footer_Content"><p><strong>¿Tiene una pregunta sobre el Gobierno de los Estados Unidos?</strong><br/><a href="/web/20090114221829/http://www.usa.gov/feedback/FeedbackForm-esp.jsp" title="GobiernoUSA.gov">Envíe un email</a> a GobiernoUSA.gov o llame al 1 (800) FED INFO (1-800-333-4636).</p><p><b><a href="/web/20090114221829/http://www.usa.gov/gobiernousa/index.shtml" title="GobiernoUSA.gov">GobiernoUSA.gov</a> es el portal oficial del Gobierno de los Estados Unidos en español.</b><br/> Administración de Servicios Generales de los Estados Unidos<br/> 1800 F Street, NW, Washington, DC 20405</p></div><div><div id="Needed_for_USA.gov_uptime_check"> </div><script src="/web/20090114221829js_/http://www.usa.gov/gobiernousa/js/webtrends.js" type="text/javascript"><![CDATA[ ]]></script> <script src="/web/20090114221829js_/http://www.usa.gov/gobiernousa/js/webtrends2.js" type="text/javascript"><![CDATA[ ]]></script> <script src="/web/20090114221829js_/http://www.usa.gov/gobiernousa/js/webtrends3.js" type="text/javascript"><![CDATA[ ]]></script> <noscript><div><img alt="DCSIMG" height="1" id="DCSIMG" src="https://web.archive.org/web/20090114221829im_/http://statse.webtrendslive.com/dcsy6xxc210000oyishc5wdiu_9k9h/njs.gif?dcsuri=/nojavascript&WT.js=No&DCS.dcscfg=1&WT.tv=8.5.0" width="1"/></div></noscript></div></span> </div> <!-- end footer --> </body> </html><!-- FILE ARCHIVED ON 22:18:29 Jan 14, 2009 AND RETRIEVED FROM THE INTERNET ARCHIVE ON 00:50:09 Dec 02, 2024. JAVASCRIPT APPENDED BY WAYBACK MACHINE, COPYRIGHT INTERNET ARCHIVE. ALL OTHER CONTENT MAY ALSO BE PROTECTED BY COPYRIGHT (17 U.S.C. SECTION 108(a)(3)). --> <!-- playback timings (ms): captures_list: 0.471 exclusion.robots: 0.026 exclusion.robots.policy: 0.016 esindex: 0.008 cdx.remote: 16.088 LoadShardBlock: 141.436 (3) PetaboxLoader3.datanode: 183.361 (4) load_resource: 2492.261 PetaboxLoader3.resolve: 48.285 -->