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data-an-name="FiveStoryLeadSet" data-pb-type="cu" data-contentunit-id="486" data-testid="fivestoryleadset-strap"><div class=""><div><div class="-ro0Q"><div class="fpUkv"><div class="qWp8L ZsvyM T8-bI" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/how-to-survive-a-group-holiday-as-the-token-solo-friend-20250214-p5lc6l.html"><div class="pc0-m ciMUf ERJUE _06BcQ"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.7013%2C$multiply_0.5203%2C$ratio_1.776846%2C$width_1059%2C$x_221%2C$y_424/t_crop_custom/q_86%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7, https://static.ffx.io/images/$zoom_0.7013%2C$multiply_1.0406%2C$ratio_1.776846%2C$width_1059%2C$x_221%2C$y_424/t_crop_custom/q_62%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7 2x" data-pb-im-config="{&quot;type&quot;:&quot;landscape16x9&quot;,&quot;aspectRatio&quot;:1.777778,&quot;width&quot;:551}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.7013%2C$multiply_0.3541%2C$ratio_1.776846%2C$width_1059%2C$x_221%2C$y_424/t_crop_custom/q_86%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7, https://static.ffx.io/images/$zoom_0.7013%2C$multiply_0.7082%2C$ratio_1.776846%2C$width_1059%2C$x_221%2C$y_424/t_crop_custom/q_62%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7 2x" data-pb-im-config="{&quot;type&quot;:&quot;landscape16x9&quot;,&quot;aspectRatio&quot;:1.777778,&quot;width&quot;:375}"/><img alt="Australians continue to spend big on holidays despite cost of living pressures. " class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.7013%2C$multiply_0.5515%2C$ratio_1.776846%2C$width_1059%2C$x_221%2C$y_424/t_crop_custom/q_86%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7" srcSet="https://static.ffx.io/images/$zoom_0.7013%2C$multiply_0.5515%2C$ratio_1.776846%2C$width_1059%2C$x_221%2C$y_424/t_crop_custom/q_86%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7, https://static.ffx.io/images/$zoom_0.7013%2C$multiply_1.1029%2C$ratio_1.776846%2C$width_1059%2C$x_221%2C$y_424/t_crop_custom/q_62%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/budgeting-hvn">Budgeting</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/how-to-survive-a-group-holiday-as-the-token-solo-friend-20250214-p5lc6l.html">How to survive a group holiday as the token solo friend</a></h3><p class="P8GqN" data-pb-type="ab">It’s astronomically expensive to be single in Australia right now, and that especially rings true when it comes to travel.</p><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Victoria Devine</span></span></li></ul></div></div></div><div class="fpUkv"><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/saving/the-us-president-has-his-own-meme-coin-but-is-it-a-trumped-up-investment-20250213-p5lbsc.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.73828125%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/68ae4e1320ab2665f8cf8d4b876226e55bee9d88, https://static.ffx.io/images/$zoom_0.73828125%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/68ae4e1320ab2665f8cf8d4b876226e55bee9d88 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.5534%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_103%2C$y_0/t_crop_custom/q_86%2Cf_auto/68ae4e1320ab2665f8cf8d4b876226e55bee9d88, https://static.ffx.io/images/$zoom_0.5534%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_103%2C$y_0/t_crop_custom/q_62%2Cf_auto/68ae4e1320ab2665f8cf8d4b876226e55bee9d88 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Exchanges offering bitcoin and other cryptocurrencies are still pleading for new laws to clarify their legal duties." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.5534%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_103%2C$y_0/t_crop_custom/q_86%2Cf_auto/68ae4e1320ab2665f8cf8d4b876226e55bee9d88" srcSet="https://static.ffx.io/images/$zoom_0.5534%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_103%2C$y_0/t_crop_custom/q_86%2Cf_auto/68ae4e1320ab2665f8cf8d4b876226e55bee9d88, https://static.ffx.io/images/$zoom_0.5534%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_103%2C$y_0/t_crop_custom/q_62%2Cf_auto/68ae4e1320ab2665f8cf8d4b876226e55bee9d88 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/hip-pocket-1mrl">Hip pocket</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/saving/the-us-president-has-his-own-meme-coin-but-is-it-a-trumped-up-investment-20250213-p5lbsc.html">The US president has his own meme coin, but is it a Trumped-up investment?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Dominic Powell</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/how-to-turn-one-rate-cut-into-five-instantly-20250214-p5lc91.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.6004765687053217%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_25/t_crop_custom/q_86%2Cf_auto/bbaa286f9a50ee063eabd6218c290d4e35c999fd, https://static.ffx.io/images/$zoom_0.6004765687053217%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_25/t_crop_custom/q_62%2Cf_auto/bbaa286f9a50ee063eabd6218c290d4e35c999fd 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.4109%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbaa286f9a50ee063eabd6218c290d4e35c999fd, https://static.ffx.io/images/$zoom_0.4109%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_62%2Cf_auto/bbaa286f9a50ee063eabd6218c290d4e35c999fd 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Australian Bureau of Statistics figures show refinancing hit another record high in July." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.4109%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbaa286f9a50ee063eabd6218c290d4e35c999fd" srcSet="https://static.ffx.io/images/$zoom_0.4109%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbaa286f9a50ee063eabd6218c290d4e35c999fd, https://static.ffx.io/images/$zoom_0.4109%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_62%2Cf_auto/bbaa286f9a50ee063eabd6218c290d4e35c999fd 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/interest-rates-5yo">Interest rates</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/how-to-turn-one-rate-cut-into-five-instantly-20250214-p5lc91.html">How to turn one rate cut into five instantly</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Nicole Pedersen-McKinnon</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/the-promises-that-could-determine-the-next-federal-election-20250214-p5lc7c.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.3782%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/f31b63036abf8e403662a3fe5e0a89248fbbf02c, https://static.ffx.io/images/$zoom_0.3782%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/f31b63036abf8e403662a3fe5e0a89248fbbf02c 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.2836%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_15%2C$y_0/t_crop_custom/q_86%2Cf_auto/f31b63036abf8e403662a3fe5e0a89248fbbf02c, https://static.ffx.io/images/$zoom_0.2836%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_15%2C$y_0/t_crop_custom/q_62%2Cf_auto/f31b63036abf8e403662a3fe5e0a89248fbbf02c 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="A voter places her ballot paper at a polling booth in Sydney, Australia, Saturday, May 21, 2022. " class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2836%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_15%2C$y_0/t_crop_custom/q_86%2Cf_auto/f31b63036abf8e403662a3fe5e0a89248fbbf02c" srcSet="https://static.ffx.io/images/$zoom_0.2836%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_15%2C$y_0/t_crop_custom/q_86%2Cf_auto/f31b63036abf8e403662a3fe5e0a89248fbbf02c, https://static.ffx.io/images/$zoom_0.2836%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_15%2C$y_0/t_crop_custom/q_62%2Cf_auto/f31b63036abf8e403662a3fe5e0a89248fbbf02c 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/retirement-living-jl3">Retirement living</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/the-promises-that-could-determine-the-next-federal-election-20250214-p5lc7c.html">The promises that could determine the next federal election</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Bec Wilson</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="5" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/what-to-consider-before-giving-an-early-inheritance-20250211-p5lb81.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.3998%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_468%2C$y_38/t_crop_custom/q_86%2Cf_auto/ec615fa4e41518d6b49d10ebe9417a046456427b, https://static.ffx.io/images/$zoom_0.3998%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_468%2C$y_38/t_crop_custom/q_62%2Cf_auto/ec615fa4e41518d6b49d10ebe9417a046456427b 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.2998%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_445%2C$y_29/t_crop_custom/q_86%2Cf_auto/ec615fa4e41518d6b49d10ebe9417a046456427b, https://static.ffx.io/images/$zoom_0.2998%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_445%2C$y_29/t_crop_custom/q_62%2Cf_auto/ec615fa4e41518d6b49d10ebe9417a046456427b 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="From tax implications to funding aged care, there are a few important factors to look into when it comes to early inheritances." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2998%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_445%2C$y_29/t_crop_custom/q_86%2Cf_auto/ec615fa4e41518d6b49d10ebe9417a046456427b" srcSet="https://static.ffx.io/images/$zoom_0.2998%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_445%2C$y_29/t_crop_custom/q_86%2Cf_auto/ec615fa4e41518d6b49d10ebe9417a046456427b, https://static.ffx.io/images/$zoom_0.2998%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_445%2C$y_29/t_crop_custom/q_62%2Cf_auto/ec615fa4e41518d6b49d10ebe9417a046456427b 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/inheritance-hp7">Inheritance</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/what-to-consider-before-giving-an-early-inheritance-20250211-p5lb81.html">What to consider before giving an early inheritance</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Caterina Hrysomallis</span></span></li></ul></div></div></div></div></div></div></section><section class="_4hq8m dKxbx p3-Ie" data-an-name="Ask an expert" data-pb-type="cu" data-contentunit-id="487" data-testid="ask-an-expert-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi">Ask an expert</h2></header><div class=""><div class="H8trz"><div class="qWp8L Dc2-v EpCFj" data-an-position="1" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><h3 class="OfhNs TKyW1" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/my-partner-is-18-years-older-than-me-how-do-we-plan-for-retirement-20250213-p5lbx8.html">My partner is 18 years older than me. How do we plan for retirement?</a></h3><p class="P8GqN" data-pb-type="ab">The failure of our pension system to recognise the desire for people to have their own financial agency is a major flaw.</p><div class="vwQJl x-2hp" data-pb-type="au"><a href="/by/paul-benson-p536xj" class="wdq-q"><img alt="Paul Benson" class="HJHzu" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7 2x" width="40"/></a><div><h5 class="VM6Jl"><span><span data-testid="byline"><a href="/by/paul-benson-p536xj" title="Articles by Paul Benson">Paul Benson</a></span></span></h5><p class="LhCcW">Money contributor</p></div></div></div></div><div class="qWp8L Dc2-v EpCFj" data-an-position="2" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><h3 class="OfhNs TKyW1" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/how-do-we-buy-shares-for-our-three-year-old-godson-20250211-p5lb6g.html">How do we buy shares for our three-year-old godson?</a></h3><p class="P8GqN" data-pb-type="ab">When it comes to investing on the behalf of people under the age of 18, you can fall foul of some punitive tax rules.</p><div class="vwQJl x-2hp" data-pb-type="au"><a href="/by/noel-whittaker-13vvys" class="wdq-q"><img alt="Noel Whittaker" class="HJHzu" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8 2x" width="40"/></a><div><h5 class="VM6Jl"><span><span data-testid="byline"><a href="/by/noel-whittaker-13vvys" title="Articles by Noel Whittaker">Noel Whittaker</a></span></span></h5><p class="LhCcW">Money columnist</p></div></div></div></div><div class="qWp8L Dc2-v EpCFj" data-an-position="3" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><h3 class="OfhNs TKyW1" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/saving/we-earn-350k-a-year-but-struggle-to-save-what-can-we-do-about-this-20250207-p5laas.html">We earn $350k a year but struggle to save. What can we do about this?</a></h3><p class="P8GqN" data-pb-type="ab">If you’re struggling to save, it could just be that you’re currently in the most expensive period of your life.</p><div class="vwQJl x-2hp" data-pb-type="au"><a href="/by/paul-benson-p536xj" class="wdq-q"><img alt="Paul Benson" class="HJHzu" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7 2x" width="40"/></a><div><h5 class="VM6Jl"><span><span data-testid="byline"><a href="/by/paul-benson-p536xj" title="Articles by Paul Benson">Paul Benson</a></span></span></h5><p class="LhCcW">Money contributor</p></div></div></div></div></div></div></section><div class="container"><div class="adWrapper IMjKL noPrint" data-testid="ad"><small class="CtZLl">Advertisement</small><div class="" id="adspot-728x90_970x250_300x250-pos2-desktop"></div></div></div><section class="_4hq8m dKxbx p3-Ie uJbSL" data-an-name="Planning &amp; budgeting" data-pb-type="cu" data-contentunit-id="488" data-testid="planning-&amp;-budgeting-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi"><a href="/money/planning-and-budgeting"><span>Planning &amp; budgeting</span><svg height="1em" viewBox="0 0 32 32" width="1em" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M9.6,26.6c-0.8,0.8-0.8,2,0,2.8c0.8,0.8,2,0.8,2.8,0l12-12c0.8-0.8,0.8-2,0-2.8l-12-12 c-0.8-0.8-2-0.8-2.8,0c-0.8,0.8-0.8,2,0,2.8L20.2,16L9.6,26.6z"></path></svg></a></h2></header><div class=""><div><div class="_86vrU"><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/how-to-survive-a-group-holiday-as-the-token-solo-friend-20250214-p5lc6l.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.2547029702970297%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_72%2C$y_0/t_crop_custom/q_86%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7, https://static.ffx.io/images/$zoom_0.2547029702970297%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_72%2C$y_0/t_crop_custom/q_62%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.2547029702970297%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_72%2C$y_0/t_crop_custom/q_86%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7, https://static.ffx.io/images/$zoom_0.2547029702970297%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_72%2C$y_0/t_crop_custom/q_62%2Cf_auto/da10baf31ad7be9432b6bdcdc3230a620322daa7 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Australians continue to spend big on holidays despite cost of living pressures. 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href="/money/planning-and-budgeting/how-to-survive-a-group-holiday-as-the-token-solo-friend-20250214-p5lc6l.html">How to survive a group holiday as the token solo friend</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Victoria Devine</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/how-to-turn-one-rate-cut-into-five-instantly-20250214-p5lc91.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.4109%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbaa286f9a50ee063eabd6218c290d4e35c999fd, https://static.ffx.io/images/$zoom_0.4109%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_62%2Cf_auto/bbaa286f9a50ee063eabd6218c290d4e35c999fd 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.4109%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbaa286f9a50ee063eabd6218c290d4e35c999fd, https://static.ffx.io/images/$zoom_0.4109%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_62%2Cf_auto/bbaa286f9a50ee063eabd6218c290d4e35c999fd 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Australian Bureau of Statistics figures show refinancing hit another record high in July." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.4109%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbaa286f9a50ee063eabd6218c290d4e35c999fd" srcSet="https://static.ffx.io/images/$zoom_0.4109%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_86%2Cf_auto/bbaa286f9a50ee063eabd6218c290d4e35c999fd, https://static.ffx.io/images/$zoom_0.4109%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/q_62%2Cf_auto/bbaa286f9a50ee063eabd6218c290d4e35c999fd 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/interest-rates-5yo">Interest rates</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/how-to-turn-one-rate-cut-into-five-instantly-20250214-p5lc91.html">How to turn one rate cut into five instantly</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Nicole Pedersen-McKinnon</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/what-to-consider-before-giving-an-early-inheritance-20250211-p5lb81.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.2998%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_445%2C$y_29/t_crop_custom/q_86%2Cf_auto/ec615fa4e41518d6b49d10ebe9417a046456427b, https://static.ffx.io/images/$zoom_0.2998%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_445%2C$y_29/t_crop_custom/q_62%2Cf_auto/ec615fa4e41518d6b49d10ebe9417a046456427b 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.2998%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_445%2C$y_29/t_crop_custom/q_86%2Cf_auto/ec615fa4e41518d6b49d10ebe9417a046456427b, https://static.ffx.io/images/$zoom_0.2998%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_445%2C$y_29/t_crop_custom/q_62%2Cf_auto/ec615fa4e41518d6b49d10ebe9417a046456427b 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="From tax implications to funding aged care, there are a few important factors to look into when it comes to early inheritances." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2998%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_445%2C$y_29/t_crop_custom/q_86%2Cf_auto/ec615fa4e41518d6b49d10ebe9417a046456427b" srcSet="https://static.ffx.io/images/$zoom_0.2998%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_445%2C$y_29/t_crop_custom/q_86%2Cf_auto/ec615fa4e41518d6b49d10ebe9417a046456427b, https://static.ffx.io/images/$zoom_0.2998%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_445%2C$y_29/t_crop_custom/q_62%2Cf_auto/ec615fa4e41518d6b49d10ebe9417a046456427b 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/inheritance-hp7">Inheritance</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/what-to-consider-before-giving-an-early-inheritance-20250211-p5lb81.html">What to consider before giving an early inheritance</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Caterina Hrysomallis</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/the-crucial-step-you-re-missing-when-trying-to-save-money-20250211-p5lb7e.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1315%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_229%2C$y_0/t_crop_custom/q_86%2Cf_auto/0a9ab1812fae5cebb7f6f134e0bfe123499b8036, https://static.ffx.io/images/$zoom_0.1315%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_229%2C$y_0/t_crop_custom/q_62%2Cf_auto/0a9ab1812fae5cebb7f6f134e0bfe123499b8036 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1315%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_229%2C$y_0/t_crop_custom/q_86%2Cf_auto/0a9ab1812fae5cebb7f6f134e0bfe123499b8036, https://static.ffx.io/images/$zoom_0.1315%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_229%2C$y_0/t_crop_custom/q_62%2Cf_auto/0a9ab1812fae5cebb7f6f134e0bfe123499b8036 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Don’t go in blind – have a direction when it comes to your finances." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1315%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_229%2C$y_0/t_crop_custom/q_86%2Cf_auto/0a9ab1812fae5cebb7f6f134e0bfe123499b8036" srcSet="https://static.ffx.io/images/$zoom_0.1315%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_229%2C$y_0/t_crop_custom/q_86%2Cf_auto/0a9ab1812fae5cebb7f6f134e0bfe123499b8036, https://static.ffx.io/images/$zoom_0.1315%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_229%2C$y_0/t_crop_custom/q_62%2Cf_auto/0a9ab1812fae5cebb7f6f134e0bfe123499b8036 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/financial-literacy-6fyv">Financial literacy</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/the-crucial-step-you-re-missing-when-trying-to-save-money-20250211-p5lb7e.html">The crucial step you’re missing when trying to save money</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Paridhi Jain</span></span></li></ul></div></div></div></div></div></section><div class="V5uiS _-98cD" id="adspot-native-6x1-pos1-desktop"></div><section class="llT7N YcHfP p3-Ie ZMvpj" data-an-name="Investing" data-pb-type="cu" data-contentunit-id="489" data-testid="investing-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi"><a href="/money/investing"><span>Investing</span><svg height="1em" viewBox="0 0 32 32" width="1em" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M9.6,26.6c-0.8,0.8-0.8,2,0,2.8c0.8,0.8,2,0.8,2.8,0l12-12c0.8-0.8,0.8-2,0-2.8l-12-12 c-0.8-0.8-2-0.8-2.8,0c-0.8,0.8-0.8,2,0,2.8L20.2,16L9.6,26.6z"></path></svg></a></h2></header><div class=""><div><div class="slORe"><div class="_52BM9"><div class="qWp8L Dc2-v _2bHIl" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/rba-faces-multi-billion-dollar-regret-as-gold-prices-hit-record-highs-20250204-p5l9ef.html"><div class="pc0-m ciMUf ERJUE _06BcQ"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1987%2C$multiply_0.3437%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8, https://static.ffx.io/images/$zoom_0.1987%2C$multiply_0.6874%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:364}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1987%2C$multiply_0.3541%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8, https://static.ffx.io/images/$zoom_0.1987%2C$multiply_0.7082%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:375}"/><img alt="Australia’s central bank, the Reserve Bank of Australia (RBA), has not changed its stockpile of gold for more than 25 years." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1987%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8" srcSet="https://static.ffx.io/images/$zoom_0.1987%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8, https://static.ffx.io/images/$zoom_0.1987%2C$multiply_0.5685%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/ccdbf46c247b27de0d6a6f7f0f4d82ae519651b8 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/gold-hv0">Gold</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/rba-faces-multi-billion-dollar-regret-as-gold-prices-hit-record-highs-20250204-p5l9ef.html">RBA faces multibillion-dollar regret as gold prices hit record highs</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">William Bennett</span></span></li></ul></div></div><div class="qWp8L Dc2-v _2bHIl" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/too-busy-to-invest-here-s-how-i-do-it-in-under-30-minutes-a-month-20250128-p5l7pr.html"><div class="pc0-m ciMUf ERJUE _06BcQ"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.22922077922077919%2C$multiply_0.3437%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_39/t_crop_custom/q_86%2Cf_auto/961d79e95eadf062254dacdfb5f8d227030d0b72, https://static.ffx.io/images/$zoom_0.22922077922077919%2C$multiply_0.6874%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_39/t_crop_custom/q_62%2Cf_auto/961d79e95eadf062254dacdfb5f8d227030d0b72 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:364}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.22922077922077919%2C$multiply_0.3541%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_39/t_crop_custom/q_86%2Cf_auto/961d79e95eadf062254dacdfb5f8d227030d0b72, https://static.ffx.io/images/$zoom_0.22922077922077919%2C$multiply_0.7082%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_39/t_crop_custom/q_62%2Cf_auto/961d79e95eadf062254dacdfb5f8d227030d0b72 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:375}"/><img alt="Making money in your sleep isn’t just a line peddled by self-help gurus." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.22922077922077919%2C$multiply_0.2842%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_39/t_crop_custom/q_86%2Cf_auto/961d79e95eadf062254dacdfb5f8d227030d0b72" srcSet="https://static.ffx.io/images/$zoom_0.22922077922077919%2C$multiply_0.2842%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_39/t_crop_custom/q_86%2Cf_auto/961d79e95eadf062254dacdfb5f8d227030d0b72, https://static.ffx.io/images/$zoom_0.22922077922077919%2C$multiply_0.5685%2C$ratio_1.776846%2C$width_1059%2C$x_0%2C$y_39/t_crop_custom/q_62%2Cf_auto/961d79e95eadf062254dacdfb5f8d227030d0b72 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/investing-1st">Investing</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/too-busy-to-invest-here-s-how-i-do-it-in-under-30-minutes-a-month-20250128-p5l7pr.html">Too busy to invest? Here’s how I do it in under 30 minutes a month</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Paridhi Jain</span></span></li></ul></div></div></div><div class="_52BM9"><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/investing-under-trump-how-should-you-allocate-your-portfolio-in-2025-20250128-p5l7pp.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1575%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_86%2Cf_auto/b7b4e9d2c92d059cbbca6a45058a18d546a889fc, https://static.ffx.io/images/$zoom_0.1575%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_62%2Cf_auto/b7b4e9d2c92d059cbbca6a45058a18d546a889fc 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1575%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_86%2Cf_auto/b7b4e9d2c92d059cbbca6a45058a18d546a889fc, https://static.ffx.io/images/$zoom_0.1575%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_62%2Cf_auto/b7b4e9d2c92d059cbbca6a45058a18d546a889fc 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="While history is repeating with Trump back in the White House, international markets are unlikely to act the same way they did in 2016." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1575%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_86%2Cf_auto/b7b4e9d2c92d059cbbca6a45058a18d546a889fc" srcSet="https://static.ffx.io/images/$zoom_0.1575%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_86%2Cf_auto/b7b4e9d2c92d059cbbca6a45058a18d546a889fc, https://static.ffx.io/images/$zoom_0.1575%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_96%2C$y_0/t_crop_custom/q_62%2Cf_auto/b7b4e9d2c92d059cbbca6a45058a18d546a889fc 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/active-investing-1n5t">Active investing</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/investing-under-trump-how-should-you-allocate-your-portfolio-in-2025-20250128-p5l7pp.html">Investing under Trump: How should you allocate your portfolio in 2025?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Ashwin Alankar</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/why-acting-like-george-costanza-could-help-save-your-investments-20250128-p5l7ox.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.322%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/q_86%2Cf_auto/bcf0639ba8bd05190b56f752bf2e0d95c1ba5eda, https://static.ffx.io/images/$zoom_0.322%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/q_62%2Cf_auto/bcf0639ba8bd05190b56f752bf2e0d95c1ba5eda 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.322%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/q_86%2Cf_auto/bcf0639ba8bd05190b56f752bf2e0d95c1ba5eda, https://static.ffx.io/images/$zoom_0.322%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/q_62%2Cf_auto/bcf0639ba8bd05190b56f752bf2e0d95c1ba5eda 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Jason Alexander as George Costanza, a noted contrarian." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.322%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/q_86%2Cf_auto/bcf0639ba8bd05190b56f752bf2e0d95c1ba5eda" srcSet="https://static.ffx.io/images/$zoom_0.322%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/q_86%2Cf_auto/bcf0639ba8bd05190b56f752bf2e0d95c1ba5eda, https://static.ffx.io/images/$zoom_0.322%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_146%2C$y_0/t_crop_custom/q_62%2Cf_auto/bcf0639ba8bd05190b56f752bf2e0d95c1ba5eda 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/investing-1st">Investing</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/why-acting-like-george-costanza-could-help-save-your-investments-20250128-p5l7ox.html">Why acting like George Costanza could help save your investments</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">William Bennett</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="5" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/should-we-sell-our-investment-property-and-put-the-money-into-super-20250124-p5l6x2.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_59%2C$y_0/t_crop_custom/q_86%2Cf_auto/35343d3f39f7ce5abe557dde65f29a4ed214e908, https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_59%2C$y_0/t_crop_custom/q_62%2Cf_auto/35343d3f39f7ce5abe557dde65f29a4ed214e908 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_59%2C$y_0/t_crop_custom/q_86%2Cf_auto/35343d3f39f7ce5abe557dde65f29a4ed214e908, https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_59%2C$y_0/t_crop_custom/q_62%2Cf_auto/35343d3f39f7ce5abe557dde65f29a4ed214e908 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="There is the school of thought that once you buy a property the strategy should be to never sell. But you can’t eat bricks." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_59%2C$y_0/t_crop_custom/q_86%2Cf_auto/35343d3f39f7ce5abe557dde65f29a4ed214e908" srcSet="https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_59%2C$y_0/t_crop_custom/q_86%2Cf_auto/35343d3f39f7ce5abe557dde65f29a4ed214e908, https://static.ffx.io/images/$zoom_0.42%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_59%2C$y_0/t_crop_custom/q_62%2Cf_auto/35343d3f39f7ce5abe557dde65f29a4ed214e908 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/should-we-sell-our-investment-property-and-put-the-money-into-super-20250124-p5l6x2.html">Should we sell our investment property and put the money into super?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Paul Benson</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="6" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/trump-s-ridiculous-meme-coin-lays-bare-crypto-s-rotten-underbelly-20250124-p5l6zi.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.284%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_112%2C$y_0/t_crop_custom/q_86%2Cf_auto/5850e5eea94785c408727db47f249095db2f6cb4, https://static.ffx.io/images/$zoom_0.284%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_112%2C$y_0/t_crop_custom/q_62%2Cf_auto/5850e5eea94785c408727db47f249095db2f6cb4 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.284%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_112%2C$y_0/t_crop_custom/q_86%2Cf_auto/5850e5eea94785c408727db47f249095db2f6cb4, https://static.ffx.io/images/$zoom_0.284%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_112%2C$y_0/t_crop_custom/q_62%2Cf_auto/5850e5eea94785c408727db47f249095db2f6cb4 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Within hours of its launch, the price of Trump’s oh-so-inventively named meme coin $Trump, had skyrocketed by as much as 600 per cent." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.284%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_112%2C$y_0/t_crop_custom/q_86%2Cf_auto/5850e5eea94785c408727db47f249095db2f6cb4" srcSet="https://static.ffx.io/images/$zoom_0.284%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_112%2C$y_0/t_crop_custom/q_86%2Cf_auto/5850e5eea94785c408727db47f249095db2f6cb4, https://static.ffx.io/images/$zoom_0.284%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_112%2C$y_0/t_crop_custom/q_62%2Cf_auto/5850e5eea94785c408727db47f249095db2f6cb4 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/cryptocurrencies-hpc">Cryptocurrencies</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/trump-s-ridiculous-meme-coin-lays-bare-crypto-s-rotten-underbelly-20250124-p5l6zi.html">Trump’s ridiculous ‘meme coin’ lays bare crypto’s rotten underbelly</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Victoria Devine</span></span></li></ul></div></div></div></div></div></div></section><div class="container"><div class="adWrapper IMjKL Rzhwt noPrint" data-testid="ad"><small class="CtZLl">Advertisement</small><div class="" id="adspot-160x600_300x250_300x600-pos3-desktop"></div></div></div><div class="nQ-Qe qXCVR"><section class="UXmE3 _4hq8m dKxbx p3-Ie" data-an-name="Borrowing &amp; saving" data-pb-type="cu" data-contentunit-id="490" data-testid="borrowing-&amp;-saving-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi">Borrowing &amp; saving</h2></header><div class=""><div class="gk0Eb"><div class="qWp8L XBY1N d-gvQ ZWBzV ctBPR R-OPk" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/saving/the-us-president-has-his-own-meme-coin-but-is-it-a-trumped-up-investment-20250213-p5lbsc.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.73828125%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/68ae4e1320ab2665f8cf8d4b876226e55bee9d88, https://static.ffx.io/images/$zoom_0.73828125%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/68ae4e1320ab2665f8cf8d4b876226e55bee9d88 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.5534%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_103%2C$y_0/t_crop_custom/q_86%2Cf_auto/68ae4e1320ab2665f8cf8d4b876226e55bee9d88, https://static.ffx.io/images/$zoom_0.5534%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_103%2C$y_0/t_crop_custom/q_62%2Cf_auto/68ae4e1320ab2665f8cf8d4b876226e55bee9d88 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Exchanges offering bitcoin and other cryptocurrencies are still pleading for new laws to clarify their legal duties." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.5534%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_103%2C$y_0/t_crop_custom/q_86%2Cf_auto/68ae4e1320ab2665f8cf8d4b876226e55bee9d88" srcSet="https://static.ffx.io/images/$zoom_0.5534%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_103%2C$y_0/t_crop_custom/q_86%2Cf_auto/68ae4e1320ab2665f8cf8d4b876226e55bee9d88, https://static.ffx.io/images/$zoom_0.5534%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_103%2C$y_0/t_crop_custom/q_62%2Cf_auto/68ae4e1320ab2665f8cf8d4b876226e55bee9d88 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/hip-pocket-1mrl">Hip pocket</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/saving/the-us-president-has-his-own-meme-coin-but-is-it-a-trumped-up-investment-20250213-p5lbsc.html">The US president has his own meme coin, but is it a Trumped-up investment?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Dominic Powell</span></span></li></ul></div></div><div class="qWp8L xZJF0 ctBPR" data-an-position="2" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/hip-pocket-1mrl">Hip pocket</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/saving/on-point-or-not-why-credit-card-reward-schemes-have-lost-their-shine-20250206-p5la1k.html">On point, or not? Why credit card reward schemes have lost their shine</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Dominic Powell</span></span></li></ul></div></div><div class="qWp8L xZJF0 ctBPR" data-an-position="3" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/saving/we-earn-350k-a-year-but-struggle-to-save-what-can-we-do-about-this-20250207-p5laas.html">We earn $350k a year but struggle to save. What can we do about this?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Paul Benson</span></span></li></ul></div></div></div></div></section><section class="UXmE3 _4hq8m dKxbx p3-Ie" data-an-name="Also in Money" data-pb-type="cu" data-contentunit-id="491" data-testid="also-in-money-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi">Also in Money</h2></header><div class=""><div class="gk0Eb"><div class="qWp8L XBY1N d-gvQ ZWBzV ctBPR R-OPk" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/my-partner-is-18-years-older-than-me-how-do-we-plan-for-retirement-20250213-p5lbx8.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.2824%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_82%2C$y_0/t_crop_custom/q_86%2Cf_auto/5bcbe6e6f81c4412082c1790f8aa979004bdf0e9, https://static.ffx.io/images/$zoom_0.2824%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_82%2C$y_0/t_crop_custom/q_62%2Cf_auto/5bcbe6e6f81c4412082c1790f8aa979004bdf0e9 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.2118%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_213%2C$y_0/t_crop_custom/q_86%2Cf_auto/5bcbe6e6f81c4412082c1790f8aa979004bdf0e9, https://static.ffx.io/images/$zoom_0.2118%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_213%2C$y_0/t_crop_custom/q_62%2Cf_auto/5bcbe6e6f81c4412082c1790f8aa979004bdf0e9 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="An age gap like this can provide opportunities from a tax and super perspective, but can catch you out on things like the pension." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2118%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_213%2C$y_0/t_crop_custom/q_86%2Cf_auto/5bcbe6e6f81c4412082c1790f8aa979004bdf0e9" srcSet="https://static.ffx.io/images/$zoom_0.2118%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_213%2C$y_0/t_crop_custom/q_86%2Cf_auto/5bcbe6e6f81c4412082c1790f8aa979004bdf0e9, https://static.ffx.io/images/$zoom_0.2118%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_213%2C$y_0/t_crop_custom/q_62%2Cf_auto/5bcbe6e6f81c4412082c1790f8aa979004bdf0e9 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/my-partner-is-18-years-older-than-me-how-do-we-plan-for-retirement-20250213-p5lbx8.html">My partner is 18 years older than me. How do we plan for retirement?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Paul Benson</span></span></li></ul></div></div><div class="qWp8L xZJF0 ctBPR" data-an-position="2" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><div class="EKPfZ"><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/retirement-living-jl3">Retirement living</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/the-promises-that-could-determine-the-next-federal-election-20250214-p5lc7c.html">The promises that could determine the next federal election</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Bec Wilson</span></span></li></ul></div></div><div class="qWp8L xZJF0 ctBPR" data-an-position="3" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/how-do-we-buy-shares-for-our-three-year-old-godson-20250211-p5lb6g.html">How do we buy shares for our three-year-old godson?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Noel Whittaker</span></span></li></ul></div></div></div></div></section></div><section aria-busy="true" aria-live="polite" class="juJvv llT7N YcHfP p3-Ie" style="height:250px"><header class="cwTqA"><h2 class="cwTqA">Popular in Money</h2></header><div class="dHkfv"><span class="wekbt JWiCP tcU5i"><span class="EaK8B"></span><span class="q4Eba">Loading</span></span></div></section><div class="container"><div 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