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data-an-name="FiveStoryLeadSet" data-pb-type="cu" data-contentunit-id="486" data-testid="fivestoryleadset-strap"><div class=""><div><div class="-ro0Q"><div class="fpUkv"><div class="qWp8L ZsvyM T8-bI" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/borrowing/how-savvy-borrowers-can-double-the-coming-rate-cuts-20250404-p5lpau.html"><div class="pc0-m ciMUf ERJUE _06BcQ"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1765%2C$multiply_0.5203%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/q_86%2Cf_auto/ad1efb3505961f38bd68fc03ee57a0b7dfc72bf1, https://static.ffx.io/images/$zoom_0.1765%2C$multiply_1.0406%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/q_62%2Cf_auto/ad1efb3505961f38bd68fc03ee57a0b7dfc72bf1 2x" data-pb-im-config="{&quot;type&quot;:&quot;landscape16x9&quot;,&quot;aspectRatio&quot;:1.777778,&quot;width&quot;:551}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1765%2C$multiply_0.3541%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/q_86%2Cf_auto/ad1efb3505961f38bd68fc03ee57a0b7dfc72bf1, https://static.ffx.io/images/$zoom_0.1765%2C$multiply_0.7082%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/q_62%2Cf_auto/ad1efb3505961f38bd68fc03ee57a0b7dfc72bf1 2x" data-pb-im-config="{&quot;type&quot;:&quot;landscape16x9&quot;,&quot;aspectRatio&quot;:1.777778,&quot;width&quot;:375}"/><img alt="We may be at the start of a refinancing frenzy, with more rate cuts on the way." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1765%2C$multiply_0.5515%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/q_86%2Cf_auto/ad1efb3505961f38bd68fc03ee57a0b7dfc72bf1" srcSet="https://static.ffx.io/images/$zoom_0.1765%2C$multiply_0.5515%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/q_86%2Cf_auto/ad1efb3505961f38bd68fc03ee57a0b7dfc72bf1, https://static.ffx.io/images/$zoom_0.1765%2C$multiply_1.1029%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_96/t_crop_custom/q_62%2Cf_auto/ad1efb3505961f38bd68fc03ee57a0b7dfc72bf1 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/interest-rates-5yo">Interest rates</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/borrowing/how-savvy-borrowers-can-double-the-coming-rate-cuts-20250404-p5lpau.html">How savvy borrowers can double the coming rate cuts</a></h3><p class="P8GqN" data-pb-type="ab">With more rate cuts on the way and refinancing starting to kick off, it’s a perfect time to save big bucks on your mortgage.</p><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Nicole Pedersen-McKinnon</span></span></li></ul></div></div></div><div class="fpUkv"><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/planning-to-retire-here-s-exactly-how-much-you-can-afford-to-spend-20250404-p5lp7m.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.4468%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_113%2C$y_0/t_crop_custom/q_86%2Cf_auto/3cefdc754a39e82adb383afb5f139ae9fb2ebea9, https://static.ffx.io/images/$zoom_0.4468%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_113%2C$y_0/t_crop_custom/q_62%2Cf_auto/3cefdc754a39e82adb383afb5f139ae9fb2ebea9 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.3351%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_38%2C$y_0/t_crop_custom/q_86%2Cf_auto/3cefdc754a39e82adb383afb5f139ae9fb2ebea9, https://static.ffx.io/images/$zoom_0.3351%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_38%2C$y_0/t_crop_custom/q_62%2Cf_auto/3cefdc754a39e82adb383afb5f139ae9fb2ebea9 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Working out your retirement income’s lifespan doesn’t have to be a complicated calculation." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.3351%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_38%2C$y_0/t_crop_custom/q_86%2Cf_auto/3cefdc754a39e82adb383afb5f139ae9fb2ebea9" srcSet="https://static.ffx.io/images/$zoom_0.3351%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_38%2C$y_0/t_crop_custom/q_86%2Cf_auto/3cefdc754a39e82adb383afb5f139ae9fb2ebea9, https://static.ffx.io/images/$zoom_0.3351%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_38%2C$y_0/t_crop_custom/q_62%2Cf_auto/3cefdc754a39e82adb383afb5f139ae9fb2ebea9 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/retirement-living-jl3">Retirement living</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/planning-to-retire-here-s-exactly-how-much-you-can-afford-to-spend-20250404-p5lp7m.html">Planning to retire? Here’s exactly how much you can afford to spend</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Bec Wilson</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/guides-to-growth-how-to-get-the-right-retirement-advice-20250331-p5lnub.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.3780945236309078%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/d022b4719bdb513b2d67eda8437995a85e3ae42c, https://static.ffx.io/images/$zoom_0.3780945236309078%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/d022b4719bdb513b2d67eda8437995a85e3ae42c 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.2836%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/q_86%2Cf_auto/d022b4719bdb513b2d67eda8437995a85e3ae42c, https://static.ffx.io/images/$zoom_0.2836%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/q_62%2Cf_auto/d022b4719bdb513b2d67eda8437995a85e3ae42c 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="It’s important to know your lifestyle goals before seeking financial advice. " class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2836%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/q_86%2Cf_auto/d022b4719bdb513b2d67eda8437995a85e3ae42c" srcSet="https://static.ffx.io/images/$zoom_0.2836%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/q_86%2Cf_auto/d022b4719bdb513b2d67eda8437995a85e3ae42c, https://static.ffx.io/images/$zoom_0.2836%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/q_62%2Cf_auto/d022b4719bdb513b2d67eda8437995a85e3ae42c 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt _-8iZA" data-testid="label" data-pb-type="lb">Sponsored</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/superannuation-62e">Superannuation</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/guides-to-growth-how-to-get-the-right-retirement-advice-20250331-p5lnub.html">Guides to growth: how to get the right retirement advice</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Katie Cunningham</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/before-they-leave-home-teach-your-kids-these-nine-things-about-money-20250401-p5lo6q.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.7875%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/88a879dfa5826328b6033275b25dc806417ac219, https://static.ffx.io/images/$zoom_0.7875%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/88a879dfa5826328b6033275b25dc806417ac219 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.6057187500000001%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_175%2C$y_0/t_crop_custom/q_86%2Cf_auto/88a879dfa5826328b6033275b25dc806417ac219, https://static.ffx.io/images/$zoom_0.6057187500000001%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_175%2C$y_0/t_crop_custom/q_62%2Cf_auto/88a879dfa5826328b6033275b25dc806417ac219 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Your kids’ main money lessons – and modelling – will come from you, not school." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.6057187500000001%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_175%2C$y_0/t_crop_custom/q_86%2Cf_auto/88a879dfa5826328b6033275b25dc806417ac219" srcSet="https://static.ffx.io/images/$zoom_0.6057187500000001%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_175%2C$y_0/t_crop_custom/q_86%2Cf_auto/88a879dfa5826328b6033275b25dc806417ac219, https://static.ffx.io/images/$zoom_0.6057187500000001%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_175%2C$y_0/t_crop_custom/q_62%2Cf_auto/88a879dfa5826328b6033275b25dc806417ac219 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/financial-literacy-6fyv">Financial literacy</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/before-they-leave-home-teach-your-kids-these-nine-things-about-money-20250401-p5lo6q.html">Before they leave home, teach your kids these nine things about money</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Nina Hendy</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ T8-bI ZWBzV yZwNK" data-an-position="5" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/15-per-food-delivery-these-new-aged-care-prices-are-outrageous-20250401-p5lo6w.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.20491026827012027%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_157/t_crop_custom/q_86%2Cf_auto/2ff191f8855f147e35150f7e18e7a3b5baba0af3, https://static.ffx.io/images/$zoom_0.20491026827012027%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_157/t_crop_custom/q_62%2Cf_auto/2ff191f8855f147e35150f7e18e7a3b5baba0af3 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.154493167324628%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_44%2C$y_115/t_crop_custom/q_86%2Cf_auto/2ff191f8855f147e35150f7e18e7a3b5baba0af3, https://static.ffx.io/images/$zoom_0.154493167324628%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_44%2C$y_115/t_crop_custom/q_62%2Cf_auto/2ff191f8855f147e35150f7e18e7a3b5baba0af3 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Services to support independence and everyday living such as help with showering, dressing, meal preparation and home maintenance are all priced around $100 per hour." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.154493167324628%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_44%2C$y_115/t_crop_custom/q_86%2Cf_auto/2ff191f8855f147e35150f7e18e7a3b5baba0af3" srcSet="https://static.ffx.io/images/$zoom_0.154493167324628%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_44%2C$y_115/t_crop_custom/q_86%2Cf_auto/2ff191f8855f147e35150f7e18e7a3b5baba0af3, https://static.ffx.io/images/$zoom_0.154493167324628%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_44%2C$y_115/t_crop_custom/q_62%2Cf_auto/2ff191f8855f147e35150f7e18e7a3b5baba0af3 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/aged-care-5zx">Aged care</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/15-per-food-delivery-these-new-aged-care-prices-are-outrageous-20250401-p5lo6w.html">$15 per food delivery? These new aged care prices are outrageous</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Rachel Lane</span></span></li></ul></div></div></div></div></div></div></section><section class="_4hq8m dKxbx p3-Ie" data-an-name="Ask an expert" data-pb-type="cu" data-contentunit-id="487" data-testid="ask-an-expert-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi">Ask an expert</h2></header><div class=""><div class="H8trz"><div class="qWp8L Dc2-v EpCFj" data-an-position="1" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><h3 class="OfhNs TKyW1" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/once-i-start-getting-my-super-can-i-never-work-again-20250401-p5lo7c.html">Once I start getting my super, can I never work again?</a></h3><p class="P8GqN" data-pb-type="ab">Cracking into your super has a few conditions, one of which is that you’re no longer working.</p><div class="vwQJl x-2hp" data-pb-type="au"><a href="/by/noel-whittaker-13vvys" class="wdq-q"><img alt="Noel Whittaker" class="HJHzu" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/b8c5e3b678d518a5132f66015ae2c351aeee5bb8 2x" width="40"/></a><div><h5 class="VM6Jl"><span><span data-testid="byline"><a href="/by/noel-whittaker-13vvys" title="Articles by Noel Whittaker">Noel Whittaker</a></span></span></h5><p class="LhCcW">Money columnist</p></div></div></div></div><div class="qWp8L Dc2-v EpCFj" data-an-position="2" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><h3 class="OfhNs TKyW1" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/should-i-buy-a-house-before-i-retire-or-keep-renting-20250328-p5ln8a.html">Should I buy a house before I retire, or keep renting?</a></h3><p class="P8GqN" data-pb-type="ab">Calculating what will leave you better off between a mortgage and paying rent isn’t as easy as it may first seem.</p><div class="vwQJl x-2hp" data-pb-type="au"><a href="/by/paul-benson-p536xj" class="wdq-q"><img alt="Paul Benson" class="HJHzu" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/87aeade9ae441926c90453859e20aecb596ad9b7 2x" width="40"/></a><div><h5 class="VM6Jl"><span><span data-testid="byline"><a href="/by/paul-benson-p536xj" title="Articles by Paul Benson">Paul Benson</a></span></span></h5><p class="LhCcW">Money contributor</p></div></div></div></div><div class="qWp8L Dc2-v EpCFj" data-an-position="3" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><h3 class="OfhNs TKyW1" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/borrowing/i-have-1-6m-in-super-but-can-t-get-a-credit-card-am-i-too-old-20250328-p5lncd.html">I have $1.6m in super but can’t get a credit card. Am I too old?</a></h3><p class="P8GqN" data-pb-type="ab">No matter how flush you are, or how reliable your repayments, once you hit a certain age it can be tough to get a credit card.</p><div class="vwQJl x-2hp" data-pb-type="au"><a href="/by/nicole-pedersen-mckinnon-hveqa" class="wdq-q"><img alt="Nicole Pedersen-McKinnon" class="HJHzu" height="40" src="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/f0cd40c5925eb96837bbc240da33b6a9d2fe0446" srcSet="https://static.ffx.io/images/$width_40%2C$height_40/t_crop_fill/q_86%2Cf_auto/f0cd40c5925eb96837bbc240da33b6a9d2fe0446, https://static.ffx.io/images/$width_80%2C$height_80/t_crop_fill/q_86%2Cf_auto/f0cd40c5925eb96837bbc240da33b6a9d2fe0446 2x" width="40"/></a><div><h5 class="VM6Jl"><span><span data-testid="byline"><a href="/by/nicole-pedersen-mckinnon-hveqa" title="Articles by Nicole Pedersen-McKinnon">Nicole Pedersen-McKinnon</a></span></span></h5><p class="LhCcW">Money contributor</p></div></div></div></div></div></div></section><div class="container"><div class="adWrapper IMjKL noPrint" data-testid="ad"><small class="CtZLl">Advertisement</small><div class="" id="adspot-728x90_970x250_300x250-pos2-desktop"></div></div></div><section class="_4hq8m dKxbx p3-Ie uJbSL" data-an-name="Planning &amp; budgeting" data-pb-type="cu" data-contentunit-id="488" data-testid="planning-&amp;-budgeting-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi"><a href="/money/planning-and-budgeting"><span>Planning &amp; budgeting</span><svg height="1em" viewBox="0 0 32 32" width="1em" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M9.6,26.6c-0.8,0.8-0.8,2,0,2.8c0.8,0.8,2,0.8,2.8,0l12-12c0.8-0.8,0.8-2,0-2.8l-12-12 c-0.8-0.8-2-0.8-2.8,0c-0.8,0.8-0.8,2,0,2.8L20.2,16L9.6,26.6z"></path></svg></a></h2></header><div class=""><div><div class="_86vrU"><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/once-i-start-getting-my-super-can-i-never-work-again-20250401-p5lo7c.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_59%2C$y_0/t_crop_custom/q_86%2Cf_auto/da39801d6fd930a6948746e8288dc3d85c8ecb16, https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_59%2C$y_0/t_crop_custom/q_62%2Cf_auto/da39801d6fd930a6948746e8288dc3d85c8ecb16 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_59%2C$y_0/t_crop_custom/q_86%2Cf_auto/da39801d6fd930a6948746e8288dc3d85c8ecb16, https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_59%2C$y_0/t_crop_custom/q_62%2Cf_auto/da39801d6fd930a6948746e8288dc3d85c8ecb16 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Once you stop working, you can crack into your super." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_59%2C$y_0/t_crop_custom/q_86%2Cf_auto/da39801d6fd930a6948746e8288dc3d85c8ecb16" srcSet="https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_59%2C$y_0/t_crop_custom/q_86%2Cf_auto/da39801d6fd930a6948746e8288dc3d85c8ecb16, https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_59%2C$y_0/t_crop_custom/q_62%2Cf_auto/da39801d6fd930a6948746e8288dc3d85c8ecb16 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/once-i-start-getting-my-super-can-i-never-work-again-20250401-p5lo7c.html">Once I start getting my super, can I never work again?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Noel Whittaker</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/before-they-leave-home-teach-your-kids-these-nine-things-about-money-20250401-p5lo6q.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.6057187500000001%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_175%2C$y_0/t_crop_custom/q_86%2Cf_auto/88a879dfa5826328b6033275b25dc806417ac219, https://static.ffx.io/images/$zoom_0.6057187500000001%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_175%2C$y_0/t_crop_custom/q_62%2Cf_auto/88a879dfa5826328b6033275b25dc806417ac219 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.6057187500000001%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_175%2C$y_0/t_crop_custom/q_86%2Cf_auto/88a879dfa5826328b6033275b25dc806417ac219, https://static.ffx.io/images/$zoom_0.6057187500000001%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_175%2C$y_0/t_crop_custom/q_62%2Cf_auto/88a879dfa5826328b6033275b25dc806417ac219 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Your kids’ main money lessons – and modelling – will come from you, not school." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.6057187500000001%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_175%2C$y_0/t_crop_custom/q_86%2Cf_auto/88a879dfa5826328b6033275b25dc806417ac219" srcSet="https://static.ffx.io/images/$zoom_0.6057187500000001%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_175%2C$y_0/t_crop_custom/q_86%2Cf_auto/88a879dfa5826328b6033275b25dc806417ac219, https://static.ffx.io/images/$zoom_0.6057187500000001%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_175%2C$y_0/t_crop_custom/q_62%2Cf_auto/88a879dfa5826328b6033275b25dc806417ac219 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/financial-literacy-6fyv">Financial literacy</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/before-they-leave-home-teach-your-kids-these-nine-things-about-money-20250401-p5lo6q.html">Before they leave home, teach your kids these nine things about money</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Nina Hendy</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/as-a-business-owner-i-m-glad-non-compete-contracts-are-getting-the-boot-20250328-p5lnbl.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/d6e6e2abdbeefe9e0260afb3bd62c550075acc4e, https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/d6e6e2abdbeefe9e0260afb3bd62c550075acc4e 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/d6e6e2abdbeefe9e0260afb3bd62c550075acc4e, https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/d6e6e2abdbeefe9e0260afb3bd62c550075acc4e 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Many workers have been stung by non-compete clauses in their employment contracts" class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/d6e6e2abdbeefe9e0260afb3bd62c550075acc4e" srcSet="https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/d6e6e2abdbeefe9e0260afb3bd62c550075acc4e, https://static.ffx.io/images/$zoom_0.2673%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/d6e6e2abdbeefe9e0260afb3bd62c550075acc4e 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/employment-5wo">Employment</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/as-a-business-owner-i-m-glad-non-compete-contracts-are-getting-the-boot-20250328-p5lnbl.html">As a business owner, I’m glad non-compete contracts are getting the boot</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Victoria Devine</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ hjqKC _0bCmS" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/planning-and-budgeting/should-i-buy-a-house-before-i-retire-or-keep-renting-20250328-p5ln8a.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.3287%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_22%2C$y_0/t_crop_custom/q_86%2Cf_auto/97650e98489ff4ae285ff042a91d5698503caae0, https://static.ffx.io/images/$zoom_0.3287%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_22%2C$y_0/t_crop_custom/q_62%2Cf_auto/97650e98489ff4ae285ff042a91d5698503caae0 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.3287%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_22%2C$y_0/t_crop_custom/q_86%2Cf_auto/97650e98489ff4ae285ff042a91d5698503caae0, https://static.ffx.io/images/$zoom_0.3287%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_22%2C$y_0/t_crop_custom/q_62%2Cf_auto/97650e98489ff4ae285ff042a91d5698503caae0 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Calculating what will leave you better off out of a mortgage vs paying rent isn’t as easy as it may first seem." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.3287%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_22%2C$y_0/t_crop_custom/q_86%2Cf_auto/97650e98489ff4ae285ff042a91d5698503caae0" srcSet="https://static.ffx.io/images/$zoom_0.3287%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_22%2C$y_0/t_crop_custom/q_86%2Cf_auto/97650e98489ff4ae285ff042a91d5698503caae0, https://static.ffx.io/images/$zoom_0.3287%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_22%2C$y_0/t_crop_custom/q_62%2Cf_auto/97650e98489ff4ae285ff042a91d5698503caae0 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/planning-and-budgeting/should-i-buy-a-house-before-i-retire-or-keep-renting-20250328-p5ln8a.html">Should I buy a house before I retire, or keep renting?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Paul Benson</span></span></li></ul></div></div></div></div></div></section><div class="V5uiS _-98cD" id="adspot-native-6x1-pos1-desktop"></div><section class="llT7N YcHfP p3-Ie ZMvpj" data-an-name="Investing" data-pb-type="cu" data-contentunit-id="489" data-testid="investing-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi"><a href="/money/investing"><span>Investing</span><svg height="1em" viewBox="0 0 32 32" width="1em" xmlns="http://www.w3.org/2000/svg" xmlns:xlink="http://www.w3.org/1999/xlink"><path d="M9.6,26.6c-0.8,0.8-0.8,2,0,2.8c0.8,0.8,2,0.8,2.8,0l12-12c0.8-0.8,0.8-2,0-2.8l-12-12 c-0.8-0.8-2-0.8-2.8,0c-0.8,0.8-0.8,2,0,2.8L20.2,16L9.6,26.6z"></path></svg></a></h2></header><div class=""><div><div class="slORe"><div class="_52BM9"><div class="qWp8L Dc2-v _2bHIl" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/think-investing-is-like-gambling-you-re-dead-wrong-here-s-why-20250401-p5lo6b.html"><div class="pc0-m ciMUf ERJUE _06BcQ"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.2292%2C$multiply_0.3437%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e796174a815903cb8c11bfc091af9f92cfbcbe6f, https://static.ffx.io/images/$zoom_0.2292%2C$multiply_0.6874%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/e796174a815903cb8c11bfc091af9f92cfbcbe6f 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:364}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.2292%2C$multiply_0.3541%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e796174a815903cb8c11bfc091af9f92cfbcbe6f, https://static.ffx.io/images/$zoom_0.2292%2C$multiply_0.7082%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/e796174a815903cb8c11bfc091af9f92cfbcbe6f 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:375}"/><img alt="Risks are everywhere in life, not just in the stock market." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.2292%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e796174a815903cb8c11bfc091af9f92cfbcbe6f" srcSet="https://static.ffx.io/images/$zoom_0.2292%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/e796174a815903cb8c11bfc091af9f92cfbcbe6f, https://static.ffx.io/images/$zoom_0.2292%2C$multiply_0.5685%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/e796174a815903cb8c11bfc091af9f92cfbcbe6f 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/financial-literacy-6fyv">Financial literacy</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/think-investing-is-like-gambling-you-re-dead-wrong-here-s-why-20250401-p5lo6b.html">Think investing is like gambling? You’re dead wrong. Here’s why</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Paridhi Jain</span></span></li></ul></div></div><div class="qWp8L Dc2-v _2bHIl" data-an-position="2" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/should-politicians-be-banned-from-owning-multiple-properties-20250318-p5lkde.html"><div class="pc0-m ciMUf ERJUE _06BcQ"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.7573%2C$multiply_0.3437%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_235/t_crop_custom/q_86%2Cf_auto/f9cf1e242d9deb06c8117c6d69f29ce3bf984ec3, https://static.ffx.io/images/$zoom_0.7573%2C$multiply_0.6874%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_235/t_crop_custom/q_62%2Cf_auto/f9cf1e242d9deb06c8117c6d69f29ce3bf984ec3 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:364}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.7573%2C$multiply_0.3541%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_235/t_crop_custom/q_86%2Cf_auto/f9cf1e242d9deb06c8117c6d69f29ce3bf984ec3, https://static.ffx.io/images/$zoom_0.7573%2C$multiply_0.7082%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_235/t_crop_custom/q_62%2Cf_auto/f9cf1e242d9deb06c8117c6d69f29ce3bf984ec3 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.777778,&quot;type&quot;:&quot;landscape16x9&quot;,&quot;width&quot;:375}"/><img alt="Prime Minister Anthony Albanese has purchased a $4.3 million home with ocean views on NSW’s Central Coast." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.7573%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_235/t_crop_custom/q_86%2Cf_auto/f9cf1e242d9deb06c8117c6d69f29ce3bf984ec3" srcSet="https://static.ffx.io/images/$zoom_0.7573%2C$multiply_0.2842%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_235/t_crop_custom/q_86%2Cf_auto/f9cf1e242d9deb06c8117c6d69f29ce3bf984ec3, https://static.ffx.io/images/$zoom_0.7573%2C$multiply_0.5685%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_235/t_crop_custom/q_62%2Cf_auto/f9cf1e242d9deb06c8117c6d69f29ce3bf984ec3 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/property-investment-60v">Property investment</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/should-politicians-be-banned-from-owning-multiple-properties-20250318-p5lkde.html">Should politicians be banned from owning multiple properties?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">William Bennett</span></span></li></ul></div></div></div><div class="_52BM9"><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="3" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/gold-reaches-all-time-high-amid-trump-tariff-tensions-20250318-p5lkdj.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1036%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_74%2C$y_0/t_crop_custom/q_86%2Cf_auto/d918882902341f3197018943c8372dd605045645, https://static.ffx.io/images/$zoom_0.1036%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_74%2C$y_0/t_crop_custom/q_62%2Cf_auto/d918882902341f3197018943c8372dd605045645 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1036%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_74%2C$y_0/t_crop_custom/q_86%2Cf_auto/d918882902341f3197018943c8372dd605045645, https://static.ffx.io/images/$zoom_0.1036%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_74%2C$y_0/t_crop_custom/q_62%2Cf_auto/d918882902341f3197018943c8372dd605045645 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="The precious yellow metal has firmed as an option for investors looking for a safe haven against market volatility." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1036%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_74%2C$y_0/t_crop_custom/q_86%2Cf_auto/d918882902341f3197018943c8372dd605045645" srcSet="https://static.ffx.io/images/$zoom_0.1036%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_74%2C$y_0/t_crop_custom/q_86%2Cf_auto/d918882902341f3197018943c8372dd605045645, https://static.ffx.io/images/$zoom_0.1036%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_74%2C$y_0/t_crop_custom/q_62%2Cf_auto/d918882902341f3197018943c8372dd605045645 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/gold-hv0">Gold</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/gold-reaches-all-time-high-amid-trump-tariff-tensions-20250318-p5lkdj.html">Gold reaches all-time high amid Trump tariff tensions</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Cameron Gleeson</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="4" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/my-young-son-wants-to-invest-3000-could-we-put-it-into-my-super-20250318-p5lkdy.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_125%2C$y_0/t_crop_custom/q_86%2Cf_auto/32addb989231fbda3e0af57c77d45e2cb731dec4, https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_125%2C$y_0/t_crop_custom/q_62%2Cf_auto/32addb989231fbda3e0af57c77d45e2cb731dec4 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_125%2C$y_0/t_crop_custom/q_86%2Cf_auto/32addb989231fbda3e0af57c77d45e2cb731dec4, https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_125%2C$y_0/t_crop_custom/q_62%2Cf_auto/32addb989231fbda3e0af57c77d45e2cb731dec4 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="A question of super." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_125%2C$y_0/t_crop_custom/q_86%2Cf_auto/32addb989231fbda3e0af57c77d45e2cb731dec4" srcSet="https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_125%2C$y_0/t_crop_custom/q_86%2Cf_auto/32addb989231fbda3e0af57c77d45e2cb731dec4, https://static.ffx.io/images/$zoom_0.378%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_125%2C$y_0/t_crop_custom/q_62%2Cf_auto/32addb989231fbda3e0af57c77d45e2cb731dec4 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/my-young-son-wants-to-invest-3000-could-we-put-it-into-my-super-20250318-p5lkdy.html">My young son wants to invest $3000. Could we put it into my super?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Noel Whittaker</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="5" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/don-t-be-scared-how-to-keep-your-head-during-market-slumps-20250311-p5lily.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.1315%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_121%2C$y_0/t_crop_custom/q_86%2Cf_auto/62668d22224d4f16511e64cc20ef8285b1c0f5ca, https://static.ffx.io/images/$zoom_0.1315%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_121%2C$y_0/t_crop_custom/q_62%2Cf_auto/62668d22224d4f16511e64cc20ef8285b1c0f5ca 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.1315%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_121%2C$y_0/t_crop_custom/q_86%2Cf_auto/62668d22224d4f16511e64cc20ef8285b1c0f5ca, https://static.ffx.io/images/$zoom_0.1315%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_121%2C$y_0/t_crop_custom/q_62%2Cf_auto/62668d22224d4f16511e64cc20ef8285b1c0f5ca 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="It can be easy to feel unnerved during a market dip, but it’s essential to stay calm." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.1315%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_121%2C$y_0/t_crop_custom/q_86%2Cf_auto/62668d22224d4f16511e64cc20ef8285b1c0f5ca" srcSet="https://static.ffx.io/images/$zoom_0.1315%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_121%2C$y_0/t_crop_custom/q_86%2Cf_auto/62668d22224d4f16511e64cc20ef8285b1c0f5ca, https://static.ffx.io/images/$zoom_0.1315%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_121%2C$y_0/t_crop_custom/q_62%2Cf_auto/62668d22224d4f16511e64cc20ef8285b1c0f5ca 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/australian-shares-5uq">Shares</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/don-t-be-scared-how-to-keep-your-head-during-market-slumps-20250311-p5lily.html">Don’t be scared: How to keep your head during market slumps</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Paridhi Jain</span></span></li></ul></div></div><div class="qWp8L XBY1N d-gvQ _2bHIl G0LRP" data-an-position="6" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/investing/bitcoin-is-no-longer-just-a-financial-asset-it-s-a-political-one-20250225-p5lf0f.html"><div class="pc0-m xn38N _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.0836%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_44%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4, https://static.ffx.io/images/$zoom_0.0836%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_44%2C$y_0/t_crop_custom/q_62%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.0836%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_44%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4, https://static.ffx.io/images/$zoom_0.0836%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_44%2C$y_0/t_crop_custom/q_62%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Risky investments such as cryptocurrency can be a great way to lose a lot of money later in life." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.0836%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_44%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4" srcSet="https://static.ffx.io/images/$zoom_0.0836%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_44%2C$y_0/t_crop_custom/q_86%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4, https://static.ffx.io/images/$zoom_0.0836%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_44%2C$y_0/t_crop_custom/q_62%2Cf_auto/e87ce4d50768cf976a22101880c6515cff6388f4 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Analysis</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/cryptocurrencies-hpc">Cryptocurrencies</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/investing/bitcoin-is-no-longer-just-a-financial-asset-it-s-a-political-one-20250225-p5lf0f.html">Bitcoin is no longer just a financial asset – it’s a political one</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Billy Leung</span></span></li></ul></div></div></div></div></div></div></section><div class="container"><div class="adWrapper IMjKL Rzhwt noPrint" data-testid="ad"><small class="CtZLl">Advertisement</small><div class="" id="adspot-160x600_300x250_300x600-pos3-desktop"></div></div></div><div class="nQ-Qe qXCVR"><section class="UXmE3 _4hq8m dKxbx p3-Ie" data-an-name="Borrowing &amp; saving" data-pb-type="cu" data-contentunit-id="490" data-testid="borrowing-&amp;-saving-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi">Borrowing &amp; saving</h2></header><div class=""><div class="gk0Eb"><div class="qWp8L XBY1N d-gvQ ZWBzV ctBPR R-OPk" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/borrowing/how-savvy-borrowers-can-double-the-coming-rate-cuts-20250404-p5lpau.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.126%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/ad1efb3505961f38bd68fc03ee57a0b7dfc72bf1, https://static.ffx.io/images/$zoom_0.126%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_0%2C$y_0/t_crop_custom/q_62%2Cf_auto/ad1efb3505961f38bd68fc03ee57a0b7dfc72bf1 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.0945%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_74%2C$y_0/t_crop_custom/q_86%2Cf_auto/ad1efb3505961f38bd68fc03ee57a0b7dfc72bf1, https://static.ffx.io/images/$zoom_0.0945%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_74%2C$y_0/t_crop_custom/q_62%2Cf_auto/ad1efb3505961f38bd68fc03ee57a0b7dfc72bf1 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="We may be at the start of a refinancing frenzy, with more rate cuts on the way." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.0945%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_74%2C$y_0/t_crop_custom/q_86%2Cf_auto/ad1efb3505961f38bd68fc03ee57a0b7dfc72bf1" srcSet="https://static.ffx.io/images/$zoom_0.0945%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_74%2C$y_0/t_crop_custom/q_86%2Cf_auto/ad1efb3505961f38bd68fc03ee57a0b7dfc72bf1, https://static.ffx.io/images/$zoom_0.0945%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_74%2C$y_0/t_crop_custom/q_62%2Cf_auto/ad1efb3505961f38bd68fc03ee57a0b7dfc72bf1 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/interest-rates-5yo">Interest rates</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/borrowing/how-savvy-borrowers-can-double-the-coming-rate-cuts-20250404-p5lpau.html">How savvy borrowers can double the coming rate cuts</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Nicole Pedersen-McKinnon</span></span></li></ul></div></div><div class="qWp8L xZJF0 ctBPR" data-an-position="2" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/hip-pocket-1mrl">Hip pocket</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/saving/all-the-ways-to-save-money-on-your-mortgage-20250327-p5lmzf.html">All the ways to save money on your mortgage</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Dominic Powell</span></span></li></ul></div></div><div class="qWp8L xZJF0 ctBPR" data-an-position="3" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/ask-an-expert-1qi">Ask an expert</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/borrowing/i-have-1-6m-in-super-but-can-t-get-a-credit-card-am-i-too-old-20250328-p5lncd.html">I have $1.6m in super but can’t get a credit card. Am I too old?</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Nicole Pedersen-McKinnon</span></span></li></ul></div></div></div></div></section><section class="UXmE3 _4hq8m dKxbx p3-Ie" data-an-name="Also in Money" data-pb-type="cu" data-contentunit-id="491" data-testid="also-in-money-strap"><header class="P3jzd"><h2 class="voavA" data-pb-type="hi">Also in Money</h2></header><div class=""><div class="gk0Eb"><div class="qWp8L XBY1N d-gvQ ZWBzV ctBPR R-OPk" data-an-position="1" data-testid="story-tile" data-pb-type="st"><figure class="-RwuQ" data-pb-type="im"><a tabindex="-1" data-testid="article-link" href="/money/super-and-retirement/planning-to-retire-here-s-exactly-how-much-you-can-afford-to-spend-20250404-p5lp7m.html"><div class="pc0-m zETex _0wt-6 jd9xF"><picture class=""><source media="(min-width: 1024px)" srcSet="https://static.ffx.io/images/$zoom_0.4468%2C$multiply_0.1905%2C$ratio_1.5%2C$width_756%2C$x_113%2C$y_0/t_crop_custom/q_86%2Cf_auto/3cefdc754a39e82adb383afb5f139ae9fb2ebea9, https://static.ffx.io/images/$zoom_0.4468%2C$multiply_0.381%2C$ratio_1.5%2C$width_756%2C$x_113%2C$y_0/t_crop_custom/q_62%2Cf_auto/3cefdc754a39e82adb383afb5f139ae9fb2ebea9 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1.5,&quot;type&quot;:&quot;landscape3x2&quot;,&quot;width&quot;:144}"/><source media="(min-width: 768px)" srcSet="https://static.ffx.io/images/$zoom_0.3351%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_38%2C$y_0/t_crop_custom/q_86%2Cf_auto/3cefdc754a39e82adb383afb5f139ae9fb2ebea9, https://static.ffx.io/images/$zoom_0.3351%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_38%2C$y_0/t_crop_custom/q_62%2Cf_auto/3cefdc754a39e82adb383afb5f139ae9fb2ebea9 2x" data-pb-im-config="{&quot;aspectRatio&quot;:1,&quot;type&quot;:&quot;square1x1&quot;,&quot;width&quot;:96}"/><img alt="Working out your retirement income’s lifespan doesn’t have to be a complicated calculation." class="ZAk8w" src="https://static.ffx.io/images/$zoom_0.3351%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_38%2C$y_0/t_crop_custom/q_86%2Cf_auto/3cefdc754a39e82adb383afb5f139ae9fb2ebea9" srcSet="https://static.ffx.io/images/$zoom_0.3351%2C$multiply_0.254%2C$ratio_1%2C$width_378%2C$x_38%2C$y_0/t_crop_custom/q_86%2Cf_auto/3cefdc754a39e82adb383afb5f139ae9fb2ebea9, https://static.ffx.io/images/$zoom_0.3351%2C$multiply_0.5079%2C$ratio_1%2C$width_378%2C$x_38%2C$y_0/t_crop_custom/q_62%2Cf_auto/3cefdc754a39e82adb383afb5f139ae9fb2ebea9 2x"/></picture></div></a></figure><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/retirement-living-jl3">Retirement living</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/planning-to-retire-here-s-exactly-how-much-you-can-afford-to-spend-20250404-p5lp7m.html">Planning to retire? Here’s exactly how much you can afford to spend</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Bec Wilson</span></span></li></ul></div></div><div class="qWp8L xZJF0 ctBPR" data-an-position="2" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt _-8iZA" data-testid="label" data-pb-type="lb">Sponsored</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/superannuation-62e">Superannuation</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/guides-to-growth-how-to-get-the-right-retirement-advice-20250331-p5lnub.html">Guides to growth: how to get the right retirement advice</a></h3><ul class="WyvaP" data-pb-type="au"><li class="VM6Jl"><span class="yqH1d">by </span><span><span data-testid="byline">Katie Cunningham</span></span></li></ul></div></div><div class="qWp8L xZJF0 ctBPR" data-an-position="3" data-testid="story-tile" data-pb-type="st"><div class="z3g3Y"><div class="EKPfZ"><h5 class="_77RNt" data-testid="label" data-pb-type="lb">Opinion</h5><h5 class="bxWRo" data-pb-type="tg"><a href="/topic/aged-care-5zx">Aged care</a></h5></div><h3 class="OfhNs" data-testid="article-headline" data-pb-type="hl"><a data-testid="article-link" href="/money/super-and-retirement/15-per-food-delivery-these-new-aged-care-prices-are-outrageous-20250401-p5lo6w.html">$15 per food delivery? 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