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axp-global-header__dls-module__btnSm___2iwWq axp-global-header__dls-module__btnIcon___Yc2xg axp-global-header__GlobalHeader__vertNavMenuButton___1FIS5 axp-global-header__GlobalHeader__menuPd___7u5Sz axp-global-header__GlobalHeader__list___eg7fM css-1d23vup"><svg viewBox="0 0 48 48" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" width="1em" height="1em"><path d="M43.5 39a1.5 1.5 0 010 3h-39a1.5 1.5 0 010-3h39zm0-16.5a1.5 1.5 0 010 3h-39a1.5 1.5 0 010-3h39zm0-16.5a1.5 1.5 0 010 3h-39a1.5 1.5 0 010-3h39z"></path></svg></span></span><span aria-label="Close Menu" name="closemenudesktop" id="closemenudesktop" aria-expanded="true" tabindex="0" role="button" class="axp-global-header__GlobalHeader__focMen___38EXo axp-global-header__GlobalHeader__open___2z8sT axp-global-header__dls-module__btn___3VhJY axp-global-header__dls-module__btnSm___2iwWq axp-global-header__dls-module__btnIcon___Yc2xg axp-global-header__dls-module__hiddenSmDown___7zgQf"><style data-emotion="css 1d23vup">.css-1d23vup{display:inline-block;line-height:1;vertical-align:middle;font-size:1.375rem;}.css-1d23vup::before{font-size:1.375rem;}</style><span class="axp-global-header__GlobalHeader__list___eg7fM axp-global-header__dls-module__pad0LXsUp___yBhX3 css-1d23vup"><svg viewBox="0 0 48 48" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" width="1em" height="1em"><path d="M24 21.879l15.439-15.44a1.5 1.5 0 012.224 2.007l-.103.114L26.12 24l15.44 15.438a1.5 1.5 0 01.103 2.008l-.103.114a1.5 1.5 0 01-2.007.103l-.114-.103L24 26.12 8.561 41.56a1.5 1.5 0 01-2.007.103l-.114-.103a1.5 1.5 0 01-.103-2.008l.103-.114L21.88 24 6.44 8.56a1.5 1.5 0 01-.103-2.007l.103-.114a1.5 1.5 0 012.007-.103l.114.103L24 21.879l15.439-15.44L24 21.879z"></path></svg></span><span>Menu</span></span><span aria-label="Close Menu" name="closemenumobile" id="closemenumobile" aria-expanded="true" tabindex="0" role="button" class="axp-global-header__GlobalHeader__focMen___38EXo axp-global-header__GlobalHeader__open___2z8sT axp-global-header__dls-module__hiddenMdUp___2R91O"><style data-emotion="css 1d23vup">.css-1d23vup{display:inline-block;line-height:1;vertical-align:middle;font-size:1.375rem;}.css-1d23vup::before{font-size:1.375rem;}</style><span class="axp-global-header__dls-module__btn___3VhJY axp-global-header__dls-module__btnSm___2iwWq axp-global-header__GlobalHeader__menuPd___7u5Sz axp-global-header__GlobalHeader__list___eg7fM axp-global-header__dls-module__btnIcon___Yc2xg axp-global-header__GlobalHeader__vertNavMenuButton___1FIS5 css-1d23vup"><svg viewBox="0 0 48 48" xmlns="http://www.w3.org/2000/svg" aria-hidden="true" width="1em" height="1em"><path d="M24 21.879l15.439-15.44a1.5 1.5 0 012.224 2.007l-.103.114L26.12 24l15.44 15.438a1.5 1.5 0 01.103 2.008l-.103.114a1.5 1.5 0 01-2.007.103l-.114-.103L24 26.12 8.561 41.56a1.5 1.5 0 01-2.007.103l-.114-.103a1.5 1.5 0 01-.103-2.008l.103-.114L21.88 24 6.44 8.56a1.5 1.5 0 01-.103-2.007l.103-.114a1.5 1.5 0 012.007-.103l.114.103L24 21.879l15.439-15.44L24 21.879z"></path></svg></span></span></label></div><div><style data-emotion-css="zmpgl6">.css-zmpgl6{-webkit-text-decoration:underline;text-decoration:underline;padding-top:0.828125rem;padding-bottom:0.828125rem;min-width:2.75rem;min-height:2.75rem;display:inline-block;}.css-zmpgl6:hover{color:#0065bd;}.css-zmpgl6:active{color:#005aa8;}.css-zmpgl6:focus{outline:none;}.css-zmpgl6:focus span:only-child{outline:dashed 1px #53565a;outline-offset:3px;}</style><a href="https://www.americanexpress.com?inav=NavLogo" tabindex="-1" title="Homepage" class="display-inline-block axp-global-header__GlobalHeader__logoNavLink___3Kj66 css-zmpgl6"><span><span tabindex="0" class="axp-global-header__GlobalHeader__centeredLogoFoc___1f3tY axp-global-header__dls-module__dlsLogoBlueboxSolidSm___13LtE axp-global-header__GlobalHeader__media_width_low___1WXb4"><img src="https://www.aexp-static.com/cdaas/one/statics/axp-static-assets/1.8.0/package/dist/img/logos/dls-logo-bluebox-solid.svg" alt="American Express"/></span><span tabindex="0" class="axp-global-header__GlobalHeader__centeredLogoFoc___1f3tY axp-global-header__dls-module__dlsLogoStackSm___3ssQI undefined axp-global-header__GlobalHeader__closed___35m2e axp-global-header__GlobalHeader__media_width_high___1ViXM axp-global-header__dls-module__hiddenSmDown___7zgQf"><img src="https://www.aexp-static.com/cdaas/one/statics/axp-static-assets/1.8.0/package/dist/img/logos/dls-logo-stack.svg" alt="American Express"/></span><span tabindex="0" class="axp-global-header__GlobalHeader__centeredLogoFoc___1f3tY axp-global-header__dls-module__dlsLogoStackSm___3ssQI undefined axp-global-header__GlobalHeader__open___2z8sT axp-global-header__GlobalHeader__media_width_high___1ViXM axp-global-header__dls-module__hiddenSmDown___7zgQf"><img src="https://www.aexp-static.com/cdaas/one/statics/axp-static-assets/1.8.0/package/dist/img/logos/dls-logo-stack-white.svg" alt="American Express"/></span><span tabindex="0" class="axp-global-header__GlobalHeader__centeredLogoFoc___1f3tY axp-global-header__dls-module__dlsLogoStackXs___tfyDg undefined axp-global-header__GlobalHeader__closed___35m2e axp-global-header__dls-module__hiddenMdUp___2R91O"><img src="https://www.aexp-static.com/cdaas/one/statics/axp-static-assets/1.8.0/package/dist/img/logos/dls-logo-stack.svg" alt="American Express"/></span><span tabindex="0" class="axp-global-header__GlobalHeader__centeredLogoFoc___1f3tY axp-global-header__dls-module__dlsLogoStackXs___tfyDg undefined axp-global-header__GlobalHeader__open___2z8sT axp-global-header__dls-module__hiddenMdUp___2R91O"><img src="https://www.aexp-static.com/cdaas/one/statics/axp-static-assets/1.8.0/package/dist/img/logos/dls-logo-stack-white.svg" alt="American Express"/></span></span></a></div><div class="axp-global-header__GlobalHeader__media_width_low___1WXb4"><div><input type="radio" aria-describedby="aria-intro" class="axp-global-header__dls-module__srOnly___u78M4" id="axp-global-header__Tabs__tabCloser___2jJeH" name="axp-global-header__Tabs__tabOpener___1UPD9" aria-label="tab-closer" tabindex="-1" checked=""/><ul class="axp-global-header__Tabs__navTabs___XEPHn axp-global-header__dls-module__navMenu___2v96a" id="menu"><li class="axp-global-header__dls-module__navItem___2SJY5 undefined" data-child-selection="true" data-collapsing="true" aria-labelledby="axp-global-header__Tabs__tabOpener___1UPD9-myAccount"><input type="radio" aria-label="label-myAccount" class="axp-global-header__Tabs__tabOpen___1K4kz axp-global-header__dls-module__srOnly___u78M4" id="axp-global-header__Tabs__tabOpener___1UPD9-myAccount" name="axp-global-header__Tabs__tabOpener___1UPD9" tabindex="-1"/><label aria-expanded="false" role="button" class="axp-global-header__Tabs__closedLabel___2Xajz axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabOpener___1UPD9-myAccount" id="label-tab-open-myAccount" tabindex="0">My Account</label><label aria-expanded="true" role="button" class="axp-global-header__Tabs__openLabel___27qRR axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabCloser___2jJeH" id="label-tab-close-myAccount" tabindex="0"><span>My Account</span></label></li><li class="axp-global-header__dls-module__navItem___2SJY5 undefined" data-child-selection="true" data-collapsing="true" aria-labelledby="axp-global-header__Tabs__tabOpener___1UPD9-cards"><input type="radio" aria-label="label-cards" class="axp-global-header__Tabs__tabOpen___1K4kz axp-global-header__dls-module__srOnly___u78M4" id="axp-global-header__Tabs__tabOpener___1UPD9-cards" name="axp-global-header__Tabs__tabOpener___1UPD9" tabindex="-1"/><label aria-expanded="false" role="button" class="axp-global-header__Tabs__closedLabel___2Xajz axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabOpener___1UPD9-cards" id="label-tab-open-cards" tabindex="0">Cards</label><label aria-expanded="true" role="button" class="axp-global-header__Tabs__openLabel___27qRR axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabCloser___2jJeH" id="label-tab-close-cards" tabindex="0"><span>Cards</span></label></li><li class="axp-global-header__dls-module__navItem___2SJY5 undefined" data-child-selection="true" data-collapsing="true" aria-labelledby="axp-global-header__Tabs__tabOpener___1UPD9-bank"><input type="radio" aria-label="label-bank" class="axp-global-header__Tabs__tabOpen___1K4kz axp-global-header__dls-module__srOnly___u78M4" id="axp-global-header__Tabs__tabOpener___1UPD9-bank" name="axp-global-header__Tabs__tabOpener___1UPD9" tabindex="-1"/><label aria-expanded="false" role="button" class="axp-global-header__Tabs__closedLabel___2Xajz axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabOpener___1UPD9-bank" id="label-tab-open-bank" tabindex="0">Banking</label><label aria-expanded="true" role="button" class="axp-global-header__Tabs__openLabel___27qRR axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabCloser___2jJeH" id="label-tab-close-bank" tabindex="0"><span>Banking</span></label></li><li class="axp-global-header__dls-module__navItem___2SJY5 undefined" data-child-selection="true" data-collapsing="true" aria-labelledby="axp-global-header__Tabs__tabOpener___1UPD9-travel"><input type="radio" aria-label="label-travel" class="axp-global-header__Tabs__tabOpen___1K4kz axp-global-header__dls-module__srOnly___u78M4" id="axp-global-header__Tabs__tabOpener___1UPD9-travel" name="axp-global-header__Tabs__tabOpener___1UPD9" tabindex="-1"/><label aria-expanded="false" role="button" class="axp-global-header__Tabs__closedLabel___2Xajz axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabOpener___1UPD9-travel" id="label-tab-open-travel" tabindex="0">Travel</label><label aria-expanded="true" role="button" class="axp-global-header__Tabs__openLabel___27qRR axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabCloser___2jJeH" id="label-tab-close-travel" tabindex="0"><span>Travel</span></label></li><li class="axp-global-header__dls-module__navItem___2SJY5 undefined" data-child-selection="true" data-collapsing="true" aria-labelledby="axp-global-header__Tabs__tabOpener___1UPD9-rewards"><input type="radio" aria-label="label-rewards" class="axp-global-header__Tabs__tabOpen___1K4kz axp-global-header__dls-module__srOnly___u78M4" id="axp-global-header__Tabs__tabOpener___1UPD9-rewards" name="axp-global-header__Tabs__tabOpener___1UPD9" tabindex="-1"/><label aria-expanded="false" role="button" class="axp-global-header__Tabs__closedLabel___2Xajz axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabOpener___1UPD9-rewards" id="label-tab-open-rewards" tabindex="0">Rewards & Benefits</label><label aria-expanded="true" role="button" class="axp-global-header__Tabs__openLabel___27qRR axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabCloser___2jJeH" id="label-tab-close-rewards" tabindex="0"><span>Rewards & Benefits</span></label></li><li class="axp-global-header__dls-module__navItem___2SJY5 undefined" data-child-selection="true" data-collapsing="true" aria-labelledby="axp-global-header__Tabs__tabOpener___1UPD9-business"><input type="radio" aria-label="label-business" class="axp-global-header__Tabs__tabOpen___1K4kz axp-global-header__dls-module__srOnly___u78M4" id="axp-global-header__Tabs__tabOpener___1UPD9-business" name="axp-global-header__Tabs__tabOpener___1UPD9" tabindex="-1"/><label aria-expanded="false" role="button" class="axp-global-header__Tabs__closedLabel___2Xajz axp-global-header__dls-module__fontWeightNormal___2V-SL axp-global-header__dls-module__navLink___2iw6Y axp-global-header__dls-module__caret___3BPtC axp-global-header__dls-module__label2___13_8N axp-global-header__dls-module__margin0___3S0s6 axp-global-header__dls-module__dlsBrightBlue___3kbV8" for="axp-global-header__Tabs__tabOpener___1UPD9-business" id="label-tab-open-business" tabindex="0">Business</label><label aria-expanded="true" role="button" class="axp-global-header__Tabs__openLabel___27qRR 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style="font-size:11px" class="sc_textLegal_1 sc_color_gray-06 sc_paddingBottom_10">*We are currently accepting applications from Card Members with a U.S. Basic Consumer Card issued by American Express National Bank with at least 35 days tenure.</div></div></div></div><div class="hidden-sm-down"><div class="hero dls-white flex flex-align-left hidden-sm-down"><img loading="lazy" style="width:100%;max-width:1025px" src="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/hero-image-small.png" alt="" class="hero-bg axp-us-consumer-banking__index__MediumAndUpImage___11Jih"/><div class="pad-2-xs-up margin-responsive-t margin-responsive-l margin-2-b axp-us-consumer-banking__index__heroBanner___2NDNY axp-us-consumer-banking__index__columnsLG___1ZFQ7 axp-us-consumer-banking__index__columnsMD___3O8-r"><h1 class="margin-1-b"><svg width="264px" height="40px" viewBox="0 0 264 40" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-label="American Express 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8.79875C57.02 9.51875 56.532 10.0827 55.892 10.4907C55.26 10.8907 54.5 11.0908 53.612 11.0908H51.5ZM52.58 10.3228H53.612C54.292 10.3228 54.88 10.1547 55.376 9.81875C55.872 9.48275 56.252 9.01475 56.516 8.41475C56.788 7.81475 56.924 7.12675 56.924 6.35075C56.924 5.60675 56.716 5.02675 56.3 4.61075C55.892 4.18675 55.292 3.97475 54.5 3.97475H53.852L52.58 10.3228Z" fill="black"></path><path d="M45.8281 11.0908L47.4001 3.21875H51.7441L51.5881 3.99875H48.1681L47.6281 6.73475H50.5201L50.3641 7.52675H47.4841L46.7641 11.0908H45.8281Z" fill="black"></path></svg></div></div><h1 class="axp-us-consumer-banking__index__heroBannerHeader___59Z4I">Enhance your Membership with Rewards Checking*</h1><div class="axp-us-consumer-banking__index__heroBannerBody___1G7SP">Apply for an online checking account with no fee to open, no monthly fees, and no minimum balance requirements.<sup>1</sup></div><div class="axp-us-consumer-banking__index__bannerWithCallToAction___RxE28"><div class="callToActionWithLinks"><div class=""><a href="https://www.americanexpress.com/en-us/banking/personal/checking/apply/?intlink=us-CMS-RCLPAPPLY1%2Cus-acq-consumer-banking-checking-apply-herobanner" target="" class="sc_at_button_btn axp-us-consumer-banking__index__callToAction___1DwOY sc_textBody_3 sc_horizontallyFluid" data-qe-id="Button">Apply Now</a></div><div class=""><div style="font-size:11px;line-height:16px" class="sc_color_gray-06 sc_paddingTop_10">*We are currently accepting applications from Card Members with a U.S. Basic Consumer Card issued by American Express National Bank with at least 35 days tenure.</div></div></div></div></div></div></div></div></section><section class="margin-3-b-xs-up z-index-1 position-relative"><div class="axp-us-consumer-banking__index__variantChecking___1XVh1"><div class="axp-us-consumer-banking__index__rateBackground___eUlxG"><div class="axp-us-consumer-banking__index__outerWrap___1JFZP pad-2"><div class="axp-us-consumer-banking__index__unitWrap___2DyzZ"><div class="sc_marginBottom_10"><div class="axp-us-consumer-banking__index__svgBackground___2vpvu"><div class="sc_at_icon_root sc_color_white sc_at_icon_size_md" aria-hidden="true"></div></div></div><h3 class="sc_paddingBottom_10 sc_color_deep-blue sc_fontType_helvetica_bold sc_textBody_3">High Interest</h3><div class="axp-us-consumer-banking__index__content___1zCt3 sc_color_deep-blue sc_fontType_helvetica_regular sc_textBody_3">Earn a <b>null%</b> APY<sup>2</sup> —10X higher than the national rate.<sup>2</sup></div></div><div class="axp-us-consumer-banking__index__unitWrap___2DyzZ"><div class="sc_marginBottom_10"><div class="axp-us-consumer-banking__index__svgBackground___2vpvu"><div class="sc_at_icon_root sc_color_white sc_at_icon_size_md" aria-hidden="true"></div></div></div><h3 class="sc_paddingBottom_10 sc_color_deep-blue sc_fontType_helvetica_bold sc_textBody_3">Debit Card Rewards</h3><div class="axp-us-consumer-banking__index__content___1zCt3 sc_color_deep-blue sc_fontType_helvetica_regular sc_textBody_3">Earn Membership Rewards<sup>®</sup> points on eligible Debit Card purchases.<sup>3</sup></div></div><div class="axp-us-consumer-banking__index__unitWrap___2DyzZ"><div class="sc_marginBottom_10"><div class="axp-us-consumer-banking__index__svgBackground___2vpvu"><div class="sc_at_icon_root sc_color_white sc_at_icon_size_md" aria-hidden="true"></div></div></div><h3 class="sc_paddingBottom_10 sc_color_deep-blue sc_fontType_helvetica_bold sc_textBody_3">No Monthly Fees</h3><div class="axp-us-consumer-banking__index__content___1zCt3 sc_color_deep-blue sc_fontType_helvetica_regular sc_textBody_3"> No fee to open, no minimum deposit, and no monthly fees.<sup>1</sup></div></div><div class="axp-us-consumer-banking__index__unitWrap___2DyzZ"><div class="sc_marginBottom_10"><div class="axp-us-consumer-banking__index__svgBackground___2vpvu"><div class="sc_at_icon_root sc_color_white sc_at_icon_size_md" aria-hidden="true"></div></div></div><h3 class="sc_paddingBottom_10 sc_color_deep-blue sc_fontType_helvetica_bold sc_textBody_3">Backed by Amex</h3><div class="axp-us-consumer-banking__index__content___1zCt3 sc_color_deep-blue sc_fontType_helvetica_regular sc_textBody_3">24/7 world-class customer service and fraud monitoring.</div></div></div></div></div></section><section class="pad-2-lr-md-down mobileWhiteBox"><div><div class="axp-us-consumer-banking__index__headerImage___3uP1N"><picture><source media="(max-width: 768px)" srcSet="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/dont-do-checking-desktop.png"/><source media="(max-width: 1024px)" srcSet="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/dont-do-checking-tablet.png"/><source media="(min-width: 1024px)" srcSet="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/dont-do-checking-mobile.png"/><img loading="lazy" src="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/dont-do-checking-desktop.png" style="max-width:304px;width:100%" alt="Don't do checking without it"/></picture></div><div class="axp-us-consumer-banking__index__tileWrapper___34Gr4"><div><div class="position-relative axp-us-consumer-banking__index__bannerContent___3LGwR axp-us-consumer-banking__index__noBulletPoints___RFvx0"><div class="row margin-0-lr" data-qe-id="BannerContentWithImage"><div class="pad-0 col-xs-12 col-md-6"><picture><source srcSet="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/Benefits-Timeline-Mobile.gif 1x, https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/Benefits-Timeline-Mobile.gif 2x" media="(max-width: 767px)"/><source srcSet="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/Benefits-Timeline-Tablet.gif 1x, https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/Benefits-Timeline-Tablet.gif 2x" media="(min-width: 768px) and (max-width: 1023px)"/><source srcSet="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/Benefits-Timeline-Desktop-New.gif 1x, https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/Benefits-Timeline-Desktop-New.gif 2x" media="(min-width: 1024px) and (max-width: 1439px)"/><source srcSet="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/Benefits-Timeline-Desktop-New.gif 1x, https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/Benefits-Timeline-Desktop-New.gif 2x" media="(min-width: 1440px)"/><img loading="lazy" src="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/Benefits-Timeline-Mobile.gif" alt="A short animation showing how the Amex App combines credit card and checking account features, including account and Membership Reward point balances." class="axp-us-consumer-banking__index__bannerImage___yB_J_"/></picture></div><div class="pad-responsive-lr pad-2-tb col-xs-12 col-md-6"><div><h2 style="font-weight:500" class="heading-5 dls-deep-blue">Seamlessly manage your personal American Express accounts</h2><div><ul class="sc_mo_bullet-points-with-icons_root"><li class="sc_mo_bullet-points-with-icons_item sc_paddingTop_10 sc_paddingBottom_10"><div class="sc_mo_bullet-points-with-icons_textRow sc_mo_bullet-points-with-icons_iconAlign_center"><span class="sc_paddingLeft_0 sc_textAlign_left sc_horizontallyFluid sc_color_gray-06 sc_textBody_3">Your checking, savings, and eligible Card accounts are available 24/7 in the award-winning Amex<sup>®</sup> App<sup>4</sup>, or online.</span></div></li><li class="sc_mo_bullet-points-with-icons_item sc_paddingTop_10 sc_paddingBottom_10"><div class="sc_mo_bullet-points-with-icons_textRow sc_mo_bullet-points-with-icons_iconAlign_center"><span class="sc_paddingLeft_0 sc_textAlign_left sc_horizontallyFluid sc_color_gray-06 sc_textBody_3">Review recent transactions, transfer funds, and track your rewards from a single login.</span></div></li></ul></div></div></div></div></div></div></div><div class="axp-us-consumer-banking__index__tileWrapper___34Gr4"><div><div class="position-relative axp-us-consumer-banking__index__bannerContent___3LGwR axp-us-consumer-banking__index__noBulletPoints___RFvx0"><div class="row margin-0-lr" data-qe-id="BannerContentWithImage"><div class="pad-responsive-lr pad-2-tb col-xs-12 col-md-6"><div><h2 style="font-weight:500" class="heading-5 dls-deep-blue">An online checking account for both earning rewards and building your balance</h2><div><ul class="sc_mo_bullet-points-with-icons_root"><li class="sc_mo_bullet-points-with-icons_item sc_paddingTop_10 sc_paddingBottom_10"><div class="sc_mo_bullet-points-with-icons_textRow sc_mo_bullet-points-with-icons_iconAlign_center"><span class="sc_paddingLeft_0 sc_textAlign_left sc_horizontallyFluid sc_color_gray-06 sc_textBody_3">Reward your everyday spending and <b>null</b>. Then redeem those points for deposits right into your Amex Rewards Checking account.<sup>5</sup> If you already have a Membership Rewards-enrolled Product, you can redeem those points the same way you always have. If you're new to the Membership Rewards® Program, the points you earn can be redeemed for limited options.</span></div></li><li class="sc_mo_bullet-points-with-icons_item sc_paddingTop_10 sc_paddingBottom_10"><div class="sc_mo_bullet-points-with-icons_textRow sc_mo_bullet-points-with-icons_iconAlign_center"><span class="sc_paddingLeft_0 sc_textAlign_left sc_horizontallyFluid sc_color_gray-06 sc_textBody_3">You’ll also earn a <b>null%</b> <b>APY</b> on your checking account balance. That’s 10X higher than the national rate!</span></div></li></ul></div></div></div><div class="pad-0 col-xs-12 col-md-6"><picture><source srcSet="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/tiles-lifestyle-image-mobile.png 1x, https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/tiles-lifestyle-image-mobile.png 2x" media="(max-width: 767px)"/><source srcSet="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/tiles-lifestyle-image-tablet.png 1x, https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/tiles-lifestyle-image-tablet.png 2x" media="(min-width: 768px) and (max-width: 1023px)"/><source srcSet="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/tiles-lifestyle-image-desktop.png 1x, https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/tiles-lifestyle-image-desktop.png 2x" media="(min-width: 1024px) and (max-width: 1439px)"/><source srcSet="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/tiles-lifestyle-image-desktop.png 1x, https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/tiles-lifestyle-image-desktop.png 2x" media="(min-width: 1440px)"/><img loading="lazy" src="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/tiles-lifestyle-image-mobile.png" alt="" class="axp-us-consumer-banking__index__bannerImage___yB_J_"/></picture></div></div></div></div></div></div></section></div><section class="margin-3-b-md-down"><div class="axp-us-consumer-banking__index__wrapper___3XqZY sc_paddingHorizontal_25 sc_bgColor_bright-blue"><h2 style="font-weight:500" class="sc_textHeading_5 sc_textAlign_center sc_color_white sc_fontType_benton_medium sc_paddingVertical_30 sc_paddingHorizontal_15 sc_bgColor_bright-blue">Modern digital tools designed for your day-to-day</h2><div class=""><div class="tabs border" data-toggle="tabs"><div class="tab-menu" role="tablist"><button type="button" id="tab0" class="tab-link pad-responsive-lr" role="tab" aria-selected="true" aria-controls="tabpanel0" tabindex="-1"><span>Mobile Tools</span></button><button type="button" id="tab1" class="tab-link pad-responsive-lr" role="tab" aria-selected="false" aria-controls="tabpanel1" tabindex="-1"><span>Shopping Benefits</span></button><button type="button" id="tab2" class="tab-link pad-responsive-lr" role="tab" aria-selected="false" aria-controls="tabpanel2" tabindex="-1"><span>Service & Support</span></button><button type="button" id="tab3" class="tab-link pad-responsive-lr" role="tab" aria-selected="false" aria-controls="tabpanel3" tabindex="-1"><span>ATM & Contactless Pay</span></button></div><div class="tab-content pad-tb pad-responsive-lr"><div role="tabpanel" class="" id="tabpanel0" aria-labelledby="tabpanel0" tabindex="0"><div class="sc_at_grid_row sc_padding_20" data-qe-id="Row"><div class="sc_at_grid_col sc_at_grid_colMd4 sc_at_grid_colLg4 axp-us-consumer-banking__index__mobileImage___1U3b1" data-qe-id="Column"><picture><img loading="lazy" src="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/tab-1-desktop.png" class="axp-us-consumer-banking__index__images___2CmWK" style="padding-bottom:" alt="Two transactions from today on the Amex app, including the vendor and the amount charged for each."/></picture></div><div class="sc_at_grid_col sc_at_grid_colMd7 sc_at_grid_colLg7" data-qe-id="Column"><h3 class="sc_textHeading_4 sc_color_deep-blue sc_fontType_benton_bold sc_paddingBottom_10">Manage your account and more from wherever you are</h3><div class="sc_paddingBottom_20 sc_textBody_1"><b>Mobile Check Deposits</b>: The Amex<sup>®</sup> App helps make mobile deposits simple – just take pictures with your smartphone.<sup>6</sup></div><div class="sc_paddingBottom_20 sc_textBody_1"><b>Digital Transfers</b>: It’s simple to connect your existing bank accounts, so you can transfer money when you need to from an eligible account that's connected, including the American Express<sup>®</sup> High Yield Savings Account.</div><div class="sc_paddingBottom_20 sc_textBody_1"><b>Digital Wallet</b>: Add your American Express<sup>®</sup> Debit Card to your digital wallet to make fast and convenient payments in store and online.<sup>7</sup></div><div class="flex flex-row flex-align-center axp-us-consumer-banking__index__disclosure___pSP-A"><div style="height:39px"><svg xmlns="http://www.w3.org/2000/svg" width="125px" height="39px" viewBox="0 0 125 39" version="1.1"><title>2024 Badge_GreenOnline Copy</title><g id="Page-1" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"><g id="mobile---award" transform="translate(-30, -1102)"><g id="Group-5-Copy-2" transform="translate(30, 1102)"><image id="2024-Badge_GreenOnline-Copy" x="0" y="0" width="124.33" height="38.8136802" 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"></image></g></g></g></svg></div><div style="padding-left:5px" class="flex-align-self-center">Awarded <a href="https://www.gobankingrates.com/banking/banks/best-online-banks/" target="_blank">Best Online Bank</a> 2024 for no opening deposit by GOBankingRates.</div></div></div></div></div><div role="tabpanel" class="hidden" id="tabpanel1" aria-labelledby="tabpanel1" tabindex="0"><div class="sc_at_grid_row sc_padding_20" data-qe-id="Row"><div class="sc_at_grid_col sc_at_grid_colMd4 sc_at_grid_colLg4 axp-us-consumer-banking__index__mobileImage___1U3b1" data-qe-id="Column"><picture><img loading="lazy" src="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/tab-2-desktop.png" class="axp-us-consumer-banking__index__images___2CmWK" style="padding-bottom:" alt="A smartphone displaying a digital wallet app. An Amex Debit Card is shown as the Card being used for payments. The last transaction, including the merchant and the amount charged, is also visible."/></picture></div><div class="sc_at_grid_col sc_at_grid_colMd7 sc_at_grid_colLg7" data-qe-id="Column"><h3 class="sc_textHeading_4 sc_color_deep-blue sc_fontType_benton_bold sc_paddingBottom_10">Shop with more confidence using your Debit Card</h3><div class="sc_paddingBottom_20 sc_textBody_1"><b>Zero Liability Fraud Protection:</b> You won't be held responsible for fraudulent charges on your Debit Card that you report promptly.<sup>8</sup></div><div class="sc_paddingBottom_20 sc_textBody_1"><b>Purchase Protection<sup>♦</sup>:</b> Purchase Protection is an embedded benefit of your American Express<sup>®</sup> Debit Card. The benefit requires no enrollment and is provided at no additional charge. It can help protect Covered Purchases made on your Eligible Card against accidental damage or theft, for up to 90 days from the Covered Purchase date. Coverage Limits Apply. Please read important exclusions and restrictions to see if your item is eligible for coverage.</div><div class="sc_textLegal_1"><sup>♦</sup>Purchase Protection is underwritten by AMEX Assurance Company, Phoenix, AZ. Subject to additional terms, conditions and exclusions. For Terms and Conditions, see <a href="https://www.americanexpress.com/PPTerms">americanexpress.com/PPterms</a>. If You have questions please call Us at 1-800-228-6855, if international, collect at 1-303-273-6497.</div></div></div></div><div role="tabpanel" class="hidden" id="tabpanel2" aria-labelledby="tabpanel2" tabindex="0"><div class="sc_at_grid_row sc_padding_20" data-qe-id="Row"><div class="sc_at_grid_col sc_at_grid_colMd4 sc_at_grid_colLg4 axp-us-consumer-banking__index__mobileImage___1U3b1" data-qe-id="Column"><picture><img loading="lazy" src="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/tab-3-desktop.png" class="axp-us-consumer-banking__index__images___2CmWK" style="padding-bottom:" alt="Our in-app customer support chat showing a conversation between a customer and a customer service representative. Use this chat that is built into the Amex App to ask questions like Where can I use my Debit Card?"/></picture></div><div class="sc_at_grid_col sc_at_grid_colMd7 sc_at_grid_colLg7" data-qe-id="Column"><h3 class="sc_textHeading_4 sc_color_deep-blue sc_fontType_benton_bold sc_paddingBottom_10">Help that’s reliable and available</h3><div class="sc_paddingBottom_20 sc_textBody_1">Customer Care Professionals are a call or a click away. Access our 24/7 world-class <a href="https://global.americanexpress.com/en-us/help"> customer service online </a> or over the phone, or get real-time, personal support via Chat.</div><div class="sc_textLegal_1"></div></div></div></div><div role="tabpanel" class="hidden" id="tabpanel3" aria-labelledby="tabpanel3" tabindex="0"><div class="sc_at_grid_row sc_padding_20" data-qe-id="Row"><div class="sc_at_grid_col sc_at_grid_colMd4 sc_at_grid_colLg4 axp-us-consumer-banking__index__mobileImage___1U3b1" data-qe-id="Column"><picture><img loading="lazy" src="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/tab-4-desktop.png" class="axp-us-consumer-banking__index__images___2CmWK" style="padding-bottom:" alt="Map of 26 MoneyPass locations within 1 square mile in New York City"/></picture></div><div class="sc_at_grid_col sc_at_grid_colMd7 sc_at_grid_colLg7" data-qe-id="Column"><h3 class="sc_textHeading_4 sc_color_deep-blue sc_fontType_benton_bold sc_paddingBottom_10">Do more with your American Express® Debit Card</h3><div class="sc_paddingBottom_20 sc_textBody_1"><b>ATM</b>: You can enjoy unlimited fee-free withdrawals at 70,000+ Allpoint® and MoneyPass® ATM locations nationwide.<sup>9</sup> Visit our <a href="https://www.americanexpress.com/en-us/banking/atm-locator?product=cca&isFeeFree=true"> ATM locator </a> to find an ATM in your neighborhood.</div><div class="sc_paddingBottom_20 sc_textBody_1"><b>Contactless Payments</b>: Look for the contactless symbol when you check out using your American Express® Debit Card so you can tap, pay, and be on your way.<sup>10</sup></div><div class="sc_textLegal_1"></div></div></div></div></div></div></div></div></section><section class="pad-2-lr-md-down"><section aria-label="frequently asked questions section"><div class="pad-responsive pad-0-b pad-1-left"><h2 class="axp-us-consumer-banking__index__header___3Ekzg margin-2-b sc_fontType_benton_medium sc_color_deep-blue">Frequently Asked Questions</h2><div class="margin-2-b"><div class="border dls-white-bg faq-container"><button class="axp-us-consumer-banking__index__questionContainer___2rYMz" aria-expanded="false" id="faq-0" aria-controls="faq-0" aria-label="Who is eligible to apply for an American Express Rewards Checking account?"><div class="sc_at_icon_root sc_at_icon_size_sm-x axp-us-consumer-banking__index__iconClosed___14Glv" aria-hidden="true"></div><p style="font-size:15px;line-height:22px" class="sc_fontType_helvetica_regular sc_color_gray-06 sc_marginBottom_20 sc_marginLeft_10 sc_textAlign_left">Who is eligible to apply for an American Express Rewards Checking account?</p></button><div aria-hidden="true" style="height:0;overflow:hidden;transition:height 400ms ease-in-out"><div style="display:none"></div></div></div><div class="border dls-white-bg faq-container"><button class="axp-us-consumer-banking__index__questionContainer___2rYMz" aria-expanded="false" id="faq-1" aria-controls="faq-1" aria-label="How do I access my Amex Rewards Checking account?"><div class="sc_at_icon_root sc_at_icon_size_sm-x axp-us-consumer-banking__index__iconClosed___14Glv" aria-hidden="true"></div><p style="font-size:15px;line-height:22px" class="sc_fontType_helvetica_regular sc_color_gray-06 sc_marginBottom_20 sc_marginLeft_10 sc_textAlign_left">How do I access my Amex Rewards Checking account?</p></button><div aria-hidden="true" style="height:0;overflow:hidden;transition:height 400ms ease-in-out"><div style="display:none"></div></div></div><div class="border dls-white-bg faq-container"><button class="axp-us-consumer-banking__index__questionContainer___2rYMz" aria-expanded="false" id="faq-2" aria-controls="faq-2" aria-label="How can I fund my Amex Rewards Checking account?"><div class="sc_at_icon_root sc_at_icon_size_sm-x axp-us-consumer-banking__index__iconClosed___14Glv" aria-hidden="true"></div><p style="font-size:15px;line-height:22px" class="sc_fontType_helvetica_regular sc_color_gray-06 sc_marginBottom_20 sc_marginLeft_10 sc_textAlign_left">How can I fund my Amex Rewards Checking account?</p></button><div aria-hidden="true" style="height:0;overflow:hidden;transition:height 400ms ease-in-out"><div style="display:none"></div></div></div><div class="border dls-white-bg faq-container"><button class="axp-us-consumer-banking__index__questionContainer___2rYMz" aria-expanded="false" id="faq-3" aria-controls="faq-3" aria-label="Can I use my Debit Card at ATMs to withdraw cash? Where can I find an ATM location near me?"><div class="sc_at_icon_root sc_at_icon_size_sm-x axp-us-consumer-banking__index__iconClosed___14Glv" aria-hidden="true"></div><p style="font-size:15px;line-height:22px" class="sc_fontType_helvetica_regular sc_color_gray-06 sc_marginBottom_20 sc_marginLeft_10 sc_textAlign_left">Can I use my Debit Card at ATMs to withdraw cash? Where can I find an ATM location near me?</p></button><div aria-hidden="true" style="height:0;overflow:hidden;transition:height 400ms ease-in-out"><div style="display:none"></div></div></div><div class="border dls-white-bg faq-container"><button class="axp-us-consumer-banking__index__questionContainer___2rYMz" aria-expanded="false" id="faq-4" aria-controls="faq-4" aria-label="How do I earn and use Membership Rewards points?"><div class="sc_at_icon_root sc_at_icon_size_sm-x axp-us-consumer-banking__index__iconClosed___14Glv" aria-hidden="true"></div><p style="font-size:15px;line-height:22px" class="sc_fontType_helvetica_regular sc_color_gray-06 sc_marginBottom_20 sc_marginLeft_10 sc_textAlign_left">How do I earn and use Membership Rewards points?</p></button><div aria-hidden="true" style="height:0;overflow:hidden;transition:height 400ms ease-in-out"><div style="display:none"></div></div></div></div><div class="margin-2-b"><p style="font-size:15px;line-height:22px" class="sc_fontType_helvetica_regular sc_color_gray-06">Have other questions? Get more answers by reviewing our full list of <a class="text-underline" title="FAQs link" aria-label="Link to FAQs page" href="https://www.americanexpress.com/en-us/banking/online-checking/frequently-asked-questions?intlink=us-CMS-RCLPFAQ" target="_self">FAQs</a>.</p></div></div></section></section><section class="margin-3-b-xs-up"><div class="sc_at_grid_row" data-qe-id="Row"><div class="sc_at_grid_col sc_at_grid_colMd6 pad-0-r-md-up" data-qe-id="Column"><picture><img loading="lazy" src="https://icm.aexp-static.com/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/member-since-banner-desktop.png" style="width:100%;max-width:none;padding:0" alt="An Amex Member making a contactless payment with their mobile device while seated at a restaurant"/></picture></div><div class="sc_at_grid_col sc_at_grid_colMd6 pad-0-l-md-up axp-us-consumer-banking__index__centerTextCol___3nfSf sc_bgColor_bright-blue" data-qe-id="Column"><h2 style="font-weight:500" class="sc_textHeading_5 sc_color_white sc_textAlign_center sc_padding_20 sc_fontType_benton_medium">High interest online checking account for Members</h2></div></div></section><section class="pad-2-lr-md-down margin-3-b-xs-up"><div class=""><div class="lazyload-wrapper "><div style="height:100%" class="lazyload-placeholder"></div></div></div></section><section class="margin-3-b-xs-up"><div class="container"><section aria-label="terms and conditions section" class="terms-and-conditions"><div class="flex flex-wrap"></div><p class="legal-1"><p class="margin-3-t-xs-up"><strong> Terms and Conditions </strong> </p></p><dl><h3 style="font-size:1em" class="font-weight-bold margin-t-xs-up sc_fontType_helvetica_bold"><sup>1</sup>No Monthly Account Fees and No Minimum Balance Requirements</h3><dd class="margin-0-l-xs-up legal-1">No minimum balance is required to open an account or earn interest, and no minimum balance fees are charged for Rewards Checking Accounts. Inactive and/or unfunded accounts may be subject to closure. Please see the Consumer Deposit Account Agreement and Rewards Checking Schedule at <a href="http://americanexpress.com/rewardscheckingterms" target="_self">americanexpress.com/rewardscheckingterms</a> for further details.</dd><h3 style="font-size:1em" class="font-weight-bold margin-t-xs-up sc_fontType_helvetica_bold"><sup>2</sup>Annual Percentage Yield (APY)</h3><dd class="margin-0-l-xs-up legal-1">The Annual Percentage Yield (APY) as advertised is accurate as of 11/22/2024. APY is subject to change at any time without notice before and after a Rewards Checking Account is opened. Please see the Consumer Deposit Account Agreement and Rewards Checking Schedule for additional terms. Transaction fees may reduce APY. APY rate compared to national deposit rate from the FDIC's published Monthly Rate Information for Interest Checking deposit products. FDIC national rate is calculated as the simple average of interest rates paid by US FDIC-insured depository institutions and branches for which data is available. This national deposit rate reflects APY paid on a variety of interest-bearing checking accounts with terms, services and limitations that may differ. See the <a href="https://www.fdic.gov/resources/bankers/national-rates/" target="_self">FDIC Website</a> for details.</dd><h3 style="font-size:1em" class="font-weight-bold margin-t-xs-up sc_fontType_helvetica_bold"><sup>3</sup>Membership Rewards<sup>®</sup> Program for Checking and Debit</h3><dd class="margin-0-l-xs-up legal-1">When you open an American Express<sup>®</sup> Rewards Checking Account you will also receive a Membership Rewards<sup>®</sup> Account (a Rewards Account), in which you will earn one Membership Rewards point for every two dollars of eligible Debit Card purchases. Eligible Debit Card purchases are purchases of goods or services, minus returns and other credits, for anything except: cash withdrawals, cash equivalents, person-to-person transactions, purchases of traveler’s checks, American Express Gift Cards bought online, purchases or reloading of prepaid cards, and foreign exchange fees and fees for account services. You can redeem Membership Rewards points for a deposit into your checking account. Visit <a title="Rewards points" href="https://membershiprewards.com/pointsinfo?intlink=us-CMS-RCLPMRTERMS1" target="_self">membershiprewards.com/pointsinfo</a> to learn what other redemption options may be available. If you also have a Rewards Account in connection with a Card Account, your Rewards Accounts can be linked and you will have access to all redemption options offered with that Card Account. For more information, visit <a title="Rewards terms" href="https://membershiprewards.com/terms?intlink=us-CMS-RCLPMRTERMS2" target="_self">membershiprewards.com/terms</a>.</dd><h3 style="font-size:1em" class="font-weight-bold margin-t-xs-up sc_fontType_helvetica_bold">Membership Rewards<sup>®</sup> Program</h3><dd class="margin-0-l-xs-up legal-1">Terms and Conditions for the Membership Rewards<sup>®</sup> program apply. Visit <a title="Rewards terms" href="https://membershiprewards.com/terms?intlink=us-CMS-RCLPMRTERMS4" target="_self">membershiprewards.com/terms</a> for more information. Participating partners and available rewards are subject to change without notice.<br/><br/>The value of Membership Rewards<sup>®</sup> points varies according to how you choose to use them. To learn more, go to <a title="Rewards points info" href="https://global.americanexpress.com/rewards/calculator?intlink=us-CMS-RCLPMRPOINTS2" target="_self">membershiprewards.com/pointsinfo</a>.</dd><h3 style="font-size:1em" class="font-weight-bold margin-t-xs-up sc_fontType_helvetica_bold"><sup>4</sup>American Express<sup>®</sup> App</h3><dd class="margin-0-l-xs-up legal-1">iOS and Android<sup>™</sup> only. See app store listings for operating system info.</dd><h3 style="font-size:1em" class="font-weight-bold margin-t-xs-up sc_fontType_helvetica_bold"><sup>5</sup>Membership Rewards<sup>®</sup> Program - Redeem for Deposits</h3><dd class="margin-0-l-xs-up legal-1">You may redeem Membership Rewards<sup>®</sup> points for deposits into your American Express<sup>®</sup> Rewards Checking Account. To learn more about the redemption value for Redeem for Deposits, go to <a title="Rewards points info" href="https://global.americanexpress.com/rewards/calculator?intlink=us-CMS-RCLPMRPOINTS1" target="_self">membershiprewards.com/pointsinfo</a>. American Express will deduct the number of points you select from your Membership Rewards Account and deposit a corresponding dollar amount into your checking account. Generally, deposits will post to your account within 48 hours of redemption. For more information, visit <a title="Rewards terms" href="https://membershiprewards.com/terms?intlink=us-CMS-RCLPMRTERMS3" target="_self">membershiprewards.com/terms</a>.</dd><h3 style="font-size:1em" class="font-weight-bold margin-t-xs-up sc_fontType_helvetica_bold"><sup>6</sup>Mobile Check Deposit</h3><dd class="margin-0-l-xs-up legal-1">Mobile Check Deposit is subject to deposit limits and other restrictions, which may change in the future. Please see our Mobile Check Deposit Agreement (<a href="https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/AENB-MCD-Disclosures-Mobile.pdf?extlink=US-Web-null-mcdterms" target="_self">go.amex/mcdterms</a>) for limits and other restrictions. This agreement may be accessed prior to your use of this service. Please see the Rewards Checking Schedule (<a href="https://www.americanexpress.com/content/dam/amex/en-us/banking/online-checking/Checking-Schedule.pdf?extlink=US-Web-null-checkingschedule" target="_self">go.amex/checkingschedule</a>) for information about when funds deposited through Mobile Check Deposit are made available. Mobile data rates may apply.</dd><h3 style="font-size:1em" class="font-weight-bold margin-t-xs-up sc_fontType_helvetica_bold"><sup>7</sup>Digital Wallet</h3><dd class="margin-0-l-xs-up legal-1">Digital wallets are Apple Pay<sup>®</sup> and Google Pay™.</dd><h3 style="font-size:1em" class="font-weight-bold margin-t-xs-up sc_fontType_helvetica_bold"><sup>8</sup>Zero Liability Fraud Protection</h3><dd class="margin-0-l-xs-up legal-1">Zero Liability Fraud Protection does not include unauthorized charges made by users who you allow to use your Debit Card. You are responsible for notifying American Express promptly upon learning of an unauthorized transaction against your accounts or the loss or theft of your Debit Card or Debit Card number. Limitations apply. See the Consumer Deposit Account Agreement and Rewards Checking Schedule at <a href="http://americanexpress.com/rewardscheckingterms" target="_self">americanexpress.com/rewardscheckingterms</a>. Learn how we secure your payments at <a href="https://www.americanexpress.com/us/security-center/" target="_self">americanexpress.com/us/security-center/</a>.</dd><h3 style="font-size:1em" class="font-weight-bold margin-t-xs-up sc_fontType_helvetica_bold"><sup>9</sup>ATM Withdrawals</h3><dd class="margin-0-l-xs-up legal-1">At Allpoint<sup>®</sup> and MoneyPass<sup>®</sup> locations in the U.S., you can withdraw cash and get account information with no fee. Access to ATMs outside of the Allpoint<sup>®</sup> and MoneyPass<sup>®</sup> network are subject to fees by the ATM owner and/or network. ATM withdrawal limits apply. American Express applies foreign exchange fees to withdrawals in foreign currencies. American Express does not accept ATM cash deposits into your Rewards Checking account at this time. Visit <a href="http://americanexpress.com/rewardscheckingterms" target="_self">americanexpress.com/rewardscheckingterms</a> for more information and <a href="https://www.americanexpress.com/rewardscheckingfeefreeatm/" target="_self">americanexpress.com/rewardscheckingfeefreeatm/</a> to find participating ATMs in the U.S.</dd><h3 style="font-size:1em" class="font-weight-bold margin-t-xs-up sc_fontType_helvetica_bold"><sup>10</sup>Contactless Payments</h3><dd class="margin-0-l-xs-up legal-1">Contactless payments are accepted at participating merchants only.</dd><h3 style="font-size:1em" class="font-weight-bold margin-t-xs-up sc_fontType_helvetica_bold"><sup>11</sup>Wire Transfers</h3><dd class="margin-0-l-xs-up legal-1">If we receive a completed Incoming Wire Transfer of funds (in U.S. dollars) that includes proper identification of your Account by 6:45pm ET on a Business Day, we will consider that to be the Business Day of your deposit. Funds from Incoming Wire Transfers received by 6:45pm ET will generally be available for withdrawal on that Business Day. Funds from Incoming Wire Transfers received after 6:45pm ET will generally be available for withdrawal on the next Business Day. A $20 fee will apply to all outgoing wire transfers from an American Express Rewards Checking Account. Outgoing wire transfers are subject to a $500,000 daily limit per account. Additional terms apply to outgoing wire transfers.</dd></dl></section></div></section></div></div><div class="axp-footer__dls-module__module___1_EeR noindex"><footer data-module-name="axp-footer" class="axp-footer__footer__footer___328qd axp-footer__dls-module__pad1B___319TY axp-footer__dls-module__dlsWhiteBg___2unIs" role="contentinfo"><div><script id="script-supplier" type="text/javascript" crossorigin="anonymous" src="https://www.aexp-static.com/cdaas/user-consent-management/navscript/v1.0.1/navscript.js" defer=""></script></div><div><div class="axp-footer__dls-module__padTb___3-Cwz width-full container axp-footer__footer__lastLoginStyle___dnIUI"></div></div><hr class="width-full container"/><div class="axp-footer__dls-module__hiddenSmDown___7zgQf width-full container"><div class="axp-footer__dls-module__pad3B___1J3uF axp-footer__dls-module__row___3H3xq"><div class="axp-footer__footer__footerSection___3zipI axp-footer__dls-module__col___9B4qP axp-footer__dls-module__colLg3___2wVa6 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href="https://www.americanexpress.com/us/credit-cards/business/corporate-credit-cards/?inav=footer_corp_prg" rel=" " title="Corporate Programs" tracking="footer_corp_prg" class="axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Corporate Programs</a></li><li role="listitem"><a label="View All Gift Cards" href="https://www.americanexpress.com/en-us/prepaid/view-all-cards/?inav=us_footer_products_services_view_all_gift_cards" rel=" " title="View All Gift Cards" tracking="us_footer_products_services_view_all_gift_cards" class="axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">View All Gift Cards</a></li><li role="listitem"><a label="Savings Accounts & CDs" href="https://www.americanexpress.com/en-us/banking/online-savings/account/?extlink=ps2020=GIN-F&inav=footer_savings" rel=" " title="Savings Accounts & CDs" tracking="footer_savings" class="axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Savings Accounts & CDs</a></li><li role="listitem"><a label="Download the App" href="https://www.americanexpress.com/en-us/support/digital/amex-mobile-app/?inav=us_footer_products_services_download_the_app" rel=" " title="Download the App" tracking="us_footer_products_services_download_the_app" class="axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Download the App</a></li></ul></div><div class="axp-footer__footer__footerSection___3zipI axp-footer__dls-module__col___9B4qP axp-footer__dls-module__colLg3___2wVa6 axp-footer__dls-module__colMd6___22fwT axp-footer__dls-module__pad3T___SVukA"><h2 tabindex="0" role="heading" aria-level="1" class="axp-footer__dls-module__heading1___1W4S5 axp-footer__dls-module__dlsGray05___3Bige">Links You May Like</h2><ul role="list" class="axp-footer__dls-module__margin0___3S0s6 axp-footer__dls-module__margin2T___1dpgR axp-footer__dls-module__listLinks___DsWOZ"><li role="listitem"><a label="Membership Rewards" href="https://www.americanexpress.com/en-us/benefits/rewards/membership-rewards/?inav=us_footer_links_you_may_like_mr" rel=" " title="Membership Rewards" tracking="us_footer_links_you_may_like_mr" class="axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Membership Rewards</a></li><li role="listitem"><a label="FICO® Score and Insights" href="https://www.americanexpress.com/us/credit-cards/features-benefits/free-credit-score/?inav=us_footer_links_you_may_like_fico_score_insights" rel=" " title="FICO® Score and Insights" tracking="us_footer_links_you_may_like_fico_score_insights" class="axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">FICO® Score and Insights</a></li><li role="listitem"><a label="CreditSecure®" href="https://www.americanexpress.com/en-us/benefits/creditsecure/?inav=footer_creditsecure" rel=" " title="CreditSecure®" tracking="footer_creditsecure" class="axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">CreditSecure®</a></li><li role="listitem"><a label="Accept Amex Cards" href="https://www.americanexpress.com/us/merchant/accept-the-card.html?inav=footer_accept_amex" rel=" " title="Accept Amex Cards" tracking="footer_accept_amex" class="axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Accept Amex Cards</a></li><li role="listitem"><a label="Refer A Friend" href="https://www.americanexpress.com/en-us/referral?id=201279&intlink=US-MGM-Inav&inav=us_footer_links_you_may_like_refer_a_friend" rel=" " title="Refer A Friend" tracking="us_footer_links_you_may_like_refer_a_friend" class="axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Refer A Friend</a></li></ul></div><div class="axp-footer__footer__footerSection___3zipI axp-footer__dls-module__col___9B4qP axp-footer__dls-module__colLg3___2wVa6 axp-footer__dls-module__colMd6___22fwT axp-footer__dls-module__pad3T___SVukA"><h2 tabindex="0" role="heading" aria-level="1" class="axp-footer__dls-module__heading1___1W4S5 axp-footer__dls-module__dlsGray05___3Bige">Additional Information</h2><ul role="list" class="axp-footer__dls-module__margin0___3S0s6 axp-footer__dls-module__margin2T___1dpgR axp-footer__dls-module__listLinks___DsWOZ"><li role="listitem"><a label="Credit Intel – Financial Education Center" href="https://www.americanexpress.com/en-us/credit-cards/credit-intel/?inav=footer_financial_ed" rel=" " title="Credit Intel – Financial Education Center" tracking="footer_financial_ed" class="axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Credit Intel – Financial Education Center</a></li><li role="listitem"><a label="Supplier Diversity" href="https://www.americanexpress.com/en-us/company/supplier-management/?inav=footer_supplier_supplier" rel=" " title="Supplier Diversity" tracking="footer_supplier_supplier" class="axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Supplier Diversity</a></li><li role="listitem"><a label="Credit Score 101" href="https://www.americanexpress.com/en-us/credit-cards/credit-intel/credit-score/?inav=footer_credit_101" rel=" " title="Credit Score 101" tracking="footer_credit_101" class="axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Credit Score 101</a></li><li role="listitem"><a label="US Newcomers" href="https://www.americanexpress.com/us/credit-cards/features-benefits/us-newcomers/?inav=us_footer_additional_information_us_newcomers" rel=" " title="US Newcomers" tracking="us_footer_additional_information_us_newcomers" class="axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">US Newcomers</a></li><li role="listitem"><a label="Frequently Asked Questions" href="https://www.americanexpress.com/us/customer-service/?inav=footer_faqs" rel=" " title="Frequently Asked Questions" tracking="footer_faqs" class="axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Frequently Asked Questions</a></li></ul></div></div></div><div class="axp-footer__dls-module__padT___EykJE undefined width-full container axp-footer__dls-module__nav___9Aq3L axp-footer__dls-module__navVertical___3hGDp axp-footer__dls-module__navChevron___2O6CN axp-footer__dls-module__hiddenMdUp___2R91O" role="navigation" data-toggle="nav"><ul id="mobileMenuFooter" class="axp-footer__dls-module__navMenu___2v96a"><li class="axp-footer__dls-module__navItem___2SJY5"><input type="checkbox" id="nav-vert-menu-opener-about-0" class="axp-footer__dls-module__srOnly___u78M4 axp-footer__dls-module__displayNone___3VUuZ" name="nav-vert-menu-opener-about-0"/><label for="nav-vert-menu-opener-about-0" aria-label="about" id="open-0" class="axp-footer__footer__navVertSubMenuLabel___xSjOp axp-footer__footer__sectionOpener___3-NG3 axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__margin0___3S0s6 axp-footer__dls-module__navLink___2iw6Y axp-footer__dls-module__caret___3BPtC" role="button" tabindex="0" aria-expanded="false">About</label><div class="axp-footer__footer__navVertSubmenu___1QMkq axp-footer__dls-module__navMenu___2v96a axp-footer__footer__displayNone___1hN1b" id="about-submenu"><div class="axp-footer__dls-module__navMenuSection___1sl2X"><ul role="menu"><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="About American Express" href="https://www.americanexpress.com/en-us/company/?inav=us_footer_about_about_american_express" rel=" " title="About American Express" tracking="us_footer_about_about_american_express" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">About American Express</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Newsroom" href="https://www.americanexpress.com/en-us/newsroom/?inav=us_footer_about_newsroom" rel=" " title="Newsroom" tracking="us_footer_about_newsroom" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Newsroom</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Investor Relations" href="https://ir.americanexpress.com/investor-relations/default.aspx?inav=us_footer_about_investor_relations" rel=" " title="Investor Relations" tracking="us_footer_about_investor_relations" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Investor Relations</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Careers" href="https://www.americanexpress.com/en-us/careers/?inav=footer_careers" rel=" " title="Careers" tracking="footer_careers" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Careers</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Global Network" href="https://network.americanexpress.com/globalnetwork/v4/?inav=us_footer_about_global_network" rel=" " title="Global Network" tracking="us_footer_about_global_network" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Global Network</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Contact Us" href="https://www.americanexpress.com/en-us/support/contacts/?inav=us_footer_additional_information_contact_us" rel=" " title="Contact Us" tracking="us_footer_additional_information_contact_us" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Contact Us</a></li></ul></div></div></li><li class="axp-footer__dls-module__navItem___2SJY5"><input type="checkbox" id="nav-vert-menu-opener-products-services-1" class="axp-footer__dls-module__srOnly___u78M4 axp-footer__dls-module__displayNone___3VUuZ" name="nav-vert-menu-opener-products-services-1"/><label for="nav-vert-menu-opener-products-services-1" aria-label="products-services" id="open-1" class="axp-footer__footer__navVertSubMenuLabel___xSjOp axp-footer__footer__sectionOpener___3-NG3 axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__margin0___3S0s6 axp-footer__dls-module__navLink___2iw6Y axp-footer__dls-module__caret___3BPtC" role="button" tabindex="0" aria-expanded="false">Products & Services</label><div class="axp-footer__footer__navVertSubmenu___1QMkq axp-footer__dls-module__navMenu___2v96a axp-footer__footer__displayNone___1hN1b" id="products-services-submenu"><div class="axp-footer__dls-module__navMenuSection___1sl2X"><ul role="menu"><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Credit Cards" href="https://www.americanexpress.com/us/credit-cards/?inav=us_footer_credit_cards" rel=" " title="Credit Cards" tracking="us_footer_credit_cards" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Credit Cards</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Business Credit Cards" href="https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/?inav=footer_cards_bus_crdt_crd" rel=" " title="Business Credit Cards" tracking="footer_cards_bus_crdt_crd" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Business Credit Cards</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Corporate Programs" href="https://www.americanexpress.com/us/credit-cards/business/corporate-credit-cards/?inav=footer_corp_prg" rel=" " title="Corporate Programs" tracking="footer_corp_prg" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Corporate Programs</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="View All Gift Cards" href="https://www.americanexpress.com/en-us/prepaid/view-all-cards/?inav=us_footer_products_services_view_all_gift_cards" rel=" " title="View All Gift Cards" tracking="us_footer_products_services_view_all_gift_cards" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">View All Gift Cards</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Savings Accounts & CDs" href="https://www.americanexpress.com/en-us/banking/online-savings/account/?extlink=ps2020=GIN-F&inav=footer_savings" rel=" " title="Savings Accounts & CDs" tracking="footer_savings" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Savings Accounts & CDs</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Download the App" href="https://www.americanexpress.com/en-us/support/digital/amex-mobile-app/?inav=us_footer_products_services_download_the_app" rel=" " title="Download the App" tracking="us_footer_products_services_download_the_app" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Download the App</a></li></ul></div></div></li><li class="axp-footer__dls-module__navItem___2SJY5"><input type="checkbox" id="nav-vert-menu-opener-links-you-may-like-2" class="axp-footer__dls-module__srOnly___u78M4 axp-footer__dls-module__displayNone___3VUuZ" name="nav-vert-menu-opener-links-you-may-like-2"/><label for="nav-vert-menu-opener-links-you-may-like-2" aria-label="links-you-may-like" id="open-2" class="axp-footer__footer__navVertSubMenuLabel___xSjOp axp-footer__footer__sectionOpener___3-NG3 axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__margin0___3S0s6 axp-footer__dls-module__navLink___2iw6Y axp-footer__dls-module__caret___3BPtC" role="button" tabindex="0" aria-expanded="false">Links You May Like</label><div class="axp-footer__footer__navVertSubmenu___1QMkq axp-footer__dls-module__navMenu___2v96a axp-footer__footer__displayNone___1hN1b" id="links-you-may-like-submenu"><div class="axp-footer__dls-module__navMenuSection___1sl2X"><ul role="menu"><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Membership Rewards" href="https://www.americanexpress.com/en-us/benefits/rewards/membership-rewards/?inav=us_footer_links_you_may_like_mr" rel=" " title="Membership Rewards" tracking="us_footer_links_you_may_like_mr" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Membership Rewards</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="FICO® Score and Insights" href="https://www.americanexpress.com/us/credit-cards/features-benefits/free-credit-score/?inav=us_footer_links_you_may_like_fico_score_insights" rel=" " title="FICO® Score and Insights" tracking="us_footer_links_you_may_like_fico_score_insights" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">FICO® Score and Insights</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="CreditSecure®" href="https://www.americanexpress.com/en-us/benefits/creditsecure/?inav=footer_creditsecure" rel=" " title="CreditSecure®" tracking="footer_creditsecure" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">CreditSecure®</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Accept Amex Cards" href="https://www.americanexpress.com/us/merchant/accept-the-card.html?inav=footer_accept_amex" rel=" " title="Accept Amex Cards" tracking="footer_accept_amex" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Accept Amex Cards</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Refer A Friend" href="https://www.americanexpress.com/en-us/referral?id=201279&intlink=US-MGM-Inav&inav=us_footer_links_you_may_like_refer_a_friend" rel=" " title="Refer A Friend" tracking="us_footer_links_you_may_like_refer_a_friend" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Refer A Friend</a></li></ul></div></div></li><li class="axp-footer__dls-module__navItem___2SJY5"><input type="checkbox" id="nav-vert-menu-opener-additional-information-3" class="axp-footer__dls-module__srOnly___u78M4 axp-footer__dls-module__displayNone___3VUuZ" name="nav-vert-menu-opener-additional-information-3"/><label for="nav-vert-menu-opener-additional-information-3" aria-label="additional-information" id="open-3" class="axp-footer__footer__navVertSubMenuLabel___xSjOp axp-footer__footer__sectionOpener___3-NG3 axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__margin0___3S0s6 axp-footer__dls-module__navLink___2iw6Y axp-footer__dls-module__caret___3BPtC" role="button" tabindex="0" aria-expanded="false">Additional Information</label><div class="axp-footer__footer__navVertSubmenu___1QMkq axp-footer__dls-module__navMenu___2v96a axp-footer__footer__displayNone___1hN1b" id="additional-information-submenu"><div class="axp-footer__dls-module__navMenuSection___1sl2X"><ul role="menu"><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Credit Intel – Financial Education Center" href="https://www.americanexpress.com/en-us/credit-cards/credit-intel/?inav=footer_financial_ed" rel=" " title="Credit Intel – Financial Education Center" tracking="footer_financial_ed" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Credit Intel – Financial Education Center</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Supplier Diversity" href="https://www.americanexpress.com/en-us/company/supplier-management/?inav=footer_supplier_supplier" rel=" " title="Supplier Diversity" tracking="footer_supplier_supplier" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Supplier Diversity</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Credit Score 101" href="https://www.americanexpress.com/en-us/credit-cards/credit-intel/credit-score/?inav=footer_credit_101" rel=" " title="Credit Score 101" tracking="footer_credit_101" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">Credit Score 101</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="US Newcomers" href="https://www.americanexpress.com/us/credit-cards/features-benefits/us-newcomers/?inav=us_footer_additional_information_us_newcomers" rel=" " title="US Newcomers" tracking="us_footer_additional_information_us_newcomers" class="axp-footer__dls-module__dlsGray01Bg___ZmrCk axp-footer__dls-module__dlsGray02BgHvr___zz6Zr axp-footer__dls-module__textWrap___3wMeN axp-footer__footer__focusOutline___CySgA axp-footer__footer__mobilePadTB___duyEE">US Newcomers</a></li><li class="axp-footer__footer__navVertSubmenuItem___2ArTh" role="menuitem"><a label="Frequently Asked Questions" href="https://www.americanexpress.com/us/customer-service/?inav=footer_faqs" rel=" " title="Frequently Asked Questions" tracking="footer_faqs" 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src="data:image/png;base64,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"/></a></li><li><a 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Then redeem those points for deposits right into your Amex Rewards Checking account.\u003csup\u003e5\u003c/sup\u003e If you already have a Membership Rewards-enrolled Product, you can redeem those points the same way you always have. If you're new to the Membership Rewards® Program, the points you earn can be redeemed for limited options.\"],[\"^ \",\"text\",\"You’ll also earn a \u003cb\u003e{{apy}}%\u003c/b\u003e \u003cb\u003eAPY\u003c/b\u003e on your checking account balance. That’s 10X higher than the national rate!\"]]],\"imagePosition\",\"right\"]]],\"bannerWithCTA\",[\"^ \",\"card\",[\"^ \",\"cardImages\",[\"^ \",\"altText\",\"An American Express Rewards Checking Debit Card.\",\"breakpoints\",[\"^ \",\"sm\",\"/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/card-banner-mobile.png\",\"md\",\"/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/card-banner-tablet.png\",\"lg\",\"/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/card-banner-desktop.png\"]],\"header\",[\"^ \",\"title\",\"Card Name\"],\"ctas\",[[\"^ \",\"Component\",\"a\",\"$type\",\"Type.Primary\",\"urlPath\",\"/en-us/banking/personal/checking/apply/?intlink=us-CMS-RCLPAPPLY1\",\"text\",\"Apply Now\"]],\"disclaimerLinks\",[[\"^ \",\"url\",\"https://www.americanexpress.com/us/company/privacy-center/online-privacy-disclosures/?intlink=us-CMS-RCLPPRIVACY\",\"text\",\"Privacy Statement\"],[\"^ \",\"url\",\"https://www.americanexpress.com/content/dam/amex/en-us/banking/online-checking/rewards-checking-account-terms.pdf?intlink=us-CMS-RCLPTERMS1\",\"text\",\"Rewards Checking Account Terms\"]]],\"contentAfterCTAText\",\"*We are currently accepting applications from Card Members with a U.S. Basic Consumer Card issued by American Express National Bank with at least 35 days tenure.\",\"customFlagImage\",[\"^ \",\"altText\",\"Dont Live Life Without It\",\"breakpoints\",[\"^ \",\"sm\",\"/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/dont-live-life-logo-mobile.png\",\"md\",\"/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/dont-live-life-logo-tablet.png\",\"lg\",\"/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/dont-live-life-logo-desktop.png\"]],\"FDICDiscliamerImage\",\"/Internet/Acquisition/US_en/AppContent/OneSite/consumer-checking/FDIC.svg\",\"FDICDiscliamerText\",\"Accounts offered by American Express National Bank. Member FDIC.\",\"title\",\"Apply in minutes and enhance your Membership*\"],\"termsAndConditions\",[\"^ \",\"header\",\"\u003cp class='margin-3-t-xs-up'\u003e\u003cstrong\u003e Terms and Conditions \u003c/strong\u003e \u003c/p\u003e\",\"content\",[[\"^ \",\"header\",\"\u003csup\u003e1\u003c/sup\u003eNo Monthly Account Fees and No Minimum Balance Requirements\",\"description\",[[\"^ \",\"text\",\"No minimum balance is required to open an account or earn interest, and no minimum balance fees are charged for Rewards Checking Accounts. Inactive and/or unfunded accounts may be subject to closure. Please see the Consumer Deposit Account Agreement and Rewards Checking Schedule at \u003ca href='http://americanexpress.com/rewardscheckingterms' target='_self'\u003eamericanexpress.com/rewardscheckingterms\u003c/a\u003e for further details.\"]]],[\"^ \",\"header\",\"\u003csup\u003e2\u003c/sup\u003eAnnual Percentage Yield (APY)\",\"description\",[[\"^ \",\"text\",\"The Annual Percentage Yield (APY) as advertised is accurate as of {{todaysDate}}. APY is subject to change at any time without notice before and after a Rewards Checking Account is opened. Please see the Consumer Deposit Account Agreement and Rewards Checking Schedule for additional terms. Transaction fees may reduce APY. APY rate compared to national deposit rate from the FDIC's published Monthly Rate Information for Interest Checking deposit products. FDIC national rate is calculated as the simple average of interest rates paid by US FDIC-insured depository institutions and branches for which data is available. This national deposit rate reflects APY paid on a variety of interest-bearing checking accounts with terms, services and limitations that may differ. See the \u003ca href='https://www.fdic.gov/resources/bankers/national-rates/' target='_self'\u003eFDIC Website\u003c/a\u003e for details.\"]]],[\"^ \",\"header\",\"\u003csup\u003e3\u003c/sup\u003eMembership Rewards\u003csup\u003e®\u003c/sup\u003e\u0026nbsp;Program for Checking and Debit\",\"description\",[[\"^ \",\"text\",\"When you open an American Express\u003csup\u003e®\u003c/sup\u003e Rewards Checking Account you will also receive a Membership Rewards\u003csup\u003e®\u003c/sup\u003e Account (a Rewards Account), in which you will earn one Membership Rewards point for every two dollars of eligible Debit Card purchases. Eligible Debit Card purchases are purchases of goods or services, minus returns and other credits, for anything except: cash withdrawals, cash equivalents, person-to-person transactions, purchases of traveler’s checks, American Express Gift Cards bought online, purchases or reloading of prepaid cards, and foreign exchange fees and fees for account services. You can redeem Membership Rewards points for a deposit into your checking account. Visit \u003ca title='Rewards points' href='https://membershiprewards.com/pointsinfo?intlink=us-CMS-RCLPMRTERMS1' target='_self'\u003emembershiprewards.com/pointsinfo\u003c/a\u003e to learn what other redemption options may be available. If you also have a Rewards Account in connection with a Card Account, your Rewards Accounts can be linked and you will have access to all redemption options offered with that Card Account. For more information, visit \u003ca title='Rewards terms' href='https://membershiprewards.com/terms?intlink=us-CMS-RCLPMRTERMS2' target='_self'\u003emembershiprewards.com/terms\u003c/a\u003e.\"]]],[\"^ \",\"header\",\"Membership Rewards\u003csup\u003e®\u003c/sup\u003e Program\",\"description\",[[\"^ \",\"text\",\"Terms and Conditions for the Membership Rewards\u003csup\u003e®\u003c/sup\u003e program apply. Visit \u003ca title='Rewards terms' href='https://membershiprewards.com/terms?intlink=us-CMS-RCLPMRTERMS4' target='_self'\u003emembershiprewards.com/terms\u003c/a\u003e for more information. Participating partners and available rewards are subject to change without notice.\u003cbr\u003e\u003cbr\u003eThe value of Membership Rewards\u003csup\u003e®\u003c/sup\u003e points varies according to how you choose to use them. To learn more, go to \u003ca title='Rewards points info' href='https://global.americanexpress.com/rewards/calculator?intlink=us-CMS-RCLPMRPOINTS2' target='_self'\u003emembershiprewards.com/pointsinfo\u003c/a\u003e.\"]]],[\"^ \",\"header\",\"\u003csup\u003e4\u003c/sup\u003eAmerican Express\u003csup\u003e®\u003c/sup\u003e App\",\"description\",[[\"^ \",\"text\",\"iOS and Android\u003csup\u003e™\u003c/sup\u003e only. See app store listings for operating system info.\"]]],[\"^ \",\"header\",\"\u003csup\u003e5\u003c/sup\u003eMembership Rewards\u003csup\u003e®\u003c/sup\u003e Program - Redeem for Deposits\",\"description\",[[\"^ \",\"text\",\"You may redeem Membership Rewards\u003csup\u003e®\u003c/sup\u003e points for deposits into your American Express\u003csup\u003e®\u003c/sup\u003e Rewards Checking Account. To learn more about the redemption value for Redeem for Deposits, go to \u003ca title='Rewards points info' href='https://global.americanexpress.com/rewards/calculator?intlink=us-CMS-RCLPMRPOINTS1' target='_self'\u003emembershiprewards.com/pointsinfo\u003c/a\u003e. American Express will deduct the number of points you select from your Membership Rewards Account and deposit a corresponding dollar amount into your checking account. Generally, deposits will post to your account within 48 hours of redemption. For more information, visit \u003ca title='Rewards terms' href='https://membershiprewards.com/terms?intlink=us-CMS-RCLPMRTERMS3' target='_self'\u003emembershiprewards.com/terms\u003c/a\u003e.\"]]],[\"^ \",\"header\",\"\u003csup\u003e6\u003c/sup\u003eMobile Check Deposit\",\"description\",[[\"^ \",\"text\",\"Mobile Check Deposit is subject to deposit limits and other restrictions, which may change in the future. Please see our Mobile Check Deposit Agreement (\u003ca href='https://www.americanexpress.com/content/dam/amex/en-us/banking/personal-savings/AENB-MCD-Disclosures-Mobile.pdf?extlink=US-Web-null-mcdterms' target='_self'\u003ego.amex/mcdterms\u003c/a\u003e) for limits and other restrictions. This agreement may be accessed prior to your use of this service. Please see the Rewards Checking Schedule (\u003ca href='https://www.americanexpress.com/content/dam/amex/en-us/banking/online-checking/Checking-Schedule.pdf?extlink=US-Web-null-checkingschedule' target='_self'\u003ego.amex/checkingschedule\u003c/a\u003e) for information about when funds deposited through Mobile Check Deposit are made available. Mobile data rates may apply.\"]]],[\"^ \",\"header\",\"\u003csup\u003e7\u003c/sup\u003eDigital Wallet\",\"description\",[[\"^ \",\"text\",\"Digital wallets are Apple Pay\u003csup\u003e®\u003c/sup\u003e and Google Pay™.\"]]],[\"^ \",\"header\",\"\u003csup\u003e8\u003c/sup\u003eZero Liability Fraud Protection\",\"description\",[[\"^ \",\"text\",\"Zero Liability Fraud Protection does not include unauthorized charges made by users who you allow to use your Debit Card. You are responsible for notifying American Express promptly upon learning of an unauthorized transaction against your accounts or the loss or theft of your Debit Card or Debit Card number. Limitations apply. See the Consumer Deposit Account Agreement and Rewards Checking Schedule at \u003ca href='http://americanexpress.com/rewardscheckingterms' target='_self'\u003eamericanexpress.com/rewardscheckingterms\u003c/a\u003e. Learn how we secure your payments at \u003ca href='https://www.americanexpress.com/us/security-center/' target='_self'\u003eamericanexpress.com/us/security-center/\u003c/a\u003e.\"]]],[\"^ \",\"header\",\"\u003csup\u003e9\u003c/sup\u003eATM Withdrawals\",\"description\",[[\"^ \",\"text\",\"At Allpoint\u003csup\u003e®\u003c/sup\u003e and MoneyPass\u003csup\u003e®\u003c/sup\u003e locations in the U.S., you can withdraw cash and get account information with no fee. Access to ATMs outside of the Allpoint\u003csup\u003e®\u003c/sup\u003e and MoneyPass\u003csup\u003e®\u003c/sup\u003e network are subject to fees by the ATM owner and/or network. ATM withdrawal limits apply. American Express applies foreign exchange fees to withdrawals in foreign currencies. American Express does not accept ATM cash deposits into your Rewards Checking account at this time. Visit \u003ca href='http://americanexpress.com/rewardscheckingterms' target='_self'\u003eamericanexpress.com/rewardscheckingterms\u003c/a\u003e for more information and \u003ca href='https://www.americanexpress.com/rewardscheckingfeefreeatm/' target='_self'\u003eamericanexpress.com/rewardscheckingfeefreeatm/\u003c/a\u003e to find participating ATMs in the U.S.\"]]],[\"^ \",\"header\",\"\u003csup\u003e10\u003c/sup\u003eContactless Payments\",\"description\",[[\"^ \",\"text\",\"Contactless payments are accepted at participating merchants only.\"]]],[\"^ \",\"header\",\"\u003csup\u003e11\u003c/sup\u003eWire Transfers\",\"description\",[[\"^ \",\"text\",\"If we receive a completed Incoming Wire Transfer of funds (in U.S. dollars) that includes proper identification of your Account by 6:45pm ET on a Business Day, we will consider that to be the Business Day of your deposit. Funds from Incoming Wire Transfers received by 6:45pm ET will generally be available for withdrawal on that Business Day. Funds from Incoming Wire Transfers received after 6:45pm ET will generally be available for withdrawal on the next Business Day. A $20 fee will apply to all outgoing wire transfers from an American Express Rewards Checking Account. Outgoing wire transfers are subject to a $500,000 daily limit per account. Additional terms apply to outgoing wire transfers.\"]]]],\"dtm\",[\"^ \",\"eventAction\",\"Expand\",\"eventAsset\",\"Terms\u0026Conditions\"]],\"FAQs\",[\"^ \",\"header\",\"Frequently Asked Questions\",\"content\",[[\"^ \",\"question\",\"Who is eligible to apply for an American Express Rewards Checking account?\",\"answer\",[\"Applying for an American Express Rewards Checking account can be completed in minutes. We are currently accepting applications from Card Members with a U.S. Basic Consumer Card issued by American Express National Bank with at least 35 days tenure.\",\"\u0026nbsp;\",\"Submitted applications will be reviewed promptly, with decisions usually provided within minutes.\"]],[\"^ \",\"question\",\"How do I access my Amex Rewards Checking account?\",\"answer\",[\"Once your application is approved, you can start managing your American Express\u003csup\u003e®\u003c/sup\u003e Cards and Amex Rewards Checking account all in one place 24/7. After logging into your account in the American Express App or \u003ca title=\\\"Amex Rewards Checking Dashboard\\\" href=\\\"http://www.americanexpress.com/rewardscheckingdashboard?intlink=us-CMS-RCFAQDASH\\\" target=\\\"_self\\\"\u003eonline\u003c/a\u003e, you can view your account balance and recent transactions, track Membership Rewards\u003csup\u003e®\u003c/sup\u003e points, manage account settings and more.\"]],[\"^ \",\"question\",\"How can I fund my Amex Rewards Checking account?\",\"answer\",[\"After your account is created, you’ll need to fund your account within 60 days to keep it open. Your available options include:\",\"\u0026#8226; \u003cb\u003eMaking a deposit online:\u003c/b\u003e After linking one of your other bank accounts, you can enable an online transfer into your Amex Rewards Checking account.\",\"\u0026#8226; \u003cb\u003eSetting up direct deposit:\u003c/b\u003e Visit \u003ca title=\\\"American express\\\" href=\\\"https://www.americanexpress.com/rewardscheckingdirectdeposit\\\" target=\\\"_self\\\"\u003eamericanexpress.com/rewardscheckingdirectdeposit\u003c/a\u003e to explore direct deposit setup options. You can use automated direct deposit switching to transfer your direct deposit to your American Express\u003csup\u003e®\u003c/sup\u003e Rewards Checking account. If you or your payroll provider prefer to set up direct deposit manually, you can log in to download a form or access your account and routing numbers to fill out any paperwork.\",\"\u0026#8226; \u003cb\u003eUsing mobile check deposit:\u003c/b\u003e You can deposit a check quickly right from your mobile device using the American Express App. Available on iOS and Android only. Mobile data rates may apply.\",\"\u0026#8226; \u003cb\u003eWires:\u003c/b\u003e You can receive incoming wire transfers from external banks into your Rewards Checking account for no fee\u003csup\u003e11\u003c/sup\u003e.\"]],[\"^ \",\"question\",\"Can I use my Debit Card at ATMs to withdraw cash? Where can I find an ATM location near me?\",\"answer\",[\"You can withdraw cash at ATMs that have the American Express logo, including unlimited fee-free ATM withdrawals with your Debit Card at over 70,000 Allpoint\u003csup\u003e®\u003c/sup\u003e and MoneyPass\u003csup\u003e®\u003c/sup\u003e ATM locations nationwide.\",\"\u0026nbsp;\",\"Visit \u003ca href=\\\"https://www.americanexpress.com/rewardscheckingfeefreeatm\\\" target=\\\"_self\\\"\u003eamericanexpress.com/rewardscheckingfeefreeatm\u003c/a\u003e to find a full list of fee-free Allpoint\u003csup\u003e®\u003c/sup\u003e and MoneyPass\u003csup\u003e®\u003c/sup\u003e ATMs near you. Please know that third parties may impose fees for services and transactions on ATMs that are not on the Allpoint® or MoneyPass® network. ATM withdrawal limits also apply.\"]],[\"^ \",\"question\",\"How do I earn and use Membership Rewards points?\",\"answer\",[\"With Amex Rewards Checking, you can earn 1 Membership Rewards point for each $2 of eligible Debit Card purchases. Points can be redeemed for deposits into your Amex Rewards Checking account, with no cap on how many points you can earn.\",\"\u0026nbsp;\",\"If you already have a Membership Rewards-enrolled Card, in most cases your Amex Rewards Checking account should automatically be linked to your existing Membership Rewards Program Account. All points earned from your linked Card(s) and your Debit Card will accumulate together in a single Rewards Account, which can be redeemed for deposits or for any other eligible redemption options. If your Amex Rewards Checking Account is not linked to a Membership Rewards-enrolled Card, points earned from your Amex Rewards Checking account and American Express Debit Card can only be redeemed for limited options. If your Amex Rewards Checking account was not automatically linked to your existing Membership Rewards Program Account, please call us at 1-877-221-2639 or chat with us at \u003ca title=\\\"American express homepage\\\" href=\\\"https://www.americanexpress.com/?intlink=us-CMS-RCLPFAQCHAT\\\" target=\\\"_self\\\"\u003eamericanexpress.com\u003c/a\u003e or in the Amex App, available on iOS and Android only. You can review the Membership Rewards® Program Terms and Conditions at \u003ca title=\\\"Membership rewards terms\\\" href=\\\"https://membershiprewards.com/terms?intlink=us-CMS-RCLPFAQMRTERMS\\\" target=\\\"_self\\\"\u003emembershiprewards.com/terms\u003c/a\u003e.\",\"\u0026nbsp;\",\"Note there are some limitations on Membership Rewards® points on Joint accounts. Please visit \u003ca title=\\\"ATM locator\\\" href=\\\"https://americanexpress.com/rewardscheckingjointaccountfaqs\\\" target=\\\"_self\\\"\u003eamericanexpress.com/rewardscheckingjointaccountfaqs\u003c/a\u003e to learn more.\"]]],\"footer\",\"Have other questions? 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