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<!DOCTYPE HTML> <html xmlns="http://www.w3.org/1999/xhtml" lang="en-US" xml:lang="en-US"> <head> <meta charset="utf-8"/> <meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1"/> <meta http-equiv="content-type" content="text/html; charset=UTF-8"/> <meta name="viewport" content="width=device-width, initial-scale=1"/> <title>Bank of America | Overview</title> <meta name="title" content="starting-a-business"/> <meta name="description" content="starting-a-business"/> <meta name="keywords" content="starting-a-business"/> <meta name="robots" content="index, follow"/> <meta name="color-scheme" content="only light"/> <link rel="canonical"/> <link rel="icon" type="image/png" href="/etc.clientlibs/consumer-marketing/clientlibs/main/resources/images/favicon.ico"/> <link rel="preload" href="/etc.clientlibs/unity/core/clientlibs/clientlib-typography/resources/fonts/connections_regular-web.woff2" as="font" type="font/woff2" crossorigin="anonymous"/> <link rel="preload" href="/etc.clientlibs/unity/core/clientlibs/clientlib-typography/resources/fonts/connections_lightitalic-web.woff2" as="font" type="font/woff2" crossorigin="anonymous"/> <script type="text/javascript"> var APP = window.APP = window.APP || {}; APP.trackingSettings = { errorCode:'', pageType:'', subCampCodeServiceURL:'https://www.bankofamerica.com/home-loans-sales/getSubCampaignPhoneNumber?subCampCode=', cmPageName: 'StartingBOverview2022', enableSPA : 'false', listSPA: '', marketingcode: 'starting-a-business', subCampCodeEnabled : 'false', defaultSubCampCodeCTAText: 'Call', defaultSubCampcode: '', defaultPhoneNumber: '', cmCatID: 'smbus:Mkt:Multi', googleUA: 'd|UA-140232651-3,s|UA-140232651-2,p|UA-140232651-1', dartUrl: '', language: 'en-US', autoLoanRates: { apiLink: 'https://homeloans5.bankofamerica.com/rateboard/ratefeedautoloan/', state: '', defaultState: 'FL' }, chatID: '', chatLOB: '', chatMonitorType: 'yes', chatAccountType: '', dynamicCodes : [], glanceCodeEnabled : 'true', passAllParameters :'true', cheq :'', excludeTrackingCodes : 'cm_sp,cm_mmc', alloy: 'true', videoJS: '' }; </script> <link rel="stylesheet" href="/etc.clientlibs/unity/core/clientlibs/clientlib-global.min.3b7f0dea8c34568267ce1e096ede3b3b.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/unity/core/clientlibs/clientlib-typography.min.66045c0bfcddc622f9cf10535ef4199e.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/unity/core/clientlibs/clientlib-components.min.f42b09839f5dd427817bd642e624acc4.css" type="text/css"> <link rel="stylesheet" href="/etc.clientlibs/consumer-marketing/clientlibs/main.min.45cfe42c5f1065df6cc5a487731d19de.css" type="text/css"> <script src="/etc.clientlibs/consumer-marketing/clientlibs/siteconfig.min.12d90aa851b3dab1026432f905fed5c0.js"></script> <script src="/etc.clientlibs/consumer-marketing/clientlibs/tealium.min.4d28584170d6fc03a91d2460f5c843cb.js"></script> </head> <body data-disclosures-subproject="smallbusiness" data-page-path="/content/consumer-marketing/smallbusiness/starting-a-business" id="consumer-landing-v2" class=" glance-enabled"> <a class="ada-skip" href="#main-content"> Skip to content </a>  <header class=" "> <div class="header responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="aem-wrap--modal aem-GridColumn aem-GridColumn--default--12"> <dialog id="modal" class="modal" tabindex="-1" aria-hidden="true" data-action="modal"> <div class="modal__content trap" role="document"> <div class="modal__nav"> <button id="Modal_Close" class="modal__close close t-track-close" data-modal-action="close" data-close="Close" data-popup="Popup" aria-label="Close Dialog Popup" autofocus><span aria-hidden="true">×</span></button> </div> <div class="modal__body--wrapper"> <div id="modal__exit" data-aria-label="You are now leaving a Bank of America website" class="modal__body modal__body--exit exit modal__align--left" data-white-list="bankofamerica.com,bankofamericastore.com,bettermoneyhabits.com,ml.com,ustrust.com,merrilledge.com,mymerrill.com,maps.google.com,bofaml.com,baml.com,itunes.apple.com,play.google.com,apps.apple.com,mortgage.bankofamerica.com,poshelp.bofamerchantservices.com,business.bofa.com,go.bofa.com,homeloans.bankofamerica.com,www.serviceLFSUS.com,info.bankofamerica.com,boa.newhomesource.com"> <div class="text" data-action="text" data-component-context="modal"><h1><span class="text-coolGray100">Important notice:</span></h1> <h2>You are now leaving a Bank of America website.</h2> <p><span class="horizontal-line"> </span></p> <p>By clicking <b>Continue</b> you will be taken to a website that is not affiliated with Bank of America and may offer a different privacy policy and level of security. 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Relationship-based ads and online behavioral advertising help us do that.</p> <p>Bank of America participates in the Digital Advertising Alliance ("DAA") self-regulatory Principles for Online Behavioral Advertising and uses the Advertising Options Icon on our behavioral ads on non-affiliated third-party sites (excluding ads appearing on platforms that do not accept the icon). Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads. To learn more about ad choices, or to opt out of interest-based advertising with non-affiliated third-party sites, visit <a href="http://www.aboutads.info/choices/" target="_blank" rel="noopener noreferrer">YourAdChoices</a> powered by the Digital Advertising Alliance or through the <a href="https://www.networkadvertising.org/choices" target="_blank" rel="noopener noreferrer">Network Advertising Initiative's Opt-Out Tool</a>. 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href="https://www.bankofamerica.com/smallbusiness" target="_blank" data-bactmln="Nav-_-Global_Head-_-BofAlogo" rel="noopener noreferrer"> <img class="tabbed-navigation__logo" src="/content/dam/consumer-marketing/global/BofA-logo.svg" alt="Bank of America"/> </a> <span class="tabbed-navigation__label">Business Advantage</span> </div> <a href="#" id="tabbed-navigation-menu" data-bactmln="tabbed-navigation-_-menu-_-collapsed" class="tabbed-navigation__menu-trigger t-track-custom-click menu-icon " aria-label="Open The Main Menu" data-menu-close="Close The Main Menu" data-menu-open="Open The Main Menu" aria-expanded="false" role="button"> <div class="menu-icon__box"> <div class="menu-icon__inner"></div> </div> </a> <span class="tabbed-navigation__sr-helper" aria-label="Menu Section, to use the menu please use the TAB key and Enter"></span> </div> <nav class="tabbed-navigation__links links-large " aria-label="Main Menu"> <div class="tabbed-navigation__links-wrapper"> <ul> <li class="tabbed-navigation__link"><a href="https://promotions.bankofamerica.com/smallbusiness/starting-a-business.html" aria-label="Overview" id="tabbed-navigation_overview" data-bactmln="tabbed-navigation-_-Hyperlink-_-overview_https://promotions.bankofamerica.com/smallbusiness/starting-a-business.html" class="t-track-body-copy-link">Overview</a></li> <li class="tabbed-navigation__link"><a href="https://promotions.bankofamerica.com/smallbusiness/starting-a-business/learn-and-plan.html" aria-label="Learn and plan" id="tabbed-navigation_learn-and-plan" data-bactmln="tabbed-navigation-_-Hyperlink-_-learn-and-plan_https://promotions.bankofamerica.com/smallbusiness/starting-a-business/learn-and-plan.html" class="t-track-body-copy-link">Learn and plan</a></li> <li class="tabbed-navigation__link"><a href="https://promotions.bankofamerica.com/smallbusiness/starting-a-business/forming-your-business.html" aria-label="Form your business" id="tabbed-navigation_form-your-business" data-bactmln="tabbed-navigation-_-Hyperlink-_-form-your-business_https://promotions.bankofamerica.com/smallbusiness/starting-a-business/forming-your-business.html" class="t-track-body-copy-link">Form your business</a></li> <li class="tabbed-navigation__link"><a href="https://promotions.bankofamerica.com/smallbusiness/starting-a-business/your-business-banking.html" aria-label="Set up banking" id="tabbed-navigation_set-up-banking" data-bactmln="tabbed-navigation-_-Hyperlink-_-set-up-banking_https://promotions.bankofamerica.com/smallbusiness/starting-a-business/your-business-banking.html" class="t-track-body-copy-link">Set up banking</a></li> </ul> </div> </nav> </div> </div> </div> </div> </header> <main role="main" id="main-content" class=" "> <div class="root responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="aem-wrap--masthead aem-GridColumn aem-GridColumn--default--12"> <div id="target-wrapper-_-masthead-_-29657039"> <section id="masthead" class="masthead masthead-29657039 not-modal masthead--custom masthead--center masthead--hasNotch masthead--text-black no-margin"> <div class="container section__wrapper masthead__wrapper "> <div class="masthead__section"> <div class="masthead__section-upper"> <h2 class="masthead__heading"> <span class="masthead__heading--lead"></span> <span class="masthead__heading--copy text-white text-medium"> </span> </h2> </div> </div> </div> </section> </div> <div class="masthead__notch not-modal text no-margin" data-action="text" data-component-context="masthead"> <h1>Starting a new business</h1> <p>No matter where you are in your business journey, Bank of America has the information, tools and products you need to make decisions with confidence.</p> </div> <style type="text/css"> @media screen and (max-width:642px) { .masthead-29657039 { background-image: url(\2f content\2f dam\2f consumer-marketing\2fsmallbusiness\2fstarting-a-business\2foverview\2f C02_MH_Tab1_mobile.png); } } @media screen 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srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step1.png"/> <source media="(min-width: 375px)" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step1.png"/> <img sizes="(min-width: 19.5vw) 33.3vw, 55.62vw" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step1.png 375w, /content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step1.png 640w, /content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step1.png 1068w" alt="Step one"/> </picture> </div> <div class="tiles__content "> <h3 class="tiles__subHeading text-black">Learn and plan</h3> <div class="tiles__copy text" data-action="text" data-component-context="tiles"> <p>Helpful articles and guides that answer the questions you have when starting a business to ensure you start off right.</p> </div> <div class="tiles__cta"> <a id="tile924674801-_-learn-more" class="cta cta__desktop t-track-cta__link cta--outline-blue t-track-cta " href="https://promotions.bankofamerica.com/smallbusiness/starting-a-business/learn-and-plan.html" data-bactmln="tile-_-CTA-_-Learn-more_https://promotions.bankofamerica.com/smallbusiness/starting-a-business/learn-and-plan.html" aria-label="Learn more about planning your business" target="_self"> Learn more </a> </div> </div> </div> <div class="tiles__item tiles__item--three"> <div class="tiles__media large-image"> <picture> <source media="(min-width: 1068px)" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step2.png"/> <source media="(min-width: 640px)" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step2.png"/> <source media="(min-width: 375px)" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step2.png"/> <img sizes="(min-width: 19.5vw) 33.3vw, 55.62vw" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step2.png 375w, /content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step2.png 640w, /content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step2.png 1068w" alt="Step 2"/> </picture> </div> <div class="tiles__content "> <h3 class="tiles__subHeading text-black">Form your business</h3> <div class="tiles__copy text" data-action="text" data-component-context="tiles"> <p>Tools, information and exclusive offers to form your business.</p> </div> <div class="tiles__cta"> <a id="tile863868222-_-learn-more" class="cta cta__desktop t-track-cta__link cta--outline-blue t-track-cta " href="https://promotions.bankofamerica.com/smallbusiness/starting-a-business/forming-your-business.html" data-bactmln="tile-_-CTA-_-Learn-more_https://promotions.bankofamerica.com/smallbusiness/starting-a-business/forming-your-business.html" aria-label="Learn more about forming your business" target="_self"> Learn more </a> </div> </div> </div> <div class="tiles__item tiles__item--three"> <div class="tiles__media large-image"> <picture> <source media="(min-width: 1068px)" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step3.png"/> <source media="(min-width: 640px)" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step3.png"/> <source media="(min-width: 375px)" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step3.png"/> <img sizes="(min-width: 19.5vw) 33.3vw, 55.62vw" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step3.png 375w, /content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step3.png 640w, /content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C10_step3.png 1068w" alt="Step 3"/> </picture> </div> <div class="tiles__content "> <h3 class="tiles__subHeading text-black">Set up banking</h3> <div class="tiles__copy text" data-action="text" data-component-context="tiles"> <p>Set your business banking relationship up for success with information on powerful digital solutions and product offerings.</p> </div> <div class="tiles__cta"> <a id="tile2110535414-_-learn-more" class="cta cta__desktop t-track-cta__link cta--outline-blue t-track-cta " href="https://promotions.bankofamerica.com/smallbusiness/starting-a-business/your-business-banking.html" data-bactmln="tile-_-CTA-_-Learn-more_https://promotions.bankofamerica.com/smallbusiness/starting-a-business/your-business-banking.html" aria-label="Learn more about a business banking relationship" target="_self"> Learn more </a> </div> </div> </div> </div> </div> </section> </div> </div> <div class="aem-wrap--content-tile aem-GridColumn aem-GridColumn--default--12"> <div id="target-wrapper-_-content-tile-_-579687920"> <div id="bizee-starting-a-business" class="content-tile content-tile__left not-modal bg-white full-width"> <div class="content-tile__wrapper container"> <div class="row content-tile__row text-verCenter "> <div class="content-tile__img col-xs-12 col-sm-12 col-md-6"> <picture> <source media="(min-width: 1068px)" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/bizee_logo_desktop_790x540_v2.jpg"/> <source media="(min-width: 640px)" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/bizee_logo_tablet_768x295_v2.jpg"/> <source media="(min-width: 375px)" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/bizee_logo_mobile_375x290_v2.jpg"/> <img sizes="(min-width: 19.5vw) 33.3vw, 55.62vw" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/bizee_logo_mobile_375x290_v2.jpg 375w, /content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/bizee_logo_tablet_768x295_v2.jpg 640w, /content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/bizee_logo_desktop_790x540_v2.jpg 1068w" alt="Bizee Logo"/> </picture> </div> <div class="content-tile__column"> <div class="content-tile__icon icon__black text-black"> <span class="uc-icon icon__black text-black" aria-hidden="true"></span> </div> <h1 class="content-tile__title"> <span class="content-tile__title--copy text-black text-medium">An exclusive discount on business formation</span> </h1> <div class="content-tile__copy col-xs-12 text" data-action="text" data-component-context="content-tile"> <p>Bank of America and Bizee<sup data-disclosureid="overview-disclosure1/master" data-disclosuretype="number"><a href="#disclosure-1140201044" aria-label="Footnote 1">1</a></sup> are working together to make it quick, easy and less expensive than you may think to establish a legal business entity, including filing for a federal Employer Identification Number (EIN) for your new business.</p> <p>For example, in nearly all states you can create a Limited Liability Company (LLC) for less than $350. And as a Bank of America client, you’ll get a <b>$70 or $150</b> exclusive discount when completing your business formation with Bizee.<sup data-disclosureid="overview-disclosure2/master" data-disclosuretype="number"><a href="#disclosure-602609291" aria-label="Footnote 2">2</a></sup></p> <p>After completing the business formation process, you may also be eligible for additional offers from Bank of America when you apply for business banking accounts.<sup data-disclosureid="overview-disclosure3/master" data-disclosuretype="number"><a href="#disclosure-1949547670" aria-label="Footnote 3">3</a></sup></p> </div> <div class="content-tile__cta"> <a id="content-tile597686837-_-get-started" class="cta cta__desktop t-track-cta__link cta--blue t-track-cta " href="https://bankofamerica.bizee.com/" data-bactmln="content-tile-_-CTA-_-Get-started_https://bankofamerica.bizee.com/" aria-label="Get started with your business formation" target="_blank" rel="noopener noreferrer"> Get started </a> </div> </div> </div> </div> </div> </div></div> <div class="aem-wrap--content-tile aem-GridColumn aem-GridColumn--default--12"> <div id="target-wrapper-_-content-tile-_-1947732958"> <div id="content-tile" class="content-tile content-tile__right not-modal bg-white full-width"> <div class="content-tile__wrapper container"> <div class="row content-tile__row "> <div class="content-tile__column"> <div class="content-tile__icon icon__black text-black"> <span class="uc-icon icon__black text-black" aria-hidden="true"></span> </div> <h2 class="content-tile__title"> <span class="content-tile__title--copy text-black text-medium">Getting your business started with the right products and digital solutions</span> </h2> <div class="content-tile__copy col-xs-12 text" data-action="text" data-component-context="content-tile"> <p>Answer a few simple questions to receive customized business banking solutions.</p> </div> <div class="content-tile__cta"> <a id="content-tile1405758646-_-get-recommendations" class="cta cta__desktop t-track-cta__link cta--blue t-track-cta " href="https://promotions.bankofamerica.com/smallbusiness/business-solution-finder" data-bactmln="content-tile-_-CTA-_-Get-recommendations_https://promotions.bankofamerica.com/smallbusiness/business-solution-finder" aria-label="Get recommendations with the business solution finder" target="_blank" rel="noopener noreferrer"> Get recommendations </a> </div> </div> <div class="content-tile__img col-xs-12 col-sm-12 col-md-6"> <picture> <source media="(min-width: 1068px)" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C08-SF_desktop-790x540.jpg"/> <source media="(min-width: 640px)" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C08-SF_tablet-768x295.jpg"/> <source media="(min-width: 375px)" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C08-SF_mobile-375x290.jpg"/> <img sizes="(min-width: 19.5vw) 33.3vw, 55.62vw" srcset="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C08-SF_mobile-375x290.jpg 375w, /content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C08-SF_tablet-768x295.jpg 640w, /content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C08-SF_desktop-790x540.jpg 1068w" alt="Solution finder being used on mobile device"/> </picture> </div> </div> </div> </div> </div></div> <div class="aem-wrap--features aem-GridColumn aem-GridColumn--default--12"> <div id="target-wrapper-_-features-_-1877080960"> <section id="features" class="features not-modal horizontal features--flagscape-blue color-reverse no-margin" data-action="featuredList"> <div class="container section__wrapper features__wrapper" data-arrow-prev-label="Previous" data-arrow-next-label="Next"> <h2 class="features__heading text-white text-medium">A business checking account gives you the tools you need to move your business forward</h2> <div class="features__items features__items--4 "> <div class="features__item "> <div class="features__icon icon__black"> <img src="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C13_B_1.svg" alt="Powerful digital tools" aria-hidden="false" role="img"/> </div> <div class="features__items-wrapper"> <h3 class="features__item--title">Powerful digital tools</h3> <div class="features__item--copy text" data-action="text" data-component-context="features"> <p>Manage your business efficiently with customizable digital tools like Cash Flow Monitor<sup data-disclosureid="overview-disclosure4/master" data-disclosuretype="number"><a href="#disclosure-206737335" aria-label="Footnote 4">4</a></sup>, Mobile Check Deposit<sup data-disclosureid="overview-disclosure5/master" data-disclosuretype="number"><a href="#disclosure-1536073000" aria-label="Footnote 5">5</a></sup>, and access to Zelle®<sup data-disclosureid="overview-disclosure6/master" data-disclosuretype="number"><a href="#disclosure-1016083961" aria-label="Footnote 6">6</a></sup>. All your business transactions in one place.</p> </div> </div> </div> <div class="features__item "> <div class="features__icon icon__black"> <img src="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C13_B_2.svg" alt="Small business specialists" aria-hidden="false" role="img"/> </div> <div class="features__items-wrapper"> <h3 class="features__item--title">Small business specialists</h3> <div class="features__item--copy text" data-action="text" data-component-context="features"> <p>Our Small Business team is ready to help with the unique challenges small business owners face.</p> </div> </div> </div> <div class="features__item "> <div class="features__icon icon__black"> <img src="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C13_B_3.svg" alt="Secure Banking" aria-hidden="false" role="img"/> </div> <div class="features__items-wrapper"> <h3 class="features__item--title">Secure Banking</h3> <div class="features__item--copy text" data-action="text" data-component-context="features"> <p>We're committed to keeping your banking information secure so you can bank with confidence.</p> </div> </div> </div> <div class="features__item "> <div class="features__icon icon__black"> <img src="/content/dam/consumer-marketing/smallbusiness/starting-a-business/overview/C13_B_4.svg" alt="Preferred Rewards for Business" aria-hidden="false" role="img"/> </div> <div class="features__items-wrapper"> <h3 class="features__item--title">Preferred Rewards for Business<sup data-disclosureid="overview-disclosure7/master" data-disclosuretype="number"><a href="#disclosure-726726374" aria-label="Footnote 7">7</a></sup></h3> <div class="features__item--copy text" data-action="text" data-component-context="features"> <p>New business checking account clients can enjoy a wide range of valuable benefits and savings on Bank of America business products and services if they enroll in the program at the time of account opening and meet qualifying balance requirements.</p> </div> </div> </div> </div> </div> </section> </div></div> <div class="aem-wrap--cta-banner aem-GridColumn aem-GridColumn--default--12"> <div id="target-wrapper-_-cta-banner-_-609004247"> <section id="secondary-cta" class="secondary-cta not-modal secondary-cta--bg-white no-margin"> <div class="container section__wrapper secondary-cta__wrapper"> <h2 class="secondary-cta__heading text-black text-medium">Ready to get started?</h2> <div class="secondary-cta__cta-container"> </div> <div class="secondary-cta__copy "><a href="https://promotions.bankofamerica.com/smallbusiness/starting-a-business/learn-and-plan.html">Move to the next tab</a> for helpful articles and guides.</div> </div> </section> </div> </div> </div> </div> </main> <footer role="contentinfo"> <div class="footer responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="aem-wrap--footer aem-GridColumn aem-GridColumn--default--12"> <div id="target-wrapper-_-disclosures-_-354812001"> <div class="disclosures not-modal disclosures--gray"> <div class="disclosures__wrapper">   <div class="disclosures__list"> </div>  <div class="disclosures__list"> <div class="disclosures__item"> <a class="disclosures__note" id="disclosure-1140201044" tabindex="-1" aria-label="Footnote 1">1</a> <div class="disclosures__text text" data-action="text" data-component-context="disclosures" data-rte-id="1808537802"><p>Bank of America does not deliver and is not responsible for the products, services or performance of Bizee. 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Neither Bank of America, its affiliates, nor their employees provide legal, accounting and tax advice.</p> </div> </div> <div class="disclosures__item"> <a class="disclosures__note" id="disclosure-602609291" tabindex="-1" aria-label="Footnote 2">2</a> <div class="disclosures__text text" data-action="text" data-component-context="disclosures" data-rte-id="538737304"><p>A Discount of $70 or $150 is provided by Bizee on their business formation services and is dependent on which formation package you select with Bizee. To qualify for the Bizee discount you must use the provided link {<a href="https://bankofamerica.bizee.com/" target="_blank" rel="noopener noreferrer">https://bankofamerica.bizee.com/</a>}. Costs for forming a business are established by the state in which you decide to incorporate. Costs are subject to change and are paid for by the Bizee client. Bank of America does not require you to obtain any service from third parties. 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Bank of America does not require you to obtain any product or service from third parties, whether or not you obtain any products or services from third parties has no bearing on the availability or terms of any product or service offered by Bank of America.</p> <p>Bank of America credit cards, credit lines and loans are subject to credit approval and creditworthiness. Some restrictions may apply.</p> </div> </div> <div class="disclosures__item"> <a class="disclosures__note" id="disclosure-206737335" tabindex="-1" aria-label="Footnote 4">4</a> <div class="disclosures__text text" data-action="text" data-component-context="disclosures" data-rte-id="710100996"><p>You must be enrolled in Business Advantage 360, our small business online banking, or Mobile Banking to use Cash Flow Monitor and Connected Apps, and have an eligible Bank of America® small business deposit account. Mobile Banking requires that you download the Mobile Banking app and is only available for select mobile devices. Message and data rates may apply.</p> <p>When you use Cash Flow Monitor and Connected Apps to access services or information from third parties (“Third-Party Account Information"), you will be subject to any terms and conditions established by those third parties<b><i>, </i></b>in addition to the <a href="https://www.bankofamerica.com/onlinebanking/online_business_suite_addendum.go#cat4_topic1" target="_blank" rel="noopener noreferrer">Cash Flow Monitor and Connected Apps Terms and Conditions</a>. Bank of America, N.A. provides access to third-party websites and Third-Party Account Information only as a convenience, and is not responsible for, does not guarantee or endorse the services offered, and does not monitor or review such information for accuracy, completeness or otherwise. Information displayed through Cash Flow Monitor and Connected Apps may be more up-to-date when obtained directly from relevant third-party web sites. Neither Bank of America, its affiliates, nor their employees provide legal, accounting and tax advice.</p> <p>Bank of America and/or its affiliates or service providers may receive compensation from third parties for clients' use of their services. All third party trademarks, service marks, trade names and logos referenced in this material are the property of their respective owners. Bank of America does not deliver and is not responsible for the products, services or performance of any third party.</p> </div> </div> <div class="disclosures__item"> <a class="disclosures__note" id="disclosure-1536073000" tabindex="-1" aria-label="Footnote 5">5</a> <div class="disclosures__text text" data-action="text" data-component-context="disclosures" data-rte-id="905323217"><p>Mobile Check Deposits are subject to verification and not available for immediate withdrawal. Other restrictions apply. In the Mobile Banking app, select <b>Menu</b> > <b>Help</b> > <b>Browse More Topics</b> > <b>Mobile Check Deposit</b> for details, and other terms and conditions. Message and data rates may apply.</p> </div> </div> <div class="disclosures__item"> <a class="disclosures__note" id="disclosure-1016083961" tabindex="-1" aria-label="Footnote 6">6</a> <div class="disclosures__text text" data-action="text" data-component-context="disclosures" data-rte-id="1172917940"><p>Zelle® should only be used to send money to friends, family or others you trust. We recommend that you do not use Zelle® to send money to those you do not know. Transfers require enrollment in the service with a U.S. checking or savings account and must be made from an eligible Bank of America consumer or business deposit account. Transactions between enrolled users typically occur in minutes and transactions between enrolled consumers do not typically incur transaction fees from Bank of America. We will send you an email alert with transaction details after you send money using Zelle®. Dollar and frequency limits apply. See the Online Banking Service Agreement at <a href="https://www.bankofamerica.com/online-banking/service-agreement.go" target="_blank" rel="noopener noreferrer">bankofamerica.com/serviceagreement</a> for further details. Data connection required. Message and data rates may apply. Neither Bank of America nor Zelle® offers purchase protection for payments made with Zelle®. Please treat Zelle® payments like cash, once you send the money, you are unlikely to get it back – for example, you do not receive the item you paid for using Zelle® or the item received is not as described. Regular account fees apply.</p> <p>To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution's online or mobile banking experience.</p> <p>Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.</p> </div> </div> <div class="disclosures__item"> <a class="disclosures__note" id="disclosure-726726374" tabindex="-1" aria-label="Footnote 7">7</a> <div class="disclosures__text text" data-action="text" data-component-context="disclosures" data-rte-id="1147802741"><p><b>Preferred Rewards for Business Overall Program Rules:</b><br/> The Preferred Rewards for Business program is only available to Small Business, Merrill Small Business, and Bank of America Private Bank® Small Business clients. Clients in the eligible business categories may enroll in the program. To enroll you must have an active, eligible Bank of America business checking account, and maintain a qualifying balance of at least $20,000 for the Gold tier, $50,000 for the Platinum tier, or $100,000 for the Platinum Honors tier in your combined qualifying Bank of America business accounts (such as checking, savings, certificate of deposit) and/or your Merrill business investment accounts (such as Working Capital Management Accounts, Business Investor Accounts, Delaware Business Accounts). The qualifying balance is calculated based on either (i) your average daily balance for a three calendar month period, or (ii) your current combined balance, provided that you enroll at the time you open your first eligible business checking account and satisfy the balance requirement at the end of at least one day within thirty days of opening that account. Refer to your <a href="https://www.bankofamerica.com/smallbusiness/resources/fees-at-a-glance.go" target="_blank" rel="noopener noreferrer">Business Schedule of Fees</a> for details on accounts that qualify towards the combined balance calculation and receive program benefits. Eligibility to enroll is generally available three or more business days after the end of the calendar month in which you satisfy the requirements. Benefits become effective within 30 days of your enrollment, or for new accounts within 30 days of account opening, unless we indicate otherwise. Certain benefits may be available without enrolling in the program if you satisfy balance and other requirements. Additional program information is available at: <a href="https://business.bankofamerica.com/preferred-rewards-business.html" target="_blank" rel="noopener noreferrer">Preferred Rewards for Business</a>.</p> <p>Bank of America and the Bank of America logo are registered trademarks of the Bank of America Corporation.</p> </div> </div> </div> <div class="disclosures__item disclosures__item--generic text" data-action="text" data-component-context="disclosures"> </div>   <div class="disclosures__item disclosures__item--generic text" data-action="text" data-component-context="disclosures"> </div>  </div> </div> </div></div> <div class="aem-wrap--footer aem-GridColumn aem-GridColumn--default--12"> <div class="footer not-modal "> <div class="container section__wrapper footer__wrapper"> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="footer-content aem-GridColumn aem-GridColumn--default--12"> <div class="footer_wrapper not-modal" data-action="footer"> <div class="footer__boalogo"> <a id="footer-_-logo" class="t-track-footer_link t-track-link-click" target="_blank" href="https://www.bankofamerica.com" data-bactmln="Footer-_-Click_Content-_-logo" rel="noopener noreferrer"> <img src="/content/dam/consumer-marketing/global/BofA-logo.svg" role="img" alt="Bank of America Logo"/> </a> </div> <div class="footer__copy text" data-action="text" data-component-context="footer"><div class="footer__bottom"> <span class="footer__privacy">|</span> <a class="footer_link" rel="noopener noreferrer" id="Footer_PrivacySecurity" data-bactmln="Footer-_-Click_Content-_-privacysecurity" href="https://www.bankofamerica.com/security-center/privacy-overview/" target="_blank" aria-label="Privacy opens in a new browser tab or window">Privacy</a> | <a id="Footer_Security" rel="noopener noreferrer" href="https://www.bankofamerica.com/security-center/overview/" target="_blank" aria-label="Security opens in a new browser tab or window">Security</a> | <a id="Footer_AdPractices" rel="noopener noreferrer" href="#" aria-label="Advertising Practices opens in a modal dialog" class="show__modal footer_link" data-bactmln="Footer-_-Click_Content-_-adpractices" target="modal" data-modal-target="advertising">Advertising Practices</a> | <a class="footer_link" rel="noopener noreferrer" data-bactmln="Footer-_-Click_Content-_-childrensprivacy" href="https://www.bankofamerica.com/online-banking/childrens-privacy-policy/" target="_blank" aria-label="Children's Privacy opens in a new browser tab or window">Children's Privacy</a> | <a id="launchOtPc" rel="noopener noreferrer" class="ot-sdk-show-settings t-track-body-copy-link" href="#" data-bactmln="Footer-_-Click_Content-_-CA-Opt-Out-Preferences" aria-label="Your Privacy Choices opens in a modal dialog" data-aaclickevent="true">Your Privacy Choices</a><span class="uc-icon-optout-policy"></span><br/> Bank of America, N.A. 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