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Föreningsbanken – Wikipedia

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class="vector-menu mw-portlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="//donate.wikimedia.org/wiki/Special:FundraiserRedirector?utm_source=donate&amp;utm_medium=sidebar&amp;utm_campaign=C13_sv.wikipedia.org&amp;uselang=sv" class=""><span>Stöd Wikipedia</span></a> </li> <li id="pt-createaccount-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=Special:Skapa_konto&amp;returnto=F%C3%B6reningsbanken" title="Du uppmuntras att skapa ett konto och logga in, men det är inte obligatoriskt" class=""><span>Skapa konto</span></a> </li> <li id="pt-login-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=Special:Inloggning&amp;returnto=F%C3%B6reningsbanken" title="Inloggning ger tillgång till fler funktioner för den som vill skriva och redigera artiklar. [o]" accesskey="o" class=""><span>Logga in</span></a> </li> </ul> </div> </div> </div> <div id="vector-user-links-dropdown" class="vector-dropdown vector-user-menu vector-button-flush-right vector-user-menu-logged-out" title="Fler alternativ" > <input type="checkbox" id="vector-user-links-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-user-links-dropdown" class="vector-dropdown-checkbox " aria-label="Personliga verktyg" > <label id="vector-user-links-dropdown-label" for="vector-user-links-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-ellipsis mw-ui-icon-wikimedia-ellipsis"></span> <span class="vector-dropdown-label-text">Personliga verktyg</span> </label> <div class="vector-dropdown-content"> <div id="p-personal" class="vector-menu mw-portlet mw-portlet-personal user-links-collapsible-item" title="Användarmeny" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport" class="user-links-collapsible-item mw-list-item"><a href="//donate.wikimedia.org/wiki/Special:FundraiserRedirector?utm_source=donate&amp;utm_medium=sidebar&amp;utm_campaign=C13_sv.wikipedia.org&amp;uselang=sv"><span>Stöd Wikipedia</span></a></li><li id="pt-createaccount" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=Special:Skapa_konto&amp;returnto=F%C3%B6reningsbanken" title="Du uppmuntras att skapa ett konto och logga in, men det är inte obligatoriskt"><span class="vector-icon mw-ui-icon-userAdd mw-ui-icon-wikimedia-userAdd"></span> <span>Skapa konto</span></a></li><li id="pt-login" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=Special:Inloggning&amp;returnto=F%C3%B6reningsbanken" title="Inloggning ger tillgång till fler funktioner för den som vill skriva och redigera artiklar. [o]" accesskey="o"><span class="vector-icon mw-ui-icon-logIn mw-ui-icon-wikimedia-logIn"></span> <span>Logga in</span></a></li> </ul> </div> </div> <div id="p-user-menu-anon-editor" class="vector-menu mw-portlet mw-portlet-user-menu-anon-editor" > <div class="vector-menu-heading"> Sidor för utloggade redigerare <a href="/wiki/Hj%C3%A4lp:Introduktion" aria-label="Läs mer om redigering"><span>läs mer</span></a> </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-anoncontribs" class="mw-list-item"><a href="/wiki/Special:Mina_bidrag" title="En lista över redigeringar från denna IP-adress [y]" accesskey="y"><span>Bidrag</span></a></li><li id="pt-anontalk" class="mw-list-item"><a href="/wiki/Special:Min_diskussion" title="Diskussion om redigeringar från det här IP-numret [n]" accesskey="n"><span>Diskussion</span></a></li> </ul> </div> </div> </div> </div> </nav> </div> </header> </div> <div class="mw-page-container"> <div class="mw-page-container-inner"> <div class="vector-sitenotice-container"> <div id="siteNotice"><!-- CentralNotice --></div> </div> <div class="vector-column-start"> <div class="vector-main-menu-container"> <div id="mw-navigation"> <nav id="mw-panel" class="vector-main-menu-landmark" aria-label="Webbplats"> <div id="vector-main-menu-pinned-container" class="vector-pinned-container"> </div> </nav> </div> </div> <div class="vector-sticky-pinned-container"> <nav id="mw-panel-toc" aria-label="Innehåll" data-event-name="ui.sidebar-toc" class="mw-table-of-contents-container vector-toc-landmark"> <div id="vector-toc-pinned-container" class="vector-pinned-container"> <div id="vector-toc" class="vector-toc vector-pinnable-element"> <div class="vector-pinnable-header vector-toc-pinnable-header vector-pinnable-header-pinned" data-feature-name="toc-pinned" data-pinnable-element-id="vector-toc" > <h2 class="vector-pinnable-header-label">Innehåll</h2> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-toc.pin">flytta till sidofältet</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-toc.unpin">dölj</button> </div> <ul class="vector-toc-contents" id="mw-panel-toc-list"> <li id="toc-mw-content-text" class="vector-toc-list-item vector-toc-level-1"> <a href="#" class="vector-toc-link"> <div class="vector-toc-text">Inledning</div> </a> </li> <li id="toc-Historik" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Historik"> <div class="vector-toc-text"> <span class="vector-toc-numb">1</span> <span>Historik</span> </div> </a> <ul id="toc-Historik-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Omorganisation_inom_Föreningsbanksrörelsen_1992" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Omorganisation_inom_Föreningsbanksrörelsen_1992"> <div class="vector-toc-text"> <span class="vector-toc-numb">2</span> <span>Omorganisation inom Föreningsbanksrörelsen 1992</span> </div> </a> <ul id="toc-Omorganisation_inom_Föreningsbanksrörelsen_1992-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Fusion_med_Sparbanksrörelsen_1997" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Fusion_med_Sparbanksrörelsen_1997"> <div class="vector-toc-text"> <span class="vector-toc-numb">3</span> <span>Fusion med Sparbanksrörelsen 1997</span> </div> </a> <ul id="toc-Fusion_med_Sparbanksrörelsen_1997-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Se_även" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Se_även"> <div class="vector-toc-text"> <span class="vector-toc-numb">4</span> <span>Se även</span> </div> </a> <ul id="toc-Se_även-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Källor" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Källor"> <div class="vector-toc-text"> <span class="vector-toc-numb">5</span> <span>Källor</span> </div> </a> <button aria-controls="toc-Källor-sublist" class="cdx-button cdx-button--weight-quiet cdx-button--icon-only vector-toc-toggle"> <span class="vector-icon mw-ui-icon-wikimedia-expand"></span> <span>Växla underavsnittet Källor</span> </button> <ul id="toc-Källor-sublist" class="vector-toc-list"> <li id="toc-Noter" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#Noter"> <div class="vector-toc-text"> <span class="vector-toc-numb">5.1</span> <span>Noter</span> </div> </a> <ul id="toc-Noter-sublist" class="vector-toc-list"> </ul> </li> </ul> </li> </ul> </div> </div> </nav> </div> </div> <div class="mw-content-container"> <main id="content" class="mw-body"> <header 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</div> </div> <div id="bodyContent" class="vector-body" aria-labelledby="firstHeading" data-mw-ve-target-container> <div class="vector-body-before-content"> <div class="mw-indicators"> </div> <div id="siteSub" class="noprint">Från Wikipedia</div> </div> <div id="contentSub"><div id="mw-content-subtitle"></div></div> <div id="mw-content-text" class="mw-body-content"><div class="mw-content-ltr mw-parser-output" lang="sv" dir="ltr"><div class="noexcerpt noprint hanvisning_bas"> <dl><dd><i>För den finska banken, se <a href="/wiki/F%C3%B6reningsbanken_i_Finland" title="Föreningsbanken i Finland">Föreningsbanken i Finland</a>.&#32;&#32;</i></dd></dl></div> <style data-mw-deduplicate="TemplateStyles:r53696904">.mw-parser-output .infobox{border:1px solid #aaa;background-color:#f9f9f9;color:black;margin:.5em 0 .5em 1em;padding:.2em;float:right;clear:right;width:22em;text-align:left;font-size:88%;line-height:1.6em}.mw-parser-output .infobox td,.mw-parser-output .infobox th{vertical-align:top;padding:0 .2em}.mw-parser-output .infobox caption{font-size:larger}.mw-parser-output .infobox.bordered{border-collapse:collapse}.mw-parser-output .infobox.bordered td,.mw-parser-output .infobox.bordered th{border:1px solid #aaa}.mw-parser-output .infobox.bordered .borderless td,.mw-parser-output .infobox.bordered .borderless th{border:0}.mw-parser-output .infobox-showbutton button,.mw-parser-output .infobox-showbutton .mw-collapsible-text{color:inherit}.mw-parser-output .infobox.bordered .mergedtoprow td,.mw-parser-output .infobox.bordered .mergedtoprow th{border:0;border-top:1px solid #aaa;border-right:1px solid #aaa}.mw-parser-output .infobox.bordered .mergedrow td,.mw-parser-output .infobox.bordered .mergedrow th{border:0;border-right:1px solid #aaa}.mw-parser-output .infobox.geography{border:1px solid #ccd2d9;text-align:left;border-collapse:collapse;line-height:1.2em;font-size:90%}.mw-parser-output .infobox.geography td,.mw-parser-output .infobox.geography th{border-top:solid 1px #ccd2d9;padding:0.4em 0.6em 0.4em 0.6em}.mw-parser-output .infobox.geography .mergedtoprow td,.mw-parser-output .infobox.geography .mergedtoprow th{border-top:solid 1px #ccd2d9;padding:0.4em 0.6em 0.2em 0.6em}.mw-parser-output .infobox.geography .mergedrow td,.mw-parser-output .infobox.geography .mergedrow th{border:0;padding:0 0.6em 0.2em 0.6em}.mw-parser-output .infobox.geography .mergedbottomrow td,.mw-parser-output .infobox.geography .mergedbottomrow th{border-top:0;border-bottom:solid 1px #ccd2d9;padding:0 0.6em 0.4em 0.6em}.mw-parser-output .infobox.geography .maptable td,.mw-parser-output .infobox.geography .maptable th{border:0;padding:0}</style><table class="infobox" style="border-spacing:3px;"><tbody><tr><td colspan="2" class="" style="padding:2px; text-align:center; font-size: 125%; font-weight: bold; background-color:#e8e8e8;">Föreningsbanken AB</td></tr><tr><th style="text-align:left;"><a href="/wiki/Kategori:Bolagsformer" title="Kategori:Bolagsformer">Typ</a></th><td class="" style="">Börsnoterat aktiebolag från 1994<sup id="cite_ref-1" class="reference"><a href="#cite_note-1"><span class="cite-reference-link-bracket">[</span>1<span class="cite-reference-link-bracket">]</span></a></sup></td></tr><tr><th style="text-align:left;">Huvudkontor</th><td class="" style=""><a href="/wiki/Stockholm" title="Stockholm">Stockholm</a></td></tr><tr><th style="text-align:left;">Bransch</th><td class="" style="">Bank</td></tr><tr><th colspan="2" style="text-align:center;background-color:#e8e8e8;">Historik</th></tr><tr><th style="text-align:left;">Grundat</th><td class="" style="">1992</td></tr><tr><th style="text-align:left;">Grundare</th><td class="" style="">Olika delar av Föreningsbanksrörelsen</td></tr><tr><th style="text-align:left;"><a href="/wiki/Fusion_(ekonomi)" title="Fusion (ekonomi)">Bildat av</a></th><td class="" style=""><a href="/wiki/Sveriges_F%C3%B6reningsbank" title="Sveriges Föreningsbank">Sveriges Föreningsbank</a>, <a href="/wiki/F%C3%B6reningsbankernas_Bank" class="mw-redirect" title="Föreningsbankernas Bank">Föreningsbankernas Bank</a> och drygt trehundra lokala <a href="/wiki/F%C3%B6reningsbank" class="mw-redirect" title="Föreningsbank">Föreningsbanker</a>, förr benämnda <a href="/wiki/Jordbrukskassa" title="Jordbrukskassa">Jordbrukskassor</a></td></tr><tr><th style="text-align:left;">Efterträdare</th><td class="" style=""><a href="/wiki/Swedbank" title="Swedbank">Swedbank</a></td></tr><tr><th style="text-align:left;">Upplöst</th><td class="" style="">1997 genom samgående med <a href="/wiki/Sparbanken_Sverige" title="Sparbanken Sverige">Sparbanken Sverige</a> i <a href="/wiki/F%C3%B6reningssparbanken" class="mw-redirect" title="Föreningssparbanken">Föreningssparbanken</a></td></tr><tr><th colspan="2" style="text-align:center;background-color:#e8e8e8;">Struktur</th></tr><tr><th style="text-align:left;">Ägare</th><td class="" style="">Olika delar av föreningsbanksrörelsen</td></tr></tbody></table> <p><b>Föreningsbanken AB</b> var en <a href="/wiki/Aff%C3%A4rsbank" title="Affärsbank">affärsbank</a> som bildades 1992 genom ett samgående mellan <a href="/wiki/Sveriges_F%C3%B6reningsbank" title="Sveriges Föreningsbank">Sveriges Föreningsbank</a>, <a href="/wiki/F%C3%B6reningsbankernas_Bank" class="mw-redirect" title="Föreningsbankernas Bank">Föreningsbankernas Bank</a> och drygt trehundra lokala <a href="/wiki/F%C3%B6reningsbank" class="mw-redirect" title="Föreningsbank">Föreningsbanker</a>, tidigare benämnda <a href="/wiki/Jordbrukskassa" title="Jordbrukskassa">Jordbrukskassor</a>, anslutna till <a href="/wiki/Sveriges_F%C3%B6reningsbankers_F%C3%B6rbund" class="mw-redirect" title="Sveriges Föreningsbankers Förbund">Sveriges Föreningsbankers Förbund</a>. </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="Historik">Historik</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=F%C3%B6reningsbanken&amp;veaction=edit&amp;section=1" title="Redigera avsnitt: Historik" class="mw-editsection-visualeditor"><span>redigera</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=F%C3%B6reningsbanken&amp;action=edit&amp;section=1" title="Redigera avsnitts källkod: Historik"><span>redigera wikitext</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Den första jordbrukskassan grundades 1915 i <a href="/wiki/V%C3%A4sterhaninge" title="Västerhaninge">Västerhaninge</a>. År 1956 infördes en ny jordbrukskasselag och 1958 bildades Jordbrukets Bank, senare namnändrad till Föreningsbankernas Bank, som en affärsbank och serviceorgan för jordbrukskassorna. De senare ändrar sina namn till föreningsbanker 1974. </p> <div class="mw-heading mw-heading2"><h2 id="Omorganisation_inom_Föreningsbanksrörelsen_1992"><span id="Omorganisation_inom_F.C3.B6reningsbanksr.C3.B6relsen_1992"></span>Omorganisation inom Föreningsbanksrörelsen 1992</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=F%C3%B6reningsbanken&amp;veaction=edit&amp;section=2" title="Redigera avsnitt: Omorganisation inom Föreningsbanksrörelsen 1992" class="mw-editsection-visualeditor"><span>redigera</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=F%C3%B6reningsbanken&amp;action=edit&amp;section=2" title="Redigera avsnitts källkod: Omorganisation inom Föreningsbanksrörelsen 1992"><span>redigera wikitext</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Föreningsbanksrörelsen bestod före bildandet av Föreningsbanken av drygt 300 lokala föreningsbanker, vilka var medlemmar i den centrala föreningsbanken Sveriges föreningsbank, den enda banken i detta sammanhang som innehade <a href="/wiki/Oktroj" title="Oktroj">oktroj</a> för att bedriva bankverksamhet. De lokala föreningsbankerna hade som huvudverksamhet att bedriva utlåning till allmänheten, samtidigt som de för sin upplåning hänvisade till Sveriges föreningsbank. De lokala föreningsbankerna och den centrala föreningsbanken betraktades utåt som en enhet, men de lokala föreningsbankerna var formellt självständiga juridiska personer med egna, sammanlagt omkring 840&#160;000, medlemmar med obligatoriska och frivilliga ägarinsatser. </p><p>Föreningsbankerna ansåg sig från 1991 inte klara sin kapitalförsörjning, till följd av sin kreditexpansion, statens kapitalkrav och kraftigt ökade kreditförluster under 1991 och 1992. De hamnade i en akut kapitalsituationen, med svårigheter att anskaffa nödvändigt nytt kapital på både kort och lång sikt. Fusionen av de lokala föreningsbankerna och den centrala föreningsbanken motiverades av detta akuta behov av att förstärka kapitalbasen. </p><p>Fusionen krävde lagändringsbeslut beträffande bland annat Föreningsbankslagen (1987:620). </p> <div class="mw-heading mw-heading2"><h2 id="Fusion_med_Sparbanksrörelsen_1997"><span id="Fusion_med_Sparbanksr.C3.B6relsen_1997"></span>Fusion med Sparbanksrörelsen 1997</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=F%C3%B6reningsbanken&amp;veaction=edit&amp;section=3" title="Redigera avsnitt: Fusion med Sparbanksrörelsen 1997" class="mw-editsection-visualeditor"><span>redigera</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=F%C3%B6reningsbanken&amp;action=edit&amp;section=3" title="Redigera avsnitts källkod: Fusion med Sparbanksrörelsen 1997"><span>redigera wikitext</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>Föreningsbanken bildade 1997 <a href="/wiki/F%C3%B6reningsSparbanken" class="mw-redirect" title="FöreningsSparbanken">FöreningsSparbanken</a>, senare namnändrad till <a href="/wiki/Swedbank" title="Swedbank">Swedbank</a>, genom ett samgående med <a href="/wiki/Sparbanken_Sverige" title="Sparbanken Sverige">Sparbanken Sverige</a>.<sup id="cite_ref-2" class="reference"><a href="#cite_note-2"><span class="cite-reference-link-bracket">[</span>2<span class="cite-reference-link-bracket">]</span></a></sup> </p> <div class="mw-heading mw-heading2"><h2 id="Se_även"><span id="Se_.C3.A4ven"></span>Se även</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=F%C3%B6reningsbanken&amp;veaction=edit&amp;section=4" title="Redigera avsnitt: Se även" class="mw-editsection-visualeditor"><span>redigera</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=F%C3%B6reningsbanken&amp;action=edit&amp;section=4" title="Redigera avsnitts källkod: Se även"><span>redigera wikitext</span></a><span class="mw-editsection-bracket">]</span></span></div> <ul><li><a href="/wiki/F%C3%B6reningsbanken_i_Finland" title="Föreningsbanken i Finland">Föreningsbanken i Finland</a></li></ul> <div class="mw-heading mw-heading2"><h2 id="Källor"><span id="K.C3.A4llor"></span>Källor</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=F%C3%B6reningsbanken&amp;veaction=edit&amp;section=5" title="Redigera avsnitt: Källor" class="mw-editsection-visualeditor"><span>redigera</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=F%C3%B6reningsbanken&amp;action=edit&amp;section=5" title="Redigera avsnitts källkod: Källor"><span>redigera wikitext</span></a><span class="mw-editsection-bracket">]</span></span></div> <ul><li><a rel="nofollow" class="external text" href="http://data.riksdagen.se/dokument/GG01NU7"><i>Ombildning av föreningsbankerna till ett bankaktiebolag</i>, Näringsutskottets betänkande 1992/93:NU07</a></li> <li><a rel="nofollow" class="external text" href="https://swedbank.com/sv/om-swedbank/var-historia/bankens-historia-i-korthet.html"><i>Vår historia</i> på Swedbanks webbplats</a>, läst den 29 mars 2019</li></ul> <div class="mw-heading mw-heading3"><h3 id="Noter">Noter</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=F%C3%B6reningsbanken&amp;veaction=edit&amp;section=6" title="Redigera avsnitt: Noter" class="mw-editsection-visualeditor"><span>redigera</span></a><span class="mw-editsection-divider"> | </span><a href="/w/index.php?title=F%C3%B6reningsbanken&amp;action=edit&amp;section=6" title="Redigera avsnitts källkod: Noter"><span>redigera wikitext</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="mw-references-wrap"><ol class="references"> <li id="cite_note-1"><a href="#cite_ref-1">^</a> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.ne.se/uppslagsverk/encyklopedi/l%C3%A5ng/f%C3%B6reningsbanken-ab">Nationalencyklopedin</a></span> </li> <li id="cite_note-2"><a href="#cite_ref-2">^</a> <span class="reference-text"><a rel="nofollow" class="external text" href="https://www.swedbank.se/om-swedbank/fakta-om-swedbank/bankens-historia/bankens-historia-i-korthet/index.htm">"Bankens historia".</a> <a rel="nofollow" class="external text" href="https://web.archive.org/web/20141024164952/http://www.swedbank.se/om-swedbank/fakta-om-swedbank/bankens-historia/bankens-historia-i-korthet/index.htm">Arkiverad</a> 24 oktober 2014 hämtat från the <a href="/wiki/Internet_Archive#Wayback_Machine" title="Internet Archive">Wayback Machine</a>. Swedbank.se. 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